424B3 1 salessup_20120313.htm Prospectus Supplement (Sales Report) No. 30

Prospectus Supplement (Sales Report) No. 30 dated March 13, 2012

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 706602

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

706602

$7,000

$7,000

9.76%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 706602. Member loan 706602 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Hard Eight Futures Debt-to-income ratio: 8.34%
Length of employment: 5 years Location: Wheaton, IL
       
Home town:
Current & past employers: Hard Eight Futures
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I'd like to pay-off higher-interest credit cards<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $64,943.00 Public Records On File: 0
Revolving Line Utilization: 86.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Most of them have zero or low interest rates. A few were reset to high rates by banks recently, so I'd like to refinance them. Balances may look high, but they're not very high relative to my income
Please explain the reason why you carry a large revolving credit balance.Most of them have zero or low interest rates. A few were reset to high rates by banks recently, so I'd like to refinance them. Balances may look high, but they're not very high relative to my income
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I only have 240k mortgage and credit cards. No student loans, car loans or lines of credit. I'm not comfortable publicly disclosing further details

 


 

 

 

Member Payment Dependent Notes Series 765543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

765543

$3,600

$3,600

6.03%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 765543. Member loan 765543 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,080 / month
Current employer: Hanley Wood Market Intelligence Debt-to-income ratio: 24.33%
Length of employment: 2 years Location: Laguna Niguel, CA
       
Home town:
Current & past employers: Hanley Wood Market Intelligence
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am purchasing a travel trailer. This is my second loan through lending club. I paid the first off and have a 760+ credit score.<br><br> Borrower added on 03/03/12 > I don't pay any monthly rent or utilities<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,863.00 Public Records On File: 0
Revolving Line Utilization: 13.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I'm buying a travel trailer
What is your intended use for the loan proceeds?buying a toy hauler travel trailer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent or food. All the other stuff mentioned is about $400 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I don't pay any rent at all. I still live at home.

 


 

 

 

Member Payment Dependent Notes Series 833229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

833229

$21,000

$21,000

12.12%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 833229. Member loan 833229 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: UC Santa Cruz Debt-to-income ratio: 26.84%
Length of employment: 5 years Location: San Jose, CA
       
Home town:
Current & past employers: UC Santa Cruz
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Currently consolidating college debt which includes student loans and credit cards.<br><br> Borrower added on 03/06/12 > I will use one lending club loan to pay off the other so that I receive a lower interest rate in the end. I have made all my payments on time.<br><br> Borrower added on 03/09/12 > I am fully capable of making payments on time and in full as well as funneling any extra dollars to pay off this loan.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,049.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are around $2400. Rent is $700, utilities including cell phone, car insurance and other household bills are $600, Loans are $700 and credit card payments are $400.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have roughly $20K in credit card debt due to paying for college as well as $20K in student loans. The interest rates on the credit cards range from 17-22% and the interest rates on the student loans range from 3.5-8%. Monthly payments on credit cards are $800 monthly and payments to student loans are $300.<br><br>Lending club has given me the option to lower my payments by resubmitting a new loan application. I have received this offer by making my payments on time for the last 6 months.
Which debts do you plan to pay off with this loan?I plan to consolidate my credit card debt into one lower interest rate payment as well as include my student loans of roughly $20K. I would be nice to have one lender, rather than multiple.
Please explain the reason why you carry a large revolving credit balance.Much of my college expenses went on one credit card which I continue to pay off. Like many credit card companies, the request to lower the interest rate on credit cards, has not happened. Thus, I'm stuck with a high interest credit card that is taking me much longer to pay off than anticipated. I would prefer to pay that card off with this loan.

 


 

 

 

Member Payment Dependent Notes Series 888500

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

888500

$35,000

$35,000

8.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 888500. Member loan 888500 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,237 / month
Current employer: US Army Debt-to-income ratio: 15.38%
Length of employment: 8 years Location: Richmond Hill, GA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Thanks for your consideration!<br><br>- This loan will be used to expand a successful small business<br>- Monthly Personal Expenses - $4150 (Total)<br>- I have never been late on any payment, ever<br>- Absolutely Zero Credit Card Debt<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To expand an already successful franchise.<br>Also note, I work full time as an Officer in the Army and will retain that Salary, I have never been late on any payment, ever, and I also do not have any credit card debt. Thank you.
Can you provide some high level financials on the monthly costs / revenue of your business?2011 Financials<br>Gross Revenues + $480,000<br>Cost of Goods Sold - $185,000<br>Labor - $115,000<br>Other Expenses - $76,000
What do you project your monthly expenses for the first 6 months of your business?Cost of Goods Sold - $15,000 Per month<br>Labor - $10,000 Per month<br>Other Expenses - $3,500 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?See Description.
What do you project your monthly revenues for the first 6 months to be?$38,000 Per Month Gross Revenues
What will be the largest expense in the first six months?Labor - about 26% of Gross Revenues<br>Cost of Goods Sold - about 28% of Gross Revenues
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No HELOC. See Description for Expenses.
If you have a delinquency in the last 2 years, please explain the reason.No Delinquency, Ever!
Please explain the reason why you carry a large revolving credit balance.I have Zero Credit Card Debt
If you have a public record on file, please briefly explain the event and its resolution.I have no public records.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage Total (Principal, Interest, Taxes, and Insurance) $1,550
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?See Description.
What type of business are you starting?I'm not starting a business. It is working capital for an existing restaurant.
Please describe your experience/familiarity with the business you are starting/started?I have 5 years of industry experience, as well as additional management and logistical experience in other fields.
Please describe your experience/familiarity with the business you are starting/started?I have 5 years of industry experience, as well as additional management and logistical experience in other fields.
What type of business are you starting?I'm not starting a business. It is working capital for an existing restaurant.
What type of business are you starting?I'm not starting a business. It is working capital for an existing restaurant.
What type of business are you starting?I'm not starting a business. It is working capital for an existing restaurant.

 


 

 

 

Member Payment Dependent Notes Series 891151

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

891151

$14,000

$14,000

8.90%

1.00%

March 12, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 891151. Member loan 891151 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,600 / month
Current employer: n/a Debt-to-income ratio: 7.74%
Length of employment: 1 year Location: Attleboro, MA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > This loan is for high interest debt consolidation. I have clean credit and have budgeted this monthly payment in to my expenses. My employment is secure as a business owner. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,491.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 56k in mortgages with a $425 monthly payment. I owe $23k in Credit Cards with $18k available. My credit card payments are just over $900 per month. About $10k of my Credit Card debt is low interest (1.99% - 5.99%) the remaining $13k varies between 18% and 25%. That's the debt I want to consolidate. My credit is clean, I have no negatives or delinquent payments and my credit score is usually between 730 and 750. I have no other significant balances of any kind. (Student loans, etc.)

 


 

 

 

Member Payment Dependent Notes Series 1029614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1029614

$18,000

$18,000

10.74%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1029614. Member loan 1029614 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,333 / month
Current employer: Integrity Rehab Debt-to-income ratio: 14.60%
Length of employment: 3 years Location: loganville, GA
       
Home town:
Current & past employers: Integrity Rehab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,872.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1058220

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058220

$16,000

$16,000

19.22%

1.00%

March 7, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058220. Member loan 1058220 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: George L. Jenkins, Jr. Attorney at Law Debt-to-income ratio: 21.28%
Length of employment: 10+ years Location: DEEP RUN, NC
       
Home town:
Current & past employers: George L. Jenkins, Jr. Attorney at Law
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > need loan to consolidate bills<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 78
Revolving Credit Balance: $26,060.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Car Loan Bal. 4800.00 - 5.5% - 306.00, Chase Credit Card - Bal. 5000.00 - 28% - $125.00, Sears - Bal. 1900.00 - 26% - $50.00, Penneys - bal. 700.00 - 26% - $35.00, Kohls - bal. 700.00 - 26% - 25.00, Firestone - Bal. 700.00 - 26% - 25.00. Dentist bill - 1100.00 - 19% - $50.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly payments are currently $616.00 I will be paying off my Car, Visa, Master card, JC Penneys, Sears, Firestone, Dentist, Kohls.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses total $966.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly Expenses total 966.00
Please explain the reason why you carry a large revolving credit balance.Because I acquired the debt when I was young. I am now trying to get things paid off but paying only the minimum payment is not getting me anywhere. I need something with a fixed time frame and consolidated.
What is the total balance of your credit cards, interest rates and current monthly payments?Visa - bal. $5000.00 - 28% - $125.00, Sears - 1900.00 - 26% - $50.00, Penneys- 700.00 - 26% - $35.00, Kohls - 700.00 - 26% - $25.00, Firestone - $700.00 - 26% - $25.00, Dentist 1100.00- 19% - $50.00 and Car - 4800.00 - 5.5% - 306.00

 


 

 

 

Member Payment Dependent Notes Series 1107805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1107805

$8,000

$8,000

7.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1107805. Member loan 1107805 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,483 / month
Current employer: Department of Homeland Security Debt-to-income ratio: 11.62%
Length of employment: 10+ years Location: PORTER, TX
       
Home town:
Current & past employers: Department of Homeland Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Using Funds to pay off a higher interest motorcycle loan, and purchase a second bike. My credit is Good/Great to Excellent.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,144.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 900 . Taxes are approximately 250. Insurance is 1400 per annum. Utilities are never more than 300-350 a month. I have no equity loans.
Please explain the reason why you carry a large revolving credit balance.I was divorced recently, and have been having a running battle with the credit bureaus because my EX wife's info keeps being reported on MY credit report. Approximately 45-50% of the revolving credit reflected on my credit report involves HER cards, HER debt.....credit bureaus have been pretty good about removing some of these, but then, putting them RIGHT BACK.

 


 

 

 

Member Payment Dependent Notes Series 1112428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1112428

$14,300

$14,300

8.90%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1112428. Member loan 1112428 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Towers Watson Debt-to-income ratio: 2.46%
Length of employment: 4 years Location: San Antonio, TX
       
Home town:
Current & past employers: Towers Watson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,610.00 Public Records On File: 0
Revolving Line Utilization: 21.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to purchase vacant lots in a subdivision in which I already own one rental property. The subdivision is in Athens, GA. The local school district recently purchased neighboring land. I think the value of the land will increase once the district builds a new school.

 


 

 

 

Member Payment Dependent Notes Series 1112436

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1112436

$14,000

$14,000

6.62%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1112436. Member loan 1112436 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: U.S. Air Force Debt-to-income ratio: 3.95%
Length of employment: 9 years Location: San Antonio, TX
       
Home town:
Current & past employers: U.S. Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I'm looking to make some energy efficiency upgrades to my rental property and purchase a neighboring vacant lot.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,683.00 Public Records On File: 0
Revolving Line Utilization: 21.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1114647

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1114647

$5,675

$5,675

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1114647. Member loan 1114647 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,649 / month
Current employer: Oxford Solutions Debt-to-income ratio: 24.94%
Length of employment: < 1 year Location: Pittsburgh, PA
       
Home town:
Current & past employers: Oxford Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > My fiancee and I are getting married at the end of May, 2012 and are in need of some extra funding for the wedding. We've had a few unexpected expenses come up, so we are in need of some extra money. Anything you can help us with is greatly appreciated. Thanks so much!!<br><br> Borrower added on 03/09/12 > I have a very stable job in the IT field for a major US company. I've never missed a payment on any of my bills and plan to keep it that way.<br>

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,784.00 Public Records On File: 0
Revolving Line Utilization: 35.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1117230

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1117230

$7,000

$7,000

13.67%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1117230. Member loan 1117230 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Bellagio Debt-to-income ratio: 12.56%
Length of employment: 8 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Bellagio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Debt consolidation.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,959.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?IRS bill 1,400<br>US Bank 18,000<br>Chase 2,800<br><br>US Bank is due to first time home buyer credit that my tax guy took on my 2009 tax return that I was not intitled to. I put it on my us bank card at a low interest rate. I make 42,000 per year.

 


 

 

 

Member Payment Dependent Notes Series 1118032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1118032

$20,000

$20,000

10.74%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1118032. Member loan 1118032 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: University of Minnesota Debt-to-income ratio: 19.79%
Length of employment: 5 years Location: Saint Paul, MN
       
Home town:
Current & past employers: University of Minnesota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,776.00 Public Records On File: 0
Revolving Line Utilization: 65.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1700/m Rent+ utilities+gas+insurance etc
Please explain the reason why you carry a large revolving credit balance.2007 when I moved to new job in other city, I had to sell my house below the market price. In order to pay the difference, I had to take credit card loan. But I paid off most of the loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance on four credit cards is about $ 20,000. Interest rate varies from 14.9% to 20.1%. I pay about 1200 per month towards these four cards.
Which debts do you plan to pay off with this loan?Four high interest credit cards of total about $ 20,000. I pay every month about <br>$1200 for these four credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1122966

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1122966

$12,000

$12,000

9.76%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1122966. Member loan 1122966 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: F L Roberts Debt-to-income ratio: 7.24%
Length of employment: 10+ years Location: SPRINGFIELD, MA
       
Home town:
Current & past employers: F L Roberts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Various home improvements needed.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,979.00 Public Records On File: 0
Revolving Line Utilization: 15.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 1125565

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1125565

$20,000

$20,000

7.90%

1.00%

March 13, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1125565. Member loan 1125565 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,917 / month
Current employer: Enviromental Quality Company Debt-to-income ratio: 23.98%
Length of employment: 2 years Location: Mulberry, FL
       
Home town:
Current & past employers: Enviromental Quality Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Start up capital to re-open a successful carry-out restaurant that was closed due to the owner passing away. Research and marketing has been completed in the community with successful and eager responses for the restaurant to open.<br>

 

A credit bureau reported the following information about this borrower member on January 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,870.00 Public Records On File: 0
Revolving Line Utilization: 16.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We will use it as start up capital to re-open a very profitable carry-out restaurant in the area we live. We do not have any other places to eat other then 2 fast food restaurants and a pizza shop that is dirty and over priced. Research has been done and menus and flyers were passed out on 2/22 with great feedback and responses from everyone in the community with another 200 going out on 2/24. Our town is also very industrialized and houses many "snowbirds", which is also a great income source.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquincies to my knowledge. If any, I may have had one or two that were a day or so late and only because I may have over looked it as I pay everything online. I do very well in managing my finances and have a great credit score. I make sure that everything is scheduled and paid in a timely manner.
What is your intended use for the loan proceeds?We will use it as start up capital to re-open a very profitable carry-out restaurant in the area we live. We do not have any other places to eat other then 2 fast food restaurants and a pizza shop that is dirty and over priced. Research has been done and menus and flyers were passed out on 2/22 with great feedback and responses from everyone in the community with another 200 going out on 2/24. Our town is also very industrialized and houses many "snowbirds", which is also a great income source.
Can you provide some high level financials on the monthly costs / revenue of your business?Unfortunately, I can not do so at this time as we are a start-up which is what we need the capital for. I do know that the previous business was here for 14 years and did very well. They only closed because the owner passed and the family members decided to close. I do know that the feedback from marketing has been 100 plus % and the entire community is looking forward to our opening. We are predicting and looking forward to a very productive and profitable year. $60,000 plus.
Please describe your experience/familiarity with the business you are starting/started?I have worked and managed several restaurants throughout my career. I also have a Bachleor's Degree in Business Management.

 


 

 

 

Member Payment Dependent Notes Series 1130563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1130563

$7,000

$7,000

18.25%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1130563. Member loan 1130563 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: JMB Debt-to-income ratio: 2.80%
Length of employment: 1 year Location: PITTSBORO, NC
       
Home town:
Current & past employers: JMB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I woud like to install wood flooring throughout my 2500sq' house. I dont'have the money sitting in my account but i have a good paying and steady job. Paying it off would not be a problem.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 42
Revolving Credit Balance: $6,910.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I donkt pay rent. I own the house. The rest is about $2500.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I own the house. No mortgage. Utilities are around $300. Taxes are around $300 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I donkt pay rent. I own the house. The rest is about $2500.
What is the home improvement project you are planning?Wood flooring.
Is the improvement to your primary residence or an investment property?Primary.
Is this for a home improvement you have already made, or one that you are planning to make?Planning.

 


 

 

 

Member Payment Dependent Notes Series 1132478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1132478

$30,000

$30,000

21.97%

1.00%

March 8, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1132478. Member loan 1132478 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Ogilvy CommonHealth Worldwide Debt-to-income ratio: 8.04%
Length of employment: 3 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Ogilvy CommonHealth Worldwide
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 10
Revolving Credit Balance: $27,972.00 Public Records On File: 0
Revolving Line Utilization: 79.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.It includes student loan debt from college.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?~$1000
Which debts do you plan to pay off with this loan?Revolving debt on a higher rate cards and student loans.
If you have a delinquency in the last 2 years, please explain the reason.My delinquency was actually do to an error where I forgot to set up an automatic payment before a trip. It was resolved immediately upon my return.
If you have a delinquency in the last 2 years, please explain the reason.My delinquency was actually do to an error where I forgot to set up an automatic payment before a trip. It was resolved immediately upon my return.

 


 

 

 

Member Payment Dependent Notes Series 1138392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1138392

$20,000

$20,000

20.99%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1138392. Member loan 1138392 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Hyundai Of White Plains Debt-to-income ratio: 8.25%
Length of employment: 2 years Location: New Rochelle, NY
       
Home town:
Current & past employers: Hyundai Of White Plains
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,237.00 Public Records On File: 1
Revolving Line Utilization: 52.00% Months Since Last Record: 117
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 1-$5000 bal - interest 19.5- $140 min a month, store card 1-$750-min $40 a month- 0 percent 6 months then 21.5 , credit card 2 - $250 - 29 percent interest-$25 min a month payment, Store card 2 - $90 bal. - 17.9 interest - $5 min payment monthly, car loan Balance $3000 - 11.9 interest - $304 monthly payment, 2011 federal taxes owed $7400, 2011 state taxes owed $1400
If you have a public record on file, please briefly explain the event and its resolution.bancrupty 2002, due to come off credit ratings may 2012
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $2000 a month, car loan $304 a month - $3000 balance on loan, credit card 1 $140 month min-balance $5000, credit card 2 $25 min a month - balance $300, store card 1 $40 min a month - balance $900. Utilities/insurance/food paid by significant other the way we split bills, cable/internet/home phone $130 a month, cell phones $170 a month, insurance $200 a month, food $800 a month, $500 a month towards mortgage totalling $2500 amonth with my $2000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $2000 a month, car loan $304 a month - $3000 balance on loan, credit card 1 $140 month min-balance $5000, credit card 2 $25 min a month - balance $300, store card 1 $40 min a month - balance $900. Utilities/insurance/food paid by significant other the way we split bills, cable/internet/home phone $130 a month, cell phones $170 a month, insurance $200 a month, food $800 a month, $500 a month towards mortgage totalling $2500 amonth with my $2000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?money will be used to consolidate all outstanding balances, $7400 Federal taxes owed, $1300 state taxes owed, $3000 car loan, $5000 credit card 1, $900 store card, $300 credit card 2, leaving 1 monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1139522

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1139522

$6,000

$6,000

9.76%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1139522. Member loan 1139522 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Amtrak Debt-to-income ratio: 13.65%
Length of employment: 1 year Location: Carbondale, IL
       
Home town:
Current & past employers: Amtrak
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan request is to transfer debt from my Bank of America account (27%) to a lending club account which offers a lower rate.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,817.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1140946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1140946

$11,200

$11,200

14.65%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1140946. Member loan 1140946 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Joeseph General Contractors Debt-to-income ratio: 18.50%
Length of employment: 3 years Location: Gales Ferry, CT
       
Home town:
Current & past employers: Joeseph General Contractors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Current credit card debt of $10,566.86 with intrest rates of 13.24% to %26.99%. I want to use the loan to pay off that debt, thereby reducing my monthly payments and paying less in interest over the long term.<br><br> Borrower added on 03/05/12 > Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,851.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Debt: $10566.86 with APR's from 13.24% to 26.99%, Mortgage balance of $191596.02 at 4.875% fixed. Two auto loans, one with $4000.00 left at 9%, the other $21,000 at 7.75%. No student loans or lines of credit. I want to consolidate the credit card debt to reduce monthly payments and save on the interest.
What is your intended use for the loan proceeds?To pay off high intrest credit card debt faster and sooner.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $5000.00 per month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage of $1600.00 taxes and insurance included; average of $650.00 for electricity, oil, security, cable.<br>No home equity or line of credit
Please explain the reason why you carry a large revolving credit balance.About 5 years ago I got a couple of cards to try and build up some good credit. Had some major auto repair, home improvements and necessary repairs that have caused that debt to go up. I thought that over time it would be ok to pay them off, but realized that I will be paying alot more than the original costs in interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Debt: $10566.86 with APR's from 13.24% to 26.99%, Mortgage balance of $191596.02 at 4.875% fixed. Two auto loans, one with $4000.00 left at 9%, the other $21,000 at 7.75%. No student loans or lines of credit. I want to consolidate the credit card debt to reduce monthly payments and save on the interest.
Which debts do you plan to pay off with this loan?All of my credit card and store card debt, approx. $10,566.86. With intrest rates that range from 13.24% to 26.99%.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will be used to eliminate my high interest credit card debt and allow me to pay off those debts faster and for less money over the long term.

 


 

 

 

Member Payment Dependent Notes Series 1141800

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141800

$12,000

$12,000

15.31%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141800. Member loan 1141800 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: PC Helps Support, LLC Debt-to-income ratio: 12.26%
Length of employment: 10+ years Location: Folsom, PA
       
Home town:
Current & past employers: PC Helps Support, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I'd like to consolidate some debt incurred during a prolonged medical illness last year.<br>

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,355.00 Public Records On File: 0
Revolving Line Utilization: 70.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to pay off my total credit card balance.
Please explain the reason why you carry a large revolving credit balance.I had to deal with prolonged medical issues last year. During that time I relied on available credit to augment a temporary dip in salary due to not being able to work a full schedule. Those medical issues are resolved and I've been back to work at a full capacity for several months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1050 for rent. No car payment. $85 for insurance. $100 for gas. $150-250 for utilities. $120 for phone. $30 for Internet. No TV/cable. $320 for an existing loan. $600 for food + supplies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rent, currently at $1056 per month. Utilities add $100-200 per month. Insurance is $200 yearly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I only plan to use the loan to pay off credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1142273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142273

$13,800

$13,800

9.76%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142273. Member loan 1142273 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: SelectMinds, Inc Debt-to-income ratio: 16.52%
Length of employment: 3 years Location: New York, NY
       
Home town:
Current & past employers: SelectMinds, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,945.00 Public Records On File: 0
Revolving Line Utilization: 37.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The debt I'd like to pay off is an existing Lending Club loan, which has a higher interest rate. The existing pay-off amount is ~$11,500 at 13.49% / 17.13% APR. I was notified by Lending Club that, given my credit and payment history, I now qualify for a lower rate, so I'm pursuing an additional (or, a replacement for the existing one).
What is your intended use for the loan proceeds?The loan amount I requested was based on Lending Club's recommendation - based on my calculations, it will cover the one-time payoff amount for my existing load, as well as LC's fee. If I DO have any surplus funds, I will likely use them towards my first payment(s)!

 


 

 

 

Member Payment Dependent Notes Series 1142438

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142438

$26,500

$26,500

13.99%

1.00%

March 7, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142438. Member loan 1142438 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Joe Hunt & Associates Debt-to-income ratio: 21.60%
Length of employment: 2 years Location: Hancock, NY
       
Home town:
Current & past employers: Joe Hunt & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > My goal is to consolidate debt and then cancel credit cards/reduce limits on retained cards.<br>

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,776.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?NAVY FEDERAL MASTERCARD 14.9% Balance $6296 Min payment $140<br>NAVY FEDERAL VISA 13.9% Balance $16736 Min payment $340<br>DISCOVER CARD 9.24% Balance $1123 Min payment $25<br>CITIBANK MASTERCARD 9.24% Balance $1203 Min payment $20<br>American Education Services Unsub Consolidation Loan 4.35% Payment $94.14<br>American Education Services Subsidized Consolidation Loan 4.35% Payment $64.75

 


 

 

 

Member Payment Dependent Notes Series 1144373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144373

$5,450

$5,450

7.62%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144373. Member loan 1144373 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,617 / month
Current employer: Dine Comply, Inc. Debt-to-income ratio: 13.34%
Length of employment: 3 years Location: DELAWARE, OH
       
Home town:
Current & past employers: Dine Comply, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I want a lower interest rate than the card company would offer and I love that it will be paid off in three years or less.<br>

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,609.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard.<br>0% interest until June.<br>$5963.00 Current outstanding Balance.<br>$90.00 Minimum Monthly Payment.

 


 

 

 

Member Payment Dependent Notes Series 1144435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144435

$25,600

$25,600

13.11%

1.00%

March 7, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144435. Member loan 1144435 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,450 / month
Current employer: Palantir Technologies Debt-to-income ratio: 13.78%
Length of employment: < 1 year Location: Mclean, VA
       
Home town:
Current & past employers: Palantir Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Just combining all of my credit card, school loans into one lump sum payment. This isn't because I can't afford the payment now, some of my interest rates are higher so it makes sense to get this loan to pay off the other ones and just have one fixed payment to get it all paid in 3 years. thanks.<br>

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,072.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $16K, 20.99% apr, minimum: $510<br>American Ex - $4K, 17.99% apr, minimum: $83<br>Visa - $4K, 19.99% apr, minimum: $74<br>School loans - $300 month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Mastercard - $16K, 20.99% apr, minimum: $510<br>American Ex - $4K, 17.99% apr, minimum: $83<br>Visa - $4K, 19.99% apr, minimum: $74<br>School loans - $300 month<br><br>After the loan, i will payoff all the cards/loans and my monthly here will be $860.

 


 

 

 

Member Payment Dependent Notes Series 1144693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144693

$24,000

$24,000

13.11%

1.00%

March 7, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144693. Member loan 1144693 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,208 / month
Current employer: St. Thomas The Apostle Debt-to-income ratio: 14.13%
Length of employment: 10+ years Location: MIAMI, FL
       
Home town:
Current & past employers: St. Thomas The Apostle
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,904.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1,800 in rent, 600 in car, 145 in utilities, 220 in car insurance. I also pay around 600 in credit card debt but I am not paying them down. My husband and I make 6,800 a month.
Please explain the reason why you carry a large revolving credit balance.We just moved into a new house, and had a lot of moving expense.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase - $17,300 13%<br>Discover $5, 000 21%<br>Citi - 3,000 9%<br>Via Cord $2,000 0%
Which debts do you plan to pay off with this loan?Chase, Citi, Discover, Via Cord

 


 

 

 

Member Payment Dependent Notes Series 1146224

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146224

$12,000

$12,000

17.27%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146224. Member loan 1146224 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: MSC Debt-to-income ratio: 14.44%
Length of employment: 2 years Location: Mathews, AL
       
Home town:
Current & past employers: MSC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > paying off and canceling Visa and Mastercards<br>

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 78
Revolving Credit Balance: $13,274.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1146621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146621

$3,625

$3,625

13.11%

1.00%

March 7, 2012

February 23, 2015

February 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146621. Member loan 1146621 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,400 / month
Current employer: n/a Debt-to-income ratio: 11.25%
Length of employment: n/a Location: newfoundland, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,998.00 Public Records On File: 1
Revolving Line Utilization: 53.30% Months Since Last Record: 115
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1147795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147795

$35,000

$35,000

20.50%

1.00%

March 7, 2012

February 24, 2017

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147795. Member loan 1147795 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,833 / month
Current employer: A Common Thread, Inc. Debt-to-income ratio: 14.15%
Length of employment: 8 years Location: Santa Monica, CA
       
Home town:
Current & past employers: A Common Thread, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $59,123.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Business debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?combined about 40K of credit card debt. interest rates jumped to 29.99
Which debts do you plan to pay off with this loan?high interest credit card balances
Please explain the reason why you carry a large revolving credit balance.Business debt
Please explain the reason why you carry a large revolving credit balance.Business debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?combined about 40K of credit card debt. interest rates jumped to 29.99
Which debts do you plan to pay off with this loan?high interest credit card balances
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?6K per month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent, utilities and renters insurance - $3650
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?using to pay off higher interest credit card debt (29.99%). not multi-purpose
If you have a delinquency in the last 2 years, please explain the reason.i don't have one. thnx

 


 

 

 

Member Payment Dependent Notes Series 1148171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148171

$35,000

$35,000

21.48%

1.00%

March 9, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148171. Member loan 1148171 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Omniplex Debt-to-income ratio: 5.81%
Length of employment: 7 years Location: BEALETON, VA
       
Home town:
Current & past employers: Omniplex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > wish to add solar and other green improvements to home a tax incentive and possible grant if I can complete by the end of the year<br>

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 43
Revolving Credit Balance: $12,343.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have no mortgage, No auto Loan I Own my Home I Own my cars Most revolving credit is at zero or a low rate,
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?as stated I own my home and my cars utilities ave 150 a month gas, electric,phone, internet etc
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My home is paid off, No Mortgage
What is the home improvement project you are planning?I wish to add solar power, heat/cool and hot water. I will include a new efficient pump. I am researching a small wind generator as well. I can sell back to provider what is unused, some improvements to r factor to make home more efficient. I do not use much power now and have calculated a surplus if I can do the scale project I want. also I would like to add a sunroom/greenhouse.
If you have a delinquency in the last 2 years, please explain the reason.I have had no true delinquencys past 30 days in the last 10 years. I have had a ohio tax issue where ohio has tried to collect a business sales tax assesment on a business that was never opened, the ohio AG has cleared it and should be removed. and a error on a credit card that was not mine that I had removed from credit report.
Is the improvement to your primary residence or an investment property?Primary residence

 


 

 

 

Member Payment Dependent Notes Series 1148607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148607

$30,000

$30,000

14.65%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148607. Member loan 1148607 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Prudential Financial Debt-to-income ratio: 18.85%
Length of employment: 2 years Location: BRIDGEPORT, CT
       
Home town:
Current & past employers: Prudential Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,146.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 16k on a credit card with an interest rate of 16%, another card with 6k at an introductory rate of 0 until February then it goes to 12%, and I have about 4k left on student loan payments.<br>I pay in total $2,100 for my cards, mortgage/tax/condo fee, and student loans.
Please explain the reason why you carry a large revolving credit balance.I was unemployed for 15 months (Oct 08 to Feb 10) and incurred a lot of debt in which I am trying to recover from.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?It averages about to $2,100 - $2,300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 16k on a credit card with an interest rate of 16%, another card with 6k at an introductory rate of 0 until February then it goes to 12%, and I have about 4k left on student loan payments.<br>I pay in total $2,100 for my cards, mortgage/tax/condo fee, and student loans.

 


 

 

 

Member Payment Dependent Notes Series 1149527

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149527

$30,000

$30,000

18.55%

1.00%

March 8, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149527. Member loan 1149527 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: FedEx Debt-to-income ratio: 12.64%
Length of employment: 10+ years Location: Bend, OR
       
Home town:
Current & past employers: FedEx
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 64
Revolving Credit Balance: $15,856.00 Public Records On File: 1
Revolving Line Utilization: 62.20% Months Since Last Record: 118
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.No public record that I am aware of.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1190 (principal, interest and escrow account) , car payment 248, boat payment 275, 8 credit card payments totaling 1850 per month ( first bills to be paid off if we get this loan ), gas bill 110, electric bill 100, car insurance 188, cell phone 140, water and sewer 90, garbage 29.
Please explain the reason why you carry a large revolving credit balance.Financial difficulties due to the housing market, taxes and personal reasons required using credit cards to pay many bills. This loan will be used to pay those off. Thanks for your consideration in this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1190 (4.5%) balance 162,000. car payment 248 (6.9) balance 9,500. 8 credit cards 1850 total monthly payments (24.99 to 29.99 %) 8 balances totaling 18,000 boat payment 275 (7.9) 16,000
Which debts do you plan to pay off with this loan?All credit cards and auto loan.
If you have a public record on file, please briefly explain the event and its resolution.No public record that I am aware of.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1190 (4.5%) balance 162,000. car payment 248 (6.9) balance 9,500. 8 credit cards 1850 total monthly payments (24.99 to 29.99 %) 8 balances totaling 18,000 boat payment 275 (7.9) 16,000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?2/3 of the loan to be used to pay off all credit card debt and 1/3 of the loan to pay off <br> current auto loan saving us 1,000 per month with the new payment. Thank you for your interest in my loan application.
If you have a public record on file, please briefly explain the event and its resolution.No public record that I am aware of.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1190 (4.5%) balance 162,000. car payment 248 (6.9) balance 9,500. 8 credit cards 1850 total monthly payments (24.99 to 29.99 %) 8 balances totaling 18,000 boat payment 275 (7.9) 16,000

 


 

 

 

Member Payment Dependent Notes Series 1149896

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149896

$14,000

$14,000

6.03%

1.00%

March 12, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149896. Member loan 1149896 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Federal Bureau of Prison Debt-to-income ratio: 6.44%
Length of employment: 10+ years Location: Moro, AR
       
Home town:
Current & past employers: Federal Bureau of Prison
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I have been working at my job for almost 16 years. I have overtime opportunity all of the time, but enjoy being at home. I am hoping to combine some bills so I don't have to work overtime.<br><br> Borrower added on 02/29/12 > My job is very stable.<br><br> Borrower added on 03/05/12 > I have good credit and don't want to mess up my credit. I will pay back this loan if you approve it. Thanks<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,604.00 Public Records On File: 0
Revolving Line Utilization: 30.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses average around $4000.00
What is the total balance of your credit cards, interest rates and current monthly payments?$13775.00 is the average balance. I am paying almost 1,000 a month and will still take around 3 years with min payment. The interest rates vary, I am receiving a much lower interest with Lending Club than any of the CC I have current right now. <br><br>Thank you for your help, I hope to invest in Lending Club when I get all my bills paid. I believe it is a great way to help people.
Please explain the reason why you carry a large revolving credit balance.A person in the household went back to school to get a degree. For a while we lived how we could and at the time using our credit was all we had. Now with income coming in I am in the process of paying stuff down. And Also just built a home
What is your intended use for the loan proceeds?To combine my bills to make a smaller monthly payment

 


 

 

 

Member Payment Dependent Notes Series 1150322

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150322

$31,000

$31,000

16.29%

1.00%

March 7, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150322. Member loan 1150322 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: Sandusky City Schools Debt-to-income ratio: 20.76%
Length of employment: 6 years Location: SANDUSKY, OH
       
Home town:
Current & past employers: Sandusky City Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,069.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses resulted in a current large revolving credit balance. This the reason I would like to apply for this loan process
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target - 9,501 - Capital One 16,173 - Bank of America 6,445 no student loans, mortgages, lines of credit.
Which debts do you plan to pay off with this loan?Target, Capital One, Bank of America
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?575 rent 200 utilities 100 phone

 


 

 

 

Member Payment Dependent Notes Series 1150536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150536

$7,200

$7,200

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150536. Member loan 1150536 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Hosting.com Debt-to-income ratio: 13.93%
Length of employment: 1 year Location: Newark, DE
       
Home town:
Current & past employers: Hosting.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > This is to finance a car, my car is old and I need to have better transportation.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,140.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was working on my Bachelors degree and the credit cards helped when needed. The balance isn't really that large compared to my income level. I plan on reducing it to zero over the next year.
What type of vehicle are you buying (make, model, year, mileage and condition)?I haven't found the vehicle yet, still looking for a good deal, something newer than 2008 with low mileage. I believe I can find something definitely worth the money. I am looking for a Subaru, Toyota, or Honda because I have had them in the past and they run a very long time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 300 split, I travel literally 4 blocks to work. I would approximate less than 1000 total for everything a month.

 


 

 

 

Member Payment Dependent Notes Series 1150752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150752

$15,000

$15,000

13.11%

1.00%

March 9, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150752. Member loan 1150752 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Ricoh Debt-to-income ratio: 18.58%
Length of employment: 5 years Location: MINNEAPOLIS, MN
       
Home town:
Current & past employers: Ricoh
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > here we go<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,701.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Visa-$6700-APR is 13.6 on purchases<br>Discover- $1900- APR is 18.99 variable beginning in April<br>Topline Credit Union credit card-$7200-purchase APR going forward is 12.9% (old credit union that was acquired provided 9.9%)<br><br>Sorry for the delay. Thanks very much
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Visa-$6700-APR is 13.6 on purchases<br>Discover- $1900- APR is 18.99 variable beginning in April<br>Topline Credit Union credit card-$7200-purchase APR going forward is 12.9% (old credit union that was acquired provided 9.9%)<br><br>Sorry for the delay. Thanks very much
Which debts do you plan to pay off with this loan?Credit Cards-Visa and Wells Fargo
Please explain the reason why you carry a large revolving credit balance.I was on the right track to be paying it down-but then I lost my vehicle and my ability to work as much as I'd planned. Furthermore I had made some investments and maintained some musical equipment that is now bearing fruit more than ever before. This balance will soon be vanquished-and this loan is just a step, and I thank you kindly.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$500 in rent payment-and approx $60 for electric and gas combined
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Visa-$6700-APR is 13.6 on purchases<br>Discover- $1900- APR is 18.99 variable beginning in April<br>Topline Credit Union credit card-$7200-purchase APR going forward is 12.9% (old credit union that was acquired provided 9.9%)<br><br>Sorry for the delay. Thanks very much
Which debts do you plan to pay off with this loan?Credit Cards-Visa and Wells Fargo
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying down credit card debt is the solitary purpose. Highest interest one, discover first.
Please explain the reason why you carry a large revolving credit balance.I was on the right track to be paying it down-but then I lost my vehicle and my ability to work as much as I'd planned. Furthermore I had made some investments and maintained some musical equipment that is now bearing fruit more than ever before. This balance will soon be vanquished-and this loan is just a step, and I thank you kindly.

 


 

 

 

Member Payment Dependent Notes Series 1150840

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150840

$16,000

$16,000

6.62%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150840. Member loan 1150840 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Plumbers Union Debt-to-income ratio: 7.39%
Length of employment: 4 years Location: Antioch, CA
       
Home town:
Current & past employers: Plumbers Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $360.00 Public Records On File: 0
Revolving Line Utilization: 1.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1600-1800 per month<br>Rent - $700 <br>Phone - $40 <br>Gas - $200 <br>Auto Insurance - $90 <br>Car Payment - $269 <br>Union Dues - $26 <br>Food $300
What is your intended use for the loan proceeds?Loan will be used to purchase a rental duplex property. Tenants are already in place. Most of the transaction will be paid from savings. This loan will only partially finance the purchase.
What is your intended use for the loan proceeds?Loan will be used to purchase a rental duplex property. Tenants are already in place. Most of the transaction will be paid from savings. This loan will only partially finance the purchase.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rent a room for $700 a month. utilities are included.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies at any time.
Please explain the reason why you carry a large revolving credit balance.I do not carry a revolving credit balance. My credit report may show a few hundred dollars as a revolving balance, however that amount is paid off each month.

 


 

 

 

Member Payment Dependent Notes Series 1150984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150984

$10,000

$10,000

12.12%

1.00%

March 13, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150984. Member loan 1150984 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: INTL/FCStone Debt-to-income ratio: 8.92%
Length of employment: 5 years Location: chicago, IL
       
Home town:
Current & past employers: INTL/FCStone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,036.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1150997

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150997

$6,500

$6,500

7.90%

1.00%

March 8, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150997. Member loan 1150997 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,700 / month
Current employer: n/a Debt-to-income ratio: 20.11%
Length of employment: n/a Location: Queens, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 41
Revolving Credit Balance: $9,964.00 Public Records On File: 0
Revolving Line Utilization: 30.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?2008 Dodge caravan,72000miles in great condition

 


 

 

 

Member Payment Dependent Notes Series 1151005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151005

$8,000

$8,000

7.62%

1.00%

March 9, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151005. Member loan 1151005 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,750 / month
Current employer: n/a Debt-to-income ratio: 24.00%
Length of employment: n/a Location: Hastings, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,523.00 Public Records On File: 0
Revolving Line Utilization: 23.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500 a month for household expenses.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Big home repair done last year, paying off high interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1151939

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151939

$15,000

$15,000

13.99%

1.00%

March 7, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151939. Member loan 1151939 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: PIR Debt-to-income ratio: 21.51%
Length of employment: 6 years Location: Litchfield Park, AZ
       
Home town:
Current & past employers: PIR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/14/12 > pay hospital and credt card bills off to lower monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,452.00 Public Records On File: 0
Revolving Line Utilization: 50.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance of 11,000 credit and 3,000 hospital.Interest rate of 20%
Which debts do you plan to pay off with this loan?credit cards and hospital bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance of 11,000 credit and 3,000 hospital.Interest rate of 20%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1000
Please explain the reason why you carry a large revolving credit balance.Because I had and injury and have ALWAYS made my payments however was not able to pay as much as I would have liked.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?medical bills and credit cards. With amount requested I will be able to pay them all off in full.
Which debts do you plan to pay off with this loan?credit cards and hospital bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance of 11,000 credit and 3,000 hospital.Interest rate of 20%
Please explain the reason why you carry a large revolving credit balance.Because I had and injury and have ALWAYS made my payments however was not able to pay as much as I would have liked.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance of 11,000 credit and 3,000 hospital.Interest rate of 20%

 


 

 

 

Member Payment Dependent Notes Series 1152214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152214

$12,000

$12,000

17.27%

1.00%

March 9, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152214. Member loan 1152214 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Department of State Debt-to-income ratio: 15.14%
Length of employment: 8 years Location: SUMMERVILLE, SC
       
Home town:
Current & past employers: Department of State
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > the process was fast<br>

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 79
Revolving Credit Balance: $14,818.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1154154

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154154

$22,000

$22,000

13.99%

1.00%

March 12, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154154. Member loan 1154154 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: evergreen elementary Debt-to-income ratio: 16.69%
Length of employment: 1 year Location: lake ariel, PA
       
Home town:
Current & past employers: evergreen elementary
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,858.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 27,000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?using for debt payoff
Which debts do you plan to pay off with this loan?credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 27,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,700
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,700
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?n
Please explain the reason why you carry a large revolving credit balance.had to rely on credit cards for certain things during a difficult time. medical bills etc
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 27,000
Which debts do you plan to pay off with this loan?credit card debt
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?using for debt payoff

 


 

 

 

Member Payment Dependent Notes Series 1154199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154199

$16,800

$16,800

12.12%

1.00%

March 7, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154199. Member loan 1154199 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Christwood Retirement Community Debt-to-income ratio: 20.12%
Length of employment: 6 years Location: Springfield, LA
       
Home town:
Current & past employers: Christwood Retirement Community
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Loan is to be used primarily for debt consolidation and needed home repairs. All debts are current. Employed by the same company for over 5 years. The company is currently undergoing major expansion and construction. The company is non profit, and well insulated from economic fluctuation.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,771.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Hello, and thanks for your inquiry. This loan will be utilized to pay off a vehicle, retire 3 credit card balances ranging from $800.00 to $1600.00 dollars, and the remainder will be used for home repair supplies to include lumber, paint, cabinetry, and kitchen and bathroom fixtures. I will be performing the labor myself on the repairs/upgrades. The substantial reduction in interest, as well as the ability to retire this loan in 5 years is what attracted me to Lending Club.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good evening. My monthly expenses include rent-zero, vehicle insurance-$38.00, water and electric together-$75.00-$100.00, phone/internet-$120.00, food/groceries/fuel and incidentals-approx.$200.00 or less. Quarterly expenses include regular vehicle maintenance of approx. $90.00. I will gladly answer all questions regarding my qualifications and fiduciary diligence to repay this loan without difficulty.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Hello, and thanks for your inquiry. This loan will be utilized to pay off a vehicle, retire 3 credit card balances ranging from $800.00 to $1600.00 dollars, and the remainder will be used for home repair supplies to include lumber, paint, cabinetry, and kitchen and bathroom fixtures. I will be performing the labor myself on the repairs/upgrades. The substantial reduction in interest, as well as the ability to retire this loan in 5 years is what attracted me to Lending Club.
What are you buying?Purchases will be limited to home repair products to include construction materials, cabinetry, and kitchen and bathroom hardware and fixtures. Remainder is to retire credit card debt and vehicle loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good evening. My monthly expenses include rent-zero, vehicle insurance-$38.00, water and electric together-$75.00-$100.00, phone/internet-$120.00, food/groceries/fuel and incidentals-approx.$200.00 or less. Quarterly expenses include regular vehicle maintenance of approx. $90.00. I will gladly answer all questions regarding my qualifications and fiduciary diligence to repay this loan without difficulty.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses include servicing revolving credit card debt, general living expenses, vehicle note and insurance, and utilities, the total not exceeding approx. $600.00 to $750.00. Note and credit card debt to be retired/restructured with portion of loan proceeds, with ultimate result of retiring all debt in 5 years at a significantly lower interest rate.
Please explain the reason why you carry a large revolving credit balance.Hello, and thanks for your inquiry. The vast majority of this balance is the result of unforseen medical expenses that were not covered by the insurance company that my employer carries. These are not, and will not, be a recurring expense. By restructuring most of this debt at a lower rate, it can be retired in 2 years or less.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Hello, and thanks for your inquiry. This loan will be utilized to pay off a vehicle, retire 3 credit card balances ranging from $800.00 to $1600.00 dollars, and the remainder will be used for home repair supplies to include lumber, paint, cabinetry, and kitchen and bathroom fixtures. I will be performing the labor myself on the repairs/upgrades. The substantial reduction in interest, as well as the ability to retire this loan in 5 years is what attracted me to Lending Club.

 


 

 

 

Member Payment Dependent Notes Series 1154484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154484

$20,000

$20,000

10.74%

1.00%

March 7, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154484. Member loan 1154484 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: US Army Debt-to-income ratio: 24.39%
Length of employment: 10+ years Location: effingham, IL
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I am using this money to pay off $20,000 of credit card debt. APR's vary from 9% to 29%. My min. payments for are $511. This loan will have my min. at $651.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,780.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard-2149-25%-64, Discover-2058-29%-102,Chase-2645-9%-57,Mastercard-9525-12%-181,Bank of America-3176-16%-73, Citi-1504-9%-24
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total min. is $511 for all credit cards. This loan will be $651.
What is your intended use for the loan proceeds?To pay off all credit cards and only have this loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 650, Trans is 750, Utilites is 230,Phone is 110,Insurance is 170, Food is 260
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is 650 and utilities are 230 and 10 for renters insurance
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
Please explain the reason why you carry a large revolving credit balance.I have had the card for 10 plus years and used it for random things. The more I used it the more the line of credit increased.
If you have a public record on file, please briefly explain the event and its resolution.No record
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only use for credit cards payoff.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard-2149-25%-64, Discover-2058-29%-102,Chase-2645-9%-57,Mastercard-9525-12%-181,Bank of America-3176-16%-73, Citi-1504-9%-24
What is the total balance of your credit cards, interest rates and current monthly payments?$20,000+, Interest rates vary from 9% to 29% and the current monthly payments are approx $511.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total min. is $511 for all credit cards. This loan will be $651.
Please explain the reason why you carry a large revolving credit balance.I have had the card for 10 plus years and used it for random things. The more I used it the more the line of credit increased.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total min. is $511 for all credit cards. This loan will be $651.
What is the total balance of your credit cards, interest rates and current monthly payments?$20,000+, Interest rates vary from 9% to 29% and the current monthly payments are approx $511.

 


 

 

 

Member Payment Dependent Notes Series 1154570

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154570

$12,000

$12,000

7.62%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154570. Member loan 1154570 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Kuhns Equipment Debt-to-income ratio: 14.64%
Length of employment: 8 years Location: MELVIN, IL
       
Home town:
Current & past employers: Kuhns Equipment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > We have recently remodeled our home and would like to consolidate the debt incurred in doing so into one payment with a lower interest rate than what we are currently paying.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,105.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We have recently remodeled our home and would like to consolidate our credit cards/loans into one monthly payment with a lower interest rate. The plan is to use the loan proceeds to pay off the debt incurred in the remodel.

 


 

 

 

Member Payment Dependent Notes Series 1154781

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154781

$31,600

$31,600

13.67%

1.00%

March 7, 2012

March 3, 2017

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154781. Member loan 1154781 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Maryland Sound Intl. Debt-to-income ratio: 15.63%
Length of employment: 1 year Location: Baltimore, MD
       
Home town:
Current & past employers: Maryland Sound Intl.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > The loan is basically to consolidate my debt and help my mother with house repairs plus buy accessories for my job ( expensive electronics ) that will enable me to make more money by having my own gear.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,570.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have some major expenses coming up and also to consolidate some debt.

 


 

 

 

Member Payment Dependent Notes Series 1155504

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155504

$20,000

$20,000

12.12%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155504. Member loan 1155504 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,451 / month
Current employer: State of Nevada - DETR Debt-to-income ratio: 19.41%
Length of employment: 5 years Location: Carson City, NV
       
Home town:
Current & past employers: State of Nevada - DETR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan is to consolidate three credit cards with much higher interest rates into one loan. The payment on the three credit cards (which is always made) is only slightly lower than the loan payment amount, so repayment will be simple. I work for the State of Nevada, so my job is quite stable.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 72
Revolving Credit Balance: $22,767.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1 Balance $2,053.00 at 0% Payment $34<br>Credit Card #2 Balance $915.17 at 18.99% Payment $24.17<br>The above two accounts I plan to have paid off by the end of the month.<br>Credit Card #3 Balance $6,229.98 at 22.99% Payment $174<br>Credit Card #4 Balance $4,397.73 at 13.24% Payment $89<br>Credit Card #5 Balance $8,788.42 at 18.59% Payment $188<br>Car Balance $21,182.92 at 3.9% Payment $692.81<br>Mortgage Balance $144,868.45 at 4% Payment $988.57
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House Related<br>Mortgage - $988.57 (Water and Sewer included)<br>HOA Free - $265 monthly<br>Electricity - $80<br>Gas - During the winter about $150. During the summer about $50.<br>Waste - $50 Quarterly<br>TV and Internet - $100 <br><br>Transportation Related<br>Car Payment - $692.81<br>Insurance - $65 monthly<br>Gas - $50 monthly<br>Maintenance is included at this time.<br><br>Other<br>Cell Phone - $100<br>Groceries/Eating Out - $150 weekly
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $988.57<br>I have taken out no home equity loans.<br>HOA Fee $265 monthly (Water and Sewer included)<br>Electricity at max is $80 monthly<br>Gas at this time of year is about $150 monthly, but drops rapidly in the summer.<br>The house insurance and taxes are built into the mortgage.<br>TV and Internet costs come out to $100 monthly.
Please explain the reason why you carry a large revolving credit balance.No one really ever explained to me the consequences of abusing credit early on, so I have carried these credit balances for quite some time. I always pay on time and extra when I can, but I am going through my finances and need to start planning for retirement. The first phase is to eliminate the credit card debt. I have long since learned my lesson on this, but the interest rates are not making paying the debt off easy while carrying a mortgage and car payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1 Balance $2,053.00 at 0% Payment $34<br>Credit Card #2 Balance $915.17 at 18.99% Payment $24.17<br>The above two accounts I plan to have paid off by the end of the month.<br>Credit Card #3 Balance $6,229.98 at 22.99% Payment $174<br>Credit Card #4 Balance $4,397.73 at 13.24% Payment $89<br>Credit Card #5 Balance $8,788.42 at 18.59% Payment $188<br>Car Balance $21,182.92 at 3.9% Payment $692.81<br>Mortgage Balance $144,868.45 at 4% Payment $988.57
Which debts do you plan to pay off with this loan?I have three credit cards that carry a high balance and interest rate. I bought a house about 1 year ago when interest rates were 4% and it was easy to carry these cards at that time, but it is time that I start looking at planning for retirement. This method appears to be the quickest way available to me to accomplish the first part of this goal, which is to eliminate my credit card debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am not using the loan for multiple purposes. I have three credit cards that have a high balance on them with interest rates that, in some cases, far exceed the rate on this loan. I would like to get out of debt as quickly as possible and focus on more long term goals, such as planning for retirement.

 


 

 

 

Member Payment Dependent Notes Series 1155586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155586

$14,000

$14,000

8.90%

1.00%

March 12, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155586. Member loan 1155586 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Kingsboro Psychiatric Center Debt-to-income ratio: 12.91%
Length of employment: < 1 year Location: BRONX, NY
       
Home town:
Current & past employers: Kingsboro Psychiatric Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 76
Revolving Credit Balance: $28,642.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 major debts of total about $35.000 (rates between 17% and 21%) and several small CC (about $5.000) variable rates.
What is your intended use for the loan proceeds?I would like to pay about half of 21% rate which will lower the interest rate for the rest. Also, to eliminate all small CC so I could concentrate only on 3 debts (yours included). which would be $1500/month, amount affordable to me.

 


 

 

 

Member Payment Dependent Notes Series 1155916

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155916

$16,000

$16,000

18.55%

1.00%

March 9, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155916. Member loan 1155916 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Nestle D.S.D. Debt-to-income ratio: 7.13%
Length of employment: 1 year Location: Zion Crossroads, VA
       
Home town:
Current & past employers: Nestle D.S.D.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > For construction of garage<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,133.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1156232

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156232

$4,000

$4,000

15.31%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156232. Member loan 1156232 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,350 / month
Current employer: n/a Debt-to-income ratio: 21.02%
Length of employment: n/a Location: PALM HARBOR, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,961.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off high interest retail credit cards ranging from 23% to 29% apr thereby saving considerable interest expense over the 36 months of the lending club loan.

 


 

 

 

Member Payment Dependent Notes Series 1156329

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156329

$15,000

$15,000

12.12%

1.00%

March 8, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156329. Member loan 1156329 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: sheraton universal hotel Debt-to-income ratio: 22.80%
Length of employment: 10+ years Location: NORTH HOLLYWOOD, CA
       
Home town:
Current & past employers: sheraton universal hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,322.00 Public Records On File: 0
Revolving Line Utilization: 64.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: 1019.00<br>trasnportation: 60.00<br>utilities: DWP;150.00 every 2 months GAS: 20.00 every 2 months<br>Phone : 178.00<br>Insurance: 192.00<br>food: 200.00<br>capital one: mom: 60.00 dad: 60.00<br>HSBC mom: 60.00 dad:60.00<br>Union Plus: 160.00<br>Discover: 60.00<br>chase/visa: 60.00<br>chase/mastercard: 60.00<br>citi cards: 60.00<br>best buy: 100.00<br>dell: mom; 70.00 dad:40.00<br>JCPenney: 40.00<br>Home Depot: 60.00<br>BillMeLater: 70.00<br>mobil: 60.00<br>union 76: 80.00<br>La Curacao:100.00<br>Arrowhead:33.00<br>Fingerhut: 60.00

 


 

 

 

Member Payment Dependent Notes Series 1156405

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156405

$12,300

$12,300

13.11%

1.00%

March 8, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156405. Member loan 1156405 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,191 / month
Current employer: Dr. Jeffery R. Graves Debt-to-income ratio: 4.99%
Length of employment: 7 years Location: Vallejo, CA
       
Home town:
Current & past employers: Dr. Jeffery R. Graves
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 21
Revolving Credit Balance: $15,442.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?2 Discover Credit Cards, 1 Sears Card and 1 Chase Card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage through PNC Mortgage, Balance $465,000, Interest 5.5%, Monthly payment $2,124.51<br>Discover Card, Balance $3518, Interest 19.99%, Maximum $4,500, Monthly payment $80.00<br>Discover Card, Balance $3,690, Interest 18.24%, Maximum $5,000, Monthly payment $78.00<br>Sears Card, Balance $2,921, Interest 19.24%, Maximum $4,050, Monthly payment $75.00<br>Chase Card, Balance $2,153, Interest 17.24%, Maximum $9,000, Monthly payment $54.00
If you have a delinquency in the last 2 years, please explain the reason.None
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $2124.51, Utilities $350, HOI $68, Property Tax $450 All monthly expenses
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance due to dental/orthodontic expenses, school expenses, home repair expenses. I am paying double the minimum required on all my credit card payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage through PNC Mortgage, Balance $465,000, Interest 5.5%, Monthly payment $2,124.51<br>Discover Card, Balance $3518, Interest 19.99%, Maximum $4,500, Monthly payment $80.00<br>Discover Card, Balance $3,690, Interest 18.24%, Maximum $5,000, Monthly payment $78.00<br>Sears Card, Balance $2,921, Interest 19.24%, Maximum $4,050, Monthly payment $75.00<br>Chase Card, Balance $2,153, Interest 17.24%, Maximum $9,000, Monthly payment $54.00
Which debts do you plan to pay off with this loan?2 Discover Credit Cards, 1 Sears Card and 1 Chase Card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage through PNC Mortgage, Balance $465,000, Interest 5.5%, Monthly payment $2,124.51<br>Discover Card, Balance $3518, Interest 19.99%, Maximum $4,500, Monthly payment $80.00<br>Discover Card, Balance $3,690, Interest 18.24%, Maximum $5,000, Monthly payment $78.00<br>Sears Card, Balance $2,921, Interest 19.24%, Maximum $4,050, Monthly payment $75.00<br>Chase Card, Balance $2,153, Interest 17.24%, Maximum $9,000, Monthly payment $54.00
Which debts do you plan to pay off with this loan?2 Discover Credit Cards, 1 Sears Card and 1 Chase Card

 


 

 

 

Member Payment Dependent Notes Series 1156554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156554

$1,000

$1,000

7.62%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156554. Member loan 1156554 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Materil Delivery Service Debt-to-income ratio: 0.47%
Length of employment: 10+ years Location: CAMDEN, AR
       
Home town:
Current & past employers: Materil Delivery Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > major purchase<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $120.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?A new computer system
What is your intended use for the loan proceeds?Purchase of a new computer system
What is your intended use for the loan proceeds?Purchase of a new computer system

 


 

 

 

Member Payment Dependent Notes Series 1156730

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156730

$18,000

$18,000

15.31%

1.00%

March 8, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156730. Member loan 1156730 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Kirlins Hallmark Debt-to-income ratio: 24.70%
Length of employment: < 1 year Location: WILLOUGHBY, OH
       
Home town:
Current & past employers: Kirlins Hallmark
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Major Purchase: home renovations<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 40 Months Since Last Delinquency: 11
Revolving Credit Balance: $18,137.00 Public Records On File: 0
Revolving Line Utilization: 46.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be using the funds to consolidate bills.
Please explain the reason why you carry a large revolving credit balance.change in marital ststaus
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Home renovations and low balance debt consolidation to one payment.
What are you buying?New home renovations and credit card consolidation

 


 

 

 

Member Payment Dependent Notes Series 1157077

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157077

$12,000

$12,000

13.67%

1.00%

March 7, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157077. Member loan 1157077 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,750 / month
Current employer: Kindercare Learning Center Debt-to-income ratio: 5.69%
Length of employment: 10+ years Location: LAKEWOOD, CO
       
Home town:
Current & past employers: Kindercare Learning Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 52
Revolving Credit Balance: $13,667.00 Public Records On File: 0
Revolving Line Utilization: 47.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?There are five credit cards that I want to pay off with ranges of $1000 - $3000. There is one bank line of credit that I want to pay off with a debt of $2300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 9 credit cards with a debt balance of $12,000. The monthly payment is $500 and the cards are over 21% in interest.<br>I have 1 line of credit of $2,300, the interest is 18% and the monthly payment is $110.<br>I have a mortgage of 196,000, the interest is 4.75 and the monthly payment is $1,285.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 9 credit cards with a debt balance of $12,000. The monthly payment is $500 and the cards are over 21% in interest.<br>I have 1 line of credit of $2,300, the interest is 18% and the monthly payment is $110.<br>I have a mortgage of 196,000, the interest is 4.75 and the monthly payment is $1,285.
Which debts do you plan to pay off with this loan?There are five credit cards that I want to pay off with ranges of $1000 - $3000. There is one bank line of credit that I want to pay off with a debt of $2300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 9 credit cards with a debt balance of $12,000. The monthly payment is $500 and the cards are over 21% in interest.<br>I have 1 line of credit of $2,300, the interest is 18% and the monthly payment is $110.<br>I have a mortgage of 196,000, the interest is 4.75 and the monthly payment is $1,285.

 


 

 

 

Member Payment Dependent Notes Series 1157277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157277

$23,000

$23,000

12.12%

1.00%

March 8, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157277. Member loan 1157277 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: LAUSD Debt-to-income ratio: 15.96%
Length of employment: 8 years Location: SAN PEDRO, CA
       
Home town:
Current & past employers: LAUSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,242.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2000
Please explain the reason why you carry a large revolving credit balance.Master Degree, car repairs, out-of-pocket medical expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 Chase VISA Bank of America $9,000 Both 14% APR
Which debts do you plan to pay off with this loan?All credit cards to get out of the vicious revolving charges each month. I want a flat loan where all interest is fixed at a 60 month payment for near $500 each month.
Which debts do you plan to pay off with this loan?All credit cards to get out of the vicious revolving charges each month. I want a flat loan where all interest is fixed at a 60 month payment for near $500 each month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 Chase VISA Bank of America $9,000 Both 14% APR
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
Please explain the reason why you carry a large revolving credit balance.Master Degree, car repairs, out-of-pocket medical expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 Chase VISA Bank of America $9,000 Both 14% APR
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000

 


 

 

 

Member Payment Dependent Notes Series 1157398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157398

$30,600

$30,600

12.12%

1.00%

March 7, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157398. Member loan 1157398 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,800 / month
Current employer: United States Postal Service Debt-to-income ratio: 7.03%
Length of employment: < 1 year Location: Billings, MT
       
Home town:
Current & past employers: United States Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly outlay is approximately $1555.00. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1157423

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157423

$8,725

$8,725

12.12%

1.00%

March 9, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157423. Member loan 1157423 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,625 / month
Current employer: Dell Inc. Debt-to-income ratio: 23.58%
Length of employment: 10+ years Location: PFLUGERVILLE, TX
       
Home town:
Current & past employers: Dell Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Stable employment - tenure is 12 years at current employer.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 13
Revolving Credit Balance: $6,818.00 Public Records On File: 0
Revolving Line Utilization: 25.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have been really good at paying on time and in full whenever possible. I am not aware of any delinquencies in the last 2 years, but could be mistaken. If there are any, they could just have been overlooked and will check on those to continue to pay in full and on time as soon as possible.
What are you buying?Remodeling and in need of all new appliances for kitchen and laundry, in addition to replacing old carpeting and some broken floor tiles.
What are you buying?Remodeling and in need of all new appliances for kitchen and laundry, in addition to replacing old carpeting and some broken floor tiles.
What are you buying?Remodeling and in need of all new appliances for kitchen and laundry, in addition to replacing old carpeting and some broken floor tiles.
What is your intended use for the loan proceeds?Remodeling and in need of all new appliances for kitchen and laundry, in addition to replacing old carpeting and some broken floor tiles.

 


 

 

 

Member Payment Dependent Notes Series 1157649

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157649

$10,000

$10,000

9.76%

1.00%

March 8, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157649. Member loan 1157649 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Southview Manor Debt-to-income ratio: 11.93%
Length of employment: 3 years Location: TINLEY PARK, IL
       
Home town:
Current & past employers: Southview Manor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Just trying to pay off debt, so that I will be in a financial state mind at this time. With your assistance, I can make financial changes in my life.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,690.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1157785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157785

$21,250

$21,250

7.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157785. Member loan 1157785 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Cleveland Clinic Florida Debt-to-income ratio: 23.83%
Length of employment: 4 years Location: Delray Beach, FL
       
Home town:
Current & past employers: Cleveland Clinic Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,346.00 Public Records On File: 0
Revolving Line Utilization: 35.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be using these funds to take over a loan I currently have out. The interest rate offered by Lending Club is a lower rate than one I currently have, which will allow me to pay it off much faster.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 775 (includes all utilities)<br>car: 212<br>ins: 125<br>phone: 80<br>grocery: 300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am a renter, so all I only have the one payment due each month. My utilities/internet/cable etc. are included in rent.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency on any payments.
Please explain the reason why you carry a large revolving credit balance.I carry this debt due to:<br>vet bills<br>medical bills<br>car repairs<br>credit card
If you have a public record on file, please briefly explain the event and its resolution.I do not have a record on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have a mortgage, only rent.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan to pay off another loan I currently have at a higher rate. I will be replacing my current loan with this one in order to pay debts off faster and at a lower rate.
Which debts do you plan to pay off with this loan?I plan to pay off a current loan I have out already at a higher APR. I just want to pay my debt back faster at a lower rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan - $17,000 13.99% APR ($365/month) (the loan I have applied for with Lending Club will replace this loan at a lower rate and allow me to pay it off much faster)<br>Student Loan - $9,000 7.25% APR ($107/month)<br>Car - $17,000 ($212/month)<br>Car Ins - $125/month<br>Phone - $75<br>Credit Card(s) - $150/month - (total outstanding balance of about $5000 - due mostly to vet bills on a special needs dog that has since passed away)<br>Rent - $775 (includes all utilities/cable/internet etc)

 


 

 

 

Member Payment Dependent Notes Series 1157931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157931

$21,600

$21,600

12.12%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157931. Member loan 1157931 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: HighTower Advisors Debt-to-income ratio: 17.75%
Length of employment: 2 years Location: HOBOKEN, NJ
       
Home town:
Current & past employers: HighTower Advisors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Restructuring higher rate revolving credit to lower rate with a fixed-term payoff, in order to save money and pay down the debt more efficiently.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,327.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158057

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158057

$19,200

$19,200

12.12%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158057. Member loan 1158057 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Chatterton & Associates Debt-to-income ratio: 8.66%
Length of employment: 5 years Location: Irvine, CA
       
Home town:
Current & past employers: Chatterton & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,155.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of all credit cards is roughly $16K. Avg. interest rate is 16.5%. Minimum monthly payments come out to $390/month. But I am paying close to $900/month. I will be paying off $6000 by end of April.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses come out to $3800/Month

 


 

 

 

Member Payment Dependent Notes Series 1158084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158084

$26,400

$26,400

9.76%

1.00%

March 12, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158084. Member loan 1158084 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Promark Technology Debt-to-income ratio: 18.91%
Length of employment: 9 years Location: FREDERICK, MD
       
Home town:
Current & past employers: Promark Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,856.00 Public Records On File: 0
Revolving Line Utilization: 20.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards each with an interest rate of 18%. One credit card has a balance of 13,000 and the other has a 6,000 balance. Each with a $200 per month payment. I also owe taxes this year of 3900 to federal and 2800 to state. Would like to pay these all off with a personal loan and have 1 monthly payment.<br>Mortgage payment is $2,197 per month. Student loan payments are $217 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,197<br>transportation is $300<br>Utilities $300<br>Phone $140<br>Food $300
What is your intended use for the loan proceeds?I plan to pay off all my credit cards and well as the taxes on owe this year. I will then only have 1 payment to make and that is to this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards each with an interest rate of 18%. One credit card has a balance of 13,000 and the other has a 6,000 balance. Each with a $200 per month payment. I also owe taxes this year of 3900 to federal and 2800 to state. Would like to pay these all off with a personal loan and have 1 monthly payment.<br>Mortgage payment is $2,197 per month. Student loan payments are $217 per month.
What is your intended use for the loan proceeds?I plan to pay off all my credit cards and well as the taxes on owe this year. I will then only have 1 payment to make and that is to this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage payment is $2,197 per month which includes insurance and taxes.<br>utilities run me about $300 per month.<br><br>I do not have a home equity loan or line of credit.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the last 2 years.
Please explain the reason why you carry a large revolving credit balance.We had some unexpected expenses come up with moving into a new house last year and some vet bills for the dog that we did not expect to have. I also owe some taxes that I will use this loan to pay for that. Should be getting a refund next year though.
If you have a public record on file, please briefly explain the event and its resolution.No public record.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is $2,197 per month which includes interest, principle, taxes, and insurance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay off all credit debt amd make a few improvements.
Which debts do you plan to pay off with this loan?All credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1158637

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158637

$6,000

$6,000

8.90%

1.00%

March 8, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158637. Member loan 1158637 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: usps Debt-to-income ratio: 24.24%
Length of employment: 10+ years Location: orwell, OH
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,350.00 Public Records On File: 0
Revolving Line Utilization: 61.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159084

$16,000

$16,000

18.25%

1.00%

March 12, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159084. Member loan 1159084 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $12,000 / month
Current employer: n/a Debt-to-income ratio: 8.65%
Length of employment: 10+ years Location: Kingsville, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,698.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To develop websites to market products that are then drop shipped to customers. I have already spent over $20,000 in getting a Corporation set up, business plan, market research on selecting products, Logo design workup, set up merchant account etc., get set up to establish business credit etc. The last item of importance is developing the Websites that will reach the consumers effectively.
Please explain the reason why you carry a large revolving credit balance.I utilized credit cards to get to the stage of setting up the business that I am proposing, plus I own and purchase/repair rental property using this credit rather than going to a bank each time.
What is your intended use for the loan proceeds?To develop websites to market products that are then drop shipped to customers. I have already spent over $20,000 in getting a Corporation set up, business plan, market research on selecting products, Logo design workup, set up merchant account etc., get set up to establish business credit etc. The last item of importance is developing the Websites that will reach the consumers effectively.
What is your intended use for the loan proceeds?To develop websites to market products that are then drop shipped to customers. I have already spent over $20,000 in getting a Corporation set up, business plan, market research on selecting products, Logo design workup, set up merchant account etc., get set up to establish business credit etc. The last item of importance is developing the Websites that will reach the consumers effectively.
Please explain the reason why you carry a large revolving credit balance.I utilized credit cards to get to the stage of setting up the business that I am proposing, plus I own and purchase/repair rental property using this credit rather than going to a bank each time.

 


 

 

 

Member Payment Dependent Notes Series 1159109

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159109

$7,375

$7,375

9.76%

1.00%

March 7, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159109. Member loan 1159109 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: Hall County BOC Debt-to-income ratio: 27.42%
Length of employment: 6 years Location: OAKWOOD, GA
       
Home town:
Current & past employers: Hall County BOC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,408.00 Public Records On File: 0
Revolving Line Utilization: 22.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan for consolidating some credit card purchases I used to create an apartment in my basement which I have a renter already lined up for. I also just refinanced my home to the extremely low current rates and had to put some closing costs on credit that I would like to consolidate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $1800. It will be reduced by $240 once the refinance of my home finalizes as well.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly expenses are approximately $1800. My mortgage is approximately $1050 including insurance and taxes and will be reduced to $800 in approximately 2 weeks when my refinance is complete.

 


 

 

 

Member Payment Dependent Notes Series 1159223

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159223

$5,875

$5,875

13.99%

1.00%

March 7, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159223. Member loan 1159223 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Harrahs Cherokee Casino Debt-to-income ratio: 7.99%
Length of employment: 10+ years Location: SYLVA, NC
       
Home town:
Current & past employers: Harrahs Cherokee Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,136.00 Public Records On File: 0
Revolving Line Utilization: 78.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6240; interest rates range 23.9 to 25.9 Apr.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $800 living expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6240; interest rates range 23.9 to 25.9 Apr.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $800 living expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6240; interest rates range 23.9 to 25.9 Apr.
Please explain the reason why you carry a large revolving credit balance.Most occurred recently due to spouse loss of vision and ability to work.
Which debts do you plan to pay off with this loan?High interest credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $800 living expenses

 


 

 

 

Member Payment Dependent Notes Series 1159293

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159293

$28,500

$28,500

8.90%

1.00%

March 8, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159293. Member loan 1159293 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,980 / month
Current employer: Southern Illinois University Edwardsvill Debt-to-income ratio: 12.07%
Length of employment: < 1 year Location: GRANITE CITY, IL
       
Home town:
Current & past employers: Southern Illinois University Edwardsvill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > This loan is to pay off credit card debt that originated from a house addition. We have our dream home complete now but would love to get a better rate on the financing. We have no plans to sell our house, but enjoy it for years to come!<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,903.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159321

$20,000

$20,000

15.81%

1.00%

March 8, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159321. Member loan 1159321 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Sea World Debt-to-income ratio: 9.84%
Length of employment: 2 years Location: KISSIMMEE, FL
       
Home town:
Current & past employers: Sea World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Looking to consolidate some debt and pay for the second half of a work truck.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,458.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I am looking to consolidate some debt and pay for half of a work truck
What is your intended use for the loan proceeds?I am looking to consolidate some debt and pay for half of a work truck.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses including my mortgage, home and car insurance, utilities, food and gas is right around $800-$900. Depending on the utilities and gas prices.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses including my morgage, utilities, insurance, and current credit is right between $800-$900 depending on utility and gas prices. I do not have a home equity loan out on my home.
What is your intended use for the loan proceeds?I am looking to consolidate some debt and pay for half of a work truck.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Yes I plan to use it for a couple purposes. The first is to consolidate some debt on high interest credit cards. About 6k for that. I want to put 10k towards a work truck I have 10k saved for already. and lastly 3k to put towards repairs on my house, mainly a new air conditioner.

 


 

 

 

Member Payment Dependent Notes Series 1159425

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159425

$13,100

$13,100

14.65%

1.00%

March 9, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159425. Member loan 1159425 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,712 / month
Current employer: Baldor Express Transportation Comp Debt-to-income ratio: 14.13%
Length of employment: 3 years Location: Bronx, NY
       
Home town:
Current & past employers: Baldor Express Transportation Comp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 28
Revolving Credit Balance: $4,214.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.I would like to buy my own truck to start my own bussiness... Thank you

 


 

 

 

Member Payment Dependent Notes Series 1159825

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159825

$14,000

$14,000

18.55%

1.00%

March 8, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159825. Member loan 1159825 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $23,333 / month
Current employer: VICALENERGYCONSULTANTS Debt-to-income ratio: 16.35%
Length of employment: 7 years Location: HACKENSACK, NJ
       
Home town:
Current & past employers: VICALENERGYCONSULTANTS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > LOOKING TO CONSOLIDATE MY CREDI CARDS INTO ONE PAYMENT<br><br> Borrower added on 02/24/12 > TOTAL MONTHLY EXPENSES ARE $5.625<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,017.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 FIRST PREMEIR CARDS 29% CREDIT ONE BANK 29% APPLIED BANK 295 2CAPITOL ONE CREDITCARDS 18.9%

 


 

 

 

Member Payment Dependent Notes Series 1159839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159839

$35,000

$35,000

22.45%

1.00%

March 7, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159839. Member loan 1159839 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Tomax Corporation Debt-to-income ratio: 16.85%
Length of employment: 8 years Location: WEST JORDAN, UT
       
Home town:
Current & past employers: Tomax Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I would very much like to consolidate my debts into a single payment. The interest rate you have provided is similar to the rates on the credit cards I already have. Thank you for helping me and my family<br><br> Borrower added on 02/29/12 > I will also be paying off a Wells Fargo Loan with these funds. If I am able to get all 35,000 I will be able to pay off all of my unsecured debt. Thank you for helping me and my family<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 46
Revolving Credit Balance: $17,181.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance is due to unforeseen expenses over the last 24 months, medical, vehicle, etc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: 2100 / Month <br>Total payments for Credit Accounts: 1400<br>Utilities: 185<br>Insurance : 156
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American Express 10,000<br>US Bank 5,000<br>Wells Fargo 5,000<br>Home Depot 2,000<br>Citi Card 2,000<br>Macys 1,000<br>Layne Bryant 1,000<br>Hospitals 3,000
Which debts do you plan to pay off with this loan?Wells Fargo Credit Card<br>American Express Credit Card (2)<br>Citi Card<br>Home Depot<br>US Bank<br>Macys<br>Lane Bryant<br>Hospitals
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am planning on using the money for debt consolidation and car repairs. It is entirely possible that I will not need all the requested funds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 2100<br>Transportation 410<br>Utilities 210<br>Phone 250<br>Insurance 160<br>Food 800
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My MIP and Taxes are all covered in the 2100 mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1159858

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159858

$15,500

$15,500

19.22%

1.00%

March 7, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159858. Member loan 1159858 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,120 / month
Current employer: Dennis K. Burke Inc. Debt-to-income ratio: 10.48%
Length of employment: 2 years Location: CHELSEA, MA
       
Home town:
Current & past employers: Dennis K. Burke Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Looking to consolidate a lot of smaller bills into 1 payment that will save me a little money per month<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 49
Revolving Credit Balance: $2,948.00 Public Records On File: 0
Revolving Line Utilization: 30.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?debt balances: Card 1) $470, Card 2) $1,442, Card 3) $684, 4) Personal Loan - $4,500 , 5) other Loan $7,750<br><br>interest rates are in the low-mid teens on all except "other loan" which was borrowed from my Boss, interest free - monthly payments:<br><br>Card 1) $35, Card 2) $45, Card 3) $45, Loan 1) $127, Loan 2) $200<br><br>also, i have a mortgage of $841 + 250 condo fees ($119,000 financed), plus a monthly school loan payment of $248 ($24,000ish still owed - currently i asked for temporary forbearance)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i am using the loan to consolidate everything - once i have the fund in my account, from there i can clear out all the cards & as much of the loans as possible to have 1 monthly payment instead of 5 at different times during the month, mostly this is for ease of payment and to avoid interest charges/accrual
Which debts do you plan to pay off with this loan?I plan on purchasing a new car (mine recently got totaled) & i also plan on paying off a personal loan from my Boss that I'd like to be clear - and to have a little cash on hand for unforeseen expenses

 


 

 

 

Member Payment Dependent Notes Series 1160183

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160183

$20,000

$20,000

12.12%

1.00%

March 8, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160183. Member loan 1160183 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: United states Army Debt-to-income ratio: 29.05%
Length of employment: 10+ years Location: Wahiawa, HI
       
Home town:
Current & past employers: United states Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > This loan with be used to pay off high credit card balances and my current Lending Club Loan.<br><br> Borrower added on 02/22/12 > This money will be used to pay of balances on my credit cards. Line of credit for and 2 credit cards that have a very high interest rate. Any money that is left over will be used to add to the balance in my saving account or to add to my checking account. I need to get the credit card paid off asap.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,065.00 Public Records On File: 0
Revolving Line Utilization: 39.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1160350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160350

$10,000

$10,000

13.67%

1.00%

March 9, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160350. Member loan 1160350 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Compucom Debt-to-income ratio: 4.66%
Length of employment: 4 years Location: PHOENIX, AZ
       
Home town:
Current & past employers: Compucom
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 37
Revolving Credit Balance: $7,246.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1160368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160368

$10,000

$10,000

14.65%

1.00%

March 8, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160368. Member loan 1160368 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: allwood forlenza insurance Debt-to-income ratio: 19.27%
Length of employment: 2 years Location: waldwick, NJ
       
Home town:
Current & past employers: allwood forlenza insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 36
Revolving Credit Balance: $10,944.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.no delinquencies at all

 


 

 

 

Member Payment Dependent Notes Series 1160385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160385

$15,000

$15,000

24.20%

1.00%

March 9, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160385. Member loan 1160385 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Comprehensive Options for Drug Abusers Debt-to-income ratio: 12.71%
Length of employment: 7 years Location: Newberg, OR
       
Home town:
Current & past employers: Comprehensive Options for Drug Abusers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1983 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 29
Revolving Credit Balance: $7,870.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?95 percent for debt consolidation & taxes 5 percent or thereabouts for wedding for family member. Debt consolidation includes paying for college classes for job change for family member.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?95 percent for debt consolidation & taxes 5 percent or thereabouts for wedding for family member. Debt consolidation includes paying for college classes for job change for family member.

 


 

 

 

Member Payment Dependent Notes Series 1160393

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160393

$7,000

$7,000

15.81%

1.00%

March 7, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160393. Member loan 1160393 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: APUS Debt-to-income ratio: 11.95%
Length of employment: 1 year Location: MANASSAS, VA
       
Home town:
Current & past employers: APUS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I plan to use this loan for my wedding expenses. The food will be covered using savings; additionally, some other things will be funded using savings. If all funds are not used for the wedding, I plan to pay the loan back sooner than later.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,828.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses total approximately $1100 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My expenses related to housing equal approximately $850 to $900 a month.
How are you paying for other wedding expenses not covered by this loan?I have a small savings that I have that I plan to use towards the wedding.
What portion of your wedding expenses does this loan represent?Almost all of the expenses; I'd say roughly 90 percent.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?N/a; I plan to use whatever needed solely for the wedding. If funds are left over, I plan to use that money to immediately pay as much of the loan back.
Please explain the reason why you carry a large revolving credit balance.I enjoy the freedom of paying payments so that purchases are more manageable.

 


 

 

 

Member Payment Dependent Notes Series 1160471

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160471

$20,000

$20,000

22.45%

1.00%

March 7, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160471. Member loan 1160471 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 8.67%
Length of employment: 7 years Location: Oak Hill, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,607.00 Public Records On File: 1
Revolving Line Utilization: 63.90% Months Since Last Record: 96
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Debit consolidation,purpose is to have one consolidated bill, to improve credit rating.
If you have a public record on file, please briefly explain the event and its resolution.Changed jobs and employer did pay for services. Have since started own business (which have ran and operated over 7 years) and rebuilt credit. Plan is always to pay off debit and to not accumulate alot of debit which can and affect credit score. Maintaining a good credit scores and paying off debit is always the first priority.
If you have a public record on file, please briefly explain the event and its resolution.Changed jobs and employer did pay for services. Have since started own business (which have ran and operated over 7 years) and rebuilt credit. Plan is always to pay off debit and to not accumulate alot of debit which can and affect credit score. Maintaining a good credit scores and paying off debit is always the first priority.
If you have a public record on file, please briefly explain the event and its resolution.Changed jobs and employer did pay for services. Have since started own business (which have ran and operated over 7 years) and rebuilt credit. Plan is always to pay off debit and to not accumulate alot of debit which can and affect credit score. Maintaining a good credit scores and paying off debit is always the first priority.
What is your intended use for the loan proceeds?Credit card and debit consolidation,to improve credit scores.

 


 

 

 

Member Payment Dependent Notes Series 1160484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160484

$20,000

$20,000

15.31%

1.00%

March 8, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160484. Member loan 1160484 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Itt Xylem Debt-to-income ratio: 28.46%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: Itt Xylem
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > To pay off unwanted debt.<br><br> Borrower added on 02/27/12 > To payoff unwanted, debt. 2. I am a reliable person in re-paying debt. 3.<br><br> Borrower added on 02/27/12 > 1. To pay off unwanted debt. 2. I am a reliable person in re-paying debt. 3. $1,500. 4. I have twenty four years of service with my job, very stable.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,530.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances ($26,000.00), Interest Rates ranges from: (23% to 26%), Monthly payments ranges from ($100.00 to $300.00) monthly. Debts are for credit cards and auto loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balances ($26,000.00), Interest Rates ranges from: (23% to 26%), Monthly payments ranges from ($100.00 to $300.00) monthly. Debts are for credit cards and auto loans.

 


 

 

 

Member Payment Dependent Notes Series 1160608

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160608

$13,500

$13,500

13.99%

1.00%

March 8, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160608. Member loan 1160608 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: T-Mobile Debt-to-income ratio: 12.59%
Length of employment: 2 years Location: BEND, OR
       
Home town:
Current & past employers: T-Mobile
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,978.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Listed above.

 


 

 

 

Member Payment Dependent Notes Series 1161363

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161363

$10,000

$10,000

7.62%

1.00%

March 9, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161363. Member loan 1161363 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,900 / month
Current employer: SPICE HUT Debt-to-income ratio: 6.12%
Length of employment: 8 years Location: MOUNTAIN VIEW, CA
       
Home town:
Current & past employers: SPICE HUT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,940.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1161400

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161400

$19,000

$19,000

7.62%

1.00%

March 8, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161400. Member loan 1161400 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: bnp media Debt-to-income ratio: 12.29%
Length of employment: 10+ years Location: warren, MI
       
Home town:
Current & past employers: bnp media
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,442.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Looking to combine the 3 balances and make one payment each month at a lower rate to pay it off quicker
Please explain the reason why you carry a large revolving credit balance.2nd mortgage
Which debts do you plan to pay off with this loan?all 3 credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1161482

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161482

$29,400

$29,400

20.50%

1.00%

March 8, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161482. Member loan 1161482 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,250 / month
Current employer: City of Brockton Fire Department Debt-to-income ratio: 11.77%
Length of employment: 10+ years Location: Brockton, MA
       
Home town:
Current & past employers: City of Brockton Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I have been employed with the Fire Department for 20 years.<br>I have excellent credit and have had no late payments - ever<br>This loan is to pay off higher interest credit cards and put an end date within sight rather than have them go on indefinitely.<br><br> Borrower added on 02/25/12 > Credit cards were used for a non-insurance covered surgical procedure and veterinary bills for an emergency surgery on pet. It is my goal to consolidate these cards into a single payment which has a known end to it's term and affords the ability to pay more than minimum due each month and prepay it<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,696.00 Public Records On File: 0
Revolving Line Utilization: 87.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $32,742 12,99% - 18.24% $718. Month<br>Line of Credit $6,788 22.99% $238. Month<br>Mortgage $104,000 6.77% $1057. Month<br>Auto $7,140 6.29% $243. Month
Which debts do you plan to pay off with this loan?Credit Cards $14,002.00<br>Revolving $6,788.00<br>Medical $7,100.00
Please explain the reason why you carry a large revolving credit balance.It is a general Medical/Dental/Veterinary Care line of credit that is used for unexpected expenses or things that are not covered by normal insurances such as Dentures, Implants, unexpected veterinary care, and non-insurance covered procedures. It was recently used for an emergency surgery on our pet, and a portion of a cosmetic procedure not covered by insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $32,742 12,99% - 18.24% $718. Month<br>Line of Credit $6,788 22.99% $238. Month<br>Mortgage $104,000 6.77% $1057. Month<br>Auto $7,140 6.29% $243. Month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $32,742 12,99% - 18.24% $718. Month<br>Line of Credit $6,788 22.99% $238. Month<br>Mortgage $104,000 6.77% $1057. Month<br>Auto $7,140 6.29% $243. Month
Which debts do you plan to pay off with this loan?Credit Cards $14,002.00<br>Revolving $6,788.00<br>Medical $7,100.00
What is your intended use for the loan proceeds?It will be used to pay off some high interest credit cards, the line of credit used for the emergency veterinary care and some medical bills not covered by insurance. The payment which would be due on the loan is less than what we have been paying monthly on these bills, and also puts an ''end'' date on the debt payment.
Please explain the reason why you carry a large revolving credit balance.It is a general Medical/Dental/Veterinary Care line of credit that is used for unexpected expenses or things that are not covered by normal insurances such as Dentures, Implants, unexpected veterinary care, and non-insurance covered procedures. It was recently used for an emergency surgery on our pet, and a portion of a cosmetic procedure not covered by insurance.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1058 per month (which includes the property taxes paid from the escrow)<br>Insurance $1685 per year/$140 per month (which is paid in full until renewal in Jan 2013) Auto $234 per month<br>Utilities $105 per month<br>Credit Card/Revolving $893 per month (currently - which would be paid off with this loan)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1058 per month (which includes the property taxes paid from the escrow)<br>Insurance $1685 per year/$140 per month (which is paid in full until renewal in Jan 2013) Auto $234 per month<br>Utilities $105 per month<br>Credit Card/Revolving $893 per month (currently - which would be paid off with this loan)
Please explain the reason why you carry a large revolving credit balance.It is a general Medical/Dental/Veterinary Care line of credit that is used for unexpected expenses or things that are not covered by normal insurances such as Dentures, Implants, unexpected veterinary care, and non-insurance covered procedures. It was recently used for an emergency surgery on our pet, and a portion of a cosmetic procedure not covered by insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $32,742 12,99% - 18.24% $718. Month<br>Line of Credit $6,788 22.99% $238. Month<br>Mortgage $104,000 6.77% $1057. Month<br>Auto $7,140 6.29% $243. Month
Which debts do you plan to pay off with this loan?Credit Cards $14,002.00<br>Revolving $6,788.00<br>Medical $7,100.00

 


 

 

 

Member Payment Dependent Notes Series 1161565

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161565

$11,500

$11,500

13.99%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161565. Member loan 1161565 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Premier home care Debt-to-income ratio: 17.85%
Length of employment: 7 years Location: Brooklyn , NY
       
Home town:
Current & past employers: Premier home care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I'm harding working and honest . Would put this loan to good use and take advantage like paying off high interest credit card.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,939.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 650, light and gas: 85, cable: 150, health insurance: 70,food: 200, transportation : 104,
If you have a delinquency in the last 2 years, please explain the reason.I never had any delinquency before. Not to my knowledge
What is the total balance of your credit cards, interest rates and current monthly payments?total balance of credit cards: 9000, interest rates are 15%, 9.99% and 15%, monthly payments are$50.00, $70.00 and $100.00
Please explain the reason why you carry a large revolving credit balance.I have this balance for a while now and it keeps adding up.

