424B3 1 salessup_20120306.htm Prospectus Supplement (Sales Report) No. 29

Prospectus Supplement (Sales Report) No. 29 dated March 6, 2012

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 508075

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

508075

$3,000

$3,000

12.12%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 508075. Member loan 508075 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Case Sabatini CPAs Debt-to-income ratio: 17.59%
Length of employment: 5 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Case Sabatini CPAs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,318.00 Public Records On File: 0
Revolving Line Utilization: 73.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need a temporary loan to cover real estate taxes on my other land available for sale while I'm developing my two lake front lots.
What is your intended use for the loan proceeds?I need a temporary loan to cover real estate taxes on my other land available for sale while I'm developing my two lake front lots.
What is your intended use for the loan proceeds?I need a temporary loan to cover real estate taxes on my other land available for sale while I'm developing my two lake front lots.
What is your intended use for the loan proceeds?I need a temporary loan to cover real estate taxes on my other land available for sale while I'm developing my two lake front lots.
Can you provide some high level financials on the monthly costs / revenue of your business?The land sales business varies by month. I average about a $2,000 lot sale every other month with a 50% gross profit. My property management business grosses about $750 a month with a 25% gross profit. A lot of funds are being used for the lake development currently. I also make $3k a week at my full time job. I will easily be able to make my $100/mo lending club payment
Can you provide some high level financials on the monthly costs / revenue of your business?The land sales business varies by month. I average about a $2,000 lot sale every other month with a 50% gross profit. My property management business grosses about $750 a month with a 25% gross profit. A lot of funds are being used for the lake development currently. I also make $3k a week at my full time job. I will easily be able to make my $100/mo lending club payment

 


 

 

 

Member Payment Dependent Notes Series 749262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

749262

$8,000

$8,000

6.03%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 749262. Member loan 749262 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,883 / month
Current employer: FCI Ray Brook Debt-to-income ratio: 19.29%
Length of employment: 10+ years Location: Plattsburgh, NY
       
Home town:
Current & past employers: FCI Ray Brook
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 43 Months Since Last Delinquency: 21
Revolving Credit Balance: $1,514.00 Public Records On File: 0
Revolving Line Utilization: 11.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 886834

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

886834

$7,000

$7,000

7.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 886834. Member loan 886834 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: STEPS, INC Debt-to-income ratio: 3.35%
Length of employment: 8 years Location: lathrup village, MI
       
Home town:
Current & past employers: STEPS, INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Repairs to property acquisition. Home needs kitchen.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,290.00 Public Records On File: 0
Revolving Line Utilization: 14.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 986719

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

986719

$10,000

$10,000

6.62%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 986719. Member loan 986719 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,808 / month
Current employer: Gust Family Enterprises dba Ace Hardware Debt-to-income ratio: 27.93%
Length of employment: 4 years Location: MILLIKEN, CO
       
Home town:
Current & past employers: Gust Family Enterprises dba Ace Hardware
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Home improvements: fix a leaking sink, tile downstairs bathroom, new sink in upstairs bathroom, wood floors need a major work over: buffing, waxing, put in a garbage disposal. Replace downstairs carpet. Repair the center air conditioning. If able redo front porch.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,274.00 Public Records On File: 0
Revolving Line Utilization: 18.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1027727

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1027727

$16,000

$16,000

12.12%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1027727. Member loan 1027727 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: Gap inc Debt-to-income ratio: 15.67%
Length of employment: 3 years Location: Walnut Creek, CA
       
Home town:
Current & past employers: Gap inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Will use to pay off 2 credit cards. I have a stable job and an entrepreneur on the side.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 46
Revolving Credit Balance: $18,015.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to consolidate my 2 credit cards (Amex blue & BofA). I'm currently paying about $100 a month in interest on both cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1450, gas $200, car insurance $85, phone $100, food $400, internet $80, electricity $65, garbage/water $50
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $1450 and utilities is $150
Please explain the reason why you carry a large revolving credit balance.I lived abroad for 10 years while going to college and working. When I came back to the US, I got caught up in the "American Dream" I missed being out of the country for so long. I wish to continue the dream
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm going to use the money to pay off my 2 credit cards. $8K each on my Blue Amex 15% interest and BofA 16% interest.
Which debts do you plan to pay off with this loan?I'm going to use the money to pay off my 2 credit cards. $8K each on my Blue Amex and BofA. I'm currently paying about $100 a month in interest for them.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm going to use the money to pay off my 2 credit cards. $8K each on my Blue Amex and BofA. I'm currently paying about $100 a month in interest for them.

 


 

 

 

Member Payment Dependent Notes Series 1035868

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1035868

$28,000

$28,000

13.67%

1.00%

March 6, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1035868. Member loan 1035868 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Hospira, Inc. Debt-to-income ratio: 19.31%
Length of employment: 3 years Location: Longmont, CO
       
Home town:
Current & past employers: Hospira, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > This loan is part of my plan and financial budget is to be debt free witin 5 years.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $76,147.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America - installment for tuition - Balance $25000, payment: $546<br>Bank of America - Charge - Balance $7000, payment $65<br>Chase - Charge - Balance $11000, payment $265 (to be paid by this loan)<br>Chase - Charge - Balance $7500, payment $92 (very low interest - 2.99%)<br>GE Money - installment - Balance $11800, payment $383 (to be paid by this loan)<br>BVCU - Charge - Balance $8000, payment $230 (to be paid off by tis loan and by my annual bonus)<br>Capital One - Charge - payment $101
Please explain the reason why you carry a large revolving credit balance.About 5 years ago, a comapny that employed me offered me stock options that I then bought the options on (with money borrowed - most of these debts). I lost $335000 as the company went bankrupt and I still have approximately $38000 in capital loss to write off. Most of this debt was incurred by purchasing these options.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Normal monthly expenses are mortgage: $2730/mo, utilities: $300/mo, car insurance: $150/mo.
Which debts do you plan to pay off with this loan?GE Money, Chase Mileage Plus and a portion of a higher interest car loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $2730/mo, car insurance: $150/mo, utilities: $300/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America - installment for tuition - Balance $25000, payment: $546<br>Bank of America - Charge - Balance $7000, payment $65<br>Chase - Charge - Balance $11000, payment $265 (to be paid by this loan)<br>Chase - Charge - Balance $7500, payment $92 (very low interest - 2.99%)<br>GE Money - installment - Balance $11800, payment $383 (to be paid by this loan)<br>BVCU - Charge - Balance $8000, payment $230 (to be paid off by tis loan and by my annual bonus)<br>Capital One - Charge - payment $101
Which debts do you plan to pay off with this loan?GE Money, Chase Mileage Plus and a portion of a higher interest car loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?debt consolidation: Chase Mileage Plus, GE Money and part of a higher interest car loan.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgagae: $2730/mo, car insurance: $150/mo, utilities: $300/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $2730/mo, car insurance: $150/mo, utilities: $300/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America - installment for tuition - Balance $25000, payment: $546<br>Bank of America - Charge - Balance $7000, payment $65<br>Chase - Charge - Balance $11000, payment $265 (to be paid by this loan)<br>Chase - Charge - Balance $7500, payment $92 (very low interest - 2.99%)<br>GE Money - installment - Balance $11800, payment $383 (to be paid by this loan)<br>BVCU - Charge - Balance $8000, payment $230 (to be paid off by tis loan and by my annual bonus)<br>Capital One - Charge - payment $101
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America - installment for tuition - Balance $25000, payment: $546<br>Bank of America - Charge - Balance $7000, payment $65<br>Chase - Charge - Balance $11000, payment $265 (to be paid by this loan)<br>Chase - Charge - Balance $7500, payment $92 (very low interest - 2.99%)<br>GE Money - installment - Balance $11800, payment $383 (to be paid by this loan)<br>BVCU - Charge - Balance $8000, payment $230 (to be paid off by tis loan and by my annual bonus)<br>Capital One - Charge - payment $101
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America - installment for tuition - Balance $25000, payment: $546<br>Bank of America - Charge - Balance $7000, payment $65<br>Chase - Charge - Balance $11000, payment $265 (to be paid by this loan)<br>Chase - Charge - Balance $7500, payment $92 (very low interest - 2.99%)<br>GE Money - installment - Balance $11800, payment $383 (to be paid by this loan)<br>BVCU - Charge - Balance $8000, payment $230 (to be paid off by tis loan and by my annual bonus)<br>Capital One - Charge - payment $101
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America - installment for tuition - Balance $25000, payment: $546<br>Bank of America - Charge - Balance $7000, payment $65<br>Chase - Charge - Balance $11000, payment $265 (to be paid by this loan)<br>Chase - Charge - Balance $7500, payment $92 (very low interest - 2.99%)<br>GE Money - installment - Balance $11800, payment $383 (to be paid by this loan)<br>BVCU - Charge - Balance $8000, payment $230 (to be paid off by tis loan and by my annual bonus)<br>Capital One - Charge - payment $101

 


 

 

 

Member Payment Dependent Notes Series 1041761

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1041761

$20,000

$20,000

22.78%

1.00%

March 5, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1041761. Member loan 1041761 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Cook Medical Debt-to-income ratio: 18.96%
Length of employment: 10+ years Location: KING, NC
       
Home town:
Current & past employers: Cook Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Useing the money to combined some smaller loans and get our daughter her frist car.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 39
Revolving Credit Balance: $13,925.00 Public Records On File: 0
Revolving Line Utilization: 94.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I can't think of any with in the past couple of years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?our mortgage 120,000 interest rate 4% payment 530.<br>our credit card 10,000 interest rate 9.9% payment 210.<br>our credit card 1700. interest rate 13% payment 77.<br>our line of credit 2500 interest rate 11% payment 50.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?our mortgage 120,000 interest rate 4% payment 530.<br>our credit card 10,000 interest rate 9.9% payment 210.<br>our credit card 1700. interest rate 13% payment 77.<br>our line of credit 2500 interest rate 11% payment 50.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?power bill at 120. a month
Please explain the reason why you carry a large revolving credit balance.that the reason for the loan is to get ride of this card and have a set payment for a set time. Just seem like you can pay and pay on the card and it just keeps the same blance and we've been told unless we can aford to make 2 payments at a time then it take several years to pay this type of credit off. Just trying to get ride of all our credit cards and have one monthly payment for a set time.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off some cridt cards and take some of the money to pay off my truck repairs and then buy a car for our daughter with what is left.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage and insurance and taxes all in payment at 654.mo and power at 120mo. wateris 45 every two months<br>then have our bundle phone, TV, internet at 140.mo then just food and gas for work.

 


 

 

 

Member Payment Dependent Notes Series 1062220

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062220

$12,000

$12,000

14.65%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062220. Member loan 1062220 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Childhelp Debt-to-income ratio: 13.83%
Length of employment: 4 years Location: YOUNGTOWN, AZ
       
Home town:
Current & past employers: Childhelp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 24
Revolving Credit Balance: $14,157.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: Total Balance $11,456, Average Interest Rate 21%, Total Monthly Payments $453<br>Student Loans: Total Balance $72,673 in deferrment until 1/15/13
If you have a delinquency in the last 2 years, please explain the reason.Two and half years ago I was advised to short sale my home that I owned for 7 years due to it being worth 30% of the mortgage. Within 72 hours after an agreement was reach with my mortgage company for short sale they chose to follow through with foreclosure in December 2009 and finalized the foreclosure in March 2010.
What is your intended use for the loan proceeds?To pay off high interest credit cards and help my father pay for funeral expenses incurred last week when my stepmother passed away.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,700 monthly expenses

 


 

 

 

Member Payment Dependent Notes Series 1068901

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068901

$9,500

$9,500

9.76%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068901. Member loan 1068901 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,583 / month
Current employer: Tulalip Tribes Debt-to-income ratio: 16.69%
Length of employment: 2 years Location: SNOHOMISH, WA
       
Home town:
Current & past employers: Tulalip Tribes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Refinance credit card debt that is at 16.99% to lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,905.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum payments on all credit cards is about $600. This will go to move the balance from one of my credit card with a 16.99% interest rate to here to pay off more quickly and with less interest.
What is your intended use for the loan proceeds?Refinance higher interest rate credit card at 16.99%

 


 

 

 

Member Payment Dependent Notes Series 1086681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1086681

$32,875

$32,875

7.62%

1.00%

March 1, 2012

February 23, 2015

February 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1086681. Member loan 1086681 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: n/a Debt-to-income ratio: 9.40%
Length of employment: n/a Location: Turlock, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/14/12 > Family owned beverage company seeking capitol for products, distribution and marketing. <br><br>We have an excellent credit score, a conservative monthly budget, a solid business plan, a unique beverage in the market place and a team that consists of the necessary expertise that will ensure our success.<br><br> Borrower added on 02/17/12 > In our business plan our projection for the first six months of business would be $45,000. This is a cost for production.<br>

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1977 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,915.00 Public Records On File: 0
Revolving Line Utilization: 24.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Capitol for production, distribution and marketing for a new USA made beverage.
What is your intended use for the loan proceeds?Capitol for production, distribution and marketing for a new USA made beverage.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are approximately $5,000.00
What type of business are you starting?We are starting an artisanal beverage business with USA made products that is only sweetened with honey.
What do you project your monthly expenses for the first 6 months of your business?Our business plan projection for the first six months would be $45,000. This is for production.
What do you project your monthly revenues for the first 6 months to be?Our projection of revenue for the first six months would be $72,000.
Can you provide some high level financials on the monthly costs / revenue of your business?Our business plan projects a monthly expense of $10,400.00.<br>Advertising- $1000.00<br>payroll- $4000.00<br>Inventory/ product-$4500.00<br>License/ fee/ permits- $100.00<br>Vehicles-$800.00
Please describe your experience/familiarity with the business you are starting/started?Our team consists of members with expertise in administration, marketing, inventory control, public relations, production, and a beverage consultant, ensuring our success..

 


 

 

 

Member Payment Dependent Notes Series 1092569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1092569

$10,000

$10,000

14.65%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1092569. Member loan 1092569 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Aprima Medical Software Debt-to-income ratio: 16.76%
Length of employment: 1 year Location: BAILEY, NC
       
Home town:
Current & past employers: Aprima Medical Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,988.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1095569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1095569

$14,000

$14,000

7.90%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1095569. Member loan 1095569 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Nassau County Debt-to-income ratio: 10.74%
Length of employment: 4 years Location: long beach, NY
       
Home town:
Current & past employers: Nassau County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > My goal is to consolidate my debt into one monthly payment and keep my interest rate as low as possible. The majority of this debt is related to moving expenses and new apartment costs after I graduated from college and related transportation costs for work.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,173.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 1100, transportation averages about 260, utilities average 35 for electric, no cable and free Internet. My insurance and phone are both covered by work. My average monthly food expenses are about 300.
Please explain the reason why you carry a large revolving credit balance.After college I made several large purchases and have been steadily paying down the bills for the last year however recently the interest payments have become excessive and I feel I could more quickly pay down the debt with a single payment and lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt is about 8,000 at 12.24% and 5000 at 19.99%. I've payed off my student loans and am currently paying 650 dollars a month between the two debts which is the amout a plan to countue paying.
Which debts do you plan to pay off with this loan?Two credit cards

 


 

 

 

Member Payment Dependent Notes Series 1096342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1096342

$12,000

$12,000

9.76%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1096342. Member loan 1096342 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Oregon Military department Debt-to-income ratio: 15.45%
Length of employment: 10+ years Location: SALEM, OR
       
Home town:
Current & past employers: Oregon Military department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I would like to consolidating my visa and discover cards. This payment is less than I currently pay as the minimum.<br>

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,479.00 Public Records On File: 0
Revolving Line Utilization: 78.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?monthly bills total about 3500 not counting the two card I would like to consolidate. I'v been paying 400 a mounth on them and not making much progress in paying them off.
Which debts do you plan to pay off with this loan?master card and discover

 


 

 

 

Member Payment Dependent Notes Series 1104929

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1104929

$21,000

$21,000

13.67%

1.00%

March 1, 2012

February 25, 2015

February 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1104929. Member loan 1104929 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: wing it inc Debt-to-income ratio: 23.36%
Length of employment: 10+ years Location: DEARBORN, MI
       
Home town:
Current & past employers: wing it inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > 26.74% interest on largest debt account.<br>

 

A credit bureau reported the following information about this borrower member on January 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 46
Revolving Credit Balance: $13,760.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1107879

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1107879

$12,000

$12,000

13.67%

1.00%

February 29, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1107879. Member loan 1107879 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Howell Family Partnership Debt-to-income ratio: 14.88%
Length of employment: 7 years Location: Santa Rosa Beach, FL
       
Home town:
Current & past employers: Howell Family Partnership
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > I am in a good financial situation for this loan, and it will help build my career future. I have been frustrated by banks and i am glad to find options outside of banks. I find a lot of banks these days make their loan criteria almost impossible to get a reasonable loan.<br><br> Borrower added on 02/20/12 > By the numbers, i need to generate $857+ each day for the 14 days given to make my $12,000 loan happen. After 5 days I am only at $3000, which is $600 per day.<br><br> Borrower added on 02/20/12 > I can say that I am a very prudent individual. I would not seek this loan if I was not planning on paying it off early. I will do future business with Lending Club if given this oppurtunity. So all I can say is Thank you to anyone who can help me make this chance happen.<br><br> Borrower added on 02/21/12 > Day 6, went from $3000 to $7350. $4,350 in 24 hrs! <br>Thanks to everyone!<br><br> Borrower added on 02/22/12 > Wow I went from thinking I would not get there, to having no doubt within two days. Thanks for the hopefulness LC!<br>

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 15
Revolving Credit Balance: $711.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I do not plan on paying off any debts with this loan. When i first signed in to get this loan the application did not give me a choice for what i actually need the loan for, which is property investment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a 50/50 debt ratio on my only credit card, that card is 10.99. I have to vehicles, and that is what i want to pay off. Payments are around 600 for both. I will pay off this loan by replacing those payments for this one at a lower dollar amount per month. Thank you.
If you have a delinquency in the last 2 years, please explain the reason.I can proudly say I have no delinquencies in at least 6 years or more. I wrecked my credit in college and have been trying to repair it ever since. Over the past 6-8 years i have repaired my credit by 300 points. I am around 700 now and I hope to get to the promise land, 800 in next few years. Thank You
If you have a delinquency in the last 2 years, please explain the reason.I can proudly say I have no delinquencies in at least 6 years or more. I wrecked my credit in college and have been trying to repair it ever since. Over the past 6-8 years i have repaired my credit by 300 points. I am around 700 now and I hope to get to the promise land, 800 in next few years. Thank You
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a 50/50 debt ratio on my only credit card, that card is 10.99. I have to vehicles, and that is what i want to pay off. Payments are around 600 for both. I will pay off this loan by replacing those payments for this one at a lower dollar amount per month. Thank you.
Which debts do you plan to pay off with this loan?I would ultimately like to pay off my car, and a credit card with this loan. I will replace those monthly payments for this payment at a smaller dollar amount per month. Which will enable me to pay off this loan early as well. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1108160

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1108160

$12,000

$12,000

10.74%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1108160. Member loan 1108160 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,392 / month
Current employer: Aesthetics Inc Debt-to-income ratio: 17.13%
Length of employment: 10+ years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Aesthetics Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,821.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: total debt is $13,000 for 3 different credit cards at 18%, 15%, & 12%

 


 

 

 

Member Payment Dependent Notes Series 1108460

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1108460

$4,800

$4,800

12.12%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1108460. Member loan 1108460 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: EDMC Debt-to-income ratio: 12.63%
Length of employment: < 1 year Location: Lower Burrell, PA
       
Home town:
Current & past employers: EDMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > The loan is for an engagement ring. I have very good credit and pay my bills on time regularly. The monthly payment that I will be adding to my budget is very affordable and I will have no problems making payments.<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,348.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I currently have 3 credit cards that are opened. Two of those cards will be paid off before the end of March. The cards were used to help build my credit. I have been paying more than the minimum payment ever since I put a balance on the cards.
How are you paying for other wedding expenses not covered by this loan?I mentioned in the description of this loan that the loan is actually being used to buy an engagement ring. I have saved around 20% of the cost of the ring. This loan will be covering the other 80%.
What portion of your wedding expenses does this loan represent?As stated in the previous question and answer, this loan will be going toward an engagement ring. This loan represents around 80% of the value of the ring. The remaining balance of the loan that is not used for the ring will be used to pay off the balance of the loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently I pay 400 in rent, 86 for cell phone, 200 for all utilities and insurance, around 150 a month in transportation to work, 300 for car payment.

 


 

 

 

Member Payment Dependent Notes Series 1113484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1113484

$4,200

$4,200

9.76%

1.00%

March 1, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1113484. Member loan 1113484 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: PIMCO Debt-to-income ratio: 16.66%
Length of employment: 2 years Location: Tustin, CA
       
Home town:
Current & past employers: PIMCO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 72
Revolving Credit Balance: $3,927.00 Public Records On File: 0
Revolving Line Utilization: 30.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car Loan - 5.9% - $22,399 balance - monthly $520<br>Credit Card1 - 0% - $1,000 balance - monthly $67<br>Credit Card2 - 17.9% - $1,500 balance (consolidating this card) - monthly $41<br>Credit Card3 - 12.9% - $450 balance (consolidating this card) - monthly $25<br>Credit Card4 - 10% - $2,500 balance - monthly $90<br>Credit Card5 - 19.99% - $1,700 balance (consolidating this card) - monthly $80<br>Credit Card6 - 24.99% - $700 balance (consolidating this card) - monthly $80

 


 

 

 

Member Payment Dependent Notes Series 1116044

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1116044

$11,000

$11,000

12.12%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1116044. Member loan 1116044 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Tic Toc Games Debt-to-income ratio: 3.37%
Length of employment: 1 year Location: Canyon Country, CA
       
Home town:
Current & past employers: Tic Toc Games
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,657.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total Mortgage - $1918.80. Mastercard. 13.9%. $8038. $240 month. Line of Credit: 22.2% $1054. $50 month.
What is your intended use for the loan proceeds?Debt Consolidation and Home Repairs / Improvement.
Which debts do you plan to pay off with this loan?Credit Card about $8000. Line Of Credit about $1020.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Most of the loan is for debt. (About $9100 of it). The rest is for roof repairs on my home. I have a leaky roof. Should cost about $1500 to repair.
Please explain the reason why you carry a large revolving credit balance.Not sure, I guess because I have not quite had the extra resources to pay it off.

 


 

 

 

Member Payment Dependent Notes Series 1116430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1116430

$7,200

$7,200

17.99%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1116430. Member loan 1116430 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Pqi corporation Debt-to-income ratio: 15.63%
Length of employment: 10+ years Location: fremont, CA
       
Home town:
Current & past employers: Pqi corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,377.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1117188

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1117188

$10,200

$10,200

6.03%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1117188. Member loan 1117188 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,500 / month
Current employer: State Street Corporation Debt-to-income ratio: 17.77%
Length of employment: 6 years Location: hanson, MA
       
Home town:
Current & past employers: State Street Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I plan to use this loan to pay off my credit card and avoid the high interest rate. I have excellent credit and I have never defaulted on any loan agreements. The budget I have in place along with my job stability will allow me to easily pay off this loan in the allotted amount of time.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 12
Revolving Credit Balance: $16,803.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1117569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1117569

$21,000

$21,000

21.48%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1117569. Member loan 1117569 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,417 / month
Current employer: Operating Engineers FCU Debt-to-income ratio: 11.69%
Length of employment: 2 years Location: Newark, CA
       
Home town:
Current & past employers: Operating Engineers FCU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,658.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My friends and I are starting up a small business.
Please provide additional details regarding the purpose of the loan.My friends and I are starting up a small business.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is for start up of a small business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not have rent, utilities or food expenses because I live with my family. I have transportation expenses ($300/month more or less), car insurance ($90/month), Term and Life Insurance ($45/month) & cellphone expense ($85/month).
If you have a public record on file, please briefly explain the event and its resolution.I'm not sure what you mean by public record on file. Can you give me more information about your question?

 


 

 

 

Member Payment Dependent Notes Series 1118444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1118444

$21,000

$21,000

19.22%

1.00%

March 5, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1118444. Member loan 1118444 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Mecklenburg County EMS Debt-to-income ratio: 13.63%
Length of employment: < 1 year Location: LINCOLNTON, NC
       
Home town:
Current & past employers: Mecklenburg County EMS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,296.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I spend $80 on a phone bill, about $200 on gas, and $300-$400 on food, and $60 on car insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards with 9000 balances, the rates are 16 and 11( or there about) also, 500 in an over draft account and 600 from PayPal for items for school.

 


 

 

 

Member Payment Dependent Notes Series 1118456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1118456

$2,525

$2,525

13.67%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1118456. Member loan 1118456 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Knife River Corp Debt-to-income ratio: 20.84%
Length of employment: 5 years Location: Happy Valley, OR
       
Home town:
Current & past employers: Knife River Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I will be able to pay off my high interest credit cards, and have one monthly payment. Which is alot more affordable.<br>

 

A credit bureau reported the following information about this borrower member on January 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,599.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1118979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1118979

$12,000

$12,000

7.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1118979. Member loan 1118979 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,625 / month
Current employer: Appleton Sign Company Debt-to-income ratio: 19.47%
Length of employment: 6 years Location: Kimberly, WI
       
Home town:
Current & past employers: Appleton Sign Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > I was tired of paying on my high interest credit card loans and long-term student loans. Now, I'll be able to pay off everything in three years!<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 51
Revolving Credit Balance: $1,297.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?About half of the $12,000 will pay off the two student loans that I have, and the other half will pay off the two credit cards I have.

 


 

 

 

Member Payment Dependent Notes Series 1119643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1119643

$12,000

$12,000

9.76%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1119643. Member loan 1119643 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,000 / month
Current employer: SimplyRehab, LLC Debt-to-income ratio: 13.74%
Length of employment: 7 years Location: RALEIGH, NC
       
Home town:
Current & past employers: SimplyRehab, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > I am a good investment because I have a stable, salaried job with the same company for the last 7 years and I have a solid history consistent and on time debt repayment. This loan will help me improve my good standing by eliminating high interest debt.<br>

 

A credit bureau reported the following information about this borrower member on January 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,192.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intend to payoff high interest credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage-1315<br>cars-790<br>utilities-140<br>phone/internet-120<br>food-700<br>car/home insurance-150<br>credit card-375
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC#1 ,$1055: 9.96%: $50/month<br>MC#2, $1198: 19.90%: 75/month<br>MC#3, $247: 18.96% : $25/month<br>Lowes, $130: 24.99%: $25/month<br>Visa, $4987: 29.24% :$160/month<br>Rooms to go, $1035:22.29%:$100/month

 


 

 

 

Member Payment Dependent Notes Series 1120546

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1120546

$12,000

$12,000

13.11%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1120546. Member loan 1120546 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Rockefeller University Debt-to-income ratio: 10.04%
Length of employment: 6 years Location: BRONX, NY
       
Home town:
Current & past employers: Rockefeller University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 66
Revolving Credit Balance: $11,588.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Everything included will be $1,300 and up.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Close to $11.000 at this moment
Which debts do you plan to pay off with this loan?I will clear off all my debts and start a fresh life with a peace of mind
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1300 and above
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Everything included will be $1,300 and up.
Please explain the reason why you carry a large revolving credit balance.Well due to interest rates n unnecessary charges, my monthly payments do not take me far. Credit card companies will always find ways to take your money.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Close to $11.000 at this moment
Which debts do you plan to pay off with this loan?I will clear off all my debts and start a fresh life with a peace of mind
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of this loan is to clear off all my debts. The amount am requesting from you guys will cover all my debt and will help me save money and time for myself

 


 

 

 

Member Payment Dependent Notes Series 1120852

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1120852

$35,000

$35,000

19.99%

1.00%

March 2, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1120852. Member loan 1120852 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: North Cambria Fuel C0. Debt-to-income ratio: 10.30%
Length of employment: 10+ years Location: BLAIRSVILLE, PA
       
Home town:
Current & past employers: North Cambria Fuel C0.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/15/12 > pay of all my billls<br><br> Borrower added on 02/15/12 > i would like to pay off my credit cards off because all ways had good credit but right it is pulling me down. i want to get a head and stay a head. i do not like it when i fakk behind, thank you very much.<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,644.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?when i filled out this loan in the spave that asked what is the loan for. It was for a loan and to pay off my credt cards. this loan will pay off the loan and all so the credit cards my monthly paymnet are around 1,500300. Thank you.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 5,000.00 the payment a month is 309.00<br>visa 5,000.00l the payment a month is 359.00<br>visa 13,000.00 the payment a month is 250.00<br>loan 10,000.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 5,000.00 the payment a month is 309.00<br>visa 5,000.00l the payment a month is 359.00<br>visa 13,000.00 the payment a month is 250.00<br>loan 10,000.00
What is your intended use for the loan proceeds?i would pay off the loan and my credit card .
Please explain the reason why you carry a large revolving credit balance.i have to use the credit card to pay for some of my bills.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?when i filled out this loan in the spave that asked what is the loan for. It was for a loan and to pay off my credt cards. this loan will pay off the loan and all so the credit cards my monthly paymnet are around 1,500300. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?My total for my load and credit cards are around 34,000.00 and the iinterest rate on one of them is 23% and it take a lond time to see it go down.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 5,000.00 the payment a month is 309.00<br>visa 5,000.00l the payment a month is 359.00<br>visa 13,000.00 the payment a month is 250.00<br>loan 10,000.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i am paying off my credit cards and a loan. I will pay them off with a personal check.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 5,000.00 the payment a month is 309.00<br>visa 5,000.00l the payment a month is 359.00<br>visa 13,000.00 the payment a month is 250.00<br>loan 10,000.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i am paying off my credit cards and a loan. I will pay them off with a personal check.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 5,000.00 the payment a month is 309.00<br>visa 5,000.00l the payment a month is 359.00<br>visa 13,000.00 the payment a month is 250.00<br>loan 10,000.00
Please explain the reason why you carry a large revolving credit balance.i have to use the credit card to pay for some of my bills.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 5,000.00 the payment a month is 309.00<br>visa 5,000.00l the payment a month is 359.00<br>visa 13,000.00 the payment a month is 250.00<br>loan 10,000.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My gas is about 80.00 a week<br>my phone 101.00<br>my internet 33.00<br>my electric 150.00<br>my water 107.00
If you have a delinquency in the last 2 years, please explain the reason.If i have a past due it is because it fell before my pay.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expense related to my loan and my credit cards and all my day to day bills. You would have your electric and phone and gas and water and any thing that comes up.

 


 

 

 

Member Payment Dependent Notes Series 1121051

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1121051

$35,000

$35,000

8.90%

1.00%

March 1, 2012

February 8, 2015

February 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1121051. Member loan 1121051 was requested on January 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $27,083 / month
Current employer: Pipeline Utilities Debt-to-income ratio: 3.02%
Length of employment: 10+ years Location: Vista, CA
       
Home town:
Current & past employers: Pipeline Utilities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1984 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,756.00 Public Records On File: 0
Revolving Line Utilization: 30.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Purchases of material and supplies for manufacturing, orders that have already been placed
What is your intended use for the loan proceeds?To pay contract sewers, as they must be paid within 7day of invoice, before we have been paid for our products
Please describe your experience/familiarity with the business you are starting/started?We have been in the fabric business for 2+ years and recently started a clothing line. We have clothing representatives across the U.S and in Puerto Rico and the Caribbean
What do you project your monthly expenses for the first 6 months of your business?45,000
What do you project your monthly revenues for the first 6 months to be?75,000
Please describe your experience/familiarity with the business you are starting/started?We have been in the fabric business for 2+ years and recently started a clothing line. We have clothing representatives across the U.S and in Puerto Rico and the Caribbean

 


 

 

 

Member Payment Dependent Notes Series 1123132

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1123132

$18,000

$18,000

13.99%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1123132. Member loan 1123132 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,365 / month
Current employer: Open MRI of Bala Cynwyd Debt-to-income ratio: 2.13%
Length of employment: 3 years Location: Philadelphia, PA
       
Home town:
Current & past employers: Open MRI of Bala Cynwyd
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > This loan is for credit cards and loans from my grad school to get consolidated. I'm stuck in high interest rates and this will cut my monthly expense down by $350+/month.<br>

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1977 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 36
Revolving Credit Balance: $1,721.00 Public Records On File: 0
Revolving Line Utilization: 51.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not been delinquent on any credit
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 4 credit cards totalling $11,000 and 2 loans from my grad school that take up the other $6500. This will cut the monthly payments by $340/month and increase my credit score significantly.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am not permitted to give number figures but I will tell you that my DTI is 41 and this will reduce it to 35
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 4 credit cards totalling $11,000 and 2 loans from my grad school that take up the other $6500. This will cut the monthly payments by $340/month and increase my credit score significantly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am not permitted to give number figures but I will tell you that my DTI is 41 and this will reduce it to 35
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am not permitted to give number figures but I will tell you that my DTI is 41 and this will reduce it to 35
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not permitted to give number figures as part of this.
Which debts do you plan to pay off with this loan?Four credit cards and two loans that financed my way through grad school

 


 

 

 

Member Payment Dependent Notes Series 1124509

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1124509

$5,400

$5,400

10.74%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1124509. Member loan 1124509 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $900 / month
Current employer: Andiamo pizza restaurant Debt-to-income ratio: 7.22%
Length of employment: 1 year Location: Miami, FL
       
Home town:
Current & past employers: Andiamo pizza restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I would Like to get a loan for personal reasons.<br>

 

A credit bureau reported the following information about this borrower member on January 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,075.00 Public Records On File: 0
Revolving Line Utilization: 7.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I do not pay for Living expenses because I live with my parents. Currently am only paying for gas and food. I would estimate about $300/month.
What is your intended use for the loan proceeds?I intend to use my personal loan as a way to gain independence from my parents and get on my own two feet.

