Prospectus Supplement (Sales Report) No. 33 dated April 3, 2012 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 726711
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
726711 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 726711. Member loan 726711 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | NLS | Debt-to-income ratio: | 22.40% |
Length of employment: | 10+ years | Location: | Blacklick, OH |
Home town: | |||
Current & past employers: | NLS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I am looking to consolidate at a lower interest rate. I have a perfect payment history.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 838472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
838472 |
$10,750 |
$10,750 |
13.99% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 838472. Member loan 838472 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Maestro Software | Debt-to-income ratio: | 22.97% |
Length of employment: | 3 years | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Maestro Software | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > This will be my second time borrowing with Lending Club. My first loan was paid in full, and I am borrowing again to consolidate the last of my debt.<br><br> Borrower added on 03/27/12 > To investors - the purpose of this listing should be correctly listed as "Debt consolidation" and not "Home buying". Lending Club was not able to make this change to the listing.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $26,912.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Thank you for your question. The intended use of the loan is for debt consolidation. Lending Club is currently amending my listing to reflect "debt consolidation" instead of "home purchase". |
Member Payment Dependent Notes Series 851300
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
851300 |
$7,800 |
$7,800 |
7.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 851300. Member loan 851300 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Capital Management Services | Debt-to-income ratio: | 27.73% |
Length of employment: | 2 years | Location: | lackawanna, NY |
Home town: | |||
Current & past employers: | Capital Management Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > This loan will pay off all of my credit cards.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,736.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | That's a lot of private information that I'm not comfortable putting out in a public forum like this. I understand why you want to know, and if you don't want to invest with me that's perfectly fine. I thank you for even considering it. I will tell you that this loan will cut my bills by $450 a month, and leave me with only another loan from LendingClub as my outstanding debt. |
Member Payment Dependent Notes Series 985314
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985314 |
$35,000 |
$35,000 |
13.99% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985314. Member loan 985314 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,083 / month |
Current employer: | Contoural, Inc. | Debt-to-income ratio: | 24.05% |
Length of employment: | 1 year | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Contoural, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > I am looking to pay down credit card debt accumulated while putting myself through law school and being unemployed for several months. I now have a solid job and salary, which I have held for over a year, and want to pay down my debts aggressively.<br><br> Borrower added on 03/18/12 > Student Loans: $227,000 consolidated at 6.75% over 30 years<br><br>Credit Cards<br>Chase: $16,928 19.24% (closed)<br>Citibank: $18,138 16.99%<br>AT&T Universal Card: $10,276 14.99% (closed)<br>Bank of America: $15,285 14.99% (closed)<br>Capital One: $9,307 APR 9.90%<br><br>No missed payments; will pay top APR 1st.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loans: $227,000 at 6.75% over 30 years<br>Credit Cards:<br>Chase: $16,928 19.24% (closed)<br>Citibank: $18,138 16.99%<br>AT&T: $10,276 14.99% (closed)<br>BofA: $15,285 14.99% (closed)<br>CapitalOne: $9,307 9.9%<br><br>I have no missed payments, and have paid down over $10,000 so far on my own. I would like to use this loan to pay down the highest APR first. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing: $ 2100<br>Insurance: $ 140<br>Car expenses: Own my car, gas $120/mo<br>Utilities: $70<br>Phone, cable internet: Paid by my company.<br>Food, entertainment: $900<br>Clothing, household expenses: $200<br>Credit cards and other loans: $1800<br>Student loans: $1100 |
Please explain the reason why you carry a large revolving credit balance. | This unfortunate situation came about from putting myself through law school, and from two periods of unemployment. The first was immediately prior to law school after the dot-com bubble. The second came about a year after law school, when the housing bubble burst. It was worsened by unwise budgeting in law school, having been accustomed to a professional income. I have since closed most of the revolving accounts, paid down over $10K on principal, and use only cash or AMEX paid in full monthly. |
Member Payment Dependent Notes Series 1090897
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1090897 |
$11,750 |
$11,750 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1090897. Member loan 1090897 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,167 / month |
Current employer: | Water Consulting Specialists, Inc. | Debt-to-income ratio: | 10.02% |
Length of employment: | 10+ years | Location: | Newton, NJ |
Home town: | |||
Current & past employers: | Water Consulting Specialists, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I have a secure professional career.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $28,967.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 1096617
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1096617 |
$14,000 |
$14,000 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1096617. Member loan 1096617 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | comcast | Debt-to-income ratio: | 19.66% |
Length of employment: | 3 years | Location: | ANN ARBOR, MI |
Home town: | |||
Current & past employers: | comcast | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | the 2 credit cards that i want to pay have a combined minimum of around 250. The rest of the money i plan on using to pay off my car and that will open up the 350 a month. That will give me a lower payment overall. The 2 cards have the interests of 16.25 and 22 so over if i lose some money on the car payment, the amount saved on the cards will more that offset it. |
What is the total balance of your credit cards, interest rates and current monthly payments? | the 2 credit cards that i want to pay have a combined minimum of around 250. The rest of the money i plan on using to pay off my car and that will open up the 350 a month. That will give me a lower payment overall. The 2 cards have the interests of 16.25 and 22 so over if i lose some money on the car payment, the amount saved on the cards will more that offset it. |
Member Payment Dependent Notes Series 1098180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1098180 |
$27,050 |
$27,050 |
21.97% |
1.00% |
March 28, 2012 |
March 26, 2015 |
March 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1098180. Member loan 1098180 was requested on March 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Zephyr Real Estate | Debt-to-income ratio: | 16.77% |
Length of employment: | 5 years | Location: | Berkeley, CA |
Home town: | |||
Current & past employers: | Zephyr Real Estate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/12/12 > Working toward consolidating and paying off all credit debt to improve financial picture.<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $99,278.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Relationship split which left me responsible for all joint debts. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is for a single purpose of consolidating and paying off revolving debt in a fixed time period. |
Please explain the reason why you carry a large revolving credit balance. | Relationship split which left me responsible for all joint debts. |
Please explain the reason why you carry a large revolving credit balance. | Relationship split which left me responsible for all joint debts. |
If you have a delinquency in the last 2 years, please explain the reason. | I have one, which I believe is a bit beyond 2 years ago now. It was due to a switch from paper billing to online billing with an incorrect email address on file. It was really unfortunate since it was first and only late ever. |
Which debts do you plan to pay off with this loan? | My high interest rate credit cards, so they're paid off entirely. |
Member Payment Dependent Notes Series 1098819
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1098819 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1098819. Member loan 1098819 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Standley Law Group LLP | Debt-to-income ratio: | 24.25% |
Length of employment: | 10+ years | Location: | MARYSVILLE, OH |
Home town: | |||
Current & past employers: | Standley Law Group LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I am requesting a loan for home improvements, specifically to assist with upgrading some areas of the house to get it ready to put on the market for sale in a few months.<br>
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | The improvement is several small projects that I'd like to complete before I put the house up for sale. They include painting outside trim of house, replacing damaged boards on exterior of house, fixing cracks in the poured basement floor, installing new storm door, and servicing of air conditioner unit. The market in our area is really competitive right now and I believe making these improvements will help sell the house. Any money remaining from the loan will be set aside for realtor costs. |
Member Payment Dependent Notes Series 1099896
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1099896 |
$10,400 |
$10,400 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1099896. Member loan 1099896 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Acorn Veterinary Clinic | Debt-to-income ratio: | 6.17% |
Length of employment: | 7 years | Location: | DAVIS, CA |
Home town: | |||
Current & past employers: | Acorn Veterinary Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I plan to use the money to pay off my credit cards,that I used to go back to school.I took an online course to get the education I needed to receive my license as a registered veterinary technician. Which I was able to do.<br>
A credit bureau reported the following information about this borrower member on February 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is 300.00 per month, I moved back in with family to help pay off my debts.My other bills total about another 400.00 for every thing. |
Member Payment Dependent Notes Series 1104245
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1104245 |
$32,875 |
$32,875 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1104245. Member loan 1104245 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,417 / month |
Current employer: | Kroger | Debt-to-income ratio: | 23.12% |
Length of employment: | 10+ years | Location: | owensboro, KY |
Home town: | |||
Current & past employers: | Kroger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Selling our house in louisvillr, after bring relicated with our job and need the funds to at closing. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2000 monthly expenses but this included mortgage on our house in louisville which we have for sell and a buyer with a scheduled closing in april. |
What is your intended use for the loan proceeds? | Selling our house in louisvillr, after bring relicated with our job and need the funds to at closing. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2000 monthly expenses but this included mortgage on our house in louisville which we have for sell and a buyer with a scheduled closing in april. |
Please explain the reason why you carry a large revolving credit balance. | That is a 2nd mortgage on the house in louisville that we are selling and have scheduled to close on first of april. That will be paid in full. |
Member Payment Dependent Notes Series 1109171
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1109171 |
$14,000 |
$14,000 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1109171. Member loan 1109171 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,250 / month |
Current employer: | Federal Working Group | Debt-to-income ratio: | 9.17% |
Length of employment: | < 1 year | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Federal Working Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Reliable professional looking for loan. Consistently on-time with payments. Minimal monthly expenses to worry about, mainly rent, electric, phone, cable. Loan will be of great assistance to help get financial house in order.<br>
A credit bureau reported the following information about this borrower member on March 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard with balance of $27,463, APR of 12.15%, min $669/month. This loan will go directly towards that card. I am trying to eliminate my balance on all cards. Also a Discover card of $2,707 with 0% APR until Feb of 2013, min $95/month. This balance will be paid off in full before the 0% APR has expired. In addition I have a Visa that does not carry any significant balance and is only used for some minimal monthly living expenses. This is paid off in full monthly. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum payment for all cards is $764. This loan will account for ~50% of my overall credit card debt. I describe the debt in detail in my other answer. I would also like to stress that I make no charges on any cards except for $100-$200 monthly on a rewards card for basic expenses. This card is paid off in full every month and is only used because of the discount I receive for these purchases. |
Member Payment Dependent Notes Series 1109418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1109418 |
$8,000 |
$8,000 |
17.27% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1109418. Member loan 1109418 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Mineral Area College | Debt-to-income ratio: | 12.77% |
Length of employment: | 10+ years | Location: | Farmington, MO |
Home town: | |||
Current & past employers: | Mineral Area College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > This is to pay depreciated amount on roof damage above insurance. I have been at my job for 18 years with increased responsibility throughout that time. I will also be retiring a small obligation with a current payment of $200 per month which will almost make this payment.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 62 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $23,607.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had some old credit cards from prior obligations and am paying them off. I have had an excellent payment record for many years with no missed payments on anything. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $1,700. |
Please explain the reason why you carry a large revolving credit balance. | I had some old credit cards from prior obligations and am paying them off. I have had an excellent payment record for many years with no missed payments on anything. |
What is your intended use for the loan proceeds? | Had storm damage to roof of home which is only partially covered due to depreciation and deductible. |
Please explain the reason why you carry a large revolving credit balance. | I had some old credit cards from prior obligations and am paying them off. I have had an excellent payment record for many years with no missed payments on anything. |
Member Payment Dependent Notes Series 1125210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1125210 |
$12,175 |
$12,175 |
7.62% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1125210. Member loan 1125210 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | 4 Minute Carwash | Debt-to-income ratio: | 20.10% |
Length of employment: | 10+ years | Location: | DAWSONVILLE, GA |
Home town: | |||
Current & past employers: | 4 Minute Carwash | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,082.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am starting a carwash business. I am leasing an existing carwash facility that has a 100 foot carwash tunnel and 2 detail bays. |
Please explain the reason why you carry a large revolving credit balance. | I have acquired different accounts over the years all if which I have had for a long period of time, I've managed to keep them paid down, and have been given numerous credit increases. They are merely tools to help build and maintain my good credit. |
Member Payment Dependent Notes Series 1126273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1126273 |
$30,000 |
$30,000 |
13.11% |
1.00% |
April 2, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1126273. Member loan 1126273 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Takeda Pharmaceuticals | Debt-to-income ratio: | 11.36% |
Length of employment: | 5 years | Location: | Tuscaloosa, AL |
Home town: | |||
Current & past employers: | Takeda Pharmaceuticals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Loan for a start up franchise fee/business.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is approximately $1100/month. I drive a company car so I do not pay for gas, insurance etc for it. I have a personal vehicle that I only use when needing a larger vehicle. My monthly payment on it is $200 and insurance is $60/month. I only have a cell phone and my company pays for it as well. My utilities average about $300-400/month and another $250-300/month on food. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is approximately $1100/month. I drive a company car so I do not pay for gas, insurance etc for it. I have a personal vehicle that I only use when needing a larger vehicle. My monthly payment on it is $200 and insurance is $60/month. I only have a cell phone and my company pays for it as well. My utilities average about $300-400/month and another $250-300/month on food. |
Please describe your experience/familiarity with the business you are starting/started? | I own multiple pets and already provide pet sitting services in the community. |
What type of business are you starting? | Professional dog walking and pet sitting business. |
Please describe your experience/familiarity with the business you are starting/started? | I own multiple pets and already provide pet sitting services in the community. |
Member Payment Dependent Notes Series 1128661
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1128661 |
$5,400 |
$5,400 |
8.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1128661. Member loan 1128661 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | G & S Rapid Oil Change | Debt-to-income ratio: | 13.86% |
Length of employment: | 6 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | G & S Rapid Oil Change | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I have 3 credit cards and just want to consolidate onto one payment. I have paid off a large amount of my debt but I can speed up the process with a lower percentage like this one. Thanks for looking!<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1131018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1131018 |
$33,000 |
$33,000 |
7.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1131018. Member loan 1131018 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Medicomp Inc | Debt-to-income ratio: | 5.43% |
Length of employment: | 2 years | Location: | MELBOURNE, FL |
Home town: | |||
Current & past employers: | Medicomp Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I am buying a land close to my home.I live in Florida.I am getting it for a discounted price.Bank the interest rate are higher.That why here.Putting the rest in cash.<br>By this we could own more asset or potentially sell.As you can see I've never missed a payment and never will do.Thank you!<br><br> Borrower added on 03/21/12 > I am buying a land close to my home.I live in Florida.I am getting it for a discounted price.Bank the interest rate are higher.That why here.Putting the rest in cash.I have a monthly budget well over the payment required.Thanks to my stable career n income I've never missed a payment.Thank you!<br><br> Borrower added on 03/21/12 > Wow! 35% funded in 5 hours.You guys rock! Thank you so much for your trust! Please feel free to ask me any other questions you may have I will be more than happy to answer.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am buying a land close to my home in Florida for an great price.<br>Please let me know if you need more information. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Thanks for asking:<br><br>What are your current monthly expenses<br> (mortgage - 1250 (including insurance tax)<br> transportation - car-400 and gas-100<br> utilities -175 gas and electricity and water<br>phone -75<br> insurance -90<br> food -500<br>Misc - 500<br><br>Approximate Total budget 4000/ month. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for asking.I do no see what you see.I am assuming that you are looking at percentage of credit owed? But the amount I owe is very low.If you want to know an approximate number feel free to ask me and I am more than happy to provide you with that.This is from one the card I use every month for my purchases to avoid using a debit card.As you know no one can have FICO score well above 760 with large revolving credit balance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thanks for asking:<br><br>What are your current monthly expenses<br> (mortgage - 1250 (including insurance tax)<br> transportation - car-400 and gas-100<br> utilities -175 gas and electricity and water<br>phone -75<br> insurance -90<br> food -500<br>Misc - 500<br><br>Approximate Total budget 4000/ month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thanks for asking:<br><br>What are your current monthly expenses<br> (mortgage - 1250 (including insurance tax)<br> transportation - car-400 and gas-100<br> utilities -175 gas and electricity and water<br>phone -75<br> insurance -90<br> food -500<br>Misc - 500<br><br>Approximate Total budget 4000/ month. |
Member Payment Dependent Notes Series 1131041
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1131041 |
$20,400 |
$20,400 |
22.45% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1131041. Member loan 1131041 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | First American Title | Debt-to-income ratio: | 17.68% |
Length of employment: | 8 years | Location: | Chula vista, CA |
Home town: | |||
Current & past employers: | First American Title | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I plan to use the funds to pay off credit card debits, the IRS and especially a very high interest loan as well as car maintenance. I have been at my job for 8 years and since market has picked up I am hoping that increased commission will help bring down this balance in good time.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $6,481.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I am happy to say I have not had any delinquencies. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay for higher interest card & loan balances, if possible for all of them and have only one loan payment. Have maintence and/or repairs on vehicle to keep in running condition for a long time |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay for higher interest card & loan balances, if possible for all of them and have only one loan payment. Have maintence and/or repairs on vehicle to keep in running condition for a long time |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay for higher interest card & loan balances, if possible for all of them and have only one loan payment. Have maintence and/or repairs on vehicle to keep in running condition for a long time |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay for higher interest card & loan balances, if possible for all of them and have only one loan payment. Have maintence and/or repairs on vehicle to keep in running condition for a long time |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay for higher interest card & loan balances, if possible for all of them and have only one loan payment. Have maintence and/or repairs on vehicle to keep in running condition for a long time |
Member Payment Dependent Notes Series 1137178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1137178 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1137178. Member loan 1137178 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Fremont Bank | Debt-to-income ratio: | 18.07% |
Length of employment: | 4 years | Location: | San Ramon, CA |
Home town: | |||
Current & past employers: | Fremont Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > dept consolidation<br>long term employment records<br>my budget allows me to pay my bills, but i want to save for retirement i can't do that paying high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $11,054.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mastercard - $4,300.00 at 29.99 % $190.00 per month,Citi - $1,400.00 at 13.99% $32.00per month - Capital One - $900.00 at 11.74% $18.00 per month - HSBC -$1,900.00 at 0.00% for 12 months $50.00 per month - Visa - $2,100.00 at 20.24% $65.00 per month - Chase - $2,600.00 at 15.99% $109.00 per month |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencys |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mastercard - $4,300.00 at 29.99 % $190.00 per month,Citi - $1,400.00 at 13.99% $32.00per month - Capital One - $900.00 at 11.74% $18.00 per month - HSBC -$1,900.00 at 0.00% for 12 months $50.00 per month - Visa - $2,100.00 at 20.24% $65.00 per month - Chase - $2,600.00 at 15.99% $109.00 per month |
Member Payment Dependent Notes Series 1137290
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1137290 |
$17,600 |
$17,600 |
24.52% |
1.00% |
April 3, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1137290. Member loan 1137290 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Cleveland Clinic Florida hospital | Debt-to-income ratio: | 11.91% |
Length of employment: | < 1 year | Location: | MIAMI LAKES, FL |
Home town: | |||
Current & past employers: | Cleveland Clinic Florida hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 26 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Had some hardship with this economy, but I am now ready to pay my debt this coming year. |
Which debts do you plan to pay off with this loan? | Just my credit card debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using my loan for multiple purposes just loan consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses amount to about $1000 a month..these are fixed..it includes helping at home with rent, gas, car insurance, and cellphone.. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using my loan for multiple purposes just loan consolidation |
Please explain the reason why you carry a large revolving credit balance. | Had some hardship with this economy, but I am now ready to pay my debt this coming year. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | housing rent are about 650<br>car insurance: 100. Dont have car payment<br>cell phone $150 family plan<br>food: NA<br>utilities: NA<br>gas: 120 <br>Misc: 100 ( dinners) |
Please explain the reason why you carry a large revolving credit balance. | Had some hardship with this economy, but I am now ready to pay my debt this coming year. |
Which debts do you plan to pay off with this loan? | Just my credit card debt |
What is your intended use for the loan proceeds? | just for loan consolidation..prefer one payment as oppose to multiple. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses amount to about $1000 a month..these are fixed..it includes helping at home with rent, gas, car insurance, and cellphone.. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses amount to about $1000 a month..these are fixed..it includes helping at home with rent, gas, car insurance, and cellphone.. |
What is your intended use for the loan proceeds? | just for loan consolidation..prefer one payment as oppose to multiple. |
Which debts do you plan to pay off with this loan? | Just my credit card debt |
If you have a public record on file, please briefly explain the event and its resolution. | no public record on file |
Member Payment Dependent Notes Series 1138704
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138704 |
$18,000 |
$18,000 |
10.74% |
1.00% |
April 3, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138704. Member loan 1138704 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | OLD DOMINION FREIGHT LINE | Debt-to-income ratio: | 13.69% |
Length of employment: | 2 years | Location: | OAKLAND GARDENS, NY |
Home town: | |||
Current & past employers: | OLD DOMINION FREIGHT LINE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,466.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balance 18000 and rate of 21% on credit cards. |
Member Payment Dependent Notes Series 1142842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142842 |
$11,150 |
$11,150 |
19.22% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142842. Member loan 1142842 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Accutool | Debt-to-income ratio: | 23.16% |
Length of employment: | 9 years | Location: | Erie, PA |
Home town: | |||
Current & past employers: | Accutool | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,343.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have a high revolving credit because when I went to college I paid for most of my expenses with my credit card. The interest on my one credit card is 29% and I have asked them several times to lower it but they won't. I have never been late on a payment and always pay a little over the minimum, but with this high interest rate its really hard to get this amount down. |
Please explain the reason why you carry a large revolving credit balance. | I have a high revolving credit because when I went to college I paid for most of my expenses with my credit card. The interest on my one credit card is 29% and I have asked them several times to lower it but they won't. I have never been late on a payment and always pay a little over the minimum, but with this high interest rate its really hard to get this amount down. |
Member Payment Dependent Notes Series 1150247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150247 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150247. Member loan 1150247 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | US Government | Debt-to-income ratio: | 11.76% |
Length of employment: | 3 years | Location: | MUSKOGEE, OK |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have one MasterCard and one Visa credit card for $10,000 each. Both rates are around 22%. The minimum payments are $180 and $250. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The only other monthly expenses I have are utilities which are approximately $400/mo. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This will be the only bill I will have each month other than utilities. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance $20,000. Interest rates 22-23%, minimum payments $180 and $250. |
Member Payment Dependent Notes Series 1151009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151009 |
$7,400 |
$7,400 |
9.76% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151009. Member loan 1151009 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | The Bailey Law Firm | Debt-to-income ratio: | 23.49% |
Length of employment: | 1 year | Location: | San Angelo, TX |
Home town: | |||
Current & past employers: | The Bailey Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I am combining two credit cards in order to get a better interest rate and a steady monthly payment so I can get out of the debt race!! I just completed my Master's and am working full time, so I am ready to take control of my financial situation!<br><br> Borrower added on 03/29/12 > Please fund my loan! I am very diligent about paying my monthly bills. I believe when you borrow money, you should always pay it back!<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 62 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,402.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa ($5800) - 17.95% - $100.00<br>Visa ($1800) - 0% for the next few months - $50.00<br>I do not have any trouble making my payments. I just want one payment...that demands a little higher than these minimum payments because it's easy to just pay the minimum payment. Then, you never pay anything off. I am ready to pay things off... |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently it is $269.00; With the loan it will be $358.00. Paying the monthly payments has never been a problem. I have taken advantage of the "minimum payment" trap and I am ready to get serious about paying this off. |
Member Payment Dependent Notes Series 1152505
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152505 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152505. Member loan 1152505 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | PMC Outsourcing Inc | Debt-to-income ratio: | 11.96% |
Length of employment: | 6 years | Location: | GLEN ALLEN, VA |
Home town: | |||
Current & past employers: | PMC Outsourcing Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > Pay my credit card.<br><br> Borrower added on 03/26/12 > Last year I completed my Car loan, never missed any single Installment. ($710.00 P/M three years). More then two and half year I am paying my mortgage never late and never missed. I have good record. <br>Thanks, trust me<br>
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,815.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1153902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153902 |
$12,250 |
$12,250 |
15.81% |
1.00% |
March 28, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153902. Member loan 1153902 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,770 / month |
Current employer: | new york presbyterian hospital | Debt-to-income ratio: | 19.92% |
Length of employment: | 10+ years | Location: | YONKERS, NY |
Home town: | |||
Current & past employers: | new york presbyterian hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $29,308.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | What do you mean by a delincuency? |
What is the home improvement project you are planning? | I would like to renovate the bathroom to my home |
Member Payment Dependent Notes Series 1157732
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1157732 |
$19,000 |
$19,000 |
13.11% |
1.00% |
March 28, 2012 |
March 28, 2017 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1157732. Member loan 1157732 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | state of california | Debt-to-income ratio: | 8.88% |
Length of employment: | 10+ years | Location: | ATWATER, CA |
Home town: | |||
Current & past employers: | state of california | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,259.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation and medical expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3100 for everything rent gas food utilities any and every monthly expense |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 980 per month |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | i rent wil purchase a home in 1-2 years |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | debt consolidation and medical expenses and the allocation is approx..70/30 |
Please provide additional details regarding the purpose of the loan. | debt consolidation so i can be debt free in 3-5 years and medical expenses |
Member Payment Dependent Notes Series 1157879
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1157879 |
$4,000 |
$4,000 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1157879. Member loan 1157879 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | NYS DEPT OF CORRECTIONS | Debt-to-income ratio: | 9.49% |
Length of employment: | 10+ years | Location: | MALONE, NY |
Home town: | |||
Current & past employers: | NYS DEPT OF CORRECTIONS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,350.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1158166
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1158166 |
$10,625 |
$10,625 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1158166. Member loan 1158166 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,250 / month |
Current employer: | Queens Crossing Dermatology | Debt-to-income ratio: | 18.90% |
Length of employment: | 5 years | Location: | FLUSHING, NY |
Home town: | |||
Current & past employers: | Queens Crossing Dermatology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,296.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1161254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1161254 |
$18,225 |
$18,225 |
7.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1161254. Member loan 1161254 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | CHDI Management, Inc | Debt-to-income ratio: | 17.94% |
Length of employment: | 1 year | Location: | SOUTH RICHMOND HILL, NY |
Home town: | |||
Current & past employers: | CHDI Management, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I would like to pay off higher interest credit cards so that I can improve my credit score.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1161462
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1161462 |
$10,300 |
$10,300 |
19.22% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1161462. Member loan 1161462 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | FIRST NATIONAL BANK | Debt-to-income ratio: | 19.92% |
Length of employment: | 10+ years | Location: | MOUNT IDA, AR |
Home town: | |||
Current & past employers: | FIRST NATIONAL BANK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $12,584.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I thought I paid off a credit card, but there was $2 left and I didn't open the bill that month. 30 days late for $2 |
Please provide additional details regarding the purpose of the loan. | Consolidate Credit Card and home improvement |
What is your intended use for the loan proceeds? | consolidate credit cards and home improvement |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3000 |
Please explain the reason why you carry a large revolving credit balance. | used a credit card to buy a atv |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit card consolidation and home improvement. 50/50 |
Member Payment Dependent Notes Series 1162751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1162751 |
$10,000 |
$10,000 |
13.99% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1162751. Member loan 1162751 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Scholle Packaging | Debt-to-income ratio: | 21.22% |
Length of employment: | 3 years | Location: | MERCED, CA |
Home town: | |||
Current & past employers: | Scholle Packaging | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I plan on paying off my high interest credit card bills and also reducing my bills with this loan.I'm very good with payments and won't apply for this loan if I know that making payments on it will be a problem. My mothly budget is $2400 and I've been working for Scholle Packaging inc since 2009.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,074.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are $300 for rent, $80 average for gas, $75 average for utilities, $169 for car insurance, $50 for phone, $20 for internet, 150 average for food, and about $400 combined for all other credit card bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances starts with my sears card funded by citibank which I owe about $5000 and has an interest rate of 19.99. I have a paypal account which I owe about $400. I also owe chase credit about $1900 with an interest around 14.99 and walmart credit about $500. Lastly I owe $4000 with bank of america which will start charging me interest of about 12.99 after 2012 due to it still being on one of their promotional package. |
Which debts do you plan to pay off with this loan? | My plan is to start with the dept that has the highest interest first. Then with the loan combined with my savings, I am planning to have most, if not all of my dept to become one. With all of it becoming just one bill, it'll be easier for me to pay them off timely and quickly. |
Member Payment Dependent Notes Series 1163575
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1163575 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1163575. Member loan 1163575 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,708 / month |
Current employer: | PwC | Debt-to-income ratio: | 11.67% |
Length of employment: | 7 years | Location: | Melrose, MA |
Home town: | |||
Current & past employers: | PwC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum payments are about 200. After the loans they will be paid in full so there won't be a minimum |
Member Payment Dependent Notes Series 1163891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1163891 |
$11,450 |
$11,450 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1163891. Member loan 1163891 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | COUNTY OF FRESNO | Debt-to-income ratio: | 13.84% |
Length of employment: | 10+ years | Location: | Clovis, CA |
Home town: | |||
Current & past employers: | COUNTY OF FRESNO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I'm climbing my way out of debt and it feels like I'm winning my freedom. All I care about right now is getting my life out of debt. I will always make my payments because each payment is a commitment to my new freedom.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have any credit card debt. I have a loan with my credit union with $13,500 balance at 12% and the monthly payments are $386. I have an auto loan for $6600 at 6% with $166 monthly payment. I have a student loan with Sallie Mae with $35,000 balance and $150 monthly payments. I have a mortgage at 6% w/$1685.33 monthly payment. All of my loan payments are current and in good standing. |
Which debts do you plan to pay off with this loan? | I plan to use this loan to pay off my personal loan with my credit union. It has a 13k balance, 12% APR and like 4 years left. I plan to use this loan and my tax refund to pay the loan off in full. |
Member Payment Dependent Notes Series 1164628
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1164628 |
$23,850 |
$23,850 |
20.99% |
1.00% |
March 29, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1164628. Member loan 1164628 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | State of Hawaii | Debt-to-income ratio: | 22.45% |
Length of employment: | 10+ years | Location: | WAIALUA, HI |
Home town: | |||
Current & past employers: | State of Hawaii | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $17,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies in the last two years. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies in the last two years. |
Member Payment Dependent Notes Series 1165185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1165185 |
$3,600 |
$3,600 |
16.29% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1165185. Member loan 1165185 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Moodys | Debt-to-income ratio: | 1.65% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Moodys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2009 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,339.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1166214
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1166214 |
$12,000 |
$12,000 |
13.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1166214. Member loan 1166214 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Glencore LTD | Debt-to-income ratio: | 15.60% |
Length of employment: | 2 years | Location: | stamford, CT |
Home town: | |||
Current & past employers: | Glencore LTD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This loan is to pay off all of my credit card and personal loan debt.<br>
A credit bureau reported the following information about this borrower member on February 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $3,290.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly fixed expenses are 600 for rent, 278 on transportation, 250 for utilities, 261.60 student loans. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any deliquencies in the last 2 years. I am very responsible when it comes to current liabilities and my credit. |
Member Payment Dependent Notes Series 1167221
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1167221 |
$35,000 |
$35,000 |
21.48% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1167221. Member loan 1167221 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | crane lear romec | Debt-to-income ratio: | 11.85% |
Length of employment: | 10+ years | Location: | elyria, OH |
Home town: | |||
Current & past employers: | crane lear romec | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $5,108.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1171021
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1171021 |
$5,200 |
$5,200 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1171021. Member loan 1171021 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | VERIZON WIRELESS | Debt-to-income ratio: | 15.56% |
Length of employment: | 9 years | Location: | RANCHO CORDOVA, CA |
Home town: | |||
Current & past employers: | VERIZON WIRELESS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1172785
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1172785 |
$28,000 |
$28,000 |
9.76% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1172785. Member loan 1172785 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Northwestern University | Debt-to-income ratio: | 20.32% |
Length of employment: | 9 years | Location: | Flossmoor, IL |
Home town: | |||
Current & past employers: | Northwestern University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > This loan is to consolidate high interest credit cards and some home repairs.<br>
A credit bureau reported the following information about this borrower member on March 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $20,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $3000. |
Please explain the reason why you carry a large revolving credit balance. | We bought some furniture and did some remodeling. It is actually not that much. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 15K in credit cards. Student loans are being paid off from a grant. Minimums total about $1000. |
Which debts do you plan to pay off with this loan? | Credit cards and a few remodeling items left on the house. |
Member Payment Dependent Notes Series 1173006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1173006 |
$3,000 |
$3,000 |
14.65% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1173006. Member loan 1173006 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | New York City Department of Sanitation | Debt-to-income ratio: | 9.86% |
Length of employment: | 3 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | New York City Department of Sanitation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Engagement |
What is your intended use for the loan proceeds? | I am getting engaged this summer. |
Please provide additional details regarding the purpose of the loan. | Engagement |
What is your intended use for the loan proceeds? | I am getting engaged this summer. |
Member Payment Dependent Notes Series 1173149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1173149 |
$3,600 |
$3,600 |
15.31% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1173149. Member loan 1173149 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Citibank | Debt-to-income ratio: | 11.72% |
Length of employment: | 3 years | Location: | livonia, MI |
Home town: | |||
Current & past employers: | Citibank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I am in need of $3600 for a down payment for a vacation home.<br>
A credit bureau reported the following information about this borrower member on March 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,712.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 24.10% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | This loan is going to be used as a down payment for a vacation home. |
What is your intended use for the loan proceeds? | This loan is going to be used as a down payment for a vacation home. |
If you have a public record on file, please briefly explain the event and its resolution. | This was answered |
Please explain the reason why you carry a large revolving credit balance. | I work primarily on commision as all my expenses are paid on a mastercard. I pay it in full each month to avoid finance charges although unfortunatly my credit report does not reflect this. |
Member Payment Dependent Notes Series 1173158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1173158 |
$24,000 |
$24,000 |
7.90% |
1.00% |
March 28, 2012 |
March 25, 2015 |
March 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1173158. Member loan 1173158 was requested on March 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,167 / month |
Current employer: | Capital One Bank | Debt-to-income ratio: | 20.87% |
Length of employment: | 2 years | Location: | Flower Mound, TX |
Home town: | |||
Current & past employers: | Capital One Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/11/12 > This personal loan is to consolidate current credit card debt.<br>
A credit bureau reported the following information about this borrower member on March 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1174035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1174035 |
$18,000 |
$18,000 |
13.99% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1174035. Member loan 1174035 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,083 / month |
Current employer: | Consumer Reports | Debt-to-income ratio: | 7.82% |
Length of employment: | 4 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | Consumer Reports | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Moving to a bigger place in the city. Would like to decorate it with new furniture and entertainment equipment.<br><br>I am very diligent with my spending and only choose to spend after I've fully analyzed my prospects. I do not spend money to spend; I am careful.<br>
A credit bureau reported the following information about this borrower member on March 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $5,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not sure where you see a delinquency? My credit report shows no defaults. Not sure where LendingClub shows my credit report because I can't find it within my account. But my own credit report I pulled has no defaults. |
Member Payment Dependent Notes Series 1174670
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1174670 |
$3,625 |
$3,625 |
6.62% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1174670. Member loan 1174670 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,160 / month |
Current employer: | WPCS | Debt-to-income ratio: | 24.45% |
Length of employment: | 4 years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | WPCS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,452.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1175069
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1175069 |
$7,200 |
$7,200 |
6.62% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1175069. Member loan 1175069 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | school district of lancaster | Debt-to-income ratio: | 24.02% |
Length of employment: | 5 years | Location: | reading, PA |
Home town: | |||
Current & past employers: | school district of lancaster | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Pay 2011 local and federal taxes.<br>
A credit bureau reported the following information about this borrower member on March 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No sorry no delinquency here. I have worked very hard over the last few years to earn a better than average credit score. |
Member Payment Dependent Notes Series 1175418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1175418 |
$18,500 |
$18,500 |
13.99% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1175418. Member loan 1175418 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.55% |
Length of employment: | 3 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I am looking to use these funds in the acquisition of an existing business that will provide greater selling and distribution power to another small business I already own.<br><br> Borrower added on 03/28/12 > To give more detail, last year's revenue was over $100,000, and this loan will go into purchasing a brick-and-mortar location where I will be able to sell, sample, and expand my product line.<br>
A credit bureau reported the following information about this borrower member on March 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $4,582.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | The business I am currently running has been running smoothly for 3 years. The business I am going into it is an opportunity to own a place where I had been working previously, and in a field I have over a decade of experience in. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Since I will be taking over a business and redirecting it a bit, there will be some change in the numbers, hopefully for the better. A rough estimate based on past performance would be about 25,000 dollars revenue each month with about 10,000 of that going to cost of goods sold. |
Please describe your experience/familiarity with the business you are starting/started? | The business I am currently running has been running smoothly for 3 years. The business I am going into it is an opportunity to own a place where I had been working previously, and in a field I have over a decade of experience in. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $3200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1300 plus around $300 in utilities |
Please describe your experience/familiarity with the business you are starting/started? | The business I am currently running has been running smoothly for 3 years. The business I am going into it is an opportunity to own a place where I had been working previously, and in a field I have over a decade of experience in. |
What type of business are you starting? | I am purchasing an existing and profitable bistro. |
What type of business are you starting? | I am purchasing an existing and profitable bistro. |
Member Payment Dependent Notes Series 1176220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1176220 |
$15,000 |
$15,000 |
12.12% |
1.00% |
March 28, 2012 |
March 24, 2015 |
March 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1176220. Member loan 1176220 was requested on March 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | us coffee | Debt-to-income ratio: | 19.13% |
Length of employment: | 8 years | Location: | RICHMOND HILL, NY |
Home town: | |||
Current & past employers: | us coffee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/10/12 > to major purchase<br><br> Borrower added on 03/10/12 > major purchase<br>
A credit bureau reported the following information about this borrower member on March 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | For major purchase |
Please explain the reason why you carry a large revolving credit balance. | Just got from vacation still catching up |
What is your intended use for the loan proceeds? | For major purchase |
What is your intended use for the loan proceeds? | For major purchase |
What is your intended use for the loan proceeds? | For major purchase |
What are you buying? | A car for job purposes |
Member Payment Dependent Notes Series 1177092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1177092 |
$26,000 |
$26,000 |
13.11% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1177092. Member loan 1177092 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | L.A.S.D | Debt-to-income ratio: | 13.05% |
Length of employment: | 6 years | Location: | Palmdale, CA |
Home town: | |||
Current & past employers: | L.A.S.D | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I need this loan for consolidating my debts. I have a steady job. I have been working for the Los Angeles County for 6 years. I am a very responsilble person. I have never been late for any of my bill payments.<br>
A credit bureau reported the following information about this borrower member on March 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,632.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt is 20,000 for two credit cards the intereste is variable. I paid 500.00 a month.<br>Personal loan 6000 the interest is 6.8 and i pay 327.00 a month<br>Mortgage (APR 5.8) payment is 1350.00 a month |
What is your intended use for the loan proceeds? | I would like to consolidate my debts. |
Please explain the reason why you carry a large revolving credit balance. | I pay out of pocket for most of my work expenses. I was in the process of paying these off when 2008's economy hit and several banks merged. My interest rates went from under 8%, up to 31.9% in one case. I plan on paying off two cards both with variable,then go down the line with the remaining balance. Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt is 20,000 for two credit cards the intereste is variable. I paid 500.00 a month.<br>Personal loan 6000 the interest is 6.8 and i pay 327.00 a month<br>Mortgage (APR 5.8) payment is 1350.00 a month |
Which debts do you plan to pay off with this loan? | I just want to pay off my two credit cards that have a variable APR and a personal loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have a debt of 20k only on two credit cards and the APR is variable and a personal loan of 6000. I don't pay just the minimum on the credit cards and I don't see my balance go down. I would like this loan to pay them off. It would help a lot looking at a debt going down than just be paying insterest. |
Member Payment Dependent Notes Series 1177253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1177253 |
$21,400 |
$21,400 |
18.55% |
1.00% |
March 30, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1177253. Member loan 1177253 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,667 / month |
Current employer: | IBRC, Inc. | Debt-to-income ratio: | 13.66% |
Length of employment: | 10+ years | Location: | PISMO BEACH, CA |
Home town: | |||
Current & past employers: | IBRC, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Paying off credit cards, student loan, car and to get my debt consolidated into one account. in 2013, I want to look to buying a house, so just cleaning up the debt first.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,841.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying all of them off. I will then have just one statement, one payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm looking to be fully funded so that I will take the 25k and pay off all of my outstanding balances. The cards range from 2k-5k.APRs are from 20-32%. So, at 18-20% and making one payment, my debt will go down faster. |
Member Payment Dependent Notes Series 1177428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1177428 |
$8,800 |
$8,800 |
13.11% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1177428. Member loan 1177428 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,150 / month |
Current employer: | City of Whitewater | Debt-to-income ratio: | 16.73% |
Length of employment: | 4 years | Location: | MUKWONAGO, WI |
Home town: | |||
Current & past employers: | City of Whitewater | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $14,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $300<br>Utilities $110<br>Gas/trans. $170<br>Phone $48<br>Insurance $135<br>Food $430<br>Student loan $120<br>Retirement $120<br><br>Thank you for your consideration. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $4580.18 - $183/mo. 26.24%<br>Mastercard - $5554.94 - $210/mo. 23.99%<br><br>The remaining balance will be paid off with my tax refund expected to be approximately $2800.<br><br>Thank you for your consideration. |
Member Payment Dependent Notes Series 1178198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1178198 |
$15,000 |
$15,000 |
18.55% |
1.00% |
March 30, 2012 |
March 28, 2017 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1178198. Member loan 1178198 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | BCF Therapeutics | Debt-to-income ratio: | 23.75% |
Length of employment: | 3 years | Location: | WEST PALM BEACH, FL |
Home town: | |||
Current & past employers: | BCF Therapeutics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $34,382.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1178702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1178702 |
$5,450 |
$5,450 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1178702. Member loan 1178702 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.51% |
Length of employment: | 4 years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,216.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1178995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1178995 |
$21,000 |
$21,000 |
10.74% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1178995. Member loan 1178995 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Sound Images Inc | Debt-to-income ratio: | 24.26% |
Length of employment: | 6 years | Location: | Littleton, CO |
Home town: | |||
Current & past employers: | Sound Images Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I have been employed nonstop since college for 17 years. I have never defaulted on a loan or filed for bankruptcy. This loan is will be used to pay on two credit cards and one auto loan which will lower my monthly outgoing expenses as well as the average interest rate I currently pay.<br>
A credit bureau reported the following information about this borrower member on March 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $50,497.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five debt balances consisting of one mortgage, one home improvement line of credit, one auto loan, and two credit cards. The average interest rate for the non-credit card accounts is less than five percent. One credit card is at ~10 percent and the other is at ~17.5 percent. I have no other loans. |
Which debts do you plan to pay off with this loan? | The high interest credit card will absorb the majority of this loan. The auto loan payment (~$400/mo) will disappear as a result of this debt consolidation loan. The amount I have consistantly been paying monthly for the credit card and auto loan nearly matches the new payment for this debt consolidation loan. I was attracted to this loan because it will lower my overall monthly interest expenditure, lock in the interest rate, and not significantly alter my total monthly expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses including mortgage, credit, and credit line payments as well as utilities, transportation, food, and general household maintenance is ~$3500. My company pays for my phone and health insurance. |
Member Payment Dependent Notes Series 1179154
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1179154 |
$5,400 |
$5,400 |
18.55% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1179154. Member loan 1179154 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | frontenac surgery center | Debt-to-income ratio: | 14.10% |
Length of employment: | 3 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | frontenac surgery center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All are credit cards and my interest rates are 20%-30%. The debt is close to $10,000 total. (mostly from medical bills, not me going crazy.) All my payments are to spread out right now, and going to too many different places. I need one bill a month to take care of all this debt. |
Member Payment Dependent Notes Series 1179467
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1179467 |
$8,800 |
$8,800 |
7.90% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1179467. Member loan 1179467 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,917 / month |
Current employer: | Walmart Corp. | Debt-to-income ratio: | 3.60% |
Length of employment: | 8 years | Location: | Carthage, TX |
Home town: | |||
Current & past employers: | Walmart Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I am adding new siding and more insullation which I hope will result in more energy savings. The new siding will add to the value of my property also.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,696.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to install 1/2 inch insullation undre my vinyl siding and added insullation in the attic to help reduce on energy loss and cost. I also intend to seal any gaps that are exposed between windows and doors. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 0 Dollars, I drive 6 mile round trip 5 days a week for work. Utilities: 160 Monthly AVG. Phone: 55 Per Month. Ins.: 35 Per Month. Groceries: 160 Per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Home is Owned. No current loans. Utilities: Gas, Elec.: Water: 200.00 Per Month. Taxes: 200.00 Per Yr. Ins. 365.00 Per Yr. |
What is your intended use for the loan proceeds? | I want to install 1/2 inch insullation undre my vinyl siding and added insullation in the attic to help reduce on energy loss and cost. I also intend to seal any gaps that are exposed between windows and doors. |
Member Payment Dependent Notes Series 1179475
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1179475 |
$15,800 |
$15,800 |
9.76% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1179475. Member loan 1179475 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Benteler Automotive | Debt-to-income ratio: | 14.76% |
Length of employment: | 10+ years | Location: | GRAND RAPIDS, MI |
Home town: | |||
Current & past employers: | Benteler Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Debt consolidation loan.<br>
A credit bureau reported the following information about this borrower member on March 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | HI, my total monthly minimum payements are $325.00 but i pay extra every month some months a little more than other months. My goal is to consolidate into one monthly bill with a better overall interest rate. So with this loan i can payoff all my credit cards have a lower overall interest rate and still be able to meet my monthly obligation to this loan. I have a very good history of paying on time. I hope this the information you were looking for. Please let me know thx. |
Member Payment Dependent Notes Series 1180425
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1180425 |
$12,800 |
$12,800 |
23.13% |
1.00% |
March 30, 2012 |
March 21, 2017 |
March 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1180425. Member loan 1180425 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.62% |
Length of employment: | 10+ years | Location: | Kingwood, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,476.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1180741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1180741 |
$11,250 |
$11,250 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1180741. Member loan 1180741 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | associates in dermatology | Debt-to-income ratio: | 7.86% |
Length of employment: | 4 years | Location: | st cloud, FL |
Home town: | |||
Current & past employers: | associates in dermatology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > major purchase<br>
A credit bureau reported the following information about this borrower member on March 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1100.00 |
Please explain the reason why you carry a large revolving credit balance. | buying a park model mobile home |
Please provide additional details regarding the purpose of the loan. | buying a park model mobile home |
What is your intended use for the loan proceeds? | buying a park model mobile home |
Member Payment Dependent Notes Series 1181106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1181106 |
$7,400 |
$7,400 |
9.76% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1181106. Member loan 1181106 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | EMC Corporation | Debt-to-income ratio: | 12.15% |
Length of employment: | < 1 year | Location: | Freehold, NJ |
Home town: | |||
Current & past employers: | EMC Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 2391.16 APR (9.9) Min (~$40)<br>Visa - 2538.12 APR (13.24) Min (~$45)<br>Visa - 2316.11 APR (15.99) Min (~$37) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total amount of this loan will cover all of the cards I am wanting to consolidate. |
Member Payment Dependent Notes Series 1181203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1181203 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1181203. Member loan 1181203 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | RBZ,LLP | Debt-to-income ratio: | 16.06% |
Length of employment: | 4 years | Location: | PLAYA DEL REY, CA |
Home town: | |||
Current & past employers: | RBZ,LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I have been at my job for almost 5 years and it is in an industry that is very stable. I am very responsible and reliable. If I can get this loan I would cut up my credit cards and pay them off immediately! Thank you so much for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,463.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$1480.00, auto loan/gas-$508.00, utilities-$25.00, phone/cable/internet-$200.00, insurance-auto/renters $100.00, food-$300.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa-$3385.00-interest rate 29.99% minimun payment $115.00<br>Visa-2950.00-interest rate 13.40% minimum payment $70.00<br>Visa-$2925.00-interest rate 14.99 minimum payment $70.00<br>Mastercard-$5225.00-interest rate 9.24 minimum payment $100.00 |
Member Payment Dependent Notes Series 1181395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1181395 |
$35,000 |
$35,000 |
8.90% |
1.00% |
March 30, 2012 |
March 21, 2015 |
March 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1181395. Member loan 1181395 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $20,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.52% |
Length of employment: | 10+ years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/07/12 > This loan will fund the start up costs for a major national conference on t he evolution of the treatment of addiction treatment. This conference occurs next year, 2013.<br>
A credit bureau reported the following information about this borrower member on March 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,823.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To fund the start up of a national conference on addiction. |
What type of business are you starting? | Organizing a national conference on the evolution of addiction treatment. |
Please describe your experience/familiarity with the business you are starting/started? | I have been working in the treatment of addiction field for 40 years and in the late 70's and early 80's I organized several very successful conferences. |
What do you project your monthly expenses for the first 6 months of your business? | Around 35 thousand dollars. This will cover mailing and advertising for the conference. |
What do you project your monthly revenues for the first 6 months to be? | We hope to generate around 60 thousand dollars from sponsorships and exhibitors. |
Member Payment Dependent Notes Series 1181445
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1181445 |
$12,000 |
$12,000 |
10.74% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1181445. Member loan 1181445 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,136 / month |
Current employer: | Bryan County Dept Family Children Servic | Debt-to-income ratio: | 15.40% |
Length of employment: | 10+ years | Location: | HINESVILLE, GA |
Home town: | |||
Current & past employers: | Bryan County Dept Family Children Servic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,714.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent and car payment 606.67, transportation 160.00, utilities 225.00, phone 50.00, and food 300.00 per month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa w/ balance of 2279.39 and pymt of 85.00, Visa w/ balance of 2816.13 and pymt of 100.00, Mastercard w/ balance of 2815.02 and pymt of 150.00, Mastercard w/ balance of 2742.84 and pymt of 105.00, and Visa w/ balance of 1313.75 and pymt of 50.00. |
Please explain the reason why you carry a large revolving credit balance. | Decrease in income due to furlough days and increase in personal costs, especially copays. Was easier to put expenses on a credit card instead of using funds in checking. Also helped family members pay some of their bills. |
Please explain the reason why you carry a large revolving credit balance. | Decrease in income due to furlough days and increase in personal costs, especially copays. Was easier to put expenses on a credit card instead of using funds in checking. Also helped family members pay some of their bills. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balance is 11967.13, all interest rates are 12.99 or higher, and current monthly payments total 450.00 to 500.00. |
Member Payment Dependent Notes Series 1182611
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1182611 |
$18,000 |
$18,000 |
14.65% |
1.00% |
March 29, 2012 |
March 22, 2017 |
March 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1182611. Member loan 1182611 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | ESD 114 | Debt-to-income ratio: | 10.13% |
Length of employment: | 8 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | ESD 114 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,529.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent:$358, No Lines of Credit, Utilities: 300, Car Insurance:: $61.15 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Debt total: $ 8900 Average Interest Rate 14 - 23%<br>No Lines of credit<br>No Student Loans |
Which debts do you plan to pay off with this loan? | Credit Card Debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Debt total: $ 8900 Average Interest Rate 14 - 23%<br>No Lines of credit<br>No Student Loans |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loans main goal is to consolidate my credit cards, Paying them off accordingly. I believe your APR is more competitive than my current credit rates<br>Any balance will be used to redo my driveway. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $358<br>Transportation: Nil (Own Car)<br>Utilities: $280<br>Phone: $100<br>Insurance: $61 (car)<br>Food: $280 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage |
What is your intended use for the loan proceeds? | consolidate credit card debt, using a low interest loan. |
Member Payment Dependent Notes Series 1183065
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1183065 |
$5,800 |
$5,800 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1183065. Member loan 1183065 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,788 / month |
Current employer: | walgreens | Debt-to-income ratio: | 29.12% |
Length of employment: | 10+ years | Location: | ANDERSON, SC |
Home town: | |||
Current & past employers: | walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,121.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay credit cards off. |
Which debts do you plan to pay off with this loan? | Kay Jewelers, Discover card and Badcock Furniture. |
Member Payment Dependent Notes Series 1183231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1183231 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1183231. Member loan 1183231 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | RFG Distributing, Inc. | Debt-to-income ratio: | 15.23% |
Length of employment: | 2 years | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | RFG Distributing, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Not knowing my job of ten years was being eliminated I took a debt consolidation loan from my 401k. Not wanting to pay early withdrawal fees to IRS and tax I repaid the loan to old employer partially by borrowing from a Credit Card at 21%. Looking 4 help 2 repay lower %.<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card - $15,000 - 9.99% / $300; Credit Card - $4,000.00 - 21% / $100.00; Line of Credit - $4,000.00 - 13% / $75.00 ; Mortgage - $624.00 / Month - Rate 2.75%. |
Member Payment Dependent Notes Series 1183799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1183799 |
$18,450 |
$18,450 |
18.55% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1183799. Member loan 1183799 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | DecoShield Systems, Inc. | Debt-to-income ratio: | 17.06% |
Length of employment: | 10+ years | Location: | Coconut Creek, FL |
Home town: | |||
Current & past employers: | DecoShield Systems, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $16,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Just to pay off my credit cards and have one payment. Also, wanted a lower interest rate which will save me money in the long run based on the interest rates from the cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It will be used to pay off credit cards and that is it. |
Please explain the reason why you carry a large revolving credit balance. | I had some large expenses. |
If you have a delinquency in the last 2 years, please explain the reason. | I dont believe I have |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Appox. $2800 |
Member Payment Dependent Notes Series 1183892
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1183892 |
$10,000 |
$10,000 |
8.90% |
1.00% |
March 30, 2012 |
March 23, 2015 |
March 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1183892. Member loan 1183892 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.42% |
Length of employment: | n/a | Location: | Long Beach, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/09/12 > credit card<br><br> Borrower added on 03/09/12 > Pay off the credit card and juat have one monthly payment.<br>thank you<br>
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $10,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $ 625, utilities included.<br>Cell phone, $80 a month<br>Car is paid off<br>Insurance, $300 every 6 months<br>Food if $150 a week<br>School loan $120 a week<br>Gas $ 40 a week |
Member Payment Dependent Notes Series 1184439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1184439 |
$35,000 |
$35,000 |
23.13% |
1.00% |
April 2, 2012 |
March 26, 2017 |
March 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1184439. Member loan 1184439 was requested on March 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.79% |
Length of employment: | < 1 year | Location: | Santa Monica, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/13/12 > We offer a motion graphics and visual effects partnership that is built on creative excellence and cutting-edge technologies. We are a family of passionate artists and thinkers. Who love to tell stories and help our clients express their brands. We approach each project with childlike optimism.<br>
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $15,379.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will use the proceeds to help startup my design and post-production studio. We create work that ranges from music videos, film content to broadcast design. We offer a motion graphics and visual effects creative partnership that is built on excellence and cutting-edge technologies. We are a family of passionate artists and thinkers. We love to tell stories and help our clients express their brands. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Right now the monthly expenses are low. We are pitching on work. Depending upon when jobs are awarded to us, I will need to be flexible with my growth. Which pertains to the amount of artists I will need to hire. Which effects equipment and so on. So based off of having 4 artists, equipment, leasing a space, operations costs, etc. As of right now the monthly projection will be around 7k, when jobs are green lit. |
Please describe your experience/familiarity with the business you are starting/started? | I'm a Creative Director with over 8 years of experience with design and production. I have lead and developed content for commercial advertising, feature film marketing, television, and global branding. With my experience and creative direction I bring all stages of production, from pre-visualisation and conceptual artwork, shoot supervision, 3D, 2D and colour grading through to delivery of the finished project. I love to tell stories and help my clients express their brands. |
What do you project your monthly expenses for the first 6 months of your business? | Depending upon which jobs are awarded, I need to be flexible with my growth. Which pertains to the amount of artists I will need to hire. Which effects equipment and so on. So based off of having 4 artists, equipment, leasing a space, operations costs, etc. As of right now the monthly projection will be around 7k. |
What is your intended use for the loan proceeds? | I will use the proceeds to help startup my design and post-production studio. We create work that ranges from music videos, film content to broadcast design. We offer a motion graphics and visual effects creative partnership that is built on excellence and cutting-edge technologies. We are a family of passionate artists and thinkers. We love to tell stories and help our clients express their brands. |
What is your intended use for the loan proceeds? | I will use the proceeds to help startup my design and post-production studio. We create work that ranges from music videos, film content to broadcast design. We offer a motion graphics and visual effects creative partnership that is built on excellence and cutting-edge technologies. We are a family of passionate artists and thinkers. We love to tell stories and help our clients express their brands. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Right now the monthly expenses are low. We are pitching on work. Depending upon when jobs are awarded to us, I will need to be flexible with my growth. Which pertains to the amount of artists I will need to hire. Which effects equipment and so on. So based off of having 4 artists, equipment, leasing a space, operations costs, etc. As of right now the monthly projection will be around 7k, when jobs are green lit. |
What type of business are you starting? | A design and post-production studio. We offer a motion graphics and visual effects creative partnership that is built on excellence and cutting-edge technologies. We love to tell stories and help our clients express their brands. Whether for a network branding initiative, an ad campaign, an identity system, or to blow some stuff up. We are a family of passionate artists and thinkers. We’re never complacent, and we like to think that we are a lot of fun, too. |
Please describe your experience/familiarity with the business you are starting/started? | I'm a Creative Director with over 8 years of experience with design and production. I have lead and developed content for commercial advertising, feature film marketing, television, and global branding. With my experience and creative direction I bring all stages of production, from pre-visualisation and conceptual artwork, shoot supervision, 3D, 2D and colour grading through to delivery of the finished project. I love to tell stories and help my clients express their brands. |
What do you project your monthly expenses for the first 6 months of your business? | Depending upon which jobs are awarded, I need to be flexible with my growth. Which pertains to the amount of artists I will need to hire. Which effects equipment and so on. So based off of having 4 artists, equipment, leasing a space, operations costs, etc. As of right now the monthly projection will be around 7k. |
What will be the largest expense in the first six months? | Great question. I have been pitching on creative work like a mad man. I am very confident 3 jobs will be awarded and once those jobs are green lit. Acquiring a studio space and equipment will be the largest expense. |
What do you project your monthly revenues for the first 6 months to be? | We our projecting an average around 10k. Our revenue stream is dependent upon which projects that will be awarded to us in the next coming months. We are currently bidding on 4 projects and that number will raise drastically. 10k is based on our current contracts. |
What is your intended use for the loan proceeds? | I will use the proceeds to help startup my design and post-production studio. We create work that ranges from music videos, film content to broadcast design. We offer a motion graphics and visual effects creative partnership that is built on excellence and cutting-edge technologies. We are a family of passionate artists and thinkers. We love to tell stories and help our clients express their brands. |
Member Payment Dependent Notes Series 1184533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1184533 |
$6,075 |
$6,075 |
21.48% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1184533. Member loan 1184533 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,100 / month |
Current employer: | bed, bath and beyond | Debt-to-income ratio: | 14.82% |
Length of employment: | 5 years | Location: | SOUTH SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | bed, bath and beyond | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $2,711.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, bus fare/gas, phone, food, and pet. |
Please provide additional details regarding the purpose of the loan. | car repair, moving, and house hold expenses. |
What is your intended use for the loan proceeds? | car repair, moving, and house hold expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, bus fare/gas, phone, food, and pet. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency. |
Please provide additional details regarding the purpose of the loan. | car repair, moving, and house hold expenses. |
Member Payment Dependent Notes Series 1184576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1184576 |
$9,000 |
$9,000 |
6.03% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1184576. Member loan 1184576 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Noyes Memorial Hospital | Debt-to-income ratio: | 9.29% |
Length of employment: | 4 years | Location: | Avon, NY |
Home town: | |||
Current & past employers: | Noyes Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Funds will be used to purchase a much needed organ for my church. I have been a borrower with Lending Club and have an excellent pymt history. Job is VERY stable and I have been in my profession for 28 years!<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $40,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Our church cannot afford a much-needed organ for worship. Being an organist as well, I am purchasing an instrument and donating it to my church. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | approx 2500.00/month |
Please explain the reason why you carry a large revolving credit balance. | The previous revolving lines of credit have actually been paid off and the accounts closed. The only other Line is essentially the home equity. |
What is your intended use for the loan proceeds? | Our church cannot afford a much-needed organ for worship. Being an organist as well, I am purchasing an instrument and donating it to my church. |
What are you buying? | I am buying a much needed organ for our church. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortg 1425<br>Insur 86<br>Taxes 280 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 450 |
Member Payment Dependent Notes Series 1184965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1184965 |
$4,000 |
$4,000 |
9.76% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1184965. Member loan 1184965 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | US Army | Debt-to-income ratio: | 23.75% |
Length of employment: | 9 years | Location: | cache , OK |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Loan for a professional above ground 15' pool, and professional installation. Pool will be located in a backyard and fenced area of a brand new home. The pool comes with a lifetime warrantry and be left with the house when we move. It will built equity in the house aslo.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $13,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | house payment 980, utilities 150, escrowed insurance and taxes included in house payment |
What is the home improvement project you are planning? | above ground professional pool |
Is the improvement to your primary residence or an investment property? | primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | one i am planing |
Member Payment Dependent Notes Series 1185404
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1185404 |
$7,475 |
$7,475 |
8.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1185404. Member loan 1185404 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,225 / month |
Current employer: | Stanford University | Debt-to-income ratio: | 19.13% |
Length of employment: | < 1 year | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Stanford University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > With a very stable job and my ability to stick to a strict budget, I am starting a plan to pay off all my debts. This loan will help me refinance higher interest debts and allow me to become debt free much more quickly - just three years. Thank you for your consideration!<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $12,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thanks for your question. The info below is valid as of today:<br><br>student - $9,117, 2.5%<br>student - $20,281, 3.5%<br>credit - $7,482, 11.2%<br>credit - $4,993, 5.9%<br>auto - $2,437, 3.9% |
Member Payment Dependent Notes Series 1185438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1185438 |
$4,800 |
$4,800 |
13.67% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1185438. Member loan 1185438 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,617 / month |
Current employer: | Cowley Distributing | Debt-to-income ratio: | 16.32% |
Length of employment: | 4 years | Location: | LENEXA, KS |
Home town: | |||
Current & past employers: | Cowley Distributing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 330 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | bank of America student loan - 1000 - 6%<br>American education services - 18000 - -5%<br>communication federal - 10500 - 6%<br>capital one - 2000 - 19.9%<br>diagnostic imaging centers - 500 - 0% |
Which debts do you plan to pay off with this loan? | Capital one, American education services, bank of America student loan |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation |
Please explain the reason why you carry a large revolving credit balance. | Students loans, car payment and credit card payment |
What is your intended use for the loan proceeds? | Debt consolidation |
Member Payment Dependent Notes Series 1185483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1185483 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1185483. Member loan 1185483 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | poppell insurance | Debt-to-income ratio: | 15.39% |
Length of employment: | 8 years | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | poppell insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $3,144.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1185829
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1185829 |
$9,800 |
$9,800 |
10.74% |
1.00% |
April 2, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1185829. Member loan 1185829 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | The Center for Surgery | Debt-to-income ratio: | 7.42% |
Length of employment: | 6 years | Location: | GENEVA, IL |
Home town: | |||
Current & past employers: | The Center for Surgery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Would like to pay off high interest credit cards and purchase a garage door and make minor repairs to home. Currently paying more than the estimated payment on this loan to repay the credit cards because I pay more than minimum payment.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $6,589.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House note 1364, car is paid for, gas about 200, utilites (gas and electric) average 120, insurance (car & life) 140, food 400, misc (cell ph, satellite) estimate 250. Loan is to pay off credit cards totalling 7000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1364 house note, car is paid for, 200 gas, 400 groceries, 150 utilities, misc(satellite,phone,internet) est.240, loan is to pay off 7000 credit card debt with 24-29% interest on them and new garage door. Insurance (car and life) 120. |
Member Payment Dependent Notes Series 1185944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1185944 |
$16,000 |
$16,000 |
13.67% |
1.00% |
March 28, 2012 |
March 24, 2015 |
March 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1185944. Member loan 1185944 was requested on March 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | US Postal Services | Debt-to-income ratio: | 6.23% |
Length of employment: | 10+ years | Location: | FORT LAUDERDALE, FL |
Home town: | |||
Current & past employers: | US Postal Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/10/12 > I want to use the loan to pay off some of my high APR credit cards.<br>
A credit bureau reported the following information about this borrower member on March 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are: $9,700.00 on citibank credit card, 20% APR, and monthly payment is $199.00 (line of credit: $10,400.00) and $7,000.00 on TSP (TSP is like 401K, the money that I borrowed come from my retirement account), 6% APR, and monthly payment is $200.00/every 2 weeks(I could set up the payment is more or less, but the payment will go back to my TSP account: stock and bond account for retirement) |
What is your intended use for the loan proceeds? | will help me to pay off the balanced on my Citi Credit card: $9,500.00 and the rest will pay the balance on my TSP loan (TSP just like 401K account, the money that I borrowed came from my Retirement account, I will get the rest of them when I reach to age: 59yrs and 6months old) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $650.00/month or lest: $400.00 for rent and about $200.00 for food and $50.00 for car insurance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I shared a room with my friend so I just pay $400.00/month for everything: utilities, rent,phone,tax,... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are: $9,700.00 on citibank credit card, 20% APR, and monthly payment is $199.00 (line of credit: $10,400.00) and $7,000.00 on TSP (TSP is like 401K, the money that I borrowed come from my retirement account), 6% APR, and monthly payment is $200.00/every 2 weeks(I could set up the payment is more or less, but the payment will go back to my TSP account: stock and bond account for retirement) |
Which debts do you plan to pay off with this loan? | $9,500.00 for Citi Credit card and the rest go to TSP loan (TSP account just like 401K, I borrowed the money thru my retirement account) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off my credit and loan debts. I will write the checks to them. |
Please explain the reason why you carry a large revolving credit balance. | Because I used those money for: to went back my country to visited my mother (she get old and sick a lot)and now I try to pay off as much as I can. But they are high APR, that why I need to loan some money from the club so I can pay off. This is not a large credit balance, in the past I was carried some credit balance large than this one; because I have a good credit, that why some of my credit line is up to $22,000.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are: $9,700.00 on citibank credit card, 20% APR, and monthly payment is $199.00 (line of credit: $10,400.00) and $7,000.00 on TSP (TSP is like 401K, the money that I borrowed come from my retirement account), 6% APR, and monthly payment is $200.00/every 2 weeks(I could set up the payment is more or less, but the payment will go back to my TSP account: stock and bond account for retirement) |
Which debts do you plan to pay off with this loan? | $9,500.00 for Citi Credit card and the rest go to TSP loan (TSP account just like 401K, I borrowed the money thru my retirement account) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are: $9,700.00 on citibank credit card, 20% APR, and monthly payment is $199.00 (line of credit: $10,400.00) and $7,000.00 on TSP (TSP is like 401K, the money that I borrowed come from my retirement account), 6% APR, and monthly payment is $200.00/every 2 weeks(I could set up the payment is more or less, but the payment will go back to my TSP account: stock and bond account for retirement) |
Please explain the reason why you carry a large revolving credit balance. | Because I used those money for: to went back my country to visited my mother (she get old and sick a lot)and now I try to pay off as much as I can. But they are high APR, that why I need to loan some money from the club so I can pay off. This is not a large credit balance, in the past I was carried some credit balance large than this one; because I have a good credit, that why some of my credit line is up to $22,000.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are: $9,700.00 on citibank credit card, 20% APR, and monthly payment is $199.00 (line of credit: $10,400.00) and $7,000.00 on TSP (TSP is like 401K, the money that I borrowed come from my retirement account), 6% APR, and monthly payment is $200.00/every 2 weeks(I could set up the payment is more or less, but the payment will go back to my TSP account: stock and bond account for retirement) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I shared a room with my friend so I just pay $400.00/month for everything: utilities, rent,phone,tax,... |
Which debts do you plan to pay off with this loan? | $9,500.00 for Citi Credit card and the rest go to TSP loan (TSP account just like 401K, I borrowed the money thru my retirement account) |
Member Payment Dependent Notes Series 1186041
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186041 |
$25,000 |
$25,000 |
10.74% |
1.00% |
April 2, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186041. Member loan 1186041 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | britt mfg | Debt-to-income ratio: | 18.46% |
Length of employment: | 7 years | Location: | lexington , MI |
Home town: | |||
Current & past employers: | britt mfg | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards with balaces of each around 6000 to 8000.int rates are 11%. i pay 400 amonth on each.with this loan i can pay them all off and other small bills. and make one payment and add more money to the loan for a quicker payoff.my mortgage is 1231 total,principal,int,ins and taxes.i hope this answers your questions. |
Which debts do you plan to pay off with this loan? | dont invest in me . hate to lose your big check |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | like a lot of people the economy forced us to use our credit lines. we no longer use any credit and are paying them down.this is possible because of my work with the da-vinci surgical robot.we have more work than we can handle and our sales are skyrocketing.look them up and u will see the future of surgery. |
Please explain the reason why you carry a large revolving credit balance. | ditto |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | already stated. look at my emails. |
Which debts do you plan to pay off with this loan? | dont invest in me . hate to lose your big check |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | like a lot of people the economy forced us to use our credit lines. we no longer use any credit and are paying them down.this is possible because of my work with the da-vinci surgical robot.we have more work than we can handle and our sales are skyrocketing.look them up and u will see the future of surgery. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | already funded save your money |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | save your hundred bucks |
If you have a public record on file, please briefly explain the event and its resolution. | what a stupid question to ask me. why would you come up with it in the first place!!!!!!! |
Member Payment Dependent Notes Series 1186082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186082 |
$17,600 |
$17,600 |
10.74% |
1.00% |
April 3, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186082. Member loan 1186082 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | American General | Debt-to-income ratio: | 21.64% |
Length of employment: | 1 year | Location: | Montgomery, IL |
Home town: | |||
Current & past employers: | American General | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,668.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 218,000 3.37% 1100 a month<br>Credit Cards are the main reason for the loan. about 20k revolving. I am always current w payments, just want to consolidate and pay down faster. <br>Car loan 15,500 1.9% 279 per month.<br>Personal loan 340 per month, balance is 16000. |
Member Payment Dependent Notes Series 1186185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186185 |
$35,000 |
$35,000 |
8.90% |
1.00% |
March 28, 2012 |
March 25, 2015 |
March 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186185. Member loan 1186185 was requested on March 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Wilson Lewis, LLC | Debt-to-income ratio: | 2.84% |
Length of employment: | 10+ years | Location: | Loganville, GA |
Home town: | |||
Current & past employers: | Wilson Lewis, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/11/12 > Swimming pool<br>
A credit bureau reported the following information about this borrower member on March 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $1,606.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pool |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House $1680, utilities $400 |
Member Payment Dependent Notes Series 1186253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186253 |
$18,000 |
$18,000 |
10.74% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186253. Member loan 1186253 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | Siemens Industry Inc | Debt-to-income ratio: | 13.59% |
Length of employment: | 10+ years | Location: | High Ridge, MO |
Home town: | |||
Current & past employers: | Siemens Industry Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Consolidation of credit card debt<br>
A credit bureau reported the following information about this borrower member on March 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $15,701.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Trying to consolidate 3 credit cards at 6,000 13.24%, at 5,400 13.22% the 3rd at 3,475 with 0%. These have been acquired do to in 2005 a second mortgage to buy out 1/2 of my home. the second that I had has been moved to different credit cards initially at 0% to try to catch up. Since then there has been emergency vehicle repairs that have added to the balance. Payments have been at least the minimums of $67 to $180 for each. On average I have been paying $200 on each. Mrtgage $180,000 1339 mnth. |
Please explain the reason why you carry a large revolving credit balance. | Trying to consolidate 3 credit cards at 6,000 13.24%, at 5,400 13.22% the 3rd at 3,475 with 0%. These have been acquired do to in 2005 a second mortgage to buy out 1/2 of my home. the second that I had has been moved to different credit cards initially at 0% to try to catch up. Since then there has been emergency vehicle repairs that have added to the balance. Payments have been at least the minimums of $67 to $180 for each. On average I have been paying $200 on each. Mrtgage $180,000 1339 mnth. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Trying to consolidate 3 credit cards at 6,000 13.24%, at 5,400 13.22% the 3rd at 3,475 with 0%. These have been acquired do to in 2005 a second mortgage to buy out 1/2 of my home. the second that I had has been moved to different credit cards initially at 0% to try to catch up. Since then there has been emergency vehicle repairs that have added to the balance. Payments have been at least the minimums of $67 to $180 for each. On average I have been paying $200 on each. Mrtgage $180,000 1339 mnth. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage is 1339.00 a month including insurance and taxes. Bank of America lender paying insurance and taxes out of escrow. Ins apprx. 1,500 and Tax aprx 1,700 anually. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Trying to consolidate 3 credit cards at 6,000 13.24%, at 5,400 13.22% the 3rd at 3,475 with 0%. These have been acquired do to in 2005 a second mortgage to buy out 1/2 of my home. the second that I had has been moved to different credit cards initially at 0% to try to catch up. Since then there has been emergency vehicle repairs that have added to the balance. Payments have been at least the minimums of $67 to $180 for each. On average I have been paying $200 on each. Mrtgage $180,000 1339 mnth. |
Which debts do you plan to pay off with this loan? | Trying to consolidate 3 credit cards at 6,000 13.24%, at 5,400 13.22% the 3rd at 3,475 with 0%. |
Member Payment Dependent Notes Series 1186288
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186288 |
$18,000 |
$18,000 |
16.29% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186288. Member loan 1186288 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Hill County | Debt-to-income ratio: | 20.82% |
Length of employment: | 2 years | Location: | ITASCA, TX |
Home town: | |||
Current & past employers: | Hill County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $24,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I am unaware of any delinquencies in the last 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I attempted this answer multiple times and was blocked because LC said I was revealing something personal. I could not make it simple enough to be accepted. Not sure why. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 472.00<br>Insurance 88.00<br>Tax 259.00<br>Utilities 175.00 |
Which debts do you plan to pay off with this loan? | Credit cards |
Please explain the reason why you carry a large revolving credit balance. | Family sickness which is now resolved |
Member Payment Dependent Notes Series 1186454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1186454 |
$13,000 |
$13,000 |
12.12% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1186454. Member loan 1186454 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,800 / month |
Current employer: | west covina unified school district | Debt-to-income ratio: | 21.86% |
Length of employment: | 5 years | Location: | encino , CA |
Home town: | |||
Current & past employers: | west covina unified school district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,794.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off 2 personal loans, pay off some credit card debt |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2300 mortgage, taxes/insurance, utilities |
Which debts do you plan to pay off with this loan? | 2 personal loans, credit card debt |
Member Payment Dependent Notes Series 1187237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187237 |
$18,000 |
$18,000 |
20.99% |
1.00% |
April 3, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187237. Member loan 1187237 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Sotheby's | Debt-to-income ratio: | 14.28% |
Length of employment: | 10+ years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Sotheby's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Live Debt free!<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,826.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | 101 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 1100.00<br>Electric-75.00<br>Cable/Phone/Internet-170.00<br>Transportation-90.00 <br>Cell-100.00<br>Food & misc expenses about 300.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe credit card debt of about 17000. Want to wipe that out and only have one payment. This way I can be out of debt in 5 yeats. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to use this loan to pay off my credit cards(which all have higher interest.) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe credit card debt of about 17000. Want to wipe that out and only have one payment. This way I can be out of debt in 5 yeats. |
What is your intended use for the loan proceeds? | I am using this loan to pay off all my credit cards. The interest rate is lower than what I am paying now. |
Member Payment Dependent Notes Series 1187475
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187475 |
$8,400 |
$8,400 |
10.74% |
1.00% |
March 30, 2012 |
March 26, 2015 |
March 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187475. Member loan 1187475 was requested on March 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,068 / month |
Current employer: | Thorlabs | Debt-to-income ratio: | 22.32% |
Length of employment: | 10+ years | Location: | CALDWELL, NJ |
Home town: | |||
Current & past employers: | Thorlabs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $18,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1187789
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187789 |
$24,000 |
$24,000 |
9.76% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187789. Member loan 1187789 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Loring, Wolcott & Coolidge Trust, LLC | Debt-to-income ratio: | 7.39% |
Length of employment: | 2 years | Location: | Sutton, MA |
Home town: | |||
Current & past employers: | Loring, Wolcott & Coolidge Trust, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,497.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | The improvement is for our primary residence. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are $2,888.00. This includes, mortgage, utilities, insurance and transportation. |
Member Payment Dependent Notes Series 1187803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187803 |
$35,000 |
$35,000 |
22.45% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187803. Member loan 1187803 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,367 / month |
Current employer: | T.RAD North America | Debt-to-income ratio: | 20.15% |
Length of employment: | 7 years | Location: | BELLEFONTAINE, OH |
Home town: | |||
Current & past employers: | T.RAD North America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,638.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate current credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CapitalOne Credit Card-Bal-2981.30,APR-17.90%; CapitalOne Credit Card-Bal-1926.80,APR-17.90%; BB&T Credit Card-Bal-2658,APR-10.90%; JC Penney Credit Card-Bal-1700, APR-26.99%; Sears Credit Card-Bal-1921, APR-21.24%; Discover-Bal-4150,APR-22.90%; Sam's Club Credit Card-Bal-5408,APR-22.90%; Bank of America Credit Card-Bal-5466,APR-7.24%; Lowes Credit Card-Bal-1487,APR-0.00%; Best Buy Credit Card-Bal-1468,APR-0.00%; Huntington Bank Credit Line-Bal-1700, APR-14.00% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CapitalOne Credit Card-Bal-2981.30,APR-17.90%; CapitalOne Credit Card-Bal-1926.80,APR-17.90%; BB&T Credit Card-Bal-2658,APR-10.90%; JC Penney Credit Card-Bal-1700, APR-26.99%; Sears Credit Card-Bal-1921, APR-21.24%; Discover-Bal-4150,APR-22.90%; Sam's Club Credit Card-Bal-5408,APR-22.90%; Bank of America Credit Card-Bal-5466,APR-7.24%; Lowes Credit Card-Bal-1487,APR-0.00%; Best Buy Credit Card-Bal-1468,APR-0.00%; Huntington Bank Credit Line-Bal-1700, APR-14.00% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CapitalOne Credit Card-Bal-2981.30,APR-17.90%; CapitalOne Credit Card-Bal-1926.80,APR-17.90%; BB&T Credit Card-Bal-2658,APR-10.90%; JC Penney Credit Card-Bal-1700, APR-26.99%; Sears Credit Card-Bal-1921, APR-21.24%; Discover-Bal-4150,APR-22.90%; Sam's Club Credit Card-Bal-5408,APR-22.90%; Bank of America Credit Card-Bal-5466,APR-7.24%; Lowes Credit Card-Bal-1487,APR-0.00%; Best Buy Credit Card-Bal-1468,APR-0.00%; Huntington Bank Credit Line-Bal-1700, APR-14.00% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CapitalOne Credit Card-Bal-2981.30,APR-17.90%; CapitalOne Credit Card-Bal-1926.80,APR-17.90%; BB&T Credit Card-Bal-2658,APR-10.90%; JC Penney Credit Card-Bal-1700, APR-26.99%; Sears Credit Card-Bal-1921, APR-21.24%; Discover-Bal-4150,APR-22.90%; Sam's Club Credit Card-Bal-5408,APR-22.90%; Bank of America Credit Card-Bal-5466,APR-7.24%; Lowes Credit Card-Bal-1487,APR-0.00%; Best Buy Credit Card-Bal-1468,APR-0.00%; Huntington Bank Credit Line-Bal-1700, APR-14.00% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off all credit card debt and save a little for emergency funds. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3203.34 Total |
Which debts do you plan to pay off with this loan? | 2 CapitalOne credit cards, 1 Bank of America credit card, 1 Discover credit card, 1 JC Penney credit card, 1 Sears credit card, 1 Sam's Club credit card, 1 Lowes credit card, 1 Best Buy credit card, and 1 BB&T credit card |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately, we got a little behind on paying off monthly, so we began carrying a balance. The reason for this loan request is to pay off all of our credit card debt, then destroy the cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Average is $3000.00 per month. |
Member Payment Dependent Notes Series 1187851
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187851 |
$8,000 |
$8,000 |
15.31% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187851. Member loan 1187851 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | American Valet | Debt-to-income ratio: | 5.20% |
Length of employment: | < 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | American Valet | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1187916
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187916 |
$15,000 |
$15,000 |
18.55% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187916. Member loan 1187916 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 7.17% |
Length of employment: | 7 years | Location: | Wethersfield, CT |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $5,636.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquent account in more than over 10 years. |
What is your intended use for the loan proceeds? | I'm going to refine my mortgage to get a lower interest rate and consolidate some credit card. |
Please explain the reason why you carry a large revolving credit balance. | I don't have a large credit balance in my revolving credit card. The main purpose of the loan is to refine my mortgage and if I have any money left I will use it for the credit card. |
Member Payment Dependent Notes Series 1187929
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1187929 |
$12,000 |
$12,000 |
14.65% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1187929. Member loan 1187929 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Brentwood Restaurant | Debt-to-income ratio: | 12.86% |
Length of employment: | 3 years | Location: | VENICE, CA |
Home town: | |||
Current & past employers: | Brentwood Restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > Consolidation of credit cards<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $19,543.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in past 2 years |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master card balance of 1070. with an APR of 23% with a minimum payment of $31. A Master Card balance of 2711. With an APR of 24% and a minimum payment of $104. A master Card balance of 5495.94. An APR of 13.99 % and a minimum payment of $76. Visa Balance 2147.61 with an APR of 22% and a minimum payment of 63.00 |
What is your intended use for the loan proceeds? | Consolidate credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $1200 my car payment is $235 my insurance is paid semi annually $437 and my pone bill is roughly $76. I am single. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | already submitted answer |
Please explain the reason why you carry a large revolving credit balance. | I used some the credit for my son's preparation to attend college. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Im only using the loan to consolidate credit cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master card balance of 1070. with an APR of 23% with a minimum payment of $31. A Master Card balance of 2711. With an APR of 24% and a minimum payment of $104. A master Card balance of 5495.94. An APR of 13.99 % and a minimum payment of $76. Visa Balance 2147.61 with an APR of 22% and a minimum payment of 63.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | already submitted |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $600 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master card balance of 1070. with an APR of 23% with a minimum payment of $31. A Master Card balance of 2711. With an APR of 24% and a minimum payment of $104. A master Card balance of 5495.94. An APR of 13.99 % and a minimum payment of $76. Visa Balance 2147.61 with an APR of 22% and a minimum payment of 63.00 |
Member Payment Dependent Notes Series 1188030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188030 |
$21,000 |
$21,000 |
12.12% |
1.00% |
March 30, 2012 |
March 26, 2015 |
March 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188030. Member loan 1188030 was requested on March 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | ALMA FOODS | Debt-to-income ratio: | 20.18% |
Length of employment: | 10+ years | Location: | WAMEGO, KS |
Home town: | |||
Current & past employers: | ALMA FOODS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > I have been working in my field for many years and just trying to get things paid off.<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1188045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188045 |
$13,200 |
$13,200 |
10.74% |
1.00% |
March 30, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188045. Member loan 1188045 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Brookdale University Hospital | Debt-to-income ratio: | 12.80% |
Length of employment: | 1 year | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Brookdale University Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > A year ago I had a life changing event and needed to use both my own and my parents credit cards. I am trying to centralize my bills to one monthly payment, this way i can pay it down faster. I pay on time every time. Period.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,665.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $750 total. |
Member Payment Dependent Notes Series 1188179
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188179 |
$24,375 |
$24,375 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188179. Member loan 1188179 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | Officemax | Debt-to-income ratio: | 20.22% |
Length of employment: | 10+ years | Location: | Charlestown, RI |
Home town: | |||
Current & past employers: | Officemax | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Bebt consolidation, never had a missed payment on any borrowed credit, I have been at my current employment for 21 yrs<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,842.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1188192
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188192 |
$5,000 |
$5,000 |
7.62% |
1.00% |
March 28, 2012 |
March 26, 2015 |
March 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188192. Member loan 1188192 was requested on March 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,250 / month |
Current employer: | Sears Holdings Corp | Debt-to-income ratio: | 21.28% |
Length of employment: | 1 year | Location: | Wellington, CO |
Home town: | |||
Current & past employers: | Sears Holdings Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/12/12 > I plan to use this loan for my Wedding. That will pay for the vendors and my dress. I am a great borrower because I have a steady job, I go to work everyday, and I pay my bills on time. I plan on paying this loan off in a year.<br><br> Borrower added on 03/19/12 > We actually waited 5 years of being together before considering marriage. Your investment is well worth it. I would like to thank all the investors for their contributions so far. Thank you!<br>
A credit bureau reported the following information about this borrower member on March 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $400.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use these funds to purchase my wedding dress and pay for a few of my vendors. |
Member Payment Dependent Notes Series 1188422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188422 |
$11,625 |
$11,625 |
8.90% |
1.00% |
March 30, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188422. Member loan 1188422 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | STATER BROS MARKETS | Debt-to-income ratio: | 14.62% |
Length of employment: | 10+ years | Location: | BEAUMONT, CA |
Home town: | |||
Current & past employers: | STATER BROS MARKETS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > JUST BOUGHT A NEW HOME WANTED TO CONSOLIDATE ALL SO THAT WE COULD HAVE OUR BACKYARD LANDSCAPED. THANK YOU SO MUCH. I WISHED FOR 30 BUT 11 WILL HELP. GOD BLESS YOU ALL.<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MONTHLY EXPENSES 2696.00 |
Which debts do you plan to pay off with this loan? | JC PENNY 4000.00 KAYS 3064.45 AQUA FINANCE 1970.15 TOTAL MON529.00 |
Member Payment Dependent Notes Series 1188667
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188667 |
$7,000 |
$7,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188667. Member loan 1188667 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,000 / month |
Current employer: | City of East Palo Alto | Debt-to-income ratio: | 5.78% |
Length of employment: | 5 years | Location: | Palo Alto, CA |
Home town: | |||
Current & past employers: | City of East Palo Alto | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I recently purchased a house that currently serves as a rental property. I am looking to improve the interior of the house by replacing its current carpet with hardwood floors. I would like to use this loan to fund the project.<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,481.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1700.00<br>Car Payment: $260.00<br>Auto Insurance: $130.00 (2 cars)<br>Auto Fuel: $300.00 (2 cars)<br>Groceries: $400.00<br>Utilities: $445.00 (electricity, phone, internet, cable, mobile)<br><br>Hopefully I didn't miss anything. If I did, please let me know. Thanks again. |
What is the home improvement project you are planning? | I am going to replace the carpet in my rental property with hardwood floors. Thanks for inquiring. |
Member Payment Dependent Notes Series 1188712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188712 |
$9,750 |
$9,750 |
17.99% |
1.00% |
March 30, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188712. Member loan 1188712 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.70% |
Length of employment: | n/a | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $10,446.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
Please explain the reason why you carry a large revolving credit balance. | i am PhD students on my last semester, not working now. |
What is your intended use for the loan proceeds? | wedding and personal |
Please provide additional details regarding the purpose of the loan. | wedding expenses for 75 people and some personal expense |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | loan pretty much destined to wedding plans |
Member Payment Dependent Notes Series 1188725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188725 |
$33,600 |
$33,600 |
14.65% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188725. Member loan 1188725 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,667 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 12.27% |
Length of employment: | 7 years | Location: | Rosedale, MD |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I work for the federal government-Department of Defense. I mistakenly exempted all federal taxes for 2011 and owe a substantial amount for 2011 taxes (corrected this issue). I plan to pay off the 2011 taxes and pay off the credit card balances.<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1300 |
Which debts do you plan to pay off with this loan? | My 2011 taxes and credit card balances. I mistakenly had no federal taxes taken out of my paycheck therefore I owe roughly $11,600 in taxes for 2011. I have since corrected this issue and taxes are now being taken out for 2012. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - $21,000 (interest rates vary from 13.99%-19.99%<br>2011 taxes - $11,600 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage just the following:<br>Property tax ~$500.00 <br>ins ~$55.00 <br>BGE ~$300.00 - 400<br>cable/internet ~$120.00 <br>phone ~$40.00 <br>sewer ~$50.00 |
Please explain the reason why you carry a large revolving credit balance. | I lived beyond my means and have learned from it. I got credit cards that gave me 0% interest and just paid the minimum and it just got out of control. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $11,600 for 2011 taxes<br>$21,000 to zero out credit cards |
Member Payment Dependent Notes Series 1188970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1188970 |
$10,000 |
$10,000 |
6.03% |
1.00% |
March 28, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1188970. Member loan 1188970 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Micrel Semiconductor | Debt-to-income ratio: | 9.44% |
Length of employment: | 10+ years | Location: | Morgan Hill, CA |
Home town: | |||
Current & past employers: | Micrel Semiconductor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,446.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Pay off high interest (15%) credit card. |
What is your intended use for the loan proceeds? | Pay off high interest credit card |
Which debts do you plan to pay off with this loan? | Citibank credit card |
Member Payment Dependent Notes Series 1189131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189131 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189131. Member loan 1189131 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,333 / month |
Current employer: | Western Metal Recycling | Debt-to-income ratio: | 21.35% |
Length of employment: | 1 year | Location: | DRAPER, UT |
Home town: | |||
Current & past employers: | Western Metal Recycling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I would like to get a deposit of $20,000....didn't have an option to compensate for the lending fee.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1189840
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189840 |
$15,250 |
$15,250 |
13.11% |
1.00% |
March 28, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189840. Member loan 1189840 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,542 / month |
Current employer: | Pennsylvania Counseling Services | Debt-to-income ratio: | 24.43% |
Length of employment: | 3 years | Location: | FAYETTEVILLE, PA |
Home town: | |||
Current & past employers: | Pennsylvania Counseling Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA // 20.24% // $3436.00 // $90.00<br>VISA // 22.90% // $950.00 // $32.00<br>MASTERCARD // 22.24 // $4045.00 // $114.00<br>MASTERCARD // 24.99 // $4693.00 // $ 137.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Monthly payment with out loan $593.00 (this includes above accounts) - <br><br>Monthly payment with loan With $180.00 plus loan amount |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Monthly payment with out loan $593.00 (this includes above accounts) - <br><br>Monthly payment with loan With $180.00 plus loan amount |
Member Payment Dependent Notes Series 1189884
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189884 |
$30,000 |
$30,000 |
21.48% |
1.00% |
March 30, 2012 |
March 31, 2017 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189884. Member loan 1189884 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Surgery Center of Rome | Debt-to-income ratio: | 21.05% |
Length of employment: | 10+ years | Location: | ROME, GA |
Home town: | |||
Current & past employers: | Surgery Center of Rome | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,744.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have tried several times to answer this question but every time I submit it, I get an email stating I violated a rule because I divulged some information that could be harmful. I dont feel like I divulged any info that would be personal. I simply stated the type of debts, the balance on it, the interest rate, and the monthly payment. I wish I knew how to get you this information that you have requested. Sorry. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | The mortgage does not come out of my budget. I do pay for utilties, insurance, etc. Electric- approx 120, phone 28, cell-79, water-25, cable-155, Gas- 55 in winter and 10 in summer, Insurance ( life and auto) 324. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on paying off credit cards with 29.99 interest rate which total 9,206. I also will pay off a credit card with 26.49 interest wtih balance of 7423.88. I have a loan which I would like to pay off 4,702.00 with interest rate of 22.24. I would also like to purchase a storm shelter. . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | After paying monthly expenses, I allocate $400 biweekley for groceries, gas, and etc. I listed other household expenses in another statement. |
What is your intended use for the loan proceeds? | To pay off debts ( credit cards and loans) with higher interest rates and also to have a storm shelter placed. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have tried several times to answer this question but every time I submit it, I get an email stating I violated a rule because I divulged some information that could be harmful. I dont feel like I divulged any info that would be personal. I simply stated the type of debts, the balance on it, the interest rate, and the monthly payment. I wish I knew how to get you this information that you have requested. Sorry. |
Which debts do you plan to pay off with this loan? | A loan with Bank of America, Discover Card, GE Money ( previously use to be Rooms to Go), two Chase credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on paying off credit cards with 29.99 interest rate which total 9,206. I also will pay off a credit card with 26.49 interest wtih balance of 7423.88. I have a loan which I would like to pay off 4,702.00 with interest rate of 22.24. I would also like to purchase a storm shelter. . |
Please explain the reason why you carry a large revolving credit balance. | Handling my finances poorly in previous years. Had the mentality that I would pay it later when the bill came. If I knew then what I know now, things would be a whole lot different. Just because you can does not mean you should. I have a plan to get out of debt with or without this loan. My thought for applying for this loan is th get a lower interest rate and pay things off sooner. Sooner the better. |
What is your intended use for the loan proceeds? | To pay off debts ( credit cards and loans) with higher interest rates and also to have a storm shelter placed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | After paying monthly expenses, I allocate $400 biweekley for groceries, gas, and etc. I listed other household expenses in another statement. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | the mortgage does not come out of my budget. Electric bill averages about 100/mo ( Of course more in summer) water is about 25/mo, cellphone 80/mo, home phone 28/mo, insurance ( car and life insurance) 324/mo, cable ( cable and internet) 155/mo,, gas about 55/mo in winter and 9/mo during summer. The house insurance and property taxes are escrowed in with the mortgage. |
Member Payment Dependent Notes Series 1189949
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189949 |
$3,800 |
$3,800 |
8.90% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189949. Member loan 1189949 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Mid-Nite Snax | Debt-to-income ratio: | 23.92% |
Length of employment: | 2 years | Location: | Ronkonkoma, NY |
Home town: | |||
Current & past employers: | Mid-Nite Snax | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two credit cards one balance is 8000 at 9% and the other one is 3500 at 15%. I am seeking this loan to pay off the credit card with the higher percentage. My monthly payment to that card is $150.00. |
Member Payment Dependent Notes Series 1189988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1189988 |
$6,600 |
$6,600 |
6.62% |
1.00% |
March 29, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1189988. Member loan 1189988 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Antelope Valley College | Debt-to-income ratio: | 17.89% |
Length of employment: | 8 years | Location: | Lancaster, CA |
Home town: | |||
Current & past employers: | Antelope Valley College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I have lived in my home for 18 years. I am the homeowner. I would like to do some upgrades to my house and backyard. I am currently employed at a community college where I have worked for 8 years and my job is secure.<br><br> Borrower added on 03/23/12 > I am very careful with money. I pay all my bills on time and would really appreciate this loan so I can build more equity in my home and help build my credit.<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have a mortgage payment of $820 a month. That includes my homeowners insurance and property taxes. My utilities are about $150 a month. I do not have a home equity loan or line of credit. |
What is the home improvement project you are planning? | I am planning on painting my home and planting grass in my backyard. Trying to also purchase an above ground pool. |
Is the improvement to your primary residence or an investment property? | The improvement is to my primary residence. |
Is this for a home improvement you have already made, or one that you are planning to make? | One that I am planning to make with the help of this loan. |
Member Payment Dependent Notes Series 1190014
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190014 |
$10,000 |
$10,000 |
12.12% |
1.00% |
March 30, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190014. Member loan 1190014 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Ascent Services Group | Debt-to-income ratio: | 22.71% |
Length of employment: | < 1 year | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Ascent Services Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $35,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1190096
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190096 |
$15,000 |
$15,000 |
13.67% |
1.00% |
March 30, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190096. Member loan 1190096 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,708 / month |
Current employer: | Empire Merchants LLC | Debt-to-income ratio: | 12.42% |
Length of employment: | 9 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Empire Merchants LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,956.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1190248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190248 |
$20,000 |
$20,000 |
13.99% |
1.00% |
March 30, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190248. Member loan 1190248 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,642 / month |
Current employer: | FedEx Freight | Debt-to-income ratio: | 18.27% |
Length of employment: | 1 year | Location: | SHREVEPORT, LA |
Home town: | |||
Current & past employers: | FedEx Freight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > I plan to use this money to pay off high interest credit cards and one medical bill. I'm a good borrower because all of my bills are paid on time and I have good credit. Monthly budget varies due to any overtime at work and my ability to pay more towards cc bills and med. bills.<br>Job is very stable.<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent or mortgage, house is paid for. <br>$658 in vehicle notes<br>$650 for gas<br>$450 in utilities<br>$400 in phones<br>$400 in insurance<br>$800 in food |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No rent or mortgage, house is paid for. <br>$850 in utilities<br>$350 in insurance<br>Homestead Exemption for the taxes on house, $75 annual taxes on property. |
Please explain the reason why you carry a large revolving credit balance. | Used credit cards to complete inside of new construction after builder abandoned project. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage, house is paid for. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off high interest credit cards. $18,800 towards 5 credit cards. <br>Paying $1000 towards outstanding medical bill. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Tried again to post the info you are requesting...even tried adding to the loan descriptions. I'm going to give balances and interest rates and see if it will accept it. <br><br>$4795.86 <br>$6279.92 <br>$1197.79 <br>$4026.60 <br>$2540.50 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18876.67 total in credit cards<br>Interest rates for all average out at 18.23%<br>Minimum monthly payments are $435 but try to pay at least $700-$800 a month. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $435 minimum monthly payments which will be paid off with this loan. <br>Monthly payment on loan will be $683.46 for 36 months |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Tried again to post the info you are requesting...even tried adding to the loan descriptions. I'm going to give balances and interest rates and see if it will accept it. <br><br>$4795.86 <br>$6279.92 <br>$1197.79 <br>$4026.60 <br>$2540.50 |
Member Payment Dependent Notes Series 1190312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190312 |
$13,200 |
$13,200 |
12.12% |
1.00% |
March 28, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190312. Member loan 1190312 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | holt-cat | Debt-to-income ratio: | 7.09% |
Length of employment: | 3 years | Location: | BUDA, TX |
Home town: | |||
Current & past employers: | holt-cat | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/13/12 > credit cards<br><br> Borrower added on 03/14/12 > To consolidate debt.. move past credit cards to then remodeling my home..<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total of 8 Credit cards ranging from $400 to $6500 interest from 0% to 23.90% min paymnet from $25 to $144 would like to consolidate all these to one simple payment |
Member Payment Dependent Notes Series 1190320
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190320 |
$5,000 |
$5,000 |
6.03% |
1.00% |
March 30, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190320. Member loan 1190320 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.57% |
Length of employment: | 10+ years | Location: | Bklyn, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,239.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1190490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190490 |
$7,500 |
$7,500 |
9.76% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190490. Member loan 1190490 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Florida Southern College | Debt-to-income ratio: | 19.29% |
Length of employment: | 6 years | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | Florida Southern College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,339.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance of credit cards 7603.27; Average interest rates 24 percent; Total current monthly payments $355 |
Member Payment Dependent Notes Series 1190576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190576 |
$5,200 |
$5,200 |
13.11% |
1.00% |
March 28, 2012 |
March 27, 2015 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190576. Member loan 1190576 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | JCPENNY | Debt-to-income ratio: | 13.68% |
Length of employment: | < 1 year | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | JCPENNY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > I need this loan to consolidate my debt on my credit cards.<br><br> Borrower added on 03/14/12 > I plan to consolidate my debt. I want to have a fixed monthly payment where I don't have to pay four different cards. I am very responsible and I would appreciate any help possible to lower my debt. Thank You<br>
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,934.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay for rent, phone, nor utilities. I only pay for transportation and food. I pay $29 a week on transportation and $50 a week on food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe 4 credit cards. I owe $2600 with 19.99% APR, $2000 with 24.99& APR, $1000 with 11% APR and $500 with 26% APR. I have no student loans and no mortgage |
Member Payment Dependent Notes Series 1190592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190592 |
$9,500 |
$9,500 |
7.62% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190592. Member loan 1190592 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,083 / month |
Current employer: | Cook County Government | Debt-to-income ratio: | 24.78% |
Length of employment: | 3 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Cook County Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,934.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | I own. No longer have a mortgage loan. |
What is the home improvement project you are planning? | remodeling the kitchen, two bathrooms and sanding and finishing the hardwood floors. Once the home improvement project has been completed, it will be available to rent. |
What is the home improvement project you are planning? | remodeling the kitchen, two bathrooms and sanding and finishing the hardwood floors. Once the home improvement project has been completed, it will be available to rent. |
Member Payment Dependent Notes Series 1190763
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190763 |
$22,250 |
$22,250 |
17.99% |
1.00% |
March 29, 2012 |
March 27, 2017 |
March 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190763. Member loan 1190763 was requested on March 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | cintas | Debt-to-income ratio: | 14.71% |
Length of employment: | 4 years | Location: | NORTH LAS VEGAS, NV |
Home town: | |||
Current & past employers: | cintas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off my car and my credit card debt finally |
Member Payment Dependent Notes Series 1190770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190770 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190770. Member loan 1190770 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,667 / month |
Current employer: | Verizon | Debt-to-income ratio: | 9.76% |
Length of employment: | 10+ years | Location: | SPRINGFIELD, OH |
Home town: | |||
Current & past employers: | Verizon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This loan will be used to consolidate one loan and we will easily be able to make the payment since we were paying 500-600 a month on that one debt. We already paid 1/3 of the payment in cash for the purchase. I have excellent credit, and appreciate this offer.<br><br> Borrower added on 04/01/12 > That description is misleading. I have the cash to pay off 8,800 in credit card debt, but need this loan to close for the pool.<br>
A credit bureau reported the following information about this borrower member on March 5, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,090.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I use my credit cards for business and all home purchases, paying one off every month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I keep answering this question but it gets rejected. I basically have $1300 a monthy to pay either this loan and my other loans which minimum payments total $260. |
What is your intended use for the loan proceeds? | Add a In-ground pool and fence to my house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I keep answering this question but it gets rejected. I basically have $1300 a monthy to pay either this loan and my other loans which minimum payments total $260. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Add a in-ground pool and fence to my house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I keep answering this question but it gets rejected. I basically have $1300 a monthy to pay either this loan and my other loans which minimum payments total $260. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage 1432<br>2nd mort 504<br>auto loan 1 - 313<br>auto loan 2 0 326<br>food 400<br>auto ins 199<br>credit cards min 260<br>gas $300<br>clothes gifts entertainment 300<br>total exp 4034, total income 6534 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I keep answering this question but it gets rejected. I basically have $1300 a monthy to pay either this loan and my other loans which minimum payments total $260. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $30,000 for pool including fence, 8700 already paid in cash |
Is the improvement to your primary residence or an investment property? | primary residence, inground pool |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I keep answering this question but it gets rejected. I basically have $1300 a monthy to pay either this loan and my other loans which minimum payments total $260. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage 1432<br>2nd mort 504<br>auto loan 1 - 313<br>auto loan 2 0 326<br>food 400<br>auto ins 199<br>credit cards min 260<br>gas $300<br>clothes gifts entertainment 300<br>total exp 4034, total income 6534 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Primary Mortgage $170,000, 4.375% - $1432<br>2nd Mortgage $22,000, 8.875% - $504 not a HELOC. |
Is this for a home improvement you have already made, or one that you are planning to make? | The improvement is an inground pool, the permits and plans have been drawn out. The builder is on spring vacation for 1 week, but the ground digging will not begin until this loan is established. |
Is the improvement to your primary residence or an investment property? | primary residence, inground pool |
Member Payment Dependent Notes Series 1190795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1190795 |
$30,000 |
$30,000 |
12.12% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1190795. Member loan 1190795 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,333 / month |