 


 

 

 

Member Payment Dependent Notes Series 1161617

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161617

$5,000

$5,000

8.90%

1.00%

March 7, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161617. Member loan 1161617 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 3.05%
Length of employment: n/a Location: Saunderstown, RI
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Money will be used wisely<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,187.00 Public Records On File: 1
Revolving Line Utilization: 8.90% Months Since Last Record: 99
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This question is not allowed

 


 

 

 

Member Payment Dependent Notes Series 1161675

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161675

$11,200

$11,200

21.48%

1.00%

March 7, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161675. Member loan 1161675 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: US Government Debt-to-income ratio: 11.69%
Length of employment: 4 years Location: Toms River, NJ
       
Home town:
Current & past employers: US Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan is to consolidate 3 loans and get a lower monthly payment<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 4
Revolving Credit Balance: $8,568.00 Public Records On File: 0
Revolving Line Utilization: 91.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.N/a
Which debts do you plan to pay off with this loan?I plan to pay off a loan with 7 months left, my credit card, and a student loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Loans to consolidate:<br> student loan, 185 per month, 4400 left<br>Other loan, 12.9%, 275 per month, 3700 left<br>Ccard, 12%, 225 per month, approximate 5000 left<br><br>Additional loans: car 306 per month, 10k left, 5.9%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Average monthly expenses: $2000. This loan would reduce monthly expenses
What is your intended use for the loan proceeds?The proceeds from the loan will go towards paying off a loan with 7 months left, my credit card, and the remainder of my student loan.
If you have a delinquency in the last 2 years, please explain the reason.N/a
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Loans to consolidate:<br> student loan, 185 per month, 4400 left<br>Other loan, 12.9%, 275 per month, 3700 left<br>Ccard, 12%, 225 per month, approximate 5000 left<br><br>Additional loans: car 306 per month, 10k left, 5.9%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Average monthly expenses: $2000. This loan would reduce monthly expenses
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose is to consolidate 3 loans. They would be paid off in their entirety, reducing my monthly payments in half.
If you have a delinquency in the last 2 years, please explain the reason.N/a

 


 

 

 

Member Payment Dependent Notes Series 1161737

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161737

$16,000

$16,000

18.55%

1.00%

March 9, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161737. Member loan 1161737 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,000 / month
Current employer: IPSC Debt-to-income ratio: 11.20%
Length of employment: 10+ years Location: Delta, UT
       
Home town:
Current & past employers: IPSC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > cash flow for operation expenses<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 56
Revolving Credit Balance: $68,045.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Better cash flow for day to day operation of the store. Moved our store last fall into a bigger location and want to start offering more services to customers.
What type of business are you starting?auto parts
Please explain the reason why you carry a large revolving credit balance.For inventory purposes
Please explain the reason why you carry a large revolving credit balance.For inventory purposes
Please explain the reason why you carry a large revolving credit balance.For inventory purposes

 


 

 

 

Member Payment Dependent Notes Series 1161756

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161756

$12,600

$12,600

16.29%

1.00%

March 8, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161756. Member loan 1161756 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,875 / month
Current employer: corning cable systems Debt-to-income ratio: 16.44%
Length of employment: 10+ years Location: MORGANTON, NC
       
Home town:
Current & past employers: corning cable systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 73
Revolving Credit Balance: $9,176.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only time i can remember being late was because of a computer malfunction not putting the payment through.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$781
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo $116500 $790 4.5%<br>citi $4264 $70 0%<br>lowes $1700 $60 19%<br>spingmaid $4200 $230 19%<br>walmart $2700 $70 16%<br>ally $12300 $488 10,5%<br>coastal $10500 $372 9.5%
Which debts do you plan to pay off with this loan?Lowes<br>walmart<br>401 loan
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$781
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?401 loan $7700<br>lowes $1700<br>Walmart $2700
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo $116500 $790 4.5%<br>citi $4264 $70 0%<br>lowes $1700 $60 19%<br>spingmaid $4200 $230 19%<br>walmart $2700 $70 16%<br>ally $12300 $488 10,5%<br>coastal $10500 $372 9.5%
Which debts do you plan to pay off with this loan?Lowes<br>walmart<br>401 loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo $116500 $790 4.5%<br>citi $4264 $70 0%<br>lowes $1700 $60 19%<br>spingmaid $4200 $230 19%<br>walmart $2700 $70 16%<br>ally $12300 $488 10,5%<br>coastal $10500 $372 9.5%

 


 

 

 

Member Payment Dependent Notes Series 1161944

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161944

$20,000

$20,000

20.99%

1.00%

March 7, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161944. Member loan 1161944 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: n/a Debt-to-income ratio: 10.02%
Length of employment: n/a Location: PORT SAINT LUCIE, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 45
Revolving Credit Balance: $11,402.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't know the interest rates.<br>Home Depot account balance $3,500, City Furniture $4,000<br>Capital One $8,000, Property taxes $3,500<br>Homeowners Insurance $2,000

 


 

 

 

Member Payment Dependent Notes Series 1161948

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161948

$12,000

$12,000

7.90%

1.00%

March 8, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161948. Member loan 1161948 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: M & K Home Health Care, Inc Debt-to-income ratio: 17.81%
Length of employment: 3 years Location: Miami, FL
       
Home town:
Current & past employers: M & K Home Health Care, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 43
Revolving Credit Balance: $4,112.00 Public Records On File: 0
Revolving Line Utilization: 46.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $850.00 in rent, $350 car lease (which my wife pays for but is under my name), $500 care lease (which my niece pays for but is under my name), These expenses are split 50/50 with my wife<br>- Car insurance is about $180.00 per month <br>- Food is about $200 per month <br>- Electric is $120.00<br>- Phone is $120.00<br>So my total monthly expense is about $1250
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am currently renting and paying $850.00 per month. I sold my house and used the equity to fund our family business back in 2008. We will be in the market to purchase a new house within 6 months. Because of this, I have no property tax expense, nor homeowner insurance expense. I do pay for the electricity but no more than $150 per month.

 


 

 

 

Member Payment Dependent Notes Series 1161992

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161992

$8,000

$8,000

7.90%

1.00%

March 7, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161992. Member loan 1161992 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: Atlanta Track Club Debt-to-income ratio: 5.68%
Length of employment: 10+ years Location: ALPHARETTA, GA
       
Home town:
Current & past employers: Atlanta Track Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Elderly father emergency expenses and change of residences.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,730.00 Public Records On File: 0
Revolving Line Utilization: 84.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I helped my elderly father with some of his expenses and change of residences and have not had a chance to pay down my balances. A unforseen expense I had to deal with and still am dealing with.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan will pay off 2 cards with interest around 20%

 


 

 

 

Member Payment Dependent Notes Series 1162083

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162083

$2,800

$2,800

17.99%

1.00%

March 9, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162083. Member loan 1162083 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: Montage Resort and Spa Debt-to-income ratio: 2.65%
Length of employment: 2 years Location: Laguna Beach, CA
       
Home town:
Current & past employers: Montage Resort and Spa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,497.00 Public Records On File: 0
Revolving Line Utilization: 96.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1162199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162199

$7,000

$7,000

7.90%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162199. Member loan 1162199 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: MarionCounty Clerk of Court Debt-to-income ratio: 20.54%
Length of employment: 10+ years Location: BELLEVIEW, FL
       
Home town:
Current & past employers: MarionCounty Clerk of Court
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Family Expenses<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 36
Revolving Credit Balance: $27,437.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1200
Please explain the reason why you carry a large revolving credit balance.Home Equity Loan for Privacy Fencing
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?N/A
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2250.00

 


 

 

 

Member Payment Dependent Notes Series 1162247

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162247

$30,000

$30,000

19.22%

1.00%

March 8, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162247. Member loan 1162247 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,583 / month
Current employer: local 15 operating engineers Debt-to-income ratio: 11.62%
Length of employment: 10+ years Location: new york, NY
       
Home town:
Current & past employers: local 15 operating engineers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 71
Revolving Credit Balance: $8,286.00 Public Records On File: 0
Revolving Line Utilization: 19.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.ability to purchase more equipment
What is your intended use for the loan proceeds?ability to purchase more equipment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2,300.00
What is your intended use for the loan proceeds?ability to purchase more equipment
Please provide additional details regarding the purpose of the loan.ability to purchase more equipment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose, purchase equipment. welding machine and materials. allowing me to secure even more work than i already have. as well as being able to do more of he job.
Please provide additional details regarding the purpose of the loan.ability to purchase more equipment
What is your intended use for the loan proceeds?ability to purchase more equipment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose, purchase equipment. welding machine and materials. allowing me to secure even more work than i already have. as well as being able to do more of he job.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose, purchase equipment. welding machine and materials. allowing me to secure even more work than i already have. as well as being able to do more of he job.

 


 

 

 

Member Payment Dependent Notes Series 1162531

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162531

$5,500

$5,500

18.25%

1.00%

March 7, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162531. Member loan 1162531 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: ARMY Debt-to-income ratio: 24.97%
Length of employment: 10+ years Location: KILLEEN, TX
       
Home town:
Current & past employers: ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > The loan is to purchase a enclosed trailer, and a custom Harley. The trailer will be used to move Harley bikes for a friend who is starting a Harley Davidson motorcycle repair shop. And it will serve as a breakdown vehicle on post rides.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,855.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1162703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162703

$32,000

$32,000

23.33%

1.00%

March 9, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162703. Member loan 1162703 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,606 / month
Current employer: Dept. of Army Debt-to-income ratio: 20.13%
Length of employment: 10+ years Location: Tomah, WI
       
Home town:
Current & past employers: Dept. of Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > debt consolidation - combining personal loans and credit cards together to make one payment which lowers my overall payment by approx $350 per month<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,988.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage is $978 includes P&I and escrow<br>utilities are approx. $350
Please explain the reason why you carry a large revolving credit balance.it is now coming down as i have paid off approx $17000 in credit card debt at the end of Feb. I had an inhertance that allowed me to pay it off. It should update on my credit report sometime this month.
Which debts do you plan to pay off with this loan?I paid off approx $17000 in debts the end of Feb 2012 that should get updated by the credit bureaus sometime this month.<br>I have two car loans totaling approx. $7500<br>two credit cards totaling approx $9600<br> personal loans with a pay off of approx. $6300<br>a vacation club(timeshare) loan approx. $4600<br>These are what I plan to pay off
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - $978(p&I and escrow for taxes)<br>utilities - water, lights, gas, telephone - $350<br>food, gas for auto, medical - $450
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be consolidating two car loans, two credit cards, and three personal loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.
What is your intended use for the loan proceeds?consolidate 3 personal loans and 2 credit cards
If you have a delinquency in the last 2 years, please explain the reason.no delinquencies
If you have a public record on file, please briefly explain the event and its resolution.none
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage payment total $978 of which $258 is for taxes and home owners insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 4.3% $978 balance approx $90000<br>credit cards - 12 and 18% $400 balance $9300<br>2 Car loans - 2.9% total payment $519 balnce $7500<br>2 personal loans - 31% payment $284 balance $6500<br>personal loan 20.99% payment $422 balance(including interest) $21000 <br>vacation home loan ?% payment $126 balance $4710<br>The total payments on items I will payoff is $1327 so this loan will save me approx $350 a month.

 


 

 

 

Member Payment Dependent Notes Series 1162737

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162737

$7,100

$7,100

17.99%

1.00%

March 12, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162737. Member loan 1162737 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: Via Christi Cancer Center Debt-to-income ratio: 13.51%
Length of employment: 10+ years Location: LAMAR, MO
       
Home town:
Current & past employers: Via Christi Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > FREE of credit card debt in 3yrs.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 60
Revolving Credit Balance: $14,291.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1162771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162771

$6,000

$6,000

15.81%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162771. Member loan 1162771 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Security Prestige Corp Debt-to-income ratio: 15.58%
Length of employment: < 1 year Location: MIAMI, FL
       
Home town:
Current & past employers: Security Prestige Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Purpose of loan:<br>This loan will be used to consolidate credit cards and pay off medical bills.<br><br>Thank you for believing in me. You Won't Be Disappointed.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,881.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Dear Lender,<br><br>As you requested I have listed bellow my monthly expenses.<br><br>Rent/Utilities: $700.00 ( All included Apartment)<br>Transportation: Car Pay off (I'm only pay insurance: $95.00)<br>Phone, Cable, Internet: $120.00<br>Food: $450.00<br>Medical: $100.00<br>Credit cards:350.00<br>Monthly Total Expenses:$1815.00<br><br>Please contact me for any other questions.<br>Thank you,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Good afteernoon,<br><br>As you requested, I have attached bellow my current debt balances:<br><br>Credit Cards: $389.00 Monthly payments <br>Medical Bills: $95.00<br>Loans/Mortgages: None<br>Students loans: None<br>Mortgages: None<br>Credit Lines: None<br>I'm trying to improve my credit, so my case the best way is moving the credit card debts to a personal loan which will give me a highest credit score.<br><br>Thank you,
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Dear Lender,<br><br>As you requested I have listed bellow my monthly expenses.<br><br>Rent/Utilities: $700.00 ( All included Apartment)<br>Transportation: Car Pay off (I'm only pay insurance: $95.00)<br>Phone, Cable, Internet: $120.00<br>Food: $450.00<br>Medical: $100.00<br>Credit cards:350.00<br>Monthly Total Expenses:$1815.00<br><br>Please contact me for any other questions.<br>Thank you,
Please explain the reason why you carry a large revolving credit balance.Dear Lenders,<br><br>The main reason of my large revolving credit balance is due to a 0% balance transfer from 3 of my credit card accounts which I made a year ago to buy a car in cash.<br><br>Please contact me for any questions.<br><br>Best regards,
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Good day Lenders,<br>Im planning to allIocate my loan in the following ways:<br>Medical: $1000<br>Credit Cards: $5000<br>Please contact me for any other questions.<br>Best regards
Please explain the reason why you carry a large revolving credit balance.Dear Lenders,<br><br>The main reason of my large revolving credit balance is due to a 0% balance transfer from 3 of my credit card accounts which I made a year ago to buy a car in cash.<br><br>Please contact me for any questions.<br><br>Best regards,

 


 

 

 

Member Payment Dependent Notes Series 1162801

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162801

$8,500

$8,500

6.03%

1.00%

March 12, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162801. Member loan 1162801 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,000 / month
Current employer: Agfa HealthCare Debt-to-income ratio: 11.92%
Length of employment: 10+ years Location: Wells River, VT
       
Home town:
Current & past employers: Agfa HealthCare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > This loan will reduce the amount of interest I am paying and consolidate to one, smaller payment - ensuring that I can stay on my budget, increase my rate of savings - and be debt free in 3 years!<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,336.00 Public Records On File: 0
Revolving Line Utilization: 36.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Admittedly, I once lived well beyond my means. Over the last 7 years, the amount of credit debt has steadily declined. I have made great progress in developing (and sticking to!) a budget. This loan will combine and lower the rate on 2 outstanding credit card balances. My only other debt is an earlier consolidation loan, which will be paid off in just over a year.
Which debts do you plan to pay off with this loan?Described above in my response to the first question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?None other than those described in response to the first question.

 


 

 

 

Member Payment Dependent Notes Series 1162844

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162844

$30,000

$30,000

21.48%

1.00%

March 7, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162844. Member loan 1162844 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Morgan Stanley Smith Barney Debt-to-income ratio: 20.74%
Length of employment: 10+ years Location: Richmond, VT
       
Home town:
Current & past employers: Morgan Stanley Smith Barney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 65
Revolving Credit Balance: $16,085.00 Public Records On File: 0
Revolving Line Utilization: 30.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1400.00
Please explain the reason why you carry a large revolving credit balance.My plan is to consolidate my debt and close many of the accounts. I have no interest in keeping a large revolving credit balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$30,000 with rates from 15% - 18%
Which debts do you plan to pay off with this loan?I intend to pay off all of my debt and have one payment with an END date:)
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies - I pay everything on time.
What is your intended use for the loan proceeds?To consolidate my debt and have one payment and an end date.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,700
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$30,000 with rates from 15% - 18%

 


 

 

 

Member Payment Dependent Notes Series 1162861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162861

$5,000

$5,000

17.99%

1.00%

March 7, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162861. Member loan 1162861 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: Sandia National Laboratories Debt-to-income ratio: 15.59%
Length of employment: < 1 year Location: IRVINE, CA
       
Home town:
Current & past employers: Sandia National Laboratories
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,300.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1162883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162883

$35,000

$35,000

22.45%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162883. Member loan 1162883 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,302 / month
Current employer: St. Bonaventure Indian Mission and Schoo Debt-to-income ratio: 24.28%
Length of employment: 6 years Location: Thoreau, NM
       
Home town:
Current & past employers: St. Bonaventure Indian Mission and Schoo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > debt consolidation of credit cards, Wells Fargo Personal Loan and another loan from a friend of over $12,000. By being able to consolidate all of my debt I will be able to have more available cash. Trying to simplify bills paid.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,244.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently my monthly payments on loans are running at about $2,500 on all loans including morgage on home. Getting this loan will allow me some better cash flow - which means I will not have to place food or gas on a credit card. Interest rates range from 4% all the way to 28%.
Please explain the reason why you carry a large revolving credit balance.Not aware I have large revolving credit balances - except on credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortage $850, utlities $425, phone $230, insurance $80, food $900, fuel for transportation $450
What is your intended use for the loan proceeds?To consolidate various credit cards that are maxed and then destroy the credit cards. Pay off two personal loans one with Wells Fargo Bank and the other from a friend
Which debts do you plan to pay off with this loan?Personal laon for $10,000 from a friend, $15,000 on a Wells fargo unsecured loan, Roughly $12,000 in credit card debt. I willl be tearing up all credit cards once I pay them all off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$10,000 to pay off a personal loan from a friend, $15,000 for an unsecured Wells Fargo laon. $12,000 in credit card debt of which I plan on destroying the credit card once I pay them all off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$850 for mortgage, $400 utilities, $200 phones and cable, $800 a month on food for a family of 5. $300 in fuel for vehicle. $80 auto insurance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$850 for mortgage, $400 utilities, $200 phones and cable, $800 a month on food for a family of 5. $300 in fuel for vehicle. $80 auto insurance.

 


 

 

 

Member Payment Dependent Notes Series 1162887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162887

$4,800

$4,800

14.65%

1.00%

March 7, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162887. Member loan 1162887 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,750 / month
Current employer: Trion Worlds, Inc. Debt-to-income ratio: 14.81%
Length of employment: < 1 year Location: woodinville, WA
       
Home town:
Current & past employers: Trion Worlds, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I am moving to San Diego for my job and need help with reallocation cost<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 6
Revolving Credit Balance: $4,286.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I needed the money at the time now I am trying to pay it off, the main credit card is actually cancelled and my monthly payment only goes towards paying it off
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?around 500$
Which debts do you plan to pay off with this loan?the money will be used mainly to finance a move to san diego for a new job,<br>I choose the wrong purpose when I created my listing and could not change it afterwards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 3000$
If you have a delinquency in the last 2 years, please explain the reason.not one

 


 

 

 

Member Payment Dependent Notes Series 1162890

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162890

$14,000

$14,000

6.03%

1.00%

March 8, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162890. Member loan 1162890 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Alden Debt-to-income ratio: 14.17%
Length of employment: < 1 year Location: chicago, IL
       
Home town:
Current & past employers: Alden
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,762.00 Public Records On File: 0
Revolving Line Utilization: 19.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Loan I going to be used for home remodel

 


 

 

 

Member Payment Dependent Notes Series 1162893

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162893

$17,250

$17,250

13.99%

1.00%

March 13, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162893. Member loan 1162893 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,800 / month
Current employer: n/a Debt-to-income ratio: 4.56%
Length of employment: 10+ years Location: lasvegas, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 68
Revolving Credit Balance: $11,555.00 Public Records On File: 0
Revolving Line Utilization: 32.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?My house built in 2005, and its getting pretty old.So we want new floors, new carpet, and new paint. We want our house to be the most wonderful place on earth.
What is the home improvement project you are planning?My house built in 2005, and its getting pretty old.So we want new floors, new carpet, and new paint. We want our house to be the most wonderful place on earth.
What is your intended use for the loan proceeds?Home improvement project

 


 

 

 

Member Payment Dependent Notes Series 1162933

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162933

$10,000

$10,000

15.81%

1.00%

March 7, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162933. Member loan 1162933 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Oregon Department of Corrections Debt-to-income ratio: 11.85%
Length of employment: 10+ years Location: Salem, OR
       
Home town:
Current & past employers: Oregon Department of Corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 36
Revolving Credit Balance: $11,868.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any deliquency, maybe a late payment due to being computer stupid and not changing an account number while making a payment through bill pay.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (5) total: approximately $7000.00<br>Monthly mortgage payment: 1390.75 with an approx. $196,000.00 balance
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off credit cards and putting in a patio.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (5) total: approximately $7000.00<br>Monthly mortgage payment: 1390.75 with an approx. $196,000.00 balance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately 2800.00 month
Please explain the reason why you carry a large revolving credit balance.Water line broke, needed immediate repair. Clothes shopping and household needs.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off credit cards and putting in a patio.
Which debts do you plan to pay off with this loan?Best Buy $ 1477.75<br>JC Penney $ 1605.00<br>Wells Fargo $ 3900.00<br>Bank of America $ 1050.00<br>GE Capital $ 459.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (5) total: approximately $7000.00<br>Monthly mortgage payment: 1390.75 with an approx. $196,000.00 balance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards (5) total: approximately $7000.00<br>Monthly mortgage payment: 1390.75 with an approx. $196,000.00 balance
Which debts do you plan to pay off with this loan?Best Buy $ 1477.75<br>JC Penney $ 1605.00<br>Wells Fargo $ 3900.00<br>Bank of America $ 1050.00<br>GE Capital $ 459.00

 


 

 

 

Member Payment Dependent Notes Series 1162940

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162940

$19,000

$19,000

13.67%

1.00%

March 9, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162940. Member loan 1162940 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,545 / month
Current employer: Temple University Debt-to-income ratio: 15.12%
Length of employment: < 1 year Location: HULMEVILLE, PA
       
Home town:
Current & past employers: Temple University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,503.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here is a typical month: rent- $485 , tolls- $50 , gas- $60 (I drive a Prius thankfully) , car ins- $140 , food- $150 , cable- $60 , electric- $60, and phone- $60. This does not count my credit card payments and my car note. All else total: $1065.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Specifically relating to the household I pay $485 for rent, $60 for electric, and $60 for cable.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My car has a payoff amount for today of $9861, or an interest rate at 8.99% over 43 payments of $276 remaining. My Citi card has a balance of $3660 with an interest rate at 19.99%. My Chase card has a balance of $2000 with an interest rate at 14.24%. And my Visa card has a balance of $2300 with an interest rate at 19.99%. I like the idea of consolidating because with this loan it's telling me, I will have no debt in 36months or less.
Which debts do you plan to pay off with this loan?I plan to consolidate my car which has payoff amount of $9861, my Citi card of $3360, my Chase card of $2000, and my Visa of $2300.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use the loan only for the purposes of consolidating my credit cards and my car note. If I were to receive anything in excess of that I would return it because I'm only trying to centralize one payment instead of four different ones with varying interest rates.
Please explain the reason why you carry a large revolving credit balance.A majority of the balance is my car note. With my Citi card I financed a service immersion trip to New Orleans for a group of 14 volunteers two years ago. And my other two cards are the result of monthly expenses not paid in cash shortly after college graduation before employment in 2010.

 


 

 

 

Member Payment Dependent Notes Series 1162971

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162971

$15,000

$15,000

7.90%

1.00%

March 7, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162971. Member loan 1162971 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: jd byrider Debt-to-income ratio: 24.51%
Length of employment: 1 year Location: columbus, OH
       
Home town:
Current & past employers: jd byrider
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,352.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1162981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162981

$35,000

$35,000

18.25%

1.00%

March 12, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162981. Member loan 1162981 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: State of Florida Debt-to-income ratio: 20.56%
Length of employment: 10+ years Location: BAINBRIDGE, GA
       
Home town:
Current & past employers: State of Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,290.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1163009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163009

$21,000

$21,000

23.13%

1.00%

March 8, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163009. Member loan 1163009 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,138 / month
Current employer: Los Angeles Dept. of Water and Power Debt-to-income ratio: 13.37%
Length of employment: 10+ years Location: PASADENA, CA
       
Home town:
Current & past employers: Los Angeles Dept. of Water and Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I applied for this loan to help me toward better financial planning and an auspicious future . Thank you for the opportunity.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 28
Revolving Credit Balance: $6,210.00 Public Records On File: 0
Revolving Line Utilization: 95.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1163018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163018

$30,000

$30,000

9.76%

1.00%

March 12, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163018. Member loan 1163018 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,400 / month
Current employer: Adams Machine Shop Debt-to-income ratio: 2.86%
Length of employment: 10+ years Location: Bush, LA
       
Home town:
Current & past employers: Adams Machine Shop
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Adding an inground swimming pool.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,553.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately three thousand dollars.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan is for inground gunite swimming pool.
What is the home improvement project you are planning?Inground gunite swimming pool.
Is the improvement to your primary residence or an investment property?Primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?We are planning to have an inground pool installed.
Please explain the reason why you carry a large revolving credit balance.I am a small business owner.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Three thousand dollars a month.

 


 

 

 

Member Payment Dependent Notes Series 1163050

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163050

$7,200

$7,200

8.90%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163050. Member loan 1163050 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: vets home Debt-to-income ratio: 21.92%
Length of employment: 10+ years Location: batavia, NY
       
Home town:
Current & past employers: vets home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,284.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?TO DO A LITTLE CONSOLIDATING PLUS HAVE ENOUGH LEFT OVER TO TAKE A VACATION AND SPEND SOME MONEY TO HELP BOOST THE ECONOMY AND OF COURSE. I HAVE TO MANY LITTLE LOANS AND IF I PUT THEM TOGETHER IT WILL SURELY HELP TO LOWER MY PAYMENTS THAT I AM ALL READY GOOD ON AND ALSO GIVE ME SOME EXTRA TO ENJOY MYSELF AND HELP PUT MONEY INTO THE ECONOMY!!

 


 

 

 

Member Payment Dependent Notes Series 1163157

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163157

$24,000

$24,000

15.81%

1.00%

March 7, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163157. Member loan 1163157 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: n/a Debt-to-income ratio: 0.62%
Length of employment: 10+ years Location: West Henrietta, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Loan for purchase of grand piano. Piano will further diversify an already profitable business. Monthly budget very high via three stable business, longest in business 10+ years

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 39
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Loan for purchase of Yamaha C7 grand piano. Piano will further diversify an already profitable business. Monthly budget very high via three stable business, longest in business 10+ years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My only monthly housing expenses are utilities (~$300 per month), insurance ($500 annually), and taxes ($800 per month).
Please describe your experience/familiarity with the business you are starting/started?I have been working in the industry for 6+ years. I studied Music Production at the Berklee School of Music and worked at WXXI (an NPR affiliate) before starting my company. I have also taught at RIT and CASA events.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is solely for the grand piano and, if funding allows, a microphone system to accompany it.
What is your intended use for the loan proceeds?Loan for purchase of Yamaha C7 grand piano. Piano will further diversify an already profitable business. Monthly budget very high via three stable business, longest in business 10+ years.

 


 

 

 

Member Payment Dependent Notes Series 1163195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163195

$7,900

$7,900

13.67%

1.00%

March 8, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163195. Member loan 1163195 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: peninsula hotel Debt-to-income ratio: 8.40%
Length of employment: 2 years Location: hollywood, CA
       
Home town:
Current & past employers: peninsula hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,990.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8,000 thousands and 24% interest
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent,phone,food...

 


 

 

 

Member Payment Dependent Notes Series 1163562

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163562

$4,800

$4,800

14.65%

1.00%

March 8, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163562. Member loan 1163562 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,500 / month
Current employer: Palm's Thai Restaurant Debt-to-income ratio: 9.88%
Length of employment: < 1 year Location: Burbank, CA
       
Home town:
Current & past employers: Palm's Thai Restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,053.00 Public Records On File: 0
Revolving Line Utilization: 50.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Please itemize for each of the credit cards you plan to pay off the card name<br>-Discover,American Express,Visa<br>Outstanding balance<br>-$4780<br>Current interest rate<br>-19%<br>Current minimum monthly payment. <br>-$160
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments for all credit cards<br>-$4780<br>I intend to use this loan to payoff all my credit cards because my credit cards average interest is about 18-19%.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are insurance for a car / gas which is about $150 per month. Those would be my only expenses.
Please explain the reason why you carry a large revolving credit balance.The reason why I carry a large credit balance because before I work part-time at the restaurant. I used my credit cards to pay for school and books. Although I had financial aid to help(I exhausted every possible helps from school), it isn't enough for all of those and back then I was living in apartment before I realized that my financial is out of my control. Then I moved back to stay with my parents.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of your credit cards<br>-$4780<br>Credit card interest rates<br>-18-19%<br>Current monthly payments<br>$160
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$150 for insurance and gas for a car to work/school. Now you wonder why I carry a large revolving credit balance, because before I work part-time at the restaurant. I used my credit cards to pay for school and books. Although I had financial aid to help(I exhausted every possible helps from school), it isn't enough for all of those and back then I was living in apartment before I realized that my financial is out of my control. Then I moved back to stay with my parents.

 


 

 

 

Member Payment Dependent Notes Series 1163778

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163778

$10,000

$10,000

12.12%

1.00%

March 9, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163778. Member loan 1163778 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Baycare Health System Debt-to-income ratio: 18.85%
Length of employment: 7 years Location: clearwater, FL
       
Home town:
Current & past employers: Baycare Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,159.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Most of it was recently, due to house repairs/maintenance, overseas travel,family emergency.
Please explain the reason why you carry a large revolving credit balance.due to house repairs
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My interest rates range from 9.99 to 23.99 for credit cards, mortgage is 5.87.
Which debts do you plan to pay off with this loan?Amex card, discover personal loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My interest rates range from 9.99 to 23.99 for credit cards, mortgage is 5.87.
Which debts do you plan to pay off with this loan?Amex card, discover personal loan

 


 

 

 

Member Payment Dependent Notes Series 1163809

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163809

$18,000

$18,000

6.62%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163809. Member loan 1163809 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: FEMA/DHS Debt-to-income ratio: 4.12%
Length of employment: 10+ years Location: Hagerstown, MD
       
Home town:
Current & past employers: FEMA/DHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Consolidate a few credit cards that were used for a home remodeling project and an overseas trip.<br><br> Borrower added on 03/02/12 > Additionally, unexpect medical bills have arisen for pet. I hold a secure, federal position and just celebrated 10 yrs working for the federal government. My major expenses are automatically paid via auto deduct from my saving/checking accounts.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,493.00 Public Records On File: 0
Revolving Line Utilization: 30.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1163832

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163832

$35,000

$35,000

15.81%

1.00%

March 7, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163832. Member loan 1163832 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $33,333 / month
Current employer: Portrait Innovations Debt-to-income ratio: 5.83%
Length of employment: 10+ years Location: charlotte, NC
       
Home town:
Current & past employers: Portrait Innovations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1981 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 73
Revolving Credit Balance: $149,509.00 Public Records On File: 0
Revolving Line Utilization: 90.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Proceeds will be used to purchase a commercial building with existing retail tenant.
What is your intended use for the loan proceeds?Proceeds will be used to purchase a commercial building with existing retail tenant.
What do you project your monthly expenses for the first 6 months of your business?Existing business holds high quality income properties. Hope is to add a new property. It is cheaper w/ less uncertainty to add a new property to an existing portfolio. So, my costs are known & low. No employees. Some interest, insurance, legal, tax expenses. Some maintenance and upkeep (most significant potential expense) but mostly the responsibility of the tenants. 500 characters doesn't allow for much detail, but, all properties produce above market returns after expenses. biz is profitable
What type of business are you starting?I am adding to an existing business. Currently I own a few income producing properties. I would like to add a new property, an income producing commercial building (with existing retail tenant), to my portfolio.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is intended for a single purpose. Proceeds from the loan will be used to purchase an income producing commercial building with an existing retail tenant.
Please explain the reason why you carry a large revolving credit balance."Large" is relative. It is an easy balance for me to carry. I also think inflation is MUCH higher than anyone recognizes which potentially reduces the real cost of borrowing money. So, basically a healthy amount of debt doesn't concern me.
What is your intended use for the loan proceeds?Proceeds will be used to purchase a commercial building with existing retail tenant.
What is your intended use for the loan proceeds?Proceeds will be used to purchase a commercial building with existing retail tenant.
What is your intended use for the loan proceeds?Proceeds will be used to purchase a commercial building with existing retail tenant.

 


 

 

 

Member Payment Dependent Notes Series 1163842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163842

$6,600

$6,600

8.90%

1.00%

March 8, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163842. Member loan 1163842 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: oroville hospital Debt-to-income ratio: 9.73%
Length of employment: 10+ years Location: CHICO, CA
       
Home town:
Current & past employers: oroville hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > pay of credit card and a medical bill<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,034.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1163994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163994

$4,000

$4,000

13.11%

1.00%

March 12, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163994. Member loan 1163994 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,553 / month
Current employer: Law Center for Social Secuirty Rights Debt-to-income ratio: 10.36%
Length of employment: 10+ years Location: Birmingham, MI
       
Home town:
Current & past employers: Law Center for Social Secuirty Rights
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Thank you so much for reviewing my listing! - Purchased a condominium earlier this year and redid two floors. Combined with son's Stanford tuition, I need something other than a credit card to bridge me for this spring. Willing to provide W-2, pay-stubs, etc.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,366.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I don't want to be up a creek if something disastrous goes wrong at our firm. I've been working for over 2 decades at my firm, but in the 3% chance our firm goes under I'll need 2-10 weeks to land another job. Despite the revolving credit, you'll see I always pay bills consistently and on time. I'm weeks away from paying off my car (not leasing yet again) and am also fairly close on my mortgage for this property. Thank you for reviewing my application! :)
What is the home improvement project you are planning?Turning the basement into a livable area and removing the '60s wallpaper on the base floor. Bought for around $125k last year. Neighbor about 300 feet away recently sold an identical condo in the same complex for $186k. Feeling comfortable about it.
Is the improvement to your primary residence or an investment property?An investment property - only one.
What is the home improvement project you are planning?Turning the basement into a livable area and removing the '60s wallpaper on the base floor. Bought for around $125k last year. Neighbor about 300 feet away recently sold an identical condo in the same complex for $186k. Feeling comfortable about it.

 


 

 

 

Member Payment Dependent Notes Series 1164108

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164108

$8,400

$8,400

14.65%

1.00%

March 9, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164108. Member loan 1164108 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: n/a Debt-to-income ratio: 20.72%
Length of employment: n/a Location: Orlando, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,030.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?I currently owe $7500 on three credit cards. Interest rates vary between 14% and 29%. If I make the minimum payment on each card, I pay $250 per month. Please let me know if you have any other questions or concerns.

 


 

 

 

Member Payment Dependent Notes Series 1164136

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164136

$5,450

$5,450

12.12%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164136. Member loan 1164136 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: dssc solutions Debt-to-income ratio: 17.43%
Length of employment: 5 years Location: RICES LANDING, PA
       
Home town:
Current & past employers: dssc solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,049.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.car repairs, and medical expenses etc.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?i never pay minimum, i always pay extra to help pay them quicker
What is your intended use for the loan proceeds?i want to clean up a few credit cards.
Please explain the reason why you carry a large revolving credit balance.car repairs, and medical expenses etc.

 


 

 

 

Member Payment Dependent Notes Series 1164149

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164149

$10,200

$10,200

12.12%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164149. Member loan 1164149 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Phoenix Grading, Paving and Demolition Debt-to-income ratio: 4.99%
Length of employment: 7 years Location: PHOENIX, AZ
       
Home town:
Current & past employers: Phoenix Grading, Paving and Demolition
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Pay off BoA Visa<br><br> Borrower added on 03/02/12 > This will pay off all of my revolving credit with $7135 to Bank of America.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,672.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $3,500.00
What is the total balance of your credit cards, interest rates and current monthly payments?Around $8,500.00 Interest runs from 14.99 to 24.99 Minimum payments are under $175.00
What is the total balance of your credit cards, interest rates and current monthly payments?Around $8,500.00 Interest runs from 14.99 to 24.99 Minimum payments are under $175.00

 


 

 

 

Member Payment Dependent Notes Series 1164168

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164168

$8,000

$8,000

15.31%

1.00%

March 8, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164168. Member loan 1164168 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: LA Probation Department Debt-to-income ratio: 20.45%
Length of employment: 4 years Location: NORWALK, CA
       
Home town:
Current & past employers: LA Probation Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,532.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Upgrades to both the kitchen and bathroom as well as some other comestic work to enhance the property's marketablilty
Is the improvement to your primary residence or an investment property?This property is owned free and clear and is not my primary residence but one that was inherited.
What is the home improvement project you are planning?Upgrades to both the kitchen and bathroom as well as some other comestic work to enhance the property's marketablilty

 


 

 

 

Member Payment Dependent Notes Series 1164246

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164246

$19,425

$19,425

21.97%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164246. Member loan 1164246 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: enterprise rent a car Debt-to-income ratio: 23.04%
Length of employment: 1 year Location: RALEIGH, NC
       
Home town:
Current & past employers: enterprise rent a car
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 7
Revolving Credit Balance: $9,791.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.My wife lost her job and living on one income met that sometimes you had to juggle payments. That being said other than the electric bill or cell phone bill I do not think that any payments were ever delinquent. My wife is now working full time again and is actually working two jobs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan would allow me to consolidate my all of my debt,except living expenses and student loans, into 1 payment. It would also provide me with a small reserve fund for the unexpected like car repairs. The loan payment is about the same as my current expenses except as I stated it provides a fixed payoff time frame. Like all people I would expect for my salary to increase over the course of the loan making it easier and easier to payoff.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My goal is to consolidate my debt into 1 monthly payment with a fixed payoff time frame.
Which debts do you plan to pay off with this loan?Credit Card

 


 

 

 

Member Payment Dependent Notes Series 1164518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164518

$9,000

$9,000

6.03%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164518. Member loan 1164518 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Event360 Debt-to-income ratio: 8.04%
Length of employment: 4 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: Event360
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > This money will solely be used to consolidate debt. I am finally in a position to become debt free. Most of this is Credit Card debt, the rest is owed to a dear friend.<br><br> Borrower added on 03/01/12 > I have never made a late car or credit card payment in 17 years. By getting this loan I will cut my interest in half - helping me get ahead, giving me extra cash to start educating myself for a new career an a much better financial future. One where I could become an investor myself.<br><br> Borrower added on 03/02/12 > I have never once made a late car payment in 18 years and since my latest car is paid off, I will have no problem dedicating that money to help pay off this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 16
Revolving Credit Balance: $12,984.00 Public Records On File: 0
Revolving Line Utilization: 36.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164582

$35,000

$35,000

9.76%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164582. Member loan 1164582 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: El Rancho Unified School District Debt-to-income ratio: 25.92%
Length of employment: 8 years Location: Irvine, CA
       
Home town:
Current & past employers: El Rancho Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > The purpose of requesting this loan is to consolidate my graduate loan and my credit card. I have been with my employer for 8 years. I pay my bills on time and my credit score is good. Thank you for this opportunity.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,799.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi, <br>My current monthly expenses average $1,125. Below our my expenses:<br>$ 125 - Rent(living w/family)<br>$ 260 - Gas<br>$ 300 - Car Payment<br>$ 110 - Utilities (Gas, Water, Electric, Internet) - Spilt w/family<br>$ 50 per month (Car Insurance)<br>$ 200 - Food & Entertainment<br>$ 0 - Groceries (covered by my rent)<br>$ 80 - Cell Phone<br>$ 0 - Health, Dental, Vision (covered by my Job)<br><br>Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a private student loan and a credit card. The loan amount I am asking for would payoff my student loan and credit card. Thus, consolidating my payments into one payment with Lending Club. My overall savings in monthly payments would be right around $300 and some change. I do not have a mortgage nor do I have other lines of credit. Thank You.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a private student loan and a credit card. The loan amount I am asking for would payoff my student loan and credit card. Thus, consolidating my payments into one payment with Lending Club. My overall savings in monthly payments would be right around $300 and some change. I do not have a mortgage nor do I have other lines of credit. Thank You.
What is your intended use for the loan proceeds?The purpose of requesting this loan is to consolidate my graduate loan and my credit card.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My current monthly expenses average $1,125. Below our my expenses:<br>$ 125 - Rent(living w/family)<br>$ 260 - Gas<br>$ 300 - Car Payment<br>$ 110 - Utilities (Gas, Water, Electric, Internet) - Spilt w/family<br>$ 50 per month (Car Insurance)<br>$ 200 - Food & Entertainment<br>$ 0 - Groceries (covered by my rent)<br>$ 80 - Cell Phone<br>$ 0 - Health, Dental, Vision (covered by my Job)
If you have a delinquency in the last 2 years, please explain the reason.No.
Please explain the reason why you carry a large revolving credit balance.My student loan is $20,000.<br>My credit card is $15,000
If you have a public record on file, please briefly explain the event and its resolution.No.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have a mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My student loan - $20,000.<br>My credit card - $15,00
Which debts do you plan to pay off with this loan?My student loan and my credit card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a private student loan and a credit card. The loan amount I am asking for would payoff my student loan and credit card. Thus, consolidating my payments into one payment with Lending Club. My overall savings in monthly payments would be right around $300 and some change. I do not have a mortgage nor do I have other lines of credit. Thank You.

 


 

 

 

Member Payment Dependent Notes Series 1164689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164689

$8,400

$8,400

18.25%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164689. Member loan 1164689 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,333 / month
Current employer: Gulistan Carpet Inc. Debt-to-income ratio: 15.21%
Length of employment: 5 years Location: RAEFORD, NC
       
Home town:
Current & past employers: Gulistan Carpet Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 32
Revolving Credit Balance: $9,946.00 Public Records On File: 0
Revolving Line Utilization: 88.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164712

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164712

$16,425

$16,425

12.12%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164712. Member loan 1164712 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,500 / month
Current employer: Pharmacy Plus Debt-to-income ratio: 18.47%
Length of employment: 5 years Location: HEWITT, TX
       
Home town:
Current & past employers: Pharmacy Plus
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1984 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,362.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Used my cards for some unexpected family issues and the interest rates make them hard to pay down fast. I'm looking to pay off 2 cards and close those account as I don't want to carry high balances.
Please explain the reason why you carry a large revolving credit balance.Used my cards for some unexpected family issues and the interest rates make them hard to pay down fast. I'm looking to pay off 2 cards and close those account as I don't want to carry high balances.
What is the total balance of your credit cards, interest rates and current monthly payments?I am wanting to pay off 17,000 in cc debt at 30 percent with a loan at 14 percent and close these accounts. I am paying more than the minimun each month but the interest is terrible.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 1 $9359.60 balance $337.00 payment Interest rate 29.99% APR<br>Visa 2 $76090.18 balance $239.00 payment Interest rate 27.24% APR<br><br>This is what made me apply to Lending Club as the loan rate and payments offered would allow me to pay this off much faster and similar monthly payments.

 


 

 

 

Member Payment Dependent Notes Series 1164722

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164722

$7,500

$7,500

12.12%

1.00%

March 12, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164722. Member loan 1164722 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: UCERA Debt-to-income ratio: 12.40%
Length of employment: < 1 year Location: HONOLULU, HI
       
Home town:
Current & past employers: UCERA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Hi,I hit a rough patch when i got laid off.However I ALWAYS found a way to pay my credit card bills on time.Now I got a stable job in the medical field. I have 2 credit cards,both 17% APR.I wish to pay off my debt with 1 low interest.Thank you very much!<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,107.00 Public Records On File: 0
Revolving Line Utilization: 75.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1164752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164752

$30,000

$30,000

24.33%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164752. Member loan 1164752 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: Stephens & Associates CPA Debt-to-income ratio: 24.65%
Length of employment: 10+ years Location: Fort Thomas, KY
       
Home town:
Current & past employers: Stephens & Associates CPA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1981 Delinquent Amount: $0.00
Open Credit Lines: 28 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 62 Months Since Last Delinquency: n/a
Revolving Credit Balance: $57,783.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400, utilities 250, phone 400 employee cost is the largest cost of approximately 5000 per month in tax season (not including me)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose for working capital. tax preparation software which was just paid is approximately $14,000.
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What do you project your monthly expenses for the first 6 months of your business?not starting new business. have been in operations since 1991. monthly revenues $35,000 to $40,000. monthly expenses approximately $21,000. the issue at the present time is cash flow and slow pay from clients due to the economy. outstanding receivable are good and collectible just not paid within 30 days and currently in tax season expenses are higher than throughout the non tax season months
What will be the largest expense in the first six months?not starting new business. have been in business since 1991.
What do you project your monthly revenues for the first 6 months to be?not starting new business. business incorporated in 1991. average monthly revenues are $35,000 to $40,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400, utilities 250, phone 400 employee cost is the largest cost of approximately 5000 per month in tax season (not including me)
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400, utilities 250, phone 400 employee cost is the largest cost of approximately 5000 per month in tax season (not including me)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
What do you project your monthly revenues for the first 6 months to be?not starting new business. business incorporated in 1991. average monthly revenues are $35,000 to $40,000
What will be the largest expense in the first six months?not starting new business. have been in business since 1991.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400, utilities 250, phone 400 employee cost is the largest cost of approximately 5000 per month in tax season (not including me)
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400, utilities 250, phone 400 employee cost is the largest cost of approximately 5000 per month in tax season (not including me)
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
What do you project your monthly expenses for the first 6 months of your business?not starting new business. have been in operations since 1991. monthly revenues $35,000 to $40,000. monthly expenses approximately $21,000. the issue at the present time is cash flow and slow pay from clients due to the economy. outstanding receivable are good and collectible just not paid within 30 days and currently in tax season expenses are higher than throughout the non tax season months
What will be the largest expense in the first six months?not starting new business. have been in business since 1991.
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What do you project your monthly revenues for the first 6 months to be?not starting new business. business incorporated in 1991. average monthly revenues are $35,000 to $40,000
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage with escrow $2100, no home equity or line of credit. utilities $300, insurance included in mtg. taxes included in mtg
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
What do you project your monthly revenues for the first 6 months to be?not starting new business. business incorporated in 1991. average monthly revenues are $35,000 to $40,000
What will be the largest expense in the first six months?not starting new business. have been in business since 1991.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose for working capital. tax preparation software which was just paid is approximately $14,000.
What do you project your monthly revenues for the first 6 months to be?not starting new business. business incorporated in 1991. average monthly revenues are $35,000 to $40,000
What type of business are you starting?not starting a business. incorporated in 1991
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What type of business are you starting?not starting a business. incorporated in 1991
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
What type of business are you starting?not starting a business. incorporated in 1991
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400, utilities 250, phone 400 employee cost is the largest cost of approximately 5000 per month in tax season (not including me)
What do you project your monthly revenues for the first 6 months to be?not starting new business. business incorporated in 1991. average monthly revenues are $35,000 to $40,000
What type of business are you starting?not starting a business. incorporated in 1991
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What type of business are you starting?not starting a business. incorporated in 1991
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What will be the largest expense in the first six months?not starting new business. have been in business since 1991.
What do you project your monthly expenses for the first 6 months of your business?not starting new business. have been in operations since 1991. monthly revenues $35,000 to $40,000. monthly expenses approximately $21,000. the issue at the present time is cash flow and slow pay from clients due to the economy. outstanding receivable are good and collectible just not paid within 30 days and currently in tax season expenses are higher than throughout the non tax season months
What type of business are you starting?not starting a business. incorporated in 1991
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose for working capital. tax preparation software which was just paid is approximately $14,000.
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
What type of business are you starting?not starting a business. incorporated in 1991
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What type of business are you starting?not starting a business. incorporated in 1991
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?single purpose for working capital. tax preparation software which was just paid is approximately $14,000.
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What type of business are you starting?not starting a business. incorporated in 1991
Please describe your experience/familiarity with the business you are starting/started?i am a certified public accountant and have been in the same profession for 33 years
Can you provide some high level financials on the monthly costs / revenue of your business?average monthly revenues $35,000 to $40,000. Expenses: wages of employees $4,000 to $5,000, rent $1,400, insurance $200 tax and accounting software support $1,500, utilities $400, telephone $400, office supplies $500, the issue that i am currently facing is slow pay by corporate clients. many cpa's are facing the same problem. this is especially true when dealing with small to medium size companies.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What type of business are you starting?not starting a business. incorporated in 1991
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)
What type of business are you starting?not starting a business. incorporated in 1991
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
What type of business are you starting?not starting a business. incorporated in 1991
What is your intended use for the loan proceeds?working capital within the business. business is 22 years old. due to the current econcmy, collections have been slow. may clients wait to pay when they receive their tax refunds.
Please explain the reason why you carry a large revolving credit balance.the primary reason for the large revolving credit balance has to do with slow payment this year of accounts receivable. Since November 2011 $30,000 of tax and accounting software has been purchased. in addition, 3 new computers and file server were purchase totaling $18,000 (with installation and server software)

 


 

 

 

Member Payment Dependent Notes Series 1164771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164771

$2,000

$2,000

13.67%

1.00%

March 12, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164771. Member loan 1164771 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: n/a Debt-to-income ratio: 17.15%
Length of employment: 4 years Location: Norwalk, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1983 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: 71
Revolving Credit Balance: $82,647.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The reason I am carrying a large balance is because i have been helping members of my family who have been out of work or in college . That has changed.

 


 

 

 

Member Payment Dependent Notes Series 1164772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164772

$8,300

$8,300

6.62%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164772. Member loan 1164772 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: JPMorgan Debt-to-income ratio: 8.05%
Length of employment: 1 year Location: LITTLE NECK, NY
       
Home town:
Current & past employers: JPMorgan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Paying off credit card debt. Refinancing with lending club.<br><br> Borrower added on 03/05/12 > One credit card debt with high interest rate. Refinancing with LendingClub<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,010.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.One credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1164862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164862

$20,000

$20,000

10.74%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164862. Member loan 1164862 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $23,750 / month
Current employer: New Jersey Resources Debt-to-income ratio: 8.40%
Length of employment: 3 years Location: Hillsborough , NJ
       
Home town:
Current & past employers: New Jersey Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $70,481.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164981

$24,600

$24,600

12.12%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164981. Member loan 1164981 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: Diamond Offshore Drilling Debt-to-income ratio: 8.92%
Length of employment: < 1 year Location: Bluffton, SC
       
Home town:
Current & past employers: Diamond Offshore Drilling
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Pay down debt in 3 years.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 18
Revolving Credit Balance: $7,238.00 Public Records On File: 0
Revolving Line Utilization: 20.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Escrow misunderstanding
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance on home is 370k (payment of about 1800). Boat is 36 k(refinancing 580). Discover loan (580 -which is why I am trying to borrow for lower int. rate). 2 other credit cards with balance of 6k which I plan to pay when I get my tax return. lot loan of 91k with payment of 442. I just started new job as engineer with Diamond Offshore Drilling and got a 55000 pay raise. I am trying to alleviate credit card debt in the next 3 years which is why I am applying for this loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using this money to pay down a higher interest loan
Please explain the reason why you carry a large revolving credit balance.I'm in the process of limiting the revolving balance.

 


 

 

 

Member Payment Dependent Notes Series 1165153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165153

$35,000

$35,000

23.26%

1.00%

March 8, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165153. Member loan 1165153 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Fisher investments Debt-to-income ratio: 22.05%
Length of employment: 4 years Location: Pleasant Hill, CA
       
Home town:
Current & past employers: Fisher investments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I want to consolidate my credit cards into one payment a month.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,818.00 Public Records On File: 0
Revolving Line Utilization: 87.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1 : 22.99 percent APR on $9500 balance <br>Credit card 2 : 21.24 percent APR on $10500 balance<br>Credit card 3: 23.99 percent APR on $11000 balance <br><br>Mortgage: $1100 <br><br>No other loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Entire monthly expenses (credit card payments, mortgage, food, utilities, insurance, gas, phone) comes out to about 2800 - 3000 / month.
Please explain the reason why you carry a large revolving credit balance.I was supporting my siblings for awhile because they couldn't find jobs. Keeping up with my bills ad theirs, my credit card balances built up rather quickly. Now that they no longer need my assistance i want to consolidate my card balances into one payment. Additionally it will improve my credit which is still considered to be good.

 


 

 

 

Member Payment Dependent Notes Series 1165220

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165220

$1,500

$1,500

7.62%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165220. Member loan 1165220 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,222 / month
Current employer: n/a Debt-to-income ratio: 5.81%
Length of employment: n/a Location: Cleveland, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165235

$7,000

$7,000

6.62%

1.00%

March 7, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165235. Member loan 1165235 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: Philips Medical Debt-to-income ratio: 9.70%
Length of employment: 1 year Location: FORT WORTH, TX
       
Home town:
Current & past employers: Philips Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,707.00 Public Records On File: 0
Revolving Line Utilization: 41.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165392

$20,675

$20,675

10.74%

1.00%

March 7, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165392. Member loan 1165392 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 27.13%
Length of employment: 4 years Location: Harbor City, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Debt Consolidation. Good Fico. Home Owner. Been in the same industry for over 30 years.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1976 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $90,017.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165403

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165403

$5,500

$5,500

14.65%

1.00%

March 12, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165403. Member loan 1165403 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: AUTOWAY CADILLAC Debt-to-income ratio: 12.17%
Length of employment: 10+ years Location: NEW PORT RICHEY, FL
       
Home town:
Current & past employers: AUTOWAY CADILLAC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 12
Revolving Credit Balance: $6,506.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?$5800, RATES VARY 24-29.99%. PYMTS RANGE FROM $400.00 AND UP
Please explain the reason why you carry a large revolving credit balance.A FEW YEARS AGO, IN A STRUGGLING ECONOMY, WORK WAS SLOW. SOME EVERYDAY LIVING EXPENSES WERE PUT ON CREDIT CARDS. I'VE BEEN GETTING THE BALANCES DOWN, BUT SLOWLY.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?MINIMUM PYMTS ARE APPROX. $175. THE LOAN WILL PAY OFF THE CREDIT CARD DEBT, SO THE LOAN PYMT WILL BE ALL I HAVE
What is the total balance of your credit cards, interest rates and current monthly payments?$5800, RATES VARY 24-29.99%. PYMTS RANGE FROM $400.00 AND UP
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?EXPENSES ARE APPROX $2400 FOR THE HOUSEHOLD
What is the total balance of your credit cards, interest rates and current monthly payments?$5800, RATES VARY 24-29.99%. PYMTS RANGE FROM $400.00 AND UP
If you have a delinquency in the last 2 years, please explain the reason.NONE
If you have a delinquency in the last 2 years, please explain the reason.NONE
If you have a delinquency in the last 2 years, please explain the reason.NONE

 


 

 

 

Member Payment Dependent Notes Series 1165551

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165551

$35,000

$35,000

13.11%

1.00%

March 8, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165551. Member loan 1165551 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Creditors Interchange Debt-to-income ratio: 3.26%
Length of employment: 7 years Location: Largo, FL
       
Home town:
Current & past employers: Creditors Interchange
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I have great credit and have been at a well paying job for over 7 years. This is one of the safest loans you will invest in here. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,598.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?car loan, spouse student loan, 2nd mortgage
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st mortgage - $182,000 - $1500/month<br>2nd mortgage - $45,000 - $450/month<br>Car loan - $6000 - $350/month<br>CC - $5000 - $100/month<br>CC - $4000 - $90/month<br>CC - $1500 - $40/month
Please explain the reason why you carry a large revolving credit balance.I do not feel that I have a large revolving credit balance.
What is your intended use for the loan proceeds?car loan, spouse student loan, 2nd mortgage
What is your intended use for the loan proceeds?car loan, spouse student loan, 2nd mortgage

 


 

 

 

Member Payment Dependent Notes Series 1165695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165695

$8,500

$8,500

13.99%

1.00%

March 12, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165695. Member loan 1165695 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,907 / month
Current employer: Preston Bd of Education Debt-to-income ratio: 16.29%
Length of employment: 10+ years Location: Terra Alta, WV
       
Home town:
Current & past employers: Preston Bd of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1979 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 15
Revolving Credit Balance: $22,920.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Our related monthly expenses for mortgage, utilities, and insurance is 950.00. the insurance is paid semi annual at 250.00. we have no line of credit or home equity.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have three credit cards in which one is a 27% interest which is Sams Club., we plan to pay this off and pay medical bills that my wife incurred when she had pulmonary embolisms. The other two credit cards have interest rates of 12.99% interest. Our mortgage is $550 per month.We have no lines of credit or student loans
Which debts do you plan to pay off with this loan?We plan to pay off medical expenses, and our Sams Club credit card,<br>and finish the remodeling of our interior of the house.

 


 

 

 

Member Payment Dependent Notes Series 1165765

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165765

$10,000

$10,000

12.12%

1.00%

March 7, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165765. Member loan 1165765 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: City and County of San Francisco Debt-to-income ratio: 12.32%
Length of employment: 10+ years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: City and County of San Francisco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Pay off credit cards.<br><br> Borrower added on 02/29/12 > Pay Credit Cards<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 24
Revolving Credit Balance: $10,565.00 Public Records On File: 0
Revolving Line Utilization: 67.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard $2,015.24 29% $72.00<br>MasterCard $1,099.53 29% $29.00<br>Discover $4,404.55 21% $112.00<br>Visa $1,293.42 19% $65.00<br>MasterCard $1,158.87 19% $44.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current Minimum monthly payment for credit cards per loan $322.00<br>Minimum monthly payment including this loan $322.50
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of all credit cards: $10,512.93 The average percentage rate is 19.9%, Monthly minimum payments average $350.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $935.00<br>Utilities $285.00<br>Insurance $115.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $935.00<br>Utilities $285.00 Phone PG and E Cable<br>Insurance $115.00<br>Food $175.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $935.00<br>Utilities $285.00 Phone PG and E Cable<br>Insurance $115.00<br>Food $175.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $935.00<br>Utilities $285.00<br>Insurance $115.00

 


 

 

 

Member Payment Dependent Notes Series 1165873

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165873

$32,000

$32,000

10.74%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165873. Member loan 1165873 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Monterey County Office of Education Debt-to-income ratio: 0.78%
Length of employment: 9 years Location: Salinas, CA
       
Home town:
Current & past employers: Monterey County Office of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > A bridge loan to pay off a 60 day 401K loan which was used to remodel a rental with positive cash flow.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,520.00 Public Records On File: 0
Revolving Line Utilization: 5.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance: <br>378K (mortgage by HSBC 5.75%)<br>60 day loan from 401K Vanguard: $66K (need to be repaid by March 10, 2012)<br>Home line of credit $39K (2.99% by Wells Fargo)<br><br>monthly paymeny by type: <br>credit card: $2000<br>mortgage: $2427<br>line of credit: $200
Which debts do you plan to pay off with this loan?The 60 day loan from Vanguard 401K plan, in the amount of $66K
What is your intended use for the loan proceeds?To pay back a 60 day 401K loan from Vanguard, in the amount of $66k
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $2427<br>Home equity loan: $200<br>Credit card: $2000<br>Insurance and tax: $500
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay back a 60 day 401K loan from Vanguard in the amount of $66K
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance: <br>378K (mortgage by HSBC 5.75%)<br>60 day loan from 401K Vanguard: $66K (need to be repaid by March 10, 2012)<br>Home line of credit $39K (2.99% by Wells Fargo)<br><br>monthly paymeny by type: <br>credit card: $2000<br>mortgage: $2427<br>line of credit: $200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Below is a list of my monthly expenses:<br><br>1. Mortgage $2427/month<br>2. Transportation $200-$300/month (gas)<br>3. Utility $150/month<br>4. Phone $150/month<br>5. Insurance $300/month (home, auto insurances combined)<br>6. Food $1000-$1500/month<br>7. No credit card debt. Pay off credit card bills on a monthly basis. Average monthly credit card bill $2000. (overlaps with other expenses which are charged to credit cards, including insurance, food, transportation etc..)<br>8. Home equity $200/month
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies within the last seven years.
Please explain the reason why you carry a large revolving credit balance.The line of credit granted by Wells Fargo is a home equity based loan of $39K. The rate is very attractive - 2.99%.

 


 

 

 

Member Payment Dependent Notes Series 1165954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165954

$24,000

$24,000

19.99%

1.00%

March 7, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165954. Member loan 1165954 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,425 / month
Current employer: University Credit Union Debt-to-income ratio: 20.95%
Length of employment: 2 years Location: MIAMI, FL
       
Home town:
Current & past employers: University Credit Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,318.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What other sources of financing are you using to purchase the home?I am using $28,000 of my own money cash. Thank You!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan for one main purchase. I'm using it to pair it with 27k to buy an apartment. The rest is to payoff my credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Live with family in paid off house. Cell phone $87. Gas $160. Food around $180. Insurance $113
What is the estimated current market value of the home you intend to purchase?$85,000. I am putting $27,000 of my own funds. Got it for $43,100.
Is the home you are purchasing your primary residence or an investment property?Investment property.
Please explain the reason why you carry a large revolving credit balance.I do it to obtain points and rewards. Most of them are at 0%. I will be paying them off soon. The joint card is not mine and I've been removed but it hasn't reflected yet.

 


 

 

 

Member Payment Dependent Notes Series 1166137

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166137

$12,000

$12,000

9.76%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166137. Member loan 1166137 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: n/a Debt-to-income ratio: 23.56%
Length of employment: n/a Location: SEABROOK, NH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 59
Revolving Credit Balance: $6,566.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i had paid for a rebuilt engine for my 06 van. Two to three years ago,with my cred card that was 6,7 grand so that alone is 1 balance at 18.99% that will realistically take an age to whittle down. There are other smaller credit card balances which combined add up which in turn take time to pay off.I fully intend to pay each one off,in due time.With interest rates being where they are and with my current income being where it is,it just takes longer to pay off
Please explain the reason why you carry a large revolving credit balance.i carry a large balance because i used credit cards to supplement my income and now i intend to pay them down i have learned the pitfalls of using credit and i intend to pay them as soon as possible i dont blame the card people but they are certainly not hhelping me pay them any faster but i will pay them down and come out ahead poorer but ahead
What is your intended use for the loan proceeds?polish off two credit card accounts pay 1 fixed amount(loan) rather than pay cards for eternity

 


 

 

 

Member Payment Dependent Notes Series 1166159

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166159

$15,000

$15,000

6.03%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166159. Member loan 1166159 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Hospice of huntington Debt-to-income ratio: 10.22%
Length of employment: < 1 year Location: chesapeake, OH
       
Home town:
Current & past employers: Hospice of huntington
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Paying off credit card debit - loan rate is better than the credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,070.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1166162

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166162

$13,000

$13,000

17.99%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166162. Member loan 1166162 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: DC Govt Debt-to-income ratio: 6.53%
Length of employment: 10+ years Location: washington , DC
       
Home town:
Current & past employers: DC Govt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I am trying to increase my credit score<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,325.00 Public Records On File: 0
Revolving Line Utilization: 99.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Federal Taxes, District Taxes and Credit Cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage including taxes and insurance $1363, Water $48, Gas $139, Pepco $67, Verizon $112, Monitronics $40, Verizon $112 and Sprint $167: Mortagage Payment is bi-weekly in the amount of $700
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $3339, Student Loans $11,000, Mortgage balance $169,601.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $3339, Student Loans $11,000, Mortgage balance $169,601.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debit balance $13,439; Student Loan- Defer until 2013; Mortgage$ 1363; Credit Card $225
Which debts do you plan to pay off with this loan?Federal Taxes, District Taxes and Credit Cards

 


 

 

 

Member Payment Dependent Notes Series 1166163

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166163

$30,000

$30,000

13.67%

1.00%

March 12, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166163. Member loan 1166163 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Anesthesia associates of dalton Debt-to-income ratio: 10.93%
Length of employment: 4 years Location: LaFayette, GA
       
Home town:
Current & past employers: Anesthesia associates of dalton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 66
Revolving Credit Balance: $6,399.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly housing expenses are less than $2800.
Is the improvement to your primary residence or an investment property?The improvement is to our primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?We have not started the project yet.
What is the home improvement project you are planning?We are adding a pool to our primary residence.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The total amount of the loan is going toward a pool addition to our primary residence.
What is your intended use for the loan proceeds?We are adding a pool to our primary residence.
If you have a delinquency in the last 2 years, please explain the reason.I do not recall any time that I have ever been delinquent on a bill. I have been guilty in the past of misplacing a bill, and subsequently being a few days or weeks late in payment, but have since remedied that situation by paying the majority of my bills online or via direct withdrawal.

 


 

 

 

Member Payment Dependent Notes Series 1166184

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166184

$8,000

$8,000

7.90%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166184. Member loan 1166184 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Bureau of Reclamation Debt-to-income ratio: 18.18%
Length of employment: 2 years Location: Westminster, CO
       
Home town:
Current & past employers: Bureau of Reclamation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,683.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1166231

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166231

$12,300

$12,300

17.99%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166231. Member loan 1166231 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Melrose Public Schools Debt-to-income ratio: 10.33%
Length of employment: 10+ years Location: peabody, MA
       
Home town:
Current & past employers: Melrose Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 48
Revolving Credit Balance: $21,903.00 Public Records On File: 0
Revolving Line Utilization: 92.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?We plan to pay off some high interest credit cards .<br>Home Depot , discover etc..
If you have a delinquency in the last 2 years, please explain the reason.none
Which debts do you plan to pay off with this loan?We plan to pay off some high interest credit cards .<br>Home Depot , discover etc..
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $ 2265 ins 120<br>food 350 phones 130<br>trans 60 utilities 350
Which debts do you plan to pay off with this loan?We plan to pay off some high interest credit cards .<br>Home Depot , discover etc..

 


 

 

 

Member Payment Dependent Notes Series 1166311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166311

$35,000

$35,000

8.90%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166311. Member loan 1166311 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Ss. Cyril & Methodius Parish Debt-to-income ratio: 23.14%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Ss. Cyril & Methodius Parish
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $49,574.00 Public Records On File: 0
Revolving Line Utilization: 36.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for the loan proceeds is to pay off high interest credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1166331

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166331

$12,000

$12,000

7.62%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166331. Member loan 1166331 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Sampco of Georgia Debt-to-income ratio: 20.48%
Length of employment: 10+ years Location: Pooler, GA
       
Home town:
Current & past employers: Sampco of Georgia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > This loan basically is helping me pay for expenses incurred from a family member passing. No life insurance so the bill had to be paid plus my traveling expenses to and from 3 different states during this difficult period.<br><br> Borrower added on 03/01/12 > I have borrowed money from Lending Club before and have never been late with any payment.<br><br> Borrower added on 03/06/12 > I have worked for the same company for 17 years.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,322.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan basically is helping me pay for expenses incurred from a family member passing. No life insurance so the bill had to be paid plus my traveling expenses to and from 3 different states during this time.

 


 

 

 

Member Payment Dependent Notes Series 1166423

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166423

$19,000

$19,000

24.20%

1.00%

March 7, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166423. Member loan 1166423 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: CSB Bank Debt-to-income ratio: 18.04%
Length of employment: 9 years Location: FORT GRATIOT, MI
       
Home town:
Current & past employers: CSB Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Combination<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 8
Revolving Credit Balance: $35,214.00 Public Records On File: 0
Revolving Line Utilization: 97.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8 accounts, revolvers, one line, rates from 3.25 to 21%, total monthly payments $1,300, total debt between line of credit ($19,000), 401k loan $17,000 and charge/revolver $57,000. House and three cars are free and clear.
If you have a delinquency in the last 2 years, please explain the reason.No late payments on my credit bureau history (all three bueaus), which report goes back to 2004. Oldest established account is 1996.
Please explain the reason why you carry a large revolving credit balance.I chose to use revolver for a few reasons, one three vehicles are paid for and do not wish to pledge them and my house is held in a trust, which do not wish to borrow with the trust.
If you have a delinquency in the last 2 years, please explain the reason.No late payments on my credit bureau history (all three bueaus), which report goes back to 2004. Oldest established account is 1996.
What is your intended use for the loan proceeds?Consolidation/short term.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent, own free and clear. Trans approx. $120 month, utilites $270, phones $220, food $300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8 accounts, revolvers, one line, rates from 3.25 to 21%, total monthly payments $1,300, total debt between line of credit ($19,000), 401k loan $17,000 and charge/revolver $57,000. House and three cars are free and clear.
If you have a delinquency in the last 2 years, please explain the reason.No late payments on my credit bureau history (all three bueaus), which report goes back to 2004. Oldest established account is 1996.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8 accounts, revolvers, one line, rates from 3.25 to 21%, total monthly payments $1,300, total debt between line of credit ($19,000), 401k loan $17,000 and charge/revolver $57,000. House and three cars are free and clear.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent, own free and clear. Trans approx. $120 month, utilites $270, phones $220, food $300.
Please explain the reason why you carry a large revolving credit balance.I chose to use revolver for a few reasons, one three vehicles are paid for and do not wish to pledge them and my house is held in a trust, which do not wish to borrow with the trust.
Which debts do you plan to pay off with this loan?Nationwide as indicated on application.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Just answered a similar question......own home free and clear, so no mortgage or rent. I had to click the minimum pay drop down window on Lending tree format, becasue it did not allow for a free clear selection. Have a personal line of credit (unsecured) $17,000. Property taxes $2000, insurance (home $850 annually) (auto $220 month for all three cars).
If you have a delinquency in the last 2 years, please explain the reason.No late payments on my credit bureau history (all three bueaus), which report goes back to 2004. Oldest established account is 1996.
What is your intended use for the loan proceeds?Consolidation/short term.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8 accounts, revolvers, one line, rates from 3.25 to 21%, total monthly payments $1,300, total debt between line of credit ($19,000), 401k loan $17,000 and charge/revolver $57,000. House and three cars are free and clear.

 


 

 

 

Member Payment Dependent Notes Series 1166426

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166426

$12,000

$12,000

13.99%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166426. Member loan 1166426 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,000 / month
Current employer: west point lincoln Debt-to-income ratio: 12.34%
Length of employment: 3 years Location: HOUSTON, TX
       
Home town:
Current & past employers: west point lincoln
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,496.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$7000 with credit cards and $6800 with ONE MAIN FINANCIAL AND $1100 with SPRINGLEAF FINANCIAL
Which debts do you plan to pay off with this loan?ONE MAIN FINANCIAL and SPRINGLEAF FINANCIAL SERVICES and ORCHARD BANK credit card and CAPITAL ONE credit card
Please explain the reason why you carry a large revolving credit balance.work long hours and don't carry cash, also part of reason for loan is to pay off most of loans for consolidation

 


 

 

 

Member Payment Dependent Notes Series 1166505

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166505

$3,500

$3,500

9.76%

1.00%

March 8, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166505. Member loan 1166505 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Iesi Debt-to-income ratio: 20.79%
Length of employment: 10+ years Location: Anacoco, LA
       
Home town:
Current & past employers: Iesi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Pool improvements<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,000.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1166544

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166544

$12,000

$12,000

7.62%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166544. Member loan 1166544 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Federal Signal Technology Debt-to-income ratio: 8.28%
Length of employment: 10+ years Location: westminster, CA
       
Home town:
Current & past employers: Federal Signal Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,726.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1. Credit cards debt balances sum $16,896 with a monthly payment of $337 at avg of 11% interest rates.<br>2. Mortgages balance $400,492 with monthly payment of $2,406 at 4.25%<br>3. Term loan balance of $11,874 with a monthly payment of $263 at 7.99%

 


 

 

 

Member Payment Dependent Notes Series 1166638

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166638

$24,500

$24,500

8.90%

1.00%

March 12, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166638. Member loan 1166638 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $14,417 / month
Current employer: beacon ohss inc Debt-to-income ratio: 3.36%
Length of employment: 5 years Location: anchorage, AK
       
Home town:
Current & past employers: beacon ohss inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,390.00 Public Records On File: 0
Revolving Line Utilization: 82.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off credit card, some high interest student loans, other personal loan, and thereby,consolidate into one payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It varies between 1000 to 1500 per month.

 


 

 

 

Member Payment Dependent Notes Series 1166640

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166640

$35,000

$35,000

14.65%

1.00%

March 8, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166640. Member loan 1166640 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,952 / month
Current employer: new jersey department of corrections Debt-to-income ratio: 11.69%
Length of employment: 10+ years Location: wharton, NJ
       
Home town:
Current & past employers: new jersey department of corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Home ,energy efficient upgrades<br><br> Borrower added on 02/29/12 > front door back doors,<br><br> Borrower added on 03/04/12 > as with the upgrades helps save energy which would help with heating and cooling costs along with utilities .....<br><br> Borrower added on 03/04/12 > also as being a homeowner maintaining and protecting my investment for longtime benefits in the future ...<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,389.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?house energy efficient upgrades
What is your intended use for the loan proceeds?house energy efficient upgrades
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mtg - 1454.68 , jcp&l - 114.00, nj gas - 60.00 , cable - 115.00, house phone - 110.00 , cell phone, - 147.00, taxes and ins. included in mtg. citi card - 513.00, bank of america-91.00 , capital one-91.00, dell- 25.00
Please explain the reason why you carry a large revolving credit balance.purchase of vehicle and home improvements
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg - 171000.00 , credit card 14064.00 , credit card 2985.49 , credit card 3522.50
Which debts do you plan to pay off with this loan?one credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?engery efficient front door back door + card
What is your intended use for the loan proceeds?house energy efficient upgrades
Please explain the reason why you carry a large revolving credit balance.purchase of vehicle and home improvements
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg - 171000.00 , credit card 14064.00 , credit card 2985.49 , credit card 3522.50
Which debts do you plan to pay off with this loan?one credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?engery efficient front door back door + card
Please explain the reason why you carry a large revolving credit balance.purchase of vehicle and home improvements
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mtg - 1454.68 , jcp&l - 114.00, nj gas - 60.00 , cable - 115.00, house phone - 110.00 , cell phone, - 147.00, taxes and ins. included in mtg. citi card - 513.00, bank of america-91.00 , capital one-91.00, dell- 25.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mtg - 171000.00 , credit card 14064.00 , credit card 2985.49 , credit card 3522.50
Which debts do you plan to pay off with this loan?one credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mtg - 1454.68 with tax and ins. included.. Light bill - 114.00 .. Gas bill - 60.00.. Cable - 115.00.. Phone - 110.00.. Cell phone - 147.00.. Credit card #1 - 513.00.. Credit card #2 - 91.00.. Credit card #3 - 91.00.. Dell - 25.00..
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquencies at the present time
If you have a public record on file, please briefly explain the event and its resolution.There are no public records on file
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is 1454.68 a month - Principle is 217.10 - Interest is 766.21 - Escrow is 471.37

 


 

 

 

Member Payment Dependent Notes Series 1166659

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166659

$6,000

$6,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166659. Member loan 1166659 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: children of america Debt-to-income ratio: 1.00%
Length of employment: 2 years Location: fort washington, PA
       
Home town:
Current & past employers: children of america
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 22
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1166679

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166679

$11,500

$11,500

7.62%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166679. Member loan 1166679 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,950 / month
Current employer: VA Medical Center Debt-to-income ratio: 11.05%
Length of employment: 5 years Location: Norman, OK
       
Home town:
Current & past employers: VA Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Looking to get debt easily maintained in 1 monthly payment and shorter pay off time. I appreciate you for taking a moment to look at my loan request. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,793.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1166755

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166755

$10,000

$10,000

6.62%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166755. Member loan 1166755 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: New York Life Insurance Debt-to-income ratio: 12.03%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: New York Life Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Using loan to prepay portion of graduate school loans, and reduce interest rate currently paying 10.25% on previous loan.<br><br> Borrower added on 02/29/12 > No credit card debt and all student loan payments have been on time.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,446.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I'm using it to pay off a Sallie Mae loan that is currently 10.25%. This way i can keep payments about the same but shorten my term.

 


 

 

 

Member Payment Dependent Notes Series 1166781

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166781

$4,600

$4,600

12.12%

1.00%

March 8, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166781. Member loan 1166781 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Sunshine Makers Inc Debt-to-income ratio: 22.02%
Length of employment: 6 years Location: HUNTINGTON BEACH, CA
       
Home town:
Current & past employers: Sunshine Makers Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Pay off high interest loan, major credit cards. pay down store credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 81
Revolving Credit Balance: $6,655.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Rather than having my credit limit increased, I tend to carry a larger balance. None of my major credit card limits exceed $650. My store credit cards are also relatively low limits.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2500 loan 35%, major credit card balances total 1800 29%interest, I am only looking to pay off the 2500 loan and 4 major credit cards so that I can close those accounts and consolidate those payments into 1. I have no mortgage or student loans or equity lines of credit.
Which debts do you plan to pay off with this loan?I will pay off my debt with One Main which has appx $2500 balance with a 35% interest rate, and Household Bank VISA & MC, Premier VISA & MC, and First National VISA & MC.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car Pmt is about $285, ins abt $80. I don't specifically pay rent, utilities, or food. Cell phone runs abt 200, and food apx $120. All other necessities are paid for.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no direct expenses related to housing. I don't have to specifically pay rent, I have no home loans or lines of credit, insurance, taxes etc.
If you have a public record on file, please briefly explain the event and its resolution.I should not have a public record on file
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?major credit cards 2095 29%int pmt 175 mo, loan 2300 35% int pmt 160 mo, other credit cards 3200 24.9% pmt 220 mo, credit card 2000 0%int 300 pmt
Which debts do you plan to pay off with this loan?Personal loan with a balance of abt 2300 at 35% and all of my major credit cards

 


 

 

 

Member Payment Dependent Notes Series 1166813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166813

$16,000

$16,000

13.67%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166813. Member loan 1166813 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Raytheon Debt-to-income ratio: 10.30%
Length of employment: 4 years Location: FAYETTEVILLE, NC
       
Home town:
Current & past employers: Raytheon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,759.00 Public Records On File: 1
Revolving Line Utilization: 68.30% Months Since Last Record: 111
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am planning to use the loan to pay off credit cards that bumped interest rates up.
Which debts do you plan to pay off with this loan?I plan to pay off credit card balances that have interest rates that have bumped up over time to higher rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$17,101 - (credit cards) $385<br>$2555 - (student loan) $157<br>$199,000 (mortgage) $1717<br>$13,500 (car loan) $542
Please explain the reason why you carry a large revolving credit balance.I initially transferred some balances to a 0.0% teaser rate and then had some large household expenses that prevented me from paying the balance off during the required time period. The rate jumped to 19.9% and I am tired of not making a significant dent in paying the balance down.
What is your intended use for the loan proceeds?Pay off credit card debt of approx $16,000

 


 

 

 

Member Payment Dependent Notes Series 1166900

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166900

$4,000

$4,000

6.62%

1.00%

March 13, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166900. Member loan 1166900 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,917 / month
Current employer: Cambridge Elementary School Debt-to-income ratio: 10.35%
Length of employment: < 1 year Location: Underhill, VT
       
Home town:
Current & past employers: Cambridge Elementary School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1982 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 14
Revolving Credit Balance: $4,786.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't think I have a delinquency unless it was due to an Exxon credit card in which there was a mix up with payment due to a closed ch king account that had automatic payments sent to Exxon
What is your intended use for the loan proceeds?I intend to pay off a $4000 LL Bean high interest credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1166988

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166988

$12,000

$12,000

6.62%

1.00%

March 8, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166988. Member loan 1166988 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Major Hospital LA Area Debt-to-income ratio: 12.72%
Length of employment: 1 year Location: Long Beach, CA
       
Home town:
Current & past employers: Major Hospital LA Area
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $299.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1167015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167015

$7,800

$7,800

8.90%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167015. Member loan 1167015 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Mavatar Technologies Inc Debt-to-income ratio: 12.00%
Length of employment: < 1 year Location: LOS GATOS, CA
       
Home town:
Current & past employers: Mavatar Technologies Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Our wedding is Oct. and have already paid $5000 in deposits. Total cost of the wedding will be around $30,000. My car is paid off. My expenses are around $2500 a month Rent($700) Students loans($700). Excellent credit, had a 90 day late 5 years ago due to moving. Will be able to save $1000 a month<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $739.00 Public Records On File: 0
Revolving Line Utilization: 2.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?Total cost will be around $30,000, I have paid deposits of $5000, leaving a balance of about $25,000. I will have about $1000 a month extra to save, and the loan of should cover the rest.

 


 

 

 

Member Payment Dependent Notes Series 1167037

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167037

$20,000

$20,000

17.99%

1.00%

March 7, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167037. Member loan 1167037 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Oce Business Services Debt-to-income ratio: 15.16%
Length of employment: 9 years Location: South Gate, CA
       
Home town:
Current & past employers: Oce Business Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 46
Revolving Credit Balance: $7,090.00 Public Records On File: 0
Revolving Line Utilization: 53.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.happy to say I dont have any...thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Cards<br>Balance $898 payment $64 26.99%<br>Balance $2111 payment $53 29%<br>Balance $4021 payment $51 24%24<br>Loans<br>Balance $7765 Payment $206 13.43%<br>Balance $7749 Payment $271 36%<br>Auto<br>Balance $20,733 Payment $391 4.25%<br>Mortgage<br>Balance $281,000 Payment $2002 4.25%<br>Current Card and loan payments $645<br>Goal<br>Combine cards and loans with new payment of $507 <br>Monthly savings of $138 and intrerest rate cost
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Cards<br>Balance $898 payment $64 26.99%<br>Balance $2111 payment $53 29%<br>Balance $4021 payment $51 24%24<br>Loans<br>Balance $7765 Payment $206 13.43%<br>Balance $7749 Payment $271 36%<br>Auto<br>Balance $20,733 Payment $391 4.25%<br>Mortgage<br>Balance $281,000 Payment $2002 4.25%<br>Current Card and loan payments $645<br>Goal<br>Combine cards and loans with new payment of $507 <br>Monthly savings of $138 and intrerest rate cost
Which debts do you plan to pay off with this loan?My goal is to combine these cards and loans...<br>Cards<br>Balance $898 payment $64 26.99%<br>Balance $2111 payment $53 29%<br>Balance $4021 payment $51 24%24<br>Loans<br>Balance $7765 Payment $206 13.43%<br>Balance $7749 Payment $271 36%<br>Current monthly payment $645<br>Combined Payment with new loan $507<br>Savings of $138 a month and interest cost...thank you.

 


 

 

 

Member Payment Dependent Notes Series 1167217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167217

$20,000

$20,000

8.90%

1.00%

March 7, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167217. Member loan 1167217 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,246 / month
Current employer: Coastal Community Hospital Debt-to-income ratio: 18.44%
Length of employment: < 1 year Location: RIVERSIDE, CA
       
Home town:
Current & past employers: Coastal Community Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I need money to remodel my shop. Thanks<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,907.00 Public Records On File: 0
Revolving Line Utilization: 33.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To remodel my business.

 


 

 

 

Member Payment Dependent Notes Series 1167268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167268

$15,000

$15,000

7.90%

1.00%

March 7, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167268. Member loan 1167268 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Beta Squared Lithography, Inc. Debt-to-income ratio: 13.30%
Length of employment: 7 years Location: New Milford, CT
       
Home town:
Current & past employers: Beta Squared Lithography, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I have a Visa card, the balance is approximately $15,000. My line of credit on my Visa is $23,000. The interest rate on this card is 16.9%. I would like to pay it off. Your loan will assist me in doing this.<br><br> Borrower added on 02/29/12 > I pay $400 per month and see no end in sight.<br><br> Borrower added on 02/29/12 > The only other loan is my car. I bleive my interest rate is 7.9% I pay $486 per month and have 3 years left. Other than that I have store revolving cards, that I pay off monthly when used.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 42
Revolving Credit Balance: $14,980.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Other than what I have stated, I currently have no mortgage, student loan, home equity loan or a personal line of credit. My credit card debt is my only debt other than my auto loan.
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I've had any.