 


 

 

 

Member Payment Dependent Notes Series 1125808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1125808

$10,000

$10,000

10.74%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1125808. Member loan 1125808 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Piranha Killer Sushi Debt-to-income ratio: 2.52%
Length of employment: 1 year Location: austin, TX
       
Home town:
Current & past employers: Piranha Killer Sushi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,575.00 Public Records On File: 0
Revolving Line Utilization: 25.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1125868

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1125868

$21,000

$21,000

14.65%

1.00%

February 29, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1125868. Member loan 1125868 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,083 / month
Current employer: SUPREME CHOC.LLC /SOUTHPORT LLC. Debt-to-income ratio: 13.06%
Length of employment: 10+ years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: SUPREME CHOC.LLC /SOUTHPORT LLC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,085.00 Public Records On File: 0
Revolving Line Utilization: 63.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I CURRENTLY HAVE ABOUT $19,000 IN CRIDET CARD DEBT. THE INTEREST RANGE FROM 18.7% TO 22.9%. I CURRENTLY PAY ABOUT $850.00 A MONTH FOR THE CRIDET CARDS. I ALSO HAVE TWO CAR LOANS ONE FOR ABOUT $18,000.00 AND THE FOR ABOUT $12,000.00 MY PAYMENTS FOR THE CAR LOANS ARE $538.00 AND 278.00 A MONTH.
Which debts do you plan to pay off with this loan?I WANT TO PAYOFF AS MANY CREDIT CARDS AS POSSIBLE.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I CURRENTLY HAVE ABOUT $19,000 IN CRIDET CARD DEBT. THE INTEREST RANGE FROM 18.7% TO 22.9%. I CURRENTLY PAY ABOUT $850.00 A MONTH FOR THE CRIDET CARDS. I ALSO HAVE TWO CAR LOANS ONE FOR ABOUT $18,000.00 AND THE FOR ABOUT $12,000.00 MY PAYMENTS FOR THE CAR LOANS ARE $538.00 AND 278.00 A MONTH.
Which debts do you plan to pay off with this loan?I WANT TO PAYOFF AS MANY CREDIT CARDS AS POSSIBLE.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MY RENT IS $1,000.00 ,UTILITIES $182.00 A MONTH, PHONE IS 281.00 A MONTH, INS. IS $183.00 A MONTH,FOOD $250.00 A MONTH
Which debts do you plan to pay off with this loan?I WANT TO PAYOFF AS MANY CREDIT CARDS AS POSSIBLE.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I CURRENTLY HAVE ABOUT $19,000 IN CRIDET CARD DEBT. THE INTEREST RANGE FROM 18.7% TO 22.9%. I CURRENTLY PAY ABOUT $850.00 A MONTH FOR THE CRIDET CARDS. I ALSO HAVE TWO CAR LOANS ONE FOR ABOUT $18,000.00 AND THE FOR ABOUT $12,000.00 MY PAYMENTS FOR THE CAR LOANS ARE $538.00 AND 278.00 A MONTH.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I CURRENTLY HAVE ABOUT $19,000 IN CRIDET CARD DEBT. THE INTEREST RANGE FROM 18.7% TO 22.9%. I CURRENTLY PAY ABOUT $850.00 A MONTH FOR THE CRIDET CARDS. I ALSO HAVE TWO CAR LOANS ONE FOR ABOUT $18,000.00 AND THE FOR ABOUT $12,000.00 MY PAYMENTS FOR THE CAR LOANS ARE $538.00 AND 278.00 A MONTH.

 


 

 

 

Member Payment Dependent Notes Series 1128454

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1128454

$12,000

$12,000

13.11%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1128454. Member loan 1128454 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: MANCON INC Debt-to-income ratio: 23.81%
Length of employment: 10+ years Location: STOCKTON, CA
       
Home town:
Current & past employers: MANCON INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > l love that I have no one calling me that I can't pay my bills. Just want to pay credit cards and other things that I need to, at a lower interest rate. Thank you so much!. .<br><br> Borrower added on 02/28/12 > Good credit means (peace of mind). My job is very rewarding and I love my job. I have been told by many supervisors that my knowledge of very many different desks duties, is why I am valueable to the company ( I give credit to some very great people I learned from).<br>

 

A credit bureau reported the following information about this borrower member on January 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,958.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total monthy expenses is around 1100.00

 


 

 

 

Member Payment Dependent Notes Series 1128989

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1128989

$10,000

$10,000

9.76%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1128989. Member loan 1128989 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: n/a Debt-to-income ratio: 12.83%
Length of employment: n/a Location: TYLER, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Pay off other credit cards with higher interest.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,956.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1129082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1129082

$10,000

$10,000

7.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1129082. Member loan 1129082 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: United States Postal Service Debt-to-income ratio: 20.65%
Length of employment: 10+ years Location: florham park, NJ
       
Home town:
Current & past employers: United States Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Plan to pay off some higher interest CCs. I' ve been with my job for over 26 years. I've always paid my bills on time.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 69
Revolving Credit Balance: $6,378.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses run approximately 2500 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card debt is around 8000 with APR ranging between 14 and 27 percent interest
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquent accounts in the last 2 years
Which debts do you plan to pay off with this loan?They are strictly higher interest credit cards that I do not want or use anymore. Just want to pay them off.

 


 

 

 

Member Payment Dependent Notes Series 1129376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1129376

$18,000

$18,000

14.65%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1129376. Member loan 1129376 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,400 / month
Current employer: n/a Debt-to-income ratio: 9.53%
Length of employment: 8 years Location: Eden Prairie, MN
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 8
Revolving Credit Balance: $28,382.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was once late paying my mortgage last year because at the time I was owed 3 months worth of salary, which totally derailed my budgeting and cash flow. As soon as my cash flow got better, I sent the payments (plus late fees) and the account has been current ever since.

 


 

 

 

Member Payment Dependent Notes Series 1130564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1130564

$10,000

$10,000

6.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1130564. Member loan 1130564 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,500 / month
Current employer: ENSTAR Natural Gas Company Debt-to-income ratio: 6.07%
Length of employment: 9 years Location: Anchorage, AK
       
Home town:
Current & past employers: ENSTAR Natural Gas Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,816.00 Public Records On File: 0
Revolving Line Utilization: 42.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The funds will be used to finalize a major jewelry purchase ($36,000).
Please explain the reason why you carry a large revolving credit balance.I generally pay off my credit cards each month and use them heavily to accumulate airline miles. There have probably only been two or three times over the last 8-10 years where I have carried any kind of balance over to the next month. I try and use the cards for everything, so that flying to and from Alaska is free (via miles).
What are you buying?I'm buying a major piece of jewelry ($36,000).

 


 

 

 

Member Payment Dependent Notes Series 1132133

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1132133

$5,950

$5,950

6.62%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1132133. Member loan 1132133 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Fortune Swimwear Debt-to-income ratio: 12.72%
Length of employment: 2 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Fortune Swimwear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Purpose of loan: <br>This loan will be used to consolidate my credit card debt.<br>My financial situation: <br>I am a good candidate for this loan because I am secure financially, up to date on all my payments, and have a good credit score. I am only looking to consolidate my debt into one payment.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,700.00 Public Records On File: 0
Revolving Line Utilization: 23.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently I am spending around $1200/month on necessities (food, rent, phone, etc) and then putting whatever I can towards my credit cards-between $400-700/month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently I am spending around $1200/month on necessities (food, rent, phone, etc) and then putting whatever I can towards my credit cards-between $400-700/month

 


 

 

 

Member Payment Dependent Notes Series 1132325

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1132325

$27,000

$27,000

23.13%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1132325. Member loan 1132325 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: n/a Debt-to-income ratio: 19.06%
Length of employment: 8 years Location: EL PASO, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > home improvment/ pool .. thanks<br><br> Borrower added on 02/24/12 > i can afford the loan to upgrade my home...thx for everyones help!<br><br> Borrower added on 02/24/12 > i faxed my w2; tax returns, statements etc. today to lending club for review .. cheers<br>

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $59,822.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Most are under $3500... student loans contribute lrg amt and mortgages also..
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?about 11k a month..
What is the home improvement project you are planning?pool and deck
What is the home improvement project you are planning?pool and deck
Is the improvement to your primary residence or an investment property?pool and deck
Is this for a home improvement you have already made, or one that you are planning to make?planning to make.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$290,000 balance.. 4% rate.. $2700/month mort
What is your intended use for the loan proceeds?home improvment

 


 

 

 

Member Payment Dependent Notes Series 1132448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1132448

$16,000

$16,000

9.76%

1.00%

February 29, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1132448. Member loan 1132448 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Good Earth Lighting, Inc. Debt-to-income ratio: 12.91%
Length of employment: 8 years Location: RIVERSIDE, IL
       
Home town:
Current & past employers: Good Earth Lighting, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > I'm glad an organization like Lending Club exists! The BIG banks have groan too large and their greed... we all know where I'm going with this. I sat down for a few hours, ran some calculations and decided this particular loan amount over a 3yr period will work out just fine, saving me $ long term!<br>

 

A credit bureau reported the following information about this borrower member on January 31, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,059.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intent is to pay off two credit cards, reduce my interest rate by a few points in the process thus saving me some money long term. I've had CC for more than 13yrs now and have never missed a payment and those are loans from BIG banks with no face. Now imagine me taking a loan from individuals funding LendingClub (real people).
Please provide additional details regarding the purpose of the loan.My intent is to pay off two credit cards with Lending Club's lower interest rate. When I crunched the numbers it just made sense. I won't be saving a huge amount, but a few $100 is better than Zero! I've also decided to take my debt head on, rather rolling it over. I'm done with that routine.

 


 

 

 

Member Payment Dependent Notes Series 1134657

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1134657

$9,400

$9,400

11.71%

1.00%

March 1, 2012

February 15, 2017

February 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1134657. Member loan 1134657 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 11.37%
Length of employment: 5 years Location: Santa Monica, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,165.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Im actually moving places now and could use a little extra cash for that. Primarily I am starting a apparel line with a famed LA artist and will need the initial cash to get our fist product for sale in a few stores around Los Angeles and also available online. <br><br>Best,

 


 

 

 

Member Payment Dependent Notes Series 1135775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1135775

$35,000

$35,000

13.99%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1135775. Member loan 1135775 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $37,500 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 5.32%
Length of employment: 2 years Location: Los Angeles , CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,511.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card balances: 49,000.00 at 5-15%<br>student loans: 75,000 at 5-15%<br>auto loan: 25,000 at 6%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: 1425.00<br>transportation: 100.00<br>utilities: 50.00<br>phone: 85.00<br>food: 500.00<br>misc: 500.00
Please explain the reason why you carry a large revolving credit balance.Part of it was a balance transfer to a lower interest rate. The credit card used is for my private practice business expenses.
Please explain the reason why you carry a large revolving credit balance.Part of it was a balance transfer to a lower interest rate. The credit card used is for my private practice business expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card balances: 49,000.00 at 5-15%<br>student loans: 75,000 at 5-15%<br>auto loan: 25,000 at 6%
Which debts do you plan to pay off with this loan?Highest interest rates first.

 


 

 

 

Member Payment Dependent Notes Series 1136848

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1136848

$16,000

$16,000

19.99%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1136848. Member loan 1136848 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Milken Community High School Debt-to-income ratio: 15.22%
Length of employment: 5 years Location: Sherman Oaks, CA
       
Home town:
Current & past employers: Milken Community High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I am tired of having credit card debt. Your help is greatly appreciated. Thank you very much.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,331.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live in California, so the idea of owning property is nothing more than a pipe dream. I rent a 1 bedroom apartment for 950 a month. I pay about 100 dollars averaged every 2 months for my utilities.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?For my Credit Cards- <br>$2,260 at 17.9% APR which I make about 150 monthly payment, <br>898.76 at 15.24% APR 100 Monthly, <br>5400 at 18.99% APR 200 Monthly, <br><br>Lines of Credit- 720 at 24% 100 Monthly, and 730 at 30% 100 Monthly. <br><br>Student Loans- 23,641 at 4% APR. 175 Monthly<br><br>950 Monthly Rent.
Which debts do you plan to pay off with this loan?I am planning on eliminating my outstanding balances on my current credit cards, and lines of credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?For my Credit Cards- <br>$2,260 at 17.9% APR which I make about 150 monthly payment, <br>898.76 at 15.24% APR 100 Monthly, <br>5400 at 18.99% APR 200 Monthly, <br><br>Lines of Credit- 720 at 24% 100 Monthly, and 730 at 30% 100 Monthly. <br><br>Student Loans- 23,641 at 4% APR. 175 Monthly<br><br>950 Monthly Rent.
What is your intended use for the loan proceeds?I am planning on eliminating my outstanding balances on my current credit cards, and lines of credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?For my Credit Cards-<br>$2,260 at 17.9% APR which I make about 150 monthly payment,<br>898.76 at 15.24% APR 100 Monthly,<br>5400 at 18.99% APR 200 Monthly,<br>Lines of Credit- 720 at 24% 100 Monthly, and 730 at 30% 100 Monthly.<br>Student Loans- 23,641 at 4% APR. 175 Monthly<br>950 Monthly Rent. <br>150 Petrol<br>200 Automobile Insurance bi-monthly<br>190 Utilities<br>250 Food/Month.
Please explain the reason why you carry a large revolving credit balance.Part of it was the stupidity of youth, the other part is that for the last 6 years I have been supporting myself whilst being grossly underpaid. And I paid for my wedding last year.

 


 

 

 

Member Payment Dependent Notes Series 1136970

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1136970

$22,650

$22,650

16.29%

1.00%

March 1, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1136970. Member loan 1136970 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,771 / month
Current employer: n/a Debt-to-income ratio: 3.90%
Length of employment: n/a Location: Newington, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/15/12 > Consolidating debt for a better life style and have ample funds to fund current living standards<br><br> Borrower added on 02/15/12 > Consolidating for a better life style although living well<br><br> Borrower added on 02/21/12 > A final fund infusion would be a kind gesture and further enforce the spirit of the lending club. Just need that final amount to fully consolidate and avoid high bank rates that hurt us all. Many thanks for your kindness.<br>

 

A credit bureau reported the following information about this borrower member on February 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1972 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 25
Revolving Credit Balance: $27,678.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Credit card balance is $30000 at an average of 16% with $1300/month in payments

 


 

 

 

Member Payment Dependent Notes Series 1137016

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1137016

$14,000

$14,000

14.65%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1137016. Member loan 1137016 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: DatGuru Debt-to-income ratio: 12.43%
Length of employment: 8 years Location: BARNETT, MO
       
Home town:
Current & past employers: DatGuru
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,213.00 Public Records On File: 0
Revolving Line Utilization: 96.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $21,000 in revolving debt, no mortgage payments, no student loan payments, I own my own vehicles with no payments
Please explain the reason why you carry a large revolving credit balance.I had some large bills to pay and Credit Cards seemed like the easy answer to the problem. Now I want to consolidate them to improve my credit score and lower my interest.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses are quite low. We heat with wood from our farm. Utilities are around $200 a month. We do not have rent or mortgage to pay. I suppose we should be trying to get a home equity loan instead of this kind of lendingclub but this appeared to be a convenient method so I decided to try it. Insurance is provided by our church. Taxes are around $1,200 per year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $21,000 in revolving debt, no mortgage payments, no student loan payments, I own my own vehicles with no payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not have rent, transportation costs are about $50 per week for gas, utilities about $200 a month, phone is $20 a month on Sprint PhoneConnect, insurance is provided by my church, food is about $120 per week
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses are quite low. We heat with wood from our farm. Utilities are around $200 a month. We do not have rent or mortgage to pay. I suppose we should be trying to get a home equity loan instead of this kind of lendingclub but this appeared to be a convenient method so I decided to try it. Insurance is provided by our church. Taxes are around $1,200 per year.
Please explain the reason why you carry a large revolving credit balance.I had some large bills to pay and Credit Cards seemed like the easy answer to the problem. Now I want to consolidate them to improve my credit score and lower my interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $21,000 in revolving debt, no mortgage payments, no student loan payments, I own my own vehicles with no payments
Which debts do you plan to pay off with this loan?I have 4 credit accounts I plan to pay off with this loan. One is about $5000, two are about $2,500, and one is $3,600.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using it only to pay off credit accounts.
Please explain the reason why you carry a large revolving credit balance.I had some large bills to pay and Credit Cards seemed like the easy answer to the problem. Now I want to consolidate them to improve my credit score and lower my interest.
Which debts do you plan to pay off with this loan?I have 4 credit accounts I plan to pay off with this loan. One is about $5000, two are about $2,500, and one is $3,600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $21,000 in revolving debt, no mortgage payments, no student loan payments, I own my own vehicles with no payments
Which debts do you plan to pay off with this loan?I have 4 credit accounts I plan to pay off with this loan. One is about $5000, two are about $2,500, and one is $3,600.

 


 

 

 

Member Payment Dependent Notes Series 1137229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1137229

$15,000

$15,000

12.12%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1137229. Member loan 1137229 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,867 / month
Current employer: Osage County Sheriff's Office Debt-to-income ratio: 17.32%
Length of employment: 3 years Location: Osage City, KS
       
Home town:
Current & past employers: Osage County Sheriff's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > This loan will be used to pay off and close multiple credit cards. Thank you for your consideration.<br><br> Borrower added on 02/23/12 > My career is stable and steady. Aside from a three year break to serve in the Army, I have been in this career for 12 years with the majority of that time employed by my current agency.<br>

 

A credit bureau reported the following information about this borrower member on February 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 49
Revolving Credit Balance: $21,434.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We went from two incomes to one while my wife finished her RN school.
Which debts do you plan to pay off with this loan?I am going to pay off all of my revolving debt accounts.
Which debts do you plan to pay off with this loan?I am going to pay off all of my revolving debt accounts.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is to pay off my revolving debt. I am going to cancel all of the accounts once paid.
Please explain the reason why you carry a large revolving credit balance.We went from two incomes to one while my wife finished her RN school.

 


 

 

 

Member Payment Dependent Notes Series 1137807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1137807

$8,000

$8,000

14.65%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1137807. Member loan 1137807 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Tropicana Express Debt-to-income ratio: 24.63%
Length of employment: 10+ years Location: LAUGHLIN, NV
       
Home town:
Current & past employers: Tropicana Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1970 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,206.00 Public Records On File: 0
Revolving Line Utilization: 78.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1138056

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1138056

$30,000

$30,000

13.11%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1138056. Member loan 1138056 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,500 / month
Current employer: Ravago Americas Debt-to-income ratio: 11.64%
Length of employment: 5 years Location: MILFORD, CT
       
Home town:
Current & past employers: Ravago Americas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $79,833.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Large revolving credit due to the loss of equity in real estate and the need for cash to make improvements on those properties in order to sell them. If you check my payment history, you'll see that everything is automatically debited from my accounts, that I have never missed a mortgage or debt payment and that I have a long history of taking out and paying off consumer loans.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Simply too many to list here. The bottom line is that they are all paid and up to date via automatic payment via my bank. I have utilities for 3 homes (all paid in full), yard care for 1, 1 home equity loan (about $100 per month on that) Insurance and Taxes are all paid automatically via my mortgage payments and held in escrow. I have auto insurance just like everyone else (also through USAA) that is auto withdrawn. I also have multiple savings and checking accounts.
Please explain the reason why you carry a large revolving credit balance.Large revolving credit due to the loss of equity in real estate and the need for cash to make improvements on those properties in order to sell them. If you check my payment history, you'll see that everything is automatically debited from my accounts, that I have never missed a mortgage or debt payment and that I have a long history of taking out and paying off consumer loans.
Which debts do you plan to pay off with this loan?The higher interest loan with Usaa and the Bof A MasterCard.
Please explain the reason why you carry a large revolving credit balance.Large revolving credit due to the loss of equity in real estate and the need for cash to make improvements on those properties in order to sell them. If you check my payment history, you'll see that everything is automatically debited from my accounts, that I have never missed a mortgage or debt payment and that I have a long history of taking out and paying off consumer loans.
Please explain the reason why you carry a large revolving credit balance.Large revolving credit due to the loss of equity in real estate and the need for cash to make improvements on those properties in order to sell them. If you check my payment history, you'll see that everything is automatically debited from my accounts, that I have never missed a mortgage or debt payment and that I have a long history of taking out and paying off consumer loans.

 


 

 

 

Member Payment Dependent Notes Series 1139039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1139039

$9,000

$9,000

6.62%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1139039. Member loan 1139039 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Whole Foods Market Debt-to-income ratio: 1.02%
Length of employment: 10+ years Location: SAN RAFAEL, CA
       
Home town:
Current & past employers: Whole Foods Market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 4, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,992.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Thanks for your question. I intend to purchase a used vehicle. This loan would allow me to buy from a private party or give me more leverage at a dealer since I could make a cash offer. Most car financing is only available for used cars under 5 years old. I would prefer an older and less expensive vehicle.
What is your intended use for the loan proceeds?Thanks for your question. I intend to purchase a used vehicle. This loan would allow me to buy from a private party or give me more leverage at a dealer since I could make a cash offer. Most car financing is only available for used cars under 5 years old. I would prefer an older and less expensive vehicle.
What is your intended use for the loan proceeds?Thanks for your question. I intend to purchase a used vehicle. This loan would allow me to buy from a private party or give me more leverage at a dealer since I could make a cash offer. Most car financing is only available for used cars under 5 years old. I would prefer an older and less expensive vehicle.

 


 

 

 

Member Payment Dependent Notes Series 1139604

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1139604

$12,000

$12,000

17.99%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1139604. Member loan 1139604 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,129 / month
Current employer: United States Navy Debt-to-income ratio: 19.89%
Length of employment: 5 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: United States Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > This loan is being used for car repairs on my 2004 Mazda RX-8.<br><br> Borrower added on 02/19/12 > I will also be paying off a smaller signature loan that I have out with an extremely high interest rate. This will help consolidate my overall debt and reduce the number of lines of credit that I have open.<br><br> Borrower added on 02/19/12 > I am employed as an active-duty United States Navy sailor, so I have guaranteed pay-checks. I am an E-5 with over 5 years of service, eligible for advancement to E-6.<br><br> Borrower added on 02/20/12 > I'm currently a 5 year active-duty United States Navy sailor, E-5 pay-grade eligible for E-6. I have guaranteed pay-checks. This money is simply for emergency repairs on my car.<br>

 

A credit bureau reported the following information about this borrower member on February 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 2
Revolving Credit Balance: $8,923.00 Public Records On File: 0
Revolving Line Utilization: 65.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is $1,925 a month. Utilities are included in that amount.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose is that just yesterday the engine in one of my cars completely died and has to be replaced. I was quoted at ~$5,000+ in parts/labor to fix it. I am asking for more than that amount so that I can cover any additional expenses in repairing the vehicle. I will also be paying off a VERY HIGH interest $3,000 signature loan that I have out right now. This will help consolidate some of my monthly payments, and reduce the number of lines of credit that I have open.
What is your intended use for the loan proceeds?The main purpose is that just yesterday the engine in one of my cars completely died and has to be replaced. I was quoted at ~$5,000+ in parts/labor to fix it. I am asking for more than that amount so that I can cover any additional expenses in repairing the vehicle. I will also be paying off a VERY HIGH interest $3,000 signature loan that I have out right now. This will help consolidate some of my monthly payments, and reduce the number of lines of credit that I have open.
Please provide additional details regarding the purpose of the loan.The main purpose is that just yesterday the engine in one of my cars completely died and has to be replaced. I was quoted at ~$5,000+ in parts/labor to fix it. I am asking for more than that amount so that I can cover any additional expenses in repairing the vehicle. I will also be paying off a VERY HIGH interest $3,000 signature loan that I have out right now. This will help consolidate some of my monthly payments, and reduce the number of lines of credit that I have open.
If you have a delinquency in the last 2 years, please explain the reason.I can't think of any delinquencies I've had within the past 2 years, but IF I have any, I would most likely attribute it to me being active-duty Navy and that I was most likely out at sea without internet.
What is your intended use for the loan proceeds?The main purpose is that just yesterday the engine in one of my cars completely died and has to be replaced. I was quoted at ~$5,000+ in parts/labor to fix it. I am asking for more than that amount so that I can cover any additional expenses in repairing the vehicle. I will also be paying off a VERY HIGH interest $3,000 signature loan that I have out right now. This will help consolidate some of my monthly payments, and reduce the number of lines of credit that I have open.

 


 

 

 

Member Payment Dependent Notes Series 1139626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1139626

$4,975

$4,975

6.03%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1139626. Member loan 1139626 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: XTRAC, LLC a Fidelity Investments Compan Debt-to-income ratio: 1.34%
Length of employment: 1 year Location: AMERICAN FORK, UT
       
Home town:
Current & past employers: XTRAC, LLC a Fidelity Investments Compan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > This loan is designed to pay off some high interest credit cards (specifically the Target REDcard).<br>

 

A credit bureau reported the following information about this borrower member on February 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 57
Revolving Credit Balance: $1,075.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target REDcard Visa - $2,449.56 at 22.9% - (this card had a balance of $6,349.56 on it but I moved $4,000 to a new Citicard with a 21 month 0% promotion). - $100/month<br>Chase Visa - $432.03 at 17.24% - $25/month<br>Bill Me Later - $641.73 at 19.99% - $85/month<br>Dell Financial Services - $222.46 at 17% - $56/month<br>Mortgage - $131,438.26 at 4% - $1,258.71/month<br>Citibank Master Card - $4,120 at 0% (for 21 months)<br>No student loans, no car payments, no credit lines.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $1267<br>Insurance: $300<br>Utilities: $300<br>Groceries: $600<br>Phone/Internet: $100<br>Gas/Transportation: $200
Please explain the reason why you carry a large revolving credit balance.Had to use credit cards to get by when I was unemployed/underemployed two years ago. The 22% APR on the Target Visa and the 17% APR on the Chase Visa are killing us.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage/insurance/taxes: $1267<br>Insurance: $300
Which debts do you plan to pay off with this loan?Target Visa (22% APR)<br>Chase Visa (17% APR)<br>Bill Me Later (19% APR)<br>Dell Financial Services

 


 

 

 

Member Payment Dependent Notes Series 1139640

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1139640

$12,000

$12,000

12.12%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1139640. Member loan 1139640 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: red robin inc Debt-to-income ratio: 15.94%
Length of employment: 10+ years Location: VICTORVILLE, CA
       
Home town:
Current & past employers: red robin inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 26
Revolving Credit Balance: $5,912.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1140223

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1140223

$2,000

$2,000

13.67%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1140223. Member loan 1140223 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Wells Fargo Bank Debt-to-income ratio: 15.55%
Length of employment: 10+ years Location: Austin, TX
       
Home town:
Current & past employers: Wells Fargo Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am going to Paris, France in March and will need this loan for my vacation. I will be there for 9 days, and this money will pay for my food and spending money. I understand that Paris can be very expensive!<br>

 

A credit bureau reported the following information about this borrower member on February 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 69
Revolving Credit Balance: $13,731.00 Public Records On File: 0
Revolving Line Utilization: 86.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I would say that my current monthly expenses run about $1500.
Please provide general details of the cost of your vacation.This loan is basically for food and spending money in France. I will be there for 9 days and I want to make sure that I have enough money to cover all my incidental expenses. My transportation and hotel is already paid for, and being that I have never been to Europe I would rather have more money than not enough.
Please explain the reason why you carry a large revolving credit balance.I recently relocated and had to pay for moving expenses and had to purchase new furniture and appliances. I plan on concentrating on paying all my credit down within the next few months.

 


 

 

 

Member Payment Dependent Notes Series 1140240

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1140240

$11,000

$11,000

20.30%

1.00%

March 1, 2012

February 20, 2017

February 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1140240. Member loan 1140240 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: great wall Debt-to-income ratio: 11.07%
Length of employment: 5 years Location: MCDONOUGH, GA
       
Home town:
Current & past employers: great wall
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 43
Revolving Credit Balance: $11,530.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I has 2 crdit cards about $11000.00,around 18.90%,$350.00a month.
What is your intended use for the loan proceeds?I has 2 crdit cards about $11000.00,around 18.90%,$350.00a month.
Please explain the reason why you carry a large revolving credit balance.I sen to a friend of mine for help to after 3/11/2011 to japan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I has 2 crdit cards about $11000.00,around 18.90%,$350.00a month.
What is your intended use for the loan proceeds?I has 2 crdit cards about $11000.00,around 18.90%,$350.00a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2500.00

 


 

 

 

Member Payment Dependent Notes Series 1140422

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1140422

$8,425

$8,425

15.81%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1140422. Member loan 1140422 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Department of Commerce Debt-to-income ratio: 8.44%
Length of employment: 2 years Location: CHINCOTEAGUE, VA
       
Home town:
Current & past employers: Department of Commerce
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 65
Revolving Credit Balance: $7,149.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?I currently have four credit cards with balances of.: 8,000.0 with interstate rate at average of 19.%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?800-rent. 300- gas. 500- utilities & phone , 60- auto ins. 400- food.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Total min. Is 700 and using this loan with cut that to 200. With extra to pay on this loan.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?700 is min. Using this loan cuts them to 200 . Surplus used for.this loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?800-rent. 300- gas. 500- utilities & phone , 60- auto ins. 400- food.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Total min. Is 700 and using this loan with cut that to 200. With extra to pay on this loan.
What is the total balance of your credit cards, interest rates and current monthly payments?I currently have four credit cards with balances of.: 8,000.0 with interstate rate at average of 19.%

 


 

 

 

Member Payment Dependent Notes Series 1140849

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1140849

$8,000

$8,000

14.27%

1.00%

March 1, 2012

February 20, 2015

February 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1140849. Member loan 1140849 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Brookhaven National Lab Debt-to-income ratio: 12.42%
Length of employment: 2 years Location: Middle Island, NY
       
Home town:
Current & past employers: Brookhaven National Lab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/06/12 > I need to pay off my higher credit card interest currently 29.9%.<br>

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,469.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1141231

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141231

$14,000

$14,000

10.74%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141231. Member loan 1141231 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Walmart Debt-to-income ratio: 23.23%
Length of employment: 10+ years Location: RAINBOW CITY, AL
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > My job is very secure...I have been with present employer for 12 yrs. I am a good borrower due to the fact that I have always taken pride in paying my bills on time and in full. the only debt I have is for the surgeries that I had this past yr. want to consolidate those payments.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,797.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1141326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141326

$15,675

$15,675

8.90%

1.00%

March 1, 2012

February 20, 2015

February 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141326. Member loan 1141326 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: regency gp llc Debt-to-income ratio: 17.52%
Length of employment: 1 year Location: ABBEVILLE, LA
       
Home town:
Current & past employers: regency gp llc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,395.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1141464

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141464

$20,000

$20,000

8.90%

1.00%

March 2, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141464. Member loan 1141464 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: X3 Management Services Debt-to-income ratio: 10.34%
Length of employment: 5 years Location: San Diego, CA
       
Home town:
Current & past employers: X3 Management Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,576.00 Public Records On File: 0
Revolving Line Utilization: 38.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700 rent, 635 car payment, 200 utililities, 90 car insurance
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?just 1700 rent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card balances about 18K with interest rates ranging from 8 to 13%
Which debts do you plan to pay off with this loan?all credit card balances around 17K
Please explain the reason why you carry a large revolving credit balance.It was a carry-over from previous years and accumulated.

 


 

 

 

Member Payment Dependent Notes Series 1141561

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141561

$8,000

$8,000

15.81%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141561. Member loan 1141561 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: All Covered Debt-to-income ratio: 12.44%
Length of employment: 2 years Location: PITTSBURGH, PA
       
Home town:
Current & past employers: All Covered
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I am using this loan to pay down higher interest debt that was acquired while in college.<br><br> Borrower added on 02/20/12 > Hello, I am a professional individual who is looking to consolidate some debt that has been acquired throughout my youth.<br><br> Borrower added on 02/21/12 > I have been an IT Professional for 7 years. I work for one of the worlds largest IT Firms. I plan to use the funds to pay off remaining debt that was acquired while in college.<br>

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 25
Revolving Credit Balance: $8,311.00 Public Records On File: 0
Revolving Line Utilization: 72.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I cannot give you exact number, however, I work in a professional field and have a small to moderate mortgage. <br>I can easily cover my monthly expenses with money remaining.
Please explain the reason why you carry a large revolving credit balance.I have made some poor financial choices in the past. My career is improving and it is time for to get serious about resolving my debt issues. I am looking to consolidate my date into one payment at a lower rate. I am then going to cancel all of my credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 614(insurance, property taxes included)<br>Phone - 95 dollars minus a 50 dollar company reimbursement<br>Gas - 65 dollars<br>Electric - 75 dollars<br>transportation 340.00<br>credit card debt $220.<br><br>This loan is to pay off the credit card.

 


 

 

 

Member Payment Dependent Notes Series 1141686

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141686

$20,000

$20,000

7.90%

1.00%

March 1, 2012

February 20, 2015

February 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141686. Member loan 1141686 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,667 / month
Current employer: n/a Debt-to-income ratio: 10.47%
Length of employment: < 1 year Location: MOUNTAIN BRK, AL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,626.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off a business loan of 9,000 that I have at a slightly higher rate and then purchase business equipment and furniture for additional staff I need to hire. I started my own accounting firm and have had more business than I expected as clients from my former job have followed me.

 


 

 

 

Member Payment Dependent Notes Series 1141760

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141760

$19,200

$19,200

13.11%

1.00%

March 2, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141760. Member loan 1141760 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Launch Creative Marketing Debt-to-income ratio: 3.45%
Length of employment: 2 years Location: Skokie, IL
       
Home town:
Current & past employers: Launch Creative Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Thanks in advance for helping me. I just want to try and pay down all my debt by consolidating and having one payment. Again, thanks everyone who is helping me.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 47
Revolving Credit Balance: $50,625.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan to pay off all my debt (credit cards, old student loans, etc). Instead of many payments I would like to consolidate into one (1) monthly payment. Please let me know if you have any other questions. Thanks in advance for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,304.50.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4,160.90
Please provide additional details regarding the purpose of the loan.I have a few different payments I'm currently making and would like to pay them off to just have one payment to make a month. I recently just had a major hardship, so this loan would really relieve the stress of that so I can concentrate on supporting someone close to my heart (Lending Club rules restrict me from saying who).<br>Again, thanks for your question. Please let me know if you have any further questions. Thanks!
Please explain the reason why you carry a large revolving credit balance.To be totally open and transparent I recently had a terrible hardship, so the credit balances were a result of that. So I would like to pay them all off to consolidate down to one monthly payment so I can concentrate on supporting my small son.<br>I hope that answers your question, if not please don't hesitate to reach out to me to ask more. Thanks so much in advance for your help.