Current employer: | Vinson and Elkins | Debt-to-income ratio: | 8.53% |
Length of employment: | 10+ years | Location: | SPRING, TX |
Home town: | |||
Current & past employers: | Vinson and Elkins | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > We plan to use the loan to pay off (and then close) some credit cards. We have very stable finances. I have been employed at my job for over 17 years.<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our mortgage payment is $2,900. We do not have a home equity loan. Our mortgage balance is $235,000 and the appraised value of our home is approximately $300,000. |
Please explain the reason why you carry a large revolving credit balance. | We had extra expenses last year. We want to get out of debt within 3 years or less and want this loan to lower the interest rate. We will pay off and close 6 credit card accounts with the loan proceeds. We will have no problem repaying the loan (the loan payment is approximately 5% of gross monthly income). |
Which debts do you plan to pay off with this loan? | We plan to pay off 6 credit card balances and will then close those credit card accounts. The reason we want this loan is to lower interest rate so we can get out of debt completely in three years or less. |
What is your intended use for the loan proceeds? | We plan to pay off the entire balance of credit card accounts and close those accounts. |
Please explain the reason why you carry a large revolving credit balance. | We had extra expenses last year. We want to get out of debt within 3 years or less and want this loan to lower the interest rate. We will pay off and close 6 credit card accounts with the loan proceeds. We will have no problem repaying the loan (the loan payment is approximately 5% of gross monthly income). |
Member Payment Dependent Notes Series 1191773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1191773 |
$9,000 |
$9,000 |
13.99% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1191773. Member loan 1191773 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | VNB INC. | Debt-to-income ratio: | 8.70% |
Length of employment: | 10+ years | Location: | WOOSTER, OH |
Home town: | |||
Current & past employers: | VNB INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $4,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | building a deck and new carpeting |
Member Payment Dependent Notes Series 1191824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1191824 |
$10,625 |
$10,625 |
6.62% |
1.00% |
March 30, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1191824. Member loan 1191824 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,993 / month |
Current employer: | NCUA | Debt-to-income ratio: | 12.16% |
Length of employment: | 4 years | Location: | Gainesville, VA |
Home town: | |||
Current & past employers: | NCUA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > Pay off High Interest Loan<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,840.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1191930
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1191930 |
$24,000 |
$24,000 |
8.90% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1191930. Member loan 1191930 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | AMHL | Debt-to-income ratio: | 13.84% |
Length of employment: | 10+ years | Location: | Ridgewood, NJ |
Home town: | |||
Current & past employers: | AMHL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1191977
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1191977 |
$35,000 |
$35,000 |
18.25% |
1.00% |
March 28, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1191977. Member loan 1191977 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Family Video | Debt-to-income ratio: | 23.62% |
Length of employment: | 7 years | Location: | Findlay, OH |
Home town: | |||
Current & past employers: | Family Video | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > My rent is 775, phone car gas all paid for by my company. I pay total including rent about $3000 a month which allows me to save money. The reason for the loan is to pay off things and allows me to save about $700 dollars extra a month. I will most likely pay off the loan in 36-40 months.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,585.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1192027
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192027 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192027. Member loan 1192027 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | UPMC Shadyside Hospital | Debt-to-income ratio: | 20.13% |
Length of employment: | 8 years | Location: | CRANBERRY TOWNSHIP, PA |
Home town: | |||
Current & past employers: | UPMC Shadyside Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,533.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Harley Davidson Chopper!! |
What are you buying? | Harley Davidson Chopper!! |
Member Payment Dependent Notes Series 1192035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192035 |
$10,250 |
$10,250 |
6.62% |
1.00% |
March 30, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192035. Member loan 1192035 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,164 / month |
Current employer: | Baltimore County Public Library | Debt-to-income ratio: | 13.53% |
Length of employment: | 5 years | Location: | Kingsville, MD |
Home town: | |||
Current & past employers: | Baltimore County Public Library | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > Hello, I have used Lending Club before and have loved the process. This time I wish to use Lending Club to help with some debt consolidation. I’m owning up to some fiscal immaturity. Thank You for any help you can give<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1192597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192597 |
$16,700 |
$16,700 |
19.99% |
1.00% |
March 30, 2012 |
March 28, 2017 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192597. Member loan 1192597 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,616 / month |
Current employer: | State Compensation Insurance Fund | Debt-to-income ratio: | 22.49% |
Length of employment: | 10+ years | Location: | San jacinto, CA |
Home town: | |||
Current & past employers: | State Compensation Insurance Fund | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,166.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | 112 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1192777
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192777 |
$7,600 |
$7,600 |
19.22% |
1.00% |
March 30, 2012 |
March 28, 2017 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192777. Member loan 1192777 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,869 / month |
Current employer: | harris county | Debt-to-income ratio: | 15.20% |
Length of employment: | 10+ years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | harris county | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,280.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | monthly rent is $400.00, line oif credit is $107.30, utilities all combine will be $300.00, insurance ius $100.00 |
Member Payment Dependent Notes Series 1192815
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192815 |
$24,000 |
$24,000 |
6.62% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192815. Member loan 1192815 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | UPS | Debt-to-income ratio: | 26.13% |
Length of employment: | 10+ years | Location: | TRUMANN, AR |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,049.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards 8,000 payments 300.00 Intrest rate 13%, 2 car loans payment 580 and 322 intrest rate is 6.9 and 7.9 balance for both cars 15,000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house 827, transp 250 a month, utilities 200 a month, cell phones 100, ins 150, food 250, misc 300, so 2200 to 2400 a month |
Member Payment Dependent Notes Series 1192827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192827 |
$6,000 |
$6,000 |
8.90% |
1.00% |
March 30, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192827. Member loan 1192827 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Jcpenney | Debt-to-income ratio: | 8.64% |
Length of employment: | 2 years | Location: | Methuen, MA |
Home town: | |||
Current & past employers: | Jcpenney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1192857
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192857 |
$10,000 |
$10,000 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192857. Member loan 1192857 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | State of New Jersey(Trenton Psychiatric) | Debt-to-income ratio: | 19.18% |
Length of employment: | 7 years | Location: | HAMILTON, NJ |
Home town: | |||
Current & past employers: | State of New Jersey(Trenton Psychiatric) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $23,147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1192875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192875 |
$4,000 |
$4,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192875. Member loan 1192875 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.93% |
Length of employment: | n/a | Location: | NORTH BELLMORE, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan will be used to pay off two revolving accounts with interest rates above 19%. Payments on these accounts are approximately $200.00 / month. |
Member Payment Dependent Notes Series 1192900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1192900 |
$35,000 |
$35,000 |
18.25% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1192900. Member loan 1192900 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | US Bank | Debt-to-income ratio: | 6.62% |
Length of employment: | 10+ years | Location: | Draper, UT |
Home town: | |||
Current & past employers: | US Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Paying off high interest credit card debt. I have been in my career over 20 years. I have never defaulted on a loan. I have stocks to cover the amount but prefer to leave them invested for growth.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $215.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
Which debts do you plan to pay off with this loan? | Credit card debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am planning to pay off my highest interest credit card balance to lowest. I have about $38k in balances with monthly payments totaling about $1,800. This loan will provide a reduced rate and lower overall payment. |
What is your intended use for the loan proceeds? | Paying off credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am planning to pay off my highest interest credit card balance to lowest. I have about $38k in balances with monthly payments totaling about $1,800. This loan will provide a reduced rate and lower overall payment. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public records on my file to my knowledge |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
Please explain the reason why you carry a large revolving credit balance. | I had started a business about 5 years ago. This is largely the residue of this endeavor. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
Please explain the reason why you carry a large revolving credit balance. | I had started a business about 5 years ago. This is largely the residue of this endeavor. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I've tried to answer this twice but the system keeps telling me I can't say what I have said. I will try again. My expenses are about 70% of my take home. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is being used to pay down high interest credit card debt. I am paying down the highest interest rate loans to lowest. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,800 |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | not applicable |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,800 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I've tried to answer this twice but the system keeps telling me I can't say what I have said. I will try again. My expenses are about 70% of my take home. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a relationship change and a few accounts went past due...all have been caught up and are now paid as agreed. |
Member Payment Dependent Notes Series 1193014
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193014 |
$3,000 |
$3,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193014. Member loan 1193014 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | SPX FLOW/DOLLINGER | Debt-to-income ratio: | 12.26% |
Length of employment: | 10+ years | Location: | Pasadena, TX |
Home town: | |||
Current & past employers: | SPX FLOW/DOLLINGER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home Improvement |
What is the home improvement project you are planning? | Carport and patio cover |
Please explain the reason why you carry a large revolving credit balance. | To keep a good credit standing |
Is this for a home improvement you have already made, or one that you are planning to make? | One I'm trying to do |
Is the improvement to your primary residence or an investment property? | Primary residence |
Member Payment Dependent Notes Series 1193039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193039 |
$12,000 |
$12,000 |
12.12% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193039. Member loan 1193039 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | Rackspace Inc. | Debt-to-income ratio: | 10.62% |
Length of employment: | 2 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Rackspace Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > Refinancing high interest credit cards.<br><br> Borrower added on 03/14/12 > Refinancing high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,542.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193085 |
$22,750 |
$22,750 |
19.99% |
1.00% |
April 2, 2012 |
March 28, 2017 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193085. Member loan 1193085 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.91% |
Length of employment: | 4 years | Location: | PLAINFIELD, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > Business owner that offers unique services that no one else offers in my area.<br><br> Borrower added on 03/16/12 > I owner of an Optical shop, I have been in business now for 4yrs, I have 22yrs experience, and tired off these chain stores taking advantage of seniors and others with there gotcha adds. I offer personal touch to my patients and they appreciate it and come back.<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,873.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I have already been in business for four years and have 22yrs experience, I am looking to grow and expand my business |
Please describe your experience/familiarity with the business you are starting/started? | I started my business 4yrs ago with $3,000 cash and needed to use my credit cards because banks wouldn't give me a loan. They said my business was to new when started my store. |
What is your intended use for the loan proceeds? | To increase the inventory of eyeglass frames for my patients and to have a greater variety to choose from. |
Member Payment Dependent Notes Series 1193089
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193089 |
$10,000 |
$10,000 |
13.67% |
1.00% |
March 30, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193089. Member loan 1193089 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Schueck Steel (Lexicon,Inc.) | Debt-to-income ratio: | 12.07% |
Length of employment: | 7 years | Location: | JACKSON, NC |
Home town: | |||
Current & past employers: | Schueck Steel (Lexicon,Inc.) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,491.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off loan and credit cards |
Please explain the reason why you carry a large revolving credit balance. | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
Which debts do you plan to pay off with this loan? | According to the Better Business Bureau, Lending Club is no longer in business. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
Which debts do you plan to pay off with this loan? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
Which debts do you plan to pay off with this loan? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
Which debts do you plan to pay off with this loan? | According to the Better Business Bureau, Lending Club is no longer in business. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | According to the Better Business Bureau, Lending Club is no longer in business. |
Please explain the reason why you carry a large revolving credit balance. | According to the Better Business Bureau, Lending Club is no longer in business. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | According to the Better Business Bureau, Lending Club is no longer in business. |
Member Payment Dependent Notes Series 1193121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193121 |
$12,000 |
$12,000 |
7.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193121. Member loan 1193121 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | PETREX | Debt-to-income ratio: | 8.90% |
Length of employment: | 5 years | Location: | NEW ORLEANS, LA |
Home town: | |||
Current & past employers: | PETREX | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 650.00<br>gas 200.00<br>electric 125.00<br>cable 148.00<br>phone 160.00<br>insurance 243.00<br>food 1000.00<br>total 2526.00 |
Please explain the reason why you carry a large revolving credit balance. | 3years ago I visit my family in India.The reason my father was sick.I spend lots of money for hospital bill.<br>2year back Gulf Oil rig explosion made me almost unemployment.We work only 32hours not enough making money for food and paying bills. I have only way using credit card to run my family.When we get back normal working hours I have to pay regular bills and credit card bills.I can't pay off high interest credit card. |
Which debts do you plan to pay off with this loan? | American Express credit card. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards balances $19,000 interest rates are 15%,9.9%and 7.24% |
Member Payment Dependent Notes Series 1193210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193210 |
$14,000 |
$14,000 |
6.03% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193210. Member loan 1193210 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Selfhelpworks Inc. | Debt-to-income ratio: | 9.43% |
Length of employment: | 2 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Selfhelpworks Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > We are a health and wellness company, that helps people break addictions via our programs that are 100% online. We simply need a small advance to fill orders. We are participating in several major events in the next months and in order to keep up with the demand we need funding asap.<br><br> Borrower added on 03/21/12 > Our company has been in business for over twenty years. We simply need a loan because we are expanding! In the next two months we will be featured at three major philanthropic events. As a result, we need a quick cash advance so we can handle all enrollment/orders. This loan is as stable as it gets!<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We host 100% online classes to help people break addictions (weight loss, smoking, drinking). We have been in business since 1979 and some of the largest companies in the world provide their employees with our health and wellness programs. We have recently partnered with a very successful non profit organization. We will be at three of their events at the end of April, and we project over 250 new students. We need a cash advance to be able to keep up with demand, process, and enroll all students |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We are not a start up business. We have been operating successfully since 1979. Some of the largest companies in the world use our health and wellness programs to provide to their employees. We have recently acquired a new partner, and at the end of April we will be hosting three of their events. As a result we are projecting over 250 new clients for our online classroom, and at this point we do not have the capacity to process that many orders due to the short notice. This is the sole purpose. |
Please describe your experience/familiarity with the business you are starting/started? | We are not a start up business. We have been operating successfully since 1979. Some of the largest companies in the world use our health and wellness programs to provide to their employees. We have recently acquired a new partner, and at the end of April we will be hosting three of their events. As a result we are projecting over 250 new clients for our online classroom, and at this point we do not have the capacity to process that many orders due to the short notice. This is the sole purpose. |
Can you provide some high level financials on the monthly costs / revenue of your business? | What specifically do you mean by high level financials? I would be more than happy to provide you with any number in regards to our finances, but they only give us 500 characters to respond. Therefore, we want to make sure we answer your question adequately. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | This is strictly a business loan, the expenses are listed accordingly:<br><br>Expenses- Monthly<br>1. Salary(coaching and enrollment): $6,000<br>2. Fixed (phone, utilities, hosting, server, contact management): $800<br>3. Total Fixed: $6,800<br><br>Marketing & Lead Generation: $3,000 <br><br>Payment & Interest: $1,500<br><br>Revenue Per Student: $650<br>Variable Cost Per Student (registration, course materials, payment processing): $150<br><br>30 students per class and we run between 2-3 classes a month. |
What do you project your monthly revenues for the first 6 months to be? | Revenue 6 months- $162,000 |
What do you project your monthly expenses for the first 6 months of your business? | Expenses 6 Months- $88,000 |
Member Payment Dependent Notes Series 1193239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193239 |
$24,500 |
$24,500 |
7.90% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193239. Member loan 1193239 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.69% |
Length of employment: | 10+ years | Location: | San FrANCISCO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1193262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193262 |
$10,575 |
$10,575 |
12.12% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193262. Member loan 1193262 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,410 / month |
Current employer: | South Orange Disposal | Debt-to-income ratio: | 7.54% |
Length of employment: | 7 years | Location: | Kenilworth, NJ |
Home town: | |||
Current & past employers: | South Orange Disposal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > We are putting in central air conditioning to our home.<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193343 |
$12,000 |
$12,000 |
13.67% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193343. Member loan 1193343 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Reliable office system | Debt-to-income ratio: | 21.63% |
Length of employment: | 4 years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | Reliable office system | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > Payoff credit card debt,consolidate cards and manage debt<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | RENT.PHONE,CAR INSURANCE,FOOD,AND CREDIT CARD PAYMENTS |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 550.00 |
Please provide additional details regarding the purpose of the loan. | TO PAY OFF ALL MY CREDIT CARDS/SO AS TO PAY ONLY MY LOAN |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | NOT FOR MULTIPLE PURPOSE ONLY TO PAY OFF ALL CREDIT CARD BALANCES |
Please explain the reason why you carry a large revolving credit balance. | OVER THE YEARS ,THEY ACCUMULATED/WISER NOW NOT SPENDING TOO MUCH PLASTIC |
Member Payment Dependent Notes Series 1193383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193383 |
$9,400 |
$9,400 |
13.11% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193383. Member loan 1193383 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.60% |
Length of employment: | 4 years | Location: | LATHROP, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I wanted to pay off some high interest credit cards and also get some work done to my backyard.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,247.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193424 |
$8,000 |
$8,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193424. Member loan 1193424 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Department of Unemployment Assistance | Debt-to-income ratio: | 2.93% |
Length of employment: | 2 years | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | Department of Unemployment Assistance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Pay off Credit Cards<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,540.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193493
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193493 |
$5,600 |
$5,600 |
8.90% |
1.00% |
March 30, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193493. Member loan 1193493 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Sage software | Debt-to-income ratio: | 21.60% |
Length of employment: | 10+ years | Location: | Mesa, AZ |
Home town: | |||
Current & past employers: | Sage software | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Chev truck trailer<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $40,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | none - no delinquencies |
Please explain the reason why you carry a large revolving credit balance. | Only temporary, was for an investment project that is selling for profit. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1710 |
Member Payment Dependent Notes Series 1193668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193668 |
$30,000 |
$30,000 |
14.65% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193668. Member loan 1193668 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,333 / month |
Current employer: | FDIC | Debt-to-income ratio: | 23.54% |
Length of employment: | 10+ years | Location: | Springfield, MO |
Home town: | |||
Current & past employers: | FDIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $65,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1742 monthly which includes taxes (2300) and insurance (900) annually |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1st mortgage only - $1742 monthly including taxes and insurance; water bill $10-20, higher in summer with sprinkler system; electric $170 monthly; gas $95; trash includes in annual HOA dues of $250 already paid for this year; |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
What is the home improvement project you are planning? | Inground swimming pool |
Is the improvement to your primary residence or an investment property? | Primary residence for 6 years |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make - inground swimming pool |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
If you have a public record on file, please briefly explain the event and its resolution. | Not public records at all; I monitor my credit report on a monthly basis and have never had any past due, collections, bankruptcy, tax issues, or other legal matters |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
Please explain the reason why you carry a large revolving credit balance. | Within the last six years, I purchased a new home and completely furnished it. I also started an in-home business within the last year and have purchased approximately $5-6M in inventory for the business. Household income was reduced significantly and I honestly didn't adjust my lifestyle or spending habits. Now have a budget; have maintained significant retirement accounts but honestly not made the best choices with credit card usage |
Member Payment Dependent Notes Series 1193696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193696 |
$4,000 |
$4,000 |
6.62% |
1.00% |
March 28, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193696. Member loan 1193696 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | ECS mid atlantic llc | Debt-to-income ratio: | 14.08% |
Length of employment: | 5 years | Location: | glenburnie, MD |
Home town: | |||
Current & past employers: | ECS mid atlantic llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/15/12 > i can trust you<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193778 |
$11,200 |
$11,200 |
7.90% |
1.00% |
March 30, 2012 |
March 28, 2015 |
March 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193778. Member loan 1193778 was requested on March 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | PCnet | Debt-to-income ratio: | 13.36% |
Length of employment: | 10+ years | Location: | Wichita Falls, TX |
Home town: | |||
Current & past employers: | PCnet | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/14/12 > This loan will be used to pay all credit card and small debt to better manage finances. We are getting ready to improve our home so we want to lower our interest rates so we can save money.<br>
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,808.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1193788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193788 |
$2,000 |
$2,000 |
15.31% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193788. Member loan 1193788 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | US Bank | Debt-to-income ratio: | 20.54% |
Length of employment: | 2 years | Location: | TIGARD, OR |
Home town: | |||
Current & past employers: | US Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | change of job due to layoff in 2010 forced me to use credit cards while securing new employment. I have been in my current role almost two years but my income is lower than in the past so making impactful payments towards balances has been a challenge at times |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | capitol one - 500, 25 mo pmt<br>oregon community cu 1400k - car - 250 per mo<br>wells fargo 4k - 140 mo pmt<br>nordstrom bank 3k - 140 mo pmt<br>citi 300 - 20 mo pmt |
Which debts do you plan to pay off with this loan? | payoff a Kaiser Permanente medical bill |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 500, work is less than 2 miles from my residence so gas is not an issue, car note payment 250, car ins 75 per mo, groceries 150 per mo, cell 75 per mo |
What is your intended use for the loan proceeds? | payoff a Kaiser permanente medical bill |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | capitol one - 500, 25 mo pmt<br>oregon community cu 1400k - car - 250 per mo<br>wells fargo 4k - 140 mo pmt<br>nordstrom bank 3k - 140 mo pmt<br>citi 300 - 20 mo pmt |
Which debts do you plan to pay off with this loan? | payoff a Kaiser Permanente medical bill |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent 500, renter ins 15, water, sewer, garbage, power 100 per mo |
If you have a delinquency in the last 2 years, please explain the reason. | only this kaiser bill because the payment plan offered was not realistic and affordable. this loan would allow me to pay the balance in full |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no mortgage, rent is 500 per month, renter ins 15 per mo |
Member Payment Dependent Notes Series 1193924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1193924 |
$14,825 |
$14,825 |
9.76% |
1.00% |
April 3, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1193924. Member loan 1193924 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,483 / month |
Current employer: | Warren County YMCA | Debt-to-income ratio: | 14.30% |
Length of employment: | 8 years | Location: | Monmouth, IL |
Home town: | |||
Current & past employers: | Warren County YMCA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,169.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $250.00 gas & electric $230.00 H2O 75.00 Phone & internet 90.00 insurance222.00<br>food $300 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa$ 4,649.00 $ 132.00month 21; Visa $ 6,081.82 $167.00 month 18%; Walmart $1,227.81 $35.00 21%; |
Member Payment Dependent Notes Series 1194024
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194024 |
$18,300 |
$18,300 |
17.27% |
1.00% |
March 29, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194024. Member loan 1194024 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Faz restautants | Debt-to-income ratio: | 10.02% |
Length of employment: | 10+ years | Location: | PLEASANTON, CA |
Home town: | |||
Current & past employers: | Faz restautants | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $14,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | unpredictable expenses...the good thing paying off quickly. |
What is your intended use for the loan proceeds? | Hi! yes, the main reazon for the loan it's to buy a small bussines, since I have 15 years of experience in the field I feel confident to buy it...thanks |
Member Payment Dependent Notes Series 1194045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194045 |
$30,000 |
$30,000 |
20.99% |
1.00% |
April 2, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194045. Member loan 1194045 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,855 / month |
Current employer: | chromalloy ny | Debt-to-income ratio: | 20.16% |
Length of employment: | 10+ years | Location: | PEARL RIVER, NY |
Home town: | |||
Current & past employers: | chromalloy ny | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30,000 credit cards 22.90% 2500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30,000 credit cards 22.90% 2500.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | none |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay them all off |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1350.00 |
Please explain the reason why you carry a large revolving credit balance. | was sick |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30,000 credit cards 22.90% 2500.00 |
Which debts do you plan to pay off with this loan? | all |
Please explain the reason why you carry a large revolving credit balance. | was sick |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30,000 credit cards 22.90% 2500.00 |
Which debts do you plan to pay off with this loan? | all |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1350.00 |
Please explain the reason why you carry a large revolving credit balance. | was sick |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30,000 credit cards 22.90% 2500.00 |
If you have a public record on file, please briefly explain the event and its resolution. | none |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | none |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1350.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30,000 credit cards 22.90% 2500.00 |
Member Payment Dependent Notes Series 1194049
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194049 |
$4,450 |
$4,450 |
13.67% |
1.00% |
March 28, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194049. Member loan 1194049 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $800 / month |
Current employer: | UCSD OARS | Debt-to-income ratio: | 16.63% |
Length of employment: | < 1 year | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | UCSD OARS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/15/12 > I need help staying afloat while I find a job as an engineer.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $3,248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I only worked part of my time as a student and most of the time, I worked part time. Financial aid has not been enough to sustain me throughout the years and I started gaining credit card debt over time. Once I find a job/career in the industry, this should not be a problem. Need help during this transition period, since my parents do not support me at all. |
Which debts do you plan to pay off with this loan? | student loans and credit card payments |
Member Payment Dependent Notes Series 1194054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194054 |
$12,000 |
$12,000 |
12.12% |
1.00% |
March 28, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194054. Member loan 1194054 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | UPS Freight | Debt-to-income ratio: | 13.23% |
Length of employment: | 4 years | Location: | MC KENNEY, VA |
Home town: | |||
Current & past employers: | UPS Freight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,617.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Morgage - $865<br>Water/Sewer - $35<br>Life Insurance - $75<br>Car Insurance - $100<br>Electric - $75<br>Cell Phone - $90<br>TV/Internet - $150<br>Gas/Groceries - $300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $122,178.07 with 4.75 interest rate<br>Student Load $403.45 with 2.36 interest rate<br>Citi Master Card $4,134.51 with 16.99 interest rate<br>Discover $1,941.17 with 20.99 interest rate<br>Old Navy Visa 5,364.89 with 23.99 interest rate |
Please explain the reason why you carry a large revolving credit balance. | I purchased my house, and at the time I had a roommate. She moved out unexpectedly, and I was not prepared to take on monthly expenses myself. I have an hour commute to work, and gas prices went up. I have started car-pooling to save money on gas and car expenses. I also clip coupons to save money on my weekly groceries. I have made lifestyle changes to save money, but I feel I'm getting no where with my credit card debt. Making one payment versus 3 or 4 payments would help me out tremendously! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Morgage - $865<br>Water/Sewer - $35<br>Life Insurance - $75<br>Car Insurance - $100<br>Electric - $75<br>Cell Phone - $90<br>TV/Internet - $150<br>Gas/Groceries - $300 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage - $865<br>Water - $35<br>Life Insurance - $75<br>Car Insurance - $100<br>Electric - $75<br>Cell Phone - $90<br>TV/Internet - $150<br>Gas/Groceries - $300 |
Please explain the reason why you carry a large revolving credit balance. | I purchased my house, and at the time I had a roommate. She moved out unexpectedly, and I was not prepared to take on monthly expenses myself. I have an hour commute to work, and gas prices went up. I have started car-pooling to save money on gas and car expenses. I also clip coupons to save money on my weekly groceries. I have made lifestyle changes to save money, but I feel I'm getting no where with my credit card debt. Making one payment versus 3 or 4 payments would help me out tremendously! |
Which debts do you plan to pay off with this loan? | I plan to pay off 3 large credit card balances that I have been trying to pay off for years. Everytime I think I am getting caught up something happens. I feel that I am getting no where making multiple payments.Making one payment a month versus 3 payments a month would help me budget and plan my monthly/yearly budget. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am planning to pay off 3 large credit card balances that I have been trying to pay down for years. Everytime I think I am getting caught up something happens, and I am back to where I started. I feel that I am getting no where making 3 different payments a month. Making one payment a month would be a much more efficient and effective |
Member Payment Dependent Notes Series 1194057
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194057 |
$18,725 |
$18,725 |
22.45% |
1.00% |
April 3, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194057. Member loan 1194057 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,224 / month |
Current employer: | Legacy Healthcare | Debt-to-income ratio: | 15.07% |
Length of employment: | < 1 year | Location: | East Bend, NC |
Home town: | |||
Current & past employers: | Legacy Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > mortgage $350, cable $89, power averages $100, student loan $215, food averages 200-350 and gas $160.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $696 interest rate 19.99%; $3600 11.24%; $2900 15.24%; $4500 22.24%; $4000 29.99%; $3400 24.99%. Total $19,100. Monthly total credit card bills $510. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $696 interest rate 19.99%; $3600 11.24%; $2900 15.24%; $4500 22.24%; $4000 29.99%; $3400 24.99%. Total $19,100. Monthly total credit card bills $510. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $350, power averages $100, cable $88, gas $160, food averages $200-350 and student loan is $215. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only paying off credit cards with the loan. |
Please explain the reason why you carry a large revolving credit balance. | This is a difficult question to answer without giving information that I am not allowed to give. I payed for an important event in my life using credit. I have since then learned the hard way that I do not need credit cards because I am not good with them. I am therefore seeking this loan to pay them off and get out of credit card debt for good and gain more financial responsibility. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $696 interest rate 19.99%; $3600 11.24%; $2900 15.24%; $4500 22.24%; $4000 29.99%; $3400 24.99%. Total $19,100. Monthly total credit card bills $510. |
Please explain the reason why you carry a large revolving credit balance. | This is a difficult question to answer without giving information that I am not allowed to give. I payed for an important event in my life using credit. I have since then learned the hard way that I do not need credit cards because I am not good with them. I am therefore seeking this loan to pay them off and get out of credit card debt for good and gain more financial responsibility. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $696 interest rate 19.99%; $3600 11.24%; $2900 15.24%; $4500 22.24%; $4000 29.99%; $3400 24.99%. Total $19,100. Monthly total credit card bills $510. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I only pay $350 of the mortgage. I have no other expenses related to the home. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquencies in the past 2 years.. I always pay my bills early to ensure they are on time. |
Member Payment Dependent Notes Series 1194075
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194075 |
$12,000 |
$12,000 |
10.74% |
1.00% |
March 30, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194075. Member loan 1194075 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,083 / month |
Current employer: | FLIK | Debt-to-income ratio: | 15.00% |
Length of employment: | 2 years | Location: | Brookln, NY |
Home town: | |||
Current & past employers: | FLIK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/15/12 > This loan will allow me to consolidate my credit cards, and to pay them off at a faster pace by cutter the interest rate.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $14,269.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently do not pay rent, which is why I am working to pay off my credit card bills in the near future. My current monthly expenses are a student loan (minimal) and my car insurance. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American express<br>Balance: 10060.03<br>Interest rate: 16.24<br>Monthly payment: 206.00<br><br>Capital one<br>Balance: 1312.63<br>Interest rate; 17.9<br>Monthly payment: 40.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: 11,372<br>Total payments: 250. (I currently pay more than this in an effort to pay off my cards)<br>Interest rates: 16.24 and 17.9 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American express<br>Balance: 10060.03<br>Interest rate: 16.24<br>Monthly payment: 206.00<br><br>Capital one<br>Balance: 1312.63<br>Interest rate; 17.9<br>Monthly payment: 40.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not currently paying toward a mortgage, and am living rent free. |
Member Payment Dependent Notes Series 1194090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194090 |
$28,000 |
$28,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194090. Member loan 1194090 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | Baseball Info Solutions | Debt-to-income ratio: | 29.75% |
Length of employment: | 4 years | Location: | Harrisburg, PA |
Home town: | |||
Current & past employers: | Baseball Info Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I am trying to lower the interest rate 2 cards I am already paying over $1,500 per month on. Plan to pay the same towards this loan.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,339.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am not sure why you would need the detail of my credit report here. I believe that was taken into account when lending club rated my loan application. I will say that I comfortably pay my current debt payments month to month. Despite lowering from a current card % this loan will still be, by far, the highest % and my 1st priority to pay off. |
Member Payment Dependent Notes Series 1194246
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194246 |
$35,000 |
$35,000 |
20.99% |
1.00% |
March 29, 2012 |
March 31, 2017 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194246. Member loan 1194246 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $14,500 / month |
Current employer: | FDA | Debt-to-income ratio: | 12.07% |
Length of employment: | 3 years | Location: | Chevy Chase, MD |
Home town: | |||
Current & past employers: | FDA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Please note: loan would be used for a renovation/ remodeling of bathroom and 2 bedrooms. Not for debt consolidation. Apologies for the confusion.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home mortgage 30 yr fixed, $605,000 remaining, 5.375%, $3500 monthly payment<br>Credit card $7,000, 4.9%, $100 monthly payment<br>Automobile $45,000, 0%, $800 monthly payment<br>No student loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home mortgage 30 yr fixed, $605,000 remaining, 5.375%, $3500 monthly payment<br>Credit card $7,000, 4.9%, $100 monthly payment<br>Automobile $45,000, 0%, $800 monthly payment<br>No student loans |
Please explain the reason why you carry a large revolving credit balance. | The grand majority of this involves a line of credit I received upon starting my private practice for startup costs. This is being paid down quickly as my practice continues to grow. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home mortgage 30 yr fixed, $605,000 remaining, 5.375%, $3500 monthly payment<br>Credit card $7,000, 4.9%, $100 monthly payment<br>Automobile $45,000, 0%, $800 monthly payment<br>No student loans |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is to be used, if lucky enough to receive it, to upgrade two bedrooms and a shared bathroom in my home. The money would be used for painting, built-ins, structural improvements, and a complete bathroom overhaul. |
Please explain the reason why you carry a large revolving credit balance. | The grand majority of this involves a line of credit I received upon starting my private practice for startup costs. This is being paid down quickly as my practice continues to grow. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $3500<br>Insurance $100<br>Taxes $500<br>Utilities $400<br>Total $4500 |
Please explain the reason why you carry a large revolving credit balance. | The grand majority of this involves a line of credit I received upon starting my private practice for startup costs. This is being paid down quickly as my practice continues to grow. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home mortgage 30 yr fixed, $605,000 remaining, 5.375%, $3500 monthly payment<br>Credit card $7,000, 4.9%, $100 monthly payment<br>Automobile $45,000, 0%, $800 monthly payment<br>No student loans |
Which debts do you plan to pay off with this loan? | I apologize for having accidentally selected the wrong category. This loan would be used for a renovation/remodeling of 2 bedrooms and a bathroom in my house. Thank you for your consideration. |
Please explain the reason why you carry a large revolving credit balance. | The grand majority of this involves a line of credit I received upon starting my private practice for startup costs. This is being paid down quickly as my practice continues to grow. |
Please explain the reason why you carry a large revolving credit balance. | The grand majority of this involves a line of credit I received upon starting my private practice for startup costs. This is being paid down quickly as my practice continues to grow. |
Please explain the reason why you carry a large revolving credit balance. | The grand majority of this involves a line of credit I received upon starting my private practice for startup costs. This is being paid down quickly as my practice continues to grow. |
Member Payment Dependent Notes Series 1194254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194254 |
$28,000 |
$28,000 |
13.11% |
1.00% |
April 2, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194254. Member loan 1194254 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,806 / month |
Current employer: | State of Colorado | Debt-to-income ratio: | 0.00% |
Length of employment: | 4 years | Location: | NORWOOD, CO |
Home town: | |||
Current & past employers: | State of Colorado | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase stamping dies, and an initial run of 10,000 parts for the first 4 sizes (1/8 oz - 1/2 oz) out of 10 total sizes of fishing lures that I have developed. I have tested prototypes of these lures and they work very well. They are new, unique, and different from anything else out there. They will be 100% Made in the USA. |
Please describe your experience/familiarity with the business you are starting/started? | I have been involved in bringing a patented law enforcement product to market. This involvement included concept, design, working with production companies, and all the nuts and bolts in producing a product that is ready to sell. I have the technical/mechanical skills down pat, and a passion for inventing and design. Fishing and fishing lure design are another one of my interests. This will be my first foray into running a business, but I am a fast learner and confident that I will succeed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500.00 average monthly expenses |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1500.00 average monthly expenses |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage, I rent. $1500.00 average monthly expenses |
What type of business are you starting? | Fishing lure business |
Please describe your experience/familiarity with the business you are starting/started? | I have been involved in bringing a patented law enforcement product to market. This involvement included concept, design, working with production companies, and all the nuts and bolts in producing a product that is ready to sell. I have the technical/mechanical skills down pat, and a passion for inventing and design. Fishing and fishing lure design are another one of my interests. This will be my first foray into running a business, but I am a fast learner and confident that I will succeed. |
What do you project your monthly expenses for the first 6 months of your business? | $1000.00 per month |
What will be the largest expense in the first six months? | stamping dies and a mass finishing machine (centrifugal disc or barrel machine) |
What do you project your monthly revenues for the first 6 months to be? | Since this is a brand new business and product, it will take some time to get it out there. I am anticipating a soft start and hoping to generate at least $3500.00 per month revenue for the first 6 months. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly costs will be about $1000.00 per month. after 6 months I am hoping for at least $5000.00 plus per month in revenues. |
Please describe your experience/familiarity with the business you are starting/started? | I have been involved in bringing a patented law enforcement product to market. This involvement included concept, design, working with production companies, and all the nuts and bolts in producing a product that is ready to sell. I have the technical/mechanical skills down pat, and a passion for inventing and design. Fishing and fishing lure design are another one of my interests. This will be my first foray into running a business, but I am a fast learner and confident that I will succeed. |
Member Payment Dependent Notes Series 1194325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194325 |
$6,500 |
$6,500 |
6.62% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194325. Member loan 1194325 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Spencer/East Brookfield RSD | Debt-to-income ratio: | 24.35% |
Length of employment: | 9 years | Location: | Wheelwright, MA |
Home town: | |||
Current & past employers: | Spencer/East Brookfield RSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > We have put an in-ground pool and need to finish the decking around the pool.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $48,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I don't have a large revolving credit balance. There is probably an error on the report you're seeing. I will look into my report. Thank you for bringing this to my attention. |
Please explain the reason why you carry a large revolving credit balance. | I don't have a large revolving credit balance. There is probably an error on the report you're seeing. I will look into my report. Thank you for bringing this to my attention. |
Member Payment Dependent Notes Series 1194436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194436 |
$3,000 |
$3,000 |
13.11% |
1.00% |
March 28, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194436. Member loan 1194436 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,092 / month |
Current employer: | Ernst & Young LLP | Debt-to-income ratio: | 14.04% |
Length of employment: | 5 years | Location: | Woodstock, GA |
Home town: | |||
Current & past employers: | Ernst & Young LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $3,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | proceeds go to a start up company that is a manufacturer of sport dolls that we are launching in a few weeks and have some celebrity's sponsorship. |
What is your intended use for the loan proceeds? | proceeds go to a start up company that is a manufacturer of sport dolls that we are launching in a few weeks and have some celebrity's sponsorship. |
Please explain the reason why you carry a large revolving credit balance. | part of it is from the business and expenses from graduate school. |
Please describe your experience/familiarity with the business you are starting/started? | the business is currently in the early phases and we have created a sports doll with a soccer head, tennis ball head, baseball head, and basketball head. each doll has a unique story and children will be able to uniquely follow their doll on the web. |
What type of business are you starting? | see response above. |
What will be the largest expense in the first six months? | each doll costs $5 to manufacture. we just received our first shipment of 1,000 dolls a few weeks ago. this cost includes labor, overhead, and shipping costs. |
What do you project your monthly revenues for the first 6 months to be? | if we sell the first 1,000 dolls, we will net $15k. we have another shipment of 10,000 after we sell the first 1,000 dolls. each doll sells for $20. |
Can you provide some high level financials on the monthly costs / revenue of your business? | see response above. we are currently in the early stages and have invested about $10k total with this project. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1,000<br>Utilities 200<br>Phone 150<br>Car pmt 300<br>All insurance 150<br>Debt (including student loans) 400<br>Food 400<br>Cable 100 |
What do you project your monthly expenses for the first 6 months of your business? | see responses above. |
Member Payment Dependent Notes Series 1194479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194479 |
$11,500 |
$11,500 |
14.65% |
1.00% |
April 3, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194479. Member loan 1194479 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Housing and Community Services of NoVa | Debt-to-income ratio: | 12.66% |
Length of employment: | < 1 year | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Housing and Community Services of NoVa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Housing: $725 (Share); Transportation (Ins: $75, Gas: $200, Tax and Reg: $25, Car payment $206), Cell $55, Groceries $400, CC (AMEX $112, Citi $120. BOA $25)<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,475.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 725 (Share) <br>Transportation: Insurrance 75 |
Please explain the reason why you carry a large revolving credit balance. | Becouse I had to pay lawyer fees for immigration purposes plus finishing to pay my student Loan. |
Member Payment Dependent Notes Series 1194560
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194560 |
$10,000 |
$10,000 |
13.67% |
1.00% |
March 30, 2012 |
March 29, 2017 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194560. Member loan 1194560 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | United States Coast Guard | Debt-to-income ratio: | 11.65% |
Length of employment: | 1 year | Location: | BOSTON, MA |
Home town: | |||
Current & past employers: | United States Coast Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 1194564
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194564 |
$21,650 |
$21,650 |
13.99% |
1.00% |
March 29, 2012 |
April 1, 2017 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194564. Member loan 1194564 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | SEVEN HILLS FOUNDATION | Debt-to-income ratio: | 8.77% |
Length of employment: | 1 year | Location: | WORCESTER, MA |
Home town: | |||
Current & past employers: | SEVEN HILLS FOUNDATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Licensed professional opening private practice. Over ten years experience. Insured with customers waiting.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are 2700.00 |
What type of business are you starting? | A private therapy pracitce. |
Please describe your experience/familiarity with the business you are starting/started? | I have a Masters degree and am licensed by the state for over 10 years. I have a specialty that is very in demand - DBT- and great relationships with state agencies that over see individual's services. I am very used to setting appointments and handling all pertenant paperwork as required by insurances. I have tried to more direct in describing my field, however the title and field itself gets kicked out. If you need more information, do not hesitate to ask and I will do my best to answer. |
Please explain the reason why you carry a large revolving credit balance. | Recent car repair of approx. 6k |
Member Payment Dependent Notes Series 1194612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194612 |
$6,000 |
$6,000 |
10.74% |
1.00% |
March 28, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194612. Member loan 1194612 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,700 / month |
Current employer: | LaFerrara Janitoring Svc | Debt-to-income ratio: | 6.19% |
Length of employment: | 1 year | Location: | Forestville, CA |
Home town: | |||
Current & past employers: | LaFerrara Janitoring Svc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/15/12 > The property tax bill needs to be paid on time or there is a penalty.<br>Did get behind on the budget, but now improving fast. Just not fast enough for the state deadline...<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Do you mean the mortgage? |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My basic (transportation, utilities, phone, insurance, food, etc) expenses are $1500 a month. <br>That includes utilities for the entire property. I pay no rent because I live and manage this property.<br>The mortgage is just under $3000 monthly. Property is 8 seperate units and brings in $5250 monthly.<br>Small franchise business is now bringing in $1200. Other (substitute teaching, traffic school) 6 to 800 a month. |
Member Payment Dependent Notes Series 1194615
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194615 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194615. Member loan 1194615 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | restoeration mechanical | Debt-to-income ratio: | 20.60% |
Length of employment: | 7 years | Location: | MAUMEE, OH |
Home town: | |||
Current & past employers: | restoeration mechanical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my rent is 20 dollars a month because i house sit my tranportation is about 100 dollars and food is about 100 dollars . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $10,000 interest rate 26% |
Which debts do you plan to pay off with this loan? | credit cards |
Member Payment Dependent Notes Series 1194639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194639 |
$34,000 |
$34,000 |
13.99% |
1.00% |
April 2, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194639. Member loan 1194639 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | Stericycle | Debt-to-income ratio: | 13.17% |
Length of employment: | 1 year | Location: | Land O Lakes, FL |
Home town: | |||
Current & past employers: | Stericycle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,661.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Private School for High School Grade Level |
What is your intended use for the loan proceeds? | Private School for High School Grade Level |
Member Payment Dependent Notes Series 1194696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194696 |
$22,000 |
$22,000 |
12.12% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194696. Member loan 1194696 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | Sutter Health | Debt-to-income ratio: | 21.53% |
Length of employment: | < 1 year | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | Sutter Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Paying off high interest/balance cards with one low interest loan, thanks.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total minimum monthly payments $820, with this loan $731.98 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Current total minimum monthly payments $820, with this loan $731.98 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Chase (V) 6135.60/200/29.9%<br>Chase (M) 5098.89/200/28.24%<br>Cardmember Services 3768.70/110/29.9%<br>Golden1 3483.17/80/17%<br>USB 2404.40/70/17.9%<br>Barclays 1622.59/50/22.24%<br>Capital 1 1498.20/40/17.9%<br>Discover 995.76/40/14.9%<br>First Na 986.23/40/17.9% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | N/A, just paying off high interest credit cards |
Please explain the reason why you carry a large revolving credit balance. | Not making progress with multiple high interest cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent/525, Gas 160+, Util 50, Cell 60, Ins 95 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent/525, Gas 160+, Util 50, Cell 60, Ins 95 |
What is your intended use for the loan proceeds? | Loan will be going 100% towards current CC. Want manageable low interest payment to pay off debt. |
Member Payment Dependent Notes Series 1194775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194775 |
$15,000 |
$15,000 |
16.29% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194775. Member loan 1194775 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Alexandria Police Department | Debt-to-income ratio: | 14.95% |
Length of employment: | 2 years | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | Alexandria Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,466.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent includes my utilities. It is $700 a month. My cell phone is $80. I don't spend much on transportation cause I live less than 10 mins from work. I average about $60-$70 on gas. Groceries $150. Car insurance is $60. |
Which debts do you plan to pay off with this loan? | I have two credit cards that have high interest. So its been hard to pay those off. That is why I prefer to have fixed payments and pay them off. Also, I have a personal loan from my mother who bought me a car when I was in undergrad. I will use the loan to pay these three off. Consolidating my debt into one fixed payment for 36 months will not only save me money but it will allow me to pay off my debt earlier. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card: 4,239.75 at 19.99%APR... minimum payment of 146 (I pay 200 a month)<br>Credit card: 5,846.13 at 22.99% APR... minimum payment of 176.69 (I pay 300 a month)<br>Note I always pay more than the minimum.<br>Personal loan to my mother for my car she bought me when I was in college: 5,000. I pay 300 a month. |
Please explain the reason why you carry a large revolving credit balance. | I have two credit cards that have high interest. So its been hard to pay those off. That is why I prefer to have fixed payments and pay them off. Also, I have a personal loan from my mother who bought me a car when I was in undergrad. I will use the loan to pay these three off. Consolidating my debt into one fixed payment for 36 months will not only save me money but it will allow me to pay off my debt earlier. |
What is your intended use for the loan proceeds? | I will use the loan to pay off two credit cards that have high APR. Also to pay off the personal loan I have from my mother who bought me a car under her name when I was in undergrad. |
Please explain the reason why you carry a large revolving credit balance. | I have two credit cards that have high interest. So its been hard to pay those off. That is why I prefer to have fixed payments and pay them off. Also, I have a personal loan from my mother who bought me a car when I was in undergrad. I will use the loan to pay these three off. Consolidating my debt into one fixed payment for 36 months will not only save me money but it will allow me to pay off my debt earlier. |
Which debts do you plan to pay off with this loan? | I have two credit cards that have high interest. So its been hard to pay those off. That is why I prefer to have fixed payments and pay them off. Also, I have a personal loan from my mother who bought me a car when I was in undergrad. I will use the loan to pay these three off. Consolidating my debt into one fixed payment for 36 months will not only save me money but it will allow me to pay off my debt earlier. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card: 4,239.75 at 19.99%APR... minimum payment of 146 (I pay 200 a month)<br>Credit card: 5,846.13 at 22.99% APR... minimum payment of 176.69 (I pay 300 a month)<br>Note I always pay more than the minimum.<br>Personal loan to my mother for my car she bought me when I was in college: 5,000. I pay 300 a month. |
Member Payment Dependent Notes Series 1194805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194805 |
$11,975 |
$11,975 |
16.29% |
1.00% |
March 29, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194805. Member loan 1194805 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Midway Leasing | Debt-to-income ratio: | 16.85% |
Length of employment: | 4 years | Location: | East Elmhurst, NY |
Home town: | |||
Current & past employers: | Midway Leasing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because due to some difficulties I have to pay for high rates on my credit cards and for helping my girlfriend and her daughter she had some health problems plus I support her economically that is why I would like to pay all my credit cards at once plus some other expenses that I have to pay so please help me out to approve the loan so that I could concentrate to pay you back. Thank you for your time and solidarity thanks once again. God Bless you all. |
What is your intended use for the loan proceeds? | Paying back all my debts and save money so I could pay the loan you will give me. Than you for your support and the loan that will help me be relax and less stressful, thanks once again and God Bless you all. |
Member Payment Dependent Notes Series 1194860
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194860 |
$4,800 |
$4,800 |
10.74% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194860. Member loan 1194860 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | ford motor | Debt-to-income ratio: | 16.15% |
Length of employment: | 10+ years | Location: | bardstown, KY |
Home town: | |||
Current & past employers: | ford motor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $20,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1194863
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194863 |
$10,000 |
$10,000 |
12.12% |
1.00% |
March 30, 2012 |
March 29, 2015 |
March 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194863. Member loan 1194863 was requested on March 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | DHL Global Forwarding | Debt-to-income ratio: | 21.72% |
Length of employment: | 10+ years | Location: | East China, MI |
Home town: | |||
Current & past employers: | DHL Global Forwarding | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/15/12 > I am putting a new roof on my home as well as adding central air.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $10,533.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1194870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194870 |
$16,000 |
$16,000 |
19.22% |
1.00% |
March 28, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194870. Member loan 1194870 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Nextel Aerospace | Debt-to-income ratio: | 11.55% |
Length of employment: | 2 years | Location: | Sullivan, MO |
Home town: | |||
Current & past employers: | Nextel Aerospace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > paying off 2 commercial printers I am currently making monthly payments on. the current payments are $420/mo and $125/mo.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $1,329.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1194874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1194874 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1194874. Member loan 1194874 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | The Lodge at Deadwood | Debt-to-income ratio: | 15.00% |
Length of employment: | 1 year | Location: | LEAD, SD |
Home town: | |||
Current & past employers: | The Lodge at Deadwood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > consolidation loan<br><br> Borrower added on 03/19/12 > credit card consolidation loan<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $10,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1195166
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195166 |
$23,500 |
$23,500 |
20.50% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195166. Member loan 1195166 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,936 / month |
Current employer: | Iron Mountain | Debt-to-income ratio: | 21.99% |
Length of employment: | 7 years | Location: | BLOOMINGTON, MN |
Home town: | |||
Current & past employers: | Iron Mountain | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > This is a loan to consolidate my credit cards into one payment. I am making all of my payments at this time and would like to combine it into one payment at a lower interest rate.<br><br> Borrower added on 03/23/12 > My current monthly payment for all credit cards is $797.27. With this loan my payment would be about $630.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $23,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa,1685.95, 24.99%, 51.00<br>HSBC, 1701.65, 24.24%, 69.00<br>Mastercard, 3888.52,17.99%, 107.00<br>Discover, 3111.88, 15.24%, 62.00<br>Visa, 3097.00, 17.99%, 76.00<br>Visa, 5543.03, 29.99%, 332.27<br>GE Capital, 2326.00, 29.99%, 50.00<br>GE Capital, 935.00, 29.99%, 50.00 |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 400<br>Transportation 200<br>Utilities about 200<br>Phone 0<br>Insurance 0<br>Food about 100<br>Student Loan 188<br>No other expenses besides my credit card payments which equal $797.27 |
Please explain the reason why you carry a large revolving credit balance. | Financial Hardships while I lived alone. I know have 2 roommates and have been working to pay off my debt. I would like to roll it into one payment and see that debt have a closer end date of 5 years compared to 16-22 years. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa,1685.95, 24.99%, 51.00<br>HSBC, 1701.65, 24.24%, 69.00<br>Mastercard, 3888.52,17.99%, 107.00<br>Discover, 3111.88, 15.24%, 62.00<br>Visa, 3097.00, 17.99%, 76.00<br>Visa, 5543.03, 29.99%, 332.27<br>GE Capital, 2326.00, 29.99%, 50.00<br>GE Capital, 935.00, 29.99%, 50.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total payments current $797.27.<br>Payments with loan $629.17 |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
Please explain the reason why you carry a large revolving credit balance. | Financial Hardships while I lived alone. I know have 2 roommates and have been working to pay off my debt. I would like to roll it into one payment and see that debt have a closer end date of 5 years compared to 16-22 years. |
Member Payment Dependent Notes Series 1195190
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195190 |
$5,000 |
$5,000 |
13.67% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195190. Member loan 1195190 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,800 / month |
Current employer: | Paridise Point Marine Inc. | Debt-to-income ratio: | 11.82% |
Length of employment: | < 1 year | Location: | suffolk, VA |
Home town: | |||
Current & past employers: | Paridise Point Marine Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We have a mortgage, our monthy payment is $1004.22, interest rate is 3.75. A personal loan which is $14,000.00 and we pay $426 a month, interest rate is 9.870%. <br><br>The credit cards that we are applying for debt consolidation through LendingClub are as follows;<br>Visa $3700 at 20% <br>Master Card $475 at 12.99%<br>Flex Line of credit $600 at 20% |
Which debts do you plan to pay off with this loan? | I plan on paying off Visa, $3600, Master Card $475 and Line of Credit $600. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current Expenses $3359. |
Member Payment Dependent Notes Series 1195226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195226 |
$15,000 |
$15,000 |
7.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195226. Member loan 1195226 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | EHI | Debt-to-income ratio: | 8.26% |
Length of employment: | 10+ years | Location: | COLLINSVILLE, IL |
Home town: | |||
Current & past employers: | EHI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,173.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Its around $500. The plan is to pay off all by reducing interest rate. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $2300 16%<br>Mastercard $1600 24%<br>Visa $5600 15%<br>private loan $6000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $2300 16%<br>Mastercard $1600 24%<br>Visa $5600 15%<br>private loan $6000 |
Member Payment Dependent Notes Series 1195335
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195335 |
$7,000 |
$7,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195335. Member loan 1195335 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | u s postal service | Debt-to-income ratio: | 22.45% |
Length of employment: | 10+ years | Location: | TIMONIUM, MD |
Home town: | |||
Current & past employers: | u s postal service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $5,974.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | furniture,laptop,bedroom set & some home improvement. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total about 1,800 |
What are you buying? | furniture,laptop,bedroom set & some home improvement. |
Member Payment Dependent Notes Series 1195373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195373 |
$15,575 |
$15,575 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195373. Member loan 1195373 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | South Plains Community Action Home Healt | Debt-to-income ratio: | 18.00% |
Length of employment: | < 1 year | Location: | Lubbock, TX |
Home town: | |||
Current & past employers: | South Plains Community Action Home Healt | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $5,591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, all bills have been paid on time. |
What is your intended use for the loan proceeds? | purchasing a hot tub and pergola |
What is your intended use for the loan proceeds? | purchasing a hot tub and pergola |
Member Payment Dependent Notes Series 1195488
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195488 |
$24,000 |
$24,000 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195488. Member loan 1195488 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Isys solutions | Debt-to-income ratio: | 9.33% |
Length of employment: | 1 year | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Isys solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Hello!! After many years of saving and improving my credit score, I finally purchased my first home in January 2012! I was able to place a solid 5% down and my credit score reach over 750! However, now I need some money for much needed home improvements and to consolidate my remaining debt.<br>
A credit bureau reported the following information about this borrower member on March 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $5,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the past two years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $4,000. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My current monthly housing expenses are $2,600. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $4,000. |
Is this for a home improvement you have already made, or one that you are planning to make? | This is for home improvements that I would like to make. I plan on adding a half bathroom, a kitchen island, a divider wall, and purchase some furniture. |
Is the improvement to your primary residence or an investment property? | The improvements are for my primary residence. |
Member Payment Dependent Notes Series 1195796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195796 |
$7,200 |
$7,200 |
17.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195796. Member loan 1195796 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Accurate Printing | Debt-to-income ratio: | 18.46% |
Length of employment: | 10+ years | Location: | MANASSAS, VA |
Home town: | |||
Current & past employers: | Accurate Printing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $12,264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to pay off my small debts and use the balance for my ecomerce business set up |
If you have a delinquency in the last 2 years, please explain the reason. | We apply for a mortgage loan modification with suntrust bank, for lower income tax, due at the economic situation. |
If you have a delinquency in the last 2 years, please explain the reason. | We apply for a mortgage loan modification with suntrust bank, for lower income tax, due at the economic situation. |
If you have a delinquency in the last 2 years, please explain the reason. | We apply for a mortgage loan modification with suntrust bank, for lower income tax, due at the economic situation. |
Member Payment Dependent Notes Series 1195814
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195814 |
$30,000 |
$30,000 |
21.97% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195814. Member loan 1195814 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,312 / month |
Current employer: | Marriott International | Debt-to-income ratio: | 19.67% |
Length of employment: | < 1 year | Location: | FAIRFAX, VA |
Home town: | |||
Current & past employers: | Marriott International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently I am paying approx $1200 a month for credit card payments. I would like to consolidate these so I can close the cards and start saving to buy a home. I also pay $1137 a month in rent. |
Please explain the reason why you carry a large revolving credit balance. | I was living in Boston and wanted to move back home to the Washington DC area to be with my family. To do this, there were moving expense, lease obligations and a significant decrease in pay, but back home is where I needed to be. In return, as I mentioned above, I am hoping to consolidate and pay off these debts and start saving so that I can buy a home here and make an investment. |
Which debts do you plan to pay off with this loan? | I would be paying off my credit card debts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1137, Transportation (Gas) ~$75/80 a week; Utilities ~$125/$130 (gas, elect, cable);Phone ~$65; Car Insurance ~$600 (every 6 months) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would be using the loan to pay off my credit card debt only. This would pay them completely off and have one consolidated payment. |
Please explain the reason why you carry a large revolving credit balance. | I was living in Boston and wanted to move back home to the Washington DC area to be with my family. To do this, there were moving expense, lease obligations and a significant decrease in pay, but back home is where I needed to be. In return, as I mentioned above, I am hoping to consolidate and pay off these debts and start saving so that I can buy a home here and make an investment. |
If you have a public record on file, please briefly explain the event and its resolution. | My apologies, but I do not understand the question. What type of public records are you referring to? Deeds, Mortgages? |
Member Payment Dependent Notes Series 1195864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195864 |
$10,000 |
$10,000 |
6.62% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195864. Member loan 1195864 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | Ruby Tuesday Inc. | Debt-to-income ratio: | 10.93% |
Length of employment: | 4 years | Location: | Meriden, CT |
Home town: | |||
Current & past employers: | Ruby Tuesday Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Using this loan to help pay for wedding costs for Dec of 2012<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | It is helping cover the rings, partial of hall and dinner. |
Member Payment Dependent Notes Series 1195955
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195955 |
$7,500 |
$7,500 |
12.12% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195955. Member loan 1195955 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Del's Pest Arrest, Inc. | Debt-to-income ratio: | 16.73% |
Length of employment: | 10+ years | Location: | PASSAIC, NJ |
Home town: | |||
Current & past employers: | Del's Pest Arrest, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,391.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-$750, utilities $400, food $300. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $7000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $7000 |
Which debts do you plan to pay off with this loan? | All My credit card bills. |
What is your intended use for the loan proceeds? | To consolidate my credit card bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-$750, utilities $400, food $300. |
Member Payment Dependent Notes Series 1195961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195961 |
$14,000 |
$14,000 |
18.25% |
1.00% |
March 28, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195961. Member loan 1195961 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | M&T BANK | Debt-to-income ratio: | 10.66% |
Length of employment: | 9 years | Location: | BUFFALO, NY |
Home town: | |||
Current & past employers: | M&T BANK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,527.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1195992
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195992 |
$10,000 |
$10,000 |
13.99% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195992. Member loan 1195992 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Royal Health Gate nursing &rehab | Debt-to-income ratio: | 9.22% |
Length of employment: | 4 years | Location: | East Windsor, NJ |
Home town: | |||
Current & past employers: | Royal Health Gate nursing &rehab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,356.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | business |
Member Payment Dependent Notes Series 1195996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1195996 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1195996. Member loan 1195996 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,375 / month |
Current employer: | Permian Abstract Company | Debt-to-income ratio: | 12.36% |
Length of employment: | 2 years | Location: | MIDLAND, TX |
Home town: | |||
Current & past employers: | Permian Abstract Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I can save a lot of money by consolidating my high-interest cards, and the monthly payment will be less than what I'm paying now. I have no car pmt or rent and will focus on paying the debt quickly while building an emergency fund. My job is very stable; VERY low unemployment in my town.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa (3) - $9,800; MC $500; Gas & Store cards; $1500. The Visa & MC cards have rates from 18%-25% and the other rates are about 29%. Minimum payments are about $375. I've been paying about $500-$600 per month trying to pay them down a little faster. According to my statements, it will take about 21 years to pay them all off while only making minimum payments. Consolidating these accounts will allow me to pay it all off in 3 years (or less) and still have enough cash to live on each month. |
Member Payment Dependent Notes Series 1196035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196035 |
$11,875 |
$11,875 |
6.62% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196035. Member loan 1196035 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Humana Inc | Debt-to-income ratio: | 26.36% |
Length of employment: | 6 years | Location: | OSHKOSH, WI |
Home town: | |||
Current & past employers: | Humana Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > I plan to use these funds to pay off 2 higher interest credit cards. I already have a great plan in place to pay these off within 18 to 24 months without this loan. However, this loan will provide better monthly cash flow because of much lower payments and lower interest.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,288.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1196046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196046 |
$20,000 |
$20,000 |
8.90% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196046. Member loan 1196046 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | CH Robinson | Debt-to-income ratio: | 4.20% |
Length of employment: | 10+ years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | CH Robinson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Due to unfortunate circumstances, I needed to pay medical bills using a credit card. This loan will be used to pay off the high interest rate credit card that was used.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $26,962.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | $11000 for the procedure and $9000 for the medications |
Member Payment Dependent Notes Series 1196106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196106 |
$14,000 |
$14,000 |
13.99% |
1.00% |
March 29, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196106. Member loan 1196106 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Baby Acupulco | Debt-to-income ratio: | 20.19% |
Length of employment: | 3 years | Location: | Harker Heights, TX |
Home town: | |||
Current & past employers: | Baby Acupulco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > planning to buy my first home in the next three years.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $8,872.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Recently, I viewed my credit report and I noticed a delinquency. I notified Trans Union and filed a dispute against Discover Card. I noticed it Feb. of 2011 and contacted Discover Card and I was told they will correct it. As a result, I was lied to. Trans Union said they have thirty days to response. I preceded to tell Trans Unions I haven't been late or missed a payment over ten years now. I have all of my payment receipts to prove it. I take my credit every seriously. |
Which debts do you plan to pay off with this loan? | Capital One,Worth, Credit First,Both of Citibanks,JCPenny,Lowes,and Discover |
Please explain the reason why you carry a large revolving credit balance. | Five years ago, I moved to Austin,Texas to go to school. I was working part time,eventually went to full time. I wasn't making enough money to live,as a result I used my credit cards. I started working at Baby Acapulco making more money then I started paying off some debts. I realized my mistakes and started correcting them. Two years ago, I decided to get my finances together so I will be able to buy me a home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-1100.00 transportation-I own my car (gas)-280.00 utilities-100.00 phone-50.00 insurance-34.00 food-200.00 water/trash-50.00 house/personal necc.-120.00 |
Member Payment Dependent Notes Series 1196113
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196113 |
$10,800 |
$10,800 |
10.74% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196113. Member loan 1196113 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,187 / month |
Current employer: | Court House Manor | Debt-to-income ratio: | 16.69% |
Length of employment: | 10+ years | Location: | washington Court House, OH |
Home town: | |||
Current & past employers: | Court House Manor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,220.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a personal loan taken out, it has a 25% interest rate monthly payment is 340.00 a month. I would like to get out of the high interest rate and be able to pay the loan off in a reasonable time. |
Please explain the reason why you carry a large revolving credit balance. | My husband was hospitalized and off of work for 2 months and the loan I took out helped pay his hospital bills and our housing bills. |
Member Payment Dependent Notes Series 1196197
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196197 |
$12,000 |
$12,000 |
6.03% |
1.00% |
March 30, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196197. Member loan 1196197 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | EPSG Pixpay Services | Debt-to-income ratio: | 15.36% |
Length of employment: | 4 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | EPSG Pixpay Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $7,228.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Paid bill online and the payment did not post, through no fault of my own. The money was withdrawn from my account but the company never received it. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1450.00 |
Member Payment Dependent Notes Series 1196212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196212 |
$24,000 |
$24,000 |
18.55% |
1.00% |
April 3, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196212. Member loan 1196212 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,667 / month |
Current employer: | ARLINGTON COUNTY GOVERNMENT | Debt-to-income ratio: | 21.85% |
Length of employment: | 10+ years | Location: | lanham, MD |
Home town: | |||
Current & past employers: | ARLINGTON COUNTY GOVERNMENT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $89,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | DiscoverCard -13,218.00- 30%,400.00.<br>ChaseCreditCard-11,089.00-30%,400.<br>DirectMerchantsBank- 3,092.19-30%,150.00<br>CapitaloneBank-2,647.00-30% 80.00.<br>Wachoviabank-700.00-30%-50.00<br>Mortgage-218.000-5%-1652.00.<br>Home Equity Line 55,000-6%-230.00 |
Member Payment Dependent Notes Series 1196258
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196258 |
$16,000 |
$16,000 |
14.65% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196258. Member loan 1196258 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | metelcraft | Debt-to-income ratio: | 12.60% |
Length of employment: | 9 years | Location: | MAYVILLE, WI |
Home town: | |||
Current & past employers: | metelcraft | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Credit card consolidation<br><br> Borrower added on 03/17/12 > pay off high interest rates on credit card, and consolidate into one payment, my job status is very good, with good income.very good credit history, never late, but belive my credit score which is good, would be better if not for credit card debt. monthly budget is very low, with good income.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard, mastercard, visa |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total monthly expenses are 1700 including food and credit cards, my take home pay is 3000 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 925.00 i pay in all my living expenses |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | dont pay min on my cards, pay more, but its 526 being min, 3 cards. just wanna wipe this out consolidate them, pay 550 , 3 years and be done, be saving myself 300 a month, |
What is the total balance of your credit cards, interest rates and current monthly payments? | 13,000 is total credit card debt at 29% interest.pay a total of 950 for living expenses, and 800 in credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | my 3 year old dog got sick, and they origanllytold me a few days in te vet hospital, turned out to be 4 weeks, and everyday i went to see him, you pay with credit card, i finaly got him home, and ended up dieing 3 days later. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | wipe out my credit cards at 29% interest. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | rent 450 with heat and water included, cable 116 with internet,food, 250, cell 40, credit cards 800, gas 100. these are all monthly. take home pay is 3000 |
Please explain the reason why you carry a large revolving credit balance. | my 3 year old dog got sick, and they origanllytold me a few days in te vet hospital, turned out to be 4 weeks, and everyday i went to see him, you pay with credit card, i finaly got him home, and ended up dieing 3 days later. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total monthly expenses are 1700 including food and credit cards, my take home pay is 3000 a month. |
Member Payment Dependent Notes Series 1196393
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196393 |
$11,875 |
$11,875 |
6.03% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196393. Member loan 1196393 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,740 / month |
Current employer: | University of Florida | Debt-to-income ratio: | 20.80% |
Length of employment: | 10+ years | Location: | Gainesville, FL |
Home town: | |||
Current & past employers: | University of Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,490.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card debt is 22k (on 2 credit cards - which I have cut up). One of the credit cards was used to pay for my mother's funeral as she did not have life insurance. I have a mortgage, $712 a month, left with 8years on it. No lines of credit, no student loans and no car payments). I have worked at the University now for 27.5 years. I believe that I am very stable. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The debt that I will put this loan towards is to pay of my credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | The revolving credit includes my mortgage (8 years left on it), 3 credit cards and 2 store credit cards. I have paid off the car loan. The rest of the credit cards I have either cancelled or I am in the process of cancelling. When all is done, I just want to be left with 1 credit card for emergencies only. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card debt is 22k (on 2 credit cards - which I have cut up). One of the credit cards was used to pay for my mother's funeral as she did not have life insurance. I have a mortgage, $712 a month, left with 8years on it. No lines of credit, no student loans and no car payments). I have worked at the University now for 27.5 years. I believe that I am very stable. |
Which debts do you plan to pay off with this loan? | My credit card with the highest amount which was used to pay off my mother's funeral as she did not have life insurance. |
Member Payment Dependent Notes Series 1196423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196423 |
$25,000 |
$25,000 |
14.65% |
1.00% |
March 29, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196423. Member loan 1196423 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Prolamina | Debt-to-income ratio: | 11.28% |
Length of employment: | 10+ years | Location: | WEST SPRINGFIELD, MA |
Home town: | |||
Current & past employers: | Prolamina | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,014.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is split $425 each between me and my roommate.My car would be pay off with this loan,but currently is $254,my cell phone is $68 and utilities run about $150 a month.I also spend about $100 weekly on food,gas and entertainment.Car insurance is $94 a month but would pay off the yearly balance with these funds as well. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying it down for the last 2 years as I no longer use the card for day to day purchases.With this loan I shall be able to pay off the revolving credit and have a date that the debt will be paid off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Discover Card and a Chase card.Discover has 0% until September2012 and the Chase has 2 different interest rates due to times when I transferd balances.I would like to pay off both cards and my car loan of about $2,900.I have no mortgage and rent is reasonable.This would significantly reduce my monthly payments going out and in turn making prompt monthly payments a certainty. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Discover Card and a Chase card.Discover has 0% until September2012 and the Chase has 2 different interest rates due to times when I transferd balances.I would like to pay off both cards and my car loan of about $2,900.I have no mortgage and rent is reasonable.This would significantly reduce my monthly payments going out and in turn making prompt monthly payments a certainty. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Discover Card and a Chase card.Discover has 0% until September2012 and the Chase has 2 different interest rates due to times when I transferd balances.I would like to pay off both cards and my car loan of about $2,900.I have no mortgage and rent is reasonable.This would significantly reduce my monthly payments going out and in turn making prompt monthly payments a certainty. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Discover Card and a Chase card.Discover has 0% until September2012 and the Chase has 2 different interest rates due to times when I transferd balances.I would like to pay off both cards and my car loan of about $2,900.I have no mortgage and rent is reasonable.This would significantly reduce my monthly payments going out and in turn making prompt monthly payments a certainty. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money shall be allocated as follows,(all money is approximate rounded up )$13,000 for one credit card,$3,500 for another,$3,000 to pay off car and a personal loan to a relative for $3,000 along with some needed dental care and other health care bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is split $425 each between me and my roommate.My car would be pay off with this loan,but currently is $254,my cell phone is $68 and utilities run about $150 a month.I also spend about $100 weekly on food,gas and entertainment.Car insurance is $94 a month but would pay off the yearly balance with these funds as well. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying it down for the last 2 years as I no longer use the card for day to day purchases.With this loan I shall be able to pay off the revolving credit and have a date that the debt will be paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is split $425 each between me and my roommate.My car would be pay off with this loan,but currently is $254,my cell phone is $68 and utilities run about $150 a month.I also spend about $100 weekly on food,gas and entertainment.Car insurance is $94 a month but would pay off the yearly balance with these funds as well. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no mortgage,and the utlities run about $150 month,no other expenses |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have no mortgage and my rent is $450 monthly,utilities run about $150 month |
Which debts do you plan to pay off with this loan? | I will pay them all off.2 credit cards,my car and a personal loan to a relative. |
Member Payment Dependent Notes Series 1196434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196434 |
$15,000 |
$15,000 |
6.03% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196434. Member loan 1196434 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Home Power Inc | Debt-to-income ratio: | 11.28% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Home Power Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > This is a loan for my startup company. The funds will be used to get the business up and running (development, hosting, marketing, and other expenses). I have excellent credit and a stable full time job for 10+ years.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,400/month |
What type of business are you starting? | I'm starting a unique online business that allows people to promote on the social web while raising funds for charity. |
Please describe your experience/familiarity with the business you are starting/started? | I've been designing/developing web applications full time for more than 15 years and researching/working on this idea since 2009. I have a solid business plan in place with a clear path to generating revenue. |
Member Payment Dependent Notes Series 1196446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196446 |
$12,275 |
$12,275 |
6.62% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196446. Member loan 1196446 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | WVUHealthcare | Debt-to-income ratio: | 24.69% |
Length of employment: | 7 years | Location: | BRUCETON MILLS, WV |
Home town: | |||
Current & past employers: | WVUHealthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1196451
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196451 |
$20,000 |
$20,000 |
14.65% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196451. Member loan 1196451 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | costco | Debt-to-income ratio: | 13.90% |
Length of employment: | 10+ years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | costco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 1 |
Revolving Credit Balance: | $14,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Im planning to take out the carpet and put flooring, change the kitchen tiles, and maybe a get a gazebo. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never! |
If you have a delinquency in the last 2 years, please explain the reason. | I have never! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses is around 500 - 800 depending. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never! |
Member Payment Dependent Notes Series 1196514
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196514 |
$16,500 |
$16,500 |
8.90% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196514. Member loan 1196514 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,067 / month |
Current employer: | VCA | Debt-to-income ratio: | 22.65% |
Length of employment: | 4 years | Location: | VIENNA, VA |
Home town: | |||
Current & past employers: | VCA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Loan to pay off Bank of America, Chase and Citibank.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,513.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1196520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196520 |
$17,450 |
$17,450 |
13.67% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196520. Member loan 1196520 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,762 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.26% |
Length of employment: | n/a | Location: | Canistota, SD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Using the loan to pay off credit card debit and complete home improvement projects.<br><br> Borrower added on 03/20/12 > This plan will lower the higher interest rates I am currently paying and allow me to reach my goal of being debt free much sooner.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,655.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Large repairs on house and helping my disabled vet son try to recover until he gets his benefits |
Member Payment Dependent Notes Series 1196530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196530 |
$25,000 |
$25,000 |
8.90% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196530. Member loan 1196530 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,417 / month |
Current employer: | FIS | Debt-to-income ratio: | 8.10% |
Length of employment: | 5 years | Location: | Grover, MO |
Home town: | |||
Current & past employers: | FIS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1196808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196808 |
$13,750 |
$13,750 |
6.62% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196808. Member loan 1196808 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | County of Riverside | Debt-to-income ratio: | 12.70% |
Length of employment: | 1 year | Location: | RIVERSIDE, CA |
Home town: | |||
Current & past employers: | County of Riverside | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $7,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $750.00(including escrow acct. which pay taxes), Utilities ($80.00 -electric +$45.00 home ph & internet + $50 cell), home insurance $50.00. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using this for multiple purposes. I have some cash. Instead of taking mortgage for 15-30 yrs, I plan to pay cash and need about that much to get a nicer property and bigger one. This is for investment property. |
Is the home you are purchasing your primary residence or an investment property? | Plan for Investment property. But sometimes, some properties wants owner residence, then I might need to stay for 1 yr., there, then rent the current resident out. Regardless, buying a home now is investment anyway whether live or rent. |
What is the estimated current market value of the home you intend to purchase? | $ 90,000 - 100,000 |
What other sources of financing are you using to purchase the home? | Cash. |
Member Payment Dependent Notes Series 1196812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196812 |
$7,000 |
$7,000 |
8.90% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196812. Member loan 1196812 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | J. D. Byrider | Debt-to-income ratio: | 18.17% |
Length of employment: | < 1 year | Location: | Sophia, NC |
Home town: | |||
Current & past employers: | J. D. Byrider | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1196823
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196823 |
$35,000 |
$35,000 |
14.65% |
1.00% |
March 28, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196823. Member loan 1196823 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 22.84% |
Length of employment: | 10+ years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Relocating from Columbus, OH to Tampa, due to corporate strategy to move select staff of the division. Loan is to help with housing, move, and sale of current residence.<br><br> Borrower added on 03/16/12 > Relocation lone to move from Columbus, Ohio to Tampa, Florida due to corporate strategy to move only select staff.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $21,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 1069, transportation 200, utilities (elec, water, trash) 80, phone 80, Insurance 156, Food 350 |
Member Payment Dependent Notes Series 1196824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196824 |
$10,400 |
$10,400 |
6.62% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196824. Member loan 1196824 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,483 / month |
Current employer: | Mercer | Debt-to-income ratio: | 8.39% |
Length of employment: | 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Mercer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I currently have three cards. One has the balance I will pay off with this loan. The second has a balance for which I can make minimum monthly payments of about $55. The third has no balance. That leaves me a minimum monthly payment for all credit card debt upon receiving this loan of about $375. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have about $16000 on two different cards. The loan will be used to pay off one of my cards that has an APR of 11.9%. My other card will continue having a balance of around $5600 with a promotional APR of 0% that will last until the end of 2012. The last minimum payment on that card was $55. After the loan, I'll have minimum monthly payments of about $375 on this debt. |
Member Payment Dependent Notes Series 1196851
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196851 |
$15,000 |
$15,000 |
17.27% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196851. Member loan 1196851 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,650 / month |
Current employer: | MHI | Debt-to-income ratio: | 19.25% |
Length of employment: | 6 years | Location: | MANOR, TX |
Home town: | |||
Current & past employers: | MHI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $15,321.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are $1000, with a consolidation loan of at least $11, 000 this would help me pay off bills so that I would have more monthly income and less expenses. |
Please explain the reason why you carry a large revolving credit balance. | Not able to pay it down as quickly as I want too. That is why I would like a consolidation loan so that I can <br>pay it down. Also the Amex and Chase accounts on my credit report are not mine, I have been working trying to get them off of my credit for awhile now. Amex account is a work credit card that I was not responsible for. I do not know who or what the Chase account is. |
Which debts do you plan to pay off with this loan? | Consolidate some of the resolving credit in order to pay it off. It will take at least $11, 000 to pay if off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Wellsfargo line of credit that the balance is over $5000, and a Wellsfargo Credit Card that the balance is over $5000, Fingerhut balance over $1000. I do contribute to the household expense of $550 per month. |
Member Payment Dependent Notes Series 1196867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196867 |
$4,000 |
$4,000 |
8.90% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196867. Member loan 1196867 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,813 / month |
Current employer: | R House | Debt-to-income ratio: | 17.70% |
Length of employment: | 8 years | Location: | WINDSOR, CA |
Home town: | |||
Current & past employers: | R House | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $7,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Due to the rules of Lending Club, being unable to state any identifiable information, I am not able to state what my intentions to use the money for are. I apologize for the inconvenience. |
What is your intended use for the loan proceeds? | Based off the policies of the Lending Club, that I am unable to state any identifiable information, I am unable to state what my intended use for the loan is. Sorry for the inconvenience. |
Member Payment Dependent Notes Series 1196900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196900 |
$14,000 |
$14,000 |
13.11% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196900. Member loan 1196900 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Waldbaums | Debt-to-income ratio: | 22.07% |
Length of employment: | 10+ years | Location: | Patchogue, NY |
Home town: | |||
Current & past employers: | Waldbaums | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > I am interested in just consolidating all my credit cards into one low interest rate payment. This would decrease the amount of money I pay in interest each month and allow me to save more towards a rainy day and retirement<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $2,498.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | A few years ago I consolidated my wife’s debts with mine for a lower interest rate, however, this made my revolving balances higher. We also ran into some unexpected emergency home repairs and medical bills which didn’t help our debt situation.. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $ 899<br>Taxes $777<br>Train: 334<br>Cable/phone: $120<br>Food: $350 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only to pay off debt! |
If you have a delinquency in the last 2 years, please explain the reason. | I have had one delinquency in the past few months that I am still fighting to remove off my credit report. |
Which debts do you plan to pay off with this loan? | Hospital, Credit Card and Student Loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi Cards (MC/Visa) $2,432.44 $231.00/month<br> Bank of America (MC/Visa) $1,843.39 $157.00/month<br> Discover Personal Loans $2,547.21 $280.00/month<br> Chase Card Services $2,157.01 $137.00/month<br> Student loans $32,000 $289.00/month<br> Mortgage $126,000 $899.00/Month |
Member Payment Dependent Notes Series 1196904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196904 |
$12,400 |
$12,400 |
8.90% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196904. Member loan 1196904 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,225 / month |
Current employer: | Nationwide Insurance | Debt-to-income ratio: | 15.39% |
Length of employment: | 6 years | Location: | Dublin, OH |
Home town: | |||
Current & past employers: | Nationwide Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $14,535.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate existing debt on two credit cards with higher interest rates. |
Which debts do you plan to pay off with this loan? | Existing debt on two credit cards with higher interest rates. |
Member Payment Dependent Notes Series 1196920
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1196920 |
$15,000 |
$15,000 |
7.62% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1196920. Member loan 1196920 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Ma's Auto Body | Debt-to-income ratio: | 9.93% |
Length of employment: | 3 years | Location: | SAN LEANDRO, CA |
Home town: | |||
Current & past employers: | Ma's Auto Body | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > this loan is to be used to consolidate my debts, including a few credit cards<br><br> Borrower added on 03/16/12 > this loan is used to consolidate my debts at a lower interest rate, including a few credit cards<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is approximately $15000, including a 3 major credit cards, 1 store credit card and a line of credit. The interest rates range from 16.99% to 24.99% on all these. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expense is approx $2,400.00, which includes mortgage, gas, food, insurance, cell phone, toll charge, and household utilities. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly expenses is approx $2,400.00 |
Member Payment Dependent Notes Series 1197010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197010 |
$20,000 |
$20,000 |
12.12% |
1.00% |
March 28, 2012 |
March 30, 2017 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197010. Member loan 1197010 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Northeast Spine and Wellness Center | Debt-to-income ratio: | 17.74% |
Length of employment: | 2 years | Location: | Branchburg, NJ |
Home town: | |||
Current & past employers: | Northeast Spine and Wellness Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > Money will be used for build out of deli/catering company. Steady cash flow with current stable job ensures prompt repayment of loan. monthly loan payment fits well within monthly budget<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx 5100 USD |
Member Payment Dependent Notes Series 1197061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197061 |
$9,100 |
$9,100 |
6.62% |
1.00% |
March 28, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197061. Member loan 1197061 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Katy Independent School District | Debt-to-income ratio: | 8.35% |
Length of employment: | 10+ years | Location: | KATY, TX |
Home town: | |||
Current & past employers: | Katy Independent School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards only. $12,000. Interest around 12% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Between $3500 and $4000 a month. This is 2 working adults and 4 children (1 in daycare) |
Member Payment Dependent Notes Series 1197180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197180 |
$7,200 |
$7,200 |
13.11% |
1.00% |
March 30, 2012 |
March 30, 2015 |
March 30, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197180. Member loan 1197180 was requested on March 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Royal Wine Corporation | Debt-to-income ratio: | 3.53% |
Length of employment: | 2 years | Location: | Oxnard, CA |
Home town: | |||
Current & past employers: | Royal Wine Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/16/12 > Hello there, thank you for your considering my loan. I plan to use this loan for a used private party car sale.<br><br>I chose Lending Club because it offered better financing than local banks and credit unions.<br><br>If you have any questions, feel free to ask.<br>
A credit bureau reported the following information about this borrower member on March 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,500.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses range from $800-$1200 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Currently my monthly expenses range from $800-$1200 a month. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no other auto obligations. |
Is this loan for a refinance, lease or purchase? | This is a private party sale. I am purchasing this vehicle. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2007 Toyota Prius<br>75xxx miles<br>Great condition |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I have money saved to pay for the taxes and registration, and I make enough monthly to pay for insurance. |
How much money are you providing out of pocket as a down payment for this purchase? | $5000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will only be used for the purchase of the car. |
Member Payment Dependent Notes Series 1197184
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197184 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197184. Member loan 1197184 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | U.S Army | Debt-to-income ratio: | 16.75% |
Length of employment: | 1 year | Location: | fort irwin, CA |
Home town: | |||
Current & past employers: | U.S Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > this loan is for me to paid off credit cards and store cards and would like to have one monthly payments easier to manage i paid $600 or so a month for the all bills i have, im always on time paying all my bills , and i havent miss or over due my bills,and usually pay extra payment on my cards.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,834.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards over all total of $7000, store credit $ 3400 : i paid each month more than minimum payment each of credit card $150 monthly payment, store card is $60 a month , no mortagages , no student loan just cards..truck payment is $410 per month |
Member Payment Dependent Notes Series 1197196
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197196 |
$8,900 |
$8,900 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197196. Member loan 1197196 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | SWBC | Debt-to-income ratio: | 12.40% |
Length of employment: | 1 year | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | SWBC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I choose not to disclose all of the information you are requesting. I have already done so to Lending Club and they have approved the loan offer. I would be concerned if you do not trust the organization in which you have chosen to service your investments. If you choose to invest, I appreciate your contribution, as I am sure, in time, you will benefit from your return. Thank you for your interest, although, come to think of it, you really should be thanking me for it :/ Good luck. |
Please explain the reason why you carry a large revolving credit balance. | Most was accumulated while I was attempting to start up a small company. Needless to say, it did not work out and I was left with a revolving balance. Thank you for your question. |
Member Payment Dependent Notes Series 1197205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197205 |
$14,750 |
$14,750 |
7.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197205. Member loan 1197205 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,400 / month |
Current employer: | Triple Canopy | Debt-to-income ratio: | 0.12% |
Length of employment: | 4 years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Triple Canopy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > In the name of energy and financial conservation, I will be adding 6.72KW of PV Solar Panels to my roof, connected through a grid-tied inverter. Any excess electricity produced will be bought by the local utility company. With federal and state incentives, this will easily pay for itself soon.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Tax, insurance and Mortgage comes to $1363 (No PMI). Utilities have averaged $176/month the past 2 years, and no consumer debt. Thank You. |
Why are you doing this green project? | To save financial resources as I save energy resources. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All totaled, right around $3000/month. Thank You. |
Member Payment Dependent Notes Series 1197261
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197261 |
$16,000 |
$16,000 |
6.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197261. Member loan 1197261 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | NCI MFG Inc. | Debt-to-income ratio: | 6.74% |
Length of employment: | 6 years | Location: | Huntsville, AL |
Home town: | |||
Current & past employers: | NCI MFG Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > Consolidate Chase credit card balance($7000), FirstAgain($6000) into this loan and use remaining balance(about $3000) for upcoming vacation.<br><br> Borrower added on 03/17/12 > Consolidate Chase Credit Card balance($7000) and FirstAgain($6000) into this loan anad use remaining balance($3000) for upcoming vacation.<br><br> Borrower added on 03/19/12 > I'm(we're) paying $2~300 for Chase CC and $235.54 + $397.75(2 loans) for FirstAgain per month.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,111.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1197265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197265 |
$15,000 |
$15,000 |
8.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197265. Member loan 1197265 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | City of Los Angeles | Debt-to-income ratio: | 5.29% |
Length of employment: | 6 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | City of Los Angeles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I recently had a surgery and my insurance didn't cover it entirely so I had to use my credit cards. I would like to be able to manage them all with one payment each month.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay all my credit cards with this loan. I have several cards and I think it would be easier to just have one payment instead of having to worry about different due dates for each card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: American Express-$1912-11.24%-$200, CreditCare (GE)-$5875-12.99%-$250, MBNA-$3685-7.99%-$200, Discover-$3,218-12.99%-$200 |
Member Payment Dependent Notes Series 1197305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197305 |
$30,000 |
$30,000 |
16.29% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197305. Member loan 1197305 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Department of Homeland Security | Debt-to-income ratio: | 25.06% |
Length of employment: | 4 years | Location: | Chino Hills, CA |
Home town: | |||
Current & past employers: | Department of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 26 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have a car payment and one medical loan for dental work performed las year. I also have a credit card balance that I attempted to combine or consolidate some other credit card debt but it's at a higher interest rate. When you run my credit report you can see that I have never been late on credit payment and I payoff my debt. |
Please explain the reason why you carry a large revolving credit balance. | Large dental bill. Everyday emergencies such as car repairs, tires, other bill consolidations. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card debt medical/dental loan totaling approximately 27,000.00. Interest ranges are 16.60 to 23.99%. |
Which debts do you plan to pay off with this loan? | I intend to payoff all of my outstanding debt and only have one large payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$900.00 /Utilities-$285.00 /Transportation-$225.00 / Food$340.00 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be solely for bill consolidation. Main one will be a substantial loan for major dental work performend last year. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$900.00 /Utilities-$285.00 /Transportation-$225.00 / Food$340.00 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be solely for bill consolidation. Main one will be a substantial loan for major dental work performend last year. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I currently rent. My monthly rent is $900.00 |
Member Payment Dependent Notes Series 1197331
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197331 |
$12,000 |
$12,000 |
7.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197331. Member loan 1197331 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Loan Mart | Debt-to-income ratio: | 7.70% |
Length of employment: | < 1 year | Location: | FRESNO, CA |
Home town: | |||
Current & past employers: | Loan Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > I bought a home back in Oct and used up my savings for the down payment so I used my credit cards to buy my appliances and I don't like having multiple payments I want to use the money to pay off my credit cards and payments like insurance trash and cable for the year so I will only have 1 payment<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1197341
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197341 |
$12,000 |
$12,000 |
7.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197341. Member loan 1197341 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,467 / month |
Current employer: | Bag King Inc. | Debt-to-income ratio: | 12.81% |
Length of employment: | 2 years | Location: | CITRUS HEIGHTS, CA |
Home town: | |||
Current & past employers: | Bag King Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > To consolidate and pay off high interest credit cards that have balance currently and create more manageable financing<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,390.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No student loans or mortgages. I haven't used credit cards over 2 years now. I will be using all of approved loan to pay off credit cards that are mostly 16.99%, 15.24%, 14.99%, 14.24% APR and left over rest in 11.24% APR, which will save about 5K ~ 6K over 3 years in interests. Since I am currently paying these cards ~$350/month and the loan payment is about the same, it sounds ideal while it would actually pay off these credit cards. |
Member Payment Dependent Notes Series 1197349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197349 |
$15,000 |
$15,000 |
8.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197349. Member loan 1197349 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | clay nissan of norwood | Debt-to-income ratio: | 11.22% |
Length of employment: | 10+ years | Location: | NORWOOD, MA |
Home town: | |||
Current & past employers: | clay nissan of norwood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > just needed to get a bunch of accounts consolidated into one easy payment. it will keep things simpler for me. simple is better<br><br> Borrower added on 03/22/12 > I have been with my current company for 19 years. My credit is excellent. I have never had any issues paying my bills on time. A good rate is all I'm looking for, and it seems like this would be a deal that would be beneficial to me, as well as to any investor looking for a solid opportunity.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two credit cards. One is15.9% for $8798.60. The other is 18.00% for $4120.72. Minimum payments on each are less than $200, but I usually pay about $500 to &600 combined. I plan to close the accounts and pay this loan off as quickly as possible. |
Member Payment Dependent Notes Series 1197381
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197381 |
$10,000 |
$10,000 |
8.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197381. Member loan 1197381 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | sears | Debt-to-income ratio: | 8.50% |
Length of employment: | 2 years | Location: | GAYLORD, MI |
Home town: | |||
Current & past employers: | sears | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1197389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197389 |
$10,000 |
$10,000 |
6.03% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197389. Member loan 1197389 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | US Environmental Protection Agency | Debt-to-income ratio: | 13.16% |
Length of employment: | 10+ years | Location: | Rowlett, TX |
Home town: | |||
Current & past employers: | US Environmental Protection Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $9,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | Fixed Monthly Cost<br>Office Space Rental Fee (all utilities included) $250.00<br>Whiteboard Subscription for Virtual Tutoring $9.99<br>TruConnect Wi-Fi Monthly Subscription $10.00<br>Contractor Tutors (SAT Instructors) $112.00<br>Total Monthly Cost $381.99<br><br>Revenue <br>Total Revenue (for 3-Months) $3186.50 |
Please describe your experience/familiarity with the business you are starting/started? | Served as a tutor/SAT/ACT Prep instructor for 17 years: Assistant Teacher/SAT Tutor for a Tutoring Program in Seattle, SAT Tutor for Math, Engineering Science Achievement program, SAT Instructor for a parent group in Washington State, and currently provide tutoring, college prep and planning for families. Success:1) Students have received college scholarships after SAT course, 2) SAT score up 200 points after class,3) Students tutored grades increased by 2 letter grades within 1 grading period. |
Member Payment Dependent Notes Series 1197395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197395 |
$20,000 |
$20,000 |
18.55% |
1.00% |
March 30, 2012 |
March 31, 2017 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197395. Member loan 1197395 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,799 / month |
Current employer: | jewish Child Care Association | Debt-to-income ratio: | 24.86% |
Length of employment: | 5 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | jewish Child Care Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > I plan to use the loan to pay off my credit card debts. I am always on time with my montly payments and good with budgeting my account. I have been worked in the Social Service industry for the past 7 years and have always been employed.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,314.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan to pay off 4 credit cards which has average balances of $4500 each. The remaining $1000 will be used to pay off a small credit balance of $850. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances is currently $19, 543.72, interest rates are 22.90%, 15.47%, 23.51% & 17.35% Monthly credit card payments Visa $110.00, Mastercard $121.00 Citicard $95.34 & Discover $155.11 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1583.00 |
Please explain the reason why you carry a large revolving credit balance. | I used credit cards to pay for dental surgery. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1583.00 |
Member Payment Dependent Notes Series 1197407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197407 |
$14,825 |
$14,825 |
8.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197407. Member loan 1197407 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,708 / month |
Current employer: | Alberni Caballero & Company, LLP | Debt-to-income ratio: | 18.67% |
Length of employment: | 5 years | Location: | HOMESTEAD, FL |
Home town: | |||
Current & past employers: | Alberni Caballero & Company, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1459, Utilities ($100 avg Light. $88 water (quarterly), Cell ($200), Food & Transportation (gas) ($300) |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balances are as of March 12 is approximately $17K, with interest of 13.14% for two and two with no interest rate yet. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | This question can not be answered due to it violates LendingClub's policies related to consumer privacy and fair lending. Therefore, I will not answer this question. However, I guarantee that the amount funded to me will be fully repaid by me. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | On 2009, year in which I purchased my home, my salary got reduced due to the economic situation back then. Due to this reduction, I had to start using credit cards to pay for day to day expenses. However, on December 2011, I received an increase which is helping me in pay down my debts, but since I owe various credit cards, I want to consolidate the debts into one and reduce the interest as well. I am very responsible with my stuff and guarantee I paid the full amount funded to me. |
Member Payment Dependent Notes Series 1197409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197409 |
$9,600 |
$9,600 |
6.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197409. Member loan 1197409 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Flyers Energy | Debt-to-income ratio: | 7.61% |
Length of employment: | 5 years | Location: | Lincoln, CA |
Home town: | |||
Current & past employers: | Flyers Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1197440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197440 |
$20,000 |
$20,000 |
12.12% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197440. Member loan 1197440 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | EJ Del Monte Corp | Debt-to-income ratio: | 17.58% |
Length of employment: | 1 year | Location: | FAIRPORT, NY |
Home town: | |||
Current & past employers: | EJ Del Monte Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > I would like to consolidate credit card debt and get a lower interest rate then I'm paying now. Also to have one payment instead of 4 a month is ideal. I will pay of my debt faster.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,198.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses for housing,utilities etc is $2400 that doesn't include what I have been paying for credit cards which is about $800 a month.<br>Mortgage,condo fees and taxes is $900<br>Total with credit cards is $3,200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa- $5,500 interest rate is 20%- monthly payment $200<br>Master card is 10,000 interest rate of 11%_monthly payment $300<br>Lord&Taylor$2,600-monthly payment-$100<br>Pottery Barn $2,200 interst rate 0% on $1700 20% on rest of balance monthly payment $200<br>Mortage interest rate 5.5% 699.98 30 years |
Which debts do you plan to pay off with this loan? | I want to pay off all credit card debt. I would like to be out of debt faster and have one payment that can actually lower the debt. As of now making so many small payments to 4 different creditors will take me forever to get out of debt. |
Member Payment Dependent Notes Series 1197443
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197443 |
$10,000 |
$10,000 |
6.62% |
1.00% |
March 30, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197443. Member loan 1197443 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | J. Crew | Debt-to-income ratio: | 5.93% |
Length of employment: | 2 years | Location: | Westfield, NJ |
Home town: | |||
Current & past employers: | J. Crew | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $12,362.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1197449
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197449 |
$17,050 |
$17,050 |
13.11% |
1.00% |
April 3, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197449. Member loan 1197449 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Mary queen of Heaven and Earth church | Debt-to-income ratio: | 18.48% |
Length of employment: | 10+ years | Location: | Malakoff, TX |
Home town: | |||
Current & past employers: | Mary queen of Heaven and Earth church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > Get out of debt in half the time<br><br> Borrower added on 03/17/12 > I do not/will not have: house payment, food bills, auto/med ins payment, cell bill, utilities payment<br><br> Borrower added on 03/18/12 > Please! I am trying to get a new, fresh start. I fully have the means to pay back and make automatic withdrawl payments. My c.c. interest rates are horrible and limit this attempt to begin anew. I ask for your assistance and good will.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,869.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1197468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197468 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197468. Member loan 1197468 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Internal Revenue Service | Debt-to-income ratio: | 17.56% |
Length of employment: | 3 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Internal Revenue Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $14,614.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follow: Rent - $820, Transportation (Gas) - $220, Utilities (water) - $60, Cell Phone - $105, Car Insurance - $90, Rental Insurance - $12, Food - $320, Cable - $144, Credit Card - $600, and Student loans - $280. |
What is your intended use for the loan proceeds? | The intended use of the loan is for consolidating my current credit card balances into a low interest account and having all credit card debt fully paid by 2014 |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies in the last 2 years. All past and present obligations are current. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follow: Rent - $820, Transportation (Gas) - $220, Utilities (water) - $60, Cell Phone - $105, Car Insurance - $90, Rental Insurance - $12, Food - $320, Cable - $144, Credit Card - $600, and Student loans - $280. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent (includes electricity) - $820, Utilities (water only) - $60, Car Insurance - $90, Rental Insurance - $12, Cable - $144, Food - $320, Cell Phone - $105, Credit Card - $500, and Transportation (Gas) - $220. |
Please provide additional details regarding the purpose of the loan. | The loan I am requesting will be used to pay a lump sum payment to the credit card companies in order to reduce my debt which I currently owe on each account. Once the lump sum payment has been made to my creditors will help improve my cash flow; thus allowing me to pay off the loan within 36 months or less. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using the loan for one purpose and that is to pay down my debt. The loan will be used to pay a lump sum payment to Chase and Bank of America. |
What is your intended use for the loan proceeds? | The intended use of the loan is for consolidating my current credit card balances into a low interest account and having all credit card debt fully paid by 2014 |
Please explain the reason why you carry a large revolving credit balance. | The large revolving credit balance is mainly due to educational and tuition expenses I paid for using my credit card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follow: Rent - $820, Transportation (Gas) - $220, Utilities (water) - $60, Cell Phone - $105, Car Insurance - $90, Rental Insurance - $12, Food - $320, Cable - $144, Credit Card - $600, and Student loans - $280. |
Member Payment Dependent Notes Series 1197482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197482 |
$14,000 |
$14,000 |
6.03% |
1.00% |
April 3, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197482. Member loan 1197482 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Los Angeles Police Department | Debt-to-income ratio: | 14.67% |
Length of employment: | 10+ years | Location: | chino, CA |
Home town: | |||
Current & past employers: | Los Angeles Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > looking to consolidate some newly acquired debt. i have been employed with lapd for almost ten years. my credit score is 749. thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $16,648.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | none. my credit score is over 700. |
Please explain the reason why you carry a large revolving credit balance. | i had a large expenditure and acquired some debt from another |
Member Payment Dependent Notes Series 1197513
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197513 |
$13,000 |
$13,000 |
10.74% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197513. Member loan 1197513 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | Cedar Point | Debt-to-income ratio: | 12.77% |
Length of employment: | 10+ years | Location: | Castalia, OH |
Home town: | |||
Current & past employers: | Cedar Point | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $3,013.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay some credit cards off and a few small bills and to build a small barn for my lawn equipment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 460 is my mortgage and insurance and taxes are included in that also, and i have credit cards with 23% rate and want to pay them off and cut the cards up |
What is your intended use for the loan proceeds? | pay some credit cards off and a few small bills and to build a small barn for my lawn equipment |
Please provide additional details regarding the purpose of the loan. | credit cards and small barn in my yard for lawn equipment |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit cards, and small barn in my yard for lawn equipment |
What is your intended use for the loan proceeds? | pay some credit cards off and a few small bills and to build a small barn for my lawn equipment |
What is your intended use for the loan proceeds? | pay some credit cards off and a few small bills and to build a small barn for my lawn equipment |
Member Payment Dependent Notes Series 1197529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197529 |
$15,000 |
$15,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197529. Member loan 1197529 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | cemex | Debt-to-income ratio: | 15.71% |
Length of employment: | 10+ years | Location: | homeastead , FL |
Home town: | |||
Current & past employers: | cemex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > personal<br><br> Borrower added on 03/22/12 > Ok we have faith that we will make it. Thank you. God is good!<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,485.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1197614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197614 |
$12,000 |
$12,000 |
19.22% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197614. Member loan 1197614 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Liberty Community Services | Debt-to-income ratio: | 14.62% |
Length of employment: | 6 years | Location: | New Haven, CT |
Home town: | |||
Current & past employers: | Liberty Community Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $6,309.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1197621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197621 |
$12,000 |
$12,000 |
12.12% |
1.00% |
March 30, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197621. Member loan 1197621 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Sears | Debt-to-income ratio: | 21.04% |
Length of employment: | < 1 year | Location: | JOHNSTON CITY, IL |
Home town: | |||
Current & past employers: | Sears | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | All money will be used for credit card repayment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | All towards credit card repayment. |
Member Payment Dependent Notes Series 1197630
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197630 |
$10,800 |
$10,800 |
6.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197630. Member loan 1197630 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Better Massage Inc...Vitality | Debt-to-income ratio: | 11.72% |
Length of employment: | 8 years | Location: | SOLANA BEACH, CA |
Home town: | |||
Current & past employers: | Better Massage Inc...Vitality | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > This loan will allow me to become debt free in less than 3 years!<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard Citibank- $8,000 remaining from massage school debt. I pay just under 1,000$ each month- interest rate almost 15%Never had a late payment! Struggling to pay off quickly because of the interest rate. American Express - $1800 remaining from massage school debt. I pay between 60$ - 100$ per month. Interest rate 11.99%. Again, no late payments on this one either. With this loan I would pay everything off in full, and can easily make the minimum payment each month! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total min monthly payments $346 <br>With this loan I would pay the credit cards off in full and have a monthly payment of just under $400. I currently pay close to $1500 per Month on credit cards, I always pay more than my minimum. |
Member Payment Dependent Notes Series 1197669
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197669 |
$17,325 |
$17,325 |