 


 

 

 

Member Payment Dependent Notes Series 1167273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167273

$21,000

$21,000

15.81%

1.00%

March 12, 2012

March 21, 2017

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167273. Member loan 1167273 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: the millennium group inc Debt-to-income ratio: 21.87%
Length of employment: 10+ years Location: brooklyn, NY
       
Home town:
Current & past employers: the millennium group inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,456.00 Public Records On File: 0
Revolving Line Utilization: 50.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?all my credit cards bill.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my total debt and balance $20,000 interest very from 15% to 19%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my month expenses $650
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?my total monthly expenses is $1200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my total debt and balance $20,000 interest very from 15% to 19%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off all my credit card with high interest rate .so I could only have one bill to be paying instead of 4 different bills. Thhanks

 


 

 

 

Member Payment Dependent Notes Series 1167318

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167318

$8,000

$8,000

7.90%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167318. Member loan 1167318 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: mermaid corp Debt-to-income ratio: 8.91%
Length of employment: 6 years Location: South Richmond Hill, NY
       
Home town:
Current & past employers: mermaid corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $680.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?my estimated expenses is 10,000
What is your intended use for the loan proceeds?to pay medical bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,600 dollars
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1,600

 


 

 

 

Member Payment Dependent Notes Series 1167339

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167339

$10,000

$10,000

15.81%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167339. Member loan 1167339 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Shimento Debt-to-income ratio: 13.53%
Length of employment: < 1 year Location: Saratoga, CA
       
Home town:
Current & past employers: Shimento
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I don't want six little payments/month, I want just one. Simplify life. Then I'll take up meditating or something. :)<br><br>Thank you for your help!!!! Have a great day!!!<br><br> Borrower added on 02/29/12 > I am paying $510 in minimum payments with an average interest rate of 22% (balances aren't really moving, no estimated pay off in sight) and this loan would be just over $350/month and for only 3 years at a much lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,627.00 Public Records On File: 0
Revolving Line Utilization: 95.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have seven credit cards, '<br>Chase ($2,800 at 29%), Juniper/Barclay ($750 at 22.24%), First National ($2,900 at 14%), Orchard ($850 at 12.9%), HSBC ($1,062 at 19%), Macys ($2,111 at 24.5%) and Victoria Secret ($1,155 at 24.9%). <br><br>I am paying $510 in minimum payments (balances aren't really moving) and this loan would be just over $350/month and for only 3 years.<br><br>I have never missed any payments or declared bankruptcy. I just want to buy a house in the next few years. <br><br>Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1167396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167396

$4,000

$4,000

13.11%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167396. Member loan 1167396 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Carnegie Mellon University Debt-to-income ratio: 11.90%
Length of employment: 1 year Location: Pittsburgh, PA
       
Home town:
Current & past employers: Carnegie Mellon University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,451.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is this for a home improvement you have already made, or one that you are planning to make?It is an improvement we are planning to make. My roof is over 25 years old and it needs replaced.

 


 

 

 

Member Payment Dependent Notes Series 1167402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167402

$10,000

$10,000

13.11%

1.00%

March 9, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167402. Member loan 1167402 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Jones Jeanswear Debt-to-income ratio: 6.25%
Length of employment: 5 years Location: BRONX, NY
       
Home town:
Current & past employers: Jones Jeanswear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > need<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 76
Revolving Credit Balance: $7,990.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to finance my credit cards
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard, visa, and macy's card
What is the total balance of your credit cards, interest rates and current monthly payments?Master Card Balance $4676.16 Interest Rate 19.99%<br>Current Monthly Payment $121<br><br>Visa Balance $1507.67 Interest Rate 17.90%<br>Current Monthly Payment $50<br><br>Macy's Card Balance $1560.50 Interest Rate 29.03%<br>Current Monthly Payment $60

 


 

 

 

Member Payment Dependent Notes Series 1167433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167433

$7,400

$7,400

22.78%

1.00%

March 8, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167433. Member loan 1167433 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Thompson, Cobb, Bazilio & Associates Debt-to-income ratio: 17.37%
Length of employment: 3 years Location: Haymarket, VA
       
Home town:
Current & past employers: Thompson, Cobb, Bazilio & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,657.00 Public Records On File: 1
Revolving Line Utilization: 94.50% Months Since Last Record: 116
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.June 2002 I was single and about to become a mom. I moved back home with family to college.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe about $7800 on multiple high interest cards and I have about 4 years left on 0 interest car loan. No student loans or mortgage.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1400
If you have a public record on file, please briefly explain the event and its resolution.June 2002 I was single and about to become a mom. I moved back home with family to college.
Please explain the reason why you carry a large revolving credit balance.Bankruptcy, college, and being stay at home mom for 5 years.
If you have a public record on file, please briefly explain the event and its resolution.June 2002 I was single and about to become a mom. I moved back home with family to college.
If you have a public record on file, please briefly explain the event and its resolution.June 2002 I was single and about to become a mom. I moved back home with family to college.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe about $7800 on multiple high interest cards and I have about 4 years left on 0 interest car loan. No student loans or mortgage.
If you have a public record on file, please briefly explain the event and its resolution.June 2002 I was single and about to become a mom. I moved back home with family to college.
What is your intended use for the loan proceeds?Finish paying off credit cards and rebuild my credit history
If you have a public record on file, please briefly explain the event and its resolution.June 2002 I was single and about to become a mom. I moved back home with family to college.

 


 

 

 

Member Payment Dependent Notes Series 1167445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167445

$3,900

$3,900

6.62%

1.00%

March 7, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167445. Member loan 1167445 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: qscend technologies, inc. Debt-to-income ratio: 17.65%
Length of employment: 3 years Location: Litchfield, CT
       
Home town:
Current & past employers: qscend technologies, inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I presently i have a commitment to repay $3700 spread over 10 months, with this loan i would be able to repay it slower. I plan to repay it sooner than 36 months.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,149.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I presently i have a commitment to repay $3700 spread over 10 months, with this loan i would be able to repay it slower. I plan to repay it sooner than 36 months.

 


 

 

 

Member Payment Dependent Notes Series 1167462

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167462

$35,000

$35,000

12.12%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167462. Member loan 1167462 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,083 / month
Current employer: Goodyear Debt-to-income ratio: 4.89%
Length of employment: 10+ years Location: Phoenix, AZ
       
Home town:
Current & past employers: Goodyear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Using these funds to off set medical expenses I recently incurred for a major operation. I have been with my present employer for 14 years, and 15 years with an employer before this one. I have never defaulted on a loan or a financial obligation. The loan monthly expense is well within my means.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,648.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off my high interest credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1,100/mth.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About $1100/mth. FYI and use, I dont have a line of credit, hm equity ln, 2nd mortage, ...etc. Thank you for your consideration.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About $1100/mth. FYI and use, I dont have a line of credit, hm equity ln, 2nd mortage, ...etc. Thank you for your consideration.
Please explain the reason why you carry a large revolving credit balance.For after care medications and out patient care after surgery.

 


 

 

 

Member Payment Dependent Notes Series 1167514

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167514

$30,200

$30,200

23.26%

1.00%

March 8, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167514. Member loan 1167514 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,875 / month
Current employer: Action Security, Inc Debt-to-income ratio: 9.24%
Length of employment: 10+ years Location: Anchorage, AK
       
Home town:
Current & past employers: Action Security, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 24
Revolving Credit Balance: $8,218.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off moving loans, credit card and deposit on home.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?75% going towards moving loans and the remainder towards home deposit.
If you have a delinquency in the last 2 years, please explain the reason.Unaware of a medical bill that went to collections. It was discovered when I ran my credit report and paid off imediately.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Loans: $6500.00 36% $225.00, $4900.00 13% $155.00, $5700.00 10% $165.00<br>Credit Card: $1300.00 30%, $800.00 23% $35.00, $700.00 23% 35.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Loans: $6500.00 36% $225.00, $4900.00 13% $155.00, $5700.00 10% $165.00<br>Credit Card: $1300.00 30%, $800.00 23% $35.00, $700.00 23% 35.00
What is your intended use for the loan proceeds?Pay off moving loans, credit card and deposit on home.
What is your intended use for the loan proceeds?Pay off moving loans, credit card and deposit on home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Loans: $6500.00 36% $225.00, $4900.00 13% $155.00, $5700.00 10% $165.00<br>Credit Card: $1300.00 30%, $800.00 23% $35.00, $700.00 23% 35.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses total $4200.00 but will go down with finalization of home purchase.
If you have a delinquency in the last 2 years, please explain the reason.Unaware of a medical bill that went to collections. It was discovered when I ran my credit report and paid off imediately.

 


 

 

 

Member Payment Dependent Notes Series 1167581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167581

$9,000

$9,000

7.90%

1.00%

March 9, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167581. Member loan 1167581 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Skechers USA Debt-to-income ratio: 28.08%
Length of employment: 9 years Location: MYRTLE BEACH, SC
       
Home town:
Current & past employers: Skechers USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,634.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2200.

 


 

 

 

Member Payment Dependent Notes Series 1167616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167616

$28,000

$28,000

7.62%

1.00%

March 12, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167616. Member loan 1167616 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $16,667 / month
Current employer: Great West Debt-to-income ratio: 5.34%
Length of employment: < 1 year Location: Pequannock, NJ
       
Home town:
Current & past employers: Great West
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Home improvement project. Replacing old deck with a new one.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,139.00 Public Records On File: 0
Revolving Line Utilization: 1.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.The purpose of the loan is home improvements. We have an old unsafe deck that is splintering and we want to replace it.
Please provide additional details regarding the purpose of the loan.The purpose of the loan is home improvements. We have an old unsafe deck that is splintering and we want to replace it.
What is your intended use for the loan proceeds?To build a new deck off kitchen.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2800

 


 

 

 

Member Payment Dependent Notes Series 1167669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167669

$12,000

$12,000

8.90%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167669. Member loan 1167669 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Kimco Realty Corporation Debt-to-income ratio: 2.88%
Length of employment: 4 years Location: Rockville Centre, NY
       
Home town:
Current & past employers: Kimco Realty Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Simply looking to consolidate bills into a single monthly payment<br><br> Borrower added on 03/01/12 > I am currently employed by a major, publicly traded company and have been so for approximately four years.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,173.00 Public Records On File: 0
Revolving Line Utilization: 23.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 - Bal: 3,743.01; 20.99% APR; Min payment is $75 however I make monthly payments of $500<br>Credit Card 2 - Bal: 3,547.49; 14.24% APR; Min payment is $52 however I make monthly payments of $500<br>Credit Card 3 - Bal: 2,463.07; 24.24% APR; Min payment is $25 however I make monthly payments of $250<br>Credit Card 4 - Bal: 308.39; 24.50% APR; Min payment is $25 however I pay make monthly payments of the lesser of $250 or remaining balance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Single purpose: consolidation of credit card balances into a single lower monthly payment. As far as allocation goes, the two largest balances will be paid off first. The remaining funding of this loan will go to aforementioned credit card #3 - I listed credit card #4 in the interest of full disclosure, however it will be paid off in full on its due date.

 


 

 

 

Member Payment Dependent Notes Series 1167729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167729

$20,000

$20,000

12.12%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167729. Member loan 1167729 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: All-in-1/Appleone Debt-to-income ratio: 19.54%
Length of employment: 7 years Location: ALHAMBRA, CA
       
Home town:
Current & past employers: All-in-1/Appleone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,303.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As I was searching I came across the Lending Club. It seemed very creative to me and possibly I might qualify for a lower interest rate than if I were to go through a conventional bank. My goal is to consolidate all of my debts and have one payment to keep track of my money, better manage and pay off my debt sooner.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is $735 and this includes water/power, gas and phone. I carpool to work with my friends therefore my transportation cost is $15 a month. My automobile insurance is $75 a month. Food expense is approximately $400 monthly.
What is your intended use for the loan proceeds?I have no mortgage or home equity. Please see above for rent and other expenses.
Please explain the reason why you carry a large revolving credit balance.In 2010, due to an unfortunate loss of a family member in Vietnam, required me to travel to Vietnam for an extended period of time and helped for the funeral service. This is the reason why I currently carry a revolving credit balance.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payment on my credit cards is approximately $530 (including interest)
What is the total balance of your credit cards, interest rates and current monthly payments?The total amount I owe on my credit cards is approximately $16.800 (including interest). And my current total monthly payment on all of my cards is approximately $530.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7- I have 6 cards that I plan to pay off. 4 are Visa and 3 MasterCard. The approximate amounts I owe are listed bellow that I need to pay off.<br>Visa: 4900<br>Visa: 3800<br>Visa: 2420<br>MC: 3250<br>MC: 1650<br>MC: 780<br>(Including interest)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The reason why I am asking Lending Club for the loan is to pay off all of my cards and have only one payment which will only be the loan from Lending Club.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7- I have 6 cards that I plan to pay off. 4 are Visa and 3 MasterCard. The approximate amounts I owe are listed bellow that I need to pay off.<br>Visa: 4900<br>Visa: 3800<br>Visa: 2420<br>MC: 3250<br>MC: 1650<br>MC: 780<br>(Including interest)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As I was searching I came across the Lending Club. It seemed very creative to me and possibly I might qualify for a lower interest rate than if I were to go through a conventional bank. My goal is to consolidate all of my debts and have one payment to keep track of my money, better manage and pay off my debt sooner.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payment on my credit cards is approximately $530 (including interest)
What is the total balance of your credit cards, interest rates and current monthly payments?The total amount I owe on my credit cards is approximately $16.800 (including interest). And my current total monthly payment on all of my cards is approximately $530.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7- I have 6 cards that I plan to pay off. 4 are Visa and 3 MasterCard. The approximate amounts I owe are listed bellow that I need to pay off.<br>Visa: 4900<br>Visa: 3800<br>Visa: 2420<br>MC: 3250<br>MC: 1650<br>MC: 780<br>(Including interest)
Please explain the reason why you carry a large revolving credit balance.In 2010, due to an unfortunate loss of a family member in Vietnam, required me to travel to Vietnam for an extended period of time and helped for the funeral service. This is the reason why I currently carry a revolving credit balance.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7- I have 6 cards that I plan to pay off. 4 are Visa and 3 MasterCard. The approximate amounts I owe are listed bellow that I need to pay off.<br>Visa: 4900<br>Visa: 3800<br>Visa: 2420<br>MC: 3250<br>MC: 1650<br>MC: 780<br>(Including interest)
What is the total balance of your credit cards, interest rates and current monthly payments?The total amount I owe on my credit cards is approximately $16.800 (including interest). And my current total monthly payment on all of my cards is approximately $530.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As I was searching I came across the Lending Club. It seemed very creative to me and possibly I might qualify for a lower interest rate than if I were to go through a conventional bank. My goal is to consolidate all of my debts and have one payment to keep track of my money, better manage and pay off my debt sooner.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7- I have 6 cards that I plan to pay off. 4 are Visa and 3 MasterCard. The approximate amounts I owe are listed bellow that I need to pay off.<br>Visa: 4900<br>Visa: 3800<br>Visa: 2420<br>MC: 3250<br>MC: 1650<br>MC: 780<br>(Including interest)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7- I have 6 cards that I plan to pay off. 4 are Visa and 3 MasterCard. The approximate amounts I owe are listed bellow that I need to pay off.<br>Visa: 4900<br>Visa: 3800<br>Visa: 2420<br>MC: 3250<br>MC: 1650<br>MC: 780<br>(Including interest)

 


 

 

 

Member Payment Dependent Notes Series 1167743

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167743

$15,000

$15,000

14.65%

1.00%

March 7, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167743. Member loan 1167743 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $21,667 / month
Current employer: Mason Family Medicine Debt-to-income ratio: 15.60%
Length of employment: 3 years Location: Mason, OH
       
Home town:
Current & past employers: Mason Family Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $69,223.00 Public Records On File: 1
Revolving Line Utilization: 88.10% Months Since Last Record: 37
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.It was condo fee my previous tenant was suppose<br>To pay but he didn't without telling me after I knew about I paid<br>It in full and it's current
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance about $50,000, interest rate average 20% monthly payments for credit cards about $ 4000/mo<br>mortgages $2345,$975 and $2000 interest rate in first 4.25, the other two mortgages in Virginia are ARM rate now is 5.25%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?housing monthly expenses is $4000 cause the other 2 homes in VA are rented, no home equity loan, credits $4000/mo, utilities abot $400/mo
Please explain the reason why you carry a large revolving credit balance.during my medical school I had to use the credit card to cover my expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance about $50,000, interest rate average 20% monthly payments for credit cards about $ 4000/mo<br>mortgages $2345,$975 and $2000 interest rate in first 4.25, the other two mortgages in Virginia are ARM rate now is 5.25%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off some of my credit card to get them all in one bill
What is your intended use for the loan proceeds?I am intended to use it to pay off some of my credit cards to get it in one monthly bill

 


 

 

 

Member Payment Dependent Notes Series 1167749

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167749

$21,000

$21,000

7.62%

1.00%

March 12, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167749. Member loan 1167749 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: n/a Debt-to-income ratio: 3.10%
Length of employment: 10+ years Location: Cambridge, MA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > This loan will be used to help expand my 7 year old, highly profitable Internet business (a network of 20+ content-based niche websites in a variety of verticals).<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1983 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,541.00 Public Records On File: 0
Revolving Line Utilization: 27.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have been involved in the Internet industry for over 12 years and have been acquiring (and growing) websites for over 7 years. I have already returned a very healthy multiple on all of the money I've invested in this business to date.
Can you provide some high level financials on the monthly costs / revenue of your business?Sure - on an annualized basis my company generates low six figures in ad sales and product sales revenue with a profit margin of around 70%

 


 

 

 

Member Payment Dependent Notes Series 1167762

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167762

$5,000

$5,000

7.90%

1.00%

March 9, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167762. Member loan 1167762 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Department of Veteran's Affairs Debt-to-income ratio: 14.73%
Length of employment: < 1 year Location: Thatcher, AZ
       
Home town:
Current & past employers: Department of Veteran's Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Moving expenses from California to Arizona.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 45
Revolving Credit Balance: $692.00 Public Records On File: 0
Revolving Line Utilization: 4.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Will some or all of your moving expenses be reimbursed, if so how much?None

 


 

 

 

Member Payment Dependent Notes Series 1167787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167787

$7,000

$7,000

8.90%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167787. Member loan 1167787 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,700 / month
Current employer: DMi Partners Inc Debt-to-income ratio: 15.79%
Length of employment: 1 year Location: Philadelphia, PA
       
Home town:
Current & past employers: DMi Partners Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,012.00 Public Records On File: 0
Revolving Line Utilization: 44.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan proceeds coupled with the owner’s investment will be used to capitalize on the imminent momentum a high profile project is bringing. This will be done by continuing the execution of the business plan. At this point the business plan requires advertisement, marketing, and cash flow to pay subcontractors who will assist with larger clients. Larger clients bring larger profits, increased notoriety and are more likely to have multiple projects lined up.
What is your intended use for the loan proceeds?The loan proceeds coupled with the owner’s investment will be used to capitalize on the imminent momentum a high profile project is bringing. This will be done by continuing the execution of the business plan. At this point the business plan requires advertisement, marketing, and cash flow to pay subcontractors who will assist with larger clients. Larger clients bring larger profits, increased notoriety and are more likely to have multiple projects lined up.
What is your intended use for the loan proceeds?The loan proceeds coupled with the owner’s investment will be used to capitalize on the imminent momentum a high profile project is bringing. This will be done by continuing the execution of the business plan. At this point the business plan requires advertisement, marketing, and cash flow to pay subcontractors who will assist with larger clients. Larger clients bring larger profits, increased notoriety and are more likely to have multiple projects lined up.
Please describe your experience/familiarity with the business you are starting/started?The service the business provides is similar to the service I provide on a daily basis for my full time job. My business targets a different market using different tools, but the same skill set is put to use. I have been in the field providing this service for the past five years. I have been working on this business for two years, and it's finally at the point where it is ready for growth.

 


 

 

 

Member Payment Dependent Notes Series 1167793

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167793

$25,000

$25,000

21.48%

1.00%

March 7, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167793. Member loan 1167793 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: Pitney Bowes Management Services Debt-to-income ratio: 24.15%
Length of employment: 9 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Pitney Bowes Management Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 48
Revolving Credit Balance: $24,280.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1167811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167811

$6,000

$6,000

8.90%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167811. Member loan 1167811 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,292 / month
Current employer: Virtual Premise Inc Debt-to-income ratio: 1.96%
Length of employment: 1 year Location: Atlanta, GA
       
Home town:
Current & past employers: Virtual Premise Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Paying off credit cards at a lower interest rate<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 39
Revolving Credit Balance: $3,649.00 Public Records On File: 0
Revolving Line Utilization: 36.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was 5 days late on my mortgage payment due to an unexpected medical expense. I called my mortgage company on a Friday, asking if I could defer a payment until the end of the loan and was told yes, but to call back Monday to set it up, so I used some of the mortgage payment money to pay a medical bill, then was told on Monday that I could not defer the payment. I made it up out of the next paycheck, but it was 5 days late.

 


 

 

 

Member Payment Dependent Notes Series 1167818

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167818

$35,000

$35,000

7.90%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167818. Member loan 1167818 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: Central Hudson Gas & Electric Debt-to-income ratio: 10.54%
Length of employment: 10+ years Location: Highland, NY
       
Home town:
Current & past employers: Central Hudson Gas & Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I am a repeat customer. First loan in 2008 for $15K was completely repaid in 2011...all monthly payments made by automatic deduction from my bank account. This next loan will be done the same way. Need to simplify my life and pay off some consumer credit loans recieved thru credit card companies.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,264.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3,200.
Please explain the reason why you carry a large revolving credit balance.Builds character.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?It's complicated, hence the title "Simply My Life".
Which debts do you plan to pay off with this loan?All.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?It's complicated, hence the title "Simply My Life".
Please explain the reason why you carry a large revolving credit balance.Builds character.
Please explain the reason why you carry a large revolving credit balance.Builds character.
Which debts do you plan to pay off with this loan?All.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?It's complicated, hence the title "Simply My Life".
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?It's complicated, hence the title "Simply My Life".
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off other loan with higher interest rate.
What is your intended use for the loan proceeds?Please read answer already provided.
If you have a public record on file, please briefly explain the event and its resolution.I have no idea what this means.

 


 

 

 

Member Payment Dependent Notes Series 1167838

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167838

$3,700

$3,700

12.12%

1.00%

March 9, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167838. Member loan 1167838 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: Emlyn Coal Processing Company Debt-to-income ratio: 15.27%
Length of employment: < 1 year Location: Williamsburg, KY
       
Home town:
Current & past employers: Emlyn Coal Processing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 44
Revolving Credit Balance: $373.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?this is a student loan. they sold it to another company and the company is demanding at least 20% which is $7600.00. My credit isn't the best so when I applied for $10,000.00, I could only get the $3700.00. Monthly payment of this loan is going to be around $900.00 a month unless I can come up with $10,000.00.
Which debts do you plan to pay off with this loan?Student loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $2000.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 1167844

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167844

$4,000

$4,000

10.74%

1.00%

March 12, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167844. Member loan 1167844 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,200 / month
Current employer: QikStar Freight Company Debt-to-income ratio: 2.41%
Length of employment: < 1 year Location: Atlanta, GA
       
Home town:
Current & past employers: QikStar Freight Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,959.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $317, transportation $100, utilities $75, phone $60, food $100.
What is your intended use for the loan proceeds?For a purchase

 


 

 

 

Member Payment Dependent Notes Series 1167852

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167852

$8,600

$8,600

22.78%

1.00%

March 12, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167852. Member loan 1167852 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,383 / month
Current employer: Advantage Academy Debt-to-income ratio: 16.08%
Length of employment: 2 years Location: Duncanville, TX
       
Home town:
Current & past employers: Advantage Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I am combining multiple monthly payments totaling, at minimum, $527 with interest rates as high as 29.99% and unexpected car repairs into a single monthly payment of $538. Since I have already budgeted for the minimum payment, having this loan funded will allow me to become debt free in 5 years.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 14
Revolving Credit Balance: $11,467.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.There was one card that I was attempting to pay but I was having issues getting logged into the account. I did pay the full payment and the late fee.
If you have a delinquency in the last 2 years, please explain the reason.There was one card that I was attempting to pay but I was having issues getting logged into the account. I did pay the full payment and the late fee.
Please explain the reason why you carry a large revolving credit balance.The credit cards were used mostly during my time in college to buy books, pay bills, and buy groceries which is why the balance is large. I am now trying to pay off the balance which is the reason for the loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balance of my credit cards is $8,692.12 with interest rates ranging from 19% to 30%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balance of my credit cards is $8,692.12 with interest rates ranging from 19% to 30%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly living expenses are about $1500 not including any debts.
Please explain the reason why you carry a large revolving credit balance.The credit cards were used mostly during my time in college to buy books, pay bills, and buy groceries which is why the balance is large. I am now trying to pay off the balance which is the reason for the loan.
If you have a delinquency in the last 2 years, please explain the reason.There was one card that I was attempting to pay but I was having issues getting logged into the account. I did pay the full payment and the late fee.

 


 

 

 

Member Payment Dependent Notes Series 1167855

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167855

$13,500

$13,500

12.12%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167855. Member loan 1167855 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Environ-Civil Engineering Debt-to-income ratio: 20.44%
Length of employment: 6 years Location: Laurel, MD
       
Home town:
Current & past employers: Environ-Civil Engineering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,171.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1167934

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167934

$5,400

$5,400

6.62%

1.00%

March 9, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167934. Member loan 1167934 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Information Builders Debt-to-income ratio: 15.75%
Length of employment: 10+ years Location: Staten Island, NY
       
Home town:
Current & past employers: Information Builders
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I am asking for this loan to fund a much deserved vacation for my family. I have been at my job for over 11 years andI have a previous loan through this site that has always been on time.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,632.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The funds will be used to pay for a vacation to Europe for my family.
Please explain the reason why you carry a large revolving credit balance.My credit cards are typically paid in full each billing cycle so I do not know why it would show that.

 


 

 

 

Member Payment Dependent Notes Series 1167975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167975

$12,000

$12,000

7.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167975. Member loan 1167975 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Hattiesburg Clinic Debt-to-income ratio: 8.62%
Length of employment: 5 years Location: Richton, MO
       
Home town:
Current & past employers: Hattiesburg Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > This is going to pay off 2 loans at a Credit Union totaling $7670 and 2 credit cards totaling $4500. Current monthly payments on these debts are $735. Never been late on these debts. Just trying to get to debt freedom!!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,112.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1168006

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168006

$4,400

$4,400

6.62%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168006. Member loan 1168006 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Target Corp Debt-to-income ratio: 24.61%
Length of employment: 10+ years Location: Coon Rapids, MN
       
Home town:
Current & past employers: Target Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > we are going to do some home and yard remodeling<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1977 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,493.00 Public Records On File: 0
Revolving Line Utilization: 29.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.we consolidated some credit cards and had some extensive dental work. But the pmts are always on time. Never had a late pmt in my life
What is your intended use for the loan proceeds?Fix up around house and yard
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 1900.
What are you buying?windows, shrubs, landscaping
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?around 1900.
If you have a delinquency in the last 2 years, please explain the reason.Nothing late
If you have a public record on file, please briefly explain the event and its resolution.No public record
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Total mortgage pmt piti is 1254.

 


 

 

 

Member Payment Dependent Notes Series 1168064

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168064

$25,000

$25,000

13.67%

1.00%

March 7, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168064. Member loan 1168064 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: SAIC Debt-to-income ratio: 23.55%
Length of employment: < 1 year Location: ARLINGTON, VA
       
Home town:
Current & past employers: SAIC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,331.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have three credit card balances I will consolidate.
Which debts do you plan to pay off with this loan?I have three credit card balances I will consolidate.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have three credit card balances I will consolidate.
Which debts do you plan to pay off with this loan?I have three credit card balances I will consolidate.

 


 

 

 

Member Payment Dependent Notes Series 1168075

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168075

$12,000

$12,000

7.62%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168075. Member loan 1168075 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,442 / month
Current employer: Whole Foods Market Debt-to-income ratio: 6.48%
Length of employment: 1 year Location: Miami, FL
       
Home town:
Current & past employers: Whole Foods Market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Hello! I will be using the funds for this loan to manage the last of our wedding-related expenses. Funding will be allocated to accommodations, venue, food & beverage. Please help make our wedding wishes come true! Thank you!<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,895.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?Hi there! All other wedding expenses have been paid in full. There are no other outstanding expenses beyond those covered by the scope of this loan. Thank you for your support!

 


 

 

 

Member Payment Dependent Notes Series 1168122

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168122

$35,000

$35,000

23.26%

1.00%

March 13, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168122. Member loan 1168122 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,917 / month
Current employer: Fannie Mae Debt-to-income ratio: 17.17%
Length of employment: 10+ years Location: Fairfax, VA
       
Home town:
Current & past employers: Fannie Mae
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 30
Revolving Credit Balance: $22,773.00 Public Records On File: 0
Revolving Line Utilization: 91.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$334,000<br>4.5%<br>2394/month
Is this for a home improvement you have already made, or one that you are planning to make?planning to make
Is the improvement to your primary residence or an investment property?primary residence
What is the home improvement project you are planning?- convert well water and septic tank to city water and sewage<br>- add bathroom to the basement<br>- upgrade kitchen<br>- upgrade 1.5 existing bathrooms<br>- expand driveway
Please explain the reason why you carry a large revolving credit balance.I experienced a family emergency that required me to pay for 4 individuals to travel back and forth between Virginia and St Thomas, VI for the last days of a close family member. The balance has since been paid down and no late payments have been made.
If you have a public record on file, please briefly explain the event and its resolution.N/A
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation 100<br>utilities 650<br>car 570<br>food 150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2394/month
Please explain the reason why you carry a large revolving credit balance.I experienced a family emergency that required me to pay for 4 individuals to travel back and forth between Virginia and St Thomas, VI for the last days of a close family member. The balance has since been paid down and no late payments have been made.
What is the home improvement project you are planning?- convert well water and septic tank to city water and sewage<br>- add bathroom to the basement<br>- upgrade kitchen<br>- upgrade 1.5 existing bathrooms<br>- expand driveway
Please explain the reason why you carry a large revolving credit balance.I experienced a family emergency that required me to pay for 4 individuals to travel back and forth between Virginia and St Thomas, VI for the last days of a close family member. The balance has since been paid down and no late payments have been made.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation 100<br>utilities 650<br>car 570<br>food 150
What is your intended use for the loan proceeds?Home renovation. Taking a home built in 1953 and converting the water and sewage system as well as upgrading the kitchen and bathrooms, and adding a bathroom.
Is the improvement to your primary residence or an investment property?primary residence
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2394/month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is only used for home renovations:<br>Converting well water and septic tank to city water and sewage use - 12,000<br>Add a bathroom to the basement - 5,000<br>Upgrade the pre existing 1.5 bathrooms - 5,000<br>Update the kitchen - 10,000<br>Expand the driveway - 5,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation 100<br>utilities 650<br>car 570<br>food 150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2394/month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation 100<br>utilities 650<br>car 570<br>food 150
What is the home improvement project you are planning?- convert well water and septic tank to city water and sewage<br>- add bathroom to the basement<br>- upgrade kitchen<br>- upgrade 1.5 existing bathrooms<br>- expand driveway
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Principal & Interest 1,728.44 <br>Homeowner's Insurance 64.00 <br>MIP Mortgage Insurance 251.46 <br>City Tax 318.25 <br>Shortage 31.90 <br>Total 2,394.05 <br><br>Oil 300<br>Internet/Cable 50

 


 

 

 

Member Payment Dependent Notes Series 1168136

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168136

$7,000

$7,000

12.12%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168136. Member loan 1168136 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Homedepot Debt-to-income ratio: 4.95%
Length of employment: 6 years Location: winston salem, NC
       
Home town:
Current & past employers: Homedepot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2008 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,995.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To purchase dependable transportation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: $678

 


 

 

 

Member Payment Dependent Notes Series 1168158

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168158

$3,600

$3,600

20.50%

1.00%

March 7, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168158. Member loan 1168158 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: Westgate Resorts Debt-to-income ratio: 14.56%
Length of employment: 10+ years Location: MESA, AZ
       
Home town:
Current & past employers: Westgate Resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1985 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,325.00 Public Records On File: 0
Revolving Line Utilization: 88.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To purchase a car for my daughter, she has a job and we need another car. I have an opportunity to purchase a low milage, safe clean car from an individual and need the addiional $3000 in addition to what we have already saved.

 


 

 

 

Member Payment Dependent Notes Series 1168366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168366

$10,000

$10,000

13.11%

1.00%

March 8, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168366. Member loan 1168366 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: n/a Debt-to-income ratio: 14.43%
Length of employment: 7 years Location: New Windsor, MD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > We are simply consolidating some smaller accounts into one with hopes of a better interest rate... Thanks<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 30 Months Since Last Delinquency: 14
Revolving Credit Balance: $4,701.00 Public Records On File: 1
Revolving Line Utilization: 34.80% Months Since Last Record: 112
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sure....<br>House - $410,000 - $2400/month - 6.25 %<br>2010 Travel Trailer - $21,000 - $265/month - 9.5%<br>2010 Ford Truck - $28,000 - $530/month - 3%<br>2010 Toyota Van - $13,000 - $530/month - 1.5%<br>2009 Honda Car - $12,000 - $340/month - 7.5%<br>Credit Cards - $10,000 - revolving 20%+<br><br>That's it....
Please explain the reason why you carry a large revolving credit balance.I am a small business owner. My revolving credit balance is not too high considering the use.. One card is for gas and I pay it off every month. Another is holding a balance from some freelancer work I had to hire out but the remainder of it I pay every month what is used plus some. The last one is less half of its total charged. All other cards are already paid off and balances are actually already shrinking monthly without any loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2400 - mortgage<br>$1400 - vehicles<br>$265 - camper<br>$700 - utilities (phone,electric, cable)<br>$200 - insurance<br>$800 - groceries<br><br>We are fine... just want to get rid of some small balances on cards for obvious reasons.
If you have a public record on file, please briefly explain the event and its resolution.We have not had any public record for 7 years.

 


 

 

 

Member Payment Dependent Notes Series 1169186

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169186

$21,000

$21,000

19.22%

1.00%

March 13, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169186. Member loan 1169186 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: n/a Debt-to-income ratio: 11.60%
Length of employment: n/a Location: Saint Albans, VT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 35
Revolving Credit Balance: $14,412.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Just lazy in getting the payment out.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage payment as shown in the bank statement I sent out on Wednesday,March 7th to the San Francisco Office by priority mail,is around $900.00 per.month and includes taxes. Association Fee (which includes heating in the Winter) is $240.00 per.month. Electric Bill is aprox.$60.00 per.month. Personal property insurance is $180.00 per.year. The Master Plan Insurance for the building payment is covered under the monthly Asso.Fee.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly credit cards are aprox. $530.00. The payoff of all credit cards will be around $16000.00. The remainder of the loan will be used for up grading my condo such as painting of the Living Room,the bath room and kitchen plus putting down new tile in the bath room as well as doing the hard wood floor in the kitchen.

 


 

 

 

Member Payment Dependent Notes Series 1169193

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169193

$26,000

$26,000

13.99%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169193. Member loan 1169193 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: Covenant Care Debt-to-income ratio: 20.49%
Length of employment: 2 years Location: Carson City, NV
       
Home town:
Current & past employers: Covenant Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,607.00 Public Records On File: 0
Revolving Line Utilization: 71.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Start up business
What type of business are you starting?Bike tours of the local area and event specific sponsorship

 


 

 

 

Member Payment Dependent Notes Series 1169390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169390

$6,000

$6,000

12.12%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169390. Member loan 1169390 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Kelly Services Debt-to-income ratio: 11.47%
Length of employment: 1 year Location: Westminster, CO
       
Home town:
Current & past employers: Kelly Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I plan to use these funds to pay off my credit card debt. In my entire credit history, I have never had a missed or even late payment. My monthly budget is strictly regulated to assure all obligations can be met. I have been in my current employment for a year and am considered a vital member.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,779.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance occurred at a time in my life when unexpected and large expenses happened in a short period of time. There was an illness and a life change which had to be handled quickly. I am now working to eliminate that debt balance as quickly and efficiently as possible.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt consists of five credit cards:<br>1) Balance: 368 APR: 17.9% Min: 20 Payment: 40<br>2) Balance: 2378 APR: 19.99% Min: 60 Payment:100<br>3) Balance: 1096 APR: 0% Min: 30 Payment: 60<br>4) Balance: 1285 APR: 14.99% Min: 37 Payment: 60<br>5) Balance: 422.92 APR: 24.99% Min: 27 Payment 60
Which debts do you plan to pay off with this loan?I plan to pay off all outstanding credit card debt. The Lending Club is able to offer a much lower interest rate than the credit cards. This will leave my car payment as the only additional obligation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are as follows:<br>Rent - 850<br>Utilities - 100<br>Transportation - 290<br>Fuel - 100<br>Phone - 40<br>Insurance - 75<br>Food - 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt consists of five credit cards:<br>1) Balance: 368 APR: 17.9% Min: 20 Payment: 40<br>2) Balance: 2378 APR: 19.99% Min: 60 Payment:100<br>3) Balance: 1096 APR: 0% Min: 30 Payment: 60<br>4) Balance: 1285 APR: 14.99% Min: 37 Payment: 60<br>5) Balance: 422.92 APR: 24.99% Min: 27 Payment 60
Which debts do you plan to pay off with this loan?I plan to pay off all outstanding credit card debt. The Lending Club is able to offer a much lower interest rate than the credit cards. This will leave my car payment as the only additional obligation.

 


 

 

 

Member Payment Dependent Notes Series 1169767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169767

$16,000

$16,000

13.99%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169767. Member loan 1169767 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,192 / month
Current employer: Smith & Nephew Debt-to-income ratio: 21.06%
Length of employment: 4 years Location: FORT MILL, SC
       
Home town:
Current & past employers: Smith & Nephew
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 76
Revolving Credit Balance: $21,575.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Our Wedding and to pay off a higher intrest rate card.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$6000 for the Wedding and 10,000 for the credit card

 


 

 

 

Member Payment Dependent Notes Series 1169781

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169781

$12,000

$12,000

9.76%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169781. Member loan 1169781 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,319 / month
Current employer: United States Air Force Debt-to-income ratio: 4.61%
Length of employment: 9 years Location: Citrus Heights, CA
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > This loan will be used to install laminate flooring in my townhouse.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 63
Revolving Credit Balance: $896.00 Public Records On File: 1
Revolving Line Utilization: 32.00% Months Since Last Record: 58
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly mortgage payment is $1056.00 (property taxes come from an escrow account attached to this mortgage)<br>I do not have a home equity loan/line of credit<br>I have two credit cards with credit limits of $1000 and $550 and both are paid off<br>My monthly utilities are approximately $250<br>My home/car insurance is $85.71 a month<br>I do not pay for health insurance because I am active duty military
What is the home improvement project you are planning?I am planning to have laminate flooring installed throughout the majority of my 1200 SF townhouse and on the stair treads, with the stair risers painted white.
Is the improvement to your primary residence or an investment property?This improvement is to my primary residence. I do not own any investment properties. I am active duty military stationed in the area and plan to stay in this residence for at least several more years.
Is this for a home improvement you have already made, or one that you are planning to make?This is for a home improvement I am planning to make. I have been considering it since I moved into my townhouse six years ago, but finally had contractors come out to provide estimates for the materials and labor costs.
If you have a public record on file, please briefly explain the event and its resolution.This was the result of a check which was returned for insufficient funds, a situation I was unable to rectify nor explain because I was deployed when it occurred. I contacted the Saturn dealership upon my return and paid the balance on this account in full, but the judgment against me had already been filed. The loan for this car, which I still own, was paid off in January, 2012, two years ahead of schedule.

 


 

 

 

Member Payment Dependent Notes Series 1169799

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169799

$28,000

$28,000

18.55%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169799. Member loan 1169799 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Associated Physicians Group Debt-to-income ratio: 7.19%
Length of employment: 9 years Location: O'Fallon, IL
       
Home town:
Current & past employers: Associated Physicians Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 31
Revolving Credit Balance: $2,335.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Home improvement/Home Upgrades: Finishing basement & swimming pool.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage/property tax/home owners insurance: ~$2070/month. No home equity line at this time (home is only 4 years old). Utilities: ~$260/month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage/property tax/home owners insurance: ~$2070/month. No home equity line at this time (home is only 4 years old). Utilities: ~$260/month.
What is the home improvement project you are planning?We are putting in a swimming pool and finishing 1000 square feet in our basement.
Is the improvement to your primary residence or an investment property?The improvements are to my primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?The improvements are currently being planned for an early Spring start date.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1169997

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169997

$19,200

$19,200

20.99%

1.00%

March 13, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169997. Member loan 1169997 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: n/a Debt-to-income ratio: 17.70%
Length of employment: 5 years Location: jOPLIN, MO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Funds will be used as working capital only; not for debt payments. We have two amazing employees growing our yearly sales; funds will provide the wave to begin paying commissions; encouraging sales growth.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,065.00 Public Records On File: 0
Revolving Line Utilization: 30.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?As I wrote in my initial paragraph describing my intent for the loan proceeds; I have employees showing remarkable sales and will use loan proceeds as capital to begin paying sales commissions; further encouraging sales growth.
Please describe your experience/familiarity with the business you are starting/started?9 years ago I began work at a family business in our area; I was hired as employee number 5 to grow a new branch of the internet only company. (Wholesale Sister Business to a successful online retailer.) Though having a background in International Product Distribution; I also learned all ins and outs of online storefront success. My company is a 5 yr old; Senate award winning company Internet Marketing Company; dedicated to increasing online revenues.

 


 

 

 

Member Payment Dependent Notes Series 1170028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170028

$30,000

$30,000

10.74%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170028. Member loan 1170028 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,083 / month
Current employer: Parsons Brinckerhoff, Americas Debt-to-income ratio: 14.58%
Length of employment: 4 years Location: Altadena, CA
       
Home town:
Current & past employers: Parsons Brinckerhoff, Americas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Credit card consolidation to increase cash flow, pay off faster and increase opportunity to refinance/structure current home loan to take advantage of lower interest rates.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1983 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,640.00 Public Records On File: 0
Revolving Line Utilization: 28.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We are using the loan to pay off/down several credit cards to consolidate and lower monthly payments.
What is your intended use for the loan proceeds?Our intention is to pay off/down and consolidate credit card debt with the expressed purpose to increase our FICO scores.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses are approximately $11,000 which includes mortgage, taxes, insurance, utilities auto payments, outstanding credit cards, and living expenses such as groceries, sundries etc...

 


 

 

 

Member Payment Dependent Notes Series 1170046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170046

$23,000

$23,000

7.62%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170046. Member loan 1170046 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,489 / month
Current employer: U.C. Berkeley Debt-to-income ratio: 9.45%
Length of employment: 5 years Location: HAYWARD, CA
       
Home town:
Current & past employers: U.C. Berkeley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,361.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?A credit card for about 8168, a loan on timeshare for 3330 and a prior loan of 11390. The plan is to consolidtae these so I have one payment.
What is your intended use for the loan proceeds?To pay off a credit card, and 2 loans so that i have one payment monthly for all 3 .
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 1645, Utilities is about 90, cell phone is 150 total usually for a family plan, transportation is deducted from Salary pre-tax at 80 a month, Car insurance is about 95, gas is maybe 100, TV is 58, Food runs about 250
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent and utilities and renter's insurance is about 1750 a month
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1170060

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170060

$13,400

$13,400

6.62%

1.00%

March 13, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170060. Member loan 1170060 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,485 / month
Current employer: JAA Debt-to-income ratio: 10.94%
Length of employment: 1 year Location: Jacksonville, FL
       
Home town:
Current & past employers: JAA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,716.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had several unexpected expenses last year that significantly increased my revolving credit debt. I relocated for my job (same field for 9 years) and my daily expenses increased significantly. At this time, things have leveled out. A consooludate loan with a fixed payment will be much more manageable.
Which debts do you plan to pay off with this loan?This loan will pay off all revolving credit balances. Those monthly payments total at $475.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit: $16,000 (interest between %10 and %18), monthly payments total $475.<br>Mortgage: $184,000 (interest %6.5), monthly payment is $1269. <br>Student Loans: $34,000 (Interest %3), montly payment is $300.

 


 

 

 

Member Payment Dependent Notes Series 1170251

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170251

$3,200

$3,200

7.62%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170251. Member loan 1170251 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Beauregard Memorial Hostipal Debt-to-income ratio: 16.46%
Length of employment: 1 year Location: DeRidder, LA
       
Home town:
Current & past employers: Beauregard Memorial Hostipal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,990.00 Public Records On File: 0
Revolving Line Utilization: 66.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1170362

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170362

$10,000

$10,000

13.11%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170362. Member loan 1170362 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Apple Debt-to-income ratio: 21.95%
Length of employment: 4 years Location: Somerville, MA
       
Home town:
Current & past employers: Apple
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 77
Revolving Credit Balance: $10,026.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1170369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170369

$25,000

$25,000

19.99%

1.00%

March 7, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170369. Member loan 1170369 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: TOYOTA Boshoku America Debt-to-income ratio: 22.24%
Length of employment: 4 years Location: Independence, KY
       
Home town:
Current & past employers: TOYOTA Boshoku America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > To payoff my credit cards, my truck and my one car.<br><br> Borrower added on 03/01/12 > To pay off my truck, car, and credit cards.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 47
Revolving Credit Balance: $8,851.00 Public Records On File: 1
Revolving Line Utilization: 50.30% Months Since Last Record: 74
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I had a credit card bill that I told them I did not want the credit card because they was going to charge me 175.00 a year service charge for a 500.00 credit card. They said they would cancel the card and the 7 years later they took me to court for 3200.00. I ended up having to pay almost 5000.00 but I paid it off in 2007.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My House payment is 937.37 and mthat include taxes & insurance. I owe on my house 128,000.00 and it is worth 140,000.00. My utilities come to about 300.00 a month
Please explain the reason why you carry a large revolving credit balance.Because I have a lot of small credit cards that I am going to payoff and close.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe about 6000.00 in crdit cards, and 128,000.00 for my house. I owe 11,000.00 om my truck and 8,000.00 om my car. The interest rate on my tuck is 16% ob my house 4.5% and on my car 18%
Which debts do you plan to pay off with this loan?My truck, car, and most of my credit cards

 


 

 

 

Member Payment Dependent Notes Series 1170372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170372

$18,975

$18,975

7.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170372. Member loan 1170372 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,655 / month
Current employer: Daniel C. Matson Debt-to-income ratio: 16.15%
Length of employment: 10+ years Location: LYONS, MI
       
Home town:
Current & past employers: Daniel C. Matson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > pay one payment a month! save on interest.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,940.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1170390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170390

$22,000

$22,000

13.67%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170390. Member loan 1170390 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,662 / month
Current employer: City of Scranton Debt-to-income ratio: 27.43%
Length of employment: 10+ years Location: Scranton, PA
       
Home town:
Current & past employers: City of Scranton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 44 Months Since Last Delinquency: 10
Revolving Credit Balance: $6,414.00 Public Records On File: 0
Revolving Line Utilization: 20.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses on average is $1800.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses average $1800.
What is the home improvement project you are planning?Inground swimming pool.
Is the improvement to your primary residence or an investment property?Primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?Planning to make.
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any delinquency in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1170402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170402

$5,650

$5,650

10.74%

1.00%

March 13, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170402. Member loan 1170402 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,358 / month
Current employer: NC Department of Public Safety Debt-to-income ratio: 3.56%
Length of employment: 7 years Location: maiden, NC
       
Home town:
Current & past employers: NC Department of Public Safety
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > My job is very stable; I am paid a monthly salary as I am employed with the NC Department of Public Safety. These funds will be used to consolidate the last of my credit card debt with a lower interest rate which will allow me to pay them off faster.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,058.00 Public Records On File: 1
Revolving Line Utilization: 8.00% Months Since Last Record: 100
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mother and I live together and there is no money owed on the property.
Which debts do you plan to pay off with this loan?old credit card balances from cards that have been closed for several years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car about 15,000.00 and credit cards and other debt about 10,000.00
If you have a public record on file, please briefly explain the event and its resolution.Bankruptcy because of a lying cheating husband, that left me (for other women) with a mortgage payment that I couldn't afford.

 


 

 

 

Member Payment Dependent Notes Series 1170431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170431

$4,000

$4,000

10.74%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170431. Member loan 1170431 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Aqua Lung Debt-to-income ratio: 9.33%
Length of employment: 7 years Location: San Marcos, CA
       
Home town:
Current & past employers: Aqua Lung
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 23 Months Since Last Delinquency: 6
Revolving Credit Balance: $14,396.00 Public Records On File: 0
Revolving Line Utilization: 46.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1170587

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170587

$10,000

$10,000

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170587. Member loan 1170587 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Spencer Stuart Debt-to-income ratio: 2.07%
Length of employment: 5 years Location: Castro Valley, CA
       
Home town:
Current & past employers: Spencer Stuart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > This debt consolidation loan will pay off lingering bills and fund a few home improvement projects. Household budget is reviewed several times a year and regularly adjusted with best practices adopted as necessary.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,902.00 Public Records On File: 0
Revolving Line Utilization: 9.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Credit card consolidation plus fence and retaining wall repair.

 


 

 

 

Member Payment Dependent Notes Series 1170767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170767

$14,400

$14,400

7.62%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170767. Member loan 1170767 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,542 / month
Current employer: Sony Eintertainment Network, Inc Debt-to-income ratio: 1.98%
Length of employment: 3 years Location: temecula, CA
       
Home town:
Current & past employers: Sony Eintertainment Network, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Dear LC, my loan request is related to learning a valuable lesson in life; to pay off a luxury watch I purchased months ago. It is an expensive reminder that happiness can't be bought and life should be lived from the inside out. I appreciate this opportunity; counting my blessings. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 11
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Thank you for the opportunity to explain. The amount was $99 for an annual renewal of credit monitoring (ironically) and an expense of $11.95 on old credit cards, not set up for autopay. The company refunded the late fees due to my clean credit history, however it was still reported. I usually have everything setup on autopay as I normally take great care of my credit score. I take full responsiblity for my terror in this matter and appreciate the lesson. Hope this explanation helps.
What is your intended use for the loan proceeds?Dear Investor,<br><br>Pay off 100% of Amex bill.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage/taxes/car/utilities $4k.<br><br>I do not have a home equity loan or line of credit.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex $14.4k, 11.99% interest, $273 minimum payment.<br><br>This is the only debt I have excluding mortgage and car.<br><br>Thank you for the opportunity to provide additional information.
If you have a public record on file, please briefly explain the event and its resolution.Thank you for the opportunity to explain. The amount was $99 for an annual renewal of credit monitoring (ironically) and an expense of $11.95 on old credit cards, not set up for autopay. The company refunded the late fees due to my clean credit history, however it was still reported. I usually have everything setup on autopay as I normally take great care of my credit score. I take full responsiblity for my terror in this matter and appreciate the lesson. Hope this explanation helps.

 


 

 

 

Member Payment Dependent Notes Series 1170998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170998

$10,000

$10,000

12.12%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170998. Member loan 1170998 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: LOS ANGELES UNIFIED SCHOOL DISTRICT Debt-to-income ratio: 8.22%
Length of employment: 10+ years Location: VALLEY VILLAGE, CA
       
Home town:
Current & past employers: LOS ANGELES UNIFIED SCHOOL DISTRICT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I WOULD PAY OFF MY CURRENT LOAN AND CONSOLIDATE MY CREDIT CARD BILLS<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 76
Revolving Credit Balance: $6,298.00 Public Records On File: 0
Revolving Line Utilization: 30.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards balances total 4500, 23.9% interest rate elementary school teacher on the 10 month calendar<br>current loan with lending club 4000 I want to consolidate and make 1 monthly payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards balances total 4500, 23.9% interest rate elementary school teacher on the 10 month calendar<br>current loan with lending club 4000 I want to consolidate and make 1 monthly payment
Which debts do you plan to pay off with this loan?credit card balances, current lending club balance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards balances total 4500, 23.9% interest rate elementary school teacher on the 10 month calendar<br>current loan with lending club 4000 I want to consolidate and make 1 monthly payment
Please explain the reason why you carry a large revolving credit balance.school teacher hours were cut, i work on a 10 month calendar
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards balances total 4500, 23.9% interest rate elementary school teacher on the 10 month calendar<br>current loan with lending club 4000 I want to consolidate and make 1 monthly payment
Which debts do you plan to pay off with this loan?credit card balances, current lending club balance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100 rent, 200 month das for work, 150 utilities, 65 monthly phone, 125 monthly insurance, 150 monthly food, 10 monthly medication
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards balances total 4500, 23.9% interest rate elementary school teacher on the 10 month calendar<br>current loan with lending club 4000 I want to consolidate and make 1 monthly payment
Which debts do you plan to pay off with this loan?credit card balances, current lending club balance
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off credit cards 4500, current loan balance with lending club 4000, car repair 1295, state tax balance 500
Please explain the reason why you carry a large revolving credit balance.school teacher hours were cut, i work on a 10 month calendar

 


 

 

 

Member Payment Dependent Notes Series 1171110

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171110

$5,000

$5,000

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171110. Member loan 1171110 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,640 / month
Current employer: A & W Water Debt-to-income ratio: 14.32%
Length of employment: < 1 year Location: Firestone, CO
       
Home town:
Current & past employers: A & W Water
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,208.00 Public Records On File: 0
Revolving Line Utilization: 21.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?I have paid out of pocket the majority of my wedding expenses, by saving over the last year and a half. This loan is strictly for the meal and photographer approximately 30% of my total expenses insofar. <br><br>Thanks for inquiring, the help is much appreciated. <br><br>Sincerely,<br><br>The soon to be married couple :)

 


 

 

 

Member Payment Dependent Notes Series 1171211

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171211

$19,350

$19,350

10.74%

1.00%

March 9, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171211. Member loan 1171211 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: fort worth fire department Debt-to-income ratio: 19.88%
Length of employment: 5 years Location: Fort Worth, TX
       
Home town:
Current & past employers: fort worth fire department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am hoping to get a loan to consolidate credit card debt from paying for school. I would like get these loans consolidated so that I can pay them off in 3yrs. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,408.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171250

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171250

$7,000

$7,000

9.76%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171250. Member loan 1171250 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $23,333 / month
Current employer: Deloitte & Touche Debt-to-income ratio: 11.19%
Length of employment: 10+ years Location: GLENVIEW, IL
       
Home town:
Current & past employers: Deloitte & Touche
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,934.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off higher interest rate credit card debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4260
Please explain the reason why you carry a large revolving credit balance.Prior medical bills for my child.

 


 

 

 

Member Payment Dependent Notes Series 1171376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171376

$25,000

$25,000

13.67%

1.00%

March 7, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171376. Member loan 1171376 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,208 / month
Current employer: PTS Data Center Solutions Inc Debt-to-income ratio: 10.18%
Length of employment: 3 years Location: HIGH BRIDGE, NJ
       
Home town:
Current & past employers: PTS Data Center Solutions Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I plan on using this loan to pay off all of my credit cards and adding a washer dryer to my house. I have a great job working for a stable company. I've been at my current company 3 + years and in my current industry for 7 years.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 46
Revolving Credit Balance: $20,574.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.If I have been delinquent on a payment it was an oversite in being busy
Please explain the reason why you carry a large revolving credit balance.I built up the balance on the credit cards recently due to medical expense and unforeseen expenses i absorbed in recently buying a house. I am past the medical issue, (back issue)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House - $1,471<br>Transportation - $450<br>All Utilities - $265<br>Phone - $0 - work pays for phone<br>All Insurance - $95<br>Food - $450<br>Cable - $75<br>(This loan) - $577 used to pay off all other balances on CCs<br><br>Total monthly bills - $3,383
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House - $1,471<br>Transportation - $450<br>All Utilities - $265<br>Phone - $0 - work pays for phone<br>All Insurance - $95<br>Food - $450<br>Cable - $75<br>(This loan) - $577 used to pay off all other balances on CCs<br><br>Total monthly bills - $3,383
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House - $1,471<br>Transportation - $450<br>All Utilities - $265<br>Phone - $0 - work pays for phone<br>All Insurance - $95<br>Food - $450<br>Cable - $75<br>(This loan) - $577 used to pay off all other balances on CCs<br><br>Total monthly bills - $3,383
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payment is about $500 per month for all my CCs. I will be paying off all of those CCs with this loan 21,000 and I will use the balance for home umprovements such as adding a washer dryer to my house.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of my CCs is about 21,000<br>The interest rate is about 21%<br>The minimum monthly payment on this was about $500, but I usually pay about $650 towards my CCs per month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $11,800 - 21% - $310 minimum monthly payment<br>Visa - $8,200 -19% - $170 minimum monthly payment<br>Sears - $1,000 - 22% - $40 minimum monthly payment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off all of my CCs with this loan 21,000 and I will use the balance for home umprovements such as adding a washer dryer to my house.
Please explain the reason why you carry a large revolving credit balance.I built up the balance on the credit cards recently due to medical expense and unforeseen expenses i absorbed in recently buying a house. I am past the medical issue, (back issue)
Please explain the reason why you carry a large revolving credit balance.I built up the balance on the credit cards recently due to medical expense and unforeseen expenses i absorbed in recently buying a house. I am past the medical issue, (back issue)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House - $1,471<br>Transportation - $450<br>All Utilities - $265<br>Phone - $0 - work pays for phone<br>All Insurance - $95<br>Food - $450<br>Cable - $75<br>(This loan) - $577 used to pay off all other balances on CCs<br><br>Total monthly bills - $3,383
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House - $1,471<br>Transportation - $450<br>All Utilities - $265<br>Phone - $0 - work pays for phone<br>All Insurance - $95<br>Food - $450<br>Cable - $75<br>(This loan) - $577 used to pay off all other balances on CCs<br><br>Total monthly bills - $3,383
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $11,800 - 21% - $310 minimum monthly payment<br>Visa - $8,200 -19% - $170 minimum monthly payment<br>Sears - $1,000 - 22% - $40 minimum monthly payment

 


 

 

 

Member Payment Dependent Notes Series 1171410

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171410

$10,800

$10,800

12.12%

1.00%

March 8, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171410. Member loan 1171410 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: Parsons Debt-to-income ratio: 11.96%
Length of employment: 9 years Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: Parsons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > My goal is to eliminate my debt. By applying the proceeds of this loan to high interest credit cards, I can eliminate this debt in three years instead of 10 to 15 years by continuing to make the same payment amount (which I already pay).<br><br> Borrower added on 03/03/12 > I will use this loan to pay off five credit cards with interest rates from 23.24% to 29.24%. The minimum monthly payments for these accounts exceed the monthly payment for this loan. I will be paid off in three years instead of 10 to 15.<br><br> Borrower added on 03/03/12 > I always pay my debts. Every loan I have ever had either has been paid or is being paid, as agreed. I have never filed bankruptcy.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 55
Revolving Credit Balance: $14,138.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards to be paid off with this loan: $9,552; int varies 23.2% - 29.2%; pay't $360<br>Other credit cards: $8,890; int varies 7.5% - 17.9%; pay't $215<br>Student loans: $15,400; int 8%; pay't $230<br>Mortgage: $129,462; int 5.75%; pay't $1,082 (includes tax & insurance escrow)<br>Line of credit; $9,786; int 22.4%; pay't $275
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing $1082 (mortgage, includes tax and insurance escrow)<br>Utilities $375 (including phones)<br>Insurance $336<br>Food $200<br>Credit cards I will pay of with this loan $360<br>Remainiming credit cards $215<br>Line of credit $275<br>Total $2,843
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing $1082 (mortgage, includes tax and insurance escrow)<br>Utilities $375 (including phones)<br>Insurance $336<br>Food $200<br>Credit cards I will pay of with this loan $360<br>Remainiming credit cards $215<br>Line of credit $275
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards to be paid off with this loan: $9,552; int varies 23.2% - 29.2%; pay't $360<br>Other credit cards: $8,890; int varies 7.5% - 17.9%; pay't $215<br>Student loans: $15,400; int 8%; pay't $230<br>Mortgage: $129,462; int 5.75%; pay't $1,082 (includes tax & insurance escrow)<br>Line of credit; $9,786; int 22.4%; pay't $275
Which debts do you plan to pay off with this loan?Five credit cards totalling $9,600 with interest rates ranging from 23.24% to 29.24%.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will fully eliminate balances and close accounts for five credit cards with balances totalling $9,600 with interest rates ranging from 23.24% to 29.24%.
Please explain the reason why you carry a large revolving credit balance.I cannot answer this question without revealing information that I am not allowed to disclose.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards to be paid off with this loan: $9,552; int varies 23.2% - 29.2%; pay't $360<br>Other credit cards: $8,890; int varies 7.5% - 17.9%; pay't $215<br>Student loans: $15,400; int 8%; pay't $230<br>Mortgage: $129,462; int 5.75%; pay't $1,082 (includes tax & insurance escrow)<br>Line of credit; $9,786; int 22.4%; pay't $275
Which debts do you plan to pay off with this loan?Five credit cards with interest rates from 23.24% to 29.24% and balances totalling $9,600. The payment for this loan is the same as the combined minimum payments on these high interest credit cards. This loan will enable me to pay of these debts in three years instead of 10 - 15.

 


 

 

 

Member Payment Dependent Notes Series 1171427

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171427

$13,275

$13,275

12.12%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171427. Member loan 1171427 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 8.88%
Length of employment: 7 years Location: High Point, NC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > My desire is to be debtfree and this is a step towards that goal and save money in process with a better interest rate.<br><br> Borrower added on 03/03/12 > I would like to thank everyone in advance for their help!!!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,703.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My Mortgage is 400.74, I work frm home. Utlities are $193 (water & electricity). House phone: $ 25.99 Cell phone:$60 food appx $350.

 


 

 

 

Member Payment Dependent Notes Series 1171441

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171441

$9,600

$9,600

9.76%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171441. Member loan 1171441 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: George comfort and sons Debt-to-income ratio: 1.57%
Length of employment: 10+ years Location: Bellerose, NY
       
Home town:
Current & past employers: George comfort and sons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 21
Revolving Credit Balance: $3,254.00 Public Records On File: 0
Revolving Line Utilization: 10.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the money to consolidate my bills. Paying off higher interest credit cards. I received a lower interest with you guys
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current interest rates are 21% and 24%. My goal is to pay off my debt and just have one monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1171454

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171454

$5,400

$5,400

6.62%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171454. Member loan 1171454 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,350 / month
Current employer: Supreme Electric Debt-to-income ratio: 5.16%
Length of employment: 9 years Location: Richardson, TX
       
Home town:
Current & past employers: Supreme Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > This Loan may be a little less<br><br> Borrower added on 03/06/12 > This turns out to be exactly what I need<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,403.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have tried to answer these questions but the Lending Club will not allow me to post these answers. Please check my profile. I've tried 4 times but they deny.
What is your intended use for the loan proceeds?to purchase a vehicle
What is your intended use for the loan proceeds?to purchase a vehicle

 


 

 

 

Member Payment Dependent Notes Series 1171474

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171474

$10,000

$10,000

13.67%

1.00%

March 13, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171474. Member loan 1171474 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: Nielsen Debt-to-income ratio: 24.68%
Length of employment: 6 years Location: Sturgeon Bay, WI
       
Home town:
Current & past employers: Nielsen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,590.00 Public Records On File: 0
Revolving Line Utilization: 29.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I am using the loan to payoff two credit cards.<br><br>Thanks,<br><br>Chris
What is your intended use for the loan proceeds?I am using the loan to payoff two credit cards.<br><br>Thanks,<br><br>Chris
Which debts do you plan to pay off with this loan?I am using the loan to payoff two credit cards.<br><br>Thanks,<br><br>Chris

 


 

 

 

Member Payment Dependent Notes Series 1171562

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171562

$26,300

$26,300

12.12%

1.00%

March 9, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171562. Member loan 1171562 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: City of Newport Debt-to-income ratio: 11.16%
Length of employment: 10+ years Location: Wakefield, RI
       
Home town:
Current & past employers: City of Newport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have had the same job in the public sector for over 20 years. Very high job security with upcoming raises<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 59
Revolving Credit Balance: $6,171.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $2135 a month (includes taxes), ultilities around $300, car lease $238, credit card $100, student loan $475
What is the home improvement project you are planning?A Pool
Is the improvement to your primary residence or an investment property?Primary Residence
Is this for a home improvement you have already made, or one that you are planning to make?Planning to make
If you have a delinquency in the last 2 years, please explain the reason.no I have no delinquencies

 


 

 

 

Member Payment Dependent Notes Series 1171569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171569

$6,075

$6,075

8.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171569. Member loan 1171569 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: National Jewish Health Debt-to-income ratio: 21.80%
Length of employment: < 1 year Location: DENVER, CO
       
Home town:
Current & past employers: National Jewish Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,789.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have a high interest credit card I would like to pay down and also a couple home projects I would like to complete.
Please provide additional details regarding the purpose of the loan.I intend to pay down a high interest credit card, and also complete a house project.

 


 

 

 

Member Payment Dependent Notes Series 1171573

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171573

$12,000

$12,000

13.99%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171573. Member loan 1171573 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: WYCKOFF HEIGHTS MEDICAL CENTER Debt-to-income ratio: 18.04%
Length of employment: 2 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: WYCKOFF HEIGHTS MEDICAL CENTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 29
Revolving Credit Balance: $4,006.00 Public Records On File: 0
Revolving Line Utilization: 38.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent & transportation, food & phones
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent,loans,line of credit
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?debt balance aprox: 11,000 & monthly payment of student loan&credit cards
Which debts do you plan to pay off with this loan?student loan & credit cadrd balance
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?want to be get off from many kinds of debt
Please explain the reason why you carry a large revolving credit balance.single loan will be easier to pay in time
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?want to be get off from many kinds of debt
If you have a delinquency in the last 2 years, please explain the reason.n/a
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent & transportation, food & phones
What is your intended use for the loan proceeds?feeling easy to walk on one way
If you have a delinquency in the last 2 years, please explain the reason.n/a

 


 

 

 

Member Payment Dependent Notes Series 1171583

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171583

$22,000

$22,000

10.74%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171583. Member loan 1171583 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Earth Networks, INC Debt-to-income ratio: 28.30%
Length of employment: 9 years Location: Frederick, MD
       
Home town:
Current & past employers: Earth Networks, INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Pay off Loans and Credit Card Bills<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,432.00 Public Records On File: 0
Revolving Line Utilization: 52.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for asking. when you say debt balances, i'm assuming you what i owe on the Cards and stuff. Basically i owe around 15k on 4 cards. I also have 4.5k left on a card i really want to get rid of. The interest rates usually hover between 8.99 to 13 or 14. I do not have a mortgage, I have a car loan which is not part of this credit request. I have 2 visas, 1 mc, and 1 discover. The main goal is clear off the cards, close out 1 visa and have the other 3 for emergencies.

 


 

 

 

Member Payment Dependent Notes Series 1171590

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171590

$12,000

$12,000

9.76%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171590. Member loan 1171590 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: JPMorgan Chase Debt-to-income ratio: 10.31%
Length of employment: 8 years Location: COLUMBUS, OH
       
Home town:
Current & past employers: JPMorgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Solid investment - I've been paying high interest on four credit cards for too long (old college debt) and just want to knock it all out at once. I've worked at a bank for over eight years and have a great job, so a three year payment commitment is not a problem. Just need some help consolidating...<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 65
Revolving Credit Balance: $10,337.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $600/month<br>Transportation: No car payment (I own it), just gas (about $100-$130/month)<br>Utilities: $150 electric, $70 gas, $10 water/month<br>Phone: $100 (cell)<br>Car/Renters Insurance: $73/month<br>Cable: $140<br>Student Loan: $173

 


 

 

 

Member Payment Dependent Notes Series 1171606

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171606

$4,200

$4,200

9.76%

1.00%

March 8, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171606. Member loan 1171606 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Commonwealth of PA Debt-to-income ratio: 17.51%
Length of employment: 2 years Location: NEWPORT, PA
       
Home town:
Current & past employers: Commonwealth of PA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,990.00 Public Records On File: 0
Revolving Line Utilization: 22.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $550, Utilities & Phone $140

 


 

 

 

Member Payment Dependent Notes Series 1171626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171626

$22,000

$22,000

13.67%

1.00%

March 12, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171626. Member loan 1171626 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,333 / month
Current employer: Delta Global Services Debt-to-income ratio: 20.23%
Length of employment: 10+ years Location: GAINESVILLE, VA
       
Home town:
Current & past employers: Delta Global Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,665.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total current revolving credit (all credit cards) and one line of credit total nearly 22,000. Monthly minimums are $580. I pay more than the minimum and the 22k is down from nearly 30k last year. Slow progress with 8-13% APR's on revolving accounts. The goal is to consolidate and pay down on a structured payment loan. Prefered 48 months, but it wasnt an option. Target pay off is 36-48 months. Ive never had a late payment or any negative credit history. Tired of the credit card burden.
Which debts do you plan to pay off with this loan?Thanks for the question. I just replied to and posted a very similar answer. All credit cards and one instalment loan will be gone. Closing all but the amex and MC for emergencies / etc as a back up to current savings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400 a month to 401K, 100 a week auto deduct to savings. Average spend for ALL bills / food / gas / miscellanous runs in the 5K ball park. Credit cards are not used for any living expenses. Income suffeciently covers budget. Intent is to pay off and end most of the accounts (save 1 or 2 for emergency). Tired of throwing $600-700 a month (min payments 580) at credit debt and watching it slowly decline.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1700 a month with escrow. No home equity line or credit. Utilities are pretty cheap in my area; usually in the $260-300 range.
Please explain the reason why you carry a large revolving credit balance.Product of several factors. Avoided the student loan route with my EMBA (paid what I could along with company reimbursement and backed travel and expenses with CC's). I have made nice upgrades to the house as well (fenced yard, updated kitchen and master bath, new heat and a/c unit).

 


 

 

 

Member Payment Dependent Notes Series 1171638

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171638

$4,500

$4,500

10.74%

1.00%

March 7, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171638. Member loan 1171638 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: First Community Bank Debt-to-income ratio: 21.70%
Length of employment: 10+ years Location: PRINCETON, WV
       
Home town:
Current & past employers: First Community Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I want to pay off a high interest rate loan with a current rate of 25.99%. I really want this debt gone ASAP so a lower interest rate will accelerate my payoff efforts and help me get closer to meeting my financial goals.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 61
Revolving Credit Balance: $1,279.00 Public Records On File: 1
Revolving Line Utilization: 21.00% Months Since Last Record: 75
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I do have a public record on file. It was a doctor bill from Princeton Community Hospital that had been turned over for collection. It was approximately $350 or so but I paid that in full in 2008 and received a copy of the release from the courthouse. This will should come off my credit reports this year.

 


 

 

 

Member Payment Dependent Notes Series 1171675

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171675

$30,000

$30,000

19.99%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171675. Member loan 1171675 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: North Alabama Community Care, Inc. Debt-to-income ratio: 14.47%
Length of employment: 1 year Location: Owens cross roads, AL
       
Home town:
Current & past employers: North Alabama Community Care, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,912.00 Public Records On File: 0
Revolving Line Utilization: 46.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 12,617<br>line of credit owed 4,000<br>car loan 6,570<br>IRS 5,000<br>regional finance loan 400<br><br>car note 379<br>credit cards 400 monthly<br>taxes 75 monthly<br>line of credit 150 monthly<br>loan 120 monthly<br>rent 740<br>insurance 75<br>uitilities 60 <br>phone 120
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 12,617<br>line of credit owed 4,000<br>car loan 6,570<br>IRS 5,000<br>regional finance loan 400<br><br>car note 379<br>credit cards 400 monthly<br>taxes 75 monthly<br>line of credit 150 monthly<br>loan 120 monthly<br>rent 740<br>insurance 75<br>uitilities 60 <br>phone 120
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. I previously answered these questions on my site.
Which debts do you plan to pay off with this loan?all debt credit cards, lines of credit, auto, taxes,
Which debts do you plan to pay off with this loan?all debt credit cards, lines of credit, auto, taxes,

 


 

 

 

Member Payment Dependent Notes Series 1171776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171776

$35,000

$35,000

16.29%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171776. Member loan 1171776 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,292 / month
Current employer: CA ARMY NATIONAL GUARD Debt-to-income ratio: 9.84%
Length of employment: 10+ years Location: Valley Springs, CA
       
Home town:
Current & past employers: CA ARMY NATIONAL GUARD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,011.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This is a consolidation loan needed to reduce interest costs with an acceptable payment schedule.
Please explain the reason why you carry a large revolving credit balance.2 of 6 accounts are the largest LOC and Lowes used to fix my home over the past few years. My repairs are completed. They make up 67% of the $35K I am requesting.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowes 3500, 180, 28%<br>Lowes Project 3000, 170, 28%<br>LOC 21000, 525, 10%<br>UOPX Student Loan, 100, 1200, 18%<br>Dell, 3200, 160, 22%<br>MCD, 3000, 155, 23%<br>Discover 2400, 130, 22%
Which debts do you plan to pay off with this loan?I plan to all all of my unsecured debt, LOC, and school loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Consolidation and payoff is my only purpose. After this my focus is maximizing my TSP (retiriment) and paying off my home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowes 3500, 180, 28%<br>Lowes Project 3000, 170, 28%<br>LOC 21000, 525, 10%<br>UOPX Student Loan, 100, 1200, 18%<br>Dell, 3200, 160, 22%<br>MCD, 3000, 155, 23%<br>Discover 2400, 130, 22%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowes 3500, 180, 28%<br>Lowes Project 3000, 170, 28%<br>LOC 21000, 525, 10%<br>UOPX Student Loan, 100, 1200, 18%<br>Dell, 3200, 160, 22%<br>MCD, 3000, 155, 23%<br>Discover 2400, 130, 22%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowes 3500, 180, 28%<br>Lowes Project 3000, 170, 28%<br>LOC 21000, 525, 10%<br>UOPX Student Loan, 100, 1200, 18%<br>Dell, 3200, 160, 22%<br>MCD, 3000, 155, 23%<br>Discover 2400, 130, 22%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Consolidation and payoff is my only purpose. After this my focus is maximizing my TSP (retiriment) and paying off my home.
What is your intended use for the loan proceeds?This is a consolidation loan needed to reduce interest costs with an acceptable payment schedule.
Which debts do you plan to pay off with this loan?I plan to all all of my unsecured debt, LOC, and school loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowes 3500, 180, 28%<br>Lowes Project 3000, 170, 28%<br>LOC 21000, 525, 10%<br>UOPX Student Loan, 100, 1200, 18%<br>Dell, 3200, 160, 22%<br>MCD, 3000, 155, 23%<br>Discover 2400, 130, 22%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - 1000<br>LOC - 525 (unless paid in this loan), monthly<br>Utilities - 145 monthly <br>Home Ins - 805 annually<br>Car Ins - 200 - montly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lowes 3500, 180, 28%<br>Lowes Project 3000, 170, 28%<br>LOC 21000, 525, 10%<br>UOPX Student Loan, 100, 1200, 18%<br>Dell, 3200, 160, 22%<br>MCD, 3000, 155, 23%<br>Discover 2400, 130, 22%
Which debts do you plan to pay off with this loan?I plan to all all of my unsecured debt, LOC, and school loan.

 


 

 

 

Member Payment Dependent Notes Series 1171828

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171828

$2,000

$2,000

6.03%

1.00%

March 9, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171828. Member loan 1171828 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Uncommon Schools Debt-to-income ratio: 8.01%
Length of employment: < 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Uncommon Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,031.00 Public Records On File: 0
Revolving Line Utilization: 40.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171840

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171840

$2,500

$2,500

13.99%

1.00%

March 12, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171840. Member loan 1171840 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,167 / month
Current employer: ITT fort bragg Debt-to-income ratio: 21.14%
Length of employment: 9 years Location: FAYETTEVILLE, NC
       
Home town:
Current & past employers: ITT fort bragg
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am helping my nephew get started.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 22
Revolving Credit Balance: $16,935.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171848

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171848

$5,000

$5,000

7.62%

1.00%

March 9, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171848. Member loan 1171848 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: Saint Paul Chamber Orchestra Debt-to-income ratio: 22.82%
Length of employment: 3 years Location: Saint Paul, MN
       
Home town:
Current & past employers: Saint Paul Chamber Orchestra
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Last push to get rid of the plastic and could use a break on the APR!!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 71
Revolving Credit Balance: $5,180.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance on card is about $5800. APR just over 19%. They ask for a monthly payment min of around $100, but I always pay more (however much extra I can put towards it every month). This is my last card with a balance. The others I have paid off-
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 700<br>Transportation (car payment, insurance , parking etc): 550-650<br>Phone: 110<br>Food: varies. 500 min<br>Student loans: 1025 (substabtial payments and the main reason I'm looking for credit card relief- I want/need to focus on these!)<br><br>Various other expenses...
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa- $5,858.47 balance at 19.24% APR. Current min payment is $94.00

 


 

 

 

Member Payment Dependent Notes Series 1171850

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171850

$12,000

$12,000

8.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171850. Member loan 1171850 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,732 / month
Current employer: Coles Carbide/ U.S. Army Debt-to-income ratio: 25.25%
Length of employment: 1 year Location: Bakersfield , CA
       
Home town:
Current & past employers: Coles Carbide/ U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > U.S. Army Reserve 9+ years and work full time.Great credit, never missed a payment in my life. Laid off, but still managed life without killing savings. Looking to lower interest rate. More info upon request thanks!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,108.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171853

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171853

$18,000

$18,000

22.45%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171853. Member loan 1171853 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: mc clain and company Debt-to-income ratio: 20.36%
Length of employment: 2 years Location: Newark, NJ
       
Home town:
Current & past employers: mc clain and company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Loaned needed to pay off student loan, vehicle purchase loan(vehicle for work) plus credit card used during the holidays, and for a family trip taken after our ceremony<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,059.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 600. Insurance 123.00. Phone. 167. Utilities approx. 250. Food...300-500 including the one in a while dine out.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 600. Insurance 123.00. Phone. 167. Utilities approx. 250. Food...300-500 including the one in a while dine out.
Which debts do you plan to pay off with this loan?School loan, vehicle purchase loan, credit cards used on a ceremony and the trip after it.
What is your intended use for the loan proceeds?School loan, vehicle purchase loan, credit cards used on a ceremony and the trip after it.
Please explain the reason why you carry a large revolving credit balance.Balance due to having using credit cards on our honeymoon and rings for our wedding. And around the holidays.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 600. Insurance 123.00. Phone. 167. Utilities approx. 250. Food...300-500 including the one in a while dine out.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?School loan, vehicle purchase loan, credit cards used on a ceremony and the trip after it. They will all be paid off leaving me just one bill.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 600. Insurance 123.00. Phone. 167. Utilities approx. 250. Food...300-500 including the one in a while dine out.
Please explain the reason why you carry a large revolving credit balance.Balance due to having using credit cards on our honeymoon and rings for our wedding. And around the holidays.
Which debts do you plan to pay off with this loan?School loan, vehicle purchase loan, credit cards used on a ceremony and the trip after it.

 


 

 

 

Member Payment Dependent Notes Series 1171884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171884

$16,050

$16,050

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171884. Member loan 1171884 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Keane Inc Debt-to-income ratio: 14.90%
Length of employment: 10+ years Location: East Sandwich, MA
       
Home town:
Current & past employers: Keane Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,421.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171902

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171902

$1,600

$1,600

8.90%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171902. Member loan 1171902 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,840 / month
Current employer: ACI BUILDING SYSTEMS, INC. Debt-to-income ratio: 16.83%
Length of employment: 5 years Location: Austin, AR
       
Home town:
Current & past employers: ACI BUILDING SYSTEMS, INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 2
Revolving Credit Balance: $3,210.00 Public Records On File: 0
Revolving Line Utilization: 18.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.If there was one it would have been during a time when my husband injured his back and was drawing workman's comp for 3 months which was a little less than his regular pay check and didn't fall within due date times.
What is your intended use for the loan proceeds?We have an opportunity to go on a mission trip to Alaska to build a church. The only requirement is that we must purchase our own airline tickets. This is what I want to use the loan for.

 


 

 

 

Member Payment Dependent Notes Series 1171905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171905

$12,275

$12,275

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171905. Member loan 1171905 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Loeb Electric Debt-to-income ratio: 12.70%
Length of employment: 10+ years Location: Lancaster, OH
       
Home town:
Current & past employers: Loeb Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,550.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lending Club says I am not supposed to enter this type of information in this publicly viewable area.
What is your intended use for the loan proceeds?The consolidate/eliminate credit card and improve my overall financial standing.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Lending Club says I am not supposed to enter this type of information in this publicly viewable area.

 


 

 

 

Member Payment Dependent Notes Series 1171946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171946

$24,000

$24,000

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171946. Member loan 1171946 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,708 / month
Current employer: Boys & Girls Club of Valdosta Debt-to-income ratio: 22.70%
Length of employment: 2 years Location: Valdosta, GA
       
Home town:
Current & past employers: Boys & Girls Club of Valdosta
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,934.00 Public Records On File: 0
Revolving Line Utilization: 41.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Amex $4,000<br>Citi $17,000<br>Discover $3,000<br>The majority of the credit card dept was used in home improvements (new bath and kitchen). We have needed the improvements for years and through this process we are looking to lower our interest payments and pay down the credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1171952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171952

$9,000

$9,000

8.90%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171952. Member loan 1171952 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,333 / month
Current employer: MANATEE MEMORIAL HOSP/TEAM HEALTH Debt-to-income ratio: 14.48%
Length of employment: 10+ years Location: BRADENTON, FL
       
Home town:
Current & past employers: MANATEE MEMORIAL HOSP/TEAM HEALTH
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > My home was built in 1973 and is not up to date with the new Fl hurricane codes; therefore, my insurance policy will not be renew unless I fix it. I'm using part of my savings but still short by amount requested in this loan.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1983 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,932.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?MORTGAGES: BAL. $319,125, PMT: 3055, INT 6.5%<br>CREDIT CARDS: BAL. $8217, PMT: 204, INT: 15.2%<br>LINES OF CREDIT: PROJECT HOME IMPROVEMENT: CREDIT LINE: 9500 BAL. $3136, PMTS: $138, INT; 10.9%<br>LINE OF CREDIT: CREDITCARE (DENTAL) LINE $9000, BAL $1734, PMT $72, INT 24%<br>CAR LOANS: FORD BAL. $8589, PMT $293, INT 6.9%, CHRYSLER BAL $ 9145, PMT 528, INT 9%<br>LENDING CLUB: BAL $11,000 PMT 290, INT 10.6%<br>GE LOAN- (AIR CONDITIONERS) BAL 6839, PMT 214, INT 18%
Please explain the reason why you carry a large revolving credit balance.I only have two credit cards with high balances which where used for a recent and unexpected emergency and for gasoline to travel back and forth to N.Y. State. Lowes and Home Depot are project cards used to make home improvement in my home. LOWES bal is 51% of the line of credit and Home Depot bal is only 16% of the credit line. Creditcare bal is 19% of the credit line and was used to help cover my daughters dental care, both students and no longer in my insurance.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?MORTGAGES: $3,060 AND Pmts includes escrow to pay insurance and taxes<br><br>UTILITIES:<br>Electric: $130<br>Water: $87<br>FIOS BUNDLE (TEL, INTERNET, CABLE) $187
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Money will be use to bring my home up to code (new Florida hurricane codes).
Please explain the reason why you carry a large revolving credit balance.I only have two credit cards with high balances which where used for a recent and unexpected emergency and for gasoline to travel back and forth to N.Y. State. Lowes and Home Depot are project cards used to make home improvement in my home. LOWES bal is 51% of the line of credit and Home Depot bal is only 16% of the credit line. Creditcare bal is 19% of the credit line and was used to help cover my daughters dental care, both students and no longer in my insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?MORTGAGES: BAL. $319,125, PMT: 3055, INT 6.5%<br>CREDIT CARDS: BAL. $8217, PMT: 204, INT: 15.2%<br>LINES OF CREDIT: PROJECT HOME IMPROVEMENT: CREDIT LINE: 9500 BAL. $3136, PMTS: $138, INT; 10.9%<br>LINE OF CREDIT: CREDITCARE (DENTAL) LINE $9000, BAL $1734, PMT $72, INT 24%<br>CAR LOANS: FORD BAL. $8589, PMT $293, INT 6.9%, CHRYSLER BAL $ 9145, PMT 528, INT 9%<br>LENDING CLUB: BAL $11,000 PMT 290, INT 10.6%<br>GE LOAN- (AIR CONDITIONERS) BAL 6839, PMT 214, INT 18%

 


 

 

 

Member Payment Dependent Notes Series 1171974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171974

$1,500

$1,500

6.03%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171974. Member loan 1171974 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,206 / month
Current employer: US Department of Commerce Debt-to-income ratio: 13.35%
Length of employment: 1 year Location: BALTIMORE, MD
       
Home town:
Current & past employers: US Department of Commerce
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I intend to consolidate two loans that were made for a major home purchase<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,812.00 Public Records On File: 0
Revolving Line Utilization: 32.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to consolidate two loans that were made for a major home purchase
Please explain the reason why you carry a large revolving credit balance.The total credit balance for all of my revolving accounts is currently less than 33% of my total available credit and is less than my monthly salary. Most of this balance is on one account that I use for all monthly purchases and carries a balance of 50% of the available credit on the account, the remaining credit accounts hold balances of less than 10% of available credit. I pay this account typically at a rate of 5-7 times of the minimum monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1171981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171981

$6,000

$6,000

8.90%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171981. Member loan 1171981 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: Great Insurance Jobs Debt-to-income ratio: 27.27%
Length of employment: 2 years Location: Orlando, FL
       
Home town:
Current & past employers: Great Insurance Jobs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 12
Revolving Credit Balance: $15,865.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1172039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172039

$12,000

$12,000

17.99%

1.00%

March 8, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172039. Member loan 1172039 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Miami-dade county Debt-to-income ratio: 16.10%
Length of employment: 10+ years Location: MIAMI, FL
       
Home town:
Current & past employers: Miami-dade county
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 10
Revolving Credit Balance: $13,670.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?most all the money will be used to pay off my credit cards
Which debts do you plan to pay off with this loan?Credit cards

 


 

 

 

Member Payment Dependent Notes Series 1172045

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172045

$25,475

$25,475

13.11%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172045. Member loan 1172045 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,292 / month
Current employer: RAND Corporation Debt-to-income ratio: 20.33%
Length of employment: 2 years Location: West Hollywood, CA
       
Home town:
Current & past employers: RAND Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Economy fell which subsequently led to my being let go of wonderful position in San Francisco. Moved back to Los Angeles to be closer to family but time unemployed added up. Found another great position with RAND and would like to get back in to work on finances and being able to save.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,633.00 Public Records On File: 0
Revolving Line Utilization: 57.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current total monthly expenses currently run about $1750 (varies due to price of gas)
Which debts do you plan to pay off with this loan?I have credit card debt that I would like to consolidate on one payment. And if I were to be able to do so, I would also be able to put money towards savings as I should. The reason for the debt is due to being unemployed for some time and having to use cards to supplement unemployment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt runs about $30K, interest rates range from 11%-17%, monthly payments end up being close to 1100/month since I send more than minimum.