 


 

 

 

Member Payment Dependent Notes Series 1141784

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141784

$4,800

$4,800

8.90%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141784. Member loan 1141784 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: A Snail's Pace Running Debt-to-income ratio: 9.87%
Length of employment: 8 years Location: BREA, CA
       
Home town:
Current & past employers: A Snail's Pace Running
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1978 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 45
Revolving Credit Balance: $7,968.00 Public Records On File: 0
Revolving Line Utilization: 33.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1141991

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1141991

$10,000

$10,000

13.11%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1141991. Member loan 1141991 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,392 / month
Current employer: Memorial Hermann Hospital Debt-to-income ratio: 19.77%
Length of employment: < 1 year Location: Katy, TX
       
Home town:
Current & past employers: Memorial Hermann Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,331.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?High interest credit cards
Please explain the reason why you carry a large revolving credit balance.Husband unfortunately lost job last year and I was on leave from job after delivery

 


 

 

 

Member Payment Dependent Notes Series 1142016

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142016

$17,475

$17,475

13.67%

1.00%

March 1, 2012

March 2, 2017

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142016. Member loan 1142016 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,894 / month
Current employer: USAF Debt-to-income ratio: 26.58%
Length of employment: 10+ years Location: FORT WALTON BEACH, FL
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,381.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses related to housing is $1,407.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance, because I sometimes make small purchases using this card; but I always pay all my bills on time. I don’t have any problems paying my bills; I just would like to consolidate some of the bills I do have. And that’s why I want to pay this card off and put it away.
Which debts do you plan to pay off with this loan?I plan on paying off two credit cards and getting some work done on my house.
What is your intended use for the loan proceeds?I plan on paying off two credit cards and getting some work done on my house.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance, because I sometimes make small purchases using this card; but I always pay all my bills on time. I don’t have any problems paying my bills; I just would like to consolidate some of the bills I do have. And that’s why I want to pay this card off and put it away.
Which debts do you plan to pay off with this loan?I plan on paying off two credit cards and getting some work done on my house.

 


 

 

 

Member Payment Dependent Notes Series 1142478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142478

$10,500

$10,500

6.62%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142478. Member loan 1142478 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,400 / month
Current employer: Trenton Joe Debt-to-income ratio: 18.17%
Length of employment: 10+ years Location: Philadelphia, PA
       
Home town:
Current & past employers: Trenton Joe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > I will be using this loan for new windows and siding on my home. plus paying off my Mortgage it has a high interest rate and I would like to pay that off.<br>

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,127.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Windows in my house and siding on outside.<br>Will also payoff mortgage which the rate is very high on.
What is the home improvement project you are planning?New Windows and Siding, and will be paying off my Mortgage the interest rate is high and I would like to pay it off.

 


 

 

 

Member Payment Dependent Notes Series 1142502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142502

$16,500

$16,500

19.99%

1.00%

March 6, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142502. Member loan 1142502 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,810 / month
Current employer: VANGENT INC Debt-to-income ratio: 14.44%
Length of employment: 10+ years Location: LAWRENCE, KS
       
Home town:
Current & past employers: VANGENT INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,185.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1142689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142689

$32,000

$32,000

22.45%

1.00%

March 5, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142689. Member loan 1142689 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,296 / month
Current employer: L-3/MPRI Debt-to-income ratio: 8.85%
Length of employment: 2 years Location: Suffolk, VA
       
Home town:
Current & past employers: L-3/MPRI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 39
Revolving Credit Balance: $12,417.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have 3 credit cards: <br>1 with a balance of $9,984.75 (monthly $230.00/APR 8.9% - prime +5.65%)<br>1 with a balance of $12,313.74 (monthly $409.00/APR 12.24%)<br>1 with a balance of $1,497.85 (monthly $100.00/APR 11.15%)<br>Car: $192.00/mo<br>Motorcycle: $122.00/mo<br>Mortgage:$1580.00/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car: $192.00/mo<br>Motorcycle: $122.00/mo<br>Mortgage:$1580.00/mo<br>Utilities combined: $300.00<br>Car insurance is paid bi annually: $600.00<br>Motorcycle insurance is paid quarterly: $35.00<br>Groceries: $500.00/mo<br>Cellphone: $75.00/mo<br>Fuel: $300.00/mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Car: $192.00/mo<br>Motorcycle: $122.00/mo<br>Mortgage:$1580.00/mo<br>Utilities combined: $300.00<br>Car insurance is paid bi annually: $600.00<br>Motorcycle insurance is paid quarterly: $35.00<br>Groceries: $500.00/mo<br>Cellphone: $75.00/mo<br>Fuel: $300.00/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have 3 credit cards: <br>1 with a balance of $9,984.75 (monthly $230.00/APR 8.9% - prime +5.65%)<br>1 with a balance of $12,313.74 (monthly $409.00/APR 12.24%)<br>1 with a balance of $1,497.85 (monthly $100.00/APR 11.15%)<br>Car: $192.00/mo<br>Motorcycle: $122.00/mo<br>Mortgage:$1580.00/mo
What is your intended use for the loan proceeds?I intend to use the loan to pay off and consolidate my credit card bills. With the current rate of payment, it would take 9 years or more to pay off my debt, I could pay off my credit cards in 5 years or less with this loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will only be using my loan for debt consolidation. I have 3 credit cards and a motorcycle that will be paid off.
Please explain the reason why you carry a large revolving credit balance.When I first seperated from the Army, I could not find a job in my area due to my trained skill sets and the declining economy. I had to take care of my responsibilities and ended up doing so using my credit cards.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage: $1550.00<br>Utilities: $300.00<br>Car: $190.00<br>Motorcycle: $122.00<br>Car Insurance: $600 every 6 months<br>Motorcycle insurance: $35 quarterly<br>Cellphone: $100.00
Which debts do you plan to pay off with this loan?I have 3 credit cards and a motorcycle to pay off.
Please explain the reason why you carry a large revolving credit balance.When I first seperated from the Army, I could not find a job in my area due to my trained skill sets and the declining economy. I had to take care of my responsibilities and ended up doing so using my credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will only be using my loan for debt consolidation. I have 3 credit cards and a motorcycle that will be paid off.

 


 

 

 

Member Payment Dependent Notes Series 1142726

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142726

$35,000

$35,000

24.20%

1.00%

March 1, 2012

March 3, 2017

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142726. Member loan 1142726 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: American Homepatient Debt-to-income ratio: 22.88%
Length of employment: 9 years Location: MANSFIELD, OH
       
Home town:
Current & past employers: American Homepatient
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Loan to pay off all credit cards and close accounts<br>

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,785.00 Public Records On File: 0
Revolving Line Utilization: 98.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1142913

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142913

$25,000

$25,000

18.25%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142913. Member loan 1142913 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: G5 Search Marketing Debt-to-income ratio: 14.98%
Length of employment: < 1 year Location: KANSAS CITY, MO
       
Home town:
Current & past employers: G5 Search Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,026.00 Public Records On File: 0
Revolving Line Utilization: 95.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I work in online marketing and am constantly buying services, domains, website, and selling them
What type of vehicle are you buying (make, model, year, mileage and condition)?2012 Acura RSX New
How much money are you providing out of pocket as a down payment for this purchase?3,000 USD
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?roughly ~2,000 with $4,000 take home.

 


 

 

 

Member Payment Dependent Notes Series 1142930

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1142930

$16,000

$16,000

15.31%

1.00%

March 1, 2012

February 21, 2015

February 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1142930. Member loan 1142930 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,833 / month
Current employer: Panera Bread Debt-to-income ratio: 20.91%
Length of employment: 2 years Location: West Greenwich, RI
       
Home town:
Current & past employers: Panera Bread
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/07/12 > consolidation of my credit cards into one monthly payment.<br><br> Borrower added on 02/07/12 > My credit score is a 716. I origanally thought it was lower.<br>

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,584.00 Public Records On File: 0
Revolving Line Utilization: 82.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Just 4 credit cards, around 15,000. All intrest is right around 19%. No mortgage, no student loans, no lines of credit.

 


 

 

 

Member Payment Dependent Notes Series 1143136

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1143136

$10,000

$10,000

6.03%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1143136. Member loan 1143136 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Therma Tech Engineering Debt-to-income ratio: 8.08%
Length of employment: 2 years Location: Commerce Township, MI
       
Home town:
Current & past employers: Therma Tech Engineering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Want to avoid higher interest rate on 0% credit card balance transfer coming due in April. Also reduce term of Career Transition loan from 5 years to 3, yet keeping payment affordable within this loan. Finally, pay off a medical bill. Can do all this and save a few $ per month.<br>

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,050.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation: 0% Credit Card Balance Transfer coming due in April and would like to avoid high interest rate, reduce term of career transition loan from 5 to 3 years yet keep payment low, pay off a medical bill. Can do all this with a $10,000 loan, consolidate, and save a few $ per month in doing so.

 


 

 

 

Member Payment Dependent Notes Series 1143401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1143401

$16,800

$16,800

18.55%

1.00%

March 5, 2012

February 25, 2017

February 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1143401. Member loan 1143401 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Covenant transport Debt-to-income ratio: 21.10%
Length of employment: 9 years Location: LOUISVILLE, KY
       
Home town:
Current & past employers: Covenant transport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,582.00 Public Records On File: 0
Revolving Line Utilization: 42.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1143471

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1143471

$4,000

$4,000

9.76%

1.00%

March 1, 2012

February 25, 2015

February 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1143471. Member loan 1143471 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: SUNDANCE ARCHITECTURAL PRODUCTS Debt-to-income ratio: 13.67%
Length of employment: 10+ years Location: ORLANDO, FL
       
Home town:
Current & past employers: SUNDANCE ARCHITECTURAL PRODUCTS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,171.00 Public Records On File: 0
Revolving Line Utilization: 27.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MORTGAGE 354.03<br>CAR PAYMENT 290<br>INSURANCE 116<br>PHONE 54.00<br>CELL PHONE 51<br>LIFE INSURANCE 26.20 & 12.71<br>FOOD 250
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA
What is the total balance of your credit cards, interest rates and current monthly payments?4,285.55
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MORTGAGE 354.03<br>CAR PAYMENT 290<br>INSURANCE 116<br>PHONE 54.00<br>CELL PHONE 51<br>LIFE INSURANCE 26.20 & 12.71<br>FOOD 250

 


 

 

 

Member Payment Dependent Notes Series 1143690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1143690

$10,000

$10,000

8.90%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1143690. Member loan 1143690 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Harland FS Debt-to-income ratio: 18.55%
Length of employment: 6 years Location: LONGWOOD, FL
       
Home town:
Current & past employers: Harland FS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Payoff credit card with 25% interest rate.<br><br> Borrower added on 02/16/12 > We have been trying to pay off a very high interest rate credit card for quite sometime now. We have been very unsuccessful doing so. We have our fingers crossed that Lending Club will be our saving grace!<br>

 

A credit bureau reported the following information about this borrower member on February 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,139.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.it is one credit card we owe $9800.00 American Express. Minimum payment is $450.00 per month

 


 

 

 

Member Payment Dependent Notes Series 1144035

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144035

$9,200

$9,200

13.11%

1.00%

March 2, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144035. Member loan 1144035 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: State of California Debt-to-income ratio: 13.48%
Length of employment: 1 year Location: SOLEDAD, CA
       
Home town:
Current & past employers: State of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,599.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off all my credit debts with this loan, and then plan to focus primarily on paying off this loan within 2 years.
Which debts do you plan to pay off with this loan?I plan to pay off all my credit debts with this loan, and then plan to focus primarily on paying off this loan within 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1144150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144150

$35,000

$35,000

17.99%

1.00%

March 1, 2012

February 22, 2015

February 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144150. Member loan 1144150 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: Lobo & Pascale Wealth Management LLC Debt-to-income ratio: 12.75%
Length of employment: 10+ years Location: MIDDLEFIELD, CT
       
Home town:
Current & past employers: Lobo & Pascale Wealth Management LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 30
Revolving Credit Balance: $15,972.00 Public Records On File: 0
Revolving Line Utilization: 46.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about 17000 rates around 23%<br>My mort is 3400 month<br>Student loan I pay 600 per month<br>I have an American express platinum card which I average 15000 a month and pay it off monthly
Which debts do you plan to pay off with this loan?Credit card dent. And a comtractor
Which debts do you plan to pay off with this loan?Credit card dent. And a comtractor

 


 

 

 

Member Payment Dependent Notes Series 1144231

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144231

$27,575

$27,575

13.11%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144231. Member loan 1144231 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Best Buy Debt-to-income ratio: 10.85%
Length of employment: 10+ years Location: BURLESON, TX
       
Home town:
Current & past employers: Best Buy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > We will use this loan to add on to and make improvements on our home.<br><br> Borrower added on 02/24/12 > We are planning to purchase the land adjacent to our backyard that has recently become available. We are also planning to replace the fence that surrounds our property.<br><br> Borrower added on 02/25/12 > Another reason we are wanting to expand our lot to include the additional land is because that land is heavily wooded and undeveloped. We'd like to keep it that way with maybe a cleared walking path.<br>

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,654.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?We will use this loan to add on to and make improvements on our home.<br><br>We are planning to purchase the land adjacent to our backyard that has recently become available. We are also planning to replace the fence that surrounds our property.<br><br>Another reason we are wanting to expand our lot to include the additional land is because that land is heavily wooded and undeveloped. We'd like to keep it that way with maybe a cleared walking path.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We're not supposed to enter any sort of income information in here, so I'm not sure exactly how to answer this, but if you're wondering about repayment, our car and another loan will be paid off. The money set aside for those two items will be used instead to pay off this loan. We also have a decent emergency fund saved for use on car repairs and other things of that nature.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We're not supposed to enter any sort of income information in here, so I'm not sure exactly how to answer this, but if you're wondering about repayment, our car and another loan will be paid off. The money set aside for those two items will be used instead to pay off this loan. We also have a decent emergency fund saved for use on car repairs and other things of that nature.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$115K, 3.75%, $995<br><br>Single mortgage loan only.

 


 

 

 

Member Payment Dependent Notes Series 1144384

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144384

$10,000

$10,000

17.99%

1.00%

March 2, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144384. Member loan 1144384 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,536 / month
Current employer: Fireguard Corporation Debt-to-income ratio: 7.86%
Length of employment: 5 years Location: LINTHICUM HEIGHTS, MD
       
Home town:
Current & past employers: Fireguard Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am consolidating my debt and moving into a new residence.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 49
Revolving Credit Balance: $2,532.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Consolidation of debt
Please provide additional details regarding the purpose of the loan.Consolidation of debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent/Mortgage- $1000 Maximum<br>Credit Card- $50<br>Car Payment- $205<br>Car Insurance- $150<br>Phone- $100<br>Utilities- $100 Maximum
What is your intended use for the loan proceeds?I will use $9000 for debt consolidation and the remainder to purchase new home furnishing.
What is your intended use for the loan proceeds?I will use $9000 for debt consolidation and the remainder to purchase new home furnishing.
What is your intended use for the loan proceeds?I will use $9000 for debt consolidation and the remainder to purchase new home furnishing.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent/Mortgage- $1000 Maximum<br>Credit Card- $50<br>Car Payment- $205<br>Car Insurance- $150<br>Phone- $100<br>Utilities- $100 Maximum
What is your intended use for the loan proceeds?I will use $9000 for debt consolidation and the remainder to purchase new home furnishing.
Please provide additional details regarding the purpose of the loan.Consolidation of debt
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using $9000 of the loan towards debt consolidation. The remaining balance will go towards purchasing home goods for a new residence.
What is your intended use for the loan proceeds?I will use $9000 for debt consolidation and the remainder to purchase new home furnishing.
Please provide additional details regarding the purpose of the loan.Consolidation of debt
What is your intended use for the loan proceeds?$9000 for debt consolidation and the remainder will go towards purchasing new home goods

 


 

 

 

Member Payment Dependent Notes Series 1144386

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144386

$35,000

$35,000

8.90%

1.00%

March 1, 2012

February 23, 2015

February 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144386. Member loan 1144386 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,750 / month
Current employer: KBR, Inc. Debt-to-income ratio: 17.90%
Length of employment: < 1 year Location: LAFAYETTE, LA
       
Home town:
Current & past employers: KBR, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/13/12 > I forgot to put a loan on the last question I answered. Please let me know how to proceed with the correction.<br><br> Borrower added on 02/13/12 > additional debt that was mistakenly ommited.<br>Commerce Bank (boat loan) balance $21,405.30 monthly payment $290.73 7.49%<br>

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,600.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Credit Card balance $29,031.81 $108.38/ month 13.24%<br>Discover Credit Card Balance $3,376.80 $78.00/month 23.99%<br>Ford Credit Balance $26,631.82 $551.65/month 5.99%

 


 

 

 

Member Payment Dependent Notes Series 1144561

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1144561

$21,000

$21,000

19.22%

1.00%

March 1, 2012

February 22, 2017

February 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1144561. Member loan 1144561 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Quality Ten Inc. Debt-to-income ratio: 1.01%
Length of employment: 5 years Location: VINELAND, NJ
       
Home town:
Current & past employers: Quality Ten Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 6
Revolving Credit Balance: $4,444.00 Public Records On File: 0
Revolving Line Utilization: 63.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was laid off from my project management position in October of 2010.

 


 

 

 

Member Payment Dependent Notes Series 1145059

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1145059

$13,750

$13,750

19.22%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1145059. Member loan 1145059 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: STATE OF CT DEPT OF CORRECTION Debt-to-income ratio: 21.76%
Length of employment: 10+ years Location: OAKDALE, CT
       
Home town:
Current & past employers: STATE OF CT DEPT OF CORRECTION
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,927.00 Public Records On File: 0
Revolving Line Utilization: 99.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1145118

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1145118

$35,000

$35,000

12.12%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1145118. Member loan 1145118 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,750 / month
Current employer: Biogen Idec Debt-to-income ratio: 7.19%
Length of employment: 2 years Location: Shirley, MA
       
Home town:
Current & past employers: Biogen Idec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,604.00 Public Records On File: 0
Revolving Line Utilization: 13.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?We are planning an inground swimming pool to compliment an earlier-phased full multi-level deck expansion that is already 100% paid for.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?20% of net income goes to housing and all related housing costs
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?20% of net income goes to housing and all related housing costs

 


 

 

 

Member Payment Dependent Notes Series 1145515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1145515

$8,000

$8,000

10.74%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1145515. Member loan 1145515 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,375 / month
Current employer: AXA Assistance USA Debt-to-income ratio: 9.51%
Length of employment: 2 years Location: CHICAGO, IL
       
Home town:
Current & past employers: AXA Assistance USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Credit card refinancing<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,012.00 Public Records On File: 0
Revolving Line Utilization: 37.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $3500<br>Mastercard $3500<br>Macy's $1000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?If I receive the loan, the credit cards will be paid off and this would be my only payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1000 total

 


 

 

 

Member Payment Dependent Notes Series 1145670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1145670

$6,000

$6,000

13.67%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1145670. Member loan 1145670 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Clark County Fire Department Debt-to-income ratio: 17.77%
Length of employment: < 1 year Location: Las Vegas, NV
       
Home town:
Current & past employers: Clark County Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I am looking to pay off these two Home Depot credit cards AS SOON AS POSSIBLE. I am very anxious to do so, because I am DONE with making all these payments only to see that I am working to pay off the unfair INTEREST rates set by these credit cards. Credit Card freedom, here I come!<br>

 

A credit bureau reported the following information about this borrower member on February 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,658.00 Public Records On File: 0
Revolving Line Utilization: 95.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I am a young man witha young family (wife and son). When we first purchased our home about 2 years ago, I simply did not take the time to save up money in advance and make the purchases we needed for furnishing our home; instead we opened Home Depot credit card accounts and got distracted with the other costs of life. Recently, I obtained my desired career with the fire department and am now looking to straighten out my finances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?These are two Home Depot credit cards. One with a $1200 balance, the other $4450. I make about $3600/month and my monthly expenses total about $2300/month; that's including the payment for this loan for which I am applying. There is no reason I won't be paying this loan off. I already make these payments on these cards, I just want some relief from the sharp pains of their interest rates.
Which debts do you plan to pay off with this loan?Two Home Depot credit cards I incurred when I purchased my home about 2 years ago. One is $1200 and the other is $4450. I have been making minimum payments for about a year now and just want to feel like I'm making some headway as my life is moving forward.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses total approximately $2300. I was recently hired by the fire department I've been volunteering for (for 4 years) and now want to focus on my finances. I currently bring home about $3600/month.
What is your intended use for the loan proceeds?My intention is to simply pay off two credit cards that I've been making payments on for 1-2 years now, but finally start to feel like there's a light at the end of this tunnel (more principal, less interest). One card has a balance of approximately $1200 and the other is approximately $4450. This is essentially the valulable lesson of the power of interest being learned by a responsible, yet inexperienced, young adult.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses total approximately $2300. I was recently hired by the fire department I've been volunteering for (for 4 years) and now want to focus on my finances. I currently bring home about $3600/month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I looked at my expenses last month and, when combined with the new minimum payment that this loan would require, it came out to about $2300/month; that's everything included (mortgage, car, insurance, etc.). I currently bring home approx $3600/month so there is no reason I will not be making the minimum payments on this loan (at least). Not to mention I have already been making the required payments on the 2 credit cards for at least a year now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?These are two Home Depot credit cards. One with a $1200 balance, the other $4450. I make about $3600/month and my monthly expenses total about $2300/month; that's including the payment for this loan for which I am applying. There is no reason I won't be paying this loan off. I already make these payments on these cards, I just want some relief from the sharp pains of their interest rates.
Which debts do you plan to pay off with this loan?Two Home Depot credit cards I incurred when I purchased my home about 2 years ago. One is $1200 and the other is $4450. I have been making minimum payments for about a year now and just want to feel like I'm making some headway as my life is moving forward.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's quite simple, actually, I will be paying off 2 credit cards. One with a balance of about $1200 and the other about $4450. They both belong to the same department store and have high interest rates; no comparison to what the Lending Club provides me.
Please explain the reason why you carry a large revolving credit balance.I am a young man witha young family (wife and son). When we first purchased our home about 2 years ago, I simply did not take the time to save up money in advance and make the purchases we needed for furnishing our home; instead we opened Home Depot credit card accounts and got distracted with the other costs of life. Recently, I obtained my desired career with the fire department and am now looking to straighten out my finances.
Please explain the reason why you carry a large revolving credit balance.I am a young man witha young family (wife and son). When we first purchased our home about 2 years ago, I simply did not take the time to save up money in advance and make the purchases we needed for furnishing our home; instead we opened Home Depot credit card accounts and got distracted with the other costs of life. Recently, I obtained my desired career with the fire department and am now looking to straighten out my finances.

 


 

 

 

Member Payment Dependent Notes Series 1146261

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146261

$6,000

$6,000

7.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146261. Member loan 1146261 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,958 / month
Current employer: Dining Alliance Debt-to-income ratio: 14.35%
Length of employment: < 1 year Location: Merrimack, NH
       
Home town:
Current & past employers: Dining Alliance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I've started my new job (repayment won't be a problem) but I need funding to move (1st, last and security deposit) and additional funding for furniture and things for the apartment. Thanks for your help!<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,152.00 Public Records On File: 0
Revolving Line Utilization: 55.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?Yes, I'm essentially applying for this loan to cover down payments on move in costs, as well as money for furnishings. All else is paid for by me.

 


 

 

 

Member Payment Dependent Notes Series 1146275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146275

$17,000

$17,000

7.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146275. Member loan 1146275 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,208 / month
Current employer: costco wholesale Debt-to-income ratio: 15.29%
Length of employment: 10+ years Location: FRESNO, CA
       
Home town:
Current & past employers: costco wholesale
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,525.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1146295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146295

$25,000

$25,000

18.55%

1.00%

March 1, 2012

February 24, 2017

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146295. Member loan 1146295 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $16,667 / month
Current employer: A Common Thread Debt-to-income ratio: 9.18%
Length of employment: 6 years Location: MARINA DEL REY, CA
       
Home town:
Current & past employers: A Common Thread
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/10/12 > This loan is designed to help us with new business development.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 12
Revolving Credit Balance: $21,202.00 Public Records On File: 0
Revolving Line Utilization: 47.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Help build a proper sales infrastructure which is needed for adequate business growth.
If you have a delinquency in the last 2 years, please explain the reason.I haven't had any delinquency in the past 2 years.
Please describe your experience/familiarity with the business you are starting/started?Very familiar (many years). Subsequently, I've been working as a freelance person in the industry for a while now and making others a lot of money. Now my goal is to start my own niche' (become independent) within the industry and work for myself, carve out my niche and make that money for myself whereas before I was making it for others.
What type of business are you starting?We're starting a hybrid Production Company (meaning we work direct for all Clients and their Brands and we make digital content (advertising / branded content video's) for them.

 


 

 

 

Member Payment Dependent Notes Series 1146766

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146766

$18,000

$18,000

7.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146766. Member loan 1146766 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,356 / month
Current employer: Ockham Development Group Inc. Debt-to-income ratio: 0.48%
Length of employment: 2 years Location: Chapel Hill, NC
       
Home town:
Current & past employers: Ockham Development Group Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I am planning to use the funds for down payment of a property purchaseMy excellent credit score reflects my borrowing characteristics,make all the monthly payments on time and repay whole amount in the time frame mentioned in the terms 2/3of my monthly income goes into my savings I have a stable job<br>

 

A credit bureau reported the following information about this borrower member on February 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $381.00 Public Records On File: 0
Revolving Line Utilization: 1.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the home you are purchasing your primary residence or an investment property?It is for an investment property.
What other sources of financing are you using to purchase the home?The other source of financing was my savings.
What is the estimated current market value of the home you intend to purchase?Estimated current market value is $80,000.

 


 

 

 

Member Payment Dependent Notes Series 1146807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146807

$14,000

$14,000

12.12%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146807. Member loan 1146807 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Chipotle Mexican Grill Debt-to-income ratio: 19.98%
Length of employment: 2 years Location: SCOTTSDALE, AZ
       
Home town:
Current & past employers: Chipotle Mexican Grill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Pay off car and Care Credit loans. I pay all bills on time. Secure employment.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 21
Revolving Credit Balance: $7,063.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.I have a $5800.00 balance on a car loan and a $6500.00 balance on my Care Credit loan. (dentist) Both of the loans I co-signed for my son. He pays the bills every month on time. This loan will consolidate at about the same monthly payment. The other two loans are for 5 years. This loan will save us money by paying it off in three years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off the auto and care credit loans. They are both 5 yr.loans with higher rates. This loan would be for 3 years at a lower rate. Saving us money.
Please provide additional details regarding the purpose of the loan.I have a $5800.00 balance on a car loan and a $6500.00 balance on my Care Credit loan. (dentist) Both of the loans I co-signed for my son. He pays the bills every month on time. This loan will consolidate at about the same monthly payment. The other two loans are for 5 years. This loan will save us money by paying it off in three years.
If you have a delinquency in the last 2 years, please explain the reason.The auto loan from November 2010. The car was a total loss in an accident. We made three payments before we got the check from our insurance company. My Insurance agent told me the check had been sent to Wells Fargo so we stopped payment for that month. When I found out it had not been recieved I paid it again. 31 days past the due date. One week later the loan was paid in full by the insurance Co.
Please explain the reason why you carry a large revolving credit balance.Other that the Care Credit balance (dentist) I do not ;have any other large balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximently 1300 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$900.00 a month.
What is your intended use for the loan proceeds?To pay off car and credit care loans.

 


 

 

 

Member Payment Dependent Notes Series 1146886

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146886

$2,500

$2,500

8.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146886. Member loan 1146886 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Best Buy Debt-to-income ratio: 3.65%
Length of employment: 5 years Location: Front royal, VA
       
Home town:
Current & past employers: Best Buy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Consolidation of a recent car loan with a high interest rate, a credit card bill, and a recent medical procedure bill<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,717.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car Loan - $4000 - 20%<br>Credit Card: $2000 - 20%<br>Credit Card: $500 - 23%<br>Cell phone- 80$

 


 

 

 

Member Payment Dependent Notes Series 1146937

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1146937

$8,000

$8,000

17.99%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1146937. Member loan 1146937 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: IBM Debt-to-income ratio: 7.33%
Length of employment: 2 years Location: Tigard, OR
       
Home town:
Current & past employers: IBM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > These funds are to consolidate several debts. Since the time I accumulated this debt I have secured better employment in a fortune 100 company. This loan will help me achieve my goal which is to be debt free in the next two years. Consolidating these loans will triple my remaining cash every month.<br><br> Borrower added on 02/26/12 > This loan is to consolidate some debt. Since I accumulated this debt I have secured a better job within a fortune 100 company. Consolidating will more than triple my cash on hand after every month and will help me achieve my goal to be debt free in the next two years.<br><br> Borrower added on 02/26/12 > This loan is to consolidate some debt. Since I accumulated this debt I have secured a better job within a fortune 100 company. Consolidating will more than triple my cash on hand after every month and will help me achieve my goal to be debt free in the next two years.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 20
Revolving Credit Balance: $7,825.00 Public Records On File: 0
Revolving Line Utilization: 53.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Dear LendingCrab I have tried answering this question numerous times but the website does not allow me warning me that there is potential information in my answer that discloses my identity. The sum of the major categories you list above totals to 3257.08. I hope this helps and I thank your time and your interest.
Please explain the reason why you carry a large revolving credit balance.As I stated in a previous answer to one of your questions, this loan is to consolidate debt that I accrued while my spouse lost her job and the company I worked for experienced payroll cuts in excess of 25% across the board. During this time most of my debt built up on credit cards for every day things. While I have payed over half the total balances from this era I have realized I would save a lot if I consolidate the last piece that I owe and pay it off within 2-3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan 10,667/3.125 %/ 150.00/month<br>Credit Cards (SUM) $7,911.97/ ~26%/ $750.00/month<br>Taxes ~3,500.00 Monthly payments of $100.00
If you have a delinquency in the last 2 years, please explain the reason.To my knowledge I do not have any delinquency in the last two years. If by any chance I am mistaken any delinquency would be due to my spouse's layoff, the addition to two new family members, as well as payroll cuts I experienced in my job. Since then I have acquired a stable job in a Fortune 100 company that pays more than my old salary and my spouse's salary combined. This loan is to help consolidate and eliminate remaining debt from that era.
If you have a delinquency in the last 2 years, please explain the reason.To my knowledge I do not have any delinquency in the last two years. If by any chance I am mistaken any delinquency would be due to my spouse's layoff, the addition to two new family members, as well as payroll cuts I experienced in my job. Since then I have acquired a stable job in a Fortune 100 company that pays more than my old salary and my spouse's salary combined. This loan is to help consolidate and eliminate remaining debt from that era.

 


 

 

 

Member Payment Dependent Notes Series 1147149

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147149

$35,000

$35,000

13.99%

1.00%

March 2, 2012

February 24, 2017

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147149. Member loan 1147149 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,958 / month
Current employer: US Department of Education Debt-to-income ratio: 2.26%
Length of employment: 10+ years Location: Washington, DC
       
Home town:
Current & past employers: US Department of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > The funds will be used for home improvements and other long-term investments. I am a good credit risk with an excellent credit score.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 16
Revolving Credit Balance: $18,527.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $2000 a month
Please explain the reason why you carry a large revolving credit balance.I have a credit card and a student loan
What is your intended use for the loan proceeds?Home improvement and investment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?25 percent home improvement<br>75 percent investment
Is the home you are purchasing your primary residence or an investment property?The loan is for home improvements not a home purchase.
What is the estimated current market value of the home you intend to purchase?I'm not purchasing a home but making home improvements.
If you have a delinquency in the last 2 years, please explain the reason.I had two companies where I was late with the payment one time. I dont recall exactly and it may have been more than two years ago but i think they were due to issues receiving the billing statement.

 


 

 

 

Member Payment Dependent Notes Series 1147232

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147232

$21,000

$21,000

13.99%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147232. Member loan 1147232 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Home care assistance Debt-to-income ratio: 16.84%
Length of employment: 5 years Location: REDWOOD CITY, CA
       
Home town:
Current & past employers: Home care assistance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 57
Revolving Credit Balance: $25,392.00 Public Records On File: 0
Revolving Line Utilization: 67.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I helped my sister on her small business. I used my credit cards to buy supplies, the credit balances stays the same because after paying , use the card again to buy new supplies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My husband takes care of the home mortgage and home equity loan, I take care of utilities aprroximately $200 , car payment $450, and credit card bills
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?3/4 of the loan will be used for consolidating high interest credit cards, 1/4 will be used as a capital so as to avoid using credit cards again.

 


 

 

 

Member Payment Dependent Notes Series 1147323

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147323

$19,200

$19,200

7.90%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147323. Member loan 1147323 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,250 / month
Current employer: The Pullet Connection Debt-to-income ratio: 23.66%
Length of employment: 10+ years Location: Danube, MN
       
Home town:
Current & past employers: The Pullet Connection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/10/12 > Loan taken out to pay off various high interest bills in one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,078.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards with a total balance of 18000. I pay $300 a month on each. Their interest rates range from 12-16%. Most of the debt is from medical bills and expenses during medical challanges and funeral costs. I live on the farm I manage so I dont have a mortgage or house payment. My student loan is almost payed off and has a very low rate. I am hoping to use this loan to get the credit card payed of quickly and get ahead.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards with a total balance of 18000. I pay $300 a month on each. Their interest rates range from 12-16%. Most of the debt is from medical bills and expenses during medical challanges and funeral costs. I live on the farm I manage so I dont have a mortgage or house payment. My student loan is almost payed off and has a very low rate. I am hoping to use this loan to get the credit card payed of quickly and get ahead.