13.67% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197669. Member loan 1197669 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Sutter Community Bank | Debt-to-income ratio: | 19.67% |
Length of employment: | 6 years | Location: | Yuba City, CA |
Home town: | |||
Current & past employers: | Sutter Community Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > To consolidate credit to be able to start investing for my future.<br><br> Borrower added on 03/18/12 > I would just like to say thank you for giving me the chance for the debt consolidation loan even if I don't get the funding. I just want the chance to start over by clearing this all up in the 3 yrs. I have helped others and I don't want to sound selfish but I need to start saving for my future.<br><br> Borrower added on 03/18/12 > I will not let any of you down.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $20,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had one in the last 2 years. Have been keeping everything current. Just want to make one payment to one place. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit 1: 3605.40 rate 16.49-20.99 pymt 100.00 Credit 2: 3688.82 rate 17.90 -24.90 pymt 100.00<br>Credit 3: 1293.56 rate 17.24 pymt 50.00 Credit 3: 1754.87 rate 17.00 pymt 50.00. LOC: 800.00 pymt varies rate 14.00 Loan: 4500.00 pymt 253.65 rate ? |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are food, utilities, phone, transportation (gas) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My expenses are food, utilities, phone, transportation (gas) |
Please explain the reason why you carry a large revolving credit balance. | I have cleared it up in the past, but I helped my parents clean up their debt and took it over as mine. Then I have a family member that is ill and I helped with purchasing any medical supplies that the caregivers needed. I stocked them up with supplies. It got alittle out of control with the purchasing that now i want to just clear everything up and cut up the cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit 1: 3605.40 rate 16.49-20.99 pymt 100.00 Credit 2: 3688.82 rate 17.90 -24.90 pymt 100.00<br>Credit 3: 1293.56 rate 17.24 pymt 50.00 Credit 3: 1754.87 rate 17.00 pymt 50.00. LOC: 800.00 pymt varies rate 14.00 Loan: 4500.00 pymt 253.65 rate ? |
Which debts do you plan to pay off with this loan? | I will be paying of some credit cards, small loc and loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying of credit cards, loc and a small loan to combine to one payment. I have everything under control, no late payments. I would just like to have one payment to go to one place and give extra, so I can clean up what I owe. Start saving the money that I will be having left over into a savings account. |
Member Payment Dependent Notes Series 1197701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197701 |
$20,000 |
$20,000 |
6.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197701. Member loan 1197701 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,833 / month |
Current employer: | Coach Inc. | Debt-to-income ratio: | 7.81% |
Length of employment: | 1 year | Location: | Floral Park, NY |
Home town: | |||
Current & past employers: | Coach Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > Consolidation of Amex-Delta, Amex-Hilton and BFCU LOC accounts.<br><br> Borrower added on 03/25/12 > I'm never late making any of my payments, and have a good paying, stable job. This loan will help me eliminate my debt a few years sooner than without the loan.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,328.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approx $3,600. |
Member Payment Dependent Notes Series 1197708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197708 |
$9,000 |
$9,000 |
6.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197708. Member loan 1197708 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | US NAVY | Debt-to-income ratio: | 19.83% |
Length of employment: | < 1 year | Location: | Lemoore, CA |
Home town: | |||
Current & past employers: | US NAVY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I would like to consolidate my loan which would also lower my interests rate.My monthly budget is $300/month and I had a stable job and I dont miss any payments :0).THANK YOU FOR GRANTING MY REQUEST.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | star card $1703.29 ( $63/month) 19-20%; CITI LOAN $1849.71 ( $157.26/month) 21.37%; BEST BUY $682 ($25/month);FEDLOAN $1,760 ($50/MONTH) 10-12 %; LENDINGCLUB $ 1,750 ($50.59)15-16% |
Member Payment Dependent Notes Series 1197712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197712 |
$10,925 |
$10,925 |
18.55% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197712. Member loan 1197712 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,218 / month |
Current employer: | Talbot County Department of Corrections | Debt-to-income ratio: | 9.22% |
Length of employment: | n/a | Location: | Easton, MD |
Home town: | |||
Current & past employers: | Talbot County Department of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan is to pay off several credit cards and a furniture loan. This would reduce the monthly payments by approximately $130.00 and save additional interest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses including mortgage, credit cards, furniture loan, insurance, food, etc is approximately $5300.00. My wife and I net approximately $8000.00 per month. This includes my retirement, my salary from my present employer and my wife's salary. My wife and I also maintain approximately $300,000.00 life insurance on each of us. I hope this information is helpful. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used to pay off several credit cards and a furniture loan. We would rather pay one interest rate as opposed to four, Paying off the credit cards and the furniture loan would also return approximately $130.00 to us after the payment on this loan. |
Member Payment Dependent Notes Series 1197749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197749 |
$10,000 |
$10,000 |
12.12% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197749. Member loan 1197749 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Agency for Persons with Disabilities | Debt-to-income ratio: | 16.08% |
Length of employment: | < 1 year | Location: | TALLAHASSEE, FL |
Home town: | |||
Current & past employers: | Agency for Persons with Disabilities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,130.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC $966.77 interest rate 24.00 payment monthly 50.0<br>CC $1,373.07 interest rate 29.24 payment monthly 50.00<br>CC $954.24 interest rate24.00 payment monthly 50.00<br>Car $245.00 monthly Balance $7,900.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all expenses 250 per month<br><br>Husband covers all other houshold expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC $966.77 interest rate 24.00 payment monthly 50.0<br>CC $1,373.07 interest rate 29.24 payment monthly 50.00<br>CC $954.24 interest rate24.00 payment monthly 50.00<br>Car $245.00 monthly Balance $7,900.00 |
Member Payment Dependent Notes Series 1197755
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197755 |
$4,800 |
$4,800 |
20.50% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197755. Member loan 1197755 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | K-Mart | Debt-to-income ratio: | 21.16% |
Length of employment: | 2 years | Location: | Nashua, NH |
Home town: | |||
Current & past employers: | K-Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Transportation-Honda/MC<br><br> Borrower added on 03/27/12 > Trying to finish up college and use most fuel efficient transportation to school and work. I appreciate the loan.<br><br> Borrower added on 03/27/12 > I truly appreciate all of you helping me with this loan. This is the first time I used Lending Club, and will honor my obligation and will also do the same courtesy for another at some point. It is amazing how many nice people are there to help others.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | These are being paid off. I had primarily paid career (college) expenses as well as recent home related costs. I appreciate you asking the question. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I did answer you, but it sent the mail back because I answered too many personal questions. I do own home and pay the usual utilities. It is around 1600/mo. I do have a FT job and attend night classes to further my degree. I appreciate your question. |
How much money are you providing out of pocket as a down payment for this purchase? | I am going to pay $500 out of pocket. This is the first time asking for a loan via this method, and I figure at some point I will turn around and give somebody else the same opportunity. I appreciate your question. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I did answer you, but it sent the mail back because I answered too many personal questions. I do own home and pay the usual utilities. It is around 1600/mo. I do have a FT job and attend night classes to further my degree. I appreciate your question. |
Member Payment Dependent Notes Series 1197824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197824 |
$20,675 |
$20,675 |
7.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197824. Member loan 1197824 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.71% |
Length of employment: | n/a | Location: | salinas, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > akc cc payoff<br><br> Borrower added on 03/22/12 > card was used to pay PhD tuition<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $21,377, 11.24, $406 used initially to pay for portion of Ph.D. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage (principal, interest, tax, insurance) $1197; 2 cars paid in full; all insurance (medical, dental, vision, life, car, long term care) $400, utilities $75; phone/internet $100; food-$150...Have sufficient funds in retirement account to pay card or loan but do not want to withdraw at this time due to penalties/taxes |
Member Payment Dependent Notes Series 1197838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197838 |
$12,000 |
$12,000 |
7.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197838. Member loan 1197838 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Penner-Ash Wine Cellars | Debt-to-income ratio: | 28.51% |
Length of employment: | 1 year | Location: | PORTLAND, OR |
Home town: | |||
Current & past employers: | Penner-Ash Wine Cellars | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > just need a little help getting back in control of my life. I am responsible and will be a good investment.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1197867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197867 |
$12,300 |
$12,300 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197867. Member loan 1197867 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Onamac Industries Inc. | Debt-to-income ratio: | 14.37% |
Length of employment: | 4 years | Location: | EVERETT, WA |
Home town: | |||
Current & past employers: | Onamac Industries Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > This loan will allow me to pay off my credit card debt in 3 years as opposed to the 5-10 years it would take me paying the same amount as the loan payment. It would also simplify things with one monthly payment instead of several. Make a profit helping me improve my life.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are roughly $1500 (slightly higher in winter/lower in summer due to higher electricity bill). Really squeezing food budget to make sure cards, etc. get paid |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off my high interest cards( 2 Visas and 1 Mastercard). The amount that will be saved by having a lower interest rate will be applied to this loan to help pay it off quicker. |
Member Payment Dependent Notes Series 1197885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197885 |
$35,000 |
$35,000 |
22.78% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197885. Member loan 1197885 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Civiltec Engineering, Inc. | Debt-to-income ratio: | 19.36% |
Length of employment: | 10+ years | Location: | West Covina, CA |
Home town: | |||
Current & past employers: | Civiltec Engineering, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I want to consolidate our credit card debt into one payment with fixed terms.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $78,555.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The intended use is to consolidate credit card debt into one fixed monthly payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not intending to use the loan for multiple purposes. Intending to use it to consolidate credit card debt. |
Which debts do you plan to pay off with this loan? | Chase Master Card ($7,383.86)<br>Chase Visa ($5,372.59)<br>Gap Visa ($4,717.58)<br>Balance of the loan will go towards a Capital One Master Card ($18,807.58) |
Please explain the reason why you carry a large revolving credit balance. | Poor past management of revolving credit and lack of an appropriate budget. I'm in the process of correcting that. The loan from Lending Club isn't going to lower the current credit card interest rates much, but it will allow me to pay-off the unsecured debt within five years without having to refinance the mortgage or withdrawing from a retirement plan account. |
Please explain the reason why you carry a large revolving credit balance. | Poor past management of revolving credit and lack of an appropriate budget. I'm in the process of correcting that. The loan from Lending Club isn't going to lower the current credit card interest rates much, but it will allow me to pay-off the unsecured debt within five years without having to refinance the mortgage or withdrawing from a retirement plan account. |
Please explain the reason why you carry a large revolving credit balance. | Poor past management of revolving credit and lack of an appropriate budget. I'm in the process of correcting that. The loan from Lending Club isn't going to lower the current credit card interest rates much, but it will allow me to pay-off the unsecured debt within five years without having to refinance the mortgage or withdrawing from a retirement plan account. |
Please explain the reason why you carry a large revolving credit balance. | Poor past management of revolving credit and lack of an appropriate budget. I'm in the process of correcting that. The loan from Lending Club isn't going to lower the current credit card interest rates much, but it will allow me to pay-off the unsecured debt within five years without having to refinance the mortgage or withdrawing from a retirement plan account. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies in the last two years, or even beyond that. I am current on all obligations. |
Member Payment Dependent Notes Series 1197891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197891 |
$17,000 |
$17,000 |
6.03% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197891. Member loan 1197891 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,371 / month |
Current employer: | Argonne National Laboratory | Debt-to-income ratio: | 4.34% |
Length of employment: | 10+ years | Location: | Downers Grove, IL |
Home town: | |||
Current & past employers: | Argonne National Laboratory | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1685; utilities (gas + electric): $200; taxes: $1670; insurance (car, life): $75; medical (insurance, FSA): $368; retirement: $365. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Card 1 Balance: $9225, minimum due: $179, interest rate: 14.74%, try to pay $400-500/month.<br><br>Card 2 Balance: $6114, minimum due: $116, interest rate: 11.24%, try to pay $400-500/month. |
Please explain the reason why you carry a large revolving credit balance. | Some charges were from the final expenses of renovating part of my home. I had refinanced the house to replace windows, etc. and there were more costs than expected including a new air conditioning unit. Last year I had unexpected expenses when an F1 tornado went through my yard and took down about a dozen trees. Since none landed on the house, the expense of removing them was out of pocket. Then my brother passed away and I was the only family member who could pay the burial expenses. |
Member Payment Dependent Notes Series 1197905
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197905 |
$16,000 |
$16,000 |
7.62% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197905. Member loan 1197905 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | GALLINA LLP | Debt-to-income ratio: | 28.10% |
Length of employment: | 5 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | GALLINA LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/17/12 > It'll be great to just have to make one payment each month and pay off the balance! I can't wait to be debt free.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I don't know the total minimum monthly payments as I always pay more than the minimum. However, my total monthly payments for debt will be the same or less as what I currently pay. In addition, my car will be paid off this fall which is about $400 a month. |
Member Payment Dependent Notes Series 1197991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1197991 |
$7,200 |
$7,200 |
8.90% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1197991. Member loan 1197991 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Walmart DC 6085 | Debt-to-income ratio: | 22.31% |
Length of employment: | 10+ years | Location: | TOMAH, WI |
Home town: | |||
Current & past employers: | Walmart DC 6085 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I am going to close these credit cards when paid off. Thanks for help!!<br><br> Borrower added on 03/22/12 > I will be closing these cards when paid off. Thanks for your help!!<br><br> Borrower added on 03/22/12 > Just paid off my car. Working on credit cards now.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,213.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | CARD BAL INT Payment<br>Visa, $5500, 29%, $203<br>Mastercard, $1600, 29%, $55 |
Member Payment Dependent Notes Series 1198030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198030 |
$25,000 |
$25,000 |
10.74% |
1.00% |
March 30, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198030. Member loan 1198030 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.97% |
Length of employment: | 10+ years | Location: | BATON ROUGE, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,935.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is $1400/month, transportation is probably $100/week, utilities are about $50 - electric/gas, $80 for the phone, $1300/year for car insurance, food is about $100/week for groceries, cable is $70/month. |
Which debts do you plan to pay off with this loan? | credit card bills, vehicle loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover - approx. $10,000, usbank- approx. $10,000, Vehicle loan - $1600, capital one- approx. $3000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover - approx. $10,000, usbank- approx. $10,000, Vehicle loan - $1600, capital one- approx. $3000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover - approx. $10,000, usbank- approx. $10,000, Vehicle loan - $1600, capital one- approx. $3000 |
Member Payment Dependent Notes Series 1198061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198061 |
$14,300 |
$14,300 |
8.90% |
1.00% |
March 28, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198061. Member loan 1198061 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,417 / month |
Current employer: | sparc | Debt-to-income ratio: | 13.45% |
Length of employment: | 4 years | Location: | PLEASANT PLAINS, IL |
Home town: | |||
Current & past employers: | sparc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1198114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198114 |
$8,000 |
$8,000 |
7.62% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198114. Member loan 1198114 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,208 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.09% |
Length of employment: | n/a | Location: | LEVITTOWN, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 1198121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198121 |
$10,000 |
$10,000 |
13.67% |
1.00% |
March 29, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198121. Member loan 1198121 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Canal Capital Corporation | Debt-to-income ratio: | 13.32% |
Length of employment: | 6 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Canal Capital Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > We need immediate funds for payments to vendors for our wedding in August. We are both very gainfully employed and have no problem making payments - we just need the ready cash at the moment.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $21,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $750<br>Car and Insurance - $300<br>Utilities - $75<br>Food - $200 (split $400/month)<br>Credit Card payments - $500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - $750<br>Marriott Vacation Club Ownership - $175 |
How are you paying for other wedding expenses not covered by this loan? | Out of pocket - loan will be used for immediately needed deposits for caterer, space, band, etc. |
What portion of your wedding expenses does this loan represent? | 50% I imagine, by the time it is done. |
Please explain the reason why you carry a large revolving credit balance. | Renovated our rental apartment and used it for that project. Also, we use it on yearly vacations for the points and then work through the year to pay it down. |
Member Payment Dependent Notes Series 1198135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198135 |
$7,000 |
$7,000 |
8.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198135. Member loan 1198135 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Ametek Programmable Power | Debt-to-income ratio: | 9.13% |
Length of employment: | 2 years | Location: | Chula Vista, CA |
Home town: | |||
Current & past employers: | Ametek Programmable Power | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > My loan is to pay all my credit cards and give only one payment a month rather then to each account...less % of interes<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,038.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent, cell phone, insurance, gasoline, school |
Member Payment Dependent Notes Series 1198153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198153 |
$25,000 |
$25,000 |
13.11% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198153. Member loan 1198153 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | LucasFilm Animation | Debt-to-income ratio: | 16.86% |
Length of employment: | 2 years | Location: | SAN RAFAEL, CA |
Home town: | |||
Current & past employers: | LucasFilm Animation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > I have a very stable job which allows me to have a monthly budget of $1350.00 a month after rent and food, that would allow me to pay off my loan faster than just paying the minimum. I will use my funds to consolidate all my credit card debt so that it is one easy payment instead of 8 dif payments<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,400.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: 8,000.00 18% 200.00<br>Visa: 5,000.00 15% 175.00<br>Visa: 3,000.00 18% 140.00<br>Visa: 2,500.00 20% 120.00<br>Discover: 1,500.00 18% 75.00<br>Visa: 1,000.00 15% 50.00<br>Mastercard: 1,000.00 15% 40.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly minimum payment for all of my cards is approximately $900.00. With this loan my monthly minimum would be around $850.00 and that would be my only payment because it would allow me to pay off all my other credit card debt. |
What is your intended use for the loan proceeds? | My intended use for the loan is to consolidate all of my credit card bills onto one bill. My reason for this is that it will be easier for me to pay them off this way. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1300.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is $1200.00 a month. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly minimum payment for all of my cards is approximately $900.00. With this loan my monthly minimum would be around $850.00 and that would be my only payment because it would allow me to pay off all my other credit card debt. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My total balance is around $20,000. My interest rates are between 15% and 20%. My current monthly totals are around $900. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: 8,000.00 18% 200.00<br>Visa: 5,000.00 15% 175.00<br>Visa: 3,000.00 18% 140.00<br>Visa: 2,500.00 20% 120.00<br>Discover: 1,500.00 18% 75.00<br>Visa: 1,000.00 15% 50.00<br>Mastercard: 1,000.00 15% 40.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan for one purpose and that is to pay off all my credit cards. I want to put them all on one bill so that it will be easier to pay them off. |
Please explain the reason why you carry a large revolving credit balance. | I got all of the debt when I was in college. Originally my debt was $30,000 but I have already paid off $10,000, because of my job the last few years. Now I would really like to pay off the rest and start to save for my future and I thought that having all my debt on one bill with a lower interest would be the best way to do it. |
Member Payment Dependent Notes Series 1198221
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198221 |
$35,000 |
$35,000 |
13.11% |
1.00% |
April 2, 2012 |
March 31, 2015 |
March 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198221. Member loan 1198221 was requested on March 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,333 / month |
Current employer: | Cubic Applications Inc | Debt-to-income ratio: | 7.85% |
Length of employment: | 5 years | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | Cubic Applications Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,083.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1198247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198247 |
$11,900 |
$11,900 |
7.62% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198247. Member loan 1198247 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | University of Wisconsin | Debt-to-income ratio: | 5.90% |
Length of employment: | < 1 year | Location: | Madison, WI |
Home town: | |||
Current & past employers: | University of Wisconsin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > This loan is intended to cover the cost of a used motorcycle for transportation around town in place of the car I had to sell last year due to relocation. The additional money included in the loan is for paying off high interest rate credit cards.<br><br> Borrower added on 03/18/12 > The loan will effectively reduce my monthly payments to include rent and utilities, the loan payment and auto insurance/gas. This will simplify my bill payments and maintain a very achievable monthly budget based on my stable salary.<br>
A credit bureau reported the following information about this borrower member on March 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,004.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2007 BMW F800S (motorcycle), 23,000 miles in excellent condition. A friend of mine who is a motorcycle mechanic is selling it to me. I view the motorcycle as being a better option than a car at this time due to the lack of parking in my neighborhood and the rising cost of gas. The remainder of the money is intended to pay off high-interest credit card bills acquired due to health care expenses. |
How much money are you providing out of pocket as a down payment for this purchase? | I intend to use the loan to cover the entire cost of the vehicle (~$6,000), and the remainder is to pay off the remaining balance on my three credit cards, thus simplifying my monthly payment to a single, moderate-interst payment per month. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2007 BMW F800S (motorcycle), 23,000 miles in excellent condition. A friend of mine who is a motorcycle mechanic is selling it to me. I view the motorcycle as being a better option than a car at this time due to the lack of parking in my neighborhood and the rising cost of gas. The remainder of the money is intended to pay off high-interest credit card bills acquired due to health care expenses. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $500 rent, ~$75 utilities, $50 cell phone, ~$16 insurance. In the recent past, a large chunk of my monthly income has gone towards paying off medical bills and related credit card debt. The remainder is for groceries, taxes, and Roth IRA contributions. |
Member Payment Dependent Notes Series 1198292
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198292 |
$3,600 |
$3,600 |
7.90% |
1.00% |
March 30, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198292. Member loan 1198292 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | St Pete Police | Debt-to-income ratio: | 27.51% |
Length of employment: | 5 years | Location: | SAINT PETERSBURG, FL |
Home town: | |||
Current & past employers: | St Pete Police | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Paying off higher-interest credit cards and personal loans.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,478.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 14.90% | Months Since Last Record: | 87 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1198308
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198308 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198308. Member loan 1198308 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Cobra Software | Debt-to-income ratio: | 11.98% |
Length of employment: | 5 years | Location: | VENICE, FL |
Home town: | |||
Current & past employers: | Cobra Software | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,387.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off higher interest debt. |
Member Payment Dependent Notes Series 1198316
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198316 |
$15,000 |
$15,000 |
9.76% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198316. Member loan 1198316 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | The Plain Dealer Publishing Company | Debt-to-income ratio: | 22.40% |
Length of employment: | 10+ years | Location: | LYNDHURST, OH |
Home town: | |||
Current & past employers: | The Plain Dealer Publishing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > 1) Funds are for additional construction needed for newer bar/restaurant - open two months - doing very well.<br>2) Never missed or have been late on any payment of any type in over 11 years.<br>3) In addition to new business - Have had held same job for 26 yrs<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,233.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | It is a bar restraunt. Very well established area, very good flow. Been open two months. Looking for additional capitol for expansion. Currently 6,700 sf.....looking to expand to 8,100 |
Member Payment Dependent Notes Series 1198384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198384 |
$16,000 |
$16,000 |
17.99% |
1.00% |
March 28, 2012 |
April 1, 2017 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198384. Member loan 1198384 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,279 / month |
Current employer: | Department of Veteran's Affairs | Debt-to-income ratio: | 20.73% |
Length of employment: | 1 year | Location: | Denver, CO |
Home town: | |||
Current & past employers: | Department of Veteran's Affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > I will use my loan to pay off credit cards, which I had to use during an emergency. My hist history is 18 years old, and I have never had a late payment; I take financial obligations seriously. I have a Master's Degree and am a permanent employee with the Federal Government.<br><br> Borrower added on 03/18/12 > Thank you for your consideration. The payment on this loan will be less than my credit card payments currently. I would like a fixed rate and one payment each month, and that is why I have applied for funding here at Lending Club.<br><br> Borrower added on 03/18/12 > I have worked for the same federal agency for two years, but have held my current position for one year.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $525.00 and only pay electricity, which averages $30.00 /month<br>Transportation: I own a vehicle that it paid off, but I walk to work (I live 1 block from the agency I work for).<br>I have no dependents, and my average grocery bill is about $125.00<br>I have student loans totalling: $380.00/month<br>No other debts or obligations, I bring home a little over $3000 a month after taxes and benefits. <br>I applied for this loan to get a fixed interest rate and only make one payment a month. |
Member Payment Dependent Notes Series 1198440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198440 |
$9,700 |
$9,700 |
7.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198440. Member loan 1198440 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,250 / month |
Current employer: | FOCUS Business Solutions, Inc. | Debt-to-income ratio: | 22.00% |
Length of employment: | < 1 year | Location: | Livonia, MI |
Home town: | |||
Current & past employers: | FOCUS Business Solutions, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Hello and thank you<br><br>Credit card companies would not negotiate rates with me. This is simply a loan to transfer $10k off credit cards at 19.99% to about 10% APR with this loan and save $83 a month in interest. I was formerly an investor and a borrower on the competitor P2P lending site.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,680.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total credit card balance: $13,682. Minimum payments: $330. Various interest rates: 5% - 19.99%<br>Total installment loan balance: $12, 645. Payments: $493. Interest rates: 8.4% and 12%<br>No student loans <br>No mortgage<br>No car payment |
Member Payment Dependent Notes Series 1198459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198459 |
$10,000 |
$10,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198459. Member loan 1198459 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,640 / month |
Current employer: | west roxbury pharmacy | Debt-to-income ratio: | 25.45% |
Length of employment: | 3 years | Location: | ATTLEBORO, MA |
Home town: | |||
Current & past employers: | west roxbury pharmacy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I am going to use this money to pay off all my credit card bills. I pay my bills every month on time I just want them gone and pay one bill a month without all the extra interest added on.<br><br> Borrower added on 03/25/12 > Just want to say again I pay my bills on time every month and also pay more then the min balance. I would really appreciate this loan to pay them off so I can have no more bills to worry about except loan payment.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,688.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My monthly minimum payments add up to 380 dollars a month. I plan on paying them off with this loan so there for I will be paying the 317 dollars a month for the loan. The rate im going it will take me six plus years to pay them off. The loan would only be 3yrs. |
Member Payment Dependent Notes Series 1198576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198576 |
$12,000 |
$12,000 |
6.62% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198576. Member loan 1198576 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Door County Memorial Hospital | Debt-to-income ratio: | 13.61% |
Length of employment: | < 1 year | Location: | Sturgeon Bay, WI |
Home town: | |||
Current & past employers: | Door County Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
In order to finish school last year, I had to take out a large private loan at an obscene interest rate. Now I am done with school and have my dream job and am trying to be debt-free as soon as possible. I am hoping to replace my high-interest loan with one that has a decent interest rate.<br> Borrower added on 03/21/12 > Since completing my medical program, I am now employed at a hospital with excellent job security and a good-paying job. I already pay more than the minimum amount on my loan payments, and with this lending club loan, I will be finished paying within two years.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses per month are as follows:<br>Rent - 600<br>Car payment - 109<br>Car / Rental Insurance - 97<br>Utilities - approx 300<br>Phone - approx 100<br>Food / Gas / Personal - approx 400<br>Health Insurance - 130 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I still owe approx $4000 on my car and pay 109/month.<br><br>The only other debt I have is for student loans:<br>Loan 1: 13,600 at 2.87% (116/month)<br>Loan 2: 12,660 at 6.8% (144/month)<br>Loan 3: 13,026 at 6.8% (151/month)<br>Loan 4: 15,000 at 12/2% (225/month)<br><br>I pay more than the min amount required on student loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I rent an apartment and am not planning on buying a house in the near future. Here are my monthly expenses related to housing:<br><br>Rent - 600, Car / Rental Insurance - 97, Utilities - approx 300, Phone - approx 100 |
Which debts do you plan to pay off with this loan? | I am going to pay off the private loan that I needed to take out so I could finish school. |
Member Payment Dependent Notes Series 1198794
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198794 |
$12,250 |
$12,250 |
13.11% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198794. Member loan 1198794 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,048 / month |
Current employer: | Suffolk Transportation Service | Debt-to-income ratio: | 19.63% |
Length of employment: | < 1 year | Location: | Brentwood, NY |
Home town: | |||
Current & past employers: | Suffolk Transportation Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,652.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I do my payments by internet through my bank account, if you give me the loan that I know I'll do in the same way...I would like to have just only one payment and I like your interest rate. I want to have a good credit record .Thanks for reading my answer. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | JCPenney $1370.49, PCRichard $895.44, Macy's $221.46, Amazon $925.89, Capital One $ 346, Old navy $114.49, Citibank ($833.10,+ $3,808.59, + $3,143.67 total $7,785.36) BIG TOTAL $ 11,663.13 plus the interest of this month. The interest retes are high in all of them and my monthly payments is around $554.30 (JCP $75.00, PCR $ 50.00, Macy's $35.00, Amazon $ 50.00, Capital One $25.00, Old Navy $ 25.00, Citibank $50.00 + $115.00 + $129.30) Thanks for reading my answer. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | JCPenney $1370.49, PCRichard $895.44, Macy's $221.46, Amazon $925.89, Capital One $ 346, Old navy $114.49, Citibank ($833.10,+ $3,808.59, + $3,143.67 total $7,785.36) BIG TOTAL $ 11,663.13 plus the interest of this month. The interest retes are high in all of them and my monthly payments is around $554.30 (JCP $75.00, PCR $ 50.00, Macy's $35.00, Amazon $ 50.00, Capital One $25.00, Old Navy $ 25.00, Citibank $50.00 + $115.00 + $129.30) Thanks for reading my answer. |
Please explain the reason why you carry a large revolving credit balance. | It's a long story and I didn't know how the credit works in this country and nobody told me anything about that but I learned the lesson...sorry |
Member Payment Dependent Notes Series 1198800
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198800 |
$7,000 |
$7,000 |
6.03% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198800. Member loan 1198800 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,083 / month |
Current employer: | Automotive Industry | Debt-to-income ratio: | 8.42% |
Length of employment: | 2 years | Location: | Canton, MI |
Home town: | |||
Current & past employers: | Automotive Industry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > To fund 50% (I am using the remaining 50% from my savings) to purchase a time share. Time share market value is over $40,000. My total cost is under $15,000 - I will have instant equity in this property.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $49,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would prefer to answer your question in the following manner that I believe will address your inquiry appropriately:<br>My total monthly expenses are just 42% of my gross monthly earnings (base earnings, not including bonuses).<br>Regards, |
Member Payment Dependent Notes Series 1198812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198812 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 3, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198812. Member loan 1198812 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Anchor glass container | Debt-to-income ratio: | 16.58% |
Length of employment: | 7 years | Location: | FARMINGTON, MN |
Home town: | |||
Current & past employers: | Anchor glass container | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hfc thru Hsbc balance 7789.64 monthly payment 153.00 Hsbc interest rate 21.750 percent not an installment loan revolving debt Hsbc MasterCard balance 1218.87 monthly payment 45.00 interest rate 29.99 percent union plus visacard balance 6187.21 monthly payment 150.00 interest rate 16.99 percent juniper barclays MasterCard balance 1147.68 monthly payment 20.00 interest rate 7.99 percent best buy card thru Hsbc balance 690.99 monthly payment 75.00 interest rate 24.24 percent |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit cards a loan that is revolving debt rather than by installment if there is any left over it will be deposited in a savings account |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hfc thru Hsbc balance 7789.64 monthly payment 153.00 Hsbc interest rate 21.750 percent not an installment loan revolving debt Hsbc MasterCard balance 1218.87 monthly payment 45.00 interest rate 29.99 percent union plus visacard balance 6187.21 monthly payment 150.00 interest rate 16.99 percent juniper barclays MasterCard balance 1147.68 monthly payment 20.00 interest rate 7.99 percent best buy card thru Hsbc balance 690.99 monthly payment 75.00 interest rate 24.24 percent |
Which debts do you plan to pay off with this loan? | Credit cards and a loan that is not by installment but revolving debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hfc thru Hsbc balance 7789.64 monthly payment 153.00 Hsbc interest rate 21.750 percent not an installment loan revolving debt Hsbc MasterCard balance 1218.87 monthly payment 45.00 interest rate 29.99 percent union plus visacard balance 6187.21 monthly payment 150.00 interest rate 16.99 percent juniper barclays MasterCard balance 1147.68 monthly payment 20.00 interest rate 7.99 percent best buy card thru Hsbc balance 690.99 monthly payment 75.00 interest rate 24.24 percent |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 652.00 transportation 260.00 utilities 30.00 iPhone 105.00 car insurance 62.00 food 240.00 car payment 215.77 all payments monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hfc thru Hsbc balance 7789.64 monthly payment 153.00 Hsbc interest rate 21.750 percent not an installment loan revolving debt Hsbc MasterCard balance 1218.87 monthly payment 45.00 interest rate 29.99 percent union plus visacard balance 6187.21 monthly payment 150.00 interest rate 16.99 percent juniper barclays MasterCard balance 1147.68 monthly payment 20.00 interest rate 7.99 percent best buy card thru Hsbc balance 690.99 monthly payment 75.00 interest rate 24.24 percent |
Member Payment Dependent Notes Series 1198820
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198820 |
$35,000 |
$35,000 |
13.11% |
1.00% |
March 28, 2012 |
April 1, 2017 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198820. Member loan 1198820 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Owens-Minor Inc. | Debt-to-income ratio: | 23.67% |
Length of employment: | 6 years | Location: | Clayton, NC |
Home town: | |||
Current & past employers: | Owens-Minor Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate a loan and get rid of 4 high interest rate credit cards. |
Please explain the reason why you carry a large revolving credit balance. | Started years ago: low paying jobs with bills to pay and we used our credit cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 1440.00 and no. my payment would drop to around 900.00, putting me in a position to be debt free in 3 to 5 years. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 44,000.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa-1<br>MC-2<br>loan-1<br>store card-1 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only using it to consolidate and lower interest charges |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1050.00 |
Member Payment Dependent Notes Series 1198909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198909 |
$12,000 |
$12,000 |
12.12% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198909. Member loan 1198909 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | HHC Elmhurst Hospital | Debt-to-income ratio: | 19.15% |
Length of employment: | 3 years | Location: | CORONA, NY |
Home town: | |||
Current & past employers: | HHC Elmhurst Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $15,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For the creditcards ibplan o payoff, my minimun payment combined is about $600 with this loan payments should just amout of loan. |
Member Payment Dependent Notes Series 1198912
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198912 |
$10,000 |
$10,000 |
14.65% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198912. Member loan 1198912 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,667 / month |
Current employer: | subaru of keene | Debt-to-income ratio: | 16.35% |
Length of employment: | 10+ years | Location: | KEENE, NH |
Home town: | |||
Current & past employers: | subaru of keene | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,362.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent own my house with my mother monthly expenses are about 1200.00 without this loan . Includes taxes also . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car payment 300.00 4.5%<br>Personal loan 200.00 6%<br>4 credit cards 7%-18% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car payment 300.00 4.5%<br>Personal loan 200.00 6%<br>4 credit cards 7%-18% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the money to pay off credit cars debt and each card will be paid in full |
Which debts do you plan to pay off with this loan? | All credit card debt I occurred due to a flood I had in my house |
What is your intended use for the loan proceeds? | Pay off credit card debt thy was occurred due to a flood I had in my basement . |
Member Payment Dependent Notes Series 1198922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198922 |
$2,800 |
$2,800 |
6.03% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198922. Member loan 1198922 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | KVUE-TV | Debt-to-income ratio: | 6.74% |
Length of employment: | 1 year | Location: | Austin, TX |
Home town: | |||
Current & past employers: | KVUE-TV | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the loan proceeds for a personal (non-business) matter. |
Member Payment Dependent Notes Series 1198933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198933 |
$6,000 |
$6,000 |
7.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198933. Member loan 1198933 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,292 / month |
Current employer: | H&M Hennes & Mauritz | Debt-to-income ratio: | 6.11% |
Length of employment: | 10+ years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | H&M Hennes & Mauritz | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Paying off credit card on a high balance.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $3,386.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My balance on Credit Cards is $5842.47 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $1207.00<br>Transportation is $50.00<br>Utilities is $100.00<br>Cell Phone is $80.00<br>Insurance is $60.00<br>Food $100.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1207.00<br>Mortgage $0<br>Home equity $0<br>Utilities $100.00<br>Insurance $60.00 |
Member Payment Dependent Notes Series 1198939
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198939 |
$12,000 |
$12,000 |
10.74% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198939. Member loan 1198939 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | First Light FCU | Debt-to-income ratio: | 21.02% |
Length of employment: | 3 years | Location: | EL PASO, TX |
Home town: | |||
Current & past employers: | First Light FCU | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/18/12 > Payoff on fbusa<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,654.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- 11,900 , 29%. 360.00 montly |
Member Payment Dependent Notes Series 1198940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198940 |
$28,000 |
$28,000 |
14.65% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198940. Member loan 1198940 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Optical Telecom | Debt-to-income ratio: | 18.25% |
Length of employment: | 2 years | Location: | Ponder, TX |
Home town: | |||
Current & past employers: | Optical Telecom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > The purpose of this loan is to eliminate my revolving debt, and to decrease the overall time and total amount of interest that will be paid on the outstanding debt balance.<br>
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The system will not allow me to submit that information. Suffice it to say there are seven accounts with a total balance of just over twenty five thousand and a combined minimum payment of seven hundred fifty. The interest rates vary from eighteen point nine to thirty one point nine nine percent. The average interest rate is twenty five point two five. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Seven hundred thirty, and after the loan it will be nine hundred fifty. I never just pay the minimum payments on the cards however, so the loan amount is still less than I currently pay. |
What is the total balance of your credit cards, interest rates and current monthly payments? | twenty five thousand, five hundred sixty dollars-balance of seven accounts<br>interest rates vary between eighteen and thirty one percent, with an average of twenty five point two five<br>minimum payments are seven hundred thirty, however I always pay more than the minimum |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The system will not allow me to submit that information. Suffice it to say there are seven accounts with a total balance of just over twenty five thousand and a combined minimum payment of seven hundred fifty. The interest rates vary from eighteen point nine to thirty one point nine nine percent. The average interest rate is twenty five point two five. |
What is your intended use for the loan proceeds? | The goal is to eliminate revolving credit and consolidate that debt into an installment loan. Also, the goal is to reduce the overall average interest rate for the total debt and decrease the time it will take to pay it off.<br><br>The benefit to me is that an installment loan looks much better on your credit score than revolving debt does, and the total amount of payments over the term of the loan will be much lower than trying to pay the credit card companies. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total expenses are fifty six hundred a month, not including credit card payments. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total expenses, not including credit cards, is five thousand six hundred forty dollars. |
Please explain the reason why you carry a large revolving credit balance. | The bottom line is undisciplined spending years ago has put me into a hole. This debt is very old, and I have not been late or missed a payment for years on it, but frankly I am tired of making 8 payments to credit card companies each month and not seeing the balances go down fast enough. This loan will finally allow there to be a close date instead of an indefinite cycle of sending payments to a faceless company that is making hundreds off me in interest every year. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I cannot break them down here, the system will not let me. The total expenses not including credit card payments is five thousand six hundred forty dollars, with the mortgage being one thousand six hundred fifty three dollars, including insurance and property taxes. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The system will not allow me to submit that information. Suffice it to say there are seven accounts with a total balance of just over twenty five thousand and a combined minimum payment of seven hundred fifty. The interest rates vary from eighteen point nine to thirty one point nine nine percent. The average interest rate is twenty five point two five. |
Member Payment Dependent Notes Series 1198982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1198982 |
$22,250 |
$22,250 |
8.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1198982. Member loan 1198982 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Logistics LLC | Debt-to-income ratio: | 19.84% |
Length of employment: | 10+ years | Location: | Anchorage, AK |
Home town: | |||
Current & past employers: | Logistics LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,259.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The dollar amount is actually the same around $700 per month, I would just be making the one payment on this loan as opposed to making it separately on all cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | It runs $1000 for what I am responsible for |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | They run $1000 for everything I am responsible for. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $11500 23% $250 per month, MC $6000 13% %150 per month, Amex $5500 16% $150 per month |
Member Payment Dependent Notes Series 1199000
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199000 |
$22,325 |
$22,325 |
12.12% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199000. Member loan 1199000 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,292 / month |
Current employer: | Florida silica sand company | Debt-to-income ratio: | 14.34% |
Length of employment: | 1 year | Location: | FORT LAUDERDALE, FL |
Home town: | |||
Current & past employers: | Florida silica sand company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $31,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is credit card based from occupational therapy <br>Balances (approx) 7800 Chase - 300/mo<br>4500 Visa - 185/mo<br>4000 MC - 165/mo<br>1800 AMEX - 100/mo |
Which debts do you plan to pay off with this loan? | This loan will cover all my debts - will pay them all off |
Member Payment Dependent Notes Series 1199019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199019 |
$20,000 |
$20,000 |
7.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199019. Member loan 1199019 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Kern High School District | Debt-to-income ratio: | 20.95% |
Length of employment: | 10+ years | Location: | Bakersfield, CA |
Home town: | |||
Current & past employers: | Kern High School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,169.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1199090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199090 |
$15,600 |
$15,600 |
8.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199090. Member loan 1199090 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | District Attorney's Office | Debt-to-income ratio: | 23.90% |
Length of employment: | 8 years | Location: | Metairie, LA |
Home town: | |||
Current & past employers: | District Attorney's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently do not pay rent or a mortgage. I currently live and assist with an elderly relative. I pay mnimal utilites. |
Please explain the reason why you carry a large revolving credit balance. | I overspent when I was younger and it became to much to overcome with interest rates as they are on credit cards. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 1) $10,350 9.24%; $180<br>2) $7,200 9.24%; $125<br>3) $4,850 29.99%; $175<br>4) $4,200 22.9%; $125 |
Member Payment Dependent Notes Series 1199113
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199113 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199113. Member loan 1199113 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | City Colleges of Chicago | Debt-to-income ratio: | 13.77% |
Length of employment: | < 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | City Colleges of Chicago | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $5,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I do. |
Member Payment Dependent Notes Series 1199154
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199154 |
$12,400 |
$12,400 |
6.62% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199154. Member loan 1199154 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | delta airlines | Debt-to-income ratio: | 29.50% |
Length of employment: | 4 years | Location: | Smyrna, GA |
Home town: | |||
Current & past employers: | delta airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,002.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | New porch, new soffit and eves, random vinyl siding repairs and new gutters. |
Member Payment Dependent Notes Series 1199189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199189 |
$22,000 |
$22,000 |
20.50% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199189. Member loan 1199189 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,400 / month |
Current employer: | United States Army | Debt-to-income ratio: | 18.88% |
Length of employment: | 10+ years | Location: | Monterey, CA |
Home town: | |||
Current & past employers: | United States Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $19,352.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About 2200 |
Please explain the reason why you carry a large revolving credit balance. | I had some unexpected expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | with my mortage about 225,000 |
Which debts do you plan to pay off with this loan? | All of my revolving credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | with my mortage about 225,000 |
If you have a delinquency in the last 2 years, please explain the reason. | The only delinquency is when I was going through a legal matter with a company, the company was not the people that performed the service-so once I realized this, I paid that debt off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 3250 |
Member Payment Dependent Notes Series 1199209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199209 |
$20,000 |
$20,000 |
8.90% |
1.00% |
March 28, 2012 |
April 1, 2015 |
April 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199209. Member loan 1199209 was requested on March 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,970 / month |
Current employer: | U.S. Army | Debt-to-income ratio: | 9.70% |
Length of employment: | 4 years | Location: | Manhattan, KS |
Home town: | |||
Current & past employers: | U.S. Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,078.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My husband pays the mortgage, but I pay all utilities which can run upwards of $1000/month. |
Please explain the reason why you carry a large revolving credit balance. | Between furnishing our first home and having our first child, expenses started to add up. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Around $15,000. All credit cards. About 6 of them total. However, one of them puts money back for my child's college fund. |
Which debts do you plan to pay off with this loan? | All of them. |
Member Payment Dependent Notes Series 1199223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199223 |
$30,000 |
$30,000 |
20.99% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199223. Member loan 1199223 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Panther Creek Pet Clinic | Debt-to-income ratio: | 24.89% |
Length of employment: | 1 year | Location: | CONROE, TX |
Home town: | |||
Current & past employers: | Panther Creek Pet Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,809.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Recent major life changes both family and medical required the use of most of my available credit. |
Which debts do you plan to pay off with this loan? | High interest credit cards |
Member Payment Dependent Notes Series 1199228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199228 |
$20,000 |
$20,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199228. Member loan 1199228 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,417 / month |
Current employer: | Department Of Defense | Debt-to-income ratio: | 14.47% |
Length of employment: | 3 years | Location: | Martinsburg, WV |
Home town: | |||
Current & past employers: | Department Of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I'm purchasing a new car; a Toyota Camry XLE Hybrid. This is my first new car. I currently have a 99 Ford Explorer. I have a full time job. I pay all my bills on time, and I will do the same for this loan.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $1,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage+insurance+taxes on house ($1500), Utilities ($300), Other Credit ($1000), Leisure ($200).<br>Total is about $3000 a month. I'm currently putting away $1500 a month in savings account from my take home income after tax. |
How much money are you providing out of pocket as a down payment for this purchase? | I have $5,000 towards this purchase. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | It's a new car, 2012 Toyota Camry XLE Hybrid with a few options. |
Is this loan for a refinance, lease or purchase? | It's for a new purchase. I currently own a 1999 Ford Explorer and gas prices are rising too fast. I'm looking to buy for a newer and more efficient vehicle. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | This is my first new car. I have no other automobile loan/obligations.<br>I have a 99 Ford Explorer at the moment and it has guzzled enough gaz. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I will pay all additional cost myself out of pocket. |
If you have a public record on file, please briefly explain the event and its resolution. | I don't have any public record, or negative record on file.<br>I also have a good track of honoring my obligations. |
Member Payment Dependent Notes Series 1199260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199260 |
$30,000 |
$30,000 |
16.29% |
1.00% |
April 2, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199260. Member loan 1199260 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | Trauma-Recon Corp. | Debt-to-income ratio: | 15.11% |
Length of employment: | 7 years | Location: | MONTGOMERY, NY |
Home town: | |||
Current & past employers: | Trauma-Recon Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,048.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Taxes |
Member Payment Dependent Notes Series 1199275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199275 |
$4,200 |
$4,200 |
6.62% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199275. Member loan 1199275 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Seminole Casino Coonut Creek | Debt-to-income ratio: | 11.42% |
Length of employment: | 2 years | Location: | Pompano Beach, FL |
Home town: | |||
Current & past employers: | Seminole Casino Coonut Creek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,623.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate some debt. |
Please explain the reason why you carry a large revolving credit balance. | just havn't canceled them. I rarely, if ever, use them. If they need to be closed, I will, no problem. |
Member Payment Dependent Notes Series 1199306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199306 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199306. Member loan 1199306 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,708 / month |
Current employer: | East Stroudsnurg Area School District | Debt-to-income ratio: | 22.17% |
Length of employment: | 10+ years | Location: | TAFTON, PA |
Home town: | |||
Current & past employers: | East Stroudsnurg Area School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,330.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1199344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199344 |
$18,000 |
$18,000 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199344. Member loan 1199344 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Akam Associates, Inc | Debt-to-income ratio: | 19.40% |
Length of employment: | 2 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Akam Associates, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > As of right now I pay about $750-$800 in debt monthly because of immature college decisions. My goal with Lending Club is to consolidate my debt, save monthly and pay off all my debt without harming my credit. I appreciate this opportunity and look forward to completing my goal. Thank you!<br><br> Borrower added on 03/24/12 > Because of imprudent debt decision making, I currently pay a hand full of debt faithfully .This prevents me from completing other goals.My goal is to consolidate my debt, save monthly and pay off my debt without harming my credit.I appreciate this opportunity and look forward to completing my goal.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello, I answered this question once before but I assume it wasn’t posted. I currently pay rent $389, Monthly Metro Card $106(PreTax), Electric $75, Heat/Hot Water $50, Child Care $55, Food $175, Child Insurance $15, Toiletries $50, Cable $60, Gym $20, and my debt expenses $725-$775. These may seem low but that’s because they are split between my fiancé and I. This is only my portion paid. My personal debt is paid by me alone. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello, I answered this question once before but I assume it wasn’t posted. I currently pay rent $389, Monthly Metro Card $106(PreTax), Electric $75, Heat/Hot Water $50, Child Care $55, Food $175, Child Insurance $15, Toiletries $50, Cable $60, Gym $20, and my debt expenses $725-$775. These may seem low but that’s because they are split between my fiancé and I. This is only my portion paid. My personal debt is paid by me alone. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 Balance $3,675.35, APR Rate 20.99%, Monthly payment: $125 Credit Card 2 Balance $2,040.75, APR Rate: 24.50%, Monthly payment: $65 Credit Card 3 Balance: $5,584.77, APR Rate 24.50%, Monthly payment: $250 Personal Loan 1 $2,645.84 APR Rate: 20.99%, Monthly payment: $114.03 Personal Loan 2: $1,876.55, APR Rate 17.50%, Monthly payment: $100 Line of Credit 1 Balance: $1,364.40, APR Rate: 18.99%, Monthly payment $55 Line of credit 2 Balance $303.84, APR Rate: 0%, Monthly Payment: $15 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 Balance $3,675.35, APR Rate 20.99%, Monthly payment: $125 Credit Card 2 Balance $2,040.75, APR Rate: 24.50%, Monthly payment: $65 Credit Card 3 Balance: $5,584.77, APR Rate 24.50%, Monthly payment: $250 Personal Loan 1 $2,645.84 APR Rate: 20.99%, Monthly payment: $114.03 Personal Loan 2: $1,876.55, APR Rate 17.50%, Monthly payment: $100 Line of Credit 1 Balance: $1,364.40, APR Rate: 18.99%, Monthly payment $55 Line of credit 2 Balance $303.84, APR Rate: 0%, Monthly Payment: $15 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1 Balance $3,675.35, APR Rate 20.99%, Monthly payment: $125 Credit Card 2 Balance $2,040.75, APR Rate: 24.50%, Monthly payment: $65 Credit Card 3 Balance: $5,584.77, APR Rate 24.50%, Monthly payment: $250 Personal Loan 1 $2,645.84 APR Rate: 20.99%, Monthly payment: $114.03 Personal Loan 2: $1,876.55, APR Rate 17.50%, Monthly payment: $100 Line of Credit 1 Balance: $1,364.40, APR Rate: 18.99%, Monthly payment $55 Line of credit 2 Balance $303.84, APR Rate: 0%, Monthly Payment: $15 |
Member Payment Dependent Notes Series 1199372
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199372 |
$20,000 |
$20,000 |
9.76% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199372. Member loan 1199372 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,625 / month |
Current employer: | Los Angeles Superior Court | Debt-to-income ratio: | 29.49% |
Length of employment: | 3 years | Location: | Canyon Country, CA |
Home town: | |||
Current & past employers: | Los Angeles Superior Court | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,638.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have two roommates so everything is split 3 ways. On average my I pay $650 per month on rent and utilities combined. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately I did some careless spending some years back. I've done some balance transfers with other cards, which is why I have more than one credit card open with a high balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | AMEX card - Balance of $7054.09 - Minimum payment of $180 - APR 17.24% <br>BofA card - Balance of $7279.17 - Minimum payment of $202 - APR 21.24%<br>Citi card - Balance of $3725.00 - Minimum payment of $55 - APR 0.00%<br>Burbank City Federal Credit Union personal loan - Balance $2619.07 - Minimum payment of $203 - APR 10.9% |
Which debts do you plan to pay off with this loan? | I plan to pay off a total of 3 credit card balances and 1 credit union personal loan |
Member Payment Dependent Notes Series 1199379
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199379 |
$22,750 |
$22,750 |
10.74% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199379. Member loan 1199379 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,877 / month |
Current employer: | The Endocrine Society | Debt-to-income ratio: | 17.46% |
Length of employment: | 8 years | Location: | SILVER SPRING, MD |
Home town: | |||
Current & past employers: | The Endocrine Society | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I plan to pay this loan off before the 3 years. I would like to have my credit score to be 800 and above. It is very important to me to have no debt and only pay with cash.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,637.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Two Credit Cards and CSC Employee Federal Credit Union loan. I plan on closing one master card charge charge and keeping the other one. I will contact the credit card company on the one I am keeping to lower the line of credit to $2,000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Master Card - Bank of America - Line of Credit $12,000 Rate 12.9% Owe - $11,248.34 - I choose to pay between three to four hundred a month<br>Master Card - Chase Freedom - Line of Credit $8,250 Rate 9.9% Owe- $7,820.74 - I choose to pay three hundred a month<br>CSC Employee Federal Credit Union loan - Line of Credit $10,000 Rate 9.9% Owe $2,940.09 - I choose to pay three hundred a month and more than that at times. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have already answered this question earlier today. |
Please explain the reason why you carry a large revolving credit balance. | I have already answered this question earlier today. |
Member Payment Dependent Notes Series 1199403
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199403 |
$21,000 |
$21,000 |
19.99% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199403. Member loan 1199403 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Asbury Automotive | Debt-to-income ratio: | 13.29% |
Length of employment: | 4 years | Location: | Layton, UT |
Home town: | |||
Current & past employers: | Asbury Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > looking to build an inground pool. i am putting 6k down.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $5,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the last 2 years. |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the last 2 years. |
What is the home improvement project you are planning? | Building an ingound pool and finishing the basement bathroom. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3700 for everything, including food, gas, utilities, mortgage, phones, insurance, dentist, cc. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $3700 total including all utilities, mortgage, taxes, cc... |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | mortgage balance is 268000, payment is 1733 which includes taxes & insurance. |
Member Payment Dependent Notes Series 1199412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199412 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199412. Member loan 1199412 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,417 / month |
Current employer: | Bryant & Stratton College | Debt-to-income ratio: | 24.96% |
Length of employment: | 9 years | Location: | BUFFALO, NY |
Home town: | |||
Current & past employers: | Bryant & Stratton College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $900 total |
Please explain the reason why you carry a large revolving credit balance. | I ran into a situation where I could not pay cash at one point. Now that I am making more money, I would rather have 1 loan to pay off rather than a few different credits cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total: Around $25,000 |
Which debts do you plan to pay off with this loan? | Credit card and other smaller loan. Both with large interested rate. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage. My partner owns the house. I moved in about 9 years ago. I do not have a any payment associated with the house. |
Member Payment Dependent Notes Series 1199424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199424 |
$23,000 |
$23,000 |
15.81% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199424. Member loan 1199424 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | Mitsubishi UFJ Sec | Debt-to-income ratio: | 11.16% |
Length of employment: | 3 years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | Mitsubishi UFJ Sec | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $27,933.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The reason for the loan is for credit card consolidation. Three cards with interest rate in the teens. And it will be much easier to pay off one balance then three separate ones. Easier to focus on one balance. And I hope to pay balance quicker then the 36 month term. |
Member Payment Dependent Notes Series 1199428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199428 |
$8,000 |
$8,000 |
6.62% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199428. Member loan 1199428 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | University of Illinois | Debt-to-income ratio: | 21.95% |
Length of employment: | 10+ years | Location: | SAINT JOSEPH, IL |
Home town: | |||
Current & past employers: | University of Illinois | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,907.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1199439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199439 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199439. Member loan 1199439 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | UPS | Debt-to-income ratio: | 15.43% |
Length of employment: | 10+ years | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > My apr on my credit cards is 20% or higher. This loan would pay them off so I can cut them up.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Right now I pay $500 a month on credit cards (minimum is $350). After this loan my payments would be the loan only, $381. |
Member Payment Dependent Notes Series 1199455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199455 |
$7,200 |
$7,200 |
7.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199455. Member loan 1199455 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Yelp, Inc. | Debt-to-income ratio: | 17.15% |
Length of employment: | 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | Yelp, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > After working, using student loans, and as few credit cards as possible to fund my way through college and move across the country, I find myself trapped with high interest rates and I'm looking to get ahead. My credit scores fall in the good-to-excellent range. Help me, to help you get ahead!<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $2,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1199471
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199471 |
$8,000 |
$8,000 |
13.11% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199471. Member loan 1199471 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,821 / month |
Current employer: | United Parcel Service ( UPS ) | Debt-to-income ratio: | 13.16% |
Length of employment: | 10+ years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | United Parcel Service ( UPS ) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,696.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi,<br>I want to pay off credit cards and leave them alone to start a project (small business). I have been with UPS for 22 years so it is practically a secured job. Some machines that I bought are expensive, but the business investment is very low and rent-free. I pay my rent and all my expenses. Walmart Central America is going to be one of my costumers.<br>Thank you for your business- You can trust me, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, My montly expenses are $ 2500. I have been with UPS for 22 years so it is practically a secure job. I do not like to stay put so I also work on weekends. Take care of my credit and I have never used food stamps or government help; but nowadays one has to be an entrepreneur. I bought some machines to start a small business with low investment, no need to pay for rent (free-rent). Walmart Central America is going to be one of my costumers.<br><br>Thank you for your business- you can trust me, |
Please explain the reason why you carry a large revolving credit balance. | Hi, <br>I have used some credit cards to buy machines for a small business project, low investment and free of rent. Walmart Central America is going to be one of my costumers.<br><br>Thank you for your business |
What is your intended use for the loan proceeds? | Hi,<br>I want to pay off credit cards and leave them alone to start a project (small business). I have been with UPS for 22 years so it is practically a secured job. Some machines that I bought are expensive, but the business investment is very low and rent-free. I pay my rent and all my expenses. Walmart Central America is going to be one of my costumers.<br>Thank you for your business- You can trust me, |
Member Payment Dependent Notes Series 1199485
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199485 |
$7,500 |
$7,500 |
15.81% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199485. Member loan 1199485 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,583 / month |
Current employer: | Nurses Unlimited,Inc | Debt-to-income ratio: | 21.61% |
Length of employment: | 3 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Nurses Unlimited,Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,224.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live with a friend, and, only pay $100/mo. rent and no ultilities. I spend about $50/mo. on gas. I have a cellphone which averages $20/mo., my car and life insurance is a total of $100/mo., and, my food cost is only $150/mo. The total is approximately $420,00. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $3206, 22.90%, $93, Visa $1833, 22.90%, $51, MC $875, 12.90%, $25, & Visa $784. 9.99%, $29 |
What is the total balance of your credit cards, interest rates and current monthly payments? | I'm not sure how to answer the last two parts of this question. The interest rate is basically different on each card...would I add them all up and divide them by the number of cards to achieve an average interest? Also, I rarely pay only the minimum amount. I pay what I can afford each month which usually differs from month to month. Just let me know and I will answer your question to the best of my knowledge. |
Member Payment Dependent Notes Series 1199496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199496 |
$9,000 |
$9,000 |
6.62% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199496. Member loan 1199496 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Star West Satellite | Debt-to-income ratio: | 16.14% |
Length of employment: | 6 years | Location: | BOZEMAN, MT |
Home town: | |||
Current & past employers: | Star West Satellite | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Consolidation of 3 debts and payment to small living condition improvements and repairs.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,689.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1199499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199499 |
$7,000 |
$7,000 |
6.03% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199499. Member loan 1199499 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,333 / month |
Current employer: | McKinsey & Company | Debt-to-income ratio: | 10.82% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | McKinsey & Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Thank you for considering my loan request to pay down a higher interest loan. About me: <br>- Good credit, never missed a payment since my first credit card<br>- Paying my debts is part of being a good person<br>- Have had current job for 2 years<br>- Have an MBA (Berkeley) & BA (Harvard)<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $402.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1199502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199502 |
$7,500 |
$7,500 |
13.99% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199502. Member loan 1199502 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | Advance Auto Parts | Debt-to-income ratio: | 15.54% |
Length of employment: | 5 years | Location: | Canastota, NY |
Home town: | |||
Current & past employers: | Advance Auto Parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Paying off multiple credit cards and consolidating into one monthly payment. Currently making extra monthly payments on cards but interest adds up too fast and wish to pay off much sooner.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage including insurance 632, transportation 200, uilities including phone 350, credit cards 400, food 250 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa-3550 balance interest 28.99% minimum payment $170, mastercard-1850 balance interest 18.99% minimum payment $65, discover-2100 balance interest 18.99% minimum payment $80 |
Member Payment Dependent Notes Series 1199526
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199526 |
$21,000 |
$21,000 |
13.99% |
1.00% |
March 28, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199526. Member loan 1199526 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,392 / month |
Current employer: | Medco Health Solutions | Debt-to-income ratio: | 15.85% |
Length of employment: | 6 years | Location: | Chesterbrook, PA |
Home town: | |||
Current & past employers: | Medco Health Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,120.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I maintain a weekly cash-flow spreadsheet, which I update daily (more detailed & accurate than monthly). Monthly rent is $1,800. Typical monthly utilities: water/sewer $84, electric $283, internet/TV $194, phones $199, and insurance $33. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I will pay off 3 credit cards with a total balance of $18, 800. Interest rates are between 16.99% - 19.99%. I pay much more than the minumum-required monthly payments; I pay $350, $250 & $200 monthly to cover interest and reduce balance. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. I will save roughly $100 monthly, reduce my composite interest rate, and pay-off the loan in 36 months (or less). |
What is your intended use for the loan proceeds? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered a similar question from another investor, regarding total housing costs. Food & transportation costs are typical. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I maintain a weekly cash-flow spreadsheet, which I update daily (more detailed & accurate than monthly). Monthly rent is $1,800. Typical monthly utilities: water/sewer $84, electric $283, internet/TV $194, phones $199, and insurance $33. |
Please explain the reason why you carry a large revolving credit balance. | My revolving-credit loan was used to pay-off two vehicles, so I have clear titles and save almost $100 monthly with the substitute loan versus the two original car loans. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I answered a similar question from another investor; see that answer. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I will pay off 3 credit cards with a total balance of $18, 800. Interest rates are between 16.99% - 19.99%. I pay much more than the minumum-required monthly payments; I pay $350, $250 & $200 monthly to cover interest and reduce balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered a similar question from another investor, regarding total housing costs. Food & transportation costs are typical. |
What is your intended use for the loan proceeds? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I maintain a weekly cash-flow spreadsheet, which I update daily (more detailed & accurate than monthly). Monthly rent is $1,800. Typical monthly utilities: water/sewer $84, electric $283, internet/TV $194, phones $199, and insurance $33. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. I will save roughly $100 monthly, reduce my composite interest rate, and pay-off the loan in 36 months (or less). |
What is the total balance of your credit cards, interest rates and current monthly payments? | I will pay off 3 credit cards with a total balance of $18, 800. Interest rates are between 16.99% - 19.99%. I pay much more than the minumum-required monthly payments; I pay $350, $250 & $200 monthly to cover interest and reduce balance. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I answered a similar question from another investor; see that answer. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not for multiple purposes. I will pay-off 3 credit-cards. |
Please explain the reason why you carry a large revolving credit balance. | My revolving-credit loan was used to pay-off two vehicles, so I have clear titles and save almost $100 monthly with the substitute loan versus the two original car loans. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. I will save roughly $100 monthly, reduce my composite interest rate, and pay-off the loan in 36 months (or less). |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. I will save roughly $100 monthly, reduce my composite interest rate, and pay-off the loan in 36 months (or less). |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I answered a similar question from another investor; see that answer. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I will pay off 3 credit cards with a total balance of $18, 800. Interest rates are between 16.99% - 19.99%. I pay much more than the minumum-required monthly payments; I pay $350, $250 & $200 monthly to cover interest and reduce balance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not for multiple purposes. I will pay-off 3 credit-cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I answered a similar question from another investor; see that answer. |
Please explain the reason why you carry a large revolving credit balance. | My revolving-credit loan was used to pay-off two vehicles, so I have clear titles and save almost $100 monthly with the substitute loan versus the two original car loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I maintain a weekly cash-flow spreadsheet, which I update daily (more detailed & accurate than monthly). Monthly rent is $1,800. Typical monthly utilities: water/sewer $84, electric $283, internet/TV $194, phones $199, and insurance $33. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I answered a similar question from another investor; see that answer. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. I will save roughly $100 monthly, reduce my composite interest rate, and pay-off the loan in 36 months (or less). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered a similar question from another investor, regarding total housing costs. Food & transportation costs are typical. |
What is your intended use for the loan proceeds? | The credit cards will be paid off, so their monthly payments will disappear and be replaced by one lower monthly payment with this consolidation loan. |
Member Payment Dependent Notes Series 1199533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199533 |
$15,000 |
$15,000 |
18.25% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199533. Member loan 1199533 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | iTimes Inc | Debt-to-income ratio: | 11.10% |
Length of employment: | 1 year | Location: | Denver, CO |
Home town: | |||
Current & past employers: | iTimes Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > By using this loan to pay off my outstanding credit card debt, I'm actually able to pay less every month to pay off this loan at a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $12,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses, once I receive the loan (which I'll be paying off at around $500 a month) will be around $1500-1600. |
Please explain the reason why you carry a large revolving credit balance. | I ran up credit card debt after I graduated school, before I was able to start my career. I also ended up moving across the country, which brought on it's own expenses. No that I am settled, my goal is to eliminate my debt as quickly as possible. For the moment, this loan is cheaper than than my credit debt. |
Which debts do you plan to pay off with this loan? | I ran up credit card debt after I graduated school, before I was able to start my career. I also ended up moving across the country, which brought on it's own expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit debt (which is all credit cards) is around $11000. I am a veteran, so do not have any student loans to pay off. My total debt is the credit debt, which I incurred after I graduated school, before I was able to start my career. I also ended up moving across the country, which brought on it's own expenses. Right now I pay about $600 on my debt, so this loan will be lower monthly payments, to one source, at a lower interest rate. |
Member Payment Dependent Notes Series 1199648
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199648 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199648. Member loan 1199648 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | NORCROSS TIRES LLC | Debt-to-income ratio: | 5.18% |
Length of employment: | 1 year | Location: | LAWRENCEVILLE, GA |
Home town: | |||
Current & past employers: | NORCROSS TIRES LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I need to pay some credit card because it have to much interest and buy more tires for my bussiness because my bussiness is a tires shop, It started on November 2011. <br>Thank You, |
Member Payment Dependent Notes Series 1199662
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199662 |
$28,000 |
$28,000 |
21.48% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199662. Member loan 1199662 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Consol Coal of PA | Debt-to-income ratio: | 18.64% |
Length of employment: | 5 years | Location: | Bellaire, OH |
Home town: | |||
Current & past employers: | Consol Coal of PA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $26,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1199712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199712 |
$21,000 |
$21,000 |
13.11% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199712. Member loan 1199712 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Venetian Resort and Casino Hotel | Debt-to-income ratio: | 18.42% |
Length of employment: | 6 years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Venetian Resort and Casino Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,069.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home improvements- replace carpetting with tile or laminate first and second floors. Pay off one high interest credit card with 5k balance. My home was purchased 2 years ago and was a little bit of a fixer upper. Credit card was all used for quick repairs. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $891, autos $550, auto ins $135, phone $95, cc $250, electric $45, food $180. |
Member Payment Dependent Notes Series 1199717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199717 |
$3,700 |
$3,700 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199717. Member loan 1199717 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Execupharm | Debt-to-income ratio: | 16.57% |
Length of employment: | 4 years | Location: | Canterbury, CT |
Home town: | |||
Current & past employers: | Execupharm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,911.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | 64 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I work from home and live with family so only pay personal expenses and food. Food is approx. $400 month and insurance is approx. $200 month. Phone is $50 month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly expenses are about $800.00 month |
If you have a public record on file, please briefly explain the event and its resolution. | not sure what this means |
Member Payment Dependent Notes Series 1199731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199731 |
$2,650 |
$2,650 |
7.62% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199731. Member loan 1199731 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Lake County Public Schools | Debt-to-income ratio: | 12.27% |
Length of employment: | 7 years | Location: | Clermont, FL |
Home town: | |||
Current & past employers: | Lake County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1199746
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199746 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199746. Member loan 1199746 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | NYC Board of Education | Debt-to-income ratio: | 19.42% |
Length of employment: | 10+ years | Location: | SCARSDALE, NY |
Home town: | |||
Current & past employers: | NYC Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have extended my credit due to my 11 grandchildren's educational needs with small financial amounts based upon their needs during their high school and college years. However, I am expecting monies refunded of around $10,000.00 by October,2012 |
Member Payment Dependent Notes Series 1199748
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199748 |
$5,000 |
$5,000 |
7.62% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199748. Member loan 1199748 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,750 / month |
Current employer: | DataMax Services, Inc. | Debt-to-income ratio: | 10.12% |
Length of employment: | 4 years | Location: | Amston, CT |
Home town: | |||
Current & past employers: | DataMax Services, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I recently sold my house and will be moving to Dallas, TX with my Family and my job transfers as well. I have been working with my company for over 4 years and my job and company are very secure. 100% of this loan will be used for relocation costs.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1199750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199750 |
$15,000 |
$15,000 |
14.65% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199750. Member loan 1199750 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | sleep number | Debt-to-income ratio: | 13.95% |
Length of employment: | < 1 year | Location: | LOUISVILLE, KY |
Home town: | |||
Current & past employers: | sleep number | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > payoff credit card balances<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $14,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 1199751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1199751 |
$16,000 |
$16,000 |
17.27% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1199751. Member loan 1199751 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,042 / month |
Current employer: | Insource Technology | Debt-to-income ratio: | 22.99% |
Length of employment: | 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Insource Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I'm seeking a loan to consolidate my debt. I have never had a late payment or missed a payment on anything; I plan to continue this in the future.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to consolidate my credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $474.50<br>Transportation~ $300<br>Utilities ~ $150<br>Phone: paid for by job<br>Insurance ~ $100<br>Food ~ $300-$400 |
Which debts do you plan to pay off with this loan? | I plan to consolidate all of my credit card debt with this loan. |
Member Payment Dependent Notes Series 1200006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200006 |
$2,500 |
$2,500 |
7.90% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200006. Member loan 1200006 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,348 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.56% |
Length of employment: | n/a | Location: | Trenton, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $7.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Investment |
What are you buying? | Investing in gold |
If you have a delinquency in the last 2 years, please explain the reason. | No |
What is your intended use for the loan proceeds? | Investment |
What is your intended use for the loan proceeds? | Investment |
Member Payment Dependent Notes Series 1200012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200012 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200012. Member loan 1200012 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Space Systems Loral | Debt-to-income ratio: | 22.36% |
Length of employment: | 10+ years | Location: | Lathrop, CA |
Home town: | |||
Current & past employers: | Space Systems Loral | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Pay US Bank credit card with interest of 20.99%. This bank just raised my interest from 14%, I have never defalted on this card and always paid more than the minimum.<br><br> Borrower added on 03/22/12 > I want to thank from the deepest of my heart to all the members that have put their trust in me and are contributing to help me end with this high interest debt. <br><br>I hope that in the near future I will be able to return the gesture and help others. <br><br>God Bless You!!!<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $35,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses average $2300-$2500<br>Credit Card debt average $900 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly average $2300-$2500 |
Which debts do you plan to pay off with this loan? | USBank balance of $15200 at 20.00% interest rate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only to pay off one credit card with USBank in order to reduce the interest at 20.99%. |
Please explain the reason why you carry a large revolving credit balance. | Accumulated debt due to family problems and having to assist my daughter with a legal problem. |
Member Payment Dependent Notes Series 1200014
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200014 |
$2,400 |
$2,400 |
15.31% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200014. Member loan 1200014 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,400 / month |
Current employer: | Lewis Brisbois Bisgaard & Smith LLP | Debt-to-income ratio: | 22.11% |
Length of employment: | 5 years | Location: | Colton, CA |
Home town: | |||
Current & past employers: | Lewis Brisbois Bisgaard & Smith LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $11,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | $200 to $400 to cover taxes, transportation and vehicle registration/transfer fees. Many thanks for your consideration. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I am seeking to purchase a 2006 Vulcan 500 motorcycle. It has just over 21K miles and in excellent condition. In running a kelley blue book inquiry, while I could not find results on a 2006 model, I did discover value on a 2005 model with a value of $5200. This proposed purchase would be through Ebay. Should I not reach the winning bid, this loan application will be cancelled unless I can find another valuable purchase on Craigs List. Many thanks! |
Member Payment Dependent Notes Series 1200032
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200032 |
$10,500 |
$10,500 |
13.11% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200032. Member loan 1200032 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,558 / month |
Current employer: | Comcast Cable | Debt-to-income ratio: | 17.70% |
Length of employment: | 10+ years | Location: | Ashland, VA |
Home town: | |||
Current & past employers: | Comcast Cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $4,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The proceeds will be used to pay for a medical procedure.. |
Member Payment Dependent Notes Series 1200038
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200038 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200038. Member loan 1200038 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | First Bank | Debt-to-income ratio: | 9.88% |
Length of employment: | 4 years | Location: | KILL DEVIL HILLS, NC |
Home town: | |||
Current & past employers: | First Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This is my 5th year working in the finance industry. Rising interest rates on my two credit cards prompted me to check out Lending Club. Monthly expenses include $1082.36 mortgage payment, $370 car payment, $200 credit card, $90 utilities, $100 phone, $200 food expense, $80 gas, $170 insurance.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly mortgage payment is $1082.36. Auto loan payment $370 Utilities $90, phone $110, Food $200.00, insurance $170 (auto + home) Credit Card debt service $200, Gas $80. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card debt is $5,000. The other $10,000 I had planned to use for home improvement. My kitchen could use some improvements. With home values being down, a home equity loan was out of the question. This seemed like the next best option. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total credit card debt is $5,000. I have an auto loan with a balance of $15,000 and my mortgage balance is $165,000. Credit card interest rate is 23% roughly, auto loan is 6.5% and my home loan is 6.5% |
Member Payment Dependent Notes Series 1200054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200054 |
$30,000 |
$30,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200054. Member loan 1200054 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Dr. Ibrahim Fatiha Chiropractic Pc | Debt-to-income ratio: | 14.50% |
Length of employment: | 8 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Dr. Ibrahim Fatiha Chiropractic Pc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
Please provide additional details regarding the purpose of the loan. | I do not the arbitrate on those medical bills services. Rather, I take those medical bills for litigation to seek full reimbursements and accrued interests. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of this loan to stay current on my personal bills should I face any delays of receiving my bussiness receivables. Staying current on my bills would allow me a chance not to arbitrate on my previously billed medical services. Rather, I would litigate those services, and collect full billed amount & accrued interests due to late payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses between$ 1000_1200.00. This loan will be mostly paid much more prior than the requested term. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have any mortgage payments. I only pay $1325.00 yearly for insurance, and $6246.00 for property taxes per year. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of this loan to stay current on my personal bills should I face any delays of receiving my bussiness receivables. Staying current on my bills would allow me a chance not to arbitrate on my previously billed medical services. Rather, I would litigate those services, and collect full billed amount & accrued interests due to late payment. |
Please provide additional details regarding the purpose of the loan. | I do not the arbitrate on those medical bills services. Rather, I take those medical bills for litigation to seek full reimbursements and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
What is your intended use for the loan proceeds? | The purpose of this loan is used for an emergency circumstances should I face any delays in receiving my receivables for billed medical services sought for reimbursement. This loan is used solely for personal usage, and makes me stay current to pay my monthly expenses while taking further legal actions to collect my receivables in full and accrued interests. |
Member Payment Dependent Notes Series 1200080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200080 |
$12,000 |
$12,000 |
16.29% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200080. Member loan 1200080 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.15% |
Length of employment: | 10+ years | Location: | easton, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > purchase used 5thwheel trailor for my business, a place to live while doing out of town jobs<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $16,040.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | 5th wheel travel trailor. Have work out of town smarter to invest money in trailor than to pay for motels over long haul. Trailor will pay for itzelf over3 to 4to yr. Of paying for motels |
What is your intended use for the loan proceeds? | buy camper to save money when working out of town. do to economy having to take work away from home, so investing in camper will save me money in the long run... i am self employed home improvement contractor.. |
If you have a delinquency in the last 2 years, please explain the reason. | no delinguencys payment yhat i am aware of, pay bills each month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 1500. electric 2-300. ins, 202. food 250-300 phone 78-100 transportation paid for |
Please explain the reason why you carry a large revolving credit balance. | do to economy and remodeling business short comings,, h ad to use credit card to fill in short income, but things are looking up but will have to go out of town to work, thats why i need this loan to buy canper trailor to save money on paying sonewhere to stay while working out of town.. can pay for camper with moneys spent on motels |
Member Payment Dependent Notes Series 1200099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200099 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200099. Member loan 1200099 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | muellers flowers and gifts | Debt-to-income ratio: | 21.93% |
Length of employment: | 10+ years | Location: | WALL, NJ |
Home town: | |||
Current & past employers: | muellers flowers and gifts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $19,462.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off debt with high interest rates. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx 1000.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | approx 1000.00 |
Which debts do you plan to pay off with this loan? | all my high interest creditcards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only to pay off debt |
Please explain the reason why you carry a large revolving credit balance. | Was a case of the debt getting away from me, ended up raising my daughter alone , no child support , sometimes needed to pay certain bills with credit cards , no excuse , she is now on her own going to school , and i can try to fix my debt |
Member Payment Dependent Notes Series 1200121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200121 |
$4,500 |
$4,500 |
7.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200121. Member loan 1200121 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Honeywell | Debt-to-income ratio: | 15.87% |
Length of employment: | 1 year | Location: | Talladega, AL |
Home town: | |||
Current & past employers: | Honeywell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I'm looking to purchase a KLR 650 motorcycle to use for commuting to and from work. I would perfer a slightly used one, 2008-2011 model with low miles, but I wont pass up a good deal on a new one either.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I have my eye on a 2009 KLR650, it has 2500 miles and is in excellent condition. |
Member Payment Dependent Notes Series 1200132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200132 |
$15,000 |
$15,000 |
6.03% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200132. Member loan 1200132 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,651 / month |
Current employer: | PGCPS | Debt-to-income ratio: | 2.28% |
Length of employment: | 6 years | Location: | Gambrills, MD |
Home town: | |||
Current & past employers: | PGCPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I work with board of education in IT department, Govt job. Working here from last 5.5 yrs. It is very stable white collar job. No issue at all.<br><br> Borrower added on 03/22/12 > I want to renovate my home, that includes building Patio, fencing, deck and some kitchen renovation work.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to renowate my house, that including building Patio, Shed, fencing, deck etc. |
What is your intended use for the loan proceeds? | I want to renowate my house, that including building Patio, Shed, fencing, deck etc. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expense includes everything is between $3500-$4000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expense includes everything is between $3500-$4000 |
Member Payment Dependent Notes Series 1200171
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200171 |
$35,000 |
$35,000 |
14.65% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200171. Member loan 1200171 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,083 / month |
Current employer: | Cricket Communications | Debt-to-income ratio: | 16.93% |
Length of employment: | 2 years | Location: | San Marcos, CA |
Home town: | |||
Current & past employers: | Cricket Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Reducing Credit card debt<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off Credit card balance and consolidate debt into one monthly payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $2350/month , car payment -$625, cell phone $135, hoa dues $185, car insurance $239/month, credit card bills $1800/month.<br>i receive 1950 a month for my rental.<br>130 a month - storage unit<br>35/gym dues<br>200/groceries |
Please explain the reason why you carry a large revolving credit balance. | I'm am trying to eliminate the revolving debt - get into a loan and pay the loan off in three years. I have had a few corporate relocations over the last 5 years which expenses were not all paid for which I'm still trying to recover from. I make a good living and pay my bills on time - im trying to redeuce my debt to income ratio. |
Member Payment Dependent Notes Series 1200186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200186 |
$35,000 |
$35,000 |
21.48% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200186. Member loan 1200186 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Genesis10 | Debt-to-income ratio: | 5.84% |
Length of employment: | 5 years | Location: | ALBEMARLE, NC |
Home town: | |||
Current & past employers: | Genesis10 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC: ~$14k int 13-24% pmts Avg $800/mo<br>SL: ~$8k, pmt $38, but pay $200/mo<br>Taxes: ~$6500, pmt-$200/mo<br>LOC: ~14K, pmt $470/mo<br>Mtg: ~$188k pmt $1224/mo incl escrow |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation 75%<br>Home improvement 25% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation 75%<br>Home improvement 25% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC: ~$14k int 13-24% pmts Avg $800/mo<br>SL: ~$8k, pmt $38, but pay $200/mo<br>Taxes: ~$6500, pmt-$200/mo<br>LOC: ~14K, pmt $470/mo<br>Mtg: ~$188k pmt $1224/mo incl escrow |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation 75%<br>Home improvement 25% |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Pmt 1224.53<br>Of that:<br>Escrow is 380.54 for insurance and taxes |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1224<br>Transportation $ 200<br>Utilities $150-$200<br>Phone $60<br>Food $200<br>Debt $1650 |
What is your intended use for the loan proceeds? | Debt consolidation 75%, Home improvement 25% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Credit Cards, 1 LOC, tax |
Which debts do you plan to pay off with this loan? | Credit cards, LOC, tax |
Please explain the reason why you carry a large revolving credit balance. | Mostly from a past period of unemployment a few years ago that went for almost 9 months. Went thru all of my savings at the time that covered most of those months. I have not missed any payments on any obligation for the past 7-8 years, just would like to streamline my debt payments and continue building back up my emergency fund. |
Member Payment Dependent Notes Series 1200263
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200263 |
$35,000 |
$35,000 |
20.99% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200263. Member loan 1200263 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $15,000 / month |
Current employer: | SAP America Inc. | Debt-to-income ratio: | 6.81% |
Length of employment: | 10+ years | Location: | Marco Island, FL |
Home town: | |||
Current & past employers: | SAP America Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Finishing Home Improvements<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The condo I just bought is debt/mortage free but I need to finish<br>home improvements (flooring/kitchen). |
Please explain the reason why you carry a large revolving credit balance. | The Credit Balance is due to the process of buying a home. FYI: My home will be debt/loan/mortage free with 400K market value. |
Is the home you are purchasing your primary residence or an investment property? | Primary residence |
What other sources of financing are you using to purchase the home? | No financing needed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2K |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1,200 - 1,500 USD (all expenses for housing) |
What is the estimated current market value of the home you intend to purchase? | 400K |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | House improvements only. New kitchen, floors and painting. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortage. ~4,600 USD taxes (FL) per year / 1,300 Condo association per quarter.<br>Insurance 1,000 USD per year |
If you have a public record on file, please briefly explain the event and its resolution. | No public record on file. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies ever. I dont even have one late payment on my records. |
Member Payment Dependent Notes Series 1200296
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200296 |
$10,000 |
$10,000 |
14.65% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200296. Member loan 1200296 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,042 / month |
Current employer: | Colorado Petroleum Products Co. | Debt-to-income ratio: | 20.75% |
Length of employment: | 10+ years | Location: | Tucson, AZ |
Home town: | |||
Current & past employers: | Colorado Petroleum Products Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan is to consolidate several smaller, high interest accounts into one lower interest account. |
Which debts do you plan to pay off with this loan? | This loan is to consolidate several smaller, high interest accounts into one lower interest account. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is to consolidate several smaller, high interest accounts into one lower interst account. |
Member Payment Dependent Notes Series 1200302
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200302 |
$6,000 |
$6,000 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200302. Member loan 1200302 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.30% |
Length of employment: | 7 years | Location: | DEFUNIAK SPRINGS, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > The purpose of the loan is to consolidate credit card debt acquired from home improvements. My intentions are to finish remodeling and apply for a mortgage while interest rates are low. Currently, my home is owner financed at 7%.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,574.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1200312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200312 |
$30,000 |
$30,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200312. Member loan 1200312 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,500 / month |
Current employer: | Boeing Commercial Airplanes | Debt-to-income ratio: | 18.04% |
Length of employment: | 10+ years | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Boeing Commercial Airplanes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Medical expenses for a family member not covered by insurance has become a financial burden itself plus the inability to work for a short time during recovery. This will help us recover.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Primarily medical expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1450 Auto loan 800 auto insurance 180 gas 200 food 200 other about 1200 life insurance 640 |
What are the estimated expenses? | Should be viewable in repsponse to another question...let me know if not. Thanks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent 1450; Life insurance 815; Auto loan; 824; credit card #1 800; credit card #2 800; utilities 300; auto insurance 166; phone 159; gas 120; food 240 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used to help restart a business for a family member, The reason a restart is needed, however, is medical: the business closed due to family member needing surgury. Additionally, we are paying off the surgury. |
Member Payment Dependent Notes Series 1200332
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200332 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 3, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200332. Member loan 1200332 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | US Border Patrol | Debt-to-income ratio: | 7.99% |
Length of employment: | 3 years | Location: | WILLCOX, AZ |
Home town: | |||
Current & past employers: | US Border Patrol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1969 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $10,428.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1200348
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200348 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200348. Member loan 1200348 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Mentor Graphics Corporation | Debt-to-income ratio: | 20.45% |
Length of employment: | 5 years | Location: | SALEM, OR |
Home town: | |||
Current & past employers: | Mentor Graphics Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I'm looking to consolidate my credit card debt to lower what I'm paying in interest so I can pay the debt off sooner.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,110.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1800 |
Member Payment Dependent Notes Series 1200358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200358 |
$5,000 |
$5,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200358. Member loan 1200358 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Terminix | Debt-to-income ratio: | 6.16% |
Length of employment: | < 1 year | Location: | SWANSEA, MA |
Home town: | |||
Current & past employers: | Terminix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Loan is for a car from an auction but I need to have the money before the auction because you have to pay in full if you win. I couldn't apply for a car loan because they need to know what type of vehicle, year and mileage and because it's an auction I won't know until last minute.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | A car from an auction but I need to have the money before the auction because you have to pay in full if you win. I couldn't apply for a car loan because they need to know what type of vehicle , year and mileage and because it's an auction I won't know until last minute. |
Member Payment Dependent Notes Series 1200411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200411 |
$30,000 |
$30,000 |
17.27% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200411. Member loan 1200411 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | South Philadelphia Pediatrics | Debt-to-income ratio: | 14.63% |
Length of employment: | 10+ years | Location: | philadelphia, PA |
Home town: | |||
Current & past employers: | South Philadelphia Pediatrics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $23,188.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | to combine all credit into one and to have one payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | hsbc 9700.00, hsbc 4000.00, chase 4600.00, loan 4800.00, and 4900.00 |
Please explain the reason why you carry a large revolving credit balance. | the limit the credit card company gave me |
What is your intended use for the loan proceeds? | to pay off credit cards and have one payment |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | hsbc 9700.00, hsbc 4000.00, chase 4600.00, loan 4800.00, and 4900.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 870.00 a month. to pay all credit cards off |
Please explain the reason why you carry a large revolving credit balance. | the limit the credit card company gave me |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | hsbc 9700.00, hsbc 4000.00, chase 4600.00, loan 4800.00, and 4900.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i don t pay any other bills but my childrens college |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i only pay my credit card bills and my sons college tuition. |
Member Payment Dependent Notes Series 1200414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200414 |
$22,250 |
$22,250 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200414. Member loan 1200414 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | MICHAEL HOHL MOTOR COMPANY | Debt-to-income ratio: | 26.92% |
Length of employment: | 5 years | Location: | MINDEN, NV |
Home town: | |||
Current & past employers: | MICHAEL HOHL MOTOR COMPANY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > MEDICAL PROCEDURE TO BE DONE IMMEDIATELY<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,216.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1200427
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200427 |
$24,250 |
$24,250 |
7.62% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200427. Member loan 1200427 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Mitchell Automotive | Debt-to-income ratio: | 24.45% |
Length of employment: | 6 years | Location: | White Plains, NY |
Home town: | |||
Current & past employers: | Mitchell Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Balance payments<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $32,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Member Payment Dependent Notes Series 1200433
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200433 |
$14,000 |
$14,000 |
6.03% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200433. Member loan 1200433 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.27% |
Length of employment: | n/a | Location: | Spring, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Kitchen remodel<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200436 |
$35,000 |
$35,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200436. Member loan 1200436 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.48% |
Length of employment: | 10+ years | Location: | Lafayette, LA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1200448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200448 |
$26,500 |
$26,500 |
18.25% |
1.00% |
March 29, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200448. Member loan 1200448 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Professional Glass | Debt-to-income ratio: | 3.67% |
Length of employment: | 3 years | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Professional Glass | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Consolidating High Intrest rate Debts<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose is to consolidate all of my debt into one payment. With the loan I will be able to pay off all of my other debt. With the loan being the only monthly payment that I will have to make each month. The sum of all of my monthly payments currently is greater than the payment that I will have to make to the Lending Club by a couple hundred dollars per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently I owe about $8000 at 29% on credit cards, $7500 at 10% for a vehicle, and $10500 on a piece of property |
Member Payment Dependent Notes Series 1200455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200455 |
$20,950 |
$20,950 |
22.78% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200455. Member loan 1200455 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Taylored Restoration | Debt-to-income ratio: | 15.49% |
Length of employment: | 3 years | Location: | ANCHORAGE, AK |
Home town: | |||
Current & past employers: | Taylored Restoration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $9,426.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Have all my account setup on automatic payment. One account can only be done for 12 months. Skipped a month before noticing. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4700 credit card 22% 90.00/month<br>1900 credit card 23% 50.00/month<br>1900 credit card 23% 50/month<br>14000 auto loan 12% 300.00/month<br>800.00 computer loan 18% 100/month<br>I usually pay double the minimum. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off highest interest loans first. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 525.00(utilities included)<br>Car 300.00<br>Insurance 50.00<br>Food 300.00<br>Phone 100.00<br>Entertainment 300.00<br>Debt: 400.00 |
Member Payment Dependent Notes Series 1200458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200458 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200458. Member loan 1200458 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Davita Inc | Debt-to-income ratio: | 22.25% |
Length of employment: | 5 years | Location: | CORONA, CA |
Home town: | |||
Current & past employers: | Davita Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Id like to assure all investors that the funds im borrowing will help me consolidate my current debts. Be rest assured that ill be paying what i owe on timely basis. I always pay my bills on time and never did i incur any late charges. thanx for this opportunity coz this loan can save me a lot.<br><br> Borrower added on 03/20/12 > once im debt free i would love to participate in this program to help others pay off their bills as well.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200461
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200461 |
$4,200 |
$4,200 |
12.12% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200461. Member loan 1200461 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | Wilton electric co. Inc | Debt-to-income ratio: | 13.56% |
Length of employment: | 10+ years | Location: | Stratford, CT |
Home town: | |||
Current & past employers: | Wilton electric co. Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This loan is to help me consolidate my bills. I have several small balances on credit cards with high interest rates and this would help me save on the interest and only have one bill to pay . Plus help my credit by wiping off the debt of the credit cards.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $2,356.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have (3) credit cards With amounts of 1200, 1000, and 400 to be paid off. All with interest rates above 15% |
Member Payment Dependent Notes Series 1200464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200464 |
$17,200 |
$17,200 |
14.65% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200464. Member loan 1200464 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,553 / month |
Current employer: | Allergy & Asthma Center of SW WA | Debt-to-income ratio: | 7.89% |
Length of employment: | 7 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Allergy & Asthma Center of SW WA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $10,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I have had any delinquent accounts in the last 2yrs. |
What is your intended use for the loan proceeds? | I will be paying off 4 high interest rate credit cards. |
Member Payment Dependent Notes Series 1200483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200483 |
$1,200 |
$1,200 |
13.99% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200483. Member loan 1200483 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.76% |
Length of employment: | n/a | Location: | West Richland, WA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I need the extra money to suplement my income to pay off and cut up my credit card with the highest interest. From there I can earn enough to get out of debt with your help and pay every cent back to you. Thank you for considering to help me. I used to have excellent credit and fell in hard times.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,690.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | With any help I receive I will combine that with my income to pay off and destroy one of my three cards. From there I can be debt free in about two years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $50 a month on phone;$70 a month gas; no rent and no utilities. |
Please explain the reason why you carry a large revolving credit balance. | I returned from volunteering in Latin america for two yearw and couldn't find a job right away. Thinking it would be a short term Issue and users my Open credit cards. Then I made a mistake and tried to do my own debt consolidation with a balance transfer and was instead charged thousands in cash advance fees. |
Please explain the reason why you carry a large revolving credit balance. | I returned from volunteering in Latin america for two yearw and couldn't find a job right away. Thinking it would be a short term Issue and users my Open credit cards. Then I made a mistake and tried to do my own debt consolidation with a balance transfer and was instead charged thousands in cash advance fees. |
Which debts do you plan to pay off with this loan? | I plan to get the money in my checking account, and pay off my mastercard and cut it up. I will not close the account because I wish to improve my credit score. With this loan and my income I expect to have all my credit cards paid off within 1.5 to 2 years, and have some savings. I can promise you that I will pay every cent that is loaned to me back, even if it came to asking my parents for the money I would never leave someone hanging who was willing to help me with my debt in a bad situation |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | They are all credit cards. Three of them. I am keeping them current but that is all I can manage at the moment. I owe approximately 10 thousand. I intend to pay off and destroy on master card immediately, with this loan and my income. With that interest gone I can easily earn enough to pay off my other credit cards within a year or two and have some savings. My interest rate on one card is 10 percent I believe, and on the other no interest for 1 yr. Thank you for considering to assist me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $50 a month on phone;$70 a month gas; no rent and no utilities. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | They are all credit cards. Three of them. I am keeping them current but that is all I can manage at the moment. I owe approximately 10 thousand. I intend to pay off and destroy on master card immediately, with this loan and my income. With that interest gone I can easily earn enough to pay off my other credit cards within a year or two and have some savings. My interest rate on one card is 10 percent I believe, and on the other no interest for 1 yr. Thank you for considering to assist me. |
Member Payment Dependent Notes Series 1200507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200507 |
$25,000 |
$25,000 |
21.48% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200507. Member loan 1200507 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | sasha enterprises | Debt-to-income ratio: | 12.84% |
Length of employment: | 10+ years | Location: | morristown, NJ |
Home town: | |||
Current & past employers: | sasha enterprises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > high interest loan payment<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $17000, Student loan $00.00, mortgages $00.00,line of credit $3000, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500,transport $50, utility $50,phone $76 , insurance $28, food $75. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $17000, Student loan $00.00, mortgages $00.00,line of credit $3000, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500,transport $50, utility $50,phone $76 , insurance $28, food $75. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card payment |
Please explain the reason why you carry a large revolving credit balance. | Useless spending , vacation,etc |
What is your intended use for the loan proceeds? | High interest credit card payment |
Which debts do you plan to pay off with this loan? | Citi financial and bank of America credit card |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgages payment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent$500, no mortgages,utility $ 50,insurance$28,etc |
Member Payment Dependent Notes Series 1200544
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200544 |
$12,000 |
$12,000 |
13.11% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200544. Member loan 1200544 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | NORTHWEST HOSPITAL | Debt-to-income ratio: | 17.94% |
Length of employment: | 4 years | Location: | EVERETT, WA |
Home town: | |||
Current & past employers: | NORTHWEST HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,740.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1300.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 800.00 |
Please explain the reason why you carry a large revolving credit balance. | My goal is to consolidate and have 1 payment. I want to cancel all but one credit card. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 500.00 |
Which debts do you plan to pay off with this loan? | Credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My goal is to pay off credit cards only purpose. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I rent 620.00 a month. |
Member Payment Dependent Notes Series 1200546
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200546 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200546. Member loan 1200546 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Windsor Palms Care CTR Artesia | Debt-to-income ratio: | 23.47% |
Length of employment: | 2 years | Location: | BELLFLOWER, CA |
Home town: | |||
Current & past employers: | Windsor Palms Care CTR Artesia | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200552
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200552 |
$14,000 |
$14,000 |
8.90% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200552. Member loan 1200552 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Keefe Bryuette & Woods | Debt-to-income ratio: | 4.58% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Keefe Bryuette & Woods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum payment for all cards varies between 500-600/month, I generally pay a little over the minimum for each. If I obtain the full loan amount, my other cards will be paid off and this should be my only payment, 445, besides rent and utility bills. What attracts me to this loan is the lower interest rate. Since the credit crisis, credit cards have jacked up their APRs (in my case17-24%). Having 1 payment a month at a set rate for 36 months makes more sense and allows me to put more in savings. |
Member Payment Dependent Notes Series 1200565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200565 |
$12,000 |
$12,000 |
9.76% |
1.00% |
April 2, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200565. Member loan 1200565 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | us vision | Debt-to-income ratio: | 25.11% |
Length of employment: | 3 years | Location: | SPRING HILL, FL |
Home town: | |||
Current & past employers: | us vision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > capital one,chase,carecredit<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,553.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $ 322.00 phone,tv,and computar are together $116.00 monthly, car insurance $79.00 monthly, electric<br>$69.00 monthly,food $175.00 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | carecredit-$3517.73,capital one $3042.12 intrest rate14.90%, chase $2892.77 no intrest at this time. but I <br>would like to pay off within 5 years or less |
Member Payment Dependent Notes Series 1200568
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200568 |
$20,000 |
$20,000 |
20.50% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200568. Member loan 1200568 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Sheehan Memorial Hospital | Debt-to-income ratio: | 14.10% |
Length of employment: | 5 years | Location: | Buffalo, NY |
Home town: | |||
Current & past employers: | Sheehan Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > The $19,000 loan ($1,000 Lending Club Fees) will be used to pay off the following debt: two (2) credit card balances for $7,810.78, one (1) loan balance for $2,106.03 and an IRS taxes balance for $6,136.22. The remaining balance for $2,946.97 will used for a vacation.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,665.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are the following: Rent, Car Note, Car Insurance, Utilities, Phone, Roth IRA, Loan, Credit Cards, Gas (Vehicle), and Food, which totals $2,201.52. I plan to use the money to pay off credit card debt ($7,810.78), a loan ($2,106.03) and IRS taxes ($6,136.22). The balance of $2,946.97 will be used for a vacation. My bills are paid on time and I've been at my current job five years which shows stability. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance for one credit card is $5,516.71, interest rate of 10.9% and a monthly payment of $135. The other credit card balance is $2,294.07, interest rate of 0% and a monthly payment of $25. The debt balance for my signature loan is $2,108.66, interest rate of 10.9% and monthly payment of $140.10. I don't have any student loans or a mortgage. |
Which debts do you plan to pay off with this loan? | I plan to pay off two credit cards ($7,810.78), loan balance ($2,108.66) and IRS taxes ($6,136.22). |
Member Payment Dependent Notes Series 1200585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200585 |
$10,000 |
$10,000 |
14.65% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200585. Member loan 1200585 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Evart Products | Debt-to-income ratio: | 20.48% |
Length of employment: | 10+ years | Location: | Evart, MI |
Home town: | |||
Current & past employers: | Evart Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Opening a 3D archery range and sports shop in the heart of Michigan.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,433.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What will be the largest expense in the first six months? | We own the land and building, so inventory would be the largest expense. |
What do you project your monthly expenses for the first 6 months of your business? | We project our monthly expenses to be $2500. |
Please describe your experience/familiarity with the business you are starting/started? | I worked at a Gun and Bow shop for 17 years and my best friend owns a Sports shop in Montana. I also spend a lot of my free time hunting and fishing. |
What type of business are you starting? | 3D Archery Range and Sports Shop. |
Member Payment Dependent Notes Series 1200591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200591 |
$6,000 |
$6,000 |
13.11% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200591. Member loan 1200591 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.61% |
Length of employment: | 6 years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $9,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit card |
Member Payment Dependent Notes Series 1200593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200593 |
$14,600 |
$14,600 |
18.25% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200593. Member loan 1200593 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | VOS YMCA | Debt-to-income ratio: | 13.61% |
Length of employment: | 2 years | Location: | FLAGSTAFF, AZ |
Home town: | |||
Current & past employers: | VOS YMCA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > A single business investment is currently spread over several credit cards, putting them within 90% of their limit, which hurts my score and business growth. The total CC payments are more than the monthly loan payment - which I can fully cover with my FT job - so payment is not an issue.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $19,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan will consolidate all credit card debt and reduce my overall monthly payment - which in turn will increase my liquidity and allow me to further pursue a side business in e-commerce. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $850 in living expenses.<br>$650 in Credit Card payments. Loan would cover nearly all of these CC balances, shifting that money to the (smaller) loan payments. |
Which debts do you plan to pay off with this loan? | I only have Credit Card debt, and this would cover nearly all of it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 5 Credit Cards: 1 is at 54% of it's limit and a 14% rate, the others are 74-92% of their limit and 18-21% APR. 1 line of credit that is almost paid off. Currently paying over $600/month among all the cards and line of credit. I have no other debt. |
Please explain the reason why you carry a large revolving credit balance. | A one-time investment in an e-commerce shopping cart system. |
Member Payment Dependent Notes Series 1200607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200607 |
$16,400 |
$16,400 |
15.81% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200607. Member loan 1200607 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Montefiore Medical Center | Debt-to-income ratio: | 16.00% |
Length of employment: | 4 years | Location: | MOUNT VERNON, NY |
Home town: | |||
Current & past employers: | Montefiore Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I plan to pay off my credit card debt with the above loan, I am in good standing with my payments to all of my accounts and have a stable job at a hospital for the past four years. I am looking towards consolidating my debt to one loan with a lower APR to save money and to reach financial freedom.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards with interest rates ranging from 8.9-29.99%, total balance approximately $15000 most of which accrued as a student; Student loan interest 4.9%, balance $7600; car loan interest rate I believe is around 6% and a balance of $28,500. With this loan I would be able to pay off all of my credit card debt and therefore will only have to make a single monthly payment instead of payments to multiple institutions per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay approximately $800 in rent (shared; total for rent: $1300) , utilities ranging from 200-260/mo depending on usage, at least $ 100-200/mo for transportation depending on usage, approximately $160/mo on phone, and approximately $350 total on insurance(s). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay approximately $800 in rent (shared; total for rent: $1300) , utilities ranging from 200-260/mo depending on usage, at least $ 100-200/mo for transportation depending on usage, approximately $160/mo on phone, and approximately $350 total on insurance(s). |
Please explain the reason why you carry a large revolving credit balance. | Those were from school expenses, I have been trying to pay them down however due high apr's despite making high monthly payments didn't make much of a dent in my credit card debt. |
Member Payment Dependent Notes Series 1200625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200625 |
$7,000 |
$7,000 |
7.90% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200625. Member loan 1200625 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Acme Developers | Debt-to-income ratio: | 5.20% |
Length of employment: | 6 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Acme Developers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate all my credit cards into one payment for facilitation |
Member Payment Dependent Notes Series 1200644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200644 |
$6,600 |
$6,600 |
13.67% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200644. Member loan 1200644 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Orange Lake | Debt-to-income ratio: | 14.10% |
Length of employment: | 3 years | Location: | Clermont, FL |
Home town: | |||
Current & past employers: | Orange Lake | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Home improvements : floors and Kitchen<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,755.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Hello <br>monthly expenses related to housing are as follows; Mortgage $791.21 (principal and interest) utilities an average of $250, taxes $200 per month including insurance.<br><br>Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello <br>monthly expenses related to housing are as follows; Mortgage $791.21 (principal and interest) utilities an average of $250, taxes $200 per month including insurance; phone $60.00 food average of $450 per month |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Hello<br><br>balance on house $170K; interest rate 3.45% monthly is 791.21 (principal and interest)<br>Thanks |