 


 

 

 

Member Payment Dependent Notes Series 1172060

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172060

$5,500

$5,500

7.62%

1.00%

March 12, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172060. Member loan 1172060 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: ModelPeople Debt-to-income ratio: 12.53%
Length of employment: 2 years Location: San Diego, CA
       
Home town:
Current & past employers: ModelPeople
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,638.00 Public Records On File: 0
Revolving Line Utilization: 27.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $850<br>Transportation/Gas: $150 a month<br>Utilities: $40<br>Phone: $40<br>Car insurance: $110<br>Car payment: $300<br>Food: $300<br>Entertainment/Eating out: $100/150<br>Remaining budget goes to paying down debt
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express: $4149 at 24.5%. Minimum payment between $200-350<br>Citicard: $655.87 at 12.99%. Minimum payment around $20<br>Capitol One: $977.93 at 0% Minimum payment around $20-$30

 


 

 

 

Member Payment Dependent Notes Series 1172066

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172066

$19,600

$19,600

18.55%

1.00%

March 7, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172066. Member loan 1172066 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: customs & border protection Debt-to-income ratio: 1.81%
Length of employment: 10+ years Location: foster city, CA
       
Home town:
Current & past employers: customs & border protection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 74
Revolving Credit Balance: $5,485.00 Public Records On File: 0
Revolving Line Utilization: 26.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe approx. 5000 on credit cards, i owe approx 3000 in taxes this year, i'm also helping my family with some medical bills and i'm looking for a used vehcile for around town
Which debts do you plan to pay off with this loan?all of the credit cards, medical bills, federal taxes, approx 15,000.00 and i'm looking for a used vehiolce for around town
What is your intended use for the loan proceeds?pay my credit cards off
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent is 600 a month, approx 30 in utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe approx. 5000 on credit cards, i owe approx 3000 in taxes this year, i'm also helping my family with some medical bills and i'm looking for a used vehcile for around town
Which debts do you plan to pay off with this loan?all of the credit cards, medical bills, federal taxes, approx 15,000.00 and i'm looking for a used vehiolce for around town
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i will pay my credit cards off, my federal tax, once they are paid off, i'm gonna look for a used vehicle and the rest save for future surprises
Please explain the reason why you carry a large revolving credit balance.ran into some unexpected medical bills,

 


 

 

 

Member Payment Dependent Notes Series 1172130

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172130

$3,000

$3,000

9.76%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172130. Member loan 1172130 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,100 / month
Current employer: n/a Debt-to-income ratio: 21.82%
Length of employment: n/a Location: Stanleytown, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am requesting this loan in order to pay off a high interest credit card. I've had loans here before and have never missed, or been late on a payment.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,413.00 Public Records On File: 0
Revolving Line Utilization: 92.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am planning to pay off a credit card that has much higher interest than the loan I can get from Lending Club.

 


 

 

 

Member Payment Dependent Notes Series 1172134

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172134

$8,000

$8,000

6.03%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172134. Member loan 1172134 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: Walgreens Debt-to-income ratio: 19.32%
Length of employment: 10+ years Location: Sunrise , FL
       
Home town:
Current & past employers: Walgreens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Currently paying 11% interest on credit card balances and would like to consolidate at a lower rate.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,107.00 Public Records On File: 0
Revolving Line Utilization: 10.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing expenses currently at $3500 a month all in, together after taxes we bring in $9400 a month after retirement savings and health insurance withheld from employers.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Other monthly payments for student loan and other debt payments is around $3300 a month, so after housing we are left with $2600 a month for everything else.
Which debts do you plan to pay off with this loan?We will pay off our credit cards and consolidate our remaining debt at lending club's attractive interest rate!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Other monthly payments for student loan and other debt payments is around $3300 a month, so after housing we are left with $2600 a month for everything else.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1500 a month. No car payments or extravagance for us.

 


 

 

 

Member Payment Dependent Notes Series 1172136

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172136

$7,200

$7,200

9.76%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172136. Member loan 1172136 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: Bray International, Inc. Debt-to-income ratio: 17.15%
Length of employment: 6 years Location: Spring, TX
       
Home town:
Current & past employers: Bray International, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I want to payoff this credit card in a more timely manner and eliminate the 25% interest rate associated with it.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,404.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1172153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172153

$3,700

$3,700

6.62%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172153. Member loan 1172153 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Perry Management Debt-to-income ratio: 26.34%
Length of employment: 5 years Location: Kinston, NC
       
Home town:
Current & past employers: Perry Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I want to refinance a credit card with this loan. The interest rate thru Lending Club is half what the credit card is.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,805.00 Public Records On File: 0
Revolving Line Utilization: 19.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Refinance a credit card balance that has a much higher interest rate
If you have a public record on file, please briefly explain the event and its resolution.I have NO public record
If you have a delinquency in the last 2 years, please explain the reason.I've not had a delinquency in the past 2 years

 


 

 

 

Member Payment Dependent Notes Series 1172155

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172155

$8,000

$8,000

7.62%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172155. Member loan 1172155 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Sony Electronics Debt-to-income ratio: 14.76%
Length of employment: 7 years Location: Parsippany, NJ
       
Home town:
Current & past employers: Sony Electronics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,566.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use it to pay off my credit card debt. The interest from this loan is much lower than my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1172193

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172193

$18,000

$18,000

8.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172193. Member loan 1172193 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: Lanaux & Felger CPAs Debt-to-income ratio: 26.69%
Length of employment: 5 years Location: Houma, LA
       
Home town:
Current & past employers: Lanaux & Felger CPAs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I had to sell my home and move closer to work and an aging parent. I took a huge loss on the home and was not able to pay off all bills as I had planned. I want to consolidate at a lower interest rate. I have a very stable job and excellent credit, and always pay my bills timely.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1982 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,528.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?As I indicated, I had to sell my home to move closer to work and my aging mom, to take care of her. I had to write a check for $23,000 at closing to get out of the house, which was only 3 years old. I currently do not have a mortgage, I rent for $1000 a month. To keep my 401(K) intact my employer generously loaned me the money. I want to pay them back and pay off my credit cards. I have no student loans.

 


 

 

 

Member Payment Dependent Notes Series 1172209

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172209

$16,000

$16,000

7.90%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172209. Member loan 1172209 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,917 / month
Current employer: Simpson Thacher & Bartlett LLP Debt-to-income ratio: 17.21%
Length of employment: 7 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Simpson Thacher & Bartlett LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > LendingClub offered me a loan at a lower rate due to maintaining perfect on time payments. This loan will lower my monthly payments. Many thanks LendingClub!<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,426.00 Public Records On File: 0
Revolving Line Utilization: 31.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1172218

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172218

$8,500

$8,500

13.67%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172218. Member loan 1172218 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: Advanced Systems Development Inc Debt-to-income ratio: 24.59%
Length of employment: 8 years Location: Bethesda, MD
       
Home town:
Current & past employers: Advanced Systems Development Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I have high interest credit card debt that I'd like to pay off quickly and need to consolidate. I've been with my company for 8 years and have very stable income but because I've incurred high debt it's been difficult to lower my debt and I'd like to be able to buy a home in a few years. Thanks<br><br> Borrower added on 03/02/12 > The debt that I would like to consolidate is two Chase credit cards. One with $4100 balance at 32% APR and another $4448 at 29.99% (this account is closed so I cannot incur any more debt). I've never been late on any payments and I desperately need to get of these ridiculously high interest rates<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,324.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1683 (living in current residence for 3 years with no late payments)<br>Car: $400 - paid off in July '13; <br>Gas: $80 (drive hybrid)<br>Auto Insurance: $80<br>Utilities: $70 (gas,electric,water)<br>Phone: $90 (cell phone, no landline)<br>Cable/Internet:$100<br>Food/Groceries: $200<br>Renter's Insurance: $15<br>Student Loan: $107<br>PAYING OFF DEBT: the minimum of everything (roughly $1200) plus whatever is left in my monthly income (snowballing by highest interest first)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $1683 (lived in this residence for 3 years with no late payments)<br>Renter's Insurance: $15<br>Utilities: $70 (electric, gas, water)<br>Cable/Internet: $100
Which debts do you plan to pay off with this loan?Two Chase credit cards with APRs over 29.99% and both have balances over $4000. (Please see my loan description).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off two high-interest Chase Credit cards (please see loan description).
Please explain the reason why you carry a large revolving credit balance.I maxed out my cards in college to pay for expenses and now I'm paying the price trying to keep up with the high interest (but I never had any late payments -always at least made the minimum). I'm now the more wiser and financially responsible (set up a mint budget). I have a snowball payoff system that, without the loan, my debt would be paid off by Oct. '16, but I'm hoping to decrease that time by at least 2 years.
Please explain the reason why you carry a large revolving credit balance.I maxed out my cards in college to pay for expenses and now I'm paying the price trying to keep up with the high interest (but I never had any late payments -always at least made the minimum). I'm now the more wiser and financially responsible (set up a mint budget). I have a snowball payoff system that, without the loan, my debt would be paid off by Oct. '16, but I'm hoping to decrease that time by at least 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1172233

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172233

$14,000

$14,000

12.12%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172233. Member loan 1172233 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: ECS Debt-to-income ratio: 15.65%
Length of employment: 8 years Location: West Valley, UT
       
Home town:
Current & past employers: ECS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > With a very stable job, and a history of NO missed payments of any kind, I plan to repay this loan much faster than 36 months, to say goodbye to credit card balance!<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,065.00 Public Records On File: 0
Revolving Line Utilization: 93.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The proceeds will go towards 2 high interest credit cards that I have that I will pay off in the next 1 1/2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC - $3,900 - 29.99% - $80/month<br>CC - $8,500 - 24.5% - $270/month<br>CC - $1,450 - 24% - $40/month<br>No Student Loans<br>Car loan - $6200 - 6% - $360/month<br>Mortgage - 6% - $1490/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC - $3,900 - 29.99% - $80/month<br>CC - $8,500 - 24.5% - $270/month<br>CC - $1,450 - 24% - $40/month<br>No Student Loans<br>Car loan - $6200 - 6% - $360/month<br>Mortgage - 6% - $1490/month
Which debts do you plan to pay off with this loan?I will pay off 3 high interest credit cards. This loan will bring the interest rate down 18% from the highest one, allowing me to put much more towards the debt and not interest payments.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My only intention with this money is to bring down the interest rate on my current credit card debt.
Please explain the reason why you carry a large revolving credit balance.Some was a foolish attempt to do schooling without going into debt - but since I wasn't completely prepared some ended up on the credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?For those items, I pay roughly $1750/month. Recently I had a bump in income, and other strong motivations to cut down expenses. So feel extremely pleased with the near future!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My transportation and food expenses have dropped by quite a bit in the last 6 months after my office moved very close to where I live. I will soon be selling the car that still has a small balance because it is no longer needed. That will put my total fixed monthly expenses at $2200
Please explain the reason why you carry a large revolving credit balance.Some was a foolish attempt to do schooling without going into debt - but since I wasn't completely prepared some ended up on the credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC - $3,900 - 29.99% - $80/month<br>CC - $8,500 - 24.5% - $270/month<br>CC - $1,450 - 24% - $40/month<br>No Student Loans<br>Car loan - $6200 - 6% - $360/month<br>Mortgage - 6% - $1490/month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?For those items, I pay roughly $1750/month. Recently I had a bump in income, and other strong motivations to cut down expenses. So feel extremely pleased with the near future!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC - $3,900 - 29.99% - $80/month<br>CC - $8,500 - 24.5% - $270/month<br>CC - $1,450 - 24% - $40/month<br>No Student Loans<br>Car loan - $6200 - 6% - $360/month<br>Mortgage - 6% - $1490/month
Which debts do you plan to pay off with this loan?I will pay off 3 high interest credit cards. This loan will bring the interest rate down 18% from the highest one, allowing me to put much more towards the debt and not interest payments.

 


 

 

 

Member Payment Dependent Notes Series 1172240

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172240

$9,900

$9,900

7.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172240. Member loan 1172240 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: B7 Interactive Debt-to-income ratio: 14.85%
Length of employment: < 1 year Location: Colorado Springs, CO
       
Home town:
Current & past employers: B7 Interactive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I want to take advantage of the lower interest rate to pay off my current Lending Club Loan, as well as to pay off my two credit card bills faster and with less interest. I have a stable job and will have no problem making the monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,974.00 Public Records On File: 0
Revolving Line Utilization: 21.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1172244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172244

$6,400

$6,400

13.99%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172244. Member loan 1172244 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: AW Solutions Inc Debt-to-income ratio: 20.35%
Length of employment: 10+ years Location: winter springs, FL
       
Home town:
Current & past employers: AW Solutions Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan will be used to consolidate debts due to medical reasons and a recent family emergency. Although I am using just a little over 50% of my available credit I would like to have a single payment and interest rate instead of paying multiple credit cards.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 25
Revolving Credit Balance: $4,219.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the last 2 years. All my bills and expenses are paid on time and are up to date. This includes all living expenses such as rent and utilities in addition to school loans and current credit card debts.
Please explain the reason why you carry a large revolving credit balance.I've had some medical bills and a recent family emergency that required immediate attention.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently pay 450 in rent, 50 dollars for Internet and about 100 to 125 for electricity. I have school loans that I have been paying for the last several years that total about 400 a moth and are all current and up to date with no delinquencies. I am applying for this loan to consolidate 3 credit cards into a single payment. The credit card balances are a result of medical expenses and are just a little over 50% of my total available credit.
Which debts do you plan to pay off with this loan?I plan to consolidate 3 credit cards into a single payment with a lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay 450 in rent. 50 dollars for Internet ad 100 to 125 in electricity. I have student loans that total about 400 a month that u have been successfully paying for the last several years with no history of dilinquences.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay 450 in rent. 50 dollars for Internet ad 100 to 125 in electricity. I have student loans that total about 400 a month that u have been successfully paying for the last several years with no history of dilinquences.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently pay 450 in rent, 50 dollars for Internet and about 100 to 125 for electricity. I have school loans that I have been paying for the last several years that total about 400 a moth and are all current and up to date with no delinquencies. I am applying for this loan to consolidate 3 credit cards into a single payment. The credit card balances are a result of medical expenses and are just a little over 50% of my total available credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently pay 450 in rent, 50 dollars for Internet and about 100 to 125 for electricity. I have school loans that I have been paying for the last several years that total about 400 a moth and are all current and up to date with no delinquencies. I am applying for this loan to consolidate 3 credit cards into a single payment. The credit card balances are a result of medical expenses and are just a little over 50% of my total available credit.
Which debts do you plan to pay off with this loan?I plan to consolidate 3 credit cards into a single payment with a lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1172245

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172245

$31,925

$31,925

23.13%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172245. Member loan 1172245 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,083 / month
Current employer: Westway Group Debt-to-income ratio: 17.36%
Length of employment: 10+ years Location: Albany, NY
       
Home town:
Current & past employers: Westway Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am already a lending club member with an excellent track record and need this additional loan to clean up my credit card debit and roll the balances into one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 44 Months Since Last Delinquency: 19
Revolving Credit Balance: $31,402.00 Public Records On File: 0
Revolving Line Utilization: 96.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home is paid off. Expenses per month average about $600.00. My car, car insurance and cell phone are all paid my employer who I have been employed with for 16 years.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last two years. My last delinquency was somewhere around 10 - 15 years ago.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last two years. My last delinquency was somewhere around 10 - 15 years ago.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
Which debts do you plan to pay off with this loan?The money will be used to consolidate 5 credit card bills into one monthly payment. Capital Communications Credit Union, Chase, Discover, First National Bank and Paypal.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use the money to pay off 5 credit cards and have one monthly payment.<br>Capital Communications - $20,000<br>First National Bank - $3000<br>Discove Card - $3000<br>Chase - $2000<br>Paypal - $2000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital Communications Federal Credit Union - $20,000 - 20%<br>First National Bank - $3000.00 - 22%<br>Discover Card - $2600.00 - 22%<br>Chase Card - $2000.00 - 23%<br>Paypal - $2000.00 - 25%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home is paid off. Expenses per month average about $600.00. My car, car insurance and cell phone are all paid my employer who I have been employed with for 16 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use the money to pay off 5 credit cards and have one monthly payment.<br>Capital Communications - $20,000<br>First National Bank - $3000<br>Discove Card - $3000<br>Chase - $2000<br>Paypal - $2000
Which debts do you plan to pay off with this loan?The money will be used to consolidate 5 credit card bills into one monthly payment. Capital Communications Credit Union, Chase, Discover, First National Bank and Paypal.

 


 

 

 

Member Payment Dependent Notes Series 1172259

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172259

$16,000

$16,000

14.65%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172259. Member loan 1172259 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,200 / month
Current employer: Centercode Debt-to-income ratio: 19.91%
Length of employment: 9 years Location: Layton, UT
       
Home town:
Current & past employers: Centercode
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Paying off some credit cards and home improvement debt. This is my second LC loan. I have had my other loan for over a year now.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,336.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not able to provide this information as it gets filtered. I am using the money to pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
Please explain the reason why you carry a large revolving credit balance.I bought a home almost 3 years ago and have had to fix it up and have had some unexpected expenses. I had to replace the furnace, fix up the kitchen and get new appliances, etc... Recently I have had to spend a few thousand for dental work as well.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My reply to you was rejected. Apparently I can't answer financial related questions.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not able to provide this information as it gets filtered. I am using the money to pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
Which debts do you plan to pay off with this loan?I am going to pay off my original Lending Club loan, pay a majority of a home improvement loan, a smaller loan and 1/3rd of my highest card balance. I will free up around $150 a month now, and another $100 a month when I pay the remaining on the home improvement loan in a few months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My reply to you was rejected. Apparently I can't answer financial related questions.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am not able to provide this information as it gets filtered. I am using the money to pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not able to provide this information as it gets filtered. I am using the money to pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
Which debts do you plan to pay off with this loan?I am going to pay off my original Lending Club loan, pay a majority of a home improvement loan, a smaller loan and 1/3rd of my highest card balance. I will free up around $150 a month now, and another $100 a month when I pay the remaining on the home improvement loan in a few months.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
What is your intended use for the loan proceeds?To pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not able to provide this information as it gets filtered. I am using the money to pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
Which debts do you plan to pay off with this loan?I am going to pay off my original Lending Club loan, pay a majority of a home improvement loan, a smaller loan and 1/3rd of my highest card balance. I will free up around $150 a month now, and another $100 a month when I pay the remaining on the home improvement loan in a few months.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay down credit cards and line of credit accounts to reduce my monthly costs, freeing up more money to pay everything off quicker.
Which debts do you plan to pay off with this loan?I am going to pay off my original Lending Club loan, pay a majority of a home improvement loan, a smaller loan and 1/3rd of my highest card balance. I will free up around $150 a month now, and another $100 a month when I pay the remaining on the home improvement loan in a few months.

 


 

 

 

Member Payment Dependent Notes Series 1172266

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172266

$4,000

$4,000

7.90%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172266. Member loan 1172266 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: KENANSVILLE EQUIPMENT CO INC Debt-to-income ratio: 29.22%
Length of employment: 10+ years Location: DUDLEY, NC
       
Home town:
Current & past employers: KENANSVILLE EQUIPMENT CO INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,397.00 Public Records On File: 0
Revolving Line Utilization: 59.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1172275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172275

$4,000

$4,000

13.99%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172275. Member loan 1172275 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,560 / month
Current employer: the tax place Debt-to-income ratio: 5.13%
Length of employment: 2 years Location: deep run, NC
       
Home town:
Current & past employers: the tax place
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > paying my credit card bills<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 26
Revolving Credit Balance: $2,519.00 Public Records On File: 0
Revolving Line Utilization: 32.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.i have not been delinquent ever,iv always paid my bill on time i did owe some hospital bills but they have been paid for.and im up to date with everything.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i believe close to 3400
Which debts do you plan to pay off with this loan?Credit card bills,especially Sams credit cards, the interest are too high.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?700

 


 

 

 

Member Payment Dependent Notes Series 1172276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172276

$15,000

$15,000

13.11%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172276. Member loan 1172276 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: WELLS FARGO Debt-to-income ratio: 16.07%
Length of employment: 4 years Location: ALEXANDRIA , VA
       
Home town:
Current & past employers: WELLS FARGO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 44
Revolving Credit Balance: $15,637.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $150,000 at 4.75%, $1050/month which includes taxes and insurance<br>Credit Cards: $10,000 ($5,000 of which is from Lasik eye surgery)<br>Car Payment: $$4,000 paid off 1-1-2013
If you have a delinquency in the last 2 years, please explain the reason.AMEX: Auto Pay not set up correctly - coming from the wrong account, which is my mistake
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1000/month<br>Transportation - $80/month<br>Utiities - Head/Water/Electric included in rent<br>Mobile Phone: $80/month<br>Insurance - $89/month<br>Food Budget - $500/month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1,050/month (taxees and insurance included)<br>Utilities: Included in rent
Please explain the reason why you carry a large revolving credit balance.$5,000 of that is from Lasik Eye Surgery. Card carries 0% for 2 years. I've been paying the minimum on that in order to allocate funding elsewhere. I am working a job that is 100% commission and the cards help me take care of expenses in between commissions.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $150,000 at 4.75%, $1050/month which includes taxes and insurance<br>Credit Cards: $10,000 ($5,000 of which is from Lasik eye surgery)<br>Car Payment: $$4,000 paid off 1-1-2013
Which debts do you plan to pay off with this loan?All revolving lines of credit. 1 payment will allow me to take care of the balances more efficiently and quickly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off revolving credit balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $150,000 at 4.75%, $1050/month which includes taxes and insurance<br>Credit Cards: $10,000 ($5,000 of which is from Lasik eye surgery)<br>Car Payment: $$4,000 paid off 1-1-2013

 


 

 

 

Member Payment Dependent Notes Series 1172289

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172289

$20,000

$20,000

14.65%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172289. Member loan 1172289 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Volt Technical Resources Debt-to-income ratio: 24.37%
Length of employment: 3 years Location: New Braunfels, TX
       
Home town:
Current & past employers: Volt Technical Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Was forced to live on credit for too long. This loan will allow me to become debt free and improve my financial station.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,314.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balances are approx. $2500, $3200, $5500, and $9700. The interest rates range from 21.9% to 11.9%. and they are all credit cards. The payments I am currently making, in order with balances is: $480, $348, $363, and $221.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balances are approx. $2500, $3200, $5500, and $9700. The interest rates range from 21.9% to 11.9%. and they are all credit cards. The payments I am currently making, in order with balances is: $480, $348, $363, and $221.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?There is no rent as the house is paid off. Everything else adds up to about $400 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?There is no mortgage or rent as the house is paid off. Utilities and insurance come to about $250 per month.
Please explain the reason why you carry a large revolving credit balance.There was a time when I was forced to live off of credit cards. I am in a better situation now, but the debt is very high and very difficult for me to get out from under. This loan will allow me more freedom to be debt free faster.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balances are approx. $2500, $3200, $5500, and $9700. The interest rates range from 21.9% to 11.9%. and they are all credit cards. The payments I am currently making, in order with balances is: $480, $348, $363, and $221.
Which debts do you plan to pay off with this loan?I plan to pay off the 4 credit cards I have. They are high balances and high interest rates.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to use this loan to pay off 4 high balance, high interest credit cards.
What is your intended use for the loan proceeds?I am going to use this loan to pay off 4 high balance, high interest credit cards.
Please explain the reason why you carry a large revolving credit balance.There was a time when I was forced to live off of credit cards. I am in a better situation now, but the debt is very high and very difficult for me to get out from under. This loan will allow me more freedom to be debt free faster.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balances are approx. $2500, $3200, $5500, and $9700. The interest rates range from 21.9% to 11.9%. and they are all credit cards. The payments I am currently making, in order with balances is: $480, $348, $363, and $221.
Which debts do you plan to pay off with this loan?I plan to pay off the 4 credit cards I have. They are high balances and high interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1172305

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172305

$7,000

$7,000

7.90%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172305. Member loan 1172305 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: An Investment Bank Debt-to-income ratio: 5.66%
Length of employment: 7 years Location: New York, NY
       
Home town:
Current & past employers: An Investment Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I plan on using this money to pay back two credit cards. I have worked at my current job for over seven years and I am very responsible. An unforseen event is the reason i incurred this debt and I am looking forward to paying it off.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,141.00 Public Records On File: 0
Revolving Line Utilization: 56.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover card: Balance is $3,736.22, interest rate is %17.99 and minimum monthly payment is $97. American Express: Balance is $2,291.99, interest rate is %9.24 and minimum monthly payment is $54.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payments are $97 and $54. Once I receive the loan I will pay off both of the cards and I will no longer have any card payments.

 


 

 

 

Member Payment Dependent Notes Series 1172324

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172324

$1,450

$1,450

7.90%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172324. Member loan 1172324 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Seven-Up-Dr-Pepper Bottling Co Debt-to-income ratio: 25.07%
Length of employment: 3 years Location: Pasco, WA
       
Home town:
Current & past employers: Seven-Up-Dr-Pepper Bottling Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Hello, as you can see this is a debt consolidation loan the money will be used to pay 1 of my high interests credit card that i have been paying for a long time lending club is a great program. I have been in my job like 3 years already and i don't plan on going anywhere i am a responsible payer!!!<br><br> Borrower added on 03/02/12 > Another big advantage is that i am staying with my parents they don't charge me a lot of rent at all they are helping me out to save some money. I have a good credit and i intend on staying that way or better that is very important to me never missed a payment never ... thanks.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,912.00 Public Records On File: 0
Revolving Line Utilization: 39.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1172355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172355

$12,000

$12,000

7.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172355. Member loan 1172355 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Rock Materials Debt-to-income ratio: 19.40%
Length of employment: 8 years Location: Dallas, TX
       
Home town:
Current & past employers: Rock Materials
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,107.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had not planned on getting this lendingclub loan, but I received an email regarding my timely payments on the lendingclub remodel loan I am paying off and was attracted by the rate on a consolidation loan. I currently have $5400 on a credit card that had 0% interest for 12 months, but the period ended and the card flipped to 17.99%. I also have outstanding credit card balances of at $4500 and $6800 at 13.99% and 14.99%. I have been paying these down on time and above the minimum payment.

 


 

 

 

Member Payment Dependent Notes Series 1172368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172368

$20,500

$20,500

14.65%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172368. Member loan 1172368 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: RTC Group, Inc. Debt-to-income ratio: 19.15%
Length of employment: 7 years Location: Orlando, FL
       
Home town:
Current & past employers: RTC Group, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan is to help cover the costs assocated with a medical procedure that is not covered by my health insurance. This is my 2nd Lending Club loan and $6000 of it will go to pay off my first loan that was $15000. I have never been late on any loans and will not have any issues paying off this loan<br><br> Borrower added on 03/06/12 > I would like to thank everyone who has already helped fund this loan and everyone that will in next few days. I believe in always paying my bills on time and promise to never be late or miss a payment on this loan. This honestly is probably the safest loan you can fund on Lending Tree. Again, thanks<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,960.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have a 10 year HELOC that I used to add a new roof to my home and also bought a new car back in 2010. The interest rate is 5.24% on that line of credit so the interest rate is low and I have years to pay it off. Thanks for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This question has already been answered in other questions.
Which debts do you plan to pay off with this loan?My Lending Club Loan which started out at $15,000 and is down to approx. $5,800 after this month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off my first Lending Club Loan that is at about $5800 after this month's payment and the remaining will be spent on a medical procedure.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Insurance: $ 60<br>Car expenses: $ 300 (Fuel) - No Car Payment<br>Utilities: $ 250<br>Phone, cable, internet: $ 200<br>Other living & entertainment expenses: $ 250
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1st Mortgage: $1750<br>2nd Mortgage: $150
What is your intended use for the loan proceeds?This loan is to help cover the costs assocated with a medical procedure that is not covered by my health insurance. $5800 will go to pay off my 1st Lending Club and the remaining amount will go towards doctor bills.
If you have a delinquency in the last 2 years, please explain the reason.I have never had any delinquencies on any of my accounts (mortgage, cell phone, cable, credit cards, etc.) I am very responsible with my credit and make sure my bills are paid on time. Thanks for asking.
If you have a public record on file, please briefly explain the event and its resolution.No. I have never had an issue that required a creditor to place a negative mark on my credit file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage Balance: $209,843 at 6.375%<br>Monthly: $1725.91<br>Taxes: $147.99 per month - escrow<br>Insurance: $90.06 per month - escrow<br>PMI: $79.79 per month - escrow

 


 

 

 

Member Payment Dependent Notes Series 1172369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172369

$20,000

$20,000

13.99%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172369. Member loan 1172369 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Boone County Prosecutors Office Debt-to-income ratio: 23.38%
Length of employment: 5 years Location: St. Albans, WV
       
Home town:
Current & past employers: Boone County Prosecutors Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 23 Months Since Last Delinquency: 12
Revolving Credit Balance: $10,553.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I wasn't aware of any delenquencies in the past two years, however, in order to honestly answer your question, I checked my credit report and apparently I did have a 60 day delinquency on my Discover card back in 2011. I honestly have no explanation or even a recollection of this. The rest of my payment history is timely on this card and on my other accounts including my car and student loans. I was surprised to see this on my credit report and am inquiring about it with the company.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are as follows:<br>utilities including cell phone approx. $500<br>Car $550, Car insurance $110<br>Student Loan $256<br>Food approx. $300, gasoline approx. $200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay the utilities which run approximately $500-$540 per month. I also pay for the food. I do not pay the mortgage which is $610 per month because this is our division of the household expenses.
Is the improvement to your primary residence or an investment property?primary residence
What is the home improvement project you are planning?We have one full bathroom and one half bath/laundry room. Both need extensive work as they are original to the house which was built in 1970. Also, we've had asbestos in the floor that we had to have removed. We've had extensive water leaks that have required repair. And now that we've gutted the basement bathroom, we've found that a lot of ground water gets under our house when it rains, etc., so that is going to require repair. Besides that, both bathrooms will be gutted and redone.

 


 

 

 

Member Payment Dependent Notes Series 1172371

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172371

$10,000

$10,000

15.31%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172371. Member loan 1172371 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: University Debt-to-income ratio: 17.73%
Length of employment: 9 years Location: Rochester, NY
       
Home town:
Current & past employers: University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan is to consolidate and remove the remaining credit cards I have open. The APR's of each of these cards are in the 25.99% range or higher. This loan will help to greatly reduce the amount of interest I am paying on these cards.<br><br> Borrower added on 03/04/12 > I thought it might be important to add that I've never had a delinquency, I always pay back all my loans on time and that I'm not pressed for cash at all. This consolidation is to save me money in the long run. I've also been employed in a very stable field for just about 10 years now.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,017.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards:<br>Card1 (25%APR- $1846)<br>Card2 (25%APR-$1193)<br>Card3 (25%APR-$2550)<br>Card4 (25%APR-$1100)<br>Other Cards: Paid in Full <br>Student Loans: Paid in Full<br>Mortgage ($106,000 - 4.075%)<br>One other line of credit is for 3,000 - 30%APR
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $488 (I pay half - actual full mortgage is $988)<br>Car: $474<br>Phone: Paid by Employer<br>Car Insurance: $41.00<br>Utilities: Varies on month, but generally in the $80-150 range<br>Food: Varies but $100-150 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards:<br>Card1 (25%APR- $1846)<br>Card2 (25%APR-$1193)<br>Card3 (25%APR-$2550)<br>Card4 (25%APR-$1100)<br>Other Cards: Paid in Full <br>Student Loans: Paid in Full<br>Mortgage ($106,000 - 4.075%)<br>One other line of credit is for 3,000 - 30%APR
Which debts do you plan to pay off with this loan?I plan to pay off all remaining credit card balances, as well as my one other line of credit I had listed in previous question. Consolidating all my debt into Lending Club (minus the house).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is for 106,000 at 4.075%. Insurance is paid already for the year but was ~$440. Utilities are in the $80-150 range depending on how cold outside it is.<br><br>Full mortgage (taxes, etc) is $988 which I pay half of.

 


 

 

 

Member Payment Dependent Notes Series 1172441

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172441

$24,000

$24,000

23.26%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172441. Member loan 1172441 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Washington Adventist Hospital Debt-to-income ratio: 17.87%
Length of employment: 7 years Location: BURTONSVILLE, MD
       
Home town:
Current & past employers: Washington Adventist Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Wedding in London<br><br> Borrower added on 03/03/12 > My dream is to marry my sweetheart in London where a majority of our family members are.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 25
Revolving Credit Balance: $19,897.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?The loan will cover at least 90% of the expenses. the rest will be covered by family and gifts.
What portion of your wedding expenses does this loan represent?The loan will cover 90% of the expenses.
How are you paying for other wedding expenses not covered by this loan?The loan will cover at least 90% of the expenses. the rest will be covered by family and gifts.
Please explain the reason why you carry a large revolving credit balance.At the moment, the bulk of my finances are being used to pay for my graduate degree, and the remainder is used to make the minimum payments
What portion of your wedding expenses does this loan represent?The loan will cover 90% of the expenses.
What portion of your wedding expenses does this loan represent?The loan will cover 90% of the expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: rent/utilities $1200 to $1400, transportation/gas $100, phone/cable $150, insurance $150
Please explain the reason why you carry a large revolving credit balance.At the moment, the bulk of my finances are being used to pay for my graduate degree, and the remainder is used to make the minimum payments
If you have a delinquency in the last 2 years, please explain the reason.No delinquincies except a few late payments.
How are you paying for other wedding expenses not covered by this loan?The loan will cover at least 90% of the expenses. the rest will be covered by family and gifts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: rent/utilities $1200 to $1400, transportation/gas $100, phone/cable $150, insurance $150
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Most of the money is going towards wedding expenses. About $2500 will go towards credit card balances.
What portion of your wedding expenses does this loan represent?The loan will cover 90% of the expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: rent/utilities $1200 to $1400, transportation/gas $100, phone/cable $150, insurance $150
Please explain the reason why you carry a large revolving credit balance.At the moment, the bulk of my finances are being used to pay for my graduate degree, and the remainder is used to make the minimum payments
Please explain the reason why you carry a large revolving credit balance.At the moment, the bulk of my finances are being used to pay for my graduate degree, and the remainder is used to make the minimum payments
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Most of the money is going towards wedding expenses. About $2500 will go towards credit card balances.
What portion of your wedding expenses does this loan represent?The loan will cover 90% of the expenses.
How are you paying for other wedding expenses not covered by this loan?The loan will cover at least 90% of the expenses. the rest will be covered by family and gifts.

 


 

 

 

Member Payment Dependent Notes Series 1172453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172453

$7,125

$7,125

6.03%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172453. Member loan 1172453 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,544 / month
Current employer: NCH Corporation Debt-to-income ratio: 18.66%
Length of employment: 10+ years Location: Rowlett, TX
       
Home town:
Current & past employers: NCH Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Will use the funds to pay off existing loans and have only this one.<br>My excellent payment history and credit history makes me a good borrower. Have not defaulted on a loan yet!<br>My job is extrememly stable - celebrating 20 yrs this month.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,547.00 Public Records On File: 0
Revolving Line Utilization: 20.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$4800 - credit card - 17.9% apr - approx $120/mo pymt (minimum)<br>$2300 - loan - 6.76% int rate 8.3% apr - $123/mo pymt
What is your intended use for the loan proceeds?debt consolidation
Please explain the reason why you carry a large revolving credit balance.I'll need more information as to what you are referring to before I can answer your question. The revolving credit I currently have left to pay is under $5000 and that is due to unexpected expenses that occurred a few years ago. Trying to pay this off via debt consolidation loan at lower rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are paid in full each month with no issue and are not in conflict with this loan request. My expenses average $1100-$1500 per month.
If you have a public record on file, please briefly explain the event and its resolution.don't have one
If you have a delinquency in the last 2 years, please explain the reason.no delinquencies

 


 

 

 

Member Payment Dependent Notes Series 1172473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172473

$8,875

$8,875

7.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172473. Member loan 1172473 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,188 / month
Current employer: Brownstein Hyatt Farber Schreck, LLP Debt-to-income ratio: 26.74%
Length of employment: 8 years Location: Northglenn, CO
       
Home town:
Current & past employers: Brownstein Hyatt Farber Schreck, LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am interested in obtaining this loan to combine and pay-off credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,370.00 Public Records On File: 0
Revolving Line Utilization: 63.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card - 8,500 at 9.9% (160.00m); card - 6,400 at 19% (200.00m); card 2,500 at 19% (69.00m); card 4,000 at 0% (66.00m); card 300 at 21% (paying off this month). Loan - $9,0000 at 7.44% (281.00m); Loan - vehicle $4,000 at 4% (228.00m). Mortg. is $1,205 a month at 4.25%; 2nd mortg. is 9.99% and is 228.00m. Please know I have help with the mortgage, vehicle payment, and other necessities. I am interesting in obtaining this loan to pay off my high interest rate cards. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1172478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172478

$6,000

$6,000

8.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172478. Member loan 1172478 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Dell Inc Debt-to-income ratio: 18.39%
Length of employment: 7 years Location: Austin, TX
       
Home town:
Current & past employers: Dell Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 58
Revolving Credit Balance: $8,880.00 Public Records On File: 0
Revolving Line Utilization: 56.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquency for last 10 years.

 


 

 

 

Member Payment Dependent Notes Series 1172483

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172483

$4,750

$4,750

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172483. Member loan 1172483 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: The H.T. Hackney Company Debt-to-income ratio: 27.55%
Length of employment: 10+ years Location: Greer , SC
       
Home town:
Current & past employers: The H.T. Hackney Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan will enable me to lower my total monthly payments and most definitely will put me in a better financial position by increasing my monthly cash flow. It will also significantly lower the total interest I am paying over time. Thank you so much for considering the funding of my loan.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,122.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Will pay off a car loan and a few other other debts with the rest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$868.00
If you have a delinquency in the last 2 years, please explain the reason.As far as I knew, I didn't.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I answered that question before. It is listed above.
If you have a public record on file, please briefly explain the event and its resolution.I have no knowledge of what you are talking about. None whatsoever. Just stating a fact.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I answered that question before. It is listed above.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment is $447. That figure includes taxes and insurance, because it is on escrow.

 


 

 

 

Member Payment Dependent Notes Series 1172485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172485

$1,625

$1,625

7.62%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172485. Member loan 1172485 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: RTP Debt-to-income ratio: 17.23%
Length of employment: 1 year Location: Vail, CO
       
Home town:
Current & past employers: RTP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > My salary is high and my credit score is excellent. I just finished paying off my car loan!! I am on a roll and I am making it my goal to completely demolish all of my debt within the next year.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 14
Revolving Credit Balance: $5,792.00 Public Records On File: 0
Revolving Line Utilization: 23.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1172487

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172487

$6,000

$6,000

10.74%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172487. Member loan 1172487 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Plaza residence Debt-to-income ratio: 17.98%
Length of employment: 3 years Location: Weehawken, NJ
       
Home town:
Current & past employers: Plaza residence
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,282.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1172493

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172493

$12,000

$12,000

13.11%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172493. Member loan 1172493 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Synthes Debt-to-income ratio: 12.09%
Length of employment: 5 years Location: Las cruces, NM
       
Home town:
Current & past employers: Synthes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am a current borrower through the LendingClub program. I have paid on time for over half the amount borrowed. This loan request is to payoff the other loan and borrow more funds for further home improvements. I have also payed off two cars which has decreased my debt by $700 since the last loan.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 18
Revolving Credit Balance: $48,056.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay off my credit cards each month. I have a mortgage with 60,000 left and a payment of a 1000. I also have student loans which is $6,000 and have payments which is $325. I have double that to finish paying in a year. I have 0% purchase for a mattress and computer that are $2,500. I expect to have just this payment and home left by the end of the year. I am in sales and have a new hospital purchasing equipment. Which allows me to pay off almost everything except my home.
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1172497

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172497

$35,000

$35,000

21.48%

1.00%

March 13, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172497. Member loan 1172497 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: JPMorgan Debt-to-income ratio: 19.33%
Length of employment: 10+ years Location: Pasadena, CA
       
Home town:
Current & past employers: JPMorgan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > What makes me a good borrower:<br><br>I took a Lending Club loan back in Aug 2010 for $25K. I stated on that loan listing that I intend to pay it back within 24-36 months. It is now Mar 2012 and I have one payment remaining. I paid back entire amount in 19 months. I never miss payment and pay in full<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 43
Revolving Credit Balance: $17,817.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquency in last 2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$366K Mortgage, 2.75%, $2130/month<br>$17K student loan, not sure of rate, $136/month<br>$12K Installment loan, not sure of rate, $360/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$366K Mortgage, 2.75%, $2130/month<br>$17K student loan, not sure of rate, $136/month<br>$12K Installment loan, not sure of rate, $360/month
Which debts do you plan to pay off with this loan?I intend to pay off BoA installment loan and student loan
What is your intended use for the loan proceeds?I intend to pay off BoA installment loan and student loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using it to consolidate. I will pay off BoA installment loan, credit card, and student loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly mortgage payment $2128.46, consists of $697.74 principal, $841.02 interest, $589.70 escrow/taxes<br><br>Out of the $2128.46, my portion is $630/month. I have no HELOC.<br><br>Utilities are around $150/month.
Please explain the reason why you carry a large revolving credit balance.I purchased a townhouse end of 2010 and I furnished the home last year. Large purchases. I am receving a bonus in the next week which will wipe out the revolving balance. The revolving is NOT going to be included in my consolidation loan.

 


 

 

 

Member Payment Dependent Notes Series 1172503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172503

$25,000

$25,000

10.74%

1.00%

March 13, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172503. Member loan 1172503 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: ITT, Inc Debt-to-income ratio: 21.14%
Length of employment: 3 years Location: WINTER GARDEN, FL
       
Home town:
Current & past employers: ITT, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I will use the loan to pay down credit card expenses that have accumulated during a time of unemployment. Feel I am a good candidate because I repay debts. I have consistently made monthly payments on time, and pay more than the minimum amount due.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,904.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 Credit cards total debt is $22,000. I pay $700/month towards the cards.<br>Interest rates on cards is between 15% and 17% (just had one lowered)<br>Student loan is $30,000 and in deferment until I can get credit card debt paid down.

 


 

 

 

Member Payment Dependent Notes Series 1172509

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172509

$4,800

$4,800

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172509. Member loan 1172509 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: My Favorite Muffin/ Domino's Pizza Debt-to-income ratio: 19.07%
Length of employment: < 1 year Location: Dayton, OH
       
Home town:
Current & past employers: My Favorite Muffin/ Domino's Pizza
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Hello,I'm seeking funding to help liberate myself from a high interest rate on a credit card.I've been very proactive in trying to improve my financial life's health in the last 9 months,am extremely reliable w/my bill payments and am respected at both of my jobs.Am now tracking spending.Thank you.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,813.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your time and your consideration. These are my current debts and the related information: 5th3rd Credit Card: $5,500/12.99%/$105.....Citi Card: $1,600/7.25%/$25....Wright Patt Credit Union Signature Loan: $4,500/9.9%/$117....E.C.S.I Student Loan:$380/?/$45 (Will be paid off by November; at this time paying ~$2/month in interest)....Sallie Mae: $7,200/6.90%/Currently in forbearance. Again, thank you and I very much look forward to working with you.

 


 

 

 

Member Payment Dependent Notes Series 1172511

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172511

$24,000

$24,000

19.99%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172511. Member loan 1172511 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: Avanade Debt-to-income ratio: 11.84%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: Avanade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > The proceeds of this loan will be spent accordingly:<br><br>Repay $4,000 in medical expenses<br>Repay current LC loan<br>Moving expenses to a cheaper city (while staying at my current income level)<br>Pay off any remaining cc balances<br><br>The $900 monthly payment will just about replace my current obligations<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 67
Revolving Credit Balance: $20,426.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?School Loans: ~10,000 at 4% ($175 monthly payment total, which is above my minimum)<br>Credit Cards: ~13,000 rates range from 0% (until paid off) to about 22% (most debt is under 13% interest, I have 2 cards with ~1,000 each that have 20+ interest, one is paid off every month); ~$500/month payment<br>LC loan which would be fully paid off with proceeds of this loan. ($260/month)<br>No mortgage
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?School Loans: ~10,000 at 4% ($175 monthly payment total, which is above my minimum)<br>Credit Cards: ~13,000 rates range from 0% (until paid off) to about 22% (most debt is under 13% interest, I have 2 cards with ~1,000 each that have 20+ interest, one is paid off every month); ~$500/month payment<br>LC loan which would be fully paid off with proceeds of this loan. ($260/month)<br>No mortgage

 


 

 

 

Member Payment Dependent Notes Series 1172521

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172521

$35,000

$35,000

12.12%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172521. Member loan 1172521 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: United Parcel Service Debt-to-income ratio: 8.42%
Length of employment: 10+ years Location: Swansea, IL
       
Home town:
Current & past employers: United Parcel Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,304.00 Public Records On File: 0
Revolving Line Utilization: 35.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.debt consolidation
Please explain the reason why you carry a large revolving credit balance.debt consolidation
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1900
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will be used only for a home improvement project. The loan will cover the cost of the materials only.
What is the home improvement project you are planning?The home improvement project that we are planning is the installation of an inground pool.
Is the improvement to your primary residence or an investment property?Primary residence.
What is your intended use for the loan proceeds?Home improvement project.
If you have a delinquency in the last 2 years, please explain the reason.We have not had any delinquencies on any of our previous loans.
If you have a public record on file, please briefly explain the event and its resolution.We don't have any public records on file in any state.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?250,000 / 3.8% / 1900
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).We are not paying off a mortgage. This is for a home improvement project.
Is this for a home improvement you have already made, or one that you are planning to make?One that we are planning on doing in the near future.

 


 

 

 

Member Payment Dependent Notes Series 1172526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172526

$7,125

$7,125

17.99%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172526. Member loan 1172526 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,800 / month
Current employer: Masco Contractor Services West Debt-to-income ratio: 24.24%
Length of employment: 10+ years Location: Elk Grove, CA
       
Home town:
Current & past employers: Masco Contractor Services West
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,197.00 Public Records On File: 0
Revolving Line Utilization: 63.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello,<br>My monthly expenses are : Thank you for considering funding my loan. <br>Mortgage $1096<br>Car $176 Insurance $65<br>Utilities/phone $400 Food $400
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello,<br>My monthly expenses are : Thank you for considering funding my loan. <br>Mortgage $1096<br>Car $176 Insurance $65<br>Utilities/phone $400 Food $400

 


 

 

 

Member Payment Dependent Notes Series 1172528

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172528

$12,000

$12,000

17.27%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172528. Member loan 1172528 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Bright House Networks Debt-to-income ratio: 15.26%
Length of employment: 2 years Location: Orlando, FL
       
Home town:
Current & past employers: Bright House Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Loan will be use to pay final payments of a previous loan taken to refinance my credit debt, and pay final balances on the credit I still have open. Having one payment, which is considerably less than the three I am making now is a very welcome prospect.<br><br> Borrower added on 03/02/12 > Using this loan to complete the pay off of a previous loan (always paid on time) and finish paying off the last of my revolving debt. Prospect of one payment a month is much greater than four, and the average interest rate goes down considerably. I'm happy to answer any questions!<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 61
Revolving Credit Balance: $6,096.00 Public Records On File: 0
Revolving Line Utilization: 45.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquency in the last two years. I had one delinquency when I first left college. I was in a college program for Disney that did not qualify as being "In college" for my loans and they began charging me. I immediately caught up and paid off that loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Current debt balance is just below 12,000. I have one loan from Lending club totaling just under 5K, one Credit Card that is also just under 5K. I have a 1K credit card, and about 600 open on another line of credit (payments are not yet due, but I am paying it now anyway). I currently make payments to each every month, totaling about 510, including the 210 I pay for my current LC loan. My average interest rate is 21% (rounded up). This loan would lower that, and my monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay a total of 450 for rent (and as much as maybe 500 in the summer months with high A/C usage in FL), utilities, phone, renters insurance. For food, we do cook on the healthier side, and most nights of the week, I would estimate about 400/mo or less. I pay very little for transportation, I live close enough to work to just walk. I would say maybe 50/mo.

 


 

 

 

Member Payment Dependent Notes Series 1172550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172550

$3,300

$3,300

13.99%

1.00%

March 8, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172550. Member loan 1172550 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: metropolitan police department Debt-to-income ratio: 9.27%
Length of employment: 3 years Location: arlington, VA
       
Home town:
Current & past employers: metropolitan police department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 17
Revolving Credit Balance: $712.00 Public Records On File: 0
Revolving Line Utilization: 10.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?600
What is your intended use for the loan proceeds?To purchase a motorcycle
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000
How are you covering other costs related to this car transaction (taxes, registration, insurance)?Cash in checking account
If you have a delinquency in the last 2 years, please explain the reason.i have not had a deliquency

 


 

 

 

Member Payment Dependent Notes Series 1172551

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172551

$1,200

$1,200

14.65%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172551. Member loan 1172551 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: southern foodservice management Debt-to-income ratio: 22.76%
Length of employment: 1 year Location: morrisville , NC
       
Home town:
Current & past employers: southern foodservice management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > i recently had borrowed $1200 from my father for a deposit on a new apartment so that i could move closer to my job and we had an agreement to do monthly payments buthe has now decided he needs the money in full and i need to get a loan in order to pay him back. thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,132.00 Public Records On File: 0
Revolving Line Utilization: 82.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I moved out of state with a boyfriend and we later separated and I ended up with the extra bills and couldnt pay and now that I have two jobs I can start paying things off but I especially need to pay my father.
Please explain the reason why you carry a large revolving credit balance.I moved out of state with a boyfriend and we later separated and I ended up with the extra bills and couldnt pay and now that I have two jobs I can start paying things off but I especially need to pay my father.
Which debts do you plan to pay off with this loan?I plan to pay off my father who loaned me money to use as a deposit on an apartment. I now have two jobs.one is 50 hours and the other is 30 hours a week so my regular bills can be taken care of with my normal income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I spend about $1500 a month on bills.I can afford my monthly living expenses but I need to pay my father back in full on short notice.

 


 

 

 

Member Payment Dependent Notes Series 1172581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172581

$4,500

$4,500

14.65%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172581. Member loan 1172581 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: La Frontera Debt-to-income ratio: 22.72%
Length of employment: < 1 year Location: tucson, AZ
       
Home town:
Current & past employers: La Frontera
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,046.00 Public Records On File: 0
Revolving Line Utilization: 68.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am a hard working Graduate Student and I work in Behaviroal and Mental Health while also attending school pursuing a MA in Educational Psychology. I would like to consolidate my credit card debt so that I am able to start using the money I earn from work; to pay off my student loans.
Please explain the reason why you carry a large revolving credit balance.I supported myself through my undergraduate degree. during that time I did not make very much money; as a full student and working for the school to help with tuition. I ran into several car problems that needed expensive repairs that were necessary since the only way I made money was working as a nanny for three families. High interest rates on the credit cards and an income that only allowed me to pay minimum payments has cost me the large credit balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had a bad car in college and ended up maxing out a Bank of America credit card and Discover card; one at 2500 dollars and the other at 1200 dollars. Bother interests rates at 28.99% I've only been able to make monthly payments because I am in Grad school and only work part time. My monthly payments on both I pay $150 each. My student loans ar $250 a month.
Which debts do you plan to pay off with this loan?I plan to pay off all my credit card loans and hopefully with any left over money, I will apply that to the balance on my student loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:659 per month. Transportation: 150-200 a week. Utilities: 375. phone: 75, insurance 130per month. student loan 250 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:659 per month. Transportation: 150-200 a week. Utilities: 375. phone: 75, insurance 130per month. student loan 250 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had a bad car in college and ended up maxing out a Bank of America credit card and Discover card; one at 2500 dollars and the other at 1200 dollars. Bother interests rates at 28.99% I've only been able to make monthly payments because I am in Grad school and only work part time. My monthly payments on both I pay $150 each. My student loans ar $250 a month.
Which debts do you plan to pay off with this loan?I plan to pay off all my credit card loans and hopefully with any left over money, I will apply that to the balance on my student loans.

 


 

 

 

Member Payment Dependent Notes Series 1172596

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172596

$16,000

$16,000

9.76%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172596. Member loan 1172596 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: JDSU Debt-to-income ratio: 23.11%
Length of employment: 1 year Location: SAN JOSE, CA
       
Home town:
Current & past employers: JDSU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $51,505.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1172603

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172603

$3,200

$3,200

12.12%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172603. Member loan 1172603 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Eureka Housing Authority Debt-to-income ratio: 16.63%
Length of employment: 7 years Location: Eureka, CA
       
Home town:
Current & past employers: Eureka Housing Authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,686.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1172610

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172610

$10,000

$10,000

6.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172610. Member loan 1172610 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: MARR Inc. Debt-to-income ratio: 15.82%
Length of employment: 3 years Location: Marietta, GA
       
Home town:
Current & past employers: MARR Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I will use this loan to pay off a credit card and achieve an overall lower monthly payment. I have always paid my bills on time and will have no difficulty making the monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,597.00 Public Records On File: 0
Revolving Line Utilization: 31.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?As stated, I will use the loan to pay off my credit cards to effectively reduce my overall interest rate and monthly payments.
Please explain the reason why you carry a large revolving credit balance.A combination of unexpected expenses during and after moving to a new location, and purchasing equipment and supplies for a sole ownership business that did not pan out. I have been paying off my cards and would like to reduce my interest rate via this loan and reduce my monthly payments.

 


 

 

 

Member Payment Dependent Notes Series 1172612

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172612

$9,600

$9,600

7.62%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172612. Member loan 1172612 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: City of East Point Debt-to-income ratio: 23.52%
Length of employment: 10+ years Location: McDonough, GA
       
Home town:
Current & past employers: City of East Point
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,768.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1172620

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172620

$6,000

$6,000

13.67%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172620. Member loan 1172620 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Ederer Investment Co. Debt-to-income ratio: 7.78%
Length of employment: 4 years Location: SEATTLE, WA
       
Home town:
Current & past employers: Ederer Investment Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I want to pay off my debt with one monthly payment to make life simpler. I don't see a payoff soon at this current rate. I always pay on time and have never had a late payment.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,274.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards:<br>Citi bank $4134 14.99%<br>us bank $1377. 22.99%<br>BECU. $987. 12.99%<br><br>Bank of NV (for medical expenses) $1386. 18.99%<br><br>Student loan: $4036. 5.25%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
Please explain the reason why you carry a large revolving credit balance.My credit card balances are mostly due to school expenses. I ran out of student loan options and that was the only way I was able to finish school.
Which debts do you plan to pay off with this loan?I plan to pay off the higher interest credit card and medical expense loan.

 


 

 

 

Member Payment Dependent Notes Series 1172677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172677

$11,000

$11,000

12.12%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172677. Member loan 1172677 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,033 / month
Current employer: Lovett Inc. Debt-to-income ratio: 17.51%
Length of employment: 2 years Location: Portland, OR
       
Home town:
Current & past employers: Lovett Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > This loan is being used to consolidate credit card balances with higher interest rates.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,246.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am consolidating all of my credit card debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are about $750 per month for rent, transportation, phone, and food
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Current monthly expenses are about $750 per month for rent, transportation, phone, and food
Please explain the reason why you carry a large revolving credit balance.A large portion of these balances comes from a large veternarian credit line I had to open to pay for medical services for my pet. Since those expenses were incurred on a large-interest card, I have subsequently spread it out over cards with lower balances to take advantage of their lower-interest introductory rates, which have since expired.
Which debts do you plan to pay off with this loan?I plan on paying off all of my credit card balances.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan on allocating this money across my credit card accounts, starting with the highest-interest card first.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are about $750 per month for rent, transportation, phone, and food
Which debts do you plan to pay off with this loan?I plan on paying off all of my credit card balances.

 


 

 

 

Member Payment Dependent Notes Series 1172713

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172713

$2,200

$2,200

15.81%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172713. Member loan 1172713 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: UT MD Anderson Cancer Center Debt-to-income ratio: 19.52%
Length of employment: 6 years Location: Houston, TX
       
Home town:
Current & past employers: UT MD Anderson Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Debt consolidation loan for hard working professional fully employed in growing industry<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 28
Revolving Credit Balance: $20,335.00 Public Records On File: 1
Revolving Line Utilization: 78.20% Months Since Last Record: 100
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.divorce - relocation, paying lawyers, etc. This is all behind me now i'm working to pay everything off.
Which debts do you plan to pay off with this loan?two higher rate credit cards
What is your intended use for the loan proceeds?pay off two higher rate credit cards in an attempt to pay down debt faster
Please explain the reason why you carry a large revolving credit balance.divorce - relocation, paying lawyers, etc. This is all behind me now i'm working to pay everything off.

 


 

 

 

Member Payment Dependent Notes Series 1172753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172753

$28,000

$28,000

22.78%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172753. Member loan 1172753 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,125 / month
Current employer: LSU Health Sciences Center - Shreveport Debt-to-income ratio: 10.29%
Length of employment: 5 years Location: Shreveport, LA
       
Home town:
Current & past employers: LSU Health Sciences Center - Shreveport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 50 Months Since Last Delinquency: 20
Revolving Credit Balance: $18,101.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1: $9500 at 14.99%. Pay $250/mo. Credit card 2: $2500 at 19.99%. Pay $150/mo. Credit card 3: $2100 at 0% for 6 mos, then 19.99%. Pay $150/mo. Credit Card 4: $2,500 at 19.99% after intro. rate expires on March 11. Pay $200/mo. Mortgage: $1321/mo. Interest rate is 5.25%. Student loans: $225/mo. Interest rate is 1.165%.
Which debts do you plan to pay off with this loan?All four credit cards so I can end variable interest and make progress on reducing my debt with fixed interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1: $9500 at 14.99%. Pay $250/mo. Credit card 2: $2500 at 19.99%. Pay $150/mo. Credit card 3: $2100 at 0% for 6 mos, then 19.99%. Pay $150/mo. Credit Card 4: $2,500 at 19.99% after intro. rate expires on March 11. Pay $200/mo. Mortgage: $1321/mo. Interest rate is 5.25%. Student loans: $225/mo. Interest rate is 1.165%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are between $2,800 and $3,000 per month.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies including anything in the last 2 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolidate credit card debt and if any funds remain I will put it toward paying off my car loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I do not have a home equity loan or line of credit on my home. The total amount of monthly expenses varies between $2800 and $3000 each month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1: $9500 at 14.99%. Pay $250/mo. Credit card 2: $2500 at 19.99%. Pay $150/mo. Credit card 3: $2100 at 0% for 6 mos, then 19.99%. Pay $150/mo. Credit Card 4: $2,500 at 19.99% after intro. rate expires on March 11. Pay $200/mo. Mortgage: $1321/mo. Interest rate is 5.25%. Student loans: $225/mo. Interest rate is 1.165%.
Please explain the reason why you carry a large revolving credit balance.I had to put a significant amount of medical bills on credit and the compounding interest is just too much. I have a good full time job but have not received a raise in 5 years but the cost of living continues to rise which effects how much I am able to pay off each month. So I have chosen to find a consolidation loan that has a fixed interest and allows me to make progress in reducing my debt.

 


 

 

 

Member Payment Dependent Notes Series 1172758

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172758

$3,500

$3,500

15.81%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172758. Member loan 1172758 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,333 / month
Current employer: Intradeco Apparel Debt-to-income ratio: 13.14%
Length of employment: 7 years Location: Rogers, AR
       
Home town:
Current & past employers: Intradeco Apparel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 32 Months Since Last Delinquency: 3
Revolving Credit Balance: $11,107.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.In the process of paying it down; but, taking time.. Estimate i've cut my unsecured debt by 20-30% in the past 2 years... When young and establishing my home and family, i probably took on a little more debt than i wish i would have... . <br><br>Good news is, I've been pretty successful in my career over time... I just got a raise at work which will be effective next month., which will afford me the opportunity to continue to work on paying down...<br><br>Appreciate your support, and thanks!
If you have a delinquency in the last 2 years, please explain the reason.Dont believe i have any outstanding delinqencys on my record

 


 

 

 

Member Payment Dependent Notes Series 1172767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172767

$20,000

$20,000

15.31%

1.00%

March 8, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172767. Member loan 1172767 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Whole foods market Debt-to-income ratio: 27.04%
Length of employment: 3 years Location: Santa rosa, CA
       
Home town:
Current & past employers: Whole foods market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have been working at the same job now for 5 years and intend to stay with the company for many more. Currently, I pay just under $800 a month for the debts that I intend to use this loan for. If I were to get this loan completely funded, I could lower my monthly payments to approximately $480.<br><br> Borrower added on 03/06/12 > I want to let everyone who has invested in my loan so far know that I really appreciate it! I believe that I am an amazing candidate for anyone to invest in. I haven't had 1 late payment for 3 years! Getting this loan will make my bills so much easier to pay off and get me out of debt for good ASAP.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,098.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards;<br><br>$3,800 - 29.99% $140 Monthly Payment<br>$1,400 - 27.99% $50 Monthly Payment<br><br>Car Loan<br><br>$12,000 - 18.99% $590 Monthly Payment<br><br>Total Monthly Payments now equals $780<br>Total Monthly Payments if I got this loan equals $480
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I only intend to pay off my debts with this loan. Nothing else.
Please explain the reason why you carry a large revolving credit balance.Of course it's not intentional, but because of unforeseen circumstances it has become harder and harder to pay off my debts. I haven't gotten behind on any of my payments, but I do feel that it has become increasingly difficult to get "ahead" on payments. So having such a high revolving balance isn't intentional and will end when I get this loan.
What is your intended use for the loan proceeds?I will put the proceeds from my loan into my savings account.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 450<br>Transportation 100<br>Utilities 167<br>Phone 150<br>Insurance 109<br>Food 200
Which debts do you plan to pay off with this loan?Auto loan 12,000<br>Credit card 3800<br>Credit card 1400
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I only intend to pay off my debts with this loan. Nothing else.
If you have a public record on file, please briefly explain the event and its resolution.No record.
Please explain the reason why you carry a large revolving credit balance.Of course it's not intentional, but because of unforeseen circumstances it has become harder and harder to pay off my debts. I haven't gotten behind on any of my payments, but I do feel that it has become increasingly difficult to get "ahead" on payments. So having such a high revolving balance isn't intentional and will end when I get this loan.
If you have a delinquency in the last 2 years, please explain the reason.No delinquancies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 450<br>Utilities 167

 


 

 

 

Member Payment Dependent Notes Series 1172782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172782

$3,200

$3,200

16.29%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172782. Member loan 1172782 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Pro Star Management, Inc Debt-to-income ratio: 5.88%
Length of employment: 2 years Location: CINCINNATI, OH
       
Home town:
Current & past employers: Pro Star Management, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,441.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I don't actually consider 2,300 dollars of credit balance all that large, but I would really like to get it paid off so my credit score isn't effected. I live on my own and take care of all my expenses myself and after I pay rent, my car payment, all my bills, student loans, etc. it is tough to pay anything more than the minimum balance on my credit cards. I would like to get them paid off in full as soon as possible and really need this loan to do so. Please.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Credit Card - $1,400, $105 monthly payment<br>Capital One Credit Card - $800, $85 monthly payment<br>Student Loans - $35,000, $185 monthly payment<br>Duke Energy - $400, all due now.<br>Car Payment - $18,500 owed, $220 monthly.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debts and monthly bills first, then use anything remaining to help pay my student loans and car payments if possible.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Over $2,000 total for rent, car payment, Duke Energy bill, cable bill, insurance, food, gas, phone bill, etc.
What is your intended use for the loan proceeds?To pay off my credit card debt first and foremost, as well as monthly bills. It has been past due for awhile now and I would really like to get it paid off as soon as possible. Then I hope to use the remaining, if any, to put down a payment on my car and student loans. Please please please help me out with this loan. I am really in need of this help to get these debts lifted. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1172787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172787

$12,000

$12,000

6.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172787. Member loan 1172787 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Atlantic Group & Associates, Inc. Debt-to-income ratio: 25.96%
Length of employment: 9 years Location: Frankford, DE
       
Home town:
Current & past employers: Atlantic Group & Associates, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,827.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1172789

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172789

$19,075

$19,075

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172789. Member loan 1172789 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,200 / month
Current employer: Dr. Marcus Black Debt-to-income ratio: 19.63%
Length of employment: 4 years Location: Bentonville, AR
       
Home town:
Current & past employers: Dr. Marcus Black
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,507.00 Public Records On File: 0
Revolving Line Utilization: 17.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We are having an inground swimming pool put in.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of our monthly expenses (including mortgage, car pymt, utilities, medical, food, credit cards, phone,etc) are about 60% of our monthly income.

 


 

 

 

Member Payment Dependent Notes Series 1172805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172805

$3,500

$3,500

6.03%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172805. Member loan 1172805 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Timpone's Restaurant Debt-to-income ratio: 12.20%
Length of employment: 1 year Location: Champaign, IL
       
Home town:
Current & past employers: Timpone's Restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > My photography business requires more equipment to fulfill the needs of a new corporate client for a series of upcoming photo shoots.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,339.00 Public Records On File: 0
Revolving Line Utilization: 15.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Food, gas, and utilities vary, so are they approximate figures, based on my spending in February, 2012.<br><br>Rent $320<br>Gas $75<br>Utilities $115<br>Phone $30<br>Insurance $55<br>Food $200<br>Student Loan $112<br>Credit Card $72<br><br>Total: $979
What is your intended use for the loan proceeds?Initial Purchase:<br><br>(1) Canon 17 - 55mm f/2.8 USM IS $1098.00<br>(2) Alien Bees B1600 Studio Flash $719.00<br>(2) Vagabond Mini Lithium $479.00<br>(2) Mini Lithium Batteries $179.00<br>2 13' Light Stands $198.00<br>Shipping: approx. $50.00<br>Total: $2723.00<br><br>The use of the remainder will be determined by another evaluation of my needs, after the initial purchase.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rent a house, and my portion of the rent is $320.00, my share of the utilities are about $115.00, and my insurance payment is about $14.00.<br><br>In total that is $449.00 per month on housing.

 


 

 

 

Member Payment Dependent Notes Series 1172820

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172820

$10,000

$10,000

6.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172820. Member loan 1172820 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Broward County Debt-to-income ratio: 10.32%
Length of employment: 10+ years Location: Boca Raton, FL
       
Home town:
Current & past employers: Broward County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Thank you for considering my loan for your investment. I plan to consolidate my current Lending Club loan (APR 12.82) and a second auto loan (APR 10.99) for this lower APR of 7.99%. This will save me several thousand dollars over the life of the loan and reduce my current monthly payment by $150.<br><br> Borrower added on 03/06/12 > It looks like ther is a typo in the reponse to the first question asked below. It should have read "two" loans, not "to."<br><br> Borrower added on 03/06/12 > "there" - sorry about the typos<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,402.00 Public Records On File: 0
Revolving Line Utilization: 11.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will pay-off to higher interest rate loans with the proceeds.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,800.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All other expenses, excluding housing which you asked about previously, are approximately $1,400.00. This figure includes the current loans which will be repaid.
If you have a delinquency in the last 2 years, please explain the reason.None.
Please explain the reason why you carry a large revolving credit balance.I don't carry a large revolving credit balance. Of the balances I do have, approximately $1,200 is on a zero interest credit card and will be paid off in a few months when the promotion period expires. I pay my AmEx and any other card I may use at the end of every month. I take advantage of points and reward offers when I can.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am replacing two higher interest term loans with this lower interest term loan. Any balance remaining on the current term loans after applying the proceeds of this loan will be covered by personal savings.
If you have a public record on file, please briefly explain the event and its resolution.None.

 


 

 

 

Member Payment Dependent Notes Series 1172823

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172823

$12,000

$12,000

7.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172823. Member loan 1172823 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,417 / month
Current employer: broward county sheriffs office Debt-to-income ratio: 15.27%
Length of employment: 7 years Location: margate, FL
       
Home town:
Current & past employers: broward county sheriffs office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > looking to consolidate higher credit card balances<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $50,908.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?11k in credit cards , ranging from 9.99 to 11.99, combined monthly pay 225

 


 

 

 

Member Payment Dependent Notes Series 1172863

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172863

$29,000

$29,000

8.90%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172863. Member loan 1172863 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: MFP Technology Services Debt-to-income ratio: 16.48%
Length of employment: 10+ years Location: DOBBS FERRY, NY
       
Home town:
Current & past employers: MFP Technology Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Debt Consolidation<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 48
Revolving Credit Balance: $13,631.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1172874

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172874

$6,000

$6,000

6.03%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172874. Member loan 1172874 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: Apple Inc. Debt-to-income ratio: 13.83%
Length of employment: 6 years Location: Austin, TX
       
Home town:
Current & past employers: Apple Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Pretty simple... just basically paying off every card I have with this, cutting them up, and instead of sending money to creditors every month, I pay LendingClub. The monthly payment is actually only about half of what I pay each month, collectively, on my cards.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,125.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am getting this loan to pay off all of my credit cards. LendingClub offers a better rate than what my cards offer. Thanks!
Which debts do you plan to pay off with this loan?I've got a credit card with Discover, Chase, Citi Bank, Home Depot, Best Buy and Guitar Center. With this I can pay them all off and just pay LendingClub every month instead of paying off each individual card (which I've been managing just fine, it'd just be easier to have one payment instead of 6, all with varying interest rates). Thanks!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent ($700), Transportation ($297 - car payment) + gasoline ($80 avg), Utilities ($70 avg - elec/water/gas), Phone ($90), Insurance ($100 - car) + ($12 - renters), Food (about $300 or so on average, though I can easily cut back if necessary). Thanks for considering.
If you have a delinquency in the last 2 years, please explain the reason.I've never in my life had an account go into delinquency status to my knowledge.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rent a house and I already listed the rent amount in a previous answer. I don't have a mortgage. My taxes are paid by Apple automatically. I don't have a home equity loan and I already listed my insurance expenses in a previous answer as well. Thanks for your interest!

 


 

 

 

Member Payment Dependent Notes Series 1172889

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172889

$10,000

$10,000

12.12%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172889. Member loan 1172889 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: North American Family Institute Debt-to-income ratio: 18.31%
Length of employment: 7 years Location: GLOUCESTER, MA
       
Home town:
Current & past employers: North American Family Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Using this loan to pay off high interest credit cards<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 18
Revolving Credit Balance: $11,636.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay approximately $500 a month towards credit cards every month. Interest rates are in the low 20's. This is why u want to get a loan; so I can pay them off and have one monthly payment with lower interest rates.
Which debts do you plan to pay off with this loan?Credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1350, utilities about $150, phone/insurance $200. Food $100.

 


 

 

 

Member Payment Dependent Notes Series 1172901

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172901

$6,000

$6,000

14.65%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172901. Member loan 1172901 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,333 / month
Current employer: Microsoft Corporation Debt-to-income ratio: 11.89%
Length of employment: 10+ years Location: Richardson, TX
       
Home town:
Current & past employers: Microsoft Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Credit Card Consolidation<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,640.00 Public Records On File: 0
Revolving Line Utilization: 80.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Two kids in college
Which debts do you plan to pay off with this loan?Discover
Please explain the reason why you carry a large revolving credit balance.Two kids in college
Which debts do you plan to pay off with this loan?Discover

 


 

 

 

Member Payment Dependent Notes Series 1172903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172903

$19,200

$19,200

18.55%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172903. Member loan 1172903 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Cumulus Media Debt-to-income ratio: 21.24%
Length of employment: 6 years Location: Trenton, GA
       
Home town:
Current & past employers: Cumulus Media
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > We have 10 bills that consist of anything from consumer credit like Dell Financial to Capital One that we pay every month but just can't seem to get ahead with. This will take a tremdous amount of stress off us each month and allow us to pay it off in 3 years!<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 12
Revolving Credit Balance: $9,703.00 Public Records On File: 0
Revolving Line Utilization: 39.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.There has never been a delinquency ever.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of our bills combined including these 10 credit bills that we're hoping to pay off to relieve from stress comes to around $4480 a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of our bills combined including these 10 credit bills that we're hoping to pay off to relieve from stress comes to around $4480 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?current credit card debt balances: $21,604<br>interest rates: 23.24%, 21.24%, 26.24%, 27.24%, 16.99%, 22.99%, 22.99%, 26.99%, 24.99%, 26.99%<br>monthly payments: $1038.00<br>student loan: $9962.00, Monthly payment $125.15, APR 4.125%<br>mortgage: $141,000, Monthly payment $1194, APR 6.00%<br>Car payment: $13,500 Monthly payment $374.00, APR 4.00%<br>RV payment: $4068, Monthly paymeent $146.00, APR 10.24%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This question has already been answered and is viewable along with the other answered questions. Thank you
Which debts do you plan to pay off with this loan?All of my high interest credit cards and consumer accounts totaling 10 in all. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1172910

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172910

$7,200

$7,200

7.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172910. Member loan 1172910 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: MetaClin Research, Inc. Debt-to-income ratio: 24.82%
Length of employment: 7 years Location: Austin, TX
       
Home town:
Current & past employers: MetaClin Research, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 72
Revolving Credit Balance: $12,017.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses are $2900. Includes rent, groceries, household bills, auto loan, and insurance. Transportation is low. I fly out of state for work. Only comute 20% a year; comute is 4 miles round trip.
What is your intended use for the loan proceeds?To pay off high interest loan and medical bill.
Please explain the reason why you carry a large revolving credit balance.Currently, I'm making minimum payments due to high interest loan and medical bill. Lending club loan would allow to pay down revolving credit balances.
Which debts do you plan to pay off with this loan?Medical and payda<br>y loan.

 


 

 

 

Member Payment Dependent Notes Series 1172925

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172925

$11,525

$11,525

8.90%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172925. Member loan 1172925 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,500 / month
Current employer: Memorial Sloan-Kettering Cancer Center Debt-to-income ratio: 24.20%
Length of employment: 5 years Location: Astoria, NY
       
Home town:
Current & past employers: Memorial Sloan-Kettering Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am getting out of debt with this loan. I am paying off 5 cards! My current payments are far above what this loan will be, plus this will take me only 3 years!! Please help me get out of debt once and for all! I have a very stable job and I will begin to then save for a home!<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,977.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2500-3000

 


 

 

 

Member Payment Dependent Notes Series 1172946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172946

$7,200

$7,200

7.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172946. Member loan 1172946 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Mountain Park Health Center Debt-to-income ratio: 15.01%
Length of employment: 4 years Location: Tempe, AZ
       
Home town:
Current & past employers: Mountain Park Health Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan is to consolidate credit card debt at a rate of 16%.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,229.00 Public Records On File: 0
Revolving Line Utilization: 27.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use of the loan funds is to consolidate my credit card debt, a total sum of $5000, at a much lower interest rate. The credit cards I have all have an interest rate of about 16%. This will save me quite a bit of money.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?The total of my monthly expenses is: $1240
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay off credit card debt. I have two cards that are at 16% interest. This loan will only be at around 7% interest. Most of the debt is on one card.
Please explain the reason why you carry a large revolving credit balance.I had a lot of unexpected expenses come up. The most expensive of which were car repairs,
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1172976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172976

$35,000

$35,000

18.25%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172976. Member loan 1172976 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: NC Farm Bureau Debt-to-income ratio: 19.69%
Length of employment: 5 years Location: Pembroke, NC
       
Home town:
Current & past employers: NC Farm Bureau
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 73
Revolving Credit Balance: $26,011.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The only other account that I will have after this consolidation will be my home. I have 2 jet skis, 1 credit card and 1 doctor bill that I will pay off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 4500 per month.
Which debts do you plan to pay off with this loan?All but home.
Please explain the reason why you carry a large revolving credit balance.Most of my revolving credit comes from the purchase of 2 jet skis. The interest rate is a lot higher that what lending club is offering. Once this is paid I won't have any revolving credit balances.
What is your intended use for the loan proceeds?The loan proceeds will be used to pay off all my revolving debt. That will leave me with this loan with a pre-determined time frame to pay it off and my home.
Please explain the reason why you carry a large revolving credit balance.Most of my revolving credit comes from the purchase of 2 jet skis. The interest rate is a lot higher that what lending club is offering. Once this is paid I won't have any revolving credit balances.
Which debts do you plan to pay off with this loan?All but home.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 4 items to pay off. 2 jet skis, 1 credit card balance, and 1 doctor bill.
Please explain the reason why you carry a large revolving credit balance.Most of my revolving credit comes from the purchase of 2 jet skis. The interest rate is a lot higher that what lending club is offering. Once this is paid I won't have any revolving credit balances.

 


 

 

 

Member Payment Dependent Notes Series 1172982

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172982

$1,000

$1,000

10.74%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172982. Member loan 1172982 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,100 / month
Current employer: Maverik Debt-to-income ratio: 9.00%
Length of employment: 2 years Location: Washington, UT
       
Home town:
Current & past employers: Maverik
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,314.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1173015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173015

$12,000

$12,000

6.62%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173015. Member loan 1173015 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,833 / month
Current employer: Lockheed Martin Debt-to-income ratio: 4.81%
Length of employment: 10+ years Location: Camillus, NY
       
Home town:
Current & past employers: Lockheed Martin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,584.00 Public Records On File: 0
Revolving Line Utilization: 4.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Will be putting on a new roof, new pool liner and new side entry walkway.
Please explain the reason why you carry a large revolving credit balance.Good question. I have four credit cards, yet I pay the balances off in full every month.
What is your intended use for the loan proceeds?The main purpose is for a new roof. I live in a a very wide house with a large roof surface area. It had leaked in the past near a sky light. when I had a new sky light put in the contractor said I would probably only get another 2 years out of it. What ever is left will go towards a new pool liner.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 2100, phone service is 200, insurance about 100, food varies, and gas is crazy, but about 200/week for three vehicles. Kids activities for sports, music are about 200/month as well.

 


 

 

 

Member Payment Dependent Notes Series 1173029

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173029

$6,400

$6,400

20.50%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173029. Member loan 1173029 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Tower Water Debt-to-income ratio: 22.25%
Length of employment: 3 years Location: East Brunswick, NJ
       
Home town:
Current & past employers: Tower Water
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Just looking to get all my bills consolidated<br><br> Borrower added on 03/03/12 > I plan on using this loan to consolidate all my bills<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 33
Revolving Credit Balance: $4,180.00 Public Records On File: 0
Revolving Line Utilization: 37.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include phone, transportation and insurance (both health and car).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt balances are $21,000......Intrest rates are between 11%-27%....I have 2 credit cards and 2 loans.....I will be using this loan to consolidate everything.
Which debts do you plan to pay off with this loan?All of them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt balances are $21,000......Intrest rates are between 11%-27%....I have 2 credit cards and 2 loans.....I will be using this loan to consolidate everything.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt balances are $21,000......Intrest rates are between 11%-27%....I have 2 credit cards and 2 loans.....I will be using this loan to consolidate everything.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include phone, transportation and insurance (both health and car).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the loan to pay off all my current bills

 


 

 

 

Member Payment Dependent Notes Series 1173040

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173040

$35,000

$35,000

18.25%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173040. Member loan 1173040 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $26,250 / month
Current employer: Nobel Biocare Debt-to-income ratio: 12.42%
Length of employment: 3 years Location: Hillsborough, NJ
       
Home town:
Current & past employers: Nobel Biocare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,063.00 Public Records On File: 0
Revolving Line Utilization: 43.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Revolving is strictly used as business start up and build out costs. I have over $700k invested personally. The revolving credit lines are back-up. I draw and pay off frequently. A major portion was an Amex bill for $32,000 that was paid 3 days ago but probably still shows up on my credit report. I hope this helps. Thanks for your consideration.
What is your intended use for the loan proceeds?The first $24,800 is for the first month's rent and security deposit for the 3 locations. The rest is for back up working capital for build out costs. Let me know if you have any more questions. Thank you for your consideration.
What is your intended use for the loan proceeds?The first $24,800 is for the first month's rent and security deposit for the 3 locations. The rest is for back up working capital for build out costs. Let me know if you have any more questions. Thank you for your consideration.
What is your intended use for the loan proceeds?The first $24,800 is for the first month's rent and security deposit for the 3 locations. The rest is for back up working capital for build out costs. Let me know if you have any more questions. Thank you for your consideration.
Can you provide some high level financials on the monthly costs / revenue of your business?I have 2 locations open now. They opened at the end of summer an have been open just over 8 months. One location is at $1.1M in gross revenue, the other is at $850k. EBITA is 39%. Thus you can see my sense of urgency to expand. I hope this helps. Thank you for your interest.
Can you provide some high level financials on the monthly costs / revenue of your business?I have 2 locations open now. They opened at the end of summer an have been open just over 8 months. One location is at $1.1M in gross revenue, the other is at $850k. EBITA is 39%. Thus you can see my sense of urgency to expand. I hope this helps. Thank you for your interest.
Please describe your experience/familiarity with the business you are starting/started?I have been running the 2 locations for 10 months now and am the franchisee of the year. Top location even through the winter. I took my corporate experience, my MBA and applied to a small business. It's been successful beyond my imagination. Thanks for your interest.
What type of business are you starting?I already have 2 frozen yogurt shops. Opening 3 more.
Please describe your experience/familiarity with the business you are starting/started?I have been running the 2 locations for 10 months now and am the franchisee of the year. Top location even through the winter. I took my corporate experience, my MBA and applied to a small business. It's been successful beyond my imagination. Thanks for your interest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1700
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total monthly exp $3450
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies, never late on any payments.
Please explain the reason why you carry a large revolving credit balance.Revolving is strictly used as business start up and build out costs. I have over $700k invested personally. The revolving credit lines are back-up. I draw and pay off frequently. A major portion was an Amex bill for $32,000 that was paid 3 days ago but probably still shows up on my credit report. I hope this helps. Thanks for your consideration.
If you have a public record on file, please briefly explain the event and its resolution.No public records
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).None
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?3 down payments for 1st month security for 3 new locations and working capital backup.
What type of business are you starting?I already have 2 frozen yogurt shops. Opening 3 more.
Please describe your experience/familiarity with the business you are starting/started?I have been running the 2 locations for 10 months now and am the franchisee of the year. Top location even through the winter. I took my corporate experience, my MBA and applied to a small business. It's been successful beyond my imagination. Thanks for your interest.
What do you project your monthly expenses for the first 6 months of your business?EBITDA Is 41 percent.
What will be the largest expense in the first six months?COGS of 36 percent
What do you project your monthly revenues for the first 6 months to be?My other 2 stores did $800k and $550k respectively the first 6 months
Can you provide some high level financials on the monthly costs / revenue of your business?I have 2 locations open now. They opened at the end of summer an have been open just over 8 months. One location is at $1.1M in gross revenue, the other is at $850k. EBITA is 39%. Thus you can see my sense of urgency to expand. I hope this helps. Thank you for your interest.
What type of business are you starting?I already have 2 frozen yogurt shops. Opening 3 more.
Can you provide some high level financials on the monthly costs / revenue of your business?I have 2 locations open now. They opened at the end of summer an have been open just over 8 months. One location is at $1.1M in gross revenue, the other is at $850k. EBITA is 39%. Thus you can see my sense of urgency to expand. I hope this helps. Thank you for your interest.
What type of business are you starting?I already have 2 frozen yogurt shops. Opening 3 more.
Please describe your experience/familiarity with the business you are starting/started?I have been running the 2 locations for 10 months now and am the franchisee of the year. Top location even through the winter. I took my corporate experience, my MBA and applied to a small business. It's been successful beyond my imagination. Thanks for your interest.

 


 

 

 

Member Payment Dependent Notes Series 1173065

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173065

$35,000

$35,000

15.81%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173065. Member loan 1173065 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,333 / month
Current employer: Jacobs Technology Debt-to-income ratio: 14.58%
Length of employment: 3 years Location: Carbondale, PA
       
Home town:
Current & past employers: Jacobs Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,491.00 Public Records On File: 0
Revolving Line Utilization: 39.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The purpose is to pay for various services, products, and other business necessities to dedicate to my business, until my future customers (who are already committed) become regular, paying customers - thus making a stable monthly revenue stream from which I can further grow the business.
What is your intended use for the loan proceeds?The purpose is to pay for various services, products, and other business necessities to dedicate to my business, until my future customers (who are already committed) become regular, paying customers - thus making a stable monthly revenue stream from which I can further grow the business.
What type of business are you starting?It is a Internet media and information services company, with 47 customers pre-committed.
What is your intended use for the loan proceeds?The purpose is to pay for various services, products, and other business necessities to dedicate to my business, until my future customers (who are already committed) become regular, paying customers - thus making a stable monthly revenue stream from which I can further grow the business.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?See descriptive details just added.
Can you provide some high level financials on the monthly costs / revenue of your business?Monthly revenue - 13000.00<br>Monthly expenses - 3000.00<br>Net Monthly Revenue - 10000.00<br>Predicted revenues and expenses are estimated to grow by 20-30 percent.
What is your intended use for the loan proceeds?The purpose is to pay for various services, products, and other business necessities to dedicate to my business, until my future customers (who are already committed) become regular, paying customers - thus making a stable monthly revenue stream from which I can further grow the business.
What is your intended use for the loan proceeds?The purpose is to pay for various services, products, and other business necessities to dedicate to my business, until my future customers (who are already committed) become regular, paying customers - thus making a stable monthly revenue stream from which I can further grow the business.
Please describe your experience/familiarity with the business you are starting/started?I have been in the computer, networking, and web industry for just under 20 years, having held various titles such as pc/network technician, web developer, project manager, director of technology, and CIO. I know this business well, and can communicate with both technical and non-technical personnel very well.
What type of business are you starting?It is a Internet media and information services company, with 47 customers pre-committed.
Please describe your experience/familiarity with the business you are starting/started?I have been in the computer, networking, and web industry for just under 20 years, having held various titles such as pc/network technician, web developer, project manager, director of technology, and CIO. I know this business well, and can communicate with both technical and non-technical personnel very well.
What is your intended use for the loan proceeds?The purpose is to pay for various services, products, and other business necessities to dedicate to my business, until my future customers (who are already committed) become regular, paying customers - thus making a stable monthly revenue stream from which I can further grow the business.
What type of business are you starting?It is a Internet media and information services company, with 47 customers pre-committed.