 


 

 

 

Member Payment Dependent Notes Series 1147400

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147400

$8,800

$8,800

12.12%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147400. Member loan 1147400 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: The NHP Foundation Debt-to-income ratio: 19.81%
Length of employment: 3 years Location: NEW ORLEANS, LA
       
Home town:
Current & past employers: The NHP Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/10/12 > Pay off high interest rate loan and credit card<br><br> Borrower added on 02/10/12 > I will be using these funds to pay off a loan with a very high interest rate and a credit card that has been closed for two years but still has a balance with a high interest rate. I will also be purchasing new brakes for my car, that is much needed. This loan would provide great financial relief.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,213.00 Public Records On File: 0
Revolving Line Utilization: 84.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a loan of a remaining balance of $5,200 at 28% interest that I will be paying off as well as a credit card of $4,000 that has a 22% interest rate. These two payments together monthly are the same as what I will be paying for this new loan, but a much lower interest rate. Lots of money saved over time which would be very helpful.

 


 

 

 

Member Payment Dependent Notes Series 1147416

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147416

$12,500

$12,500

9.76%

1.00%

March 6, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147416. Member loan 1147416 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: SGS NA Debt-to-income ratio: 15.50%
Length of employment: 2 years Location: HOUSTON, TX
       
Home town:
Current & past employers: SGS NA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,299.00 Public Records On File: 0
Revolving Line Utilization: 65.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1147615

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147615

$10,000

$10,000

12.12%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147615. Member loan 1147615 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,438 / month
Current employer: Armed Forces Bank, N.A. Debt-to-income ratio: 16.47%
Length of employment: 10+ years Location: GULFPORT, FL
       
Home town:
Current & past employers: Armed Forces Bank, N.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,756.00 Public Records On File: 0
Revolving Line Utilization: 97.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was issued too much credit and started the bad habit of using it all the time. The current economy hasn't helped since my employer hasn't given out raises for the last 3 years. In the future, I just want to have one credit card with an appropriate limit.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $656 Balance/14.90% Interest Rate/$25.00 Monthly Payment<br>Mastercard - $1,309 Balance/23.99% Interest Rate/$30 Monthly Payment<br>Mastercard - $4,247 Balance/14.99% Interest Rate/$97.82 Monthly Payment<br>American Express - $13,074 Balance/15.24% Interest Rate/$304 Monthly Payment
What is the total balance of your credit cards, interest rates and current monthly payments?Visa - $656 Balance/14.90% Interest Rate/$25.00 Monthly Payment<br>Mastercard - $1,309 Balance/23.99% Interest Rate/$30 Monthly Payment<br>Mastercard - $4,247 Balance/14.99% Interest Rate/$97.82 Monthly Payment<br>American Express - $13,074 Balance/15.24% Interest Rate/$304 Monthly Payment
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current monthly payments - Approximately $457<br><br>Future monthly payments - Approximately $558
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $656 Balance/14.90% Interest Rate/$25.00 Monthly Payment<br>Mastercard - $1,309 Balance/23.99% Interest Rate/$30 Monthly Payment<br>Mastercard - $4,247 Balance/14.99% Interest Rate/$97.82 Monthly Payment<br>American Express - $13,074 Balance/15.24% Interest Rate/$304 Monthly Payment

 


 

 

 

Member Payment Dependent Notes Series 1147765

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147765

$30,000

$30,000

21.48%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147765. Member loan 1147765 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,250 / month
Current employer: Luxury bath systems Debt-to-income ratio: 14.23%
Length of employment: 5 years Location: Salem, VA
       
Home town:
Current & past employers: Luxury bath systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/10/12 > Working capital for the business I am purchasing.<br><br> Borrower added on 02/10/12 > Thank you for considering investing in my business. Many blessings<br><br> Borrower added on 02/19/12 > We are in final week of attracting investors for my business. Thank you all that have done so. For those of you that are considering me. Please invest. I have a solid business plan that will allow me to repay loan and develop my business at the same time. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 41
Revolving Credit Balance: $10,966.00 Public Records On File: 1
Revolving Line Utilization: 42.30% Months Since Last Record: 52
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have managed the company for the past five years. Please ask me any other questions. Thank you for your interest.
What do you project your monthly expenses for the first 6 months of your business?I project my expenses to be $400,000 on $500,000 of sales. This number includes everything in my budget to run the company for first 6 months. Thank you for your question and interest.
Please describe your experience/familiarity with the business you are starting/started?I have managed the company for the past five years. Please ask me any other questions. Thank you for your interest.
If you have a public record on file, please briefly explain the event and its resolution.No discussion needed.
Please describe your experience/familiarity with the business you are starting/started?I have managed the company for the past five years. Please ask me any other questions. Thank you for your interest.
If you have a delinquency in the last 2 years, please explain the reason.I have had zero delinquencies in the past two years.
What do you project your monthly revenues for the first 6 months to be?I'm not for sure the Lendingclub will allow answer. But the answer to your question is we have averaged. $83,000 in sales monthly for the past 3 years. Thank you for the question and considering investing.

 


 

 

 

Member Payment Dependent Notes Series 1147835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147835

$20,000

$20,000

8.90%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147835. Member loan 1147835 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: rghs-10 years/matrix 15 months Debt-to-income ratio: 18.47%
Length of employment: 10+ years Location: PHELPS, NY
       
Home town:
Current & past employers: rghs-10 years/matrix 15 months
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/12/12 > I have a very stable job in the health care field and would like to consolidate credit card debt into one monthly easy to pay payment versus multiple<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,444.00 Public Records On File: 0
Revolving Line Utilization: 54.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Eleven hundred includes mortgage with escrow account for taxes/insurances etc-utilities vary some on the time of year-but average about 75-150 dollars monthly for gas and electric-no home equity loan/ line of credit or second mortgage
Please explain the reason why you carry a large revolving credit balance.Eleven hundred includes mortgage with escrow account for taxes/insurances etc-utilities vary some on the time of year-but average about 75-150 dollars monthly for gas and electric-no home equity loan/ line of credit or second mortgage
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Eleven hundred includes mortgage with escrow account for taxes/insurances etc-utilities vary some on the time of year-but average about 75-150 dollars monthly for gas and electric-no home equity loan/ line of credit or second mortgage
Which debts do you plan to pay off with this loan?Credit cards-revolving credit
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Eleven hundred includes mortgage with escrow account for taxes/insurances etc-utilities vary some on the time of year-but average about 75-150 dollars monthly for gas and electric-no home equity loan/ line of credit or second mortgage

 


 

 

 

Member Payment Dependent Notes Series 1147869

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147869

$22,300

$22,300

19.99%

1.00%

March 1, 2012

February 24, 2017

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147869. Member loan 1147869 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: trugreen Debt-to-income ratio: 6.94%
Length of employment: 10+ years Location: carrollton, TX
       
Home town:
Current & past employers: trugreen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 46
Revolving Credit Balance: $1,969.00 Public Records On File: 0
Revolving Line Utilization: 18.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.
What is your intended use for the loan proceeds?im starting a concrete restoration company in Dallas TX. The amount will cover equipment, products, computer software, storage facility, home shows, and marketing material
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my expenses are very low...i split an apartment with a room mate, split utilities, and own a truck. my total monthly expenses including cost of living comes in around $1300 and i make $65,000k a year and will still be keeping that job and have already lined up 2 workers to work along side me while i get this to where i want it to be.
What type of business are you starting?its concrete restoration/decorative curbing. Both of which are hardly marketed in the Dallas TX area where i will do most of my business. the concrete restoration part of the business will improve existing concrete(driveways, patios, pool decks, garage floors) and decorative curbing enhances landscape edging around landscape beds.
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.
What is your intended use for the loan proceeds?im starting a concrete restoration company in Dallas TX. The amount will cover equipment, products, computer software, storage facility, home shows, and marketing material
What is your intended use for the loan proceeds?im starting a concrete restoration company in Dallas TX. The amount will cover equipment, products, computer software, storage facility, home shows, and marketing material
What type of business are you starting?its concrete restoration/decorative curbing. Both of which are hardly marketed in the Dallas TX area where i will do most of my business. the concrete restoration part of the business will improve existing concrete(driveways, patios, pool decks, garage floors) and decorative curbing enhances landscape edging around landscape beds.
What type of business are you starting?its concrete restoration/decorative curbing. Both of which are hardly marketed in the Dallas TX area where i will do most of my business. the concrete restoration part of the business will improve existing concrete(driveways, patios, pool decks, garage floors) and decorative curbing enhances landscape edging around landscape beds.
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.
Please describe your experience/familiarity with the business you are starting/started?I have worked with and around concrete most of my life...Im licensed to apply all products that i will be using for my business..I also have 13 years of sales and marketing experience which will help with promoting my business and putting my name at the top.

 


 

 

 

Member Payment Dependent Notes Series 1147894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147894

$8,400

$8,400

6.62%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147894. Member loan 1147894 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: MTA NEW YORK CITY TRANSIT Debt-to-income ratio: 17.73%
Length of employment: 3 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: MTA NEW YORK CITY TRANSIT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,289.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?buying a car
How much money are you providing out of pocket as a down payment for this purchase?3,000
What type of vehicle are you buying (make, model, year, mileage and condition)?toyota tundra 06 used

 


 

 

 

Member Payment Dependent Notes Series 1147990

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147990

$5,000

$5,000

8.90%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147990. Member loan 1147990 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 6.35%
Length of employment: 3 years Location: BRONX, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/10/12 > This money Will be used to consolidate all my credit cards into one payment.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 37
Revolving Credit Balance: $5,332.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a visa card $1805 Bal with 17.99% APR $48 payment, A Discover card 1953 Bal with 18.99% APR $61 payment, visa card of $920 Bal with 15.99% APR $20 payment, A MasterCard of $280 Bal with a 7.9% APR $25 payment, another MasterCard 296 Bal 19.8% APR $25 payment

 


 

 

 

Member Payment Dependent Notes Series 1148056

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148056

$10,000

$10,000

12.12%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148056. Member loan 1148056 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: Rizzo Conference Center Debt-to-income ratio: 22.87%
Length of employment: 10+ years Location: SEMORA, NC
       
Home town:
Current & past employers: Rizzo Conference Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,259.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off high interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1148065

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148065

$13,000

$13,000

6.62%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148065. Member loan 1148065 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Beall & Burkhardt Debt-to-income ratio: 19.47%
Length of employment: 6 years Location: Santa Barbara, CA
       
Home town:
Current & past employers: Beall & Burkhardt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/11/12 > I have an incredibly good credit score and have only been late on a payment ONCE in my whole credit history in September of 2010 because my mail got lost. I have always made payments timely and have frequently paid off debts before they become due.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,216.00 Public Records On File: 0
Revolving Line Utilization: 3.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan- Balance: $11,729.00; 24.68% Interest rate; Monthly payment: $349.97; 5-year term<br>Credit Card- Balance: $851.22; 12.24% Interest rate; Monthly payment: $25.00<br>Credit Card- Balance: $359.90; 0.00% Interest Rate: Monthly payment: $25.00
Which debts do you plan to pay off with this loan?I plan on paying off my personal loan and two credit cards, which total the amount of the LendingClub loan request. I'm most interested in paying off the personal loan since it has such a high interest rate and a long term. I would like a shorter term and a lower combined monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1148095

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148095

$20,000

$20,000

19.99%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148095. Member loan 1148095 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Brookhaven Rehabilitation and Nursing Debt-to-income ratio: 6.81%
Length of employment: 3 years Location: ELMHURST, NY
       
Home town:
Current & past employers: Brookhaven Rehabilitation and Nursing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/11/12 > Want to pay off credit cards with high APR and just pay one monthly payment for a low interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 49
Revolving Credit Balance: $9,028.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1400/mo. Electric, cable, gas& heat, cellphone goes up to 690/mo. Credit card payment runs up to 600 to 800/mo. Transportation 80/mo. Purpose of consolidation is to pay off credit cards with high APR and to pay for a small loan $8000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I got 5 major credit cards (amex, visa and mastercard) which are all on flexible payment type which has an interest rate of 26% and up APR so thats the reason why i applied for consolidation to get a lower APR with just one monthly payment. I dont have any mortgage and student loan at all.
Which debts do you plan to pay off with this loan?I just wanna pay off my all credit cards and thats the reason why i applied for this loan so i could focus on just one monthly payment with just minimal interest compared to my credit cards which could go as high as 24 to 29.4% APR.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1400/mo<br>CC payment 800/mo 22-26% APR<br>utilities 690 (cable, cellphone, electric, gas)<br>transportation 80/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I got 5 major credit cards (amex, visa and mastercard) which are all on flexible payment type which has an interest rate of 26% and up APR so thats the reason why i applied for consolidation to get a lower APR with just one monthly payment. I dont have any mortgage and student loan at all.
If you have a delinquency in the last 2 years, please explain the reason.i never missed a payment with all my Credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1148198

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148198

$15,000

$15,000

18.55%

1.00%

March 1, 2012

February 24, 2015

February 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148198. Member loan 1148198 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,482 / month
Current employer: Eclaro International Debt-to-income ratio: 20.49%
Length of employment: < 1 year Location: Houston, TX
       
Home town:
Current & past employers: Eclaro International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/10/12 > Need to complete renovation on my home to sell it<br>I have finished bathrooms kitchen and flooring. Need to fix drywall, paint in and out fix fences landscaping<br>

 

A credit bureau reported the following information about this borrower member on February 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1978 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 32
Revolving Credit Balance: $107,774.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the home you are purchasing your primary residence or an investment property?This is my primary residence.<br>The funds are for renovation prior to sale.
Please explain the reason why you carry a large revolving credit balance.I am a contract worker.<br>When moving from one assignment to the next, there is a considerable expense relocating.<br>there is the move out cost, the move in cost, the shipping and the travel.<br>In my last move, because of vehicle problems, I incurred vehicle repair cost in excess of $6000. Total moving cost was in excess of $12,000<br>If the assignment last long enough, the credit balance reduces. last two assignments, 2 months, 6 months did not contribute significantly to the reduction.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the past two years.<br>I did have a late payment associated with an automatic bill pay several years ago caused by the bank. They apologized and reimbursed the fees

 


 

 

 

Member Payment Dependent Notes Series 1148297

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148297

$5,000

$5,000

7.90%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148297. Member loan 1148297 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,125 / month
Current employer: n/a Debt-to-income ratio: 19.25%
Length of employment: n/a Location: Pittsburgh, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > Pursuing PhD in Biomedical Engineering with full financial support. Current cards (Balance/Limit): 0/800 Banana Republic, 0/400 Chase, 982/2400 Care Credit, 3782/3890 Citi Bank, 685/750 Capital One. Most recent card (Chase) was a failed attempt at getting a balance transfer at 0% intro rate.<br><br> Borrower added on 02/18/12 > Pursuing a PhD in Biomedical Engineering with full financial support. Looking to save on interest. Cards (balance/limit): Banana Republic 0/800, Chase 0/400, Capital One 685/750, Care Credit 982/2400, Citi 3782/3890. Recent card (Chase) was an attempt at getting a balance transfer at 0% intro rate.<br><br> Borrower added on 02/20/12 > I'm currently pursuing a PhD in Biomedical Engineering with full financial support (tuition waiver, stipend, health benefits). I'm looking to consolidate my credit card debt. I do not have any trouble making my current payments, but I would like to save on interest.<br>

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 13
Revolving Credit Balance: $5,524.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.A little over a year ago, I had paid off the balance on my Capital One card. I charged $7 to it (can't remember what for) and forgot about it, thinking it was still paid off. I didn't figure it out until it late (total balance of $29 with late fee). I paid it off immediately. There are no other problems on my credit report.
What is your intended use for the loan proceeds?All money will be used to pay the balances on my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1148543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148543

$10,000

$10,000

9.76%

1.00%

March 1, 2012

February 25, 2015

February 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148543. Member loan 1148543 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,250 / month
Current employer: Community Television of Colorado LLC Debt-to-income ratio: 6.51%
Length of employment: < 1 year Location: DENVER, CO
       
Home town:
Current & past employers: Community Television of Colorado LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/12/12 > I will be using the money to consolidate and pay off debt held on multiple credit cards with a higher APR. I have never missed or been late on any type of payment for 14 years. I have been continuously employed for 21 years and am currently at the start of a 2 year employment agreement.<br>

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,590.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1148642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148642

$20,000

$20,000

13.99%

1.00%

March 2, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148642. Member loan 1148642 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: MOUNTAIN RIDGE COUNTRY CLUB Debt-to-income ratio: 16.12%
Length of employment: 10+ years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: MOUNTAIN RIDGE COUNTRY CLUB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/13/12 > I WANT TO PAY MY CREDIT CARD IN 1 TIME AND ONLY DEBT MONE Y FOR YOU COMPANY BECAUSE OF THE IS CRAZY INTERES<br>

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,785.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?RENT 600,CREDIT 700 UTILITIES 150 INSURANCE 90
Please explain the reason why you carry a large revolving credit balance.IM PAY ON TIME MAYBE IS BECAUSE MAY LIMITED CREDIT
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21,000 INTERES IS 29%
Which debts do you plan to pay off with this loan?MOST I CAN CHASE CITIBANK CAPITAL ONE HSBC IM THING PAY OLD IN 1 TIME
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?MY GOL IS PAY FIRT OLD MY CREDIT CARD WTHIN HIGH INTEREST BECAUSE I HAS SOME CREDIT CARD WHIT PROMOCIONAL DIFERIDO INTERES BY END 2013 BUT MY PRIORITY IS 21000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 600 include utilities phone 50 insurance 90 transportación 80 food 150

 


 

 

 

Member Payment Dependent Notes Series 1148665

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148665

$20,000

$20,000

10.74%

1.00%

March 1, 2012

February 25, 2017

February 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148665. Member loan 1148665 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: RestoreCore Debt-to-income ratio: 18.00%
Length of employment: 2 years Location: Easton, PA
       
Home town:
Current & past employers: RestoreCore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/13/12 > I have been diligently paying down my credit card debt. This loan will payoff my last remaining credit card!<br>

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,477.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This is my only remaining credit card as I have paid off the others I had. Current monthly payment on this one is $500/month.
What is the total balance of your credit cards, interest rates and current monthly payments?This is my only credit card, $20,000 balance, 17.99% rate, $500/month pmt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $700<br>Car lease $250<br>Food/Entertainment $300<br>Auto Ins $60<br>TV/Cable/Internet $70<br>Cell phone $50<br>Utilities $100-150
Please explain the reason why you carry a large revolving credit balance.This was a credit card balance I accumulated during a period of unemployment. I have been have been looking for a better way to pay it down. Thank goodness for The Lending Club!

 


 

 

 

Member Payment Dependent Notes Series 1148773

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148773

$12,000

$12,000

13.99%

1.00%

March 2, 2012

February 27, 2017

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148773. Member loan 1148773 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: DTA Security Services Debt-to-income ratio: 21.70%
Length of employment: 3 years Location: Henderson, NV
       
Home town:
Current & past employers: DTA Security Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 43
Revolving Credit Balance: $1,464.00 Public Records On File: 0
Revolving Line Utilization: 18.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Swimming pool
What is the home improvement project you are planning?swimming pool

 


 

 

 

Member Payment Dependent Notes Series 1148832

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148832

$16,950

$16,950

15.31%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148832. Member loan 1148832 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: ISP Design, Inc Debt-to-income ratio: 22.12%
Length of employment: 4 years Location: MIAMI, FL
       
Home town:
Current & past employers: ISP Design, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,819.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1148849

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148849

$20,000

$20,000

13.11%

1.00%

March 1, 2012

February 25, 2017

February 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148849. Member loan 1148849 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Tri-tech Restoration Debt-to-income ratio: 20.09%
Length of employment: 4 years Location: Van Nuys, CA
       
Home town:
Current & past employers: Tri-tech Restoration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,350.00 Public Records On File: 0
Revolving Line Utilization: 1.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?This loan is going to be used toward necessary items for the wedding. Such has camera man, dj, flowers, hall rental, dress, etc.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The multiple purposes for this loan request are as follows:<br><br>We have to be able to order, and place deposits for all the necessary items that accompany a wedding. Such examples would be flowers, a banquet hall, invitations, decorations, photography, a Dj and etc. Once all these items have deposits placed, we can allocate the necessary payments back into the loan to have the amount paid off in a timely manner.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently I do not pay any rent, my expenses do not exceed 1200 dollars. I pay for my car, insurance, and personal spending money.
How are you paying for other wedding expenses not covered by this loan?By the funds that I have saved up, as much as I could.

 


 

 

 

Member Payment Dependent Notes Series 1148956

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148956

$25,000

$25,000

20.99%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148956. Member loan 1148956 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Sandoz Debt-to-income ratio: 15.79%
Length of employment: 6 years Location: Fairless Hills, PA
       
Home town:
Current & past employers: Sandoz
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Debt consolidation<br><br> Borrower added on 02/21/12 > I would like top get this loan to consolidate debt. I am a good borrower because I make all my payments on time. Proven record of no late payments. I have a very stable job, where I have been promoted 3 times within 5+ years. Work at Generic pharmaceutical company which keeps growing every year.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,517.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances fluctuate between $1000 to $3500, with interest rates between 16.9 and 21.9%. This includes store cards and credit cards.
Which debts do you plan to pay off with this loan?Plan to pay off my store cards and most credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances fluctuate between $1000 to $3500, with interest rates between 16.9 and 21.9%. This includes store cards and credit cards.
Please explain the reason why you carry a large revolving credit balance.Did some home repairs last year, which lead to "other" repairs that were not budgeted for.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have debt balances from $1000 to 3500 from credit cards and store cards ranging from 16.9 to 21% interest rate, which I plan to pay off with this loan.
Which debts do you plan to pay off with this loan?I am planning to pay off my high interest balance cards and everything else I may be able to pay off.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have a breakdown at this time but the combined monthly mortagage, including insurance and property taxes is 925.49. It is all paid together in one monthly mortgage payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly mortgage paymentis 925.49, which includes Insurance and taxes. I also have a second mortgage with a $417 monthly payment.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have a breakdown at this time but the combined monthly mortagage, including insurance and property taxes is 925.49. It is all paid together in one monthly mortgage payment.

 


 

 

 

Member Payment Dependent Notes Series 1148976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1148976

$13,000

$13,000

13.67%

1.00%

March 2, 2012

February 26, 2015

February 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1148976. Member loan 1148976 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,083 / month
Current employer: Quality Systems Inc Debt-to-income ratio: 6.17%
Length of employment: < 1 year Location: LAKE FOREST, CA
       
Home town:
Current & past employers: Quality Systems Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/12/12 > Pay off debts and start investing in interests that offer a return, not a take away.<br>

 

A credit bureau reported the following information about this borrower member on February 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 34
Revolving Credit Balance: $4,309.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1250.00<br>Car Payment 544.00 1 car (13K left)<br>Utilities 550.00<br>Insurance 75.00<br>Food 400.00<br>Phone 200.00<br>Monthly total is 3019.00 <br>Credit Card Debt is 1500.00 monthly<br>Total with credit card debt is 4519.0
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses including credit card debt are 4519.00.
Please explain the reason why you carry a large revolving credit balance.Haven't been able to pay off the balances. I am in a position now, make a bit more money now, have less expense, and want to pay off balances with this loan. Pay the loan off....goal is to have no debt except for monthly expenses (rent, utilities). Would like to invest and make money not carry balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly expenses approximately 4519.00 to 5000.00 inclusive of debt.
Which debts do you plan to pay off with this loan?Will pay off all credit card debt and close al revolvng credit balances
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off credit card debt, which frees up about 1500-2000 a month. This is being used for debt consolidation.

 


 

 

 

Member Payment Dependent Notes Series 1149041

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149041

$25,000

$25,000

7.90%

1.00%

March 1, 2012

February 26, 2015

February 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149041. Member loan 1149041 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,292 / month
Current employer: Lee Memorial Health Debt-to-income ratio: 4.58%
Length of employment: 3 years Location: Cape coral, FL
       
Home town:
Current & past employers: Lee Memorial Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/12/12 > Credit card consolidation<br><br> Borrower added on 02/12/12 > Loan is to consolidate 2 credit cards, one for 20k, one for 4k. I presently pay very low interest (0-3%) on the balances but special low rate transfer offers will expire in a couple of months. Was looking to move to a fixed, lower rate loan than the 13-18% they will go to.<br>

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,988.00 Public Records On File: 0
Revolving Line Utilization: 16.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards, one with a bal of approx $20k and one with approx $4k. No mortgage or car payment. The 4K card is approx 13% interest. The 20k has several different interest rates based on when I took advantage of balance transfer offers. I didn't understand that the offer on Mint wasn't a regular fixed rate loan. If this doesn't work, I'm ok with making my current payments.
Please explain the reason why you carry a large revolving credit balance.A relocation to another State and subsequent costs related to establishing a new home, then subsequent loss of job by family member (I have had no gaps in employment), bill consolidation. I am able to successfully make payments on on cards although 0 interest balance transfer offers will expire in a couple of months and this loan is at a lower rate than it will be when the special rate expires.

 


 

 

 

Member Payment Dependent Notes Series 1149303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149303

$8,500

$8,500

7.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149303. Member loan 1149303 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,200 / month
Current employer: SASED Debt-to-income ratio: 17.41%
Length of employment: 10+ years Location: Thayer, IL
       
Home town:
Current & past employers: SASED
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I'm consolidating my credit card debt to reduce Interest Rates. I have a full time job working in Education(12th year). I'm not in default in any of my debt.<br>

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,317.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit cards and a car loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?1.I will be paying off all credit card debt which carry much higher interest rates.<br>2. One convenient payment per month.

 


 

 

 

Member Payment Dependent Notes Series 1149328

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149328

$11,500

$11,500

16.29%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149328. Member loan 1149328 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: AsteelFlash Debt-to-income ratio: 17.35%
Length of employment: 2 years Location: SAN JOSE, CA
       
Home town:
Current & past employers: AsteelFlash
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Pay off high interest cards<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,230.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Approx $12k in credit dept ranging from 16-24%, approx $600 month. Using this loan to pay them off higher interest debt and consolidate into 1 lower payment and closing the accounts.
Please explain the reason why you carry a large revolving credit balance.Bought a house almost 2 years ago and had to pay for some repairs (plumbing mostly), had unexpected car expenses, and charges some small item on higher interest card I would like to pay off.<br><br>Thanks for the question.

 


 

 

 

Member Payment Dependent Notes Series 1149480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149480

$20,000

$20,000

22.78%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149480. Member loan 1149480 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Southern Nevada Health District Debt-to-income ratio: 24.42%
Length of employment: 7 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Southern Nevada Health District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I plan to use this loan to pay off all my high interest credit cards. This five year plan will help me get out of debt. I'm a good borrower for this loan because I pay all my bills on time, I have a very reliable employment history and a strong record of meeting my financial obligations.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,451.00 Public Records On File: 0
Revolving Line Utilization: 93.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?As it stands my minimum monthly payments for all my cards equals $654 a month. If I received the funding for this loan my debt would be paid off, cards cut up and I would be paying over $100 less for 5 years as opposed to the 17 years with minimum monthly payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are as follows:<br><br>Mortgage: $960 (includes taxes and Insurance)<br>Transportation: $562<br>Utilities: $487 (Around this much which includes Phone, Internet)<br>Food: Between $300 to $500/month<br>Other: $112<br>This list does not include my monthly credit card payments (See other questions for those payments)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are as follows:<br><br>Mortgage: $960 (includes taxes and Insurance)<br>Transportation: $562<br>Utilities: $487 (Around this much which includes Phone, Internet)<br>Food: Between $300 to $500/month<br>Other: $112<br>This list does not include my monthly credit card payments (See other questions for those payments)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are as follows:<br><br>Mortgage: $960 (includes taxes and Insurance)<br>Transportation: $562<br>Utilities: $487 (Around this much which includes Phone, Internet)<br>Food: Between $300 to $500/month<br>Other: $112<br>This list does not include my monthly credit card payments (See other questions for those payments)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Current monthly expenses related to housing <br><br>Mortgage: $960 (Includes taxes and Insurance)<br>Utilities: $280 ( Gas, Power, Water)
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of all my debt: $19323. <br>The interest Rates for those cards are as follows : Lowest: 22.90% Highest: 29.99%<br>The current monthly payment $658/month (paying only the minimum monthly payments)<br><br>By making only the minimum payments on my cards it would take me around 17yrs to pay off. If I received funding for this loan, it would lower my interest and would be paid off within 5yrs. I would also have a lower monthly payment by over $100.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Current monthly expenses related to housing <br><br>Mortgage: $960 (Includes taxes and Insurance)<br>Utilities: $280 ( Gas, Power, Water)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?As it stands my minimum monthly payments for all my cards equals $654 a month. If I received the funding for this loan my debt would be paid off, cards cut up and I would be paying over $100 less for 5 years as opposed to the 17 years with minimum monthly payments.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?As it stands my minimum monthly payments for all my cards equals $654 a month. If I received the funding for this loan my debt would be paid off, cards cut up and I would be paying over $100 less for 5 years as opposed to the 17 years with minimum monthly payments.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of all my debt: $19323. <br>The interest Rates for those cards are as follows : Lowest: 22.90% Highest: 29.99%<br>The current monthly payment $658/month (paying only the minimum monthly payments)<br><br>By making only the minimum payments on my cards it would take me around 17yrs to pay off. If I received funding for this loan, it would lower my interest and would be paid off within 5yrs. I would also have a lower monthly payment by over $100.
What is your intended use for the loan proceeds?I intend to use the proceeds of this loan as a way to pay off my high interest debt. The high interest rates range from 22.90% to 29.99% and equal the balance of $19,323. As it is now, the minimum monthly payment from these high interest cards equal $658/month and will take roughly 14 to 17 years to pay off at that monthly amount. This loan will have a payment which is $100 cheaper, a better interest rate and will also give me a plan to get out of debt within 5 years.

 


 

 

 

Member Payment Dependent Notes Series 1149569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149569

$18,000

$18,000

17.27%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149569. Member loan 1149569 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Beverly Hills Transit Debt-to-income ratio: 16.48%
Length of employment: 10+ years Location: GLENDALE, CA
       
Home town:
Current & past employers: Beverly Hills Transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,850.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?pay all credit cards

 


 

 

 

Member Payment Dependent Notes Series 1149654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149654

$7,800

$7,800

13.67%

1.00%

March 2, 2012

February 26, 2015

February 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149654. Member loan 1149654 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,300 / month
Current employer: Xpert Accounting Solutions, Inc. Debt-to-income ratio: 24.38%
Length of employment: 4 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Xpert Accounting Solutions, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 46
Revolving Credit Balance: $10,339.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances on credit cards are: Capital One- $2,048.45 with 22.9% and $64 monthly payments, Macy's- $509 with 24.5% and $25 m.p., HSBC- $304.31 with vary % and $15 m.p., Chase-$4,809.25 with 19.24% and $125 m.p., Chase- $1,306.19 with 19.24% and $31 m.p., Chase- $1,295.17 with 19.24% and $32 m.p. No loans or mortgages. Also, my mom is paying my rent.
Please explain the reason why you carry a large revolving credit balance.My current salary isn't large enough to pay off all credit balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Half of the cell phone bill (~$90 monthly, family plan with my mother) food, electricity (about $80 monthly.)