Member Payment Dependent Notes Series 1200645
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200645 |
$5,200 |
$5,200 |
10.74% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200645. Member loan 1200645 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | columbia university | Debt-to-income ratio: | 4.28% |
Length of employment: | 9 years | Location: | hackensack, NJ |
Home town: | |||
Current & past employers: | columbia university | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Thank you for your generous loan. You kindness and support will not be forgotten. Your generosity will be paid back even in the face of unforeseen circumstances. Thank you, again.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses related to housing include $250 for utilities and $1,500 for rent. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Bank of America MasterCard has an APR of 18.24%V, a current balance of $2,100, for which I pay a monthly total of $100. My Macys AMEX card has an APR of 24.5%V, a current balance of $3,525, for which I pay a monthly total of $200, and lastly, my Capital One MasterCard has an APR of 15.8%P, a current balance of $681.57, for which I pay $50 each month. |
Which debts do you plan to pay off with this loan? | With this loan I plan to pay off all of my credit card balances including my Bank of America MasterCard, my Macys American Express card, and my Capital One MasterCard. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My Bank of America MasterCard has an APR of 18.24%V, a current balance of $2,100, for which I pay a monthly total of $100. My Macys AMEX card has an APR of 24.5%V, a current balance of $3,525, for which I pay a monthly total of $200, and lastly, my Capital One MasterCard has an APR of 15.8%P, a current balance of $681.57, for which I pay $50 each month. |
Which debts do you plan to pay off with this loan? | With this loan I plan to pay off all of my credit card balances including my Bank of America MasterCard, my Macys American Express card, and my Capital One MasterCard. |
Member Payment Dependent Notes Series 1200678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200678 |
$11,200 |
$11,200 |
17.27% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200678. Member loan 1200678 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,417 / month |
Current employer: | Northrop Grumman | Debt-to-income ratio: | 5.46% |
Length of employment: | 4 years | Location: | Culpeper, VA |
Home town: | |||
Current & past employers: | Northrop Grumman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $2,077.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My mortgage is showing a delinquency due to my mortgage going through a loan modification which brought it back in perfect status. Being in delinquency was the only way to get approved for a modification. |
If you have a public record on file, please briefly explain the event and its resolution. | I have a public record due to filing bankruptcy back in 2004 which was discharged and will be coming off my credit soon. I have since then purchased a new home in 2007 and re-establishing my credit. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1,500.00 which includes taxes and insurance. Monthly utilities run about 450.00. Don't have any home equity loans. |
Please provide general details of the cost of your vacation. | We are driving to Miami Florida which will cost around about 600.00 gas and food round trip. We are then boarding The Carnival Triumph that leaves from Miami to St. Thomas which is 1,250.00 per person. Hotel accommidations is around 2,218.00 per person. We will have around 2,000.00 of extra spending money. This vacation will consist of 7 days. Thanks |
Member Payment Dependent Notes Series 1200696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200696 |
$30,000 |
$30,000 |
13.67% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200696. Member loan 1200696 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | STRATFORD MANOR CARE AND REHAB CENTER | Debt-to-income ratio: | 28.01% |
Length of employment: | 1 year | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | STRATFORD MANOR CARE AND REHAB CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This loan will strictly be used for my credit card bills and student loan. This interest rate is better than my credit card and student loan rates combined. Thank you in advanced :)<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Flexperks Visa: Current-$18k, 19%, Monthly $500<br>Amex: Current-$2k, 16%, Monthly $200<br>Sallimae: Current-$7k, 5%, Monthly $150<br>Bestbuy: Current-$1.5k, 26%, Monthly $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Flexperks Visa: Current-$18k, 19%, Monthly $500<br>Amex: Current-$2k, 16%, Monthly $200<br>Sallimae: Current-$7k, 5%, Monthly $150<br>Bestbuy: Current-$1.5k, 26%, Monthly $200 |
Please explain the reason why you carry a large revolving credit balance. | I have 2 major credit cards. The credit card with high balance was my first credit card which I admit on carelessly using to purchase things. It's my personal mistake to have been using it so often which began to grow the balance then increasing the minimum payment. I went to a consultant to plan on paying off all my bills including my credit cards and student loan. It would take me at least 4 years for that plan. However, this loan with lending club will take me 3 years. Reason why I am here. |
Member Payment Dependent Notes Series 1200722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200722 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200722. Member loan 1200722 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | GoldPine Home | Debt-to-income ratio: | 9.96% |
Length of employment: | 10+ years | Location: | Bemidji, MN |
Home town: | |||
Current & past employers: | GoldPine Home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > The corner lot and two parallel to our home are available to purchase. We'd like to have some garden and additional outdoor living space. Thank you.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 900, utilities 180, insurance 200(life & 2 vehicles), grocery/tp -etc 250, fuel 280-350. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | monthly mortgage 900, monthly escrow (tax & insurance) 200, utilities 180 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | monthly mortgage 900, monthly escrow (tax & insurance) 200, utilities 180 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This is just for the three lots next to our home. Thanks. |
Member Payment Dependent Notes Series 1200732
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200732 |
$13,200 |
$13,200 |
12.12% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200732. Member loan 1200732 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | OCEAN STATE JOBBERS | Debt-to-income ratio: | 10.28% |
Length of employment: | 10+ years | Location: | Providence, RI |
Home town: | |||
Current & past employers: | OCEAN STATE JOBBERS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I own several proprieties. Banks will not lend funds , because i'm requesting a small loan amount. I do not want to refinance any of my three properties, since I currently have low rates 5.25 to 3.99%.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,162.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 27.10% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the home you are purchasing your primary residence or an investment property? | Investment. |
If you have a public record on file, please briefly explain the event and its resolution. | Bankruptcy 7 years ago due to medical. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1590 |
What is the estimated current market value of the home you intend to purchase? | 65000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Repairs on home |
What other sources of financing are you using to purchase the home? | Savings |
What other sources of financing are you using to purchase the home? | Savings |
Member Payment Dependent Notes Series 1200737
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200737 |
$14,400 |
$14,400 |
10.74% |
1.00% |
April 2, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200737. Member loan 1200737 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Walt Disney World | Debt-to-income ratio: | 23.80% |
Length of employment: | 5 years | Location: | WINDERMERE, FL |
Home town: | |||
Current & past employers: | Walt Disney World | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Pay off high interest credit card debt.<br><br> Borrower added on 03/19/12 > Credit Card Payoff<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $7020.88 balance, 27.24%, $232.00 minimum pymt<br>Visa $4934.32 balance, 27.24%, $163.00 minimum pymt<br>Mastercard $1755.19 balance, 19.80%, $41.00 minimum pymt<br>Mastercard $485.43 balance, 15.99%, $15.00 minimum pymt |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total mthly minimum pymts for all credit cards is $578 ( I usually pay a minimum of $750).<br>I plan to pay off 4 of my credit cards with this loan, which together have a balance of $14195.82. This will leave me with 2 credit cards with minimum pymts of $62 & $65, so with this loan my total monthly min pymts will be $597. |
Member Payment Dependent Notes Series 1200741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200741 |
$21,850 |
$21,850 |
18.55% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200741. Member loan 1200741 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | mdi | Debt-to-income ratio: | 22.98% |
Length of employment: | 5 years | Location: | OCILLA, GA |
Home town: | |||
Current & past employers: | mdi | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > What to pay all my bills off so i can have just one bill all together<br><br> Borrower added on 03/20/12 > I will like to pay all my bills off and have one bill all together instead of opening my mail box and a new bill new payment and stamps for the bills I pay my bills on time<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,391.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan on paying all my loans off cause i have a loan that's a 5 year term and and my car is a 5 year term so i want to pay all that off and just have one bill that i have to look for not every time I open my mail box a new bill |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I think in all my debt is close to $20000 with my credit cards I have 3 of them and i have a loan that i have tired up with my car want to get that off my car and want to pay my car off as well I think my pay off on my car $15000 and credit cards and loan together $5000 |
Member Payment Dependent Notes Series 1200751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200751 |
$14,200 |
$14,200 |
9.76% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200751. Member loan 1200751 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | AHERN RENTALS | Debt-to-income ratio: | 8.38% |
Length of employment: | 5 years | Location: | PICO RIVERA, CA |
Home town: | |||
Current & past employers: | AHERN RENTALS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > What makes me a good borrower well I have a stable job with a stable company I need this loan to lower my intrest so I can pay off my debt quicker and save some money on high interest credit cards<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy's balance 737.47 minimum 25.00 intrest 25.99%<br>American express 1647.04 minimum 35.00 intrest 11.99%<br>American express 2091.37 minimum 76.00 intrest 29.99%<br>Visa 839.67 minimum 25.00 8.99%<br>Master card 2648.43 minimum 60.00 intrest 14.99%<br>Visa 2875.20 minimum 75.00 intrest 14.99% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum 300.00 including loan 840.20 |
Please explain the reason why you carry a large revolving credit balance. | Most of it is unplanned emergency car expenses |
Member Payment Dependent Notes Series 1200753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200753 |
$17,000 |
$17,000 |
9.76% |
1.00% |
March 30, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200753. Member loan 1200753 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,360 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.96% |
Length of employment: | n/a | Location: | Laughlin, NV |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $63.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Second home. |
Is the home you are purchasing your primary residence or an investment property? | Second home. |
Member Payment Dependent Notes Series 1200783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200783 |
$12,000 |
$12,000 |
18.25% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200783. Member loan 1200783 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Enterprise | Debt-to-income ratio: | 8.28% |
Length of employment: | 2 years | Location: | Stamford, CT |
Home town: | |||
Current & past employers: | Enterprise | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $2,797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My total monthly expenses are $400. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the money for moving expenses only and not for multiple purposes. |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Traveling, storage, lodging, and meals. Out of pocket I'm covering goods and personal items. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are $400. |
Will some or all of your moving expenses be reimbursed, if so how much? | All of my moving expenses will be reimbursed. The full amount of the loan. |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Traveling, storage, lodging, and meals. Out of pocket I'm covering goods and personal items. |
Member Payment Dependent Notes Series 1200787
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200787 |
$8,000 |
$8,000 |
13.11% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200787. Member loan 1200787 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,667 / month |
Current employer: | 3i infotech | Debt-to-income ratio: | 3.85% |
Length of employment: | 2 years | Location: | PROSPECT HEIGHTS, IL |
Home town: | |||
Current & past employers: | 3i infotech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,825.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff high intrest credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Payoff high intrest credit cards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Dont have mortgage payment |
Member Payment Dependent Notes Series 1200808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200808 |
$8,000 |
$8,000 |
13.99% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200808. Member loan 1200808 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,825 / month |
Current employer: | HISD | Debt-to-income ratio: | 20.63% |
Length of employment: | 10+ years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | HISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $9,654.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Answered in the first question |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Answered in the first question |
Please explain the reason why you carry a large revolving credit balance. | Because I am not able to pay them in full by the end of the month, keep paying minimum payments and it has turned in the never ending story. I can afford the monthly payment for a loan of 8,000, the difference I'll pay as soon as I get the tax return for this year |
Member Payment Dependent Notes Series 1200824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200824 |
$28,000 |
$28,000 |
15.31% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200824. Member loan 1200824 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.79% |
Length of employment: | n/a | Location: | BOYNTON BEACH, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 800.00 which includes utilities,car pay 425.00,phone 50.00,insurance 100.00,food 125.00'credit card 345.00 |
What is your intended use for the loan proceeds? | Home purchase down payment |
What is the estimated current market value of the home you intend to purchase? | 175.000. dollars |
Member Payment Dependent Notes Series 1200833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200833 |
$5,600 |
$5,600 |
13.99% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200833. Member loan 1200833 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,174 / month |
Current employer: | city of port angeles | Debt-to-income ratio: | 16.51% |
Length of employment: | 4 years | Location: | sequim, WA |
Home town: | |||
Current & past employers: | city of port angeles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $11,594.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | down payment for a newer vehicle. |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency that i know of. if there was, possibly because the mail did not get there in time. but we are starting to pay out bills on-line now so there shouldn't be anymore delinquency notices. |
What is your intended use for the loan proceeds? | downpayment owed on a vehicle. also to pay down credit card bills. |
What is your intended use for the loan proceeds? | downpayment owed on a vehicle. also to pay down credit card bills. |
Please explain the reason why you carry a large revolving credit balance. | bill consolidation. my wife was unemployed for a few months because of having a newborn so we had to use our credit cards for necessities. however, as of the past month she is now employed by the state of washington and will start generating more income to pay off credit card bills and other things. we are on our way back to recovery. |
Member Payment Dependent Notes Series 1200853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200853 |
$30,000 |
$30,000 |
18.25% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200853. Member loan 1200853 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $15,000 / month |
Current employer: | Arkansas Freight Systems | Debt-to-income ratio: | 8.26% |
Length of employment: | 4 years | Location: | Little Rock, AR |
Home town: | |||
Current & past employers: | Arkansas Freight Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I am wanting to expedited my debt consolidation into a 3 year process. I am willing to pay more interest to not have to take a mortgage out on my property.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards six total interest over twenty one percent |
Please explain the reason why you carry a large revolving credit balance. | I am recently divorced and took the debt as part of the settlement. I make ample income to retire debt in 3 years. I own my home outright, but didn't want to take out a second mortgage. I have good credit and have provided Lending Club all necessary documents to verify my income. |
Member Payment Dependent Notes Series 1200854
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200854 |
$25,000 |
$25,000 |
10.74% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200854. Member loan 1200854 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,917 / month |
Current employer: | Hoffman Fuel | Debt-to-income ratio: | 10.43% |
Length of employment: | 10+ years | Location: | Woodbury, CT |
Home town: | |||
Current & past employers: | Hoffman Fuel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $16,548.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in the past two years.Thank You |
Member Payment Dependent Notes Series 1200857
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200857 |
$6,000 |
$6,000 |
12.12% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200857. Member loan 1200857 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Long beach unified school district | Debt-to-income ratio: | 23.90% |
Length of employment: | 4 years | Location: | SOUTH GATE, CA |
Home town: | |||
Current & past employers: | Long beach unified school district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt totals roughly 7,000<br>Interest rates are 20%<br>Monthly payments are $200 |
Which debts do you plan to pay off with this loan? | Credit card debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Solely to pay off credit cards with high interest rates |
What is your intended use for the loan proceeds? | Pay off credit card debt (BofA) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Just under $900 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Just under $500 |
Please explain the reason why you carry a large revolving credit balance. | Got a high limit credit card at a young age.<br>Went crazy |
Member Payment Dependent Notes Series 1200863
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200863 |
$8,450 |
$8,450 |
14.65% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200863. Member loan 1200863 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,500 / month |
Current employer: | Jones Lang LaSalle | Debt-to-income ratio: | 14.37% |
Length of employment: | 1 year | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Jones Lang LaSalle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Pay off 2 cards<br><br> Borrower added on 03/20/12 > I need to pay off my (2) high interest credit cards at 22.00%. This will allow me to consolidate and begin to get out of debt. Thanks<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $22,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My daughter needed emergency surgery and had her appendix removed. My insurance covered 80% and left us with the remaining balance. In addition I paid for her college expenses. The interest for the 2 cards are over 30% interest and want to pay off the 2 cards and have one payment so I can eliminate debt. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any delinquencies, I pay my bills on time and I 've never been late on my monthly payments. I'm seeking the loan because I want to pay off the debt with half the interest. The APR is over 30% interest with the 2 cards. Thank you |
Member Payment Dependent Notes Series 1200893
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200893 |
$12,000 |
$12,000 |
13.11% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200893. Member loan 1200893 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | Chieftain Harvesting | Debt-to-income ratio: | 13.25% |
Length of employment: | < 1 year | Location: | BRAWLEY, CA |
Home town: | |||
Current & past employers: | Chieftain Harvesting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I'm paying interest rates on my debts that range from 18%-26% and consolidating my debts would make my payments even lower and allow me to pay them off sooner.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,009.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt balances are about $9000, with interest rates ranging from 18%-26% and my total monthly payments are about $500. The lines of credit include four credit cards and one account with Dell<br>This loan would be a lot easier to pay off with way lower interest rates. |
Member Payment Dependent Notes Series 1200899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200899 |
$7,600 |
$7,600 |
13.67% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200899. Member loan 1200899 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | beck oil | Debt-to-income ratio: | 9.87% |
Length of employment: | 2 years | Location: | phelan, CA |
Home town: | |||
Current & past employers: | beck oil | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > this is for debt consolidation loan<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | will not let me send this info do not know why. it says i am sending personal info & i was not!!!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | will not let me send this info do not know why. it says i am sending personal info & i was not!!!! |
Please explain the reason why you carry a large revolving credit balance. | let my now x girl friend use them stupid move. I was not to smart either. |
Member Payment Dependent Notes Series 1200904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200904 |
$19,850 |
$19,850 |
12.12% |
1.00% |
March 28, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200904. Member loan 1200904 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,125 / month |
Current employer: | Beacon City School District | Debt-to-income ratio: | 22.25% |
Length of employment: | 6 years | Location: | Peekskill, NY |
Home town: | |||
Current & past employers: | Beacon City School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > I am applying for this loan to lower high interest credit card balances.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $21,038.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1) American Express Card:<br> Outstanding balance $8,151.33<br> Minimum payment $200.00<br><br>2) Bank of America - MasterCard:<br> Outstanding balance $10,846.00<br> Minimum payment $303.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payment for all the credit cards included in this loan is $503.00 and the payoff is 18,997.00 |
Member Payment Dependent Notes Series 1200921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200921 |
$19,000 |
$19,000 |
16.29% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200921. Member loan 1200921 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,500 / month |
Current employer: | iSatori Technologies, Inc | Debt-to-income ratio: | 18.54% |
Length of employment: | 6 years | Location: | Firestone, CO |
Home town: | |||
Current & past employers: | iSatori Technologies, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,423.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Started a side-consulting business and required quite a bit of equipment. The amount of time I was putting into the business was not worth the money, so I moved to a full-time position instead. Also I am a first-time home buyer and needed ammentities like a dryer, washer, fridge, etc. Overtime economy got worse and I did not want to put more than minimum payment into credit cards so the balance stayed the same. Hoping to pay it all of in three years using the same amount of money as I'm paying. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2000 For mortgage, insurance, and taxes<br>1200 for both cars<br>400 for utilities, bills<br>200 for emergency savings/funding<br>Rest is used for spending |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money will be used solely across credit cards. The payment will be near the minimum payment I currently pay, except all credit card debt will be paid off in 3 years instead of 5-10. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2,000 mortgage payment (includes insurance, taxes, etc)<br>$1,200 total car payments,<br>$200 savings emergency fund deposit<br>$500 - all utilities combined<br>- Rest used for minimum credit card payments or food |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 282,000 mortgage 4.5% conventional 30 ($2,000 monthly)<br>7,200 Credit Card 29.99% APR ($230 monthly minimum)<br>6,900 Credit Card 29.99% APR ($220 monthly minimum)<br>2,000 Credit Card 19.99% APR ($100 monthly minimum)<br>3,000 Line of Credit 21.99% APR ($120 monthly minimum) |
Member Payment Dependent Notes Series 1200933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200933 |
$7,500 |
$7,500 |
12.12% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200933. Member loan 1200933 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,825 / month |
Current employer: | San Juan Unified School District | Debt-to-income ratio: | 24.89% |
Length of employment: | 2 years | Location: | Fairfield, CA |
Home town: | |||
Current & past employers: | San Juan Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Please help us get to our "happily ever after!"<br><br> Borrower added on 03/21/12 > Please help us get to our "happily ever after!" I plan to use the loan to pay for the remaining half of our wedding expenses. I am a good borrower as evidenced by my current and always on-time payments. I have never missed a payment or made a late payment.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include a car payment ($375), insurance ($100),, rent ($1200), utilities ($200), phone bill ($100), student loan repayment ($450), gas ($200), and food ($200). |
What portion of your wedding expenses does this loan represent? | This loan will cover about half of the total wedding expenses and is allocated for food/catering, a wedding dress, a florist, the remaining half of the DJ's fee, the remaining half of the photographer's fee, and linen/china/chair rentals. |
Member Payment Dependent Notes Series 1200943
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200943 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200943. Member loan 1200943 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | wilroads feedyard | Debt-to-income ratio: | 13.36% |
Length of employment: | 8 years | Location: | DODGE CITY, KS |
Home town: | |||
Current & past employers: | wilroads feedyard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Pay credit cards<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 400 to 600 montly expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 8500 in balances, interest is 29.99%<br>Credit cards<br>No mortgages<br>No student loans |
Member Payment Dependent Notes Series 1200965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200965 |
$10,000 |
$10,000 |
13.99% |
1.00% |
March 29, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200965. Member loan 1200965 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,208 / month |
Current employer: | City of Salina Police Department | Debt-to-income ratio: | 17.14% |
Length of employment: | 10+ years | Location: | SALINA, KS |
Home town: | |||
Current & past employers: | City of Salina Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > This funding will be specifically for credit card refinance.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,295.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Usually around $1250.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA $4775 22.9% $136/mo / VISA $3763 18.99% $113/mo / VISA $1840 18.99% $55/mo <br>VISA $1000 23.24% $29/mo |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $275 / $30 Utilities / $150 Cable TV & Internet |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Right now, paying a bit more on may cards than the minimum, I pay out $620 a month for credit cards. With this loan, it will remain approximately the same monthly payment the upside being lower interest rate thus providing me a more expedient manner of reaching my 3-year payoff goal. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $4775 22.9% $136 mo / $2728 !3.99% $65 mo / $809 12.9% $25 mo / $541 12.9% $25 mo /<br>$1011 23.24% $29 mo / $1386 10.24% $27 mo / $3760 18.99% $113 mo / $1840 18.9% $55 mo /<br>$2900 20.9% $83 mo. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA $4775 22.9% $136/mo / VISA $3763 18.99% $113/mo / VISA $1840 18.99% $55/mo <br>VISA $1000 23.24% $29/mo |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will not be a multi-purpose loan, It will be solely for credit card payoff goals. |
Please explain the reason why you carry a large revolving credit balance. | Like a lot of folks today, it just kind of "happened" without me realizing the totality of what I was getting myself into as far a credit card offers are concerned. Additionally, in 2008 when the banking institutions were having trouble, I was notified by my credit card companies that the interest rates on my cards would increase. Admittedly, short-sighted and irresponsible on my part but I have initiated a 3-year goal for credit card payoff of which this loan would play a major part. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not pay any mortgage payments. I rent a small apartment in Kansas for $275.00 per month. |
Please explain the reason why you carry a large revolving credit balance. | Like a lot of folks today, it just kind of "happened" without me realizing the totality of what I was getting myself into as far a credit card offers are concerned. Additionally, in 2008 when the banking institutions were having trouble, I was notified by my credit card companies that the interest rates on my cards would increase. Admittedly, short-sighted and irresponsible on my part but I have initiated a 3-year goal for credit card payoff of which this loan would play a major part. |
Member Payment Dependent Notes Series 1200974
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200974 |
$33,425 |
$33,425 |
22.45% |
1.00% |
March 30, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200974. Member loan 1200974 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | DOD/USAF | Debt-to-income ratio: | 24.78% |
Length of employment: | 10+ years | Location: | DEFUNIAK SPRINGS, FL |
Home town: | |||
Current & past employers: | DOD/USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > Consolidation of existing credit cards and accounts with high interest rates for more affordable monthly payments.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,279.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200983 |
$8,300 |
$8,300 |
6.03% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200983. Member loan 1200983 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,012 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.59% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I'm paying off an existing Lending Club loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lending Club Loan: $8300 balance/6.78% APR/$493 monthly payment<br>Airline Mileage Credit Card: $1600 balance/15.24% APR/$25 minimum monthly payment (balance is paid in full every month) |
Member Payment Dependent Notes Series 1200989
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200989 |
$12,000 |
$12,000 |
8.90% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200989. Member loan 1200989 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | US BANK | Debt-to-income ratio: | 14.40% |
Length of employment: | 2 years | Location: | MISSION VIEJO, CA |
Home town: | |||
Current & past employers: | US BANK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,348.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1200991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200991 |
$16,000 |
$16,000 |
19.99% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200991. Member loan 1200991 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,750 / month |
Current employer: | Bloomingdale's | Debt-to-income ratio: | 16.05% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Bloomingdale's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I'm looking to consolidate $13,675 in credit debt and $1,580 in student loan debt into one monthly bill that I can pay off in 5 years or less.<br><br> Borrower added on 03/21/12 > My monthly payments for my debt is $460 and this is making minimum payments. If funded I will be paying $40 less per month and I will have my debt payoff in 5 years or less!<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Debt:$13,675<br>Undergrad Student Loan Debt:$1,580<br>Interest rates vary nothing lower then 14%<br>Monthly payments for credit card and student loan together $460 (paying the minimum)<br>No mortgage, living rent free but responsible for utilities cost of about $300 per month.<br>Had a leased vehicle turned in last year since I live in Manhattan and don't have a need for a vehicle. <br>Looking to consolidate my debt into one monthly payment and be debt free in less then 5 years |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Debt:$13,675<br>Undergrad Student Loan Debt:$1,580<br>Interest rates vary nothing lower then 14%<br>Monthly payments for credit card and student loan together $460 (paying the minimum)<br>No mortgage, living rent free but responsible for utilities cost of about $300 per month.<br>Had a leased vehicle turned in last year since I live in Manhattan and don't have a need for a vehicle. <br>Looking to consolidate my debt into one monthly payment and be debt free in less then 5 years |
Which debts do you plan to pay off with this loan? | I'm looking to pay off credit card and my undergrad student loan debt. I want to consolidated this debt into one monthly bill so that I can pay it off in 5 years or less. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I'm not paying a mortgage. I'm living rent free. I am responsible for utilities (electric, cell phones, cable, home phone and internet), which is a monthly bill of about $300. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Debt:$13,675<br>Undergrad Student Loan Debt:$1,580<br>Interest rates vary nothing lower then 14%<br>Monthly payments for credit card and student loan together $460 (paying the minimum)<br>No mortgage, living rent free but responsible for utilities cost of about $300 per month.<br>Had a leased vehicle turned in last year since I live in Manhattan and don't have a need for a vehicle. <br>Looking to consolidate my debt into one monthly payment and be debt free in less then 5 years |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $0<br>Transportation (monthly metro card) $100<br>Utilities (electric, cell phone, cable, internet and home phone) $300 monthly<br>Insurance (medical) $28 (weekly deduction from my pay check)<br>Food $75 weekly<br>Based on a 4 week month, grand total $812, less $112 that is deducted from my paid check, for a total of $700 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would be using this loan to consolidate credit card and my undergrad student loan debt into one monthly payment. So that I can pay this debt off in 5 years or less. My current debt is $13,675 in credit card debt and $1,580 in student loan debt; total $15,255. |
Please explain the reason why you carry a large revolving credit balance. | I lost my job in October of 2008 and lived off my credit cards for awhile. I want to consolidated my credit card and undergrad student loan debt into one monthly payment and I want to pay this debt off in 5 years or less. |
Member Payment Dependent Notes Series 1200994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1200994 |
$14,300 |
$14,300 |
13.67% |
1.00% |
April 3, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1200994. Member loan 1200994 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | St. Agnes Hospital | Debt-to-income ratio: | 17.91% |
Length of employment: | 6 years | Location: | HALETHORPE, MD |
Home town: | |||
Current & past employers: | St. Agnes Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201011 |
$16,000 |
$16,000 |
19.22% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201011. Member loan 1201011 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | BCBG MAX AZRIA GROUP INC. | Debt-to-income ratio: | 15.80% |
Length of employment: | 2 years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | BCBG MAX AZRIA GROUP INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > This is my 3rd loan with Lending Club and with this money Im planning to pay of all my credit cards.First loan I payed off in one year and it help me to get my first house.<br>Thank you so much for helping people like me.<br>Best Regards<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,825.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I got my new house year ago and I did home improvements.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I got my new house year ago and I did home improvements.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I got my new house year ago and I did home improvements.. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment:$1148(taxes included)<br>HOA: $333<br>Gas, electricty, wather, cable $110<br>Hope this will help |
Please explain the reason why you carry a large revolving credit balance. | I did a lot of home improvements in last year, since I bought new house. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have home equity loan<br>Morgage:$1148(tax is included in my payment)<br>Utilities& cable:$110<br>HOA:$333 |
Which debts do you plan to pay off with this loan? | My credit cards that I used for upgrades in my home(Citi, BOFA, Merrick)..They will be completely payed off with this loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is going to be for paying off my credit cards.I had 0% promotional interest on them and I did upgrades in my new home, but promotional rates jumped after 1 year.<br>I will be paying:<br>BOFA-$7000<br>CITI-$4000<br>MERRICK-$3600<br>CREDIT ONE-$600<br>Hope this will help.Thank you.. |
Member Payment Dependent Notes Series 1201020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201020 |
$8,000 |
$8,000 |
19.99% |
1.00% |
March 29, 2012 |
April 2, 2017 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201020. Member loan 1201020 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | Promax Americas LLC | Debt-to-income ratio: | 20.01% |
Length of employment: | < 1 year | Location: | ALPHARETTA, GA |
Home town: | |||
Current & past employers: | Promax Americas LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Debt reduction and getting house ready to sell.<br><br> Borrower added on 03/20/12 > Although my length of employment is listed as less than one year, I chose to switch jobs last year. I have not had a gap in employment since graduating from college and am with a very stable and growing company.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $51,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the funds for 2 purposes:<br>1. Pay off an existing credit card balance. I am currently paying $400/month on this credit card which is almost $200 more a month than the payment will be for this loan. This will help free up my budget a little and allow me to pay off my other credit cards even faster.<br>2. Get my house ready to sell. Some funds sets are aside for paint and carpet, but the master bath has a leak in the shower that ruined the floor - money will go to that repair |
Please provide additional details regarding the purpose of the loan. | The funds will be used for 2 purposes:<br>1) I will use $3,000 to pay off a credit card. I currently pay $400/month towards this bill which is almost $200 more than this loan will be. This will free up my budget some so I can pay off my other credit cards faster.<br>2) I am planning to sell my house and need to make some repairs (shower leaked in bathroom and floor needs to be replaced). The remainding funds will be used for those repairs. |
Please explain the reason why you carry a large revolving credit balance. | Several things contributed to that:<br>1) I switched jobs several years ago which resulted in lower income initially. Credit cards were used to cover the gap in expenses while I earned my way back to my previous income level which I am back to now and am working to reduce that debt.<br>2) I've had several large house maintenance issues, including a new HVAC system & siding, for which credit cards were used.<br>3) I travel a lot for my job and my company does not provide corporate cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgate is in my name and total is $1225 but I split that with another person. Below are my monthly expenses:<br>My half of mortgage: $612.50<br>Utilities: $200<br>Phone: N/A - Covered by company<br>Insurance: $90<br>Car: N/A - 2006 vehicle is paid off |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | This loan is not to cover my motgage; however, my mortgage payment is $1225. While the mortgage is in my name, I split this with another person so my share is $612.50. This includes the mortgage, insurance and taxes - I do not have a break down of how much goes to each at this time. |
Please explain the reason why you carry a large revolving credit balance. | Several things contributed to that:<br>1) I switched jobs several years ago which resulted in lower income initially. Credit cards were used to cover the gap in expenses while I earned my way back to my previous income level which I am back to now and am working to reduce that debt.<br>2) I've had several large house maintenance issues, including a new HVAC system & siding, for which credit cards were used.<br>3) I travel a lot for my job and my company does not provide corporate cards. |
Member Payment Dependent Notes Series 1201039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201039 |
$6,000 |
$6,000 |
6.62% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201039. Member loan 1201039 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.50% |
Length of employment: | 9 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I'm buying a 2001-2002 BMW R1150GSA. These bikes sell for between $8500 and $10500 with between 14,000 - 50,000 miles. I do 90% of my commuting/driving on motorcycles (15,000+ miles in 2011) and have over $2000 in safety gear...in other words, I'm a dedicated rider.<br><br> Borrower added on 03/20/12 > Local banks will only finance a used motorcycle from 2007 and newer. Anything older requires a "personal loan" with an APR of 14.49%. This is why I'm turning to Lending Club: better loan terms and less bank hassle.<br><br> Borrower added on 03/22/12 > Update: I have found "the bike". It is an '02 BMW R1150GSA, 27,000 miles. Incredible condition, just thoroughly inspected and given a 100% clean bill of health. Seller has offered it to me for $7500 before he lists it for sale! I also have a buyer ready for my current BMW...ready to make the switch!<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1500 (includes home office), gas is $75, bike loan is $163 (will be sold once I buy new bike), phone $88, utilities $173, insurance $121, food averages $525. My car is paid for and I perform all maintenance myself, and it's rarely driven these days as I ride the motorcycle everywhere. |
Member Payment Dependent Notes Series 1201040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201040 |
$8,400 |
$8,400 |
18.25% |
1.00% |
April 3, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201040. Member loan 1201040 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Box Elder County | Debt-to-income ratio: | 10.56% |
Length of employment: | 7 years | Location: | BRIGHAM CITY, UT |
Home town: | |||
Current & past employers: | Box Elder County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This loan will pay off all credit cards<br>min monthly payment of all cards is 372<br>Balance of all cards is 11,000<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $14,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance for credit cards is 11,000<br>Visa 2600 Balance 13% interest min monthly payment 56<br>Visa 3300 Balance 31% interest min monthly 110<br>Master Card 1600 28 % interest min monthly 76<br>Visa 2000 Balance 31% interest min monthly 80<br>Care Credit 500 Balance 25% interest min monthly 25<br>Home Depot 1000 Balance 28 % interest min monthly 25 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 2600 Balance 13% interest min monthly payment 56<br>Visa 3300 Balance 31% interest min monthly 110<br>Master Card 1600 28 % interest min monthly 76<br>Visa 2000 Balance 31% interest min monthly 80<br>Care Credit 500 Balance 25% interest min monthly 25<br>Home Depot 1000 Balance 28 % interest min monthly 25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total min monthly payments is 372<br>Balance of all credit cards is 11,000<br>This will pay off all credit cards |
Please explain the reason why you carry a large revolving credit balance. | I had one credit card and reached the credit limit and got new card and reached the credit limit and so on and now I have to many. I dont need to have a large revolving credit balance it has just happened over time. I have been paying them down but this Lending Club offer seamed like a good idea to pay the cards off and just have one loan. |
Member Payment Dependent Notes Series 1201060
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201060 |
$12,000 |
$12,000 |
6.62% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201060. Member loan 1201060 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,412 / month |
Current employer: | Group Health | Debt-to-income ratio: | 19.75% |
Length of employment: | 2 years | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Group Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/19/12 > New PhD paying down student debt.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt Balances:<br>Student Loans: $48 (deferred)<br>Credit Debt (to pay this off): $28K, (8K at 0% until 2013, 20K at 13.25%)<br><br>Monthy Payments:<br>Credit Card $500 |
Member Payment Dependent Notes Series 1201065
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201065 |
$12,800 |
$12,800 |
14.65% |
1.00% |
April 3, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201065. Member loan 1201065 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | 77 East Restaurant LLC | Debt-to-income ratio: | 6.69% |
Length of employment: | 1 year | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | 77 East Restaurant LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi, it is for a buy and sell. |
What is your intended use for the loan proceeds? | Hi, it is for a buy and sell. |
What is your intended use for the loan proceeds? | Hi, it is for a buy and sell. |
Member Payment Dependent Notes Series 1201086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201086 |
$17,000 |
$17,000 |
19.99% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201086. Member loan 1201086 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Biologics, Inc. | Debt-to-income ratio: | 12.00% |
Length of employment: | 6 years | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Biologics, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I am trying to consolidate a few credit card bills to pay off quickly and give me the opportunity to purchase a home in the next 6-12 months. I can easily afford the loan, and hope to use this loan to eliminate old credit debt and get ahead<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $17,198.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Good evening, not sure how much is too much but I will try to provide enough to answer your question. I have 2 CC debts that I need to consolidate, which are older debts that I simply want to elimate. One balance of $7470 with APR of 29.99% and the other a balance of $8,900 with APR of 19.99%. I have 2 small CC debts of $1000 and $700 balances, 16.50% and 15% APR, respectively. I also hold one small bank loan with a balance of $1,375 and an APR of 10.25%. Would love to consolidate and zero. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent payment of $900, House Bills (electric, gas, cable, etc.) of approximately $225, Car and Insurance at $516. Food and gas comes to around $500 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will go direct to paying the highest CC balances. Savings will be used to eliminate the remainder. Additional savings will be put towards hopeful home purchase in the very near future and/or remain in savings. |
Member Payment Dependent Notes Series 1201108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201108 |
$7,200 |
$7,200 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201108. Member loan 1201108 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Townsend, Tomaio & Newmark, LLC | Debt-to-income ratio: | 13.91% |
Length of employment: | < 1 year | Location: | RARITAN, NJ |
Home town: | |||
Current & past employers: | Townsend, Tomaio & Newmark, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $11,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1201149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201149 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201149. Member loan 1201149 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,375 / month |
Current employer: | US NAVY | Debt-to-income ratio: | 18.82% |
Length of employment: | 2 years | Location: | VIRGINIA BEACH, VA |
Home town: | |||
Current & past employers: | US NAVY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This is to pay for the balance of a tax debt. I just don't want to continue to pay all the fees they add to my balance. The monthly payments of this loan is almost the same amount I currently pay. I'll just be saving all the extra fees. Thank you!<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | When we went into the recession, unfortunately my husband and I lost our jobs. I had to rely on credit cards in order to pay for the bills. |
Member Payment Dependent Notes Series 1201176
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201176 |
$7,000 |
$7,000 |
8.90% |
1.00% |
March 30, 2012 |
April 2, 2015 |
April 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201176. Member loan 1201176 was requested on March 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,583 / month |
Current employer: | On Lok Life Ways | Debt-to-income ratio: | 8.20% |
Length of employment: | < 1 year | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | On Lok Life Ways | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > Has stable job for almost 20 years as healthcare professional.<br>
A credit bureau reported the following information about this borrower member on March 19, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is approximately $17,000. My monthly payment is $500. Interest rates ranges from 29%-16%. I don't have student loans |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone bills 150, food expense is 400, utilities are free, car payment and insurance is 1000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Will pay down high interest credit card especially over 20% |
What is your intended use for the loan proceeds? | Mostly to pay high down some high interest credit cards. |
Member Payment Dependent Notes Series 1201191
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201191 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201191. Member loan 1201191 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,850 / month |
Current employer: | Ct Spring&Stamping | Debt-to-income ratio: | 12.12% |
Length of employment: | 10+ years | Location: | Southington , CT |
Home town: | |||
Current & past employers: | Ct Spring&Stamping | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $5,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 Credit Cards ,11% ,Property Taxes 3200 ,Car Payments 600 |
Which debts do you plan to pay off with this loan? | All of them, Wasout of work for two months because of a car accident [middle car in a three car accident] and got a little behind in my bills !Want to get caught up and put the rest in the bank for a little better cushion. Thanks ! |
Member Payment Dependent Notes Series 1201212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201212 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201212. Member loan 1201212 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Hibbard Foundations | Debt-to-income ratio: | 8.22% |
Length of employment: | 10+ years | Location: | BARBERTON, OH |
Home town: | |||
Current & past employers: | Hibbard Foundations | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $7,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2000 Line of credit. High interest<br> $3000 Line of credit. 0%18 months<br> $1500 Credit Card. High interest<br> $3000 Credit Card. High interest |
What is your intended use for the loan proceeds? | Payoff high interest credit cards. |
Member Payment Dependent Notes Series 1201254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201254 |
$10,800 |
$10,800 |
14.65% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201254. Member loan 1201254 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | old bag of nails pub | Debt-to-income ratio: | 22.15% |
Length of employment: | 10+ years | Location: | COLUMBUS, OH |
Home town: | |||
Current & past employers: | old bag of nails pub | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > looking to pay off 2 large over 20%interset credit cards with 1 monthly payment that is just a little more than my minimum payment now thank you<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,151.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no mortgage no student loans 5 cards totaling 10400 with interest rates from 22.9% to 24.99% minpayment is 320 a month 2 more cards totaling 8300 with interest at 1.9% min payment on both 130 a month i can pay those off myself was looking for a loan to consolidate the first 5. no medical bills thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 605 month utilities 15 gas included in rent phone 40 month insurance 60 month food 150 month i eat at work alot its free. |
Please explain the reason why you carry a large revolving credit balance. | i helped some family members with some debt issues. and they still struggle so they have not been able to pay me back yet. I do expect to get it in the next year or 2. also had some moving expenses.thank you |
Member Payment Dependent Notes Series 1201265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201265 |
$6,000 |
$6,000 |
13.67% |
1.00% |
March 29, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201265. Member loan 1201265 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | amscot financial | Debt-to-income ratio: | 14.40% |
Length of employment: | 6 years | Location: | CLEARWATER, FL |
Home town: | |||
Current & past employers: | amscot financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > consolidation purposes<br><br> Borrower added on 03/20/12 > this will make a difference in my life<br><br> Borrower added on 03/21/12 > will pay off items<br><br> Borrower added on 03/22/12 > this will help with moving forward in my life<br><br> Borrower added on 03/23/12 > this will make a positive impact<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $7,511.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1201269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201269 |
$9,000 |
$9,000 |
7.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201269. Member loan 1201269 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | burke county public schools | Debt-to-income ratio: | 11.43% |
Length of employment: | 10+ years | Location: | morganton, NC |
Home town: | |||
Current & past employers: | burke county public schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Paying off credit card debt. I always pay 75-100 more than minimum payment each month but higher interest rates are not helping.<br><br> Borrower added on 03/23/12 > Employed for 15 yrs at same job.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,344.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201335
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201335 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 3, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201335. Member loan 1201335 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Pearson | Debt-to-income ratio: | 22.03% |
Length of employment: | 9 years | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | Pearson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Pay Credit Card Loan in 60 months<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $2000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent only |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt balance is 19,000; 4 credit cards with around 15 to 25 percent rates |
Which debts do you plan to pay off with this loan? | All my credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off credit cards |
Please explain the reason why you carry a large revolving credit balance. | Not enough cash. |
Member Payment Dependent Notes Series 1201417
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201417 |
$12,000 |
$12,000 |
17.99% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201417. Member loan 1201417 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Dentistry Unlimited | Debt-to-income ratio: | 17.49% |
Length of employment: | 5 years | Location: | KEWANEE, IL |
Home town: | |||
Current & past employers: | Dentistry Unlimited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,869.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $350 Car Ins $140 Car pymt $450 Phone $100 School Loan $115. Several credit cards~payments range from $25 to $125~Bank Of America, Wells, capital one, kohls, target, dell and american. |
Which debts do you plan to pay off with this loan? | All credit cards! I'd like to pay them off and have only 1 payment monthly. Also each card has it's own interest so less interest would be great also. Lending club is offering less interest than some of my credit cards but some do have less interest than lending club is offering. |
Please explain the reason why you carry a large revolving credit balance. | I carry this debt from when I graduated college and then helped my mom get by while she went back to college. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $350 Car Ins $140 Car pymt $450 Phone $100 School Loan $115. Several credit cards~payments range from $25 to $125~Bank Of America, Wells, capital one, kohls, target, dell and american. |
Please explain the reason why you carry a large revolving credit balance. | I carry this debt from when I graduated college and then helped my mom get by while she went back to college. |
Please explain the reason why you carry a large revolving credit balance. | I carry this debt from when I graduated college and then helped my mom get by while she went back to college. |
What is your intended use for the loan proceeds? | To pay off credit cards and have 1 lump sum payment. |
Member Payment Dependent Notes Series 1201422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201422 |
$1,300 |
$1,300 |
6.03% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201422. Member loan 1201422 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Kroger Company | Debt-to-income ratio: | 8.47% |
Length of employment: | < 1 year | Location: | Bellevue, KY |
Home town: | |||
Current & past employers: | Kroger Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $3,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201433
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201433 |
$8,000 |
$8,000 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201433. Member loan 1201433 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | carolina container | Debt-to-income ratio: | 6.64% |
Length of employment: | 10+ years | Location: | archdale, NC |
Home town: | |||
Current & past employers: | carolina container | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Going to pay off loan through Lending Club with half of this loan, then purchase a car.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $3,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I oue $4000.00 to the currant loan with LendingClub that i intend to pay off, and use the remainder of the <br>money to buy a car. |
Member Payment Dependent Notes Series 1201440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201440 |
$16,800 |
$16,800 |
19.22% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201440. Member loan 1201440 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | LA Board of Regents | Debt-to-income ratio: | 9.76% |
Length of employment: | 7 years | Location: | Prairieville, LA |
Home town: | |||
Current & past employers: | LA Board of Regents | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $11,033.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Capital One $1448.30 11% $40<br>Capital One $1937.60 0% until November 2012 $25<br>Citibank $3643.75 9% $66<br>GE $1005.52 0% unitl August 2012 $50<br>Dillards $1604.97 21% $60<br>Victoria Secrete $625.25 23% $25<br>Bill Me Later $1970.38 19% $53<br>Macys $1000 27% $30<br>Discover $353.67 3.99% until August 2012 $30 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Capital One $1448.30 11% $40<br>Capital One $1937.60 0% until November 2012 $25<br>Citibank $3643.75 9% $66<br>GE $1005.52 0% unitl August 2012 $50<br>Dillards $1604.97 21% $60<br>Victoria Secrete $625.25 23% $25<br>Bill Me Later $1970.38 19% $53<br>Macys $1000 27% $30<br>Discover $353.67 3.99% until August 2012 $30 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Capital One $1448.30 11% $40<br>Capital One $1937.60 0% until November 2012 $25<br>Citibank $3643.75 9% $66<br>GE $1005.52 0% unitl August 2012 $50<br>Dillards $1604.97 21% $60<br>Victoria Secrete $625.25 23% $25<br>Bill Me Later $1970.38 19% $53<br>Macys $1000 27% $30<br>Discover $353.67 3.99% until August 2012 $30<br>credit cards, my student loan ($383.67 monthly), and the house note ($1,028). |
Please explain the reason why you carry a large revolving credit balance. | From paying only the minimum monthly payment. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Capital One $1448.30 11% $40<br>Capital One $1937.60 0% until November 2012 $25<br>Citibank $3643.75 9% $66<br>GE $1005.52 0% unitl August 2012 $50<br>Dillards $1604.97 21% $60<br>Victoria Secrete $625.25 23% $25<br>Bill Me Later $1970.38 19% $53<br>Macys $1000 27% $30<br>Discover $353.67 3.99% until August 2012 $30 |
If you have a delinquency in the last 2 years, please explain the reason. | I dont have any delinquency on my credit cards. |
If you have a delinquency in the last 2 years, please explain the reason. | I dont have any delinquency on my credit cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total is $431 monthly and all my credit cards will be paid off with this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House $1028<br>CC $431<br>School Loan $383.67 |
Member Payment Dependent Notes Series 1201498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201498 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201498. Member loan 1201498 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | G4S SECURE SOLUTIONS | Debt-to-income ratio: | 3.94% |
Length of employment: | 6 years | Location: | THE DALLES, OR |
Home town: | |||
Current & past employers: | G4S SECURE SOLUTIONS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $6,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201503
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201503 |
$4,000 |
$4,000 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201503. Member loan 1201503 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | tahoe sports ltd | Debt-to-income ratio: | 13.07% |
Length of employment: | 7 years | Location: | south lake tahoe, CA |
Home town: | |||
Current & past employers: | tahoe sports ltd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > for the purchase of a small fishing boat<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201556 |
$7,600 |
$7,600 |
16.29% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201556. Member loan 1201556 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Neustar, Inc. | Debt-to-income ratio: | 0.25% |
Length of employment: | < 1 year | Location: | Columbia, MD |
Home town: | |||
Current & past employers: | Neustar, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Looking to consolidate credit card debt and a few other small bills to improve financial health.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $381.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I had one delinquency during 2011. I was briefly unemployed and was late paying my mortgage one month (by 2 days). I had just started a new job and no longer receiving unemployment benefits and it was 30 days before I received my first paycheck. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card ($12,000 - 27%); Mortgage ($2600 - 5%); no car or student loans; other household expenses are approx $500. I currently pay $500 per month on my one credit card and I intend to pay down about two-thirds of it with this loan in order to save on monthly interest rate and finance fees. |
What is your intended use for the loan proceeds? | I intend to pay down about two-thirds of a $12,000 credit card balance that has a 27% interest rate. This will enable me to pay less interest and fiance fees and zero out the balance quickly. |
If you have a delinquency in the last 2 years, please explain the reason. | I had one delinquency during 2011. I was briefly unemployed and was late paying my mortgage one month (by 2 days). I had just started a new job and no longer receiving unemployment benefits and it was 30 days before I received my first paycheck. |
If you have a delinquency in the last 2 years, please explain the reason. | I had one delinquency during 2011. I was briefly unemployed and was late paying my mortgage one month (by 2 days). I had just started a new job and no longer receiving unemployment benefits and it was 30 days before I received my first paycheck. |
Member Payment Dependent Notes Series 1201558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201558 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201558. Member loan 1201558 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Stater Bros markets | Debt-to-income ratio: | 24.46% |
Length of employment: | 10+ years | Location: | APPLE VALLEY, CA |
Home town: | |||
Current & past employers: | Stater Bros markets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Just looking to have one payment instead of 6 minimum credit card payments at 20% interest rates and up. Trying to buy a house by end of summer and extra $150.00 dollars a month i'll be saving will help.<br><br> Borrower added on 03/22/12 > Been with my job for 19 years and plan on retiring there! Plan on paying credit cards off and cutting them up.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $7,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off high interest credit cards and be done with them once and for all! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $750 rent, $400 car payment, $300 gas, $200 insurance, $400 food, $200 phones, $200 utilities, $120 cable, $500 credit cards, $330 child support.....I'm sure there is other stuff that comes up every month but this rough estimate of my bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owe about $9000 in credit cards and pay about 525 a month on 21% interest and up. That's the minimum payment too. So the way im going i'll never pay them off. Asked bank for help and nothing. My plan is to pay off cards and get rid of them for good. |
Which debts do you plan to pay off with this loan? | All my high interest credit cards and get rid of them. Paying 21% to 29% interest is a joke. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Will be paying off high interest credit cards and saving money. My plan is to get rid of my cards once and for all and be out of debt in 36 months. |
Please explain the reason why you carry a large revolving credit balance. | Had to use my credit cards when my wife was out of work and bills piled up! The high interest killing me. This loan will allow me to get out of debt in 36 months or less and finally be done with those credit cards. |
Member Payment Dependent Notes Series 1201582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201582 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201582. Member loan 1201582 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.86% |
Length of employment: | n/a | Location: | Ajo, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Purchase of a travel trailer from the nineties.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $2,914.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 33.10% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1201588
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201588 |
$11,000 |
$11,000 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201588. Member loan 1201588 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Costco Wholesale | Debt-to-income ratio: | 17.29% |
Length of employment: | 7 years | Location: | LOVELAND, OH |
Home town: | |||
Current & past employers: | Costco Wholesale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,423.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidation of debts at a fixed rate with one interest and get it paid off within the 36 months. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I cant answer these specifics as it is a violation of law. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I cant answer these as they are specifics that are a violation of the law. |
Please explain the reason why you carry a large revolving credit balance. | These are just my debts that I am working to pay off and I wanted to get them consolidated to be paid off in a few years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I cant answer these specifics as it is a violation of the law. |
Which debts do you plan to pay off with this loan? | All of them, that is all this loan is for , the loan payments are already budgeted into my monthly paychecks. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I asked for the loan to be the remaining balances that I am already working on to pay off. I will be eliminating those totally at one fixed interest rate. This loan payment is already figured into my monthly paychecks. So the loan is eliminating the multiple loans into one. |
Member Payment Dependent Notes Series 1201604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201604 |
$24,375 |
$24,375 |
13.99% |
1.00% |
March 28, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201604. Member loan 1201604 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,500 / month |
Current employer: | Flexible Compensators | Debt-to-income ratio: | 13.64% |
Length of employment: | 10+ years | Location: | Lehighton, PA |
Home town: | |||
Current & past employers: | Flexible Compensators | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $35,461.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201607 |
$16,950 |
$16,950 |
7.90% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201607. Member loan 1201607 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Ambrose Construction | Debt-to-income ratio: | 6.63% |
Length of employment: | 3 years | Location: | Seattle , WA |
Home town: | |||
Current & past employers: | Ambrose Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I want to consolidate my credit cards into one loan. Making one large payment each month to one company will allow me to pay off my debt quicker and in the long run I will end up paying less in interest.<br><br> Borrower added on 03/20/12 > I want to consolidate all my credit cards into one loan where I will be able to make one large monthly payment. This will allow me to pay off my debt quicker. I pay all my bills on time and I also pay more than the minimum when able. <br>I hold a stable full-time job with a well known contractor.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,528.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Roughly my balance is 15,000 and mainly consist of credit cards. |
Member Payment Dependent Notes Series 1201616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201616 |
$5,600 |
$5,600 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201616. Member loan 1201616 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | GHC 08 LP | Debt-to-income ratio: | 6.96% |
Length of employment: | 6 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | GHC 08 LP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Looking to refinance a credit card (due to medical, car, and misc expenses) with this loan and w/ my tax return. Familiar w/ Lending Club as have used once before. Stable employment with no bad debt history. Always made payments on time.<br><br> Borrower added on 03/20/12 > Looking to refinance my CC (due to Medical, Car, Misc Exp) with this loan and with proceeds from my tax return. Stable employment with great credit history - always have made payments on time - no bad debt.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All in, my fixed expenses are just north of $3,250 (mortgage, HOA, gas, home/car insurance, roth IRA, life insurance, cell, and food) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I only have one credit card with a balance outstanding and that is my B of A Visa. Balance is ~$6,700. The rate is north of 13%. Current minimum is $100. |
Member Payment Dependent Notes Series 1201634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201634 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201634. Member loan 1201634 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | ITechUS Inc | Debt-to-income ratio: | 11.95% |
Length of employment: | 7 years | Location: | MOLINE, IL |
Home town: | |||
Current & past employers: | ITechUS Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Paying off the credit cards<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,813.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Approximately $275.00. For the past two years I lowered my credit card bills by 5,000.00 and would like to pay off the remaining balanace by making fixed payments. |
Member Payment Dependent Notes Series 1201644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201644 |
$25,000 |
$25,000 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201644. Member loan 1201644 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | St. John's Episcopal Hospital | Debt-to-income ratio: | 17.11% |
Length of employment: | 7 years | Location: | Breezy Point, NY |
Home town: | |||
Current & past employers: | St. John's Episcopal Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1201653
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201653 |
$3,500 |
$3,500 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201653. Member loan 1201653 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,192 / month |
Current employer: | US Dept of Homeland Security | Debt-to-income ratio: | 24.51% |
Length of employment: | 3 years | Location: | Largo, MD |
Home town: | |||
Current & past employers: | US Dept of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Second Lending Club Loan to consolidate debt, current with all payments on first loan, on track to pay it off early.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201655 |
$14,000 |
$14,000 |
14.65% |
1.00% |
March 29, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201655. Member loan 1201655 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Schneider Logistics | Debt-to-income ratio: | 22.00% |
Length of employment: | 6 years | Location: | NOVI, MI |
Home town: | |||
Current & past employers: | Schneider Logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > My current monthly expenses are $1200.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,454.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1200. |
Member Payment Dependent Notes Series 1201681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201681 |
$11,750 |
$11,750 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201681. Member loan 1201681 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Tomasso Trattoria | Debt-to-income ratio: | 14.08% |
Length of employment: | < 1 year | Location: | SOUTHBOROUGH, MA |
Home town: | |||
Current & past employers: | Tomasso Trattoria | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Slowly wittling away at my credit card debt. Paying way too much in interest. This loan will cover the majority of my debt and allow me to pay of my principle balance in a much more timely fashion.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $12,289.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1201702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201702 |
$12,100 |
$12,100 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201702. Member loan 1201702 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Westwood Family Dental Center | Debt-to-income ratio: | 12.85% |
Length of employment: | 4 years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | Westwood Family Dental Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,026.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off my high interest credit card balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly fixed monthly expenses are $2000.00, including rent, utilities, phone, car payment, insurance, gas, and food. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1080.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans, mortgage, or credit lines. My debts are only credit cards, and the interest rates are as follow: 14.24%, 15.24%, 24.50%, and 21.74%. |
Which debts do you plan to pay off with this loan? | Credit cards debts. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose I wish to use this money for is pay off my credit cards balances since interest rate are just outrageous! |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately there was a period of time when my expenses where going to my credit cards. I moved to Florida and was in the process of getting my dental hygienist license, therefore, and since I could not work in the middle of that time cause I was not licensee, all of the license expenses, instruments where necessary to buy to present the test, and even my car down payment had to go on my credit cards,not even counting my everyday expenses. Such high interest rates make difficult to pay down. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans, mortgage, or credit lines. My debts are only credit cards, and the interest rates are as follow: 14.24%, 15.24%, 24.50%, and 21.74%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans, mortgage, or credit lines. My debts are only credit cards, and the interest rates are as follow: 14.24%, 15.24%, 24.50%, and 21.74%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly fixed monthly expenses are $2000.00, including rent, utilities, phone, car payment, insurance, gas, and food. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately there was a period of time when my expenses where going to my credit cards. I moved to Florida and was in the process of getting my dental hygienist license, therefore, and since I could not work in the middle of that time cause I was not licensee, all of the license expenses, instruments where necessary to buy to present the test, and even my car down payment had to go on my credit cards,not even counting my everyday expenses. Such high interest rates make difficult to pay down. |
What is your intended use for the loan proceeds? | Pay off my high interest credit card balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly fixed monthly expenses are $2000.00, including rent, utilities, phone, car payment, insurance, gas, and food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans, mortgage, or credit lines. My debts are only credit cards, and the interest rates are as follow: 14.24%, 15.24%, 24.50%, and 21.74%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans, mortgage, or credit lines. My debts are only credit cards, and the interest rates are as follow: 14.24%, 15.24%, 24.50%, and 21.74%. |
Which debts do you plan to pay off with this loan? | Credit cards debts. |
Member Payment Dependent Notes Series 1201719
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201719 |
$26,200 |
$26,200 |
13.99% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201719. Member loan 1201719 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | University of Maryland College Park | Debt-to-income ratio: | 21.31% |
Length of employment: | 7 years | Location: | BOWIE, MD |
Home town: | |||
Current & past employers: | University of Maryland College Park | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,586.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Related to housing at this moment I am only paying for Internet, phone, cell phone and television. Which is under $300.00 a month. |
Please explain the reason why you carry a large revolving credit balance. | I paid for undergraduate and graduate school on my own. Therefore I unfortunately put a lot of expenses on my credit cards. I was not well informed of student loan options at the time. With this loan I will be able to pay off all of my high interest rate cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan 1 $4000.00 Interest 12.490% Min. Monthly Payment: 320.00<br>Card 1 $1667.38 Interest 27.24% Monthly Payment: 70.00<br>Card 2 $2869.94 Interest 31.99% Monthly Payment: 100.00<br>Card 3 $4156.59 Interest 24.99% Monthly Payment: 110.00<br>Card 4 $498.87 Interest 12.90% Monthly Payment: 30.00<br>Card 5 $1083.05 Interest 22.90% Monthly Payment: 30.00<br>Card 6 $3165.39 Interest 19.80% Monthly Payment: 90.00<br>Card 7 $3638.01 Interest 19.15% Monthly Payment: 100.00 |
Which debts do you plan to pay off with this loan? | I plan to payoff all of my debt with this loan. With that being said I do not plan on using my credit cards during the time I have this loan. The monthly payment is low enough that I will be able to send more money each month towards the loan and still have enough money for my expenses. |
Member Payment Dependent Notes Series 1201725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201725 |
$18,000 |
$18,000 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201725. Member loan 1201725 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,750 / month |
Current employer: | US Air Conditioning and Heating | Debt-to-income ratio: | 7.30% |
Length of employment: | < 1 year | Location: | New Port Richey, FL |
Home town: | |||
Current & past employers: | US Air Conditioning and Heating | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > small business loan to assist a medical research company with expansion<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have a morgage on my home. I do not have a home equity loan or line of credit associated with my home. Utilities (electric,water cable) $453.00/month Homeowners Insurance $787.54/year |
Please describe your experience/familiarity with the business you are starting/started? | The business has been incorporated since Aug/2000. The business is poised for expansion and needs assistance with working capital. I have been associated with the company since its inception. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have a morgage on my home. Homeowners insurance $787.54/year Taxes $1800.00/year |
What do you project your monthly expenses for the first 6 months of your business? | The corporation has been incorporated for 12years. The loan is specifically for expansion. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly costs : 52,000.00 A/R runs $52,000/month |
What do you project your monthly revenues for the first 6 months to be? | The expectation is $750,00 over 6 months. Approximately the same as year end 2011. The corporation expansion will allow for a broader base of contracts |
What type of business are you starting? | It is not a startup corporation. It is for expansion of an established clinical research company. |
Member Payment Dependent Notes Series 1201757
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201757 |
$9,000 |
$9,000 |
7.90% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201757. Member loan 1201757 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Valley Communications Center | Debt-to-income ratio: | 14.12% |
Length of employment: | 3 years | Location: | lake tapps, WA |
Home town: | |||
Current & past employers: | Valley Communications Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This loan is for consolidation, ease and speed of repayment of several low balance high APR credit cards. I have been at my current employer for 3 years and consider my position very stable. This loan will allow me to make much larger payments to a single account. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 997 pre tax, no PMI, 4.25% apr 30 year fixed. <br><br>This loan is to wrap ~1800-22% ($65 min monthly), ~2300-17.9% ($65 monthly) and ~1900-16% loan ($87 x2 per month) ($304 total) into a single payment. <br><br>Remaining will be used ($711) to offset the cost of splitting my mortgage into semi monthly and any left over toward a personal line of credit.<br><br>One car note, 440 at 2.9%. No student loans.<br>Current estimate is $281 p/m for this loan, budgeted to pay $350 p/m.<br>Thank you |
Member Payment Dependent Notes Series 1201982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201982 |
$24,250 |
$24,250 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201982. Member loan 1201982 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,058 / month |
Current employer: | School | Debt-to-income ratio: | 21.26% |
Length of employment: | 3 years | Location: | PACIFICA, CA |
Home town: | |||
Current & past employers: | School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Consolidation<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I actually have credit cards with 0% interest on them, but would like to consolidate and pay off faster. I generally pay above minimums on all monthly credit card statements. I would like this loan to pay off credit cards so my fiancé and I can start saving for a down payment on a house. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan for one purpose. |
What is your intended use for the loan proceeds? | Consolidation. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses without credit cards is reasonable and affordable, and easily covered by my income. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Under $2500 |
Member Payment Dependent Notes Series 1201990
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1201990 |
$12,500 |
$12,500 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1201990. Member loan 1201990 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.15% |
Length of employment: | n/a | Location: | BEAUMONT, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,488.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | The improvement is to my primary residence |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Insurance about $1800 annualy; taxes about $1400, Electricity runs an average of $200 month and water $50 a month. Have never applied for a line of credit nor do we have any home equity loans. Our home has a clear title. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Our home is paid in fully; Home insurance is about $1800 annualy and property tax is running about $1400 a year. |
What is the home improvement project you are planning? | We are putting siding on all the eaves and overhangs, replacing the windows with energey efficient ones, and replacing floor in the foyer, hall, living and dining rooms with engineered hardwood. |
Member Payment Dependent Notes Series 1202067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202067 |
$6,000 |
$6,000 |
17.27% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202067. Member loan 1202067 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,100 / month |
Current employer: | BGT PARTNERS | Debt-to-income ratio: | 1.89% |
Length of employment: | 1 year | Location: | miami, FL |
Home town: | |||
Current & past employers: | BGT PARTNERS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $3,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | With this consolidation loan I will be able to pay off all open accounts. This will help lower my monthly payments, save money and improve my credit score. |
Member Payment Dependent Notes Series 1202078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202078 |
$35,000 |
$35,000 |
22.45% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202078. Member loan 1202078 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,750 / month |
Current employer: | Gilead Sciences | Debt-to-income ratio: | 19.28% |
Length of employment: | 3 years | Location: | Fort Smith, AR |
Home town: | |||
Current & past employers: | Gilead Sciences | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I will be using approximately $13,000 to pay off my existing Lending Club loan. The remaining will be used to consilidate credit card balances.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $43,709.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay current Lending Club loan and 3 credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment is around $2200, there is no transportation expense as I have a company paid vehicle, there is no phone expense as I only have a cell phone that is paid for by my employer. |
Please explain the reason why you carry a large revolving credit balance. | I am in a sales position that requires me to utilize my own credit card. There is a large amount of travel and business related expenses, all expenses are reimbursed. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay current Lending Club loan and 3 credit cards. |
Which debts do you plan to pay off with this loan? | Pay current Lending Club loan and 3 credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment is around $2200, there is no transportation expense as I have a company paid vehicle, there is no phone expense as I only have a cell phone that is paid for by my employer. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay current Lending Club loan and 3 credit cards. |
Please explain the reason why you carry a large revolving credit balance. | I am in a sales position that requires me to utilize my own credit card. There is a large amount of travel and business related expenses, all expenses are reimbursed. |
Member Payment Dependent Notes Series 1202098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202098 |
$18,000 |
$18,000 |
18.55% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202098. Member loan 1202098 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | Key Corp | Debt-to-income ratio: | 19.89% |
Length of employment: | 10+ years | Location: | Clifton Park , NY |
Home town: | |||
Current & past employers: | Key Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Combine credit card debt<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $34,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses<br>Rent 1,093. Utilites 150.00 Phone 90.00 Insurance 80.00 Food 300.00 Transportation 100.00 |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in last 2 years |
Member Payment Dependent Notes Series 1202112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202112 |
$15,750 |
$15,750 |
15.81% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202112. Member loan 1202112 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,697 / month |
Current employer: | Cystic Fibrosis Foundation | Debt-to-income ratio: | 12.22% |
Length of employment: | 2 years | Location: | Centreville, VA |
Home town: | |||
Current & past employers: | Cystic Fibrosis Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > You can help change our lives by helping us consolidate our medical expenses.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | Estimated expenses are roughly $20K. I hope to pay everything off and then have only this loan to cover. I will be investing the first $5K. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses are roughly $4,500 all things included. . |
Please explain the reason why you carry a large revolving credit balance. | The revolving credit balance is due to numerous unexpected costs - broken home appliances, car needing repair, medical expenses, and replacement of garage door. I have built a plan to get the revolving balance down significantly over the next year. |
Member Payment Dependent Notes Series 1202114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202114 |
$21,000 |
$21,000 |
10.74% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202114. Member loan 1202114 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | TEK Systems | Debt-to-income ratio: | 19.22% |
Length of employment: | < 1 year | Location: | Burke, VA |
Home town: | |||
Current & past employers: | TEK Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I owe 11,000 American Express, 8,000 Discover and 2,000 Chase<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay $550 to Wells Fargo for a loan and I have 3 credit cards with a minimum payment of $153 (discover), $75 (Chase) and $135 (American Express). I have no other bills at all. I have already listed the amounts due to my creditors in a previous statement. |
Member Payment Dependent Notes Series 1202121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202121 |
$15,000 |
$15,000 |
13.99% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202121. Member loan 1202121 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | BeneSys Administrator | Debt-to-income ratio: | 14.53% |
Length of employment: | 8 years | Location: | Concord, CA |
Home town: | |||
Current & past employers: | BeneSys Administrator | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $12,809.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't think I have any delinquencies in the past 2 years. I may have been late a few days on a credit card due to not receiving the statement in the mail. I normally pay all my bills through online banking. |
Which debts do you plan to pay off with this loan? | Credit Cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | HSBC Bal $2418 Int 19.99% Monthly Pmt $70<br>Sam's Club $1068 22.15% $ 50<br>JCP $2847 26.99 % $100<br>PayPal $2569 19.99 % $100<br>WFB Visa $4197 18.65 % $ 100 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Monthly Mortgage $785.84 P&I<br> $187.09 Escrow<br>Total $972.93 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses:<br>Mortgage: $972.93<br>Utilities: $415.08 Cable/PG&E/Garbage/Water<br>Auto Insurance: $107.50 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main purpose of the loan is to payoff all the high interest credit cards. I plan to cut them all off. I totalled up all the balances and the amount I am requesting is mainly to cover all the balances and I want to focus on only making one payment and pay it off in 3 years or less. |
Member Payment Dependent Notes Series 1202122
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202122 |
$12,325 |
$12,325 |
13.67% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202122. Member loan 1202122 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,467 / month |
Current employer: | EMSL Analytical | Debt-to-income ratio: | 24.52% |
Length of employment: | 6 years | Location: | ELMER, NJ |
Home town: | |||
Current & past employers: | EMSL Analytical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance is approximately $22,500, interest rate is 25.24 and monthly payment is $400. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $6175.33, 25.24%APR, $143<br>Visa $1993.87, 20.24%APR, $45<br>Visa $1200.00, 20%APR, $50<br>Mastercard $7510.88, 19.24% APR, $90 (this will not be able to be paid in full due to the amount requested) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total minimum for all credit cards is approximately $400, after the pay off it will only be $200. The total amount being paid out of my account each month after the pay off with be $150, minimum CC payments, plus $419.27, loan, which will be a total of $569.27. |
Member Payment Dependent Notes Series 1202127
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202127 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202127. Member loan 1202127 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | Dayton Freight | Debt-to-income ratio: | 22.25% |
Length of employment: | 10+ years | Location: | Galion, OH |
Home town: | |||
Current & past employers: | Dayton Freight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > replace footer tile due to leaking basement<br><br> Borrower added on 03/23/12 > Have to replace carpet and dry wall due to excessive water damage.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $380.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 10.90% | Months Since Last Record: | 99 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202174 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202174. Member loan 1202174 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Brinkmann | Debt-to-income ratio: | 15.54% |
Length of employment: | 3 years | Location: | LITTLETON, CO |
Home town: | |||
Current & past employers: | Brinkmann | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I currently have three credit card accounts with higher interest rates. I have been looking to consolidate all accounts to one monthly payment but have been unsuccessful at this point in time. I can manage on larger monthly payment versus multiple smaller payments.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,477.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
Which debts do you plan to pay off with this loan? | Three credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 920 a month for rent and utilities, auto&insurance 650, 250 a month food. Work pays for phone and gas. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,545.86 at 12%, 5784.48 at 17%, and 3,355.94 at 15%. Auto loan 14,500 at 8%. |
Member Payment Dependent Notes Series 1202180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202180 |
$10,000 |
$10,000 |
13.67% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202180. Member loan 1202180 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | ADECCO | Debt-to-income ratio: | 19.47% |
Length of employment: | 10+ years | Location: | Middle Village, NY |
Home town: | |||
Current & past employers: | ADECCO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay high interst credit cards. Cards with interst rates up to 27% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $625, Transp: $100, utilities $80, Phone $60, food: $250 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $625, no other taxes or lines of credit etc |
Please explain the reason why you carry a large revolving credit balance. | Because I was not careful and interest rates increased |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total payments are around $800, I want to keep 1 card and min pay is $113. This loan payment is $about $350. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total is $12000, min payments : $800, interst rates between 18 and 27% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $10000 (27%),$400, Mastercard $1100 ( 18%) $ 200,,Am Ex $1100 ( 18%) $200 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay high interest cards and to keep a good credit rating by obtaining and paying this loan. |
Please explain the reason why you carry a large revolving credit balance. | Because I was not careful and interest rates increased |
Member Payment Dependent Notes Series 1202211
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202211 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202211. Member loan 1202211 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,200 / month |
Current employer: | precision machine works | Debt-to-income ratio: | 18.05% |
Length of employment: | 2 years | Location: | north augusta, SC |
Home town: | |||
Current & past employers: | precision machine works | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202215
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202215 |
$10,075 |
$10,075 |
15.81% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202215. Member loan 1202215 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,258 / month |
Current employer: | Financial solutions | Debt-to-income ratio: | 9.78% |
Length of employment: | 2 years | Location: | Wyomissing, PA |
Home town: | |||
Current & past employers: | Financial solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $12,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | One, I switched cell providers and paid remaining balance at time I switch. I was unaware that my old provider subsequently charged additional charges. I was notified when they sent the bill to collections. When I was notified I immediately made payment |
What is your intended use for the loan proceeds? | Debt consolidtion and pay federal and state taxes |
If you have a delinquency in the last 2 years, please explain the reason. | One, I switched cell providers and paid remaining balance at time I switch. I was unaware that my old provider subsequently charged additional charges. I was notified when they sent the bill to collections. When I was notified I immediately made payment |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Taxes and cc payoff<br>6,000 to taxes<br>3,500 cc |
Member Payment Dependent Notes Series 1202222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202222 |
$6,000 |
$6,000 |
16.29% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202222. Member loan 1202222 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.95% |
Length of employment: | n/a | Location: | Middletown, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,207.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our rent is 1069.00 a month we have a car loan of 271.07, our utilities are usually 48 for gas and 143.00 on electirc our car insurance is 92 a month and food usually is 100 a week. |
Member Payment Dependent Notes Series 1202229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202229 |
$7,000 |
$7,000 |
13.99% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202229. Member loan 1202229 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Apple Inc | Debt-to-income ratio: | 18.00% |
Length of employment: | 3 years | Location: | Long beach, CA |
Home town: | |||
Current & past employers: | Apple Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > A dear friend of mine was involved in a horrific car accident... Her family was in an awful financial standing so they didn't have money to pay the medical bills. I used my credit to help soften the blow for her family... but now I need YOUR help to consolidate my debt and lower my monthly payments.<br><br> Borrower added on 03/20/12 > A dear friend of mine was involved in a horrific car accident... Her family was in an awful financial standing so they didn't have money to pay the medical bills. I used my credit to help soften the blow for her family... but now I need YOUR help to consolidate my debt and lower my monthly payments.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 1: $3,500 / 25% interest<br>Credit card 2: $2,500 / 21% interest<br>Credit card 3: $2,100 / 29% interest<br><br>This loan will significantly lower my interest/monthly payments and also make it so I only have one payment per month which is much easier to manage. This minimum payment will also allow me to become debt free in 3 years.... Even sooner if I pay a bit more each month. |
Member Payment Dependent Notes Series 1202231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202231 |
$35,000 |
$35,000 |
18.55% |
1.00% |
March 28, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202231. Member loan 1202231 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | ANKOR Energy LLC | Debt-to-income ratio: | 14.32% |
Length of employment: | 10+ years | Location: | HOUMA, LA |
Home town: | |||
Current & past employers: | ANKOR Energy LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $22,025.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. |
Which debts do you plan to pay off with this loan? | All credit card debt |
Please explain the reason why you carry a large revolving credit balance. | My balance to available credit is high due to a reduction in total available credit by the credit card companies during the recession. |
Member Payment Dependent Notes Series 1202235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202235 |
$4,500 |
$4,500 |
6.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202235. Member loan 1202235 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Nestle Purina Pet Care | Debt-to-income ratio: | 15.33% |
Length of employment: | 6 years | Location: | St. Charles, MO |
Home town: | |||
Current & past employers: | Nestle Purina Pet Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The description of "large" is relative to ones income. My revolving credit balance at Discover is at zero %interest for 18 months and it only represents less that 4% of my household income. My current financial plan has this debt being paid off by September 2012. |
If you have a public record on file, please briefly explain the event and its resolution. | I'm not sure what you mean by "public record". Could you please be more specific? Thanks. |
Member Payment Dependent Notes Series 1202240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202240 |
$35,000 |
$35,000 |
21.48% |
1.00% |
March 28, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202240. Member loan 1202240 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | NYU School of Medicine | Debt-to-income ratio: | 11.80% |
Length of employment: | 6 years | Location: | WESTBURY, NY |
Home town: | |||
Current & past employers: | NYU School of Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2600 per month |
Please explain the reason why you carry a large revolving credit balance. | Debt that I racked up in college. I used cards to pay for books, tuition balance, food and clothing. It would be easier to pay off the debt and consolidate under one payment with one rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card balance is 25k. The highest interest rate is 19.99% and the lowest is 14% My monthly payments for credit cards total $617 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- 1200<br>Transportation-100<br>Utilities-200<br>Food-150 bi-weekly<br>Phone 75 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa-10,500 Interest-17.46, mp-263<br>Visa-5000, Interest-15, mp 124<br>Visa-4600, Interest-14, mp 99<br>Amex-5000, Interest 19, mp 151 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 25K will be paid towards credit card debt.<br>10k will be used to pay student loan. <br>My goal is to consolidate my of my revolving debt and loan in order to make only one monthly payment for all of my bills. |
Member Payment Dependent Notes Series 1202243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202243 |
$2,800 |
$2,800 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202243. Member loan 1202243 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Prince Geroges County Public Schools | Debt-to-income ratio: | 15.58% |
Length of employment: | 6 years | Location: | Wasington, DC |
Home town: | |||
Current & past employers: | Prince Geroges County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I would like to replace the appliances and the flooring in the kitchen.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,613.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I keep up with paying bills on time but have not been able to pay off my revolving credit.<br>I am moving next year to a much cheaper city and I have a debt payment plan ready to go. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1050 (Mortgage/Utilities)<br>$130 (Car Insurance) My car is paid off<br>$100 (Phone)<br>$900 (Credit Cards, Health Insurance, food, etc)<br>Total: $2170 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay a total of $1050.00. |
Please explain the reason why you carry a large revolving credit balance. | I keep up with paying bills on time but have not been able to pay off my revolving credit.<br>I am moving next year to a much cheaper city and I have a debt payment plan ready to go. |
Is this for a home improvement you have already made, or one that you are planning to make? | I am planning to make the improvements. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | I owe around $164,000 total.<br>$42, 000 at zero percent (Special Loans for teachers)<br>$122,000 at 7.0%.<br> I pay a total of $1050.00 per month with mortgage and condo fees. |
Is the improvement to your primary residence or an investment property? | I only own one residence. I am planning on selling it before I move. It has been suggested that I make minor improvements before I put it on the market. |
Member Payment Dependent Notes Series 1202248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202248 |
$32,350 |
$32,350 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202248. Member loan 1202248 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | US Coast Guard | Debt-to-income ratio: | 28.22% |
Length of employment: | 10+ years | Location: | Petalyma, CA |
Home town: | |||
Current & past employers: | US Coast Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Currently looking to consolidate debt and pay off within three years. I have a steady job and have been at the job for 17 years.<br><br> Borrower added on 03/21/12 > Debt consists of primarily student loans and a loan taken out for an unforeseen emergency need. Now I am looking to consolidate these items in order to pay off quicker with a lower interest rate and still be able to save money.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | To answer in general you are looking at about 2500 to 2600 varying monthly. As I mentioned in the loan description I'm looking to condolidate to get a better rate. |
Member Payment Dependent Notes Series 1202269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202269 |
$9,125 |
$9,125 |
6.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202269. Member loan 1202269 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,833 / month |
Current employer: | Lindt & Sprungli USA | Debt-to-income ratio: | 15.88% |
Length of employment: | 10+ years | Location: | NOTTINGHAM, NH |
Home town: | |||
Current & past employers: | Lindt & Sprungli USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Taking Debt over for loved one. |
What is your intended use for the loan proceeds? | Taking Debt over for loved one. |
Member Payment Dependent Notes Series 1202287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202287 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202287. Member loan 1202287 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | ARAMARK Corporation | Debt-to-income ratio: | 9.35% |
Length of employment: | 10+ years | Location: | Saint Louis, MO |
Home town: | |||
Current & past employers: | ARAMARK Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I'm building a second bathroom in my house. Need money for materials and plumber. I have a steady management job for over 10 years with the same company. I have also designed a budgeting system that I have used for about 7 years and have a bi-weekly planned budget surrounding my income and expenses.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202291 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202291. Member loan 1202291 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | The Advocacy Alliance | Debt-to-income ratio: | 17.27% |
Length of employment: | 5 years | Location: | Scranton, PA |
Home town: | |||
Current & past employers: | The Advocacy Alliance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,386.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay the rent and the auto and renters insurance and gas for the car. My wife pays for our electric, cable, phone, internet and food. My bills come to $710.00 for rent. about $55.00 a month and gas is about $75.00 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe about $1,200.00 on one Bank of America card, about $1,200.00 on another Bank of America card, about $1,000.00 on a Firestone Auto card, about $700.00 on a America Express card, about $90.00 dollars on a Sam's Club card, about $60.00 on a Sears Credit card, about $3,200.00 on a car loan, and about $3,400.00 on a personal loan. |
Member Payment Dependent Notes Series 1202305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202305 |
$1,200 |
$1,200 |
13.99% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202305. Member loan 1202305 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,708 / month |
Current employer: | Oklahoma Primary Care Association | Debt-to-income ratio: | 20.98% |
Length of employment: | 6 years | Location: | Moore, OK |
Home town: | |||
Current & past employers: | Oklahoma Primary Care Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > To pay off medical bills.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,879.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1202328
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202328 |
$13,775 |
$13,775 |
7.90% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202328. Member loan 1202328 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | executive aircraft maintenance | Debt-to-income ratio: | 18.25% |
Length of employment: | 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | executive aircraft maintenance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan 1900,interest is about 22%..credit cards,2500,22%-24% intetesr,5900 11.4%,3,000-22-24% interest,its ridiculous,that's why I want to consolidate,cut up cards,pay this loan off faster,I'm getting now where paying,150,50,200 and 150 a month..taking too long,too high interest |
Member Payment Dependent Notes Series 1202329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202329 |
$20,000 |
$20,000 |
8.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202329. Member loan 1202329 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | AxiaD IDS Inc. | Debt-to-income ratio: | 9.47% |
Length of employment: | 1 year | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | AxiaD IDS Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This loan is to fund my upcoming wedding on May 26th 2012. Most of it will be used for the reception.<br><br> Borrower added on 03/20/12 > Hello everyone, you all know how difficult it is to get a personal loan with a good rate. I need this amount to finance my upcoming wedding.<br>Thanks<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I cannot provide this information per Lending Club policy. |
What portion of your wedding expenses does this loan represent? | This loan covers half of my wedding expenses. The other half is funded by what I was able to save for a year and a half which was by the way higher than the monthly payment of this loan with Lending Club. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I cannot provide this information per Lending Club policy. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I cannot provide this information per Lending Club policy. |
Please explain the reason why you carry a large revolving credit balance. | Good question. I had to book our honeymoon and pay in advance. Our guest will pay our honeymoon as a wedding gift so that balance will clear-up. |
Member Payment Dependent Notes Series 1202340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202340 |
$32,075 |
$32,075 |
23.33% |
1.00% |
April 3, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202340. Member loan 1202340 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.97% |
Length of employment: | 3 years | Location: | MERION STATION, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I am looking to consolidate my current debt. I did this in 2005 when I started a new business (borrowed 25k) and paid everything back. I will pay it all back again.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $19,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 15,000 in credit card debt from 3 different credit cards.Rates are approximately 21%. |
Which debts do you plan to pay off with this loan? | All of my credit card debts which total 15,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 15,000 in credit card debt from 3 different credit cards.Rates are approximately 21%. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is primarily for paying off my credit card debt (15,000) and then using the rest to make sure I can pay back the loan and other incidentals. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 2550<br>Cable/Phone/Utilities 500<br>Food 1000<br>Transp 500<br>CC Fees 500<br>Misc/Fun 1000 |
Member Payment Dependent Notes Series 1202361
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202361 |
$16,000 |
$16,000 |
14.65% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202361. Member loan 1202361 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Department of Justice_FBI | Debt-to-income ratio: | 23.29% |
Length of employment: | 1 year | Location: | EL PASO, TX |
Home town: | |||
Current & past employers: | Department of Justice_FBI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This loan will be a loan to consolidate debts that were incurred for a job relocation. These expenses were not covered by the employer.<br><br> Borrower added on 03/20/12 > Consolidating the debt will allow the opportunity to pay off debts and work quickly to start over. This loan will be used to pay off 3 other debts, and also provide a lower combined interest rate than what is currently being paid.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,895.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses, including housing, insurances, car and all utilities is 2230. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately the balances became high during a job relocation in which the expenses were not covered by the employer. Having multiple high balances makes it difficult to pay down balances, this loan will allow us to pay off our debts and "start over". |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover 9400 (14%)<br>mc 3300 (19%)<br>visa 1800 (24%)<br><br>house 1260, car 580, insurance 77<br>No student loan payments |
Which debts do you plan to pay off with this loan? | The plan is to pay off the discover, visa and mc. The visa and mc will be closed once the balances are at zero. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately the balances became high during a job relocation in which the expenses were not covered by the employer. Having multiple high balances makes it difficult to pay down balances, this loan will allow us to pay off our debts and "start over". |
Member Payment Dependent Notes Series 1202363
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202363 |
$6,000 |
$6,000 |
6.03% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202363. Member loan 1202363 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Red Lion Hotels - M&M Catering | Debt-to-income ratio: | 14.74% |
Length of employment: | 6 years | Location: | Yakima, WA |
Home town: | |||
Current & past employers: | Red Lion Hotels - M&M Catering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $400, Transportation: $120, No utilities payment, Phone: $65, Insurance: $260, Food: $400 |
Member Payment Dependent Notes Series 1202367
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202367 |
$6,000 |
$6,000 |
6.62% |
1.00% |
March 29, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202367. Member loan 1202367 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | Liberty Christian School | Debt-to-income ratio: | 1.76% |
Length of employment: | 3 years | Location: | Sanford, FL |
Home town: | |||
Current & past employers: | Liberty Christian School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Thanks, everyone! 80 investors in! I can't believe this thing is working so well. Only $900 more. Thanks to everyone, again!<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a unique investing opportunity that is only available for the following month. :) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay around $500 in housing, $500 in food, $100 in gas, $30 cell phone, and the other goes to fun/entertainment/investing. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,200. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1,200 total in housing. I have two room mates who help with all bills. |
Member Payment Dependent Notes Series 1202418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202418 |
$19,075 |
$19,075 |
17.99% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202418. Member loan 1202418 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,383 / month |
Current employer: | Questar Pipeline | Debt-to-income ratio: | 17.18% |
Length of employment: | 10+ years | Location: | Rock Springs, WY |
Home town: | |||
Current & past employers: | Questar Pipeline | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | not comfortable in giving out this infomation |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | combining bills and finishing household projects |
What is your intended use for the loan proceeds? | combining bills and finishing projects |
Please provide additional details regarding the purpose of the loan. | combing bills and finishing household projects |
What is your intended use for the loan proceeds? | combining bills and finishing projects |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am not comfortable giving this information out Thanks |
Member Payment Dependent Notes Series 1202425
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202425 |
$14,125 |
$14,125 |
13.67% |
1.00% |
March 28, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202425. Member loan 1202425 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Target | Debt-to-income ratio: | 17.24% |
Length of employment: | 10+ years | Location: | UPPER CHICHESTER, PA |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I have been at my job for 10 plus years, have a consistent, steady and stable income as well as savings. I have never defaulted or been late on anything. This loan will allow be to consolidate my credit cards and save a substantial amount of interest.<br><br> Borrower added on 03/23/12 > My monthly budget after housing, utilities, all debt obligations affords me approx $1250.00 in expendable incoming. I hope this answers your questions with regard to budget. Thanks again.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,580.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card-1: 3412 26.99% 125.00<br>Card-2: 0 22.99% 000.00 (Just paid off)<br>Card-3: 2664 18.99% 51.00 <br>Card-4: 2266 19.99% 89.00 <br>Card-5: 2583 21.99% 101.00 <br>Card-6: 42 23.99% 15.00 <br>Card-7: 2832 22.99% 148.00 <br>Card-8: 665 24.99% 25.00 <br>2 of the cards have APR promos that expired this week. Thus my total monthly payments going forward are: 554.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For all credit cards my total minimum monthly payments are $554.00. With this loan of $480.00/month I will not have any other outstanding CC debt. I just paid off one major card this week. |
Member Payment Dependent Notes Series 1202469
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202469 |
$18,000 |
$18,000 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202469. Member loan 1202469 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | sierra process systems inc | Debt-to-income ratio: | 12.11% |
Length of employment: | 3 years | Location: | FAIRFIELD, CA |
Home town: | |||
Current & past employers: | sierra process systems inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are around $800-$1000 a month. Utilities are included in my rent. I have a company vehicle and a company cell phone. So between food, insurance, and other expenses I usually spend between $400 and $600 a month. |
Member Payment Dependent Notes Series 1202477
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202477 |
$14,000 |
$14,000 |
20.50% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202477. Member loan 1202477 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $20,000 / month |
Current employer: | GFS Fence Guardrail and Signage | Debt-to-income ratio: | 15.39% |
Length of employment: | 10+ years | Location: | Elmhurst, IL |
Home town: | |||
Current & past employers: | GFS Fence Guardrail and Signage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Pay some credit cards off<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 27 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,262.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay Down some credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 5k aaprox |
Please explain the reason why you carry a large revolving credit balance. | I use credit cards and pay off when we recieve our bonuses. |
Member Payment Dependent Notes Series 1202479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202479 |
$7,500 |
$7,500 |
6.03% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202479. Member loan 1202479 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Heits Building Service | Debt-to-income ratio: | 6.96% |
Length of employment: | < 1 year | Location: | the colony, TX |
Home town: | |||
Current & past employers: | Heits Building Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I am consolidating credit card bills, some of which are medical bills, the rest are from home improvements made over the past 2 years. I can reduce my payments by over 25%, and still pay off your loan faster, than I can with the CCs. I have never defaulted on a loan, and have excellent credit.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,738.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC 2600 at 11.9%, CC 3000 at 9.9%, CC 2000 at 10.4%. That's it. My mortgage is 880.00. No other loans or payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 876.00 (including tax and ins) ins 75/month, phone 50, electric 160, water 55, food 350, and credit cards I am paying 600+ (not min.), misc 150. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I forgot to mention I own both cars, so I have no car payment. 2001 focus 2004 civic |
Member Payment Dependent Notes Series 1202492
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202492 |
$2,500 |
$2,500 |
6.03% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202492. Member loan 1202492 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Bergners | Debt-to-income ratio: | 20.01% |
Length of employment: | 9 years | Location: | Peoria , IL |
Home town: | |||
Current & past employers: | Bergners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,491.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202508 |
$12,800 |
$12,800 |
13.99% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202508. Member loan 1202508 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | permanent painting of pa | Debt-to-income ratio: | 15.78% |
Length of employment: | < 1 year | Location: | HELLERTOWN, PA |
Home town: | |||
Current & past employers: | permanent painting of pa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | $9,000 |
Member Payment Dependent Notes Series 1202523
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202523 |
$20,000 |
$20,000 |
10.74% |
1.00% |
March 29, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202523. Member loan 1202523 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Novartis | Debt-to-income ratio: | 12.96% |
Length of employment: | 6 years | Location: | MARBLEHEAD, MA |
Home town: | |||
Current & past employers: | Novartis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $9,329.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard #1: Balance: $3700 Interest rate: 11% Min payment: $ 80<br>Mastercard #2: Balance: $2260 Interest rate: 15% Min payment: $60<br>Mastercard #3: Balance: $14,440 Interest rate: 16% Min payment: $400 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments for all credit cards: $540 |
Member Payment Dependent Notes Series 1202525
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202525 |
$9,000 |
$9,000 |
6.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202525. Member loan 1202525 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,675 / month |
Current employer: | Advanced Forecasting Corporation | Debt-to-income ratio: | 4.58% |
Length of employment: | 10+ years | Location: | Billings, MT |
Home town: | |||
Current & past employers: | Advanced Forecasting Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Greetings. Thanks for your question and interest. I travel overseas frequently to grow my business; the expenses gather to $10-15k then I pay them off over the course of 3-8 months to increase my credit score. Income to the business goes through a mix of growth spurts and steadying-off periods; I am in the latter phase. In the last 45 days, most of my credit cards are now moved over to a 0% APR for 12 months. Your support means a lot. Thank you again. Best regards. |
What is your intended use for the loan proceeds? | Good day to you, and I appreciate your interest / question. I am buying a Toyota Prius (2007). I am buying it from FL and driving it back to MT. Best regards. |
Member Payment Dependent Notes Series 1202536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202536 |
$13,000 |
$13,000 |
9.76% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202536. Member loan 1202536 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Franklin county Sheriff Dept | Debt-to-income ratio: | 21.56% |
Length of employment: | 5 years | Location: | GROVE CITY, OH |
Home town: | |||
Current & past employers: | Franklin county Sheriff Dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,578.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | discovery card<br>capital one card |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | discovery-$250 a month<br>capital one visa -$100 a month<br>AAA visa card -$200 a month |
Please explain the reason why you carry a large revolving credit balance. | owed money to the IRS,payed it off with credit card |
Member Payment Dependent Notes Series 1202562
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202562 |
$12,000 |
$12,000 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202562. Member loan 1202562 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | ReycoGranning, LLC | Debt-to-income ratio: | 20.29% |
Length of employment: | 10+ years | Location: | St. Cloud, MN |
Home town: | |||
Current & past employers: | ReycoGranning, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,678.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2649.00/per month |
Member Payment Dependent Notes Series 1202577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202577 |
$19,750 |
$19,750 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202577. Member loan 1202577 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,403 / month |
Current employer: | Firstbank | Debt-to-income ratio: | 20.66% |
Length of employment: | 10+ years | Location: | PALM DESERT, CA |
Home town: | |||
Current & past employers: | Firstbank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,201.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $500/mo., Car pmt: $200/mo., Utilities:$180/mo., Phone: $60/mo., Insurance: $83.38/mo., food:$150.00/wk. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears Mastercard: Balance $5836.23/min. pmt $185.75/interest rate 25.24%, Sears card: Balance $2138.86/min. pmt $57.38/interest rate 20.40%, World Market: Balance $686.02/min. pmt $26.00/interest rate 26.99%, Bank of America: Balance $1646.78/min. pmt $26.00/interest rate 7.90%, Firstbank Visa: Balance $2182.30/min. pmt $65.00/interest rate 15.15%, Barclays bank: Balance $1228.86/min. pmt $41.71/interest rate 29.99%, Capital One: Balance $4378.50/min. pmt $130.00/interest rate 22.90%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears Mastercard: Balance $5836.23/min. pmt $185.75/interest rate 25.24%, Sears card: Balance $2138.86/min. pmt $57.38/interest rate 20.40%, World Market: Balance $686.02/min. pmt $26.00/interest rate 26.99%, Bank of America: Balance $1646.78/min. pmt $26.00/interest rate 7.90%, Firstbank Visa: Balance $2182.30/min. pmt $65.00/interest rate 15.15%, Barclays bank: Balance $1228.86/min. pmt $41.71/interest rate 29.99%, Capital One: Balance $4378.50/min. pmt $130.00/interest rate 22.90%. |
Member Payment Dependent Notes Series 1202579
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202579 |
$19,200 |
$19,200 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202579. Member loan 1202579 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,875 / month |
Current employer: | Mid South Synergy | Debt-to-income ratio: | 23.46% |
Length of employment: | 10+ years | Location: | Madisonville, TX |
Home town: | |||
Current & past employers: | Mid South Synergy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $832.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover Card $24,000/$625 per month. We will add the remaining cash to this loan to pay the bill off & get a lower interest rate. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently have one Discover minimum payment of $625 per month with a higher interest rate (remaining balance of $24,000). This loan will allow us to pay that loan off & obtain a lower interest rate & lower monthly payment. |
Member Payment Dependent Notes Series 1202593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202593 |
$24,000 |
$24,000 |
15.31% |
1.00% |
April 2, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202593. Member loan 1202593 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,383 / month |
Current employer: | Ben E. Keith Foods | Debt-to-income ratio: | 24.32% |
Length of employment: | 10+ years | Location: | Albuquerque, NM |
Home town: | |||
Current & past employers: | Ben E. Keith Foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > To all potential investors, I plan to use this loan to pay off all high interest credit cards and a few other debts. I consider myself to be a responsible person with good credit and has been employed with the same company for almost 12 years.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,275.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have five credit card accounts with a total balance of about $16,000. I pay around $600.00 monthly on all credit card payments. Between all five accounts, my interest rate averages around 16%. I have a mortgage balance of just over $91,000 and a payment of $705.00 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 700, transportation, car and ins., 490, utilities 350, credit cards 600, personal loan 380 |
Please explain the reason why you carry a large revolving credit balance. | There was a time I was living off my credit cards. Now that my finances are more stable, I want to work on paying them off. |
Which debts do you plan to pay off with this loan? | All my credit card debt and a tax bill |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off credit card debt and taxes |
Member Payment Dependent Notes Series 1202615
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202615 |
$14,400 |
$14,400 |
18.25% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202615. Member loan 1202615 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,138 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.41% |
Length of employment: | n/a | Location: | NORTH HIGHLANDS, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I had this account since I was a Pivate in Military. Convenient way to shop at Post Exchange. Made a few large purchases at Christmas and it got away from me.<br><br> Borrower added on 03/23/12 > The last loan description was actually a response to a question on revolving line of credit. Apologies.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $9,847.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bal. Int Rate. Pmt<br>Citi Mc. $3000. 22.99. $121<br>GAP Visa. $2345. 23.99 $60<br>Mil Star. $4806 24.99 $193<br>TSP loan. $3200. $175 |
If you have a delinquency in the last 2 years, please explain the reason. | I've had a delinquency on my Military Star Card for a couple of months. The reason is I have an allotment that goes from my bank account to pay on the card and the payment became higher than the allotment. Once I realized it I increased the allotment immediately. |
Please explain the reason why you carry a large revolving credit balance. | Have had this aact for 30 yrs. I made a few large purchases at Christmas and it got away from me. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off 5 accounts completely. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Utilities- 200.00 Misc- 200.00<br>Groceries - 225.00 <br>Phone- 130.00. Total- $965.00<br>Cable/Internet- 60.00<br>Transport- 150.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying off 5 accounts completely. |
Which debts do you plan to pay off with this loan? | 3 credit cards, revolving line of credit and a TSp loan |
Member Payment Dependent Notes Series 1202619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202619 |
$18,400 |
$18,400 |
21.97% |
1.00% |
March 30, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202619. Member loan 1202619 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,942 / month |
Current employer: | Hawker Bechcraft | Debt-to-income ratio: | 19.06% |
Length of employment: | 10+ years | Location: | VALLEY CENTER, KS |
Home town: | |||
Current & past employers: | Hawker Bechcraft | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I want to pay off my credit cards and cancel them and pay my car off so I hsbe just one payment and can get it all payed for<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Im trying to answer this at work so I hope this is a goof enough answe if not let me know my cards are from 281 to a couple at 4500 interest is from 11 percent to 24 percent most of them are at 24 prrcent |
What is your intended use for the loan proceeds? | To pay off credit cards and car |
Which debts do you plan to pay off with this loan? | Credit cards and car |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Im trying to answer this at work so I hope this is a goof enough answe if not let me know my cards are from 281 to a couple at 4500 interest is from 11 percent to 24 percent most of them are at 24 prrcent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Im trying to answer this at work so I hope this is a goof enough answe if not let me know my cards are from 281 to a couple at 4500 interest is from 11 percent to 24 percent most of them are at 24 prrcent |
Please explain the reason why you carry a large revolving credit balance. | I was trying to make ends meet and over did it I thought I culd keep up and pay them off need to get them on one bill and cancel the cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Im trying to answer this at work so I hope this is a goof enough answe if not let me know my cards are from 281 to a couple at 4500 interest is from 11 percent to 24 percent most of them are at 24 prrcent |
Which debts do you plan to pay off with this loan? | Credit cards and car |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Im trying to answer this at work so I hope this is a goof enough answe if not let me know my cards are from 281 to a couple at 4500 interest is from 11 percent to 24 percent most of them are at 24 prrcent |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all credit cards and car to get to one payment and cancelling cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent 160 for gas propane every 3months 400.00 phone and tv and my internet are together 200.00 lnsurance every six moths 600.00 food 250.00 month |
Please explain the reason why you carry a large revolving credit balance. | I was trying to make ends meet and over did it I thought I culd keep up and pay them off need to get them on one bill and cancel the cards |
Member Payment Dependent Notes Series 1202620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202620 |
$8,000 |
$8,000 |
13.67% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202620. Member loan 1202620 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,250 / month |
Current employer: | VCS | Debt-to-income ratio: | 20.49% |
Length of employment: | 3 years | Location: | Midlothian, VA |
Home town: | |||
Current & past employers: | VCS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $14,075.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would prefer not to break down each payment. I currently work a full-time job that satisfies my bills. I am also working a part time-job so that I can fund our family (of 6) vacation in December 2012 as my side of the family wants to have a family reunion and have booked us all a cruise. I am trying to consolidate bills, pay off bills and get my financial life in order. I don't have any student loans and my husband pays the mortgage and main household bills. <br>4 characters remaining |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would prefer not to break down each payment. I currently work a full-time job that satisfies my bills. I am also working a part time-job so that I can fund our family (of 6) vacation in December 2012 as my side of the family wants to have a family reunion and have booked us all a cruise. I am trying to consolidate bills, pay off bills and get my financial life in order. I don't have any student loans and my husband pays the mortgage and main household bills. <br>4 characters remaining |
Member Payment Dependent Notes Series 1202622
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202622 |
$22,000 |
$22,000 |
13.67% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202622. Member loan 1202622 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,333 / month |
Current employer: | hopkins care center | Debt-to-income ratio: | 11.82% |
Length of employment: | 6 years | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | hopkins care center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I will like to make only one payment insteady of writing checks to numerous banks or creditcards<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1202625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202625 |
$21,000 |
$21,000 |
13.11% |
1.00% |
March 28, 2012 |
April 3, 2017 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202625. Member loan 1202625 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Yale University | Debt-to-income ratio: | 15.49% |
Length of employment: | 4 years | Location: | New Haven, CT |
Home town: | |||
Current & past employers: | Yale University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay $921 per month for mortgage, taxes, and insurance. Monthly utilities range from $100 per month in summer to about $250 per month in winter. |
What is the home improvement project you are planning? | Hi, thanks for inquiring. We're planning on renovating a full and half-bath and renovating/updating our kitchen. |
Is the improvement to your primary residence or an investment property? | Hi, thanks for inquiring. We are working on our primary residence. Thanks. |
Is this for a home improvement you have already made, or one that you are planning to make? | Hi, this amount will cover projects that we are planning to start within the next 1-2 months. |
What is the home improvement project you are planning? | Hi, thanks for inquiring. We're planning on renovating a full and half-bath and renovating/updating our kitchen. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello, I pay $921 per month (total) for mortgage, taxes, and insurance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, thanks for asking. Total expenses (mortgage, taxes, insurance, car insurance, phone, food, transportation, student loans) comes to about $1700/month. |
Member Payment Dependent Notes Series 1202634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202634 |
$35,000 |
$35,000 |
8.90% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202634. Member loan 1202634 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,583 / month |
Current employer: | Financial Institution | Debt-to-income ratio: | 8.83% |
Length of employment: | 1 year | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Financial Institution | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > The proceeds of this loan will be used to continue to invest and finance a small, established (+1 year), growing and already profitable dog boarding business.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,610.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | The business was established over a year ago and has been profitable since day one. It is a local dog boarding and daycare facility offering high end cage-free dog boarding. The loan proceeds will be used to continue investing in the business - marketing (online, bus bench, etc), infrastructure (improved play areas) and other related investments. |