 


 

 

 

Member Payment Dependent Notes Series 1173081

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173081

$16,000

$16,000

18.55%

1.00%

March 8, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173081. Member loan 1173081 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: BRIGHAM AND WOMANS HOSPITAL Debt-to-income ratio: 21.36%
Length of employment: 3 years Location: CANTON, MA
       
Home town:
Current & past employers: BRIGHAM AND WOMANS HOSPITAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I am trying to get back on my feet after a lot of excessive debt. I would like to consolidate my credit cards. Therefore I will be paying less in fees. I have a good track record with Lending Club and have paid on time every month. I would use this money for debt consolidation.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 30 Months Since Last Delinquency: 5
Revolving Credit Balance: $50,324.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have had deliquency with a rental property. The mortgage fell behind while I was trying to get it refinanced and rented. As we know conventional refinancing takes months. I was then forced to take money out of my retirement fund to become current with my payments as well as credit cards. The house is now being taken care of by a family member. Meanwhile my credit score and history took a hit. The mortagage and two credit cards are the only negative impact on my history.
If you have a delinquency in the last 2 years, please explain the reason.I have had deliquency with a rental property. The mortgage fell behind while I was trying to get it refinanced and rented. As we know conventional refinancing takes months. I was then forced to take money out of my retirement fund to become current with my payments as well as credit cards. The house is now being taken care of by a family member. Meanwhile my credit score and history took a hit. The mortagage and two credit cards are the only negative impact on my history.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are approximately $3000.
Please explain the reason why you carry a large revolving credit balance.I have large revolving credit due to credit cards, some small loans, mortgage, and closed credit line.
Which debts do you plan to pay off with this loan?I plan to pay off two credit cards, two small loans, a few other personal items.

 


 

 

 

Member Payment Dependent Notes Series 1173090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173090

$18,000

$18,000

9.76%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173090. Member loan 1173090 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,301 / month
Current employer: AM-C WAREHOUSE Debt-to-income ratio: 20.39%
Length of employment: 10+ years Location: MANSFIELD, TX
       
Home town:
Current & past employers: AM-C WAREHOUSE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I WANT TO PAY MY CREDIT CARDS OFF AND HAVE ONLY ONE PAYMENT WITH LESS INTEREST<br><br> Borrower added on 03/03/12 > I WANT TO HAVE ONLY ONE PAYMENT A MONTH WITH LESS INTEREST RATE<br><br> Borrower added on 03/05/12 > I LIKE TO DO ALL MY PAYMENTS ON TIME AND HAVE GOOD CREDIT SCORE,BECAUSE WHEN I NEED SOMETHING THAT I CAN'T PAY CASH ,I WILL HAVE IN PAYMENTS AND BE RESPONSABLE WITH THE ONES THAT TRUST ON ME.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,932.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA,3CARDS ABOUT 11,000 - MASTER CARD 1 - AMERICAN EXPRESS 1 - ALL ARE 18% AND UP ,THE BALANCE IS AROUND 17,500 AT ALL CARD TOGETHER
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?ABOUT 420.00 A MONTH AT ALL CREDIT CARDS TOGETHER.I WANT TO PAY ALL THE CREDIT CARDS AND HAVE ONLY ONE PAYMENT WITH LESS INTEREST A MONTH
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA,3CARDS ABOUT 11,000 - MASTER CARD 1 - AMERICAN EXPRESS 1 - ALL ARE 18% AND UP ,THE BALANCE IS AROUND 17,500 AT ALL CARD TOGETHER
What is your intended use for the loan proceeds?JUST PAY MY CREDIT CARDS ALL IN ONE TIME AND THE MONEY THAT I WILL SAVE IN INTEREST ,I WILL TRY PAY LITTLE EXTRA AT THIS LOAN ,IF I GET THE LOAN WITH LENDING CLUB.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA,3CARDS ABOUT 11,000 - MASTER CARD 1 - AMERICAN EXPRESS 1 - ALL ARE 18% AND UP ,THE BALANCE IS AROUND 17,500 AT ALL CARD TOGETHER

 


 

 

 

Member Payment Dependent Notes Series 1173091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173091

$29,000

$29,000

24.52%

1.00%

March 12, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173091. Member loan 1173091 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,833 / month
Current employer: Parus Holdings, Inc. Debt-to-income ratio: 16.19%
Length of employment: 10+ years Location: Orinda, CA
       
Home town:
Current & past employers: Parus Holdings, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > Loan to consolidate personal debts and some credit cards. I pay my bills on-time.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,238.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$23,000 credit card high interest rates ($1200/mo), $1,040,000 mortgage ($5500/mo.), $100,000 student loans ($700/mo.), line of credit $22,000 ($600/mo.)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$23,000 credit card high interest rates ($1200/mo), $1,040,000 mortgage ($5500/mo.), $100,000 student loans ($700/mo.), line of credit $22,000 ($600/mo.)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$23,000 credit card high interest rates ($1200/mo), $1,040,000 mortgage ($5500/mo.), $100,000 student loans ($700/mo.), line of credit $22,000 ($600/mo.)
Which debts do you plan to pay off with this loan?Credit cards and a $10k healthcare debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$23,000 credit card high interest rates ($1200/mo), $1,040,000 mortgage ($5500/mo.), $100,000 student loans ($700/mo.), line of credit $22,000 ($600/mo.)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$5500 mortgage, gas and car paid by employer, personal car payment $540, gas about $400 for month, utilities about $500 month, phone and Internet paid by employer, insurance for house and cars $350/month. Food about $1500 per month including eating out.
Which debts do you plan to pay off with this loan?Credit cards and a $10k healthcare debt.
Please explain the reason why you carry a large revolving credit balance.There are personal reasons over the past couple years which I'm prohibited from Lendingclub from getting into but those issues have been resolved and I'm now able to start repaying the credit balances, hence the reason for consolidating. Thank you
What is your intended use for the loan proceeds?Previously answered, consolidate revolving debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Previously answered
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1173124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173124

$16,800

$16,800

6.62%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173124. Member loan 1173124 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Waller ISD Debt-to-income ratio: 11.05%
Length of employment: 10+ years Location: Brenham, TX
       
Home town:
Current & past employers: Waller ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan we applied for is for updating our kitchen and painting the outside of our home.
What is your intended use for the loan proceeds?We are going to use the loan to update our kitchen and paint the outside of our home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House 1007.89<br>Utilities 175.00<br>Phone 50.00<br>House Insurance 145.00<br>Food 300.00<br>Transportation 700.00 (Car payment and Gas)<br>Car Insurance 125.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House 1007.89<br>Utilities 175.00<br>Phone 50.00<br>House Insurance 145.00<br>Food 300.00<br>Transportation 700.00 (Car payment and Gas)<br>Car Insurance 125.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House 1007.89<br>Utilities 175.00<br>Phone 50.00<br>House Insurance 145.00<br>Food 300.00<br>Transportation 700.00 (Car payment and Gas)<br>Car Insurance 125.00

 


 

 

 

Member Payment Dependent Notes Series 1173145

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173145

$5,000

$5,000

10.74%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173145. Member loan 1173145 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Bishop and Associates Debt-to-income ratio: 17.90%
Length of employment: 5 years Location: Baltimore, MD
       
Home town:
Current & past employers: Bishop and Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > This loan will be used to purchase replacement windows for my home.Monthly payments will be deducted from my checking account. I am a good candidate for this loan because my job is very secure and I pay all bills as agreed plus my current loan with lending club has never bee late. Please help.<br><br> Borrower added on 03/03/12 > Loan will be used to replace my current windows in my house.My job is very secure. I am a good candidate for this loan because my job is very seccure I work for an Environmental firm and 80% of our work is done thru the government. Worked very hard in the last 15 months to keep my credit good.<br><br> Borrower added on 03/03/12 > Loan is for new windows in my home. My job Is very secure because I work for a company who does 80% government contracts. I have worked very hard keeping Acct currents. Currently have a loan with Lending and pay on the date its due.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 44
Revolving Credit Balance: $5,451.00 Public Records On File: 0
Revolving Line Utilization: 16.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I had debt with credit cards(which I have paid off) and have worked very hard in the last 15 months getting my credit back on track. I have not missed a payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 650, Gas 40 (work 3 miles fr home) Gas/Elect 80, phone 35, Ins 110, food 240. No car payment

 


 

 

 

Member Payment Dependent Notes Series 1173148

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173148

$10,000

$10,000

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173148. Member loan 1173148 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,389 / month
Current employer: US Army Debt-to-income ratio: 17.32%
Length of employment: 8 years Location: LAWRENCEBURG, KY
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 54
Revolving Credit Balance: $11,585.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1173156

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173156

$16,000

$16,000

15.81%

1.00%

March 7, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173156. Member loan 1173156 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,667 / month
Current employer: McKeever Enterprises Debt-to-income ratio: 22.64%
Length of employment: 10+ years Location: Indpendence, MO
       
Home town:
Current & past employers: McKeever Enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,064.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off all my credit debt minus Lending Club. I would cancel credit cards but that would have a negative impact on my credit ratings.
Please explain the reason why you carry a large revolving credit balance.I normally use credit cards to make large dollar purchases for myself or as gifts or to make balance transfers to pay off higher credit cards. I've tried to cancel some of the cards but it affects my credit score in a negative way so I have kept several cards I do not use.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The highest is a little over 5,000 with interest rates running from 9.15% to 24% I live with my father as a care giver and have no rent or mortgages as the house is paid off. Lines of credit are with Lending Club and One financial which the second will be paid should this loan go through.
Which debts do you plan to pay off with this loan?All my credit card debts along with one line of credit leaving me with Lending Club as my one debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My main goal is to pay off all credit card debts and one line of credit. I wish to consolidate all my debt into one payment per month until all debt has been resolved.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The highest is a little over 5,000 with interest rates running from 9.15% to 24% I live with my father as a care giver and have no rent or mortgages as the house is paid off. Lines of credit are with Lending Club and One financial which the second will be paid should this loan go through.
What is your intended use for the loan proceeds?To pay off all my credit debt minus Lending Club. I would cancel credit cards but that would have a negative impact on my credit ratings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent as I live with and care for my father and this house is paid for. I pay the cable bill which runs about $140 each month and my cell phone which is $66.00 each month. I purchase most of the food and that runs me about $150-$200 each month. Gasoline for the car runs about $30 every three weeks...I live 1/2 mile from my work.
Which debts do you plan to pay off with this loan?All my credit card debts along with one line of credit leaving me with Lending Club as my one debt.
What is your intended use for the loan proceeds?To pay off all my credit debt minus Lending Club. I would cancel credit cards but that would have a negative impact on my credit ratings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent as I live with and care for my father and this house is paid for. I pay the cable bill which runs about $140 each month and my cell phone which is $66.00 each month. I purchase most of the food and that runs me about $150-$200 each month. Gasoline for the car runs about $30 every three weeks...I live 1/2 mile from my work.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live rent free caring for my father in his house which I have been doing for almost 12 years. I have no mortgages or home equity loans. I pay the cable bill which runs about $140 each month and pay no taxes or leans. I also have a cell phone which runs me around $66.00 each month. I have a line of credit with another creditor which would be paid off with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The highest is a little over 5,000 with interest rates running from 9.15% to 24% I live with my father as a care giver and have no rent or mortgages as the house is paid off. Lines of credit are with Lending Club and One financial which the second will be paid should this loan go through.
Which debts do you plan to pay off with this loan?All my credit card debts along with one line of credit leaving me with Lending Club as my one debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My main goal is to pay off all credit card debts and one line of credit. I wish to consolidate all my debt into one payment per month until all debt has been resolved.
Please explain the reason why you carry a large revolving credit balance.I normally use credit cards to make large dollar purchases for myself or as gifts or to make balance transfers to pay off higher credit cards. I've tried to cancel some of the cards but it affects my credit score in a negative way so I have kept several cards I do not use.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent as I live with and care for my father and this house is paid for. I pay the cable bill which runs about $140 each month and my cell phone which is $66.00 each month. I purchase most of the food and that runs me about $150-$200 each month. Gasoline for the car runs about $30 every three weeks...I live 1/2 mile from my work.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The highest is a little over 5,000 with interest rates running from 9.15% to 24% I live with my father as a care giver and have no rent or mortgages as the house is paid off. Lines of credit are with Lending Club and One financial which the second will be paid should this loan go through.
Which debts do you plan to pay off with this loan?All my credit card debts along with one line of credit leaving me with Lending Club as my one debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The highest is a little over 5,000 with interest rates running from 9.15% to 24% I live with my father as a care giver and have no rent or mortgages as the house is paid off. Lines of credit are with Lending Club and One financial which the second will be paid should this loan go through.
Which debts do you plan to pay off with this loan?All my credit card debts along with one line of credit leaving me with Lending Club as my one debt.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencys in the past two years all my payments are made on time.
If you have a public record on file, please briefly explain the event and its resolution.To my knowledge I have no public records on file all payments are made on time never late and pay over the amount in most cases.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I have no mortagage am paying off all credit card debts and loans other than Lending Clubs.

 


 

 

 

Member Payment Dependent Notes Series 1173168

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173168

$10,000

$10,000

9.76%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173168. Member loan 1173168 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,833 / month
Current employer: Drexel University Debt-to-income ratio: 3.75%
Length of employment: 8 years Location: Drexel Hill, PA
       
Home town:
Current & past employers: Drexel University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,214.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?I was told by the Lending Club that I cannot provide these detailed information
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa Card <br>Discover
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $ 900<br>utilities $60<br>phone $10 (minimal, because I am using Skype)<br>insurance $ 90<br>food: $600<br>Other expenses for family members: $2000
What is your intended use for the loan proceeds?It is not quite clear what you mean with your question. I guess that you want to know what I am going to do with the money. I will use it to pay the current debts of my Visa and Discover card. The remaining $$s will be used to pay for some necessary expenses over the next months for which I would use my credit card otherwise.

 


 

 

 

Member Payment Dependent Notes Series 1173210

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173210

$8,000

$8,000

14.65%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173210. Member loan 1173210 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: Peach State Renovations Debt-to-income ratio: 7.57%
Length of employment: 4 years Location: Kennasaw, GA
       
Home town:
Current & past employers: Peach State Renovations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > have used motorcycles for my personal transportation for years, have company truck, no car or house payments, time to upgrade and with a good job and very few monthy expences can easly make payment on the 8,000 I'm short<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 9 Months Since Last Delinquency: 19
Revolving Credit Balance: $3.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do have a delinquency on my credit history, it was a line of credit for my exwifes business. she has been very badly effected by the poor economy, the cedit line was set up while we were still married and in my name, I'm having a lot of difficulty getting it removed from my credit report.

 


 

 

 

Member Payment Dependent Notes Series 1173219

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173219

$11,200

$11,200

6.03%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173219. Member loan 1173219 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Thermal Balance Inc. Debt-to-income ratio: 8.54%
Length of employment: 7 years Location: Ashland, KY
       
Home town:
Current & past employers: Thermal Balance Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > My plan for funds is for home improvement and consolidation. I always pride myself on building & maintaining a good credit score, hard work, and prompt payment which makes me a good borrower. I feel like I budget well and have a stable job to support this. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $585.00 Public Records On File: 0
Revolving Line Utilization: 2.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?We are having our hardwood floors refinished, kitchen updated, building a small deck, and consolidating some previous expenses.
What is your intended use for the loan proceeds?I plan to use loan for several home improvements such as a kitchen update, hardwood floor refinishing, building a small deck, etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently have half of a escrowed mortgage payment, auto insurance, and normal monthly utility payments. I use a company phone and will be paying my auto off in full by April.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently have half of a escrowed mortgage payment, auto insurance, and normal monthly utility payments. I use a company phone and will be paying my auto off in full by April.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently have my half of a escrowed mortgage payment, auto insurance, and normal monthly utility payments. I use a company phone and will be paying my auto off in full by April.

 


 

 

 

Member Payment Dependent Notes Series 1173229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173229

$5,000

$5,000

6.62%

1.00%

March 8, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173229. Member loan 1173229 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,333 / month
Current employer: Royer's Florists Debt-to-income ratio: 18.88%
Length of employment: 10+ years Location: Mountville, PA
       
Home town:
Current & past employers: Royer's Florists
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 33
Revolving Credit Balance: $1,223.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?1. I will be consolidating older, higher rate bills.<br>2. I will pay off my mortgage (it is a mobile home with a loan balance of $8,000), since it is a higher rate and I have no equity.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $1,250.<br>Housing $600, transportation $200, utilities $100, phone & internet $65, insurance $50, food $200

 


 

 

 

Member Payment Dependent Notes Series 1173242

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173242

$35,000

$35,000

19.99%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173242. Member loan 1173242 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $19,583 / month
Current employer: n/a Debt-to-income ratio: 7.57%
Length of employment: 4 years Location: Hot Springs, AR
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > We will use these funds to pay off high interest credits card and my truck which will improve our cash flow greatly<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 31
Revolving Credit Balance: $22,913.00 Public Records On File: 1
Revolving Line Utilization: 55.30% Months Since Last Record: 99
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No
Which debts do you plan to pay off with this loan?High interest credit cards and my truck
If you have a public record on file, please briefly explain the event and its resolution.Several years ago we had to file bankruptcy due to medical bills that we could not work out a payment plan on. We have health insurance now.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off truck ($17,000) and high interest credit cards ($18,000)
If you have a public record on file, please briefly explain the event and its resolution.Several years ago we had to file bankruptcy due to medical bills that we could not work out a payment plan on. We have health insurance now.
If you have a public record on file, please briefly explain the event and its resolution.Several years ago we had to file bankruptcy due to medical bills that we could not work out a payment plan on. We have health insurance now.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$848.00 total of which $143.00 is insurance

 


 

 

 

Member Payment Dependent Notes Series 1173272

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173272

$3,000

$3,000

6.62%

1.00%

March 7, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173272. Member loan 1173272 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: GoFigure, Inc. Debt-to-income ratio: 10.80%
Length of employment: 4 years Location: Richmond, TX
       
Home town:
Current & past employers: GoFigure, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > It reads Debt Consolidation for some reason, but this if for a home sprinkler system. Do I need it? Nope. But after hauling water hoses for 3 summers, I'd like to not have to worry about watering enough, etc.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,923.00 Public Records On File: 0
Revolving Line Utilization: 21.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?sprinkler system for house. for all the usual reasons.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your interest, but it appears that I am fully funded at this point.<br>If it wasn't for owing 3k in taxes this year, or the desire to have it put in before summer, I'd just pay cash without taking a loan.

 


 

 

 

Member Payment Dependent Notes Series 1173289

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173289

$10,000

$10,000

10.74%

1.00%

March 8, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173289. Member loan 1173289 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: West Side Federation for Seniors Debt-to-income ratio: 23.40%
Length of employment: 5 years Location: Staten island, NY
       
Home town:
Current & past employers: West Side Federation for Seniors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > These funds will be used to pay off some of my bills as well as helping out my relatives. I always pay in advance and have never had any late payment issues in the past. I have a stable job with yearly salary increases. I have been at this current job for 5 years.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,298.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I was hoping to pay off my bills to consolidate and to contribute to my relatives bills as well.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1200
Please explain the reason why you carry a large revolving credit balance.I always try to make at least ten to twenty dollars more than the minimum payment and always pay before the due date
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I only pay 300 a month for rent. I dont own so I dont have any taxes to pay. Utilities about 230.00 a month

 


 

 

 

Member Payment Dependent Notes Series 1173292

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173292

$9,750

$9,750

12.12%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173292. Member loan 1173292 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,667 / month
Current employer: Walmart Debt-to-income ratio: 13.86%
Length of employment: 2 years Location: PARSIPPANY, NJ
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,277.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1173295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173295

$6,600

$6,600

10.74%

1.00%

March 9, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173295. Member loan 1173295 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Johnson Brothers Carolina Distributors Debt-to-income ratio: 11.12%
Length of employment: 1 year Location: Charlotte, NC
       
Home town:
Current & past employers: Johnson Brothers Carolina Distributors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I would like to use this loan to pay off 2 credit cards, one that has a high interest rate that occurred from missing a payment over 4 years ago. I do not have a car payment, mortgage, or any other large bills to pay. Therefore getting these 2 CC's off my plate would free me of my debt.<br><br> Borrower added on 03/03/12 > The issuing of this loan would allow me to pay off my 2 existing credit cards, one of which has a high interest rate due to a late payment over 4 years ago. The proposed payment is roughly equivalent to what I currently pay in minimum payments, so it will be no problem for me to pay each month.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,626.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.One is a Discover with a balance of $1800 at 19% APR and a minimum monthly payment of $51. The other is a Master Card with a balance of $4700 at 28% APR and a minimum monthly payment of $144.00.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payment for both cards combined is roughly the same amount as the LC loan payment. The LC Loan will pay off both cards entirely and leave me with a zero balance on both cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently, the total minimum monthly payment is roughly $200 (combined). This loan will pay off both cards entirely, leaving me only the loan to pay back over a MUCH shorter period at roughly the same price (of which I am already used to paying on a monthly basis).
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.One is a Discover with a balance of $1800 at 19% APR and a minimum monthly payment of $51. The other is a Master Card with a balance of $4700 at 28% APR and a minimum monthly payment of $144.00.

 


 

 

 

Member Payment Dependent Notes Series 1173315

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173315

$11,700

$11,700

7.90%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173315. Member loan 1173315 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,321 / month
Current employer: lucky chances Debt-to-income ratio: 5.63%
Length of employment: 10+ years Location: SAN BRUNO, CA
       
Home town:
Current & past employers: lucky chances
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > The reason i get loan is i would like to fix my bathroom and also the kithen.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 78
Revolving Credit Balance: $14,301.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?build new bathtub and new kitchen table.

 


 

 

 

Member Payment Dependent Notes Series 1173329

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173329

$4,000

$4,000

9.76%

1.00%

March 8, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173329. Member loan 1173329 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Conn's Debt-to-income ratio: 18.93%
Length of employment: < 1 year Location: Harlingen, TX
       
Home town:
Current & past employers: Conn's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I plan to use this money to pay off the last couple of things for my wedding. I have exceptional payment history. I love paying my bills on time and have no problem doing so. Your money is in very safe hands.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,936.00 Public Records On File: 0
Revolving Line Utilization: 31.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?I have already payed for most of it with my own money my monthly income from work and money i had saved. I just needed some extra cash in order to pay off a couple of things i still have to pay off for the wedding, and i also will be going on a cruise for my honeymoon so just don't want to be short of money while on the cruise. thank you for your question.

 


 

 

 

Member Payment Dependent Notes Series 1173370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173370

$10,000

$10,000

8.90%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173370. Member loan 1173370 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: northwest medical center Debt-to-income ratio: 17.99%
Length of employment: 8 years Location: tucson, AZ
       
Home town:
Current & past employers: northwest medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > debt consolidation for house repairs and medical procedure<br><br> Borrower added on 03/02/12 > debt consolidation for house repairs and medical procedures<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 54
Revolving Credit Balance: $7,776.00 Public Records On File: 0
Revolving Line Utilization: 15.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.i don't believe i have had any delinquency in the last 2 yrs

 


 

 

 

Member Payment Dependent Notes Series 1173397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173397

$15,000

$15,000

13.99%

1.00%

March 7, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173397. Member loan 1173397 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Marseilles Plumbing Debt-to-income ratio: 12.28%
Length of employment: 8 years Location: atascadero, CA
       
Home town:
Current & past employers: Marseilles Plumbing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > This is for a used motorcycle.I have steady income and this will be my 2nd bike to pay off and enjoy.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 80
Revolving Credit Balance: $6,860.00 Public Records On File: 0
Revolving Line Utilization: 41.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?1000.00
What type of vehicle are you buying (make, model, year, mileage and condition)?harley davidson 2007 street glide 25635miles exellent condition
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?morgage,truck, utilities, food, insurance is roughly 4,000.00

 


 

 

 

Member Payment Dependent Notes Series 1173437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173437

$20,000

$20,000

8.90%

1.00%

March 13, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173437. Member loan 1173437 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: MOUNT SINAI MULTIPLE SPECIALTY PHYSICIAN Debt-to-income ratio: 1.61%
Length of employment: 4 years Location: LONG ISLAND CITY, NY
       
Home town:
Current & past employers: MOUNT SINAI MULTIPLE SPECIALTY PHYSICIAN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Home Renovations, new appliances, new floor and replacing the old bath tubs etc..<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,058.00 Public Records On File: 0
Revolving Line Utilization: 10.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I'm planning to install new wood floor, re paint , new bath tub and shower and replacing old appliances .
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are about 3500 DOLLARS.
Is the improvement to your primary residence or an investment property?Its my primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?I am planning on making these improvements.
Is the improvement to your primary residence or an investment property?Its my primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?I am planning on making these improvements.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My monthly mortgage payment is 2500 dollars with 455000 dollars balance and my interest rate is 3.9%.
What is your intended use for the loan proceeds?Replacing old appliances, old wooden floor, painting the walls again with new color and some works needs to be done in the bath rooms.
If you have a public record on file, please briefly explain the event and its resolution.I remember being late on my Discover card one time about few months ago. The same account is now paid off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My car is paid off so no transportation expenses except gas and maintenance, my mortgage, credit card payments, phone and groceries are around 3500 dollars.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Most of the money is gonna be spent on replacing wooden floor and getting new appliances after that the left over money will be used on bathrooms renovations and new paint job of my condo.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment is 2500 dollars, insurance 236 dollars , property taxes are around 700 a year , my water and electricity is about 150 dollars .<br>Thanks
Please explain the reason why you carry a large revolving credit balance.I mean you never know when you gonna need the money to buy something, besides I only have few credit cards, much fewer than many people.
If you have a delinquency in the last 2 years, please explain the reason.I was out of the country and probably missed one payment on my credit card and that credit card is now up to date.

 


 

 

 

Member Payment Dependent Notes Series 1173474

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173474

$19,125

$19,125

18.25%

1.00%

March 7, 2012

March 16, 2017

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173474. Member loan 1173474 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Department Of Homeland Security Debt-to-income ratio: 15.69%
Length of employment: 5 years Location: SANTA FE SPRINGS, CA
       
Home town:
Current & past employers: Department Of Homeland Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,858.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly net income: $3300 Monthly expenses: $200 Housing: $0 Insurance: $0 Car expenses: $0 Utilities:$0 Phone, cable, internet: $83 Food, entertainment: $0 Clothing, household expenses: $150 Credit cards: $3,000
Please provide additional details regarding the purpose of the loan.I am in need of some assistance to start a new business.If given this opportunity, I will not let lender down. All payments will be made on time. I have a secure job with the federal government. I am a mature, responsible serious, honest, and above all I accomplish everything I set myself out to do successfully.Your help and efforts will be gladly appreciated. Above all this loan will be my #1 priority to pay each month
What is your intended use for the loan proceeds?Starting a small business specializing in screen printing.loan proceeds are for reserve cash on hand and initial start up costs. The plan is that all the funds will not be utlized and loan will be paid in full within 4 years.

 


 

 

 

Member Payment Dependent Notes Series 1173477

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173477

$4,000

$4,000

18.55%

1.00%

March 12, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173477. Member loan 1173477 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: koi restaurent Debt-to-income ratio: 14.73%
Length of employment: 4 years Location: woodhaven, NY
       
Home town:
Current & past employers: koi restaurent
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > thank you very much for this loan money..its really great thing for people..and honestly people really enjoy the good time about this lendingclub money .its really great work for,cause im really need money about pay my medical bills and then i have to pay my other stuffs ...again im thanks 4 lc....<br><br> Borrower added on 03/03/12 > thank you very much about the lending club loan money......<br><br> Borrower added on 03/03/12 > Thank you!!!<br><br> Borrower added on 03/03/12 > thank you lending club<br><br> Borrower added on 03/03/12 > i know lending club about my crow worker.........he told me about good loan and low rats interest, this lending club gave me to loan, now im really thanks fully lending club ....<br><br> Borrower added on 03/03/12 > thank you..lending club<br><br> Borrower added on 03/04/12 > i had hand loan and credit loan. thank you<br><br> Borrower added on 03/04/12 > hand loan and my credit bills<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2008 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,076.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are Rent, phone, transportation, insurance etc.
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purposes of this loan is to use on few things such as to pay credit bills, payments of the car and give back some borrowed money to few people.
Please provide additional details regarding the purpose of the loan.The loan i am taking its because of to pay other things which i must have to paid as soon.
Please provide additional details regarding the purpose of the loan.The loan i am taking its because of to pay other things which i must have to paid as soon.
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
What is your intended use for the loan proceeds?My intends are to pay back money to where i borrowed from.
Please provide additional details regarding the purpose of the loan.The loan i am taking its because of to pay other things which i must have to paid as soon.

 


 

 

 

Member Payment Dependent Notes Series 1173499

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173499

$3,500

$3,500

6.62%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173499. Member loan 1173499 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,000 / month
Current employer: Staples the Office Superstore Debt-to-income ratio: 13.90%
Length of employment: 1 year Location: RANCHO SANTA MARGARITA, CA
       
Home town:
Current & past employers: Staples the Office Superstore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,518.00 Public Records On File: 0
Revolving Line Utilization: 37.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1173503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173503

$6,000

$6,000

7.90%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173503. Member loan 1173503 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,880 / month
Current employer: Booz Allen Hamilton Debt-to-income ratio: 10.93%
Length of employment: 2 years Location: Washington, DC
       
Home town:
Current & past employers: Booz Allen Hamilton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,947.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?About half of the amount will be used to consolidate credit card debt at a lower interest rate. I expect to owe taxes when I file next month, so the remainder will be used to pay that.

 


 

 

 

Member Payment Dependent Notes Series 1173507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173507

$5,000

$5,000

6.62%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173507. Member loan 1173507 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Public Utility Debt-to-income ratio: 15.17%
Length of employment: 6 years Location: Bristow, VA
       
Home town:
Current & past employers: Public Utility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I want to reduce outstanding credit card debt and close old accounts as quickly as possible. With card balances between 13% and 17%, a loan at 6.62% will reduce debt in a shorter period of time. I have never defaulted on any debt and make payments in excess of required minimums each month.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,435.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1173508

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173508

$5,225

$5,225

9.76%

1.00%

March 8, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173508. Member loan 1173508 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: Trion Industries Debt-to-income ratio: 2.58%
Length of employment: 5 years Location: Wilkes Barre, PA
       
Home town:
Current & past employers: Trion Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,812.00 Public Records On File: 1
Revolving Line Utilization: 24.20% Months Since Last Record: 103
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?It is for an improvement for my primary residence.
What is your intended use for the loan proceeds?It will be used for a swimming pool,decking and landscape.

 


 

 

 

Member Payment Dependent Notes Series 1173586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173586

$10,000

$10,000

13.67%

1.00%

March 8, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173586. Member loan 1173586 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Dept of Air Force Debt-to-income ratio: 15.76%
Length of employment: 10+ years Location: Windsor Locks, CT
       
Home town:
Current & past employers: Dept of Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I want this loan to purchase a RV camper for weekend trips.<br>I would be good risk borrower as I keep on time with my creditors.<br>I my place of employment is very stable with federal government agency for many many years.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 75
Revolving Credit Balance: $15,337.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.no comment
What is your intended use for the loan proceeds?Buy a 12' camper trailer and pay off some debt.

 


 

 

 

Member Payment Dependent Notes Series 1173595

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173595

$8,000

$8,000

7.90%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173595. Member loan 1173595 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: WIS International Debt-to-income ratio: 21.12%
Length of employment: < 1 year Location: Newport News, VA
       
Home town:
Current & past employers: WIS International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Refinancing a car loan.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,432.00 Public Records On File: 0
Revolving Line Utilization: 46.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a car loan just under $8000 with a payment of $310/mo, and I'd like to reduce my payments and pay off the loan.
What is your intended use for the loan proceeds?To pay off the rest of an upside down car loan.

 


 

 

 

Member Payment Dependent Notes Series 1173603

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173603

$23,000

$23,000

18.25%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173603. Member loan 1173603 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Title Max Debt-to-income ratio: 7.06%
Length of employment: 3 years Location: Stockbridge, GA
       
Home town:
Current & past employers: Title Max
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 45
Revolving Credit Balance: $4,426.00 Public Records On File: 0
Revolving Line Utilization: 26.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?building a new shower, a deck, and adding on a room
What is your intended use for the loan proceeds?building a shower, a deck, and another room
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2500

 


 

 

 

Member Payment Dependent Notes Series 1173604

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173604

$25,000

$25,000

17.99%

1.00%

March 7, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173604. Member loan 1173604 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,500 / month
Current employer: DHL Debt-to-income ratio: 18.80%
Length of employment: 4 years Location: pflugerville, TX
       
Home town:
Current & past employers: DHL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I have 4 credit cards. I owe 9300.00 / 9700.00 / 4000.00 / 1700.00 they all have an interest rate of about 17%. I want to consolidate into one payment. I've never been late but only making the minimum payment<br><br> Borrower added on 03/03/12 > my mortage is 1400 /month. Again I have NEVER been late on a payment. I simply just want to combine 4 credit card payments into one payment<br><br> Borrower added on 03/03/12 > I have no student loans or lines of credit other than the 4 credit cards that I am wanting to consolidate here<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,322.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortgage is 1400 /month and the 4 credit cards that I am trying to consolidate into one payment here at lending tree/ here are the credit card balances that I am trying to consolidate / $9700 / $9300 / $1700 / $4000. They all are around 17% . I am just making the minimum payments. I would really like to consolidate them into one payment as previously mentioned
What is your intended use for the loan proceeds?To payoff 4 credit cards and consolidate into one payment
Please explain the reason why you carry a large revolving credit balance.To be honest I bought things for the house and for myself and now I want to get the debt paid off and have a time table of doing so. I have never been late on a payment and my credit speaks for that.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortgage is 1400 /month and the 4 credit cards that I am trying to consolidate into one payment here at lending tree/ here are the credit card balances that I am trying to consolidate / $9700 / $9300 / $1700 / $4000. They all are around 17% . I am just making the minimum payments. I would really like to consolidate them into one payment as previously mentioned
Which debts do you plan to pay off with this loan?The 4 credit cards that I owe on - $9300 / $9700 / $1700 / $4000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan for one purpose to consolidate 4 credit cards into one payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car payment, gas, electricity, water, cable, cell phone, mortgage
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
If you have a public record on file, please briefly explain the event and its resolution.No public file on record
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Yes I have a monthly mortgage - $900 mortgage / $400 taxes / $100 insurance

 


 

 

 

Member Payment Dependent Notes Series 1173607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173607

$4,000

$4,000

14.65%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173607. Member loan 1173607 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Pacific Northwest Oil Debt-to-income ratio: 23.59%
Length of employment: 7 years Location: Manteca, CA
       
Home town:
Current & past employers: Pacific Northwest Oil
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 4
Revolving Credit Balance: $6,088.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.none
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?aprox $2250.00 monthly
If you have a delinquency in the last 2 years, please explain the reason.none
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have 4 credit cards that are between 22 and 26% interest, and total balances of about 6000. My mortgage is 1193 monthly including insurance and taxes. I have a new car loan at 0% interest for 5 more years, and a personal loan for 6000 with payments of 266 monthly with a 2005 dodge neon as colateral.
Which debts do you plan to pay off with this loan?I have 3 credit cards that I plan to pay off, 2 mastercards and 1 visa.
Please explain the reason why you carry a large revolving credit balance.I don't believe that my balances are large at all. Most of the balance is due to the holiday spending and will be paid down by the end of summer.
Please explain the reason why you carry a large revolving credit balance.I don't believe that my balances are large at all. Most of the balance is due to the holiday spending and will be paid down by the end of summer.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have 4 credit cards that are between 22 and 26% interest, and total balances of about 6000. My mortgage is 1193 monthly including insurance and taxes. I have a new car loan at 0% interest for 5 more years, and a personal loan for 6000 with payments of 266 monthly with a 2005 dodge neon as colateral.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have 4 credit cards that are between 22 and 26% interest, and total balances of about 6000. My mortgage is 1193 monthly including insurance and taxes. I have a new car loan at 0% interest for 5 more years, and a personal loan for 6000 with payments of 266 monthly with a 2005 dodge neon as colateral.

 


 

 

 

Member Payment Dependent Notes Series 1173623

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173623

$18,000

$18,000

18.25%

1.00%

March 8, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173623. Member loan 1173623 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Bureau Veritas Debt-to-income ratio: 18.66%
Length of employment: 7 years Location: East Amherst, NY
       
Home town:
Current & past employers: Bureau Veritas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Good Credit + Good History with Lending club + Own Home with over 50K Equity<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 46
Revolving Credit Balance: $12,831.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have a delinquency in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1173643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173643

$7,000

$7,000

13.11%

1.00%

March 9, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173643. Member loan 1173643 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: caddy corp of america Debt-to-income ratio: 10.14%
Length of employment: 10+ years Location: SWEDESBORO, NJ
       
Home town:
Current & past employers: caddy corp of america
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Consolidation loan<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 21
Revolving Credit Balance: $2,854.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt balance is $6100 with 6 cards at 9% up to 15%.Mortgage on my house is $850 a month.I just purchased it less than a year ago.Amount financed was $161000 at 4.75%.
Which debts do you plan to pay off with this loan?I plan to payoff all 6 credit cards so I only have one payment a month and save money.
If you have a delinquency in the last 2 years, please explain the reason.Not delinquency
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan is only for 1purpose and that is to consolidate 6 credit card payments into 1 and save money monthly by doing so.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).All is in escrow.$1167 a month.$860 is mortgage.taxes are $250 and $57 is to the insurance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage,taxes and home insurance is in escrow and is $1167 a month.one car is paid for other is $247 a month.i work 1 mile from my home so gas is very inexpensive for me.electric is on the average around $80 a month and gas is around $40 a month on the average.with the food I use coupons regularly and try to buy only sale items,maybe $50 a week.

 


 

 

 

Member Payment Dependent Notes Series 1173659

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173659

$3,000

$3,000

14.65%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173659. Member loan 1173659 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: BB&T Debt-to-income ratio: 12.26%
Length of employment: 7 years Location: ORLANDO, FL
       
Home town:
Current & past employers: BB&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Replacing an old sliding glass door with a French sliding door.<br><br> Borrower added on 03/03/12 > My job is very stable and my budget can easily afford these monthly payments. I consider myself a very responsible person especially when it comes to finances.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 15
Revolving Credit Balance: $270.00 Public Records On File: 0
Revolving Line Utilization: 18.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I'm replacing a sliding glass door with a French slider.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1173672

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173672

$5,500

$5,500

13.99%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173672. Member loan 1173672 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,775 / month
Current employer: J.C. Penney Corp. Debt-to-income ratio: 6.93%
Length of employment: 3 years Location: Annapolis, MD
       
Home town:
Current & past employers: J.C. Penney Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > This loan will be used towards purchasing a new vehicle. I am also trying to build more credit.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,551.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have tried to reply to this a handful of times. It just so happens to be that per policy i can not provide a detailed responce to your question. I'm sorry. Thank you for being interested.
What type of vehicle are you buying (make, model, year, mileage and condition)?The vehicle I am interested in happens to be a 1991 Honda CRX, garage keep, perfect condition. The seller states it has about 56,000 miles on it. I perfer older cars, because there is less chance of mechanical/electrical/computerized malfunctions and I feel safer.
What is your intended use for the loan proceeds?This loan will go towards purchasing a 91 honda crx in extremely well condition. No other use, vehicle purchase only.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).It is against policy for me to post the requested information.

 


 

 

 

Member Payment Dependent Notes Series 1173700

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173700

$2,000

$2,000

7.90%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173700. Member loan 1173700 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Walden University Debt-to-income ratio: 1.94%
Length of employment: 5 years Location: Gilbert, AZ
       
Home town:
Current & past employers: Walden University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I am going to pay off my daughters student loan. I am a great candidate for this loan because I have excellent credit and payment history. I only have my house and car payment and a small Prosper loan. Monthly expensense are normal for my small household. Please reach out to me with questions.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,207.00 Public Records On File: 1
Revolving Line Utilization: 41.30% Months Since Last Record: 103
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No credit card balances revolving accounts. No lines of credit. Mortgage is 230,000 at 3.8% payment is 1135. Prosper loan is 5500 at 7.9% payments are $170. I have had 4 other prosper loans and have paid them off in full. Student loan balance is $1700.00. I am not a on this loan as a borrower or a responsible part. It is in default and told her I would do this for her. Car payment is $300 a month. 2012 Kia Optima. Bought for $22,000.
If you have a public record on file, please briefly explain the event and its resolution.I filed for bankruptcy seven and a half years ago. That is the only public record that I am aware of.

 


 

 

 

Member Payment Dependent Notes Series 1173711

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173711

$12,000

$12,000

7.62%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173711. Member loan 1173711 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Symantec Debt-to-income ratio: 22.08%
Length of employment: 4 years Location: San Francisco, CA
       
Home town:
Current & past employers: Symantec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,198.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 3500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3500
Which debts do you plan to pay off with this loan?Credit card debt: american express and freedom cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'd be splitting it evenly between the two debts. Amx charges a 10% interest and Freedom a 9...so this loan would help me in incurring less interest.
If you have a public record on file, please briefly explain the event and its resolution.I dont have any public records on file

 


 

 

 

Member Payment Dependent Notes Series 1173715

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173715

$24,000

$24,000

13.67%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173715. Member loan 1173715 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,750 / month
Current employer: J P Morgan chase Debt-to-income ratio: 6.62%
Length of employment: 10+ years Location: san tan valley, AZ
       
Home town:
Current & past employers: J P Morgan chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 68
Revolving Credit Balance: $12,530.00 Public Records On File: 1
Revolving Line Utilization: 78.30% Months Since Last Record: 111
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?approximately 3800.00
What is your intended use for the loan proceeds?payoff high interest revolving debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3800
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?approximately 3800.00
Please explain the reason why you carry a large revolving credit balance.my spouse was out of work for approximatly 13 months durig that time we utilized our revovling debt more. Since then my spouse has gained employment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?revolving debt
Which debts do you plan to pay off with this loan?revolving debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?approx 30,000 ranging from 11 % to 24.99 % - the min pmts on it is 876.00 at that rate it would take 11 years to pay off- a loan would pay them off and save about 400 a month in interest
If you have a public record on file, please briefly explain the event and its resolution.no public record
Please explain the reason why you carry a large revolving credit balance.my spouse was out of work for approximatly 13 months durig that time we utilized our revovling debt more. Since then my spouse has gained employment

 


 

 

 

Member Payment Dependent Notes Series 1173724

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173724

$5,000

$5,000

20.50%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173724. Member loan 1173724 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: The Webster Firm, P.C. Debt-to-income ratio: 5.64%
Length of employment: 10+ years Location: Duluth, GA
       
Home town:
Current & past employers: The Webster Firm, P.C.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $83,874.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
How much money are you providing out of pocket as a down payment for this purchase?2800
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Including mtg payments about 7000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About 6000
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
What type of vehicle are you buying (make, model, year, mileage and condition)?2003 Honda Civic LX Coupe, mileage 92000, very good condition
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Is this loan for a refinance, lease or purchase?Purchase
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.
Please explain the reason why you carry a large revolving credit balance.I used the credit line to purchase rental homes and a plane. I keep the rental plane on a leaseback at a local pilot school as an investment.

 


 

 

 

Member Payment Dependent Notes Series 1173744

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173744

$1,000

$1,000

14.65%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173744. Member loan 1173744 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: Lee County school district Debt-to-income ratio: 24.06%
Length of employment: 10+ years Location: lehigh acres, FL
       
Home town:
Current & past employers: Lee County school district
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,193.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1173750

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173750

$12,000

$12,000

10.74%

1.00%

March 8, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173750. Member loan 1173750 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Shaw Development Debt-to-income ratio: 15.28%
Length of employment: 9 years Location: CAPE CORAL, FL
       
Home town:
Current & past employers: Shaw Development
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,080.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards Juniper Balance$9400 will pay $7000 with loan.<br>Chase balance $1000 will pay balance with loan.<br>Capital One balance $2300 will pay with loan.<br>Capital One balance 0<br>HSBC 0 Balance<br>HSBC Balance $600 will pay within 2 weeks by paycheck.<br>American Express Gold pay full every month.<br>Bank of Americamortgage $786 per month<br>Campus USA auto loan $356 per month 4% <br>Harley Davidson motorcycle $425 per month 8%<br><br>Total debt around $130,000<br><br>Thank you, have a great day!

 


 

 

 

Member Payment Dependent Notes Series 1173760

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173760

$21,000

$21,000

17.99%

1.00%

March 7, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173760. Member loan 1173760 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Ernst & Young LLP Debt-to-income ratio: 12.01%
Length of employment: 4 years Location: WEST CHESTER, PA
       
Home town:
Current & past employers: Ernst & Young LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,851.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent, utilities, college loan, food.
Please explain the reason why you carry a large revolving credit balance.Mostly the result of paying for wedding related matters. Goal is to receive this loan, make it through wedding and pay off all debt within one to two years
Please explain the reason why you carry a large revolving credit balance.Mostly the result of paying for wedding related matters. Goal is to receive this loan, make it through wedding and pay off all debt within one to two years

 


 

 

 

Member Payment Dependent Notes Series 1173761

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173761

$8,000

$8,000

20.99%

1.00%

March 13, 2012

March 24, 2017

March 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173761. Member loan 1173761 was requested on March 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Rochester Institute of Technology Debt-to-income ratio: 17.43%
Length of employment: 10+ years Location: Farmington, NY
       
Home town:
Current & past employers: Rochester Institute of Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/10/12 > Pay off other personal loans equalling $6000 and remainder to credit card.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 14
Revolving Credit Balance: $10,630.00 Public Records On File: 0
Revolving Line Utilization: 21.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the past 2 years. If I did I am unaware of it as it does not show on my credit report nor do I recall making any late payment .
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the past 2 years. If I did I am unaware of it as it does not show on my credit report nor do I recall making any late payment .
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total expenses are $3100 (includes all) FYI - I have my spouse helping out with household expenses as well. Her income is $24000 per year.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the past 2 years. If I did I am unaware of it as it does not show on my credit report nor do I recall making any late payment .
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the past 2 years. If I did I am unaware of it as it does not show on my credit report nor do I recall making any late payment .
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the past 2 years. If I did I am unaware of it as it does not show on my credit report nor do I recall making any late payment .

 


 

 

 

Member Payment Dependent Notes Series 1173772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173772

$7,000

$7,000

9.76%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173772. Member loan 1173772 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: n/a Debt-to-income ratio: 17.90%
Length of employment: n/a Location: BROOKLYN, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I've been working for the past four years to repay all of my old debt. I'm very proud to say this loan will be used to repay my last higher interest credit card.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 29
Revolving Credit Balance: $9,228.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I would be paying off one Visa account with a balance of $5,775.76.The interest rate is 24.24%. The minimum monthly payment is usually around $200.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payment for the account I would like the loan for is around $200. <br>This credit account is the last one I have left to pay off. I would then only have my school loan in addition this to payment. The combined total for the two would be $470.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquencies in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1173774

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173774

$18,000

$18,000

19.99%

1.00%

March 9, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173774. Member loan 1173774 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Xerox Services Debt-to-income ratio: 24.52%
Length of employment: 1 year Location: Round Rock, TX
       
Home town:
Current & past employers: Xerox Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Doing a major debt consolidation of credit cards. Rough amounts:<br>Mastercard: $5000<br>Visa: $5200<br>Visa: $2200<br>Store card: $1500<br>Store card: $1800<br>Store card: $800<br>Store card: $900<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,694.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1173783

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173783

$14,000

$14,000

12.12%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173783. Member loan 1173783 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $41,667 / month
Current employer: Investment Manager Debt-to-income ratio: 9.27%
Length of employment: 6 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Investment Manager
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $71,046.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off other debt that is about to mature
Please explain the reason why you carry a large revolving credit balance.To finance expenses between bonus periods
What is your intended use for the loan proceeds?To pay off other debt that is about to mature
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses, excluding revolving debt service, are approximately $12,500, and include mortgage, condo fee, transportation, utilities, food and childcare.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$6200.00 (mortgage/insurance/condo fees)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The total debt balance is available - the weighted average interest rate is approximately 375 bps higher than this consolidation loan, hence the desire to take out this loan.
Which debts do you plan to pay off with this loan?Principally, American Express and Citibank revolving LOC
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying down AMEX and Citibank LOC
Please explain the reason why you carry a large revolving credit balance.To finance expenses between bonus periods
Please explain the reason why you carry a large revolving credit balance.To finance expenses between bonus periods

 


 

 

 

Member Payment Dependent Notes Series 1173799

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173799

$8,400

$8,400

10.74%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173799. Member loan 1173799 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: CNA Insurance Debt-to-income ratio: 18.93%
Length of employment: 10+ years Location: Hazel Crest, IL
       
Home town:
Current & past employers: CNA Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Furnace / AC Replacement; New Garage door<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,789.00 Public Records On File: 0
Revolving Line Utilization: 79.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Furnace / AC; garage door; medical bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1,476.85; Transportation: $146.00; Gas: $80; Electric: $105; Phone: $80; Ins $133; Food: $260
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses: car repairs, medical bills
What is the home improvement project you are planning?Furnace / AC; garage door; medical bills
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$127,000; 3.50%; $1,476.83 (principal and escrow)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1,476.85; Transportation: $146.00; Gas: $80; Electric: $105; Phone: $80; Ins $133; Food: $260
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses: car repairs, medical bills
Is the improvement to your primary residence or an investment property?Primary residence
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses: car repairs, medical bills

 


 

 

 

Member Payment Dependent Notes Series 1173806

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173806

$13,000

$13,000

12.12%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173806. Member loan 1173806 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Carson Medical Group Debt-to-income ratio: 20.32%
Length of employment: 5 years Location: Reno, NV
       
Home town:
Current & past employers: Carson Medical Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,619.00 Public Records On File: 0
Revolving Line Utilization: 30.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $5000 15%<br>Loan $7700 15%<br>Mortgage 510.00 2.5%
What is your intended use for the loan proceeds?To pay off my debt much sooner and at a lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage/Utilities - 550.00<br>Gas - 300.00<br>Food - 300.00<br>Car Insurance - 45.96 <br>Debt - 600.00<br>Cell - 93.85
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?550.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $5000 15%<br>Loan $7700 15%<br>Mortgage 510.00 2.5%
Which debts do you plan to pay off with this loan?A Loan and my only credit card with a balance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just to combine my 2 debts.
Please explain the reason why you carry a large revolving credit balance.I got into financial trouble while in college.
If you have a public record on file, please briefly explain the event and its resolution.I'm not quite sure what you mean.
If you have a delinquency in the last 2 years, please explain the reason.As Far as I know I have no know delinquencies.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage 511.36<br>Taxes 89.00<br>Insurance 23.00

 


 

 

 

Member Payment Dependent Notes Series 1173836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173836

$8,800

$8,800

7.62%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173836. Member loan 1173836 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,600 / month
Current employer: Broward Sheriff's Office Debt-to-income ratio: 28.38%
Length of employment: 9 years Location: fortlauderdale, FL
       
Home town:
Current & past employers: Broward Sheriff's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > This is the best way to consolidate and pay off bills.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,884.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will consolidate from higher interest rate balances to your lower rate to help me pay down my bills. <br> Thank You
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1,900year home owners insur.,$210.mo vehicle insur.,$430.mo veh fuel.,$260.mo utilities.,$110.moPhone.,$85.mo health.,$500.mo food and $2,000year proprty tax. and $ 550.mo to 10 % to 14% interest rate credit card payments of which I am consolidating with Lending Club.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am consolidating from 2 credit cards with interest rates at 10% on balance of $3,900. and 14% on a balance of $4,900.
Please explain the reason why you carry a large revolving credit balance.Vehicle maintance.,Insurance,Private education for child.,Household repairs and appliances,home owners insurance and proprty taxes. I used credit to pay for house title insurance.

 


 

 

 

Member Payment Dependent Notes Series 1173849

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173849

$17,000

$17,000

13.99%

1.00%

March 9, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173849. Member loan 1173849 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: fritz plumbing Debt-to-income ratio: 16.25%
Length of employment: 6 years Location: oak point, TX
       
Home town:
Current & past employers: fritz plumbing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > will pay off existing lending club loan and two credit cards fully<br><br> Borrower added on 03/03/12 > consolidating bills into one payment<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,220.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4500 loan <br> 5500.00 credit <br> 4000.00 credit <br> 3000.00 credit
What is your intended use for the loan proceeds?PAY OFF THREE CREDIT CARDS AND PERSONAL LOAN
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 2,000.00 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2000.00 approx
Please explain the reason why you carry a large revolving credit balance.just bought a house, house expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4500 loan <br> 5500.00 credit <br> 4000.00 credit <br> 3000.00 credit
Which debts do you plan to pay off with this loan?two credit cards fully, one personal loan fully
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off first LC loan <br>pay off three credit cards
What is your intended use for the loan proceeds?PAY OFF THREE CREDIT CARDS AND PERSONAL LOAN
Please explain the reason why you carry a large revolving credit balance.just bought a house, house expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4500 loan <br> 5500.00 credit <br> 4000.00 credit <br> 3000.00 credit
Which debts do you plan to pay off with this loan?two credit cards fully, one personal loan fully
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off first LC loan <br>pay off three credit cards
Please explain the reason why you carry a large revolving credit balance.just bought a house, house expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 2,000.00 a month

 


 

 

 

Member Payment Dependent Notes Series 1173851

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173851

$20,000

$20,000

19.22%

1.00%

March 12, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173851. Member loan 1173851 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: n/a Debt-to-income ratio: 15.09%
Length of employment: n/a Location: BEACON, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > now<br><br> Borrower added on 03/03/12 > in need of assistance immediatedly<br><br> Borrower added on 03/05/12 > I need this loan so I can consolidate my debt and have one bill. I have enough income to repay this loan I just help reducing my debt by submitting this loan application. I know my debt is high but consolidation would enable me to become credit card.<br>debt free in 5 years. thanks<br><br> Borrower added on 03/05/12 > I know my credit debt is has a high balance. I want to eliminate my monthly payments and have one bill to reduced my debt and be credit card debt free. By applying for a loan to consolidate I can be credit card debt free and pay off this loan in 5 years. thank you<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,623.00 Public Records On File: 0
Revolving Line Utilization: 89.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC balance $3992 interest 12.99 payment $136.00<br>citizen bank balance $7350 interest 12.99 payment $175.00, <br>Chase Bank balance $3023 interest 12.99 payment $25.00<br>Chase Bank balance $1013 interest 12.99 payment $45.00<br>Citi Bank balance $3000 interest 12.99 payment $136.00<br>Sears balance $567 interest 12.99 payment $65.00<br>mortgage $1614.00 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?HSBC balance $3992 interest 12.99 payment $136.00<br>citizen bank balance $7350 interest 12.99 payment $175.00, <br>Chase Bank balance $3023 interest 12.99 payment $25.00<br>Chase Bank balance $1013 interest 12.99 payment $45.00<br>Citi Bank balance $3000 interest 12.99 payment $136.00<br>Sears balance $567 interest 12.99 payment $65.00<br>mortgage $1614.00 per month

 


 

 

 

Member Payment Dependent Notes Series 1173884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173884

$20,000

$20,000

9.76%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173884. Member loan 1173884 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Pratt & Whitney, UTC Debt-to-income ratio: 12.25%
Length of employment: 8 years Location: Meriden, CT
       
Home town:
Current & past employers: Pratt & Whitney, UTC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > This loan will be used to consolidate 3 retail credit balances that I currently have which have high interest rates. I am tired of throwing away money to finance charges and delaying my overall goal of paying off these balances within the next year.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,401.00 Public Records On File: 0
Revolving Line Utilization: 50.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Citi Visa - Bal: $7158 - Int. Rate: 19.99% - Payment: $400/mo.<br>GE Capital - Bal: $8114 - Int. Rate: Promotional 0% set to expire and go to 29.99% on 4/2/12. - Payment: $350/mo.<br>Bank of America Gold Option Loan - Bal: $6179 - Int. Rate: 6.99% - Payment: $365/mo.<br>Chase Amazon Visa - Bal: $3708 - Int. Rate: $18.24% - Payment: $150/mo.<br>Wells Fargo Mortgage - Bal: $213207 - Int. Rate: 5% - Payment: $1763/mo.<br>Sallie Mae Student Loan - Bal: $10150 - Int. Rate: 1% Payment: $130/mo.
What is your intended use for the loan proceeds?My intended use is to consolidate the retail credit balances I have at high interest rates. Despite regularly paying these separate balances every month, the interest rate charges are slowing my overall progress to eliminate these balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Citi Visa - Bal: $7158 - Int. Rate: 19.99% - Payment: $400/mo.<br>GE Capital - Bal: $8114 - Int. Rate: Promotional 0% set to expire and go to 29.99% on 4/2/12. - Payment: $350/mo.<br>Bank of America Gold Option Loan - Bal: $6179 - Int. Rate: 6.99% - Payment: $365/mo.<br>Chase Amazon Visa - Bal: $3708 - Int. Rate: $18.24% - Payment: $150/mo.<br>Wells Fargo Mortgage - Bal: $213207 - Int. Rate: 5% - Payment: $1763/mo.<br>Sallie Mae Student Loan - Bal: $10150 - Int. Rate: 1% Payment: $130/mo.

 


 

 

 

Member Payment Dependent Notes Series 1173897

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173897

$30,000

$30,000

16.29%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173897. Member loan 1173897 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: KeyBank Debt-to-income ratio: 13.70%
Length of employment: 2 years Location: University Heights, OH
       
Home town:
Current & past employers: KeyBank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,535.00 Public Records On File: 0
Revolving Line Utilization: 45.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards about 25000 anywhere from 0% to 16%, paying about 500 a month on each and this loan would consolidate them. Mortgage is 2100 per month.
Which debts do you plan to pay off with this loan?Just credit card debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500 cars<br>400 utilities<br>25 phone<br>mortgage 2100<br>food 350
Please explain the reason why you carry a large revolving credit balance.Relocated for a job and paid off other expenses. Consolidating remaing debt to payoff with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1173918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173918

$13,000

$13,000

12.12%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173918. Member loan 1173918 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Homedepot Debt-to-income ratio: 14.22%
Length of employment: 7 years Location: RODEO, CA
       
Home town:
Current & past employers: Homedepot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,910.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sears master card- 6,056.08 credit limit 6500 min payment 160 interest 25.24 %<br><br>Wellsfargo - 6,694.47 credit limit 7,300 min payment 160 interest rate 16.45%
What is your intended use for the loan proceeds?Consolidate my 2 credit cards to one monthly payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?100 for food 300 for car payment 100 for food 70 for phone 200 gas 0 for rent at moms house
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?0
Please explain the reason why you carry a large revolving credit balance.Bad spending choices
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sears master card- 6,056.08 credit limit 6500 min payment 160 interest 25.24 %<br><br>Wellsfargo - 6,694.47 credit limit 7,300 min payment 160 interest rate 16.45%
Which debts do you plan to pay off with this loan?Wellsfargo credit card and sears
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Turn my two credit cards to one payment

 


 

 

 

Member Payment Dependent Notes Series 1173931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173931

$13,000

$13,000

6.03%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173931. Member loan 1173931 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Orange County Fire Authority Debt-to-income ratio: 16.61%
Length of employment: 10+ years Location: Mission Viejo, CA
       
Home town:
Current & past employers: Orange County Fire Authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,936.00 Public Records On File: 0
Revolving Line Utilization: 26.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ive already sent this information to you.. My answer was rejected by the site..so If you have any pertinent questions, I will answered them Thank you.
Please explain the reason why you carry a large revolving credit balance.this must be a duplicate question
Which debts do you plan to pay off with this loan?All of my creidt cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ive already sent this information to you.. My answer was rejected by the site..so If you have any pertinent questions, I will answered them Thank you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?As I have answered all the questions before, they get rejected back. The rules state you cant give this information on these questions...so Im not sure what all you investors are wanting from these questions

 


 

 

 

Member Payment Dependent Notes Series 1173943

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173943

$7,000

$7,000

7.90%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173943. Member loan 1173943 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: DGI-Menard Debt-to-income ratio: 8.60%
Length of employment: 2 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: DGI-Menard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,860.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$25,000 in student loans<br>$7,000 in credit debt due to purchase of initial living-on-own items etc. Interest Rates 12%<br>No Mortgages<br>Just paid off $7,000 bank loan for my personal vehicle this month

 


 

 

 

Member Payment Dependent Notes Series 1173951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173951

$6,400

$6,400

10.74%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173951. Member loan 1173951 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: DCI Group Debt-to-income ratio: 19.23%
Length of employment: < 1 year Location: Washington, DC
       
Home town:
Current & past employers: DCI Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I worked my way through grad school but still took on significant credit card debt. While I've worked hard to pay it off, this would be an opportunity to streamline that process and save some money on interest payments. Thanks for the help :-)<br><br>Cheers!<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,451.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1173989

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173989

$20,000

$20,000

13.11%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173989. Member loan 1173989 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: whataburger Debt-to-income ratio: 4.78%
Length of employment: 3 years Location: LEWISVILLE, TX
       
Home town:
Current & past employers: whataburger
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Need to to pay off credit card and get back on my feet. I hope you can<br>approve<br><br> Borrower added on 03/03/12 > pay off credit card and get back on my feet. You can also deduct<br>payment either directly from pay check or bank account. Thank you,<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,517.00 Public Records On File: 0
Revolving Line Utilization: 96.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?pay off credit card so I can focus on one payment

 


 

 

 

Member Payment Dependent Notes Series 1174018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174018

$6,500

$6,500

8.90%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174018. Member loan 1174018 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,917 / month
Current employer: Kinney Amusment Debt-to-income ratio: 12.89%
Length of employment: 5 years Location: SPRINGFIELD, MO
       
Home town:
Current & past employers: Kinney Amusment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Help me pay off whats left of my home improvement expenses! I have payed them down to less than half of what they were, now I just need to lower the interest so I can get it paid off quicker! I'm looking here because I would rather pay an individual the interest than one of the big banks! Thanks!<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 9
Revolving Credit Balance: $4,489.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174036

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174036

$20,000

$20,000

7.90%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174036. Member loan 1174036 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Missouri Bank Debt-to-income ratio: 15.04%
Length of employment: 10+ years Location: Independence, MO
       
Home town:
Current & past employers: Missouri Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I am looking to purchase a swim spa for which traditional financing is difficult to find. I am a strong borrower with a strong credit history and very stable employment at the same place for over 11 years.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,724.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1174061

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174061

$1,800

$1,800

13.11%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174061. Member loan 1174061 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 3.22%
Length of employment: 3 years Location: Silver Spring, MD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2008 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,202.00 Public Records On File: 0
Revolving Line Utilization: 9.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1174079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174079

$9,975

$9,975

7.62%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174079. Member loan 1174079 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Stanley Access Technologies Debt-to-income ratio: 13.11%
Length of employment: 10+ years Location: WHEAT RIDGE, CO
       
Home town:
Current & past employers: Stanley Access Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Paying off cap one and part of amex<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,296.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.master card; $6,806; 17.9%; $172/mo. (plan to pay off)<br>AMEX; $6,356; 17.24%; $127/mo. (plan to pay remainder of loan about $3000 to balance of this card)

 


 

 

 

Member Payment Dependent Notes Series 1174083

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174083

$5,000

$5,000

7.62%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174083. Member loan 1174083 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Pinnacle Realty Management Debt-to-income ratio: 9.43%
Length of employment: 10+ years Location: PORTLAND, OR
       
Home town:
Current & past employers: Pinnacle Realty Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Looking to escape the burden of high interest rates. With the help of Lending Club this is possible..Thank You!<br><br> Borrower added on 03/04/12 > Looking to escape the burden of high interest rates. With Lending Club that is possible..Thank You!<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,634.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to utilize the money towards a consolidation of higher interest rate credit card debts, to utilize more money towards principle for a quicker payoff.

 


 

 

 

Member Payment Dependent Notes Series 1174094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174094

$9,000

$9,000

7.90%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174094. Member loan 1174094 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,440 / month
Current employer: The Dow Chemical Company Debt-to-income ratio: 17.94%
Length of employment: 9 years Location: Lake Jackson, TX
       
Home town:
Current & past employers: The Dow Chemical Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Desire to refinance home. Need to fix broken sewer line, replace broken tile on walls, and floor. Needs electrical upgrades, plumbing upgrades to pass FHA inspection/appraisal to approve refinance. Traditional home impr. loan want 16% interest unless can put lien on home - not allowed for FHA refi<br><br> Borrower added on 03/04/12 > nancing. Refi will reduce by interest rate by half (from 6.875 to 3.375) and knock 5 years off mortgage payments. Using some personal funds but need rest of amount being asked for in this loan.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,283.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I spent lot at Christmas this past year, other home repairs (a/c and sheetrock work, replaced light fixtures, installed ceiling fans) and bought some furniture, drapes, and rugs for my home. I am paying for a car for my youngest daughter who is in her junior year in college and moved 300 miles away to complete. I just bought a car to replace my 1999 Buick I drove for 13 years. Paid off last of medical bills. Have snowball plan to pay all of this off.

 


 

 

 

Member Payment Dependent Notes Series 1174127

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174127

$3,000

$3,000

7.90%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174127. Member loan 1174127 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: WALMART ASSOCIATES Debt-to-income ratio: 9.45%
Length of employment: 5 years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: WALMART ASSOCIATES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 35
Revolving Credit Balance: $1,369.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174129

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174129

$20,000

$20,000

10.74%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174129. Member loan 1174129 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Henry Wurst, Inc Debt-to-income ratio: 19.02%
Length of employment: 5 years Location: WHEAT RIDGE, CO
       
Home town:
Current & past employers: Henry Wurst, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > With this loan, I will be able to pay off all unsecured debt. Only 9 months left of car payments and in the clear. I have no bills other than rent, all inclusive, no utilities.<br><br> Borrower added on 03/07/12 > The vehicle I am making payments on is leased until end of 2012. I'll be making an effort to sell as soon as possible before that time. I own another vehicle outright with a minimum value of $13000.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,908.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All credit cards, and one line of credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My only debt, other than an auto lease $360, is unsecured credit. Total unsecured debt is $22000 with total min payments of $600. Interest rates range from 7-20%+. Auto lease is mature Jan 2013. I also hold title free and clear to another vehicle valued at a minimum of $13000. I will be working to sell the leased vehicle asap this spring if possible.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$600 rent, all inclusive, no utilities. $200 food. $89 auto ins. $80 cell. $360 auto lease. $550 min payment on unsecured debt. That's it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My only debt, other than an auto lease $360, is unsecured credit. Total unsecured debt is $22000 with total min payments of $600. Interest rates range from 7-20%+. Auto lease is mature Jan 2013. I also hold title free and clear to another vehicle valued at a minimum of $13000. I will be working to sell the leased vehicle asap this spring if possible.

 


 

 

 

Member Payment Dependent Notes Series 1174133

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174133

$7,200

$7,200

9.76%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174133. Member loan 1174133 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Iaffaldano, Shaw & Young LLP Debt-to-income ratio: 19.76%
Length of employment: < 1 year Location: REDONDO BEACH, CA
       
Home town:
Current & past employers: Iaffaldano, Shaw & Young LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,842.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174179

$7,150

$7,150

8.90%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174179. Member loan 1174179 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,576 / month
Current employer: University of the Rockies Debt-to-income ratio: 14.29%
Length of employment: 1 year Location: Colorado Springs, CO
       
Home town:
Current & past employers: University of the Rockies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I plan to use the funds to get out of credit card debt at a lower interest rate. I am not a big spender and try to use my money wisely. I use 40% of my budget to try and get out of debt. With my stable full time job I should be able to pay off this loan in less than 18 months.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,715.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1174186

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174186

$25,000

$25,000

18.25%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174186. Member loan 1174186 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Wayzata Public Schools Debt-to-income ratio: 21.43%
Length of employment: 10+ years Location: Minnetonka, MN
       
Home town:
Current & past employers: Wayzata Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 73
Revolving Credit Balance: $13,967.00 Public Records On File: 0
Revolving Line Utilization: 92.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly<br>About 1,200 including rent, phone, etc.
Please explain the reason why you carry a large revolving credit balance.The amount is much less than it has been. I have been working on paying it off. Some medical bills and poor choices.
What is the total balance of your credit cards, interest rates and current monthly payments?$23,898.00<br>29.9% $300.00 minimum payment<br>29.9% $180.00 " "<br>17.7% $150.00 " "
What is your intended use for the loan proceeds?To pay off high interest credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The money is only for paying off high interest credit cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa Total $7,958.21 29.9% $300.00 minimum payment<br>Discover Total $6,830.07 " $180.00 " "<br>Am Ex Total $6,830.07 17.7% $150.00 " "
What is the total balance of your credit cards, interest rates and current monthly payments?$23,898.00<br>29.9% $300.00 minimum payment<br>29.9% $180.00 " "<br>17.7% $150.00 " "
If you have a public record on file, please briefly explain the event and its resolution.I don't know what you mean by "public record." But if you are talking about an arrest or something like that, I don't have any public records on file.

 


 

 

 

Member Payment Dependent Notes Series 1174192

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174192

$12,000

$12,000

7.90%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174192. Member loan 1174192 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: United Solar Ovonic, LLC Debt-to-income ratio: 17.08%
Length of employment: 10+ years Location: Rochester Hills, MI
       
Home town:
Current & past employers: United Solar Ovonic, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,745.00 Public Records On File: 0
Revolving Line Utilization: 56.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1 Mastercard; balance $15393; limit $25K; rate 26.97%; monthly payment $496. I plan to bring this account to $0 with this loan and other funds. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?I have one credit card account with $15393 balance ($25K limit) for which the rate jumped to an obscene 26.97% (promotional rate expired). The monthly payment is currently $496. I plan to use this loan and other available funds to bring the account to $0.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1 Mastercard; balance $15393; limit $25K; rate 26.97%; monthly payment $496. I plan to bring this account to $0 with this loan and other funds. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1174201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174201

$5,000

$5,000

17.99%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174201. Member loan 1174201 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,373 / month
Current employer: ERRG Debt-to-income ratio: 17.20%
Length of employment: 2 years Location: LONG BEACH, CA
       
Home town:
Current & past employers: ERRG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 27
Revolving Credit Balance: $708.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.i got in credit card debt because of unemployment. I had a secure job for the last 2 years. I have taken control over credit card debt and consistently paying it off. I also worked with credit companies to rduce APR.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?There is one purpose.
Please provide additional details regarding the purpose of the loan.I need a lump sum to pay for wedding costs. It is no problem to pay that of in monthly payments.
What is your intended use for the loan proceeds?I need a lump sum to pay for my wedding and I want to pay that off in monthly payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2,000
If you have a delinquency in the last 2 years, please explain the reason.i got in credit card debt because of unemployment. I had a secure job for the last 2 years. I have taken control over credit card debt and consistently paying it off. I also worked with credit companies to rduce APR.
Please provide additional details regarding the purpose of the loan.I need a lump sum to pay for wedding costs. It is no problem to pay that of in monthly payments.
What is your intended use for the loan proceeds?I need a lump sum to pay for my wedding and I want to pay that off in monthly payments.
Please explain the reason why you carry a large revolving credit balance.I got in debt when I was unemployed for about 12 months. I have been employed for 2 years and paying it off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2,000

 


 

 

 

Member Payment Dependent Notes Series 1174216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174216

$2,500

$2,500

8.90%

1.00%

March 7, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174216. Member loan 1174216 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,054 / month
Current employer: Isle of Capri Casino Debt-to-income ratio: 6.52%
Length of employment: 10+ years Location: Columbia, MO
       
Home town:
Current & past employers: Isle of Capri Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 56
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies (missed or deferred payments) in the last two years. I make a special effort to make sure my bills are paid on time every time.
How are you paying for other wedding expenses not covered by this loan?I am paying for the remainder of the wedding with what savings I have accumulated so far. I am not certain I have enough in savings to pay for everything, which is why I requested this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $335 a month for house payment. Utilities run about $150 a month, and insurance is $62.50 a month.

 


 

 

 

Member Payment Dependent Notes Series 1174218

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174218

$10,000

$10,000

6.03%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174218. Member loan 1174218 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Control Air Corp Debt-to-income ratio: 8.64%
Length of employment: 10+ years Location: Rialto, CA
       
Home town:
Current & past employers: Control Air Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,197.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Moving expenses and pay off high interest credit card.

 


 

 

 

Member Payment Dependent Notes Series 1174223

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174223

$3,000

$3,000

7.90%

1.00%

March 12, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174223. Member loan 1174223 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,841 / month
Current employer: n/a Debt-to-income ratio: 26.61%
Length of employment: n/a Location: lOMITA, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,220.00 Public Records On File: 0
Revolving Line Utilization: 93.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.The purpose of the loan is to pay credit cards,and some taxes to the IRS& State. thank you.
What is your intended use for the loan proceeds?to pay my IRS and a credit card. thank you
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?using the money wisely, i know that I'am paying taxes, and that money would help me to pay the government, IRS& or State. thank you Lending Club.

 


 

 

 

Member Payment Dependent Notes Series 1174257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174257

$5,500

$5,500

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174257. Member loan 1174257 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: Case Western Reserve University Debt-to-income ratio: 4.96%
Length of employment: 10+ years Location: Euclid, OH
       
Home town:
Current & past employers: Case Western Reserve University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,395.00 Public Records On File: 1
Revolving Line Utilization: 82.20% Months Since Last Record: 91
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174283

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174283

$16,000

$16,000

17.99%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174283. Member loan 1174283 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,600 / month
Current employer: army Debt-to-income ratio: 15.80%
Length of employment: 9 years Location: junction cith, KS
       
Home town:
Current & past employers: army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,213.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 4900 with a 16%, furniture store card with 2300 something with 18%, military card with 1700 with 18%, pioneer loan with 1126 with a 15% and truck loan with a little over 3500 with 7%
Which debts do you plan to pay off with this loan?Plan on paying off all the debt with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 4900 with a 16%, furniture store card with 2300 something with 18%, military card with 1700 with 18%, pioneer loan with 1126 with a 15% and truck loan with a little over 3500 with 7%
What is your intended use for the loan proceeds?Pay off our 4 credit cards/loans and auto loan so we can get one lower monthly bill.

 


 

 

 

Member Payment Dependent Notes Series 1174298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174298

$19,500

$19,500

15.81%

1.00%

March 8, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174298. Member loan 1174298 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Out of the Blue Ventures Debt-to-income ratio: 11.72%
Length of employment: 1 year Location: MINNEAPOLIS, MN
       
Home town:
Current & past employers: Out of the Blue Ventures
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > Debt consolidation and some home improvement<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,794.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses (mortgage, utilities, phone, insurance) $1100. Food, transportation, entertainment: $300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?see previous
Please explain the reason why you carry a large revolving credit balance.I was forced to resort to credit card use to make ends meet after accepting a new job for less money.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the money to pay off high interest credit cards and to have a tree that was struck by lightning removed from my yard.
Which debts do you plan to pay off with this loan?All high interest credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: $16000. Mortgage shared with one other person: $155,000. No student loans, no car payments

 


 

 

 

Member Payment Dependent Notes Series 1174342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174342

$7,200

$7,200

7.90%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174342. Member loan 1174342 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: San Francisco Endoscopy Center Debt-to-income ratio: 19.64%
Length of employment: 8 years Location: redwood city, CA
       
Home town:
Current & past employers: San Francisco Endoscopy Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,713.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174351

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174351

$2,000

$2,000

8.90%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174351. Member loan 1174351 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: HCA Debt-to-income ratio: 11.54%
Length of employment: 8 years Location: MIAMI, FL
       
Home town:
Current & past employers: HCA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,155.00 Public Records On File: 0
Revolving Line Utilization: 32.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?buy a new car

 


 

 

 

Member Payment Dependent Notes Series 1174368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174368

$14,000

$14,000

10.74%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174368. Member loan 1174368 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: National Welder Airgas Debt-to-income ratio: 8.19%
Length of employment: 10+ years Location: LELAND, NC
       
Home town:
Current & past employers: National Welder Airgas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I am trying very hard to get out of credit card debt. I am wanting to pay off at least two of my credit cards. One is 17.9% and one will be going up in June to 22%. I have been at my Job for 19 years. I am very faithful in paying my debt. Thanks so much!<br><br> Borrower added on 03/06/12 > Thanks to everyone!<br><br> Borrower added on 03/07/12 > I would like to add that I am very grateful for The Lending Club and everyone that has helped me get funded so far. I appreciate it very much!<br><br> Borrower added on 03/09/12 > This is awesome to be already funded 95%. A big Thank you to everyone that has help fund this loan. Yay!!<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,214.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Hi in the years past, I have put charges on my credit card due to personal reasons. I have reached a point in my life where things are better and now just trying to get out of debt. The credit card companies are not real good to work with on lowering interest rates so I am just trying to make my goals in life become a reality. <br>Thanks so much!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi, my monthly expenses are around $2500.00 Thank you!
What is the total balance of your credit cards, interest rates and current monthly payments?Hi, the two that I am trying to get paid off have an interest rate of 17.9 and one will be increasing at the beginning of June to 22%. The balance for these two is around $14000.00 and The payment for these are $460.00. Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1174375

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174375

$10,000

$10,000

15.81%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174375. Member loan 1174375 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,120 / month
Current employer: Buckstop Truckware Debt-to-income ratio: 10.74%
Length of employment: < 1 year Location: NEWBERG, OR
       
Home town:
Current & past employers: Buckstop Truckware
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > pay off visa card, personal loan, and use remaining cash for home repairs<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1987 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,652.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $1735.00<br>Minus : $370.00 At payoff of visa & personal loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Payoff Visa credit card $6300.00<br>Payoff High interest personal Loan $1600.00<br>Remainning funds will be used for home repairs
Which debts do you plan to pay off with this loan?My bank of america visa ( $6329.00 ) and a personal loan with One Main Financial ( $1600.00 )
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?visa - 6300.00 / 24.99% / $250.00<br>Personal loan - $1600.00 / 33% / $120.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?visa - 6300.00 / 24.99% / $250.00<br>Personal loan - $1600.00 / 33% / $120.00

 


 

 

 

Member Payment Dependent Notes Series 1174379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174379

$15,000

$15,000

6.03%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174379. Member loan 1174379 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,250 / month
Current employer: Booz Allen Hamilton Debt-to-income ratio: 4.88%
Length of employment: 1 year Location: San Diego, CA
       
Home town:
Current & past employers: Booz Allen Hamilton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Will use loan to consolidate $15k debt from rental property improvements and family legal expenses. Have serviced/reduced the debt on higher interest credit cards for the last year. Looking for a lower interest rate here. Stable job in the same industry since finishing grad school 4+ years ago.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,921.00 Public Records On File: 0
Revolving Line Utilization: 34.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174382

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174382

$9,000

$9,000

7.62%

1.00%

March 13, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174382. Member loan 1174382 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: KAI Institute, Inc. Debt-to-income ratio: 9.21%
Length of employment: 2 years Location: Oakland, CA
       
Home town:
Current & past employers: KAI Institute, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I hope to use this lower interest rate to consolidate my old Lendingclub loan, which I have been paying faithfully, and my remaining credit card debt. I racked up the debt when I was laid off three years ago, and a lower interest rate would make a big difference in how quickly I could pay it off.<br><br> Borrower added on 03/03/12 > I've been employed at the same company for two years, and I recently received a raise. Consolidating my debts would help me make a dent in them much more quickly.<br><br> Borrower added on 03/03/12 > I hope to use this lower interest rate loan to consolidate my existing Lendingclub loan, which I have been paying faithfully, and my remaining credit card debt. I racked up the debt when I was unemployed three years ago, and a lower interest rate would help me make a dent in it much more quickly.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1976 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 30
Revolving Credit Balance: $9,316.00 Public Records On File: 0
Revolving Line Utilization: 47.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174387

$20,675

$20,675

12.12%

1.00%

March 13, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174387. Member loan 1174387 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Walt Disney World Debt-to-income ratio: 27.49%
Length of employment: 8 years Location: ORLANDO, FL
       
Home town:
Current & past employers: Walt Disney World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Greetings, several credit cards have recently raised their interest rates. I am looking to finally pay off all of my credit cards and to have a better interest rate. I have worked for my current employer for over 8 years and have never missed a payment. Let me know if you have any questions.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1976 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,258.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $900<br>Utilities not included in Rent $150<br>Car Payment $425
Please explain the reason why you carry a large revolving credit balance.Honestly, when I was younger I made some poor choices in the years during and after college. While, I have stopped using my credit cards I am in the process of paying them off.
What is the total balance of your credit cards, interest rates and current monthly payments?Card #1: $5500 / 17.9% / $150<br>Card #2: $6375 / 19.9% / $200<br>Card #3 $6867 / 17.9% / $200

 


 

 

 

Member Payment Dependent Notes Series 1174390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174390

$14,000

$14,000

12.12%

1.00%

March 12, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174390. Member loan 1174390 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Emerson Ecologics, Inc. Debt-to-income ratio: 11.71%
Length of employment: 1 year Location: MURRIETA, CA
       
Home town:
Current & past employers: Emerson Ecologics, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,323.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We will utilize the funds to launch a wholesale food service product line targeting restaurants, delis, cafes, and hotels. Our products will also be available through our website for retail customers. Our company structure is in place, registered with our state, and fully insured. Products and packaging have been developed, tested and presented to potential distributors. We are now in the final phase and are seeking capital to bring our products to market.<br><br>Thank You For Your Interest.
What is your intended use for the loan proceeds?We will utilize the funds to launch a wholesale food service product line targeting restaurants, delis, cafes, and hotels. Our products will also be available through our website for retail customers. Our company structure is in place, registered with our state, and fully insured. Products and packaging have been developed, tested and presented to potential distributors. We are now in the final phase and are seeking capital to bring our products to market.<br><br>Thank You For Your Interest.
What type of business are you starting?Specialty and flavored retail and food service tortillas and wraps.<br><br>Thank you for your interest.
Please describe your experience/familiarity with the business you are starting/started?I have 23 years experience in the food industry including manufacturing, product development and distribution. Our product development and manufacturing group has 35+ years experience specific to our product offering.<br><br>Thank you for your interest.
What will be the largest expense in the first six months?Production costs will top the list.
What type of business are you starting?Specialty and flavored retail and food service tortillas and wraps.<br><br>Thank you for your interest.

 


 

 

 

Member Payment Dependent Notes Series 1174391

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174391

$14,000

$14,000

12.12%

1.00%

March 8, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174391. Member loan 1174391 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,583 / month
Current employer: PayPal Debt-to-income ratio: 14.93%
Length of employment: 2 years Location: Sunnyvale, CA
       
Home town:
Current & past employers: PayPal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I am trying to consolidate all my credit card loans for a lower percentage and there by reduce my monthly payouts.<br>

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,457.00 Public Records On File: 0
Revolving Line Utilization: 69.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $3175<br>Utilities is around $100<br>Transportation is $120<br>Food is $600<br>Insurance and phone are company covered
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Following are my monthly expenses:<br>Mortgage - $3175<br>Utilities - ~$100<br>insurance (car) - $630 for 6 months
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
Which debts do you plan to pay off with this loan?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off my credit card balances:<br>Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
Which debts do you plan to pay off with this loan?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 - $4900 for 21.99% APR<br>Credit Card 2 - ~$7700 for 19.99% APR <br>Credit Card 3 - ~$6000 for 19.99% APR

 


 

 

 

Member Payment Dependent Notes Series 1174394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174394

$35,000

$35,000

14.65%

1.00%

March 9, 2012

March 17, 2015

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174394. Member loan 1174394 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Keck Medical Center of USC Debt-to-income ratio: 6.08%
Length of employment: 4 years Location: ROWLAND HEIGHTS, CA
       
Home town:
Current & past employers: Keck Medical Center of USC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,319.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?pay off all credit card and student loan. consolidate all debt into one for better financial handling.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?approximate $2,000 (including rent)
Which debts do you plan to pay off with this loan?pay off all credit card and student loan. consolidate all debt into one for better financial handling.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off all credit card and student loan. consolidate all debt into one for better financial handling.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximate $2,000 (including rent)
Which debts do you plan to pay off with this loan?pay off all credit card and student loan. consolidate all debt into one for better financial handling.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off all credit card and student loan. consolidate all debt into one for better financial handling.
What is your intended use for the loan proceeds?pay off all credit card and student loan. consolidate all debt into one for better financial handling.

 


 

 

 

Member Payment Dependent Notes Series 1174396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174396

$3,000

$3,000

8.90%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174396. Member loan 1174396 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,933 / month
Current employer: Sodexo at Stonehill College Debt-to-income ratio: 14.73%
Length of employment: 10+ years Location: South Easton, MA
       
Home town:
Current & past employers: Sodexo at Stonehill College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,456.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $2000 balance at 10%, currently paying $175 per month to get balance down.<br>Discover $1000 balance at 17.99%, currently paying $100 per month to get balance down.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan payment will be just under $100 per month for 36 months. This will decrease my current creditor payments by $150 to $175 per month to those credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1174416

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174416

$7,325

$7,325

9.76%

1.00%

March 8, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174416. Member loan 1174416 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,050 / month
Current employer: Kayem Foods, Inc Debt-to-income ratio: 9.21%
Length of employment: 5 years Location: WOBURN, MA
       
Home town:
Current & past employers: Kayem Foods, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Next business day all money go to my credit cards, having, of course, much higher APR... I'm good borrower - all my payment have been done on time. Getting low APR makes it easyer to pay this loan than the credit cards... My job is in food industry that's quite reliable (even in recession).<br><br> Borrower added on 03/07/12 > Note: The loan ammount is to pay off only some of my credit cards - those with higher APR than the loan.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,199.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174464

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174464

$7,000

$7,000

8.90%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174464. Member loan 1174464 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,300 / month
Current employer: brandon electric Debt-to-income ratio: 7.24%
Length of employment: 10+ years Location: valrico, FL
       
Home town:
Current & past employers: brandon electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 52
Revolving Credit Balance: $1,508.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Plan pay off my one main loan looking for better intrest rate..