 


 

 

 

Member Payment Dependent Notes Series 1149687

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149687

$30,000

$30,000

14.65%

1.00%

March 1, 2012

February 26, 2015

February 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149687. Member loan 1149687 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,580 / month
Current employer: n/a Debt-to-income ratio: 4.24%
Length of employment: 4 years Location: SUNNYSIDE, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,203.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa $11515.28 interest rate is 22.99<br>visa$4672.23 interest rate is9.25<br>mastercard$5156.47 interest rate is 5.74<br>visa $5380.96 interest rate is9.99
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$450
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa $11515.28 interest rate is 22.99<br>visa$4672.23 interest rate is9.25<br>mastercard$5156.47 interest rate is 5.74<br>visa $5380.96 interest rate is9.99
Please explain the reason why you carry a large revolving credit balance.when i buy my bussines i use this credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa $11515.28 interest rate is 22.99<br>visa$4672.23 interest rate is9.25<br>mastercard$5156.47 interest rate is 5.74<br>visa $5380.96 interest rate is9.99
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$450
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$450
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1000
Please explain the reason why you carry a large revolving credit balance.when i buy my bussines i use this credit card
What is the total balance of your credit cards, interest rates and current monthly payments?bal.$26724.94 total interest on card is 47.97% & monthely minumem payment is $440 for all credit cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa $11515.28 interest rate is 22.99<br>visa$4672.23 interest rate is9.25<br>mastercard$5156.47 interest rate is 5.74<br>visa $5380.96 interest rate is9.99

 


 

 

 

Member Payment Dependent Notes Series 1149703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149703

$12,000

$12,000

8.90%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149703. Member loan 1149703 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Credit Karma Inc Debt-to-income ratio: 1.38%
Length of employment: 2 years Location: SAN JOSE, CA
       
Home town:
Current & past employers: Credit Karma Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Just trying to rid myself of a few high-interest credit card balances and have a backup cushion for emergencies<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,372.00 Public Records On File: 0
Revolving Line Utilization: 11.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: 255k, 5.5%, 1515 monthly<br>Credit Cards: 6k, 15.99%, roughly 120 minimum monthly<br><br>No other debt

 


 

 

 

Member Payment Dependent Notes Series 1149707

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149707

$12,000

$12,000

17.99%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149707. Member loan 1149707 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: North Kansas City Hospital Debt-to-income ratio: 21.01%
Length of employment: 4 years Location: KANSAS CITY, MO
       
Home town:
Current & past employers: North Kansas City Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Lets face it. Most of us were young and irresponsible at some point in our lives. For myself, it was during my college years. Fortunately, I have matured and am now ready and fully capable of taking responsibility for my actions during those years and consolidate the debt that I have accumulated!<br>

 

A credit bureau reported the following information about this borrower member on February 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,143.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have wonderful parents who still contribute to my vehicle payment and insurance expenses. My other responsibilities include: Rent $1000. Utilities $100 Cable/Internet/Cell $200 Student Loan $50/mo at 3% interest Gym Membership $37<br>Thanks!
Please explain the reason why you carry a large revolving credit balance.Times were tough and I've hit a few bumps in the road with medical expenses, etc. However, I am all caught up on other expenses (excluding credit card debt) so I'm ready to take the final plunge and finish it off the right way instead of continuing to make monthly payments at a very high interest rate. Thanks!
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$615 total minimum payments for all credit cards (approximately). I'm using the money to pay off my 4 largest credit card balances, all with interest rates above 22%. I will continue to have 1 credit card at 0% interest, 1 with a total credit limit of $750, and a furniture credit card at 0% interest. Hopefully this answers your question. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 1149852

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1149852

$10,200

$10,200

13.67%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1149852. Member loan 1149852 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: clean harbors Debt-to-income ratio: 9.33%
Length of employment: 8 years Location: richmond, CA
       
Home town:
Current & past employers: clean harbors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 74
Revolving Credit Balance: $5,380.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Good morning .I like to pay off my credit card. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1150375

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150375

$5,000

$5,000

6.03%

1.00%

March 1, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150375. Member loan 1150375 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Goodrich Debt-to-income ratio: 16.84%
Length of employment: < 1 year Location: Phoenix, AZ
       
Home town:
Current & past employers: Goodrich
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/13/12 > I would like to use the loan to pay some bills that I have. I am planning to go to Hawaii. I want to take a vacation and go visit Oahu.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,000.00 Public Records On File: 0
Revolving Line Utilization: 15.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1150442

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150442

$17,500

$17,500

24.33%

1.00%

March 1, 2012

February 27, 2017

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150442. Member loan 1150442 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Discovery Point Debt-to-income ratio: 7.99%
Length of employment: 3 years Location: SHARPSBURG, GA
       
Home town:
Current & past employers: Discovery Point
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/13/12 > I want to pay off some debt and improve my floors and kitchen.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 23
Revolving Credit Balance: $9,515.00 Public Records On File: 0
Revolving Line Utilization: 87.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was in college working on my masters degree and some items got behind.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My expeses are mortgage $1102.00, utilities approx $500.00. Taxes and insurance are escrowed.
If you have a delinquency in the last 2 years, please explain the reason.I was in college working on my masters degree and some items got behind.
Please explain the reason why you carry a large revolving credit balance.While I was in college working on my masters degree I had to use credit cards.
Is the improvement to your primary residence or an investment property?Primary residence
Is this for a home improvement you have already made, or one that you are planning to make?Improvements planning to make.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?monthly pymt $1102.00, bal is approx $150,000.00, rate is 4.32
What is your intended use for the loan proceeds?Home improvement, pay off some debt
If you have a delinquency in the last 2 years, please explain the reason.I was in college working on my masters degree and some items got behind.

 


 

 

 

Member Payment Dependent Notes Series 1150511

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150511

$8,500

$8,500

6.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150511. Member loan 1150511 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: Timet Debt-to-income ratio: 20.16%
Length of employment: 5 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Timet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > current lending club loan payoff is 8471, not counting a payment that will go through tomorrow. the rate on that loan is 15.65% and 19.34% apr. i would like to refinance that loan at this 6.62% rate. Thanks in advance!!<br><br> Borrower added on 02/23/12 > The old payment is 381. The new payment will be 261. That is a monthly reduction of 120.<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,594.00 Public Records On File: 0
Revolving Line Utilization: 33.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1150591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150591

$35,000

$35,000

8.90%

1.00%

March 1, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150591. Member loan 1150591 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Travelers Insurance Debt-to-income ratio: 26.35%
Length of employment: < 1 year Location: Stafford Springs, CT
       
Home town:
Current & past employers: Travelers Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1981 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $49,156.00 Public Records On File: 0
Revolving Line Utilization: 55.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1150761

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150761

$19,200

$19,200

17.99%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150761. Member loan 1150761 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: AT&T Debt-to-income ratio: 9.08%
Length of employment: 2 years Location: LYNNWOOD, WA
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,937.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1150804

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150804

$35,000

$35,000

12.12%

1.00%

March 2, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150804. Member loan 1150804 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: The Intec Group Debt-to-income ratio: 4.30%
Length of employment: 10+ years Location: McHenry, IL
       
Home town:
Current & past employers: The Intec Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Small land purchase<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $180.00 Public Records On File: 0
Revolving Line Utilization: 0.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total current monthly expenses are $1800 in total.
What other sources of financing are you using to purchase the home?I will be purchasing land. This is the only financing that I am pursuing. I have an additional $30K in the bank that I will be using towards the purchase.
Is the home you are purchasing your primary residence or an investment property?Eventually it will be a home for me and my family. For right now, I am trying to purchase the land so that I can build on it in a few years.
What is the estimated current market value of the home you intend to purchase?I am purchasing the land to build a home at a later date. Once I build the home, the value of it will be double what I will have invested in it. As you can tell from my credit history, I have always paid my bills on time and I intend to keep doing so. I have worked for the same company for almost 17 years now and the business is growing now more than ever.

 


 

 

 

Member Payment Dependent Notes Series 1150849

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150849

$6,000

$6,000

6.62%

1.00%

March 2, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150849. Member loan 1150849 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: Creative Terrazzo Systems Inc Debt-to-income ratio: 23.56%
Length of employment: 6 years Location: Miami, FL
       
Home town:
Current & past employers: Creative Terrazzo Systems Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/13/12 > Loan will be used to give my Fiance a great wedding . THERE WILL BE PUNCTUAL PAYMENTS!<br>

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,024.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are: Rent, utilities, phone, insurance, and misc. My monthly expenses are approximately $1950. Included is a car note expense of $400 in which my lease ends in May 2012.

 


 

 

 

Member Payment Dependent Notes Series 1150875

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150875

$15,000

$15,000

16.29%

1.00%

March 1, 2012

February 27, 2015

February 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150875. Member loan 1150875 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: smardan supply co. Debt-to-income ratio: 5.31%
Length of employment: 6 years Location: lomita, CA
       
Home town:
Current & past employers: smardan supply co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,499.00 Public Records On File: 0
Revolving Line Utilization: 58.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?paying off credit cards,to get ahead
What is your intended use for the loan proceeds?paying off credit cards,to get ahead

 


 

 

 

Member Payment Dependent Notes Series 1150932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150932

$26,400

$26,400

24.20%

1.00%

March 2, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150932. Member loan 1150932 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,642 / month
Current employer: Park Manor Nursing Home Debt-to-income ratio: 24.02%
Length of employment: 10+ years Location: Butternut, WI
       
Home town:
Current & past employers: Park Manor Nursing Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 47
Revolving Credit Balance: $29,314.00 Public Records On File: 0
Revolving Line Utilization: 82.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Revolving credit card debt, medical bills
What is your intended use for the loan proceeds?Debt consolidation - to reduce monthly payment obligations which will allow some breathing room in income to payment ratios, therefore will allow cessation of use of revolving credit to get by, get out of debt in 4 - 5 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using only for debt consolidation - plan to payoff 5 credit cards and balance of medical bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 200 on our mortgage, husband pays the remaining 300, utilities are paid by him, cell phone costs me $15 every 4 - 8 weeks (do not use much, so only use a prepaid phone), food ~500, insurance, auto, life ~230, husband pays homeowners.
Which debts do you plan to pay off with this loan?Revolving credit card debt, medical bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 200 on our mortgage, husband pays the remaining 300, utilities are paid by him, cell phone costs me $15 every 4 - 8 weeks (do not use much, so only use a prepaid phone), food ~500, insurance, auto, life ~230, husband pays homeowners.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 200 on our mortgage, husband pays the remaining 300, utilities are paid by him, cell phone costs me $15 every 4 - 8 weeks (do not use much, so only use a prepaid phone), food ~500, insurance, auto, life ~230, husband pays homeowners.

 


 

 

 

Member Payment Dependent Notes Series 1150970

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1150970

$12,000

$12,000

14.65%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1150970. Member loan 1150970 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Station casinos Debt-to-income ratio: 5.23%
Length of employment: 3 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Station casinos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,181.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1151003

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151003

$7,000

$7,000

16.29%

1.00%

March 2, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151003. Member loan 1151003 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: Plastipak Packaging Inc. Debt-to-income ratio: 15.70%
Length of employment: 10+ years Location: REDFORD, MI
       
Home town:
Current & past employers: Plastipak Packaging Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 19
Revolving Credit Balance: $7,417.00 Public Records On File: 1
Revolving Line Utilization: 83.30% Months Since Last Record: 91
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.What is a public record?
If you have a delinquency in the last 2 years, please explain the reason.No, not to my knowledge I don't have any Delinquency.

 


 

 

 

Member Payment Dependent Notes Series 1151042

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151042

$18,400

$18,400

8.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151042. Member loan 1151042 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Hydro Aluminum Debt-to-income ratio: 16.83%
Length of employment: 10+ years Location: Palm coast, FL
       
Home town:
Current & past employers: Hydro Aluminum
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Intrest rates on credit cards are to high. This payment will be less than what I have been paying monthly for quite sometime but I will be able to pay off my debts instead of making the monthly minimums.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,384.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All Credit card debts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Balance on 3 cards totals around 22,000 at over 19%apr. tax refund will pay off remaining debt that loan doesn't cover. Monthly payments on cards is over 600 a month, other bills total around 800 monthly..
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Besides the credit cards, monthly bills are around 750.

 


 

 

 

Member Payment Dependent Notes Series 1151071

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151071

$10,000

$10,000

8.90%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151071. Member loan 1151071 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: NYC Department of Education Debt-to-income ratio: 12.99%
Length of employment: 6 years Location: Brooklyn, NY
       
Home town:
Current & past employers: NYC Department of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/14/12 > Our DayCare Center construction has come to completion! We are ready to open up. All we need is furniture, a sign and our license which is already pending. We have been pre-approved for approximately 80 children and look to open up our doors within one month.<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,297.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1151614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151614

$20,000

$20,000

15.31%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151614. Member loan 1151614 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: Adecco Creative Debt-to-income ratio: 8.28%
Length of employment: 3 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Adecco Creative
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 42
Revolving Credit Balance: $15,109.00 Public Records On File: 0
Revolving Line Utilization: 78.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Sure. I owed a friend money for a school loan. I was maxed out on school loans at the time. College was not possible had he not taken out a personal loan for me. I've been making payments for two years on his loan. I applied for a couple of interest free cards to pay him off, placing the debt in my name. After using the calculators on the Bankrate site. I learned i can save almost $2100 and be out of credit card debt in 3 years if i consolidate. That is why I'm here. Thanks for you help.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $1631, 25.99%, $65<br>Visa $ $4265, 12.99%, $171<br>Visa $4081, 19.24%, $163<br>Visa $3324, 17.59%, $133<br>Visa $1233, 23.24%, $49<br>Visa $ 4260, 21%, $170<br>Master Card $1405, 17.9%, $56

 


 

 

 

Member Payment Dependent Notes Series 1151678

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151678

$16,000

$16,000

20.99%

1.00%

March 1, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151678. Member loan 1151678 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: D&S Glass, Inc Debt-to-income ratio: 18.39%
Length of employment: 10+ years Location: JAMESTOWN, NY
       
Home town:
Current & past employers: D&S Glass, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/15/12 > Debt consolidation loan to pay down credit card debt, decrease the total time neccessary to pay off the balances, and lower the total amount of money needed for credit card payments each month.<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 9
Revolving Credit Balance: $8,917.00 Public Records On File: 0
Revolving Line Utilization: 82.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.In the last two years I have had few deliquncies, and have always made sure that these were taken care of as soon as possible. I am struggling to keep up, that is why I have asked for this loan.
If you have a delinquency in the last 2 years, please explain the reason.In the last two years I have had few deliquncies, and have always made sure that these were taken care of as soon as possible. I am struggling to keep up, that is why I have asked for this loan.
Please explain the reason why you carry a large revolving credit balance.The increase in credit card interest rates has made it nearly impossible to pay anything other than the minimum payment each month and still be able to pay for my other monthly expenses (mortgage, utilities, transpotation, etc.).
If you have a delinquency in the last 2 years, please explain the reason.In the last two years I have had few deliquncies, and have always made sure that these were taken care of as soon as possible. I am struggling to keep up, that is why I have asked for this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses related to housing are approxmately fifty percent of my monthly income.
What is your intended use for the loan proceeds?I intend to pay off my high balance, high interest credit cards, there by lowering the amount of my monthly income that needs to be alloted to these payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two higher balance/high interest credit cards, one with $7,000 and one with $5,000 dollars with 29.99 percent interest. I have a few others that are around $1,000 with interest rates also in the mid to high 20 percent interest rate range. This loan will allow me to not only pay less each month, but to also pay down my total debt faster.
If you have a delinquency in the last 2 years, please explain the reason.In the last two years I have had few deliquncies, and have always made sure that these were taken care of as soon as possible. I am struggling to keep up, that is why I have asked for this loan.

 


 

 

 

Member Payment Dependent Notes Series 1151681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151681

$25,000

$25,000

14.65%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151681. Member loan 1151681 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: n/a Debt-to-income ratio: 6.97%
Length of employment: 3 years Location: Roanoke, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/14/12 > My company is a government consulting firm. We just finished incubating a website dedicated to help Veterans reintegrate into their communities. As a result, we have a short fall projected. We have a $600K purchase order that seems to mean nothing to the banks. Thanks for your help!<br><br> Borrower added on 02/15/12 > My company is a government consulting firm. We just finished incubating an online platform to help Veterans reintegrate into their communities. As a result, we have a short fall projected. We have a $600K purchase order that seems to mean nothing to the banks. Thanks for your help!<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,025.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My company is currently projecting a shortfall at the end of February due to new hires. We are no net 30 terms with our client but obviously I have to pay my employees at the end of the month. We expect to be "back in the black" by March.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current expenses are all salary and benefits. Employee salaries and benefits come to about 37K/month. We just hired a new employee but because we are on a net 30 payment from our client, we are projecting a shortfall at the end of Feb. We have a 32K payment that will hit at end of Feb to us so the shortfall is minimal. We also have a 10K tax payment we need to make. Project being back in the black by end of March or early April

 


 

 

 

Member Payment Dependent Notes Series 1151706

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151706

$4,000

$4,000

21.97%

1.00%

March 1, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151706. Member loan 1151706 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Elite Guard & Kent Security Debt-to-income ratio: 2.97%
Length of employment: 1 year Location: Hollywood, FL
       
Home town:
Current & past employers: Elite Guard & Kent Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 12 Months Since Last Delinquency: 21
Revolving Credit Balance: $283.00 Public Records On File: 0
Revolving Line Utilization: 25.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquency , i always pay on time .

 


 

 

 

Member Payment Dependent Notes Series 1151815

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151815

$30,000

$30,000

23.26%

1.00%

March 2, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151815. Member loan 1151815 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: New York City Police Department Debt-to-income ratio: 12.23%
Length of employment: 10+ years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: New York City Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I plan to use these funds to pay off loans and credit cards, instead of having 12 bills I can consolidate them to one payment a month. I will pay off this loan as soon as possible by contributing more to the loan. my monthly budget is under four hundred dollars. Im on a twenty and retire occupation.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,772.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
Please explain the reason why you carry a large revolving credit balance.I HAD A SITUATION THAT TROUGH ME OFF COURSE BUT IM WORKING HARD TO GET THINGS IN ORDER.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,994.40
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
Which debts do you plan to pay off with this loan?LOANS AND CREDIT CARDS
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,994.40
Please explain the reason why you carry a large revolving credit balance.I HAD A SITUATION THAT TROUGH ME OFF COURSE BUT IM WORKING HARD TO GET THINGS IN ORDER.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
Which debts do you plan to pay off with this loan?LOANS AND CREDIT CARDS
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My purpose is to have one payment instead of 12 every month, I will pay off my loans then work my way down the credit cards from the highest balance to the lowest until everything is zero balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What is your intended use for the loan proceeds?My plan is to pay off two loans and some credit cards that are in a high balance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My housing related expenses, as far as insurance and taxes are part of the mortgage. Everything else like water, gas, and electric are very low monthly payments, I work a lot of overtime so Im hardly home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Same answer
If you have a public record on file, please briefly explain the event and its resolution.I have no public record on file.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1151861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151861

$8,000

$8,000

17.27%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151861. Member loan 1151861 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: n/a Debt-to-income ratio: 18.26%
Length of employment: n/a Location: Albany, OR
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 40
Revolving Credit Balance: $7,728.00 Public Records On File: 0
Revolving Line Utilization: 96.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $975.00 a month. Water and sewer, trash, gas (Home Heating), Electric, Cable, TV, internet and phone $850.00. Credit Cards including 2-Gas Credit Cards $1,450.00. Groceries and necessity's $300.00.-Total $3,575.00.
Which debts do you plan to pay off with this loan?Credit Cards: Credit One $1,190.00, Both Chevron Credit Cards $1900.00+$1,200.00. Total Credit Card $250.00. 2-First Premier Credit Cards $ 1,200.00+$950.00. Wal-Mart $ 1,250.00 Approximate.. Total $ 7940.00. I'm going to get rid of all with the exception of one First Premier, one emergency Chevron Credit Card with the lowest credit limit. Capital One with a lower credit limit. and that's it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All of the ones' listed above. Interest rates range anywhere from 0% for 2 credit Cards to 12% to 17% and 19%. My 2006 Nissan Titan SE all Paid. 2006 Jayco 23 ft Travel Trailer all Paid.I have one Capital One and Orchard Bank Credit Cards which I want to pay off Both $1400.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All of the ones' listed above. Interest rates range anywhere from 0% for 2 credit Cards to 12% to 17% and 19%. My 2006 Nissan Titan SE all Paid. 2006 Jayco 23 ft Travel Trailer all Paid.I have one Capital One and Orchard Bank Credit Cards which I want to pay off Both $1400.00.
Which debts do you plan to pay off with this loan?Credit Cards: Credit One $1,190.00, Both Chevron Credit Cards $1900.00+$1,200.00. Total Credit Card $250.00. 2-First Premier Credit Cards $ 1,200.00+$950.00. Wal-Mart $ 1,250.00 Approximate.. Total $ 7940.00. I'm going to get rid of all with the exception of one First Premier, one emergency Chevron Credit Card with the lowest credit limit. Capital One with a lower credit limit. and that's it.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit One $1,190.00, 2 Chevron Credit Cards $1900.00+$1,200.00. Total Credit Card $250.00. 2 First Premier Credit Cards $ 1,200.00+$950.00. Wal-Mart $ 1,250.00 Approximate.. Total $ 7940.00. I'm going to get rid of all cards. Capital One with a lower credit limit. and that's it. All of the ones' listed above. Interest rates range anywhere from 0% for 2 credit Cards to 12% to 17% and 19%.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I believe the answer to that question is in the number two answer. If this does not answer your question, please be more specific. I feel I have answered and exceeded the questions honestly and openly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $975.00 a month. Water and sewer, trash, gas (Home Heating), Electric, Cable, TV, internet and phone $850.00. Credit Cards including 2-Gas Credit Cards $1,450.00. Groceries and necessity's $300.00.-Total $3,575.00.
Please explain the reason why you carry a large revolving credit balance.This question is answered in Question and answer 1. I believe I have answered and exceeded the questions honestly and openly. If this does not answer your question, please be more specific.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All of the ones' listed above. Interest rates range anywhere from 0% for 2 credit Cards to 12% to 17% and 19%. My 2006 Nissan Titan SE all Paid. 2006 Jayco 23 ft Travel Trailer all Paid.I have one Capital One and Orchard Bank Credit Cards which I want to pay off Both $1400.00.
What is your intended use for the loan proceeds?Credit Cards: Credit One $1,190.00, Both Chevron Credit Cards $1900.00+$1,200.00. Total Credit Card $250.00. 2-First Premier Credit Cards $ 1,200.00+$950.00. Wal-Mart $ 1,250.00 Approximate.. Total $ 7940.00. I'm going to get rid of all with the exception of, one First Premier, one emergency Chevron Credit Card with the lowest credit limit. Capital One with a lower credit limit. and that's it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $975.00 a month. Water and sewer, trash, gas (Home Heating), Electric, Cable, TV, internet and phone $850.00. Credit Cards including 2-Gas Credit Cards $1,450.00. Groceries and necessity's $300.00.-Total $3,575.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I believe the answer to that question is in the number two answer. If this does not answer your question, please be more specific. I feel I have answered and exceeded the questions honestly and openly.
Please explain the reason why you carry a large revolving credit balance.This question is answered in Question and answer 1. I believe I have answered and exceeded the questions honestly and openly. If this does not answer your question, please be more specific.
Please explain the reason why you carry a large revolving credit balance.This question is answered in Question and answer 1. I believe I have answered and exceeded the questions honestly and openly. If this does not answer your question, please be more specific.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $975.00 a month. Water and sewer, trash, gas (Home Heating), Electric, Cable, TV, internet and phone $850.00. Credit Cards including 2-Gas Credit Cards $1,450.00. Groceries and necessity's $300.00.-Total $3,575.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All of the ones' listed above. Interest rates range anywhere from 0% for 2 credit Cards to 12% to 17% and 19%. My 2006 Nissan Titan SE all Paid. 2006 Jayco 23 ft Travel Trailer all Paid.I have one Capital One and Orchard Bank Credit Cards which I want to pay off Both $1400.00.

 


 

 

 

Member Payment Dependent Notes Series 1151917

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1151917

$20,000

$20,000

12.12%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1151917. Member loan 1151917 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,407 / month
Current employer: TSYS Inc. Debt-to-income ratio: 10.30%
Length of employment: 2 years Location: COLUMBUS, GA
       
Home town:
Current & past employers: TSYS Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > I am using this loan to pay off 3 high-rate credit cards, as well as the remainder of a car payment. The combined monthly payments saved as a result of paying off these debts is more than the new loan's Monthly Payment Amount.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,925.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit Cards: Discover, Capital One M/C, and Wells Fargo Visa Auto Loan with Wells Fargo Auto Finance

 


 

 

 

Member Payment Dependent Notes Series 1152191

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152191

$4,800

$4,800

13.11%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152191. Member loan 1152191 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Digi Net Technologies Inc Debt-to-income ratio: 23.22%
Length of employment: < 1 year Location: Gainesville, FL
       
Home town:
Current & past employers: Digi Net Technologies Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/14/12 > I plan on using the loan to immediately pay off credit debt I incurred during college. I have a stable and successful career job that I love in a technology firm, which makes a great candidate for this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,306.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC Interest 19.99%<br>Debt Balance: $5000
Which debts do you plan to pay off with this loan?credit cards
Please explain the reason why you carry a large revolving credit balance.was a poor college student and was independent at the time. Needed to borrow money using credit cards to pay for necesites and school supply.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1889/month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Around $1889/month - $2000/month

 


 

 

 

Member Payment Dependent Notes Series 1152218

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152218

$35,000

$35,000

9.76%

1.00%

March 2, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152218. Member loan 1152218 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,083 / month
Current employer: Hospital of Saint Raphael Debt-to-income ratio: 23.68%
Length of employment: 10+ years Location: EAST HAVEN, CT
       
Home town:
Current & past employers: Hospital of Saint Raphael
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/15/12 > debt consolidation with credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,946.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All of the above debts

 


 

 

 

Member Payment Dependent Notes Series 1152276

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152276

$2,000

$2,000

14.65%

1.00%

March 2, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152276. Member loan 1152276 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: ritz carlton grande lakes orlando Debt-to-income ratio: 5.80%
Length of employment: 5 years Location: DAVENPORT, FL
       
Home town:
Current & past employers: ritz carlton grande lakes orlando
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 8
Revolving Credit Balance: $2,454.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.my only delinquency in my credit is the house that i use to have before. i bought it for 210000 and the bank never helped me to keep it after a few years few years figthing for it i lost it and then it was sold for 80,000. Im very serious with my credit and paying back to my lenders but in this situation my monthly payment was to high and my job wasnt giving me enough hours to make the money that i needed. other than that i still have all my credit cards and i always payem.

 


 

 

 

Member Payment Dependent Notes Series 1152310

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152310

$20,000

$20,000

21.48%

1.00%

March 1, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152310. Member loan 1152310 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: Morlin Asset Mgmt. Debt-to-income ratio: 13.19%
Length of employment: 6 years Location: La Canada, CA
       
Home town:
Current & past employers: Morlin Asset Mgmt.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 50 Months Since Last Delinquency: 11
Revolving Credit Balance: $21,642.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards total about $18,800 with average % rates of 25%. Monthly payments are about $583. My mortgage monthly payment is about $2,500. There are no lines of credit.
If you have a delinquency in the last 2 years, please explain the reason.There was one 30 day late on a credit card in 2010. The automatic payment was missed when changing banks.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This question was answered yesterday.
Which debts do you plan to pay off with this loan?Capital One $ $8,400; HSBC $4,200; Merrick $ 2,300; FIG Credit Union $2,500
Please explain the reason why you carry a large revolving credit balance.These balances are not new. They are the result of student and family expense needs. Making only the min payments the balance goes down very very slowly.

 


 

 

 

Member Payment Dependent Notes Series 1152377

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152377

$20,000

$20,000

12.12%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152377. Member loan 1152377 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: CLARA MAASS MEDICAL CENTER Debt-to-income ratio: 7.60%
Length of employment: 7 years Location: BELLEVILLE, NJ
       
Home town:
Current & past employers: CLARA MAASS MEDICAL CENTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,916.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1152385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152385

$20,000

$20,000

12.12%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152385. Member loan 1152385 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Guilford County School System Debt-to-income ratio: 18.93%
Length of employment: 2 years Location: HIGH POINT, NC
       
Home town:
Current & past employers: Guilford County School System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,114.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $2400 - 19.99% - $32 min; MC - $2000 - 13.99% - $47 min; Home Depot - $3500 - partial 25.99% - $49 min; Visa - $1800 - 13.99% - $29 min; MC - $11,000 - 13.24% - $204 min;
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly minimum: $650; with loan only loan amount for $665. I have been trying to pay more than minimum amounts to bring down finance charges
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1750
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1500
Please explain the reason why you carry a large revolving credit balance.I have been helping family through financial crises and have not been taking care of my finances first. I have realized that I must get myself out of debt and back in the black. With a fixed loan and payment timeline, I will be able to break even as start fresh.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $2400 - 19.99% - $32 min; MC - $2000 - 13.99% - $47 min; Home Depot - $3500 - partial 25.99% - $49 min; Visa - $1800 - 13.99% - $29 min; MC - $11,000 - 13.24% - $204 min;
What is the total balance of your credit cards, interest rates and current monthly payments?total balances $28,000; average interest rate 17.9%; currently monthly payments $1300;
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly minimum: $650; with loan only loan amount for $665. I have been trying to pay more than minimum amounts to bring down finance charges

 


 

 

 

Member Payment Dependent Notes Series 1152500

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152500

$9,000

$9,000

8.90%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152500. Member loan 1152500 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: usps Debt-to-income ratio: 12.63%
Length of employment: 6 years Location: Aberdeen, MD
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 14
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan for business start up
If you have a delinquency in the last 2 years, please explain the reason.To the best of my knowledge I have no delinquencys
What is your intended use for the loan proceeds?I intend to use the loan for business start up

 


 

 

 

Member Payment Dependent Notes Series 1152563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152563

$7,200

$7,200

7.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152563. Member loan 1152563 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: USPS Debt-to-income ratio: 12.34%
Length of employment: 10+ years Location: Wichita, KS
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,742.00 Public Records On File: 0
Revolving Line Utilization: 2.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Purchasing a Toyota Prius for gas mileage savings - single dad with two young children. 45 mpg vs 12.8

 


 

 

 

Member Payment Dependent Notes Series 1152581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152581

$12,000

$12,000

18.55%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152581. Member loan 1152581 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,167 / month
Current employer: R and B Trucking Debt-to-income ratio: 2.05%
Length of employment: 10+ years Location: El Paso, TX
       
Home town:
Current & past employers: R and B Trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1978 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 8
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1152595

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152595

$35,000

$35,000

9.76%

1.00%

March 5, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152595. Member loan 1152595 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Tailgate Restaurant Group, Inc. Debt-to-income ratio: 19.27%
Length of employment: 2 years Location: Olmsted Falls, OH
       
Home town:
Current & past employers: Tailgate Restaurant Group, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Popular Southern-based quick serve restaurant with average annual sales over $900,000/store, about to open flagship store in new protected market with population base of over 2 million residents. Store projects to exceed chain average in sales. This loan will be for reserve of operating capital.<br><br> Borrower added on 02/22/12 > I am opening a quick serve restaurant franchise in six weeks and will use this loan for general operating expenses during the first few months. Average sales per store exceed $900,000 annually. I have a protected territory in a large market and little competition. Thank you for helping!<br><br> Borrower added on 02/22/12 > I am opening a quick serve restaurant franchise in six weeks and will use this loan for general operating expenses during the first few months. Average sales per store exceed $900,000 annually. I have a protected territory in a large market and little competition. Thank you for helping!<br><br> Borrower added on 02/23/12 > I am opening a franchise and will use this money for initial operating capital. I plan on repaying the loan as soon as possible. Thank you!<br><br> Borrower added on 02/27/12 > I am opening a franchise and am looking for help to complete my financing. Thank you for considering.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,165.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I'm opening a franchise of a quick serve restaurant chain. Per store are approximately $900,000 in smaller markets than mine. I have a protected territory in a market of over 2 million people and (so far) no competitors among similar chains. HQ will send a staff for opening week and will train all employees. This loan will be for extra operating capital in the early months, although all indications are that it should open with significantly positive cash flow. Thanks for your interest!
Please describe your experience/familiarity with the business you are starting/started?I'm opening a franchise of a quick serve restaurant chain. I have trained extensively with them, both at HQ and in the field. They will also send a staff for opening week and to train all employees. I have an MBA and researched this company and their niche extensively, and view this as a stable opportunity with significant upside. This loan will be for extra operating capital in the early months, although it may not be needed. I'm just trying to be safe. Thanks for your interest!

 


 

 

 

Member Payment Dependent Notes Series 1152621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152621

$2,000

$2,000

6.62%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152621. Member loan 1152621 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,549 / month
Current employer: n/a Debt-to-income ratio: 22.08%
Length of employment: n/a Location: Mancelona, MI
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am taking out this loan to put a new engine in my car.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,873.00 Public Records On File: 0
Revolving Line Utilization: 26.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Automotive repair

 


 

 

 

Member Payment Dependent Notes Series 1152642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152642

$32,700

$32,700

20.50%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152642. Member loan 1152642 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: n/a Debt-to-income ratio: 16.83%
Length of employment: 5 years Location: Shreveport, LA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Just trying to consolidate some business debt that I have been paying on. Thanks for looking.<br><br> Borrower added on 02/24/12 > I have two equipment loans that I am trying to consolidate, 1 payment is 1402 a month with balance for 20,000 and the other is 12000 and a payment of 500 a month.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 18
Revolving Credit Balance: $31,285.00 Public Records On File: 0
Revolving Line Utilization: 74.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I had a delinquency on my rent house over a year ago it was for 3 months.... I was set up on auto draft and something happened where I ended up 30 days behind for 3 months... The mortgage company never notified me. I was the one who caught it and brought it to their attention. I have disputed it but ultimately it was my fault, for not catching it sooner.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I am actually paying off some equipment from two different lenders, neither one shows up on my personal credit report. Federal Finance, I owe 20,000 The interest is 11% add on. I pay 1402 monthly. The other will be Firestone financial, for 12,000 my payment there is almost 500 a month.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Could you please see the previous question and let me know if that provided the info you needed, they were very similar questions.... if not please resubmit and I would be glad to answer for you Thank you
What is the total balance of your credit cards, interest rates and current monthly payments?Please review the questions previously submitted... hopefully that answers your question. If not please let me know. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1152755

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152755

$30,000

$30,000

13.99%

1.00%

March 1, 2012

February 28, 2017

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152755. Member loan 1152755 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: The Signal Group Debt-to-income ratio: 7.26%
Length of employment: < 1 year Location: Stuart, FL
       
Home town:
Current & past employers: The Signal Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,153.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended use for the loan will be to assist my father (as a gift) in covering his remaining debt to allow him to retire this June.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses equate to approximately $4400.00 per month

 


 

 

 

Member Payment Dependent Notes Series 1152918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152918

$10,000

$10,000

13.99%

1.00%

March 2, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152918. Member loan 1152918 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: Allegeny General Hospital Debt-to-income ratio: 28.48%
Length of employment: 10+ years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Allegeny General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,157.00 Public Records On File: 0
Revolving Line Utilization: 95.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $550.00 Gas - 55.00 Light - 59.00 water - 70.00 every three months car insurance - 800.00 per year
Please explain the reason why you carry a large revolving credit balance.I really try not too but things happen. I'm working really hard now trying to pay my bills off.

 


 

 

 

Member Payment Dependent Notes Series 1152951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1152951

$20,000

$20,000

22.78%

1.00%

March 1, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1152951. Member loan 1152951 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 17.62%
Length of employment: 4 years Location: toronto, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > this loan will be used for business debt consolidation. paying off 3 vehicle loans, and the company credit card. the company credit card will be put away to be used only in an emergency. left over funds will be set aside to put a new roof on the garage/storage building.<br>

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,421.00 Public Records On File: 0
Revolving Line Utilization: 85.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the lending club will not allow us to post specifics concerning our finances.
Which debts do you plan to pay off with this loan?we will pay off 3 vehicle loans, and the company credit card as well. the credit card will be put away for emergency use only. the remainder, will be put towards a new roof on the storage building/garage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?3 separate vehicle loans will be paid off. the company credit card will be paid off as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the lending club will not allow us to post specifics concerning our finances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?then lending club advises us to not be specific in any answers we give concerning finances. this will be a business consolidation debt. we have 14 employees. our personal monthly expenses are irrelavent to theis loan.
Please explain the reason why you carry a large revolving credit balance.revolving credit line is used for emergencies. when a vehicle goes down it must be replaced immidiately or else a lot or revenue can be lost daily
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?3 separate vehicle loans will be paid off. the company credit card will be paid off as well.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?i can not answer questions concerning specific financial information. this loan is for busines use, not persona.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?i can not answer questions concerning specific financial information. this loan is for busines use, not persona.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the lending club will not allow us to post specifics concerning our finances.