Member Payment Dependent Notes Series 1202652
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202652 |
$7,000 |
$7,000 |
13.67% |
1.00% |
March 28, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202652. Member loan 1202652 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,500 / month |
Current employer: | Prosperity Elite Corporation | Debt-to-income ratio: | 5.05% |
Length of employment: | 4 years | Location: | Escondido, CA |
Home town: | |||
Current & past employers: | Prosperity Elite Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > I am looking to make a once in a lifetime dream come true. I am a very responsible person that understands the value of honoring my financial obligations. Than you in advance for helping me make the most important day of my life, extra special!<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $4,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1202655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202655 |
$14,000 |
$14,000 |
6.62% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202655. Member loan 1202655 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Davis Polk | Debt-to-income ratio: | 28.82% |
Length of employment: | 8 years | Location: | East Elmhurst, NY |
Home town: | |||
Current & past employers: | Davis Polk | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > This is to pay off a current loan that has a 18% rate. Payments will be the same.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have no credit cards owed. This loan is to get out of a higher interest loan. They pay off amount for my current loan is $13800. It has a 18% APR. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | n/a |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent- $1000<br>Auto insurance- $280<br>current loan - $425 |
Member Payment Dependent Notes Series 1202688
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202688 |
$12,000 |
$12,000 |
14.65% |
1.00% |
March 28, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202688. Member loan 1202688 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | USAF | Debt-to-income ratio: | 19.44% |
Length of employment: | 10+ years | Location: | NORTH LAS VEGAS, NV |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I plan on paying off all my unsecured loans and credit cards. I am Active duty Air Force facing no negative actions that will cause me separation from the military. I am current on all accounts and using this loan to make one payment instead of multiple. Also in the past i have paid loans off early<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $2,915.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly payment for star cards is 200, old navy is 66, welsfargo is 80, best buy is 50, and home spot is 70-80. Mortgage is 801. Student loans have not started. But will be around 250. |
Which debts do you plan to pay off with this loan? | I plan to pay off my wellsfargo, star cards, old navy card, best buy card, home depot card |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Own house mortgage is 801. Utilities add up to about 400 |
Member Payment Dependent Notes Series 1202696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202696 |
$9,000 |
$9,000 |
14.65% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202696. Member loan 1202696 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Montana State Prison | Debt-to-income ratio: | 17.60% |
Length of employment: | 10+ years | Location: | DEER LODGE, MT |
Home town: | |||
Current & past employers: | Montana State Prison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Debt Consoladation<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,404.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1202724
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202724 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202724. Member loan 1202724 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Affliction | Debt-to-income ratio: | 10.11% |
Length of employment: | 1 year | Location: | Los Alamitos, CA |
Home town: | |||
Current & past employers: | Affliction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/20/12 > Just a simple loan to consolidate 5 monthly payments. This loan will bring the total of those monthly payments from $570 down to $185 a month. That sort of payment will be no problem and will be an automatic transfer each month.<br>
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $744.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | In the last 2 years I don't think I should have any. I had a few in my youth due to forgetfulness but I pretty much set up everything on auto-pay now or I'll pre-pay things to avoid that all together. |
Member Payment Dependent Notes Series 1202749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202749 |
$8,000 |
$8,000 |
6.62% |
1.00% |
April 3, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202749. Member loan 1202749 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | Advanced Radiology Consultants | Debt-to-income ratio: | 11.91% |
Length of employment: | < 1 year | Location: | Bridgeport, CT |
Home town: | |||
Current & past employers: | Advanced Radiology Consultants | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,673.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202770 |
$35,000 |
$35,000 |
23.26% |
1.00% |
April 2, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202770. Member loan 1202770 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 13.14% |
Length of employment: | < 1 year | Location: | FORT WORTH, TX |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,318.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have some credit card debt around 25k, which I am trying to consolidate. I also have a medical emergency for one of my children, which I will be using the remaining portion of the loan amount requested, |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have some credit card debt around 25k, which I am trying to consolidate. I also have a medical emergency for one of my children, which I will be using the remaining portion of the loan amount requested, |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit because I have had a couple of family emergencies (mostly medical), which exhausted my revolving credit, which I am now trying to consolidate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is about $835 monthly, transportation around $150/mo, phone about $150/mo., insurance about $200/mo., and food varies around $400-500 monthly. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit because I have had a couple of family emergencies (mostly medical), which exhausted my revolving credit, which I am now trying to consolidate. |
Member Payment Dependent Notes Series 1202801
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202801 |
$18,000 |
$18,000 |
7.90% |
1.00% |
April 2, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202801. Member loan 1202801 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,708 / month |
Current employer: | Legacy Health Systems | Debt-to-income ratio: | 9.83% |
Length of employment: | 6 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Legacy Health Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,307.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover: $11,410 12.99%, $228<br>Visa: $3817 16.99%, $94<br>Am Exp: $2895 14.24%, $61 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently I am paying $470 per month in minimum payments. After this loan I will be paying $630 per month including the loan and one balance that the loan will not cover. I will be able to get out of my credit card debt in 36 months with this loan which would be impossible to do in 36 months otherwise since most of the payments I make go to interest. |
What is your intended use for the loan proceeds? | Credit card consolidation and becoming debt free. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 100% for credit card consolidation & becoming debt free. |
Member Payment Dependent Notes Series 1202817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202817 |
$6,000 |
$6,000 |
14.65% |
1.00% |
March 30, 2012 |
April 3, 2015 |
April 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202817. Member loan 1202817 was requested on March 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Spaghettini | Debt-to-income ratio: | 1.14% |
Length of employment: | 10+ years | Location: | Huntington Beach, CA |
Home town: | |||
Current & past employers: | Spaghettini | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 20, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $2,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | One credit card debt at about $2,450 at 13.9%- $100 a month <br>One loan debt at about $3,500 at 15.9%- I pay $200-$300 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent$1,200; Bill average(excluding credit cards)$450; food/gas average $1,000+ |
Which debts do you plan to pay off with this loan? | 2 credit cards |
Member Payment Dependent Notes Series 1202880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202880 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202880. Member loan 1202880 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Assisted Living Concepts | Debt-to-income ratio: | 19.65% |
Length of employment: | < 1 year | Location: | PRESCOTT VALLEY, AZ |
Home town: | |||
Current & past employers: | Assisted Living Concepts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I am looking forward to using these funds wisely to better myself, and my future. I am an honest person, with good values. Having this loan enables me to live within financial boundares that takes stress from my life. I have a stable job, with opportunities for growth.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,494.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current total minimum monthly payments for all credit cards: 445.00<br>Including this loan: 854.00.<br>However, the plan is to pay these cards off with this loan. |
Member Payment Dependent Notes Series 1202885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202885 |
$9,000 |
$9,000 |
13.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202885. Member loan 1202885 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,708 / month |
Current employer: | Navy Gateway Inns and suites | Debt-to-income ratio: | 7.91% |
Length of employment: | 7 years | Location: | SAINT MARYS, GA |
Home town: | |||
Current & past employers: | Navy Gateway Inns and suites | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly bills add up to around 900-1100 a month |
Member Payment Dependent Notes Series 1202959
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202959 |
$15,850 |
$15,850 |
13.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202959. Member loan 1202959 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Institute For Community Living | Debt-to-income ratio: | 19.65% |
Length of employment: | 3 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Institute For Community Living | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1202975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202975 |
$20,000 |
$20,000 |
15.81% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202975. Member loan 1202975 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Fouch Electric Mfg Inc | Debt-to-income ratio: | 14.65% |
Length of employment: | 10+ years | Location: | Saint Helens, OR |
Home town: | |||
Current & past employers: | Fouch Electric Mfg Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,528.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Naturally I had ever planned to. I had been meanning to pay it down, but something always came up. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $19,000.00 on credit cards 16 - 25% I pay $1,000.00 a month total minimum due is about $600.00 a month<br>$2,900.00 line of credit 12% I pay $400.00 - $500.00 a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $500.00 a month for rent & all utilities. $400.00 a month on line of credit. Company car, no insurance payment. |
Which debts do you plan to pay off with this loan? | Pretty much all of them. |
Member Payment Dependent Notes Series 1202982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1202982 |
$20,000 |
$20,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1202982. Member loan 1202982 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | S.M.& B CONSTRUCTION CO, INC. | Debt-to-income ratio: | 7.79% |
Length of employment: | 10+ years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | S.M.& B CONSTRUCTION CO, INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,222.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For All Credit Cards Minimum Monthly Payment $ 351<br>This loan $655<br>After Pay off It will be only one payment of $ 655 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master Card Balance $4,034 Minimum Monthly $ 105 APR 24.44%<br><br>Visa Card Balance $ 8,249 Minimum Monthly $ 93 Promotional APR 1.99% Promotion Ends May 2012<br><br>Discover Card Balance $5,611 Minimum Monthly $ 153 Promotional APR 0% Ends August 2012 |
Member Payment Dependent Notes Series 1203023
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203023 |
$3,000 |
$3,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203023. Member loan 1203023 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | American Cancer Society | Debt-to-income ratio: | 20.32% |
Length of employment: | < 1 year | Location: | Smyrna, GA |
Home town: | |||
Current & past employers: | American Cancer Society | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This is a loan to finish paying off the last little amount on my visa card, i will only be using debit/cash from here on out<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203072
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203072 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203072. Member loan 1203072 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.42% |
Length of employment: | n/a | Location: | Decatur, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $7,125.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1203114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203114 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203114. Member loan 1203114 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Cargill Inc. | Debt-to-income ratio: | 5.23% |
Length of employment: | 10+ years | Location: | Kent, WA |
Home town: | |||
Current & past employers: | Cargill Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > The money will be going towards paying off high interest credit cards and consolidating medical bills. I've been at the same job for 10 years and have never paid late on any bill.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have any student loans or mortgages. I rent currently. <br><br>I have 4 credit cards:<br> <br>Credit Card #1 with $3500 balance, 20% interest, and $120 payment <br>Credit Card #2 - $2200 balance, 25%, and $100 payment <br>Credit Card #3 - $660 balance, 19%, $50 payment <br>One line of credit with a $660 balance, 18%, and $75 payment.<br><br>The rest is medical bills totaling $2800. All are on payment plans with no interest, and 4 payments of $100, $50, $50 and $50. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $900/mo<br>Power $100/mo<br>Cell phones $70/mo<br>Cable & Internet $100/mo<br>Auto Insurance $180/mo<br>Gas for cars $240/mo<br>Groceries $400/mo<br>Life Insurance and Roth IRA $150/mo |
Member Payment Dependent Notes Series 1203140
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203140 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203140. Member loan 1203140 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,000 / month |
Current employer: | JOHN LOBB LTD | Debt-to-income ratio: | 10.88% |
Length of employment: | 10+ years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | JOHN LOBB LTD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $15,176.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203159
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203159 |
$30,000 |
$30,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203159. Member loan 1203159 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $11,250 / month |
Current employer: | Delta Engineering | Debt-to-income ratio: | 15.15% |
Length of employment: | 10+ years | Location: | Mays Landing, NJ |
Home town: | |||
Current & past employers: | Delta Engineering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Our son is an up and coming chef. He's been well reviewed and has excellent business skills. We are confident with our support, and yours, that he will be successful in this endeavor. Managing our seafood resources is important and we want to help our son be successful in this endeavor.<br><br> Borrower added on 03/23/12 > The vision for the business venture is only a sustainable seafood menu that will add jobs and promote healthy lifestyles with innovative Topchef style cuisine.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203174 |
$25,000 |
$25,000 |
15.81% |
1.00% |
April 3, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203174. Member loan 1203174 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | plaza medical center of fort worth | Debt-to-income ratio: | 16.84% |
Length of employment: | 2 years | Location: | euless, TX |
Home town: | |||
Current & past employers: | plaza medical center of fort worth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1203178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203178 |
$10,925 |
$10,925 |
15.31% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203178. Member loan 1203178 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,704 / month |
Current employer: | Thomson Reuters | Debt-to-income ratio: | 8.54% |
Length of employment: | 8 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Thomson Reuters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $16,038.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly mortgage payment is $1,912 (including homeowners insurance and property taxes). Utilities average about $150/month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the loan for two purposes:<br>1. Sewer Repairs - the main sewer line in my house was backed up and a 15 ft section of the sewer line had to be excavated and replaced. The sewer repairs cost $3,150. <br>2. Taxes - I owe $7,415 in federal/state taxes this year. |
Please explain the reason why you carry a large revolving credit balance. | I have a VISA with an APR of 21% that was mostly used throughout college for textbooks and general expenses and carries a high balance. Since the VISA has such a high interest rate, the minimum payment is about $250/month. I bought a home last November and just recently started looking into getting a home equity loan that will allow me to consolidate my debts so that I can get them paid off. |
Please provide additional details regarding the purpose of the loan. | I'm using the loan for two purposes:<br>1. Sewer Repairs - the main sewer line in my house was backed up and a 15 ft section of the sewer line had to be excavated and replaced. The sewer repairs cost $3,150. <br>2. Taxes - I owe $7,415 in federal/state taxes this year. |
Member Payment Dependent Notes Series 1203180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203180 |
$16,000 |
$16,000 |
13.67% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203180. Member loan 1203180 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | US Senate | Debt-to-income ratio: | 16.43% |
Length of employment: | 6 years | Location: | STERLING, VA |
Home town: | |||
Current & past employers: | US Senate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $17,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $3000 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About $16,000 |
Which debts do you plan to pay off with this loan? | All of my current debt balances |
Member Payment Dependent Notes Series 1203189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203189 |
$4,000 |
$4,000 |
17.27% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203189. Member loan 1203189 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | recovercare | Debt-to-income ratio: | 18.54% |
Length of employment: | 3 years | Location: | GLENDALE, AZ |
Home town: | |||
Current & past employers: | recovercare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $5,314.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | i have just got divorced and was making lawyer payments on the credit cards. trying to pay them off but interest rate is high and i still am paying 500 a month to my lawyer for another 4 months. |
Which debts do you plan to pay off with this loan? | i plan on paying off the capitalone loan and my lawyer. which my laywer is 2000.00. which will save me 500.00 a month. and capitalone is only 475.00 which will save me 25.00 and then i will put the rest of it to the chase credit card to get it down and make larger payments on those to get them down. i have just been struggling for the last year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | chase credit card is 3975.00 with an interest rate of 21%. payments of 150.00<br>capital one is 490.00 with and interest rate of 21%. payments of 25.00<br>discover is 900.00 with no interest rate for the next 9 months. then jumps to 21%. payments of 50.00<br>personal loan from one main of 3700.00 with interest rate of 19%. payments of 187.00<br>toyota financial is 1750.00 with an interest of 14%. payments of 250.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is 750.00 but i have a room mate who pays 500. car payment is 250.00. utilities is average 100.00. insurance is 100 month. food is about 250 a month. gas is 150 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | chase credit card is 3975.00 with an interest rate of 21%. payments of 150.00<br>capital one is 490.00 with and interest rate of 21%. payments of 25.00<br>discover is 900.00 with no interest rate for the next 9 months. then jumps to 21%. payments of 50.00<br>personal loan from one main of 3700.00 with interest rate of 19%. payments of 187.00<br>toyota financial is 1750.00 with an interest of 14%. payments of 250.00 |
Member Payment Dependent Notes Series 1203212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203212 |
$8,400 |
$8,400 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203212. Member loan 1203212 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,369 / month |
Current employer: | Warwick Plumbing and Heating Corp | Debt-to-income ratio: | 11.37% |
Length of employment: | 8 years | Location: | Poquoson, VA |
Home town: | |||
Current & past employers: | Warwick Plumbing and Heating Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I have been employed at my current job for 8+ years. I am current on all of my bills and carry very little debt. I plan to use these funds for medical expenses that are necessary but not covered under my insurance. I have the resources to afford the loan payments without struggle.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $2,182.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1203220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203220 |
$6,400 |
$6,400 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203220. Member loan 1203220 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Community College of Phila. | Debt-to-income ratio: | 13.29% |
Length of employment: | 9 years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | Community College of Phila. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203299 |
$6,000 |
$6,000 |
15.81% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203299. Member loan 1203299 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Total Wine and more | Debt-to-income ratio: | 12.06% |
Length of employment: | 5 years | Location: | Simpsonville, SC |
Home town: | |||
Current & past employers: | Total Wine and more | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $8,231.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | $1700.00 for plane ticket, $1800.00 for hotel, and $2000.00 for other expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2400 is our monthly expenses. Additional income from spouse assists in expenses. |
Please provide general details of the cost of your vacation. | $1700.00 for plane ticket, $1800.00 for hotel, and $2000.00 for other expenses. |
Member Payment Dependent Notes Series 1203310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203310 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203310. Member loan 1203310 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Blue moose | Debt-to-income ratio: | 19.66% |
Length of employment: | 2 years | Location: | Lawrence, KS |
Home town: | |||
Current & past employers: | Blue moose | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Consolidating debts to get lower interest and one lower monthly payment.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $8,566.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203360
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203360 |
$27,000 |
$27,000 |
18.25% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203360. Member loan 1203360 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,583 / month |
Current employer: | Milliken and Company | Debt-to-income ratio: | 22.32% |
Length of employment: | 8 years | Location: | Pendleton, SC |
Home town: | |||
Current & past employers: | Milliken and Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I am going to finish an addition on my home so I can get the home refinanced at today's lower rates.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $6,658.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage- $1322, Loan- $1017, Utilities combined- $450, Insurance(house,auto,boat,life)-$400. |
If you have a public record on file, please briefly explain the event and its resolution. | Filed Chapter 7 in 2003. I have met all my obligations to since then and dont intend to change that trend. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-$1322, Car loan-$277, utilities combined-$400, Insurance combined-$450, Food/Dining Supplies- $1000, Auto/Boat gas-$400 |
Member Payment Dependent Notes Series 1203571
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203571 |
$3,500 |
$3,500 |
15.81% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203571. Member loan 1203571 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | cedars bakery | Debt-to-income ratio: | 12.44% |
Length of employment: | 10+ years | Location: | dearborn, MI |
Home town: | |||
Current & past employers: | cedars bakery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1203573
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203573 |
$14,075 |
$14,075 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203573. Member loan 1203573 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Chest Medicine Associates/Sleep Medicine | Debt-to-income ratio: | 23.43% |
Length of employment: | 8 years | Location: | Louisville, KY |
Home town: | |||
Current & past employers: | Chest Medicine Associates/Sleep Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Looking to get out of debt for good. Paid off one vehicle in January and the next one in April. Want to pay off credit cards as fast as possible to live as debt-free as possible! Thank you for your consideration!<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are 2,800 to 3,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6 credit cards total balance of 19,000 w/ interest rates of 12.9% to 29.9% with totally monthly payments of 525.00. No lines of credit, no student loans, mortgage 1667.0 per/mon. |
Member Payment Dependent Notes Series 1203584
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203584 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203584. Member loan 1203584 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,222 / month |
Current employer: | Marsh & McLennan Agency, LLC | Debt-to-income ratio: | 8.39% |
Length of employment: | 10+ years | Location: | KINNELON, NJ |
Home town: | |||
Current & past employers: | Marsh & McLennan Agency, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,269.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Curretn total minimum monthly payments on all credit cards is approx $425. This loan will pay down balances so minimum monthly payments will be reduced to $125 plus this monthly loan of $187.75 for a total of approx $312.75 |
Member Payment Dependent Notes Series 1203608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203608 |
$12,000 |
$12,000 |
13.67% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203608. Member loan 1203608 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | U.P Fashion | Debt-to-income ratio: | 23.91% |
Length of employment: | 9 years | Location: | Flushing, NY |
Home town: | |||
Current & past employers: | U.P Fashion | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $12,635.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The minimums are 100 and less... and total will be at least.. 400.. little bit less.. |
Member Payment Dependent Notes Series 1203635
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203635 |
$5,000 |
$5,000 |
7.62% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203635. Member loan 1203635 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | Lowe's Home Emprovement | Debt-to-income ratio: | 3.04% |
Length of employment: | 3 years | Location: | LEE CENTER, NY |
Home town: | |||
Current & past employers: | Lowe's Home Emprovement | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Loan is for debt consolidation and household repairs. Also boat motor purchse<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203684
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203684 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203684. Member loan 1203684 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | Fireman's Fund Insurance Co | Debt-to-income ratio: | 15.39% |
Length of employment: | 10+ years | Location: | PETALUMA, CA |
Home town: | |||
Current & past employers: | Fireman's Fund Insurance Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > credit card payoff<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,343.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1203709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203709 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203709. Member loan 1203709 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,633 / month |
Current employer: | Norton Healthcare | Debt-to-income ratio: | 3.58% |
Length of employment: | < 1 year | Location: | Shelbyville, KY |
Home town: | |||
Current & past employers: | Norton Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I plan to use the funds to pay off a couple of credit cards that I have. I've never had credit card debt in my life and I really don't want that hanging over my head any longer. I have a very steady job in the healthcare field.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $1379/mo which includes insurance and property taxes. My monthly utilities avg about $200/mo (electric/water/gas). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Discover credit card with a $6000 balance. The monthly minimum is around $140. I have a Chase Freedom credit card with a balance of approximately $3500 with a minimum monthly payment of $26. I have no other debts (ie. car payments or student loans). |
Which debts do you plan to pay off with this loan? | I plan to pay off both of my credit cards with this loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using approximately $10k to pay off my credit cards, $1k to pay off medical bills. The remainder will be used for various home improvement projects (a storage shed being the main one). |
Member Payment Dependent Notes Series 1203719
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203719 |
$1,200 |
$1,200 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203719. Member loan 1203719 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | new vanderbilt rehab care center | Debt-to-income ratio: | 13.50% |
Length of employment: | 4 years | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | new vanderbilt rehab care center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203734
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203734 |
$13,000 |
$13,000 |
18.25% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203734. Member loan 1203734 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Precision Castparts Corp | Debt-to-income ratio: | 18.15% |
Length of employment: | 7 years | Location: | Beaverton, OR |
Home town: | |||
Current & past employers: | Precision Castparts Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > This loan is to once and for all consolidate my debt so that I can reach my goal of becoming debt free outside of my mortgage in the next 3 years. I currently have a LC loan that I have made all payments on, which I will be able to pay off with this loan and also pay off all of my credit card debt.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $9,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any deliquencies in the past 2 years. |
Member Payment Dependent Notes Series 1203743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203743 |
$8,000 |
$8,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203743. Member loan 1203743 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | J. Josephson. Inc. | Debt-to-income ratio: | 24.05% |
Length of employment: | 5 years | Location: | North Bergen, NJ |
Home town: | |||
Current & past employers: | J. Josephson. Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,382.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I have enough fund from tax refund to cover year's expense includng car transaction.<br>Thanks. |
Member Payment Dependent Notes Series 1203747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203747 |
$30,000 |
$30,000 |
22.78% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203747. Member loan 1203747 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $16,667 / month |
Current employer: | Compass Intelligene | Debt-to-income ratio: | 13.23% |
Length of employment: | 6 years | Location: | BANDERA, TX |
Home town: | |||
Current & past employers: | Compass Intelligene | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I actually do not care on the interest rate, as this will be paid off in roughly 12 months. I care about the monthly payments now, until I close a big deal with my business and get the funds to pay this off in full. So this is bridge financing for me personally, consolidate for the short-term..<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $37,002.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My accountant has all the details, but it is 1 credit card, and 2 lines of credit this loan will be supporting. Please review answers from others, as I have provided more detail there. Thanks! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 1200 then, 840 if this goes through |
What is the total balance of your credit cards, interest rates and current monthly payments? | Paid off 6 other credit cards in 2011, have 1 CC and 2 lines of credit that I am whittling down now. My lowest rate CC was 13%, highest is 20%. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | not a mortgage loan |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 1200 then, 840 if this goes through |
What is the total balance of your credit cards, interest rates and current monthly payments? | Paid off 6 other credit cards in 2011, have 1 CC and 2 lines of credit that I am whittling down now. My lowest rate CC was 13%, highest is 20%. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My accountant has all the details, but it is 1 credit card, and 2 lines of credit this loan will be supporting. Please review answers from others, as I have provided more detail there. Thanks! |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 800 a month (I pay half), Utilities 150, taxes are all paid |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not feel comfortable sharing my personal monthly expenses. I do not pay rent. My company pays for my phone bill. |
Please explain the reason why you carry a large revolving credit balance. | I started a business 6 years ago, and we could not get funding because when we tried to get it, it was right when the market was crashing. Most of my debt was personal debt used to start a business, my business is now quite successful, so my company has been reimbursing me for all of this. I am now paying off debt like crazy, this is temporary for me. |
Member Payment Dependent Notes Series 1203751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203751 |
$3,825 |
$3,825 |
16.29% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203751. Member loan 1203751 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Phoenix Children's Hospital | Debt-to-income ratio: | 24.94% |
Length of employment: | 10+ years | Location: | Pheonix, AZ |
Home town: | |||
Current & past employers: | Phoenix Children's Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > personal trip<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $8,589.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1203753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203753 |
$9,000 |
$9,000 |
15.81% |
1.00% |
March 29, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203753. Member loan 1203753 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,412 / month |
Current employer: | US Postal Service | Debt-to-income ratio: | 11.94% |
Length of employment: | 10+ years | Location: | Piscataway, NJ |
Home town: | |||
Current & past employers: | US Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Wanted to use this loan as to clear up debt and pay taxes<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,784.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Taxes and payoff credit debt. |
Which debts do you plan to pay off with this loan? | Taxes and all credit debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have to pay taxes total 3,000.00. Credit card debt total 6,000.00. Apr 28%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have to pay taxes total 3,000.00. Credit card debt total 6,000.00. Apr 28%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have to pay taxes total 3,000.00. Credit card debt total 6,000.00. Apr 28%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have to pay taxes total 3,000.00. Credit card debt total 6,000.00. Apr 28%. |
Member Payment Dependent Notes Series 1203771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203771 |
$7,200 |
$7,200 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203771. Member loan 1203771 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Self employed | Debt-to-income ratio: | 16.11% |
Length of employment: | < 1 year | Location: | oakland, CA |
Home town: | |||
Current & past employers: | Self employed | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $21,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203836 |
$14,000 |
$14,000 |
8.90% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203836. Member loan 1203836 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Clarity medical Systems | Debt-to-income ratio: | 12.82% |
Length of employment: | 4 years | Location: | Pleasanton, CA |
Home town: | |||
Current & past employers: | Clarity medical Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > My main objective is to lower my interest rate. No problems making the payments and paying it off. Why paying more when i can refinance at a more reasonable rate! thanks for your support!<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $69,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Hello <br>Thank you very much for the question. My total CC min. payment per month is about $1,200 including this loan. |
Member Payment Dependent Notes Series 1203849
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203849 |
$9,000 |
$9,000 |
10.74% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203849. Member loan 1203849 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Learning Matters | Debt-to-income ratio: | 17.92% |
Length of employment: | 1 year | Location: | SURPRISE, AZ |
Home town: | |||
Current & past employers: | Learning Matters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This loan will help me get my head above water by lowering interest rates of various credit accounts. I will then be able to start making progress against them.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,664.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit cards have a total balance of about $8,000. The interest rates vary from 0% to 27%, the bulk of which is over 20%. The monthly payments are about $250, but that barely covers the interest. With this loan I can make significant progress against the balance with the significantly lower interest rate. I do have a mortgage and two car payments. I just need to get rid of the credit card debt as quickly as I can. |
Member Payment Dependent Notes Series 1203872
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203872 |
$2,000 |
$2,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203872. Member loan 1203872 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Baker Hughes | Debt-to-income ratio: | 5.50% |
Length of employment: | 10+ years | Location: | Spring, TX |
Home town: | |||
Current & past employers: | Baker Hughes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1962 Chevy Nova<br>Mileage incorrect<br>Restoration Project |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | Out-of-pocket |
Member Payment Dependent Notes Series 1203881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203881 |
$2,800 |
$2,800 |
17.27% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203881. Member loan 1203881 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,133 / month |
Current employer: | Florida Gateway College | Debt-to-income ratio: | 16.91% |
Length of employment: | 10+ years | Location: | Lake City, FL |
Home town: | |||
Current & past employers: | Florida Gateway College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $16,441.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1203941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203941 |
$9,000 |
$9,000 |
7.62% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203941. Member loan 1203941 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Barts Shoe Corporation | Debt-to-income ratio: | 10.06% |
Length of employment: | 10+ years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Barts Shoe Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This loan will be used exclusively to eliminate credit card debt, associated with medical expenses.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Capital One $4900/22.9%/$150 per mo, Chase 1900/27.99%/75 per mo,<br>Citicard 1100/14.24%/50 per mo, Orchard 500/26.99%/50 per mo, Target 1700/22.9%/75 per mo.<br>Rent $850/mo. I have no line of credit at this time. Just paid off auto at $260.00 per mo. Also have a medical payment to hospital for $210 per mo. |
Member Payment Dependent Notes Series 1203943
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1203943 |
$14,000 |
$14,000 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1203943. Member loan 1203943 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,767 / month |
Current employer: | South Florida Container Terminal | Debt-to-income ratio: | 14.92% |
Length of employment: | 7 years | Location: | pembroke pines, FL |
Home town: | |||
Current & past employers: | South Florida Container Terminal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $13,542.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | around $14.000.00 intreste rate betewen 11% to 25% , Montly payments CCards and Mortgage is around $2100.00 ,No car loans and Student. |
Member Payment Dependent Notes Series 1204199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204199 |
$22,400 |
$22,400 |
19.22% |
1.00% |
April 2, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204199. Member loan 1204199 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,083 / month |
Current employer: | Nike, Inc | Debt-to-income ratio: | 6.68% |
Length of employment: | 10+ years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Nike, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This loan wil be used to pay off 2 higher interest CC's!<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Bank of America CC's |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $28,800 Total Debt<br>$9500 at 14.99%<br>$19,300 at 29.99% thus the request for this loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1950<br>Utlities: $150<br>Phone/Cable/Internet: $150 |
Please explain the reason why you carry a large revolving credit balance. | Honestly, I lived in Los Angeles for 8 years and lived outside of my means. This is part of the process of reversing that trend. |
Member Payment Dependent Notes Series 1204201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204201 |
$16,000 |
$16,000 |
24.20% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204201. Member loan 1204201 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Campbell Campbell Edwards & Conroy PC | Debt-to-income ratio: | 23.85% |
Length of employment: | 2 years | Location: | Bryn Mawr, PA |
Home town: | |||
Current & past employers: | Campbell Campbell Edwards & Conroy PC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 34 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $14,953.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I am not sure that I have a delinquency in the last 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please refer to my credit report. |
Which debts do you plan to pay off with this loan? | Pay off revolving credit card debit. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not sure that I have a delinquency in the last 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please refer to my credit report. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not sure that I have a delinquency in the last 2 years. |
Please explain the reason why you carry a large revolving credit balance. | Six months after graduating from law school & haing first job, I was laid off. Unemployment compensatiom only covered a portion of my expenses, I used my credit cards to help with my additional expenses. Now that the legal job market is stable and I have been with my company for 2+ years I want to get my revolving credit card debt under control. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please refer to my credit report. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only paying off revolving credit card debt. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not sure that I have a delinquency in the last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1101; car note is $489; car insurance is $180; combined utilities (water, heat, electric, cable and phone) are $280. |
Please explain the reason why you carry a large revolving credit balance. | Six months after graduating from law school & haing first job, I was laid off. Unemployment compensatiom only covered a portion of my expenses, I used my credit cards to help with my additional expenses. Now that the legal job market is stable and I have been with my company for 2+ years I want to get my revolving credit card debt under control. |
What is your intended use for the loan proceeds? | I plan to pay off all my credit card debt. |
Member Payment Dependent Notes Series 1204268
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204268 |
$24,000 |
$24,000 |
19.99% |
1.00% |
March 30, 2012 |
April 4, 2017 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204268. Member loan 1204268 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,875 / month |
Current employer: | Rudy's Hideaway | Debt-to-income ratio: | 17.99% |
Length of employment: | 10+ years | Location: | NORTH HIGHLANDS, CA |
Home town: | |||
Current & past employers: | Rudy's Hideaway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > I bought my house In 05 and never missed a payment. The recent downturn in the economy had me using my credit cards more. Now t the economy is starting to turn around I would like to pay off my credit cards and fix my house up. My job is extremely stable and I take my credit score very seriously.<br><br> Borrower added on 03/21/12 > I bought my house in 05 and have never missed a payment. I take my credit score very seriously. The downturn in the restaurant biz had me using my credit cards more. Now that the business is turning around I would like to pay off the credit cards and fix up my house. My job is extremely stable.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses with the credit cards I want to pay off is $1500. I own my house and my mortgage is only $729 per month. I have calculated that once I pay off the credit cards and add the payment for my loan the amount should stay within the same montly expenditures. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I want to pay off my credit cards which is about $10,000 the rest I plan on using to put a new roof on my house. I live in a neighborhood that used to have all flat roofs. All the other houses have put a pitch on. I am the last flat roof left. The pitch on the roof will add to my homes value (and keep me from having to put a bucket under the leak when it storms!) |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | I think my interest rate is 4.1%, I owe about $200K on the house. At one point it appraised at $280k but that was before the market crashed!!! My payments are $729 per month. |
Is this for a home improvement you have already made, or one that you are planning to make? | It is for an improvement I want to make. I live in an area that used to be all flat roofs. The neighborhood has all put a pitch on and the value of the homes has increased. I want to do the same. They have a way of putting a pitch over the existing roof which is much more economical than an entire new roof. I have met with a couple of the contractors who did neighbors roofs.( Plus it will keep me from having to put a bucket under the leak when it storms!!!! LOL) |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is $729 per month this includes ho. I have 360 worth of vehicle expenses. and about another $450 of household bills |
Member Payment Dependent Notes Series 1204289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204289 |
$2,400 |
$2,400 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204289. Member loan 1204289 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | smith international | Debt-to-income ratio: | 20.85% |
Length of employment: | < 1 year | Location: | oklahoma city, OK |
Home town: | |||
Current & past employers: | smith international | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > just got a little behind,had to help family out.now doing that i fell behind a little.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,270.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had a roommate which did not work out,she has taken alot of mine stuff which left me with nothing.so I had to replace what I had lost.it is tough to live on your own,but I am doing it.i did not think I needed a loan,but I am trying to pay some credit cards bills off,so I wont have so much. |
Member Payment Dependent Notes Series 1204295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204295 |
$10,000 |
$10,000 |
16.29% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204295. Member loan 1204295 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,617 / month |
Current employer: | Lowes Home improvement | Debt-to-income ratio: | 13.25% |
Length of employment: | 5 years | Location: | PITTSBURGH, PA |
Home town: | |||
Current & past employers: | Lowes Home improvement | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Will Be using the loan to consildate all my debts to one easy payment and to get debt free<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $4,318.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | currently i have an amex 3524.31 with min payment of 85 a newegg bill me later with 1485 with min payment 40 a sunco credit card with 322.71 min payment 20 a walmart card 200 with min payment 20 i also went through a debt consilidation agency and i still owe 1454.95 with min payment 112 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 475 200 month gas for car 300 food 120 cable 90 phone |
Which debts do you plan to pay off with this loan? | i plan to pay off all my credit cards and i have a bill for mechanical work done to car |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | im using the loan to pay off my credit cards and have figured out all my payoff amounts and have requested the money to pay them all off |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | im using the loan to pay off my credit cards and have figured out all my payoff amounts and have requested the money to pay them all off |
Member Payment Dependent Notes Series 1204306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204306 |
$10,000 |
$10,000 |
15.31% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204306. Member loan 1204306 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Car Wash Partners | Debt-to-income ratio: | 24.90% |
Length of employment: | 3 years | Location: | CYPRESS, TX |
Home town: | |||
Current & past employers: | Car Wash Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > The first portion of this loan will pay off my auto loan. The monthly payment i currently pay for the auto loan will cover the monthly payment for this loan, and still allow me 6000 left to pay off credit card debt. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent/Utilities - 425, Transportation-408, Food-200, Insurance - 120. Partially reimbursable by work: Phone-115, Fuel-150 |
Please explain the reason why you carry a large revolving credit balance. | I racked up debt years ago. Once i started paying down my balances, my interest rates all went from around 10% to around 30%. I have not been able to pull myself out of that deficit created by the increased interest, no matter how hard I've tried. I have always been able to make at least the minimum payment on all of my accounts, but have not been able to make any head way in decreasing the total debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards<br>Chase - bal -4338, 27.24%, min-141<br>Chase - bal 3330, 22.99%, min-84<br>Chase - bal 771, 27.24%, min-25<br>Discover - 1379, 19.99% , min-41<br><br>Auto Loan<br>Hyundai - bal-3840, min-408.04<br><br>Credit Line<br>Musicians Friend - bal - 797, 22.9%, min-31<br><br>Student Loan<br>Sallie Mae - bal 2323, min 100 |
Member Payment Dependent Notes Series 1204316
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204316 |
$12,800 |
$12,800 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204316. Member loan 1204316 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | University of Toronto | Debt-to-income ratio: | 21.53% |
Length of employment: | < 1 year | Location: | LAGUNA WOODS, CA |
Home town: | |||
Current & past employers: | University of Toronto | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,291.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent: 1050/month (includes some utilities)<br>renters insurance: 50/month<br>utilities: 30/month<br>no mortgages, lines of credit, etc |
Please explain the reason why you carry a large revolving credit balance. | This is due to various costs associated with finishing my master's degree and getting a job - material costs, internship costs, traveling (for job interviews), etc. As they say, "you have to spend money to make money." At this point paying this all off is financial priority #1. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards: 15957 total, 498/month<br>student loans: roughly 85k total, 751/month |
Which debts do you plan to pay off with this loan? | Most of my credit card debt (it won't quite cover all of it). |
Member Payment Dependent Notes Series 1204361
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204361 |
$5,000 |
$5,000 |
7.62% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204361. Member loan 1204361 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | blue cross of IL | Debt-to-income ratio: | 1.08% |
Length of employment: | < 1 year | Location: | chicago, IL |
Home town: | |||
Current & past employers: | blue cross of IL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1204377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204377 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204377. Member loan 1204377 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | orange co dept of education | Debt-to-income ratio: | 17.79% |
Length of employment: | 10+ years | Location: | anaheim, CA |
Home town: | |||
Current & past employers: | orange co dept of education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > This loan is an attempt to pay off credit card debt. I would like the money to do so and be free from these monthly payments.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $11,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly rent payment is $850. I also have to pay cable bill, which averages approx. $140 a month, and car insurance, $150 a month. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards debt/balances $9,000.00 and <br>Student loan: $37, 000.00 |
Which debts do you plan to pay off with this loan? | The tplan is to pay off (4) four credit cards in which I have had for some time now. I would like to be free from having to pay the monthly payment ( I typically pay 2 or 3 times the minimum payment). I hope this answers the question. Thanks for your consideration. |
Member Payment Dependent Notes Series 1204383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204383 |
$12,000 |
$12,000 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204383. Member loan 1204383 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | nesconset nursing home | Debt-to-income ratio: | 4.91% |
Length of employment: | 10+ years | Location: | CENTEREACH, NY |
Home town: | |||
Current & past employers: | nesconset nursing home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 4,000 dollars |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 244,000 dollars and rate is 6.5% |
What is the home improvement project you are planning? | windows for my house and some shelves in my garage |
What is your intended use for the loan proceeds? | I need to purchase new windows for my home. |
Member Payment Dependent Notes Series 1204387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204387 |
$9,800 |
$9,800 |
13.11% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204387. Member loan 1204387 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,531 / month |
Current employer: | Radiological Associates of Sacramento | Debt-to-income ratio: | 15.96% |
Length of employment: | 9 years | Location: | CITRUS HEIGHTS, CA |
Home town: | |||
Current & past employers: | Radiological Associates of Sacramento | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1. Visa...$3490...16.24%...$83.<br>2. MC....$2700...17.90%...$67.<br>3. MC....$4380...14.99%...$104. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total mimimum payment is $250. My minimum payment including load will be $400 |
Please explain the reason why you carry a large revolving credit balance. | Used cards while in school, and unexpected car problems. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 1. Visa...$3490...16.24%...$83.<br>2. MC....$2700...17.90%...$67.<br>3. MC....$4380...14.99%...$104. |
Member Payment Dependent Notes Series 1204388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204388 |
$19,000 |
$19,000 |
19.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204388. Member loan 1204388 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | pnc bank | Debt-to-income ratio: | 11.37% |
Length of employment: | 10+ years | Location: | WARREN, PA |
Home town: | |||
Current & past employers: | pnc bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1204405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204405 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204405. Member loan 1204405 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | atlantic express | Debt-to-income ratio: | 10.71% |
Length of employment: | 10+ years | Location: | OZONE PARK, NY |
Home town: | |||
Current & past employers: | atlantic express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $7,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 500 |
What is your intended use for the loan proceeds? | pay off credit cards |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastrecars,visa |
Member Payment Dependent Notes Series 1204419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204419 |
$25,000 |
$25,000 |
19.22% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204419. Member loan 1204419 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,625 / month |
Current employer: | UPS | Debt-to-income ratio: | 18.61% |
Length of employment: | 10+ years | Location: | Breaux Bridge, LA |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Too consolidate all unsecured debt on one loan.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $18,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lowes $4250 $146<br>Target $3810 $150<br>Chase $4924 $210<br>Sams $2565 $100<br>Wells Fargo $3410 $165<br>JC Penney $3518 $175<br><br>Interst rates vary from 19% to 29% all credit cards. Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $950, car notes $730, Utilities $140, Phone $180, insurance $400 food $700 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $950, electricity $140 |
Please explain the reason why you carry a large revolving credit balance. | Most of it is from building new house couple of years ago. |
Please explain the reason why you carry a large revolving credit balance. | Most of it is from building new house couple of years ago. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $950, electricity $140 |
Please explain the reason why you carry a large revolving credit balance. | Most of it is from building new house couple of years ago. |
If you have a delinquency in the last 2 years, please explain the reason. | none that i know of |
Member Payment Dependent Notes Series 1204423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204423 |
$7,000 |
$7,000 |
9.76% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204423. Member loan 1204423 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,125 / month |
Current employer: | National Coalition for Homeless Veterans | Debt-to-income ratio: | 21.76% |
Length of employment: | < 1 year | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | National Coalition for Homeless Veterans | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > This is to pay off high rate credit cards and consolidate into one monthly payment.<br><br> Borrower added on 03/23/12 > I have a permanently funded position in DC and outside of credit cards (and hopefully this loan) have only rent and a phone bill as expenses (outside groceries and the like). I live in a house where I am able to walk to work and do not make payments on a car. Thanks for considering!<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1204429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204429 |
$24,575 |
$24,575 |
20.50% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204429. Member loan 1204429 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Johnston Willis Hospital | Debt-to-income ratio: | 10.31% |
Length of employment: | 10+ years | Location: | POWHATAN, VA |
Home town: | |||
Current & past employers: | Johnston Willis Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > To pay off credit cards and take my parents to see their neice graduate for high school in Utah.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $15,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't think I have any delinquencies. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live with my parents. I have a truck payment of 200.24 a month. Cell phone bill for 390 a month this 6 cell phones and the Internet. Car insurance is 200 every 3 months. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Any money left over from paying credit cards will be used to take may parents to Utah for my niece' graduation. |
What is your intended use for the loan proceeds? | Pay my credit cards off. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I live with my parents. |
Which debts do you plan to pay off with this loan? | All my credit cards. |
Which debts do you plan to pay off with this loan? | All my credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Any money left over from paying credit cards will be used to take may parents to Utah for my niece' graduation. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I live with my parents. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Any money left over from paying credit cards will be used to take may parents to Utah for my niece' graduation. |
Member Payment Dependent Notes Series 1204438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204438 |
$13,800 |
$13,800 |
13.67% |
1.00% |
March 30, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204438. Member loan 1204438 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Old Republic Title Agency | Debt-to-income ratio: | 21.33% |
Length of employment: | 7 years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | Old Republic Title Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1204460
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204460 |
$16,800 |
$16,800 |
13.67% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204460. Member loan 1204460 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,153 / month |
Current employer: | Melco | Debt-to-income ratio: | 22.73% |
Length of employment: | 5 years | Location: | thornton, CO |
Home town: | |||
Current & past employers: | Melco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > Funds will be used to eliminate high interest CC debt, helping us purchase our first home. This will be my second loan through LC, having recently paid off my first with no late/missed payments. Our monthly budget is designed to eliminate debt and save $. I've been with the same employer for 5 years<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I carry the credit card balance because of charges accrued while in college, during which time I was only part time employed. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I believe you're asking me what my total monthly credit card payment is now, vs what it will be with this loan. Here's my answer:<br>I'm currently paying $443/mo in minimums with no hope of paying these off in the next decade. Literally.<br>With this loan, ALL balances will be paid off, leaving me with 1 single installment of $571.50/mo. This is a 36 mo loan, so by April of 2015, this loan will be paid in full. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa $7,227 15.5% $221/mo<br>Visa $5,500 15.99% $122/mo<br>Visa $4,033 16.99% $100/mo<br><br>Total Balance $16,760.90 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $7,227 15.5% $221/mo<br>Visa $5,500 15.99% $122/mo<br>Visa $4,033 16.99% $100/mo<br><br>Total Balance $16,760.90 |
Member Payment Dependent Notes Series 1204464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204464 |
$13,600 |
$13,600 |
13.67% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204464. Member loan 1204464 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,042 / month |
Current employer: | Mardi Gras Casino Florida | Debt-to-income ratio: | 20.33% |
Length of employment: | 2 years | Location: | POMPANO BEACH, FL |
Home town: | |||
Current & past employers: | Mardi Gras Casino Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,318.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt is 12,000 i have 5 credit cards and the rate is araund 19%.the minimun payment of my cards is 420 i always try to pay more but the rate is too high |
Member Payment Dependent Notes Series 1204468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204468 |
$8,000 |
$8,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204468. Member loan 1204468 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,184 / month |
Current employer: | US Army | Debt-to-income ratio: | 9.10% |
Length of employment: | 10+ years | Location: | Fort Polk, LA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | I have been investing in real estate since 2004. All of my homes are managed by a property manager. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The property is a fourplex. The fourplex is currently rented out to tenants. |
Member Payment Dependent Notes Series 1204480
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204480 |
$13,000 |
$13,000 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204480. Member loan 1204480 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,339 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 11.42% |
Length of employment: | 5 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage ($113,617.13/6.125%/$1,178.75)<br>Student Loan ($40,903.15/3.625%/$257.24)<br>Credit Card ($13,348.40/13.24%/$278.00) |
Which debts do you plan to pay off with this loan? | Credit Card ($13,348.40/13.24%/$278.00) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage ($113,617.13/6.125%/$1,178.75)<br>Student Loan ($40,903.15/3.625%/$257.24)<br>Credit Card ($13,348.40/13.24%/$278.00) |
Please explain the reason why you carry a large revolving credit balance. | Because the credit card was used to pay for educational expenses and major car repairs |
Member Payment Dependent Notes Series 1204516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204516 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204516. Member loan 1204516 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,583 / month |
Current employer: | USPS | Debt-to-income ratio: | 10.86% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Recently moved. Spent money to upgrade house to sell quicker. Taking out loan rather than carry credit card balance at 21%.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | As of today I have:<br><br>Mastercard: $16,896 - 20.99%<br>Discover: $983 - 11.99%<br>Best Buy: $1,310 - 0.0%<br><br>I don't know what the minimum payment is. I always payoff my statement. Most of this money (about 12k) was accrued in the last 3 weeks fixing up the house to sell. The loan plus my tax return will pay these cards off. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Looked up my minimum payments:<br><br>Citibank - $215<br>Discover - $39<br>Best Buy - $54<br><br>My monthly payment for this loan will be about $360. |
Member Payment Dependent Notes Series 1204523
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204523 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204523. Member loan 1204523 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | High Desert State Prison | Debt-to-income ratio: | 19.61% |
Length of employment: | 9 years | Location: | SUSANVILLE, CA |
Home town: | |||
Current & past employers: | High Desert State Prison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/21/12 > For paying off credit cards.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly housing payment is $450, my utilities are usually around $250, my car is $430, my car/health is $400 & my credit card bills are around $400 a month. Then the various "little" bills due each month, they average about $200 each month. Taxes are around $400 each month. |
Please explain the reason why you carry a large revolving credit balance. | I am working on having great credit. I've been told you have to have open credit in order to achieve this. Unfortunately I had to use them due to various things happening in my life. I am working on getting rid of all of my credit card debt and closing some of those accounts. Even with situations happening beyond my control I have never missed a payment. |
Which debts do you plan to pay off with this loan? | I plan to pay off all of my credit cards so I can have one monthly payment and have my debt paid off in a shorter amount of time. |
Member Payment Dependent Notes Series 1204554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204554 |
$5,375 |
$5,375 |
13.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204554. Member loan 1204554 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $933 / month |
Current employer: | Potawatomi Casino | Debt-to-income ratio: | 22.09% |
Length of employment: | 2 years | Location: | MILWAUKEE, WI |
Home town: | |||
Current & past employers: | Potawatomi Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,702.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1204570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204570 |
$4,800 |
$4,800 |
6.03% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204570. Member loan 1204570 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $965 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.72% |
Length of employment: | n/a | Location: | Springville, UT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am borrowing the money to allow me to consolidate all of my debt, which totals around 3800 dollars. I have previously applied for a small loan and made every payment on time, even payed it back quicker than required by increasing my payment amounts. My budget can easily make the payments.<br><br> Borrower added on 03/26/12 > My source of income is very stable, and there is no danger of that changing. I never miss payments, nor request a lowering of the monthly payment amount. I will repay this loan in full, either on time or early. I appreciate your willingness to help me with this loan.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay 400 for rent and utilities, and 100 for food. I do not own a car, and have no other major expenses. |
Member Payment Dependent Notes Series 1204574
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204574 |
$11,000 |
$11,000 |
13.99% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204574. Member loan 1204574 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | ingles | Debt-to-income ratio: | 21.04% |
Length of employment: | 5 years | Location: | Aragon, GA |
Home town: | |||
Current & past employers: | ingles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I would pay off two credit cards with this loan and the minimum payment on them is around 150 for each of them. |
Member Payment Dependent Notes Series 1204575
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204575 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204575. Member loan 1204575 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Girello | Debt-to-income ratio: | 7.25% |
Length of employment: | 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Girello | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $3,840.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1204582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204582 |
$9,600 |
$9,600 |
7.62% |
1.00% |
April 2, 2012 |
April 4, 2015 |
April 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204582. Member loan 1204582 was requested on March 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,833 / month |
Current employer: | BNSF railway | Debt-to-income ratio: | 6.86% |
Length of employment: | 10+ years | Location: | LUBBOCK, TX |
Home town: | |||
Current & past employers: | BNSF railway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is 1544, (property taxes and homeowners insurance included in payment). I have no second mortgage or home equity loan, credit card debt currently runs 250 a month, auto insurance is 178, auto loans are 925, and utilities are 125. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My total credit card debt is 8000,(total available credit is over 13,000), and the interest rates are all over 14%, which is the reason I sought a shorter term, lower interest loan. I pay around 250 a month toward that debt. |
Member Payment Dependent Notes Series 1204589
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204589 |
$14,000 |
$14,000 |
9.76% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204589. Member loan 1204589 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Summit sutter hospital | Debt-to-income ratio: | 6.27% |
Length of employment: | 9 years | Location: | TRACY, CA |
Home town: | |||
Current & past employers: | Summit sutter hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > This loan is to payoff my credit card debt. After this I will only have my mortgage as another loan.<br>
A credit bureau reported the following information about this borrower member on March 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,153.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card debt totaling 13,000 at 16% interest. I have home mortgage with balance of 325k and payment of $1890. I have been making $550 month in payments to my credit cards. I have no other debt. |
Member Payment Dependent Notes Series 1204613
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204613 |
$3,500 |
$3,500 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204613. Member loan 1204613 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,695 / month |
Current employer: | Self Employeed | Debt-to-income ratio: | 4.79% |
Length of employment: | 2 years | Location: | PITTSBURG, CA |
Home town: | |||
Current & past employers: | Self Employeed | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1204778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204778 |
$8,200 |
$8,200 |
13.11% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204778. Member loan 1204778 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | John Grando Inc. | Debt-to-income ratio: | 6.96% |
Length of employment: | 4 years | Location: | Woodside, NY |
Home town: | |||
Current & past employers: | John Grando Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,256.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the funds to partially finance an engagement ring and the rest to reduce wedding costs |
What is your intended use for the loan proceeds? | Partially to finance an engagement ring and to reduce wedding costs |
What is your intended use for the loan proceeds? | Partially to finance an engagement ring and to reduce wedding costs |
What are you buying? | I am partially using it to buy an engagement ring as well as wedding cost reduction |
Member Payment Dependent Notes Series 1204798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204798 |
$13,600 |
$13,600 |
19.22% |
1.00% |
March 30, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204798. Member loan 1204798 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,201 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.93% |
Length of employment: | n/a | Location: | Vero Beach, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Will pay off all 9 credit cards.<br><br> Borrower added on 03/23/12 > Will pay off all 9 credit cards<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $18,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency, balances just have not been paid off but payments are never late.Balances keep<br>going up even when not used because of charges. I am never late on payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total credit card debit 19,861.41 with minimal payment total of 641.00. Mortgage balance 80,000.00 with payment of 627.55. Credit card interest low 12.90%, high 29.99%. Mortgage interest $4.75%. |
Member Payment Dependent Notes Series 1204845
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204845 |
$16,000 |
$16,000 |
21.48% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204845. Member loan 1204845 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,250 / month |
Current employer: | E2open, Inc | Debt-to-income ratio: | 24.92% |
Length of employment: | 5 years | Location: | Coppell, TX |
Home town: | |||
Current & past employers: | E2open, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Finishing up home improvements<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $55,992.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I originally had huge medical bills that required usage of credit cards to pay. I've actually reduced my credit card debt $50K over the last 24 months due to my increasing income, and will be able to pay off 100% of my revolving credit within the next 36 months. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The primary purpose is to complete a number of home improvements which will increase the value of my home before possibly selling it next year to move to a bigger home. I've owned the home since 1994 and would like to upgrade the kitchen and flooring. |
What is your intended use for the loan proceeds? | Home improvements to increase value of my home. |
Is the home you are purchasing your primary residence or an investment property? | The category of "home purchase" is not technically correct. When filling out the form to input my information, I checked off "home improvement" but for some reason it resulted in the "home purchase" category. I've owned my primary home for 18 years, and the proceeds of the loan will be primarily used to complete some upgrades I feel will increase the value of my home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Primary Monthly Expenses:<br>Mortgage: $1919<br>Taxes: $600<br>Car: $551<br>Insurance (home, car, life): $350<br>Utilities (electric, gas, phone, internet, etc.) $475<br>Food: $700 |
Please explain the reason why you carry a large revolving credit balance. | I originally had huge medical bills that required usage of credit cards to pay. I've actually reduced my credit card debt $50K over the last 24 months due to my increasing income, and will be able to pay off 100% of my revolving credit within the next 36 months. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage: $1919<br>Insurance: $125<br>Taxes: $600 |
Member Payment Dependent Notes Series 1204846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204846 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204846. Member loan 1204846 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | thr -dallas | Debt-to-income ratio: | 18.68% |
Length of employment: | 10+ years | Location: | WYLIE, TX |
Home town: | |||
Current & past employers: | thr -dallas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $11,995.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | to pay off high interest loan |
Member Payment Dependent Notes Series 1204867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204867 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204867. Member loan 1204867 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | UConn Health Center | Debt-to-income ratio: | 15.51% |
Length of employment: | 2 years | Location: | Vernon, CT |
Home town: | |||
Current & past employers: | UConn Health Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Loan will be used to consolidate credit card debt. All extra money will be put towards this loan. I'd like to pay it off as soon as possible.<br><br> Borrower added on 03/22/12 > I'm very responsible and eager to pay this loan off.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $14,452.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Home improvement. |
Please explain the reason why you carry a large revolving credit balance. | I usually don't. I got caught up with a couple credit cards doing home improvement. It's difficult to nail down seperate cards as opposed to sending all money to one. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm planning on using this loan to pay those off and then pay this down. |
Which debts do you plan to pay off with this loan? | Home improvement credit cards. Thank you. |
Member Payment Dependent Notes Series 1204921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204921 |
$14,000 |
$14,000 |
9.76% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204921. Member loan 1204921 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,936 / month |
Current employer: | RJ REYNOLDS TOBACCO | Debt-to-income ratio: | 8.80% |
Length of employment: | 4 years | Location: | DUARTE, CA |
Home town: | |||
Current & past employers: | RJ REYNOLDS TOBACCO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > Credit Card Debt consolidation loan<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,294.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage of about $1654. My HOA fees are only $211 monthly. I don't have any car expenses since I drive a company vehicle which also covers gas and insurance. Phone/Internet/Satellite is about $160 my company covers 70% of the expenses as well. Food expenses is about $340 roughly we cut back on eating out. Home insurance is about $250 annually. My gym membership is about $216 annually. My student loan payment is $154 a month. Gas and electric bills are a total of $60 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards with a combined debt of about $14000. Card 1 debt is $2996 with 11% Interest and $54 payment. Card 2 debt is $970 with 13% Interest and $28 payment. Card 3 debt is $7324 with 13% Interest and $138 payment. Card 4 debt is $1973 with 12% Interest and $54 payment. Card 5 debt is $950 with 0% Interest and $28 payment. Student loan debt is around $14000 with 6% interest and $154 payment. Mortgage debt is about $245,900 with 4.25% 30 yr fixed rate and $1654 payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards with a combined debt of about $14000. Card 1 debt is $2996 with 11% Interest and $54 payment. Card 2 debt is $970 with 13% Interest and $28 payment. Card 3 debt is $7324 with 13% Interest and $138 payment. Card 4 debt is $1973 with 12% Interest and $54 payment. Card 5 debt is $950 with 0% Interest and $28 payment. Student loan debt is around $14000 with 6% interest and $154 payment. Mortgage debt is about $245,900 with 4.25% 30 yr fixed rate and $1654 payment |
What is your intended use for the loan proceeds? | Intended use for loan proceeds is debt consolidation. |
Member Payment Dependent Notes Series 1204924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204924 |
$2,000 |
$2,000 |
15.81% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204924. Member loan 1204924 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Mister Sparky Electric | Debt-to-income ratio: | 2.31% |
Length of employment: | < 1 year | Location: | Barnegat, NJ |
Home town: | |||
Current & past employers: | Mister Sparky Electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > The funds from this loan will be used to cover the down payments required by vendors to save specific dates.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $228.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1204928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204928 |
$11,000 |
$11,000 |
16.29% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204928. Member loan 1204928 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Zoic Studios | Debt-to-income ratio: | 8.78% |
Length of employment: | 8 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Zoic Studios | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,890.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was young and stupid. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using the loan to pay off credit cards. |
Which debts do you plan to pay off with this loan? | Credit Cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3600 roughly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm not going to list this all out for privacy reasons. Nutshell - I have about 11k in debt across three cards. I want them paid off. The cards are BofA, Wells, and Chase. APR's range from 13-19%. I have to pay double to triple the min. payment to even wrangle these beasts and keep them at bay. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm not going to list this all out for privacy reasons. Nutshell - I have about 11k in debt across three cards. I want them paid off. The cards are BofA, Wells, and Chase. APR's range from 13-19%. I have to pay double to triple the min. payment to even wrangle these beasts and keep them at bay. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Not paying a mortgage. |
Member Payment Dependent Notes Series 1204964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204964 |
$3,625 |
$3,625 |
17.27% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204964. Member loan 1204964 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Kaiser Permanante | Debt-to-income ratio: | 7.63% |
Length of employment: | < 1 year | Location: | FONTANA, CA |
Home town: | |||
Current & past employers: | Kaiser Permanante | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $3,045.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have many emergency issues where I have had to use the accounts I have tried to pay off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Majority of my credit balances are at about 70% usage so, they are around the ballpark figure of $500-700 balance on my credit cards. The interest rate is about 23%. I have one student loan which balance is at $688. No mortgages or lines of credit. The funding I will receive will strictly be used to consolidate my Credit Card Balances. |
Which debts do you plan to pay off with this loan? | All of my credit card balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Expenses are about $ 1,100 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Majority of my credit balances are at about 70% usage so, they are around the ballpark figure of $500-700 balance on my credit cards. The interest rate is about 23%. I have one student loan which balance is at $688. No mortgages or lines of credit. The funding I will receive will strictly be used to consolidate my Credit Card Balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Expenses are about $ 1,100 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Majority of my credit balances are at about 70% usage so, they are around the ballpark figure of $500-700 balance on my credit cards. The interest rate is about 23%. I have one student loan which balance is at $688. No mortgages or lines of credit. The funding I will receive will strictly be used to consolidate my Credit Card Balances. |
Which debts do you plan to pay off with this loan? | All of my credit card balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Expenses are about $ 1,100 monthly |
Please explain the reason why you carry a large revolving credit balance. | I have many emergency issues where I have had to use the accounts I have tried to pay off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Majority of my credit balances are at about 70% usage so, they are around the ballpark figure of $500-700 balance on my credit cards. The interest rate is about 23%. I have one student loan which balance is at $688. No mortgages or lines of credit. The funding I will receive will strictly be used to consolidate my Credit Card Balances. |
Member Payment Dependent Notes Series 1204972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204972 |
$30,800 |
$30,800 |
21.97% |
1.00% |
March 28, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204972. Member loan 1204972 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | DANY | Debt-to-income ratio: | 17.86% |
Length of employment: | 1 year | Location: | MAMARONECK, NY |
Home town: | |||
Current & past employers: | DANY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Need Loan to consolidate credit cards<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $64,264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $200.00 |
Member Payment Dependent Notes Series 1204976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204976 |
$5,200 |
$5,200 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204976. Member loan 1204976 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Wieland Copper Products, LLC | Debt-to-income ratio: | 18.08% |
Length of employment: | 10+ years | Location: | MAYODAN, NC |
Home town: | |||
Current & past employers: | Wieland Copper Products, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I just want to pay off a credit card and have a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had completed major home repairs and I had some medical expenses. I had to use the cards to get by and now I want to get them paid off. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have two cards. One VISA (11%) that I'm working to pay off and one Discover (17%) that I want to use this loan for (which will be at a much lower interest rate). |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The Discover will be paid off with this loan and my new payment for this loan will be $163 per month. The other card is a VISA and I'll pay a min. of $300. |
Member Payment Dependent Notes Series 1204979
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204979 |
$15,000 |
$15,000 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204979. Member loan 1204979 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | stop & shop supermarket | Debt-to-income ratio: | 16.67% |
Length of employment: | 10+ years | Location: | queens, NY |
Home town: | |||
Current & past employers: | stop & shop supermarket | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three credit cards with high ending balances my first card I have total of 7000.00 interest rate at 29.5 , my second card ending balance 6000.00 at a 25.5 and on my third card my balance is 4500.00 at 15.9 . |
Which debts do you plan to pay off with this loan? | I have three credit cards with high interest rates which are my priority in getting paid off |
Member Payment Dependent Notes Series 1204988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204988 |
$25,000 |
$25,000 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204988. Member loan 1204988 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | Baker Hughes | Debt-to-income ratio: | 20.30% |
Length of employment: | 10+ years | Location: | LIVINGSTON, TX |
Home town: | |||
Current & past employers: | Baker Hughes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,187.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About 2000 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
Which debts do you plan to pay off with this loan? | Credit cards and other small account type loans. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Over a 1000 a month. |
Please explain the reason why you carry a large revolving credit balance. | No good exuse, just poor and bad decisions. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
What is your intended use for the loan proceeds? | Debt consolidation, take 6 or 7 bills and turn them into one bill. |
Please explain the reason why you carry a large revolving credit balance. | No good exuse, just poor and bad decisions. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
Which debts do you plan to pay off with this loan? | Credit cards and other small account type loans. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just payng off high enterest debt, eliminating alot of monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Over a 1000 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
What is your intended use for the loan proceeds? | Debt consolidation, take 6 or 7 bills and turn them into one bill. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Over a 1000 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About 2000 a month. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I don't have a mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 25000.00 |
Member Payment Dependent Notes Series 1204991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1204991 |
$14,000 |
$14,000 |
10.74% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1204991. Member loan 1204991 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | the home depot | Debt-to-income ratio: | 24.25% |
Length of employment: | 10+ years | Location: | RICHMOND HILL, NY |
Home town: | |||
Current & past employers: | the home depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,729.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205006 |
$18,600 |
$18,600 |
8.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205006. Member loan 1205006 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,250 / month |
Current employer: | State Employees' Credit Union | Debt-to-income ratio: | 16.12% |
Length of employment: | 10+ years | Location: | Garner , NC |
Home town: | |||
Current & past employers: | State Employees' Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Please help me reach my goal ~ I am trying to pay off this last little bit of debt I have! :) Thank you~<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank Loan: 10K (10.99%) Payment 290.00<br>Discover Card: 5K (9%) Payment 150.00<br>Visa Card: 3K (10%) Payment 150.00<br>This new loan will consolidate these three (which will then be cancelled) into a lower interest rate; same payment, but lower interest allowing me to pay this off in 3 years or sooner since I can make extra payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent - $0<br>transportation - approx $75 every 2 wks<br>utilities, phone, insurance, food - $0 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent/mortgage - $0<br>Home Equity or Line of Credit - $0<br>Utilities, phone, insurance, food, taxes - $0 |
Member Payment Dependent Notes Series 1205051
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205051 |
$15,000 |
$15,000 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205051. Member loan 1205051 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,750 / month |
Current employer: | SRA International Inc | Debt-to-income ratio: | 16.72% |
Length of employment: | 9 years | Location: | PLYMOUTH MEETING, PA |
Home town: | |||
Current & past employers: | SRA International Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would prefer to answer by stating that this requested loan of $15k is for current Debt Consolidation of the following Credit Cards/Loans that are at a very high interest rates:<br><br>$3,534.41 Paypal<br>$2,733.12 Chase<br>$347.28 Orchard1<br>$2,865.12 Orchard2<br>$662.94 1st Premier<br>$3,325.34 Current Loan with Lending Club<br>$2,500.00 Springleaf Financial<br>$15,968.21 <br><br>I have been making on-time payments to Lending Club since Jan 2011, and will do so if approved for this loan. Thanks! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would prefer to answer by stating that this requested loan of $15k is for current Debt Consolidation of the following Credit Cards/Loans that are at a very high interest rate. <br><br>$3,534.41 Paypal<br>$2,733.12 Chase<br>$347.28 Orchard1<br>$2,865.12 Orchard2<br>$662.94 1st Premier<br>$3,325.34 Current Loan with Lending Club<br>$2,500.00 Springleaf Financial<br>$15,968.21 <br><br>I have been making on-time payments to Lending Club since Jan 2011, and will do so if approved for this loan. Thanks! |
What is your intended use for the loan proceeds? | Complete Debt Consolidation for Credit Cards and loans that are at a higher interest rate. |
Please explain the reason why you carry a large revolving credit balance. | high interest rates on existing credit cards, in which this loan will allow me to have 1 payment and manage more effectively. |
Which debts do you plan to pay off with this loan? | All cards and and 2 loans; 1 3000 loan and 1 5000 loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | i am using loan for total debt consolidation, nothing else. |
Member Payment Dependent Notes Series 1205054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205054 |
$16,000 |
$16,000 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205054. Member loan 1205054 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | VETERANS ADMINISTRATION | Debt-to-income ratio: | 15.68% |
Length of employment: | 10+ years | Location: | GRAND ISLAND, NY |
Home town: | |||
Current & past employers: | VETERANS ADMINISTRATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2200.00 |
Please explain the reason why you carry a large revolving credit balance. | made home improvements |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | vary from 180 to 200.00 a month<br>2.55-19% |
Which debts do you plan to pay off with this loan? | credit cards |
Member Payment Dependent Notes Series 1205058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205058 |
$18,000 |
$18,000 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205058. Member loan 1205058 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,917 / month |
Current employer: | Bellomy Research | Debt-to-income ratio: | 9.55% |
Length of employment: | 2 years | Location: | ALLEN, TX |
Home town: | |||
Current & past employers: | Bellomy Research | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205061 |
$20,000 |
$20,000 |
6.62% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205061. Member loan 1205061 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | sovereign apts Inc. | Debt-to-income ratio: | 4.49% |
Length of employment: | 5 years | Location: | rego park, NY |
Home town: | |||
Current & past employers: | sovereign apts Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I'm planing to visit family in Canada for a wedding occasion,get some gifts,spend some time in canadian rocky mountans and so on :)<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205068 |
$20,000 |
$20,000 |
12.12% |
1.00% |
March 30, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205068. Member loan 1205068 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Therapy Center of Jeff Davis Parish | Debt-to-income ratio: | 16.52% |
Length of employment: | 10+ years | Location: | Cottonport, LA |
Home town: | |||
Current & past employers: | Therapy Center of Jeff Davis Parish | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,371.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intention is to use the money to update my home. I recently purchased a older home and would like to update the home without using a significant amount of savings up front, but yet borrow with a better interest rate than a credit card option. |
Member Payment Dependent Notes Series 1205070
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205070 |
$14,000 |
$14,000 |
6.03% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205070. Member loan 1205070 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | KForce | Debt-to-income ratio: | 6.72% |
Length of employment: | < 1 year | Location: | Overland Park, KS |
Home town: | |||
Current & past employers: | KForce | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Consolidation<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,090.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1645 total monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1645 total monthly |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Morg insur and taxes are all escrow-ed into payment of $805.00 a month |
Which debts do you plan to pay off with this loan? | Credit card 5000 consolidation load 8000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 5000 Consolidation loan 8000 is what I intent to pay off<br>monthly bills total 1650<br>Not comfortable with giving out interest rates |
Member Payment Dependent Notes Series 1205084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205084 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205084. Member loan 1205084 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | 1199 National Benefit Fund | Debt-to-income ratio: | 14.76% |
Length of employment: | 9 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | 1199 National Benefit Fund | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | unexpected bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately $1,500. a month |
Please explain the reason why you carry a large revolving credit balance. | unexpected bills |
Member Payment Dependent Notes Series 1205090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205090 |
$7,000 |
$7,000 |
6.03% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205090. Member loan 1205090 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | STI Fleet Services | Debt-to-income ratio: | 7.29% |
Length of employment: | 10+ years | Location: | Bothell, WA |
Home town: | |||
Current & past employers: | STI Fleet Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | A few home improvement projects. This would just be a simpler solution than paying down the credit cards. Thanks, |
Which debts do you plan to pay off with this loan? | Just a few I incurred with home improvements. I don't have car payments (I own them) and I don't like keeping a credit card balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No other loans outside of the home. Personally I don't like to be in debt, and I don't usually have a balance. But a few home projects have pushed up the balance. Since I don't want to carry this at a high %, this seemed like a good option. |
Member Payment Dependent Notes Series 1205093
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205093 |
$2,700 |
$2,700 |
13.11% |
1.00% |
March 29, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205093. Member loan 1205093 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,428 / month |
Current employer: | CDR Associates | Debt-to-income ratio: | 17.11% |
Length of employment: | 9 years | Location: | Middle River, MD |
Home town: | |||
Current & past employers: | CDR Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205103
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205103 |
$4,000 |
$4,000 |
7.62% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205103. Member loan 1205103 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,583 / month |
Current employer: | The Lippin Group | Debt-to-income ratio: | 5.38% |
Length of employment: | 10+ years | Location: | Glendale, CA |
Home town: | |||
Current & past employers: | The Lippin Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > crown, bridge, implant<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $1,711.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Cost are what they are? rent is $825; gas is about $120; phone is $168, car loan is $294; food about $400; utilities, around $150 |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquencies. |
Member Payment Dependent Notes Series 1205157
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205157 |
$20,000 |
$20,000 |
19.22% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205157. Member loan 1205157 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Allied Circuits | Debt-to-income ratio: | 21.46% |
Length of employment: | < 1 year | Location: | Tonawanda, NY |
Home town: | |||
Current & past employers: | Allied Circuits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Fresh Start Loan<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $14,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I am not sure what you mean by a "public" record. |
If you have a delinquency in the last 2 years, please explain the reason. | I closed a bank account with a line of credit in 2001 that had $1.00 dollar owing which showed up on my credit report the beginning of 2010. I contacted HSBC bank and it was eliminated by July of 2010.<br><br>I was late in a card payment in June of 2011 but I paid it.<br><br>Other than those two, My payment history is perfect. |
Member Payment Dependent Notes Series 1205158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205158 |
$22,050 |
$22,050 |
12.12% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205158. Member loan 1205158 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 8.83% |
Length of employment: | 10+ years | Location: | GREAT FALLS, MT |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,277.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are as estimated :<br>Home 2400 (2 homes, one in CA other in MT)<br>Utilities 450<br>Food/Gas 400<br>Insurance 110<br>Credit Cards payments 1050 (unsure of what min payment are currently overpay all) |
What is your intended use for the loan proceeds? | All proceeds well be used to consolidate debt at a lower monthly payment and interest rate. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Current monthly expenses are as estimated :<br>Home 2400 (2 homes, one in CA other in MT)<br>Utilities 450<br>Food/Gas 400<br>Insurance 110<br>Credit Cards payments 1050 (unsure of what min payment are currently overpay all) |
Please explain the reason why you carry a large revolving credit balance. | The balance is mostly due to moving expense, home & vehicle repairs |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Credit Balance is 25100 with interest rates of 12.15-22.99. I do not intend to pay off the 12.15% due to the loan interest rate would be higher. Mortgages is estimates at 350,000. |
Which debts do you plan to pay off with this loan? | I plan to pay off all my current credit cards and consolidate down to only one for emergancy reasons. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The entire loan is being used to pay off credit cards and ensure they can be paid off by the time I retire from the military. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Current monthly expenses are as estimated :<br>Home 2400 (2 homes, one in CA other in MT)<br>Utilities 450<br>Food/Gas 400<br>Insurance 110<br>Credit Cards payments 1050 (unsure of what min payment are currently overpay all) |
Please explain the reason why you carry a large revolving credit balance. | The balance is mostly due to moving expense, home & vehicle repairs |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Credit Balance is 25100 with interest rates of 12.15-22.99. I do not intend to pay off the 12.15% due to the loan interest rate would be higher. Mortgages is estimates at 350,000. |
Which debts do you plan to pay off with this loan? | I plan to pay off all my current credit cards and consolidate down to only one for emergancy reasons. |
Member Payment Dependent Notes Series 1205390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205390 |
$15,000 |
$15,000 |
16.29% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205390. Member loan 1205390 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,094 / month |
Current employer: | Department of Health Care Services | Debt-to-income ratio: | 20.82% |
Length of employment: | 5 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | Department of Health Care Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > To consolidate all my high interest debt (personal loan and credit cards) into one payment.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,735.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are:<br>Rent - $300 <br>Phone - $80<br>Gas - $250<br>Car insurance - $100<br>Food - $400 |
Please explain the reason why you carry a large revolving credit balance. | The reason why my credit report is showing a large revolving credit balance is because of one credit card (CITI card) which I'm a authorized user. I owe about half of the amount. |
Which debts do you plan to pay off with this loan? | The debts I want to pay off are:<br>One Main Financial - $7,750 at 33%<br>Dell - $1,367 at 21%<br>Banana Card- $361 at 25%<br>Express Card- $265 at 25%<br>Paypal Card - $513 at 22%<br>Target Card - $904 at 23%<br>GE money - $850 at 22%<br>Bloomingdales Card - $528 at 21%<br>Golden 1 card- $461 at 10%<br>CITI flex line of credit - $1,000 at 15%<br>Golden 1 secure loan - $1,100 at 5%<br><br>I want to mainly payoff the high interest store cards and the One Main Financial personal loan. |
Member Payment Dependent Notes Series 1205438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205438 |
$6,400 |
$6,400 |
8.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205438. Member loan 1205438 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.48% |
Length of employment: | 8 years | Location: | BREWSTER, MN |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,475.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Installing a new energy efficient heat pump/ac unit. |
Is the improvement to your primary residence or an investment property? | Primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | One that I am planning on making |
Member Payment Dependent Notes Series 1205462
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205462 |
$9,600 |
$9,600 |
6.03% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205462. Member loan 1205462 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,132 / month |
Current employer: | State of Oregon | Debt-to-income ratio: | 2.43% |
Length of employment: | 10+ years | Location: | Woodburn, OR |
Home town: | |||
Current & past employers: | State of Oregon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Need to replace leaky roof, which has become very apparent during this wet WIllamette Valley spring.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | My roof needs replaced. There is a leak in the roof itself and now the vents in both bathrooms are leaking when there's heavy rain. The roof is also noticeably sagging in one spot. A roofer told me there are too many problems with my roof to just patch it. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses, including those listed, are approximately $1750. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses related only to housing, including those listed, are approximately $1150. |
Member Payment Dependent Notes Series 1205478
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205478 |
$20,000 |
$20,000 |
13.11% |
1.00% |
March 29, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205478. Member loan 1205478 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,750 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 5.34% |
Length of employment: | 10+ years | Location: | Fort Lauderdale, FL |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I converted a IRA to a ROTH IRA this year and choose to pay the taxes outside of the plan, so not to reduce the ROTH IRA balance. The loan proceeds with be used to pay the taxes due to convert my IRA to a ROTH IRA.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly mortgage payment is $2,730.69, of which I make 1/2 the payment. Taxes and insurance are included in the payment. My total utilities are about $250.00 of which I contribute to ½ the payment. My outstanding charge card balances were used for extensive home renovations. Since these improvements are complete, I will now be accelerating these balance repayments. My partner makes 1/2 of the payments, (she is the co-owner of the home and is on the mortgage). |
Please explain the reason why you carry a large revolving credit balance. | My outstanding charge card balances were used to replace the flooring in my residence and renovate 2 bathrooms. Since these improvements are complete, I will now be accelerating these balance repayments. My partner makes 1/2 of the payments, (she is the co-owner of the home and is on the mortgage). |
Member Payment Dependent Notes Series 1205545
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205545 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205545. Member loan 1205545 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,472 / month |
Current employer: | Saft America | Debt-to-income ratio: | 24.74% |
Length of employment: | 1 year | Location: | LUTHERVILLE, MD |
Home town: | |||
Current & past employers: | Saft America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,222.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of my current debt balances are from credit cards:<br>$2149 at 17.9% with a min pay of $58.00<br>$1633 at 26.24% with a min pay of $20.00<br>$1588 at 28.24% with a min pay of $54.00<br>$662 with a min pay of $21.00 (not sure of exact interest rate)<br>$1088 with a min pay of $37.00 (not sure of exact interest rate)<br>$1362 at 21.90% with a min pay of $39.00 |
Which debts do you plan to pay off with this loan? | The debts I plan to pay off with this loan are the high interest credit cards. I would like to add that those credit card accounts have been closed at my request. |
Which debts do you plan to pay off with this loan? | The debts I plan to pay off with this loan are the high interest credit cards. I would like to add that those credit card accounts have been closed at my request. |
Member Payment Dependent Notes Series 1205550
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205550 |
$25,000 |
$25,000 |
15.81% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205550. Member loan 1205550 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | SAP | Debt-to-income ratio: | 3.39% |
Length of employment: | 2 years | Location: | west chester, PA |
Home town: | |||
Current & past employers: | SAP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I have a 35,000 loan with lending club that I took out over the summer. I have paid over $10K so far and the principal is now under $25K. I would like this loan to pay off the balance thus making my new monthly payments to Lending Club $200 less per month...Thank you for expediting this request<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $9,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $3000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3000 Capital One Visa<br>4000 Bank of America Visa |
Which debts do you plan to pay off with this loan? | Current Lending Club loan to lower payments $200/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $3000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1450 rent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3000 Capital One Visa<br>4000 Bank of America Visa |
Member Payment Dependent Notes Series 1205556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205556 |
$15,000 |
$15,000 |
16.29% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205556. Member loan 1205556 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Halff Associates, Inc | Debt-to-income ratio: | 19.51% |
Length of employment: | 10+ years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Halff Associates, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > paying off multiple credit card debt on my way to be debt free.<br><br> Borrower added on 03/24/12 > I have multiple high balance and high interest rate that I want to pay off using lending club within the monthly payment that I can afford,<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm not planning to use my loan for multiple purpose.<br>My purpose for the loan is to consolidate my multiple credit card debts within monthly payment I know I can afford. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent : $850, transportation (gas) : $120, insurance : $89, phone : $95, utilities : $60 (average), food : $350 (average), internet : $25 |
Please explain the reason why you carry a large revolving credit balance. | I have bought stuff I don't necessary need over the years, and also several unexpected expense |
Which debts do you plan to pay off with this loan? | 4 credit card debts which has high interest and balance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $6000, $3000, $3000, $2000 (round up amount) for CC which they are between 19%-21% interest rate, I don't have student loan, mortgage. <br>I have car payment for $510 which I will finish my payments end of this year. |
Member Payment Dependent Notes Series 1205581
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205581 |
$8,925 |
$8,925 |
6.62% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205581. Member loan 1205581 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | GRW | Debt-to-income ratio: | 16.86% |
Length of employment: | 5 years | Location: | Lexington, KY |
Home town: | |||
Current & past employers: | GRW | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > This Lending Club personal loan will be used to pay a credit card balance of $2247 with an 18.9% APR and a personal loan balance of $6690 with a 16% APR. Both balances will be paid in full which will allow less and lower monthly interest payments.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,735.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205624 |
$12,000 |
$12,000 |
17.99% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205624. Member loan 1205624 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | MIAMI DADE COUNTY | Debt-to-income ratio: | 3.65% |
Length of employment: | 9 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | MIAMI DADE COUNTY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,201.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,741.00<br>Phone,Utilities,Insurance $350.00<br>Food, Transportation $600.00 |
Which debts do you plan to pay off with this loan? | I want to pay in full credit cards with a balance of $9,600.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total debit balance is $9,600.00 all credit cards with a interest rates between 23% to 25 % |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I want to use the loan to paid in full my credit cards. |
What is your intended use for the loan proceeds? | Paid each credit card one by one |
Please explain the reason why you carry a large revolving credit balance. | Different reasons like travel, buy clothes, buy electronics, ect |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total debit balance is $9,600.00 all credit cards with a interest rates between 23% to 25 % |
Which debts do you plan to pay off with this loan? | I want to pay in full credit cards with a balance of $9,600.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I want to use the loan to paid in full my credit cards. |
Member Payment Dependent Notes Series 1205654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205654 |
$3,600 |
$3,600 |
8.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205654. Member loan 1205654 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Allied Barton | Debt-to-income ratio: | 17.27% |
Length of employment: | 2 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Allied Barton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,855.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have large credit card balances from school expenses when I was an undergraduate obtaining my Bachelors of Science |
What is your intended use for the loan proceeds? | to pay off my credit cards |
Please explain the reason why you carry a large revolving credit balance. | I have large credit card balances from school expenses when I was an undergraduate obtaining my Bachelors of Science |
Member Payment Dependent Notes Series 1205660
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205660 |
$3,600 |
$3,600 |
13.67% |
1.00% |
March 28, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205660. Member loan 1205660 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,200 / month |
Current employer: | New West Dist | Debt-to-income ratio: | 5.97% |
Length of employment: | 2 years | Location: | Sparks, NV |
Home town: | |||
Current & past employers: | New West Dist | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $5,878.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | There will not be any more charges it was for the balance on a Kawasaki Motorcycle I put down payment of 6500. cash and thats how Kawasaki finances. It is not a credit card only for purchases at Kawasaki |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The kawasaki loan for a new bike the cost was 9500 I paid cash except for 2600. Discover 1700 sherwin williams 750. and checking line of credit for 1000. |
Which debts do you plan to pay off with this loan? | 1000 bank 1000 discover 500 payday loan and 500 personal loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are 2300. |
What is your intended use for the loan proceeds? | Pay off some misc bills |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | about 2300 a month |
If you have a delinquency in the last 2 years, please explain the reason. | I did operate a small business that we closed a few years back other than that never been delinquent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The kawasaki loan for a new bike the cost was 9500 I paid cash except for 2600. Discover 1700 sherwin williams 750. and checking line of credit for 1000. |
Member Payment Dependent Notes Series 1205668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205668 |
$5,000 |
$5,000 |
9.76% |
1.00% |
March 28, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205668. Member loan 1205668 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | United Utilities Specialists | Debt-to-income ratio: | 18.69% |
Length of employment: | 10+ years | Location: | Collinsville, OK |
Home town: | |||
Current & past employers: | United Utilities Specialists | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Swimming Pool<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $2,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205697
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205697 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205697. Member loan 1205697 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Dewey & LeBeouf LLP | Debt-to-income ratio: | 5.78% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Dewey & LeBeouf LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I have worked hard to pay my outstanding debt ontime/early. I only have $5,000 remaining and would like to have just one monthly bill. I've been at my co. for 6 yrs, have a steady income and good credit score. I've never defaulted and take pride in the fact that I work hard and pay my bills on time.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $4,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Not sure about current interest rates. All payments are made monthly. Below is a list of my 5 outstanding debts (all current, never had a late payment):<br>Personal Loan-Balance 1282.00; 200 per month<br>Credit Card-Balance 1285.00; 50 per month<br>Credit Card-Balance 1031.00; 50 per month<br>Credit Card-Balance 780.00; 35 per month<br>Line of Credit-Balance 1100.00; 50 per month<br>I hope this answers your question. Trying to make life easier by having one bill.<br>Thank you for your consideration. |
Member Payment Dependent Notes Series 1205716
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205716 |
$22,900 |
$22,900 |
22.45% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205716. Member loan 1205716 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,295 / month |
Current employer: | UVA Health System | Debt-to-income ratio: | 3.87% |
Length of employment: | 10+ years | Location: | WINGINA, VA |
Home town: | |||
Current & past employers: | UVA Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Farm tractor<br><br> Borrower added on 03/22/12 > Plan to buy tractor for truffle farm. Been with present employer for 15 years. Bills are paid on time. Calculated monthly expenses and will be able to repay loan as well as pay monthly expenses with money left over to go into savings. Have savings acct and steadily building it up.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $6,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Farm tractor |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $928.61<br>Fuel: $80.00...work from home for employer<br>Electric: $150-200...no water, sewage or garbage collection payments...we live in the country<br>Phone: $150.00<br>Car insurance: $79.46<br>Food: $100.00...we raise and grow our own food |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage: $928.61...insurance and taxes included in mortgage payment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage, insurance, taxes: $928.61<br>Electric: $150-200.00 |
What is your intended use for the loan proceeds? | To buy farm tractor to grow truffles |
What are you buying? | Farm tractor |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $928.61<br>Fuel: $80.00...work from home for employer<br>Electric: $150-200...no water, sewage or garbage collection payments...we live in the country<br>Phone: $150.00<br>Car insurance: $79.46<br>Food: $100.00...we raise and grow our own food |
Member Payment Dependent Notes Series 1205792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205792 |
$4,000 |
$4,000 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205792. Member loan 1205792 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,248 / month |
Current employer: | Rosies & Posies Downtown | Debt-to-income ratio: | 19.39% |
Length of employment: | 9 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Rosies & Posies Downtown | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1205812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205812 |
$9,000 |
$9,000 |
8.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205812. Member loan 1205812 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Fairport schools | Debt-to-income ratio: | 19.64% |
Length of employment: | 3 years | Location: | Webster, NY |
Home town: | |||
Current & past employers: | Fairport schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > This is a loan to be used for debt consolidation and home improvement that will be paid off in full in approximately 14 months.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1205813
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205813 |
$6,000 |
$6,000 |
7.62% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205813. Member loan 1205813 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,767 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.28% |
Length of employment: | n/a | Location: | New York, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent:$596.80; Transportation: $25.; Utilities: None Telephone/CableTV/Internet: $91.; Insurance: None Food: $250.; Entertainment:$50; Toiletries: $25. |
Member Payment Dependent Notes Series 1205818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205818 |
$7,200 |
$7,200 |
10.74% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205818. Member loan 1205818 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,200 / month |
Current employer: | New York Life | Debt-to-income ratio: | 19.59% |
Length of employment: | < 1 year | Location: | Jersey city, NJ |
Home town: | |||
Current & past employers: | New York Life | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent : $0 as I live with parents, house is paid already, no payments on me...<br>Transportation, food etc: 100-125/week |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: limits of 40K,<br>15K outstanding, 5K at 0% and has still 13 months to go, other 10 coming due so this 7200 going there as they jump to 19.99<br>Student loans 14K, monthly pmt 132 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 0 |
Member Payment Dependent Notes Series 1205825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205825 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205825. Member loan 1205825 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Patco | Debt-to-income ratio: | 7.38% |
Length of employment: | 1 year | Location: | WOODBURY, NJ |
Home town: | |||
Current & past employers: | Patco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $2100.00 per mounth. |
Member Payment Dependent Notes Series 1205828
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205828 |
$18,550 |
$18,550 |
17.99% |
1.00% |
April 2, 2012 |
April 5, 2017 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205828. Member loan 1205828 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | First Data | Debt-to-income ratio: | 22.34% |
Length of employment: | 10+ years | Location: | Castle Rock, CO |
Home town: | |||
Current & past employers: | First Data | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $62,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This will be used as working capital as we have just recently opened our business. |
Please explain the reason why you carry a large revolving credit balance. | New business financing. |
Can you provide some high level financials on the monthly costs / revenue of your business? | At this time we are unable to provide financials. We can only project as we have only been open for a week. |
What type of business are you starting? | A bagel cafe & Deli |
What do you project your monthly expenses for the first 6 months of your business? | We project our monthly costs at right around $20000 |
What is your intended use for the loan proceeds? | This will be used as working capital as we have just recently opened our business. |
Member Payment Dependent Notes Series 1205833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205833 |
$3,000 |
$3,000 |
12.12% |
1.00% |
March 30, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205833. Member loan 1205833 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,380 / month |
Current employer: | Banyan Senior Apartments | Debt-to-income ratio: | 16.51% |
Length of employment: | 1 year | Location: | Spring Hill, FL |
Home town: | |||
Current & past employers: | Banyan Senior Apartments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $2,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | My home needs a new AC/Heater Unit and it will cost $4,500. I do not have the full amount. |
If you have a delinquency in the last 2 years, please explain the reason. | Hi, thank you for asking, about 7 years ago I used 'roaming' minutes. I had a phone bill over $300, so it took me a while to pay it down and it did go to collections. That is the only collection I have had in the past 8 years. I am so relieved that roaming minutes in the US no longer exists. :D |
Member Payment Dependent Notes Series 1205842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205842 |
$9,600 |
$9,600 |
13.11% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205842. Member loan 1205842 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | FedEx Services | Debt-to-income ratio: | 13.11% |
Length of employment: | 10+ years | Location: | Harrison, AR |
Home town: | |||
Current & past employers: | FedEx Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $7,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$395; Trans-$125; Utilities-$105; Phone-$180; Insurance-$90; Food-$200 |
Which debts do you plan to pay off with this loan? | This loan will be used to pay off credit cards and medical bills. |
Member Payment Dependent Notes Series 1205844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205844 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 3, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205844. Member loan 1205844 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 2.67% |
Length of employment: | 9 years | Location: | TORRANCE, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi!!! I added my expenses, they come to about $1,700.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi!!! I added my expenses, they come to about $1,700.00. |
Member Payment Dependent Notes Series 1205852
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205852 |
$28,200 |
$28,200 |
22.78% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205852. Member loan 1205852 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | DOD | Debt-to-income ratio: | 18.86% |
Length of employment: | 10+ years | Location: | Lebanon, PA |
Home town: | |||
Current & past employers: | DOD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $5,528.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | check went the company and was not cashed for three months. During that time, collections started and the debt was cleared when they finally cashed the check. |
Is the home you are purchasing your primary residence or an investment property? | I would be using the money for debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2600 |
What other sources of financing are you using to purchase the home? | Veteran Assistance |
What is the estimated current market value of the home you intend to purchase? | 185K |
If you have a public record on file, please briefly explain the event and its resolution. | This was 9 years ago. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2600/month |
Member Payment Dependent Notes Series 1205853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205853 |
$6,000 |
$6,000 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205853. Member loan 1205853 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,900 / month |
Current employer: | United States Navy | Debt-to-income ratio: | 28.16% |
Length of employment: | 2 years | Location: | Bolling AFB, DC |
Home town: | |||
Current & past employers: | United States Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > Trying to pay off my credit cards before I deploy next summer<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 5 year car loan 18k at 2.99%. Credit card 1 $1700 at 15% apr, card 2 $3400 at 12% apr |
Member Payment Dependent Notes Series 1205859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205859 |
$15,000 |
$15,000 |
7.90% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205859. Member loan 1205859 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Spartan Electric | Debt-to-income ratio: | 11.75% |
Length of employment: | 10+ years | Location: | Saint Johns, MI |
Home town: | |||
Current & past employers: | Spartan Electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $5,462.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortg $199,000 ($1320/mo); APR 5.3%<br>Eq Line $44,000 ($35/mo); APR 4.7%<br>Auto Pmt $6,000 ($260); APR 12%<br>RV Pmt $6,600 (Pmt $100); APR 7.9%<br><br>-Note: spouse employed full time, contributing to household income and payment of debts |
What is your intended use for the loan proceeds? | Debt consolidation; lower interest rate; one payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortg $199,000 ($1320/mo); APR 5.3%<br>Eq Line $44,000 ($35/mo); APR 4.7%<br>Auto Pmt $6,000 ($260); APR 12%<br>RV Pmt $6,600 (Pmt $100); APR 7.9%<br><br>-Note: spouse employed full time, contributing to household income and payment of debts |
Member Payment Dependent Notes Series 1205885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205885 |
$15,000 |
$15,000 |
15.31% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205885. Member loan 1205885 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Severn Trent Services | Debt-to-income ratio: | 6.98% |
Length of employment: | 3 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Severn Trent Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I would like to pay off All of my debt with this loan. I want to be debt free in tree years.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 83 |
Revolving Credit Balance: | $9,062.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1600 - $1900 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $115,000<br>Student Loan $6000 (8.25 on 1 loan and 2.5 or 3.5 on the second loan) I can't remember<br>$10000 in credit card debt |
What is your intended use for the loan proceeds? | I plan to pay off my debt with this loan. |
Please explain the reason why you carry a large revolving credit balance. | That large revolving credit balance was paid off back in 2005 but it continues to show in my credit... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $115,000<br>Student Loan $6000 (8.25 on 1 loan and 2.5 or 3.5 on the second loan) I can't remember<br>$10000 in credit card debt |
Which debts do you plan to pay off with this loan? | I plan to pay off all of debt with this loan |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will help me pay off all of debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $115,000<br>Student Loan $6000 (8.25 on 1 loan and 2.5 or 3.5 on the second loan) I can't remember<br>$10000 in credit card debt |
Member Payment Dependent Notes Series 1205945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205945 |
$17,050 |
$17,050 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205945. Member loan 1205945 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | J & J | Debt-to-income ratio: | 16.56% |
Length of employment: | < 1 year | Location: | OWATONNA, MN |
Home town: | |||
Current & past employers: | J & J | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Consolidate old debt, pay it off quickly, and be done with it!<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $3600 at 18.99% credit card, $200/month<br>$1700 at 19.99% credit card, $100/mo<br>$8900 at 29.99% credit card, $400/mo<br>$3800 at 14.99% other debt, $300/mo |
Please explain the reason why you carry a large revolving credit balance. | I was involved with a vinyl window manufacturing company that struggled through the crash in the housing market and eventually closed. During that time, I used credit cards to get by. I am now gainfully employed at a well-established and growing company and am cleaning up this debt. |
Member Payment Dependent Notes Series 1205948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205948 |
$7,000 |
$7,000 |
9.76% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205948. Member loan 1205948 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | U.S. Air Force | Debt-to-income ratio: | 2.99% |
Length of employment: | 7 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | U.S. Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Dear Investors,<br>This loan is for a dental procedure that my current insurance does not cover. I have worked continuously since I was 16 years old and for the past 7 years and 8 months have worked in the U.S. Air Force. I sincerely appreciate your consideration for this request.<br><br>Thank you.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $4,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Hello, <br><br>My monthly expenses is for rent only. I work for the US Air Force and they provide off base housing which for me is only $500 a month plus utilities which run no more then $75 per month.<br><br>Please let me know if you have any other questions?<br><br>Thank you. |
What is your intended use for the loan proceeds? | Good morning,<br><br>I will be using the loan proceeds for dental work. I'm planning on getting Invisalign braces. Please let me know if you have any other questions.<br><br>Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Good morning,<br><br>My current monthly expenses are as follows:<br><br>Rent: $500 (off-base housing provided by the U.S. Air Force)<br>Utilities: $85<br>Phone: $60<br>Car Insurance: $75<br>Medical Insurance: Free (provided by the U.S. Air Force)<br>Food: $300<br>Entertainment: $400<br>Credit Cards: $125<br>Student Loan: $50<br>Car Fuel: $150<br><br>Thank You. |
Member Payment Dependent Notes Series 1205983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205983 |
$14,000 |
$14,000 |
13.99% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205983. Member loan 1205983 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | At&t | Debt-to-income ratio: | 13.01% |
Length of employment: | 2 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | At&t | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > paying off several credits cards that all got defaulted to 29.99 apr because I defaulted on 1 credit card years ago. Having a hard time paying off credit cards with such extreme APR. With APR cut in half will allow me to pay off credit cards and finance through one loan cutting off high interest.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $9,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1205985
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1205985 |
$14,400 |
$14,400 |
7.90% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1205985. Member loan 1205985 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | coulter motor company | Debt-to-income ratio: | 22.45% |
Length of employment: | 10+ years | Location: | phoenix, AZ |
Home town: | |||
Current & past employers: | coulter motor company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I want to close out credit cards that I have and no longer want to be burdened with and by having this loan, I feel that I can be on the right track to do this.<br><br> Borrower added on 03/28/12 > I would also like people to know I pay on time,, and have a job I've been at for 11 years, and I work hard to make sure bills are paid but more importantly that I use the help I receive correctly.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $54,728.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 credit cards one is 6400.00 balance with monthly payment 172.00 per month. The other is 8400.00 and has a monthly payment of 202.00. I have 1 other credit card which is being paid off. I have a loan through Discover Financial which is being paid off today, 3/27/2012 |
Member Payment Dependent Notes Series 1206018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206018 |
$7,000 |
$7,000 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206018. Member loan 1206018 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Colliers International | Debt-to-income ratio: | 17.53% |
Length of employment: | < 1 year | Location: | Chicaho, IL |
Home town: | |||
Current & past employers: | Colliers International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1206020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206020 |
$25,000 |
$25,000 |
13.67% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206020. Member loan 1206020 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.95% |
Length of employment: | 10+ years | Location: | AVENTURA, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/22/12 > I have been a healthcare executive for nearly 20 years. I am using the funds to reduce my credit card debt. I have the ability to easily make monthly payment.<br>
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $23,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, - outstanding balance,$8,900.00, interest rate, 24.9, min payment 325.00<br>Visa- balance, $5,000.00, int. rate 20.9, min. payment 180.00<br>Mastercard- outstanding balance, $12,800.00, int. rate, 14.2, min. payment, 275.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments equal $2,600.00. If i get the loan and payoff the $25,000, my monthly min plus the 858.00 would equal $2,650.00. |
Member Payment Dependent Notes Series 1206027
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206027 |
$17,000 |
$17,000 |
15.81% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206027. Member loan 1206027 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | epoxy formulations inc | Debt-to-income ratio: | 17.01% |
Length of employment: | 6 years | Location: | THORNTON, CO |
Home town: | |||
Current & past employers: | epoxy formulations inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,484.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit cards which carry a higher interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards 16000 balance with interest rates at 22.99 - 26.99 % |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | rent 760, water and electric 80- 100, cable and internet 100 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | i am using the money to pay off 3 high interest credit cards 1 is 5500, 1- 6000 and 1- 4500 |
Please explain the reason why you carry a large revolving credit balance. | i had an injury last year and was fullish and used credit cards to pay medical bills |
Member Payment Dependent Notes Series 1206059
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206059 |
$3,900 |
$3,900 |
12.12% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206059. Member loan 1206059 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,742 / month |
Current employer: | HTPG LLC | Debt-to-income ratio: | 11.16% |
Length of employment: | 5 years | Location: | Scottsboro, AL |
Home town: | |||