 


 

 

 

Member Payment Dependent Notes Series 1174466

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174466

$6,950

$6,950

12.12%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174466. Member loan 1174466 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,792 / month
Current employer: sears Debt-to-income ratio: 19.09%
Length of employment: 10+ years Location: PENSACOLA, FL
       
Home town:
Current & past employers: sears
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I have been on my job for 21 years. I plan to use the money to pay off some credit cards.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 68
Revolving Credit Balance: $16,332.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage-$1000 <br>insurance 85 car insurance

 


 

 

 

Member Payment Dependent Notes Series 1174502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174502

$15,000

$15,000

17.99%

1.00%

March 13, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174502. Member loan 1174502 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: allegheny ludlum Debt-to-income ratio: 6.68%
Length of employment: 10+ years Location: CHESTER, WV
       
Home town:
Current & past employers: allegheny ludlum
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,526.00 Public Records On File: 1
Revolving Line Utilization: 56.30% Months Since Last Record: 88
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.do not believe i have any public record on file.
If you have a public record on file, please briefly explain the event and its resolution.do not believe i have any public record on file.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent household utilities, cell phone, transportation cost, car insurance, food, credit cards, your basic expenses
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?purpose of the loan is debt consolidation and it will be allocated to pay off 2 credit cards and other various debts that cannot be discussed due to the regulations of the site. i also need to buy furniture and appliances due to a certain situation.

 


 

 

 

Member Payment Dependent Notes Series 1174504

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174504

$20,000

$20,000

13.67%

1.00%

March 8, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174504. Member loan 1174504 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: US Army Debt-to-income ratio: 18.57%
Length of employment: 8 years Location: Saint Robert , MO
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,668.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1174538

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174538

$10,000

$10,000

6.03%

1.00%

March 12, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174538. Member loan 1174538 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Millwork&cabinets Debt-to-income ratio: 23.25%
Length of employment: 10+ years Location: Shickshinny, PA
       
Home town:
Current & past employers: Millwork&cabinets
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I have used lending club before and was pleased in the no hassle procedure. So when I needed to re-roof my house I decided to try lending club again. With an excellent credit rating I have options, but this is just quick and easy.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,154.00 Public Records On File: 0
Revolving Line Utilization: 15.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Replace the roof on my house.

 


 

 

 

Member Payment Dependent Notes Series 1174541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174541

$10,000

$10,000

7.90%

1.00%

March 12, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174541. Member loan 1174541 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Integris Baptist Regional Hospital Debt-to-income ratio: 18.16%
Length of employment: 7 years Location: JOPLIN, MO
       
Home town:
Current & past employers: Integris Baptist Regional Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,999.00 Public Records On File: 0
Revolving Line Utilization: 6.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate outstanding debt.

 


 

 

 

Member Payment Dependent Notes Series 1174550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174550

$10,400

$10,400

13.67%

1.00%

March 8, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174550. Member loan 1174550 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: BLUESTAR INC Debt-to-income ratio: 20.59%
Length of employment: 2 years Location: wellington, FL
       
Home town:
Current & past employers: BLUESTAR INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Basically the loan is to reduced a credit debt with CHASE, they have made changes on Credit Limits, affecting credit ratio and APR, always on time, , I currently pay $440 on a monthly basis for a minimun of $370 required; I rather combined this amount to another lender instead of CHASE<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,956.00 Public Records On File: 0
Revolving Line Utilization: 90.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?300
What is the total balance of your credit cards, interest rates and current monthly payments?$2500. 25%. $3500 29%. $1900. 19%, mpnthly minmum payments are $270 I pay $450 monthly<br>All in CHASE however chase reduced without notice at half all the credit limits due to changes in policies, also incressing APR even though i have paid on time.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.$2900 at 25%. $1900 at 29% 2500 19% <br><br>Minimums combined are in $340, I M currently paying $440 monthly, I want to combined the debt with a lower rate and set these accounts to minimum, I want to stop giving away money tho the institution for no reason. <br><br>Thanks
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Simple pay credit cards completely, i want to stop giving money to CHASE
Please explain the reason why you carry a large revolving credit balance.I moved from another country 3 years ago, I had ssavings but I did have to count on some credit to start in the mean while i was looking for a job, I did find the current job but it took at least 4 months of paying basics at $1100 monthly, the other money is from purchases for improvements, also 2 months I had on medical leave. <br><br>I am very responsable with the money, my first reason is to eliminate this debt I rather pay to another lender than CHASE

 


 

 

 

Member Payment Dependent Notes Series 1174562

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174562

$6,000

$6,000

7.90%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174562. Member loan 1174562 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: lorco petroleum Debt-to-income ratio: 15.74%
Length of employment: 10+ years Location: oakhurst, NJ
       
Home town:
Current & past employers: lorco petroleum
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,193.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.can't answer truly due to rules.but as you see I pay nothing late.
Please provide general details of the cost of your vacation.airfare,hotel transfers -3,600

 


 

 

 

Member Payment Dependent Notes Series 1174600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174600

$10,500

$10,500

12.12%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174600. Member loan 1174600 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Costco Wholesale Debt-to-income ratio: 9.68%
Length of employment: 8 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Costco Wholesale
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,325.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My credit cards will be paid off with this loan. So I will not have a credit card payment, but i will still have the $350 monthly payment from this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $850 in rent and utilities.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My credit cards will be paid off with this loan. So I will not have a credit card payment, but i will still have the $350 monthly payment from this loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My sole purpose is to pay off my credit cards, so I will have a lower APR and a monthly payment. I will be saving $80 or less in monthly payments.

 


 

 

 

Member Payment Dependent Notes Series 1174657

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174657

$6,550

$6,550

12.12%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174657. Member loan 1174657 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,488 / month
Current employer: JoAnn Debt-to-income ratio: 12.06%
Length of employment: 6 years Location: PENSACOLA, FL
       
Home town:
Current & past employers: JoAnn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Loan requested for consolidation of credit card and one medical bill. Employed over six years with current company. No car or mortgage payment. Monthly budget includes utilities and insurance only. Approx. $200 per month. Thank you<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 68
Revolving Credit Balance: $5,584.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Condo Association Fee-$140, Condo taxes and insurance-$110, Utilities-$75, Phone-$25, Food-$200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Home owners association dues-$140, Condo insurance and taxes-$110, utilities-power and water-$75 (Condo is paid for that is why I have no mortgage or rent)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover-$2500-19%-$100 per mth, American Express-$2600-$1000 per mth, Kohl's-$560-22%-$15 per mth, Chase-$600-0%-$30 per mth, Capital One-$2900-15%-$100 per mth, $1400-Medical Bill-0%-$200 per mth
Which debts do you plan to pay off with this loan?All credit card debts and one medical bill.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?If loan is fully funded it will allow me to pay all of my credit cards as well as my one medical bill.
Please explain the reason why you carry a large revolving credit balance.Although several of my cards are not at their limit, I have used the cards to help my Mother with her expenses during her illness as well as for myself during time I was away from work during surgery last year. Normally I do not like to carry large balances and I am working to lower them as quickly as possible so I will be able to save for future expenses.

 


 

 

 

Member Payment Dependent Notes Series 1174667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174667

$20,000

$20,000

13.99%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174667. Member loan 1174667 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Alans Studio On Main Debt-to-income ratio: 20.97%
Length of employment: 6 years Location: SONOMA, CA
       
Home town:
Current & past employers: Alans Studio On Main
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,395.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $848<br>Utilities $130<br>Renters Insurance $35
What is your intended use for the loan proceeds?Make 5 payments into one automatic payment that will end after 36 months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $848<br>Transportation $200 (average with gas and maintenance)<br>Utilities $35 (High efficiency small house)<br>Phone $30 <br>Insurance $130 (auto and renters) Food $200
If you have a delinquency in the last 2 years, please explain the reason.None<br>N/A
Please explain the reason why you carry a large revolving credit balance.Roller coaster income and having to move in a down economy. Gaining stability to change the "large revolving credit balance"
If you have a public record on file, please briefly explain the event and its resolution.None
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I rent a high efficiency small home.<br>Rent is $848<br>Insurance is $30<br>No taxes to be paid
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 5 payments I will make into one automatic payment. Simplifying expenses.
Which debts do you plan to pay off with this loan?Car loan and 4 credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards at 13,000 total and car at $5000. The car interest rate is 8% and the credit cards are at 14.5%.<br>Car payments are $310.00<br>Credit cards are $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards at 13,000 total and car at $5000. The car interest rate is 8% and the credit cards are at 14.5%.<br>Car payments are $310.00<br>Credit cards are $500

 


 

 

 

Member Payment Dependent Notes Series 1174678

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174678

$9,250

$9,250

6.62%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174678. Member loan 1174678 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,708 / month
Current employer: inteplast Debt-to-income ratio: 11.74%
Length of employment: 1 year Location: mount arlington, NJ
       
Home town:
Current & past employers: inteplast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,494.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174684

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174684

$8,000

$8,000

15.31%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174684. Member loan 1174684 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: mcbride construction inc. Debt-to-income ratio: 5.54%
Length of employment: 5 years Location: seattle, WA
       
Home town:
Current & past employers: mcbride construction inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,751.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Because interest is high and life is hard

 


 

 

 

Member Payment Dependent Notes Series 1174688

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174688

$16,000

$16,000

12.12%

1.00%

March 8, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174688. Member loan 1174688 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: The Home Depot Debt-to-income ratio: 23.79%
Length of employment: 10+ years Location: Santa Cruz, CA
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1989 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,207.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1025<br>Utilities 260<br>Gasoline 80<br>Food 150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1025<br>Utilities. 260<br>Gasoline. 80<br>Food. 150
Please explain the reason why you carry a large revolving credit balance.I have helped my daughter with some emergencies. My other daughter uses two of the cards for business expenses for which she is reimbursed monthly
Which debts do you plan to pay off with this loan?Credit cards boa, chase and current loan with lending club
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards and current loan from lending club
What is your intended use for the loan proceeds?To pay credit cards and current loan from lending club
What is your intended use for the loan proceeds?To pay credit cards and current loan from lending club
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1025<br>Utilities 260<br>Gasoline 80<br>Food 150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1025<br>Utilities. 260<br>Gasoline. 80<br>Food. 150
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
Please explain the reason why you carry a large revolving credit balance.I have helped my daughter with some emergencies. My other daughter uses two of the cards for business expenses for which she is reimbursed monthly
If you have a public record on file, please briefly explain the event and its resolution.No public records
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).N/a
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards and current loan from lending club
Which debts do you plan to pay off with this loan?Credit cards boa, chase and current loan with lending club

 


 

 

 

Member Payment Dependent Notes Series 1174694

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174694

$19,000

$19,000

12.12%

1.00%

March 12, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174694. Member loan 1174694 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,600 / month
Current employer: CMEC Debt-to-income ratio: 6.53%
Length of employment: 5 years Location: dinuba, CA
       
Home town:
Current & past employers: CMEC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > This loan will be used for debt consolidation. this loan will really help out to pay off my debts at a lower interest.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,634.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses include home mortgage, utilities, insurance, credit cards, and a previous loan I'm looking to pay off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently have a mortgage, utilities, and a previous home improvement loan that I'm looking to pay off as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe a credit card of $5000 15% Apr and paying $500 montly. A $6200 card at 16% Apr and paying $250 monthly. And a home improvement loan of $4800 14% Apr paying $190 monthly. I'll be lookingto pay off all of these debts.
Which debts do you plan to pay off with this loan?Looking to pay of two major credit cards and a home improvement loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm looking to pay off all my credit cards and a loan at a lower interstate rate with one monthly payment

 


 

 

 

Member Payment Dependent Notes Series 1174742

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174742

$5,000

$5,000

14.65%

1.00%

March 8, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174742. Member loan 1174742 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: timec Debt-to-income ratio: 13.29%
Length of employment: 7 years Location: FAIRFIELD, CA
       
Home town:
Current & past employers: timec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > landscaping<br><br> Borrower added on 03/04/12 > painting,rocks,concrete<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,990.00 Public Records On File: 0
Revolving Line Utilization: 20.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?between2500-3000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2500-3000
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?0
Is this for a home improvement you have already made, or one that you are planning to make?in the process 1/2 done
Is the improvement to your primary residence or an investment property?primary
What is the home improvement project you are planning?rock,concrete,paint ext.
What is your intended use for the loan proceeds?decor rock ,concrete ,paint ext

 


 

 

 

Member Payment Dependent Notes Series 1174769

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174769

$4,800

$4,800

12.12%

1.00%

March 8, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174769. Member loan 1174769 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: champion Fire Protection Debt-to-income ratio: 18.95%
Length of employment: 9 years Location: port wentworth, GA
       
Home town:
Current & past employers: champion Fire Protection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,419.00 Public Records On File: 1
Revolving Line Utilization: 53.80% Months Since Last Record: 88
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay small bills off and have one payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 600 food 75 week gas 25 week insurance 86, cell phone 45 month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent 600 .... power 75 month.... insurance 86 month..... cable 38 month
Please explain the reason why you carry a large revolving credit balance.don't understand
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay bills
Which debts do you plan to pay off with this loan?all
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Dell 2,000 Home depot 500 care credit 700 paypal 1.000

 


 

 

 

Member Payment Dependent Notes Series 1174772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174772

$8,000

$8,000

10.74%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174772. Member loan 1174772 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Norbert E. Mitchell Co.Inc Debt-to-income ratio: 9.15%
Length of employment: 10+ years Location: Danbury, CT
       
Home town:
Current & past employers: Norbert E. Mitchell Co.Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I bought my home in May 2011 and I need some improvement in my home<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 72
Revolving Credit Balance: $3,141.00 Public Records On File: 1
Revolving Line Utilization: 38.30% Months Since Last Record: 55
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.The public record on file is paid long time ago and I owe nothing on this public record. It was settled long time ago.

 


 

 

 

Member Payment Dependent Notes Series 1174789

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174789

$9,800

$9,800

14.65%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174789. Member loan 1174789 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Lowe's Home Improvement Debt-to-income ratio: 22.55%
Length of employment: 5 years Location: Aurora, IL
       
Home town:
Current & past employers: Lowe's Home Improvement
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I have a stable job that I have held for over 5 years and an excellent payment history. I want a loan in order to consolidate my debt and pay off my credit cards. I hope to pay off my loan in two years rather than three by making higher monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,329.00 Public Records On File: 0
Revolving Line Utilization: 78.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174797

$26,000

$26,000

13.67%

1.00%

March 12, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174797. Member loan 1174797 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,014 / month
Current employer: Ventura County Community College Distric Debt-to-income ratio: 16.73%
Length of employment: 8 years Location: WINNETKA, CA
       
Home town:
Current & past employers: Ventura County Community College Distric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I can't get wait to get these cards paid off and then NEVER used again save for an emergency. It will be a relief to pay these down to zero and then make a payment that's actually less than what I'm paying out to really do nothing due to interest, etc.<br><br> Borrower added on 03/04/12 > I'd like to point out that in all the years I've had credit, I've had only one late payment by a couple days, and was due to a misreading of the bill on my part than lack of being able to pay. I pride myself on always paying things on time and not ever being late.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,856.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Roughly $1700, which slightly varies from month to month.
Please explain the reason why you carry a large revolving credit balance.I have a few expenses that required them, but a good deal of it was the access to easy credit prior to the crash and the fact that I make good money and can afford to make extra payments. I just want to get the debt down, make one payment that will end in three years and be done with it.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum payments are around $600, but I always pay double, $1200 or more. Once I get all but one paid off, the payment for the loan will be $890ish plus one more card I plan to pay off by the end of the year at a payment of $300-400 a month. My plan is to only have this loan and a small balance at most on one card by December. I'd like to point out that I have only once in all the years I've had credit had a late payment, and that was a mistake on days on my part.
What is the total balance of your credit cards, interest rates and current monthly payments?Balance is $26, 463. The interest rates vary between 13.9% to 26%! That high interest card is getting closed the minute I pay off that balance. The minimum payment is around $650 but I always pay double or more to get the balances paid down, so I pay at least $1300 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa #1 $5898 $147<br>Visa #2 $8900 $271<br>MC #1 $3465 $78<br>MC #2 $8200 $271<br><br>Please note I don't only pay the minimum, I pay at least double each month to get the balances down, usually at least $1300. I just want to get them totally out of the way and likely get rid of two of these cards.

 


 

 

 

Member Payment Dependent Notes Series 1174833

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174833

$6,000

$6,000

7.90%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174833. Member loan 1174833 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: HSSSYSTEMS LLC Debt-to-income ratio: 18.18%
Length of employment: 10+ years Location: PLANTATION, FL
       
Home town:
Current & past employers: HSSSYSTEMS LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,798.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I am already in the avocado farming industry in Florida and would like to buy supplies to upgrade the business.
What do you project your monthly revenues for the first 6 months to be?I expect to make about 2,500 per month, 15,000 in six months. This is the lowest amount I am expecting to receive.
What is your intended use for the loan proceeds?To buy supplies to upgrade business. This will cut back on labor cost.
Can you provide some high level financials on the monthly costs / revenue of your business?This is a avocado farm. We groom the farm once per year and spray twice per year. The cost is about 1,200 to do this. Avocado is available from about May to December and after expense we make about 2,500 for the month.

 


 

 

 

Member Payment Dependent Notes Series 1174837

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174837

$35,000

$35,000

20.99%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174837. Member loan 1174837 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,167 / month
Current employer: dann marine Towing Debt-to-income ratio: 14.70%
Length of employment: 5 years Location: wilson, NC
       
Home town:
Current & past employers: dann marine Towing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 79
Revolving Credit Balance: $29,723.00 Public Records On File: 0
Revolving Line Utilization: 85.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Real Estate owe $234,943 appraised 2011 $278500: $1614 piti month<br>Installment Debt:$29,276 2010 toyota venza $569 month <br>Revolving credit card Debt:available $34,500 total revolving credit cards! balance owed $30,149 interest 14.5% to 29.9% min payments 1425 pay avg 2000 month want to close out all credit cards to many hidden fees.<br>Total Debt:$294,368 Total Monthly Payment:$3,233
What is your intended use for the loan proceeds?intended loan use to pay off all revolving credit card debt an close the accounts, and keep the oldest card which has a 1300 dollar limit an is 15 plus years old history for score purposes only and be able to rent a car if needed. other than that my plans are to pay cash in the future
Please explain the reason why you carry a large revolving credit balance.about half of the debt was from schools associated with my united states coast guard merchant marine captains license these were one time schools to meet new international maritime regulations the avg renewal fees in the future will be about $1750 every five years. the rest is associated with flying family across the coast to my sons graduation at byu and his marriage in washington state. and last years christmas
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 3900-4200 month expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Real Estate owe $234,943 appraised 2011 $278500: $1614 piti month<br>Installment Debt:$29,276 2010 toyota venza $569 month <br>Revolving credit card Debt:available $34,500 total revolving credit cards! balance owed $30,149 interest 14.5% to 29.9% min payments 1425 pay avg 2000 month want to close out all credit cards to many hidden fees.<br>Total Debt:$294,368 Total Monthly Payment:$3,233
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Real Estate owe $234,943 appraised 2011 $278500: $1614 piti month<br>Installment Debt:$29,276 2010 toyota venza $569 month <br>Revolving credit card Debt:available $34,500 total revolving credit cards! balance owed $30,149 interest 14.5% to 29.9% min payments 1425 pay avg 2000 month want to close out all credit cards to many hidden fees.<br>Total Debt:$294,368 Total Monthly Payment:$3,233
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Real Estate owe $234,943 appraised 2011 $278500: $1614 piti month<br>Installment Debt:$29,276 2010 toyota venza $569 month <br>Revolving credit card Debt:available $34,500 total revolving credit cards! balance owed $30,149 interest 14.5% to 29.9% min payments 1425 pay avg 2000 month want to close out all credit cards to many hidden fees.<br>Total Debt:$294,368 Total Monthly Payment:$3,233
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 3900-4200 month expenses
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).1625 PITI 1124 PI 90 INS 290 tax rest fha ins house appraised 278500 owe 234500<br>have water,heat,trash,electric on city bill 350-400 <br>have car payment 569<br>car insurance for auto 125 month<br>and credit card debt about 1400-2000 month usually pay more than min<br>cell isp cable 200 month
Please explain the reason why you carry a large revolving credit balance.about half of the debt was from schools associated with my united states coast guard merchant marine captains license these were one time schools to meet new international maritime regulations the avg renewal fees in the future will be about $1750 every five years. the rest is associated with flying family across the coast to my sons graduation at byu and his marriage in washington state. and last years christmas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Real Estate owe $234,943 appraised 2011 $278500: $1614 piti month<br>Installment Debt:$29,276 2010 toyota venza $569 month <br>Revolving credit card Debt:available $34,500 total revolving credit cards! balance owed $30,149 interest 14.5% to 29.9% min payments 1425 pay avg 2000 month want to close out all credit cards to many hidden fees.<br>Total Debt:$294,368 Total Monthly Payment:$3,233
Which debts do you plan to pay off with this loan?all credit cards closing out accounts
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off all credit cards an closing out accounts all but one with 15 yr credit history for rental cars etc
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?U.S.N. currently merchant marine total debt 4200 month no equity lines owe 234500 house appaised last year at 278500 no intentions on open lines of credit just want to pay off credit cards an close them out <br>house 1625 (utilities $350-$450 water electric gas sewage trash), internet phone $200 car $569 auto ins policy $104 3 cars (credit cards 1400-2000 month want to pay off an close out accounts)
Please explain the reason why you carry a large revolving credit balance.about half of the debt was from schools associated with my united states coast guard merchant marine captains license these were one time schools to meet new international maritime regulations the avg renewal fees in the future will be about $1750 every five years. the rest is associated with flying family across the coast to my sons graduation at byu and his marriage in washington state. and last years christmas
Please explain the reason why you carry a large revolving credit balance.about half of the debt was from schools associated with my united states coast guard merchant marine captains license these were one time schools to meet new international maritime regulations the avg renewal fees in the future will be about $1750 every five years. the rest is associated with flying family across the coast to my sons graduation at byu and his marriage in washington state. and last years christmas
Please explain the reason why you carry a large revolving credit balance.about half of the debt was from schools associated with my united states coast guard merchant marine captains license these were one time schools to meet new international maritime regulations the avg renewal fees in the future will be about $1750 every five years. the rest is associated with flying family across the coast to my sons graduation at byu and his marriage in washington state. and last years christmas

 


 

 

 

Member Payment Dependent Notes Series 1174847

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174847

$16,000

$16,000

13.99%

1.00%

March 8, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174847. Member loan 1174847 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: ethan allen retail, inc. Debt-to-income ratio: 12.51%
Length of employment: 2 years Location: honey brook, PA
       
Home town:
Current & past employers: ethan allen retail, inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,427.00 Public Records On File: 0
Revolving Line Utilization: 93.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt, this loan will allow me to consolidate all of my current debt into a more manageable payment. I recently paid off a previous loan and don't know if it shows on my credit report yet, I have a paid in full receipt available. I own both of my vehicles and have no car payments. The only bills I would have if I get this loan would be rent,utilities,car insurance and this payment. Thank you for your time and interest.

 


 

 

 

Member Payment Dependent Notes Series 1174863

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174863

$6,500

$6,500

7.90%

1.00%

March 12, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174863. Member loan 1174863 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,625 / month
Current employer: CGI Technologis and Solutions INC Debt-to-income ratio: 0.74%
Length of employment: 2 years Location: CARY, NC
       
Home town:
Current & past employers: CGI Technologis and Solutions INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,259.00 Public Records On File: 0
Revolving Line Utilization: 4.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to use the loan amount towards purchasing a used car from private seller.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are around $2000 ( Rent+utilities -1000, insurance-150, phone+internet+mobile-150, food and other expenses -600)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?my monthly total expense comes around $2000. (for housing, utilities and insurance it will be around $1300)

 


 

 

 

Member Payment Dependent Notes Series 1174864

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174864

$22,000

$22,000

7.62%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174864. Member loan 1174864 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: UCSF Debt-to-income ratio: 7.53%
Length of employment: 6 years Location: San Jose, CA
       
Home town:
Current & past employers: UCSF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I am using the funds to take over an established coffee shop with regular return customers. It is located in a highly trafficked area of the city close to freeways.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 73
Revolving Credit Balance: $7,843.00 Public Records On File: 0
Revolving Line Utilization: 19.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1174895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174895

$8,500

$8,500

9.76%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174895. Member loan 1174895 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: State of Minnesota Debt-to-income ratio: 24.47%
Length of employment: 10+ years Location: SAUK CENTRE, MN
       
Home town:
Current & past employers: State of Minnesota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,075.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate some high interest credit cards and a couple of other unsecured accounts into a lower interest rate and payment. Intent is to get rid of extra credit cards and keep only what is needed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans-Paid Off<br>Mortgage $80,000-$875 5.25%<br>Kohls $265-$50 24.5%<br>Sams Club $3360-$150 24%<br>Walmart $450-$50 24.5%<br>Bank of America $2115-$150 19%<br>Orchard Bank $650-$100 19%<br>GE Money $878-$271 9.9%<br>Credit One $180-$50 24%<br>Best Buy $60-$50 24.5%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-$875<br>Auto-$419<br>Electricity/Water/Sewer-$150<br>Phone-$35<br>Food-$400<br>Insurance-$100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans-Paid Off<br>Mortgage $80,000-$875 5.25%<br>Kohls $265-$50 24.5%<br>Sams Club $3360-$150 24%<br>Walmart $450-$50 24.5%<br>Bank of America $2115-$150 19%<br>Orchard Bank $650-$100 19%<br>GE Money $878-$271 9.9%<br>Credit One $180-$50 24%<br>Best Buy $60-$50 24.5%
Please explain the reason why you carry a large revolving credit balance.College expenses. Graduation has occured and it is time to consolidate and get rid of it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loans-Paid Off<br>Mortgage $80,000-$875 5.25%<br>Kohls $265-$50 24.5%<br>Sams Club $3360-$150 24%<br>Walmart $450-$50 24.5%<br>Bank of America $2115-$150 19%<br>Orchard Bank $650-$100 19%<br>GE Money $878-$271 9.9%<br>Credit One $180-$50 24%<br>Best Buy $60-$50 24.5%
Which debts do you plan to pay off with this loan?The Credit Cards: Sams, Bank of America Credit One Etc. I then plan rid myself of these cards except what I would need in an emergency.

 


 

 

 

Member Payment Dependent Notes Series 1174969

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1174969

$11,000

$11,000

7.62%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1174969. Member loan 1174969 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,700 / month
Current employer: n/a Debt-to-income ratio: 9.81%
Length of employment: n/a Location: Long Beach, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > paying this off in 1-1 1/2 years, if funded.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1970 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,185.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1175013

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175013

$6,000

$6,000

6.03%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175013. Member loan 1175013 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: KForce Staffing Debt-to-income ratio: 25.96%
Length of employment: < 1 year Location: Houston, TX
       
Home town:
Current & past employers: KForce Staffing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > I am a recent MBA college graduate wanting to consolidate college loans. I have a permanent stable job and will be able to make monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1175015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175015

$8,000

$8,000

15.31%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175015. Member loan 1175015 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: State of Colorado Debt-to-income ratio: 23.64%
Length of employment: 10+ years Location: FORT MORGAN, CO
       
Home town:
Current & past employers: State of Colorado
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,698.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay down credit cards.
Please explain the reason why you carry a large revolving credit balance.I had some Medical Bills in recent years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?19000 Credit Cards and 35000 Car purchased in November
Which debts do you plan to pay off with this loan?Highest interest rate balances
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only high interest rate credit cards

 


 

 

 

Member Payment Dependent Notes Series 1175027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175027

$12,000

$12,000

6.03%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175027. Member loan 1175027 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: ACIS Debt-to-income ratio: 3.49%
Length of employment: 10+ years Location: SOUTH BOSTON, MA
       
Home town:
Current & past employers: ACIS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Simply looking to consolidate credit card debt with a view to being debt free in 3 years or earlier.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,363.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1175075

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175075

$9,600

$9,600

18.55%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175075. Member loan 1175075 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: rolling hills casino Debt-to-income ratio: 22.04%
Length of employment: 10+ years Location: corning, CA
       
Home town:
Current & past employers: rolling hills casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,154.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $975 a month. <br>All told I'm looking at a little over $2000 a month in expenses. With the payoffs done with this loan I'll be cutting near $400 off my monthly payments after including the monthly cost of the loan.
Please explain the reason why you carry a large revolving credit balance.It wasn't so large not long ago. I normally carry a much nicer looking credit score as well. Had a change in life situations that had some costs. But this loan will remove those high credit balances. I've never had any issues with making my payments nor being on time with the. Hopefully this answer suffices, the site won't really let me share more about my personal situation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Other than what's listed, I have a discover card with a 13.99 interest rate with 2,400 balance and a student loan payment with 7% interest which I pay $70 a month on.<br><br>I usually pay around $100 each card per month on each discover, BofA, Citibank. My current lending club loan is $185 a month. My current IRS payment is $250 a month. I also have a car loan with PenFed with a 2.99% interest rate with a payment of $300 a month. And another car which I own outright.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Other than what's listed, I have a discover card with a 13.99 interest rate with 2,400 balance and a student loan payment with 7% interest which I pay $70 a month on.<br><br>I usually pay around $100 each card per month on each discover, BofA, Citibank. My current lending club loan is $185 a month. My current IRS payment is $250 a month. I also have a car loan with PenFed with a 2.99% interest rate with a payment of $300 a month. And another car which I own outright.
Which debts do you plan to pay off with this loan?I have a couple high interest credit cards Bank of America at 20% for 3,000. and Citibank for 1,500 at 24%. I also have a current loan with Lending Club that I've been paying on for 2 years. It has 2,800 left on it. I also have an IRS payment of a 250 a month that I'd like to get rid of with 4,000 left on it.

 


 

 

 

Member Payment Dependent Notes Series 1175081

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175081

$5,000

$5,000

10.74%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175081. Member loan 1175081 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,200 / month
Current employer: Sacramento Unified School District Debt-to-income ratio: 17.64%
Length of employment: 10+ years Location: Sacramento, CA
       
Home town:
Current & past employers: Sacramento Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Consolidation to eliminate a recent loan.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,013.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to eliminate recent loan rate unknownly too high and replace it yours which is alot more reasonable and fair for me as consumer.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Including Rent and all other bills plus credit cards, right around 800.00. Also includes the 179.00 monthly new expense that I would like to eliminate by replacing it with your services.
If you have a delinquency in the last 2 years, please explain the reason.I should have no delinquencies in the past two years. When I first started my payroll going directly to my bank account, instead of putting the deposit into my checking, it went to my savings account and threw things out of wack for a minute, but other than that. No delinquencies.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Currently don't have a mortgage, in a rent to own situation paying split rent with wife at 425.00 each

 


 

 

 

Member Payment Dependent Notes Series 1175097

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175097

$4,900

$4,900

10.74%

1.00%

March 9, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175097. Member loan 1175097 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: kaiser permanente Debt-to-income ratio: 19.33%
Length of employment: 5 years Location: berkeley, CA
       
Home town:
Current & past employers: kaiser permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > This loan is to assist in paying off a high interest cash advance on my credit card. I had unexpected car trouble and was left without. I have had a loan from Lending Tree before and paid it off successfully.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,680.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I supported myself while in school. I carry the debt from my educational and living expenses.

 


 

 

 

Member Payment Dependent Notes Series 1175121

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175121

$20,000

$20,000

10.74%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175121. Member loan 1175121 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,708 / month
Current employer: Harwood International Debt-to-income ratio: 15.44%
Length of employment: < 1 year Location: Denton, TX
       
Home town:
Current & past employers: Harwood International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I want to consolidate all of my debts and stop paying so much in interest.<br><br> Borrower added on 03/04/12 > Debt consolidation.<br><br> Borrower added on 03/05/12 > We currently pay 50 dollars less a month for all our bills(compared to the monthly payment for the requested loan); most of which goes to interest. If we received the loan, we would be able to pay them all off in three years.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 37
Revolving Credit Balance: $9,715.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.could you be more specific? Are you referring to the Bluegreen Resorts delinquency? We went delinquent on maintenance fees for Bluegreen. They've been paid in full. The loan is pretty much for all of our immediate debt, we are getting screwed with high interest rates and would like to actually pay off what we owe in a smaller time frame. Much of what we owe we got when just out of college and have crazy interest rates.

 


 

 

 

Member Payment Dependent Notes Series 1175169

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175169

$20,000

$20,000

10.74%

1.00%

March 12, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175169. Member loan 1175169 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Gerawan Farming Debt-to-income ratio: 11.78%
Length of employment: 4 years Location: CLOVIS, CA
       
Home town:
Current & past employers: Gerawan Farming
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > I will be using this loan to consolidate higher interest rate debt. I have over 11 years of credit history with no late payments, a very stable job, and a very detailed monthly budget.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,019.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances & Interest Rates:<br>Credit Cards - 20,100 - 15%-17%<br>Student Loan - 4,000 - 3%<br>Car Loan - 4,200 - 3.5%<br>Mortgage - 208,000 - 5%<br>Total - 236,100<br><br>Payments:<br>Credit Card - 800<br>Student Loan - 150<br>Car Loan - 160<br>Mortgage - 1,500<br>Total - 2,610<br><br>This loan will eliminate current credit card debt and reduce interest & monthly payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1,500.00 <br>Electricity 150.00 <br>Water & Garbage 90.00 <br>Car Payment 160.00 <br>Food 400.00 <br>Gas 250.00 <br>TV, Internet, Phone 200.00 <br>Car Insurance 100.00 <br>Total 2,850.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Balances & Interest Rates:<br>Credit Cards - 20,100 - 15%-17%<br>Student Loan - 4,000 - 3%<br>Car Loan - 4,200 - 3.5%<br>Mortgage - 208,000 - 5%<br>Total - 236,100<br><br>Payments:<br>Credit Card - 800<br>Student Loan - 150<br>Car Loan - 160<br>Mortgage - 1,500<br>Total - 2,610<br><br>This loan will eliminate current credit card debt and reduce interest & monthly payments.

 


 

 

 

Member Payment Dependent Notes Series 1175170

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175170

$25,000

$25,000

20.50%

1.00%

March 12, 2012

March 18, 2017

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175170. Member loan 1175170 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: US Postal Service Debt-to-income ratio: 17.27%
Length of employment: 10+ years Location: rosedale, NY
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 41
Revolving Credit Balance: $13,983.00 Public Records On File: 1
Revolving Line Utilization: 72.10% Months Since Last Record: 108
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.My accounts are currentl in good standing. However, I have missed one or two late because I simply mixed up the due dates and some companies do not post same day or next day payment. It takes them up to 3 days to process payment, which is why this loan is important. Having one due date makes things more manageable.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses run about $2100 - $2200
What is your intended use for the loan proceeds?The proceeds of the loan will be used to cancel my outstanding debt.
What is the total balance of your credit cards, interest rates and current monthly payments?My total outstanding balance is about $22,000, interest rates range from 14% - 29%
If you have a public record on file, please briefly explain the event and its resolution.I have one public record, a bankruptcey which was discharged and is due to come off my credit report in <br>April 2013.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses run about $2100 - $2200
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will go toward paying off outstanding balances, any remaining funds will go toward savings.
If you have a public record on file, please briefly explain the event and its resolution.I have one public record, a bankruptcey which was discharged and is due to come off my credit report in <br>April 2013.

 


 

 

 

Member Payment Dependent Notes Series 1175194

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175194

$9,000

$9,000

7.90%

1.00%

March 13, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175194. Member loan 1175194 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: San Francisco Superior Court Debt-to-income ratio: 12.62%
Length of employment: 6 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: San Francisco Superior Court
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/11/12 > The principal credit card this loan will refinance is currently charging interest at 24.5%. While I realize the interest on the Lending Club loan is amortized, it will allow me to pay the loan off much faster. Even though that will result in a higher effective interest rate, it's a better deal.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,968.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1020; Tranaportation: $100 (live and work in the city, no longer own a car); Utilities (including phone): $290; Renter's Insurance: $33; Food/Health/Entertainment/Miscellaneous: $900; Other Credit Cards: $520. Total: $2863.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express - Balance: $5650 - Interest Rate: 24.5% - Minimum Payment: $184<br>Visa - Balance: $1310 - Interest Rate: 6.99% - Minimum Payment: $27<br>Visa - Balance: $570 - Interest Rate: 13.99% - Minimum Payment: $15<br>Total: $7530. Therefore, a $9000 is not necessary.
Please explain the reason why you carry a large revolving credit balance.So many people never get to see any part of the world or, if they do, only do so in their later years. I did not want my youth to be spent pursuing cars, houses, or other "things" but instead, wanted to see as much of the world as I could while in my youth (a relative term, no doubt). I have, in essence, "mortgaged" my senior years in order to experience the world while young. Whether this decision was callow or wise, only time will tell. I hope - and trust - that it will be the latter.

 


 

 

 

Member Payment Dependent Notes Series 1175200

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175200

$3,500

$3,500

13.99%

1.00%

March 7, 2012

March 18, 2015

March 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175200. Member loan 1175200 was requested on March 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Federal Bureau of Prisons Debt-to-income ratio: 22.85%
Length of employment: 4 years Location: VICTORVILLE, CA
       
Home town:
Current & past employers: Federal Bureau of Prisons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > To pay off bills that have been piling up.<br>

 

A credit bureau reported the following information about this borrower member on March 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: 53
Revolving Credit Balance: $6,983.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My student loans are currently in deferment because I'm still in school. My debt balances total are about $7000, however, I wanted to pay down the highest balances off first which are about $2,000. The rates vary between 15-27%, which are mostly store charge cards. On average I pay about $25-50 a month on each card which is only the minimum payment required. I would like to pay more towards the ones that I struggle to pay for every month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $550<br>Transportation $100<br>Utilities $100<br>Phone $50<br>Car Insurance $90<br>Food $75-100
If you have a delinquency in the last 2 years, please explain the reason.From the best of my knowledge, I do not have a delinquency in the past 2 years. I am trying to clear my credit report up because my job runs a credit worthy report every 2 years.
Please explain the reason why you carry a large revolving credit balance.I have been trying to pay these down but can only afford to pay the monthly minimum balance so the balances are so high on some of my cards. With this loan, I can pay the ones with the highest interest rates first then work my way towards the rest. I wish I could've borrowed more so I can pay it all off but I'm being realistic to what I can afford monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My student loans are currently in deferment because I'm still in school. My debt balances total are about $7000, however, I wanted to pay down the highest balances off first which are about $2,000. The rates vary between 15-27%, which are mostly store charge cards. On average I pay about $25-50 a month on each card which is only the minimum payment required. I would like to pay more towards the ones that I struggle to pay for every month.
Which debts do you plan to pay off with this loan?I plan to pay off 2 cash advance places and the rest of it is going to the highest interest rate store cards then work on paying the rest of my revolving credit cards with high balances.

 


 

 

 

Member Payment Dependent Notes Series 1175276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175276

$16,000

$16,000

16.29%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175276. Member loan 1175276 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: Porter & Chester Institute Debt-to-income ratio: 24.17%
Length of employment: 1 year Location: West haven, CT
       
Home town:
Current & past employers: Porter & Chester Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,609.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?First County Bank Visa Card :$4100.00 - 9.1 % Bill Me Later line of credit: $700 <br> First County Bank personal Loan : 4000 -8.9 %<br>Juniper Visa card :$ 4400 .00- 28 %<br>Amx Card :$ 600.00 ?<br>Sears Card :$ 1100: ?<br>Amazon Line credit : $2200 ?
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?First County Bank Visa Card :$4100.00 - 9.1 % Bill Me Later line of credit: $700 <br> First County Bank personal Loan : 4000 -8.9 %<br>Juniper Visa card :$ 4400 .00- 28 %<br>Amx Card :$ 600.00 ?<br>Sears Card :$ 1100: ?<br>Amazon Line credit : $2200 ?
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I split $775.00 for rent Car Payment : $ 638.00<br>utilities split : 235.00 Food split 600.00 <br>Phone : $ 100.00 <br>insurance split ; $185.00

 


 

 

 

Member Payment Dependent Notes Series 1175278

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175278

$6,500

$6,500

10.74%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175278. Member loan 1175278 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,188 / month
Current employer: BDP International Inc Debt-to-income ratio: 20.49%
Length of employment: 3 years Location: Kannapolis, NC
       
Home town:
Current & past employers: BDP International Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > paying off Christmas debt<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 82
Revolving Credit Balance: $1,836.00 Public Records On File: 0
Revolving Line Utilization: 18.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1175288

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175288

$7,600

$7,600

10.74%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175288. Member loan 1175288 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,583 / month
Current employer: irving for red hot lovers Debt-to-income ratio: 15.16%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: irving for red hot lovers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,250.00 Public Records On File: 0
Revolving Line Utilization: 47.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1175344

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175344

$3,000

$3,000

12.12%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175344. Member loan 1175344 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Group Health Cooperative Debt-to-income ratio: 13.54%
Length of employment: 6 years Location: Everett, WA
       
Home town:
Current & past employers: Group Health Cooperative
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I will be using my money to pay down my final 3 debts that i have. Kay Jewelers, CFNA, & Aaron stores. With that pay i will only have two debts including this loan if approved.<br><br> Borrower added on 03/09/12 > Also if this loan is approved i will be saving a total of 84.00 dollars a month by just making one payment instead of 3 payments to three different institutions. That's 84.00 dollars more into my savings account.<br><br> Borrower added on 03/09/12 > I would like to say Thank You to the investors that have funded my loan. Thank you very much.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 77
Revolving Credit Balance: $3,520.00 Public Records On File: 0
Revolving Line Utilization: 34.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The only large balance that i should have once this loan from the lending club if approved i should have is one from One Main financial. other i'm just trying to pay them off. That is why i need this loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans, no mortgages or line of credit. My debt balances are low. on a MC i have a balance of 11.50 dollars and 16.95 on the other which i can pay without this loan.
Which debts do you plan to pay off with this loan?I plan to pay off my Kay Jewelers, CFNA and Aaron stores
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses are: 450.00 rent, phone & utilities are 50.00 each, insurance are 85 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Im plan to pay 3 accounts that i have; CFNA, Kay Jewelers and Aaron stores
Which debts do you plan to pay off with this loan?CFNA (Firestone credit) 830.00<br>Kay Jewelers 795.00<br>Aaron 775.0

 


 

 

 

Member Payment Dependent Notes Series 1175411

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175411

$8,400

$8,400

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175411. Member loan 1175411 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Harris Computer Systems, Cap Comp Assoc. Debt-to-income ratio: 23.88%
Length of employment: 3 years Location: Glens Falls, NY
       
Home town:
Current & past employers: Harris Computer Systems, Cap Comp Assoc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > We are looking to fund our wedding ceremony and reception through Lending Club. The loan we hope to take out will cover all our related wedding expenses. Thank you.<br><br> Borrower added on 03/08/12 > I monitor my credit report religiously and subscribe to Experian's Credit Expert. I have steady, stable work and am very meticulous when it comes to my budget.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,181.00 Public Records On File: 0
Revolving Line Utilization: 18.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?Hello, <br><br>This loan will cover all of our expenses that remain for the wedding, including the ceremony and the reception. There is nothing that should have to be "charged" additionally through credit. I hope this answers your question, thank you for inquiring.
What is your intended use for the loan proceeds?The loan will cover all of the ceremony and reception costs, including dinner for our guests, as well as modest floral arrangements and a cake.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hello, <br><br>We currently are paying 1 mortgage - $1050/month (taxes and PMI are included), utilities are $200.00 or less/month and water sewage at $150/quarterly (4 times/year). Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The mortgage ($1050), the utilities (usually no greater than $200), the cable/internet/phone ($140), groceries ($200). Two car payments($465 total, and both paid off by October 2012), and gas for commuting/carpooling to work ($150), car insurance ($135), and a quarterly water sewer ($150/quarterly). I hope that answers your question, thanks for inquiring
Please explain the reason why you carry a large revolving credit balance.The revolving credit balance is a result of paying for college costs.
If you have a delinquency in the last 2 years, please explain the reason.There have been no delinquencies in the past 2+ years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The majority of the loan (about 3/4) is to cover the costs of the facilities secured for the wedding itself. The ceremony and reception are held at the same venue. The remaining quarter is to be utilized for the entertainment, some modest floral decoration, and a cake. Thank you for inquiring.
What portion of your wedding expenses does this loan represent?This loan will cover all remaining expenses for the wedding including, the ceremony, the reception, some modest decor and our cake. Thank you for inquiring.

 


 

 

 

Member Payment Dependent Notes Series 1175433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175433

$8,000

$8,000

7.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175433. Member loan 1175433 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: St. Louis Hardscape Material and Supply Debt-to-income ratio: 20.35%
Length of employment: 1 year Location: Maryland Heights, MO, MO
       
Home town:
Current & past employers: St. Louis Hardscape Material and Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1974 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,046.00 Public Records On File: 0
Revolving Line Utilization: 61.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1175437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175437

$8,600

$8,600

7.62%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175437. Member loan 1175437 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: First Capital Bank Debt-to-income ratio: 23.22%
Length of employment: 6 years Location: Richmond, VA
       
Home town:
Current & past employers: First Capital Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am currently working towards being debt free (not including my home) and i'm trying to pay down this credit card with a hight interest rate. This loan will allow me to do that in a much faster way. Thanks for your help.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 80
Revolving Credit Balance: $25,043.00 Public Records On File: 0
Revolving Line Utilization: 58.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.A small portion of it was for a vacation we had planned...the rest was due to a job loss in our household and our emergency fund being used up we turned to the credit card.
What is the total balance of your credit cards, interest rates and current monthly payments?Only one of my credit cards currently has a balance and it is the one I am using this loan to pay off. Balance is roughly $8300, rate 25% and payments $150.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Only one card to pay off $8300 balance, rate 25% and monthly payment $150.

 


 

 

 

Member Payment Dependent Notes Series 1175470

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175470

$8,250

$8,250

14.65%

1.00%

March 7, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175470. Member loan 1175470 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,933 / month
Current employer: City of Azusa Debt-to-income ratio: 14.29%
Length of employment: 10+ years Location: Azusa, CA
       
Home town:
Current & past employers: City of Azusa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am a returning borrower who is very satisfied with LC. I have over 22 years with the same employer and the same time at my home I own. I plan on replacing one loan with a payment of $ 742 with a new LC loan of $ 284. I have paid my past loans with LC prior to the contract end date.<br><br> Borrower added on 03/05/12 > I would also like to add that the loan I am paying off has a 10 year payoff vs the LC loan with a 36 month payoff. The savings in interest alone is HUGE.<br><br>THANKS to those who have invested so far!!<br><br> Borrower added on 03/06/12 > Again, just a word of THANKS to ALL the LC investors who have made this loan possible!<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,064.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1350.00 Not including this loan.<br>$ 894.00 With one loan paid off and this new loan with LC. <br>Savings of $500.00 a month.
What is the total balance of your credit cards, interest rates and current monthly payments?$1350.00 Excluding LC loan<br>$ 850.00 New payment with one loan paid off and new LC loan in place<br>Savings of $500.00 a month.<br>I have one loan that will be paid off at $741.00 a month. With LC loan the new payment will be $500.00 a month less. My cards very from 0%, 14% and the highest at 17%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $ 2100 P.I.T.I.<br>Utilities $ 130<br>Phone $ 110 (Includes Phone, Internet, TV)<br>Food $ 250 Mo.
What is the total balance of your credit cards, interest rates and current monthly payments?$1350.00 Excluding LC loan<br>$ 850.00 New payment with one loan paid off and new LC loan in place<br>Savings of $500.00 a month.<br>I have one loan that will be paid off at $741.00 a month. With LC loan the new payment will be $500.00 a month less. My cards very from 0%, 14% and the highest at 17%.
What is the total balance of your credit cards, interest rates and current monthly payments?$1350.00 Excluding LC loan<br>$ 850.00 New payment with one loan paid off and new LC loan in place<br>Savings of $500.00 a month.<br>I have one loan that will be paid off at $741.00 a month. With LC loan the new payment will be $500.00 a month less. My cards very from 0%, 14% and the highest at 17%.
Please explain the reason why you carry a large revolving credit balance.I only have a few accounts that are high, a couple was due to an unforeseen emergency. I have within the last month paid a few way down.
What is the total balance of your credit cards, interest rates and current monthly payments?$1350.00 Excluding LC loan<br>$ 850.00 New payment with one loan paid off and new LC loan in place<br>Savings of $500.00 a month.<br>I have one loan that will be paid off at $741.00 a month. With LC loan the new payment will be $500.00 a month less. My cards very from 0%, 14% and the highest at 17%.
What is your intended use for the loan proceeds?I plan on paying off one account that is $741 a month for 10 years. It will be replaced at $248.00 a month for 36 months with this LC loan. Almost $500.00 savings a month not to mention the interest saved in the loan term.
If you have a public record on file, please briefly explain the event and its resolution.There should be no public record on my file.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing (Mortgage) $2100 P.I.T.I<br>Utilities $140.00<br>Phone, internet, TV $110.00

 


 

 

 

Member Payment Dependent Notes Series 1175507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175507

$21,000

$21,000

21.48%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175507. Member loan 1175507 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: chrysler Debt-to-income ratio: 3.71%
Length of employment: 10+ years Location: macomb, MI
       
Home town:
Current & past employers: chrysler
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Home improvement<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 31
Revolving Credit Balance: $13,784.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No
What is the home improvement project you are planning?Furniture, new carpet, etc
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2200
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).2200
Is the improvement to your primary residence or an investment property?Primary
Is this for a home improvement you have already made, or one that you are planning to make?Planning to make them
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2200
Please explain the reason why you carry a large revolving credit balance.Some of those accounts are closed
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2200
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Mortgage loan is 200,000, 1467 monthly payment, interest rate 3.875

 


 

 

 

Member Payment Dependent Notes Series 1175544

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175544

$7,000

$7,000

17.27%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175544. Member loan 1175544 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Shamrock Foods Company Debt-to-income ratio: 10.30%
Length of employment: < 1 year Location: Alta Loma, CA
       
Home town:
Current & past employers: Shamrock Foods Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am using this loan to consolidate my debts. I have no car payment and no rent. I will not have a problem paying back this loan.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 16
Revolving Credit Balance: $3,676.00 Public Records On File: 0
Revolving Line Utilization: 60.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Debt balance is 7800. The interest rate ranges from 22.9 to 29 percent. No mortgage. No Car payments.
Please explain the reason why you carry a large revolving credit balance.I recently lost a family member which put my finances behind.
Which debts do you plan to pay off with this loan?I plan to pay off all credit cards with this loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $0., transportation $0 except for fuel which is $50 a week, utilities $120, insurance is paid for the next four months. Food $80 a week.
What is your intended use for the loan proceeds?My intent is to pay off all credit cards so that I will have one payment per month.

 


 

 

 

Member Payment Dependent Notes Series 1175553

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175553

$7,000

$7,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175553. Member loan 1175553 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: Georgian Court University Debt-to-income ratio: 7.88%
Length of employment: < 1 year Location: LAKEWOOD, NJ
       
Home town:
Current & past employers: Georgian Court University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1987 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,012.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In an attempt to decrease my debt faster, I have been transferring debt to a low interest credit card and making larger payments on that. My average interest rate is 20% on about $6700 of debt. Even though I was making larger payments, making several payments per month with a salary that is distributed monthly became difficult to maintain.

 


 

 

 

Member Payment Dependent Notes Series 1175616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175616

$2,400

$2,400

12.12%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175616. Member loan 1175616 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: FedEx Freight Debt-to-income ratio: 4.43%
Length of employment: 1 year Location: EVERETT, WA
       
Home town:
Current & past employers: FedEx Freight
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 11 Months Since Last Delinquency: 9
Revolving Credit Balance: $5,074.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was self-employed for several years as an independent contractor in the long-haul trucking business. I was caught in a "perfect storm" of rising prices, declining business demand and catastrophic equipment failures... which unfortunately led to a couple of very bad months in my personal financial picture. (No income from my business!) No one was ever more than 30 days out, and ALL have been completely caught up and current since then.

 


 

 

 

Member Payment Dependent Notes Series 1175650

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175650

$6,500

$6,500

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175650. Member loan 1175650 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Freeburn & Hamilton Debt-to-income ratio: 1.46%
Length of employment: 10+ years Location: New Bloomfield, PA
       
Home town:
Current & past employers: Freeburn & Hamilton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Home improvement/repairs.<br><br> Borrower added on 03/10/12 > My employment is sound. Every financial obligation I have had has been paid in full and timely, many obligations are met early.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 26
Revolving Credit Balance: $837.00 Public Records On File: 0
Revolving Line Utilization: 14.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,525/mos. My vehicle is paid in full and I am married so have a second income to assist with mortgage & expenses.

 


 

 

 

Member Payment Dependent Notes Series 1175671

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175671

$4,000

$4,000

13.99%

1.00%

March 7, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175671. Member loan 1175671 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Best Buy Debt-to-income ratio: 11.55%
Length of employment: 5 years Location: MOUNT WASHINGTON, KY
       
Home town:
Current & past employers: Best Buy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I will be using this loan to pay off two high-interest credit cards, add cushion to my bank account (I like keeping at least $1500 in my account) and to start saving for a new car. I appreciate your consideration. I have never missed a payment on any item and I plan on repaying within 2 years!<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,975.00 Public Records On File: 0
Revolving Line Utilization: 40.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to pay down a higher interest credit card ($2000) and to add a little cushion to my bank account for emergencies. I may also take my parents on a much-needed vacation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $1200. I have approx. $800 leftover at the end of the month for discretionary.
Please explain the reason why you carry a large revolving credit balance.I paid for college out of pocket. Some courses went on credit cards. I will be using this loan to pay down most of these credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $1200. I have approx. $800 leftover at the end of the month for discretionary.
What is your intended use for the loan proceeds?I intend to pay down a higher interest credit card ($2000) and to add a little cushion to my bank account for emergencies. I may also take my parents on a much-needed vacation.
What is your intended use for the loan proceeds?I intend to pay down a higher interest credit card ($2000) and to add a little cushion to my bank account for emergencies. I may also take my parents on a much-needed vacation.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies on my credit report.

 


 

 

 

Member Payment Dependent Notes Series 1175682

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175682

$4,000

$4,000

6.03%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175682. Member loan 1175682 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: HP Debt-to-income ratio: 14.18%
Length of employment: 10+ years Location: Grand Blanc, MI
       
Home town:
Current & past employers: HP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Home improvement will be to update outdated kitchen, purchase and install new front door and paint interior of the house.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,597.00 Public Records On File: 0
Revolving Line Utilization: 8.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hi - the loan will be used for small home improvements in our house that does not deem worthly of a home loan. Update to kitchen, new front door and painting of inside of our home.
What is the home improvement project you are planning?Home improvement will be to update outdated kitchen, purchase and install new front door and paint interior of the house.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expense around 2,300.00
If you have a delinquency in the last 2 years, please explain the reason.no, never. I have very good credit.

 


 

 

 

Member Payment Dependent Notes Series 1175735

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175735

$3,800

$3,800

14.65%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175735. Member loan 1175735 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: OneWest Bank Debt-to-income ratio: 22.58%
Length of employment: < 1 year Location: Baldwin Park, CA
       
Home town:
Current & past employers: OneWest Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 60
Revolving Credit Balance: $13,883.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I just put a lot on the credit cards for a wedding in August.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do NOT have any student loans or mortgages. The funds will pay off (2) credit cards and the other (2) cards are at 0% APR until Feb. 2013 and 1.99%APR until April 2014.
Which debts do you plan to pay off with this loan?2 of my credit cards...balance of $1,800 and $1,400. The other cards are on promo rates...0% for 12 months and 1.99% until April 2014.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total Monthly Expenses: $1720
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do NOT have any student loans or mortgages. The funds will pay off (2) credit cards and the other (2) cards are at 0% APR until Feb. 2013 and 1.99%APR until April 2014.

 


 

 

 

Member Payment Dependent Notes Series 1175752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175752

$9,600

$9,600

14.65%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175752. Member loan 1175752 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Cutting Edge Debt-to-income ratio: 11.94%
Length of employment: 7 years Location: LAKE HAVASU CITY, AZ
       
Home town:
Current & past employers: Cutting Edge
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > This loan is to purchase an RV for my family.<br><br> Borrower added on 03/06/12 > This loan is to purchase an RV for my family. The RV is a 93 with 19000 miles on it. A bank will not lend on a unit that age, but this unit is like new. I have set up automatic payments. I have good credit and pay my bills on time.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 20
Revolving Credit Balance: $399.00 Public Records On File: 0
Revolving Line Utilization: 3.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1175764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175764

$6,000

$6,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175764. Member loan 1175764 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: New York Presbyterian Medical Center Debt-to-income ratio: 10.29%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: New York Presbyterian Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Clear credit card debt<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,724.00 Public Records On File: 0
Revolving Line Utilization: 30.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $4,200<br>Student Loan $16,000 (187 monthly)
What is your intended use for the loan proceeds?To pay off credit card and send a little bit more to the principal of the loan instead of interests.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transport 208<br>Rent 1,500<br>Phone 165<br>Utilities 150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1500<br>Utilities 150<br>Insurance 88/month<br>Phone 170
If you have a delinquency in the last 2 years, please explain the reason.Not Applicable
Please explain the reason why you carry a large revolving credit balance.Studying/ training courses/boards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It will be used to clear the main credit card.
Which debts do you plan to pay off with this loan?Main credit card.
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I don't have a mortgage

 


 

 

 

Member Payment Dependent Notes Series 1175775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175775

$28,000

$28,000

16.29%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175775. Member loan 1175775 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: DoubleTree Times Square Hotel Debt-to-income ratio: 24.73%
Length of employment: 4 years Location: Ridgefield , NJ
       
Home town:
Current & past employers: DoubleTree Times Square Hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Have been in business for 12 years. Looking to make improvements and upgrade equipment.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 35
Revolving Credit Balance: $18,902.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Will be used for equipment upgrades.
If you have a delinquency in the last 2 years, please explain the reason.No delinquency.

 


 

 

 

Member Payment Dependent Notes Series 1175786

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175786

$16,000

$16,000

18.55%

1.00%

March 9, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175786. Member loan 1175786 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Kiva Systems Debt-to-income ratio: 21.17%
Length of employment: 1 year Location: Stoneham, MA
       
Home town:
Current & past employers: Kiva Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I currently have a Lending Club loan that I would like to pay off and also add funds to pay additional cards off. Thanks for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,111.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current loan with Lending Club is $8745.00 once I pay that off I will be paying off 3 cards that have rates that range between 19% and 22%
Please explain the reason why you carry a large revolving credit balance.High interest has not allowed me to pay down balances quickly so the amount do not go down very easily

 


 

 

 

Member Payment Dependent Notes Series 1175794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175794

$12,000

$12,000

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175794. Member loan 1175794 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: City of Philadelphia; Fleet Management Debt-to-income ratio: 12.68%
Length of employment: 9 years Location: Philadelphia, PA
       
Home town:
Current & past employers: City of Philadelphia; Fleet Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,883.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan is meant to supplement savings I am using for an addition on my house.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan's purpose will be to supplement savings already established, for an addition on my home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses, on average, total to be around $4500.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My current monthly expenses, on average, total to be around $4500.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My monthly mortgage payment is $1655.35. It includes an escrow payment of $328.64 for taxes and insurance.
If you have a public record on file, please briefly explain the event and its resolution.I do not know of any public record. Please elaborate.
Please explain the reason why you carry a large revolving credit balance.This is a 0% interest, balance transfer. It was a 24 month promo, currently 13 months into; The money is currently in a 2 year CD.

 


 

 

 

Member Payment Dependent Notes Series 1175813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175813

$6,800

$6,800

12.12%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175813. Member loan 1175813 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,800 / month
Current employer: Bank of America Debt-to-income ratio: 14.74%
Length of employment: 10+ years Location: St. Augustine, FL
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Purchasing a 2003 Harley Davidson Road King in excellent condition with 11,360 miles on it. I have a substantial down payment and need to finance the difference.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 30
Revolving Credit Balance: $25,440.00 Public Records On File: 0
Revolving Line Utilization: 59.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?2003 Harley Davidson Road King, 11,360 miles in excellent condition.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are approx. $3,600 per month.
What are the balances, interest rates, and monthly payments on any other auto obligations?My current auto loan has a balance of 559.00 and payments of 201.00 per month. This loan will basically be replacing it.
How much money are you providing out of pocket as a down payment for this purchase?The price on the bike is $9,000 and I have a $500.00 deposit on it now and will be providing another $1,700 out of pocket.

 


 

 

 

Member Payment Dependent Notes Series 1175817

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175817

$3,500

$3,500

7.90%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175817. Member loan 1175817 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Nebo School District Debt-to-income ratio: 22.34%
Length of employment: 8 years Location: PROVO, UT
       
Home town:
Current & past employers: Nebo School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 45
Revolving Credit Balance: $16,504.00 Public Records On File: 0
Revolving Line Utilization: 47.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off an outstanding credit line.

 


 

 

 

Member Payment Dependent Notes Series 1175823

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175823

$12,000

$12,000

9.76%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175823. Member loan 1175823 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Universal protection service Debt-to-income ratio: 6.64%
Length of employment: 10+ years Location: norwalk, CA
       
Home town:
Current & past employers: Universal protection service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,908.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my mortgage cost is $1200 per month, vehicle, insurance, fuel and phone are covered by my employer. Spouse pays food and utilities. My overall monthly expenses are estimated at $1700.00 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balances are $6000.00 averagae interest rate 16%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?4000.00 to pay off current home improvement loan with Lending tree (consolidating to lower rate) balance of loan goes to credit cards at 6000.00 and some front yard landscaping, tree trimming etc..
Which debts do you plan to pay off with this loan?current loan with lending tree and all credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1175836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175836

$24,000

$24,000

14.65%

1.00%

March 9, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175836. Member loan 1175836 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Davis Polk Debt-to-income ratio: 21.25%
Length of employment: 10+ years Location: NEW YORK, NY
       
Home town:
Current & past employers: Davis Polk
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,491.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?TMobile at $150.00<br>Transportation at $100.00
Please explain the reason why you carry a large revolving credit balance.getting divorced and dealing with the aftermath of spouse's business not doing well.

 


 

 

 

Member Payment Dependent Notes Series 1175839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1175839

$4,000

$4,000

7.90%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1175839. Member loan 1175839 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,600 / month
Current employer: sons 9th ave Debt-to-income ratio: 18.50%
Length of employment: 2 years Location: jasper, AL
       
Home town:
Current & past employers: sons 9th ave
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,950.00 Public Records On File: 0
Revolving Line Utilization: 9.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?payoff my other lending club loan and drop my monthly payment over 125 dollars a month

 


 

 

 

Member Payment Dependent Notes Series 1176177

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176177

$10,400

$10,400

10.74%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176177. Member loan 1176177 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,029 / month
Current employer: Covina Valley Unified School District Debt-to-income ratio: 18.14%
Length of employment: 4 years Location: BURBANK, CA
       
Home town:
Current & past employers: Covina Valley Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 54
Revolving Credit Balance: $9,645.00 Public Records On File: 0
Revolving Line Utilization: 66.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1176197

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176197

$17,000

$17,000

12.12%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176197. Member loan 1176197 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Inova health system Debt-to-income ratio: 16.47%
Length of employment: 4 years Location: Cross junction, VA
       
Home town:
Current & past employers: Inova health system
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,449.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had a situation come up where I needed a large amount of cash and I didn't have it up front so unfortunately I had to use my credit card. Hence the reason immlooking to consolidate
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan 118/month<br>MBna credit card balance 8000 15% 200/month<br>Discover card 9500 balance 19% 200 month<br>Rent 1195/month <br>No car payment
Which debts do you plan to pay off with this loan?Both of my credit cards<br>Mbna<br>Discover
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1190<br>Phone 110<br>Electric averages 150 in the winter <br>Less than 100 warm weather<br>no car payment <br>Insurance 75/month<br>Food approx 80/week
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1190<br>My renters insurance is combined with my car and averages about 65/month

 


 

 

 

Member Payment Dependent Notes Series 1176226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176226

$4,700

$4,700

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176226. Member loan 1176226 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 16.45%
Length of employment: 1 year Location: Los Angeles, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 64
Revolving Credit Balance: $7,767.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citi Card - $2200 - 18.99% interest - min payment $57.55<br><br>Gap Visa Card - $2500 - 24.99% interest $75.00

 


 

 

 

Member Payment Dependent Notes Series 1176254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176254

$20,000

$20,000

20.99%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176254. Member loan 1176254 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,470 / month
Current employer: United States Marine Corps Debt-to-income ratio: 21.58%
Length of employment: 8 years Location: bloomfield, NJ
       
Home town:
Current & past employers: United States Marine Corps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I need to consolidate bills in order to have extra money in my pocket during pay days. I'm a trusty borrower, and I have never been late with my payments. I currently have 2 bills that I need to consolidate in to one. A credit card with an interest rate of 10.9% interest and my loan at 14.25%.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 36
Revolving Credit Balance: $16,466.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Never had a delinquency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card balance is $14,500.00 at 10.9% with a monthly payment of $300.00, and a loan balance I have at $5,300.00 at 14.250% the monthly payment is $140.00
Which debts do you plan to pay off with this loan?I have a credit card and a loan I'm trying to consolidate in to one payment as stated in m loan description. Semper fi
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I reside on base, so I don't have many expenses. I don't have a vehicle so I don't pay insurance. Food is about $250 monthly, I have a telephone bill at $80.00 and I don't pay utilities or need money for transportation because I reside and work on base (the base is small.)
Please explain the reason why you carry a large revolving credit balance.Had to cover unexpected medical expenses.

 


 

 

 

Member Payment Dependent Notes Series 1176579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176579

$2,500

$2,500

6.03%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176579. Member loan 1176579 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: DILLARDS Debt-to-income ratio: 8.52%
Length of employment: 6 years Location: CASEYVILLE, IL
       
Home town:
Current & past employers: DILLARDS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,647.00 Public Records On File: 0
Revolving Line Utilization: 10.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate 2 credit cards.
Please explain the reason why you carry a large revolving credit balance.I didn't know that I did...I try to keep my major cards under a thousand and my department store cards under one hundred dollars.

 


 

 

 

Member Payment Dependent Notes Series 1176587

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176587

$8,000

$8,000

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176587. Member loan 1176587 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: CLEARFIELD HOSPITAL Debt-to-income ratio: 21.41%
Length of employment: 10+ years Location: CLEARFIELD, PA
       
Home town:
Current & past employers: CLEARFIELD HOSPITAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > ELIMINATE HIGH INTEREST CHARGES, TO GET OUT DEBT SOONER.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,020.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1176589

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176589

$30,000

$30,000

22.45%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176589. Member loan 1176589 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: RADIO CITY MUSIC HALL Debt-to-income ratio: 11.98%
Length of employment: 4 years Location: jim thorpe, PA
       
Home town:
Current & past employers: RADIO CITY MUSIC HALL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > Credit Card payoff<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,542.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?32000.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 1380.00 23% 425.00<br>Mastercard 9,990 23% 325.00<br>Amx 3800.00 21% 200.00<br>MasterCard 23% 187.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3500.00 per month +-
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?800.006
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off all four
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Around 1100.00 it all depend how much extra above min. payment.
What is your intended use for the loan proceeds?To pay off four credit cards
Please explain the reason why you carry a large revolving credit balance.Medical bills not covered by insurance. Using this money to pay off 4 of them,
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).1361.00 mortgage payment, 366.67 taxes 67.00 taxes per month.
Please explain the reason why you carry a large revolving credit balance.Medical bills not covered by insurance. Using this money to pay off 4 of them,

 


 

 

 

Member Payment Dependent Notes Series 1176601

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176601

$19,750

$19,750

18.25%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176601. Member loan 1176601 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,380 / month
Current employer: State of Connecticut Debt-to-income ratio: 17.60%
Length of employment: 4 years Location: BROOKLYN, CT
       
Home town:
Current & past employers: State of Connecticut
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,860.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Honest answer, it was just SO EASY to get credit. I've since realized that I can't pay down credit AND save money as well. I have NEVER missed or been late on any of my payments and can afford to pay the ones I have now but I would like to cancel my credit cards and have only my Discover card remaining. I plan on cancelling that one as soon as I pay it off as well but this loan will not cover that.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8978 loan w/ $235/mo payment & 14% interest; $8859 Amazon Visa w/ $226 payment & 18.24 int; $3977 Discover w/ $80 payment & 23.99V int; $832 Dressbarn card w/ $42 payment & 24.99 int; $1570 Amazon Store Card w/ $25 payment & 25.99 int.
Which debts do you plan to pay off with this loan?I plan on paying off my current loan, Amazon Visa, Dressbarn Card and Amazon Store Card. I will also close all these accounts, leaving only Discover which has a $4000 limit. The requested loan is not enough to close out my Discover or I would do that as well. I can afford to pay each of my payments every month but I prefer to have a set date to have everything paid and no temptation to make payments/spend more. Closing all accounts is the bottom line so I can get back to actually saving money.

 


 

 

 

Member Payment Dependent Notes Series 1176649

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176649

$16,000

$16,000

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176649. Member loan 1176649 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Jefferson County PSD Debt-to-income ratio: 7.12%
Length of employment: 7 years Location: Charles Town, WV
       
Home town:
Current & past employers: Jefferson County PSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Consolidating existing monthly bills.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,630.00 Public Records On File: 0
Revolving Line Utilization: 5.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation.
If you have a delinquency in the last 2 years, please explain the reason.I have had NO delinquencies in the last 15+ years. Excellent credit rating!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,800.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage (personal property taxes, home insurance included): $1110.00. <br>Utilities (Electric $160, Heating Oil $50, Water & Sewer $100, Telephone, Internet, Satellite Bundle $140, Garbage $40): $490.00 <br>Approximate Total $1600 - $1700
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage (personal property taxes, home insurance included): $1110.00. <br>Utilities (Electric $160, Heating Oil $50, Water & Sewer $100, Telephone, Internet, Satellite Bundle $140, Garbage $40): $490.00 <br>Approximate Total $1600 - $1700
Please explain the reason why you carry a large revolving credit balance.One card has a small limit but also the small interest rate. This card is used for small purchases. The second card is used for larger purchases.
If you have a public record on file, please briefly explain the event and its resolution.Could you please be more specific. Public records are defined in FOIA as all records, reports, forms, writings, letters, memoranda, books, papers, maps, photographs, microfilms, cards, tapes, recordings, electronic data processing records, communications, recorded information and all other documentary materials pertaining to the transaction of public business.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?As stated in my account profile this loan is for debt consilidation; consildating multiple higher interest rate loans into one lower interest rate loan.

 


 

 

 

Member Payment Dependent Notes Series 1176675

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176675

$6,325

$6,325

13.99%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176675. Member loan 1176675 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,167 / month
Current employer: n/a Debt-to-income ratio: 23.83%
Length of employment: n/a Location: ANDOVER, KS
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Pay off Citi Card & pay down Merrick Bank<br><br> Borrower added on 03/05/12 > Pay off credit cards<br><br> Borrower added on 03/05/12 > Make faithful payments<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 9
Revolving Credit Balance: $8,141.00 Public Records On File: 0
Revolving Line Utilization: 26.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1176677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176677

$20,800

$20,800

12.12%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176677. Member loan 1176677 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,800 / month
Current employer: TSYS Merchant Solutions Debt-to-income ratio: 18.79%
Length of employment: < 1 year Location: Bothell, WA
       
Home town:
Current & past employers: TSYS Merchant Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > will be using loan for small auto repair, paying off remaining balances with Key Bank personal loan, USAA credit card, plus One Main Financial auto loan, then applying some to help pay down balance of other Lending Club Loan....<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,552.00 Public Records On File: 0
Revolving Line Utilization: 30.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1176703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176703

$24,000

$24,000

18.25%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176703. Member loan 1176703 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,956 / month
Current employer: Preferred Homecare Debt-to-income ratio: 9.10%
Length of employment: 6 years Location: MESA, AZ
       
Home town:
Current & past employers: Preferred Homecare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,542.00 Public Records On File: 0
Revolving Line Utilization: 84.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $610.62; Insurance 70.92; Verizon $98.65; Utilities (water, electric, sewer, trash, and gas) $200.00 during winter and $300.00 during summer;Cable $147.19; Life Insurance $89.39; Taxes for house included in mortgage payment; 3 Visa's total monthly payment for all 3 $ 750.00. Total is $2266.77 My income is $2032.00 on the 10th and on the 25th.
Please explain the reason why you carry a large revolving credit balance.My grandson separated from the Marines and couldn't find work so I was covering his expenses. He is now working. My daughter quit her job to go to school full time and was going on the GI Bill. She started 6 months ago and is having problems collecting her GI Bill money so I have also been covering her expenses. She just received a Sallie mae loan to cover things until her Gi Bill gets straightened out.
What is your intended use for the loan proceeds?Pay off 3 credit cards. Pay off hospital bill. Fix back yard sprinkler system and place desert landscaping in front yard. few other odds and ends for house.
What is your intended use for the loan proceeds?Pay off 3 credit cards. Pay off hospital bill. Fix back yard sprinkler system and place desert landscaping in front yard. few other odds and ends for house.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just submitted answers for that question
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just submitted answers for that question

 


 

 

 

Member Payment Dependent Notes Series 1176724

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176724

$2,725

$2,725

17.99%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176724. Member loan 1176724 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: hsbc bank Debt-to-income ratio: 6.56%
Length of employment: 1 year Location: CORONA, NY
       
Home town:
Current & past employers: hsbc bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,559.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to pay my credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just to pay my credit cards
Please provide additional details regarding the purpose of the loan.pay my credit card

 


 

 

 

Member Payment Dependent Notes Series 1176774

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176774

$25,000

$25,000

8.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176774. Member loan 1176774 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Large software company Debt-to-income ratio: 7.77%
Length of employment: 7 years Location: Saratoga Springs, UT
       
Home town:
Current & past employers: Large software company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Several years ago I had a business that went under and we have been slowly paying off the debt since that time. We have now almost come to the end of our uphill climb. We would like to move the last bit of our debt out of credit cards and into a more manageable loan through Lending Club.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,297.00 Public Records On File: 0
Revolving Line Utilization: 22.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We have two credit cards with relatively high interest that we will pay off with this loan. We have figured out that this LendingClub loan will save us almost $2000 in interest over the next few years and will allow us to pay off the credit card debt quicker.
Please explain the reason why you carry a large revolving credit balance.That actually is one of the problems we want to resolve with this loan. I wish I could say that it was part of some grand strategy but with a failing business and a couple of lean years before I got my current job we ended up with a big pile of debt. Once we got into that situation it became difficult to buy even the necessities without accumulating more debt. If this loan funds we will close the accounts for the credit cards it replaces and within three years will be down to only our mortgage.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Not including this loan our total output including our mortgage, utilities & phone, all insurance, etc, is $4500 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Our total housing expenses is $1900 per month. This is included in the $4500 per month I mention above as being our total output.
If you have a delinquency in the last 2 years, please explain the reason.We have no delinquencies in the past two years, and only have one minor ding on our credit in the past twenty years.
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record on file.
If you have a public record on file, please briefly explain the event and its resolution.I don't have a public record on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$1600 includes all of our housing related expenses.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?It is about $700 currently for both credit cards and will be about $800 when this loan funds... but we will be able to pay if off in 3 years instead of the 20 years it would take us if we paid the minimum to the credit card companies.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We are not using the loan for multiple purposes, unless you include multiple credit cards as multiple purposes. We are paying off a Mastercard and a Visa card.

 


 

 

 

Member Payment Dependent Notes Series 1176777

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176777

$26,400

$26,400

12.12%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176777. Member loan 1176777 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: Entertainment Partners Debt-to-income ratio: 13.57%
Length of employment: 10+ years Location: Oakland, CA
       
Home town:
Current & past employers: Entertainment Partners
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,891.00 Public Records On File: 0
Revolving Line Utilization: 81.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My overall purpose will be to consolidate current credit card debt that all have high APR%. The loan will allow me to pay these all off completely. There are multiple credit cards that need to be consolidated which is why I may have selected "Multiple purposes" when requesting this loan. There is really just 1 purpose, to be able to pay off my debt and then be able to pay off this loan within 36 months (should I be fully funded)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly rent $975, monthly utilities $160, Car insurance $90, Monthly combined credit card and 1 line of credit approx $890 monthly which covers the minimum payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have attempted to answer this question and the site generated a warning that would not allow me to post my answer. I have e-mail the support group for assistance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have attempted to answer this question and the site generated a warning that would not allow me to post my answer. I have e-mail the support group for assistance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have attempted to answer this question and the site generated a warning that would not allow me to post my answer. I have e-mail the support group for assistance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have attempted to answer this question and the site generated a warning that would not allow me to post my answer. I have e-mail the support group for assistance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have attempted to answer a similar question from another investor and the site generated a warning that would not allow me to post my answer. I have e-mail the support group for assistance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have attempted to answer this question and the site generated a warning that would not allow me to post my answer. I have e-mail the support group for assistance.

 


 

 

 

Member Payment Dependent Notes Series 1176785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176785

$10,000

$10,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176785. Member loan 1176785 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Daktronics Debt-to-income ratio: 22.59%
Length of employment: 5 years Location: BROOKINGS, SD
       
Home town:
Current & past employers: Daktronics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > This will pay off all of my current credit cards so I can cancel them and use cash for all transactions from now on.<br><br> Borrower added on 03/08/12 > I pay all of my bills on time and at least make the minimum payment if not more. I have never defaulted on a loan. My job is very stable as I am the only person at my company that performs this function and the only one who knows it fully. I have been with the company 5 years.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,258.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $711/mo utilities included<br>Auto: $351/mo<br>Groceries: $300<br>Insurance: $65<br>Gas: $75<br>Credit cards: $304.00<br>Student Loans: $ 600
Please explain the reason why you carry a large revolving credit balance.Poor judgement. Impulsivity...not thinking things through. We have reflected on our past spending habits and financial mistakes and are taking steps in what I am hoping to be the right direction. We plan on saving for what we need, shopping for the best price and paying in cash from now on.
What is the total balance of your credit cards, interest rates and current monthly payments?Poor judgement. Impulsivity...not thinking things through. We have reflected on our past spending habits and financial mistakes and are taking steps in what I am hoping to be the right direction. We plan on saving for what we need, shopping for the best price and paying in cash from now on.

 


 

 

 

Member Payment Dependent Notes Series 1176795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176795

$1,500

$1,500

8.90%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176795. Member loan 1176795 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,583 / month
Current employer: Sysco Boston, LLC Debt-to-income ratio: 20.67%
Length of employment: 4 years Location: WARWICK, RI
       
Home town:
Current & past employers: Sysco Boston, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Additional funds to complete purchase of additional vehicle. $5,500 total. $4,000 is being funded in cash by my personal account.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 36 Months Since Last Delinquency: 11
Revolving Credit Balance: $17,739.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1176828

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176828

$9,800

$9,800

7.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176828. Member loan 1176828 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,375 / month
Current employer: KPMG Debt-to-income ratio: 6.67%
Length of employment: 1 year Location: Oakland, CA
       
Home town:
Current & past employers: KPMG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am using this loan to refinance my Credit Card (obtain a lower interest rate).<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,365.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No, I am not paying down a mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1176836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176836

$10,000

$10,000

14.65%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176836. Member loan 1176836 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: DNCC Debt-to-income ratio: 9.22%
Length of employment: 2 years Location: Charlotte, NC
       
Home town:
Current & past employers: DNCC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I am hoping to use this loan to pay off two credit cards where there is an unusually high APR. I always pay more than the minimum monthly payment and hope this lower Lending Club APR can help me pay less overall in the long run.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 37
Revolving Credit Balance: $17,536.00 Public Records On File: 0
Revolving Line Utilization: 71.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My plan is to use this loan to pay off my two high balances: a Citibank card with a balance of $7100, monthly minimum of $245 with a 29.9%APR and a Chase card with $4800 balance, $177 monthly minimum and 29.9% APR. I am currently paying more than the minimums monthly on both cards, but the interest rates are too high and this loan will help me pay them off sooner.
If you have a delinquency in the last 2 years, please explain the reason.There are no delinquencies in the last 2 years that I know of.

 


 

 

 

Member Payment Dependent Notes Series 1176849

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176849

$16,000

$16,000

9.76%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176849. Member loan 1176849 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,763 / month
Current employer: MORTON PLANT HOSPITAL Debt-to-income ratio: 17.23%
Length of employment: 10+ years Location: REDINGTON BEACH, FL
       
Home town:
Current & past employers: MORTON PLANT HOSPITAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > DEBT FREE IN 3!<br><br> Borrower added on 03/08/12 > DEBT FREE IN 3!<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,876.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The reason I carry a large, revolving credit balance is irresponsible spending.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are Care Credit: $1359, 26.9%, and $58/month<br> HSBC: $6677, 19.9%, and $180/month<br> HSBC: $4862, 19.9%, and $150/month <br> HSBC: $4925, 19.9%, and $150/month
Which debts do you plan to pay off with this loan?I plan to pay off most of my debt with this loan. The remaining debt will be paid with savings. My plan is to be debt free in 3 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are minimal. I have a low rent payment an no car payment.

 


 

 

 

Member Payment Dependent Notes Series 1176860

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176860

$10,575

$10,575

18.25%

1.00%

March 8, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176860. Member loan 1176860 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: KB Home Studio Debt-to-income ratio: 16.17%
Length of employment: 10+ years Location: San Ramon, CA
       
Home town:
Current & past employers: KB Home Studio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,401.00 Public Records On File: 1
Revolving Line Utilization: 95.90% Months Since Last Record: 109
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $379,000 & second $100,000<br>Springleaf Finance $5000<br>Credit One Bank $2200<br>Merrick Bank $2400
Which debts do you plan to pay off with this loan?springleaf financial and all revolving credit cards
If you have a public record on file, please briefly explain the event and its resolution.N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $379,000 & second $100,000<br>Springleaf Finance $5000<br>Credit One Bank $2200<br>Merrick Bank $2400

 


 

 

 

Member Payment Dependent Notes Series 1176878

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176878

$13,000

$13,000

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176878. Member loan 1176878 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: Anschutz Entertainment Group Debt-to-income ratio: 16.80%
Length of employment: 6 years Location: Lawndale, CA
       
Home town:
Current & past employers: Anschutz Entertainment Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I am extremely responsible with my payments and loans over the years. I've analyzed this loan in my financial plan and this is will cut my payments in half and be a win/win. I pride myself on being on time with my payments as it shows I keep my word. Thank you in advance for investing in me.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,429.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1176894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176894

$5,000

$5,000

12.12%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176894. Member loan 1176894 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Alpine Access Debt-to-income ratio: 24.28%
Length of employment: 1 year Location: Carlisle, PA
       
Home town:
Current & past employers: Alpine Access
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I am looking to consolidate my debt so I can make one easy payment instead of multiple payments. Thanks!<br><br> Borrower added on 03/08/12 > I always pay my bills on time as I take my credit very seriously. If you decide to invest in this loan, you will not be disappointed and you will not have a missed payment from me. If you review my history you will see this trend. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,082.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?We recently moved so my credit balances may look high because it takes the credit bureau's some time to update the information. My balances has been drastically reduced. Part of this loan to help with my husband's debt and to clear our credit.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We recently moved so my credit balances may look high because it takes the credit bureau's some time to update the information. My balances has been drastically reduced. Part of this loan to help with my husband's debt and to clear our credit. We both have income to sufficiently pay for the loan.
Please explain the reason why you carry a large revolving credit balance.We recently moved so my credit balances may look high because it takes the credit bureau's some time to update the information. My balances has been drastically reduced. Part of this loan to help with my husband's debt and to clear our credit. We both have income to sufficiently pay for the loan.
What is your intended use for the loan proceeds?We recently moved so my credit balances may look high because it takes the credit bureau's some time to update the information. My balances has been drastically reduced. Part of this loan to help with my husband's debt and to clear our credit. We both have income to sufficiently pay for the loan.

 


 

 

 

Member Payment Dependent Notes Series 1176898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176898

$4,000

$4,000

12.12%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176898. Member loan 1176898 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,167 / month
Current employer: Meijer, Inc Debt-to-income ratio: 18.94%
Length of employment: 6 years Location: WYOMING, MI
       
Home town:
Current & past employers: Meijer, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am launching a radio show podcast, and am seeking a loan to cover startup expenses for equipment, initial marketing, and any unexpected expenses. This show will help people by educating them and encouraging a lifestyle change for the better. Any assistance is greatly appreciated, thank you.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,319.00 Public Records On File: 0
Revolving Line Utilization: 88.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Most of this was incurred from travel expenses while I was pursuing a business opportunity some time ago. Due to some confusion on our exact terms, I was unfortunately forced to prolong my visit, which ended up being more costly than I would have liked.

 


 

 

 

Member Payment Dependent Notes Series 1176912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176912

$11,200

$11,200

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176912. Member loan 1176912 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: JEFFERSON COUNTY PUBLIC SCHOOLS Debt-to-income ratio: 3.47%
Length of employment: 6 years Location: LOUISVILLE, KY
       
Home town:
Current & past employers: JEFFERSON COUNTY PUBLIC SCHOOLS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > This loan is to purchase a piece of land.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,938.00 Public Records On File: 0
Revolving Line Utilization: 15.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying any mortgage. I pay rent which is $415 per month. The money is to purchase a piece of land. Thanks.
If you have a delinquency in the last 2 years, please explain the reason.No delinqency.
If you have a public record on file, please briefly explain the event and its resolution.None on file
What is your intended use for the loan proceeds?To purchase land
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1200
Please provide additional details regarding the purpose of the loan.To purchase land
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1200. I already answered this question. Thanks.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have listed and already answered your question that the money is for land -real estate. I am beginning to be offended by you asking so many questions everyday which seems to be going no where.<br><br>The money is to buy real estate (a piece of land).<br><br>Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1176915

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176915

$5,000

$5,000

9.76%

1.00%

March 9, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176915. Member loan 1176915 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: USDA-NRCS Debt-to-income ratio: 14.57%
Length of employment: 10+ years Location: SALINA, KS
       
Home town:
Current & past employers: USDA-NRCS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,707.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off some unforeseen expenses for a farm that I bought a couple years ago.