 


 

 

 

Member Payment Dependent Notes Series 1153056

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153056

$24,925

$24,925

24.76%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153056. Member loan 1153056 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,250 / month
Current employer: Firstrust Bank Debt-to-income ratio: 19.12%
Length of employment: 1 year Location: Newtown Square, PA
       
Home town:
Current & past employers: Firstrust Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > The subject loan request is part of a debt consolidation. As part of the consolidation I am paying off approx $15,000 of other debt from cash savings. By doing this I am reducing my monthly payment by about $500 a month and once this loan is repaid in 3 years I will be out of debt.<br><br> Borrower added on 02/16/12 > I have been in lending for the past 15 years and know the importance of repaying debt on time and in full.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 56 Months Since Last Delinquency: n/a
Revolving Credit Balance: $53,092.00 Public Records On File: 0
Revolving Line Utilization: 73.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Look at my credit report for a list of all my balances and minimum payment requirements. Everything is listed there. With this consolidation plus another $15,000 or so that I will be taking from savings to payoff debt, I will be reducing my monthly payments by about $500/mo and will be totally out of debt when this loan is fully repaid in three years. My monthly housing expenses are $1,750/mo.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Intended use of all the proceeds is to pay off debt. I will use this loan plus other cash savings to repay and consolidate my debt. Once this loan is repaid in 3 years I will be debt free. I incurred this debt as a result of an investment made in a family members business venture for which I was not repaid. I have sufficient cash flow to continue paying my current debt load as I have done on time every month, however this will help me to repay it faster. My current monthly mtg pymt is $1,750.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This was answered in a previous response.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Intended use of all the proceeds is to pay off debt. I will use this loan plus other cash savings to repay and consolidate my debt. Once this loan is repaid in 3 years I will be debt free. I incurred this debt as a result of an investment made in a family members business venture for which I was not repaid. I have sufficient cash flow to continue paying my current debt load as I have done on time every month, however this will help me to repay it faster. My current monthly mtg pymt is $1,750.
Please explain the reason why you carry a large revolving credit balance.This was answered in a previous response.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$1,750 mo includes taxes and insurance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm just using the proceeds for refi of existing debt.
Which debts do you plan to pay off with this loan?All debt.
What is your intended use for the loan proceeds?Debt consolidation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This was answered in a previous response.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This was answered in a previous response.

 


 

 

 

Member Payment Dependent Notes Series 1153178

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153178

$16,000

$16,000

14.65%

1.00%

March 2, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153178. Member loan 1153178 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Verizon Wireless Debt-to-income ratio: 22.87%
Length of employment: 6 years Location: MONTEREY, CA
       
Home town:
Current & past employers: Verizon Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,813.00 Public Records On File: 0
Revolving Line Utilization: 53.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1153376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153376

$6,500

$6,500

8.90%

1.00%

March 1, 2012

February 28, 2015

February 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153376. Member loan 1153376 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,600 / month
Current employer: american airlines Debt-to-income ratio: 15.04%
Length of employment: 10+ years Location: las vegas, NV
       
Home town:
Current & past employers: american airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/15/12 > to pay off credit card debt<br>

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,475.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1153391

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153391

$6,000

$6,000

13.67%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153391. Member loan 1153391 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Retina Vitreous Associates Medical Group Debt-to-income ratio: 8.63%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Retina Vitreous Associates Medical Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,783.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1153442

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153442

$5,000

$5,000

6.03%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153442. Member loan 1153442 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Demello, McAuley, McReynolds & Holland Debt-to-income ratio: 12.54%
Length of employment: 7 years Location: Eureka, CA
       
Home town:
Current & past employers: Demello, McAuley, McReynolds & Holland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1976 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 22
Revolving Credit Balance: $7,221.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Co-signed for a car loan with my son, Michael Ripley. I believe he may have made a few late payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage $64,000 (4.5%) $326.81/mo; chase credit card $1500 balance, (13.99%)$100/mo; capital one credit card $4700 balance, (13.99%), $100/mo pymt
If you have a delinquency in the last 2 years, please explain the reason.Co-signed for a car loan with my son, Michael Ripley. I believe he may have made a few late payments

 


 

 

 

Member Payment Dependent Notes Series 1153473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153473

$28,000

$28,000

15.31%

1.00%

March 2, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153473. Member loan 1153473 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,213 / month
Current employer: USPS Debt-to-income ratio: 11.27%
Length of employment: 10+ years Location: Tacoma, WA
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Will pay off my high interest credit cards, which will put money back into my house hold. I'm a very good borrower because I'm always on time never late. I have over 28 years with the USPS my job is very stable.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,086.00 Public Records On File: 0
Revolving Line Utilization: 13.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have had these cards for numerous years, had some moving ,and medical expenses, some home improvement, also helped my daughter out with college at university of Arizona. Always been on time never been late, always try to ge my debt down but some how things happen that you have to take care of, and this is where I'm at.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is 1278.18 that includes insurance and taxes....my utilities ( elec. water gas garbage) range around 260.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt consolidation
Which debts do you plan to pay off with this loan?Debt consolidation
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is 1278.18 that includes insurance and taxes....my utilities ( elec. water gas garbage) range around 260.00
Please explain the reason why you carry a large revolving credit balance.I have had these cards for numerous years, had some moving ,and medical expenses, some home improvement, also helped my daughter out with college at university of Arizona. Always been on time never been late, always try to ge my debt down but some how things happen that you have to take care of, and this is where I'm at.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt consolidation
Which debts do you plan to pay off with this loan?Debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1153479

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153479

$20,000

$20,000

17.99%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153479. Member loan 1153479 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,833 / month
Current employer: n/a Debt-to-income ratio: 19.27%
Length of employment: n/a Location: HONOLULU, HI
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 40
Revolving Credit Balance: $13,592.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARDS $15,000.00 AVERAGE 17%<br>PERSONAL LOAN $4200.00 RATE 21.99%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?STRICTLY DEBT CONSOLIDATION.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARDS $15,000.00 AVERAGE 17%<br>PERSONAL LOAN $4200.00 RATE 21.99%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?MY HOME (BOAT) IS PAID IN FULL.<br>LINE OF CREDIT $150.00 MONTHLY<br>SLIP FEES/UTILITIES $497.00 MONTHLY<br>INSURANCE $97.00 MONTHLY<br>TAXES $471.00 MONTHLY

 


 

 

 

Member Payment Dependent Notes Series 1153507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153507

$10,800

$10,800

15.31%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153507. Member loan 1153507 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Macy's Logistics Debt-to-income ratio: 18.65%
Length of employment: 4 years Location: Goodyear, AZ
       
Home town:
Current & past employers: Macy's Logistics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 63
Revolving Credit Balance: $18,138.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off cc's and stop using cc's altogether. Financial revival in progress Amen!
Please provide additional details regarding the purpose of the loan.Pay off cc's and stop using cc's altogether. Financial revival in progress. Amen!<br><br> Additional- No longer tied to big spender (and wasteful spender.)

 


 

 

 

Member Payment Dependent Notes Series 1153512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153512

$7,750

$7,750

9.76%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153512. Member loan 1153512 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,800 / month
Current employer: PERFECTION HONDA Debt-to-income ratio: 20.71%
Length of employment: 5 years Location: ALBUQUERQUE, NM
       
Home town:
Current & past employers: PERFECTION HONDA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,931.00 Public Records On File: 0
Revolving Line Utilization: 43.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?TO PAY OFF HIGH INTEREST BILLS AND CONSOLIDATE THEM INTO ONE LOW INTEREST BILL.

 


 

 

 

Member Payment Dependent Notes Series 1153525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153525

$9,600

$9,600

13.67%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153525. Member loan 1153525 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Technisource Debt-to-income ratio: 21.22%
Length of employment: 1 year Location: CONROE, TX
       
Home town:
Current & past employers: Technisource
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > I will be using this loan to pay-off credit card dept. I have already closed the card, have good payment history with them just want to lower the interest rate. My goal to get rid of credit cards completely as they are a death trap!<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 14
Revolving Credit Balance: $15,534.00 Public Records On File: 0
Revolving Line Utilization: 79.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1153560

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153560

$35,000

$35,000

7.90%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153560. Member loan 1153560 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,145 / month
Current employer: n/a Debt-to-income ratio: 17.42%
Length of employment: n/a Location: Richton Park, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > We plan to consolidate our credit card date.<br><br> Borrower added on 02/16/12 > We need to pay down Master Card and American Express, pay off Discover Card, and pay off a bank loan with Bank of America.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1978 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,901.00 Public Records On File: 0
Revolving Line Utilization: 70.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?total mortgages - $1906.85 (includes escrow for property taxes and house insurance)<br>utilities - $287.83 (gas and electric) <br>phone - $163.25<br>car insurance - $130.63<br>water and refuse is billed every 3 months - $220.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't understand why this is being asked. The debt balances and mortgages are part of our credit record already on file. The amount of interest on our mortgage is 5.625%. The credit cards and medical bill that we want to pay off have interest rates in the 20% range. This loan would change our financial picture because we would go down to 7.9%.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is for debt consolidation. It will allow us to pay off credit cards that have higher interest rates and pay off a bank loan. The one resulting monthly payment will be lower than what we are paying now.

 


 

 

 

Member Payment Dependent Notes Series 1153568

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153568

$35,000

$35,000

21.48%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153568. Member loan 1153568 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: STATE OF CA Debt-to-income ratio: 10.93%
Length of employment: 10+ years Location: chino, CA
       
Home town:
Current & past employers: STATE OF CA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 38
Revolving Credit Balance: $28,443.00 Public Records On File: 0
Revolving Line Utilization: 94.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.NO DELINQUENCY.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1] HOUSE MORTGAGE/IMPOUNDS- $2,100<br>2] UTILITIES-$1,000<br>3] GROCERIES- $1,000
Please explain the reason why you carry a large revolving credit balance.1] INCURRED EXPENSES FOR PARENTS HOSPITALIZATION AND BURIAL<br>2] TUITION EXPENSES FOR MY 2 SONS COLLEGE EDUCATION
What is the total balance of your credit cards, interest rates and current monthly payments?1] $30,000<br>2] $2,400<br>3] 27%
What is the total balance of your credit cards, interest rates and current monthly payments?1] $30,000<br>2] $2,400<br>3] 27%
Please explain the reason why you carry a large revolving credit balance.1] INCURRED EXPENSES FOR PARENTS HOSPITALIZATION AND BURIAL<br>2] TUITION EXPENSES FOR MY 2 SONS COLLEGE EDUCATION
Please explain the reason why you carry a large revolving credit balance.1] INCURRED EXPENSES FOR PARENTS HOSPITALIZATION AND BURIAL<br>2] TUITION EXPENSES FOR MY 2 SONS COLLEGE EDUCATION
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC $4921 26% $254<br>HD $ 2882 25% $ 166<br>VS $ 912 24% $ 25<br>GC $ 684 27% $ 20<br>AC $2112 28 % $ 85<br>GC $800 28% $ 25<br>GC $1800 27% $ 75<br>MC $4300 25% $ 261<br>VS $3700 21% $140<br>VS $4800 26 % $240<br>MC $3500 26% $100
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?NA
Please explain the reason why you carry a large revolving credit balance.1] INCURRED EXPENSES FOR PARENTS HOSPITALIZATION AND BURIAL<br>2] TUITION EXPENSES FOR MY 2 SONS COLLEGE EDUCATION

 


 

 

 

Member Payment Dependent Notes Series 1153605

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153605

$12,000

$12,000

7.62%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153605. Member loan 1153605 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: American Heart Association Debt-to-income ratio: 12.21%
Length of employment: 10+ years Location: PLANO, TX
       
Home town:
Current & past employers: American Heart Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,392.00 Public Records On File: 0
Revolving Line Utilization: 47.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Thanks for the question, I have attempted several times to post this on the loan information but was kicked back by lending club as too personal.<br>I am using this to purchase an engagement ring. I dont really need to take out the loan, but I would rather keep the money in savings rather than spend it.
What are you buying?Thanks for the question, I have attempted several times to post this on the loan information but was kicked back by lending club as too personal.<br>I am using this to purchase an engagement ring. I dont really need to take out the loan, but I would rather keep the money in savings rather than spend it.

 


 

 

 

Member Payment Dependent Notes Series 1153664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153664

$15,000

$15,000

12.12%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153664. Member loan 1153664 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 9.78%
Length of employment: 6 years Location: COPLAY, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Please help me i will pay off this loan as soon as i can. Im in big debit right now and my only vehicle had just went i dont have the money and i need it. Please and thank you soo much for looking into this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 46
Revolving Credit Balance: $10,680.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum monthly payments could be 1000 each month. I just need to no the day that i have to pay each month. It will pay off all of y bills.

 


 

 

 

Member Payment Dependent Notes Series 1153666

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153666

$6,000

$6,000

9.76%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153666. Member loan 1153666 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 24.12%
Length of employment: 1 year Location: Westerville, OH
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > I work at a growing and extremely safe department in Chase, credit card fraud. I usually pay over 700 extra on my credit cards and student loans each month from college. I am now stable living on my own I am paying everything off and plan to have this loan paid off early.<br><br> Borrower added on 02/19/12 > Additional Details: I have never reported any delinquencies to the credit bureaus. I am currently in student loan repayment and still have the ability to pay much more then minimum payments on my two credit cards. Currently my one card has an 18.99% apr which I am going to pay off with this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1983 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,584.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1153674

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153674

$12,000

$12,000

9.76%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153674. Member loan 1153674 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,167 / month
Current employer: Waurika Public Schools Debt-to-income ratio: 8.76%
Length of employment: 5 years Location: WAURIKA, OK
       
Home town:
Current & past employers: Waurika Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,385.00 Public Records On File: 0
Revolving Line Utilization: 52.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Just got out of hand. I haven't used them much in the past year, but would like to get out of the credit card business as soon as possible.
What is the total balance of your credit cards, interest rates and current monthly payments?About 14,000. Current payments equal about 550 dollars.

 


 

 

 

Member Payment Dependent Notes Series 1153727

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153727

$30,000

$30,000

19.22%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153727. Member loan 1153727 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,250 / month
Current employer: Mount Sinai Medical center Debt-to-income ratio: 20.16%
Length of employment: 10+ years Location: HARRIMAN, NY
       
Home town:
Current & past employers: Mount Sinai Medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > CONSOLIDATION freedom<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 26
Revolving Credit Balance: $14,510.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards. 2. Total credit card debt 29,000. Monthly payments 2700 a month<br>Mortgage -$900 a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Single purpose credit card debt
Which debts do you plan to pay off with this loan?Credit card debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1100 (mortgage,insurance,taxes)<br>450 (utilities)
Please explain the reason why you carry a large revolving credit balance.1100 (mortgage,insurance,taxes)<br>450 (utilities)
If you have a delinquency in the last 2 years, please explain the reason.No delinquency in the last 2 years
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage,ins,taxes - 1,100<br>utilities(gas,electric,phone,cable)- 400<br>transportation -400<br>food 400

 


 

 

 

Member Payment Dependent Notes Series 1153734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153734

$10,000

$10,000

13.11%

1.00%

March 2, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153734. Member loan 1153734 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: n/a Debt-to-income ratio: 1.36%
Length of employment: 2 years Location: Jacksonville, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 37
Revolving Credit Balance: $343.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?All toghter come upto $1000 a month.
What type of business are you starting?its 7-eleven. Thanks
What is your intended use for the loan proceeds?its help me out in some portion of gas deposite of the station that i am buying.

 


 

 

 

Member Payment Dependent Notes Series 1153741

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153741

$16,000

$16,000

13.99%

1.00%

February 29, 2012

March 2, 2017

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153741. Member loan 1153741 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: Seminole Hard Rock Casino Debt-to-income ratio: 16.72%
Length of employment: 4 years Location: Fort lauderdale , FL
       
Home town:
Current & past employers: Seminole Hard Rock Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > I am buying a partnership porcentage on a new restaurant at Coconut Grove in Miami, FL, this Loan plus my savings will get me to a $50,000 investment..<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,374.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Food & beverage ( Restaurant)
Can you provide some high level financials on the monthly costs / revenue of your business?I'm getting today the info you need, I will post it As Soon As possible<br>Thanks
Please describe your experience/familiarity with the business you are starting/started?8 years working hospitatily, foxwoods and Mohegan sun connecticut restaurants, plus other investors and chef experience
Please describe your experience/familiarity with the business you are starting/started?8 years working hospitatily, foxwoods and Mohegan sun connecticut restaurants, plus other investors and chef experience
Please describe your experience/familiarity with the business you are starting/started?8 years working hospitatily, foxwoods and Mohegan sun connecticut restaurants, plus other investors and chef experience
What do you project your monthly expenses for the first 6 months of your business?Working at 50% Capacity of the restaurant <br>Operating expenses $17,903.00<br>Payroll expenses. $24,240.00<br><br>Monthly gross income $55,176.00<br>Net monthly profit. $13,033.00
What do you project your monthly revenues for the first 6 months to be?$78,196.00 at 50% capacity <br>This was calculated under owners spectations.
Please describe your experience/familiarity with the business you are starting/started?8 years working hospitatily, foxwoods and Mohegan sun connecticut restaurants, plus other investors and chef experience

 


 

 

 

Member Payment Dependent Notes Series 1153757

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153757

$7,000

$7,000

7.90%

1.00%

March 2, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153757. Member loan 1153757 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 2.64%
Length of employment: n/a Location: Derby, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 4
Revolving Credit Balance: $8,449.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?I want to buy a 2006 VW jetta with 73,000 miles in very good conditions.

 


 

 

 

Member Payment Dependent Notes Series 1153808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153808

$15,000

$15,000

7.90%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153808. Member loan 1153808 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: AGC Flat Glass North America Debt-to-income ratio: 8.69%
Length of employment: 6 years Location: RICHMOND, KY
       
Home town:
Current & past employers: AGC Flat Glass North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,217.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $3900 14% $90 min<br>Visa $6900 14% $140 min<br>Visa $3600 14% $75 min<br>Visa $2700 0% $2570 $40 min<br>MasterCard $2500 0% $2260 $30 min<br>Both cards currently at 0% will soon go <br>to a rate of at least 13.99% due to an<br>expiring balance transfer introductory rate. <br>Of course this will result in a higher minimum<br>payment. Thanks to all for your time and support.

 


 

 

 

Member Payment Dependent Notes Series 1153911

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153911

$4,000

$4,000

6.62%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153911. Member loan 1153911 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,333 / month
Current employer: n/a Debt-to-income ratio: 4.34%
Length of employment: n/a Location: Tampa, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,340.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I am planning to get the pool resurfaced.

 


 

 

 

Member Payment Dependent Notes Series 1153977

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153977

$8,000

$8,000

7.90%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153977. Member loan 1153977 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: Panasonic Avionics Corporation Debt-to-income ratio: 9.65%
Length of employment: 2 years Location: Lake Forest, CA
       
Home town:
Current & past employers: Panasonic Avionics Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Will consolidate one medical bill and 2 lawyer bills.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,210.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1153979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153979

$19,000

$19,000

12.12%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153979. Member loan 1153979 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,417 / month
Current employer: n/a Debt-to-income ratio: 22.68%
Length of employment: n/a Location: TUCSON, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > I plan to use these funds to get out of credit card debt. I pay all my bills on time, completely own my own home and have no mortgage payment, and have a good solid retirement. I just want to eliminate my credit card quickly (in three years) with this loan and save a lot in interest.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,483.00 Public Records On File: 0
Revolving Line Utilization: 79.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off my CapitalOne Sony Card Visa High which has an Interest Rate of 28.24% and has a very high balance, I am paying them 1,400.00 monthly currently. I intend not to use that card ever again and will close the account in a year but again will never use that credit card again. I want to eliminate my credit card debit. The balance on it is 22,900.00. The balance of my loan will be used to pay off two Chase accounts totalling 700.00, and the remainder will be put toward my Citi Mastercard.

 


 

 

 

Member Payment Dependent Notes Series 1153985

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1153985

$10,000

$10,000

10.74%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1153985. Member loan 1153985 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,833 / month
Current employer: n/a Debt-to-income ratio: 13.50%
Length of employment: 10+ years Location: Wrightwood, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,310.00 Public Records On File: 0
Revolving Line Utilization: 9.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$550.00
What is your intended use for the loan proceeds?business
Please describe your experience/familiarity with the business you are starting/started?I want to expand my computer repair/consulting business<br>I have 10+ experience in this field
What is your intended use for the loan proceeds?business
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$550.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).fire insurance $950.00 year<br>property taxes $2200.00 year
What type of business are you starting?Expanding current business computer consulting\repair
What do you project your monthly revenues for the first 6 months to be?$3000.00 to $4000.00 a month

 


 

 

 

Member Payment Dependent Notes Series 1154028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154028

$5,600

$5,600

7.62%

1.00%

March 2, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154028. Member loan 1154028 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,792 / month
Current employer: Tallahassee Memorial Hospital Debt-to-income ratio: 4.09%
Length of employment: 1 year Location: MONTICELLO, FL
       
Home town:
Current & past employers: Tallahassee Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > help with closing costs<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,093.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We're closing on a construction to perm loan and the closing costs are higher than estimated.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The funds will be used for closing costs, we are closing on a construction to perm loan and the original closing costs were underestimated
Please provide additional details regarding the purpose of the loan.The funds will be used for closing costs, we are closing on a construction to perm loan and the original closing costs were underestimated

 


 

 

 

Member Payment Dependent Notes Series 1154052

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154052

$2,000

$2,000

18.25%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154052. Member loan 1154052 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,608 / month
Current employer: Albertson's Debt-to-income ratio: 16.03%
Length of employment: < 1 year Location: port st lucie, FL
       
Home town:
Current & past employers: Albertson's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Have a very stable job...... just need to get a head a bit on some bills<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 32
Revolving Credit Balance: $156.00 Public Records On File: 0
Revolving Line Utilization: 22.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I do not have any credit card debit or personal lines of credit. I do however have a car loan with about $15,000 left to pay at an interest rate of 4.6%. On top of that, I have just the usual bills..... car insurance, phone, rent, rental insurance.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the last 2 years. I did have one about 4 years ago on a car loan due to a dispute with the insurance company that was suppose to pay off the car after a no fault accident. They said they were going to pay it off and I wrongfully assumed I didn't owe anything and the payment was 11 days past due. I did however send the payment as soon as they informed me of needing to pay it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses include rent (includes utilities), car payment, phone bill, car insurance, rental insurance, gas, and food. Roughly $1000 a month depending on the price of food and gas.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have a few things that I need to accomplish. I plan on taking care of the the smaller amounted bills first and prioritizing the rest accordingly. My ultimate goal is to get my car in working order and catch up on insurance so I can move back home to be closer to my family and aging parents. I have already lined up work back there with previous employers so it is just a matter of being able to get there. Some of this money will also cover rent for my new apartment and moving costs.
Which debts do you plan to pay off with this loan?I plan on catching up with my car insurance, paying off my phone bill, paying my car payment for this month and next month, and paying first month and security deposit on my new apartment.
Which debts do you plan to pay off with this loan?I plan on catching up with my car insurance, paying off my phone bill, paying my car payment for this month and next month, and paying first month and security deposit on my new apartment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I do not have any credit card debit or personal lines of credit. I do however have a car loan with about $15,000 left to pay at an interest rate of 4.6%. On top of that, I have just the usual bills..... car insurance, phone, rent, rental insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I do not have any credit card debit or personal lines of credit. I do however have a car loan with about $15,000 left to pay at an interest rate of 4.6%. On top of that, I have just the usual bills..... car insurance, phone, rent, rental insurance.
Which debts do you plan to pay off with this loan?I plan on catching up with my car insurance, paying off my phone bill, paying my car payment for this month and next month, and paying first month and security deposit on my new apartment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses include rent (includes utilities), car payment, phone bill, car insurance, rental insurance, gas, and food. Roughly $1000 a month depending on the price of food and gas.

 


 

 

 

Member Payment Dependent Notes Series 1154056

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154056

$3,200

$3,200

7.62%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154056. Member loan 1154056 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: National Consulting Group Debt-to-income ratio: 28.67%
Length of employment: 1 year Location: Cedar Knolls, NJ
       
Home town:
Current & past employers: National Consulting Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > I am highly responsible with money and expenses, and do not have credit card debt. After losing my job a few months back, I took another job which pays lesser. So I am moving to a cheaper shared apartment, which is also closer to my work further saving on the cost of commuting.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,314.00 Public Records On File: 0
Revolving Line Utilization: 9.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?I lost my full time job 3 months back and I took a lesser paid job. So I am moving into a cheaper/shared apartment. I am paying the first and last month's rent. This loan will help cover the security deposit, move, etc.

 


 

 

 

Member Payment Dependent Notes Series 1154079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154079

$15,000

$15,000

10.74%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154079. Member loan 1154079 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: MAXIMUS Debt-to-income ratio: 4.55%
Length of employment: 10+ years Location: RESTON, VA
       
Home town:
Current & past employers: MAXIMUS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,236.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately 17k in credit card debt. The interset rates vary. The majority of the 17k debt is on one card. That card is about to have a high interest rate applied to the balance from a balance transfer. I pay $1560 monthly towards a mortgage on a co-owned condo. I currently pay anywhere from 1300-1600 per mos on my CC debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay the mortgage on a condo I own with a family member. That cost is $1560 monthly.$200 per month on utilities(gas electric). I own my car, $35 a month for insurance.$20 dollars a month for cell phone( company reimbursement plan).Approximately $400 per mos on food.I pay a range of $1300-1600 a month towards my outstanding debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately 17k in credit card debt. The interset rates vary. The majority of the 17k debt is on one card. That card is about to have a high interest rate applied to the balance from a balance transfer. I pay $1560 monthly towards a mortgage on a co-owned condo. I currently pay anywhere from 1300-1600 per mos on my CC debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately 17k in credit card debt. The interset rates vary. The majority of the 17k debt is on one card. That card is about to have a high interest rate applied to the balance from a balance transfer. I pay $1560 monthly towards a mortgage on a co-owned condo. I currently pay anywhere from 1300-1600 per mos on my CC debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am hoping to use the loan to pay off my outstanding credit card bills. I transferred balances between cards and the higher interest rate on that transfer begging 3/12. I currently pay between $1300 and $1600 per month against my credit card debts. If I receive the loan, I will use the money previously allocate to the credit card debt to pay against my loan
What is your intended use for the loan proceeds?I plan on paying off my credit card balances. I have approximately 17k in CC debt. The majority of that debt is on one card. I transferred balances to that particular card. A high interest rate will be applied to that balance on 3/12. I would like to avoid the high interest rate. I currently pay 1300-1600 against my CC debt per month. I would reallocate those funds to pay against the loan,if approved.

 


 

 

 

Member Payment Dependent Notes Series 1154084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154084

$20,000

$20,000

12.12%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154084. Member loan 1154084 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,667 / month
Current employer: United Parcel Service Debt-to-income ratio: 7.96%
Length of employment: 3 years Location: BALTIMORE, MD
       
Home town:
Current & past employers: United Parcel Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,466.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I consolidated all accounts to have one bill. I will pay this off when I sell my house.
What is your intended use for the loan proceeds?For a down payment on a lesser priced home.
How much money are you providing out of pocket as a down payment for this purchase?$10,000
What type of vehicle are you buying (make, model, year, mileage and condition)?I am not buying a vehicle, but a house. IF I were to buy a vehicle, it would be a Toyota Sequioa.
How are you covering other costs related to this car transaction (taxes, registration, insurance)?home purchase. from a home loan on my 401 k account.
What is your intended use for the loan proceeds?For a down payment on a lesser priced home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1500.00

 


 

 

 

Member Payment Dependent Notes Series 1154121

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154121

$4,875

$4,875

13.99%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154121. Member loan 1154121 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,542 / month
Current employer: Coldwell Banker Howard Perry and Walston Debt-to-income ratio: 12.28%
Length of employment: 1 year Location: RALEIGH, NC
       
Home town:
Current & past employers: Coldwell Banker Howard Perry and Walston
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > This loan is to consolidate to high interest rate credit cards that I had to use in order get through some tumultuous financial times. I have gotten back on my feet.This loan will cost essentially the same amount as my minimum payments, but I will be able to pay off the balance much quicker.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 41
Revolving Credit Balance: $8,406.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I hit a period of financial hardship where I had to rely on credit to get by. I have gotten through that period and paying off the cards, but I just need to reduce the interest rate on the cards as they are exceptionally high.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current monthly minimum payments for my credit cards is 161.00. With this loan consolidation it will be 166.00 with a payoff in three years.
What is the total balance of your credit cards, interest rates and current monthly payments?The balance on the cards is $4500. The interest rates on these cards is 30%, and the current minimum monthly payments are $161.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My currently Monthly expenses run at $1800.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Two Visas:<br>Visa 1 - Balance 3900 - interest rate 30% - Monthly Minimum 141.00<br>Visa 2 - Balance 572 - Interest rate 30% - Monthly Minimum 20.00
Please explain the reason why you carry a large revolving credit balance.I hit a period of financial hardship where I had to rely on credit to get by. I have gotten through that period and paying off the cards, but I just need to reduce the interest rate on the cards as they are exceptionally high.
What is the total balance of your credit cards, interest rates and current monthly payments?The balance on the cards is $4500. The interest rates on these cards is 30%, and the current minimum monthly payments are $161.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Roughly 1800. The amount that I currently spend on minimum payments on the cards will match this loan, so I know that I will be able to handle these payments.

 


 

 

 

Member Payment Dependent Notes Series 1154165

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154165

$7,600

$7,600

13.99%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154165. Member loan 1154165 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Bowery residents Committee Debt-to-income ratio: 10.28%
Length of employment: 3 years Location: Bronx, NY
       
Home town:
Current & past employers: Bowery residents Committee
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 27
Revolving Credit Balance: $1,503.00 Public Records On File: 0
Revolving Line Utilization: 28.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last 2 years.
What portion of your wedding expenses does this loan represent?The venues, entertainment.
How are you paying for other wedding expenses not covered by this loan?Family contributions, Money from savings account
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses related to housing is 500 dollars
Please explain the reason why you carry a large revolving credit balance.I don't have any credit card balances currently. They are all paid off.
What portion of your wedding expenses does this loan represent?The venues, entertainment.
How are you paying for other wedding expenses not covered by this loan?Family contributions, Money from savings account
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only loans that i currently have out are loans that was taken out for school and I am have been and still are paying the monthly balances.

 


 

 

 

Member Payment Dependent Notes Series 1154168

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154168

$10,000

$10,000

9.76%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154168. Member loan 1154168 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: KREATIONS Debt-to-income ratio: 12.05%
Length of employment: 1 year Location: EUREKA, CA
       
Home town:
Current & past employers: KREATIONS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > Need freedom from the everyday pressures to pay off my debt a little here and a little there. Life will be better with just one payment. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,283.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm not a home owner, I don't have a student loan or Lines of credit. This is for credit cards only. My interest rates range from 5 to 29% and my debt equals the amount I need to borrow. I always pay over, but with the interest rates that are high, it makes for a slow payment process. I want just one interest rate and one due date so I can put money into the bank for other things I need. Thank you for asking.

 


 

 

 

Member Payment Dependent Notes Series 1154189

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154189

$7,000

$7,000

7.90%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154189. Member loan 1154189 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,240 / month
Current employer: Target Debt-to-income ratio: 24.13%
Length of employment: 5 years Location: Miami, FL
       
Home town:
Current & past employers: Target
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,662.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1154227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154227

$10,000

$10,000

13.99%

1.00%

March 2, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154227. Member loan 1154227 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: DHS TSA Debt-to-income ratio: 2.81%
Length of employment: 5 years Location: WICHITA, KS
       
Home town:
Current & past employers: DHS TSA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > To help pay off a family expense. Then I can be stress free!<br><br> Borrower added on 02/17/12 > Helping a relative who helped me early in life. Long term investment I cannot access soon enough to help. No mortgage, no car payment, no credit card debt, all balances paid off monthly. Utilities 350-550 depending on season, etc house tax 2k yearly car ins. about 800 per 6 month for 2 cars. Thx<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 8
Revolving Credit Balance: $2,556.00 Public Records On File: 0
Revolving Line Utilization: 9.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To help pay for a family relative member's expense.
Please provide additional details regarding the purpose of the loan.Looking for a quick loan I can pay off quickly under 3 years to help pay for a family relative expense.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using it only for one purpose which is to help a family relative, who helped me a lot, with their expense.
What is your intended use for the loan proceeds?To help pay for a family relative member's expense.
What is your intended use for the loan proceeds?To help pay for a family relative member's expense.
Please provide additional details regarding the purpose of the loan.Looking for a quick loan I can pay off quickly under 3 years to help pay for a family relative expense.
What is your intended use for the loan proceeds?To help pay for a family relative member's expense.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no rent or mortgages to pay. Utilities varies depending on season. Paying Insurance every 6 months for two cars. I don't have any credit card debt. Normal expense like food and internet and I don't have cable or satellite tv. Can't be more specific cost wise due to lending club policies.
What is your intended use for the loan proceeds?To help pay for a family relative member's expense.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no rent or mortgages to pay. Utilities varies depending on season. Paying Insurance every 6 months for two cars. I don't have any credit card debt. Normal expense like food and internet and I don't have cable or satellite tv. Can't be more specific cost wise due to lending club policies.
Please provide additional details regarding the purpose of the loan.Looking for a quick loan I can pay off quickly under 3 years to help pay for a family relative expense.