Current & past employers: | HTPG LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Food 198.23<br>Gas 137.50 <br>Phone 113.67<br>insurance 38.39<br>Loans and CC of 326/m<br>Satellite 48.90<br><br>There is no rent. |
Which debts do you plan to pay off with this loan? | Credit Cards and personal unsecured loans with higher interest rates. |
Member Payment Dependent Notes Series 1206060
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206060 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 2, 2012 |
April 5, 2015 |
April 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206060. Member loan 1206060 was requested on March 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Specific media | Debt-to-income ratio: | 21.50% |
Length of employment: | < 1 year | Location: | Orange, CA |
Home town: | |||
Current & past employers: | Specific media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 22, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $4,337.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have one 30 day delinquency in the last 2 years. It was in April of 2009 and was due to a discrepancy in the final payment and due date on Toyota Motor Credit. The car/loan was paid off at this time and account is now closed. |
Member Payment Dependent Notes Series 1206104
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206104 |
$14,400 |
$14,400 |
12.12% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206104. Member loan 1206104 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | excelsior elementry | Debt-to-income ratio: | 24.03% |
Length of employment: | 4 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | excelsior elementry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $850.00 card payments.13,000 payoff. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses $1,200 to $1,600 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses $1,200 to $1,600 |
Member Payment Dependent Notes Series 1206153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206153 |
$20,000 |
$20,000 |
18.55% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206153. Member loan 1206153 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Davita | Debt-to-income ratio: | 13.75% |
Length of employment: | 10+ years | Location: | fort lee , NJ |
Home town: | |||
Current & past employers: | Davita | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $20,494.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1206414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206414 |
$10,000 |
$10,000 |
12.12% |
1.00% |
March 29, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206414. Member loan 1206414 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Hawaii National Guard | Debt-to-income ratio: | 24.65% |
Length of employment: | 6 years | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | Hawaii National Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,833.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent : $1250.00 Car Gas: $200.00 Car Loan: 438.00 Phone: $150.00 Food: $150.00<br>Credit card payment: 400.00 |
Member Payment Dependent Notes Series 1206423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206423 |
$16,000 |
$16,000 |
10.74% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206423. Member loan 1206423 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Friendship Dairies LLC | Debt-to-income ratio: | 9.45% |
Length of employment: | 8 years | Location: | BELMONT, NY |
Home town: | |||
Current & past employers: | Friendship Dairies LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Loan is to buy house to fix up and live in<br><br> Borrower added on 03/24/12 > House is from late 1870's with stained glass windows,hardwood floors and original woodwork. It has approximatley 3200 sqaure feet of living space with original back to back fireplaces.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The current house I own has a monthly mortgage of $272. and the annual taxes and insurance are about $2100. The utilities all combined average $180-$200 |
Please explain the reason why you carry a large revolving credit balance. | Had to assume balance on loan not incurred or signed for by me in order to protect my assets |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only using to by old house with great potential,has hard wood floors and original wood work from the late 1870's |
What is your intended use for the loan proceeds? | Only using to by old house with great potential,has hard wood floors and original wood work from the late 1870's |
What are you buying? | 3200 square foot house withh stained glass windows,original hardwood floors and woodwork. House is from the late 1870's |
Member Payment Dependent Notes Series 1206474
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206474 |
$11,000 |
$11,000 |
6.62% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206474. Member loan 1206474 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Universal Display and Fixtures | Debt-to-income ratio: | 16.09% |
Length of employment: | 9 years | Location: | Flower Mound, TX |
Home town: | |||
Current & past employers: | Universal Display and Fixtures | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > This loan is for a 2005 Thunder Mountain Black Hawk 240. I am using Lending Club because banks don't seem to want to let working people with excellent credit borrow money anymore.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,772.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | - mortgage (includes taxes, insurance) - $1280/month<br>- payroll deductions (taxes, insurances, 401) - $3100/month<br>- 401k loan from myself for home improvements - $410/month<br>- utilities vary from $120 to $450/month<br>- credit debts - $600 to $1,000/month depending on how much I can throw at it<br>- insurances (vehicles, health) - $700 |
Please explain the reason why you carry a large revolving credit balance. | Had an oppotunity years back to consolidate my credit card debt I had created over the years into something manageable... I am determine to pay for any debt I create. I have never filed for bankruptcy, faulted on any loan or have anything repossesed from me. I anticipate having to continue to pay for this old debt for 5-6 more years. |
How much money are you providing out of pocket as a down payment for this purchase? | $1500 |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have a 2006 Dodge Charger that is in excellent condition and is paid for. This vehicle only has 50,000 miles on it and I plan on keeping it several more years. I also have a 2010 HD Streetglide that I've had for two years. I still owe approx $24,000 on that. My monthly payments are $467/month. I'm not really sure what my interest rate on that loan is... It is financed through Harley Davidson. |
Member Payment Dependent Notes Series 1206490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206490 |
$27,050 |
$27,050 |
7.62% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206490. Member loan 1206490 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Johnson Controls Inc. | Debt-to-income ratio: | 18.87% |
Length of employment: | 4 years | Location: | Montgomery, TX |
Home town: | |||
Current & past employers: | Johnson Controls Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > My credit rating has improved greatly since I opened my current lending club loan. With these funds I hope to refinance my current loan, as well as add on a bedroom to my home...with one easy payment.<br><br> Borrower added on 03/23/12 > I opened my first lending club account a year ago. I have never missed a payment and always paid on time. Now that my credit score has improved significantly, I would like to refinance my current loan at a lower rate and be able to add a room on to my house with the extra funds.<br><br> Borrower added on 03/23/12 > I presently have very stable job working for a Global Company that's been around since 1885. I have had the pleasure of working for them for many years.<br><br> Borrower added on 03/23/12 > I have always been very good a maintaining a monthly budget, being that my background is in finance. I currently do not have a car payment, so my monthly bills consist of a mortgage payment of 768, utilities, cable, and cell phone average about 500.<br><br> Borrower added on 03/23/12 > I recently received an email from My Lending Club saying Thank you for being an important part of the Lending Club Community, and that I have done a great job at maintaining on time payments, and I am now eligible for a new loan. I would like to accept this offer by refinancing my current loan.<br><br> Borrower added on 03/23/12 > I would like to share that I practice honesty and integrity in my everyday life and job. I believe this is a very strong quality in being a good borrower. With a goal of reaching the highest credit score possible, being late or not making a payment on my loan is not in my vocabulary.<br><br> Borrower added on 03/23/12 > After reviewing my budget, I can honestly say that I will have no issues making my monthly payments and will be very excited about lowering my interest rate, as well as having the opportunity to add on to my home, with a much desired downstairs bedroom.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Because I have done such a great job at maintaining my payments over the past year, I would like to refinance my current lending club loan at a much lower interest rate, as well as having the opportunity to add on a room to my home with the extra funds. |
Member Payment Dependent Notes Series 1206506
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206506 |
$10,000 |
$10,000 |
20.50% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206506. Member loan 1206506 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Bank | Debt-to-income ratio: | 2.77% |
Length of employment: | 5 years | Location: | FLORAL PARK, NY |
Home town: | |||
Current & past employers: | Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $6,093.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To assist in paying for some large purchases I need to make. |
Please provide additional details regarding the purpose of the loan. | Flowers, dj, limo, post ceremony trip, etc. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The sole purpose of this loan is listed at the top. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $1400 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The sole purpose of this loan is listed at the top. |
Please provide additional details regarding the purpose of the loan. | Flowers, dj, limo, post ceremony trip, etc. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are approximately $1400 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The sole purpose of this loan is listed at the top. |
Please provide additional details regarding the purpose of the loan. | Flowers, dj, limo, post ceremony trip, etc. |
Member Payment Dependent Notes Series 1206513
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206513 |
$24,000 |
$24,000 |
20.50% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206513. Member loan 1206513 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,750 / month |
Current employer: | Hawkins Parnell Thackston & Young | Debt-to-income ratio: | 15.59% |
Length of employment: | 5 years | Location: | Simi Valley , CA |
Home town: | |||
Current & past employers: | Hawkins Parnell Thackston & Young | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Respected Lenders: This loan is being sought for value enhancing improvements on a primary residence, in the form of a pool and a deck. Borrower is a legal professional with an extensive employment history.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $1,287.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have only one account that reported delinquencies, which was a car loan. I had set up a electronic debit which debited the wrong account, and resulted in two lates. I have not had any subsequent lates on this account. I disputed, but the mistake was mine in designating the wrong account. |
If you have a delinquency in the last 2 years, please explain the reason. | I have only one account that reported delinquencies, which was a car loan. I had set up a electronic debit which debited the wrong account, and resulted in two lates. I have not had any subsequent lates on this account. I disputed, but the mistake was mine in designating the wrong account. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The mortgage is not paid from my income. Utilities are approximately 1100-1200, which includes phone. Insurance is approximately 500, car payments about 1100, food and other household expenses about 1200. Taxes are impounded into mortgage payment. |
What is the home improvement project you are planning? | We are installing a pool and deck. |
If you have a delinquency in the last 2 years, please explain the reason. | I have only one account that reported delinquencies, which was a car loan. I had set up a electronic debit which debited the wrong account, and resulted in two lates. I have not had any subsequent lates on this account. I disputed, but the mistake was mine in designating the wrong account. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is for a single purpose |
Is this for a home improvement you have already made, or one that you are planning to make? | The loan is for the balance on a project that has been started. |
If you have a delinquency in the last 2 years, please explain the reason. | I have only one account that reported delinquencies, which was a car loan. I had set up a electronic debit which debited the wrong account, and resulted in two lates. I have not had any subsequent lates on this account. I disputed, but the mistake was mine in designating the wrong account. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The mortgage is not paid from my income. Utilities are approximately 1100-1200, which includes phone. Insurance is approximately 500, car payments about 1100, food and other household expenses about 1200. Taxes are impounded into mortgage payment. |
What is the home improvement project you are planning? | We are installing a pool and deck. |
Is the improvement to your primary residence or an investment property? | Sir, the improvement is a pool for our primary residence. |
If you have a public record on file, please briefly explain the event and its resolution. | Thank you for the interest. I have no public record on file. |
Member Payment Dependent Notes Series 1206526
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206526 |
$10,800 |
$10,800 |
9.76% |
1.00% |
March 30, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206526. Member loan 1206526 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Department of Developmental Services | Debt-to-income ratio: | 7.74% |
Length of employment: | 4 years | Location: | MENDON, MA |
Home town: | |||
Current & past employers: | Department of Developmental Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $26,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly payments are low for all of the above are less than $1,000. I live with a friend and receive rental income from a two family I own. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Payments are around $700 a month including this loan. I'm using the money to get rid of some of the credit card debt. |
Member Payment Dependent Notes Series 1206550
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206550 |
$3,000 |
$3,000 |
13.99% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206550. Member loan 1206550 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | ABF Freight Systems | Debt-to-income ratio: | 17.03% |
Length of employment: | 9 years | Location: | CLIFTON PARK, NY |
Home town: | |||
Current & past employers: | ABF Freight Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $5,687.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | 106 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | medical bills and credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $882.00, trans $40.00, util. $150.00, phone $20.00, food $400.00 est. |
Member Payment Dependent Notes Series 1206575
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206575 |
$2,000 |
$2,000 |
16.29% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206575. Member loan 1206575 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | MDOC | Debt-to-income ratio: | 24.11% |
Length of employment: | 1 year | Location: | JACKSON, MI |
Home town: | |||
Current & past employers: | MDOC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > to be used in case of an emergency.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,335.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to pay off some of my smaller debts. |
Member Payment Dependent Notes Series 1206590
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206590 |
$30,000 |
$30,000 |
17.99% |
1.00% |
March 30, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206590. Member loan 1206590 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $25,000 / month |
Current employer: | Nina Footwear | Debt-to-income ratio: | 12.50% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Nina Footwear | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $49,807.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I supplemented a niece's college tuition with low interest credit cards. In 2008, my company downsized, in turn, my income decreased by 200K. |
Which debts do you plan to pay off with this loan? | Wells Fargo, Merrick and Barcaly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All Chase Cards are at 7%, 18K, - at $697 s month <br>Wells Fargo 28%, 9K- 265 a month<br>Merrick 23%, 11K - 303 a month<br>Citibank, 7% 11K at 400 a month<br>Barclays 17% 12 K at 303 a month<br>Bloomingdales will be 0 this month<br>B of a 5% 7K at 200 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All Chase Cards are at 7%, 18K, - at $697 s month <br>Wells Fargo 28%, 9K- 265 a month<br>Merrick 23%, 11K - 303 a month<br>Citibank, 7% 11K at 400 a month<br>Barclays 17% 12 K at 303 a month<br>Bloomingdales will be 0 this month<br>B of a 5% 7K at 200 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All Chase Cards are at 7%, 18K, - at $697 s month <br>Wells Fargo 28%, 9K- 265 a month<br>Merrick 23%, 11K - 303 a month<br>Citibank, 7% 11K at 400 a month<br>Barclays 17% 12 K at 303 a month<br>Bloomingdales will be 0 this month<br>B of a 5% 7K at 200 a month |
Which debts do you plan to pay off with this loan? | Wells Fargo, Merrick and Barcaly |
Please explain the reason why you carry a large revolving credit balance. | I supplemented a niece's college tuition with low interest credit cards. In 2008, my company downsized, in turn, my income decreased by 200K. |
Please explain the reason why you carry a large revolving credit balance. | I supplemented a niece's college tuition with low interest credit cards. In 2008, my company downsized, in turn, my income decreased by 200K. |
Member Payment Dependent Notes Series 1206605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206605 |
$2,000 |
$2,000 |
9.76% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206605. Member loan 1206605 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,900 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.05% |
Length of employment: | n/a | Location: | Marshall, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,433.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Antique truck |
What is your intended use for the loan proceeds? | To purchase an antique truck |
Please explain the reason why you carry a large revolving credit balance. | The total balance was an accumulation of smaller credit balances. |
Member Payment Dependent Notes Series 1206616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206616 |
$2,500 |
$2,500 |
13.11% |
1.00% |
March 28, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206616. Member loan 1206616 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | TenderLand Power Company, Inc. | Debt-to-income ratio: | 16.84% |
Length of employment: | 3 years | Location: | Paso Robles, CA |
Home town: | |||
Current & past employers: | TenderLand Power Company, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I would like to surprise my fiance with reservations for our wedding. Anything and everything needs deposits. I would very much appreciate your financial help. Thanks<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $9,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $900 rent. $600 transportation.$500 utilities. $140 insurance. |
Member Payment Dependent Notes Series 1206629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206629 |
$35,000 |
$35,000 |
22.45% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206629. Member loan 1206629 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | Infosys Ltd | Debt-to-income ratio: | 15.69% |
Length of employment: | 10+ years | Location: | PLAINSBORO, NJ |
Home town: | |||
Current & past employers: | Infosys Ltd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,967.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am opening a restaurant business along with 3 more partners in 2 weeks. This loan is for my share of partnership in the restaurant business. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 1349<br>Utilities - 400<br>Phone - 35<br>Insurance - 188<br>Food - 400 |
What is your intended use for the loan proceeds? | I am opening a restaurant business along with 3 more partners in 2 weeks. This loan is for my share of partnership in the restaurant business. |
What is your intended use for the loan proceeds? | I am opening a restaurant business along with 3 more partners in 2 weeks. This loan is for my share of partnership in the restaurant business. |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
What do you project your monthly expenses for the first 6 months of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 1349<br>Utilities - 400<br>Phone - 35<br>Insurance - 188<br>Food - 400 |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
What do you project your monthly revenues for the first 6 months to be? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What is your intended use for the loan proceeds? | I am opening a restaurant business along with 3 more partners in 2 weeks. This loan is for my share of partnership in the restaurant business. |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Can you provide some high level financials on the monthly costs / revenue of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000, <br>Expenses include Employee salary - $15000<br>Rent - $4000<br>Groceries - $15000<br>Utilities - $6000 |
What do you project your monthly revenues for the first 6 months to be? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House rent - 1349 <br>Insurance - 188 <br>Line of credit - 500<br>Utilities - 300 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using the entire loan amount only for the new business (India style restaurant) I am starting along with 3 other partners. |
What type of business are you starting? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
What do you project your monthly expenses for the first 6 months of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What will be the largest expense in the first six months? | Exisitng restaurant purchase and franchises cost |
What do you project your monthly revenues for the first 6 months to be? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
Can you provide some high level financials on the monthly costs / revenue of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000, <br>Expenses include Employee salary - $15000<br>Rent - $4000<br>Groceries - $15000<br>Utilities - $6000 |
If you have a public record on file, please briefly explain the event and its resolution. | I don't have any public record on my file. |
Can you provide some high level financials on the monthly costs / revenue of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000, <br>Expenses include Employee salary - $15000<br>Rent - $4000<br>Groceries - $15000<br>Utilities - $6000 |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
What do you project your monthly expenses for the first 6 months of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What do you project your monthly revenues for the first 6 months to be? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What will be the largest expense in the first six months? | Exisitng restaurant purchase and franchises cost |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
What do you project your monthly expenses for the first 6 months of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
What do you project your monthly revenues for the first 6 months to be? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
What do you project your monthly expenses for the first 6 months of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000 |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Can you provide some high level financials on the monthly costs / revenue of your business? | First 6 months average revenue from restaurant is around $70000, <br>First 6 months average expenses for restaurant is around $40000, <br>Expenses include Employee salary - $15000<br>Rent - $4000<br>Groceries - $15000<br>Utilities - $6000 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying any morgage payment |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Please describe your experience/familiarity with the business you are starting/started? | We are starting india style restaurant and its franchise of successfully running paradise biryani point. Currently its running in 14 other locations. We will be opening the restaurant in East Windsor, NJ. There is lot of indian population in and around east windsor and definitely the restaurant run into good profits in short time. |
Member Payment Dependent Notes Series 1206640
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206640 |
$5,000 |
$5,000 |
13.11% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206640. Member loan 1206640 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | california Department of Transportation | Debt-to-income ratio: | 23.36% |
Length of employment: | 6 years | Location: | REDDING, CA |
Home town: | |||
Current & past employers: | california Department of Transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,623.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | phone-$140.00,Utilities 170.00,insurance-$85.00,Transportation-$875.00 |
Please explain the reason why you carry a large revolving credit balance. | Joint family |
Please explain the reason why you carry a large revolving credit balance. | Joint family |
Member Payment Dependent Notes Series 1206642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206642 |
$22,000 |
$22,000 |
22.45% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206642. Member loan 1206642 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Dental Associates | Debt-to-income ratio: | 11.95% |
Length of employment: | < 1 year | Location: | EAGLE, WI |
Home town: | |||
Current & past employers: | Dental Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1206659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206659 |
$4,000 |
$4,000 |
18.25% |
1.00% |
March 28, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206659. Member loan 1206659 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | US Tech Solutions | Debt-to-income ratio: | 7.92% |
Length of employment: | 4 years | Location: | Woodbridge, NJ |
Home town: | |||
Current & past employers: | US Tech Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I require this loan to finance my new car. I would like to purchase a new Honda Pilot (7-seater). This loan will help me to pay 20% of the down payment required. Please do approve the loan.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,903.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Below are the details as requested:<br>Rent: $1350<br>utilities: $65<br>Phone: $100<br>Auto insurance: $250<br>food: $200 per mth |
What are the balances, interest rates, and monthly payments on any other auto obligations? | Balance in hand every month: $2000<br>Interest rates: 9% for Auto Insurance from DCU (Digital Credit Union)<br>Monthly payments for Auto insurance: $250.78 |
How much money are you providing out of pocket as a down payment for this purchase? | I will be paying $4000 as i have to pay 20% as down payment for the new car or certified car of 2011. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I will be paying it on my own through my Job salary i get every month. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I am planning to buy a certified Honda Pilot of year 2011 with mileage less than 12000 miles and not salvage. I prefer to buy a new 2012 Honda Pilot with 0 mileage. |
Member Payment Dependent Notes Series 1206664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206664 |
$10,000 |
$10,000 |
12.12% |
1.00% |
March 29, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206664. Member loan 1206664 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,833 / month |
Current employer: | Maloney | Debt-to-income ratio: | 11.41% |
Length of employment: | 2 years | Location: | Reston, VA |
Home town: | |||
Current & past employers: | Maloney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > This loan is for a new home purchase. I have had a loan before with lending club and made all if the payments on time and paid the loan off. The loan was for 6,800. If you were one of my former lenders I hope you would invest in my loan again. Thanks<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,562.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1206690
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206690 |
$4,000 |
$4,000 |
17.27% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206690. Member loan 1206690 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Original Parts Group, Inc | Debt-to-income ratio: | 15.93% |
Length of employment: | 5 years | Location: | Newport Beach, CA |
Home town: | |||
Current & past employers: | Original Parts Group, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,092.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is being used to pay expensive bills related to medical issues and car problems. |
Member Payment Dependent Notes Series 1206705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206705 |
$12,000 |
$12,000 |
8.90% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206705. Member loan 1206705 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | The Office of Naval Intelligence | Debt-to-income ratio: | 15.07% |
Length of employment: | 6 years | Location: | Upper Marlboro, MD |
Home town: | |||
Current & past employers: | The Office of Naval Intelligence | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Thanks for thinking about investing in my loan. My plan is to consolidatie 3 accounts I have ($2200, $6951, and $2675) I plan to not use the accounts anymore. The monthly cost of the consolidation is less money then what I pay currently on the 3 accounts and i would be done w/ them in 36 months.<br><br> Borrower added on 03/23/12 > Thanks for thinking about investing in my loan. My plan is to consolidatie 3 accounts I have ($2200, $6951, and $2675) I plan to not use the accounts anymore. The monthly cost of the consolidation is less money then what I pay currently on the 3 accounts and i would be done w/ them in 36 months.<br><br> Borrower added on 03/23/12 > Thank you for investing in my 3 year plan. Let's keep the investors coming, go tell your friends.<br><br> Borrower added on 03/24/12 > Thanks to the other 7 folks who got on board! Let's keep it coming. I want to be debt free by ___years of age. W/ your help I can do it.<br><br>THANK YOU AGAIN!<br><br> Borrower added on 03/26/12 > ALMOST TO 50% WHOOOO HOOOOO! THANK YOU LENDING CLUB!<br><br>Please let's keep the investors coming! We can do it.<br><br> Borrower added on 03/27/12 > Okay Guys, we are over the hump! 54%+...thank you. It's a good investment. Help me, and make some money at the same time. Let's Go!<br><br> Borrower added on 03/28/12 > Almost at 62%, I am so thankful to everyone. Come on, we get get all the way to 100% so I can one day get to 100% debt free!<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,695.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1206712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206712 |
$8,725 |
$8,725 |
18.55% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206712. Member loan 1206712 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Prairie Farms Dairy | Debt-to-income ratio: | 17.25% |
Length of employment: | 4 years | Location: | MADISON, AL |
Home town: | |||
Current & past employers: | Prairie Farms Dairy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $6,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage-1200 utilities-125 phone-100 car-234 insurance-110 food-350 all per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Build a fence, pay off a couple credit cards |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage-199,000 bal. at 4.50 % credit cards 4000 bal. at 18 to 23 % |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage-199,000 bal. at 4.50 % credit cards 4000 bal. at 18 to 23 % |
Member Payment Dependent Notes Series 1206733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206733 |
$7,200 |
$7,200 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206733. Member loan 1206733 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Lloyd F.Mckinney Assoc. Inc. | Debt-to-income ratio: | 10.27% |
Length of employment: | 10+ years | Location: | SAN RAMON, CA |
Home town: | |||
Current & past employers: | Lloyd F.Mckinney Assoc. Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $6,028.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to pay off credit card debt... the interest rates are too high... just want to be debt free!<br>This loan would get me into a manageble monthly payment regimen.<br>Much thanks to everyone who has contributed to this transaction! |
Which debts do you plan to pay off with this loan? | Credit card debt... the inerest is too high, it got me through a rough patch... but..<br>Now I just need to get out of debt! |
Member Payment Dependent Notes Series 1206740
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206740 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206740. Member loan 1206740 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Duke University | Debt-to-income ratio: | 13.20% |
Length of employment: | < 1 year | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Duke University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Thanks for helping me to become credit-card debt free!<br><br> Borrower added on 03/23/12 > I am very responsible and pay my bills on time, often well before they are due. I have some credit card debt, accumulated due to personal circumstances, but I want to become debt free. And in the future, I hope to invest in others' efforts to become debt free and be financially empowered.<br><br> Borrower added on 03/27/12 > Almost 50% there. Thanks to all of you have invested!<br><br> Borrower added on 04/02/12 > Fantastic! Thank you!<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,618.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1206776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206776 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206776. Member loan 1206776 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,700 / month |
Current employer: | University of Nh | Debt-to-income ratio: | 19.88% |
Length of employment: | 10+ years | Location: | Dover , NH |
Home town: | |||
Current & past employers: | University of Nh | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Boat loan<br><br> Borrower added on 03/25/12 > Purchasing a new boat 18000<br>Cash 13000<br>Lending Club 5000<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is free (part of job)<br>Heat is free (part of job)<br>Electricity 90/month<br>Renter's insurance 150/yr.<br>no taxes |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is for one purpose. |
What is your intended use for the loan proceeds? | new boat |
What are you buying? | new boat |
Please explain the reason why you carry a large revolving credit balance. | No specific reason. |
Member Payment Dependent Notes Series 1206781
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206781 |
$17,500 |
$17,500 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206781. Member loan 1206781 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Project Inform | Debt-to-income ratio: | 11.73% |
Length of employment: | < 1 year | Location: | SOUTH PASADENA, CA |
Home town: | |||
Current & past employers: | Project Inform | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > The poor economy and several unexpected large expenses placed additional burdens financially over the past two years<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,511.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MBNA America - Bal: $7,472.63 - API - 19.99% - Monthly - $200<br>Juniper Bank - Bal $4,553.21 - API - 24.99% - Monthly $115<br>Bank of America Gold Loan - Bal $5,386 - API - 15.99% - Monthly $315 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3,300 |
Please explain the reason why you carry a large revolving credit balance. | My partner was unemployed the last couple of years and this caused us to have a difficult time dealing with unexpected expenses. He's just launched an online business and we expect to be back to normal financially in the near future. |
Member Payment Dependent Notes Series 1206863
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206863 |
$17,400 |
$17,400 |
13.99% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206863. Member loan 1206863 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,168 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.03% |
Length of employment: | n/a | Location: | Lawrenceville, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,542.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 40.40% | Months Since Last Record: | 109 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1206870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206870 |
$7,500 |
$7,500 |
7.90% |
1.00% |
April 3, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206870. Member loan 1206870 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,208 / month |
Current employer: | SEI Inc | Debt-to-income ratio: | 16.68% |
Length of employment: | 10+ years | Location: | Oreland, PA |
Home town: | |||
Current & past employers: | SEI Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1206880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206880 |
$3,600 |
$3,600 |
17.27% |
1.00% |
March 30, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206880. Member loan 1206880 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,597 / month |
Current employer: | USMC | Debt-to-income ratio: | 1.81% |
Length of employment: | 3 years | Location: | TWENTYNINE PALMS, CA |
Home town: | |||
Current & past employers: | USMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I will be Moving in early April back home after exiting the Military. The Advance leave that I was supposed to get will not be hitting my accounts til after my family and I move. Thus the reason.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to move my family back home to Illinois After exiting the Marines. |
Please provide additional details regarding the purpose of the loan. | To pay to move my family back home in Illinois. After exiting the Military soon. |
Please explain the reason why you carry a large revolving credit balance. | Because it will be paid off within 30 days. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mean, $1325 |
Please explain the reason why you carry a large revolving credit balance. | Because it will be paid off within 30 days. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Gas, Food and Moving expenses |
Please provide additional details regarding the purpose of the loan. | To pay to move my family back home in Illinois. After exiting the Military soon. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mean, $1325 |
Member Payment Dependent Notes Series 1206892
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206892 |
$15,000 |
$15,000 |
17.99% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206892. Member loan 1206892 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | COLE REALESTATE INVESTMENT | Debt-to-income ratio: | 17.64% |
Length of employment: | 4 years | Location: | peoria, AZ |
Home town: | |||
Current & past employers: | COLE REALESTATE INVESTMENT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > Credit Card Pay Off<br><br> Borrower added on 03/23/12 > I'm trying to be proactive and pay off my Credit Card Debt with one monthly payment that has accumulated during school. Your assistance and support is greatly appreciated. Thank You<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The purpose of this loan is to pay off my credit cards that have accumulated during school |
Please explain the reason why you carry a large revolving credit balance. | I primarily used the credit cards to support myself while in school obtaining my degree |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 75K at 5.5% 601.60 which included Tax & Ins, Student Loans 30K at 6.15% 284.00<br>Credit Cards - BoA 6K at 11.99% 125, Citicards 8K at 13.99% 181, Chase 4K at 12.99% 120, WF 3.5K at 11.99% 125. I do not have any Home Equity Loan or Line of Credit. |
Which debts do you plan to pay off with this loan? | Im planning to pay off my credit credit cards & close them |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This,loan is solely to pay off my credit card debt that has accumulated during school years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - 610 which includes tax & INS, utilities - 225, phone-60 , credit cards 490 |
Which debts do you plan to pay off with this loan? | Im planning to pay off my credit credit cards & close them |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 75K at 5.5% 601.60 which included Tax & Ins, Student Loans 30K at 6.15% 284.00<br>Credit Cards - BoA 6K at 11.99% 125, Citicards 8K at 13.99% 181, Chase 4K at 12.99% 120, WF 3.5K at 11.99% 125. I do not have any Home Equity Loan or Line of Credit. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage - 610 which includes tax & INS, No Home Equitiy Loans or line of Credit, utilities - 225, phone-60 , credit cards 490, discretionary spending 100-200, student Loans 280 |
Member Payment Dependent Notes Series 1206917
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206917 |
$8,000 |
$8,000 |
17.99% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206917. Member loan 1206917 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | GE aviation | Debt-to-income ratio: | 16.60% |
Length of employment: | 5 years | Location: | Randolph, MA |
Home town: | |||
Current & past employers: | GE aviation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $1,239.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The reason I have a late reporting on my credit report is because I cosigned for someone few years ago on a car loan. Beginning of the loan payment she was not sending in the correct loan payment amounts which caused me to receive a 30 day late reporting, because Santander could not get a reach of her. |
What is your intended use for the loan proceeds? | To consolidate all my debt to one maximizing my payments by lowering and moving all debts to one intrest rate. |
If you have a delinquency in the last 2 years, please explain the reason. | The reason I have a late reporting on my credit report is because I cosigned for someone few years ago on a car loan. Beginning of the loan payment she was not sending in the correct loan payment amounts which caused me to receive a 30 day late reporting, because Santander could not get a reach of her. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Morgage-2030<br>Utilities-240<br>Cell/family plane-145<br>Insurance/car/life 280<br>Food- 420<br>Gas/car 230 |
If you have a delinquency in the last 2 years, please explain the reason. | The reason I have a late reporting on my credit report is because I cosigned for someone few years ago on a car loan. Beginning of the loan payment she was not sending in the correct loan payment amounts which caused me to receive a 30 day late reporting, because Santander could not get a reach of her. |
If you have a delinquency in the last 2 years, please explain the reason. | The reason I have a late reporting on my credit report is because I cosigned for someone few years ago on a car loan. Beginning of the loan payment she was not sending in the correct loan payment amounts which caused me to receive a 30 day late reporting, because Santander could not get a reach of her. |
If you have a delinquency in the last 2 years, please explain the reason. | The reason I have a late reporting on my credit report is because I cosigned for someone few years ago on a car loan. Beginning of the loan payment she was not sending in the correct loan payment amounts which caused me to receive a 30 day late reporting, because Santander could not get a reach of her. |
Member Payment Dependent Notes Series 1206946
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206946 |
$10,000 |
$10,000 |
15.81% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206946. Member loan 1206946 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Hamid Asemi State farm Agent | Debt-to-income ratio: | 9.08% |
Length of employment: | 5 years | Location: | WALNUT CREEK, CA |
Home town: | |||
Current & past employers: | Hamid Asemi State farm Agent | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $12,682.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $20000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2500 |
Please explain the reason why you carry a large revolving credit balance. | I started a business recently and put money in it. |
Which debts do you plan to pay off with this loan? | some personal loan and credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $20000 |
Member Payment Dependent Notes Series 1206970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206970 |
$5,200 |
$5,200 |
6.03% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206970. Member loan 1206970 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | BNY Mellon | Debt-to-income ratio: | 6.67% |
Length of employment: | 1 year | Location: | Wexford, PA |
Home town: | |||
Current & past employers: | BNY Mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > We have 1 credit card that has 8.9% but this loan is only at 6.78% so it makes sense to pay it off with a lower rate.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1206976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206976 |
$5,000 |
$5,000 |
19.99% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206976. Member loan 1206976 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.16% |
Length of employment: | n/a | Location: | glenshaw, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > i want to paint all the rooms in my house plus add some new furniture and accessories..... iy has been over 9 years and each room needs a face lift<br><br> Borrower added on 03/24/12 > i have lived in the house i am renting for over 9 years i want to have each room painted and add some new furniture and an overall face lift<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $5,460.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | 74 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am slowly painting and updateing all the rooms in my house....i have lived here 9 years and it needs it!!!!!!!!!!!!!!!!!!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY RENT IS $825.00 per month i have a loan with my credit union for my car original balance $26,00 now owe $15,000 |
If you have a public record on file, please briefly explain the event and its resolution. | i had a judgement on file for $16,000 on March 6 2008 they settled the account for $14,500 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $ 825.00 per month car insurance $48,00 per month with geico food...$125.00 per month<br><br>gasoline $35.00 per week |
Please explain the reason why you carry a large revolving credit balance. | i had a low credit score and i am attempting to rebuild my credit!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY RENT IS $825.00 per month i have a loan with my credit union for my car original balance $26,00 now owe $15,000 |
Which debts do you plan to pay off with this loan? | i have 2 small payday loans that i would like to satisfy!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $ 825.00 per month car insurance $48,00 per month with geico food...$125.00 per month<br><br>gasoline $35.00 per week |
What is your intended use for the loan proceeds? | I am slowly painting and updateing all the rooms in my house....i have lived here 9 years and it needs it!!!!!!!!!!!!!!!!!!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $ 825.00 per month car insurance $48,00 per month with geico food...$125.00 per month<br><br>gasoline $35.00 per week |
Which debts do you plan to pay off with this loan? | i have 2 small payday loans that i would like to satisfy!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY RENT IS $825.00 per month i have a loan with my credit union for my car original balance $26,00 now owe $15,000 |
Member Payment Dependent Notes Series 1206984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206984 |
$16,000 |
$16,000 |
7.90% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206984. Member loan 1206984 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Monster Energy Company | Debt-to-income ratio: | 13.18% |
Length of employment: | 3 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Monster Energy Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > This loan will pay off two credit cards that due to the economic crisis jumped in APR significantly the past few years. I have a great credit history I have a great full time job that I have held for the last three years. The monthly amount due for this loan easily fits in with my monthly budget.<br><br> Borrower added on 03/23/12 > The loan will be used to pay off two credit cards that due to the economic crisis have jumped significantly in APR over the past few years. I have a great credit history, a full time job that I have held for the past 3 years and the monthly payment for this loan fits easily within my monthly budget.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly for all my credit cards is $419, which I pay well over the minimum every month. If I receive the loan, all credit cards will be paid off and my monthly payment will solely be the lending club loan payment of approx. $500. |
Member Payment Dependent Notes Series 1206986
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1206986 |
$17,600 |
$17,600 |
13.99% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1206986. Member loan 1206986 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | State of NJ | Debt-to-income ratio: | 12.59% |
Length of employment: | 10+ years | Location: | Egg Harbor Township, NJ |
Home town: | |||
Current & past employers: | State of NJ | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Credit Card Consolidation<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approximately 20,000.00 in credit cards and a car loan combined. While the car loan is 5%, my credit card rates were raised to above 20%, and now I am paying mainly interest and the principal is going nowhere. I have never been late or missed any payments, which is why I am unsure about the raise in interest. I pay approximately 1,500.00 per month now for the credit cards and car payment, and I am looking to pay everything off and have only one payment per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approximately 20,000.00 in credit cards and a car loan combined. While the car loan is 5%, my credit card rates were raised to above 20%, and now I am paying mainly interest and the principal is going nowhere. I have never been late or missed any payments, which is why I am unsure about the raise in interest. I pay approximately 1,500.00 per month now for the credit cards and car payment, and I am looking to pay everything off and have only one payment per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay $500 per month rent which includes everything. |
Please explain the reason why you carry a large revolving credit balance. | I have had some large medical bills in the past, and I was forced to put them on credit cards in order to pay them off. I also had to help pay for my sister's funeral and I did not have the money readily available at the time of her death. |
Member Payment Dependent Notes Series 1207031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207031 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207031. Member loan 1207031 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Veolia Transportation | Debt-to-income ratio: | 13.08% |
Length of employment: | 6 years | Location: | phoenix, AZ |
Home town: | |||
Current & past employers: | Veolia Transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I need to get red off it my credit card debt. and also I need to pay one account all my debt. thanks<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207055 |
$35,000 |
$35,000 |
19.99% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207055. Member loan 1207055 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,833 / month |
Current employer: | Atlas Copco Compressors, LLC | Debt-to-income ratio: | 13.44% |
Length of employment: | 4 years | Location: | Rock Hill, SC |
Home town: | |||
Current & past employers: | Atlas Copco Compressors, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > This property is a great deal because it's appraised at 2 times what I will be paying, in other words I'm gaining a good equity right away.<br><br> Borrower added on 03/29/12 > I'm taking the opportunity to buy while we are still in a Buyer's Market, property is appraised at 2 times what I'm paying.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm intending to take advantage of a great deal and buy a property in Costa Rica. |
What is your intended use for the loan proceeds? | I'm intending to take advantage of a great deal and buy a property in Costa Rica. |
What are you buying? | Property in Costa Rica, a piece of land in a really nice area. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm buying a property in Costa Rica, a piece of land. |
What is your intended use for the loan proceeds? | I'm intending to take advantage of a great deal and buy a property in Costa Rica. |
What are you buying? | Property in Costa Rica, a piece of land in a really nice area. |
What is your intended use for the loan proceeds? | I'm intending to take advantage of a great deal and buy a property in Costa Rica. |
What is your intended use for the loan proceeds? | I'm intending to take advantage of a great deal and buy a property in Costa Rica. |
What is your intended use for the loan proceeds? | I'm intending to take advantage of a great deal and buy a property in Costa Rica. |
What are you buying? | Property in Costa Rica, a piece of land in a really nice area. |
Member Payment Dependent Notes Series 1207059
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207059 |
$5,900 |
$5,900 |
9.76% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207059. Member loan 1207059 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Marquette Transportation | Debt-to-income ratio: | 3.62% |
Length of employment: | 5 years | Location: | CUT OFF, LA |
Home town: | |||
Current & past employers: | Marquette Transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > The loan is for product development on an invention that has interested a couple companies that do audio visual practacis<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | 50% of the loan will go to bill consolidation that will leave me free and clear to make a $50 payment higher towards the principal without changing outgoing money. 5% is to replace a head gasket in my car. The other 45% is to pay for product development and patents towards a promising inventors idea of mine. |
What type of business are you starting? | It's not a business but an invention that promises to pay relatively well. My hope is that it is the winning lotto ticket ( if ya get my meaning). |
Please describe your experience/familiarity with the business you are starting/started? | Entering a project like this is new to me, however if my product fails I still have my day job and will not let the loan go bad. |
What do you project your monthly revenues for the first 6 months to be? | Nothing in the first six months it will take 8 months or more to go to market. |
What will be the largest expense in the first six months? | Consolidation of bills $7000. This takes care of $630 a month allowing me to pay up and over the amount of my monthly dues for this loan and raising my credit score. $5000 goes towards product development of my invention. |
Member Payment Dependent Notes Series 1207061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207061 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207061. Member loan 1207061 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Western DuPage Landscaping, Inc. | Debt-to-income ratio: | 7.94% |
Length of employment: | 2 years | Location: | Bartlett, IL |
Home town: | |||
Current & past employers: | Western DuPage Landscaping, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for the loan is to assist in the purchase of a boat. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are approx. $2,500.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My current monthly expenses including food are approx. $2,500.00. |
Member Payment Dependent Notes Series 1207071
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207071 |
$8,850 |
$8,850 |
10.74% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207071. Member loan 1207071 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,192 / month |
Current employer: | USD #473 | Debt-to-income ratio: | 20.40% |
Length of employment: | 2 years | Location: | Abilene, KS |
Home town: | |||
Current & past employers: | USD #473 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,562.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments is approximately $280 per month. The total payoff is approximately $8,500.00. |
Member Payment Dependent Notes Series 1207085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207085 |
$14,900 |
$14,900 |
6.03% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207085. Member loan 1207085 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | General Mills | Debt-to-income ratio: | 25.70% |
Length of employment: | 5 years | Location: | Minnetonka, MN |
Home town: | |||
Current & past employers: | General Mills | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > My 2nd mortgage balloon pmt is coming due in Sept & the cost to rework it with my CU offsets the tax benefit. I've never had late pmts/delinquencies on any loan and I work for a stable fortune 500 Co. Receiving this loan will allow me to payoff my 2nd mortgage and leave my savings intact.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 62 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Thank you for the question and considering funding my loan. My mortgage payment is $1,290, my insurance is $85, and my taxes are $330. My 2nd mortgage, which will be paid off by this loan, is currently $170. |
Please explain the reason why you carry a large revolving credit balance. | My revolving credit balances are 0% interest promotions and aren't due until this Fall/Jan 2013 and so it doesn't make sense to pay them off until then. Any credit card that has an interest rate is paid in full each month. Also, I won't have an issue paying my promotional balances when the 0% interest expires. |
Member Payment Dependent Notes Series 1207086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207086 |
$7,000 |
$7,000 |
9.76% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207086. Member loan 1207086 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,297 / month |
Current employer: | Internal Revenue Service | Debt-to-income ratio: | 9.68% |
Length of employment: | 6 years | Location: | JACKSONVILLE, FL |
Home town: | |||
Current & past employers: | Internal Revenue Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > Monthly expenses are: Mortage:900, Car insurance: 73, Utilities: 117 Car expenses: 160, Phone, Cable, Internet: 160, Food, Entertainment, 300 Household expenses: 300 Misc: (dental, health insurance etc. : 100<br><br>Eight credit cards totaling: $7215, Interest rates of 9 upto 29 Student loan $6750<br><br> Borrower added on 03/27/12 > Due to my lack of cash on hand. I took advantange of the discount when you open the account, which I did save a bit. I am getting a tax return which I had plan to put away for a rainy day, some of the funds will be going towards paying down the cards.<br><br> Borrower added on 03/27/12 > I don't have any delinquency in the last 2 years. I have tried to pay down the cards that I do have. With rising cost of things credit cards have help me out alot. This year I am trying to pay them down and close some of the smaller balance cards. The intrest is just adding up<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $7,247.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1207114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207114 |
$20,000 |
$20,000 |
13.11% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207114. Member loan 1207114 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | LASD | Debt-to-income ratio: | 9.02% |
Length of employment: | 7 years | Location: | SIMI VALLEY, CA |
Home town: | |||
Current & past employers: | LASD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I plan to consolidate all my credit card debt with the loan<br><br> Borrower added on 03/24/12 > I have never been late on a credit card payment in my life. I want to have a credit score that would be near 800 and I need to start paying down my debt to have a better ratio in order to do so.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,412.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay off my credit card debt with the loan and consolidate it into one payment. |
Please explain the reason why you carry a large revolving credit balance. | I just purchased a condo in January 2011 and have a lot of home improvements in which I used credit to make the purchase. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express 3900, 18.99%, $85 per month Sears $7200, 25.66%, $215 per month<br>Popa credit $5000, 12%, $150 per month Chase $2500, 18.99%, $50 per month<br>Mortgage $213,000, 4.875%, $1598 per month Rental $325,000, 5.25%, $1438 per month<br>Vehicle $7000, 4.25%, $177 per month |
Which debts do you plan to pay off with this loan? | My credit card debts |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit card debts only |
Member Payment Dependent Notes Series 1207128
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207128 |
$25,600 |
$25,600 |
19.22% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207128. Member loan 1207128 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | BSA LifeStructures | Debt-to-income ratio: | 24.04% |
Length of employment: | 5 years | Location: | aurora, IL |
Home town: | |||
Current & past employers: | BSA LifeStructures | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > my loan is primarily to pay off my credit cards and car. the remainder amount will be used to pay off this loan. I can use all the help for this. <br>Thank you<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $15,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency on my credit record |
Please explain the reason why you carry a large revolving credit balance. | I have been in credit card debt for a few years now. Recently paid off three of my credit cards and am trying to pay off the others now with a loan. |
Member Payment Dependent Notes Series 1207134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207134 |
$20,000 |
$20,000 |
16.29% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207134. Member loan 1207134 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | STATE STREET IFS | Debt-to-income ratio: | 18.99% |
Length of employment: | 5 years | Location: | NORTH BERGEN, NJ |
Home town: | |||
Current & past employers: | STATE STREET IFS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello,<br>All proceeds will be used to purchase an investment property all cash. Expected rental income is $700 per month. |
What is your intended use for the loan proceeds? | Hello,<br>All proceeds will be used to purchase an investment property all cash. Expected rental income is $700 per month. |
Please provide additional details regarding the purpose of the loan. | Hello,<br>All proceeds will be used to purchase an investment property all cash. Expected rental income is $700 per month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hi,<br>The loan is for one purpose which is to buy an investment property cash.<br>Expected rental income is 700 per month |
Member Payment Dependent Notes Series 1207154
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207154 |
$14,000 |
$14,000 |
13.11% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207154. Member loan 1207154 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,417 / month |
Current employer: | Charles Schwab | Debt-to-income ratio: | 8.12% |
Length of employment: | 7 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Charles Schwab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > his loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan.<br><br> Borrower added on 03/26/12 > Monthly:<br>Housing: $950.00<br>Insurance: $120.00<br>Car expenses: $280.00<br>Utilities: $ 125.00<br>Phone, cable, internet: $150.00<br>Food, entertainment: $ 600.00<br>Credit cards and other loans: $325.0<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,776.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly:<br>Housing: $950.00<br>Insurance: $120.00<br>Car expenses: $280.00<br>Utilities: $ 125.00<br>Phone, cable, internet: $150.00<br>Food, entertainment: $ 600.00<br>Credit cards and other loans: $325.0 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. Credit score of 730...I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. I have worked at my job for over 6 years. Very Stable. |
Which debts do you plan to pay off with this loan? | This loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. Credit score of 730...I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. I have worked at my job for over 6 years. Very Stable. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly:<br>Housing: $950.00<br>Insurance: $120.00<br>Car expenses: $280.00<br>Utilities: $ 125.00<br>Phone, cable, internet: $150.00<br>Food, entertainment: $ 600.00<br>Credit cards and other loans: $325.0 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly:<br>Housing: $950.00<br>Insurance: $120.00<br>Car expenses: $280.00<br>Utilities: $ 125.00<br>Phone, cable, internet: $150.00<br>Food, entertainment: $ 600.00<br>Credit cards and other loans: $325.0 |
What is your intended use for the loan proceeds? | his loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly:<br>Housing: $950.00<br>Insurance: $120.00<br>Car expenses: $280.00<br>Utilities: $ 125.00<br>Phone, cable, internet: $150.00<br>Food, entertainment: $ 600.00<br>Credit cards and other loans: $325.0 |
What is your intended use for the loan proceeds? | his loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly:<br>Housing: $950.00<br>Insurance: $120.00<br>Car expenses: $280.00<br>Utilities: $ 125.00<br>Phone, cable, internet: $150.00<br>Food, entertainment: $ 600.00<br>Credit cards and other loans: $325.0 |
Please explain the reason why you carry a large revolving credit balance. | Consolidated student loans |
Which debts do you plan to pay off with this loan? | This loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. Credit score of 730...I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. I have worked at my job for over 6 years. Very Stable. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. Credit score of 730...I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. I have worked at my job for over 6 years. Very Stable. |
Please explain the reason why you carry a large revolving credit balance. | Consolidated student loans |
Which debts do you plan to pay off with this loan? | This loan is to pay my car lease and credit card so that it is easier for me to pay off this loan faster. Credit score of 730...I am a very stable borrower for the fact that I have never missed a payment or allways fully pay a loan. I have worked at my job for over 6 years. Very Stable. |
Member Payment Dependent Notes Series 1207178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207178 |
$3,000 |
$3,000 |
12.12% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207178. Member loan 1207178 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,817 / month |
Current employer: | Eastern Virginia Medical School | Debt-to-income ratio: | 13.50% |
Length of employment: | < 1 year | Location: | Norfolk, VA |
Home town: | |||
Current & past employers: | Eastern Virginia Medical School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I have been a borrower for 9+ years and I do not miss payments or live beyond my means.Recently I landed a stable, well-paid job with benefits but it is across the coast. My monthly budget allows for donations and paying all bills. This loan is for the upfront costs of moving from coast to coast.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | None of my moving expenses will be reimbursed. This does not worry me because the amount my new job pays will cover all my current expenses plus the payment for this loan and more. I just need some money to hold me over until I receive a few paychecks. Before landing this job, I was unemployed for two months. |
Please explain the reason why you carry a large revolving credit balance. | It is an accumulation of investing in expensive equipment during college for my work (which led to the training I needed to get my previous job), going through a tragic life event, and then becoming unemployed and relying on contractor work for some time. This caused me to not be able to make larger payments to pay more of it off sooner, however I recently landed a well-paying job which would allow me to pay my debt off faster as well as cover this new debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1250<br>Car insurance and gas: $100<br>Utilities and phone: $200<br>Food:$350<br>School loan and credit card payments: $350 |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | I have paid for my plane ticket and the shipping for most of my items through UPS out of pocket, and what I now need covered is the security deposit for my place, shipping my car across the coast, and shipping a few other items. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1250<br>Car insurance and gas: $100<br>Utilities and phone: $200<br>Food:$350<br>School loan and credit card payments: $350 |
Please explain the reason why you carry a large revolving credit balance. | It is an accumulation of investing in expensive equipment during college for my work (which led to the training I needed to get my previous job), going through a tragic life event, and then becoming unemployed and relying on contractor work for some time. This caused me to not be able to make larger payments to pay more of it off sooner, however I recently landed a well-paying job which would allow me to pay my debt off faster as well as cover this new debt. |
Member Payment Dependent Notes Series 1207182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207182 |
$8,300 |
$8,300 |
22.45% |
1.00% |
April 2, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207182. Member loan 1207182 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | State of Hawaii | Debt-to-income ratio: | 21.92% |
Length of employment: | 10+ years | Location: | Honolulu, HI |
Home town: | |||
Current & past employers: | State of Hawaii | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $50,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Hello:<br><br>Thank you very much for your inquiry and interest on my loan request. I started an internet business a few years ago, established an S-Corp, took several mentoring and coaching programs, purchased domains, hosting, courses and software. I amassed balances across 6 credit cards. I considered this to be an investment in my education and training, and truly intend to pay back the debt, including the $8,300. My online revenues are slowly bringing down the debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1.Capital One (Master Card), balance (bal): $19,395.82, 17.9% APR, monthly (pay): $475<br><br>2.Citi Card (Master Card), bal: $6,224.64, 12.99% APR, pay: $130<br><br>3.Costco (American Express), bal: $8,565.08, 15.24% APR, pay: $180<br><br>4.Bank Of Hawaii (Hawaiian Air Visa), bal: $12,123.87, 15.24% APR, pay: $270<br><br>5.PayPal (Master Card), bal: $2,476.06, 23.99% APR, pay: $80<br><br>6.FNB (Visa), bal: $889.69, 17.99% APR, pay: $100<br><br>7.BOA (mortgage), bal: $378K, 3.75% APR, pay: $1,310 (plan to sell home) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current Expenses: <br><br>Food: $1,200/month<br>Mortgage: $1,310/month (for 2nd cond unit: which I intend to sell in the next 3 months)<br>Maintenance Fee: $700/month (for 2nd cond unit: which I intend to sell in the next 3 months)<br>Gas for car: $120/month<br>Electricity: $100/month<br>Medical Insurance: 80% paid by employer<br>Auto/Home Insurance: $103/month<br>Cell Phone: $80/month<br>Internet Access: $49/month |
Please explain the reason why you carry a large revolving credit balance. | Hello:<br><br>Thank you very much for your inquiry and interest on my loan request. I started an internet business a few years ago, established an S-Corp, took several mentoring and coaching programs, purchased domains, hosting, courses and software. I amassed balances across 6 credit cards. I considered this to be an investment in my education and training, and truly intend to pay back the debt, including the $8,300. My online revenues are slowly bringing down the debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 1. I plan to pay-off $1,300 to the Pay Day Loan people. Very, very bad mistake going w/ them.<br><br>2. I plan to pay-off the First National Bank Visa Card balance ($889.69).<br><br>3. I plan to invest a portion of the monies into my online business, and use the remaining monies to pay down the rest of the credit card balances, including the current loan from the Lending Club. |
Which debts do you plan to pay off with this loan? | 1. First National Bank (Visa)<br>2. PayPal<br>3. Pay Day Loan of $1,300 (was not able to list ... ran out of space) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1.Capital One (Master Card), balance (bal): $19,395.82, 17.9% APR, monthly (pay): $475<br><br>2.Citi Card (Master Card), bal: $6,224.64, 12.99% APR, pay: $130<br><br>3.Costco (American Express), bal: $8,565.08, 15.24% APR, pay: $180<br><br>4.Bank Of Hawaii (Hawaiian Air Visa), bal: $12,123.87, 15.24% APR, pay: $270<br><br>5.PayPal (Master Card), bal: $2,476.06, 23.99% APR, pay: $80<br><br>6.FNB (Visa), bal: $889.69, 17.99% APR, pay: $100<br><br>7.BOA (mortgage), bal: $378K, 3.75% APR, pay: $1,310 (plan to sell home) |
Which debts do you plan to pay off with this loan? | 1. First National Bank (Visa)<br>2. PayPal<br>3. Pay Day Loan of $1,300 (was not able to list ... ran out of space) |
What is your intended use for the loan proceeds? | 1. Pay-off the balance on the First National Bank Visa balance.<br>2. Pay-off the balance on the Pay Day Loan.<br>2. Reduce the PayPal balance in half or more.<br>3. Invest a portion of the monies to my online business.<br>4. Continue payments on the $8,3000 as well as on the other remaining credit card balances. |
Please explain the reason why you carry a large revolving credit balance. | Hello:<br><br>Thank you very much for your inquiry and interest on my loan request. I started an internet business a few years ago, established an S-Corp, took several mentoring and coaching programs, purchased domains, hosting, courses and software. I amassed balances across 6 credit cards. I considered this to be an investment in my education and training, and truly intend to pay back the debt, including the $8,300. My online revenues are slowly bringing down the debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1.Capital One (Master Card), balance (bal): $19,395.82, 17.9% APR, monthly (pay): $475<br><br>2.Citi Card (Master Card), bal: $6,224.64, 12.99% APR, pay: $130<br><br>3.Costco (American Express), bal: $8,565.08, 15.24% APR, pay: $180<br><br>4.Bank Of Hawaii (Hawaiian Air Visa), bal: $12,123.87, 15.24% APR, pay: $270<br><br>5.PayPal (Master Card), bal: $2,476.06, 23.99% APR, pay: $80<br><br>6.FNB (Visa), bal: $889.69, 17.99% APR, pay: $100<br><br>7.BOA (mortgage), bal: $378K, 3.75% APR, pay: $1,310 (plan to sell home) |
Which debts do you plan to pay off with this loan? | 1. First National Bank (Visa)<br>2. PayPal<br>3. Pay Day Loan of $1,300 (was not able to list ... ran out of space) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 1. I plan to pay-off $1,300 to the Pay Day Loan people. Very, very bad mistake going w/ them.<br><br>2. I plan to pay-off the First National Bank Visa Card balance ($889.69).<br><br>3. I plan to invest a portion of the monies into my online business, and use the remaining monies to pay down the rest of the credit card balances, including the current loan from the Lending Club. |
Please explain the reason why you carry a large revolving credit balance. | Hello:<br><br>Thank you very much for your inquiry and interest on my loan request. I started an internet business a few years ago, established an S-Corp, took several mentoring and coaching programs, purchased domains, hosting, courses and software. I amassed balances across 6 credit cards. I considered this to be an investment in my education and training, and truly intend to pay back the debt, including the $8,300. My online revenues are slowly bringing down the debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1.Capital One (Master Card), balance (bal): $19,395.82, 17.9% APR, monthly (pay): $475<br><br>2.Citi Card (Master Card), bal: $6,224.64, 12.99% APR, pay: $130<br><br>3.Costco (American Express), bal: $8,565.08, 15.24% APR, pay: $180<br><br>4.Bank Of Hawaii (Hawaiian Air Visa), bal: $12,123.87, 15.24% APR, pay: $270<br><br>5.PayPal (Master Card), bal: $2,476.06, 23.99% APR, pay: $80<br><br>6.FNB (Visa), bal: $889.69, 17.99% APR, pay: $100<br><br>7.BOA (mortgage), bal: $378K, 3.75% APR, pay: $1,310 (plan to sell home) |
Which debts do you plan to pay off with this loan? | 1. First National Bank (Visa)<br>2. PayPal<br>3. Pay Day Loan of $1,300 (was not able to list ... ran out of space) |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage on a condo (which I plan to sell in the next 2-3 months). The following are my related monthly payments:<br><br>Mortgage amount: $3,100 (includes escrow and property taxes)<br>Maintenance fee: $700<br>Food: $1,200<br>Utilities: $100 (just electricity)<br>Cell Phone: $80<br>Medical Insurance: 80% paid by employer (the rest is deducted from paycheck)<br>Auto & Home Insurance: $100<br>Internet access: $49 |
Member Payment Dependent Notes Series 1207205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207205 |
$4,000 |
$4,000 |
13.67% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207205. Member loan 1207205 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Software Technology Group | Debt-to-income ratio: | 0.53% |
Length of employment: | 3 years | Location: | Magna, UT |
Home town: | |||
Current & past employers: | Software Technology Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $729.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was unemployed (lay off) from 15 March 2009 to February 2010. We met all obligations, but were late for a period of time. I worked several contract jobs, but the steady income was not there for that period of time. |
What is your intended use for the loan proceeds? | Pay off ballooning Home Depot loan (just paid off a $7400 medical bill which was planned). Pay for a trip to Costa Rica to see aging parent. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: $940<br>all utilities: $170<br>phone: $160<br>food: $600<br>cable & internet: $110<br>gasoline: $400<br>medical: $175<br>misc: $200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage: $940/mo<br>no other |
What are the estimated expenses? | $3500/mo. |
Member Payment Dependent Notes Series 1207269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207269 |
$4,800 |
$4,800 |
13.11% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207269. Member loan 1207269 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | Entergy Services Inc. | Debt-to-income ratio: | 21.34% |
Length of employment: | 10+ years | Location: | NEW ORLEANS, LA |
Home town: | |||
Current & past employers: | Entergy Services Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,373.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | The shingles on my roof need replacing. I had a roof leak during the recent heavy rains in the New Orleans area. |
Please explain the reason why you carry a large revolving credit balance. | I bought my house in November 2010. I've had to make several unexpected repairs. I've used my credit cards to fund a lot of the repairs. I'm now paying down that debt. Goal is to have all but my mortgage paid off in 3 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage/insurance/property tax $1300, car insurance $105- car is paid off, electric $110, water $35, phone $80. |
Member Payment Dependent Notes Series 1207279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207279 |
$35,000 |
$35,000 |
12.12% |
1.00% |
April 3, 2012 |
April 6, 2017 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207279. Member loan 1207279 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,333 / month |
Current employer: | Mohawk Ind | Debt-to-income ratio: | 1.84% |
Length of employment: | < 1 year | Location: | Cartersville, GA |
Home town: | |||
Current & past employers: | Mohawk Ind | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $3,583.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207294 |
$29,100 |
$29,100 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207294. Member loan 1207294 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Evergreen Bank | Debt-to-income ratio: | 23.39% |
Length of employment: | 4 years | Location: | LYONS, IL |
Home town: | |||
Current & past employers: | Evergreen Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation |
Please explain the reason why you carry a large revolving credit balance. | Unfortuantely, debt was incurred over a period of time due to family issues that had arisen that I was assisting with. Due to the interest rates, I was unable to pay them back in an acceptable amount of time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: $30,000 with rates ranging from 10.00% to 28.00%. <br>Mortgages: $180,000.00; Payment monthly $1600.00<br>Student loans: Oustanding about $20,000.00 at fixed rate; payment monthly $173.00 |
Which debts do you plan to pay off with this loan? | Three major credit cards at higher rates and to close highest revolving credit card. |
Please explain the reason why you carry a large revolving credit balance. | Unfortuantely, debt was incurred over a period of time due to family issues that had arisen that I was assisting with. Due to the interest rates, I was unable to pay them back in an acceptable amount of time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: $30,000 with rates ranging from 10.00% to 28.00%. <br>Mortgages: $180,000.00; Payment monthly $1600.00<br>Student loans: Oustanding about $20,000.00 at fixed rate; payment monthly $173.00 |
Member Payment Dependent Notes Series 1207297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207297 |
$20,000 |
$20,000 |
13.11% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207297. Member loan 1207297 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,083 / month |
Current employer: | Unique Imaging Solutions | Debt-to-income ratio: | 13.48% |
Length of employment: | 3 years | Location: | ACCOKEEK, MD |
Home town: | |||
Current & past employers: | Unique Imaging Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | down payment 3D/4D ultrasound machine |
What is your intended use for the loan proceeds? | down payment 3D/4D ultrasound machine |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | down payment 3D/4D ultrasound machine |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $1500 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $1500 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $1500 |
Member Payment Dependent Notes Series 1207320
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207320 |
$19,500 |
$19,500 |
7.90% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207320. Member loan 1207320 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Ticketmaster | Debt-to-income ratio: | 11.36% |
Length of employment: | < 1 year | Location: | Denver, CO |
Home town: | |||
Current & past employers: | Ticketmaster | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I have applied for this loan with the specific goal in sight to pay off 100% of my debt acquired during college and my twenties. I look forward to achieving this major goal in life, so that I can then immediately begin saving for my first home.<br><br> Borrower added on 03/30/12 > I have taken the following actions:<br><br>1. Paid off vehicle 100%<br>2. Relocated to reduce fixed expenses, and minimize commuting expenses as a function of moving next to public transportation<br>3. Saved $1400 for emergency fund <br>4. Created on going savings plan.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $725<br>Utilities: $25<br>Cable: $105<br>Food: $200<br>Insurance: $66<br><br>TOTAL: $1121<br><br>$0: Vehicle: Paid off. In addition, drive a work vehicle daily. <br>$0: Mobile: Paid by company |
Member Payment Dependent Notes Series 1207342
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207342 |
$15,000 |
$15,000 |
9.76% |
1.00% |
April 3, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207342. Member loan 1207342 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Baptist health south florida | Debt-to-income ratio: | 21.28% |
Length of employment: | 3 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Baptist health south florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $9,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have been helping my family. My parents are retired and I have a brother with mental disability and I also still paying a student loan. |
Which debts do you plan to pay off with this loan? | I plan to pay the student loan and some credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 1500 |
Member Payment Dependent Notes Series 1207343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207343 |
$5,650 |
$5,650 |
12.12% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207343. Member loan 1207343 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Law Firm | Debt-to-income ratio: | 3.98% |
Length of employment: | 5 years | Location: | Silver Spring, MD |
Home town: | |||
Current & past employers: | Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,221.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Credit card debt reduction. Two credit cards have high interest rates. Paying off the balances with this loan will save me money. |
Member Payment Dependent Notes Series 1207349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207349 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207349. Member loan 1207349 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Foster Farms Dairy | Debt-to-income ratio: | 9.65% |
Length of employment: | 4 years | Location: | stockton, CA |
Home town: | |||
Current & past employers: | Foster Farms Dairy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,451.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | 82 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Can you please be more specific? I'm not sure what you mean. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- $850, Car payment- $333, Insurance- $151, Phone- $91 but reimbursed by employer, RC Willy- 45, Discover- $55, Food- $180, Utilities- $130 Fuel- $160 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is primarily to purchase furniture, appliances, and other household items. |
Member Payment Dependent Notes Series 1207378
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207378 |
$25,000 |
$25,000 |
13.99% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207378. Member loan 1207378 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,917 / month |
Current employer: | Monster Products | Debt-to-income ratio: | 15.70% |
Length of employment: | 10+ years | Location: | PACIFICA , CA |
Home town: | |||
Current & past employers: | Monster Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I would like to pay off credit cards that have me at a high APR and get my debt paid off faster. I would like to consolidate my payments in to one bigger one and see my balance go down faster. I have a good job with the same company for over 15 years,I have never bankrupted or missed payments.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $15,029.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207390 |
$19,425 |
$19,425 |
14.65% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207390. Member loan 1207390 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | mcculoch utility services inc | Debt-to-income ratio: | 17.66% |
Length of employment: | 5 years | Location: | GREENVILLE, SC |
Home town: | |||
Current & past employers: | mcculoch utility services inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > pay credit carts and i just want to make 1 payment a month instade 4 also i want buy some tools for work<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,564.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | i have 2 mastercards total to pay off 3760$ payment 90 minimun on both<br> have 3 visa toatl to pay off 3600 $ payment minumun 110 on both<br>1 discover 430 $ to pay off payment minimun 15<br>and 1 loand 3000 to pay off paymnet minimum 274 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 560 minimum i pay 900 usualy |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | pay about 1500 $ |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 10000 to pay. Credit cards 8000 to. Buy. The tools |
Member Payment Dependent Notes Series 1207428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207428 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207428. Member loan 1207428 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,208 / month |
Current employer: | Coca-Cola | Debt-to-income ratio: | 19.05% |
Length of employment: | 10+ years | Location: | Issaquah, WA |
Home town: | |||
Current & past employers: | Coca-Cola | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > $ to be used to replenish savings & pay dn ccs - steady income & great credit - invested in an ETN that recently collapsed - since I borrowed on margin & didn't have a stop in place, I got a hefty margin call - forced me to use my savings & take out cash advs or else lose my initial investment<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan will be used to replenish my savings and pay down my credit cards. I am a good candidate for this loan because I have a steady income with a Fortune 500 company and great credit. I invested a lot of money in an ETN that recently collapsed. Because I borrowed on margin and didn't have a stop in place, I got a hefty margin call. This forced me to use my savings and take out cash advances or else lose my initial investment. |
Please explain the reason why you carry a large revolving credit balance. | This loan will be used to replenish my savings and pay down my credit cards. I am a good candidate for this loan because I have a steady income w/a Fortune 500 company and great credit. I invested a lot of money in an ETN that recently collapsed. Because I borrowed on margin and didn't have a stop in place, I got a hefty margin call. This forced me to use my savings and take out cash advances or else lose my initial investment. |
Member Payment Dependent Notes Series 1207429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207429 |
$5,000 |
$5,000 |
7.62% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207429. Member loan 1207429 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,826 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.27% |
Length of employment: | n/a | Location: | Lincoln, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I am just looking to pay off debt and not pay the high interest rates to the credit card companies. My plan is to be debt free and have great credit.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,586.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current expenses rent 860, food 200, utilities 200, insurance 50. I have no transportation expenses except when I take the bus twice a week but my bus pass is $10.00 a month. I am and have been living a very frugal lifestyle because I have been paying high interest rate loans off that I took out in an emergency. I have already reduced my debt by 40% and this money would allow me to pay off the remaining amount and pay a lot less interest and pay off the amount in three years. |
Member Payment Dependent Notes Series 1207456
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207456 |
$7,475 |
$7,475 |
8.90% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207456. Member loan 1207456 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Eaton Corporation | Debt-to-income ratio: | 10.19% |
Length of employment: | 1 year | Location: | Horseheads, NY |
Home town: | |||
Current & past employers: | Eaton Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > I plan to use these funds to consolidate my credit cards that have high interest rates. I would like to raise my credit score so that I can purchase a house next year.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,771.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207477
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207477 |
$20,000 |
$20,000 |
19.22% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207477. Member loan 1207477 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,250 / month |
Current employer: | Trane Co | Debt-to-income ratio: | 10.02% |
Length of employment: | 8 years | Location: | AURORA, CO |
Home town: | |||
Current & past employers: | Trane Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > This loan will be used to consolidate bills so we will be debt free in 3 years time. We do have one mark on our credit due to job relocation 100+ miles north (voluntary foreclosure, tried for 2 years to sell home), but no BK, and never even a late on other bills. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $15,196.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Voluntary foreclosure, job relocated 100+ miles north, tried for 2 years to sell home in a very bad market. No BK, and never any lates with other bills. Voluntary foreclosure was not a financial issue (as in couldn't pay the mortgage), in fact our rent now is $100.00 more a month than the mortgage was. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Fixed bills, ie: Rent, car loan, utilities, insurance, misc is apx $2100.00 per month<br>We have a budget of $1000.00 a month we use for food, gas, entertainment and misc. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is $21000.00 and this is on Credit Cards, Revolving Charge Cards and one outstanding Medical Bill. Interest rates range from 21% - 27.4%. We always pay more than the min due, and are paying apx $1000.00 a month on these, so this loan will allow us to pay those off, save on monthly pmts so we can apply that on our car loan and be totally debt free in 3 years. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is $21000.00 and this is on Credit Cards, Revolving Charge Cards and one outstanding Medical Bill. Interest rates range from 21% - 27.4%. We always pay more than the min due, and are paying apx $1000.00 a month on these, so this loan will allow us to pay those off, save on monthly pmts so we can apply that on our car loan and be totally debt free in 3 years. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is $21000.00 and this is on Credit Cards, Revolving Charge Cards and one outstanding Medical Bill. Interest rates range from 21% - 27.4%. We always pay more than the min due, and are paying apx $1000.00 a month on these, so this loan will allow us to pay those off, save on monthly pmts so we can apply that on our car loan and be totally debt free in 3 years. Thank you for your consideration. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used to pay off all debt excluding our car loan, and we plan on paying extra towards our car loan which will allow us to be debt free in 3 years. Thanks for your consideration. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1295 (4 year Lease with locked in rent price)<br>Utilities (Gas/Elect/Water) $100.00<br>Renters Ins $300.00 per year<br>Cable/Phone/Internet $140.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is $21000.00 and this is on Credit Cards, Revolving Charge Cards and one outstanding Medical Bill. Interest rates range from 21% - 27.4%. We always pay more than the min due, and are paying apx $1000.00 a month on these, so this loan will allow us to pay those off, save on monthly pmts so we can apply that on our car loan and be totally debt free in 3 years. Thank you for your consideration. |
Member Payment Dependent Notes Series 1207532
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207532 |
$10,000 |
$10,000 |
17.27% |
1.00% |
April 3, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207532. Member loan 1207532 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | University of Rhode 'island | Debt-to-income ratio: | 14.89% |
Length of employment: | 10+ years | Location: | Kingston, RI |
Home town: | |||
Current & past employers: | University of Rhode 'island | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/23/12 > CONSOLIDATION OFOUTSTANDING LOANS USED MOSTLY FOR HOME IMPROVEMENT<br><br> Borrower added on 03/23/12 > FOR DEBT CONSOLIDATION AND HOME REPAIRS<br><br> Borrower added on 03/24/12 > Credit card debts and home repairs<br><br> Borrower added on 03/24/12 > Credit card debts and home repairs<br><br> Borrower added on 03/24/12 > The consolidation of certain debts will enable me to continue with home renovations and repairs<br><br> Borrower added on 03/25/12 > Debt consolidation and hme repairs as previously indicated. Very secure employment situation. Commitment to meeting all financial obligations.<br>
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $10,483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $2139 (includes taxes and insurance)<br>Home Equity: 200<br>Utilities: 450<br>Total: 2739 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover Card: $4500 ( monthly payment $500.00) <br>Chase Credit Card: 2500 ( monthly payment 150.00)<br>Rhode Island Credit union 3500 ( monthly payment 200.00)<br>Total: $10000 |
Which debts do you plan to pay off with this loan? | Discover $4500<br>Chase Credit Card 3000<br>Ri Credit Union 2500 |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I am aware, I do not have any delinquency for the past two years. |
Member Payment Dependent Notes Series 1207535
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207535 |
$12,000 |
$12,000 |
9.76% |
1.00% |
April 2, 2012 |
April 6, 2015 |
April 6, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207535. Member loan 1207535 was requested on March 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | American Express | Debt-to-income ratio: | 10.47% |
Length of employment: | 6 years | Location: | Tamarac, FL |
Home town: | |||
Current & past employers: | American Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,300.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello. My current debt balances are as follows. $4,984.81 Outstanding on BofA Credit Card w/ 25% Interest Rate and paying $300/month, $3,727.29 Outstanding on Citi Credit Card w/ 30% Interest Rate and paying $300/month, $2,010.73 Outstanding on American Express w/ 9.7% Interest Rate and Paying $100/month <br> Other Monthly payments are $850/month mortgage, $350/month association dues, $300/month utilities/telco |
Member Payment Dependent Notes Series 1207570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207570 |
$8,400 |
$8,400 |
14.65% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207570. Member loan 1207570 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Wells Fargo Bank | Debt-to-income ratio: | 21.82% |
Length of employment: | 1 year | Location: | Bakersfield, CA |
Home town: | |||
Current & past employers: | Wells Fargo Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,068.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 750, insurance is 160, phone is 200 and food and gas is about 350 car is paid for |
What is your intended use for the loan proceeds? | I have two credit cards and little department store credit I want to pay off and combine into one payment and the interest is at like 20% on those cards, I'm tiring to pay off all other credit and just leave this loan and my rent and basic every month bills |
Member Payment Dependent Notes Series 1207606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207606 |
$7,200 |
$7,200 |
9.76% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207606. Member loan 1207606 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | GEICO | Debt-to-income ratio: | 15.12% |
Length of employment: | 4 years | Location: | Framingham, MA |
Home town: | |||
Current & past employers: | GEICO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > Approximately $1800/mo.<br><br> Borrower added on 03/24/12 > I will be using this loan to pay off credit card debt incurred while I was in college. I am a young college educated professional in New England who has been employed at the same stable company for the past 4 years.<br><br> Borrower added on 03/24/12 > I am a young college-educated professional in New England. I have been employed with the same company in a stable position for the past 4 years.<br><br> Borrower added on 03/24/12 > I plan to pay off credit card debt at a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $1800/mo. |
Member Payment Dependent Notes Series 1207639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207639 |
$6,100 |
$6,100 |
13.67% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207639. Member loan 1207639 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Brookshire's Grocery Company | Debt-to-income ratio: | 3.45% |
Length of employment: | 6 years | Location: | Shreveport, LA |
Home town: | |||
Current & past employers: | Brookshire's Grocery Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I plan on using the funds to pay off all of my credit card debt. This loan will be the only debt I am responsible for. I have always made prompt on time payments. I wanted everything consolidated into one payment.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,428.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- $695.00 Transportation- $120.00 Utilities- $80.00 Phone- $105.00 Insurance - N/A Food - $200.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards-<br>Card 1 - Balance - $1000.00 Int. Rate- 22.24% Monthly payment- $27.00<br>Card 2 - Balance - $750.00 Int. Rate - 15.9% Monthly Payment - $25.00<br>Card 3 - Balance - $283.78 Int. Rate - 24.24% Monthly Payment - $ 25.00<br>Card 4 - Balance - $812.37 Int. Rate - 25.24% Monthly Payment - $ 25.00<br>Line of credit - Balance - 482.60 Int. Rate - 19.99% Monthly Payment- $35.00<br>Line of credit - Balance - 2743.50 Int. Rate - 25.99% Monthly Payment- $82.00 |
Which debts do you plan to pay off with this loan? | All of my lines of credit and credit card debt. I will be completely out of debt except for this loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent- $695.00 Credit/lines of credit - $219.00 Utilities - $80.00 Insurance- N/A Taxes- N/A |
Member Payment Dependent Notes Series 1207643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207643 |
$10,000 |
$10,000 |
15.31% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207643. Member loan 1207643 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | JAMES BURG TRUCKING COMPANY | Debt-to-income ratio: | 18.35% |
Length of employment: | 1 year | Location: | ROSEVILLE, MI |
Home town: | |||
Current & past employers: | JAMES BURG TRUCKING COMPANY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,120.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1207662
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207662 |
$11,000 |
$11,000 |
8.90% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207662. Member loan 1207662 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,125 / month |
Current employer: | The Dental Office, Inc | Debt-to-income ratio: | 22.68% |
Length of employment: | 8 years | Location: | VINCENT, AL |
Home town: | |||
Current & past employers: | The Dental Office, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,231.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to payoff existing credit cards (Walmart, Chase visa, Chase mastercard, Chevron/texaco). I need to get all of these consolidated due to the interest rates and high payments in order to get a lower monthly payment. I will then close out what I can. The monthly payment quoted from Lending Clud would be cutting the monthly payments in half, which would allow me then to pay for gas instead of using the chevron card, and to pay for my groceries & monthly Rx instead of using the Walmart card.Thankyou |
Member Payment Dependent Notes Series 1207668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207668 |
$5,000 |
$5,000 |
6.03% |
1.00% |
March 30, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207668. Member loan 1207668 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,685 / month |
Current employer: | Vulcan materials | Debt-to-income ratio: | 9.37% |
Length of employment: | 4 years | Location: | Inwood, WV |
Home town: | |||
Current & past employers: | Vulcan materials | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I have never been late with a payment on anything in my life and my credit score is 819 which is rare these days. I would like to say thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am looking at purchasing a 92 jeep which is too old for a bank loan. This is for a second vehicle. My car will be paid off in three months. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1108 includes tax and ins. Electric $330 on average, water and sewer $145, cell phones $217, cable $115, gas $150, car ins. $68, credit cards $100 combined between the three. I do have a car payment of 420 for 3 more months before it is paid off. My live-in fiance pays for groceries and pays me an additional $500 monthly for bills. Adding these expenses together come to $2653, $2233 in three months. Thank you |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I tried to answer this question and I got an email for violation. Not sure how to answer, I can tell you I make the right choices and never borrow beyond my means, never refinanced anything, and never borrowed against my mortgage. I am choosing this loan instead and I am 3 months from paying off a car which is triple the payment on this loan, thank you for your consideration |
Member Payment Dependent Notes Series 1207670
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207670 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207670. Member loan 1207670 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | rite aid | Debt-to-income ratio: | 16.88% |
Length of employment: | 10+ years | Location: | DECATUR, GA |
Home town: | |||
Current & past employers: | rite aid | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,128.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credits cards 12,000<br>mortage 66,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credits cards 12,000<br>mortage 66,000 |
Please explain the reason why you carry a large revolving credit balance. | home improvement. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | no , just to payoff credit cards. |
What is your intended use for the loan proceeds? | to payoff credit cards. |
What is your intended use for the loan proceeds? | to payoff credit cards. |
Please explain the reason why you carry a large revolving credit balance. | home improvement. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credits cards 12,000<br>mortage 66,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credits cards 12,000<br>mortage 66,000 |
Which debts do you plan to pay off with this loan? | all credit cards over 1000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1250.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1250.00 |
What is your intended use for the loan proceeds? | to payoff credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credits cards 12,000<br>mortage 66,000 |
Member Payment Dependent Notes Series 1207687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207687 |
$7,200 |
$7,200 |
7.90% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207687. Member loan 1207687 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,250 / month |
Current employer: | Cobb County School District | Debt-to-income ratio: | 22.96% |
Length of employment: | < 1 year | Location: | MARIETTA, GA |
Home town: | |||
Current & past employers: | Cobb County School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,616.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1207688
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207688 |
$18,500 |
$18,500 |
14.65% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207688. Member loan 1207688 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | DMA, Inc. | Debt-to-income ratio: | 8.36% |
Length of employment: | 10+ years | Location: | SURPRISE, AZ |
Home town: | |||
Current & past employers: | DMA, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I am looking to reorganize my current revolving debt which has high interest rates. Additionally, need to complete a couple home repairs before the summer and with the loan would be able to do so without incurring more revolving debt.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,737.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - Balance about $145,000 - monthly payment including taxes and insurance - $1,100<br>CC-balance $900-I make monthly payments of $100-18.9%<br>CC-balance $4,000-I make monthly payments between $150-$300-20%<br>CC-balance $2,675-I make monthly payments between $150-$200-15%<br>CC-balance $2,400-I make monthly payments between $150-$200-19.24%<br>I have a credit account with a current balance of $3,500 and make monthly payments of $200. Haven't had any interest as I pay within the allowable period. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage payment, which includes the taxes and insurance, is about $1,100 per month. I do not have any home equity loan or other line of credit with my home as collateral. Utilities (water, gas, electric, sewer and garbage) total about $350 per month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The primary purpose is to pay off the revolving debt, which totals about $13,475. The remaining $5000 is for work on my HVAC units which is needed before the summer months hit. I live in a very hot climate in the summer months and the loss of a unit could be much more costly. |
Member Payment Dependent Notes Series 1207700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207700 |
$30,000 |
$30,000 |
10.74% |
1.00% |
April 3, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207700. Member loan 1207700 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $23,333 / month |
Current employer: | PIMCO | Debt-to-income ratio: | 1.40% |
Length of employment: | 2 years | Location: | Jersey city, NJ |
Home town: | |||
Current & past employers: | PIMCO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 30k in credit card debt at 18% and my monthly mortgage payment is 2500. I do not have student loans and line of credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here is the breakdown.<br>Mortgage : 2500 (including taxes)<br>Phone : 120<br>Utilities : 100<br>Insurance : 120<br>Food : 250<br>Line of credit : 0<br>Home equity Loan : 0 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here is the breakdown.<br>Mortgage : 2500 (including taxes)<br>Phone : 120<br>Utilities : 100<br>Insurance : 120<br>Food : 250<br>Line of credit : 0<br>Home equity Loan : 0 |
Member Payment Dependent Notes Series 1207707
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207707 |
$20,000 |
$20,000 |
13.99% |
1.00% |
March 30, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207707. Member loan 1207707 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Texas Injury Clinic | Debt-to-income ratio: | 10.09% |
Length of employment: | 5 years | Location: | Whitehouse, TX |
Home town: | |||
Current & past employers: | Texas Injury Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I just purchased a small home and I would like to renovate the floors. They are natural wood but the previous owner laid carpet and when they pulled it up later, they left glue and subsequently paint stains all over the floor. The floors are worth saving and would add beauty and value to the home. Also renovating two small bathrooms, to include flooring in both and to remodel the shower/tub due to decay. There will be some additional things like paint etc. |
Is the improvement to your primary residence or an investment property? | Primary residence. |
What is the home improvement project you are planning? | I just purchased a small home and I would like to renovate the floors. They are natural wood but the previous owner laid carpet and when they pulled it up later, they left glue and subsequently paint stains all over the floor. The floors are worth saving and would add beauty and value to the home. Also renovating two small bathrooms, to include flooring in both and to remodel the shower/tub due to decay. There will be some additional things like paint etc. |
What is the home improvement project you are planning? | I just purchased a small home and I would like to renovate the floors. They are natural wood but the previous owner laid carpet and when they pulled it up later, they left glue and subsequently paint stains all over the floor. The floors are worth saving and would add beauty and value to the home. Also renovating two small bathrooms, to include flooring in both and to remodel the shower/tub due to decay. There will be some additional things like paint etc. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Including mortgage, automobile, utilities, phone, internet, groceries, insurance and gas, approximately $1800 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | approximately $1800.00 per month |
Member Payment Dependent Notes Series 1207709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207709 |
$35,000 |
$35,000 |
22.78% |
1.00% |
April 3, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207709. Member loan 1207709 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,233 / month |
Current employer: | Guardian Angel Homecare | Debt-to-income ratio: | 14.50% |
Length of employment: | 10+ years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Guardian Angel Homecare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $9,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total amount for credit cards and personal loans are $35,786.00. Interest rates for credit cards range from 5.99-31.99%. Monthly payment for all above is $1,700.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total amount for credit cards and personal loans are $35,786.00. Interest rates for credit cards range from 5.99-31.99%. Monthly payment for all above is $1,700.00. |
Member Payment Dependent Notes Series 1207713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207713 |
$35,000 |
$35,000 |
22.45% |
1.00% |
April 2, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207713. Member loan 1207713 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,000 / month |
Current employer: | Idea Integration | Debt-to-income ratio: | 7.80% |
Length of employment: | < 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Idea Integration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > The purpose of this loan is to consolidate at a lower interest rate credit card debt incurred as a result of a family emergency that began at the end of December of 2011 and continued throughout January and February of 2012. It is also meant to act as a bridge to several financial settlements.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,033.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Four credit cards with balances totaling approximately $21,000 and an APR that averages 28%. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The primary purpose of this loan is to consolidate at a lower interest rate credit card debt incurred as a result of a family emergency that began at the end of December of 2011 and continued throughout January and February of 2012. It is also meant to act as a bridge to several financial settlements. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses (rent, transportation, utilities, phone, insurance, food, etc.) total $3,0000 per month. |
Please explain the reason why you carry a large revolving credit balance. | I normally do not carry a large revolving credit balance and in fact normally pay off any credit card balances each month. However, due to a family emergency that began during the last week of December and lasted for several months, I had no choice but to run up my credit cards. |
Which debts do you plan to pay off with this loan? | The only debt I have are credit card balances which I plan to pay off with this loan. The credit card debt that I intend to pay off are balances of $3,500, $4,000, $5,000, and $8,500. I also own two cars (no lien holders) which have a combined blue book value of over $14,000. |
Member Payment Dependent Notes Series 1207717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207717 |
$10,000 |
$10,000 |
6.62% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207717. Member loan 1207717 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | quality steel | Debt-to-income ratio: | 18.92% |
Length of employment: | 8 years | Location: | west jordan, UT |
Home town: | |||
Current & past employers: | quality steel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207725 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207725. Member loan 1207725 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Poly Trucking | Debt-to-income ratio: | 20.26% |
Length of employment: | 2 years | Location: | IRVING, TX |
Home town: | |||
Current & past employers: | Poly Trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Funds will be used specifically to update bath and plumbing in house. Been in same profession for 18 years with an impeccable work record and currently with a profitable, rock solid company.<br><br> Borrower added on 03/26/12 > Whatever funds remain after plumbing repair/upgrade will be used to consolidate bills pay off credit cards.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,594.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Specifically, the funds will be used to repair, update plumbing and bath. |
Please explain the reason why you carry a large revolving credit balance. | Balances are indeed high, but our current fiscal situation has been and will continue to improve dramatically over the next two years which will address this problem. |
What is the home improvement project you are planning? | Specifically, the funds will be used to repair, update plumbing and bath. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | recurring expenses are about $1950/mo. |
Member Payment Dependent Notes Series 1207730
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207730 |
$15,000 |
$15,000 |
10.74% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207730. Member loan 1207730 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | Social Security Administration | Debt-to-income ratio: | 17.61% |
Length of employment: | 7 years | Location: | CASTAIC, CA |
Home town: | |||
Current & past employers: | Social Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,714.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I spent more than I should have. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $ 4,500 dept store credit card and apr is 24.9%, $2000 dept store credit card and apr 23.9%, $4,400 credit card and apr is 15% |
Which debts do you plan to pay off with this loan? | High interest rate credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 0 rent, $380 car payment, $400 food, $ 200 utilities. |
Please explain the reason why you carry a large revolving credit balance. | I spent more than I should have. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $ 4,500 dept store credit card and apr is 24.9%, $2000 dept store credit card and apr 23.9%, $4,400 credit card and apr is 15% |
Member Payment Dependent Notes Series 1207739
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207739 |
$11,850 |
$11,850 |
6.62% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207739. Member loan 1207739 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Sake Japanese Restaurant | Debt-to-income ratio: | 10.48% |
Length of employment: | 5 years | Location: | QUINCY, MA |
Home town: | |||
Current & past employers: | Sake Japanese Restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,987.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207753 |
$10,000 |
$10,000 |
8.90% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207753. Member loan 1207753 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Regal Automotive Recycling | Debt-to-income ratio: | 14.46% |
Length of employment: | < 1 year | Location: | Howell, MI |
Home town: | |||
Current & past employers: | Regal Automotive Recycling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I am applying for this loan in attempt to consolidate my high interest revolving accounts. I would like to purchase a home soon. I hope consolidation of my debt will make my credit score healthy enough for easily manageable mortgage payments, with a low interest rate. Thank .<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207771 |
$14,000 |
$14,000 |
6.62% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207771. Member loan 1207771 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,833 / month |
Current employer: | University Gastroenterolgy | Debt-to-income ratio: | 7.55% |
Length of employment: | 10+ years | Location: | CHARLESTOWN, RI |
Home town: | |||
Current & past employers: | University Gastroenterolgy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1207779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207779 |
$4,775 |
$4,775 |
13.67% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207779. Member loan 1207779 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | mojos sunset cafe | Debt-to-income ratio: | 10.06% |
Length of employment: | 4 years | Location: | RODANTHE, NC |
Home town: | |||
Current & past employers: | mojos sunset cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I will have this loan repaid in 2 years or less by making more then the minimum monthly payment every month.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $3,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, i have not had any delinquency |
Please explain the reason why you carry a large revolving credit balance. | responsible and necessary use |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Ive reduced my monthly expenses to about 500/month |
Member Payment Dependent Notes Series 1207818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207818 |
$15,000 |
$15,000 |
13.99% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207818. Member loan 1207818 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Old Lymw Country Club Inc. | Debt-to-income ratio: | 16.65% |
Length of employment: | 10+ years | Location: | GROTON, CT |
Home town: | |||
Current & past employers: | Old Lymw Country Club Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > have been trying to get out of the vicious cycle of high interest credit cards. thank you for this wonderful opportunity to do so . I will be letting all my friends Know about the lending club!!<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current Debt balances are all credit cards and one secured loan. Credit card debt is approx.16000.00 and the loan is 500.00. which will be paid in full in August. Monthly payments on credit cards is approx. 610.00 and the loan is 66.00. I have no student loans, mortgages or vehical loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current Debt balances are all credit cards and one secured loan. Credit card debt is approx.16000.00 and the loan is 500.00. which will be paid in full in August. Monthly payments on credit cards is approx. 610.00 and the loan is 66.00. I have no student loans, mortgages or vehical loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses relating to housing including rent, utilities and insurance is approx. 620.00 per month. |
Please explain the reason why you carry a large revolving credit balance. | Because i was a moron !!! One card led to another and i got caught up in the vicious cycle of the rediculous high interest credit card companies. Then you get to a point where you are only paying the minimum amount and it takes 30 years to pay them off. I truly would apprieciate the opportunity to pay these off in three years!!! I have a very steady job which I love and have been there for 21 years. I have been looking for this opportunity for some time. Thank you for this consideration!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current Debt balances are all credit cards and one secured loan. Credit card debt is approx.16000.00 and the loan is 500.00. which will be paid in full in August. Monthly payments on credit cards is approx. 610.00 and the loan is 66.00. I have no student loans, mortgages or vehical loans. |
Member Payment Dependent Notes Series 1207824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207824 |
$12,800 |
$12,800 |
13.11% |
1.00% |
March 29, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207824. Member loan 1207824 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,917 / month |
Current employer: | Social & Scientific Systems, Inc. | Debt-to-income ratio: | 15.51% |
Length of employment: | 10+ years | Location: | ARLINGTON, VA |
Home town: | |||
Current & past employers: | Social & Scientific Systems, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $22,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1207826
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207826 |
$19,750 |
$19,750 |
16.29% |
1.00% |
April 2, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207826. Member loan 1207826 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | urs | Debt-to-income ratio: | 18.45% |
Length of employment: | 2 years | Location: | Kathleen, GA |
Home town: | |||
Current & past employers: | urs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > redoing original loan through LC<br><br> Borrower added on 03/24/12 > trying to renew original lc loan<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1250 mortgage, 450 2nd, trying to renew original LC loan at 20k |
Which debts do you plan to pay off with this loan? | original lc loan |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | debt consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1250 mortgage,450 2nd,429lc loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1250 mortgage, 450 2nd |
Member Payment Dependent Notes Series 1207834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207834 |
$4,800 |
$4,800 |
7.62% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207834. Member loan 1207834 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Coca-Cola Refreshment | Debt-to-income ratio: | 21.43% |
Length of employment: | 8 years | Location: | BRYAN, TX |
Home town: | |||
Current & past employers: | Coca-Cola Refreshment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I intend to pay off at least 3 high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,788.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Bills / expenses average $1200.00/mo. Looking at what I can do to reduce bills like cable and phone. . Also checking in to refinancing my car as well. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Amex $2136.00 25% $62 / mo; MC $931 29% $35.00 / mo; Visa $1309.00 23% $36.00 / mo.; Two Store cards $900.00 26% $40.00/ mo. |
Member Payment Dependent Notes Series 1207837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207837 |
$6,000 |
$6,000 |
15.81% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207837. Member loan 1207837 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Valley star high school | Debt-to-income ratio: | 15.62% |
Length of employment: | 8 years | Location: | Rancho cucamonga, CA |
Home town: | |||
Current & past employers: | Valley star high school | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $11,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1207846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207846 |
$18,000 |
$18,000 |
18.55% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207846. Member loan 1207846 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,625 / month |
Current employer: | Chevron Service Stations INC | Debt-to-income ratio: | 19.03% |
Length of employment: | 10+ years | Location: | GRESHAM, OR |
Home town: | |||
Current & past employers: | Chevron Service Stations INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have five credit cards that I want to pay off to consolidate the debt aprox 3000.00 on each. the last 2200.00 i want to use for a trip. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2100.00 total in bills food included 628.00 take home weekly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2100.00 total in bills food included 628.00 take home weekly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 675.00 rent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 21400.00 cards and car loan |
Please explain the reason why you carry a large revolving credit balance. | about 10,000.00 of the debt is from helping out my ex who was out of work for 18 months says she will pay back some day don't know if she will |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 21400.00 cards and car loan |
Member Payment Dependent Notes Series 1207852
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207852 |
$20,000 |
$20,000 |
22.78% |
1.00% |
April 3, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207852. Member loan 1207852 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | USPS | Debt-to-income ratio: | 9.33% |
Length of employment: | 10+ years | Location: | CLEARWATER, FL |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $7,276.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on replacing my A/C unit, handler, pay of credit cards, and other outstanding bills. |
If you have a delinquency in the last 2 years, please explain the reason. | pay car off 4,000<br>A/C $4,000<br>IRS $7,000<br>credit cards $7,000 |
If you have a delinquency in the last 2 years, please explain the reason. | pay car off 4,000<br>A/C $4,000<br>IRS $7,000<br>credit cards $7,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1550 mortgage<br>$120 cable/electric<br>$500 food<br>$250 utliites |
If you have a delinquency in the last 2 years, please explain the reason. | pay car off 4,000<br>A/C $4,000<br>IRS $7,000<br>credit cards $7,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $4000 A/c<br>$7000 IRS<br>$4000 car loan<br>$7000 credit cards |
Please provide additional details regarding the purpose of the loan. | After the car loan and cards are paid, I will have no problem making the monthly payment of this loan. I will save $400 a month by paying of the car, IRS, and credit cards. |
What is your intended use for the loan proceeds? | I plan on replacing my A/C unit, handler, pay of credit cards, and other outstanding bills. |
What is your intended use for the loan proceeds? | I plan on replacing my A/C unit, handler, pay of credit cards, and other outstanding bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1550 mortgage<br>$120 cable/electric<br>$500 food<br>$250 utliites |
If you have a delinquency in the last 2 years, please explain the reason. | pay car off 4,000<br>A/C $4,000<br>IRS $7,000<br>credit cards $7,000 |
Please explain the reason why you carry a large revolving credit balance. | I do apologize for my revolving credit. I did have some unforeseen events personally and with my home occur. I did state on another question that this loan will allow my credit cards, car loan, and needed A/C unit and handler to be replaced. |
Please provide additional details regarding the purpose of the loan. | After the car loan and cards are paid, I will have no problem making the monthly payment of this loan. I will save $400 a month by paying of the car, IRS, and credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | housing 1550 with insurance and taxes<br>no other loans<br>utilities 200 |
Member Payment Dependent Notes Series 1207875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207875 |
$3,000 |
$3,000 |
15.31% |
1.00% |
March 29, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207875. Member loan 1207875 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Pediatric Cardiology | Debt-to-income ratio: | 18.31% |
Length of employment: | 3 years | Location: | baton rouge, LA |
Home town: | |||
Current & past employers: | Pediatric Cardiology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $1,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | In the past I have been late on a few student loan payments. The main reason was do to consolidating some student loans and was unaware of the due date. Also at that time the company under went a webiste change and I had trouble signing in to make payments |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is to handle some unexpected expenses that recently came up |
What is your intended use for the loan proceeds? | My inteded use to help with some unexpected expenses and help me get on track financially |
Member Payment Dependent Notes Series 1207941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207941 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207941. Member loan 1207941 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | The Home Depot | Debt-to-income ratio: | 10.74% |
Length of employment: | 10+ years | Location: | MECHANICSBURG, PA |
Home town: | |||
Current & past employers: | The Home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
Please explain the reason why you carry a large revolving credit balance. | Poor budgeting on my part and to which this loan will help to resolve. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses break down to apprx. 400.00/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | see previous answer |
Please explain the reason why you carry a large revolving credit balance. | Poor budgeting on my part and to which this loan will help to resolve. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses break down to apprx. 400.00/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Elimainate two or three credit cards with high interest depending on full funding..<br><br>6000.00 to pay for my mothers needed dental work as she has no dental covrage with her medicare etc. |
Please explain the reason why you carry a large revolving credit balance. | Poor budgeting on my part and to which this loan will help to resolve. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would assume that info is all available from my credit reports which you would have already looked at???? |
Member Payment Dependent Notes Series 1207945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207945 |
$30,000 |
$30,000 |
17.27% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207945. Member loan 1207945 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | Fitbit, Inc | Debt-to-income ratio: | 10.75% |
Length of employment: | < 1 year | Location: | NEWBURYPORT, MA |
Home town: | |||
Current & past employers: | Fitbit, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > This loan is to consolidate some credit card bills and pay for kitchen improvements.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $19,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last two years. |
Member Payment Dependent Notes Series 1207948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207948 |
$8,000 |
$8,000 |
6.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207948. Member loan 1207948 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Wyoming Machinery Company | Debt-to-income ratio: | 0.50% |
Length of employment: | 3 years | Location: | casper, WY |
Home town: | |||
Current & past employers: | Wyoming Machinery Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > major Purchase for Home<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | We are actually doing some repairs to our house and a purchase. We are fixing our driveway, possibly painting the exterior and getting a 4 wheeler. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | We pay 1640.00 for mortgage /taxes/insurance and average 175.00 month for utilities. We have no other huge debts like line of credit or home equity loans. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We would like to pave our drive way, this is estimated at 4000.00. We have paver's that are all broken and would like to pour concrete. We would like to repaint the house and this is estimated at about 1500.00 if we do it our self. We would also like to get a 4 Wheeler for our family for camping. We estimate this at about 2000.00 for a used one. |
Member Payment Dependent Notes Series 1207964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207964 |
$4,000 |
$4,000 |
10.74% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207964. Member loan 1207964 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Z.T. Wholesale Inc | Debt-to-income ratio: | 21.56% |
Length of employment: | 2 years | Location: | Oak Creek, WI |
Home town: | |||
Current & past employers: | Z.T. Wholesale Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Father passed away in December.Trying to help my mother pay a few outstanding bills.<br><br> Borrower added on 03/25/12 > Father passed away in December and loan is needed to help pay some of the bills.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1207984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1207984 |
$6,200 |
$6,200 |
13.67% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1207984. Member loan 1207984 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,317 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.98% |
Length of employment: | n/a | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I am borrowing this money to go to costa rica this summer.<br><br> Borrower added on 03/27/12 > I plan to study abroad in Latin America and want to experience Costa Rica this summer.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,233.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are for rent $300, transportation is free because I'm 65 years old and ride free on public transportation, utilities $28, phone $42.11 & cell phone $50, life insurance $59 & AARP insurance $113.57, food cost $200 to $250.00 & cable $53. Total monthly expenses are $ 895.68. <br> <br>Hopely this is helpful to you in making an loan to me. |
Member Payment Dependent Notes Series 1208019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208019 |
$15,800 |
$15,800 |
7.90% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208019. Member loan 1208019 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,208 / month |
Current employer: | Ritescreen Co. Inc. | Debt-to-income ratio: | 20.10% |
Length of employment: | 10+ years | Location: | Millersburg, PA |
Home town: | |||
Current & past employers: | Ritescreen Co. Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Home improvments,payoff credit cards.Worked with same company for 23 years.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1208068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208068 |
$5,000 |
$5,000 |
13.11% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208068. Member loan 1208068 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,608 / month |
Current employer: | Macys systems and technology | Debt-to-income ratio: | 13.72% |
Length of employment: | 10+ years | Location: | Loganville, GA |
Home town: | |||
Current & past employers: | Macys systems and technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $14,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies in the last two years.<br><br>I hve two cars financed and am allowed to skip a payment once a year. a while back i set that up with the lender but they made a mistake and sent me a notice i was behind on the payments for one month...I got them on the phone and they straightened it out....I have all my bills set up to pay automaticaly once a month through online banking.<br><br>THanks |
Member Payment Dependent Notes Series 1208160
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208160 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208160. Member loan 1208160 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Bron tapes of nevada | Debt-to-income ratio: | 23.14% |
Length of employment: | 6 years | Location: | NORTH LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Bron tapes of nevada | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1208175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208175 |
$5,000 |
$5,000 |
13.11% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208175. Member loan 1208175 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | City of Leesburg | Debt-to-income ratio: | 20.47% |
Length of employment: | 2 years | Location: | Mount Dora, FL |
Home town: | |||
Current & past employers: | City of Leesburg | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I have been paying off all of my personal CC debt for the last 2 years. I recently payed off another LendingClub loan that eliminated $4000.00 of debt from my life. 2 cards left, ~$2500.00 each and already cut up. <br><br>Feel free to ask me anything to help me convince you. Thanks!<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,464.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1208184
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208184 |
$5,000 |
$5,000 |
7.90% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208184. Member loan 1208184 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,200 / month |
Current employer: | PVA Inc | Debt-to-income ratio: | 2.02% |
Length of employment: | 2 years | Location: | STOCKTON, CA |
Home town: | |||
Current & past employers: | PVA Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total current monthly expense would be around $1,040.00. My montly rent $200.00. Average monthly gas $140.00. My insurance including life insurance $160.00.My phone bill $150.00.My food expense about $200.00, and credit card bills consolidating together about $190.00 a month. |
What is your intended use for the loan proceeds? | I wanted to take a vacation. |
Member Payment Dependent Notes Series 1208223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208223 |
$9,875 |
$9,875 |
10.74% |
1.00% |
April 3, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208223. Member loan 1208223 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Miami Dade County | Debt-to-income ratio: | 27.92% |
Length of employment: | 10+ years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Miami Dade County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This loan will help me lower my monthly payments<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 650 rent, 175 car payment, 45 cell phone, 125.86 insurance, 150 food. |
Please explain the reason why you carry a large revolving credit balance. | I paid my own way through college. This included tuition, classes, and books |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 650 rent, 175 car payment, 45 cell phone, 125.86 insurance, 150 food. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | housing 650, utilities 225 a month, insurance125 |
Member Payment Dependent Notes Series 1208328
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208328 |
$9,000 |
$9,000 |
13.99% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208328. Member loan 1208328 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Pierce Brothers Turner & Stevens | Debt-to-income ratio: | 16.91% |
Length of employment: | 2 years | Location: | Fontana, CA |
Home town: | |||
Current & past employers: | Pierce Brothers Turner & Stevens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I already have a lending club loan that I have less than two years to finish but I want a new loan to pay off the old one plus one credit card for thirty five hundred- bank of america.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $5,216.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Does not apply to me |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 400 rent<br>300 gas<br>123 cell phones<br>165 car insurance<br>100 food |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent is 400<br>cell phones 123 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | student loans 130<br>lending club loan 237 - which I plan to pay off with this loan as well as a BofA credit card with 3500 balance<br>prosper loan 291 |
Which debts do you plan to pay off with this loan? | bank of america credit card 3500 and a lending club loan which is at about 4700... |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off a bank of america card which has a balance of 3500 and then paying off a lending club loan with a balance of 4700 |
Please explain the reason why you carry a large revolving credit balance. | doesn't apply any more.. only 2 credit cards left.. one with 3500 balance which I plan to consolidate with this loan.. then one more with 1600 citi card with zero percent interest for 18 months, which I did a tranfer and paid off a bank of america card which had 1500.. |
Member Payment Dependent Notes Series 1208340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208340 |
$9,400 |
$9,400 |
12.12% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208340. Member loan 1208340 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Lakeland Golf & Country Club | Debt-to-income ratio: | 7.37% |
Length of employment: | 10+ years | Location: | Whitmore Lake, MI |
Home town: | |||