 


 

 

 

Member Payment Dependent Notes Series 1176922

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176922

$8,225

$8,225

6.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176922. Member loan 1176922 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: primex international trading Debt-to-income ratio: 8.25%
Length of employment: 3 years Location: los angeles, CA
       
Home town:
Current & past employers: primex international trading
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Going to refiance my loan into a lower rate. Have been paying the current loan for about 15 months now...never been late or missed any payments. Recent grad of UCLA with a steady job and excellent pay. Any questions please ask.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,284.00 Public Records On File: 0
Revolving Line Utilization: 18.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Hi,<br><br>I am renting currently. Pay 750/month. Thanks
What is your intended use for the loan proceeds?Hi,<br>I have an outstanding loan with lendingclub which has about 8k left to pay. the rate is about 15per and monthly payments of 232 (60 month)...so i am refiancing and will pay it off entirely with this loan and save about 1000 total over the life of the loan. i have never missed any payments and have strong credit. thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi,<br><br>Rent 750<br>gas 200-250<br>utilities/tv/internet 150<br>phone 80<br>food 600<br>misc. 300<br>insurance 120<br>student loans 150<br>lendingclub loan 232 (this will allow me to refiance and pay 252 a month but overal save over 1000 over the life of the loan)
If you have a delinquency in the last 2 years, please explain the reason.Hi, never have had one.
Which debts do you plan to pay off with this loan?Hi, I will use the entire amount to pay off my higher interest rate lending club loan. This loan is for the exact amount owed on my other outstanding loan.
If you have a public record on file, please briefly explain the event and its resolution.Hi,<br><br>No public record.

 


 

 

 

Member Payment Dependent Notes Series 1176954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176954

$5,600

$5,600

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176954. Member loan 1176954 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: Miller of Denton Debt-to-income ratio: 23.73%
Length of employment: 4 years Location: FORT WORTH, TX
       
Home town:
Current & past employers: Miller of Denton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,980.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Not applicable, no public record.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $400, all bills paid. No other housing related expenses.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies.
Which debts do you plan to pay off with this loan?Credit card debts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are around $1250.
What is your intended use for the loan proceeds?The loan will be used to pay off credit card and other debts.

 


 

 

 

Member Payment Dependent Notes Series 1176957

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176957

$5,100

$5,100

13.99%

1.00%

March 12, 2012

March 21, 2017

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176957. Member loan 1176957 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,300 / month
Current employer: Bank of America Debt-to-income ratio: 22.13%
Length of employment: 5 years Location: Rio Rancho, NM
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > I would like to Thank all investors who have invested and may invest for the opportunity to get my Loan from all of you through Lending Club. This is a opportunity that I did know that was out there for both Investors and Borrowers. Again Thank you for your Faith in me.<br><br> Borrower added on 03/09/12 > I plan to use these funds to help my brother in law get back to work with a reliable vehicle. I plan to pay these funds back as soon as I can once I am funded.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,977.00 Public Records On File: 1
Revolving Line Utilization: 44.20% Months Since Last Record: 92
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1176985

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1176985

$5,000

$5,000

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1176985. Member loan 1176985 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,167 / month
Current employer: Verizon Wireless Debt-to-income ratio: 16.54%
Length of employment: 10+ years Location: Natick, MA
       
Home town:
Current & past employers: Verizon Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,118.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1177001

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177001

$7,800

$7,800

12.12%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177001. Member loan 1177001 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Varilease Finance, Inc. Debt-to-income ratio: 23.18%
Length of employment: 5 years Location: Cottonwood Heights, UT
       
Home town:
Current & past employers: Varilease Finance, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I'm requesting this loan to pay off my last few credit cards. I currently have a loan through Lending Club and have paid successfully for the past 8 months.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 30
Revolving Credit Balance: $7,149.00 Public Records On File: 0
Revolving Line Utilization: 37.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total Balance: $7,800.00<br>Interest Rates: 12% - 16%<br>Total Current Monthly Payments: $550.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses each month are about $1200.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, utilities, and renters insurance total about $600.00 each month.

 


 

 

 

Member Payment Dependent Notes Series 1177019

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177019

$5,000

$5,000

20.99%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177019. Member loan 1177019 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,933 / month
Current employer: RIM Debt-to-income ratio: 20.84%
Length of employment: 2 years Location: DALLAS, TX
       
Home town:
Current & past employers: RIM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Consolidation of debt and process of closing credit accounts.<br><br> Borrower added on 03/06/12 > Good borrower by making regular payments. Use monthly budgeting tools. Stable job.<br><br> Borrower added on 03/06/12 > Employment background includes 10 years in public and community affairs with corporations. Current job for the last two years has been at the US headquarters of growing multi -national company that has achieved continued profits each quarter.<br><br> Borrower added on 03/06/12 > Steps to prevent additional debt include use of budgeting tools and debt snowball approach.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 22
Revolving Credit Balance: $23,808.00 Public Records On File: 0
Revolving Line Utilization: 93.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intention to pay down higher interest credit card balance and then focus on smaller balance accounts. Large revolving credit balance was used to pay past medical expenses.
Please explain the reason why you carry a large revolving credit balance.Intention to pay down higher interest credit card balance and then focus on smaller balance accounts. Large revolving credit balance was used to pay past medical expenses.
What is your intended use for the loan proceeds?Intention to pay down higher interest credit card balance and then focus on smaller balance accounts. Large revolving credit balance was used to pay past medical expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. Monthly expenses include: <br><br>Utilities and phone (water, electricity, cable, internet, mobile phone): 250<br>Rent: 600<br>Insurance expenses (auto): 180<br>Transportation (fuel): 185<br>Health (health club, medical) 120<br>Food and grocery expenses: 238<br>Personal care expenses: 50 <br>Clothing: 80<br>Entertainment: 150<br>Other: $100

 


 

 

 

Member Payment Dependent Notes Series 1177026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177026

$5,000

$5,000

7.90%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177026. Member loan 1177026 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Oxford University Press Debt-to-income ratio: 5.25%
Length of employment: 6 years Location: OAKLAND, CA
       
Home town:
Current & past employers: Oxford University Press
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Funds will pay off high interst credit card with Junipoer bank at 24% interest.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,769.00 Public Records On File: 0
Revolving Line Utilization: 71.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1177047

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177047

$7,500

$7,500

10.74%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177047. Member loan 1177047 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Riviera Insurance Services Debt-to-income ratio: 8.36%
Length of employment: 2 years Location: Santa Barbara, CA
       
Home town:
Current & past employers: Riviera Insurance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am wanting to consolidate my credit cards to one low monthly payment. I have a great credit score, and have never been late with my payments. I am just looking to simplify my payments and reduce my APR. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,804.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1177050

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177050

$8,000

$8,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177050. Member loan 1177050 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: RHS Debt-to-income ratio: 17.58%
Length of employment: 5 years Location: Towson, MD
       
Home town:
Current & past employers: RHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I would like to pay off my credit cards and student loan. Thank you<br>Monthly expenses:<br>Rent 850<br>Car 460 (25000 total 2.9%)<br>Car INS 430 per 6 months<br>Phone 85<br>Comcast 90<br>Student loan 50 (3000 total)<br>LendingClub 520<br>3 credit cards 2600<br>Electric 60<br>Water, trash, gas 100<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $518.00 Public Records On File: 0
Revolving Line Utilization: 3.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The 2600$ it's actually on 3 different credit cards. I only had the balance for less than 2 months. I had an family emergency and had to buy a plane ticket and you know how much it costs when you buy it for the next day. Plus I decided to take some classes that are goinging to help me advance in my position at work. Expensive registresion. Thank you
If you have a public record on file, please briefly explain the event and its resolution.I'm sorry, what is a public record?
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Question previously answered
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payments on the credit cars is 78$. The payment for this loan it will be 253$
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?2600 credit cards<br>3000 student loan<br>2000 towords my bachelor degree.

 


 

 

 

Member Payment Dependent Notes Series 1177161

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177161

$17,000

$17,000

8.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177161. Member loan 1177161 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: UPS Debt-to-income ratio: 29.60%
Length of employment: 10+ years Location: Magnolia, TX
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I want to pay off my high interest account<br><br> Borrower added on 03/07/12 > Looking to pay off one large high interest loan.. this will save me 6% and 1 whole year.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,035.00 Public Records On File: 0
Revolving Line Utilization: 33.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off a high interest loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$987
If you have a delinquency in the last 2 years, please explain the reason.no never
Please explain the reason why you carry a large revolving credit balance.I have one loan with a 15% interest and i can lower my payments and shorten my term with this loan
If you have a public record on file, please briefly explain the event and its resolution.no, I'm clean
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).all equal to $987.00 a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off one large high interest loan, I'm getting a better rate here.
Which debts do you plan to pay off with this loan?A personal loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Home $97,000 4.6% credit card $7000 10%

 


 

 

 

Member Payment Dependent Notes Series 1177196

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177196

$30,000

$30,000

16.29%

1.00%

March 13, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177196. Member loan 1177196 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Merced City School District Debt-to-income ratio: 21.09%
Length of employment: 7 years Location: Merced, CA
       
Home town:
Current & past employers: Merced City School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,764.00 Public Records On File: 0
Revolving Line Utilization: 64.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate our debt and reduce our overall monthly payments.
Please explain the reason why you carry a large revolving credit balance.My family incurred substatial expenses about 5 years ago when a family member was diagnosed with a serious medical condition. Not only did we incurr expenses, but we also lost the income of the family member while they underwent 9 surgeries and other medical treatments. Now we are finally paying off the debt we incurred during that time and this loan would allow us to consolidate what remains.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe about 8000.00 dollars on a revolving loan, 6,000.00 on another loan, and about 20,000.00 spread out across 5 credit cards. This would consolidate most of these reducing our monthly outgoing expenses while also leaving a little more cash in our bank accounts each month.
Which debts do you plan to pay off with this loan?My family incurred substatial expenses about 5 years ago when a family member was diagnosed with a serious medical condition. Not only did we incurr expenses, but we also lost the income of the family member while they underwent 9 surgeries and other medical treatments. Now we are finally paying off the debt we incurred during that time and this loan would allow us to consolidate what remains.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My family incurred substatial expenses about 5 years ago when a family member was diagnosed with a serious medical condition. Not only did we incurr expenses, but we also lost the income of the family member while they underwent 9 surgeries and other medical treatments. Now we are finally paying off the debt we incurred during that time and this loan would allow us to consolidate what remains.
Please explain the reason why you carry a large revolving credit balance.My family incurred substatial expenses about 5 years ago when a family member was diagnosed with a serious medical condition. Not only did we incurr expenses, but we also lost the income of the family member while they underwent 9 surgeries and other medical treatments. Now we are finally paying off the debt we incurred during that time and this loan would allow us to consolidate what remains.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We spend about 4,500.00 dollars a month on all our household expenses including all of the ones you mentioned plus all of our debt payments. This loan would reduce the monthly payment amount by conolidating several other debts and lowering our outgoing expenses.
Which debts do you plan to pay off with this loan?My family incurred substatial expenses about 5 years ago when a family member was diagnosed with a serious medical condition. Not only did we incurr expenses, but we also lost the income of the family member while they underwent 9 surgeries and other medical treatments. Now we are finally paying off the debt we incurred during that time and this loan would allow us to consolidate what remains.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe about 8000.00 dollars on a revolving loan, 6,000.00 on another loan, and about 20,000.00 spread out across 5 credit cards. This would consolidate most of these reducing our monthly outgoing expenses while also leaving a little more cash in our bank accounts each month.
Which debts do you plan to pay off with this loan?My family incurred substatial expenses about 5 years ago when a family member was diagnosed with a serious medical condition. Not only did we incurr expenses, but we also lost the income of the family member while they underwent 9 surgeries and other medical treatments. Now we are finally paying off the debt we incurred during that time and this loan would allow us to consolidate what remains.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe about 8000.00 dollars on a revolving loan, 6,000.00 on another loan, and about 20,000.00 spread out across 5 credit cards. This would consolidate most of these reducing our monthly outgoing expenses while also leaving a little more cash in our bank accounts each month.

 


 

 

 

Member Payment Dependent Notes Series 1177218

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177218

$35,000

$35,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177218. Member loan 1177218 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: FAA Debt-to-income ratio: 9.79%
Length of employment: 10+ years Location: Rio Rancho, NM
       
Home town:
Current & past employers: FAA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > With the downed economy over the last few years, it was necessary to render significant aide to family members during this time. After taking on new debt as a result, the credit card companies decided to raise rates, despite my good history. I intend to fire them and recover from this soon.<br><br> Borrower added on 03/08/12 > Additional info: I have been employed in the same job for over 13 years in a high stress environment. I have never defaulted on a debt.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,010.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2100 for mortgage and taxes
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$8900 at 15.24%<br>$15,190 at 9.27%<br>$11,282 at 15.99<br>$397/mo in student loan<br>At the end of the month I will have about $10,000 cash on hand.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?answered elsewhere
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?answered elsewhere
Please explain the reason why you carry a large revolving credit balance.I took some risks with investments just before the downturn in the economy and like a lot of folks, things went south. Also during the last few years I have given as much cash as I could to help my family because they got hit harder than me, in particular my sister, which had to close her business and is still struggling to keep her house. Wise or not, I used my credit to cover my expenses and cash to aide others at times.
Which debts do you plan to pay off with this loan?Amex Discover, AT&T

 


 

 

 

Member Payment Dependent Notes Series 1177233

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177233

$8,400

$8,400

13.11%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177233. Member loan 1177233 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Modern Facilities Serrvies Debt-to-income ratio: 7.71%
Length of employment: 9 years Location: WEST LONG BRANCH, NJ
       
Home town:
Current & past employers: Modern Facilities Serrvies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have had 2 jobs in 24 years. I have a very stable Job with OT. This loan will consolidate my remaining debit. I have paid off 4 creditors including 1 car this year which was the exact amount of this loan. I want one creditor with one interest rate for added savings and to build better credit.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 76
Revolving Credit Balance: $4,868.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe 4-5 creditors a total of around 7000.00 Interests rates range from 12% to 21%. Total monthly payments are around 250 but I pay an additional 50 to each so in reality I pay about 450 per month.
Which debts do you plan to pay off with this loan?All. I will only have 1 car note with Chase.

 


 

 

 

Member Payment Dependent Notes Series 1177244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177244

$16,000

$16,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177244. Member loan 1177244 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Sound images inc Debt-to-income ratio: 9.77%
Length of employment: 10+ years Location: Denver, CO
       
Home town:
Current & past employers: Sound images inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 63
Revolving Credit Balance: $16,610.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $18,000 in credit card debt with an average rate of 14%. I pay $500 per month on this debt and would like to pay down the loan more quickly. I have an investment property with a ballance of $220,000 at 5.5% and $55,000 in equity and a primary home with a ballance of $280,000 at 4.3% and $126,000 in equity.

 


 

 

 

Member Payment Dependent Notes Series 1177254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177254

$10,000

$10,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177254. Member loan 1177254 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Mercy San Juan Medical Center Debt-to-income ratio: 22.50%
Length of employment: < 1 year Location: Folsom, CA
       
Home town:
Current & past employers: Mercy San Juan Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > Owe in taxes for the first time and its a large sum. Looking to combine with current debt for one payment and also this will lower our current monthly payment. Stable and responsible.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,978.00 Public Records On File: 0
Revolving Line Utilization: 20.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total dollar amount usually falls around $6000 for rent, insurance, utilities, food, phone, gym memberships, car payment, and loans. This consolidation would allow us to pay our taxes and drop our monthly payments by $330.

 


 

 

 

Member Payment Dependent Notes Series 1177270

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177270

$10,000

$10,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177270. Member loan 1177270 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: walmart Debt-to-income ratio: 17.81%
Length of employment: 7 years Location: DUBLIN, CA
       
Home town:
Current & past employers: walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,737.00 Public Records On File: 0
Revolving Line Utilization: 37.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1177276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177276

$11,375

$11,375

8.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177276. Member loan 1177276 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Mount Sinai Hospital Debt-to-income ratio: 18.13%
Length of employment: 6 years Location: BRONX, NY
       
Home town:
Current & past employers: Mount Sinai Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > If approved, I will use the funds to consolidate my debt. What makes me a good borrower is my abilty to pay on time and consistently. I keep my credit score stable following up every 3 months.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,332.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off my two bank cards, two retail cards, my installment loan and a care credit card I used for medical expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America card $6,350. Interest is 12%. Monthly payment is $130<br>Chase card $1912. 13% interest. Monthly Payment $42<br>Dell Preferred card $588. 27% interest. Minimum payment is 25, I Pay $60<br>Macys card $1427. 24% interest. Monthly is $47<br>Citi installment loan is $1047. fixed interest of 18%. monthly is $140.36<br>Care Credit card is $1039. Deferred interest until March 2013. Minimum is 39, paying 87 would allow me to avoid interest and pay balance in full. just recieved 1st statement
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I contribute 300 to rent and utilities<br>$200 to food<br>$104 to transportation <br>$90 to cell phone<br>$37 to life insurance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I contribute 300 to rent and utilities<br>$200 to food<br>$104 to transportation <br>$90 to cell phone<br>$37 to life insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America card $6,350. Interest is 12%. Monthly payment is $130<br>Chase card $1912. 13% interest. Monthly Payment $42<br>Dell Preferred card $588. 27% interest. Minimum payment is 25, I Pay $60<br>Macys card $1427. 24% interest. Monthly is $47<br>Citi installment loan is $1047. fixed interest of 18%. monthly is $140.36<br>Care Credit card is $1039. Deferred interest until March 2013. Minimum is 39, paying 87 would allow me to avoid interest and pay balance in full. just recieved 1st statement

 


 

 

 

Member Payment Dependent Notes Series 1177285

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177285

$8,000

$8,000

7.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177285. Member loan 1177285 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: Glenn A. Garber P.C. Debt-to-income ratio: 21.43%
Length of employment: 5 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Glenn A. Garber P.C.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,206.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Two-thirds of this loan will ber used to pay off the balance of a high-interest credit card so I can close that out. The remaining one-third of this loan will be used to pay off medical expenses that I incurred several months ago due to an emergency medical procedure, and related after-care, that (I found out after the fact, unfortunately) were very expensive and either not covered by insurance or subject to a very high deductible.
Which debts do you plan to pay off with this loan?I plan to pay off a high-interest credit card, which I would like to close once it is paid off. Secondly, I will pay off some remaining medical expenses that I incurred due to an emergency procedure a few months ago that was not fully covered by insurance. Paying off both of these debts, and eliminating the very high payments on the high-interest credit card, will allow me to direct my savings toward wedding expenses.

 


 

 

 

Member Payment Dependent Notes Series 1177290

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177290

$24,000

$24,000

12.12%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177290. Member loan 1177290 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: Sherwin Williams Debt-to-income ratio: 7.71%
Length of employment: 10+ years Location: Leavenworth, KS
       
Home town:
Current & past employers: Sherwin Williams
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Hello all, looking to consolidate some high interest, recently paid off several high interest bills but looking to consolidate the remaining ones at this much lower interest rate. Any assistance with this loan would be greatly appreciated. Thank You<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,411.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I have some credit card debt totalling 18000 at 29 percent interest, it was initially 0% but went up after the introductory period. Thanks for your assistance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, Current monthly expenses are right around 1500.00, no rent, live in a house that my father owns. Looking to consolidate remaining high interest debt, any help would be greatly appreciated. Thank you
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, Current monthly expenses are right around 1500.00, no rent, live in a house that my father owns. Looking to consolidate remaining high interest debt, any help would be greatly appreciated. Thank you
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My bills are right around 1500.00 per month, no rent, i live in a house that my father owns. Looking to consolidate final high interest debt, any help would be greatly appreciated. Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay about 1500.00 a month on all debt balances with 30-35 percent of that being high interest right at 29 percent, looking to consolidate this final debt into a lower interest. Any help would be appreciated. Thank you.
Please explain the reason why you carry a large revolving credit balance.Hello, the reason why to be honest was stupidity and not knowing the dangers of credit cards at a younger age. Made too many purchases of things i just couldnt afford. I have learned my lesson and now live by the philosophy," If I cant pay cash for it, I dont need it". Any help toward my loan would be greatly appreciated. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1177312

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177312

$20,500

$20,500

14.65%

1.00%

March 8, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177312. Member loan 1177312 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,463 / month
Current employer: Used Car-Part.com Debt-to-income ratio: 9.02%
Length of employment: 8 years Location: FLORENCE, KY
       
Home town:
Current & past employers: Used Car-Part.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,491.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate credit card debt
Please explain the reason why you carry a large revolving credit balance.To consolidate credit card debt to be payoff 5 years.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$425 (approx). The new loan will be replacing this payment. We are hoping to consolidate the loan amounts to one payment that will be paid off in 5 years.
What is the total balance of your credit cards, interest rates and current monthly payments?Total amount: $20,339.00 between 3 cards. Interest rates are: 17.9, 12.99, 23.99. Total payments: $422.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card 1: 6.66K with 17.9% with 170.00<br>Card 2: 10.83K with 12.99% with 170.00<br>Card 3: 2.85K with 23.99 with 82.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just consolidating credit card debt to be paid off in 5 years
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card 1: 6.66K with 17.9% with 170.00<br>Card 2: 10.83K with 12.99% with 170.00<br>Card 3: 2.85K with 23.99 with 82.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Amounts are approx. per month:<br>Mortgage: 1,100<br>Utilities (Elect/Gas/water/trash):200<br>Car Ins.: 150 <br>Car Payments: none

 


 

 

 

Member Payment Dependent Notes Series 1177342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177342

$25,000

$25,000

16.29%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177342. Member loan 1177342 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Dept. of Defence / Ft. Rucker Debt-to-income ratio: 11.07%
Length of employment: 6 years Location: ENTERPRISE, AL
       
Home town:
Current & past employers: Dept. of Defence / Ft. Rucker
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I am already paying about the same amount in payments to my credit cards as the payment for this loan will be, however this loan will end in 3 years! The credit cards payments never end.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,920.00 Public Records On File: 0
Revolving Line Utilization: 88.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?pay off credit cards
Please explain the reason why you carry a large revolving credit balance.I had a few problems in the past where I had to use my credit cards to make ends meet, now I am trying to pay them off ASAP.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Card # 1 , $10014.58 at 15.99%, min. payment of $254, I pay $325 ; card # 2 $5526.71 at 10.75%, min. payment of $111, I pay $200 ; card # 3 $2699.69 at 15.99%, min. payment of $40, I pay $75 ; card # 4 $2855.27 at 19.99%, min. payment of $48, I pay $75, card # 5 $1367.92 at 14.99%, min payment of $28, I pay $150.
What is the total balance of your credit cards, interest rates and current monthly payments?Card # 1 , $10014.58 at 15.99%, min. payment of $254, I pay $325 ; card # 2 $5526.71 at 10.75%, min. payment of $111, I pay $200 ; card # 3 $2699.69 at 15.99%, min. payment of $40, I pay $75 ; card # 4 $2855.27 at 19.99%, min. payment of $48, I pay $75, card # 5 $1367.92 at 14.99%, min payment of $28, I pay $150.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card # 1 , $10014.58 at 15.99%, min. payment of $254, I pay $325 ; card # 2 $5526.71 at 10.75%, min. payment of $111, I pay $200 ; card # 3 $2699.69 at 15.99%, min. payment of $40, I pay $75 ; card # 4 $2855.27 at 19.99%, min. payment of $48, I pay $75, card # 5 $1367.92 at 14.99%, min payment of $28, I pay $150.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off all of my credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage, $500 ,insurance, taxes are included in this<br>utilities, $300 - $400
Please explain the reason why you carry a large revolving credit balance.I had a few problems in the past where I had to use my credit cards to make ends meet, now I am trying to pay them off ASAP.
What is the total balance of your credit cards, interest rates and current monthly payments?Card # 1 , $10014.58 at 15.99%, min. payment of $254, I pay $325 ; card # 2 $5526.71 at 10.75%, min. payment of $111, I pay $200 ; card # 3 $2699.69 at 15.99%, min. payment of $40, I pay $75 ; card # 4 $2855.27 at 19.99%, min. payment of $48, I pay $75, card # 5 $1367.92 at 14.99%, min payment of $28, I pay $150.

 


 

 

 

Member Payment Dependent Notes Series 1177351

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177351

$12,000

$12,000

18.55%

1.00%

March 8, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177351. Member loan 1177351 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Surescripts Debt-to-income ratio: 8.10%
Length of employment: 1 year Location: Ashburn, VA
       
Home town:
Current & past employers: Surescripts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > 2012 is going to be the year I become debt-free!<br><br> Borrower added on 03/06/12 > I have legal expenses and some revolving credit that I plan to pay-off with this loan. I've been working this year toward reducing expenses and hope by paying off revolving credit to significantly improve my credit score (toward the goal of a mortgage early next year).<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 19
Revolving Credit Balance: $10,696.00 Public Records On File: 0
Revolving Line Utilization: 96.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Child support: $1670. Rent: $1500. Utilities: ~$250. Insurance: $40. Food: ~$600. Phone: $150. Transportation: ~$400.
Please explain the reason why you carry a large revolving credit balance.My revolving credit balance is about $10,000. I used a lot of credit to get my house setup when I had to move unexpectedly. Whatever the reasons... I know if I pay them off and have a set monthly payment I have to make it will be a lot easier than trying to make extra payments myself. I am working systematically on reducing expenses and living within my means better.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5 credit cards:<br>Credit Card: 29.00%: $4,259.76 <br>Credit Card: 15.90%: $2,991.83 <br>Credit Card: 14.24%: $2,042.79 <br>Credit Card: 29.00%: $665.18 <br>Credit Card: 18.00%: $402.97 <br>Credit card monthly minimum payments total about $250/month<br><br><br>Honda auto loan: 1.99%: $14,500, $310/month

 


 

 

 

Member Payment Dependent Notes Series 1177369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177369

$24,000

$24,000

19.22%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177369. Member loan 1177369 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: APP Pharmaceuticals Debt-to-income ratio: 19.32%
Length of employment: < 1 year Location: Kenmore, NY
       
Home town:
Current & past employers: APP Pharmaceuticals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > I am looking to consolidate some debt from higher interest rates and also make a good downpayment on my first home. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,961.00 Public Records On File: 0
Revolving Line Utilization: 49.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Funds wil go toward $7,305 in credit cards ranging from 23-29% and a loan/line of credit of $2,429 at 25%. Total payments are range between $750 and $900 (Making at least $45 more than minimum on each credit card/loan). Very low interest rates on auto and student loans and it would not make sense including those in this consolidation (Total payment of $400). Remaining funds go towards downpayment on a house (thus no mortgage). <br><br>Hope that answered the question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Funds wil go toward $7,305 in credit cards ranging from 23-29% and a loan/line of credit of $2,429 at 25%. Total payments are range between $750 and $900 (Making at least $45 more than minimum on each credit card/loan). Very low interest rates on auto and student loans and it would not make sense including those in this consolidation (Total payment of $400). Remaining funds go towards downpayment on a house (thus no mortgage). <br><br>Hope that answered the question.

 


 

 

 

Member Payment Dependent Notes Series 1177384

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177384

$10,000

$10,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177384. Member loan 1177384 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: WASHINGRON HOUSING AUTHORITY Debt-to-income ratio: 24.00%
Length of employment: 8 years Location: CHOCOWINITY, NC
       
Home town:
Current & past employers: WASHINGRON HOUSING AUTHORITY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > USAA & DISCOVER CC DEBT<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,210.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).NO I AM NOT PAYING ON A MORTGAGE,
Which debts do you plan to pay off with this loan?DISCOVER CREDIT CARD <br>USAA CREDIT CARD
What is your intended use for the loan proceeds?CONSILIDATE DEBT, DISCOVER CARD AND MASTER CARD

 


 

 

 

Member Payment Dependent Notes Series 1177393

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177393

$8,000

$8,000

10.74%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177393. Member loan 1177393 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,167 / month
Current employer: Ken's Foods Debt-to-income ratio: 22.55%
Length of employment: 1 year Location: Attleboro, MA
       
Home town:
Current & past employers: Ken's Foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am in need of this loan to pay off my pas lending club loan and my new york life visa card, both totaling $7900. After this is financial freedom. Thank You All In Advance and God Bless.<br><br> Borrower added on 03/05/12 > I am in need of this loan to pay off my past Lending Club loan and my New York Life Visa card, both totaling $7900. After this is financial freedom. Thank You All In Advance and God Bless.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,763.00 Public Records On File: 0
Revolving Line Utilization: 46.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly exspenses on average are $1100 not including living exspenses such as gas and groceries.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe $4500 9on my Lending Club loan with an apr of 13% and owe $3500 on my New York Life Visa card<br>with an apr of 19.99%.

 


 

 

 

Member Payment Dependent Notes Series 1177395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177395

$7,750

$7,750

6.03%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177395. Member loan 1177395 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: BFB Excavating INC Debt-to-income ratio: 23.82%
Length of employment: 8 years Location: Blakeslee, PA
       
Home town:
Current & past employers: BFB Excavating INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I am looking for a loan to consolidate my high interest credit cards so I can work towards paying off my debts.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,446.00 Public Records On File: 0
Revolving Line Utilization: 50.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?My Home Depot card and My Capital One card and the remainder of the money I plan to put towards my Chase card. I then want to transfer the remainder of my balance on my Chase card to a 0% interest card and get that payed off in the coming year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Home Depot 4,370$. Interest Rate 25.99% Monthly Payment 150$<br>Capital One Credit Card 2,627$. Interest Rate 17.90% Monthly Payment 75$<br>Chase Credit Card 1,926$. Interest Rate 29.99% Monthly Payment 85$<br>Best Buy 1,664$. Interest Rate 24.99% Monthly Payment 100$<br>Care Credit Card 806$. Interest Rate 0% Monthly Payment 100$<br>Wells Fargo Mortgage 128,000.00$ Interest Rate 4.75% Monthly Payment 965$<br>The monthly payments I have listed are the amount I have been paying NOT the Minimums
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My Mortgage is 965$ (my insurance and taxes are included in this)<br>I don't have any car payments (I have a company vehicle and a car I own)<br>Car Insurance is 450$ a year<br>Electric is around 100$ monthly<br>Gas is around 130$ monthly in the winter only <br>My phone is 120$ monthly<br>I spend about 120$ weekly on food
Please explain the reason why you carry a large revolving credit balance.I made some poor life decisions, and I'm trying to get things payed off so I can get rid of all these cards.

 


 

 

 

Member Payment Dependent Notes Series 1177414

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177414

$8,000

$8,000

6.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177414. Member loan 1177414 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Pierpont Community and Technical College Debt-to-income ratio: 20.09%
Length of employment: 8 years Location: Fairmont, WV
       
Home town:
Current & past employers: Pierpont Community and Technical College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I am trying to get to a place where I can buy a house, but building a savings a difficult with consumer debt. By having a reasonable monthly payment, I can fulfill my dream and find stability in my community.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,044.00 Public Records On File: 0
Revolving Line Utilization: 31.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.As far as I know, I do not have a public record on file.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $450, Utilities $50, Phone $85, Car $250, Insurance $200, Gas $200, Groceries $200, Saving $100, Pets $25 and $235 Student Loan for a total of $1795<br><br>This does not include things that are more sporadic like taxes, vet, doctor, vehicle maintenence, entertainment, etc.
Please explain the reason why you carry a large revolving credit balance.I returned to college to get an advanced degree. The time required for studies and student teaching restricted which jobs I could get. I managed to find a full time position that would work with me, but it paid only slightly more than minimum wage. My rent and utilities (even living outside of town and getting a roommate in my second year far outpaced my earning, so food, books, etc went on my cards. I have slowly chiseled away at that amount. I have a solid position in my field now.
If you have a delinquency in the last 2 years, please explain the reason.There are none.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $450, Utilities $50, Phone $85, Car $250, Insurance $200, Gas $200, Groceries $200, Saving $100, Pets $25 and $235 Student Loan for a total of $1795<br><br>This does not include things that are more sporadic like taxes, vet, doctor, vehicle maintenence, entertainment, etc.

 


 

 

 

Member Payment Dependent Notes Series 1177418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177418

$24,250

$24,250

19.22%

1.00%

March 12, 2012

March 19, 2017

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177418. Member loan 1177418 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,121 / month
Current employer: Lane County Health & Human Services Debt-to-income ratio: 24.29%
Length of employment: 5 years Location: SPRINGFIELD, OR
       
Home town:
Current & past employers: Lane County Health & Human Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > Would like to turn my revolving debt into a fixed loan with an end in sight. Credit card companies make it difficult to ever gain ground.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,634.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The cards were used for an inter-state move and the cost of resettling.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payments on credit cards is $570.00, although I always pay over. This loan will cost approximately $650 per month to pay off all of my credit cards. I will also close the accounts, except for the lowest interest rate and credit limit ($3,000 x 12.5%).
What is the total balance of your credit cards, interest rates and current monthly payments?Total Balance: $22,559 - Interest rates are 12.5, 19.24, 22.24 & 29.99. Current monthly payments total $560.

 


 

 

 

Member Payment Dependent Notes Series 1177452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177452

$5,250

$5,250

7.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177452. Member loan 1177452 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: ceramic classics Debt-to-income ratio: 11.02%
Length of employment: 5 years Location: san bernardino, CA
       
Home town:
Current & past employers: ceramic classics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,647.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1177507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177507

$20,000

$20,000

7.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177507. Member loan 1177507 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Chpotle Mexican Grill Debt-to-income ratio: 15.18%
Length of employment: 3 years Location: BLOOMFIELD, NJ
       
Home town:
Current & past employers: Chpotle Mexican Grill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I'm looking forward to pay off those high interest rate credit cards. So, I can be debt free within 3 years from now. I took a personal loan before from Capital One bank and I paid them off. I also have good credit for over 15 years. I'm a reliable person.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,304.00 Public Records On File: 0
Revolving Line Utilization: 67.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1177533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177533

$8,200

$8,200

6.03%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177533. Member loan 1177533 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Lam, Thompson & Park Debt-to-income ratio: 24.57%
Length of employment: 9 years Location: Santa Ana, CA
       
Home town:
Current & past employers: Lam, Thompson & Park
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > Rent: $400/mo - utilities included. Existing Lending Club loan - 2 yrs left to pay $383/mo. Car payment: $244/mo. 66/mo insurance. Cell phone: $100/mo. This loan will pay off the last 3 high interest credit cards that were excluded in the prior loan & reduce payments from $335 to $250/mo.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1984 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,715.00 Public Records On File: 0
Revolving Line Utilization: 26.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying a mortgage. I rent a room in a home $400 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Sorry, I answered this question in another section. Please see "Loan Description"

 


 

 

 

Member Payment Dependent Notes Series 1177534

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177534

$6,000

$6,000

12.12%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177534. Member loan 1177534 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: LT Evention Debt-to-income ratio: 11.13%
Length of employment: 6 years Location: henderson, NV
       
Home town:
Current & past employers: LT Evention
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 83
Revolving Credit Balance: $10,448.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Roughly 11,000 interest rates vary from 16% up to 22%
What is your intended use for the loan proceeds?Pay off and get rid off my 6 high interest rate credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 1400 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?about 1400 montly expenses
Please explain the reason why you carry a large revolving credit balance.moved a couple of times... had some other expenses... this is why Im trying to refinace and get them paid off and done with!!
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?about 1,400 give or take
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.ge money bank 1200 22%<br>orchard bank 2650 19%<br>nfcu visa 1350 19%<br>capital one 900 19%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying of 4 high interest rate credit cards

 


 

 

 

Member Payment Dependent Notes Series 1177548

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177548

$12,000

$12,000

6.62%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177548. Member loan 1177548 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: Metropolitan Airports Commission Debt-to-income ratio: 14.77%
Length of employment: 10+ years Location: Prior Lake, MN
       
Home town:
Current & past employers: Metropolitan Airports Commission
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,442.00 Public Records On File: 0
Revolving Line Utilization: 39.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Many had very low or promotional APRs. Now that the rates have increased, I am looking to move the debt back to a low rate loan.
If you have a delinquency in the last 2 years, please explain the reason.I have none. My report is clean without any missed payments.
Which debts do you plan to pay off with this loan?This will be used to pay off a credit card with the same balance which is currently at 13% APR.

 


 

 

 

Member Payment Dependent Notes Series 1177555

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177555

$14,000

$14,000

12.12%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177555. Member loan 1177555 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Registered INvestment Advisor Debt-to-income ratio: 12.16%
Length of employment: 3 years Location: HOBOKEN, NJ
       
Home town:
Current & past employers: Registered INvestment Advisor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > This is simply to consolidate higher interest cc debt accumulated while in college. I was a cum laude college graduate, have never been late on any payment, and my industry demands good credit as a condition of employment. 100pct of this goes to cc paydown. Thank you.<br><br> Borrower added on 03/08/12 > The purpose of this is not for monthly payment reduction.The actual min monthly amt due will not change..but this will bring my paydown period down from 15yrs to 3yrs. My goal is to purchase a first home in 3 yrs with a credit score over 800 and a debt to credit ratio below 20 at that time.<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,844.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?fixed costs are rent, phone, utilities at 1200 per month. thank you
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently my total minimum monthly debt payment is 1150 dollars. Of that, $375 is related to monthly fixed rate sallie mae student loans and the rest (775 dollars is attributible to credit card min debt payments on 28k outstanding). Two years ago i closed 2 accounts and have been paying those down. This amount will close out the higher rate loans and will leave my monthly cc payment unchanged. What this does do though is reduce my min payment paydown from 15 years to 3 years.
What is the total balance of your credit cards, interest rates and current monthly payments?Currently my total minimum monthly debt payment is 1150 dollars. Of that, $375 is related to monthly fixed rate sallie mae student loans and the rest (775 dollars is attributible to credit card min debt payments on 28k outstanding). Two years ago i closed 2 accounts and have been paying those down. This amount will close out the higher rate loans and will leave my monthly cc payment unchanged. What this does do though is reduce my min payment paydown period from 15 years to 3 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.current total cc debt payment is 750 on 28k outstanding. This will pay 3 off of 6 cards, visa at 5k, mastercard at 5k, and 4k visa..2 of these I closed over a year ago. This will cut my outstanding debt in half but most importantly reduce my min payment payoff period from 15 years to 3. I plan to paydown the remaining half over this same period. The purpose is to recieve a favorable rate for a first home purchase in 3 years. Thank you for your inquiry!
Please explain the reason why you carry a large revolving credit balance.My father lost his job while i was in college and used it to bridge the difference for expenses my last 2 yrs. 80 pct of the balance relates to that and 20pct was being young and careless.The affordability of pmts is not an issue but I want to purchase a home in 3-5 years I realize that paying this down to zero will have a large impact on my rate.This loan will not affect my monthly pmt amount but will bring my paydown period to 3 yrs from 15 which is in line with my future home purchase goal

 


 

 

 

Member Payment Dependent Notes Series 1177605

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177605

$6,000

$6,000

8.90%

1.00%

March 13, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177605. Member loan 1177605 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Mitsubishi Electric & Electronics USA Debt-to-income ratio: 15.79%
Length of employment: 5 years Location: SANTEE, CA
       
Home town:
Current & past employers: Mitsubishi Electric & Electronics USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Getting this loan will be help me to pay off a MasterCard credit card with higher APR, thank you<br>

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,888.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1. MasterCard credit card pay off
Please explain the reason why you carry a large revolving credit balance.My daughter special needs over the past couple of years ago, expensive vehicle repairs and most because I carry credit cards with high interest rates

 


 

 

 

Member Payment Dependent Notes Series 1177625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1177625

$5,500

$5,500

10.74%

1.00%

March 12, 2012

March 19, 2015

March 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1177625. Member loan 1177625 was requested on March 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,958 / month
Current employer: Prime group Debt-to-income ratio: 5.07%
Length of employment: 5 years Location: Santa Ana , CA
       
Home town:
Current & past employers: Prime group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 61
Revolving Credit Balance: $3,635.00 Public Records On File: 0
Revolving Line Utilization: 19.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178179

$2,000

$2,000

13.67%

1.00%

March 13, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178179. Member loan 1178179 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: ALM Media Debt-to-income ratio: 20.19%
Length of employment: < 1 year Location: BROOKLYN, NY
       
Home town:
Current & past employers: ALM Media
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1977 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,657.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1178180

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178180

$10,000

$10,000

18.55%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178180. Member loan 1178180 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Old Pueblo Practice Management Debt-to-income ratio: 15.72%
Length of employment: 9 years Location: TUCSON, AZ
       
Home town:
Current & past employers: Old Pueblo Practice Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Pay off Credit cards and buy a new bed and TV<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 36
Revolving Credit Balance: $8,223.00 Public Records On File: 0
Revolving Line Utilization: 91.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit balances 3000.00, 3500.00,1000.00, 1252.00, 350.00. interest is 25% on two of them and 12% on the others. Monthly payments are $ 150.00, 150.00, 80.00, 50.00, 120.00. I just want to pay them off and close them so I can start saving.
Which debts do you plan to pay off with this loan?All of them.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?approx 2000.00 per month that is why I want to pay off the cards and this loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000.00 approx.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to pay my credit card debt off.
Which debts do you plan to pay off with this loan?All of them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit balances 3000.00, 3500.00,1000.00, 1252.00, 350.00. interest is 25% on two of them and 12% on the others. Monthly payments are $ 150.00, 150.00, 80.00, 50.00, 120.00. I just want to pay them off and close them so I can start saving.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to pay my credit card debt off.

 


 

 

 

Member Payment Dependent Notes Series 1178189

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178189

$15,000

$15,000

13.99%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178189. Member loan 1178189 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: usa-iron Debt-to-income ratio: 12.68%
Length of employment: 4 years Location: kearny, NJ
       
Home town:
Current & past employers: usa-iron
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,320.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthy expenses are very tie with my salary thas why i ask for the loan to have less problemas and take care yours loan and paid with no problemas.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?tMy currrn debt are very tie whit all my cars i trie topaing all s<br> so i can only have one monthly peiment to do
Which debts do you plan to pay off with this loan?The credit cars have my tie every month thas wy i want to get out ot thear
What is your intended use for the loan proceeds?To take care my debs and try to save some money so my family qill be oray and get same estres out of my mine
If you have a public record on file, please briefly explain the event and its resolution.No I don have any recors

 


 

 

 

Member Payment Dependent Notes Series 1178206

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178206

$12,450

$12,450

18.25%

1.00%

March 9, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178206. Member loan 1178206 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Economy Automotive Services Debt-to-income ratio: 23.52%
Length of employment: 10+ years Location: RARITAN, NJ
       
Home town:
Current & past employers: Economy Automotive Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Debt consolidation and bill pay off loan<br><br> Borrower added on 03/06/12 > Debt consolidation at a more reasonable rate to save money and retire debt earlier!<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 25
Revolving Credit Balance: $13,567.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500.00 Rent/90.00 utilities,Food costs about $300.00 per month,Transportation,insurance and telephone costs are picked up by business.
Please explain the reason why you carry a large revolving credit balance.I have a son in college ,he has two semesters to go and I have to contribute to his education ,so it has put me in a position of reliance on my credit cards than business has slowed down somewhat at times also setting me back.
Which debts do you plan to pay off with this loan?All high interest credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase bank -$4200.00,Hsbc-$3400.00,Pay-pal/Ge money 410.00,orchard bank 800.00.Student loan 1300.00,

 


 

 

 

Member Payment Dependent Notes Series 1178209

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178209

$2,500

$2,500

8.90%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178209. Member loan 1178209 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Kaiser Debt-to-income ratio: 9.88%
Length of employment: 2 years Location: Gresham, OR
       
Home town:
Current & past employers: Kaiser
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,245.00 Public Records On File: 0
Revolving Line Utilization: 27.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?2011 toyota outlender sport 9880 k

 


 

 

 

Member Payment Dependent Notes Series 1178216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178216

$6,400

$6,400

10.74%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178216. Member loan 1178216 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Lake Street Kitchen + Bar Debt-to-income ratio: 24.64%
Length of employment: 1 year Location: Oak Park, IL
       
Home town:
Current & past employers: Lake Street Kitchen + Bar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > This loan is for lowering my monthly payments with a pre-existing loan with Lending Club originally used for debt consolidation. I am also using part of this amount to re-finance a loan taken out from a lending company for a recent purchase of a car, with a high APR. Thanks in advance!<br><br> Borrower added on 03/06/12 > I have never missed a payment with my current loan with Lending Club, nor missed any other payments with my other credit repayment responsibilities. I pride my punctual track record of repayments and intend to keep it in that order to keep raising my good credit score.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,022.00 Public Records On File: 0
Revolving Line Utilization: 52.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1178304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178304

$16,000

$16,000

15.81%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178304. Member loan 1178304 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,600 / month
Current employer: Mahle Engine Components USA Debt-to-income ratio: 5.96%
Length of employment: 10+ years Location: Russellville, AR
       
Home town:
Current & past employers: Mahle Engine Components USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,220.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards will be paid in full that will leave me with around $2000.00 going with my own funds to do home upgrades.
If you have a delinquency in the last 2 years, please explain the reason.I've not had any late payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards will be paid in full that will leave me with around $2000.00 going with my own funds to do home upgrades.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards will be paid in full that will leave me with around $2000.00 going with my own funds to do home upgrades.
Which debts do you plan to pay off with this loan?Pay off credit cards and do some home improvements
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards will be paid in full that will leave me with around $2000.00 going with my own funds to do home upgrades.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards will be paid in full that will leave me with around $2000.00 going with my own funds to do home upgrades.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off all credit cards and using the remainder with funds of mine for home impr<br>ovement

 


 

 

 

Member Payment Dependent Notes Series 1178322

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178322

$5,000

$5,000

6.62%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178322. Member loan 1178322 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,083 / month
Current employer: LaRoche College Debt-to-income ratio: 8.22%
Length of employment: 10+ years Location: Greenville, PA
       
Home town:
Current & past employers: LaRoche College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,941.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am not using it for multiple purposes. Just to pay a few medical bills.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My house and cars are paid for and I have no home equity line of credit. My monthly income exceeds my expenses, but this loan will pay for some medical bills without tapping into my equity.
If you have a delinquency in the last 2 years, please explain the reason.No delinquency.

 


 

 

 

Member Payment Dependent Notes Series 1178343

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178343

$2,700

$2,700

15.81%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178343. Member loan 1178343 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: jp morgan chase Debt-to-income ratio: 24.58%
Length of employment: 3 years Location: miramar, FL
       
Home town:
Current & past employers: jp morgan chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 18
Revolving Credit Balance: $4,652.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.For many years ive had a high ban\lance but with the loan that im receiving will cut down my high balances
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balance is $6000.00, and my interest rates are from 10%-24%, monthly payments ranges minimum from $10.00-$44.00
Which debts do you plan to pay off with this loan?My loan and some low balance credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$800.00 combined

 


 

 

 

Member Payment Dependent Notes Series 1178366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178366

$10,000

$10,000

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178366. Member loan 1178366 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: General Motors Debt-to-income ratio: 23.48%
Length of employment: 10+ years Location: warren, MI
       
Home town:
Current & past employers: General Motors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Better interest rate than credit card<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,948.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178379

$3,500

$3,500

13.99%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178379. Member loan 1178379 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,440 / month
Current employer: Defense Military Pay Office Debt-to-income ratio: 20.67%
Length of employment: 9 years Location: New Egypt, NJ
       
Home town:
Current & past employers: Defense Military Pay Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 41
Revolving Credit Balance: $2,675.00 Public Records On File: 0
Revolving Line Utilization: 95.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I attribute this to the low monthly payments I'm making on my credit cards and the usage of them.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $700.00<br>Utilities $120.00<br>Phone $ 43.00<br>Insurance $112.00 <br>Food $300.00<br>Transportation $100.00<br>Credit Cards $165.00<br>Car payment $387.00<br>Loan payment $217.00
What is your intended use for the loan proceeds?Pay off 1 credit card debt and pay 90-95% off the other 2 credit card debts.

 


 

 

 

Member Payment Dependent Notes Series 1178397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178397

$20,000

$20,000

13.67%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178397. Member loan 1178397 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Bike America Debt-to-income ratio: 15.34%
Length of employment: 6 years Location: pembroke pines, FL
       
Home town:
Current & past employers: Bike America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I currently have an outstanding loan with $7000 left as the pay-off amount. It will get paid off with this loan, as well as some credit card debt. I will also pay off a motorcycle loan so I can sell it.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 45
Revolving Credit Balance: $12,394.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$1150, transportation-live across the street from work so almost none, phone/internet-$130, insurance-$70, food-varies dramatically
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent-$1150, utilities-$100, insurance-$70, motorcycle payment-$200(will be paid off with this loan), current loan-$300(will be paid off with this), credit card payments-$200-$300(will be paid off with this)
Which debts do you plan to pay off with this loan?Credit cards-$5700, current loan-$7000, motorcycle-$4000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent-$1150, utilities-$100, insurance-$70, motorcycle payment-$200(will be paid off with this loan), current loan-$300(will be paid off with this), credit card payments-$200-$300(will be paid off with this)
If you have a delinquency in the last 2 years, please explain the reason.I don't.

 


 

 

 

Member Payment Dependent Notes Series 1178411

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178411

$20,000

$20,000

21.48%

1.00%

March 9, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178411. Member loan 1178411 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Sinclair Broadcast Group Debt-to-income ratio: 18.36%
Length of employment: 7 years Location: FLINT, MI
       
Home town:
Current & past employers: Sinclair Broadcast Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have loans with higher interest rates that will be consolidated and paid off more quickly with this program. Tired of making payments that are virtually all interest with little movement on the principal!<br><br> Borrower added on 03/07/12 > I will be paying off two unsecured personal loans with balances of $11000 and $5000 along with a credit card that has a balance of $1800<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,647.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be consolidating debt consisting of: <br>$11,250 line of credit 25%, $250/mo pmt<br>$4,700 line of credit 24%, $150/mo pmt<br>$1,800 credit card 24%, $85/mo pmt
Please explain the reason why you carry a large revolving credit balance.The majority of the balance being paid off is not for revolving credit, it is for two personal unsecured loans at high interest rates. The credit card being paid off is only $1800.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $2500
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Three balances will be paid off and accounts closed. <br>Unsecured loan of $11,000<br>Unsecured loan of $5000<br>Credit Card $1800
What is your intended use for the loan proceeds?To pay off two unsecured loans with higher interest ($11,000 and $5000) and one charge card with a balance of $2000
Please explain the reason why you carry a large revolving credit balance.The majority of the balance being paid off is not for revolving credit, it is for two personal unsecured loans at high interest rates. The credit card being paid off is only $1800.
Which debts do you plan to pay off with this loan?answered with your previous question.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Three balances will be paid off and accounts closed. <br>Unsecured loan of $11,000<br>Unsecured loan of $5000<br>Credit Card $1800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In addition to the three accounts I will be paying off with my loan, I have a mortgage balance of $72,000 with a monthly pmt of $690 and three credit cards, avg. interest rate 13%, total combined balance owed of $7,000 and monthly pmts totaling $150
Which debts do you plan to pay off with this loan?I plan to pay off two personal unsecured loans with balances of $11000 and $5000 along with a credit card balance of $1800

 


 

 

 

Member Payment Dependent Notes Series 1178431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178431

$18,825

$18,825

13.99%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178431. Member loan 1178431 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Kelly Services Debt-to-income ratio: 29.22%
Length of employment: 2 years Location: AUBURN HILLS, MI
       
Home town:
Current & past employers: Kelly Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > This is to pay off credit cards that will be immediately closed once paid off.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,795.00 Public Records On File: 0
Revolving Line Utilization: 68.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan will cover 2 credit cards and a personal loan. I wanted a lower interest rate and only one payment with a light at the end of the tunnel.<br>My mortgage/association fees total $540 per month (includes heat), Car is $410 a month.Only thing left is cell phone and electricity.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan will cover 2 credit cards and a personal loan. I wanted a lower interest rate and only one payment with a light at the end of the tunnel.<br>My mortgage/association fees total $540 per month (includes heat), Car is $410 a month.Only thing left is cell phone and electricity.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan will cover 2 credit cards and a personal loan. I wanted a lower interest rate and only one payment with a light at the end of the tunnel.<br>My mortgage/association fees total $540 per month (includes heat), Car is $410 a month.Only thing left is cell phone and electricity.

 


 

 

 

Member Payment Dependent Notes Series 1178433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178433

$8,000

$8,000

12.12%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178433. Member loan 1178433 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,464 / month
Current employer: CH2M HILL Inc Debt-to-income ratio: 12.92%
Length of employment: 4 years Location: ORLANDO, FL
       
Home town:
Current & past employers: CH2M HILL Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > The funds requested will be used to consolidate credit card debt. I want to get out of debt sooner and having a lower interest rate will help. I always pay my debt on time and am never late.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,775.00 Public Records On File: 0
Revolving Line Utilization: 97.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1)visa, bal-$4764, 15.24%, min payment-$109; 2) visa, bal-$2732, 17.9%, min payment-$71; and remaining balance on a credit account, bal-$644, 25%, min payment-$30

 


 

 

 

Member Payment Dependent Notes Series 1178438

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178438

$10,550

$10,550

14.65%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178438. Member loan 1178438 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,250 / month
Current employer: East Alabama Medical Center Debt-to-income ratio: 14.49%
Length of employment: 6 years Location: Opelika, AL
       
Home town:
Current & past employers: East Alabama Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Paying off high interest credit cards.<br><br> Borrower added on 03/09/12 > Have very good credit. Have never defaulted on anything. Always pay on time. Wouldn't ask for a loan/payments that were over my head.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,453.00 Public Records On File: 0
Revolving Line Utilization: 51.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178445

$2,000

$2,000

14.65%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178445. Member loan 1178445 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Sunrise of Bon Air Debt-to-income ratio: 23.10%
Length of employment: < 1 year Location: Chester, VA
       
Home town:
Current & past employers: Sunrise of Bon Air
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I plan to pay off credit debt.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,343.00 Public Records On File: 0
Revolving Line Utilization: 97.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?High interest rate credit card.

 


 

 

 

Member Payment Dependent Notes Series 1178466

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178466

$3,000

$3,000

7.90%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178466. Member loan 1178466 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: Roswell Park Cancer Institute Debt-to-income ratio: 17.66%
Length of employment: 6 years Location: Alden, NY
       
Home town:
Current & past employers: Roswell Park Cancer Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,845.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178469

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178469

$3,500

$3,500

14.65%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178469. Member loan 1178469 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Ashwood Construction Inc. Debt-to-income ratio: 14.90%
Length of employment: 10+ years Location: Clovis, CA
       
Home town:
Current & past employers: Ashwood Construction Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 67
Revolving Credit Balance: $8,709.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178481

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178481

$14,000

$14,000

18.55%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178481. Member loan 1178481 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Xerox Debt-to-income ratio: 8.08%
Length of employment: 10+ years Location: Pittsford, NY
       
Home town:
Current & past employers: Xerox
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 54
Revolving Credit Balance: $10,243.00 Public Records On File: 0
Revolving Line Utilization: 56.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Already answered.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Already answered.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $1800 includes taxes and insurance. Utilites are an additional $500 a month.
Please explain the reason why you carry a large revolving credit balance.3 kids in college, medical bills, and 3 credit cards with low credit lines primarily used.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $1800 includes taxes and insurance. Utilites are an additional $500 a month.
Please explain the reason why you carry a large revolving credit balance.3 kids in college, medical bills, and 3 credit cards with low credit lines primarily used.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Finish paying for summer trip to Europe $3000<br>Finish paying medical bills (4 knee surgeries in last 2 years) $2000<br>Pay off remaining credit card balance $4000<br>Help son buy a used car $3000
Please explain the reason why you carry a large revolving credit balance.3 kids in college, medical bills, and 3 credit cards with low credit lines primarily used.
Please provide general details of the cost of your vacation.Cost of vacation $11,000 for 5 people/10 days (Rome/Paris)
Please provide general details of the cost of your vacation.Cost of vacation $11,000 for 5 people/10 days (Rome/Paris)
What is your intended use for the loan proceeds?Vacation, car, bills
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Finish paying for summer trip to Europe $3000<br>Finish paying medical bills (4 knee surgeries in last 2 years) $2000<br>Pay off remaining credit card balance $4000<br>Help son buy a used car $3000

 


 

 

 

Member Payment Dependent Notes Series 1178498

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178498

$7,600

$7,600

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178498. Member loan 1178498 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Cooper Lighting Debt-to-income ratio: 15.23%
Length of employment: 1 year Location: Denver, CO
       
Home town:
Current & past employers: Cooper Lighting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I plan on using this loan to pay off a credit card that has a high interest rate. I was unemployed, before switching careers and finding a very stable and secure job in the growing LED lighting industry. Even while unemployed, I proved my reliability and made all bill payments in a timely manner.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,512.00 Public Records On File: 0
Revolving Line Utilization: 87.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $550/mo<br>Utilities: $125/mo max<br>Student Loans: $80/mo (typically pay $100)<br>Gas, Food, Etc.: ~$500/mo<br>Car Insurance: $82/mo<br>Phone: paid for by employer<br>Credit Card Bills: currently paying $500-$600/month between the two cards. The minimum monthly payment for my other card that will not be totally paid off by the loan is $240 so with the loan payment and my other card payment I will be paying about the same, but I'll be making progress in getting out of debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I'd like to use this loan to pay off my Visa card with a balance of ~$6600. The interest rate is 23.99% so I want to pay off this card completely with the loan. The min. monthly payment for the card is $194 and I've tried paying more but am not making a dent due to the high interest rate. I'll put the remaining amount toward my bank Visa (which has a more reasonable interest rate) and I'll continue paying that one down with a goal of being completely free of credit card debt in 5 years.

 


 

 

 

Member Payment Dependent Notes Series 1178518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178518

$2,400

$2,400

12.12%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178518. Member loan 1178518 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: security national automotive Debt-to-income ratio: 17.66%
Length of employment: 1 year Location: hamilton, OH
       
Home town:
Current & past employers: security national automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 56
Revolving Credit Balance: $4,682.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178520

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178520

$12,000

$12,000

12.12%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178520. Member loan 1178520 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Skid Row Development Corp Debt-to-income ratio: 10.97%
Length of employment: < 1 year Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Skid Row Development Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > I plan to consolidate my loans<br>I am discipline and live within my means<br>My monthly exp budget is relatively low compare to my monthly earnings<br>Yes my job is very stable. I work for a company that has been around since 1978<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,079.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1200.00 per month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$900

 


 

 

 

Member Payment Dependent Notes Series 1178543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178543

$2,400

$2,400

8.90%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178543. Member loan 1178543 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: wells fargo Debt-to-income ratio: 11.23%
Length of employment: 4 years Location: fuquay-varina, NC
       
Home town:
Current & past employers: wells fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,075.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178593

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178593

$15,000

$15,000

13.67%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178593. Member loan 1178593 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Marvell Debt-to-income ratio: 1.42%
Length of employment: < 1 year Location: Santa Clara, CA
       
Home town:
Current & past employers: Marvell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > I would use loan towards paying my taxes and towards paying my BMW car repair expenses.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 37 Months Since Last Delinquency: 19
Revolving Credit Balance: $1,542.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.I will use the loan to offset 2011 taxes that i owe to IRS .I owe about $10,000 that will need to give by April 15 , 2012. Also use the loan towards my BMW car repair bills which is around $4000.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the last 2 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?apt rent: $1150<br>transportation: $150<br>car insurance: $40<br>phone/internet: $100<br>utilities(gas & electric): $75<br>food: $200

 


 

 

 

Member Payment Dependent Notes Series 1178621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178621

$4,000

$4,000

13.99%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178621. Member loan 1178621 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Rescare Debt-to-income ratio: 18.16%
Length of employment: 4 years Location: Forest Hills, NY
       
Home town:
Current & past employers: Rescare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I agree with the terms and conditions<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 14
Revolving Credit Balance: $7,317.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1178653

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178653

$25,000

$25,000

14.65%

1.00%

March 12, 2012

March 21, 2017

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178653. Member loan 1178653 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: gnc Debt-to-income ratio: 20.78%
Length of employment: 10+ years Location: NAVARRE, FL
       
Home town:
Current & past employers: gnc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,110.00 Public Records On File: 0
Revolving Line Utilization: 89.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2000 dollars
Which debts do you plan to pay off with this loan?All of my credit cards- the only debt I have
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have no debt but credit cards which is 23000 with a huge interest rate of 26 percent. I don't like debt and am trying to secure a lower interest rate and fixed number of months to be able to pay this off faster.
Please explain the reason why you carry a large revolving credit balance.I had no other means to fight for custody

 


 

 

 

Member Payment Dependent Notes Series 1178664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178664

$4,200

$4,200

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178664. Member loan 1178664 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,000 / month
Current employer: HIC Debt-to-income ratio: 5.11%
Length of employment: 6 years Location: Englewood, NJ
       
Home town:
Current & past employers: HIC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > This loan will be paid off in less than 3 years.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 44
Revolving Credit Balance: $3,950.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.This is to purchase season tickets (NFL) for the upcoming season 2012/2013 at MetLife Stadium in NJ.

 


 

 

 

Member Payment Dependent Notes Series 1178741

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178741

$18,225

$18,225

19.99%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178741. Member loan 1178741 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,100 / month
Current employer: Dimensions Electrical Debt-to-income ratio: 20.26%
Length of employment: 10+ years Location: HONOLULU, HI
       
Home town:
Current & past employers: Dimensions Electrical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,730.00 Public Records On File: 0
Revolving Line Utilization: 90.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $3742 25.24% $115<br>Mastercard $3141 30.24% $120<br>Visa $4972 23.24% $190
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $3742 25.24% $115<br>Mastercard $3141 30.24% $120<br>Visa $4972 23.24% $190
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent + utilities (shared): approx $700-$725 (my portion)<br>Transportation (car expenses/insurance): approx $200-$250<br>Food/household expenses: approx $250-$300
Please explain the reason why you carry a large revolving credit balance.Provided financial assistance to a family member in need. That need has been met, but repayment to me will be in small payments over a period of time.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan is to pay off credit cards and reduce interest debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $3742 25.24% $115<br>Mastercard $3141 30.24% $120<br>Visa $4972 23.24% $190
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $24280<br>Interest rates: varies; about half of total balance is approx 17%, the rest is as follows:<br>$3742 25.24%<br>$3141 30.24%<br>$4972 23.24%<br><br>Current monthly payments: $640

 


 

 

 

Member Payment Dependent Notes Series 1178755

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178755

$6,000

$6,000

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178755. Member loan 1178755 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: walmart Debt-to-income ratio: 13.58%
Length of employment: 6 years Location: NATIONAL CITY, CA
       
Home town:
Current & past employers: walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,714.00 Public Records On File: 0
Revolving Line Utilization: 48.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?it's for a major purchase that we needed.
What is your intended use for the loan proceeds?it's for a major purchase that we needed.

 


 

 

 

Member Payment Dependent Notes Series 1178779

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178779

$21,600

$21,600

19.22%

1.00%

March 13, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178779. Member loan 1178779 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Krugel Cobbles Debt-to-income ratio: 18.10%
Length of employment: 5 years Location: Waukegan, IL
       
Home town:
Current & past employers: Krugel Cobbles
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 20
Revolving Credit Balance: $15,264.00 Public Records On File: 0
Revolving Line Utilization: 87.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current rent is $800 a month, all utilities are included. My cell phone bill averages $82 a month. I drive a company vehicle that costs me $175 a month. This covers all gas, insurance and maintenance expenses. I would estimate I spend around $200 a month on food. Finally, my student loan payments are $260 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $800 a month for rent and all utilities are included.

 


 

 

 

Member Payment Dependent Notes Series 1178863

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178863

$4,500

$4,500

7.90%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178863. Member loan 1178863 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: L & C Library Debt-to-income ratio: 18.30%
Length of employment: 5 years Location: Helena, MT
       
Home town:
Current & past employers: L & C Library
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I originally applied for a Lending Club loan of $7500 in 10/2010. I have $3000 left to pay on that loan, and have worked really hard to send in extra payments. My intention with this loan is to pay off the remaining balance on the LC loan, and my AmEx card, currently carrying a $1500 balance.<br><br> Borrower added on 03/08/12 > I have a really stable job, and I've been employed there for the past five years. I work Dave Ramsey's plan, live on a budget (where I get to develop discipline on a daily basis), and spend less than I make. My dream is to become debt-free - I can't wait to start chipping away at my student loan.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,871.00 Public Records On File: 0
Revolving Line Utilization: 93.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $350/month for rent. The utilities are approximately $100 per month, for a total of $450 out of take-home pay of $2000.

 


 

 

 

Member Payment Dependent Notes Series 1178864

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178864

$7,500

$7,500

15.81%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178864. Member loan 1178864 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Grant County Debt-to-income ratio: 6.22%
Length of employment: 1 year Location: Milbank, SD
       
Home town:
Current & past employers: Grant County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I need this loan to put a new roof on my house. I had a loan through here before and paid as agreed.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,385.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?house, car, utilities and credit cards come to roughly $1,250.00

 


 

 

 

Member Payment Dependent Notes Series 1178881

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178881

$15,000

$15,000

9.76%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178881. Member loan 1178881 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,604 / month
Current employer: Sileo & Company, LLC Debt-to-income ratio: 22.29%
Length of employment: 10+ years Location: Bridgeport, CT
       
Home town:
Current & past employers: Sileo & Company, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1970 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $64,373.00 Public Records On File: 0
Revolving Line Utilization: 16.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was a member at a golf club, which I have now resigned from, and I charged all of last years dues.
Which debts do you plan to pay off with this loan?Sears -$9.5K<br>Chase -$1.8K<br>BofA- $2.0K<br>BofA CC- $.2K
Which debts do you plan to pay off with this loan?Sears -$9.5K<br>Chase -$1.8K<br>BofA- $2.0K<br>BofA CC- $.2K
Please explain the reason why you carry a large revolving credit balance.I was a member at a golf club, which I have now resigned from, and I charged all of last years dues.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage-(including re taxes)- $1671/mo<br>HEL- $125/mo<br>Gas/Electric- $400/mo winter- $250/mo summer
Which debts do you plan to pay off with this loan?Sears -$9.5K<br>Chase -$1.8K<br>BofA- $2.0K<br>BofA CC- $.2K

 


 

 

 

Member Payment Dependent Notes Series 1178884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178884

$20,425

$20,425

18.25%

1.00%

March 9, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178884. Member loan 1178884 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Utah Wildlife Resources Debt-to-income ratio: 17.57%
Length of employment: 10+ years Location: VERNAL, UT
       
Home town:
Current & past employers: Utah Wildlife Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > pay off 3 credit cards and close the accounts.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,051.00 Public Records On File: 0
Revolving Line Utilization: 97.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?pay off three credit cards and close the accounts
Please explain the reason why you carry a large revolving credit balance.I should not have spent this much money. I am trying to correct my ways and get my debt more manageable.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage on my home and the credit cards. mortgage rate is 3.75% interest on credit cards are 22% and higher
Which debts do you plan to pay off with this loan?three credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?visa 12,000. chase credit card 1700., old navy 800.00, visa 6500.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?approximately 500.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately 550.00
Please explain the reason why you carry a large revolving credit balance.I should not have spent this much money. I am trying to correct my ways and get my debt more manageable.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?approximately 500.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).it is all included in the 450.00.

 


 

 

 

Member Payment Dependent Notes Series 1178898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178898

$14,000

$14,000

12.12%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178898. Member loan 1178898 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,167 / month
Current employer: Pixomondo LLC Debt-to-income ratio: 7.86%
Length of employment: 3 years Location: Santa Monica, CA
       
Home town:
Current & past employers: Pixomondo LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I would like to clear out my CC debt so that I can be as debt free as possible. The interest rates for this loan will be far better than any credit card, and my intention is to get rid of a couple cards as well.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,735.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Due to personal events in my life, I was forced to use my credit cards. I am not ready to clear them out, get rid of some of them and simply pay off the debt via this loan, instead of relying on credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1,250, auto fuel $500, auto insurance $150, food $400, utilities $200, misc $1,900, phone $150
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,150 rent, $200 utilities, $819 Lending Club, no home insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover card: balance $$3,500, 0%, payment: $150 (to be paid off with this loan)<br>Barclay Bank: balance $2,000, 22.99%, payment: $57 (to be paid off with this loan)<br>Banana Republic: balance $3,850, 23.99%, payment: $250 (to be paid off with this loan)<br>Orchard Bank: $800, 12.9%, payment: $25 (to be paid off with this loan)<br>Care Credit: $2,900, 26.99%, payment: $108 (to be paid off with this loan)<br>Lending Club Loan: $28,850, 18.39%, payment: $819.40
Which debts do you plan to pay off with this loan?I would like to pay off all my credit card debt (Discover, Banana Republic, Orchard Bank and Barclay Bank) as well as my Care Credit account. I would be left only with my two Lending Club payments, and would cancel at least one, if not two of my credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I only plan to use this loan to pay off credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1178954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1178954

$21,000

$21,000

18.25%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1178954. Member loan 1178954 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: XOJET Debt-to-income ratio: 6.05%
Length of employment: 2 years Location: Boston, MA
       
Home town:
Current & past employers: XOJET
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 24
Revolving Credit Balance: $104,973.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?2 full bathroom remodels, and we are painting the entire interior of our condo.<br><br>Thanks!
If you have a delinquency in the last 2 years, please explain the reason.No delinquency
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4500
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I answered this in your previous question
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Sale price: $1,000,000<br>Balance: $785,000<br>Payment: $4200<br>Interest rate: 3.2% 7 year ARM
Please explain the reason why you carry a large revolving credit balance.I have 2 credit cards with high balances (one has $11K, and the other has $8,500) because I have been using the cards for our home improvement. We moved in this past November, and have been working on it ever since. Most of our savings went into the down payment, so we needed to use the cards. After the two bathroom remodels are complete, we will be done with everything, and will be able to focus on paying off this loan, and also the credit cards.<br><br>Thanks for your support!
Is this for a home improvement you have already made, or one that you are planning to make?This is for 2 bathroom remodels that we are going to start once we get the loan, however we have been working on the rest of our condo since November. The bathrooms are the last 2 rooms that need renovating. Any money that is left over will go toward paying off my credit card debt which we incurred over the past few months doing renovations. <br><br>Please let me know if there are any additional questions that I could answer.<br><br>Thanks!
Is the improvement to your primary residence or an investment property?Primary residence. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 1179012

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179012

$15,000

$15,000

18.25%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179012. Member loan 1179012 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: ConAm Management Corp Debt-to-income ratio: 21.92%
Length of employment: 2 years Location: VALLEJO, CA
       
Home town:
Current & past employers: ConAm Management Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,773.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I already answered this question last night. To the same investor number.
Please explain the reason why you carry a large revolving credit balance.I have made the critical error gettting into debt and this is my way to help get out of debt. <br>I will pay my cards off and not get anymore or use the ones <br>i pay off.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, $1,852 24.0 APR, $58.00 min <br>Visa, $3,955 27.74 APR $131.00 Min <br>Visa $1881 17.74 APR $45.00 min <br>Visa $3317 19.24 APR $103.00 min <br>MC $2141 22.90 APR $65.00 min <br>MC $1984 22.90 APR $63.00 min

 


 

 

 

Member Payment Dependent Notes Series 1179035

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179035

$3,425

$3,425

12.12%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179035. Member loan 1179035 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Rome Sentinel Co. Debt-to-income ratio: 1.34%
Length of employment: 10+ years Location: Rome, NY
       
Home town:
Current & past employers: Rome Sentinel Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > Money will be used to pay off credit card debt and some other bills. I have been at my current employer for ten years, and all my debts are 100% current. Thanks for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,450.00 Public Records On File: 1
Revolving Line Utilization: 84.50% Months Since Last Record: 90
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My current revolving credit balance is $2450.88 as of my last statement. It is large in respect to the credit limit of my credit card, but not what I would consider "large". Please feel free to ask any other questions that you may need. Thank you for your interest.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payment is $65. I only have one credit card. After I receive this loan I will pay off the balance and owe nothing in credit card debt. I believe that the monthly payment for this load at 100% funding will be about $115. Thanks.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance for credit card(only one) is $2450.88 as of my last statement. Interest rate is 19.99%. Current minimum due is $65.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $611.03, car insurance $172, Utilities are $154, no home equity loan, no car payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $611.03, car insurance $172(four vehicles in the family), utilities $154, phone $114, food about $500 a month.

 


 

 

 

Member Payment Dependent Notes Series 1179093

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179093

$10,000

$10,000

12.12%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179093. Member loan 1179093 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Walt Disney World Debt-to-income ratio: 18.53%
Length of employment: 7 years Location: CHAMPIONS GATE, FL
       
Home town:
Current & past employers: Walt Disney World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I need a loan to pay off my debts and consolidate into one low monthly payment. Thank you.<br><br> Borrower added on 03/07/12 > This would also help me to start saving money towards retirement and make a better future for me. It would just help me all over to have a better quality of life and get out of the credit card debt cycle. Thank you for your consideration!!<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,954.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses run around $1000 a month.
Please explain the reason why you carry a large revolving credit balance.I have a few higher interest credit cards that add large finance fees every month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your time and your consideration. These are my current debts and the related information: Line of Credit: $4,000/12.00%/$160.....Best Buy: $2300/24%/$60....Car Loan Partners Credit Union: $1,194/5.75%/$170.....Western Sky Loan:$3,000/782%/$300 I would save an additional $300 per month with this loan. Again, thank you and I very much look forward to working with you.
Which debts do you plan to pay off with this loan?Car loan<br>credit card high interest debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your time and your consideration. These are my current debts and the related information: Line of Credit: $4,000/12.00%/$160.....Best Buy: $2300/24%/$60....Car Loan Partners Credit Union: $1,194/5.75%/$170.....Western Sky Loan:$3,000/782%/$300 I would save an additional $300 per month with this loan. Again, thank you and I very much look forward to working with you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly expenses for housing, utilities, insurance, taxes, food, etc run about $700 to $1000 depending on the time of year for weather on electricity,

 


 

 

 

Member Payment Dependent Notes Series 1179129

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179129

$6,000

$6,000

13.99%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179129. Member loan 1179129 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: PCS Store, Inc Debt-to-income ratio: 14.90%
Length of employment: 4 years Location: Philadelphia, PA
       
Home town:
Current & past employers: PCS Store, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,460.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1179134

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179134

$7,000

$7,000

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179134. Member loan 1179134 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Dalton School Debt-to-income ratio: 1.10%
Length of employment: 10+ years Location: Norwalk, CT
       
Home town:
Current & past employers: Dalton School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Recurring borrower. Phase 5 in primary residence home improvement. Currently working on entire ceiling system in home. Will pay off within one year.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 24
Revolving Credit Balance: $743.00 Public Records On File: 0
Revolving Line Utilization: 9.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Tried to do a mortgage remodification and was approved, but BOA messed up my records and it effected my credit. I have lawyers working on correcting because BOA is non responsive. That was back in 2009,
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 2500. HOA 175. Cars Ins. 50. Electric 150. Cells 200. credit cards 20. life ins. 140. grocery 300.

 


 

 

 

Member Payment Dependent Notes Series 1179197

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179197

$3,000

$3,000

13.99%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179197. Member loan 1179197 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,125 / month
Current employer: American Airlines Debt-to-income ratio: 21.00%
Length of employment: 4 years Location: Miami, FL
       
Home town:
Current & past employers: American Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 26
Revolving Credit Balance: $38,515.00 Public Records On File: 0
Revolving Line Utilization: 93.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This currently comes out to 5K per month (including student loan and other fixed payemnts). With 6K per month on the topline, this puts a little pressure on my cash flow for the work I want done, so I need a loan in order to cover the work with resonable monthly payments over a fixed time frame.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies in my record in the last 2 years.
Please explain the reason why you carry a large revolving credit balance.I work as an analyst, but I am also involved with my brothers in a business venture. The past use of the cards is based on this. This is a medium term issue, as I am currently paying these cards down, but this loan gives me flexibility so I can maintain higher payments while having the funds needed for home use.

 


 

 

 

Member Payment Dependent Notes Series 1179265

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179265

$14,900

$14,900

10.74%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179265. Member loan 1179265 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Health Alliance Plan (HAP) Debt-to-income ratio: 16.98%
Length of employment: 10+ years Location: Detroit, MI
       
Home town:
Current & past employers: Health Alliance Plan (HAP)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 78
Revolving Credit Balance: $13,305.00 Public Records On File: 0
Revolving Line Utilization: 41.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are about $669 which includes gas, utilities, cell phone, car and home insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debt about $14k with an average interest rate of 15.99%
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies that I'm aware of regarding my credit history.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debt about $14k with an average interest rate of 15.99%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My Monthly expenses are $669, gas, utilities, insurance, and food. I don't have a Mortgage or loans against my property. No liens and all taxes are paid in full.
Which debts do you plan to pay off with this loan?All higher interest credit cards and closing some accounts.

 


 

 

 

Member Payment Dependent Notes Series 1179303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179303

$16,425

$16,425

12.12%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179303. Member loan 1179303 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,287 / month
Current employer: City of Fort Lauderdale Debt-to-income ratio: 19.99%
Length of employment: 10+ years Location: Pembroke Pines, FL
       
Home town:
Current & past employers: City of Fort Lauderdale
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > I have been with my employer for 16 years. My job is secured and with pension. I realize that having credit is a responsibility that should be taken seriously. That is why I wish to consolidate my debts. I have also written out a financial plan to follow on a month to month basis.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,920.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Please excuse my lack of information, but I have been informed by Lending Club that I am not allowed to provide income information of any kind. I can say that I have been, and still am paying my bills on time. This loan will allow me to stop the high interest rates, and cancel cards that are not needed. . I have taken action to correct my finances. I have already begun a savings plan to increase the amount of money being saved for an emergency. I have also cut back on home expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The bulk of my debts come from three cards used for family death (plane tickets, auto rental, etc.), auto repairs of two vehicles, medical (dental and surgical), and hurricane preparations (for family safety). I wish to pay them off, and cancel two of them. This will stop the high interest rate and prevent future debt. I have taken action to correct my finances, and have already cut back on home expenses. I am also following a savings plan to increase the amount of money being saved.
Please explain the reason why you carry a large revolving credit balance.I believe the main reason I carry this large revolving credit balance is because of my lack of preparation. I had not saved enough for unforseen problems. The bulk of my revolving credit balance is due to a death in the family, medical bills, car break downs, air conditioner breakdown, and Hurricane preparations. I have already begun a savings plan to increase the amount of money being saved for an emergency. I have also cut back on home expenses.
Which debts do you plan to pay off with this loan?The bulk of my debts come from three credit cards that I have used for a family death in another state (plane tickets, automobile rental, food while there), automobile repairs to two vehicles, payment of medical procedure (both dental and surgical), and hurricane preparations (this was for the safety of my family). I
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The bulk of my debts come from three cards used for family death (plane tickets, auto rental, etc.), auto repairs of two vehicles, medical (dental and surgical), and hurricane preparations (for family safety). I wish to pay them off, and cancel two of them. This will stop the high interest rate and prevent future debt. I have taken action to correct my finances, and have already cut back on home expenses. I am also following a savings plan to increase the amount of money being saved.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The bulk of my debts come from three cards that I have used for a family death in another state (plane tickets, automobile rental, food while there), automobile repairs to two vehicles, payment of medical procedure (both dental and surgical), and hurricane preparations (this was for the safety of my family). I wish to pay them off completely, and cancel the use of two of them. Canceling the two will stop the high interest rate and prevent future debt. I have taken action to correct my finances.

 


 

 

 

Member Payment Dependent Notes Series 1179314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179314

$35,000

$35,000

14.65%

1.00%

March 13, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179314. Member loan 1179314 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: DJ Simmons, Inc. Debt-to-income ratio: 15.22%
Length of employment: 6 years Location: Farmington, NM
       
Home town:
Current & past employers: DJ Simmons, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Hi, thanks for looking. I assure you that I will never be late on a payment. I have a stable job at a great company that has been in business for 60 years. Two contingencies are that I have short-term and long-term disability insurance and my 401k would cover much more than this entire loan.<br><br> Borrower added on 03/09/12 > I noticed that my earliest line of credit is listed here as 2001. Sadly, I closed my first line of credit, which was from 1996, about two years ago. I've never missed a payment on any kind of debt or monthly bill. This loan will follow suit with a perfect, always on-time payment schedule.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,657.00 Public Records On File: 0
Revolving Line Utilization: 45.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to consolidate debt from five credit cards ($17,751), a 401k loan ($4,272), a personal loan from a relative ($8589), and a car loan ($2575), totaling $33,187. This loan will reduce my monthly outlay by almost $400, plus the added benefit of a single payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would like to consolidate debt from five credit cards ($17,751), a 401k loan ($4,272), a personal loan from a relative ($8589), and a car loan ($2575), totaling $33,187. This loan will reduce my monthly outlay by almost $400, plus the added benefit of a single payment.
What is your intended use for the loan proceeds?I would like to consolidate debt from five credit cards ($17,751), a 401k loan ($4,272), a personal loan from a relative ($8589), and a car loan ($2575), totaling $33,187. This loan will reduce my monthly outlay by almost $400, plus the added benefit of a single payment.
Please explain the reason why you carry a large revolving credit balance.About $3000 of it was a vacation to Hawaii. $7000 of it was from a real estate investment course that I probably shouldn't have taken. The rest of my debt is from helping low-income friends in need over the years (I've stopped doing that). Three friends owe me a total of about $23,000. Combined, they pay me about $400/month. I'll have it all paid off long before they make much progress on it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I should probably clarify which debts I'll pay off with this loan. Everything but the mortgage.<br><br>Loan From Relative, $8589, $400 payment, 10% int<br>Visa, $3894, $134 payment, 23.99% int<br>Visa, $2609, $65 payment, 4.99% int<br>Visa, $1764, $42 payment, 5.24% int<br>Visa, $7200, $162 payment, 8.25% int<br>Amex, owe $2284, $52 payment, 10.24% int<br>Car loan, $2575, $240 payment, 5% int<br>401k loan, $4272, 149 payment, 4.25% int<br>Mortgage, $19380, $237 payment, 6.99% int
Which debts do you plan to pay off with this loan?All of them
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would like to consolidate debt from five credit cards ($17,751), a 401k loan ($4,272), a personal loan from a relative ($8589), and a car loan ($2575), totaling $33,187. This loan will reduce my monthly outlay by almost $400, plus the added benefit of a single payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I should probably clarify which debts I'll pay off with this loan. Everything but the mortgage.<br><br>Loan From Relative, $8589, $400 payment, 10% int<br>Visa, $3894, $134 payment, 23.99% int<br>Visa, $2609, $65 payment, 4.99% int<br>Visa, $1764, $42 payment, 5.24% int<br>Visa, $7200, $162 payment, 8.25% int<br>Amex, owe $2284, $52 payment, 10.24% int<br>Car loan, $2575, $240 payment, 5% int<br>401k loan, $4272, 149 payment, 4.25% int<br>Mortgage, $19380, $237 payment, 6.99% int
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Everything related to housing and related bills comes to about $640/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All expenses unrelated to housing (covered in my other answer) come to about $700/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I should probably clarify which debts I'll pay off with this loan. Everything but the mortgage.<br><br>Loan From Relative, $8589, $400 payment, 10% int<br>Visa, $3894, $134 payment, 23.99% int<br>Visa, $2609, $65 payment, 4.99% int<br>Visa, $1764, $42 payment, 5.24% int<br>Visa, $7200, $162 payment, 8.25% int<br>Amex, owe $2284, $52 payment, 10.24% int<br>Car loan, $2575, $240 payment, 5% int<br>401k loan, $4272, 149 payment, 4.25% int<br>Mortgage, $19380, $237 payment, 6.99% int
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All expenses unrelated to housing (covered in my other answer) come to about $700/month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Everything related to housing and related bills comes to about $640/month.
If you have a delinquency in the last 2 years, please explain the reason.I've never had a delinquency.
If you have a public record on file, please briefly explain the event and its resolution.I've never had a public record.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I should probably clarify which debts I'll pay off with this loan. Everything but the mortgage.<br><br>Loan From Relative, $8589, $400 payment, 10% int<br>Visa, $3894, $134 payment, 23.99% int<br>Visa, $2609, $65 payment, 4.99% int<br>Visa, $1764, $42 payment, 5.24% int<br>Visa, $7200, $162 payment, 8.25% int<br>Amex, owe $2284, $52 payment, 10.24% int<br>Car loan, $2575, $240 payment, 5% int<br>401k loan, $4272, 149 payment, 4.25% int<br>Mortgage, $19380, $237 payment, 6.99% int
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I should probably clarify which debts I'll pay off with this loan. Everything but the mortgage.<br><br>Loan From Relative, $8589, $400 payment, 10% int<br>Visa, $3894, $134 payment, 23.99% int<br>Visa, $2609, $65 payment, 4.99% int<br>Visa, $1764, $42 payment, 5.24% int<br>Visa, $7200, $162 payment, 8.25% int<br>Amex, owe $2284, $52 payment, 10.24% int<br>Car loan, $2575, $240 payment, 5% int<br>401k loan, $4272, 149 payment, 4.25% int<br>Mortgage, $19380, $237 payment, 6.99% int

 


 

 

 

Member Payment Dependent Notes Series 1179352

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179352

$15,000

$15,000

13.11%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179352. Member loan 1179352 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Steris Isomedix Services Debt-to-income ratio: 17.98%
Length of employment: 10+ years Location: GOSHEN, NY
       
Home town:
Current & past employers: Steris Isomedix Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Consolidate bills. I've been employed by the same employer for 18 years. Former Marine very trust worthy. All my bills are paid on time. This loan will be repaid on time.<br><br> Borrower added on 03/06/12 > I've been employed by the same employer for 18 years. I will repay this loan on or before the specified date. All my bills are paid on time. I'm a very trust worthy former Marine Corp Corporal.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,257.00 Public Records On File: 0
Revolving Line Utilization: 85.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $1190 transportation $378 car payment utilities $66 insurance $135 food $250 per month phone $65 per month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off credit cards. I plan to pay them all in full.