 


 

 

 

Member Payment Dependent Notes Series 1154268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154268

$10,700

$10,700

17.99%

1.00%

February 29, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154268. Member loan 1154268 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: EMC Corporation Debt-to-income ratio: 7.29%
Length of employment: 2 years Location: Las Vegas, NV
       
Home town:
Current & past employers: EMC Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Growing buiness to help ecommerce merchants combat "friendly fraud" by inserting electronic signatures in thier shopping carts and charging merchants a per transaction fee for the service, leveraging an exclusive reseller agreement with leading e-signature technology.<br><br> Borrower added on 02/17/12 > Exclusive reseller agreement w/ leading e-signature co to market online payment agreements 2 help ecommerce merchants prevent "friendly fraud" (goods purchased & received, then buyer does a chargeback. Tamper proof doc stands up in court. Potential customers waiting for completion of prof. website.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $497.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.
What type of business are you starting?We have an exclusive reseller agreement with a leading electronic signature provider to market a specific use of it for helping ecommerce merchants prevent what is called "friendly fraud" where goods are purchased and received, but the buyer then calls thier bank and does a chargeback. We allow merchants to add a simple payment agreement and e-signature which generates a tamper proof document that stands up in court. Potential customers are waiting for us to complete the production website.
What type of business are you starting?We have an exclusive reseller agreement with a leading electronic signature provider to market a specific use of it for helping ecommerce merchants prevent what is called "friendly fraud" where goods are purchased and received, but the buyer then calls thier bank and does a chargeback. We allow merchants to add a simple payment agreement and e-signature which generates a tamper proof document that stands up in court. Potential customers are waiting for us to complete the production website.
What do you project your monthly revenues for the first 6 months to be?Revenues are expected to grow from $2,000 monthly to $5,000 monthly int he first 6 months with customers already identified. The funding is to add to personal funds already being used to build professional webiste with programmed functionality requested by potential customers.
Can you provide some high level financials on the monthly costs / revenue of your business?Startup, these are launch costs of $25k (the rest already self funded), customers are lined up already and waitung for completion of professional website with some app functionality. Revenues are expected start in the $2000 per month range and grow to $25,000 by year end. Monthly expenses are $500.
What will be the largest expense in the first six months?Startup, these are launch costs of $25k (the rest already self funded), customers are lined up already and waiting for completion of professional website with some app functionality. Revenues are expected start in the $2000 per month range and grow to $25,000 by year end. Monthly expenses are $500.
What do you project your monthly expenses for the first 6 months of your business?Startup, these are launch costs of $25k (the rest already self funded), customers are lined up already and waiting for completion of professional website with some app functionality. Revenues are expected start in the $2000 per month range and grow to $25,000 by year end. Monthly expenses are $500.
What type of business are you starting?We have an exclusive reseller agreement with a leading electronic signature provider to market a specific use of it for helping ecommerce merchants prevent what is called "friendly fraud" where goods are purchased and received, but the buyer then calls thier bank and does a chargeback. We allow merchants to add a simple payment agreement and e-signature which generates a tamper proof document that stands up in court. Potential customers are waiting for us to complete the production website.
What do you project your monthly revenues for the first 6 months to be?Revenues are expected to grow from $2,000 monthly to $5,000 monthly int he first 6 months with customers already identified. The funding is to add to personal funds already being used to build professional webiste with programmed functionality requested by potential customers.
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.
What type of business are you starting?We have an exclusive reseller agreement with a leading electronic signature provider to market a specific use of it for helping ecommerce merchants prevent what is called "friendly fraud" where goods are purchased and received, but the buyer then calls thier bank and does a chargeback. We allow merchants to add a simple payment agreement and e-signature which generates a tamper proof document that stands up in court. Potential customers are waiting for us to complete the production website.
What will be the largest expense in the first six months?Startup, these are launch costs of $25k (the rest already self funded), customers are lined up already and waiting for completion of professional website with some app functionality. Revenues are expected start in the $2000 per month range and grow to $25,000 by year end. Monthly expenses are $500.
Can you provide some high level financials on the monthly costs / revenue of your business?Startup, these are launch costs of $25k (the rest already self funded), customers are lined up already and waitung for completion of professional website with some app functionality. Revenues are expected start in the $2000 per month range and grow to $25,000 by year end. Monthly expenses are $500.
Please describe your experience/familiarity with the business you are starting/started?15 years in the industry, this is a new segment using electronic signatures for prevention of "friendly fraud" in ecommerce websites. Most fraud prevention is for unauthorized transactions, we target people who buy and chargeback but keep the goods.
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.
Please describe your experience/familiarity with the business you are starting/started?15 years in the industry, this is a new segment using electronic signatures for prevention of "friendly fraud" in ecommerce websites. Most fraud prevention is for unauthorized transactions, we target people who buy and chargeback but keep the goods.
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.
What type of business are you starting?We have an exclusive reseller agreement with a leading electronic signature provider to market a specific use of it for helping ecommerce merchants prevent what is called "friendly fraud" where goods are purchased and received, but the buyer then calls thier bank and does a chargeback. We allow merchants to add a simple payment agreement and e-signature which generates a tamper proof document that stands up in court. Potential customers are waiting for us to complete the production website.
What do you project your monthly revenues for the first 6 months to be?Revenues are expected to grow from $2,000 monthly to $5,000 monthly int he first 6 months with customers already identified. The funding is to add to personal funds already being used to build professional webiste with programmed functionality requested by potential customers.
Can you provide some high level financials on the monthly costs / revenue of your business?Startup, these are launch costs of $25k (the rest already self funded), customers are lined up already and waitung for completion of professional website with some app functionality. Revenues are expected start in the $2000 per month range and grow to $25,000 by year end. Monthly expenses are $500.
What is your intended use for the loan proceeds?Launched new business line to help ecommerce merchants curb friendly fraud and dispute chargebacks using esignature technology in their online shopping carts. Secured exclusive reseller agreement for this market with technology provider and using funds to develop professional web presence before leveraging favor cards with personal contacts in the industry that will use the services.

 


 

 

 

Member Payment Dependent Notes Series 1154271

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154271

$25,000

$25,000

18.25%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154271. Member loan 1154271 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,750 / month
Current employer: Infosys Debt-to-income ratio: 0.32%
Length of employment: 3 years Location: Houston, TX
       
Home town:
Current & past employers: Infosys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 66
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am in the process of purchasing a 24 unit Apartment Complex in Houston, Tx. This will be owner finance at 10% down. I need to get some additional money for a little rehab. This is a producing cash flow apartment complex in the heart of the city. It is a good solid “C” class building.
What is your intended use for the loan proceeds?I am in the process of purchasing a 24 unit Apartment Complex in Houston, Tx. This will be owner finance at 10% down. I need to get some additional money for a little rehab. This is a producing cash flow apartment complex in the heart of the city. It is a good solid “C” class building.
What is your intended use for the loan proceeds?I am in the process of purchasing a 24 unit Apartment Complex in Houston, Tx. This will be owner finance at 10% down. I need to get some additional money for a little rehab. This is a producing cash flow apartment complex in the heart of the city. It is a good solid “C” class building.
Please describe your experience/familiarity with the business you are starting/started?I am in the process of purchasing a 24 unit Apartment Complex in Houston, Tx. This will be owner finance at 10% down. I need to get some additional money for a little rehab. This is a producing cash flow apartment complex in the heart of the city. It is a good solid “C” class building. I currently own some rental property and have a property management team that ensure the property is well maintain and with at least 85% occupancy.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in anything. Actually, I have good credit. I am in the process of purchasing a 24 unit Apartment Comple in Houston, Tx . This will be owner finance at 10% down. I need to get some additional money for a little rehab. This is a producing cash flow apartment in the heart of the city. It is a good solid “C” class building.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am only using this loan for one purpose and that is I am in the process of purchasing a 24 unit Apartment complex. I need additional monies to do a little rehab. This is a producing cash flow apartment in the heart of the city. It is a good solid “C” class building. I currently have a property management team that ensures the occupancy is maintain at least a 85% occupancy.
What is your intended use for the loan proceeds?I am in the process of purchasing a 24 unit Apartment Complex in Houston, Tx. This will be owner finance at 10% down. I need to get some additional money for a little rehab. This is a producing cash flow apartment complex in the heart of the city. It is a good solid “C” class building.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are 3k. I have a very low debt ratio and my credit cards are zero.

 


 

 

 

Member Payment Dependent Notes Series 1154295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154295

$14,000

$14,000

9.76%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154295. Member loan 1154295 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,933 / month
Current employer: marquis plastering Debt-to-income ratio: 17.85%
Length of employment: 6 years Location: CORONA, CA
       
Home town:
Current & past employers: marquis plastering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > and new washer<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 46
Revolving Credit Balance: $18,883.00 Public Records On File: 0
Revolving Line Utilization: 34.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.needed to help family member who lost job but he was called back last week this is why we are going ahead with the wedding
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?house pymnt. 1602.00 util. 400.00 ins all 450.00 taxes prop 390.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?house 1602.00 util. 360.00 phone & computer 45.00 transportation gas 200.00 ins. home & auto 225.00 prop. tax 190.00 both auto,s paid for i co- signed for daughters truck
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).own home pymnt. 1602.00 home ins. 60.00 prop tax 390.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Total wedding costs we are covering is 12000.00 rest being paid by grooms parents we are goingto use other 2000.00 for washer & dryer
How are you paying for other wedding expenses not covered by this loan?No that is it!!!!

 


 

 

 

Member Payment Dependent Notes Series 1154337

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154337

$20,000

$20,000

19.22%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154337. Member loan 1154337 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Bronx Preparatory Charter School Debt-to-income ratio: 9.11%
Length of employment: 5 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Bronx Preparatory Charter School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,832.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,300
Please explain the reason why you carry a large revolving credit balance.Helped out family and traveled more than usual last year.
What is the total balance of your credit cards, interest rates and current monthly payments?One card balance: $7,833 / interest rate: 19.99% / monthly payment: $250<br>Another card balance: $9,721 / interest rate: 29.99% / monthly payment: $350
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 7,833 / 19.99% interest rate / $250 monthly payment <br>Mastercard $9,721 / 29.99% interest rate / $350 monthly payment
Please explain the reason why you carry a large revolving credit balance.Helped out family and traveled more than usual last year.
What is the total balance of your credit cards, interest rates and current monthly payments?One card balance: $7,833 / interest rate: 19.99% / monthly payment: $250<br>Another card balance: $9,721 / interest rate: 29.99% / monthly payment: $350
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 7,833 / 19.99% interest rate / $250 monthly payment <br>Mastercard $9,721 / 29.99% interest rate / $350 monthly payment
What is your intended use for the loan proceeds?refinance credit card / interest rate for current debt too high: 29.99%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just for one use: refinance credit card debt (interest rate of 29.99% is too high)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$600 over the course of 28 years if I try to pay off my debt in the manner in which I have.<br><br>Through this loan, I'd pay $735 over the course of 3 years. That is why I applied for this loan (to refinance my credit cards).<br><br>Thank you for you for your support!
What is your intended use for the loan proceeds?refinance credit card / interest rate for current debt too high: 29.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,300 for rent and utilities<br>$140 for transportation<br>$120 for phone<br>$800 for food
What is the total balance of your credit cards, interest rates and current monthly payments?One card balance: $7,833 / interest rate: 19.99% / monthly payment: $250<br>Another card balance: $9,721 / interest rate: 29.99% / monthly payment: $350

 


 

 

 

Member Payment Dependent Notes Series 1154339

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154339

$30,000

$30,000

16.29%

1.00%

March 2, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154339. Member loan 1154339 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Van-Port Design Debt-to-income ratio: 15.20%
Length of employment: 5 years Location: SALEM, OR
       
Home town:
Current & past employers: Van-Port Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > A debt Consolitdation Loan - an effort to be rid of high intrest debt, by consolidating several revolving loans into one loan that can be paid off within a 5 year plan.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,197.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balances total approx 29,000.00 dollars.<br>4 - revolveing lines of credit will be paid off and the lines closed<br>1- one is for a unsecured loan with high intrest. to be paid off and closed.
What is your intended use for the loan proceeds?as listed
Please explain the reason why you carry a large revolving credit balance.circumstances beyound my control. Auto repairs, medical, etc - these lines will be closed once they are paid off in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balances total approx 29,000.00 dollars.<br>4 - revolveing lines of credit will be paid off and the lines closed<br>1- one is for a unsecured loan with high intrest. to be paid off and closed.
Which debts do you plan to pay off with this loan?credit card, medical and unsecured high intrest loans
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?loan to pay off credit cards - eliminate or pay down outstanding loans
Please explain the reason why you carry a large revolving credit balance.circumstances beyound my control. Auto repairs, medical, etc - these lines will be closed once they are paid off in full.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?insurance ~ $700 / month<br>mortage ~$1,100 / month<br>car ~ $140 / month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balances total approx 29,000.00 dollars.<br>4 - revolveing lines of credit will be paid off and the lines closed<br>1- one is for a unsecured loan with high intrest. to be paid off and closed.
Which debts do you plan to pay off with this loan?credit card, medical and unsecured high intrest loans
Which debts do you plan to pay off with this loan?credit card, medical and unsecured high intrest loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balances total approx 29,000.00 dollars.<br>4 - revolveing lines of credit will be paid off and the lines closed<br>1- one is for a unsecured loan with high intrest. to be paid off and closed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balances total approx 29,000.00 dollars.<br>4 - revolveing lines of credit will be paid off and the lines closed<br>1- one is for a unsecured loan with high intrest. to be paid off and closed.
Please explain the reason why you carry a large revolving credit balance.circumstances beyound my control. Auto repairs, medical, etc - these lines will be closed once they are paid off in full.

 


 

 

 

Member Payment Dependent Notes Series 1154349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154349

$9,000

$9,000

12.12%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154349. Member loan 1154349 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Talbot Bible Church Debt-to-income ratio: 21.28%
Length of employment: 2 years Location: Easton, MD
       
Home town:
Current & past employers: Talbot Bible Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Using this loan to pay off my credit card debt which is currently a burden on my finances. With a lower interest rate and a combined payment, I am looking to get this loan paid off within in 2-3 years.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 61
Revolving Credit Balance: $8,911.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $1,100
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My current monthly expenses related to housing is approximately $260.
Please explain the reason why you carry a large revolving credit balance.The reason I have such a high credit balance is due to poor decision making with credit cards in college. At the time I didn't have a lot of money and little experience with finances. It was a crutch that I used at the time which now has turned out to have been more of a burden than I thought. I also used a card for expenses on a landscaping job I did in college where my client didn't pay me for a number of months and the balance then acquired interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards:<br>Citi Bank card- Balance: $3,822.76 Rate: 23.99% Monthly: $150<br>Bank of America card- Balance: $3,730.55 Rate: 14.99% Monthly: $90<br>Discover card: Balance $1,491.45 Rate: 0.00% Monthly: $70<br><br>Student Loans:<br>ACS Educational Services- Balance:$6,988.29 Rate:6.8% Monthly: $105.64<br>FedLoan Unsub Stafford Loan- Balance $1,598.84 Rate: 6.55% Monthly: $25.97<br>FedLoan Sub Stafford Loan- Balance $1,982.33 Rate: 5.75% Monthly: $31.34<br><br>That is all my current debt balances.
Which debts do you plan to pay off with this loan?With this loan I plan to pay off most of my credit card debt, which is currently $9,044.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the full amount to pay off most of my credit card debt, which is currently $9,044.

 


 

 

 

Member Payment Dependent Notes Series 1154397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154397

$12,000

$12,000

13.99%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154397. Member loan 1154397 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Centurylink Debt-to-income ratio: 13.65%
Length of employment: < 1 year Location: WOODBURY, MN
       
Home town:
Current & past employers: Centurylink
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Payoff existing bills at a lower interest rate!<br><br> Borrower added on 02/16/12 > Payoff bills at a lower interest rate<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 73
Revolving Credit Balance: $15,751.00 Public Records On File: 0
Revolving Line Utilization: 94.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't think I have a delinquency in the last 2 yrs..if I do it is news to me.. I am ALWAYS on time with my payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1800
Please provide additional details regarding the purpose of the loan.pay off debt at lower interest rate
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not using for multiple purposes

 


 

 

 

Member Payment Dependent Notes Series 1154409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154409

$10,000

$10,000

9.76%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154409. Member loan 1154409 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,733 / month
Current employer: UPS /Duffys Sport Grill Debt-to-income ratio: 7.13%
Length of employment: 3 years Location: MARGATE, FL
       
Home town:
Current & past employers: UPS /Duffys Sport Grill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,112.00 Public Records On File: 0
Revolving Line Utilization: 32.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa- $3246<br>Visa-$1685.53<br>Discover-$2146.12
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?visa- $85 minimum<br>visa-$15 minimum<br>discover-$85 minimum

 


 

 

 

Member Payment Dependent Notes Series 1154423

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154423

$32,000

$32,000

21.97%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154423. Member loan 1154423 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,000 / month
Current employer: PALM BEACH COUNTYSHERIFF'S OFFICE Debt-to-income ratio: 13.95%
Length of employment: 8 years Location: VERO BEACH, FL
       
Home town:
Current & past employers: PALM BEACH COUNTYSHERIFF'S OFFICE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 4
Revolving Credit Balance: $30,817.00 Public Records On File: 0
Revolving Line Utilization: 88.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approx $200. I do not have a mortgage or rent. Utilities are all that is paid.
Please explain the reason why you carry a large revolving credit balance.Used to pay off credit cards monthly to zero balance. In 2004 was advised by equifax that having no balance did not show responsibility in payment of a revolving balance. Hurricanes hit and had to rebuild house and Ins didn't cover all expenses. So I used avail credit for repairs to residence. Score went up so I kept a large balance. After a while the compounding interest was alot each month. I am trying to consolidate...make 1 payment with simple interest. Never late on payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?12,631.55 (15K CREDIT CARD) 19.99% PAY $1100.00 MONTH<br>17,458.56 (25K CREDIT CARD 18.99% PAY $1,000.00 - $1,800.00 MONTH
Which debts do you plan to pay off with this loan?CREDIT CARDS
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?12,631.55 (15K CREDIT CARD) 19.99% PAY $1100.00 MONTH<br>17,458.56 (25K CREDIT CARD 18.99% PAY $1,000.00 - $1,800.00 MONTH
Please explain the reason why you carry a large revolving credit balance.Used to pay off credit cards monthly to zero balance. In 2004 was advised by equifax that having no balance did not show responsibility in payment of a revolving balance. Hurricanes hit and had to rebuild house and Ins didn't cover all expenses. So I used avail credit for repairs to residence. Score went up so I kept a large balance. After a while the compounding interest was alot each month. I am trying to consolidate...make 1 payment with simple interest. Never late on payments
Please explain the reason why you carry a large revolving credit balance.Used to pay off credit cards monthly to zero balance. In 2004 was advised by equifax that having no balance did not show responsibility in payment of a revolving balance. Hurricanes hit and had to rebuild house and Ins didn't cover all expenses. So I used avail credit for repairs to residence. Score went up so I kept a large balance. After a while the compounding interest was alot each month. I am trying to consolidate...make 1 payment with simple interest. Never late on payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Without Credit Card bill...approx $800-$900. I do not have a mortgage or rent. My vehicles are paid off. Insurance is removed from paycheck prior to tax.

 


 

 

 

Member Payment Dependent Notes Series 1154453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154453

$35,000

$35,000

13.99%

1.00%

March 1, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154453. Member loan 1154453 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Boeing Commercial Air Group Debt-to-income ratio: 10.51%
Length of employment: 10+ years Location: granite falls, WA
       
Home town:
Current & past employers: Boeing Commercial Air Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: 38
Revolving Credit Balance: $4,156.00 Public Records On File: 0
Revolving Line Utilization: 4.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?New business start up costs.
What type of business are you starting?DVD Kiosk Rental and Sales business.<br>Products and services which will be rented and sold: (DVD, Blu-Ray, 3D movies, and Video Games, as well as Static and Digital advertising space).
What is your intended use for the loan proceeds?New business start up costs.
Please describe your experience/familiarity with the business you are starting/started?My experience with the industry I am starting a business is is strictly from a consumer point of view. My experience as a small business owner in the past was in a different industry.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquiencies.
What do you project your monthly revenues for the first 6 months to be?I am uncertain but competitors are averaging 600/mos

 


 

 

 

Member Payment Dependent Notes Series 1154490

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154490

$15,000

$15,000

9.76%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154490. Member loan 1154490 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,187 / month
Current employer: Jockey International, Inc Debt-to-income ratio: 20.39%
Length of employment: 2 years Location: FORT MYERS, FL
       
Home town:
Current & past employers: Jockey International, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > I recently purchased my first home, this loan enables me to pay off existing credit debt, and allows me to purchase a few of the items that are needed to complete the process.<br><br> Borrower added on 02/21/12 > I have worked hard over the past 10 years to save the money to buy my first home, I repaired damaged credit from my early 20's and now I am in a position where my mother will be living with me. This loan will provide the solace I need to consolidate my bills, in order to be there for her, thank you<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,536.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a major bank credit card at 8757.73 ($203 is min. payment, I pay $250 monthly), another major bank credit card at 2386.73(min payment $70, but I pay $100 monthly), a store credit card at 643.00 (min payment $25, I pay $100 monthly) I apologize, but i'm not sure of the interest rates on the cards. My mortgage is $1135 per month, and i'm at 4% on that. Upon receiving the funds I will cancel the card with the highest balance. I will retain the one with the lower balance for emergencies.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $1135, Gas (Fluctuates)$150 month, Cell $176 a month, Insurance is $97 a month, Landline/Cable/Internet $150 Food (Fluctuates) $400 to $500 est.

 


 

 

 

Member Payment Dependent Notes Series 1154493

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154493

$5,000

$5,000

7.90%

1.00%

February 29, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154493. Member loan 1154493 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Infoition Debt-to-income ratio: 12.50%
Length of employment: 3 years Location: Springfield, VA
       
Home town:
Current & past employers: Infoition
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,561.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Current Cards I'd pay off:<br>AmEx, $3,100, 17.24% APR, $50<br>MasterCard, $2,400, 17% APR, $60
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $733/month with utilities adding about $70 to that. I have a motorcycle and insurance is only about $12/month for it.

 


 

 

 

Member Payment Dependent Notes Series 1154497

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154497

$30,000

$30,000

22.78%

1.00%

March 1, 2012

March 1, 2017

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154497. Member loan 1154497 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,372 / month
Current employer: Texas Health Resources Debt-to-income ratio: 14.04%
Length of employment: < 1 year Location: Fort Worth, TX
       
Home town:
Current & past employers: Texas Health Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > The loan will be used to add an in ground pool to our home.<br><br> Borrower added on 02/21/12 > My monthly budget has at least $2000 a month extra that will be available for the monthly payment on this loan. I work in a growth industry (health care) and have very high job stability. I do not have any credit card or revolving bank debt.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 42 Months Since Last Delinquency: 22
Revolving Credit Balance: $294.00 Public Records On File: 0
Revolving Line Utilization: 36.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1500<br>Utlilities $500<br>Food $600
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The insurance and taxes are rolled into the mortgage payment, $1500
Is this for a home improvement you have already made, or one that you are planning to make?One that we are planning to make. We want to add an inground pool to our backyard.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?150,000 5% $1500 (with tax and insurance). We only have a 1st mortgage on the home.
If you have a delinquency in the last 2 years, please explain the reason.There has not been a delinquency in the last two years.

 


 

 

 

Member Payment Dependent Notes Series 1154507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154507

$10,000

$10,000

6.03%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154507. Member loan 1154507 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,917 / month
Current employer: NJAA Debt-to-income ratio: 28.33%
Length of employment: 7 years Location: East Brunswick, NJ
       
Home town:
Current & past employers: NJAA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > This loan will help me consolidate two credit cards with a nice, low interest rate and have the whole thing paid off in three years. I plan on getting rid of one of the cards and keeping one at home, for emergencies only.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,946.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not pay a mortgage or rent. Living expenses are covered by my significant other.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I don't pay have any housing related expenses (mortgage, rent, insurance, taxes).

 


 

 

 

Member Payment Dependent Notes Series 1154513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154513

$4,000

$4,000

13.67%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154513. Member loan 1154513 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: n/a Debt-to-income ratio: 23.89%
Length of employment: n/a Location: wasilla, AK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,754.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to travel from Ak. to CA and participate in "THE RUN FOR THE WALL" IN WASHINGTON DC via motorcycle
Please provide additional details regarding the purpose of the loan.I purchased a Motorcycle camp trailer last yera and plan to camp out most of the time on my trip to the veterans memorial,for the cost of fuel and other expenses. I have not been able to save enough money for the entire trip. so to be safe i thought i would borrow the money from the lengding club in case i need it.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?it is for one purpose "RUN FOR THE WALL"
What is your intended use for the loan proceeds?to travel from Ak. to CA and participate in "THE RUN FOR THE WALL" IN WASHINGTON DC via motorcycle

 


 

 

 

Member Payment Dependent Notes Series 1154547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154547

$8,000

$8,000

7.62%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154547. Member loan 1154547 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: JPMorgan Debt-to-income ratio: 13.32%
Length of employment: < 1 year Location: orlando, FL
       
Home town:
Current & past employers: JPMorgan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,996.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$8k....20% interest credit card debt

 


 

 

 

Member Payment Dependent Notes Series 1154555

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154555

$5,500

$5,500

9.76%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154555. Member loan 1154555 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: sabrina fisheries Debt-to-income ratio: 10.60%
Length of employment: 2 years Location: fort lauderdale, FL
       
Home town:
Current & past employers: sabrina fisheries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Supermoto bike<br><br> Borrower added on 02/20/12 > Cash needed to purchase a skightly used bike. Have the ability to buy new, but would like to avoid losing money on the bikes value riding it off a lot.<br><br> Borrower added on 02/21/12 > Cash needed to purchase a slightly used bike. Have the ability to buy new, but would like to avoid losing money on the bikes value riding it off a lot.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 18 Months Since Last Delinquency: 5
Revolving Credit Balance: $6,370.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the balances, interest rates, and monthly payments on any other auto obligations?Currently I have no other obligations. How ever I own a couple vehicles.

 


 

 

 

Member Payment Dependent Notes Series 1154560

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154560

$7,025

$7,025

10.74%

1.00%

March 2, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154560. Member loan 1154560 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Global Sport Solutions Debt-to-income ratio: 18.38%
Length of employment: 4 years Location: SENOIA, GA
       
Home town:
Current & past employers: Global Sport Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > Advertising expenses for summer camps<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 76
Revolving Credit Balance: $21,486.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1154577

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154577

$15,000

$15,000

16.29%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154577. Member loan 1154577 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,333 / month
Current employer: Alcon Research, Ltd. Debt-to-income ratio: 13.84%
Length of employment: 2 years Location: Fort Worth, TX
       
Home town:
Current & past employers: Alcon Research, Ltd.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > This loan will be used to consolidate credit card debts. I have a stable job. I haven't been late in any monthly payment and I just want to get out of debt as soon as possible. This loan would be my only monthly payment and I plan on paying it as quick as possible. Thanks.<br><br> Borrower added on 02/17/12 > This loan would allow me to consolidate 9 credits card monthly payments into just one. I appreciate your investment and I assure I will pay back the loan quick and with no late payments. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 63
Revolving Credit Balance: $30,096.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My rent is 785, transportation is about 150, utilities 300, food 400. My monthly budget covers that and leaves about the same amount to pay debt, which should cover the payment of this loan, but having 9 monthly credit card payments just doesn't allow me to finish paying my debt fast enough and the high credit cards APR (average 24.99) just doesn't allow me to finish paying my debt. By having this only loan as a monthly payment guarantees me paying my debts quick. Thanks
Please explain the reason why you carry a large revolving credit balance.I got a serious medical condition a few years ago when I was in grad school and made me get in debt, and haven't been able to get out of it due to high APR and numerous credit cards. My average interest rate is 24.99% and would like to consolidate my 9 monthly credit card payments into just one. Thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My rent is 785, transportation is about 150, utilities 300, food 400. My monthly budget covers that and leaves about the same amount to pay debt, which should cover the payment of this loan, but having 9 monthly credit card payments just doesn't allow me to finish paying my debt fast enough and the high credit cards APR (average 24.99) just doesn't allow me to finish paying my debt. By having this only loan as a monthly payment guarantees me paying my debts quick. Thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 785, transportation is about 150, utilities 300, food 400. My monthly budget covers that and leaves about the same amount to pay debt, which should cover the payment of this loan, but having 9 monthly credit card payments just doesn't allow me to finish paying my debt fast enough and the high credit cards APR (average 24.99) just doesn't allow me to finish paying my debt. By having this only loan as a monthly payment guarantees me paying my debts quick. Thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is 785, transportation is about 150, utilities 300, food 400. My monthly budget covers that and leaves about the same amount to pay debt, which should cover the payment of this loan, but having 9 monthly credit card payments just doesn't allow me to finish paying my debt fast enough and the high credit cards APR (average 24.99) just doesn't allow me to finish paying my debt. By having this only loan as a monthly payment guarantees me paying my debts quick. Thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My rent is 785, transportation is about 150, utilities 300, food 400. My monthly budget covers that and leaves about the same amount to pay debt, which should cover the payment of this loan, but having 9 monthly credit card payments just doesn't allow me to finish paying my debt fast enough and the high credit cards APR (average 24.99) just doesn't allow me to finish paying my debt. By having this only loan as a monthly payment guarantees me paying my debts quick. Thanks
Which debts do you plan to pay off with this loan?This loan will exclusively be to pay my 9 credit cards in which I have revolving credit. Thanks
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is only for one purpose and the entirely goes to pay off my 9 credit cards. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1154584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154584

$10,000

$10,000

12.12%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154584. Member loan 1154584 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: n/a Debt-to-income ratio: 15.10%
Length of employment: n/a Location: PARK HILL, OK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > By combining the two credit cards, we will lower our monthly payment , have a lower rate for both, and save money by paying them off in 36 months.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 65
Revolving Credit Balance: $17,146.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1154591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154591

$10,000

$10,000

9.76%

1.00%

March 1, 2012

March 1, 2015

March 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154591. Member loan 1154591 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,649 / month
Current employer: Inland Regional Center Debt-to-income ratio: 26.63%
Length of employment: 10+ years Location: Yucaipa, CA
       
Home town:
Current & past employers: Inland Regional Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/16/12 > This loan will allow me to pay off my line of credit with the Credit Union. I have been employed with the same company for the past 19 years.<br>

 

A credit bureau reported the following information about this borrower member on February 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,563.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1154788

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1154788

$25,000

$25,000

20.99%

1.00%

March 2, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1154788. Member loan 1154788 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Mandarin Oriental NY Debt-to-income ratio: 10.62%
Length of employment: 5 years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: Mandarin Oriental NY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > This loan will be used to consolidate credit card debt and purchase a vehicle<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 50
Revolving Credit Balance: $8,588.00 Public Records On File: 1
Revolving Line Utilization: 49.10% Months Since Last Record: 54
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Public file is related to a cell phone account that was settled and paid In full. Notice should have been erased as I settled with third company and with the lawyers and it did not proceed to court. Waiting on the 7 to 10 year period for it to be erased from my credit record
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will be used to consolidate credit card debt, aproximately 60%. The rest will be used to purchase a vehicle
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?In regards to my monthly expenses: Rent is $750.00 a month- utilities like gas and electricity is on average $80.00 dollars a month... Cable and Internet is about $89.00...and student loan about $60.00- renters insurance is aproximately $13.00 dollars a month..credit line will be consolidated - currently credit debt is aproximately $8000, dollars
Please provide additional details regarding the purpose of the loan.The purpose of the loan is mainly consolidate credit card debt to one main payment- additional funding will be used towards the purchase of a car
Please explain the reason why you carry a large revolving credit balance.Large revolving credit card is due to unexpected emergency expense
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $650.00... Transportation commuting- $140...utilities aproximately $80.00... .. Internet and cable aproximately $89.00... Renters insurance aproximately $13.00... Food and other $300.00

 


 

 

 

Member Payment Dependent Notes Series 1155017

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155017

$6,000

$6,000

7.90%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155017. Member loan 1155017 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,083 / month
Current employer: National Instruments Debt-to-income ratio: 11.48%
Length of employment: < 1 year Location: Howell, NJ
       
Home town:
Current & past employers: National Instruments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > Repairing washer machines for business growth<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 18
Revolving Credit Balance: $3.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1155121

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155121

$20,000

$20,000

12.12%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155121. Member loan 1155121 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,633 / month
Current employer: Target Debt-to-income ratio: 23.18%
Length of employment: 2 years Location: Henderson, NV
       
Home town:
Current & past employers: Target
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > Like many others I fell into the credit card trap at an early age and though I now see the errors in my past (I now live off of cash and debit card only), the vicious cycle of high interest rates 15%-29.99% and payments (about $600-$700 per month) is what I am looking to end with this fresh start.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,663.00 Public Records On File: 0
Revolving Line Utilization: 48.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Cc balances around 19k, interest rates between 15%-29% with minimum payments about $700 per month. Student loan monthly payment of $125/ month and car payment of $250/ month......no mortgage payment or any other lines of credit.