Current & past employers: | Lakeland Golf & Country Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Needing to get rid of long standing credit card debt. After loan is paid off, I would like to start an emergency fund, start saving for a down payment on a house, and also start a retirement fund. It's time to think about my future.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,564.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I need to get rid of my credit card debt so that I will be able to start saving for the future and start an emergency fund, a retirement fund, and save for a down payment on a house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $838<br>Utilities together (electric, gas, cable/internet) can cost anywhere from $170-400, depending on the time of the year (they are less during the summer months, and higher during the colder months)<br>Car insurance is $100.<br>Cell phone bill is $130.<br>Groceries are usually around $120-160 for the month.<br>Rental Insurance is $17.<br>Transportation (gas) is around $80 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $838.<br>Electricity is $110-130<br>Gas is $15 during ummer months, and up to $117 during colder months<br>Rental Insurance is $17/month.<br>Cable/internet is locked in rate of $135 |
Please explain the reason why you carry a large revolving credit balance. | I make the bulk of my money at work during May-September. I try to save as much as possible then. During the rest of the year, I tend to make less, sometimes half of my normal check (I work at a golf course and we are busier summer months than the winter months)...I use credit only as backup to help make it through those months. Therefore any dents I put in the debts over the summer, I end up filling back up during those "off" months. Last summer I paid off a larger medical bill with my savings |
Which debts do you plan to pay off with this loan? | I plan to pay off 6 credit debts and the little bit leftover will go towards an upcoming medical bill. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be divided up towards completely paying off 6 credit cards and a small medical bill. |
Please explain the reason why you carry a large revolving credit balance. | I make the bulk of my money at work during May-September. I try to save as much as possible then. During the rest of the year, I tend to make less, sometimes half of my normal check (I work at a golf course and we are busier summer months than the winter months)...I use credit only as backup to help make it through those months. Therefore any dents I put in the debts over the summer, I end up filling back up during those "off" months. Last summer I paid off a larger medical bill with my savings |
Member Payment Dependent Notes Series 1208365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208365 |
$35,000 |
$35,000 |
20.50% |
1.00% |
April 2, 2012 |
April 7, 2015 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208365. Member loan 1208365 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Granite Traylor Frontier, Joint Venture | Debt-to-income ratio: | 4.44% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Granite Traylor Frontier, Joint Venture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/24/12 > I had already been approved and had gone through this process about a months ago, but had chosen to do the 60 month repayment. At the last minute I withdrew my loan request because I wanted to see if I could instead pay back the loan in 36 months instead. Which I can.<br><br> Borrower added on 03/24/12 > With this loan I will be consolidating all of my debts, and instead have one place to pay instead of multiple places. I figured since I'm already paying separate interest on all of my other debts, paying them off, and paying interest to just one place would be the same thing, except easier to track.<br>
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $9,993.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have almost $11,000 in debts. No student loan debts since I use my military benefits. No mortgages. Line of credit is $56,000. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'll be using the loan to completely pay off my $11,000 in debts. The remaining balance will be used for home upgrading purposes (furniture, remodeling, etc.). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $525 a month (military housing discount). Have my own vehicle (2011 Jeep Grand Cherokee, paid in full). Spend approximately $200 a month on gas. Utilities about $50 a month (most utilities covered with rent). Phone bill is $80 a month. Insurance for vehicle and renters insurance is approximately $100 a month. I spend $250-$300 on food. $80 a month for the gym. And about $30-$50 a month on entertainment (movie theater and going out for drinks). |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I have any in the last couple of years. There was an incident, don't recall the year, in which there was a mixup while I was changing banks and 2-3 of my automatically billing transactions did not switch over. I was stationed overseas from Dec 2001 til July 2011, and that is when it occurred. The incident occurred when switching banks while in Japan. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I have any in the last couple of years. There was an incident, don't recall the year, in which there was a mixup while I was changing banks and 2-3 of my automatically billing transactions did not switch over. I was stationed overseas from Dec 2001 til July 2011, and that is when it occurred. The incident occurred when switching banks while in Japan. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I have any in the last couple of years. There was an incident, don't recall the year, in which there was a mixup while I was changing banks and 2-3 of my automatically billing transactions did not switch over. I was stationed overseas from Dec 2001 til July 2011, and that is when it occurred. The incident occurred when switching banks while in Japan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $525 a month (military housing discount). Have my own vehicle (2011 Jeep Grand Cherokee, paid in full). Spend approximately $200 a month on gas. Utilities about $50 a month (most utilities covered with rent). Phone bill is $80 a month. Insurance for vehicle and renters insurance is approximately $100 a month. I spend $250-$300 on food. $80 a month for the gym. And about $30-$50 a month on entertainment (movie theater and going out for drinks). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have almost $11,000 in debts. No student loan debts since I use my military benefits. No mortgages. Line of credit is $56,000. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $525 a month (military housing discount). Have my own vehicle (2011 Jeep Grand Cherokee, paid in full). Spend approximately $200 a month on gas. Utilities about $50 a month (most utilities covered with rent). Phone bill is $80 a month. Insurance for vehicle and renters insurance is approximately $100 a month. I spend $250-$300 on food. $80 a month for the gym. And about $30-$50 a month on entertainment (movie theater and going out for drinks). |
Please explain the reason why you carry a large revolving credit balance. | I returned from being stationed overseas for nearly a decade. I wanted to gain credit and plus since had to set myself up (i.e. furniture, transportation, etc.), I went and after getting settled into my jobs, that I would apply for credit cards. The only reason they are a little high right now is because I used them quite a bit during the Holiday Season, however I usually pay 2-3 times the minimum due balance each month. |
Which debts do you plan to pay off with this loan? | I plan to pay all of my debts and just have place to payback. |
Member Payment Dependent Notes Series 1208394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208394 |
$32,000 |
$32,000 |
21.97% |
1.00% |
April 2, 2012 |
April 7, 2017 |
April 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208394. Member loan 1208394 was requested on March 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | United States Postal Service | Debt-to-income ratio: | 19.30% |
Length of employment: | 7 years | Location: | ROMULUS, MI |
Home town: | |||
Current & past employers: | United States Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balances is somewhere around $29,000. The interest vary from 0% APR for promotions only. 8%, 13.99% ,14% and the highest would be 24%. My monthly payment toward them all is around $800.00 per month. I've never missed a single payment on anything that I owe nor have I ever been late. My credit is very important to me so I'm trying to consolidate all of my unsecured debt into one manageable payment which will allow me to be consistant in paying dowm my debt and ultimately raise my score. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My loan is for one purpose and that is to consolidate all of my unsecured debt into one montly payment. I plan to pay off every credit I have a balance on and ultimately pay down my debt quicker. This method will also allow me to eventually raise my credit score. I've never been late nor have I ever missed a payment with any of my creditors. I'm serious about my credit because its all I have and it represents who I am. I'm really not seeing myself getting ahead. With so many different payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage payment is $1029.00 which includes my taxes and insurance. I have a 2 year leased vehicle with a monthly payment of $333.0 with 18 payment remaining. All of my utilities, gas, electric, phone cable and internet averages around $500.00 per month. I would say I spend on average around 300.00 per month on groceries. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately my grandmother recently passed away and my family could come up with all the monies need for burial. I was unfortunately forced to ask for cash advances on my credit card. It was very fortunate for me that I have been a dedicated customer in regards to re-paying my loans. If you look at my credit I am proud to say that I've never missed a payment or even been late on a payment, Not ever. My credit I very important to me and I feel consolidation would help raise my credit score. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balances is somewhere around $29,000. The interest vary from 0% APR for promotions only. 8%, 13.99% ,14% and the highest would be 24%. My monthly payment toward them all is around $800.00 per month. I've never missed a single payment on anything that I owe nor have I ever been late. My credit is very important to me so I'm trying to consolidate all of my unsecured debt into one manageable payment which will allow me to be consistant in paying dowm my debt and ultimately raise my score. |
What is your intended use for the loan proceeds? | I intend to consolidated every unsecured loan that I have and apply the rest of the loan toward my student loan. As the amount that I am asking to borrow is enough to pay off everything I owe in full except for the entire amount owed to Sallie Mae, which is a little more than $15,000. Besides my interest rate on my student loan is only 4%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balances is somewhere around $29,000. The interest vary from 0% APR for promotions only. 8%, 13.99% ,14% and the highest would be 24%. My monthly payment toward them all is around $800.00 per month. I've never missed a single payment on anything that I owe nor have I ever been late. My credit is very important to me so I'm trying to consolidate all of my unsecured debt into one manageable payment which will allow me to be consistant in paying dowm my debt and ultimately raise my score. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My loan is for one purpose and that is to consolidate all of my unsecured debt into one montly payment. I plan to pay off every credit I have a balance on and ultimately pay down my debt quicker. This method will also allow me to eventually raise my credit score. I've never been late nor have I ever missed a payment with any of my creditors. I'm serious about my credit because its all I have and it represents who I am. I'm really not seeing myself getting ahead. With so many different payments. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately my grandmother recently passed away and my family could come up with all the monies need for burial. I was unfortunately forced to ask for cash advances on my credit card. It was very fortunate for me that I have been a dedicated customer in regards to re-paying my loans. If you look at my credit I am proud to say that I've never missed a payment or even been late on a payment, Not ever. My credit I very important to me and I feel consolidation would help raise my credit score. |
Which debts do you plan to pay off with this loan? | I have calculated all of my unsecured debt, which happens to be credit ca.rds and a student loan. I plan to consolidate every loan into one monthly payment. If funds are leftover I would like to apply that to my Sallie Mae student loan. Which I might add I have never missed a payment on any of my loans/credit obligations. I would just like to be able to make one payment and be done with it. |
What is your intended use for the loan proceeds? | I intend to consolidated every unsecured loan that I have and apply the rest of the loan toward my student loan. As the amount that I am asking to borrow is enough to pay off everything I owe in full except for the entire amount owed to Sallie Mae, which is a little more than $15,000. Besides my interest rate on my student loan is only 4%. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage payment is 1029.00 per month, Which includes my taxes and insurance. Gas and electric, phone cable and internet is around $400.00 per month. I have a leased vehicle and the payment on that is $336.00 per. My groceries averages around $300.00 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage payment is $1029.00. My gas, and electric is $220.00. My cable, internet and home phone is $200.00. My grocery bill averages around $300.00 per month. My taxes and insurance are all roled into my mortgage payment which was stated earlier to be $1029.00. Lastly I have a leased car payment at $333.00 which I only have 18 month left to pay. The rest of my debt is all unsecured lines of credit which I would like to add that I have never missed a payment on anything, nor have I been late. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage payment is $1029.00 which includes my taxes and insurance. I have a 2 year leased vehicle with a monthly payment of $333.0 with 18 payment remaining. All of my utilities, gas, electric, phone cable and internet averages around $500.00 per month. I would say I spend on average around 300.00 per month on groceries. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately my grandmother recently passed away and my family could come up with all the monies need for burial. I was unfortunately forced to ask for cash advances on my credit card. It was very fortunate for me that I have been a dedicated customer in regards to re-paying my loans. If you look at my credit I am proud to say that I've never missed a payment or even been late on a payment, Not ever. My credit I very important to me and I feel consolidation would help raise my credit score. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage payment is $1029.00. My gas, and electric is $220.00. My cable, internet and home phone is $200.00. My grocery bill averages around $300.00 per month. My taxes and insurance are all roled into my mortgage payment which was stated earlier to be $1029.00. Lastly I have a leased car payment at $333.00 which I only have 18 month left to pay. The rest of my debt is all unsecured lines of credit which I would like to add that I have never missed a payment on anything, nor have I been late. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balances is somewhere around $29,000. The interest vary from 0% APR for promotions only. 8%, 13.99% ,14% and the highest would be 24%. My monthly payment toward them all is around $800.00 per month. I've never missed a single payment on anything that I owe nor have I ever been late. My credit is very important to me so I'm trying to consolidate all of my unsecured debt into one manageable payment which will allow me to be consistant in paying dowm my debt and ultimately raise my score. |
Which debts do you plan to pay off with this loan? | I have calculated all of my unsecured debt, which happens to be credit ca.rds and a student loan. I plan to consolidate every loan into one monthly payment. If funds are leftover I would like to apply that to my Sallie Mae student loan. Which I might add I have never missed a payment on any of my loans/credit obligations. I would just like to be able to make one payment and be done with it. |
Member Payment Dependent Notes Series 1208422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208422 |
$10,175 |
$10,175 |
8.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208422. Member loan 1208422 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Concession Services Inc. | Debt-to-income ratio: | 13.53% |
Length of employment: | 10+ years | Location: | SOUTH HOLLAND, IL |
Home town: | |||
Current & past employers: | Concession Services Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1208446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208446 |
$12,800 |
$12,800 |
12.12% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208446. Member loan 1208446 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Cooperative Communication | Debt-to-income ratio: | 22.98% |
Length of employment: | 10+ years | Location: | North Brunswick, NJ |
Home town: | |||
Current & past employers: | Cooperative Communication | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > To payoff credit card debt and accumulate savings<br><br> Borrower added on 03/27/12 > By doing so I will distribute the funds to payoff credit cards. I will no longer pay multiple payments, allowing me to save on interest. The consolidation will increase my savings providing me a better quality of life. The savings will allow me to help my son more efficiently with college bills.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $6,510.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | 39 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the last 2 years |
If you have a public record on file, please briefly explain the event and its resolution. | no public record on file |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My income is 6000 a month and my expenses including everything is 5400 a month. This consolidation will free up an additional 650. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My income is 6000 a month and my expenses including everything is 5400 a month. This consolidation will free up an additional 650. |
Which debts do you plan to pay off with this loan? | All of my credit cards and my car. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To payoff all of my credit cards and my car. |
Member Payment Dependent Notes Series 1208460
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208460 |
$14,400 |
$14,400 |
13.99% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208460. Member loan 1208460 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,417 / month |
Current employer: | Comcast Corporation | Debt-to-income ratio: | 6.54% |
Length of employment: | 8 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Comcast Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I plan to use my requested loan to complete restoring a classic car. I have a reputable net worth & stable employment. During my last personal credit check, I was given a score of 750+ via Transunion True Credit Svc. In addition, my monthly budget includes available funds of over $1000. Thank you!<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $39.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello, I currently plan to use the loan to complete restoring a classic car in progress & would need to complete additional things such as paint job, etc. I have a respectable net worth & record of stable employment. I currently have no open collection accounts or negative public records listed in my credit report. I have not been late with any payments in the past 12 months. Thank you for your time & review. |
What is your intended use for the loan proceeds? | Hello, I currently plan to use the loan to complete restoring a classic car in progress & would need to complete additional things such as paint job, etc. I have a respectable net worth & record of stable employment. I currently have no open collection accounts or negative public records listed in my credit report. I have not been late with any payments in the past 12 months. Thank you for your time & review. |
What are you buying? | Hello, I currently plan to use the loan to complete restoring a classic car in progress & would need to complete additional things such as paint job, etc. I have a respectable net worth & record of stable employment. I currently have no open collection accounts or negative public records listed in my credit report. I have not been late with any payments in the past 12 months. Thank you for your time & review. |
If you have a delinquency in the last 2 years, please explain the reason. | Hello and thank you for your review. I currently confirmed within my credit report, I do not have a reported delinquency via any account standing (Opened or Closed) in the last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello, thank you for your review and inquiry. My current monthly expenses including all subject matters provided in your inquiry total to approximately $850, leaving me with available funds of over $1000 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Hi, I believe this 2nd inquiry was submitted as a duplicate however I will re-enter my response to the initial question below and thank you once again for your inquiry:<br><br>Hello, thank you for your review and inquiry. My current monthly expenses including all subject matters provided in your inquiry total to approximately $850, leaving me with available funds of over $1000 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Hi, I believe this 2nd inquiry was submitted as a duplicate however I will re-enter my response to the initial question below and thank you once again for your inquiry:<br><br>Hello, thank you for your review and inquiry. My current monthly expenses including all subject matters provided in your inquiry total to approximately $850, leaving me with available funds of over $1000 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hello, The loan will be used to complete the process of restoring a classic car. I will be using roughly 70% for the exterior paint service, 25% for interior upholstery, and the remaining 5% for minor accessories and components. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello again, regarding your inquiry pertaining to mortgage payments; currently I do not have any mortgage dues or obligations. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello, thank you for your review and inquiry. My current monthly expenses including all subject matters provided in your inquiry total to approximately $850, leaving me with available funds of over $1000 a month. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello again, regarding your inquiry pertaining to mortgage payments; currently I do not have any mortgage dues or obligations. |
Member Payment Dependent Notes Series 1208469
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208469 |
$9,900 |
$9,900 |
13.99% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208469. Member loan 1208469 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Advanced Eye Care | Debt-to-income ratio: | 18.65% |
Length of employment: | < 1 year | Location: | BEL AIR, MD |
Home town: | |||
Current & past employers: | Advanced Eye Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > To PAY OFF all debt and consolidate into one low monthly payment. The debts are as follows: 2011 Owed Taxes, HSBC CC, Chase CC, Capital One CC, Best Buy CC, Zales CC and PayPal. I have lived the same status for 4 years & will continue to, no housing payment, just regular living expenses.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $7,100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off and close credit cards, consolidate into one low payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My husband pays 100% of our rent, we've been renting the condo for four years and hope to buy a house in two years. I pay utilities, cell phone bills etc... Electric $150.00 per month, Cell Phone $100.00 per month, Groceries $150.00 per week, Gas in Car $20.00 per week, Cable & Internet $75.00 per month, Car Insurance $130.00 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 2011 Owed Taxes $2,848.00 (Needs to be paid in full)<br>HSBC Credit Card (22%) $2,344.86 (Monthly $100.00)<br>Chase/WAMU (18%) $1,461.93 (Monthly $100.00)<br>Capital One (20%) $1,311.48 (I closed this account) (Monthly $100.00)<br>Best Buy $1,036.69 (18%) (Monthly $50.00)<br>Zales $377.73 (14%) (Monthly $50.00)<br>PayPal $500.00 (Monthly $75.00)<br>Total $9,880.69 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 2011 Owed Taxes $2,848.00 (Needs to be paid in full)<br>HSBC Credit Card (22%) $2,344.86 (Monthly $100.00)<br>Chase/WAMU (18%) $1,461.93 (Monthly $100.00)<br>Capital One (20%) $1,311.48 (I closed this account) (Monthly $100.00)<br>Best Buy $1,036.69 (18%) (Monthly $50.00)<br>Zales $377.73 (14%) (Monthly $50.00)<br>PayPal $500.00 (Monthly $75.00)<br>Total $9,880.69 |
Member Payment Dependent Notes Series 1208497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208497 |
$3,000 |
$3,000 |
16.29% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208497. Member loan 1208497 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | Dept. of Corrections | Debt-to-income ratio: | 19.87% |
Length of employment: | 3 years | Location: | Lehigh Acres, FL |
Home town: | |||
Current & past employers: | Dept. of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $3,598.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | 67 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To assist my parents with medical expenses. |
If you have a public record on file, please briefly explain the event and its resolution. | I dont have one. |
Please explain the reason why you carry a large revolving credit balance. | My mortgage. |
What are the estimated expenses? | About $3500.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total is $415.00 |
Member Payment Dependent Notes Series 1208506
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208506 |
$6,000 |
$6,000 |
12.12% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208506. Member loan 1208506 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | The Home Depot | Debt-to-income ratio: | 20.96% |
Length of employment: | 3 years | Location: | MORTON GROVE, IL |
Home town: | |||
Current & past employers: | The Home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I am looking to take care of some credit card debt. As I work full-time and have minimal expenses, I am currently paying them off. However, I would prefer to pay off the debt up front, and use that money to pay Lending Club instead, thus saving quite a bit of money on interest over the long run.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses:<br>- Rent is $300 (living with roommates)<br>- Transportation is a small, pre-owned car (I pay $100/month for the car with no interest and $40 in gas)<br>- Utilities are split evenly, so it comes out to $20-$30 per month<br>- Phone is $35 per month<br>- Insurance is basic insurance through work<br>- Food is all home made costing me around $5-$10 per day<br><br><br>Let me know if you have any other questions or on any of the above in particular.<br><br>Thank you. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My minimum monthly payment for my credit cards right now are around $150-200 per month (that amount is the sum of the minimum payments of two credit cards), at least these are the minimum payments that I have been making and have made quite a bit of headway. With this loan, monthly payments will still be at $200 per month, but bring added benefits of a) standard monthly payments that do not fluctuate and b) knowing that once these fixed payments are paid, credit card debt has been taken care of. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is $6,000. One currently carries an interest rate of 14%, while the other carries a rate of 18%. Current monthly payments combined total from $125-$175/month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | One is a Visa with an interest rate of 14%, while the other is a MasterCard carrying a rate of 18%. Combined, the cards have an outstanding balance of $6,000 with a combined minimum monthly payment ranging from $125-$175. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will not be used for multiple purposes, as all the funds will be used to pay off the two credit cards. The outstanding debt is $6,000 and so is the loan, so there will be no excess funds remaining. |
Member Payment Dependent Notes Series 1208519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208519 |
$13,000 |
$13,000 |
18.25% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208519. Member loan 1208519 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Chase bank | Debt-to-income ratio: | 10.35% |
Length of employment: | 5 years | Location: | Campbell, CA |
Home town: | |||
Current & past employers: | Chase bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > To consolidate credit cards and pay one payment.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,933.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1208540
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208540 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208540. Member loan 1208540 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Pag Central Florida Toyota | Debt-to-income ratio: | 9.08% |
Length of employment: | 3 years | Location: | orlando, FL |
Home town: | |||
Current & past employers: | Pag Central Florida Toyota | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I need to buy a new Diesel Engine for my truck. |
Member Payment Dependent Notes Series 1208605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208605 |
$2,200 |
$2,200 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208605. Member loan 1208605 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | City of Anaheim | Debt-to-income ratio: | 19.57% |
Length of employment: | 10+ years | Location: | Anaheim, CA |
Home town: | |||
Current & past employers: | City of Anaheim | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > GE Capital Credit is charging me 26.79% annual interest on my credit card. I'm doubling my monthly minimum payment of $55 and paying $110 per month but at the interest rate they are charging me it will take 5 years to payoff and I want to get rid of this high-interest rate account it's ridiculous!<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1208614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208614 |
$35,000 |
$35,000 |
23.13% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208614. Member loan 1208614 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Raich ende malter llp | Debt-to-income ratio: | 23.16% |
Length of employment: | 3 years | Location: | staten island, NY |
Home town: | |||
Current & past employers: | Raich ende malter llp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $21,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The current balances total approximately $33,000. Average interest rates are between 20-25%. Four credit cards with minimum monthly payments between $100-200 and one loan with a monthly payment of $700 a month. |
Which debts do you plan to pay off with this loan? | All my debts will be consolidated. I'm paying off a personal loan and four credit card balances. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating debt. I always make my payments on time but the balances are not moving down fast enough. I will be paying everything off and have one monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses are about $2000 a month which includes a small portion of my wages that goes into savings (miminal until I can pay down debt). That will leave me with $2000 to pay my new loan payment plus additional principal between payments when I can. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The current balances total approximately $33,000. Average interest rates are between 20-25%. Four credit cards with minimum monthly payments between $100-200 and one loan with a monthly payment of $700 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating debt. I always make my payments on time but the balances are not moving down fast enough. I will be paying everything off and have one monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses are about $2000 a month which includes a small portion of my wages that goes into savings (miminal until I can pay down debt). That will leave me with $2000 to pay my new loan payment plus additional principal between payments when I can. |
If you have a public record on file, please briefly explain the event and its resolution. | Can you please clarify the question and/or be more specific? I'm not aware of any deficiencies or liens. I pay all of my bills. |
Please explain the reason why you carry a large revolving credit balance. | As I've stated, I pay more than my minimums but I have too many separate bills due that it's taking too long to bring the debt down. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no housing expenses. |
Member Payment Dependent Notes Series 1208623
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208623 |
$6,000 |
$6,000 |
13.99% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208623. Member loan 1208623 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | GLOBAL INFO SYSTEMS | Debt-to-income ratio: | 14.55% |
Length of employment: | < 1 year | Location: | HOPWOOD, PA |
Home town: | |||
Current & past employers: | GLOBAL INFO SYSTEMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,897.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Kitchen remodel. |
Member Payment Dependent Notes Series 1208642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208642 |
$7,500 |
$7,500 |
8.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208642. Member loan 1208642 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | Walmart | Debt-to-income ratio: | 10.02% |
Length of employment: | 6 years | Location: | Bear, DE |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,382.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 13.40% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I file for bankruptcy over 8 years.I was not working at the time of the bankruptcy.Since then I have no late payments on any of my debts.I pay on time.I hope this answers your question.<br>Thank you for your help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2700.00 in medical bills.Which are from the Hospital and Doctors office and Imaging.CAT Scan,MRI.<br>I pay the medial on a monthly plan which total to175.00 Credit cards debt total 2614.00 monthly payment 110.00 average interest rate 18.00% and a loan of 2372.00 this loan % is 10.99 monthly payment 173.01The total is 7686.00. With the monthly total amount being 458.00.With this loan it will help us a lot to save money every month.I hope this answer you question.<br>Thank you for your help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2700.00 in medical bills.Which are from the Hospital and Doctors office and Imaging.CAT Scan,MRI.<br>I pay the medial on a monthly plan which total to175.00 Credit cards debt total 2614.00 monthly payment 110.00 average interest rate 18.00% and a loan of 2372.00 this loan % is 10.99 monthly payment 173.01The total is 7686.00. With the monthly total amount being 458.00.With this loan it will help us a lot to save money every month.I hope this answer you question.<br>Thank you for your help. |
Member Payment Dependent Notes Series 1208691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208691 |
$3,500 |
$3,500 |
13.67% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208691. Member loan 1208691 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,417 / month |
Current employer: | US Dept of Defense | Debt-to-income ratio: | 17.74% |
Length of employment: | 10+ years | Location: | HARTSELLE, AL |
Home town: | |||
Current & past employers: | US Dept of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Thanks for the funding so far. Our foundation for our home needs repairs. I have been at the same job for 18+ yrs and am short on funding all of it at once currently due to other matters. Always keep a strict budget but didn't have the cash upfront.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $26,313.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | had to 30 day late payments, was deployed to Iraq (USMC), trouble getting payments made online or mail. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance $125,000.00, 5.25% rate, $880/ month. No HELOC. |
Member Payment Dependent Notes Series 1208703
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208703 |
$5,000 |
$5,000 |
9.76% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208703. Member loan 1208703 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.82% |
Length of employment: | n/a | Location: | SALEM, VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Furniture and appliances.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,275.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Appliances and furniture. |
Member Payment Dependent Notes Series 1208720
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208720 |
$7,800 |
$7,800 |
8.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208720. Member loan 1208720 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,900 / month |
Current employer: | Alpha Analytical | Debt-to-income ratio: | 16.84% |
Length of employment: | < 1 year | Location: | Reno, NV |
Home town: | |||
Current & past employers: | Alpha Analytical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I want to consolidate my credit card debt, at a lower rate, through this loan. One monthly payment is more manageable and financially efficient than a couple spread out over a month.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,541.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $400 <br>Utilities: $50<br>Phone: $80<br>Car insurance/transportation: $100<br>Food: $175<br>Other: $250 |
Member Payment Dependent Notes Series 1208726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208726 |
$4,000 |
$4,000 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208726. Member loan 1208726 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | sheely's furniture | Debt-to-income ratio: | 24.29% |
Length of employment: | 10+ years | Location: | struthers, OH |
Home town: | |||
Current & past employers: | sheely's furniture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,110.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1208745
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208745 |
$2,000 |
$2,000 |
6.62% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208745. Member loan 1208745 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,167 / month |
Current employer: | Sears Holdings Corporation | Debt-to-income ratio: | 7.46% |
Length of employment: | 5 years | Location: | Henrietta, NY |
Home town: | |||
Current & past employers: | Sears Holdings Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Recent car trouble put too much of a temporary strain on my finances. Being able to pay off my credit card completely will save quite a bit on interest. My job is quite stable and I keep a very detailed budget with Mint so I will have no problems making the appropriate payments.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are rent with utilities $500, transportation $45, phone $70, and food around $150. |
Member Payment Dependent Notes Series 1208792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208792 |
$8,400 |
$8,400 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208792. Member loan 1208792 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | Procter & Gamble | Debt-to-income ratio: | 24.49% |
Length of employment: | 7 years | Location: | Powder Springs, GA |
Home town: | |||
Current & past employers: | Procter & Gamble | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I have had such success as a borrower with the Lending Club community that I can think of no other way to get help for home renovation. I just purchased a new home this month and it's a real fixer-upper. This loan will significantly help me with my renovations. I'm happy to answer any questions.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi Lender! Thanks for your question. Please see breakdown below:<br><br>- New home mortgage - $566<br>- Food - $500<br>- Life Insurance - $100<br>- Car insurance - $100<br>- Previously funding Lending Club loan (36 MOS) - $870<br>- Vehicle Gas - $200<br> - Note my vehicle is fully paid; no car note<br>- Utilities - $250<br>- Phone - $70 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Hi Lender! Thanks for your question. Please see previous response. |
Please explain the reason why you carry a large revolving credit balance. | Hi Lender! Thanks for your question. I carry a high credit balance because I have plans to travel to London with my family for the summer Olympic games. I put all related expenses for my family on my credit card (lodging, tickets, flights, etc.). They will all be reimbursing me prior to our departure in August. So the majority of the balance you see will be paid off this summer. |
What is the home improvement project you are planning? | Hi Lender! Thanks so much for your question! I get giddy thinking about my improvement plans! Please see below:<br><br>- Rebuild and extend back deck (including staining)<br>- Upgade kitchen applicances (fridge, microwave, stove)<br>- Rebuild/repair front porch steps<br>- Replace front door<br>- Clean and protect wood flooring<br>- Painting of entire house, both interior and exterior<br>- Upgrade light fixtures in dining, living, masterbed,guestbed, and office areas |
Is the improvement to your primary residence or an investment property? | Hi Lender! Thanks for your question. These improvements are intended for my primary residence. |
Member Payment Dependent Notes Series 1208809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208809 |
$10,000 |
$10,000 |
18.25% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208809. Member loan 1208809 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | first student | Debt-to-income ratio: | 14.88% |
Length of employment: | 10+ years | Location: | tiverton, RI |
Home town: | |||
Current & past employers: | first student | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $9,305.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1208818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208818 |
$20,000 |
$20,000 |
18.25% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208818. Member loan 1208818 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | Hilton | Debt-to-income ratio: | 23.89% |
Length of employment: | 7 years | Location: | Oak Forest, IL |
Home town: | |||
Current & past employers: | Hilton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $20,368.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know I have no delinquencys except for an amazon payment which was only $20 that I paid online,but somehow it did not go through and I did not know it until I paid the next payment and it was 30 days late. I must of not hit the submit button. |
If you have a public record on file, please briefly explain the event and its resolution. | 8 years ago bancruptcy,It was resolved in the courts and will be off my record in 2 years. I have had excellent credit ever since . I had such good credit that I was approved for too many credit cards,which is why I am paying them off with this loan and seriously never touching one again! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All my debt comes to approx 19,000.It is mostly credit card debt, which I will be paying off completely with this loan so it will free up all of my money so it will be easy to make my payments. I am getting rid of credit cards for good! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All my debt comes to approx 19,000.It is mostly credit card debt, which I will be paying off completely with this loan so it will free up all of my money so it will be easy to make my payments. I am getting rid of credit cards for good! |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no mortgage,taxes, or rent. My utilities are about $250 a month. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | my house is paid for, someone else pays the insurance and taxes. |
If you have a public record on file, please briefly explain the event and its resolution. | 8 years ago bancruptcy,It was resolved in the courts and will be off my record in 2 years. I have had excellent credit ever since . I had such good credit that I was approved for too many credit cards,which is why I am paying them off with this loan and seriously never touching one again! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $800 monthly. |
Which debts do you plan to pay off with this loan? | Mostly Credit Cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It will all be used to get completely out of credit card debt. It will be so much easier to make 1 payment each month , than making around 9 which gets overwhelming. |
Please explain the reason why you carry a large revolving credit balance. | This is the reason I'm getting the loan to pay off and get rid of all credit cards. |
Member Payment Dependent Notes Series 1208830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208830 |
$8,100 |
$8,100 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208830. Member loan 1208830 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | UNC Healthcare | Debt-to-income ratio: | 5.52% |
Length of employment: | 8 years | Location: | Bear Creek , NC |
Home town: | |||
Current & past employers: | UNC Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > This is to purchase an above ground pool<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is1685/month (this includes taxes and Insurance)<br>Utilities is 200/month (Water & Electric)<br><br>That is all my monthly expenses related to my Housing |
Is the improvement to your primary residence or an investment property? | This is my primary residence |
Member Payment Dependent Notes Series 1208833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208833 |
$6,200 |
$6,200 |
9.76% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208833. Member loan 1208833 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Westport Shipyard | Debt-to-income ratio: | 18.21% |
Length of employment: | 5 years | Location: | Aberdeen, WA |
Home town: | |||
Current & past employers: | Westport Shipyard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,852.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1208834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208834 |
$23,800 |
$23,800 |
19.22% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208834. Member loan 1208834 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,033 / month |
Current employer: | Lowes Inc | Debt-to-income ratio: | 17.28% |
Length of employment: | 5 years | Location: | ARNOLDSVILLE, GA |
Home town: | |||
Current & past employers: | Lowes Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Paying off all Credit Card Debt. Will be closing multiple Credit Card Accounts to focus on paying this loan off to get out and stay out of debt for good.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,074.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 58.10% | Months Since Last Record: | 106 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Can you be more specific with your question? I do not have any current public records on file that I am aware of. Are you showing a recent public record on my credit profile? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances, rates, and monthly payments are very similar to this loans term however they are revolving which would pay off at much slower rate thus me wanting this fixed term loan so I can faster with peace of mind. |
If you have a public record on file, please briefly explain the event and its resolution. | Can you be more specific with your question? I do not have any current public records on file that I am aware of. Are you showing a recent public record on my credit profile? |
Please explain the reason why you carry a large revolving credit balance. | I accumulated revolving debt due to some unexpected bills. With this loan I will be able to pay off all revolving debt and I will then evaluate which accts of those to close. I will leave some open however to maintain my credit history so It doesn't adversely affect my credit score and profile. |
If you have a public record on file, please briefly explain the event and its resolution. | Can you be more specific with your question? I do not have any current public records on file that I am aware of. Are you showing a recent public record on my credit profile? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances, rates, and monthly payments are very similar to this loans term however they are revolving which would pay off at much slower rate thus me wanting this fixed term loan so I can faster with peace of mind. |
If you have a public record on file, please briefly explain the event and its resolution. | Can you be more specific with your question? I do not have any current public records on file that I am aware of. Are you showing a recent public record on my credit profile? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances, rates, and monthly payments are very similar to this loans term however they are revolving which would pay off at much slower rate thus me wanting this fixed term loan so I can faster with peace of mind. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | This question is very similar to the one already asked by criticalmiss. As far as All debt I am attempting pay should have any pertinent details on my credit profile? This would also include any mortgage info. I hope this helps |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan funds are exclusively being used to consolidate all revolving debt to get the debt paid off in a faster structured timeframe vs the much slower revolving balances that are very slow to go down at current monthly payments. I will be paying roughly the same amount now per month however with the fixed interest rate and payment the loan will be paid off within the 60 month timeframe. As you know the revolving would take many more years than the 5 this loan allows |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances, rates, and monthly payments are very similar to this loans term however they are revolving which would pay off at much slower rate thus me wanting this fixed term loan so I can faster with peace of mind. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | This question is very similar to the one already asked by criticalmiss. As far as All debt I am attempting pay should have any pertinent details on my credit profile? This would also include any mortgage info. I hope this helps |
Member Payment Dependent Notes Series 1208905
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208905 |
$29,700 |
$29,700 |
15.31% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208905. Member loan 1208905 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Greystar | Debt-to-income ratio: | 20.02% |
Length of employment: | 4 years | Location: | Smyrna, GA |
Home town: | |||
Current & past employers: | Greystar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,484.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 credit cards with balances of $10000 and $22000. Both are nearing the limit and have been at that amount for years. The Discover card has a rate of 17% and the BoA is 14%. The BoA minimum payment is $420 and the Discover is $200 (approx). With my income I have only used the cards for emergencies in the last 2 years but I am not making a dent in getting them paid off. Having one monthly payment and no balance on those cards will greatly help me dig out of this credit hole. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $780, Car - $415, Monthly Gas - $150, Food - $200, Utilities (gas, electric, phone, internet) - $275, Car Ins - $70. |
Which debts do you plan to pay off with this loan? | I will be paying off a Discover card and a Bank of America card. |
Please explain the reason why you carry a large revolving credit balance. | Essentially, up until about 3-4 years ago I was living above my means. I wasn't making very good money but I lived like I did. Since then I have been much more cognizant about what I truly NEED versus what I WANT. I don't use credit cards (except for emergency situations) but it seems like I never see the balances decrease. |
Member Payment Dependent Notes Series 1208908
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208908 |
$12,000 |
$12,000 |
15.31% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208908. Member loan 1208908 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Wal-Mart Distribution Center | Debt-to-income ratio: | 18.24% |
Length of employment: | 7 years | Location: | POINT, TX |
Home town: | |||
Current & past employers: | Wal-Mart Distribution Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > discover card, bank of america, gm, chase, and irs payoff<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt BAL $5500 high interest <br>Student Loan Federal BAL $12000 at 6% $150/mo<br>Personal Loan (lone star)BAL $5000 at 9% $130/mo<br>mortgage payment BAL $55000 $425/mo<br>Chase Auto loan BAL $3000 at 9% $191/mo |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $425<br>cell phone and internet $150<br>insurance $100<br>truck $191<br>Student loan $149<br>personal loan $130<br>Gas and food $600<br>credit cards- vary |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | i have 425 a month in mortgage payment. it is on land (17acres) i did not finance the house |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | purely debt consolidation i asked for slightly more than i think my credit score may reflect as relevant so i know im able to eliminate all other expenses and focus on one goal. anything left over will be saved for payoff of the loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt BAL $5500 high interest <br>Student Loan Federal BAL $12000 at 6% $150/mo<br>Personal Loan (lone star)BAL $5000 at 9% $130/mo<br>mortgage payment BAL $55000 $425/mo<br>Chase Auto loan BAL $3000 at 9% $191/mo |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | purely debt consolidation i asked for slightly more than i think my credit score may reflect as relevant so i know im able to eliminate all other expenses and focus on one goal. anything left over will be saved for payoff of the loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt BAL $5500 high interest <br>Student Loan Federal BAL $12000 at 6% $150/mo<br>Personal Loan (lone star)BAL $5000 at 9% $130/mo<br>mortgage payment BAL $55000 $425/mo<br>Chase Auto loan BAL $3000 at 9% $191/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt BAL $5500 high interest <br>Student Loan Federal BAL $12000 at 6% $150/mo<br>Personal Loan (lone star)BAL $5000 at 9% $130/mo<br>mortgage payment BAL $55000 $425/mo<br>Chase Auto loan BAL $3000 at 9% $191/mo |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $425<br>cell phone and internet $150<br>insurance $100<br>truck $191<br>Student loan $149<br>personal loan $130<br>Gas and food $600<br>credit cards- vary |
Please explain the reason why you carry a large revolving credit balance. | The reason i carry so much revolving debt is due mostly to college expenses. I wanted to hurry up and graduate so i reduced my workload and worked a 40hr a week internship in which i did not get paid, i used the cards to sustain cash flow. Now i want to get them under control |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt BAL $5500 high interest <br>Student Loan Federal BAL $12000 at 6% $150/mo<br>Personal Loan (lone star)BAL $5000 at 9% $130/mo<br>mortgage payment BAL $55000 $425/mo<br>Chase Auto loan BAL $3000 at 9% $191/mo |
Which debts do you plan to pay off with this loan? | All Credit card debts and $1500 i will owe the Irs for 2011. Also my chase account in order to reduce my overall monthly expense. Anything left over will be put in an account for emergency or payoff of this loan |
Member Payment Dependent Notes Series 1208919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208919 |
$10,000 |
$10,000 |
8.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208919. Member loan 1208919 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | Touch of Class Salon | Debt-to-income ratio: | 17.22% |
Length of employment: | 10+ years | Location: | NEW CASTLE, DE |
Home town: | |||
Current & past employers: | Touch of Class Salon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > The monthly payment on this loan will be less than the minimum payments on the credit cards to be paid off.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 4 cards. 2 visas, 2 mastercards. Interest rates have been raised to over 20%. 2 have balances of about $3300 (each), and 2 have balances of about $1500 (each). Payment on the higher balance cards is about $100/month each, and the lower balance cards about $50/month each.<br><br>The payment before/after the refinance is about the same, the difference is that most of the new payment will go to principle, as opposed to interest. Thank you. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The current total of credit card payments is about $305, which will all be paid off with this loan. The payment for this loan was shown to be $315.<br><br>The payment before/after the refinance is about the same, the difference is that most of the new payment will go to principle, as opposed to interest. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My car is paid off and I don't anticipate purchasing another until this loan is paid off. The total for the above categories is about $750/month. My only personal bills are cell phone and car insurance ($200/month total), the rest of living expenses are shared with partners and amounts to the other $500/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My car is paid off and I don't anticipate purchasing another until this loan is paid off. The total for the above categories is about $750/month. My only personal bills are cell phone and car insurance ($200/month total), the rest of living expenses are shared with partners and amounts to the other $500/month. |
Member Payment Dependent Notes Series 1208986
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1208986 |
$18,000 |
$18,000 |
17.27% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1208986. Member loan 1208986 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Government | Debt-to-income ratio: | 16.74% |
Length of employment: | 10+ years | Location: | Frederick, MD |
Home town: | |||
Current & past employers: | Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Consolidating all debt<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $16,592.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | 81 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | medical exepense from nursing home expense for 10 months |
If you have a public record on file, please briefly explain the event and its resolution. | Disputed and then agreement to resolve. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current payments are about 1200 per month which lian would almost half expenses |
Which debts do you plan to pay off with this loan? | Car, credit cards and small loan |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | debt consolidation of car, credit cards, and small loan |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $700, currently living in rent to own |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current payments are about 1200 per month which lian would almost half expenses |
If you have a delinquency in the last 2 years, please explain the reason. | medical exepense from nursing home expense for 10 months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current payments are about 1200 per month which lian would almost half expenses |
Please explain the reason why you carry a large revolving credit balance. | due to large medical expenses for 2 yrs had to live on credit and now trying to resolve the debts that linger after the medical |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx 1500 to 1600 pluse added monthly expense of 1200 debt where this will cut to almost have of debt expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx 1500 to 1600 pluse added monthly expense of 1200 debt where this will cut to almost have of debt expenses |
Member Payment Dependent Notes Series 1209066
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209066 |
$20,000 |
$20,000 |
6.62% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209066. Member loan 1209066 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Sambreel | Debt-to-income ratio: | 6.24% |
Length of employment: | 1 year | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Sambreel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I own a software as a service company that I have been running on the side for the past 8 years. I would like to use this money to upgrade existing software to the enterprise level to expand my offerings.<br><br> Borrower added on 03/28/12 > This is a loan to purchase software for an existing business that I have been operating on the side for the last 8 years. I am upgrading from a standard license to an Enterprise license that will allow me to enhance my offerings to my clients and generate more revenue.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have increased the breath of the services I will offer to my clients. However, in doing so, I need to upgrade one of my licenses from standard to Enterprise in order to provide these new services. These new services will allow me to increase my revenue over time. |
Can you provide some high level financials on the monthly costs / revenue of your business? | This is a per-transaction based SaaS. <br>I yield $2.50 per transaction and currently run in the range of 1000-2500 transactions per month. This number fluctuates based on the current business of my clients. I am adding new services that should increase this number. This loan will be used to fund the role out of these new services.<br>Currently Monthly costs are for the rack space my servers reside and this is $300 per month. This is a one man business so costs to run are very low. |
What is your intended use for the loan proceeds? | I have increased the breath of the services I will offer to my clients. However, in doing so, I need to upgrade one of my licenses from standard to Enterprise in order to provide these new services. These new services will allow me to increase my revenue over time. |
What type of business are you starting? | I am not starting a business, I am growing a current business. |
Member Payment Dependent Notes Series 1209068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209068 |
$10,000 |
$10,000 |
17.99% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209068. Member loan 1209068 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Fisher Wallace Laboratories, LLC | Debt-to-income ratio: | 9.49% |
Length of employment: | 3 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Fisher Wallace Laboratories, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $14,917.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay for marketing costs of my new consulting business over the course of a year. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rest 1250, transport 100 (subway pass), utilities 300 (gas, electric, internet), phone 100, insurance 500, food 400 |
If you have a delinquency in the last 2 years, please explain the reason. | I can't remember any delinquency in last 2 years. I pay all of my bills on time. If I have a late payment on my credit report, it is an aberration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rest 1250, transport 100 (subway pass), utilities 300 (gas, electric, internet), phone 100, insurance 500, food 400 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the loan to pay for marketing expenses for my new consulting business. |
Please explain the reason why you carry a large revolving credit balance. | I am an entrepreneur and have funded my business with credit. I have grown business income and profit every year for the past 4 years. Within 3-4 years I should be out of debt. |
Please explain the reason why you carry a large revolving credit balance. | I am an entrepreneur and have funded my business with credit. I have grown business income and profit every year for the past 4 years. Within 3-4 years I should be out of debt. |
Please describe your experience/familiarity with the business you are starting/started? | I am an expert in my field. HarperCollins is publishing my first book on the subject this July. I am using the book as a marketing tool for my business. I am using the loan to help fund my marketing efforts. |
What is your intended use for the loan proceeds? | to pay for marketing costs of my new consulting business over the course of a year. |
Member Payment Dependent Notes Series 1209084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209084 |
$5,000 |
$5,000 |
18.25% |
1.00% |
April 3, 2012 |
April 8, 2017 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209084. Member loan 1209084 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,127 / month |
Current employer: | Eaton | Debt-to-income ratio: | 17.28% |
Length of employment: | < 1 year | Location: | La Grange, KY |
Home town: | |||
Current & past employers: | Eaton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $6,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1209114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209114 |
$7,000 |
$7,000 |
8.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209114. Member loan 1209114 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Gypsum Express | Debt-to-income ratio: | 19.89% |
Length of employment: | < 1 year | Location: | SYRACUSE, NY |
Home town: | |||
Current & past employers: | Gypsum Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,912.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209120
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209120 |
$7,000 |
$7,000 |
8.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209120. Member loan 1209120 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,750 / month |
Current employer: | Aquesys | Debt-to-income ratio: | 24.72% |
Length of employment: | 2 years | Location: | San Clemente, CA |
Home town: | |||
Current & past employers: | Aquesys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,224.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1209124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209124 |
$8,000 |
$8,000 |
7.90% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209124. Member loan 1209124 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | American Technologies | Debt-to-income ratio: | 10.68% |
Length of employment: | 1 year | Location: | Van Nuys, CA |
Home town: | |||
Current & past employers: | American Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > I am currently transferring for work and will be moving locations. The amount of moving can be quite steep and will need a little bit of help. I figure if a small amount of money was needed, I may as well consolidate as well after i graduated.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $606.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards- $900 debt 24% - Pay off monthly<br><br>Student Loans-<br><br>Sallie Mae- Loan 1- $1,100 2.7%<br> Loan 2- $2,300 9.7%<br> Loan 3- $1,800 14%<br><br>Great Lakes- Loan- $7,100 8%<br><br>Automobile- $1,200 |
Member Payment Dependent Notes Series 1209129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209129 |
$11,400 |
$11,400 |
12.12% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209129. Member loan 1209129 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | United Parcel Service | Debt-to-income ratio: | 23.74% |
Length of employment: | 6 years | Location: | Amelia Court House, VA |
Home town: | |||
Current & past employers: | United Parcel Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am using this loan to pay off all credit card debt to close those accounts and fix my car. I have a very stable job that I keep advancing in my career. I have never had a late payment.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All together about $2200.00/m which this loan will decrease it $400.00 or more/month. Also, I have never had a late payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7 credit cards all at 29.99% totaling $9,666. I pay about $700 a month between them all. Which I am applying for this loan to pay them all off and close the accounts. Student loan is paid off. Mortgage is $526.98 a month at 5.5%. Car loan is $382.09/m at 15% with only 2 years left. The remainder of the loan will go into fixing my car (needs a water pump) |
Member Payment Dependent Notes Series 1209131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209131 |
$5,000 |
$5,000 |
6.62% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209131. Member loan 1209131 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Team One Contract Services | Debt-to-income ratio: | 1.20% |
Length of employment: | 2 years | Location: | LOCUST GROVE, GA |
Home town: | |||
Current & past employers: | Team One Contract Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a monthly loan payment of $187. I still have about $3800 left to repay on that loan. However, that is my only significant debt at this time. My rent is $850 per month. I have no significant credit card debt, no student loans, and no home mortgage payment. |
Member Payment Dependent Notes Series 1209190
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209190 |
$3,000 |
$3,000 |
13.99% |
1.00% |
March 28, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209190. Member loan 1209190 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | People's United Bank | Debt-to-income ratio: | 21.84% |
Length of employment: | 3 years | Location: | Springfield, VT |
Home town: | |||
Current & past employers: | People's United Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > The purpose is to eliminate all of my debt to one payment, for when I go back to school in the fall and my hours go from 40 to 35 per week.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $2,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209232 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209232. Member loan 1209232 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,375 / month |
Current employer: | ACS State & Local Solutions INC A Xerox | Debt-to-income ratio: | 9.98% |
Length of employment: | 6 years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | ACS State & Local Solutions INC A Xerox | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent,car/life insurance,utilities,call phone, food &transportation |
Please explain the reason why you carry a large revolving credit balance. | I have a total of 3 credit cards for a few years now. I will use and pay over and over. My balances increased through the years, i would use them for holidays every year and other non necessity purchases. However i never missed or been late on my payments. I am looking to pay off these balances and close the accounts so i could be only paying on this 1 loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa credit card 3950.00<br>master credit card 2610.00<br>walmart credit 1270.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent,car/life insurance,utilities,call phone, food &transportation |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent,utilities, car/life insurance, cell phone, credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa credit card 3950.00<br>master credit card 2610.00<br>walmart credit 1270.00 |
Which debts do you plan to pay off with this loan? | 3 credit cards<br>Bank of america visa<br>Chase master card<br>Walmart credit |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off 3 credit cards with high balances and planning to close accounts to only pay one debt |
Please explain the reason why you carry a large revolving credit balance. | I have a total of 3 credit cards for a few years now. I will use and pay over and over. My balances increased through the years, i would use them for holidays every year and other non necessity purchases. However i never missed or been late on my payments. I am looking to pay off these balances and close the accounts so i could be only paying on this 1 loan. |
Member Payment Dependent Notes Series 1209235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209235 |
$25,475 |
$25,475 |
13.99% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209235. Member loan 1209235 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | united state postal service | Debt-to-income ratio: | 28.92% |
Length of employment: | 10+ years | Location: | YONKERS, NY |
Home town: | |||
Current & past employers: | united state postal service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,827.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | paying off credit cards |
Member Payment Dependent Notes Series 1209269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209269 |
$5,000 |
$5,000 |
14.65% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209269. Member loan 1209269 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,900 / month |
Current employer: | Los Angeles Superior Court | Debt-to-income ratio: | 14.90% |
Length of employment: | 10+ years | Location: | Burbank, CA |
Home town: | |||
Current & past employers: | Los Angeles Superior Court | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Fund will be used to payoff high interest loans. I 've always paid my credit cards on time. I 've had this job for the past 18 years. My job<br>is very secure since it's a goverment job.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $7,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Part of the loan will be paid of for the high interest loan with Cash Call and portion of it will go toward fixing<br>my car. |
Please provide additional details regarding the purpose of the loan. | I will use large portions of the loan to consolidate the high interst credit cards, and small portions of it |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquency in the past 2 years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1000.00 |
What is your intended use for the loan proceeds? | Part of the loan will be paid of for the high interest loan with Cash Call and portion of it will go toward fixing<br>my car. |
Please provide additional details regarding the purpose of the loan. | I will use large portions of the loan to consolidate the high interst credit cards, and small portions of it |
Member Payment Dependent Notes Series 1209350
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209350 |
$16,800 |
$16,800 |
13.11% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209350. Member loan 1209350 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Sacred Heart Church | Debt-to-income ratio: | 24.54% |
Length of employment: | 9 years | Location: | Columbus, NJ |
Home town: | |||
Current & past employers: | Sacred Heart Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I would like to consolidate my bills and cancel a lot of the credit cards that I have. I have been at my job almost 10 years and will probably retire from here.Right now I am paying over $800 a month for these bills so this payment will be so much easier to make for me.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $450, Utilities my share is about $350 a bit more for summer, phone is $50, I don't have long distance calls and my cell is a prepaid. Car Insurance is $125 per month and renters insurance is $200+ for the year. Food and hygiene is about $600 a month. I belong to Curves an exercise facility and that is $37 per month. I also have an IRA which is $50 per month and then my church donation which is $120 per month. Then there are any car repairs. My car is paid off butit is 9 yrs. old. |
Which debts do you plan to pay off with this loan? | Credit cards. Specifically some catalog cards like Roaman's, Avenue, One Stop Plus, There is a VISA and Mastercard also. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is to pay off my credit cards and to get rid of most of them. I do want a card for car repairs or emergencies but the store cards and high interest cards all have to go. |
Member Payment Dependent Notes Series 1209353
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209353 |
$10,000 |
$10,000 |
18.25% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209353. Member loan 1209353 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Unc aramark | Debt-to-income ratio: | 12.95% |
Length of employment: | 6 years | Location: | DURHAM, NC |
Home town: | |||
Current & past employers: | Unc aramark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,241.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1209355
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209355 |
$24,000 |
$24,000 |
8.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209355. Member loan 1209355 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Penn State College of Medicine | Debt-to-income ratio: | 20.50% |
Length of employment: | < 1 year | Location: | Hummelstown, PA |
Home town: | |||
Current & past employers: | Penn State College of Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > Debt consolidation for credit card with $22,000 balance with an approx 25%, interest rate, want to bring down interest rate. Exploring this option.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt balances 1x credit card with $22,000 balance with an approx 25%, interest rate. I have no outstanding student loans, rent is $1025 monthly,own my car, . Also have $15,000 in "0%" debt as a balance transfer, 740+ credit score, have not maxed out line of credit looking for better interest rates to pay of loans. |
Member Payment Dependent Notes Series 1209366
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209366 |
$9,600 |
$9,600 |
12.12% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209366. Member loan 1209366 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Quintain Marketing | Debt-to-income ratio: | 7.13% |
Length of employment: | 1 year | Location: | Annapolis, MD |
Home town: | |||
Current & past employers: | Quintain Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Looking for a way to organize my budget as quickly and easily as possible.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,092.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 1,400 per month at 3.875% fixed, student loans $250 per month and 14,000 total owed, credit card total of 5,000 owed with a minimum payment of $140.00 per month. |
Member Payment Dependent Notes Series 1209428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209428 |
$35,000 |
$35,000 |
20.99% |
1.00% |
March 28, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209428. Member loan 1209428 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | Precision Development | Debt-to-income ratio: | 23.40% |
Length of employment: | 1 year | Location: | Santa Monica, CA |
Home town: | |||
Current & past employers: | Precision Development | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum for all credit cards: ~$2200.<br>With Loan: ~$1500 and then after 2-3 months this loan will be the only payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi,<br>Answers below are per month outside of credit card debt.<br>Portion of rent: $300.00<br>Phone: $185<br>Insurance (Car & Renters): $144.00<br>Food: $250.00<br>Transportation: $125.00<br>Cable: $89.00<br>Utilities: N/A<br><br>Hope that clarifies...Thanks... |
Member Payment Dependent Notes Series 1209447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209447 |
$2,500 |
$2,500 |
14.65% |
1.00% |
March 29, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209447. Member loan 1209447 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Minute Market | Debt-to-income ratio: | 2.85% |
Length of employment: | 5 years | Location: | TALENT, OR |
Home town: | |||
Current & past employers: | Minute Market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1100 |
Member Payment Dependent Notes Series 1209461
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209461 |
$2,000 |
$2,000 |
15.81% |
1.00% |
April 3, 2012 |
April 8, 2015 |
April 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209461. Member loan 1209461 was requested on March 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | Wireless Advocates | Debt-to-income ratio: | 12.91% |
Length of employment: | 1 year | Location: | Hampton, VA |
Home town: | |||
Current & past employers: | Wireless Advocates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/25/12 > Pay off Wells Fargo and BML. Will be closing BML and keeping WF for emergencies only. WF got me through undergrad.<br>
A credit bureau reported the following information about this borrower member on March 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Wells Fargo $1100 interest rate is 11.25% Bill Me Later $700 29.99%. BML some of the balance is interest free for 6 months, but must of it is the 29.99%. I have about %25,000 in student loans, however my parents are taking care of undergrad school loans. No mortgage, lines of credit, etc. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone: $79. Gas for car about $80 food about $60-100 (depending on eating out). Insurance $66 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No rent/mortgage. Car insurance $66.09. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Wells Fargo $1100 interest rate is 11.25% Bill Me Later $700 29.99%. BML some of the balance is interest free for 6 months, but must of it is the 29.99%. I have about %25,000 in student loans, however my parents are taking care of undergrad school loans. No mortgage, lines of credit, etc. |
Please explain the reason why you carry a large revolving credit balance. | I paid down my debt, then tried to take care of a significant other's finances while they were going through a tough time. I ended up stuck with the bill of it all. |
Member Payment Dependent Notes Series 1209463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209463 |
$16,000 |
$16,000 |
7.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209463. Member loan 1209463 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Software Development Firm | Debt-to-income ratio: | 6.43% |
Length of employment: | 5 years | Location: | McKinney, TX |
Home town: | |||
Current & past employers: | Software Development Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is another LendingClub loan of $5800 balance with a payment of $307. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $500<br>Utilities - $120<br>Phone - $70<br>Insurance - $50<br>Food - $150 |
Please explain the reason why you carry a large revolving credit balance. | The only balance I have is from a prior lending club loan and some new expenses at high interest rates.<br>This loan will be used to consolidate those two. |
Which debts do you plan to pay off with this loan? | I will consolidate my previous lending club loan, scheduled pay off mid 2012, and some other high interest debt recently acquired. This is like a refinancing for me. |
What is your intended use for the loan proceeds? | This will go to consolidate some debt recently acquired at a lower interest rate. |
Member Payment Dependent Notes Series 1209490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209490 |
$7,850 |
$7,850 |
7.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209490. Member loan 1209490 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | United Parcel Service | Debt-to-income ratio: | 3.84% |
Length of employment: | 1 year | Location: | South Holland, IL |
Home town: | |||
Current & past employers: | United Parcel Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are about $450 |
Member Payment Dependent Notes Series 1209501
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209501 |
$18,825 |
$18,825 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209501. Member loan 1209501 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Caterpillar | Debt-to-income ratio: | 20.37% |
Length of employment: | 6 years | Location: | Galesburg, IL |
Home town: | |||
Current & past employers: | Caterpillar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209526
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209526 |
$3,500 |
$3,500 |
13.11% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209526. Member loan 1209526 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | ATT Wireless | Debt-to-income ratio: | 14.67% |
Length of employment: | 2 years | Location: | JOHNSTOWN, PA |
Home town: | |||
Current & past employers: | ATT Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Looking to consolidate credit card debt due to high interest<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - Kay card 500 payment - 50/month. Chase - 100, 20/month, capital one - 650, 25/month. Dell - 630 35/month. Sears - 1300 45/month.<br>Auto loan - 10,000 241/month<br>Mortgage 45,000 500/month<br><br><br>The loan would be to consolidate all of the credit card. Not sure of rates, they're all around 25-30% on the credit cards |
Member Payment Dependent Notes Series 1209565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209565 |
$16,750 |
$16,750 |
12.12% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209565. Member loan 1209565 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,342 / month |
Current employer: | AT&T | Debt-to-income ratio: | 5.27% |
Length of employment: | 10+ years | Location: | marietta, GA |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $12,500.00<br>payments around $600-700<br>mortgage $2600<br>no student loans |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Cost allication: 1. credit cards: 8200 + 1999+3000+1800+850+900 |
Member Payment Dependent Notes Series 1209577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209577 |
$17,625 |
$17,625 |
7.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209577. Member loan 1209577 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | GTRR Inc., | Debt-to-income ratio: | 7.06% |
Length of employment: | 7 years | Location: | Jonesboro, GA |
Home town: | |||
Current & past employers: | GTRR Inc., | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I am planning to use the funds to consolidate my debts as I am paying so much on individual accounts. It will consolidate and make it one easier payment<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,834.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209583 |
$6,000 |
$6,000 |
13.11% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209583. Member loan 1209583 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Community corrections | Debt-to-income ratio: | 11.36% |
Length of employment: | 2 years | Location: | YOUNGSTOWN, OH |
Home town: | |||
Current & past employers: | Community corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,458.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 3000 28% min 100 jcpenny 2200 28% min 140 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I owe 200 on a childrens place card as well but thats not a problem the balance is too low to incur significant interest |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 3000 28% min 100 jcpenny 2200 28% min 140 |
Member Payment Dependent Notes Series 1209591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209591 |
$2,400 |
$2,400 |
15.31% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209591. Member loan 1209591 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,600 / month |
Current employer: | Costco Wholesale Corporation | Debt-to-income ratio: | 18.50% |
Length of employment: | 2 years | Location: | Plainfield, IL |
Home town: | |||
Current & past employers: | Costco Wholesale Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Payoff of credit cards and pay each payment diligently!<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $791.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi! And thank you for the question.<br><br>Current debt balance for highest credit card balance is 1,400 at 23.99%<br>Second is 200 and still carrying 0%.<br>Third is also 200 at 20.99%. I would primarily like to pay these off and consolidate my<br>Payments to one on the loan.<br> I do also have 2 student loans being paid on monthly with a variable rate. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Right now I am paying no monthly rent or utility bills, only credit card payments. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Please see above answer thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi! And thank you for the question.<br><br>Current debt balance for highest credit card balance is 1,400 at 23.99%<br>Second is 200 and still carrying 0%.<br>Third is also 200 at 20.99%. I would primarily like to pay these off and consolidate my<br>Payments to one on the loan.<br> I do also have 2 student loans being paid on monthly with a variable rate. |
Which debts do you plan to pay off with this loan? | Credit card debt and make a few educational loan payments as well. |
Member Payment Dependent Notes Series 1209649
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209649 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209649. Member loan 1209649 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Eric H. Green & Associates | Debt-to-income ratio: | 14.65% |
Length of employment: | 1 year | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Eric H. Green & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Paying off my only credit card...finally.<br><br> Borrower added on 03/27/12 > Credit Card Debt<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,776.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I dont have any rent expenses. My cell phone bill which is $100 monthly, transportation $100 monthly, food about $150 monthly. |
What is your intended use for the loan proceeds? | To pay off my one credit card in full |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I only have one Mastercard which currently has a balance about a little over 15,000.00. The interest rate is extremely high close to 28% i think and my current monthly payments are about $500 a month. I always pay more than the minimum balance but the interest rate is to much for me to overcome. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have one credit card with a monthly payment of about $500.00. With this loan i will completely wipe out any debt i have and can focus solely on repaying the loan from the lending club. I always try to pay more than the minimum payment but the interest rate is to much to overcome. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I dont have any rent expenses. My cell phone bill which is $100 monthly, transportation $100 monthly, food about $150 monthly. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I dont have any rent, mortgage, loan or any other credit expenses. I do not reside on my own. |
Member Payment Dependent Notes Series 1209696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209696 |
$6,325 |
$6,325 |
13.67% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209696. Member loan 1209696 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Carousel Industries | Debt-to-income ratio: | 22.76% |
Length of employment: | < 1 year | Location: | DENHAM SPRINGS, LA |
Home town: | |||
Current & past employers: | Carousel Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Loan to decrease interest on all credit cards<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,978.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1209713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209713 |
$14,950 |
$14,950 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209713. Member loan 1209713 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,875 / month |
Current employer: | Cognizant Technology Solutions | Debt-to-income ratio: | 5.55% |
Length of employment: | < 1 year | Location: | SOMERSET, NJ |
Home town: | |||
Current & past employers: | Cognizant Technology Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Purchase of land or pay off credit card<br><br> Borrower added on 03/26/12 > I am planning to payoff credit card or purchase land or invest this money.I will be paying of the money as was understood. I also understand that i can pay off the loan amt before the term to save interest if i can and there is no prepayment fees. I will also verify the email and bank account info..<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,246.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1209749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209749 |
$19,600 |
$19,600 |
13.67% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209749. Member loan 1209749 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Yoga Soup | Debt-to-income ratio: | 15.87% |
Length of employment: | 2 years | Location: | Santa Barbara, CA |
Home town: | |||
Current & past employers: | Yoga Soup | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am full time employed with a stable job. I plan to consolidate my debt & to lower my monthly payments & interest rates. I am passionate & motivated, & grateful to have the opportunity to start over with a better interest rate, get out of credit card debt.<br><br> Borrower added on 03/28/12 > Thank you to my investors so far! I am positively inspired and on the right track.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,624.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card debt. This loan gives me a much better interest rate also. Thank you for asking and considering. |
Member Payment Dependent Notes Series 1209765
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209765 |
$30,000 |
$30,000 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209765. Member loan 1209765 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | shreveport fire dept | Debt-to-income ratio: | 12.12% |
Length of employment: | 10+ years | Location: | shreveport , LA |
Home town: | |||
Current & past employers: | shreveport fire dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards- 180<br>Student loan - 98<br>Mortgage - 671<br>Car payments - 1200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards- 180<br>Student loan - 98<br>Mortgage - 671<br>Car payments - 1200 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | T<br>he purpose of the loan is to pay off credit accounts to consolidate and the have the rest in an account for immigration process for my family member. The majority of the money will not be spent, it will be in an account. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Home insurance -40 month<br>Utilities -250 month<br>taxes- 233 year |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards- 180<br>Student loan - 98<br>Mortgage - 671<br>Car payments - 1200 |
Which debts do you plan to pay off with this loan? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
What is your intended use for the loan proceeds? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
Please explain the reason why you carry a large revolving credit balance. | I did acquire some debt due to being in nursing school. Last year I graduated and started musing through contracts and increase my income by significantly. In the last 6 months I have been over paying all my resolving accounts to eliminate that debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards- 180<br>Student loan - 98<br>Mortgage - 671<br>Car payments - 1200 |
Which debts do you plan to pay off with this loan? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | T<br>he purpose of the loan is to pay off credit accounts to consolidate and the have the rest in an account for immigration process for my family member. The majority of the money will not be spent, it will be in an account. |
What is your intended use for the loan proceeds? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
What is your intended use for the loan proceeds? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
Which debts do you plan to pay off with this loan? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | T<br>he purpose of the loan is to pay off credit accounts to consolidate and the have the rest in an account for immigration process for my family member. The majority of the money will not be spent, it will be in an account. |
Which debts do you plan to pay off with this loan? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
Please explain the reason why you carry a large revolving credit balance. | I did acquire some debt due to being in nursing school. Last year I graduated and started musing through contracts and increase my income by significantly. In the last 6 months I have been over paying all my resolving accounts to eliminate that debt. |
Which debts do you plan to pay off with this loan? | all lines of credit will be paid off which is approximately 10000. The rest will be used for helping my family through the immigration process by showing cash in my account and paying legal fees. The majority of the fungs will not be spent, it will be in an account to build with money I already have to show assets for immigration. With me my family here in the states I will save several thousand dollars in traveling expenses. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | T<br>he purpose of the loan is to pay off credit accounts to consolidate and the have the rest in an account for immigration process for my family member. The majority of the money will not be spent, it will be in an account. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | T<br>he purpose of the loan is to pay off credit accounts to consolidate and the have the rest in an account for immigration process for my family member. The majority of the money will not be spent, it will be in an account. |
Member Payment Dependent Notes Series 1209770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209770 |
$12,000 |
$12,000 |
6.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209770. Member loan 1209770 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | Mass Department of Transitional Assistan | Debt-to-income ratio: | 12.45% |
Length of employment: | < 1 year | Location: | Leverett, MA |
Home town: | |||
Current & past employers: | Mass Department of Transitional Assistan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am interested in consolidating credit card debt. I have excellent credit and looking to take advantage of the low interest rate offered by lending club. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,599.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I would be paying off my Citi Bank card, balance $8750 at 12% interest, minimum payment aprox $130 and using the rest to pay off a roof loan from home depot at 14%, minimum payment $365, balance $2500. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment for my credit card is $130 at 12% interest. With this loan it would be aprox $360, at 7% interest, paid in 36 months. |
Member Payment Dependent Notes Series 1209788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209788 |
$25,000 |
$25,000 |
17.27% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209788. Member loan 1209788 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Crystal Rock | Debt-to-income ratio: | 12.32% |
Length of employment: | 10+ years | Location: | ORCHARD PARK, NY |
Home town: | |||
Current & past employers: | Crystal Rock | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am looking to payoff credit card debt and consolidate in to one payment and then eliminate credit cards. My employment is secure and I am a very responsible person. I will be debt free in 3 years and can easily afford a $900/mo payment. I have a company car that is insured & fueled by my employer<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $28,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,000/mo, transportation $0 (company car and fuel), electric $50, water $25, gas $50, phone $0 (company phone) renters insurance $15/mo (car insurance paid by company) food $500/mo. Presently I have 25K in credit card debt and pay over $1300/mo on minimun payments. If i can consolidate I can eliinate the cards and save about $500/mo. So to answer your first question, I have about $3K in monthly expenses. If loan is approved, it will be $2500.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 25K in credit card debt, all cards range from between 17% and 23.99%. Been making a little more than minimun payments on them but just not making a dent. I ran all my cards up about 3 years ago when my sister was ill to care for her. She passed in April of 2011 and its been a struggle. I have a personal loan, taken out for same reason that matures in about 15 months. Thats $300.00/mo. No mortgage or car payments. All in all, i spend about $1300/mo on credit cards and the loan. |
Member Payment Dependent Notes Series 1209790
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209790 |
$1,200 |
$1,200 |
13.99% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209790. Member loan 1209790 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,380 / month |
Current employer: | Associated Wholesalers Inc | Debt-to-income ratio: | 16.36% |
Length of employment: | 10+ years | Location: | LEBANON, PA |
Home town: | |||
Current & past employers: | Associated Wholesalers Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off high interest credit card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About$700 in expenses |
What is your intended use for the loan proceeds? | Pay off high interest credit card |
Member Payment Dependent Notes Series 1209791
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209791 |
$7,200 |
$7,200 |
20.50% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209791. Member loan 1209791 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | PSI | Debt-to-income ratio: | 16.28% |
Length of employment: | 1 year | Location: | GROVE CITY, OH |
Home town: | |||
Current & past employers: | PSI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Debt consolidation.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $6,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 90,000 school loan. |
Which debts do you plan to pay off with this loan? | credit card and medical |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit cards and medical |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay 1800 in bills with all expenses. |
Which debts do you plan to pay off with this loan? | credit card and medical |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay 1800 in bills with all expenses. |
Member Payment Dependent Notes Series 1209821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209821 |
$35,000 |
$35,000 |
21.48% |
1.00% |
March 29, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209821. Member loan 1209821 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | ABB CONCISE | Debt-to-income ratio: | 18.20% |
Length of employment: | 10+ years | Location: | Clarence Center, NY |
Home town: | |||
Current & past employers: | ABB CONCISE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $81,977.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209826
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209826 |
$25,000 |
$25,000 |
20.50% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209826. Member loan 1209826 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Walgreens | Debt-to-income ratio: | 7.71% |
Length of employment: | 8 years | Location: | Arvada, CO |
Home town: | |||
Current & past employers: | Walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $30,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2624 for mortgage, taxes and insurance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1850 for car payment, gas, phone/cable, insurance, and food. |
Please explain the reason why you carry a large revolving credit balance. | This is mostly debt from previous IVF cycles. The medication and treatment is VERY expensive. We have however, paid off $50,000+ in medical loans. |
What are the estimated expenses? | $30,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is being used for one purpose. |
What is your intended use for the loan proceeds? | Medical purposes. |
What is your intended use for the loan proceeds? | Medical purposes. |
What is your intended use for the loan proceeds? | Medical purposes. |
If you have a public record on file, please briefly explain the event and its resolution. | We have no public record on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | This loan is for medical purposes only. |
Member Payment Dependent Notes Series 1209855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209855 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209855. Member loan 1209855 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,833 / month |
Current employer: | Bartech Group | Debt-to-income ratio: | 8.12% |
Length of employment: | 5 years | Location: | Grosse Pointe Farms, MI |
Home town: | |||
Current & past employers: | Bartech Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1209880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209880 |
$7,500 |
$7,500 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209880. Member loan 1209880 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | EMSL Analytical, Inc | Debt-to-income ratio: | 23.53% |
Length of employment: | 6 years | Location: | Gloucester, NJ |
Home town: | |||
Current & past employers: | EMSL Analytical, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $4,929.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1209897
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209897 |
$30,000 |
$30,000 |
19.99% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209897. Member loan 1209897 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | Granite Construction | Debt-to-income ratio: | 17.12% |
Length of employment: | 3 years | Location: | HERRIMAN, UT |
Home town: | |||
Current & past employers: | Granite Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Paying off credit cards in one monthly payment<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off my credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have about 32K in credit cards, on 5 seperate accounts. intrest rate are from 9% to 28% currently paying $1300 a month on them. Student loan of $3500 with a 2.5% intrest rate paying $50 per month. Monthly mortgage of $1416 with a 3.75% intrest balance around $230,000 |
Which debts do you plan to pay off with this loan? | Credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off credit cards, have 5 seperate accounts, with intrest rates between 9% and 28%. the account with 28% intrest has a $13,500 balance. |
Please explain the reason why you carry a large revolving credit balance. | Lost my job a couple of years ago, wich added to my debit. I also was not wise in my spending. I am trying to get out of debit and never plan on going back. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Have about 32K in credit cards, on 5 seperate accounts. intrest rate are from 9% to 28% currently paying $1300 a month on them. Student loan of $3500 with a 2.5% intrest rate paying $50 per month. Monthly mortgage of $1416 with a 3.75% intrest balance around $230,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage, 1416 month<br>power, 45 month winter expect higher in summer<br>gas, 80 month winter expect lower in winter<br>cable/internet, 75 month<br>car insurance, 104 month<br>gas, 75 month have a company truck, only drive about 6000 miles a year<br>food, 300 month<br>credit card, paying about 1200 month on debit, looking to get ride off |
Member Payment Dependent Notes Series 1209906
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209906 |
$30,000 |
$30,000 |
23.13% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209906. Member loan 1209906 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Village of Lombard | Debt-to-income ratio: | 12.12% |
Length of employment: | 10+ years | Location: | LOMBARD, IL |
Home town: | |||
Current & past employers: | Village of Lombard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Debt Consolidation<br><br> Borrower added on 03/26/12 > I have many open credit cards that I am paying and I want pay them all off in a set time frame.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit card debt in a timely fashion |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage $1,453 <br>Phone, Internet, Cell Phones $250 <br>Electricity $75 <br>Gas $50 <br>Water and sewer $50 <br>Cable $62 <br>Waste removal $14 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortage $1,453 <br>Phone, Internet, Cell Phones $250 <br>Electricity $75 <br>Gas $50 <br>Water and sewer $50 <br>Cable $62 <br>Waste removal $14 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortage $1,453 <br>Phone, Internet, Cell Phones $250 <br>Electricity $75 <br>Gas $50 <br>Water and sewer $50 <br>Cable $62 <br>Waste removal $14 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have multiple credit cards that I am paying off. |
Which debts do you plan to pay off with this loan? | Credit Card Debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortage $1,453 <br>Phone, Internet, Cell Phones $250 <br>Electricity $75 <br>Gas $50 <br>Water and sewer $50 <br>Cable $62 <br>Waste removal $14 |
If you have a delinquency in the last 2 years, please explain the reason. | Unexpected repairs on the house and car. |
Please explain the reason why you carry a large revolving credit balance. | Unexpected repairs on the house and car. |
If you have a public record on file, please briefly explain the event and its resolution. | There is nothing on public record. |
Member Payment Dependent Notes Series 1209916
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1209916 |
$4,000 |
$4,000 |
6.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1209916. Member loan 1209916 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,250 / month |
Current employer: | Spottswood Companies | Debt-to-income ratio: | 7.59% |
Length of employment: | 7 years | Location: | Key West, FL |
Home town: | |||
Current & past employers: | Spottswood Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am buying a new transmission for my car. It was an unexpected car expense. |
What are you buying? | A new transmission for my car. It worked out to be cheper than buying a whole new car. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have free rent at this time. I am on a littel break from school. I am getting my BA in hospitality managment. I have an unexpected car expense(transmission problems). My gas ranges from $60.00 to $70.00 depending on the gas prices. Medical Insurance is $123.26, Dental $15.23, Vision $3.11. My groceries range from $100 to $200. I try not to go over $200. I only buy what I need. Sometimes it is a littel over $300. iPhone and ipad with 3g all together is about $100 a month. |
What is your intended use for the loan proceeds? | I am buying a new transmission for my car. It was an unexpected car expense. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have free rent at this time. I am on a littel break from school. I am getting my BA in hospitality managment. I have an unexpected car expense(transmission problems). My gas ranges from $60.00 to $70.00 depending on the gas prices. Medical Insurance is $123.26, Dental $15.23, Vision $3.11. My groceries range from $100 to $200. I try not to go over $200. I only buy what I need. Sometimes it is a littel over $300. iPhone and ipad with 3g all together is about $100 a month. |
What is your intended use for the loan proceeds? | I am buying a new transmission for my car. It was an unexpected car expense. |
Member Payment Dependent Notes Series 1210182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210182 |
$9,800 |
$9,800 |
9.76% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210182. Member loan 1210182 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Father and son | Debt-to-income ratio: | 8.73% |
Length of employment: | 8 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Father and son | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Hello everyone Am here to get my credit cards done I owe over $11,000 I have 3 major cards with high interest is too much to handle I rather have a loan to help me Pay one bill a month then 3 of it. I would be honor for this help and my future.<br>I have capital one, chase and Best buy Credit card.<br><br> Borrower added on 03/26/12 > I owe capital one- $4,400<br>CHASE-$3,500<br>Best buy-$3,000<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,760.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1210192
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210192 |
$4,800 |
$4,800 |
15.31% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210192. Member loan 1210192 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Ralphs Grocery | Debt-to-income ratio: | 12.52% |
Length of employment: | 10+ years | Location: | Hawthorne, CA |
Home town: | |||
Current & past employers: | Ralphs Grocery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I would like to use this loan to pay off a few credit cards and for some personal use.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,450 |
Please explain the reason why you carry a large revolving credit balance. | I got credit cards at a young age and did not use them wisely, but I made sure that i make my payments on time. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The Childrens Place balance $417, monthly payment $25<br>Clearpath Federal Credit Union balance $1,375 monthly payment $30<br>Dell Financial Services balance $262, monthly payment $20<br><br>Do not know interest rates |
What is the total balance of your credit cards, interest rates and current monthly payments? | $2,054<br>Do not know interest rates<br>The Childrens Place $25<br>Dell FInancial Services $20<br>Clearpath Federal Credit Union $30 |
Member Payment Dependent Notes Series 1210245
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210245 |
$21,250 |
$21,250 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210245. Member loan 1210245 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,600 / month |
Current employer: | The Grand Sutton owners corp | Debt-to-income ratio: | 22.81% |
Length of employment: | 10+ years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | The Grand Sutton owners corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Home improvment<br><br> Borrower added on 04/01/12 > I have a very stable job. I've always paid my bills,.never missed a payment and never late. When I start paying off this loan i will be making extra payments.<br><br> Borrower added on 04/02/12 > What makes me a good borrower. I plan on paying it back alot sooner than 3 yrs.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1, 000 |
Please explain the reason why you carry a large revolving credit balance. | I am selling a house,..that's mortgage free in a great location. As soon as it's sold the balance will be paid. |
Is the home you are purchasing your primary residence or an investment property? | Primary residence |
What is the estimated current market value of the home you intend to purchase? | 400, 000 |
Member Payment Dependent Notes Series 1210276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210276 |
$2,000 |
$2,000 |
13.67% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210276. Member loan 1210276 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | The Phoenix Group | Debt-to-income ratio: | 16.64% |
Length of employment: | 1 year | Location: | Warrenton, MO |
Home town: | |||
Current & past employers: | The Phoenix Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I'm purchasing an older car for my mother. This loan would cover all the costs of the older car plus a minor repair.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $80,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My revolving credit card balances are just some debts we've accrued over the years. We are working to pay those down with applying extra payments to them. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | Same money. This loan is to purchase a vehicle from my father-in-law and do some minor repairs, as well as pay for the other things you mentioned. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 house payment, 600 gas, 300 utilities, 200 phone, insurance unsure, 800 food, outside of that most other things are loans of some sort or savings. |
Member Payment Dependent Notes Series 1210278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210278 |
$8,000 |
$8,000 |
6.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210278. Member loan 1210278 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Peak Health | Debt-to-income ratio: | 16.69% |
Length of employment: | 10+ years | Location: | King, NC |
Home town: | |||
Current & past employers: | Peak Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > pool<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | We are having an above ground pool put in . |
Member Payment Dependent Notes Series 1210283
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210283 |
$20,000 |
$20,000 |
8.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210283. Member loan 1210283 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | FEDEX EXPRESS | Debt-to-income ratio: | 8.37% |
Length of employment: | 10+ years | Location: | PORTLAND, OR |
Home town: | |||
Current & past employers: | FEDEX EXPRESS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > debt payoff<br><br> Borrower added on 03/26/12 > debt payoff<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have six credit cards with a debt total of $20,050.00.my mortgage ballance is $238,000(15yr mort)I have no other loans.just other normal bills such as power,water,gas,cell,etc.. toI have three vehicles all paid off.The reason I am doing this debt consolidation is with a average credit score of 760 my card companies have raised my rates from a aveage of 6.9% to 9.9%to rates such as 14.65% to 16.99%.I can pay my bills with no problems,but would like to eliminate then in three years or less. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered this yesterday,but if you didn't receive my reply,please let me know and I will reanswer it for you,thanks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1880 for mortgage. (15yr mort.)no home equity or line of credit loans loans.power $60-80.garbage-$35,phones(cells)-$145,water&sewer-$65-80,own all three cars.all taxes,auto ins,medical insurance are deducted from my paycheck.take home after all taxes and deductions on paycheck are $1150 to $1300 depending on hours worked. |
Member Payment Dependent Notes Series 1210322
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210322 |
$1,500 |
$1,500 |
8.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210322. Member loan 1210322 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Stafast Products Inc. | Debt-to-income ratio: | 18.30% |
Length of employment: | 8 years | Location: | Downey, CA |
Home town: | |||
Current & past employers: | Stafast Products Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,489.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off a credit card with a high interest rate. |
Member Payment Dependent Notes Series 1210352
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210352 |
$12,000 |
$12,000 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210352. Member loan 1210352 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Cindy Allen and Associates, PLLC | Debt-to-income ratio: | 21.96% |
Length of employment: | 4 years | Location: | Norman, OK |
Home town: | |||
Current & past employers: | Cindy Allen and Associates, PLLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am using this loan to consolidate my high interest credit cards to one manageable payment.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,701.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your questions. I currently owe 10,000 and I will put the remaining in a savings account. The loan will lower my overall payment and overall interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your questions. I currently owe 10,000 and I will put the remaining in a savings account. The loan will lower my overall payment and overall interest rate. |
What is your intended use for the loan proceeds? | I plan to pay off and close all my credit cards, consolidating my payment to one easy payment over 3 years. This will lower my total payoff, and save me money each year. After I pay off the lending club loan, I plan on purchasing a home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I make 2200/mo. and spend about 1600 with rent, bills, etc. Once I pay off my cards I will actually only be spending around 1400 per month allowing me more flexibility to save for the future. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I rent. I currently pay 850 and about 150 in bills. I hope to purchase a home in 3 years, after I pay off my lending club loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your questions. I currently owe 10,000 and I will put the remaining in a savings account. The loan will lower my overall payment and overall interest rate. |
Which debts do you plan to pay off with this loan? | I will pay off all my credit cards totaling about 10,000. The extra 2000 is a buffer sum as I exit college and begin working full time. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan to pay off my credit cards. I owe about 10,000 total, I will apply the rest to a savings account. Consolidating my loans will lower my total payoff over three years and lower the amount I pay per month. It is the smart thing to do. |
Please explain the reason why you carry a large revolving credit balance. | I don't believe my credit balance is unreasonable, and I am certainly able to manage my payments. I would like to get out from under my credit cards, and I think the best way is to close them all and get them paid off. |
Member Payment Dependent Notes Series 1210361
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210361 |
$17,500 |
$17,500 |
15.81% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210361. Member loan 1210361 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $12,500 / month |
Current employer: | Dignity Health | Debt-to-income ratio: | 9.02% |
Length of employment: | 8 years | Location: | ELK GROVE, CA |
Home town: | |||
Current & past employers: | Dignity Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa $9,900 - min. payment $300 - int. rate 10%<br>Visa $8,500 - min. payment $300 - int. rate 13%<br>Amex $1,800 - min. payment $35 - int. rate 4.99%<br>Discover $13,000 - min. payment $300 - int. rate 18%<br>Visa $3,000 - min. payment $100 - int rate 15% |
What is your intended use for the loan proceeds? | To consolidate all of my credit card debt into one loan. |
Please explain the reason why you carry a large revolving credit balance. | I completed a huge landscaping project and decided to run the costs through my credit cards. Now I just want to consolidate into one loan. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum payments for all my credit cards and this loan will tally up to $1,900 month. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa $9,900 - min. payment $300 - int. rate 10%<br>Visa $8,500 - min. payment $300 - int. rate 13%<br>Amex $1,800 - min. payment $35 - int. rate 4.99%<br>Discover $13,000 - min. payment $300 - int. rate 18%<br>Visa $3,000 - min. payment $100 - int rate 15% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $9,900 - min. payment $300 - int. rate 10%<br>Visa $8,500 - min. payment $300 - int. rate 13%<br>Amex $1,800 - min. payment $35 - int. rate 4.99%<br>Discover $13,000 - min. payment $300 - int. rate 18%<br>Visa $3,000 - min. payment $100 - int rate 15% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Landscaping costs were spread out through my various credit cards. I plan on consolidating all of my credit cards into one loan and just worry about one payment. |
Member Payment Dependent Notes Series 1210365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210365 |
$10,000 |
$10,000 |
7.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210365. Member loan 1210365 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | Merrill Corporation | Debt-to-income ratio: | 17.13% |
Length of employment: | 10+ years | Location: | CLEAR LAKE, MN |
Home town: | |||
Current & past employers: | Merrill Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > To payoff 3 high-interest credit cards.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,193.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current min monthly payment is $626.00. With the payoff of 3 accounts, the remaining min payments, plus this loan would be $672.00. |
Member Payment Dependent Notes Series 1210369
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210369 |
$29,700 |
$29,700 |
6.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210369. Member loan 1210369 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,034 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.79% |
Length of employment: | n/a | Location: | sacramento, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one main credit card I charge everything on and i pay that off monthly. No other debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No current monthly expenses as I live with my daughter. I pay my own car insurance at about $85 a month and maybe a tank of gas a month at $50. I do purchase food at approximately $1,000 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No expenses related to housing as i live with my daughter. She pays the mortgage and all bills related to the home such as utility bills, insurance, taxes etc...<br><br>I have no line of credit or home equity loan as i do not own a home. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage as I live with my daughter and she pays all housing related expenses. |
What is your intended use for the loan proceeds? | Was planning on purchasing (charging) a trip and buying a hot tub; then decided I could get a better interest rate with a loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No current monthly expenses as I live with my daughter. I pay my own car insurance at about $85 a month and maybe a tank of gas a month at $50. I do purchase food at approximately $1,000 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The therapy hot tub is about $8500 plus need to add electrical and a cement pad. And the trip is going to cost $15,000. |
Which debts do you plan to pay off with this loan? | Purchasing a hot tub and a trip. |
What is your intended use for the loan proceeds? | Was planning on purchasing (charging) a trip and buying a hot tub; then decided I could get a better interest rate with a loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No current monthly expenses as I live with my daughter. I pay my own car insurance at about $85 a month and maybe a tank of gas a month at $50. I do purchase food at approximately $1,000 a month. |
What is your intended use for the loan proceeds? | Was planning on purchasing (charging) a trip and buying a hot tub; then decided I could get a better interest rate with a loan. |
Member Payment Dependent Notes Series 1210418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210418 |
$7,000 |
$7,000 |
7.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210418. Member loan 1210418 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,782 / month |
Current employer: | simmons foods | Debt-to-income ratio: | 18.46% |
Length of employment: | 3 years | Location: | rudy , AR |
Home town: | |||
Current & past employers: | simmons foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > i would like to pay off old bills and credit cards<br><br> Borrower added on 03/28/12 > i would like to pay off some of my bills and have only one payment.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit one.... balance-691.93 payment-35.00<br>bank america... balance-500.50 payment-15.00<br>GE money... balance-1,613.00 payment 100.00<br>sparks hospital.. balance-1,045.00 <br>catos... balance-197.00 payment-15.00<br>car payment... payment-207.20 balance-9,300.00<br>lending edge... balance-538.34<br>personal load... balance-1,200.00<br>dr bill... balance...350.00 |
Member Payment Dependent Notes Series 1210434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210434 |
$18,225 |
$18,225 |
12.12% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210434. Member loan 1210434 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,850 / month |
Current employer: | Prime Design | Debt-to-income ratio: | 20.87% |
Length of employment: | 3 years | Location: | Minneapolis, MN |
Home town: | |||
Current & past employers: | Prime Design | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > 15% APR still sucks but is better than 26%. It will save us 15-18 months of payments using the same payment amount that we're already paying.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,592.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm sorry. I've attempted to answer this question 5 times now and I am at a loss in how to honestly answer this question in a meaningful way without the site censor flagging it. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I'm sorry. I've attempted to answer this question 4 times now and I am at a loss in how to honestly answer this question in a meaningful way without the site censor flagging it. |
Please explain the reason why you carry a large revolving credit balance. | I'm sorry. I've attempted to answer this question 4 times now and I am at a loss in how to honestly answer this question in a meaningful way without the site censor flagging it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The good bad and ugly (mostly ugly) is we have as of today $39,645.02 on credit cards and $101,628.41 in mortgages. Intrest rates on the mortgages are 7&7.5%. Rates on the card balances are 11..5, 14.9, 15.9, 18 and of course, 26% which on the largest of the balances. This loan is aimed at dealing with the largest of these balances, and while it won't pay it off completely, it will get it down to $900, which then becomes manageable to eliminate over next couple of months. |
Which debts do you plan to pay off with this loan? | Our Citibank balance which is currently $18,557.99 (amount doesn't reflect the $200 extra I sent them yesterday.) This loan doesn't pay it off completely, but it will get it down to $900, which then becomes manageable to eliminate over next couple of months. Then I can turn our extra attention to the next balance in our snowball plan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan has a single purpose and it is aimed at Citibank. Our Citibank balance which is currently $18,557.99 (amount doesn't reflect the $200 extra I sent them yesterday.) This loan doesn't pay it off completely, but it will get it down to $900, which then becomes manageable to eliminate over next couple of months. Then I can turn our extra attention to the next balance in our snowball plan. |
Member Payment Dependent Notes Series 1210484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210484 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210484. Member loan 1210484 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Key bank | Debt-to-income ratio: | 18.93% |
Length of employment: | 1 year | Location: | Pomona, NY |
Home town: | |||
Current & past employers: | Key bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $13,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1210519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210519 |
$2,000 |
$2,000 |
6.03% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210519. Member loan 1210519 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | luther p miller | Debt-to-income ratio: | 6.84% |
Length of employment: | 2 years | Location: | somerset, PA |
Home town: | |||
Current & past employers: | luther p miller | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > plan to buy a used motorcycle for work and personal use. I have a super credit history and a outstanding job history as well.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I am going to determine that after my loan gets funded. I am only considering a motorcycle in good condition. Having the money upfront gets you more bargaining power. I have been looking for a long time, but I want to have my finances in place first. thanks for your interest. |
Member Payment Dependent Notes Series 1210527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210527 |
$6,400 |
$6,400 |
7.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210527. Member loan 1210527 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Fort Worth ISD | Debt-to-income ratio: | 12.02% |
Length of employment: | 10+ years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Fort Worth ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Trying to gain control of finances.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was granted access to credit at an age where I lacked the <br>knowledge base or maturity to handle the responsiblity properly.<br>A loan of this type would allow me to demonstrate what I have learned from my mistakes and assist me<br>in gaining more control of my financial future. |
Which debts do you plan to pay off with this loan? | Various credit card debts and tax debts. |
Member Payment Dependent Notes Series 1210530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210530 |
$7,200 |
$7,200 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210530. Member loan 1210530 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Charming Charlie | Debt-to-income ratio: | 12.47% |
Length of employment: | < 1 year | Location: | EL MONTE, CA |
Home town: | |||
Current & past employers: | Charming Charlie | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > This loan will be used to pay 5 different credit cards with an average interest rate of 21%.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,057.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent/utility bills: $200/month<br>Transportation: $400/ month (gas)<br>Phone: $120/month<br>Insurance: $70/ month<br>Food: $300/ month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Once I graduated college, I decided to live with my parents. Thus, during this time I only pay $200 per month to cover the utility bills. My parents have owned the house we currently live in since 1985. |
Which debts do you plan to pay off with this loan? | If this loan is approved, I plan to pay off 5 different credit cards. The credit cards I plan to pay off are retail credit cards which have a high interest rate. This loan would give me an opportunity to make one monthly payment and save me money on interest. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will only be used to consolidate credit card debt. The credit cards I plan to pay have a higher interest rate compared to the rate I will receive on this loan if it is approved. |
Please explain the reason why you carry a large revolving credit balance. | While I was in college I received many credit card offers which I applied for, got approved, and used. I received many (more than 10) credit card offers with substantial credit limits. About 95% of my revolving credit balance was acquired several years ago while I was finishing my college education. I used my credit cards to pay for several things such as utility bills, college supplies, food, clothing, gas and other day to day living expenses. |
Member Payment Dependent Notes Series 1210539
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210539 |
$16,000 |
$16,000 |
13.11% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210539. Member loan 1210539 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Solid, Inc | Debt-to-income ratio: | 9.63% |
Length of employment: | 3 years | Location: | BELVIDERE, IL |
Home town: | |||
Current & past employers: | Solid, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > With this loan we intend to consolidate our debt by paying off a high balance, high interest credit card. We also intend to replace our deteriorating roof with the remaining portion of the loan.<br><br> Borrower added on 03/29/12 > With this loan we intend to consolidate our debt by paying off a high balance, high interest credit card. We also intend to replace our deteriorated roof with the remaining portion.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,892.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Currently We have 2 credit cards, and 1 revolving credit account. With this loan we intend to use $6700 to completely pay off the higher balance credit card. Our current course for the other credit accounts are such that we will be able to have them completely paid off within the next 12 months. <br><br>We then will replace our roof with the remaining $8500 of the loan. |
What is your intended use for the loan proceeds? | Currently We have 2 credit cards, and 1 revolving credit account. With this loan we intend to use $6700 to completely pay off the higher balance credit card. Our current course for the other credit accounts are such that we will be able to have them completely paid off within the next 12 months. <br><br>We then will replace our roof with the remaining $8500 of the loan. |
Please explain the reason why you carry a large revolving credit balance. | The $6700 revolving credit balance is a business credit card that was used to purchase start-up supplies. Due to it's high balance and high interest we will be using a portion of this loan to pay off the balance, and cancel this card. The other large revolving credit balance is a 0% interest for 12 months card that was used to consolidate our other high interest credit cards, and is scheduled to be paid off within the next 12 months. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current Monthly Expenses include:<br>Mortgage: $1715, Auto Loan: $285, Groceries/Dining: $700, Transportation: $200, Phone + Utilities: $590, Auto/Life Insurance: $170 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Current Monthly Expenses relating to housing include:<br>Mortgage: $1715 (Mortgage includes monthly deposit into an Escrow account to pay for taxes and home insurance), Cable/Phone/Internet: $220, Electric: $135 (Avg), Natural Gas: $55 (Avg), Cell Phones: $180 |
Member Payment Dependent Notes Series 1210784
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210784 |
$6,100 |
$6,100 |
7.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210784. Member loan 1210784 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,558 / month |
Current employer: | North Texas Public Broadcasting, Inc. | Debt-to-income ratio: | 4.97% |
Length of employment: | 3 years | Location: | Carrollton, TX |
Home town: | |||
Current & past employers: | North Texas Public Broadcasting, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > This loan will be used to payoff some credit card accounts and lower the balance on a personal loan.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,916.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1210795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210795 |
$19,200 |
$19,200 |
13.11% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210795. Member loan 1210795 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | Host Collective, Inc. | Debt-to-income ratio: | 7.76% |
Length of employment: | 6 years | Location: | Alhambra, CA |
Home town: | |||
Current & past employers: | Host Collective, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,452.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $3k |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $3k without loan payments, approximately $4250 with the loan payments. Consolidating to lower that second amount. |
What is your intended use for the loan proceeds? | Paying off higher interest debt. |
Which debts do you plan to pay off with this loan? | Paying off higher interest debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using it for multiple purposes, strictly for debt consolidation. |
Member Payment Dependent Notes Series 1210798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210798 |
$9,000 |
$9,000 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210798. Member loan 1210798 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Advanced Medical Testing Center | Debt-to-income ratio: | 5.62% |
Length of employment: | 2 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Advanced Medical Testing Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I will be putting my credit cards together and shutting all but two cards down. my bigs cards will be shut down for sure. I have been doing a good job paying them down but if I could get one payment that would be great.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $5,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 347.50 transportation 125 for gas no car payment utilities 160 phone 114 food 400 a mounth |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards about 9000 matbe a little more |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 347.50 transportation 125 for gas no car payment utilities 160 phone 114 food 400 a mounth |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 500 A month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards about 9000 matbe a little more |
Which debts do you plan to pay off with this loan? | Bank of America Both Discover House Hold Bank and what ever else I can |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just to pay off credit cards |
Please explain the reason why you carry a large revolving credit balance. | I used to own a bussiness When I shut down I was in trouble with money but I refused to file bankruptcy. So I have been work 60 plus hours a week to get back on track |
If you have a delinquency in the last 2 years, please explain the reason. | I have not that I know of |
Member Payment Dependent Notes Series 1210809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210809 |
$6,000 |
$6,000 |
13.99% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210809. Member loan 1210809 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,833 / month |
Current employer: | William Beaumont Hospitals | Debt-to-income ratio: | 23.82% |
Length of employment: | 5 years | Location: | SOUTHFIELD, MI |
Home town: | |||
Current & past employers: | William Beaumont Hospitals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1210831
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210831 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210831. Member loan 1210831 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,208 / month |
Current employer: | Clark County School District | Debt-to-income ratio: | 21.94% |
Length of employment: | 10+ years | Location: | MESQUITE, NV |
Home town: | |||
Current & past employers: | Clark County School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I am looking to consolidate some bills that will cost me more money in the long run. Rather than drag them out I would like to pay them off and have only one payment. My job is very secure and I have been in this same job for over 12 years. I have lived in the same place for over 20 years.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1210846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210846 |
$6,400 |
$6,400 |
9.76% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210846. Member loan 1210846 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,658 / month |
Current employer: | Birmingham Fastener & Supply | Debt-to-income ratio: | 19.04% |
Length of employment: | 9 years | Location: | Cullman, AL |
Home town: | |||
Current & past employers: | Birmingham Fastener & Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Above ground pool with custom deck.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $2,450.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 31.80% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Went through a life altering event that led to a regrettable decision and since we are almost 8 years removed and standing well on our two feet. |
Member Payment Dependent Notes Series 1210863
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210863 |
$2,000 |
$2,000 |
7.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210863. Member loan 1210863 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Harris Corporation | Debt-to-income ratio: | 19.35% |
Length of employment: | 10+ years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Harris Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay down some debt and finish getting some stuff for the house i bought last year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage 161.713 payment 954.02 interest 4.6%<br>student loans 66,000 payment 393 interest 6.8%<br>credit card 4000 payment 120 interest 20%<br>dell 720 payment 30 interest 27%<br>auto loan 10,170 payment 330 |
What is your intended use for the loan proceeds? | pay down some debt and finish getting some stuff for the house i bought last year. |
Which debts do you plan to pay off with this loan? | pay down on my student loans and buy stuff for the house i bought last year. |
Member Payment Dependent Notes Series 1210891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210891 |
$16,000 |
$16,000 |
13.67% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210891. Member loan 1210891 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,458 / month |
Current employer: | Alcatel-Lucent USA, Inc. | Debt-to-income ratio: | 19.20% |
Length of employment: | 2 years | Location: | SOUTH SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Alcatel-Lucent USA, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $14,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is $15,800. All credit cards. Interest rates from 18 to 26%. Aggregate monthly payment is $800.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is $15,800. All credit cards. Interest rates from 18 to 26%. Aggregate monthly payment is $800.00. |
What is your intended use for the loan proceeds? | This loan is for credit card consolidation, in an effort to become debt free within the term of the loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 0; transportation is employer provided; I do not pay utilities; phone is $150; insurance is $75 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing is 0; utilities are 0; insurance is $75 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is $15,800. All credit cards. Interest rates from 18 to 26%. Aggregate monthly payment is $800.00. |