 


 

 

 

Member Payment Dependent Notes Series 1179384

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179384

$5,000

$5,000

13.11%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179384. Member loan 1179384 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,400 / month
Current employer: Costco Wholesale Debt-to-income ratio: 13.38%
Length of employment: 6 years Location: Woodbridge, VA
       
Home town:
Current & past employers: Costco Wholesale
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,735.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards-1200, 800, 250, 160, 280, 800 Student Loan- 20,000
Which debts do you plan to pay off with this loan?I plan to pay all my credit card debts with this loan and part of my student loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent- 600 transportation- 80 Utilities-300 Phone-80 Insurance-100 food-200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards-1200, 800, 250, 160, 280, 800 Student Loan- 20,000
Which debts do you plan to pay off with this loan?I plan to pay all my credit card debts with this loan and part of my student loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent- 600 transportation- 80 Utilities-300 Phone-80 Insurance-100 food-200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent- 600 transportation- 80 Utilities-300 Phone-80 Insurance-100 food-200

 


 

 

 

Member Payment Dependent Notes Series 1179395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179395

$12,000

$12,000

10.74%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179395. Member loan 1179395 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Law warehouses Inc Debt-to-income ratio: 22.65%
Length of employment: 6 years Location: MANCHESTER, NH
       
Home town:
Current & past employers: Law warehouses Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,198.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$300 rent, $120 on gas, $80 car insurance, $150 food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card with $6900 balance at 17% and car loan with $3000 balance at 8%

 


 

 

 

Member Payment Dependent Notes Series 1179418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179418

$21,250

$21,250

18.25%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179418. Member loan 1179418 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,580 / month
Current employer: NEIGHBORHOOD HEALTH AGENCIES Debt-to-income ratio: 24.30%
Length of employment: 8 years Location: WEST CHESTER, PA
       
Home town:
Current & past employers: NEIGHBORHOOD HEALTH AGENCIES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I plan to use these funds to consolidate my high interest credit cards. I have a stable job working for a healthcare agency. I always pay my bills on time, but paying the minmum isn't really making a dent. I want to have 1 monthly payment so I can get my debt paid off in 5 years.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,995.00 Public Records On File: 0
Revolving Line Utilization: 85.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 1/2 of the following expenses<br>Rent<br>Electric<br>Water and Sewer<br>TV/Internet/Phone<br>Car Insurance<br>Food <br><br>I pay 100% of my gas expenses which are minimal
Which debts do you plan to pay off with this loan?My Credit Card Debt is what I plan to pay off
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 1/2 of the following expenses<br>Rent<br>Electric<br>Water and Sewer<br>TV/Internet/Phone<br>Car Insurance<br>Food <br><br>I pay 100% of my gas expenses which are minimal
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 1/2 of the following expenses<br>Rent<br>Electric<br>Water and Sewer<br>TV/Internet/Phone<br>Car Insurance<br>Food <br><br>I pay 100% of my gas expenses which are minimal
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
Please explain the reason why you carry a large revolving credit balance.2 reasons<br><br>Approximately 2 years ago I went through an extremely difficult personal event in my life and had to put some expenses on my credit cards that increased the balance on my credit cards.<br><br>And recently had a pet that had to have many tests done that were put on my credit cards. Unfortunately, I had to make the difficult decision to put my pet to sleep.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $24,000.00 in total<br>Average Interest rate is 21%<br>Approximate Monthly Payments $910.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 1/2 of the following expenses<br>Rent<br>Electric<br>Water and Sewer<br>TV/Internet/Phone<br>Car Insurance<br>Food <br><br>I pay 100% of my gas expenses which are minimal

 


 

 

 

Member Payment Dependent Notes Series 1179427

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179427

$11,300

$11,300

13.11%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179427. Member loan 1179427 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: Kiel Lending Debt-to-income ratio: 12.56%
Length of employment: 3 years Location: FEDERAL WAY, WA
       
Home town:
Current & past employers: Kiel Lending
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,003.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1179511

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179511

$14,000

$14,000

13.67%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179511. Member loan 1179511 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: NYS UCS Debt-to-income ratio: 16.38%
Length of employment: 10+ years Location: Voorheesville, NY
       
Home town:
Current & past employers: NYS UCS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have borrowed from lending club in the past and I think it's marvelous. It's such a streamlined process that's very user friendly. I have never been late on a payment and the same will be true this time around. I will be paying my non-secure debt off with this loan!<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,931.00 Public Records On File: 0
Revolving Line Utilization: 96.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I originally borrowed money from Lending Club because I built a large addition on my house and it took longer then I had planned. Sunmark FCU who did my construction loan put a time frame of 6 months on the project but told me I could apply for an extension. They stopped lending money for a short period of time and made all loans close by a certain date. I had to close unfinished and have used my revolving credit and my original lending club loan to finish the project. Thank you
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own my home and my mortgage is 2300 plus 400 a month in taxes and insurance. My utility bill is 330 per month and my phone bill, internet,cable and cell combined is 300. Transportation is free because I have a NYS Dealers license and drive a dealer car and my gas and insurance gets paid for. Food is a lot as I have 2 teenage boys. I would estimate that we spend approximately 750 a month on food. Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello, I plan to pay off the citibank, mbna and best buy. Thank you
Which debts do you plan to pay off with this loan?I plan to pay off the citibank, mbna and best buy. Thank you
If you have a delinquency in the last 2 years, please explain the reason.I do not thank God. I always pay my bills on time and have had no issues with delinquencies. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1179536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179536

$20,000

$20,000

13.67%

1.00%

March 12, 2012

March 20, 2017

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179536. Member loan 1179536 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Davis Selected Advisors Debt-to-income ratio: 28.90%
Length of employment: 4 years Location: Rio Rancho, NM
       
Home town:
Current & past employers: Davis Selected Advisors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,600.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have four credit cards that I'm going to pay off with the loan.
Which debts do you plan to pay off with this loan?I am paying off the 4 credit cards I have and then getting rid of the cards.
Please explain the reason why you carry a large revolving credit balance.I relied on credit to get through college and the first couple of years immediately following graduation.

 


 

 

 

Member Payment Dependent Notes Series 1179547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179547

$6,000

$6,000

19.22%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179547. Member loan 1179547 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Gateway Towing Debt-to-income ratio: 0.50%
Length of employment: 10+ years Location: cranston, RI
       
Home town:
Current & past employers: Gateway Towing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 27
Revolving Credit Balance: $30.00 Public Records On File: 0
Revolving Line Utilization: 2.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?2400 total,, food is not included in this, but I would also like to point out that my wife works to she makes 28000 a year so around 106000 total before tax thank-you
What is your intended use for the loan proceeds?medical
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2200 total,, food is not included in this, but I would also like to point out that my wife works to she makes 28000 a year so around 106000 total before tax, thank-you Ron

 


 

 

 

Member Payment Dependent Notes Series 1179555

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179555

$5,000

$5,000

9.76%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179555. Member loan 1179555 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: National Specialty Aggregates Debt-to-income ratio: 5.70%
Length of employment: 6 years Location: San Tan Valley, AZ
       
Home town:
Current & past employers: National Specialty Aggregates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > I am using the loan to pay off credit card debt. My current rates on my cards are between 12.99% and 14.50%, but I have one card that is 24.4%. I will payoff all my cards with this loan and put 1500 that I have saved with it and be debt free with the exception of this loan with only $160 a month.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,858.00 Public Records On File: 0
Revolving Line Utilization: 24.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I never pay minumum on my cards, but I will list those:<br><br>Visa 1450 12.99% - $45 min I pay 75<br>Visa 1500 12.99 % $ 45 min I pay at least 75<br>MC 1500 14.49% $ 40 min I pay $60<br>Visa 2000 0% on 1000 and 24.4% on 900 min $60 - I pay between $100-150<br>Care Credit 0% - $20 min I have autopay for $45 to avoid interest
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Including this loan? I will owe zero, with the exception of this loan. My payment will be $160 per month for 3 years. I will throw an extra $100-$150 on my payments when possible to get it paid off sooner. I know that won't save any interest, but I want it paid off sooner than 36 months.

 


 

 

 

Member Payment Dependent Notes Series 1179589

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179589

$11,500

$11,500

14.65%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179589. Member loan 1179589 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,008 / month
Current employer: capital one Debt-to-income ratio: 24.14%
Length of employment: 2 years Location: edgewater, MD
       
Home town:
Current & past employers: capital one
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have one loan with Lending club already. I have maintained ontime payments since the beginning. I am a firm investment and can assure ontime payments. Thank you for your consideration.<br><br> Borrower added on 03/07/12 > To answer any additional questions. I have a remaining balance to consolidate and pay it all off. I appreciate your assistance in doing this. Fixed payment and loan terms is much easier to pay off - rather than revolving.I have PERFECT credit- i just have too much - this will help me a great deal.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,118.00 Public Records On File: 0
Revolving Line Utilization: 87.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?i have a remaining balance of credit card debt to pay off. i cut up those cards and closed them when i applied for this loan. Consolidation of debt in a nut shell. i have PERFECT credit - i just have too much of it and making minimum payments plus a little extra - just doesnt get me anywhere. Thank you for your question- smart investing is wise.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan that I have applied for is the remaining balances of credit cards. I have closed and cut them up. I have a car payment 545. No mortgage, no student loans. Only cell, phone, car.
Please explain the reason why you carry a large revolving credit balance.The total loan request covers 5 accounts. I have closed and cut them up. My goal is to be financially debt free. One card open for emergencies.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This loan that I have applied for is the remaining balances of credit cards. I have closed and cut them up. I have a car payment 545. No mortgage, no student loans. Only cell, phone, car.

 


 

 

 

Member Payment Dependent Notes Series 1179614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179614

$11,575

$11,575

12.12%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179614. Member loan 1179614 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Macy's Debt-to-income ratio: 20.20%
Length of employment: 1 year Location: BRADENTON, FL
       
Home town:
Current & past employers: Macy's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > Paying off all credit card debt<br><br> Borrower added on 03/06/12 > paying off all credit card debt<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,493.00 Public Records On File: 1
Revolving Line Utilization: 60.80% Months Since Last Record: 96
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.In 2004 I filed bankrupcy.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $200.00 per month for gas. I do not pay any household expenses my husband pays them. My other expenses are my charge card payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $200.00 per month for gas. I do not pay any household expenses my husband pays them. My other expenses are my charge card payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I do not have any household expenses. I only pay my gas for my car which is approximtely $200.00 a month and my credit cards which I pay around $600.00 per month which I try to pay double of what is required.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card only<br>CapitalOne $5,800<br>Capital One $3,400<br>Target $ 950<br>Paypal $ 1400
Which debts do you plan to pay off with this loan?Both Capital One accounts $5,800 & $3,400 $9,200.<br>Paypal $1,500.<br>Target $ 950.
Please explain the reason why you carry a large revolving credit balance.Husband lost his job and we moved to florida and I was charging things; furniture, household items. Now we are both working full time
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $200.00 per month for gas. I do not pay any household expenses my husband pays them. My other expenses are my charge card payments.

 


 

 

 

Member Payment Dependent Notes Series 1179637

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179637

$5,050

$5,050

13.99%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179637. Member loan 1179637 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: Barrington Self Storage Debt-to-income ratio: 24.38%
Length of employment: 10+ years Location: Barrington, RI
       
Home town:
Current & past employers: Barrington Self Storage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > My car needs repairs and tires. I work just a mile from my home. I would<br>like to keep this car because it is in good condition and my property taxes are low because it is an older model, it's economical and safe. Also I would like to pay off some credit cards that have high interest rates.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,661.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1179660

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179660

$4,000

$4,000

12.12%

1.00%

March 9, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179660. Member loan 1179660 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: UCSD Lifesharing Debt-to-income ratio: 10.76%
Length of employment: 2 years Location: San Diego, CA
       
Home town:
Current & past employers: UCSD Lifesharing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 42
Revolving Credit Balance: $8,155.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1495; Transportation $240; Utilities $60; Phone $120; Insurance $140; Student loans $130; Food $200 and entertainment $80. There is probably about another $150 that goes to random expenses during the month as well.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The money is going to be used for the last minute unforeseen expenses associated with a wedding. Also it will be used to cover bills from lost wages due to me not working the week leading up to the wedding through the honeymoon.

 


 

 

 

Member Payment Dependent Notes Series 1179664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179664

$4,000

$4,000

9.76%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179664. Member loan 1179664 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: Kisco Senior Living Debt-to-income ratio: 5.01%
Length of employment: 3 years Location: Escondido, CA
       
Home town:
Current & past employers: Kisco Senior Living
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,739.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1179702

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179702

$9,600

$9,600

16.29%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179702. Member loan 1179702 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 13.14%
Length of employment: n/a Location: Granada Hills, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,104.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?already answered previously...around 4-5 hundred
Please explain the reason why you carry a large revolving credit balance.Because I use my cards for alot of the extras I need or just want. Holidays always get away from me. I just want to pay off the high interest ones and stop using them. They are going down each month just not fast enough.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?already answered previously...around 4-5 hundred
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?already answered previously...around 4-5 hundred
Please explain the reason why you carry a large revolving credit balance.Because I use my cards for alot of the extras I need or just want. Holidays always get away from me. I just want to pay off the high interest ones and stop using them. They are going down each month just not fast enough.
Which debts do you plan to pay off with this loan?All the high interest ones first and then the higher balances. I want to maintain my cards but keep the balances low and only use the ones with the lowest interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several cards that carry minimum balances under $500, Penneys at $1200, Juniper, $900, Discover (my computer) $1800,...no mortgage, no student loan, no lines of credit. Interest rates range from 19.99 to 24.99

 


 

 

 

Member Payment Dependent Notes Series 1179714

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179714

$4,000

$4,000

13.67%

1.00%

March 13, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179714. Member loan 1179714 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: The Cat Docotor Debt-to-income ratio: 11.97%
Length of employment: 3 years Location: Ventura, CA
       
Home town:
Current & past employers: The Cat Docotor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,228.00 Public Records On File: 0
Revolving Line Utilization: 97.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1179772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179772

$8,400

$8,400

13.67%

1.00%

March 12, 2012

March 20, 2015

March 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179772. Member loan 1179772 was requested on March 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Engineering Group of the Southeast Debt-to-income ratio: 17.92%
Length of employment: < 1 year Location: Midland City, AL
       
Home town:
Current & past employers: Engineering Group of the Southeast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/06/12 > I have a current loan with LendingClub and am now eligible to obtain a new loan at a better interest rate.<br>

 

A credit bureau reported the following information about this borrower member on March 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 73
Revolving Credit Balance: $7,339.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $600<br>Transportation (car + fuel) $450<br>Utilities (phone, internet, cable, power, water/sewer) $300<br>Insurance $75<br>Food $600<br>Misc Exp $250<br>Savings $400
Which debts do you plan to pay off with this loan?I plan to use this to pay off an existing Lending Club debt. I was able to get a better interest rate this time, dropping my monthly payments. The plan is to apply the difference to this loan, allowing for a faster payoff. I have not had problems paying the current loan and saw this as an opportunity to pay off at a faster rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses related to housing are only rent ($600) and utilities ($300). Utilities include water, sewer, power, cable, phone, and internet.

 


 

 

 

Member Payment Dependent Notes Series 1179858

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179858

$7,200

$7,200

17.27%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179858. Member loan 1179858 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: JPMorgan Chase Debt-to-income ratio: 18.70%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: JPMorgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > Plan to pay off bills so I won't be so strapped each paycheck.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,561.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have no delinquency
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use 4k to pay off a credit card. 1k on medical bilsl from having my daughter and 1k for immediate survival right now.
Please provide additional details regarding the purpose of the loan.Would like to pay off one credit card, some medical bills and get caught up on current household bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?To much to answer to many bills to post, maybe you are not the person to help me.
Please explain the reason why you carry a large revolving credit balance.I have no delinquency
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use 4k to pay off a credit card. 1k on medical bilsl from having my daughter and 1k for immediate survival right now.
Please provide additional details regarding the purpose of the loan.Would like to pay off one credit card, some medical bills and get caught up on current household bills.
Please explain the reason why you carry a large revolving credit balance.I have no delinquency
Please explain the reason why you carry a large revolving credit balance.I have no delinquency

 


 

 

 

Member Payment Dependent Notes Series 1179879

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179879

$8,000

$8,000

13.11%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179879. Member loan 1179879 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Winston & Strawn LLP Debt-to-income ratio: 10.90%
Length of employment: 5 years Location: WASHINGTON, DC
       
Home town:
Current & past employers: Winston & Strawn LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Pay of two credit cards which are at a high interest rate.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,465.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - $1085, transportation - $85, utilities - $90, internet & phones - $95, insurance - $35, cable - $0,
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments for credit cards before loan: $544, after loan: $351
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard #1: minimum payment $126, balance $4039, interest rate 25.24%<br>Mastercard #2: minimum payment $67, balance $2910, interest rate 25.24%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is to be used to pay off two credit card balances: Mastercard balance $2910 and Mastercard balance $4039. Interest rates are high for both. 25.24%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum monthly payments for credit cards before loan: $544, after loan: $351

 


 

 

 

Member Payment Dependent Notes Series 1179894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179894

$12,000

$12,000

10.74%

1.00%

March 13, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179894. Member loan 1179894 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Colorado Time Systems Debt-to-income ratio: 23.61%
Length of employment: 9 years Location: FORT COLLINS, CO
       
Home town:
Current & past employers: Colorado Time Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > Loan amount was less than two of my current credit cards that I was paying off, so this will expedite the process and cost less in the long run. Easy choice.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 42
Revolving Credit Balance: $28,188.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have roommates that pay my mortgage, $425 for my car, $250 for utilities, $80 for insurance. Food varies, company pays my phone.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?minimum, total about $700. I currently pay close to $1800/month on them. The load will increase the minimum compared to the cards, but will put a set end date on them, and it isn't variable. The interest rate on the loan is only lower than 2, so those are the only two I am going to pay off with this. I will shift more money towards the others once those two are paid off.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $4900 17.6%<br>Mastercard: $8500 14.6%<br><br>I pay way above the minimum payments, so not really relevant. These are the only two that the loan interest rate is lower than. My other balances are all at low interest rates, but once these two are on a fixed installment loan, I will switch more money to the others.
Please explain the reason why you carry a large revolving credit balance.Ran a couple up while I was in college, and then they were just never a priority to pay off. I had a good job, and just set them up to auto pay and ignored them. Decided it is time to stop wasting money and be a grown up.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have roommates that pay my mortgage, $425 for my car, $250 for utilities, $80 for insurance. Food varies, company pays my phone.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $4900 17.6%<br>Mastercard: $8500 14.6%<br><br>I pay way above the minimum payments, so not really relevant. These are the only two that the loan interest rate is lower than. My other balances are all at low interest rates, but once these two are on a fixed installment loan, I will switch more money to the others.

 


 

 

 

Member Payment Dependent Notes Series 1179946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179946

$8,000

$8,000

13.99%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179946. Member loan 1179946 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: US Bank Debt-to-income ratio: 15.80%
Length of employment: 2 years Location: Minneapolis, MN
       
Home town:
Current & past employers: US Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,940.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I'm using this amount to consolidate my credit card debts into one payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My student loans are in deferral until next year while I finish up my MBA in Accounting. I rent at 685 a month and do not make car payments. All of the debt I'm consolidating has an interest of above 20%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 685 a month. I do not own a car and pay $50 a month for a metro pass. My phone is $80 a month and all of my student loans are in deferral for another year.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I think this was submitted twice by accident.
Please explain the reason why you carry a large revolving credit balance.I assumed a large amount of joint debt in a divorce last year. I have since received a 29% pay increase and am looking to pay lower interest in my debt pay-off.

 


 

 

 

Member Payment Dependent Notes Series 1179963

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1179963

$12,000

$12,000

13.67%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1179963. Member loan 1179963 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: State of New Mexico Debt-to-income ratio: 10.96%
Length of employment: 10+ years Location: SANTA FE, NM
       
Home town:
Current & past employers: State of New Mexico
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 46
Revolving Credit Balance: $11,038.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover Card $3,661.96 Balance, 12.99% interest, $9,500 total available limit, $77 minimum pmt./mo.<br>Southwest Airlines CC by Chase $2809.93 Balance, 15.24% interest, $6,000 total available limit, $70 minimum pmt./mo.<br>Citi Platinum MC $2,710 Balance, 18.99% interest, $3,500 total available limit, $50 minimum pmt./mo<br>Big O Tires CC $348.13 Balance, 16.90% interest, $500 total available limit, $50 minimum pmt./mo
What is your intended use for the loan proceeds?Debt consolidation of Credit Cards into single payment with lower interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All total, approximately $1,300 a month in rent, transportation, utilities, phone, insurance, food etc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $1,300 per month in rent, insurance, utilities, phone, cable etc.
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses. Family and auto.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover Card $3,661.96 Balance, 12.99% interest, $9,500 total available limit, $77 minimum pmt./mo.<br>Southwest Airlines CC by Chase $2809.93 Balance, 15.24% interest, $6,000 total available limit, $70 minimum pmt./mo.<br>Citi Platinum MC $2,710 Balance, 18.99% interest, $3,500 total available limit, $50 minimum pmt./mo<br>Big O Tires CC $348.13 Balance, 16.90% interest, $500 total available limit, $50 minimum pmt./mo
Which debts do you plan to pay off with this loan?All credit cards. Discover, Chase, Citi and Big O Tire.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit card debt only. Just giving this a shot.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies whatsoever. I work hard to keep it that way.

 


 

 

 

Member Payment Dependent Notes Series 1180024

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180024

$14,100

$14,100

18.55%

1.00%

March 9, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180024. Member loan 1180024 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: Available Plastics Inc. Debt-to-income ratio: 22.70%
Length of employment: 10+ years Location: Huntsville, AL
       
Home town:
Current & past employers: Available Plastics Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,114.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay for most of these things as they are split up between my husband and I. The problem is I pay all of my half of the bills and then I have nothing left. The credit card bills usually take up a whole paycheck for me, which is what I'd like to pay using this loan to bring those credit card bills down or to pay off some completely, so that I have some money left over in the month to put back. I never have anything to put back.
Please explain the reason why you carry a large revolving credit balance.Well, I thought I would be helping my credit score at one time, but over time things have come up and I needed the money.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are: estimated $5000 visa, $4000 discover, $2300 visa, $900 visa <br>These are the debts I plan to pay with the loan
Please explain the reason why you carry a large revolving credit balance.Well, I thought I would be helping my credit score at one time, but over time things have come up and I needed the money.

 


 

 

 

Member Payment Dependent Notes Series 1180124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180124

$8,150

$8,150

15.81%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180124. Member loan 1180124 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: new jersey dept of corrections Debt-to-income ratio: 1.00%
Length of employment: 3 years Location: elizabeth, NJ
       
Home town:
Current & past employers: new jersey dept of corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Loan for assets. Home improvements<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 11 Months Since Last Delinquency: 9
Revolving Credit Balance: $722.00 Public Records On File: 0
Revolving Line Utilization: 20.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.1 late payment bank error
What is your intended use for the loan proceeds?Home remodeling
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$600
What is your intended use for the loan proceeds?Home remodeling

 


 

 

 

Member Payment Dependent Notes Series 1180242

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180242

$19,750

$19,750

13.99%

1.00%

March 12, 2012

March 21, 2017

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180242. Member loan 1180242 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Darcars Toyota of Baltimore Debt-to-income ratio: 9.09%
Length of employment: 1 year Location: ELLICOTT CITY, MD
       
Home town:
Current & past employers: Darcars Toyota of Baltimore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,796.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $5,936.50 APR 17.90% $200.00 mo<br>Visa $2,786.55 APR 27.24% $200.00 mo<br>Mastercard $2,314.13 APR 19.99% $200.00 mo<br>Personal $4,000.00 $300.00 when I can (friend)<br>Personal $1,000.00 $100.00 when I can (brother)<br>Personal $ 500.00 owed to a friend, whenever<br><br>Friends & family helped me out when I was out of work for 9 months, on top of more debt I created.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $5,936.50 APR 17.90% $200.00 mo<br>Visa $2,786.55 APR 27.24% $200.00 mo<br>Mastercard $2,314.13 APR 19.99% $200.00 mo<br>Personal $4,000.00 $300.00 when I can (friend)<br>Personal $1,000.00 $100.00 when I can (brother)<br>Personal $ 500.00 owed to a friend, whenever<br><br>Friends & family helped me out when I was out of work for 9 months, on top of more debt I created.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $5,936.50 APR 17.90% $200.00 mo<br>Visa $2,786.55 APR 27.24% $200.00 mo<br>Mastercard $2,314.13 APR 19.99% $200.00 mo<br>Personal $4,000.00 $300.00 when I can (friend)<br>Personal $1,000.00 $100.00 when I can (brother)<br>Personal $ 500.00 owed to a friend, whenever<br><br>Friends & family helped me out when I was out of work for 9 months, on top of more debt I created.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $5,936.50 APR 17.90% $200.00 mo<br>Visa $2,786.55 APR 27.24% $200.00 mo<br>Mastercard $2,314.13 APR 19.99% $200.00 mo<br>Personal $4,000.00 $300.00 when I can (friend)<br>Personal $1,000.00 $100.00 when I can (brother)<br>Personal $ 500.00 owed to a friend, whenever<br><br>Friends & family helped me out when I was out of work for 9 months, on top of more debt I created.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $5,936.50 APR 17.90% $200.00 mo<br>Visa $2,786.55 APR 27.24% $200.00 mo<br>Mastercard $2,314.13 APR 19.99% $200.00 mo<br>Personal $4,000.00 $300.00 when I can (friend)<br>Personal $1,000.00 $100.00 when I can (brother)<br>Personal $ 500.00 owed to a friend, whenever<br><br>Friends & family helped me out when I was out of work for 9 months, on top of more debt I created.

 


 

 

 

Member Payment Dependent Notes Series 1180356

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180356

$5,275

$5,275

9.76%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180356. Member loan 1180356 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Travelers Debt-to-income ratio: 12.85%
Length of employment: 6 years Location: CENTREVILLE, VA
       
Home town:
Current & past employers: Travelers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 61
Revolving Credit Balance: $25,638.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay down credit card balances
Please explain the reason why you carry a large revolving credit balance.I was using my credit cards for all my purchases but now I am trying to use my debit card more often
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, $2736, 23.24%, $76<br>Discover, $6324, 23.99%, $128

 


 

 

 

Member Payment Dependent Notes Series 1180437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180437

$5,950

$5,950

12.12%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180437. Member loan 1180437 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,444 / month
Current employer: TENET HEALTHCARE Debt-to-income ratio: 20.59%
Length of employment: 5 years Location: SAVANAH, GA
       
Home town:
Current & past employers: TENET HEALTHCARE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I am wishing to refinance a current credit card and lower the interest rate. Thank you for consideration in funding my loan.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $67,737.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have a credit card with high limits at prime rate 3 or 4%, I used the card to pay off my car loan which was 8.75%. This worked out well with the exception of high utilization of revolving debt.
Please explain the reason why you carry a large revolving credit balance.I have a credit card with high limits at prime rate 3 or 4%, I used the card to pay off my car loan which was 8.75%. This worked out well with the exception of high utilization of revolving debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The current CC Debt is $67000, most at 3-4%. I am trying to reduce the interest rate on the remaining debt. I have been paying $1000/month to reduce the balance. No auto or student loan debt.
Which debts do you plan to pay off with this loan?A current credit card with a higher interest rate.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All of the funds will go to 1 credit card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The current CC Debt is $67000, most at 3-4%. I am trying to reduce the interest rate on the remaining debt. I have been paying $1000/month to reduce the balance. No auto or student loan debt.
Please explain the reason why you carry a large revolving credit balance.I have a credit card with high limits at prime rate 3 or 4%, I used the card to pay off my car loan which was 8.75%. This worked out well with the exception of high utilization of revolving debt.
Please explain the reason why you carry a large revolving credit balance.I have a credit card with high limits at prime rate 3 or 4%, I used the card to pay off my car loan which was 8.75%. This worked out well with the exception of high utilization of revolving debt.

 


 

 

 

Member Payment Dependent Notes Series 1180528

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180528

$20,000

$20,000

18.55%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180528. Member loan 1180528 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,417 / month
Current employer: n/a Debt-to-income ratio: 20.45%
Length of employment: 4 years Location: Palo Alto, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > I am consolidating compounded interest debt to a simple, fixed rate, which permit me to be debt-free in less than three years. I have previously taken a loan from Lending Club members and have less than a year remaining before it is paid off. I have a positive repayment history.<br><br> Borrower added on 03/08/12 > Further, I have been employed for nearly four years at the same employer in Silicon Valley and, fortunately, have job stability.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 33
Revolving Credit Balance: $15,999.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am consolidating compounded interest debt to a simple, fixed rate, which will permit me to be debt-free in less than three years. the compound interest is credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent ($1,660), Utilities (~$175-200), Phone ($150), Cable/Internet ($80), Insurance ($250), Two vehicles ($713), Student Loan Payments ($2500), Lending Club ($533), Pet ($50), Gas ($350), the rest goes to credit debt and food.
Please explain the reason why you carry a large revolving credit balance.This is an unfortunate accumulation of debt for when a family member had unforeseen medical expenses and job loss during the economic downturn. We turned foolishly to credit cards to survive. We make over the minimum payments, but the compounded interest is not permitting us to pay off the balances as quickly as we hoped. Therefore, we are seeking Lending Club's assistance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan Debt: 5 loans totaling $205,083.19 at interest rates ranging from 3.75% to 8%<br>Credit Card Debt: Visa ($327, 17%), Discover ($1,536, 17%), Amex ($1,936, 15%), Citi ($8,916, 13%), Macys ($1,492, 22%), Dell ($3,811, 19%)<br>Lending Club Line of Credit: $6,441 at 17%

 


 

 

 

Member Payment Dependent Notes Series 1180556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180556

$12,000

$12,000

13.99%

1.00%

March 13, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180556. Member loan 1180556 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: 7-11 Debt-to-income ratio: 5.16%
Length of employment: 10+ years Location: n ft myers fl, FL
       
Home town:
Current & past employers: 7-11
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Right now between 1100 and 1300 with this loan it will decrease by 100 a month<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 28
Revolving Credit Balance: $7,756.00 Public Records On File: 0
Revolving Line Utilization: 22.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Finish paying off my house and upgrading the electric in it so I can insure. The property is with a pprivate person do it is not insured
What is your intended use for the loan proceeds?Finish paying off my house and upgrading the electric in it so I can insure. The property is with a pprivate person do it is not insured
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About. 1100 and this will decrease by 100 with rhis. Loan
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About 1100 a. Month but this will go down by 100 a month with this loan
What is your intended use for the loan proceeds?I. To pay off my hose and have the electrric upgraded so I can get insurance
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About 1100 a. Month but this will go down by 100 a month with this loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About. 1100 and this will decrease by 100 with rhis. Loan
Please provide additional details regarding the purpose of the loan.To pay off my house and have the electric upgraded so I can get insurance on it
If you have a delinquency in the last 2 years, please explain the reason.I don' understand he question but I was delinquuent on a credt. Card I didn't know I owed on because I mocvEd and my adress did not get updated

 


 

 

 

Member Payment Dependent Notes Series 1180667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180667

$5,600

$5,600

13.99%

1.00%

March 9, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180667. Member loan 1180667 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,092 / month
Current employer: 2-10 Home Buyers Warranty Debt-to-income ratio: 14.78%
Length of employment: 8 years Location: Aurora, CO
       
Home town:
Current & past employers: 2-10 Home Buyers Warranty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > I have attempted to lower my credit card APR down from 24% and since my request was rejected I feel it's necessary to find another way to pay off this debt. Seeing an end in sight to this debt will be a big stress-reliever, especially in this economy! I appreciate you helping me out with this.<br><br> Borrower added on 03/07/12 > By the way, the reason for the title of my loan is due to the "insane" APR that credit card companies are profiting off of and I'd like to put a stop to that by paying off my credit cards right away.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 54
Revolving Credit Balance: $6,239.00 Public Records On File: 0
Revolving Line Utilization: 39.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?I have a balance of 2554.86 on one credit card with 14.9% interest. I have a pending payment of $254.86 that has not gone through yet. Another card at 2881.08 at 24% interest with a pending payment of $300. These are the 2 credit cards I plan to pay off with my loan. I also have a card at about $1,700 - 21.9% APR which I will pay off this month with my tax return check and not included within this credit card loan. I paid off another card yesterday with a balance of almost $600 24% APR.
What is the total balance of your credit cards, interest rates and current monthly payments?I have a balance of 2554.86 on one credit card with 14.9% interest. I have a pending payment of $254.86 that has not gone through yet. Another card at 2881.08 at 24% interest with a pending payment of $300. These are the 2 credit cards I plan to pay off with my loan. I also have a card at about $1,700 - 21.9% APR which I will pay off this month with my tax return check and not included within this credit card loan. I paid off another card yesterday with a balance of almost $600 24% APR.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I share my home with someone else so the following bills are half of the original amount:<br>Rent: $475. <br>I have a car that I own (no monthly payments) and I carpool to work so I receive half the gas money each month which equals to about $80/month for gas from me.<br>Electricity: $45-$75/month<br>Gas, water, sewer: $25/month<br>Cable, Internet, House Phone: $75/month<br>Health Insurance: $75/month<br>Car Insurance: $84/month<br>Cell Phone: $70/month<br>Food: $200/month
Please explain the reason why you carry a large revolving credit balance.I had medical bills that I needed to pay off and didn't want them going into collections. I have already paid off one credit card yesterday at about $600 and plan to pay off another credit card at about $1,700 with my tax return check this month. This loan will pay off my only 2 credit cards that I have left.
What is the total balance of your credit cards, interest rates and current monthly payments?I have a balance of 2554.86 on one credit card with 14.9% interest. I have a pending payment of $254.86 that has not gone through yet. Another card at 2881.08 at 24% interest with a pending payment of $300. These are the 2 credit cards I plan to pay off with my loan. I also have a card at about $1,700 - 21.9% APR which I will pay off this month with my tax return check and not included within this credit card loan. I paid off another card yesterday with a balance of almost $600 24% APR.
What is the total balance of your credit cards, interest rates and current monthly payments?I have a balance of 2554.86 on one credit card with 14.9% interest. I have a pending payment of $254.86 that has not gone through yet. Another card at 2881.08 at 24% interest with a pending payment of $300. These are the 2 credit cards I plan to pay off with my loan. I also have a card at about $1,700 - 21.9% APR which I will pay off this month with my tax return check and not included within this credit card loan. I paid off another card yesterday with a balance of almost $600 24% APR.
What is the total balance of your credit cards, interest rates and current monthly payments?I have a balance of 2554.86 on one credit card with 14.9% interest. I have a pending payment of $254.86 that has not gone through yet. Another card at 2881.08 at 24% interest with a pending payment of $300. These are the 2 credit cards I plan to pay off with my loan. I also have a card at about $1,700 - 21.9% APR which I will pay off this month with my tax return check and not included within this credit card loan. I paid off another card yesterday with a balance of almost $600 24% APR.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I share my home with someone else so the following bills are half of the original amount:<br>Rent: $475. <br>I have a car that I own (no monthly payments) and I carpool to work so I receive half the gas money each month which equals to about $80/month for gas from me.<br>Electricity: $45-$75/month<br>Gas, water, sewer: $25/month<br>Cable, Internet, House Phone: $75/month<br>Health Insurance: $75/month<br>Car Insurance: $84/month<br>Cell Phone: $70/month<br>Food: $200/month

 


 

 

 

Member Payment Dependent Notes Series 1180668

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180668

$10,000

$10,000

13.99%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180668. Member loan 1180668 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Cornerstone Group Debt-to-income ratio: 15.60%
Length of employment: 3 years Location: pompano beach, FL
       
Home town:
Current & past employers: Cornerstone Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 48
Revolving Credit Balance: $6,891.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hello, My purpose of the loan is to consolidate my credit cards in which they have high interest rate. Thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, I work as a maintenance supervisor where I live and one of the benefits is that I don't pay rent, water and no need of transportation. My only utility bill is electricity and is about 100$ a month.Thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Hello, I work as a maintenance supervisor where I live and one of the benefits is that I don't pay rent, water and no need of transportation. My only utility bill is electricity and is about 100$ a month.Thanks
Please explain the reason why you carry a large revolving credit balance.Hello, the reason why I have large revolving credit balance on some of my credit cards is because in the last few months my wife and daughter got sick and I used them to pay their bills because they don't have health insurance.Thanks
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Hello, the purpose of this loan is to consolidate my credit cards in which they have a high interest rate. I will allocate the money to pay those credit cards and have one monthly payment with this loan with a lower interest rate.
Which debts do you plan to pay off with this loan?Hello, I will use the money to consolidate my credit cards in which they have high interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello, I don't have mortgage but my credit cards balance are around 10,000 and all of them are in good standing in which I never pay late. Right now i'm in college and haven't started to pay my student loans.

 


 

 

 

Member Payment Dependent Notes Series 1180684

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180684

$1,200

$1,200

7.90%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180684. Member loan 1180684 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,300 / month
Current employer: n/a Debt-to-income ratio: 6.92%
Length of employment: n/a Location: Amston, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Pay off high interest credit cards.<br><br> Borrower added on 03/08/12 > Paying 16+% on 2 credit cards and it's expensive to pay them off, this way I can get rid of high interest accounts<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 3
Revolving Credit Balance: $1,775.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1180730

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180730

$4,000

$4,000

12.12%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180730. Member loan 1180730 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,400 / month
Current employer: n/a Debt-to-income ratio: 10.83%
Length of employment: n/a Location: Bevier, MO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 75
Revolving Credit Balance: $3,596.00 Public Records On File: 0
Revolving Line Utilization: 7.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We do not have a mortgage payment on our house, and the other expenses add up to about $600.00 per month. We do have a rental peoperty with a mortgage but the rental income pays for all of its expenses plus some extra. I just now seen your question and i am sorry i didnt get back to you sooner. I hope this answers your questions , if you need any more info let me know.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We do not have a mortgage payment on our house, and the other expenses add up to about $600.00 per month. We do have a rental peoperty with a mortgage but the rental income pays for all of its expenses plus some extra. I just now seen your question and i am sorry i didnt get back to you sooner. I hope this answers your questions , if you need any more info let me know.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We do not have a mortgage payment on our house, and the other expenses add up to about $600.00 per month. We do have a rental peoperty with a mortgage but the rental income pays for all of its expenses plus some extra. I just now seen your question and i am sorry i didnt get back to you sooner. I hope this answers your questions , if you need any more info let me know.

 


 

 

 

Member Payment Dependent Notes Series 1180995

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1180995

$24,000

$24,000

13.99%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1180995. Member loan 1180995 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Valley Medical Center Debt-to-income ratio: 16.15%
Length of employment: 7 years Location: KENT, WA
       
Home town:
Current & past employers: Valley Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > This loan will help to consolidate 5 higher APR credit cards into one payment while also allowing us to close those 5 credit cards upon payoff. This loan will assist us in not only streamlining our financial situation, but will also rapidly improve our overall credit ratings.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,065.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate higher interest credit cards into one payment with a collectively lower APR.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage, credit cards, utilities, school loans, and home/car insurances average between $4400 to $4600.
Which debts do you plan to pay off with this loan?This loan will completely pay off 5 higher APR credit cards and transfer everything into a slightly lower monthly payment between the 5 cards. Although, the lower APR on this new loan will ultimately save a ton of interest payments at the end of 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.
What is your intended use for the loan proceeds?Consolidate higher interest credit cards into one payment with a collectively lower APR.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2300/month. Credit cards are $1500/month (Total CCs minimum per month). Car loan is $250/month (Loan paid off this April 2012). Utilities are $350/month. Cellphone is $100/month. Food is $400/month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage, credit cards, utilities, school loans, and home/car insurances average between $4400 to $4600.
Please explain the reason why you carry a large revolving credit balance.A few major life stressors/changes occurred in such a short period of a few years that created the need for additional resources beyond our savings in cash, ultimately leading to a large revolving credit balance. With only 26k left to pay which is down initially from 40k, this loan will not only consolidate 5 higher APR credit cards into one payment, it will also help to close all those 5 CCs upon payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.
Which debts do you plan to pay off with this loan?This loan will completely pay off 5 higher APR credit cards and transfer everything into a slightly lower monthly payment between the 5 cards. Although, the lower APR on this new loan will ultimately save a ton of interest payments at the end of 3 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being primarily used for debt consolidation of 5 higher interest credit cards while also allowing us to close all these CCs when they're all paid off due to this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.
Which debts do you plan to pay off with this loan?This loan will completely pay off 5 higher APR credit cards and transfer everything into a slightly lower monthly payment between the 5 cards. Although, the lower APR on this new loan will ultimately save a ton of interest payments at the end of 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.
Please explain the reason why you carry a large revolving credit balance.A few major life stressors/changes occurred in such a short period of a few years that created the need for additional resources beyond our savings in cash, ultimately leading to a large revolving credit balance. With only 26k left to pay which is down initially from 40k, this loan will not only consolidate 5 higher APR credit cards into one payment, it will also help to close all those 5 CCs upon payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.
Which debts do you plan to pay off with this loan?This loan will completely pay off 5 higher APR credit cards and transfer everything into a slightly lower monthly payment between the 5 cards. Although, the lower APR on this new loan will ultimately save a ton of interest payments at the end of 3 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being primarily used for debt consolidation of 5 higher interest credit cards while also allowing us to close all these CCs when they're all paid off due to this loan.
Please explain the reason why you carry a large revolving credit balance.A few major life stressors/changes occurred in such a short period of a few years that created the need for additional resources beyond our savings in cash, ultimately leading to a large revolving credit balance. With only 26k left to pay which is down initially from 40k, this loan will not only consolidate 5 higher APR credit cards into one payment, it will also help to close all those 5 CCs upon payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.
Please explain the reason why you carry a large revolving credit balance.A few major life stressors/changes occurred in such a short period of a few years that created the need for additional resources beyond our savings in cash, ultimately leading to a large revolving credit balance. With only 26k left to pay which is down initially from 40k, this loan will not only consolidate 5 higher APR credit cards into one payment, it will also help to close all those 5 CCs upon payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan at 6% interest with 15k left to pay at $200/month. Mortgage at 5.5% interest with 300k left to pay for a 30yr loan at $2310/month. Credit cards at average rate of 21% with 26k left to pay at $800/month. Car loan at 8% interest and only two payments left at $250/month.

 


 

 

 

Member Payment Dependent Notes Series 1181009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181009

$5,000

$5,000

15.81%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181009. Member loan 1181009 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Pillar Innovations Debt-to-income ratio: 15.06%
Length of employment: 2 years Location: Morgantown, WV
       
Home town:
Current & past employers: Pillar Innovations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/07/12 > This loan is for a 2008 Honda TRX 450r ATV with 10 miles on it.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,587.00 Public Records On File: 0
Revolving Line Utilization: 58.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1181082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181082

$14,000

$14,000

17.99%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181082. Member loan 1181082 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,700 / month
Current employer: Aspen Technology, Inc. Debt-to-income ratio: 14.65%
Length of employment: 10+ years Location: CYPRESS, TX
       
Home town:
Current & past employers: Aspen Technology, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,650.00 Public Records On File: 0
Revolving Line Utilization: 80.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.It is a loan with OneMain Financial that I will pay off (formerly Citi Financial). The rate on that is too high. I also have a Capital One card where the rate is too high. Balances total about the same as this loan, monthly payment about the same. So it is just a swap for a better rate.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.It is a loan with OneMain Financial that I will pay off (formerly Citi Financial). The rate on that is too high. I also have a Capital One card where the rate is too high. Balances total about the same as this loan, monthly payment about the same. So it is just a swap for a better rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1785 monthly for housing. Mortgage, taxes, insurance, etc.
Please explain the reason why you carry a large revolving credit balance.We had a problem with a home where we got in at value of $425,000 paying $350,000 which seemed safe. But later could not get out when we were relocated by my company and the housing market crashed. In the end we were left with debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.It is a loan with OneMain Financial that I will pay off (formerly Citi Financial). The rate on that is too high. I also have a Capital One card where the rate is too high. Balances total about the same as this loan, monthly payment about the same. So it is just a swap for a better rate.
If you have a public record on file, please briefly explain the event and its resolution.None
If you have a delinquency in the last 2 years, please explain the reason.None
What is your intended use for the loan proceeds?Transferring balances, lowering rates.

 


 

 

 

Member Payment Dependent Notes Series 1181167

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181167

$7,200

$7,200

13.11%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181167. Member loan 1181167 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Center for Disability & Elder Law Debt-to-income ratio: 12.76%
Length of employment: 5 years Location: Chicago, IL
       
Home town:
Current & past employers: Center for Disability & Elder Law
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 52
Revolving Credit Balance: $7,158.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?I am placing $1,500-1,800 down for this item. The primary vehicle I was looking at cost $6,900, plus title, tax and doc fees. I am also looking at a vehicle that costs $7,900, plus title, tax and doc fees. It total, I play on putting approximately 20% down.
What type of vehicle are you buying (make, model, year, mileage and condition)?Saab 9-3 convertible, 2003, 87,000, very good/excellent condition. The mileage is low for the year. Blue Book is $10,857 in excellent condition.<br>Saab 9-3 converitble, 2001, 69,000, excellent condition. The mileage is extremely low for this car. The Kelly Blue Book is $9,103 in excellent condition.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly expenses are approximately $2,300 per month ($1,980 for mortgage, taxes and insurance, $75.00 for electricity, $50.00 to 200.00 for gas (fortunately, the heating season is pretty much over in Chicago, so my bills for the next 8 months should be on low end of that total) and $50.00 for water and sewage.

 


 

 

 

Member Payment Dependent Notes Series 1181183

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181183

$6,600

$6,600

10.74%

1.00%

March 13, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181183. Member loan 1181183 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: University of Phoenix Debt-to-income ratio: 9.03%
Length of employment: 3 years Location: LINDENWOLD, NJ
       
Home town:
Current & past employers: University of Phoenix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/10/12 > Funds will be used to consolidate my credit balances to pay them in full, and through the loan pay it back at a lower interest rate than the credit cards. Within my credit history, I have not missed or made a late payment on any of my cards and will do the same for this loan.<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,402.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1181264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181264

$5,000

$5,000

16.29%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181264. Member loan 1181264 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,900 / month
Current employer: Hoekstra Transportation Debt-to-income ratio: 3.61%
Length of employment: 1 year Location: cardington, OH
       
Home town:
Current & past employers: Hoekstra Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > This loan is to pay off balaces owed on credit cards and to pay bills.. Job is very stable I am now in a great position in life I just need the little extra help. In order to combined all my payments and to have one loan payment would help our family so much.<br><br> Borrower added on 03/08/12 > In addition to paying off balances on credit cards we intend to get some car repairs done. Its will feel nice to have the high interest card cards gone and a lower monthly payment to fit our monthly budget.<br><br> Borrower added on 03/08/12 > The large revolving credit balance is from where we had purchased our lawn tractor from John Deere. Our stove purchase from lowes.we had hit a few rough spots and had to use the credit cards and we are now trying to illimunate the cards so we dont carry these balances and can get our credit restored<br>

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 2
Revolving Credit Balance: $1,719.00 Public Records On File: 0
Revolving Line Utilization: 27.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Sorry answered this question in wrong place.. can find answer to this now under loan description
Please explain the reason why you carry a large revolving credit balance.I'm sorry I answered your question in wrong section .. oops.. the answer is listed in the loan description section..
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 700 month includes water n seweage. Car pymt 214 mo. Ulitites electic 200 cable 60 phone 100mo. Car insur 125 mo food 300mo storage unit 55mo

 


 

 

 

Member Payment Dependent Notes Series 1181340

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181340

$8,000

$8,000

10.74%

1.00%

March 12, 2012

March 21, 2015

March 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181340. Member loan 1181340 was requested on March 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,646 / month
Current employer: Fisher Keathley & Ross Debt-to-income ratio: 6.59%
Length of employment: 5 years Location: WASCO, CA
       
Home town:
Current & past employers: Fisher Keathley & Ross
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,841.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using it to pay credit card debt with high interest rate.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is around 10,000. The interest rate of the highest credit card is 29.99. The current monthly payment is approximately $550. My goal is to payoff the highest paying credit and thus reduce the interest income I am paying.

 


 

 

 

Member Payment Dependent Notes Series 1181356

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181356

$5,800

$5,800

13.99%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181356. Member loan 1181356 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Dept of USAF Debt-to-income ratio: 14.83%
Length of employment: 6 years Location: lancaster, CA
       
Home town:
Current & past employers: Dept of USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 34
Revolving Credit Balance: $12,203.00 Public Records On File: 0
Revolving Line Utilization: 62.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Legal fees for a contract dispute with possibility of a monetary recovery
What is your intended use for the loan proceeds?Legal fees for a contract dispute with possibility of monetary recovery
Please provide additional details regarding the purpose of the loan.Legal fees for a contract dispute with possibility of a monetary recovery
Please explain the reason why you carry a large revolving credit balance.I actually had to work hard to revive my credit after a bad divorce. I have since concentrated on just paying everything down and my job security with my military retirement lets me do that
Please provide additional details regarding the purpose of the loan.Legal fees for a contract dispute with possibility of a monetary recovery
What is your intended use for the loan proceeds?Legal fees for a contract dispute with possibility of monetary recovery
Please explain the reason why you carry a large revolving credit balance.I actually had to work hard to revive my credit after a bad divorce. I have since concentrated on just paying everything down and my job security with my military retirement lets me do that
If you have a public record on file, please briefly explain the event and its resolution.My only public record is a divorce and or marriage.
Please explain the reason why you carry a large revolving credit balance.I actually had to work hard to revive my credit after a bad divorce. I have since concentrated on just paying everything down and my job security with my military retirement lets me do that

 


 

 

 

Member Payment Dependent Notes Series 1181431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181431

$13,000

$13,000

15.81%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181431. Member loan 1181431 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Standard and Poors Debt-to-income ratio: 23.48%
Length of employment: 2 years Location: SAN LEANDRO, CA
       
Home town:
Current & past employers: Standard and Poors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > The funds are being used to refinance high interest credit card debt. I have never made a late payment in my credit history. Stable job with a monthly budget of $2800.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,775.00 Public Records On File: 0
Revolving Line Utilization: 93.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $9000, 20% ($200 minimum monthly payment)<br>Visa - $3000, 15% ($90 minimum monthly payment)<br>Discover - $1000, 20% ($50 minimum monthly payment)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Mastercard - $9000, 20% ($200 minimum monthly payment)<br>Visa - $3000, 15% ($90 minimum monthly payment)<br>Discover - $1000, 20% ($50 minimum monthly payment)<br><br>about $700-$800 including this loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent/Food/Insurance/Utilities are covered by my parents since I live with them. <br>Phone: $70/month<br>Transportation: $150/month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$0 since I am living with my parents post grad.
Please explain the reason why you carry a large revolving credit balance.I just graduated from College recently and was unemployed for 14 months. The market was tough and it was hard to find a job. Now that I'm working, I can finally pay down this debt I accumulated when I was a student.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Mastercard - $9000, 20% ($200 minimum monthly payment)<br>Visa - $3000, 15% ($90 minimum monthly payment)<br>Discover - $1000, 20% ($50 minimum monthly payment)<br><br>about $700-$800 including this loan
What is the total balance of your credit cards, interest rates and current monthly payments?Mastercard - $9000, 20% ($200 minimum monthly payment)<br>Visa - $3000, 15% ($90 minimum monthly payment)<br>Discover - $1000, 20% ($50 minimum monthly payment)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $9000, 20% ($200 minimum monthly payment)<br>Visa - $3000, 15% ($90 minimum monthly payment)<br>Discover - $1000, 20% ($50 minimum monthly payment)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay off all of the cards.

 


 

 

 

Member Payment Dependent Notes Series 1181437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181437

$3,000

$3,000

6.62%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181437. Member loan 1181437 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: Sedalia School District 200 Debt-to-income ratio: 23.57%
Length of employment: 10+ years Location: SEDALIA, MO
       
Home town:
Current & past employers: Sedalia School District 200
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Personal loan to lower payments.<br><br> Borrower added on 03/10/12 > personal loan to lower payments<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?A discover personal loan. I want to lower the interest and the payment.

 


 

 

 

Member Payment Dependent Notes Series 1181439

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181439

$10,000

$10,000

14.65%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181439. Member loan 1181439 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Universal Health Care Debt-to-income ratio: 21.20%
Length of employment: 2 years Location: St Petersburg, FL
       
Home town:
Current & past employers: Universal Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I will pay off my current Lending Club loan, and consolidate 3 credit cards leaving me only this payment and my car payment as my only debts.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 30
Revolving Credit Balance: $5,818.00 Public Records On File: 1
Revolving Line Utilization: 30.10% Months Since Last Record: 112
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - 950.00, insurance 225.00, phone $60.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent 950, utilities 150.00, car insurance 225.00
Please explain the reason why you carry a large revolving credit balance.went thru some stages in life and relocated to the area I live now.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?500.00, mostly due to high interest rates on them. I always pay more than minimum and I do it in weekly, automated basis.This inclused the Lending Club current loan that will be paid off.
What is the total balance of your credit cards, interest rates and current monthly payments?5500.00, avg rate is 21.99%, combined is $500.00. The other balance to pay will be the Lendingh Club balance of $3800.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa - $5000, mastercard $400, installment loan $4000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off 4 total debts. $3900.00, $3400, $600.00, $600.00

 


 

 

 

Member Payment Dependent Notes Series 1181506

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181506

$2,400

$2,400

10.74%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181506. Member loan 1181506 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Pro Towels Etc. Debt-to-income ratio: 2.13%
Length of employment: 10+ years Location: Abbeville, SC
       
Home town:
Current & past employers: Pro Towels Etc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > This loan is to pay for the replacement of our swimming pool liner and replace the facing on the fiberglass steps. All Trade Pools & Spas of Greenwood, SC recommended this organization to help us with this project.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 51
Revolving Credit Balance: $3,933.00 Public Records On File: 0
Revolving Line Utilization: 93.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1181518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181518

$6,000

$6,000

12.12%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181518. Member loan 1181518 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: BCN Telecom Inc Debt-to-income ratio: 23.61%
Length of employment: 9 years Location: Linden, NJ
       
Home town:
Current & past employers: BCN Telecom Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I need this loan in order to fullfill my closing costs obligation for a two family home.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,329.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1181696

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181696

$21,000

$21,000

18.55%

1.00%

March 13, 2012

March 22, 2017

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181696. Member loan 1181696 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Axway, Inc. Debt-to-income ratio: 8.60%
Length of employment: 5 years Location: Phoenix, AZ
       
Home town:
Current & past employers: Axway, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Thank you for your consideration in assisting me to use my income in a smarter, strategic way. I hope to pay off high interest debt to boost my financial goals.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $70,295.00 Public Records On File: 0
Revolving Line Utilization: 97.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.1 revolving Mastercard of $15,000.00 that was opened in 1988. It opened with a 3k line and over 20 years has been increased, but along with it, the APR has grown as well. I would like to pay this off and close it. The remainder of the loan, 4k, I would like to put on a second high interest card that has a balance of 7k. My goal is to pay off these 2 high interest cards, allowing me to achieve a leaner, smarter financial life.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard, $15k balance, 29.99% APR, $465.00 monthly payment<br>American Express, $7k balance, 27% APR, $165.00 monthly payment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing expenses: mortgage is $2600.00 which includes insurance & taxes in note, water $125.00, utilities ranges from $125.00 to $275.00.
What is the total balance of your credit cards, interest rates and current monthly payments?The 2 credit cards which I hope to pay off and close with this loan are : Mastercard, 15k, 29.99%, $450.00 pymnt , American Express, 7k, 27%, $150.00 pymnt. I have a Visa at 12%, $7k, $125.00 a mo., Discover at 9.99%, 8k, $150.00 a mo.

 


 

 

 

Member Payment Dependent Notes Series 1181701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181701

$9,000

$9,000

12.12%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181701. Member loan 1181701 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,917 / month
Current employer: Japond Debt-to-income ratio: 5.31%
Length of employment: 9 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Japond
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > To consolidate debt<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,352.00 Public Records On File: 0
Revolving Line Utilization: 84.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off credit card debt and Taxes owed for 2011
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2240
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$435
Please explain the reason why you carry a large revolving credit balance.I was using my credit to supplement my income, now I am earning a lot more money. I also had an unexpected expense in 2011 where I spent a large sum of money on dental work and this really pushed up the money owing on my credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3155.39 on my Chase Credit card $86 minimum monthly payment interest rate is 27.24 %<br>$7101.67 on my Juniper Credit Crad card $208.58 minimum monthly payment. Interest rate is 27.24%<br>$1485 on my Citibank Mastercard $42 minimum monthly payment interest rate is 21.99%
Which debts do you plan to pay off with this loan?I plan to completely pay off my Chase Credit card and close it, and a large portion of my Citibank and Juniper credit cards. and $1200 for my 2011 taxes
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am putting $1200 to 2011 taxes, paying off my chase credit card with $3100 and closing it , and putting $1450 to pay of citicredit card the remaining $3250 to pay off almost half my Juniper credit card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$3100 for my Chase bank card (27% intereset rate), $7250 on My Juniper Bank card (27% interset rate) and $1400 on My citi card (21% interest rate). My total monthly payments are just under $300.
Which debts do you plan to pay off with this loan?I plan to pay off $3000 on chase credit card and close that account, pay off the majority of my juniper crodit card and put $1200 to pay my 2011 taxes

 


 

 

 

Member Payment Dependent Notes Series 1181821

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181821

$11,400

$11,400

17.99%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181821. Member loan 1181821 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Oliver & Weidner Law Firm Debt-to-income ratio: 24.54%
Length of employment: 3 years Location: Clarkesville, GA
       
Home town:
Current & past employers: Oliver & Weidner Law Firm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Several high rate credit cards, consolidating into one payment. Also a few medical bills will be paid off as well. This consolidation will allow for extra money to go into savings.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1983 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 68
Revolving Credit Balance: $8,612.00 Public Records On File: 1
Revolving Line Utilization: 74.20% Months Since Last Record: 72
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.This was a joint credit card that I co-signed with my Mother. In 2006 my Mother became very ill and while staying at her home in November 2006 I found out this account was past due and turned over for collection.<br>December 2006 I paid the account in full. It has been satisfied of record. The credit reporting agencies have been very slow at crediting this reporting. Experian is now reporting correctly, Equifax & TransUnion still are not reporting as paid.
If you have a public record on file, please briefly explain the event and its resolution.This was a joint credit card that I co-signed with my Mother. In 2006 my Mother became very ill and while staying at her home in November 2006 I found out this account was past due and turned over for collection.<br>December 2006 I paid the account in full. It has been satisfied of record. The credit reporting agencies have been very slow at crediting this reporting. Experian is now reporting correctly, Equifax & TransUnion still are not reporting as paid.
If you have a public record on file, please briefly explain the event and its resolution.This was a joint credit card that I co-signed with my Mother. In 2006 my Mother became very ill and while staying at her home in November 2006 I found out this account was past due and turned over for collection.<br>December 2006 I paid the account in full. It has been satisfied of record. The credit reporting agencies have been very slow at crediting this reporting. Experian is now reporting correctly, Equifax & TransUnion still are not reporting as paid.

 


 

 

 

Member Payment Dependent Notes Series 1181993

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1181993

$9,000

$9,000

14.65%

1.00%

March 12, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1181993. Member loan 1181993 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: USSSA Debt-to-income ratio: 13.26%
Length of employment: 10+ years Location: St Cloud, FL
       
Home town:
Current & past employers: USSSA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 20 Months Since Last Delinquency: 23
Revolving Credit Balance: $10,232.00 Public Records On File: 1
Revolving Line Utilization: 69.60% Months Since Last Record: 98
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have no public record on file.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, 1200 Utilities, 400 Insurance, 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards, balance 4300 interest 22% payment 125, balance 3000 interest 20% payment 80, balance 1200 interest 12% payment 50, balance 1000 interest 12% payment 30
Which debts do you plan to pay off with this loan?All Credit Cards

 


 

 

 

Member Payment Dependent Notes Series 1182109

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182109

$5,500

$5,500

8.90%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182109. Member loan 1182109 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Johnson controls Debt-to-income ratio: 8.20%
Length of employment: 3 years Location: Egg harbor city, NJ
       
Home town:
Current & past employers: Johnson controls
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I need to replace my current vehicle I am currently looking at a 1997 grand Cherokee with 63k original miles asking price $6000 I will be selling my current vehicle 1998 jeep grand Cherokee with 135k and putting 100% into this loan I have a company vehicle for daily use only drive this on weekends<br><br> Borrower added on 03/08/12 > This loan is for a 1997 jeep grand cherokee with 63k miles I need to replace my 1998 grand Cherokee with 135k miles this will be a secondary vehicle used mostly on weekends I have a company car I will be selling my current truck and putting all proceeded to. This loan<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 75
Revolving Credit Balance: $14,015.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Household Appliances and emergency auto repairs one reason I need to replace my current vehicle

 


 

 

 

Member Payment Dependent Notes Series 1182229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182229

$2,500

$2,500

13.11%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182229. Member loan 1182229 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: petro inc Debt-to-income ratio: 22.23%
Length of employment: 10+ years Location: norwalk, CT
       
Home town:
Current & past employers: petro inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > I am always on time with my payments<br><br> Borrower added on 03/08/12 > I am a hard working person with a very stable job ( 31 yrs ) with the same company. Due to unforseen circumstances I have more high interest credit card debt that I wish to carry, the loan will help me alot to bring that debt down, I am a very good risk as I pay my bills on time.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,556.00 Public Records On File: 0
Revolving Line Utilization: 96.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.my mom passed away last may and she had no insurance, I shared the final expense costs with my sister and that pretty much wiped out any savings I had. that led me to rely on my credit cards for daily expenses wich iadded up pretty quickly
Please explain the reason why you carry a large revolving credit balance.my mom passed away last may and she had no insurance, I shared the final expense costs with my sister and that pretty much wiped out any savings I had. that led me to rely on my credit cards for daily expenses wich iadded up pretty quickly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I plan to pay off two of my mastercards which totals app. $1,250 , the balance of the loan will stay in my bank account for somewhat of a cushion
Which debts do you plan to pay off with this loan?app 2,200 per month in expenses , I live in ct which is a very expensive place to live

 


 

 

 

Member Payment Dependent Notes Series 1182425

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182425

$12,000

$12,000

13.99%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182425. Member loan 1182425 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: IBEW Debt-to-income ratio: 20.18%
Length of employment: 4 years Location: HUNTINGTOWN, MD
       
Home town:
Current & past employers: IBEW
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,222.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use is for debt consolidation.

 


 

 

 

Member Payment Dependent Notes Series 1182588

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182588

$10,625

$10,625

19.22%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182588. Member loan 1182588 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,615 / month
Current employer: Department of the Treasury, IRS Debt-to-income ratio: 19.50%
Length of employment: 6 years Location: Gold River, CA
       
Home town:
Current & past employers: Department of the Treasury, IRS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 28 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 54
Revolving Credit Balance: $7,678.00 Public Records On File: 0
Revolving Line Utilization: 33.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.This loan is intended for a personal use.
What is your intended use for the loan proceeds?I will loan the money to a family member that is in a financial need.
If you have a delinquency in the last 2 years, please explain the reason.I don't recall I have any delinquences in the last 2 years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1,500.00 in total
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,500.00
If you have a public record on file, please briefly explain the event and its resolution.N/A
Please explain the reason why you carry a large revolving credit balance.Due to my mortgage and student loans. I have a masters degree and my husband is a lisences Medical Sonographer. We obtained student loans while in school.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not pay my the mortgage. The loan is under my name but my spouse pays for it.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?the purpose of the loan is to help a familhy member that in financial need.
Please provide additional details regarding the purpose of the loan.This loan is intended for a personal use.
What is your intended use for the loan proceeds?I will loan the money to a family member that is in a financial need.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1,500.00 in total
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not pay my the mortgage. The loan is under my name but my spouse pays for it.
What is your intended use for the loan proceeds?I will loan the money to a family member that is in a financial need.
Please provide additional details regarding the purpose of the loan.This loan is intended for a personal use.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1,500.00 in total

 


 

 

 

Member Payment Dependent Notes Series 1182805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182805

$7,200

$7,200

9.76%

1.00%

March 13, 2012

March 22, 2015

March 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182805. Member loan 1182805 was requested on March 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Delaware North Companies Debt-to-income ratio: 11.24%
Length of employment: 10+ years Location: Midpines, CA
       
Home town:
Current & past employers: Delaware North Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/08/12 > Consolidating credit card loans. The majority of credit cards are higher than the loan listed here. I have a $5,000 at 19% with Discover Card. Reducing just that one will help a lot.<br><br> Borrower added on 03/08/12 > 26 years of employment with the same employer.<br><br> Borrower added on 03/10/12 > I have another card that is 14.99%. I am capable of paying off the cards my self, no problem. But why would I want to continue paying high interest rates to the banking system when you can can make the money.<br>

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 41
Revolving Credit Balance: $14,119.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1182819

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182819

$20,000

$20,000

18.25%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182819. Member loan 1182819 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Bayer Debt-to-income ratio: 7.74%
Length of employment: 2 years Location: Overland park, KS
       
Home town:
Current & past employers: Bayer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 29
Revolving Credit Balance: $8,043.00 Public Records On File: 0
Revolving Line Utilization: 22.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.no
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1000

 


 

 

 

Member Payment Dependent Notes Series 1182983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1182983

$11,200

$11,200

17.27%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1182983. Member loan 1182983 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Miller, Beam & Paganelli Debt-to-income ratio: 11.60%
Length of employment: 10+ years Location: Sterling, VA
       
Home town:
Current & past employers: Miller, Beam & Paganelli
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 18
Revolving Credit Balance: $11,094.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have family renting a room from me and they in hard times.
If you have a delinquency in the last 2 years, please explain the reason.I have family renting a room from me and they in hard times.
Which debts do you plan to pay off with this loan?All credit cards.
If you have a delinquency in the last 2 years, please explain the reason.I have family renting a room from me and they in hard times.
Which debts do you plan to pay off with this loan?All credit cards.
If you have a delinquency in the last 2 years, please explain the reason.I have family renting a room from me and they in hard times.
If you have a delinquency in the last 2 years, please explain the reason.I have family renting a room from me and they in hard times.

 


 

 

 

Member Payment Dependent Notes Series 1183005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1183005

$12,000

$12,000

17.27%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1183005. Member loan 1183005 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Toshiba business solutions Debt-to-income ratio: 11.98%
Length of employment: 4 years Location: Chicago, IL
       
Home town:
Current & past employers: Toshiba business solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > Won't to consolidate all credit cards and pay off within a year, using the extra time only for a cushion if needed.<br>

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 20 Months Since Last Delinquency: 4
Revolving Credit Balance: $14,951.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I haven't had any delinquencies. The only negative mark was being past 30 days on my Victorias secret card. I set up my payments through quicken bill pay online. This card is one I rarely use, and has no set automatic payment. I travel a for work, and when I've been late, it was due to 3 straight weeks of travel, and making the payment late when I returned from my trip. Thank you for asking.
If you have a delinquency in the last 2 years, please explain the reason.I haven't had any delinquencies. The only negative mark was being past 30 days on my Victorias secret card. I set up my payments through quicken bill pay online. This card is one I rarely use, and has no set automatic payment. I travel a for work, and when I've been late, it was due to 3 straight weeks of travel, and making the payment late when I returned from my trip. Thank you for asking.

 


 

 

 

Member Payment Dependent Notes Series 1183338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1183338

$3,250

$3,250

13.67%

1.00%

March 13, 2012

March 23, 2017

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1183338. Member loan 1183338 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,033 / month
Current employer: Spartan Resources Debt-to-income ratio: 25.38%
Length of employment: 3 years Location: LAWRENCEVILLE, GA
       
Home town:
Current & past employers: Spartan Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/11/12 > I am planning on doing some upgrades to my house. I pay all of my bills on time and have good credit. I can only accept the loan if it is 100% approved. Thank you so much for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 68
Revolving Credit Balance: $3,397.00 Public Records On File: 0
Revolving Line Utilization: 33.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I use in case of emergencies only. To keep my account active I use it for automatic bill payments at times.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $484 month<br>Transportation- $ 50 month<br>Utilities- $100 month<br>Phone- $50 month<br>Insurance-$75 month<br>Food- $80 month

 


 

 

 

Member Payment Dependent Notes Series 1183782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1183782

$23,350

$23,350

18.25%

1.00%

March 13, 2012

March 23, 2017

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1183782. Member loan 1183782 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Dell Debt-to-income ratio: 21.61%
Length of employment: 6 years Location: Georgetown, TX
       
Home town:
Current & past employers: Dell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/09/12 > I am refinancing a high interest signture loan.<br>

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,737.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Medical bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 270000 5 percent, 2201 payment including PMI and taxes<br>student loan 40000 6 percent, 168 payment<br>truck payment 15000 4 percent, 432 payment<br>signature loan 23000 24 percent, 914 payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 270000 5 percent, 2201 payment including PMI and taxes<br>student loan 40000 6 percent, 168 payment<br>truck payment 15000 4 percent, 432 payment<br>signature loan 23000 24 percent, 914 payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 270000 5 percent, 2201 payment including PMI and taxes<br>student loan 40000 6 percent, 168 payment<br>truck payment 15000 4 percent, 432 payment<br>signature loan 23000 24 percent, 914 payment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage, insurance, & taxes 2201, utilitlities 400
What is your intended use for the loan proceeds?Refinance a signature loan that has a high payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 2201<br>transportation 432<br>utilities 375<br>phone 99<br>food 350
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage, insurance, & taxes 2201, utilitlities 400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 270000 5 percent, 2201 payment including PMI and taxes<br>student loan 40000 6 percent, 168 payment<br>truck payment 15000 4 percent, 432 payment<br>signature loan 23000 24 percent, 914 payment
Which debts do you plan to pay off with this loan?a high interest signature loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?1 purpose - 1 high interest signature loan will be paid off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 270000 5 percent, 2201 payment including PMI and taxes<br>student loan 40000 6 percent, 168 payment<br>truck payment 15000 4 percent, 432 payment<br>signature loan 23000 24 percent, 914 payment
Which debts do you plan to pay off with this loan?a high interest signature loan

 


 

 

 

Member Payment Dependent Notes Series 1183810

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1183810

$6,000

$6,000

15.81%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1183810. Member loan 1183810 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Colorado State University Debt-to-income ratio: 22.10%
Length of employment: 2 years Location: Fort Collins, CO
       
Home town:
Current & past employers: Colorado State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/12/12 > Personal Loan to pay off bills<br>

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,265.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt is around $15,000 total (credit cards: Discover, Premier Bank, Captial One, Orchard at an average of 20% interest); Student Loan is at $218/month (30 yr)<br><br>Rent: $1,000.00; Car Payment: $491.00; Discover Card: $61.00; Chase: Coldwater Creek $55.00; One Main Financial: $150.00; Gettington: $59.00; ACCS : $507.00; Capital One: $44.00; Orchard Bank - HSBC: $61.00; Lane Bryant: $25.00; Care Credit: $63.00; Dell: $75.00 and ACS - Student Loan: $60.00 and US DOE : $218.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt is around $15,000 total (credit cards: Discover, Premier Bank, Captial One, Orchard at an average of 20% interest); Student Loan is at $218/month (30 yr)<br><br>Rent: $1,000.00; Car Payment: $491.00; Discover Card: $61.00; Chase: Coldwater Creek $55.00; One Main Financial: $150.00; Gettington: $59.00; ACCS : $507.00; Capital One: $44.00; Orchard Bank - HSBC: $61.00; Lane Bryant: $25.00; Care Credit: $63.00; Dell: $75.00 and ACS - Student Loan: $60.00 and US DOE : $218.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1,000/month; Transportation: $200/month; Utilities: $200/month; Phone: $150/month; Insurance: $70/month; Car Payment: $500/month; Food: $200/month; Other Bills: $1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt is around $15,000 total (credit cards: Discover, Premier Bank, Captial One, Orchard at an average of 20% interest); Student Loan is at $218/month (30 yr)<br><br>Rent: $1,000.00; Car Payment: $491.00; Discover Card: $61.00; Chase: Coldwater Creek $55.00; One Main Financial: $150.00; Gettington: $59.00; ACCS : $507.00; Capital One: $44.00; Orchard Bank - HSBC: $61.00; Lane Bryant: $25.00; Care Credit: $63.00; Dell: $75.00 and ACS - Student Loan: $60.00 and US DOE : $218.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1,000/month; Transportation: $200/month; Utilities: $200/month; Phone: $150/month; Insurance: $70/month; Car Payment: $500/month; Food: $200/month; Other Bills: $1000
Please explain the reason why you carry a large revolving credit balance.Had a change in job within the past two years which resulted in a change to my paycheck going from twice a week to once a month. This took a while to adjust too. In my previous job we had been furloughed so I had taken a significant pay reduction
Which debts do you plan to pay off with this loan?Most of my credit cards - Capital One, Discover, Orchard
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt is around $15,000 total (credit cards: Discover, Premier Bank, Captial One, Orchard at an average of 20% interest); Student Loan is at $218/month (30 yr)<br><br>Rent: $1,000.00; Car Payment: $491.00; Discover Card: $61.00; Chase: Coldwater Creek $55.00; One Main Financial: $150.00; Gettington: $59.00; ACCS : $507.00; Capital One: $44.00; Orchard Bank - HSBC: $61.00; Lane Bryant: $25.00; Care Credit: $63.00; Dell: $75.00 and ACS - Student Loan: $60.00 and US DOE : $218.00
Please explain the reason why you carry a large revolving credit balance.Had a change in job within the past two years which resulted in a change to my paycheck going from twice a week to once a month. This took a while to adjust too. In my previous job we had been furloughed so I had taken a significant pay reduction
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt is around $15,000 total (credit cards: Discover, Premier Bank, Captial One, Orchard at an average of 20% interest); Student Loan is at $218/month (30 yr)<br><br>Rent: $1,000.00; Car Payment: $491.00; Discover Card: $61.00; Chase: Coldwater Creek $55.00; One Main Financial: $150.00; Gettington: $59.00; ACCS : $507.00; Capital One: $44.00; Orchard Bank - HSBC: $61.00; Lane Bryant: $25.00; Care Credit: $63.00; Dell: $75.00 and ACS - Student Loan: $60.00 and US DOE : $218.00
Which debts do you plan to pay off with this loan?Most of my credit cards - Capital One, Discover, Orchard
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1,000/month; Transportation: $200/month; Utilities: $200/month; Phone: $150/month; Insurance: $70/month; Car Payment: $500/month; Food: $200/month; Other Bills: $1000

 


 

 

 

Member Payment Dependent Notes Series 1183955

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1183955

$25,000

$25,000

21.97%

1.00%

March 13, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1183955. Member loan 1183955 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: State of connecticut Debt-to-income ratio: 22.05%
Length of employment: 10+ years Location: Hartford, CT
       
Home town:
Current & past employers: State of connecticut
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,821.00 Public Records On File: 0
Revolving Line Utilization: 96.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly housing expenses range from $1500 to $2200 per month. This includes mortgage, utilities, insurance and taxes.
Please explain the reason why you carry a large revolving credit balance.While in most cases I try to pay more than the minimum but the interest rates average between 16.99% to 27.99%. Also, I have continued to use the cards and making a little more than the monthly payments but this has not helped my situation. I am tired and ashamed of my having this debt and I am taking the necessary steps to change it now. I am asking for your help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
Which debts do you plan to pay off with this loan?I plan to pay all of my credit card debt. Discover, Household Bank, Citibank, Wells Fargo, and GEMB.
What is your intended use for the loan proceeds?The proceeds will be used to pay off my credit card debt in full.
Please explain the reason why you carry a large revolving credit balance.While in most cases I try to pay more than the minimum but the interest rates average between 16.99% to 27.99%. Also, I have continued to use the cards and making a little more than the monthly payments but this has not helped my situation. I am tired and ashamed of my having this debt and I am taking the necessary steps to change it now. I am asking for your help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
Which debts do you plan to pay off with this loan?I plan to pay all of my credit card debt. Discover, Household Bank, Citibank, Wells Fargo, and GEMB.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of this loan is to pay off my credit card debt in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
What is your intended use for the loan proceeds?The proceeds will be used to pay off my credit card debt in full.
Please explain the reason why you carry a large revolving credit balance.While in most cases I try to pay more than the minimum but the interest rates average between 16.99% to 27.99%. Also, I have continued to use the cards and making a little more than the monthly payments but this has not helped my situation. I am tired and ashamed of my having this debt and I am taking the necessary steps to change it now. I am asking for your help.
Please explain the reason why you carry a large revolving credit balance.While in most cases I try to pay more than the minimum but the interest rates average between 16.99% to 27.99%. Also, I have continued to use the cards and making a little more than the monthly payments but this has not helped my situation. I am tired and ashamed of my having this debt and I am taking the necessary steps to change it now. I am asking for your help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
Which debts do you plan to pay off with this loan?I plan to pay all of my credit card debt. Discover, Household Bank, Citibank, Wells Fargo, and GEMB.
What is your intended use for the loan proceeds?The proceeds will be used to pay off my credit card debt in full.
Please explain the reason why you carry a large revolving credit balance.While in most cases I try to pay more than the minimum but the interest rates average between 16.99% to 27.99%. Also, I have continued to use the cards and making a little more than the monthly payments but this has not helped my situation. I am tired and ashamed of my having this debt and I am taking the necessary steps to change it now. I am asking for your help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $3200 to $3800
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of this loan is to pay off my credit card debt in full.
Please explain the reason why you carry a large revolving credit balance.While in most cases I try to pay more than the minimum but the interest rates average between 16.99% to 27.99%. Also, I have continued to use the cards and making a little more than the monthly payments but this has not helped my situation. I am tired and ashamed of my having this debt and I am taking the necessary steps to change it now. I am asking for your help.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $3200 to $3800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $3200 to $3800
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the last 2 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $3200 to $3800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current credit card debt is $21,280. My mortgage balance is $114,580. My monthly credit card payments range from $1000 - $1200 and my monthly mortgage payment is $1350.00. My credit card interest rates are from 16.99% to 27.99%.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly housing expenses range from $1500 to $2200 per month. This includes mortgage, utilities, insurance and taxes.

 


 

 

 

Member Payment Dependent Notes Series 1184388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1184388

$8,000

$8,000

13.67%

1.00%

March 12, 2012

March 23, 2015

March 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1184388. Member loan 1184388 was requested on March 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: Wolverine Freightliner Debt-to-income ratio: 20.89%
Length of employment: 2 years Location: Romulus, MI
       
Home town:
Current & past employers: Wolverine Freightliner
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,083.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent/Utilities - $300 Transportation - $60 Phone - $80 Insurance - $90 Per an agreement with my room mates, I pay their car insurance and they buy food dor the apartment. This is the total of my monthly expenses.
What is your intended use for the loan proceeds?The majority will pay off my credit cards and my other Lending Club loan. The rest will go to pay off an upcoming medical bill.
What is your intended use for the loan proceeds?The majority will pay off my credit cards and my other Lending Club loan. The rest will go to pay off an upcoming medical bill.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent/Utilities - $300 Transportation - $60 Phone - $80 Insurance - $90 Per an agreement with my room mates, I pay their car insurance and they buy food dor the apartment. This is the total of my monthly expenses.

 


 

 

 

Member Payment Dependent Notes Series 1185038

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1185038

$4,000

$4,000

16.29%

1.00%

March 13, 2012

March 24, 2015

March 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1185038. Member loan 1185038 was requested on March 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: JR International Distributors Inc Debt-to-income ratio: 2.09%
Length of employment: 5 years Location: Riverside , CA
       
Home town:
Current & past employers: JR International Distributors Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $249.00 Public Records On File: 0
Revolving Line Utilization: 1.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Currently have a private company that provides business development services primarily business planning, the funds will be used to expand our current marketing efforts to include email viral marketing and pay per call and click advertisement. We are currently doing very well with free web listings; however, the company can reach a large audience with these SEO techniques.
What is your intended use for the loan proceeds?Currently have a private company that provides business development services primarily business planning, the funds will be used to expand our current marketing efforts to include email viral marketing and pay per call and click advertisement. We are currently doing very well with free web listings; however, the company can reach a large audience with these SEO techniques.

 


 

 

 

Member Payment Dependent Notes Series 1185541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1185541

$2,200

$2,200

17.27%

1.00%

March 13, 2012

March 24, 2015

March 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1185541. Member loan 1185541 was requested on March 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,789 / month
Current employer: n/a Debt-to-income ratio: 13.18%
Length of employment: n/a Location: Hudson, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,973.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?sorry my original answer broke the guidelines. new bed and new carpet. any balance left defray debt.
Please explain the reason why you carry a large revolving credit balance.i may have been overly helpful in loved one predictaments and neglected my credit ststus, but i do plan to follow the guidelines on my future bills and pay down and off during the next 3 years. since the loan is now fully funded, this is probably academic, but its a legit query, and i thought i ought to answer out of respect. my loved ones are satisfied i have done enough and should do something for myself.
What are you buying?new bed and new carpet. any balance defray debt.
What is your intended use for the loan proceeds?sorry my original answer broke the guidelines. new bed and new carpet. any balance left defray debt.
Please explain the reason why you carry a large revolving credit balance.i may have been overly helpful in loved one predictaments and neglected my credit ststus, but i do plan to follow the guidelines on my future bills and pay down and off during the next 3 years. since the loan is now fully funded, this is probably academic, but its a legit query, and i thought i ought to answer out of respect. my loved ones are satisfied i have done enough and should do something for myself.
What is your intended use for the loan proceeds?sorry my original answer broke the guidelines. new bed and new carpet. any balance left defray debt.

 


 

 

 

Member Payment Dependent Notes Series 1185887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1185887

$18,200

$18,200

17.99%

1.00%

March 13, 2012

March 24, 2017

March 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1185887. Member loan 1185887 was requested on March 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,167 / month
Current employer: WABC-TV (Disney) Debt-to-income ratio: 12.14%
Length of employment: 10+ years Location: Ardmore, PA
       
Home town:
Current & past employers: WABC-TV (Disney)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/10/12 > This loan is intended to consolidate 9 credit cards with interest rates over 19% and payoff a $1500 tax bill. I have a great job, good credit and never missed a payment. We are overextended due to some emergencies, but this loan will help toward our goal to eliminate our debt within 5 years.<br>

 

A credit bureau reported the following information about this borrower member on March 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $55,744.00 Public Records On File: 0
Revolving Line Utilization: 78.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $280k and $2100 monthly at a 4.25% rate<br>Credit cards balance is $50,000 with 9 cards over 20% and the remainder less than 15%. Monthly payment is around $1,600<br>One line of credit at $14,000 at 8% with a monthly payment around $325.<br>One car loan at $19,000 at 0% with a monthly payment at $360
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,100<br>Utilities (electric, phone, water, cable) run between $750-$1,000<br>Insurance (auto, life) runs around $220 (home is included in the mortgage)<br>Transportation runs $750 a month<br>Food runs around $1000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $2,100<br>Utilities run between $750 and $1,000<br>No home equity loan or line of credit<br>Insurance and taxes are factored into the mortgage
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $2,100<br>Utilities run between $750 and $1,000<br>No home equity loan or line of credit<br>Insurance and taxes are factored into the mortgage
Please explain the reason why you carry a large revolving credit balance.Two fold answer - some caused by unexpected needs/house emergencies. some caused by plain stupidity. Trying to get it down quickly as possible. We've reduced the credit card debt by $10k in the last year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $280k and $2100 monthly at a 4.25% rate<br>Credit cards balance is $50,000 with 9 cards over 20% and the remainder less than 15%. Monthly payment is around $1,600<br>One line of credit at $14,000 at 8% with a monthly payment around $325.<br>One car loan at $19,000 at 0% with a monthly payment at $360
Which debts do you plan to pay off with this loan?All retail store cards (Macy's, Amazon, Sears, etc) where the rates are astronomical. Once those are paid off, then we will use the remainder to consolidate the cards with the highest rates first.
Please explain the reason why you carry a large revolving credit balance.Two fold answer - some caused by unexpected needs/house emergencies. some caused by plain stupidity. Trying to get it down quickly as possible. We've reduced the credit card debt by $10k in the last year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $280k and $2100 monthly at a 4.25% rate<br>Credit cards balance is $50,000 with 9 cards over 20% and the remainder less than 15%. Monthly payment is around $1,600<br>One line of credit at $14,000 at 8% with a monthly payment around $325.<br>One car loan at $19,000 at 0% with a monthly payment at $360
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?In addition to the tax bill, 9 credit cards will be paid off in full. All of them have interest rates above 19%. This loan should save about $100 a month and put a fixed end to the debt owed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $280k and $2100 monthly at a 4.25% rate<br>Credit cards balance is $50,000 with 9 cards over 20% and the remainder less than 15%. Monthly payment is around $1,600<br>One line of credit at $14,000 at 8% with a monthly payment around $325.<br>One car loan at $19,000 at 0% with a monthly payment at $360

 


 

 

 

Member Payment Dependent Notes Series 1186325

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1186325

$8,000

$8,000

14.65%

1.00%

March 13, 2012

March 25, 2015

March 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1186325. Member loan 1186325 was requested on March 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,178 / month
Current employer: The Boeing Company Debt-to-income ratio: 17.22%
Length of employment: 10+ years Location: Arlington, WA
       
Home town:
Current & past employers: The Boeing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,713.00 Public Records On File: 0
Revolving Line Utilization: 93.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to pay off as much of my debt as possible, by paying off and closing some of the current credit cards i have.
Please explain the reason why you carry a large revolving credit balance.I have held my job for over 10+years but my husband was laid off and was not been able to get a good sustaining job until last year . I have had to be the sole support for my household for quit some time. We're getting back in order now, had had few bumps with car repairs etc, but we're heading in the right direction. This loan will help us further to get back on track.
Which debts do you plan to pay off with this loan?The first thing, I want to do with this loan is pay off taxes that we owe and then pay off the credit cards. I plan to pay off and close the credit cards with the lower balances first then pay down as much as possible on the bigger credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The first thing, I want to do with this loan is pay off taxes that we owe and then pay off the credit cards. I plan to pay off and close the credit cards with the lower balances first then pay down as much as possible on the bigger credit cards.

 

Prospectus Supplement (Sales Report) No. 30 dated March 13, 2012