Which debts do you plan to pay off with this loan? | 5 credit cards and an auto loan will be paid off and closed with this loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan will be used solely for credit payoff, for the purpose of becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is $15,800. All credit cards. Interest rates from 18 to 26%. Aggregate monthly payment is $800.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 0; transportation is employer provided; I do not pay utilities; phone is $150; insurance is $75 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt is $15,800. All credit cards. Interest rates from 18 to 26%. Aggregate monthly payment is $800.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 0; transportation is employer provided; I do not pay utilities; phone is $150; insurance is $75 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing is 0; utilities are 0; insurance is $75 |
Member Payment Dependent Notes Series 1210892
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210892 |
$20,000 |
$20,000 |
13.67% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210892. Member loan 1210892 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | AT&T | Debt-to-income ratio: | 10.60% |
Length of employment: | 2 years | Location: | West Palm Beach, FL |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I plan to use these funds to combine my credit card debt. By doing so, it'll help me financially every month. I have an excellent career with a lot of advancement opportunities. I am an excellent borrower! I always pay my bills before they are due, which reflects on my good credit score!<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1 6,000 APR 18.99% Monthly Payment $200.00<br>Credit Card #2 2,500 APR 17.99% Monthly Payment $100.00<br>Auto Loan #1 6,000 APR 7% Monthly Payment $355.00<br>Auto Loan #2 5,500 APR 0% Monthly Payment $312.50<br>No mortgage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are the following, Rent is 1100 which includes water, garbage, & sewer, Electric is 80, Cable & Net is 140, & food monthly is around 150 to 200. I do have a phone & insurance but do not pay form them. |
What is your intended use for the loan proceeds? | My intended use for this loan is to combine all my monthly debts into one loan. I have two credit cards & I have two auto loans. With all them combined i pay $967.5. This 3year loan will help me by paying a smaller rate at $680 and pay all my balances in a shorter amount of time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are the following, Rent is 1100 which includes water, garbage, & sewer, Electric is 80, Cable & Net is 140, & food monthly is around 150 to 200. I do have a phone & insurance but do not pay form them. |
Which debts do you plan to pay off with this loan? | My intended use for this loan is to combine all my monthly debts into one loan. I have two credit cards & I have two auto loans. |
Please explain the reason why you carry a large revolving credit balance. | I recently moved & had a family emergency last year |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are the following, Rent is 1100 which includes water, garbage, & sewer, Electric is 80, Cable & Net is 140, & food monthly is around 150 to 200. I do have a phone & insurance but do not pay form them. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are the following, Rent is 1100 which includes water, garbage, & sewer, Electric is 80, Cable & Net is 140, & food monthly is around 150 to 200. I do have a phone & insurance but do not pay form them. |
Member Payment Dependent Notes Series 1210940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210940 |
$6,000 |
$6,000 |
19.99% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210940. Member loan 1210940 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Anderson Ranch and Farms | Debt-to-income ratio: | 7.57% |
Length of employment: | 3 years | Location: | PINE BLUFFS, WY |
Home town: | |||
Current & past employers: | Anderson Ranch and Farms | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Looking to consolidate a few of credit cards so they can be cut up as well as make some home improvements.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $6,507.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards are Discover balance 3500 with $112 monthly paymnet, First National Bank balance 3900 with $85 monthly pymt, HSBC 1300 with $25 monthly pymt, Chase 900 with $25 monthly pymt, Pick up loan is 11000 with $400 monthly pymt. I have no personal student loans or mortgages. Not 100 percent sure on all interest rates but they range from 9 percent to 20 percent. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am working at cutting my debt down but wanting to consolidate so that I have one lump payment each month rather than several small and never get anywhere on the balances. I have intent on cutting cards up as well once paid. This debt includes mainly credit cards. Also wanting to do a few home and vehicle repairs. |
If you have a delinquency in the last 2 years, please explain the reason. | I am very good at paying my balances on time and generally try to pay more each month than the amount due. I have been delinquent on one credit card one month by about a week. It was not on purpose. I had made a payment online and did not submit it right otherwise I would not have been delinquent. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Utilities $225<br>Phone/Internet $85<br>Cell Phone $144 (this is for 4 lines)<br>Health Insurance $136<br>Fuel $300<br>Food anywhere from $500-$800<br>Cable $70<br>Propane $350 every 3 months |
Member Payment Dependent Notes Series 1210983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1210983 |
$9,900 |
$9,900 |
16.29% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1210983. Member loan 1210983 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | First Presbyterian Church of Upland | Debt-to-income ratio: | 4.67% |
Length of employment: | 1 year | Location: | Upland, CA |
Home town: | |||
Current & past employers: | First Presbyterian Church of Upland | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Closing out two cards for myself and a family member.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $53,719.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1211001
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211001 |
$6,500 |
$6,500 |
9.76% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211001. Member loan 1211001 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $19,583 / month |
Current employer: | ALLDATA | Debt-to-income ratio: | 10.47% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | ALLDATA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Returning customer - short term loan to pay fed taxes, expecting to pay in full in October. Good paying customer.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,086.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1211053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211053 |
$13,000 |
$13,000 |
6.03% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211053. Member loan 1211053 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | IRS | Debt-to-income ratio: | 10.83% |
Length of employment: | 5 years | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | IRS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My revolving debt is $12,500 (incurred from medical expenses and a costly move) which are currently at 0%, but that rate is expiring in April and will go up to a standard APR of 23.99%, which is why I am seeking this loan. I do have a car payment and student loan payment (which is almost full paid), which are fixed at a total of $462 per month. |
Please explain the reason why you carry a large revolving credit balance. | The balances are the result of medical (dental) expenses and a costly move/relocation. |
Which debts do you plan to pay off with this loan? | My credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My revolving debt is $12,500 (incurred from medical expenses and a costly move) which are currently at 0%, but that rate is expiring in April and will go up to a standard APR of 23.99%, which is why I am seeking this loan. I do have a car payment and student loan payment (which is almost full paid), which are fixed at a total of $462 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My revolving debt is $12,500 (incurred from medical expenses and a costly move) which are currently at 0%, but that rate is expiring in April and will go up to a standard APR of 23.99%, which is why I am seeking this loan. I do have a car payment and student loan payment (which is almost full paid), which are fixed at a total of $462 per month. |
Member Payment Dependent Notes Series 1211088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211088 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211088. Member loan 1211088 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Children's All Day School | Debt-to-income ratio: | 18.96% |
Length of employment: | 10+ years | Location: | Woodside, NY |
Home town: | |||
Current & past employers: | Children's All Day School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $13,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | A credit card debt with a high interest rate. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last 2 years its just that the interest rate on the credit cards are so high I'm making little leeway in minimizing overall balance. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last 2 years its just that the interest rate on the credit cards are so high I'm making little leeway in minimizing overall balance. |
Member Payment Dependent Notes Series 1211107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211107 |
$15,000 |
$15,000 |
15.81% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211107. Member loan 1211107 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Advance Auto Parts | Debt-to-income ratio: | 15.03% |
Length of employment: | 5 years | Location: | Pembroke, NH |
Home town: | |||
Current & past employers: | Advance Auto Parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > trying to consolidate payments. Make one payment instead od seven seperate payments<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,566.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidating all monthly bills into one easier payment |
Please explain the reason why you carry a large revolving credit balance. | went through a divorce and am now settled and paying off my bills |
Which debts do you plan to pay off with this loan? | credit balances |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | just debt consolidation, making one payment instead of 5 |
Please explain the reason why you carry a large revolving credit balance. | went through a divorce and am now settled and paying off my bills |
Member Payment Dependent Notes Series 1211113
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211113 |
$16,225 |
$16,225 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211113. Member loan 1211113 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | city of san clemente | Debt-to-income ratio: | 9.81% |
Length of employment: | 10+ years | Location: | capistrano beach, CA |
Home town: | |||
Current & past employers: | city of san clemente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > i need to consolidate my credit cards.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent 950 utilities 35, car insurance 350 per yr,tv 65, |
Please explain the reason why you carry a large revolving credit balance. | hi, to consolidate my credit cards. thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | hi, i am consolidating my credit cards. thanks |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit cards with this loan thank you. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent 950 utilities 35, car insurance 350 per yr,tv 65, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | hi, i am consolidating my credit cards. thanks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent 950 utilities 35, car insurance 350 per yr,tv 65, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | hi, i am consolidating my credit cards. thanks |
Please explain the reason why you carry a large revolving credit balance. | hi, to consolidate my credit cards. thanks |
Please explain the reason why you carry a large revolving credit balance. | hi, to consolidate my credit cards. thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | hi, i am consolidating my credit cards. thanks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent 950 utilities 35, car insurance 350 per yr,tv 65, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | hi, i am consolidating my credit cards. thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | hi, i am consolidating my credit cards. thanks |
Member Payment Dependent Notes Series 1211117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211117 |
$6,200 |
$6,200 |
9.76% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211117. Member loan 1211117 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,150 / month |
Current employer: | UNION PACIFIC RAILROAD | Debt-to-income ratio: | 4.37% |
Length of employment: | 10+ years | Location: | PALESTINE, TX |
Home town: | |||
Current & past employers: | UNION PACIFIC RAILROAD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > The funds will be used for home improvements and the lender is assured I will not default because the payments are within my budget and given the fact I've been with the same employer for 36 years my job stability is secure.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,114.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | some roof shingle replacement, add sofit vents to prevent mold, replace 80 ft of siding, replace handle & shock at front storm door, paint as needed, replace water heater, spray & remove mold in north side of attic, clean chimney, replace damaged starter at fireplace, replace kitchen faucet, repair or replace dishwasher, repair humidifier, cover open wires with junction box at furnace, spray for mold at basement south wall and reattach baseboard. |
What is the home improvement project you are planning? | some roof shingle replacement, add sofit vents to prevent mold, replace 80 ft of siding, replace handle & shock at front storm door, paint as needed, replace water heater, spray & remove mold in north side of attic, clean chimney, replace damaged starter at fireplace, replace kitchen faucet, repair or replace dishwasher, repair humidifier, cover open wires with junction box at furnace, spray for mold at basement south wall and reattach baseboard. |
Is the improvement to your primary residence or an investment property? | primary residence |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | some roof shingle replacement, add sofit vents to prevent mold, replace 80 ft of siding, replace handle & shock at front storm door, paint as needed, replace water heater, spray & remove mold in north side of attic, clean chimney, replace damaged starter at fireplace, replace kitchen faucet, repair or replace dishwasher, repair humidifier, cover open wires with junction box at furnace, spray for mold at basement south wall and reattach baseboard. The money will be allocated in priority order |
Please explain the reason why you carry a large revolving credit balance. | balances attributed to assisting daughter while in college but now that she's graduated they are gradually being reduced. |
Member Payment Dependent Notes Series 1211124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211124 |
$2,000 |
$2,000 |
12.12% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211124. Member loan 1211124 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,195 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.82% |
Length of employment: | n/a | Location: | chicago, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,160.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | i have credit cards bills and one doctor bills |
Member Payment Dependent Notes Series 1211164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211164 |
$12,000 |
$12,000 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211164. Member loan 1211164 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Smith, Hiatt & Diaz | Debt-to-income ratio: | 9.54% |
Length of employment: | 1 year | Location: | HOLLYWOOD, FL |
Home town: | |||
Current & past employers: | Smith, Hiatt & Diaz | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > Pay off credit card debt<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $10,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1400.00 rent, 230.00 total for phone, internet and electric, 130.00 car insurance, 400.00 car note, and 300.00 food. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the past 2 years. |
Member Payment Dependent Notes Series 1211207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211207 |
$4,800 |
$4,800 |
6.62% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211207. Member loan 1211207 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Gurney Productions | Debt-to-income ratio: | 16.02% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Gurney Productions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > I have had to go into debt during my move to California and starting a new career. Now I have a stable job with a production company and will be able to make the monthly payments very easily.<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1211231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211231 |
$6,500 |
$6,500 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211231. Member loan 1211231 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Hitachi Computer Products America Inc | Debt-to-income ratio: | 16.67% |
Length of employment: | < 1 year | Location: | Norman, OK |
Home town: | |||
Current & past employers: | Hitachi Computer Products America Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,413.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1211264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211264 |
$10,000 |
$10,000 |
14.65% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211264. Member loan 1211264 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | KPMG LLP | Debt-to-income ratio: | 15.03% |
Length of employment: | 4 years | Location: | Chicogo, IL |
Home town: | |||
Current & past employers: | KPMG LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $16,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I am paying close to 20% interest on several credit cards. My goal is to consolidate these balances |
Please explain the reason why you carry a large revolving credit balance. | I accumulated this debt while in college. After four years working, I've paid these balance down to half of what they once were. My goal is to consolidate the remaining high-interest credit cards that I have. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1,045<br>Transporation: $100 (live in Chicago - public transporation)<br>Phone: $20 (Supplemented through work)<br>Insurance: $120 (Supplemented through work)<br>Food: Approx $600<br>Utilities: $150 (Cable + Electricity) |
Please explain the reason why you carry a large revolving credit balance. | I accumulated this debt while in college. After four years working, I've paid these balance down to half of what they once were. My goal is to consolidate the remaining high-interest credit cards that I have. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1,045<br>Transporation: $100 (live in Chicago - public transporation)<br>Phone: $20 (Supplemented through work)<br>Insurance: $120 (Supplemented through work)<br>Food: Approx $600<br>Utilities: $150 (Cable + Electricity) |
Please explain the reason why you carry a large revolving credit balance. | I accumulated this debt while in college. After four years working, I've paid these balance down to half of what they once were. My goal is to consolidate the remaining high-interest credit cards that I have. |
Which debts do you plan to pay off with this loan? | I am paying close to 20% interest on several credit cards. My goal is to consolidate these balances |
Please explain the reason why you carry a large revolving credit balance. | I accumulated this debt while in college. After four years working, I've paid these balance down to half of what they once were. My goal is to consolidate the remaining high-interest credit cards that I have. |
Member Payment Dependent Notes Series 1211380
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211380 |
$12,800 |
$12,800 |
8.90% |
1.00% |
April 3, 2012 |
April 9, 2015 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211380. Member loan 1211380 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | cleanco group | Debt-to-income ratio: | 20.79% |
Length of employment: | 2 years | Location: | tampa, FL |
Home town: | |||
Current & past employers: | cleanco group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/26/12 > im looking to buy truck mount carpet cleaning to expand-already have accounts in place<br><br> Borrower added on 04/01/12 > once truck is bought willing to give title up until loan is paid up..<br>
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $10,473.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1211414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211414 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 3, 2012 |
April 9, 2017 |
April 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211414. Member loan 1211414 was requested on March 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,040 / month |
Current employer: | ITT Aerospace | Debt-to-income ratio: | 19.00% |
Length of employment: | 5 years | Location: | Simi Valley, CA |
Home town: | |||
Current & past employers: | ITT Aerospace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 26, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | Approximately $2000. The auction doesn't end for two more days however starting bid is already $6700 and I fully expect it to go over $8000. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1998 Honda Goldwing SE with 65,000 miles. It is in pristine condition. I will be inspecting it and buying it in person. |
Please explain the reason why you carry a large revolving credit balance. | I buy and sell cars, boats, and motorcycles often. I restore them and usually turn a good profit, which easily pays for the interest accumulated. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1998 Honda Goldwing SE with 65,000 miles. It is in pristine condition. I will be inspecting it and buying it in person. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Fixed expenses are about $5.5k/mo. |
Please explain the reason why you carry a large revolving credit balance. | I buy and sell cars, boats, and motorcycles often. I restore them and usually turn a good profit, which easily pays for the interest accumulated. |
Member Payment Dependent Notes Series 1211447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211447 |
$30,000 |
$30,000 |
24.33% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211447. Member loan 1211447 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,250 / month |
Current employer: | Billeo | Debt-to-income ratio: | 11.24% |
Length of employment: | 6 years | Location: | Sunnyvale, CA |
Home town: | |||
Current & past employers: | Billeo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $41,592.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | There was a family emergency which caused this loan. |
If you have a delinquency in the last 2 years, please explain the reason. | No, I do not have any in my life. |
Which debts do you plan to pay off with this loan? | All of them are high interest credit card loans. |
If you have a delinquency in the last 2 years, please explain the reason. | No, I do not have any in my life. |
Please explain the reason why you carry a large revolving credit balance. | There was a family emergency which caused this loan. |
What is your intended use for the loan proceeds? | Pay off all my high interest loans and consolidate to one payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,551.00<br> transportation, utilities, phone, insurance, food, etc are around 1,000 |
If you have a delinquency in the last 2 years, please explain the reason. | No, I do not have any in my life. |
Which debts do you plan to pay off with this loan? | All of them are high interest credit card loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: $1,551.00<br> transportation, utilities, phone, insurance, food, etc around $1,000 |
If you have a delinquency in the last 2 years, please explain the reason. | no, I do not have any in my life. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 5% for fees to get the loan. 95% is for debt consolidation. |
If you have a public record on file, please briefly explain the event and its resolution. | no I do not have. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not own a house, I am renting an apartment and paying $1,551 + $50 [approx. for Utility] |
Member Payment Dependent Notes Series 1211562
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211562 |
$7,100 |
$7,100 |
7.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211562. Member loan 1211562 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | MTV Networks | Debt-to-income ratio: | 11.46% |
Length of employment: | 7 years | Location: | BAYVILLE, NY |
Home town: | |||
Current & past employers: | MTV Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Going to use this to pay off my OneMainFinancial loan as the interest rate and payments are much cheaper and i can pay off the amount much faster<br><br> Borrower added on 03/27/12 > I will use this loan to replace another loan as the interest rate and payments are lower thus allowing me to pay it off sooner. I have been at my current job for 7 years (in a week) and it is a very stable, well paying, job that i know will not be going anywhere.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1211591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211591 |
$11,200 |
$11,200 |
7.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211591. Member loan 1211591 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | Shumaker, Loop & Kendrick | Debt-to-income ratio: | 17.27% |
Length of employment: | 1 year | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Shumaker, Loop & Kendrick | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $5,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | I estimate 80% of my forseeable expenses. |
How are you paying for other wedding expenses not covered by this loan? | Our families are paying for the large majority of the wedding expenses. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $400. House is owned. $400 covers property tax and utilities. |
Member Payment Dependent Notes Series 1211593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211593 |
$2,000 |
$2,000 |
6.62% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211593. Member loan 1211593 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,100 / month |
Current employer: | Guardsmark, LLC | Debt-to-income ratio: | 15.90% |
Length of employment: | 2 years | Location: | Rochester, NY |
Home town: | |||
Current & past employers: | Guardsmark, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I will be using this loan for relocation.<br><br> Borrower added on 03/29/12 > This will include transportation and moving expenses. I have excellent credit and pay all of my bills by or before the due date and have never been late on any payment.<br><br> Borrower added on 03/29/12 > I currently live in a high rise building, so this includes a few movers to help as well.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | $465 for expenses should be reimbursed within a few months. Thank you for your question. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My estimate total for my monthly expenses is about $1,300. |
Member Payment Dependent Notes Series 1211621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211621 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211621. Member loan 1211621 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Washinton University | Debt-to-income ratio: | 7.24% |
Length of employment: | 7 years | Location: | Pleasation, CA |
Home town: | |||
Current & past employers: | Washinton University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/01/12 > Please be advise the purpose is supposed to be debt consolidation. With the payment of $300 a mont and others are paid off will help tremendoously. I would even get a letter, notarized/signed to prove I am serious about this. I want to remain on good credit .<br><br> Borrower added on 04/01/12 > This would help me tremoudously so can have just 1 payment instead of many other payments.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,782.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate all bills to one bill - credit card and medical bills. |
What are you buying? | The purpose is not to buy anything. |
Member Payment Dependent Notes Series 1211656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211656 |
$20,000 |
$20,000 |
14.65% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211656. Member loan 1211656 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,417 / month |
Current employer: | Stinson Morrison Hecker LLP | Debt-to-income ratio: | 12.63% |
Length of employment: | 10+ years | Location: | Kansas City , MO |
Home town: | |||
Current & past employers: | Stinson Morrison Hecker LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Consolidate all consumer debt, pay-off cards, close some accounts.<br><br> Borrower added on 03/29/12 > Whether the loan gets funded or not answering the Investor questions have been a real eye opener, as well as embarrassing. I wish someone had held my feet to the fire before I dug this hole and jumped in.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $27,595.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I am not paying the mortgage but here are the numbers - house pmt. $3,140 (taxes & insurance included), utilities $223, phones $231, cable $149, car pmt. $357, college fund $325, yearly expenses fund $238 (life ins., car & motorcycle ins., disability ins.). I pay my credit cards - RFCU Visa (0% for 6 mos.) $3,932, BOA Visa (0% for 4 mos.) $7,132, GE Care Credit (17%) $3,799, Penneys (24%) $2,311, US Bank (0% for 4 mos.) $4,312. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying the mortgage but here are the numbers - house pmt. $3,140 (taxes & insurance included), utilities $223, phones $231, cable $149, car pmt. $357, college fund $325, yearly expenses fund $238 (life ins., car & motorcycle ins., disability ins.). I pay my credit cards - RFCU Visa (0% for 6 mos.) $3,932, BOA Visa (0% for 4 mos.) $7,132, GE Care Credit (17%) $3,799, Penneys (24%) $2,311, US Bank (0% for 4 mos.) $4,312. |
Which debts do you plan to pay off with this loan? | I hope pay my credit cards - RFCU Visa (0% for 6 mos.) $3,932, BOA Visa (0% for 4 mos.) $7,132, GE Care Credit (17%) $3,799, Penneys (24%) $2,311, US Bank (0% for 4 mos.) $4,312. I do have some savings that I think will cover whatever is left after consolidation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay my credit cards - RFCU Visa pmt. $228 (0% for 6 mos.) $3,932, BOA Visa pmt. $157 (0% for 4 mos.) $7,132, GE Care Credit pmt. $154 (17%) $3,799, Penneys pmt. $111 (24%) $2,311, US Bank pmt. $227 (0% for 4 mos.) $4,312. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay my credit cards - RFCU Visa pmt. $228 (0% for 6 mos.) $3,932, BOA Visa pmt. $157 (0% for 4 mos.) $7,132, GE Care Credit pmt. $154 (17%) $3,799, Penneys pmt. $111 (24%) $2,311, US Bank pmt. $227 (0% for 4 mos.) $4,312. |
Please explain the reason why you carry a large revolving credit balance. | The obvious reason is being irresponsible and wanting instant gratification. $3,799 of the debt is dental expenses not covered by insurance but the rest is just stuff. I believe I have learned my lesson on this though and plan on closing all of my store cards and only keep 2 credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay my credit cards - RFCU Visa pmt. $228 (0% for 6 mos.) $3,932, BOA Visa pmt. $157 (0% for 4 mos.) $7,132, GE Care Credit pmt. $154 (17%) $3,799, Penneys pmt. $111 (24%) $2,311, US Bank pmt. $227 (0% for 4 mos.) $4,312. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay for total monthly household expenses, But for everything, excluding credit card debit, it is $4,500. I am very blessed to only have to cover entertainment/vacation related expenses and credit card debt out of my salary. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I am not paying the mortgage but here are the numbers - house pmt. $3,140 (taxes & insurance included), utilities $223, phones $231, cable $149, car pmt. $357, college fund $325, yearly expenses fund $238 (life ins., car & motorcycle ins., disability ins.). I pay my credit cards - RFCU Visa (0% for 6 mos.) $3,932, BOA Visa (0% for 4 mos.) $7,132, GE Care Credit (17%) $3,799, Penneys (24%) $2,311, US Bank (0% for 4 mos.) $4,312. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay my credit cards - RFCU Visa pmt. $228 (0% for 6 mos.) $3,932, BOA Visa pmt. $157 (0% for 4 mos.) $7,132, GE Care Credit pmt. $154 (17%) $3,799, Penneys pmt. $111 (24%) $2,311, US Bank pmt. $227 (0% for 4 mos.) $4,312. |
Please explain the reason why you carry a large revolving credit balance. | The obvious reason is being irresponsible and wanting instant gratification. $3,799 of the debt is dental expenses not covered by insurance but the rest is just stuff. I believe I have learned my lesson on this though and plan on closing all of my store cards and only keep 2 credit cards. |
Member Payment Dependent Notes Series 1211659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211659 |
$16,000 |
$16,000 |
13.99% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211659. Member loan 1211659 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | St. Louis Children's Hospital | Debt-to-income ratio: | 3.57% |
Length of employment: | 6 years | Location: | St. Louis, MO |
Home town: | |||
Current & past employers: | St. Louis Children's Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $12,683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1211673
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211673 |
$2,250 |
$2,250 |
7.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211673. Member loan 1211673 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,642 / month |
Current employer: | Rose State College | Debt-to-income ratio: | 22.02% |
Length of employment: | 7 years | Location: | Del City, OK |
Home town: | |||
Current & past employers: | Rose State College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Loan is for GZ250 2007 Suzuki Motorcycle.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,126.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1211687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211687 |
$1,575 |
$1,575 |
13.99% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211687. Member loan 1211687 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | University of Pittsburgh Physicians | Debt-to-income ratio: | 13.00% |
Length of employment: | 8 years | Location: | Pittsburgh, PA |
Home town: | |||
Current & past employers: | University of Pittsburgh Physicians | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $1,556.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off an outstanding balance. |
Please explain the reason why you carry a large revolving credit balance. | This debt has nothing to do with a credit balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are 1/2 of everything that my partner pays. |
Member Payment Dependent Notes Series 1211717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211717 |
$23,500 |
$23,500 |
10.74% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211717. Member loan 1211717 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Eco Concepts, Inc. | Debt-to-income ratio: | 13.46% |
Length of employment: | 2 years | Location: | Cutler Bay, FL |
Home town: | |||
Current & past employers: | Eco Concepts, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,495.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Hello,<br><br>My cards are as follows:<br>MasterCard - BAL$10,459.02 - INT17.24% - MINPAY$221<br>MasterCard - BAL$9,775.38 - INT13.99% - MINPAY$146<br><br>I am currently paying the minimum on the one with the lower balance, and as much as I can on the one with the higher balance (between $500-$700 per month). |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Hello,<br><br>Total minimum monthly payments on all cards is $367. However I am currently paying between $646 and $846 per month. The monthly payment for this loan is $507, and if I get this loan I will not have any additional credit card payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $2,580. |
Please explain the reason why you carry a large revolving credit balance. | I apologize that it is not possible for me to answer this question without revealing prohibited identifiable information. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is being used to pay off my credit cards (balances listed in a previous answer). Any additional funds will be invested in make-up. I used to be a free lance make-up artist and have had a recent demand for my services from previous clients. I have made the decision to get back into as an additional stream of income. |
Member Payment Dependent Notes Series 1211742
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211742 |
$12,700 |
$12,700 |
13.99% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211742. Member loan 1211742 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,000 / month |
Current employer: | Heinzerling Foundation | Debt-to-income ratio: | 22.61% |
Length of employment: | 1 year | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | Heinzerling Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Loan Purpose: To consolidate credit card debt into a manageable fixed payment term.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear Critical Miss,<br><br>My messages are not getting through. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear Critical Miss,<br><br>My messages are not getting through. |
Please explain the reason why you carry a large revolving credit balance. | I had to do some house repairs and now want to consolidate the debt into a manageable repayment plan. I have never been late on a credit card or loan payment. |
What is your intended use for the loan proceeds? | To consolidate (5) credit cards. I have never been late on a loan or credit card payment. Thanks for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 2,400, utilities are 320, cell is 155, insurance-term life is 150, food is 500. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our mortgage is 2,400, utilities are 320, insurance and taxes included in mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear Critical Miss,<br><br>My messages are not getting through. |
Which debts do you plan to pay off with this loan? | Credit cards. <br>Discover, Bank of America, (2) HSBC retail cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We are using to pay off and conslidate credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | I had to do some house repairs and now want to consolidate the debt into a manageable repayment plan. I have never been late on a credit card or loan payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear Critical Miss,<br><br>My messages are not getting through. |
Member Payment Dependent Notes Series 1211760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211760 |
$15,000 |
$15,000 |
18.25% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211760. Member loan 1211760 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $19,583 / month |
Current employer: | Loeb & Loeb LLP | Debt-to-income ratio: | 10.78% |
Length of employment: | 4 years | Location: | OCEANSIDE, NY |
Home town: | |||
Current & past employers: | Loeb & Loeb LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Celebration Fund<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $8,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | All debt payments are current, and any late payments have been the result of inattention caused by too many hours at work. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly mortgage payment is $1,621.50. I own a cooperative condominium, so maintenance, parking and taxes are paid on a monthly basis at an aggregate rate of approximately $1,000/month. Insurance costs approximately $300/year, and the only utility paid separately is electricity, at a rate of approximately $80/month. |
Member Payment Dependent Notes Series 1211776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211776 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211776. Member loan 1211776 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | personal touch food service | Debt-to-income ratio: | 18.18% |
Length of employment: | 3 years | Location: | TONAWANDA, NY |
Home town: | |||
Current & past employers: | personal touch food service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $11,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use is to pay off debt I have at that is currently at a higher interest rate. |
Member Payment Dependent Notes Series 1211779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211779 |
$16,000 |
$16,000 |
13.11% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211779. Member loan 1211779 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | northwestern university | Debt-to-income ratio: | 11.22% |
Length of employment: | 5 years | Location: | OAK PARK, IL |
Home town: | |||
Current & past employers: | northwestern university | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $13,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to pay off all credit card to improve my credit score. I plan to buy a house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my current monthly expenses are $2800. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is $1,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have really high interest rates on majority of my credit cards, so i would like to consolidate them, have one payment that I can see making a difference to improve my credit. |
Which debts do you plan to pay off with this loan? | I would like to get rid of the cards with the highest interest rates. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would pay off the cards with the highest interest rate. |
Please explain the reason why you carry a large revolving credit balance. | I had some car problems, so I used the credit cards to fix it. |
Member Payment Dependent Notes Series 1211875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211875 |
$8,500 |
$8,500 |
15.81% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211875. Member loan 1211875 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Morgan Stanley | Debt-to-income ratio: | 23.05% |
Length of employment: | 10+ years | Location: | Halethorpe, MD |
Home town: | |||
Current & past employers: | Morgan Stanley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $5,400.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1211902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211902 |
$12,000 |
$12,000 |
10.74% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211902. Member loan 1211902 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,333 / month |
Current employer: | State of Minnesota | Debt-to-income ratio: | 17.08% |
Length of employment: | 10+ years | Location: | Shoreview, MN |
Home town: | |||
Current & past employers: | State of Minnesota | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Replacement of dilapidated garden shed, privacy fence, above ground pool, some other aesthetic improvements. Total project is about 24k, we're hoping to finance half.<br><br> Borrower added on 03/28/12 > We are funding half of the backyard improvement project ourselves and looking to finance the other half.<br><br> Borrower added on 03/28/12 > I've been at my job 34 years in May - and it's STILL fun!<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $120,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Replacing a garden shed, privacy fencing, above-ground pool. Total is approx $24k, we're hoping to finance 1/2 of it. |
Please explain the reason why you carry a large revolving credit balance. | Always doing the very best we can through life's ups and downs. Death of parent and selling estate, kids moving in and out, challenges and opportunities we all face. |
Member Payment Dependent Notes Series 1211907
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211907 |
$9,000 |
$9,000 |
7.62% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211907. Member loan 1211907 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Cayzen Technologies | Debt-to-income ratio: | 11.39% |
Length of employment: | 1 year | Location: | Olympia, WA |
Home town: | |||
Current & past employers: | Cayzen Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I have some high interest debt that needs to be taken care of. I also have some upcoming bills that I want to get taken care of before they need to be added to my debt.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,614.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans:<br>$7,218 - 6.55%<br>$12,558 - 2.11%<br>$22,208 - 4.81% (Variable and will change)<br><br>Credit Card:<br>$5,126 - 20.74%<br><br>Other Loan:<br>$2,113 - 7.35%<br><br>Upcoming Debts (will be added to 20.74% credit card without loan)<br>$6,572 |
Member Payment Dependent Notes Series 1211970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211970 |
$6,400 |
$6,400 |
13.11% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211970. Member loan 1211970 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Briggs Equipment | Debt-to-income ratio: | 11.46% |
Length of employment: | 10+ years | Location: | DRY PRONG, LA |
Home town: | |||
Current & past employers: | Briggs Equipment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,942.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2494 29% $81<br>Visa $981 29% $33<br>Visa $901 29% $34<br>computer $429 25% $20<br>Home Improvment store $6112 25% $169 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1300 |
Please explain the reason why you carry a large revolving credit balance. | We had a termite problem that had to be treated and some repairs made and Daughters wedding |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2494 29% $81<br>Visa $981 29% $33<br>Visa $901 29% $34<br>computer $429 25% $20<br>Home Improvment store $6112 25% $169 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $337 now<br>$410 after payoff |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2200 without Mortgage |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2494 29% $81<br>Visa $981 29% $33<br>Visa $901 29% $34<br>computer $429 25% $20<br>Home Improvment store $6112 25% $169 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage $841<br>insurance $104<br>taxes $56 |
What is your intended use for the loan proceeds? | pay off credit cards, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2200 without Mortgage |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1300 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $337 now<br>$410 after payoff |
What is the total balance of your credit cards, interest rates and current monthly payments? | $10915-total balance<br>Ive been paying $600 per month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2494 29% $81<br>Visa $981 29% $33<br>Visa $901 29% $34<br>computer $429 25% $20<br>Home Improvment store $6112 25% $169 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Leftover after card payoff will be used for other bills |
Please explain the reason why you carry a large revolving credit balance. | We had a termite problem that had to be treated and some repairs made and Daughters wedding |
Member Payment Dependent Notes Series 1211976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211976 |
$25,600 |
$25,600 |
13.67% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211976. Member loan 1211976 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | LeafGuard | Debt-to-income ratio: | 17.58% |
Length of employment: | 9 years | Location: | Severn, MD |
Home town: | |||
Current & past employers: | LeafGuard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This loan will pay off all credit card debt.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $21,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No late or delinquencys. |
Please explain the reason why you carry a large revolving credit balance. | Many necessary but unexpected home repairs. |
Please explain the reason why you carry a large revolving credit balance. | Many necessary but unexpected home repairs. |
What is your intended use for the loan proceeds? | Paying off all credit card debt. |
What is your intended use for the loan proceeds? | Paying off all credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | Many necessary but unexpected home repairs. |
Which debts do you plan to pay off with this loan? | All credit card debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. 6800.00 monthly. This loan will save us about 300.00 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. 6800.00 monthly. This loan will save us about 300.00 a month |
Member Payment Dependent Notes Series 1211999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1211999 |
$20,000 |
$20,000 |
13.99% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1211999. Member loan 1211999 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | Federal Government | Debt-to-income ratio: | 19.99% |
Length of employment: | 10+ years | Location: | San Mateo, CA |
Home town: | |||
Current & past employers: | Federal Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Credit Card Consolidation<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $11,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent:420.00, transportation:120., food: 200, phone:200, car insurance:200 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard: 437. APR 9.90%, Monthly payment: 35.00, Motorcycle: 7,174 APR 12.99% Monthly payment: 219, Chase Auto Loan: 8,238 APR 14.50% monthly payment 325, Capitalone auto loan: 5,099 APR 13.55%, Chase Credit Card 609 APR 29.99% monthly payment 40.00, Capitalone credit card:247. APR monthly payment 30.00, rewardzonemastercard 912., APR 21.74% monthly payment 60.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent: 420.00, transportation 120.00, insurance 200.00, |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard: 437. APR 9.90%, Monthly payment: 35.00, Motorcycle: 7,174 APR 12.99% Monthly payment: 219, Chase Auto Loan: 8,238 APR 14.50% monthly payment 325, Capitalone auto loan: 5,099 APR 13.55%, Chase Credit Card 609 APR 29.99% monthly payment 40.00, Capitalone credit card:247. APR monthly payment 30.00, rewardzonemastercard 912., APR 21.74% monthly payment 60.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would pay all credit card debt and have one payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard: 437. APR 9.90%, Monthly payment: 35.00, Motorcycle: 7,174 APR 12.99% Monthly payment: 219, Chase Auto Loan: 8,238 APR 14.50% monthly payment 325, Capitalone auto loan: 5,099 APR 13.55%, Chase Credit Card 609 APR 29.99% monthly payment 40.00, Capitalone credit card:247. APR monthly payment 30.00, rewardzonemastercard 912., APR 21.74% monthly payment 60.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard: 437. APR 9.90%, Monthly payment: 35.00, Motorcycle: 7,174 APR 12.99% Monthly payment: 219, Chase Auto Loan: 8,238 APR 14.50% monthly payment 325, Capitalone auto loan: 5,099 APR 13.55%, Chase Credit Card 609 APR 29.99% monthly payment 40.00, Capitalone credit card:247. APR monthly payment 30.00, rewardzonemastercard 912., APR 21.74% monthly payment 60.00 |
Member Payment Dependent Notes Series 1212084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212084 |
$5,000 |
$5,000 |
6.03% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212084. Member loan 1212084 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,458 / month |
Current employer: | Caterpillar | Debt-to-income ratio: | 13.54% |
Length of employment: | 2 years | Location: | Carol Stream, GA |
Home town: | |||
Current & past employers: | Caterpillar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Due to the quick turnover of the motorcycle market, I do not have a specific motorcycle that I have chosen to purchase, but I am planning on purchasing a Used 2004-2008 Yamaha R6, with under 10,000mi on the odometer. Mechanical condition isn't a large concern to me, as I do a lot of my own repairs, but I do plan on making sure everything is mechanically sound before purchasing. |
How much money are you providing out of pocket as a down payment for this purchase? | I will be paying $2000 out of pocket. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I plan on including all costs within my overall purchase budget. Motorcycle sales tax in my state is a flat $25, as well as a $65 title fee and $38 motorcycle registration fee. Based off of the premiums on a previous motorcycle I have owned, I'm estimating insurance to be about $400/year. These will all be taken into account within the overall budget and purchase price of the motorcycle I select. |
Member Payment Dependent Notes Series 1212176
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212176 |
$15,000 |
$15,000 |
13.11% |
1.00% |
April 3, 2012 |
April 13, 2017 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212176. Member loan 1212176 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Lockheed martin | Debt-to-income ratio: | 7.74% |
Length of employment: | 10+ years | Location: | HASLET, TX |
Home town: | |||
Current & past employers: | Lockheed martin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > I am interested in getting this loan to use for minor credit card debt consolidation and also to help with large purchases this year around my home (hot water heaters, furniture). My job is stable and my credit history shows I am capable of meeting my loan commitments.<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,468.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | need to pay off a higher interest credit card debt and make some purchases in my home (new hot water heaters, furniture). |
Please provide additional details regarding the purpose of the loan. | need to pay off a higher interest credit card debt and make some purchases in my home (new hot water heaters, furniture). |
Please provide additional details regarding the purpose of the loan. | need to pay off a higher interest credit card debt and make some purchases in my home (new hot water heaters, furniture). |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 5000 for debt, rest for home improvements(new hot water heaters, furniture) |
Member Payment Dependent Notes Series 1212191
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212191 |
$14,400 |
$14,400 |
13.11% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212191. Member loan 1212191 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | ST. JOSEPH'S HOSPITAL | Debt-to-income ratio: | 18.97% |
Length of employment: | 3 years | Location: | EUREKA, CA |
Home town: | |||
Current & past employers: | ST. JOSEPH'S HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,741.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I was sued in 2002? because I was a co-signer to an apartment and the person I co-signed for trashed the place and moved out and didn't pay and therefore I was the next best thing. It has been resolved, but will remain on my credit a little longer. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1700, utilities about $300, phone $60, and food varies but around $400-900 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1700, utilities about $300, phone $60, and food varies but around $400-900 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC FOR $4300, CC $1900, CC $900, CC $900, CC $700, My interest rates range from 13% to 29%. My monthly payments are (not sure the minumums this is what I pay) $500 to $800cc, $300 student loan, $1700 rent, and $650 car payment. |
If you have a public record on file, please briefly explain the event and its resolution. | I was sued in 2002? because I was a co-signer to an apartment and the person I co-signed for trashed the place and moved out and didn't pay and therefore I was the next best thing. It has been resolved, but will remain on my credit a little longer. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent $1700, utilities about $300, insurance about $150, I have a $650 car payment, and food ranges from $400-$900 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC FOR $4300, CC $1900, CC $900, CC $900, CC $700, My interest rates range from 13% to 29%. My monthly payments are (not sure the minumums this is what I pay) $500 to $800cc, $300 student loan, $1700 rent, and $650 car payment. |
Which debts do you plan to pay off with this loan? | $5,000 back taxes due to surprising tax increase and wrong set-up of w-2 which has been corrected, cc $1900, another cc $4300, another cc for $900, and the last cc for $900 these are all rough estimates |
What is your intended use for the loan proceeds? | $5,000 back taxes due to surprising tax increase and wrong set-up of w-2 which has been corrected, cc $1900, another cc $4300, another cc for $900, and the last cc for $900 these are all rough estimates |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1700, utilities about $300, phone $60, and food varies but around $400-900 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent $1700, utilities about $300, insurance about $150, I have a $650 car payment, and food ranges from $400-$900 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC FOR $4300, CC $1900, CC $900, CC $900, CC $700, My interest rates range from 13% to 29%. My monthly payments are (not sure the minumums this is what I pay) $500 to $800cc, $300 student loan, $1700 rent, and $650 car payment. |
Which debts do you plan to pay off with this loan? | $5,000 back taxes due to surprising tax increase and wrong set-up of w-2 which has been corrected, cc $1900, another cc $4300, another cc for $900, and the last cc for $900 these are all rough estimates |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $5,000 back taxes due to surprising tax increase and wrong set-up of w-2 which has been corrected, cc $1900, another cc $4300, another cc for $900, and the last cc for $900 these are all rough estimates |
Please explain the reason why you carry a large revolving credit balance. | I don't try to. I pay them off or get close then another event happens and they get charged on again. I am finally at a stage to where I have a nest egg and so this will pay off what is left and if another even were to happen I have the nest egg to fall back on. So I am ending the repetitive cycle I am in. |
Member Payment Dependent Notes Series 1212217
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212217 |
$8,000 |
$8,000 |
10.74% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212217. Member loan 1212217 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Kato Marine | Debt-to-income ratio: | 4.42% |
Length of employment: | 7 years | Location: | Odenton, MD |
Home town: | |||
Current & past employers: | Kato Marine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $4,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquency |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balance: Visa Card $2,075.00 Interest Rate 25% to 27% Monthly Payment $75.00<br>Balance: Discover Card $2,200.00 Interest Rate 18% to 20% Monthly Payment $65.00<br>Note: the interest rates on both cards were given to you like that because the statements are at home |
Member Payment Dependent Notes Series 1212265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212265 |
$1,800 |
$1,800 |
7.62% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212265. Member loan 1212265 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,942 / month |
Current employer: | Lowe's | Debt-to-income ratio: | 11.05% |
Length of employment: | 5 years | Location: | fayetteville, GA |
Home town: | |||
Current & past employers: | Lowe's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I'm going to use this loan to pay off my credit card which has high interest rate. This loan would save me more money in the long run.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $1,499.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 14.30% | Months Since Last Record: | 65 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1212687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212687 |
$9,000 |
$9,000 |
13.11% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212687. Member loan 1212687 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Task Consolidated | Debt-to-income ratio: | 5.58% |
Length of employment: | 8 years | Location: | Coral Springs, FL |
Home town: | |||
Current & past employers: | Task Consolidated | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This loan will help in finish paying off the wedding venue and travel arrangements.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $3,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1212705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212705 |
$10,000 |
$10,000 |
9.76% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212705. Member loan 1212705 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | Sprague Machine Llc | Debt-to-income ratio: | 15.58% |
Length of employment: | 10+ years | Location: | Seabrook, NH |
Home town: | |||
Current & past employers: | Sprague Machine Llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > This loan is to consolidate my credit cards.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,269.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have Sears, Citi Bank, Zales, and American Express cards that I want to pay off and then just have Lending Club bill to pay every month. I am up to date on all my cards. The $10,000. I am asking for would take care of all of those. My total for all is $9,500.00 to consolidate my debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $285. a month for all above, also the once a year car registration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have Sears, Citi Bank, Zales, and American Express cards that I want to pay off and then just have Lending Club bill to pay every month. I am up to date on all my cards. The $10,000. I am asking for would take care of all of those. My total for all is $9,500.00 to consolidate my debt. |
Member Payment Dependent Notes Series 1212718
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212718 |
$6,000 |
$6,000 |
7.62% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212718. Member loan 1212718 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | International Air Academy | Debt-to-income ratio: | 9.50% |
Length of employment: | 3 years | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | International Air Academy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,731.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1212793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212793 |
$26,325 |
$26,325 |
13.11% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212793. Member loan 1212793 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Schreiber Foods | Debt-to-income ratio: | 22.36% |
Length of employment: | 10+ years | Location: | Loma Linda, MO |
Home town: | |||
Current & past employers: | Schreiber Foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Just going to use the money to combine some bills and get paid off debt a lot faster. I have been at my current employer for 10 yrs going to be 11 in May. I have always paid my bills, but i'd like the sastification of getting to know that i can have them all paid off in 5 years with this loan.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to pay off a couple of credit cards, and put my car loan on with it. This will combine all my payments into one and save me about 70 dollars a month.It will also let me pay my credit cards off in 5 years instead of making minimum payment on one,and taking longer to payoff. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My goal with this loan is to combine a couple credit cards and carpayment into one loan. This will save me about 70 dollars a month, but most importantly help get the credit cards paid off in 5 years instead of who knows hom many somertimes making the minimum payment on one of them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards are the biggest concern at about 18000 just going to add car to make one monthly payment and have it all on one bill. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | It is enough, but the main reason for the loan is to get credit cards paid off in a reasonable amount of time. Instead of making the minimum payment on them some months. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Loan will be used to pay off bills. |
Member Payment Dependent Notes Series 1212803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212803 |
$5,200 |
$5,200 |
12.12% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212803. Member loan 1212803 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | JPMorgan Chase Bank | Debt-to-income ratio: | 16.05% |
Length of employment: | 2 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | JPMorgan Chase Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > This is a loan to refinance credit card debt. These are old cards with old balances that still cary high interest rates. This will clear out my debts at a cheaper rate for me and provide a much better rate of return for any lenders out there than stock dividends or bond interest. Thanks for helping!<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1212833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212833 |
$12,000 |
$12,000 |
18.25% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212833. Member loan 1212833 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Gaston Electrical Co. Inc | Debt-to-income ratio: | 22.80% |
Length of employment: | 3 years | Location: | WALPOLE, MA |
Home town: | |||
Current & past employers: | Gaston Electrical Co. Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $5,804.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car - $118.00<br>Trans -$300+ (Gas)<br>Utilities - None<br>Food - $200<br>Its not much all together.. Any further questions? |
Member Payment Dependent Notes Series 1212851
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212851 |
$20,775 |
$20,775 |
15.31% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212851. Member loan 1212851 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | GM | Debt-to-income ratio: | 16.60% |
Length of employment: | < 1 year | Location: | NEW BALTIMORE, MI |
Home town: | |||
Current & past employers: | GM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > To close 4 credit cards<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I want to pay off & CLOSE 4 credit cards (Old Navy VISA, Discover, Citicard, and Kohls) that I have been paying since I was laid off almost 5 years ago. I have stable employment for almost 5 years now. I opened the cards to avoid foreclosing. I have never missed a payment on any debt & pay more than the min. I want to consolidate and get rid of the revolving credit so that I can pay my student loan faster. The amount I requested will completely pay off the revolving credit. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I want to pay off & CLOSE 4 credit cards (Old Navy VISA, Discover, Citicard, and Kohls) that I have been paying since I was laid off almost 5 years ago. I have stable employment for almost 5 years now. I opened the cards to avoid foreclosing. I have never missed a payment on any debt & pay more than the min. I want to consolidate and get rid of the revolving credit so that I can pay my student loan faster. The amount I requested will completely pay off the revolving credit. |
Please explain the reason why you carry a large revolving credit balance. | I want to pay off & CLOSE 4 credit cards (Old Navy VISA, Discover, Citicard, and Kohls) that I have been paying since I was laid off almost 5 years ago. I have stable employment for almost 5 years now. I opened the cards to avoid foreclosing. I have never missed a payment on any debt & pay more than the min. I want to consolidate and get rid of the revolving credit so that I can pay my student loan faster. The amount I requested will completely pay off the revolving credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I want to pay off & CLOSE 4 credit cards (Old Navy VISA, Discover, Citicard, and Kohls) that I have been paying since I was laid off almost 5 years ago. I have stable employment for almost 5 years now. I opened the cards to avoid foreclosing. I have never missed a payment on any debt & pay more than the min. I want to consolidate and get rid of the revolving credit so that I can pay my student loan faster. The amount I requested will completely pay off the revolving credit. |
Which debts do you plan to pay off with this loan? | I want to pay off & CLOSE 4 credit cards (Old Navy VISA, Discover, Citicard, and Kohls) that I have been paying since I was laid off almost 5 years ago. I have stable employment for almost 5 years now. I opened the cards to avoid foreclosing. I have never missed a payment on any debt & pay more than the min. I want to consolidate and get rid of the revolving credit so that I can pay my student loan faster. The amount I requested will completely pay off the revolving credit. |
Member Payment Dependent Notes Series 1212874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212874 |
$3,000 |
$3,000 |
7.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212874. Member loan 1212874 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.00% |
Length of employment: | n/a | Location: | Walla Walla, WA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | My primary residence |
Member Payment Dependent Notes Series 1212888
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212888 |
$19,200 |
$19,200 |
13.67% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212888. Member loan 1212888 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,250 / month |
Current employer: | West Central Communications, Inc. | Debt-to-income ratio: | 20.03% |
Length of employment: | 10+ years | Location: | MONTEVIDEO, MN |
Home town: | |||
Current & past employers: | West Central Communications, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Consolidate bills to only make 1 payment instead of 4.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1212901
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212901 |
$5,175 |
$5,175 |
7.90% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212901. Member loan 1212901 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Target | Debt-to-income ratio: | 12.25% |
Length of employment: | 6 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > I WILL BE USING THIS MONEY TO DO SOME REPAIRS AT MY HOME. IM PLANNING ON ADDING A NEW KITCHEN, A NEW FENCE, NEW FLOOR TITLE, A WATER HEATHER AND DO SOME PAINTING. THIS MONEY WILL REALLY HELP IMPROVE THE VALUE OF MY HOME, AND ALSO MAKE IT A BETTER PLACE. THANKS FOR LETTING ME BORROW THIS MONEY.......<br><br> Borrower added on 03/27/12 > I WILL BE USING THIS MONEY TO DO SOME REPAIRS AT MY HOME. I WILL BE REPLACINGTHE KITCHEN, A NEW WATER HEATER, GET NEW FENCING, NEW FLOOR TITLE AND DOING SOME PAINTING. IT WILL REALLY IMPROVE THE VALUE OF MY HOME AND THIS WILL ALSO MAKE IT A BETTER PLACE TO LIVE FOR MY FAMILY. THANKS FOR EVERYTHING,<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,604.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | For the most part, I have some friends work doing construction and they are willing to help me out with the labor. Most of the money will go to pay the materials I will be using. When I purchase this home it was not in perfect condition, but it was worth its price. I knew from the beginning that there was a lot of work to be done and I was looking forward to it. I have also taken a year of carpentry at a local facility and Im ready to use everything I learned. This loan willmake a big difference |
Member Payment Dependent Notes Series 1212906
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212906 |
$12,000 |
$12,000 |
18.55% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212906. Member loan 1212906 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | The Wireless Center | Debt-to-income ratio: | 2.97% |
Length of employment: | 6 years | Location: | Lakewood, OH |
Home town: | |||
Current & past employers: | The Wireless Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $5,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | SJ, <br>Here is a breakdown of what I will use the loan for. I have fell slightly behind on some bills due to having to help out close family that lost their jobs.<br>Credit Cards- $7,000<br>Mortgage- $2,200<br>Car repairs- $1,000<br>Emergency Fund- $1,400 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | SJ,<br>Here is a breakdown of my monthly housing expenses<br>Mortgage, insurance, taxes- $1,100 monthly<br>Utilities- $350 monthly |
Please explain the reason why you carry a large revolving credit balance. | The reason I have carried such a high revolving credit balance is due to some family struggles that I have had to help with the past two years.However, the family issues that have altered my ability to save and pay off my debts are currently resolved giving me the opportunity to focus on my personal financial situation. I am seeking this loan so that I can pay off all my credit card debt, catch up on my mortgage, fix my car and have a small emergency fund for myself in case something happens. |
Member Payment Dependent Notes Series 1212934
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212934 |
$3,000 |
$3,000 |
7.62% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212934. Member loan 1212934 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,650 / month |
Current employer: | steve & rockys | Debt-to-income ratio: | 24.62% |
Length of employment: | 8 years | Location: | CANTON, MI |
Home town: | |||
Current & past employers: | steve & rockys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,498.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1212963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212963 |
$16,000 |
$16,000 |
13.99% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212963. Member loan 1212963 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.24% |
Length of employment: | 10+ years | Location: | Baton Rouge, LA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/27/12 > Adding equipment to hire another driver.<br><br> Borrower added on 03/28/12 > Has been in business sense 1996.<br>
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Add a dump truck and a driver. Already have a tractor trailer and one driver employed. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Yes. |
Member Payment Dependent Notes Series 1212966
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1212966 |
$6,000 |
$6,000 |
17.27% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1212966. Member loan 1212966 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Healthcare Services Group Inc. | Debt-to-income ratio: | 17.95% |
Length of employment: | 7 years | Location: | EUGENE, OR |
Home town: | |||
Current & past employers: | Healthcare Services Group Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $6,685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approximately 5000 at an average of 29.99% |
Which debts do you plan to pay off with this loan? | I want to pay off my credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately 65%-70% of income |
Please explain the reason why you carry a large revolving credit balance. | Some unexpected expenses that came my way |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approximately 5000 at an average of 29.99% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | approximately 65%-70% of monthly income |
What is your intended use for the loan proceeds? | I want to pay off my credit cards and have a lower payment also to help improve my credit score and to save money for a new vehicle |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | approximately 65%-70% of monthly income |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approximately 5000 at an average of 29.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately 65%-70% of income |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approximately 5000 at an average of 29.99% |
Member Payment Dependent Notes Series 1213011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213011 |
$25,500 |
$25,500 |
18.25% |
1.00% |
April 3, 2012 |
April 10, 2017 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213011. Member loan 1213011 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,386 / month |
Current employer: | Intl Assn for K-12 Online Learning | Debt-to-income ratio: | 20.72% |
Length of employment: | 5 years | Location: | RICHMOND, VA |
Home town: | |||
Current & past employers: | Intl Assn for K-12 Online Learning | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard - $9211 balance, 27.24% Interest Rate, minimum payment $302 <br>Visa - $11,380, 19.99% interest rate, minimum payment $289<br>Store Card - $2891, 24.50%, minimum payment $136 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1100<br>Utilities/Phone - $450<br>Insurance - $100<br>Food - varies (average about $200-$300/month)<br>Student Loans - $1000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $9211 balance, 27.24% Interest Rate, minimum payment $302 <br>Visa - $11,380, 19.99% interest rate, minimum payment $289<br>Store Card - $2891, 24.50%, minimum payment $136 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $727 is my minimum monthly payments. I don't understand the last part of your question, please clarify. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $9211 balance, 27.24% Interest Rate, minimum payment $302 <br>Visa - $11,380, 19.99% interest rate, minimum payment $289<br>Store Card - $2891, 24.50%, minimum payment $136 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $9211 balance, 27.24% Interest Rate, minimum payment $302 <br>Visa - $11,380, 19.99% interest rate, minimum payment $289<br>Store Card - $2891, 24.50%, minimum payment $136 |
Please explain the reason why you carry a large revolving credit balance. | Over the last 5 years I completed my doctoral degree from a private university. The student loans only covered so much and my dissertation study was completed overseas. The costs of traveling to school (across country five weeks each year of the program and for the study added up). I also moved across country and all of these things were put on my credit cards. Now that I have finished school, I want to pay them off faster and start fresh. |
Member Payment Dependent Notes Series 1213028
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213028 |
$6,000 |
$6,000 |
10.74% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213028. Member loan 1213028 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | OMC | Debt-to-income ratio: | 1.98% |
Length of employment: | 8 years | Location: | Zanesville, OH |
Home town: | |||
Current & past employers: | OMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $4,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencys in the last two years. I did consolidate some credit card debt through lending club and they will be able to tell you we paid it off early. With the credit cards, I was making payments on time but the interest rates (APR) were just outrageous. |
What is the home improvement project you are planning? | We have several mini projects that need to be done with regards to insurance requirements through our mortgage lender. We have some painting on the outside we need to do involving wood panels that could potentially lead to termite issues down the road, installing railings around our porches and leading up the steps ( we have two) as the porches are so far off the ground and possible liabilities. We also need to replace some vinyl siding and inside plumbing updates are needed-older house |
What is your intended use for the loan proceeds? | We are in need of funds to put a new railing up around two outside porches after spending last summer replacing a cracked concrete porch and also a rail along steps on the side porch. Also we need to repaint some outside structures for insurance requirements. Personal improvements we need to do is replace indoor plumbing that is close to 50 years old. We have 3 children so our current funds are just stretched to finance all these projects. We appreciate any help given. |
Member Payment Dependent Notes Series 1213047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213047 |
$6,000 |
$6,000 |
13.11% |
1.00% |
April 3, 2012 |
April 10, 2015 |
April 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213047. Member loan 1213047 was requested on March 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Jean Michel Cazabat | Debt-to-income ratio: | 1.23% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Jean Michel Cazabat | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $1,429.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per Month:<br><br>Rent - 1000, Subway - 50, Utilities - 50, Phone - 50, Insurance - 100, Internet - 30, food - 200 |
Please explain the reason why you carry a large revolving credit balance. | I am a self-sufficient full-time college student and full-time employee. Before moving to NY and beginning my current job, I used credit cards as cushion for basic needs. Now I wish to consolidate without the exceedingly high interest rates. |
Member Payment Dependent Notes Series 1213141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213141 |
$1,000 |
$1,000 |
7.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213141. Member loan 1213141 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,200 / month |
Current employer: | BFG, Inc | Debt-to-income ratio: | 20.69% |
Length of employment: | 10+ years | Location: | Princeton, KY |
Home town: | |||
Current & past employers: | BFG, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | to help my mother pay her bills. |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 1213248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213248 |
$28,000 |
$28,000 |
23.13% |
1.00% |
April 3, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213248. Member loan 1213248 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | US Government | Debt-to-income ratio: | 16.59% |
Length of employment: | 3 years | Location: | Pink Hill, NC |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > After this loan is approved, I will destroy the credit cards that I currently have.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I would use the loan to pay off the cards and cut them up so they cannot be used. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would like to pay off all of my credit card debt and destroy the cards. |
Which debts do you plan to pay off with this loan? | All of my credit card debit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total output per month is 6300.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would like to pay off all of my credit card debt and destroy the cards. |
Which debts do you plan to pay off with this loan? | All of my credit card debit |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My total output is 6300.00 |
What is your intended use for the loan proceeds? | I plan to payoff all credit cards and destroy them |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies over several years. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public records or anything negetive on my credit report |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1777.00 house payment<br>250.00 insurance (cars) |
Member Payment Dependent Notes Series 1213273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213273 |
$4,500 |
$4,500 |
7.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213273. Member loan 1213273 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,641 / month |
Current employer: | KiOR, Inc | Debt-to-income ratio: | 16.72% |
Length of employment: | < 1 year | Location: | Deer Park, TX |
Home town: | |||
Current & past employers: | KiOR, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Refinance credit card currently at 24% interest<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $7,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, balance $4,858.23, minimum payment $74, interest rate 23.74% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $240 total minimum payments for all credit cards plus new loan payment amount |
Member Payment Dependent Notes Series 1213280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213280 |
$8,000 |
$8,000 |
9.76% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213280. Member loan 1213280 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | SBS Tech Solutions | Debt-to-income ratio: | 11.28% |
Length of employment: | 1 year | Location: | Brentwood, NY |
Home town: | |||
Current & past employers: | SBS Tech Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Borrowing money to cover vendor costs for the wedding. Planning on paying the loan off once the wedding is over.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $3,953.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not think I have had and delinquency within the last 2 years. I learned the hard way that having bad credit just made life harder. I keep all my bills paid and on time. Mint com helps remind me when there is a payment due on any of my accounts. |
What portion of your wedding expenses does this loan represent? | This will be covering the video and photographer. I have already paid for the reception flowers and etc. |
Member Payment Dependent Notes Series 1213281
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213281 |
$1,800 |
$1,800 |
6.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213281. Member loan 1213281 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,700 / month |
Current employer: | POLAR ELECTRO INC | Debt-to-income ratio: | 16.56% |
Length of employment: | 6 years | Location: | LYNBROOK, NY |
Home town: | |||
Current & past employers: | POLAR ELECTRO INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses ranges from $1,000 - 1,200. |
Member Payment Dependent Notes Series 1213285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213285 |
$6,500 |
$6,500 |
10.74% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213285. Member loan 1213285 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | J.Crew | Debt-to-income ratio: | 7.26% |
Length of employment: | 6 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | J.Crew | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I have no bills to pay, as I now live with my aunt who will not let me pay a dime, my company pays for my cellphone and travel expenses, and I have no need for a car in my region of the country. I have a great stable job and make a very good living. I am dedicated to paying off this debt!<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment for my credit cards is $357 a month. With this loan I will be able to pay off all of my debt and my minimum payment to Lending Club will then be $212 a month. |
Member Payment Dependent Notes Series 1213429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213429 |
$10,000 |
$10,000 |
10.74% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213429. Member loan 1213429 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | CSX TRANSPORTATION | Debt-to-income ratio: | 15.50% |
Length of employment: | 10+ years | Location: | oak hill, OH |
Home town: | |||
Current & past employers: | CSX TRANSPORTATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1213453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213453 |
$18,000 |
$18,000 |
13.99% |
1.00% |
April 3, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213453. Member loan 1213453 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Strategies For Wealth | Debt-to-income ratio: | 8.49% |
Length of employment: | 10+ years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Strategies For Wealth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $19,275.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency in the last 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1,100; Transportation - $100; Utilities - $300; Phone - $150; Insurance - $150; Food - $200 |
Member Payment Dependent Notes Series 1213470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213470 |
$10,000 |
$10,000 |
13.99% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213470. Member loan 1213470 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | GNC | Debt-to-income ratio: | 5.73% |
Length of employment: | 7 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | GNC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $5,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, I do not have any delinquency in the last 2 years. |
Member Payment Dependent Notes Series 1213482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213482 |
$13,000 |
$13,000 |
13.99% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213482. Member loan 1213482 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | American Express | Debt-to-income ratio: | 7.39% |
Length of employment: | 4 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | American Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Moving to a new apartment and have to pay a broker's fee, and will need additional furniture.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $8,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently monthly expenses are approx $2000. |
What is your intended use for the loan proceeds? | Broker fee for a new apartment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently monthly expenses are approx $2000. |
Member Payment Dependent Notes Series 1213772
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213772 |
$4,000 |
$4,000 |
15.31% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213772. Member loan 1213772 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,900 / month |
Current employer: | RustyBrick, Inc. | Debt-to-income ratio: | 9.69% |
Length of employment: | 6 years | Location: | Parkesburg, PA |
Home town: | |||
Current & past employers: | RustyBrick, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,042.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 925<br>Transportation: 100 (telecommute)<br>Utilities: ~100<br>Phone: 50<br>Insurance: 100<br>Food: 300<br>Internet/Cable: 100<br><br>Total: ~1675 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan: 3260, 2.110%, 71/mo<br>CC: 3881, 10.990%, 150/mo<br>CC: 3892, 29.990%, 200/mo<br>CC: 800, 0%, 100/mo<br>CC: 1157, 0%, 100/mo<br>CC: 9800, 0%, 200/mo<br>Hospital 1/2: 3600, 0% (currently), 100/mo<br>Hospital 2/2: 1000, 0% (currently), 100/mo |
Which debts do you plan to pay off with this loan? | I plan to pay off my Chase, formerly WaMu, credit card with an APR of 29.99%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan: 3260, 2.110%, 71/mo<br>CC: 3881, 10.990%, 150/mo<br>CC: 3892, 29.990%, 200/mo<br>CC: 800, 0%, 100/mo<br>CC: 1157, 0%, 100/mo<br>CC: 9800, 0%, 200/mo<br>Hospital 1/2: 3600, 0% (currently), 100/mo<br>Hospital 2/2: 1000, 0% (currently), 100/mo |
Member Payment Dependent Notes Series 1213836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213836 |
$10,000 |
$10,000 |
20.50% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213836. Member loan 1213836 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.88% |
Length of employment: | 6 years | Location: | Gillette, WY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Very profitable business venture.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $9,818.00 | Public Records On File: | 2 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | 1 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | To my knowledge I have no public records on file. |
If you have a delinquency in the last 2 years, please explain the reason. | To my knowledge I have no delinqencies in the past two years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2783 |
What type of business are you starting? | Construction/Retail |
If you have a public record on file, please briefly explain the event and its resolution. | To my knowledge I have no public records on file. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2783 |
Please describe your experience/familiarity with the business you are starting/started? | 15 years in the construction industry |
Please explain the reason why you carry a large revolving credit balance. | I own a construction business that uses a lot of equipment every month, I pay for this using credit cards to take advantage of bonus points, miles, ect..... |
What do you project your monthly expenses for the first 6 months of your business? | $20,000 |
What do you project your monthly revenues for the first 6 months to be? | $65,000 |
Member Payment Dependent Notes Series 1213886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213886 |
$24,925 |
$24,925 |
10.74% |
1.00% |
April 3, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213886. Member loan 1213886 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | U.P.S. | Debt-to-income ratio: | 7.03% |
Length of employment: | 10+ years | Location: | Thomasville, NC |
Home town: | |||
Current & past employers: | U.P.S. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | kitchen floor and wall repair from water damage. pool repair. replacing back yard fencing. If enough money is left over remodeling the garage. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $734, Car $127, Motorcycle $153, Gas $300, utilities $143, cable $80, food $300, insurance $100, credit card $15. If I get the loan, I have $3600 in savings that I will use to pay off the car and motorcycle loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage $734 insurance and taxes are included. utilities $143. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage payment includes both insurance and tax payments. mortgage $734 , insurance $49, tax $64. |
Member Payment Dependent Notes Series 1213914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213914 |
$6,000 |
$6,000 |
9.76% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213914. Member loan 1213914 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | terrance electric | Debt-to-income ratio: | 21.02% |
Length of employment: | 10+ years | Location: | lemont, IL |
Home town: | |||
Current & past employers: | terrance electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $116,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am curently working to pay down all balances, we have stopped using credit cards. |
What is your intended use for the loan proceeds? | I am using the money to pay for property taxes. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses are $4,600 |
Please explain the reason why you carry a large revolving credit balance. | I am curently working to pay down all balances, we have stopped using credit cards. |
Member Payment Dependent Notes Series 1213919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213919 |
$10,500 |
$10,500 |
9.76% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213919. Member loan 1213919 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,542 / month |
Current employer: | Neurosciences Support Corp. | Debt-to-income ratio: | 4.22% |
Length of employment: | 10+ years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Neurosciences Support Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Getting rid of really unpleasant Interest rate Percentages on credit card.<br><br>Remainder is Advance on necessary bldg. matrls. for changes to primary residence. (concrete rebar gravel etc).<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,687.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6700 at 5600 12% interest CC (good standing)<br>2600 at 2050 used 20% interest CC (good standing)<br>3500 at 0 used 35% interest (no joke) CC (Penalty APR on account of disputed charges during ID theft handling)<br>2000 at 0 used 28% interest CC (good standing)<br>1500 at 600 used 15% interest CC (Store card, 0% apr. 2 yr, good standing)<br>228k at 228k used 3.875% mortgage (Refi from 5.775%)<br><br>Currently pay: 150/mo at 5.5k <br>Currently pay: 150$/mo at 2050<br>currently pay: 100$/mo at 600 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation: 200/mo (45-60/week)<br>Utilities: $300$/mo <br>Food: 450$/mo<br>Rent: 1250$/mo<br>Retirement: $150/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6700 at 5600 12% interest CC (good standing)<br>2600 at 2050 used 20% interest CC (good standing)<br>3500 at 0 used 35% interest (no joke) CC (Penalty APR on account of disputed charges during ID theft handling)<br>2000 at 0 used 28% interest CC (good standing)<br>1500 at 600 used 15% interest CC (Store card, 0% apr. 2 yr, good standing)<br>228k at 228k used 3.875% mortgage (Refi from 5.775%)<br><br>Currently pay: 150/mo at 5.5k <br>Currently pay: 150$/mo at 2050<br>currently pay: 100$/mo at 600 |
Please explain the reason why you carry a large revolving credit balance. | In 2009, To get a shortsale to pass FHA inspection it was required to put a new roof, and replace some of the exterior lumbers on the roof edge. Sellers would only cover a small portion of the cost, I paid the difference putting it on a credit card. +2900 for raw materials for tiling. (Jan 2009 to Jan 2011) I maintained the balance and paid off an additional bit of money. Since then. I have paid off 30% of my revolving debt but new rates extend the payback considerably. |
Member Payment Dependent Notes Series 1213935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213935 |
$4,800 |
$4,800 |
9.76% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213935. Member loan 1213935 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Kelly Services, Inc | Debt-to-income ratio: | 13.75% |
Length of employment: | 1 year | Location: | Laurel, MT |
Home town: | |||
Current & past employers: | Kelly Services, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Looking to payoff and close my credit card account. Intrest rate of this loan is about half of my current rate on the card. I have another load from lending club and am happy to say I'm almost a year into payments and look to really get on top of the financial game with this on and the card gone!<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1213939
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213939 |
$8,000 |
$8,000 |
13.67% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213939. Member loan 1213939 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Insurance Group | Debt-to-income ratio: | 21.43% |
Length of employment: | < 1 year | Location: | Ewing, NJ |
Home town: | |||
Current & past employers: | Insurance Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Thank you for looking at my posting. With your help, I plan on paying off all of my credit cards. I have made bad decisions when I was younger but have taken the past few years to get everything back on track. I much rather pay this rate vs. the cards.<br><br> Borrower added on 03/28/12 > Some additional info:<br><br>Credit Cards (Remainder-Rounded up):<br>BOA: 1100<br>Discover: 3300<br>AMEX: 1000<br>Loan: 2000<br><br>Monthly:<br>Rent: 1235<br>Car: 357<br>Fuel: 120<br>Phone: 150<br>Gym: 50<br>Food: 200<br>Ent: 150<br>Electric and Gas: 40-100<br>Cable, Home Phone, Internet: 150<br>Student & Monthly Loan: 320<br><br> Borrower added on 03/28/12 > If you have any other questions, please do not hesitate to ask. I appreciate you helping me to build a solid financial future!<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $4,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1213956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213956 |
$28,000 |
$28,000 |
22.45% |
1.00% |
April 3, 2012 |
April 11, 2017 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213956. Member loan 1213956 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | Emerson Animal Hospital | Debt-to-income ratio: | 12.11% |
Length of employment: | 10+ years | Location: | Little Ferry, NJ |
Home town: | |||
Current & past employers: | Emerson Animal Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Im trying to consolidate all my credit cards and pay one monthly fee.. And finally pay them off!<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,270.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are 5 credit cards. 24% interest on one..22 on another..I just want to consolidate all of them together and get back on track. The finance charges from 5 cards are not makin it easy for me to get balances down but I always pay minimum or higher every month. |
Which debts do you plan to pay off with this loan? | I have about 5 creedit cards I need to pay off and I wanna just consolidate all of them together snd pay one fee that will be taken out of my bank account. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are 5 credit cards. 24% interest on one..22 on another..I just want to consolidate all of them together and get back on track. The finance charges from 5 cards are not makin it easy for me to get balances down but I always pay minimum or higher every month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are 5 credit cards. 24% interest on one..22 on another..I just want to consolidate all of them together and get back on track. The finance charges from 5 cards are not makin it easy for me to get balances down but I always pay minimum or higher every month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are 5 credit cards. 24% interest on one..22 on another..I just want to consolidate all of them together and get back on track. The finance charges from 5 cards are not makin it easy for me to get balances down but I always pay minimum or higher every month. |
Please explain the reason why you carry a large revolving credit balance. | Honestly I pay every month and it does't seem to get the balance down die to my finance charges. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $1500..I am just trying to put my credit cards i to one payment and get back on track. I am very good with paying my bills. Just the finance charges from each card are making it hard. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are 5 credit cards. 24% interest on one..22 on another..I just want to consolidate all of them together and get back on track. The finance charges from 5 cards are not makin it easy for me to get balances down but I always pay minimum or higher every month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just have 5 credit cards and want to make one payment with this one loan and pay them off and up my credit score... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. $1400-1500 |
Please explain the reason why you carry a large revolving credit balance. | Honestly I pay every month and it does't seem to get the balance down die to my finance charges. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are 5 credit cards. 24% interest on one..22 on another..I just want to consolidate all of them together and get back on track. The finance charges from 5 cards are not makin it easy for me to get balances down but I always pay minimum or higher every month. |
What is your intended use for the loan proceeds? | Credit card consolidation to work on paying them off |
If you have a delinquency in the last 2 years, please explain the reason. | Do not have deliquency |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage I rent, car paid off loan, and approx. $1500 in other expenses i.e. Electric, cable, car insurance etc. |
What is your intended use for the loan proceeds? | Credit card consolidation to work on paying them off |
Member Payment Dependent Notes Series 1213988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213988 |
$27,000 |
$27,000 |
18.25% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213988. Member loan 1213988 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Dignity health (mercy San Juan medical c | Debt-to-income ratio: | 16.01% |
Length of employment: | 10+ years | Location: | Antelope, CA |
Home town: | |||
Current & past employers: | Dignity health (mercy San Juan medical c | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,402.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is over $25k, interest averages 22-23%. Current monthly payments, I pay maybe over $1000 /month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $6000<br>MasterCard $8000<br>Discover $6000<br>Retail cards$3000<br>Current interest ranges from14-25%<br>Minimum payment: I total over $1500/mo |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | After this loan, all cards will be paid. I will be paying $1000/mo or more for this loan. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is over $25k, interest averages 22-23%. Current monthly payments, I pay maybe over $1000 /month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $6000<br>MasterCard $8000<br>Discover $6000<br>Retail cards$3000<br>Current interest ranges from14-25%<br>Minimum payment: I total over $1500/mo |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Mostly credit card<br>Down payment for tuition fee |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent/ mortgage $690<br>Phone: $150<br>Food$500 +/-<br>Transportation :$400 +/-<br>Tuition $405<br>Insurance:$200<br>Other: $265 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is over $25k, interest averages 22-23%. Current monthly payments, I pay maybe over $1000 /month |
What is your intended use for the loan proceeds? | Pay off my credit cards and be done with it! |
Please explain the reason why you carry a large revolving credit balance. | I got hooked on one of the MLM's 4 years ago and never recovered from it. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | After this loan, all cards will be paid. I will be paying $1000/mo or more for this loan. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is over $25k, interest averages 22-23%. Current monthly payments, I pay maybe over $1000 /month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $6000<br>MasterCard $8000<br>Discover $6000<br>Retail cards$3000<br>Current interest ranges from14-25%<br>Minimum payment: I total over $1500/mo |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Mostly credit card<br>Down payment for tuition fee |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $6000<br>MasterCard $8000<br>Discover $6000<br>Retail cards$3000<br>Current interest ranges from14-25%<br>Minimum payment: I total over $1500/mo |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $690 home<br>Phone: $150 |
Member Payment Dependent Notes Series 1213996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1213996 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1213996. Member loan 1213996 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | D S Budasoff DDS | Debt-to-income ratio: | 5.37% |
Length of employment: | 8 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | D S Budasoff DDS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > I've been employed full-time for the same employer for 8.5 years. I plan to use this loan to balance my monthly cash flow.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $1,726.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | 114 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | October 2002 Ch 7 bankruptcy. Since then I've had minimal credit history. I've had 2 BMW leases, never late in 5 years. The only debt I currently have is student loans, never late in over 10 years of payments. |
What is your intended use for the loan proceeds? | I plan to balance out my monthly cash flow. |
Member Payment Dependent Notes Series 1214068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214068 |
$13,100 |
$13,100 |
18.55% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214068. Member loan 1214068 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,969 / month |
Current employer: | city of white plains dept . of parking | Debt-to-income ratio: | 23.24% |
Length of employment: | 10+ years | Location: | White Plains, NY |
Home town: | |||
Current & past employers: | city of white plains dept . of parking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $19,607.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1214115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214115 |
$15,000 |
$15,000 |
12.12% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214115. Member loan 1214115 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Petco Animal Supplies, Inc | Debt-to-income ratio: | 15.01% |
Length of employment: | 4 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Petco Animal Supplies, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Loan to pay off higher interest credit card debt and consolidate to one monthly payment.<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 credit cards with balances ranging from 4-6k (2 visa/1 mastercard). The interest rates range from 18-27% and my monthly payments are close to $400. I'm currently paying $600 a month (more than minimum) to pay them down, but this loan will enable me to pay less and pay off faster. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current minimum monthly payments are close to 400, but I'm paying close to 600 in order to pay them down. However, because the interest rates are high, I'd be no where close to paying them off within 3 years. This loan enables me to pay less and pay off faster. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 credit cards with balances ranging from 4-6k (2 visa/1 mastercard). The interest rates range from 18-27% and my monthly payments are close to $400. I'm currently paying $600 a month (more than minimum) to pay them down, but this loan will enable me to pay less and pay off faster. |
Member Payment Dependent Notes Series 1214121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214121 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214121. Member loan 1214121 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,643 / month |
Current employer: | Astro Products Inc. | Debt-to-income ratio: | 22.75% |
Length of employment: | 10+ years | Location: | Church Point, LA |
Home town: | |||
Current & past employers: | Astro Products Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I purchased a house due for demolition to make way for a low-income apartment complex. In order to move the home onto my property, I had to completely remove the roof. Once it was on my property, I have since rebuilt and finished the roof. The only things left to keep my family from living in it is doing the electrical, plumbing and sewer for the house. I will have the house rewired and run all the plumbing with this loan |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | I have one mortgage loan. Balance is $21,600. Interest is 7% fixed with a monthly payment of 250.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Food: 100<br>Phone: employer provided<br>Rent: 0<br>Transportation: fuel provided by employer<br>Insurance 48.00<br>utilities: 140.00 |
What is the home improvement project you are planning? | I purchased a house due for demolition to make way for a low-income apartment complex. In order to move the home onto my property, I had to completely remove the roof. Once it was on my property, I have since rebuilt and finished the roof. The only things left to keep my family from living in it is doing the electrical, plumbing and sewer for the house. I will have the house rewired and run all the plumbing with this loan |
Please explain the reason why you carry a large revolving credit balance. | I have been charging mostly home improvements.ie reason for this loan |
Member Payment Dependent Notes Series 1214138
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214138 |
$3,500 |
$3,500 |
18.25% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214138. Member loan 1214138 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Olivia Mae | Debt-to-income ratio: | 2.00% |
Length of employment: | 4 years | Location: | Amerocan Fork, UT |
Home town: | |||
Current & past employers: | Olivia Mae | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,331.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | 81 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | A 2005 Honda accord with about 100,000 miles on it and it's in great condition. |
If you have a public record on file, please briefly explain the event and its resolution. | It was from 2005 and it was a $200 medical bill that I didn't know about and they filed a claim, I paid it as soon as I found out. |
Member Payment Dependent Notes Series 1214223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214223 |
$12,000 |
$12,000 |
15.31% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214223. Member loan 1214223 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | TGI Fridays | Debt-to-income ratio: | 13.60% |
Length of employment: | 10+ years | Location: | Hinsdale, IL |
Home town: | |||
Current & past employers: | TGI Fridays | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $11,962.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are around 1400 dollars a month including rent ,food ,utilities ,etc |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The balances is $11847 ,the interest rates goes from 18.5% to 22% and the minimum payments are around 480 dollars all together but don"t take me anywhere ,I will be paying for 20 years to payed off |
Member Payment Dependent Notes Series 1214246
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214246 |
$10,000 |
$10,000 |
6.03% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214246. Member loan 1214246 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,500 / month |
Current employer: | Cleary Gottlieb Steen & Hamilton | Debt-to-income ratio: | 1.84% |
Length of employment: | 10+ years | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | Cleary Gottlieb Steen & Hamilton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,112.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase credit card balance of about $4500.00. A Fidelity AmEx card that I use for monthly charges like cable, cell phone, Netflix, misc. No other debts. No mortgage, student loans, car loans. |
What is your intended use for the loan proceeds? | To pay off a Chase credit card balance of $4500.00 and use the rest for home improvement. Also looking to maintain my FICO score by having an installment loan on my credit report. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay no rent or mortgage (live with mother). No car loan. Utilities are about $200 a month, home insurance is $900 a year and food is about $250 a month. Please note I had applied on the internet for a personal loan with Wells Fargo for the same amount and term yesterday before I applied with the LendingClub. I have a CD with Wells Fargo and therefore went with them first. They didn't show the interest rate until after the online application was approved and it was 11.5%. I cancelled it. |
Member Payment Dependent Notes Series 1214248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214248 |
$10,000 |
$10,000 |
13.67% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214248. Member loan 1214248 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,286 / month |
Current employer: | Cornette property Management | Debt-to-income ratio: | 10.23% |
Length of employment: | 4 years | Location: | sacramento, CA |
Home town: | |||
Current & past employers: | Cornette property Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $11,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1214324
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214324 |
$9,000 |
$9,000 |
10.74% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214324. Member loan 1214324 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | The cheesecake factory | Debt-to-income ratio: | 15.55% |
Length of employment: | 7 years | Location: | Waltham, MA |
Home town: | |||
Current & past employers: | The cheesecake factory | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1500 tops |
Member Payment Dependent Notes Series 1214405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214405 |
$6,000 |
$6,000 |
13.67% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214405. Member loan 1214405 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Texas Capital Bank | Debt-to-income ratio: | 16.92% |
Length of employment: | 2 years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Texas Capital Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I'm currently trying to consolidate two credit cards I had to use during college that carry interest rates greater than 23%. I've never made a late payment and I'm current on all accounts.<br><br> Borrower added on 03/29/12 > On a side note, I will be closing both revolving credit facilities with this consolidation loan. Please feel free to ask any questions.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently allow around $1,000 for rent and all utilities. Also, I allocate around $1,000 for food, insurance and phone bill. Additionally, I incur around $500 in car payments, gas and toll fees, which leaves me with around $1,200 of discretionary income. |
Member Payment Dependent Notes Series 1214408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214408 |
$5,000 |
$5,000 |
6.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214408. Member loan 1214408 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Jupiter Christian School | Debt-to-income ratio: | 12.58% |
Length of employment: | 10+ years | Location: | Jupiter, FL |
Home town: | |||
Current & past employers: | Jupiter Christian School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/28/12 > Job is secure.<br>I always pay my bills on time<br>lower interest on credit card<br>
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,207.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | It is one credit card that is outstanding balance that I am trying to lower interest payment. Interest rate is 23.55 % and current minimum payment is about $650.00 a month. Outstanding balance is $28,000 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | It would be about $835.00 monthly |
Member Payment Dependent Notes Series 1214572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214572 |
$3,825 |
$3,825 |
7.62% |
1.00% |
April 3, 2012 |
April 11, 2015 |
April 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214572. Member loan 1214572 was requested on March 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Vail Resorts | Debt-to-income ratio: | 11.18% |
Length of employment: | 8 years | Location: | TRUCKEE, CA |
Home town: | |||
Current & past employers: | Vail Resorts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1214675
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214675 |
$2,500 |
$2,500 |
9.76% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214675. Member loan 1214675 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.08% |
Length of employment: | 10+ years | Location: | La Crescenta, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Dental work.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,721.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1500 rent, 500 transportation and utilities including vehicle, gas, internet connection necessary for my business, about 300 for food, about 300 for server, books and professional subscriptions (also necessary for business) plus about 400 for paying down credit cards (I pay 2 or 3X minimum and only buy big purchases with credit cards) and another 500 for miscellaneous. 400.00 savings. |
Member Payment Dependent Notes Series 1214715
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214715 |
$5,000 |
$5,000 |
18.25% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214715. Member loan 1214715 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | Ratner Companies-Haircuttery | Debt-to-income ratio: | 6.03% |
Length of employment: | < 1 year | Location: | Manchester Township, NJ |
Home town: | |||
Current & past employers: | Ratner Companies-Haircuttery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > This is for my budget wedding that I worked hard for. This is pretty much my dream wedding for a very low cost.<br><br> Borrower added on 03/29/12 > I always thought that I would have to cover the costs of my wedding but I did not know how and this gives me an opportunity to do so.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,339.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | All of it. I been figuring out numbers for months and budgeted very well. |
Member Payment Dependent Notes Series 1214741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214741 |
$16,500 |
$16,500 |
12.12% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214741. Member loan 1214741 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,860 / month |
Current employer: | general motors | Debt-to-income ratio: | 27.15% |
Length of employment: | 10+ years | Location: | flint, MI |
Home town: | |||
Current & past employers: | general motors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1214745
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214745 |
$30,225 |
$30,225 |
20.99% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214745. Member loan 1214745 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | PCSD #1 | Debt-to-income ratio: | 14.58% |
Length of employment: | 10+ years | Location: | Wheatland, WY |
Home town: | |||
Current & past employers: | PCSD #1 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I had some medical expenses and other debt and I would like to consolidate them into one loan so that they can all be paid off with in 5 years.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan would consolidate and pay off all balances ($28,000 at anywhere from 18-24% interest) except my mortgage which is $100,000 at 3.5%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan would consolidate and pay off all balances ($28,000 at anywhere from 18-24% interest) except my mortgage which is $100,000 at 3.5%. |
Which debts do you plan to pay off with this loan? | All. I will only have this loan and my mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan would consolidate and pay off all balances ($28,000 at anywhere from 18-24% interest) except my mortgage which is $100,000 at 3.5%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1800 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating all debt-medical expenses, credit card and a personal loan. I will only have this loan and my mortgage. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is 597.00. My insurance is $108. I pay my taxes once a year and they are $900 for the year. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $597, my insurance is $108, utilities are $150. I pay my taxes once a year and they are $900 for the year. |
Member Payment Dependent Notes Series 1214797
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214797 |
$3,600 |
$3,600 |
9.76% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214797. Member loan 1214797 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.90% |
Length of employment: | n/a | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,586.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1214827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214827 |
$10,000 |
$10,000 |
12.12% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214827. Member loan 1214827 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | S1 Corporation | Debt-to-income ratio: | 15.31% |
Length of employment: | 10+ years | Location: | Stone Mt, GA |
Home town: | |||
Current & past employers: | S1 Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,699.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent, transportation, utilities, phone, insurance, food, Credit Cards. No other loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car Note Bal-17977 Credit limit -24014 Monthly Payment- 406<br>All Credit Cards Balance -7699 Avail- 1681 Credit Limit-9380 Monthly Payment - 219 |
Member Payment Dependent Notes Series 1214869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214869 |
$35,000 |
$35,000 |
19.99% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214869. Member loan 1214869 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,250 / month |
Current employer: | Assurant Health | Debt-to-income ratio: | 11.63% |
Length of employment: | 5 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Assurant Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > For the past 7 years I have been paying off my credit card balances. With this loan I would be able to consolidate what is left across various cards.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,372.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase: ~12,000 | ~14% | 850/mo<br>Bank of america: ~14,000 | ~10% | 300/mo<br>Discover ~12,000 | ~20% | 250/mo<br>Citibank ~2,000 | ~20% | 100/mo<br><br>Rent: $2000/mo<br>No lines of credit, no student loans |
Please explain the reason why you carry a large revolving credit balance. | I got laid off during the dot com burst in 2002 and attempted a change in profession. Trying to shift my profession while being unemployed was a risk that didn't pan out and had to incurr into a lot of debt. Over the past 7 years I have been chipping away and have already paid off half of what my debt was back in 2004. I will finishing paying off my debt whether I get this loan or not, but this loan will greatly help me make it happen faster and under less finantial stress |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase: ~12,000 | ~14% | 850/mo<br>Bank of america: ~14,000 | ~10% | 300/mo<br>Discover ~12,000 | ~20% | 250/mo<br>Citibank ~2,000 | ~20% | 100/mo<br><br>Rent: $2000/mo<br>No lines of credit, no student loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase: ~12,000 | ~14% | 850/mo<br>Bank of america: ~14,000 | ~10% | 300/mo<br>Discover ~12,000 | ~20% | 250/mo<br>Citibank ~2,000 | ~20% | 100/mo<br><br>Rent: $2000/mo<br>No lines of credit, no student loans |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm planning on using this load to consolidate all my credit card debt into one payment with a lower interest rate and smaller monthly payment than the sum of all my credit card monthly payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 2,000/mo<br>Transportation: ~350/mo<br>Utilities: none<br>Mobile phone: ~170/mo<br>Montly subscriptions (cable, gym, etc): 450/mo<br>Food: ~600/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase: ~12,000 | ~14% | 850/mo<br>Bank of america: ~14,000 | ~10% | 300/mo<br>Discover ~12,000 | ~20% | 250/mo<br>Citibank ~2,000 | ~20% | 100/mo<br><br>Rent: $2000/mo<br>No lines of credit, no student loans |
Which debts do you plan to pay off with this loan? | Credit cards:<br>Bank of America: ~14,000<br>Chase: ~10,000<br>Discover: ~10,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: 2000/month<br>Transportation: ~350/month<br>Utilities: none<br>Mobile phone: ~170/month<br>Recurring payments (cable, gym, etc): ~450/month<br><br>No student loans, no lines of credit |
Please explain the reason why you carry a large revolving credit balance. | I got laid off during the dot com burst in 2002 and attempted a change in profession. Trying to shift my profession while being unemployed was a risk that didn't pan out and had to incurr into a lot of debt. Over the past 7 years I have been chipping away and have already paid off half of what my debt was back in 2004. I will finishing paying off my debt whether I get this loan or not, but this loan will greatly help me make it happen faster and under less finantial stress |
Please explain the reason why you carry a large revolving credit balance. | I got laid off during the dot com burst in 2002 and attempted a change in profession. Trying to shift my profession while being unemployed was a risk that didn't pan out and had to incurr into a lot of debt. Over the past 7 years I have been chipping away and have already paid off half of what my debt was back in 2004. I will finishing paying off my debt whether I get this loan or not, but this loan will greatly help me make it happen faster and under less finantial stress |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase: ~12,000 | ~14% | 850/mo<br>Bank of america: ~14,000 | ~10% | 300/mo<br>Discover ~12,000 | ~20% | 250/mo<br>Citibank ~2,000 | ~20% | 100/mo<br><br>Rent: $2000/mo<br>No lines of credit, no student loans |
Please explain the reason why you carry a large revolving credit balance. | I got laid off during the dot com burst in 2002 and attempted a change in profession. Trying to shift my profession while being unemployed was a risk that didn't pan out and had to incurr into a lot of debt. Over the past 7 years I have been chipping away and have already paid off half of what my debt was back in 2004. I will finishing paying off my debt whether I get this loan or not, but this loan will greatly help me make it happen faster and under less finantial stress |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>Chase: ~12,000 | ~14% | 850/mo<br>Bank of america: ~14,000 | ~10% | 300/mo<br>Discover ~12,000 | ~20% | 250/mo<br>Citibank ~2,000 | ~20% | 100/mo<br><br>Rent: $2000/mo<br>No lines of credit, no student loans |
Member Payment Dependent Notes Series 1214902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214902 |
$7,000 |
$7,000 |
13.11% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214902. Member loan 1214902 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,650 / month |
Current employer: | New Jersey Institute of Technology | Debt-to-income ratio: | 16.76% |
Length of employment: | 5 years | Location: | Orange, NJ |
Home town: | |||
Current & past employers: | New Jersey Institute of Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > I plan to use the funds received to consolidate my debt build my credit. I manage my finances well and have no delinquencies or negative information on my credit report. I have a very stable job and have been employed by my current employer for 5+ years. Thanks to all for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1215374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215374 |
$5,000 |
$5,000 |
6.62% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215374. Member loan 1215374 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | E G Forrest | Debt-to-income ratio: | 12.67% |
Length of employment: | 3 years | Location: | Kernersville, NC |
Home town: | |||
Current & past employers: | E G Forrest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $3,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215421 |
$1,500 |
$1,500 |
17.27% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215421. Member loan 1215421 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,456 / month |
Current employer: | Michael's Greenhouses | Debt-to-income ratio: | 4.72% |
Length of employment: | 5 years | Location: | Waterbury, CT |
Home town: | |||
Current & past employers: | Michael's Greenhouses | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,251.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 95.60% | Months Since Last Record: | 106 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I am sorry, I would need to know what the record is.. |
What is your intended use for the loan proceeds? | I would like to pay off some small debits (actually for my son in college). |
Please explain the reason why you carry a large revolving credit balance. | I recently purchased a HUD forclosure with a 203K loan - I had problems with the original GC which cost me funds that I had not budgeted for and therefor I ended up using my credit cards to finish purchasing the materials. |
What is your intended use for the loan proceeds? | I would like to pay off some small debits (actually for my son in college). |
Member Payment Dependent Notes Series 1215433
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215433 |
$4,000 |
$4,000 |
7.62% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215433. Member loan 1215433 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Barnes & Noble Booksellers Inc | Debt-to-income ratio: | 26.30% |
Length of employment: | 9 years | Location: | RICHMOND, VT |
Home town: | |||
Current & past employers: | Barnes & Noble Booksellers Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $3533.05 interest is 22.9% minimum payment is $97<br>Clothing store credit card $539.74 interest is 21.9% minimum payment is $25 |
Member Payment Dependent Notes Series 1215478
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215478 |
$3,125 |
$3,125 |
10.74% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215478. Member loan 1215478 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Altaveiw concrete | Debt-to-income ratio: | 12.51% |
Length of employment: | 10+ years | Location: | West jordan, UT |
Home town: | |||
Current & past employers: | Altaveiw concrete | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $1,950.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | House payment car payment ect. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $817 house $400 car $150 utilities $50 phone $100 Ins. $200 food $100 etc. |
What is your intended use for the loan proceeds? | Medical |
Member Payment Dependent Notes Series 1215607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215607 |
$25,000 |
$25,000 |
19.99% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215607. Member loan 1215607 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,417 / month |
Current employer: | New York City Council | Debt-to-income ratio: | 14.94% |
Length of employment: | 4 years | Location: | East Elmhurst, NY |
Home town: | |||
Current & past employers: | New York City Council | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,395.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215672 |
$4,000 |
$4,000 |
18.25% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215672. Member loan 1215672 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Choice Electric Corp. | Debt-to-income ratio: | 10.86% |
Length of employment: | 6 years | Location: | Thornton, CO |
Home town: | |||
Current & past employers: | Choice Electric Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Hello I am looking for a small loan for a motorcycle in an attempt to save gas this summer while still being able to get around town. Thank you for taking the time to view my post and I appreciate any and all proceeds you are able to lend.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $1,186.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1215687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215687 |
$8,000 |
$8,000 |
9.76% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215687. Member loan 1215687 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | voguebay | Debt-to-income ratio: | 14.44% |
Length of employment: | 4 years | Location: | dublin, CA |
Home town: | |||
Current & past employers: | voguebay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > My job is secure in that I was transferred from the east coast to west coast to aid current staff at the west coast location. My employer would not want to waste money in moving expenses if there were plans to get rid of me. Thanks for your consideration.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | I will use $2000 for my fiance's wedding ring. $3000 will pay for her dress. The other $3000 will go towards a wedding photographer. Thank you for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is $1810; cell is covered by job; $50-$70 electric; water and garbage is included with rent; car insurance is $65; food runs about $400-600 which includes eating out; gas runs about $55/week. cable/internet is $150; no car payment. Thank you |
Member Payment Dependent Notes Series 1215688
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215688 |
$5,000 |
$5,000 |
12.12% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215688. Member loan 1215688 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Natrona County School Dist #1 | Debt-to-income ratio: | 21.43% |
Length of employment: | 10+ years | Location: | Casper, WY |
Home town: | |||
Current & past employers: | Natrona County School Dist #1 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > Capital One, Discover, Barclay/Juniper cards<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $5,093.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Delinquencies in credit card and mortgage payments was due to medical bills. Am making a concerted effort to catch up. |
Member Payment Dependent Notes Series 1215708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215708 |
$6,000 |
$6,000 |
6.62% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215708. Member loan 1215708 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,750 / month |
Current employer: | County of Nevada | Debt-to-income ratio: | 1.54% |
Length of employment: | 6 years | Location: | Marysville, CA |
Home town: | |||
Current & past employers: | County of Nevada | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > This refinance is intended to assist me in becoming more disciplined in my payment approach. I like the auto payment feature, and the reasonable interest rate.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1450 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Completely pay off one hight interest revolving credit account, and achieve a balance of under $1000 on a lower interest Visa card. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macys: $700 24.9% min. $25/ mo<br><br>Visa $5300 11.99% min $105/mo |
Please explain the reason why you carry a large revolving credit balance. | I used my Visa to partially fund my grad school related expenses, including a computer, books, and some tuition, over the last two years. I do not expect to have any more significant school expenses since I will graduate this year. Macy's card is used mostly at Christmas and gets paid down every year. |
Member Payment Dependent Notes Series 1215806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215806 |
$16,000 |
$16,000 |
18.25% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215806. Member loan 1215806 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Leshia Inc. property concepts | Debt-to-income ratio: | 6.34% |
Length of employment: | 7 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Leshia Inc. property concepts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Thanks guys for your part in making this happen. I've been on my job for 7 years and I do pay my bills on time. I hope to reach to reach my goal soon. I elcome any questions. Thanks for being a blessing.<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | Hi members, I'm planning a vacation with my wife to Costa Rica for our anniversary. The flight will be about 1500 for the both of us round trip. The hotel room will be the bulk of the expense as we will be staying 3 weeks so between 4 or 5 thousand. The rental car should be 2000 dollars if we can keep the daily rate under 100 dollars a day. Food, drinks, and excursion money should total out the rest. This is special for us as we didn't have much of a honeymoon. I do pay back my loans on time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, my rent is 540 a month which is really cheap because my uncle owns the condo. My car note is $282 and insurance is $105. I only pay electricity and it is under $100 dollars. My phone is 69 dollars a month. Food is 300 dollars and my wife pays that. Again I do pay on time and I have no lates on my credit report. I want to keep it that way. Thanks in advance for being a blessing. |
Please provide general details of the cost of your vacation. | Hi members, I'm planning a vacation with my wife to Costa Rica for our anniversary. The flight will be about 1500 for the both of us round trip. The hotel room will be the bulk of the expense as we will be staying 3 weeks so between 4 or 5 thousand. The rental car should be 2000 dollars if we can keep the daily rate under 100 dollars a day. Food, drinks, and excursion money should total out the rest. This is special for us as we didn't have much of a honeymoon. I do pay back my loans on time. |
Member Payment Dependent Notes Series 1215958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215958 |
$15,000 |
$15,000 |
13.99% |
1.00% |
April 3, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215958. Member loan 1215958 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Towers of Quayside HOA, Inc | Debt-to-income ratio: | 15.80% |
Length of employment: | 10+ years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Towers of Quayside HOA, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Cash needed to pay off credit cards<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,629.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $11,500. 21 % $150.00<br>Mastercard $3,900. 15% $30.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $180.00 plus $500.00 if I got the loan. Idea is to pay off since minimum payment will take 20 years to pay off. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 15000<br>20 %<br>minimum payment is $250 but will take around 20 years to pay off if minimum paid |
What is your intended use for the loan proceeds? | Credit card payoff |
Please explain the reason why you carry a large revolving credit balance. | Crept up. Citibank rate went up |
What is the total balance of your credit cards, interest rates and current monthly payments? | 15000<br>20 %<br>minimum payment is $250 but will take around 20 years to pay off if minimum paid |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off credit cards |
Member Payment Dependent Notes Series 1215978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1215978 |
$2,700 |
$2,700 |
20.50% |
1.00% |
April 3, 2012 |
April 12, 2017 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1215978. Member loan 1215978 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | Broadview Networks | Debt-to-income ratio: | 7.88% |
Length of employment: | < 1 year | Location: | PLAINVIEW, NY |
Home town: | |||
Current & past employers: | Broadview Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/29/12 > This loan will be used to pay off portions of my credit card debt so that I may begin saving more efficiently so i may move out of my parents house. I plan on getting rid of the credit cards once I pay them off. I am very positive that I can pay off this loan in the allotted time frame if not sooner<br><br> Borrower added on 03/30/12 > The money will be used as a base to start building off so I may stop the revolving cycle of credit card debt<br>
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,528.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to have a base so that I may feel ok enough to start paying off my student and credit cards. Since I am paid every two weeks it is hard for me to save more for credit cards while I keep using the cards as I need to buy gas and food. I am trying to move out of my house and this money will allow me to do that by putting payment down on an apartment I choose as well as paying off two of my credit cards in full and then throwing them out as my mom still does pay some towards my main card |
Please explain the reason why you carry a large revolving credit balance. | The credit balance is large as I left college with the main credit card pretty much maxed out at 4,000 dollars. I have two other cards with a total credit of 1500 and I am trying to pay those off do I can get rid of them and focus on the one with larger credit limit. I feel that since I get paid bi weekly its hard to save enough money to really ease the debt because I am also spending that money to live, pay bills, get gas, etc. A base will help and a fixed loan rate per month is easier to pay! |
What is your intended use for the loan proceeds? | to have a base so that I may feel ok enough to start paying off my student and credit cards. Since I am paid every two weeks it is hard for me to save more for credit cards while I keep using the cards as I need to buy gas and food. I am trying to move out of my house and this money will allow me to do that by putting payment down on an apartment I choose as well as paying off two of my credit cards in full and then throwing them out as my mom still does pay some towards my main card |
Member Payment Dependent Notes Series 1216009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216009 |
$10,000 |
$10,000 |
13.11% |
1.00% |
April 3, 2012 |
April 12, 2015 |
April 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216009. Member loan 1216009 was requested on March 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,017 / month |
Current employer: | SAIC | Debt-to-income ratio: | 14.14% |
Length of employment: | 10+ years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | SAIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on March 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $10,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1216329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1216329 |
$13,000 |
$13,000 |
17.27% |
1.00% |
April 3, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1216329. Member loan 1216329 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | United States Postal Service | Debt-to-income ratio: | 12.14% |
Length of employment: | 6 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | United States Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/30/12 > Money used to pay off higher interest credit cards along with consolidation. I am a previous Lending Club borrower with no late payments on my last loan. (36month)<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $10,969.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1217599
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1217599 |
$10,000 |
$10,000 |
16.29% |
1.00% |
April 3, 2012 |
April 13, 2015 |
April 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1217599. Member loan 1217599 was requested on March 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Walgreens | Debt-to-income ratio: | 11.08% |
Length of employment: | 2 years | Location: | West Springfield, MA |
Home town: | |||
Current & past employers: | Walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 03/31/12 > I plan on doing a consolidation of my debt. I have a stable job that I have been at for over 2 years and look forward to having one monthly payment versus several<br>
A credit bureau reported the following information about this borrower member on March 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,055.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | 113 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | n/a |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 550, car and insurance 280, phone and utilities 220 food and trans 200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 550, car and insurance 280, phone and utilities 220 food and trans 200 |
If you have a public record on file, please briefly explain the event and its resolution. | n/a |
Which debts do you plan to pay off with this loan? | 4 credit cards and insurance for the year |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc 3600, cc 1600, cc 1000, cc 1100 |
If you have a public record on file, please briefly explain the event and its resolution. | n/a |
Prospectus Supplement (Sales Report) No. 33 dated April 3, 2012