 


 

 

 

Member Payment Dependent Notes Series 1155185

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155185

$20,000

$20,000

12.12%

1.00%

March 2, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155185. Member loan 1155185 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,142 / month
Current employer: PRESTIGE PLATING CO Debt-to-income ratio: 10.95%
Length of employment: 10+ years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: PRESTIGE PLATING CO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 75
Revolving Credit Balance: $27,871.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155195

$20,275

$20,275

10.74%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155195. Member loan 1155195 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Blue Cross Blue Shield of TN Debt-to-income ratio: 13.13%
Length of employment: 10+ years Location: Flat Rock, AL
       
Home town:
Current & past employers: Blue Cross Blue Shield of TN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Home Improvement<br><br> Borrower added on 02/23/12 > I am remodeling my house, to upgrade my appliances, add hardwood floors. New windows<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,932.00 Public Records On File: 0
Revolving Line Utilization: 25.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Somewhere Around $3000.00 Per month
Please provide additional details regarding the purpose of the loan.I am remodling the house kitchen, upgrade, carpet to hard wood, paint , etc.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just the house remodeling

 


 

 

 

Member Payment Dependent Notes Series 1155213

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155213

$25,000

$25,000

7.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155213. Member loan 1155213 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Morgan Stanley Debt-to-income ratio: 19.28%
Length of employment: 10+ years Location: OCEAN, NJ
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > Debt Consolidation<br><br> Borrower added on 02/17/12 > Debt Consolidation to pay off high interest credit cards such as; Captial One, Citibank, Neiman Marcus, Discover Card, Nordstrom, GE Capital/Lumber Liquidators, Lord and Taylor, Annie Sez, Ann Taylor, American Express and Bill Me Later. Needed to get rid of this debt and the high interest rate cha<br><br> Borrower added on 02/21/12 > Debt/Credit Card Consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,707.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1270.10 / Utililties, Phone, Internet in Condo: $350 / Food $200 / Insurance: $1500 per year (paid off in begin of year already)

 


 

 

 

Member Payment Dependent Notes Series 1155231

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155231

$2,000

$2,000

14.65%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155231. Member loan 1155231 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: The Home Depot Debt-to-income ratio: 16.66%
Length of employment: 5 years Location: Whittier, CA
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,566.00 Public Records On File: 0
Revolving Line Utilization: 85.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are as followed:<br>65$ phone bill<br>300$ in total credit card bills, (150 would be the minimum)<br>No rent<br>100$ in insurance<br>I try to keep my monthly bills lower than my paycheck(bi weekly).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off one of my credit cards(400) and buy a daily commuter for school. I currently ride my bike to work(2 miles) for excercise.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off one of my credit cards(400) and buy a daily commuter for school. I currently ride my bike to work(2 miles) for excercise.

 


 

 

 

Member Payment Dependent Notes Series 1155242

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155242

$18,000

$18,000

13.99%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155242. Member loan 1155242 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,417 / month
Current employer: Tampa General Hospital Debt-to-income ratio: 4.69%
Length of employment: < 1 year Location: RIVERVIEW, FL
       
Home town:
Current & past employers: Tampa General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > I want to pay my credit cards in full and improve my credit score<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,583.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I tried to be very specific but the site did not let me submit the answer. MC total all cards 9577.13, rate 15-21%, min monthly about 350; Visa total 2582.38, rate 14-18%, min about 200, AmEx 1325.64, rate 12%, min about 50
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Min total about 600, I pay about 1200, in the future I will pay cards in full and about 630 for this loan; I want to improve my credit score
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance 13893.92, rates 12-21%, current min payments about 600 but I pay over 1200 to maintain my excellent payment history
Please explain the reason why you carry a large revolving credit balance.I just finished medical residency training with a low salary and high expenses; I want to pay my cards in full to improve my credit score
What is your intended use for the loan proceeds?I want to pay my cards in full to improve my credit score
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I want to pay my cards in full to improve my credit score
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I tried to be very specific but the site did not let me submit the answer. MC total all cards 9577.13, rate 15-21%, min monthly about 350; Visa total 2582.38, rate 14-18%, min about 200, AmEx 1325.64, rate 12%, min about 50
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Min total about 600, I pay about 1200, in the future I will pay cards in full and about 630 for this loan; I want to improve my credit score
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1300, gas 200, food 500, bills about 600
Please explain the reason why you carry a large revolving credit balance.I just finished medical residency training with a low salary and high expenses; I want to pay my cards in full to improve my credit score
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance 13893.92, rates 12-21%, current min payments about 600 but I pay over 1200 to maintain my excellent payment history
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1300, gas 200, food 500, bills about 600
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1300, Gas 200, food 4-500, bills about 600, residency loan payments 400. I also pay about 1200 on the credit cards, double of the minimum payments.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Min total about 600, I pay about 1200, in the future I will pay cards in full and about 630 for this loan; I want to improve my credit score
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance 13893.92, rates 12-21%, current min payments about 600 but I pay over 1200 to maintain my excellent payment history
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I tried to be very specific but the site did not let me submit the answer. MC total all cards 9577.13, rate 15-21%, min monthly about 350; Visa total 2582.38, rate 14-18%, min about 200, AmEx 1325.64, rate 12%, min about 50
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I want to pay my cards in full to improve my credit score
Please explain the reason why you carry a large revolving credit balance.I just finished medical residency training with a low salary and high expenses; I want to pay my cards in full to improve my credit score

 


 

 

 

Member Payment Dependent Notes Series 1155258

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155258

$7,500

$7,500

7.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155258. Member loan 1155258 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Optomen Productions Debt-to-income ratio: 5.97%
Length of employment: < 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Optomen Productions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,979.00 Public Records On File: 0
Revolving Line Utilization: 33.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $3000, 14.8%, $273<br>Visa - $3100, 16.7%, $90<br>Visa- $4000, 9.6%, $127
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current: Minimum payments of $500-520 per month<br>After LC Loan: minimum ~$300 per month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $3000, 14.8%, $273<br>Visa - $3100, 16.7%, $90<br>Visa- $4000, 9.6%, $127
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current: Minimum payments of $500-520 per month<br>After LC Loan: minimum ~$300 per month

 


 

 

 

Member Payment Dependent Notes Series 1155322

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155322

$24,600

$24,600

14.65%

1.00%

March 1, 2012

March 2, 2017

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155322. Member loan 1155322 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,100 / month
Current employer: Illinois Central School Bus Debt-to-income ratio: 9.20%
Length of employment: < 1 year Location: Richton Park, IL
       
Home town:
Current & past employers: Illinois Central School Bus
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > I'm an investor looking to capitalize on an available opportunity. I have funds to renovate a property that I would like to buy and intend to do so provided that I can raise the funds needed to acquire it.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,336.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I'm in the midst of a debt reduction plan and intend to drastically reduce the outstanding balances in the near term.
What other sources of financing are you using to purchase the home?I will be using one additional source of private funding to acquire the property

 


 

 

 

Member Payment Dependent Notes Series 1155336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155336

$12,000

$12,000

7.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155336. Member loan 1155336 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,958 / month
Current employer: Pulua Elecrtonics Corporation Debt-to-income ratio: 11.68%
Length of employment: 10+ years Location: Shanon, NC
       
Home town:
Current & past employers: Pulua Elecrtonics Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,751.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1155354

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155354

$12,000

$12,000

7.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155354. Member loan 1155354 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,842 / month
Current employer: Cisco Systems Debt-to-income ratio: 19.21%
Length of employment: 4 years Location: Austin, TX
       
Home town:
Current & past employers: Cisco Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,907.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1155362

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155362

$10,000

$10,000

15.81%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155362. Member loan 1155362 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Osborne & Associates Debt-to-income ratio: 13.89%
Length of employment: 5 years Location: Windsor Ca, CA
       
Home town:
Current & past employers: Osborne & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > The purpose of the requested loan amount is to consolidate two existing credit cards into one simple payment. By doing this, even with a slightly higher APR, it allows me to simplify my outgoing expenses.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,869.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?$4000 Balance (monthly payment $120.00) Interest 16.99% APR<br> $11,500 Balance (monthly payment $220.00) Interest 11.99% APR<br> $900.00 Balance (monthly payment $25.00) 0% Interest until March 2013<br> $1500 Balance (monthly payment $35.00) 0% Interest currently. Then 24.99% APR
What is your intended use for the loan proceeds?To pay off 2 credit cards. The amount of the loan payment will replace the existing monthly payments.
Please explain the reason why you carry a large revolving credit balance.I had to have emergency surgery after an accident. The balance on the 2 credit cards that I had to use are the only 2 cards that carry a high balance.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?my total monthly minimum is approximately $450. The loan will be paying off 2-3 cards. My monthly payments including the loan payment will be the same or lower
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $4500 Balance (monthly payment $120.00) Interest 16.99% APR<br> Discover Card: $900.00 Balance (monthly payment $25.00) 0% Interest until March 2013<br> Amazon CC: $1500 Balance (monthly payment $35.00) 0% Interest currently. Then 24.99% APR
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current expenses are approximately $3000-$3500.00. This will not change with the new loan, the requested loan will allow my total monthly expenses to decrease.

 


 

 

 

Member Payment Dependent Notes Series 1155390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155390

$6,325

$6,325

6.03%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155390. Member loan 1155390 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Wyndham Vacation Resorts Debt-to-income ratio: 11.30%
Length of employment: < 1 year Location: Pagosa Springs, Co., CO
       
Home town:
Current & past employers: Wyndham Vacation Resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1982 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,218.00 Public Records On File: 0
Revolving Line Utilization: 35.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155471

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155471

$6,000

$6,000

12.12%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155471. Member loan 1155471 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: small business development center Debt-to-income ratio: 12.48%
Length of employment: 2 years Location: CHUALAR, CA
       
Home town:
Current & past employers: small business development center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I will use this loan to pay off a $4,000 22% card. The remaining loan balance will go towards a 14% card. After the loan I will have $6,000 13% credit card balance, and a $3,500 14% credit card balance. my monthly debt payments including the loan will be $400.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,956.00 Public Records On File: 0
Revolving Line Utilization: 52.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I will pay off a $4,400 card with 22% interest rate, and will put the remaining amount on a card with a 14% interest rate. My current minimum monthly rate is $350.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum monthly payment is $350, after this loan it will remain the same. $200 for the loan, plus $150 for the remaining balance on a 13% loan. I will be using the loan to pay off a 22% interest credit card.
Please explain the reason why you carry a large revolving credit balance.I was going to school and working full, time, I decided to really focus on school. So I quit my job, and used my savings to live and make minimum payments, upon graduation I got a good job and am now paying back my cards.
What is the total balance of your credit cards, interest rates and current monthly payments?Credit card #1 $6,088, interest 13.24%, minimum payment $100<br>Credit card #2 $5,435, interest 14% minimum payment $150<br>Credit card #3 $4,386, interest 19.99% minimum payment $100
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 0 live with parents will move out as soon as credit cards and this loan are paid off. <br>Utilities - $150<br>Phone/internet - $100<br>Insurance - $40<br>Food- $200<br>Fuel - $150

 


 

 

 

Member Payment Dependent Notes Series 1155487

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155487

$6,000

$6,000

9.76%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155487. Member loan 1155487 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,467 / month
Current employer: Galax Construction Debt-to-income ratio: 19.24%
Length of employment: 6 years Location: ASHEVILLE, NC
       
Home town:
Current & past employers: Galax Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,695.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155493

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155493

$28,000

$28,000

7.62%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155493. Member loan 1155493 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: USCPS Debt-to-income ratio: 11.86%
Length of employment: < 1 year Location: Bryan, TX
       
Home town:
Current & past employers: USCPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1977 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,642.00 Public Records On File: 0
Revolving Line Utilization: 31.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage $1100 6%; credit card 1 $14,300 20%; credit card 2 $11, 300 11.5%; car payment $350 6.5%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total of $4500 for all monthly expenses
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgate $650; insurance $100; taxes $350

 


 

 

 

Member Payment Dependent Notes Series 1155496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155496

$12,000

$12,000

8.90%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155496. Member loan 1155496 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,917 / month
Current employer: TBWA Chiat Day Debt-to-income ratio: 27.71%
Length of employment: 1 year Location: Los Angeles, CA
       
Home town:
Current & past employers: TBWA Chiat Day
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > Hi! I just want to buy out my awesome 2007 4Runner instead of trading in for a new car or just turning in at the end of my lease. It's got low miles and I've really taken care of it. I plan on having it last me for quite some time. Thank you!<br><br> Borrower added on 02/19/12 > I really don't want to deal with the car dealer at the end of the lease - they want to try to sell me a bunch of stuff I don't need like an extended warranty and clear coat protection. I just want to keep my awesome 4Runner<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,287.00 Public Records On File: 0
Revolving Line Utilization: 79.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155513

$18,000

$18,000

19.99%

1.00%

March 1, 2012

March 2, 2017

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155513. Member loan 1155513 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,050 / month
Current employer: Atrium Corporation Debt-to-income ratio: 16.08%
Length of employment: 7 years Location: Westerville, OH
       
Home town:
Current & past employers: Atrium Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > To consolidate several debts into this loan to have one payment each month vs. several. Several credit cards will be paid off (and closed), home imprv loan & car loan that will be paid off with the proceeds. Having one payment & definite end date will give peace of mind & better financial security.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,409.00 Public Records On File: 1
Revolving Line Utilization: 88.40% Months Since Last Record: 85
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Ihad a personal family situation that occured that reduced my income. My company did downsizing a year later and I lost my job. I found another job making half of what I did before and couldn't keep up.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 3 credit cards that are visa/mc. Those balance total $11,000. I have 2 store credit cards that total $1,000 total. I have a home improvement loan that has $3400 left on it and an auto loan that has $2900 on it. I want to pay as much of these off as I can and get rid of them. Putting them into one payment would help me immensely. Not only financially, but mentally with the credit cards...knowing I am paying them off and will have a definite end date that is less than 30 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards that are visa/mc - balance $11,000 - payments of $400/mo - rates 24 to 35%<br>2 store credit cards that toal $1,000 total - payments $50 total (min) and interest of 28%<br>home improvement loan that has $3400 left - payment of $113/mo - interest of 13%<br>auto loan that has $2900 on it - monthl payment of $130 per mo - interest rate of 10%. <br>I want to payoff as much of these as I can and get rid of them.
If you have a public record on file, please briefly explain the event and its resolution.Ihad a personal family situation that occured that reduced my income. My company did downsizing a year later and I lost my job. I found another job making half of what I did before and couldn't keep up.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Currently they all total $5516.68. That is why I am trying to consolidate and reduce my monthly payments so I can have additional disposable income for food, gas, etc. and get rid of the credit cards.
What is your intended use for the loan proceeds?I have 3 credit cards that are visa/mc. Those balance total $11,000. I have 2 store credit cards that toal $1,000 total. I have a home improvement loan that has $3400 left on it and an auto loan that has $2900 on it. I want to pay as much of these off as I can and get rid of them. Putting them into one payment would help me immensely. Not only financially, but mentally with the credit cards...knowing I am paying them off/closing and will have a definite end date that is less than 30 years
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses total approx $5,616.68 each month. I typically have a total of approx $300 a month to use on food. Everything else is in the above $56xx total. That is why I would like to consolidate as much debt as possible (and get rid of these) into one payment. Fyi, my mortgage is $1100 and included in the $56xx above. This loan would be a lesser payment than I am paying now and would give me peace of mind that there is a definite end date for the credit card debt, especially.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 credit cards that are visa/mc - balance $11,000 - payments of $400/mo - rates 24 to 35%<br>2 store credit cards that toal $1,000 total - payments $50 total (min) and interest of 28%<br>home improvement loan that has $3400 left - payment of $113/mo - interest of 13%<br>auto loan that has $2900 on it - monthl payment of $130 per mo - interest rate of 10%. <br>I want to payoff as much of these as I can and get rid of them.
If you have a public record on file, please briefly explain the event and its resolution.Ihad a personal family situation that occured that reduced my income. My company did downsizing a year later and I lost my job. I found another job making half of what I did before and couldn't keep up.

 


 

 

 

Member Payment Dependent Notes Series 1155515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155515

$35,000

$35,000

21.48%

1.00%

March 1, 2012

March 2, 2017

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155515. Member loan 1155515 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Walter Energy Debt-to-income ratio: 20.07%
Length of employment: 3 years Location: WOODSTOCK, AL
       
Home town:
Current & past employers: Walter Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > Requesting loan for credit card refinancing and home improvements. I realize the importance of having good credit. I am very responsible and will make monthly payments ahead of time each month.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 33
Revolving Credit Balance: $8,245.00 Public Records On File: 0
Revolving Line Utilization: 42.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Visa1 balance $1378.02 min payment $50 int rate 31.1% Visa#2 balance $4, 692.76 min payment $90.00 12.24 % int rate, Visa#3 balance $426.92 min $30 22.9 int rate, Mastercard balance $1,529.48 min payment $60.00 16.9 on purchases and 24.90 on cash withdrawals, Furniture reatail card balance $1250.00 min pay $100.00, tax bal $2700.00 min payment $75.00. Also have student loan balance of $15,000 min payment $150.43.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?First i would like to use the loan to pay off all of my credit cards so i would only have one monthly bill, secondly i would like to do some home remodeling and add a storage garage in my backyard which cost $3400.00 to comply with neighborhood codes. I would use the remaining balance of the loan to apply to a Hospital bill & student loan balance so i would only have one monthly payment.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.the monthly amount i pay now for credit cards etc $650
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.the monthly amount i pay now for credit cards etc $650
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total monthly payment amount just for credit cards etc is around $650.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?The total amount for mortgage, utilities, and insurance is around $1500.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $1100.00 house insurance and taxes included in payment, power $200-$250, gas $10, water $60

 


 

 

 

Member Payment Dependent Notes Series 1155518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155518

$14,000

$14,000

6.03%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155518. Member loan 1155518 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,800 / month
Current employer: n/a Debt-to-income ratio: 6.96%
Length of employment: n/a Location: TRENTON, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 66
Revolving Credit Balance: $6,745.00 Public Records On File: 0
Revolving Line Utilization: 16.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage $286 per mt. I pay 300. credit card visa lof 17,000. nfcu o bal. 17.000 loc. no student loan. intrest range from 7 to 9 % on credit cards

 


 

 

 

Member Payment Dependent Notes Series 1155538

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155538

$16,000

$16,000

7.90%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155538. Member loan 1155538 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: SBCSS Debt-to-income ratio: 9.91%
Length of employment: 4 years Location: VICTORVILLE, CA
       
Home town:
Current & past employers: SBCSS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > My loan is going to help pay for my wedding. My parents are not going help us. I have amazing credit and I have owned my home for 3 years. I have a wonderful job with county schools. I have been employed with them for 4 years. Thank you for your help.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,441.00 Public Records On File: 0
Revolving Line Utilization: 33.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?This loan will cover my whole wedding and honeymoon. It's a simple outdoor wedding in September.
How are you paying for other wedding expenses not covered by this loan?This loan will cover the whole wedding. I have booked all my vendors and have placed cash deposits on everything. All of my vendors are local people who take cash only.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My house payment is $870 a month, my utities run about $450 a month (that includes cell phones), my insurance is around $100 a month, taxes are included in my monthly mortgage, my car has been paid off for 2 years now.
Please explain the reason why you carry a large revolving credit balance.I'm not sure.
How are you paying for other wedding expenses not covered by this loan?This loan will cover the whole wedding. I have booked all my vendors and have placed cash deposits on everything. All of my vendors are local people who take cash only.
What portion of your wedding expenses does this loan represent?This loan will cover my whole wedding and honeymoon. It's a simple outdoor wedding in September.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My house payment is $870 a month, my utities run about $450 a month (that includes cell phones), my insurance is around $100 a month, taxes are included in my monthly mortgage, my car has been paid off for 2 years now.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My home is $870 a month, I have no car payment, my food is about $100 a month, utilities are about $450 a month that is with my cell phone, I live 2.3 miles from work so a tank of gas last me about a month, insurance is $100 a month.

 


 

 

 

Member Payment Dependent Notes Series 1155568

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155568

$6,000

$6,000

7.90%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155568. Member loan 1155568 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,883 / month
Current employer: Erwin Penland Advertising Debt-to-income ratio: 10.75%
Length of employment: 4 years Location: Greenville, SC
       
Home town:
Current & past employers: Erwin Penland Advertising
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I have credit card debt adding up to about $6000. I want to take this loan and pay off those credit cards (some up to 29% interest) and save money. My credit score is excellent (727) and I haven't missed a payment in years so you can trust that I will take this and use it wisely. Thanks for any help<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,813.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155580

$15,000

$15,000

7.90%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155580. Member loan 1155580 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,315 / month
Current employer: Wal-Mart Debt-to-income ratio: 23.67%
Length of employment: 5 years Location: lubbock, TX
       
Home town:
Current & past employers: Wal-Mart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > High interest rates make it difficult to pay these 3 cards/misc. loans off! This loan will give me a smaller monthly payment and pay off all debt in three years rather than 5! Makes a ton of sense to me. All credit cards are no longer being used so no risk of getting deeper in debt.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,786.00 Public Records On File: 1
Revolving Line Utilization: 37.10% Months Since Last Record: 95
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC 2853 10.24% 126.00 <br>Visa 4897 17.9% 135.00 <br>Discvr 2159 19.99% 179.00 <br> Loan 9359 16.99% 178.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly is 682.00<br><br>Total monthly after pay off with loan 436.00

 


 

 

 

Member Payment Dependent Notes Series 1155743

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155743

$8,000

$8,000

6.03%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155743. Member loan 1155743 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: SJM INDUSTRIAL RADIO Debt-to-income ratio: 10.36%
Length of employment: 10+ years Location: EL SEGUNDO, CA
       
Home town:
Current & past employers: SJM INDUSTRIAL RADIO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/17/12 > THIS LOAN IS PAY OFF OR NEARLY PAY OFF THE ONLY 3 MAJOR CREDIT CARDS AND 1 LOEWS CARD I HAVE. BY CONSOLIDATING THESE CREDIT ACCOUNTS I HOPE TO SAVE IN INTEREST. THIS LOAN ALLOWS A CLEAR TIME PERIOD FOR DEBT PAYOFF WITH ONE PAYMENT PER MONTH...THANK YOU,<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,150.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 3 credit cards and a Lowes card balances are $4800, $1500, $3000 & $1800. I paid my BA degree off before leaving school in the early 90's. I have a property in East TX that I owe about $1800 on but it is up for sale hoping to sell it this year for 40K. My truck is paid off. I work for a Motorola 2way radio dealer in Socal I make 50K salary plus monthly commission of at least $1400 per month. This year w FCC new mandate happening expect to make 70-80K. Thank you for your consideration EM

 


 

 

 

Member Payment Dependent Notes Series 1155752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155752

$17,000

$17,000

13.11%

1.00%

March 1, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155752. Member loan 1155752 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 1.72%
Length of employment: n/a Location: NEW YORK, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Sorry, I made a mistake abbout my real esate taxes when answering question, my annual taxes are $1,900.00, and mortgae is $1,150.00.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1982 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,989.00 Public Records On File: 0
Revolving Line Utilization: 97.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Proceeds wil be used as part of a beautification project for our condomnium once project completed will enhance the value of our buildings units.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have answered that question for another investor, you should be able to view answer, if not let me know. Thank you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have responded to this question but beleive I sent to general description box, I do apologize. If you don't locate it please let me know as will respond in kind. Thanks
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Monthly Mortgage is $1,500.00. Taxes $11,900.00 Insurance $347.00 yearly
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan used for home improvement only.
Is the improvement to your primary residence or an investment property?Primary Residence

 


 

 

 

Member Payment Dependent Notes Series 1155790

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155790

$25,000

$25,000

23.26%

1.00%

March 1, 2012

March 2, 2017

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155790. Member loan 1155790 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,800 / month
Current employer: Atlantic Health system Debt-to-income ratio: 24.86%
Length of employment: < 1 year Location: North Plainfield, NJ
       
Home town:
Current & past employers: Atlantic Health system
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,382.00 Public Records On File: 0
Revolving Line Utilization: 31.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?$41000, interest rate varies from %13.99 to %18.99, monthly payments from $1100-1400<br>thank you, please feel free to ask any questions.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA: about 29000, Master: 11000, Amex:1000.<br>APR: vaaries from 13.99 to 18.99 %<br>total monthly payment: 1100-1400$
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly payment: 1100-1400$<br>once i got this loan and pay my credit cards my total monthly payments including the loan will be less than $900
Please explain the reason why you carry a large revolving credit balance.medical bills from 2009 to July 2011 till i become a full timer and got my benefits, school expenses from 2007 to 2010 i had no financial aid at that time, moving expenses from NC to NJ.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?total: about $1200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA: about 29000, Master: 11000, Amex:1000.<br>APR: vaaries from 13.99 to 18.99 %<br>total monthly payment: 1100-1400$
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total is about 1100-1400 $
Please explain the reason why you carry a large revolving credit balance.medical bills from 2009 to July 2011 till i become a full timer and got my benefits, school expenses from 2007 to 2010 i had no financial aid at that time, moving expenses from NC to NJ.
Please explain the reason why you carry a large revolving credit balance.medical bills from 2009 to July 2011 till i become a full timer and got my benefits, school expenses from 2007 to 2010 i had no financial aid at that time, moving expenses from NC to NJ.

 


 

 

 

Member Payment Dependent Notes Series 1155827

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155827

$10,000

$10,000

14.65%

1.00%

February 29, 2012

March 2, 2015

March 2, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155827. Member loan 1155827 was requested on February 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Bank Of America Debt-to-income ratio: 20.91%
Length of employment: 4 years Location: REGO PARK, NY
       
Home town:
Current & past employers: Bank Of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 48
Revolving Credit Balance: $7,626.00 Public Records On File: 0
Revolving Line Utilization: 65.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, transportation, food, electricity, phone, insurance, credit cards, and utilities.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, utilities, phone, cable, electricity.
Please explain the reason why you carry a large revolving credit balance.I had a family emergency and I needed to help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About 5000, interest rate of 18 %, car loan of 30000 rate of 4.9, another credit card with 4000 with a rate of 18.7%.
Which debts do you plan to pay off with this loan?Credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards only.

 


 

 

 

Member Payment Dependent Notes Series 1155868

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155868

$25,000

$25,000

12.12%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155868. Member loan 1155868 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 15.53%
Length of employment: 10+ years Location: Scottsdale, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Request is for business expansion.<br>

 

A credit bureau reported the following information about this borrower member on February 17, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,281.00 Public Records On File: 0
Revolving Line Utilization: 58.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The purpose for this request is for business expansion - Construction management, design/build and real estate consulting.
What is your intended use for the loan proceeds?The purpose for this request is for business expansion - Construction management, design/build and real estate consulting.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expense is $1,300.00, no home equity loan, I have 5 credit cards with three carrying a zero balance, and two with a combined total of $2,000 owed. I have a business CC with approximately $4,000 on it. One car loan for a 2010 Prius at 0% interest (my credit is stellar) at a cost of $510.00/month. Insurance is running about $500/month. Thanks for asking.

 


 

 

 

Member Payment Dependent Notes Series 1155883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155883

$25,000

$25,000

19.99%

1.00%

March 5, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155883. Member loan 1155883 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,750 / month
Current employer: Precision Pipeline LLC Debt-to-income ratio: 13.39%
Length of employment: 5 years Location: CORNING, NY
       
Home town:
Current & past employers: Precision Pipeline LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,877.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155891

$9,000

$9,000

15.31%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155891. Member loan 1155891 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,421 / month
Current employer: Meyer Center for special needs children Debt-to-income ratio: 11.70%
Length of employment: 5 years Location: TAYLORS, SC
       
Home town:
Current & past employers: Meyer Center for special needs children
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 71
Revolving Credit Balance: $9,096.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have had unexpected car problems and medical and home emergencies which have not allowed me to pay down credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa 2490, interest 9, American express- 2444, interest 15, target- 1971, interest 29, kohls 540, interest- 29, good year 1121, home depot- 240 interest 29
Which debts do you plan to pay off with this loan?All above
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?496 x 2 month, insurance 140
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities- approx 180, phone/cable- 345, food approx 200 month
Please explain the reason why you carry a large revolving credit balance.I have had unexpected car problems and medical and home emergencies which have not allowed me to pay down credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa 2490, interest 9, American express- 2444, interest 15, target- 1971, interest 29, kohls 540, interest- 29, good year 1121, home depot- 240 interest 29
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?496 x 2 month, insurance 140
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa 2490, interest 9, American express- 2444, interest 15, target- 1971, interest 29, kohls 540, interest- 29, good year 1121, home depot- 240 interest 29
Which debts do you plan to pay off with this loan?All above

 


 

 

 

Member Payment Dependent Notes Series 1155912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155912

$20,000

$20,000

15.81%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155912. Member loan 1155912 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Grandville Public Schools Debt-to-income ratio: 13.13%
Length of employment: 3 years Location: Dorr, MI
       
Home town:
Current & past employers: Grandville Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,077.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1155923

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155923

$6,650

$6,650

9.76%

1.00%

March 2, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155923. Member loan 1155923 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,600 / month
Current employer: US Postal Service Debt-to-income ratio: 10.96%
Length of employment: 10+ years Location: BYRON, GA
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > Combining credit cards at a lower rate<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,820.00 Public Records On File: 1
Revolving Line Utilization: 27.70% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1155944

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1155944

$20,000

$20,000

12.12%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1155944. Member loan 1155944 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: American Eagle Airlines Debt-to-income ratio: 20.91%
Length of employment: 10+ years Location: Albuquerque, NM
       
Home town:
Current & past employers: American Eagle Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > This loan will be used to consolidate the balances of two Bank of America credit card accounts while paying a portion on a third Bank of America credit card account.<br><br> Borrower added on 02/21/12 > Although the interest rate on the credit cards that are going to be consolidated is slightly higher, weighted average15.60% on the credit cards -vs- 14.66% for the loan, The main propose of this loan is to change the structure of the debt so that it can be paid off in 36 months.<br><br> Borrower added on 02/22/12 > I have received a few questions on expenses, balances, and what's to be consolidated. <br>Total balance Credit cards $28,100<br>Mortgage $136,500<br>Credit line $8,800<br>School Loan $5,800<br>Total Monthly expenses $6,000 (includes everything)<br>Cards to Consolidate. <br>Card 1 $9,000<br>Card 2 $8,100<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,960.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total budgeted monthly expenses average $6,000.
Please explain the reason why you carry a large revolving credit balance.Although I could increase our credit card payments for an early pay off, in 2009 I chose to increase our contributions to our 401k and IRA accounts to take advantage of low stock and bond market valuations. This was done to try to makeup for the market losses suffered in 2008. Since 2009 I have made only the minimum monthly payment on the open revolving balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 3 total $28,000, Current payment $650.00<br>GE Money $9000. Current payment $125.00<br>School Loan $4500 Current payment $154.00<br>Mortgage $1,100.00
Which debts do you plan to pay off with this loan?The debts I intend to pay off with this loan are:<br>Credit card 1 Balance $9,000.00 Interest rate of 16.24%<br>Credit card 2 Balance $8,100.00 Interest rate of 14.90%<br>The remainder towards credit card 3 Balance. $10,000 7.24%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards total balance $28,000 avg interest rate 14.65% Total payment $650.00<br>Student loan $4,000 5.00% $154.00<br>Mortgage $138,000 5.25% $1,070
Which debts do you plan to pay off with this loan?The credit card balances. Total pay off of 2 cards and a portion of the third.

 


 

 

 

Member Payment Dependent Notes Series 1156005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156005

$7,200

$7,200

6.62%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156005. Member loan 1156005 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: US Postal Service Debt-to-income ratio: 12.77%
Length of employment: 10+ years Location: Paris, TX
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,231.00 Public Records On File: 0
Revolving Line Utilization: 15.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt<br>Home equity $28,100 with no other mortgage . Interest rate of 6.75 %.<br>Credit card debt near $19000 with 0% until 2013 on approximately $6000, 6+% on approximately $6000, and 12.99% on approximately $7000. <br>Autos paid for and no student loans.
What is your intended use for the loan proceeds?Pay off a 12.9% credit card and get out of credit card debt within 18 months or so.

 


 

 

 

Member Payment Dependent Notes Series 1156058

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156058

$7,200

$7,200

10.74%

1.00%

February 29, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156058. Member loan 1156058 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: A.J. MORGAN Debt-to-income ratio: 19.23%
Length of employment: 5 years Location: Brooklyn, NY
       
Home town:
Current & past employers: A.J. MORGAN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 66
Revolving Credit Balance: $9,768.00 Public Records On File: 0
Revolving Line Utilization: 32.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard- Bal $910.39/ Minimum Payment $25/ Interest Rate 19.99<br>Mastercard- Bal $551.90/ Minimum Payment $18/ Interest Rate 20.99<br>Visa- Bal $2084.29/ Minimum Payment $20/ Interest Rate 19.99<br>Visa- Bal $2293.15/ Minimum Payment $56/ Interest Rate 17.99<br>Visa- Bal $1118/ Minimum Payment $34/ Interest Rate 15.24<br>Mastercard- Bal $783/ Minimum Payment $25/ Interest Rate 14.99<br>The total minimum payments is $178, and I usually pay $550 a month on average across all cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My monthly minimum for these balances is $178, though usually I pay around $550 a month. I don't revolve any other balances on credit cards. I plan on using this loan to consolidate to one payment, and plan on paying it off well before 3 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard- Bal $910.39/ Minimum Payment $25/ Interest Rate 19.99<br>Mastercard- Bal $551.90/ Minimum Payment $18/ Interest Rate 20.99<br>Visa- Bal $2084.29/ Minimum Payment $20/ Interest Rate 19.99<br>Visa- Bal $2293.15/ Minimum Payment $56/ Interest Rate 17.99<br>Visa- Bal $1118/ Minimum Payment $34/ Interest Rate 15.24<br>Mastercard- Bal $783/ Minimum Payment $25/ Interest Rate 14.99<br>The total minimum payments is $178, and I usually pay $550 a month on average across all cards.

 


 

 

 

Member Payment Dependent Notes Series 1156060

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156060

$21,850

$21,850

12.12%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156060. Member loan 1156060 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Allstate Insurance Company Debt-to-income ratio: 8.58%
Length of employment: 9 years Location: Huntley, IL
       
Home town:
Current & past employers: Allstate Insurance Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Goal is to consolidate debit to payoff faster<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 37
Revolving Credit Balance: $21,596.00 Public Records On File: 0
Revolving Line Utilization: 45.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: 20,700 average interest 20 average monthly payment: 1000<br>mortgage inc escrow for ins and taxes: 2600<br>student loan balance 4000 monthly payment: 60<br>car loans: none

 


 

 

 

Member Payment Dependent Notes Series 1156063

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156063

$5,000

$5,000

13.67%

1.00%

March 2, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156063. Member loan 1156063 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: NVR Debt-to-income ratio: 11.94%
Length of employment: 2 years Location: Reston, VA
       
Home town:
Current & past employers: NVR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,579.00 Public Records On File: 0
Revolving Line Utilization: 40.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses right now:<br>Rent $400<br>Utilities: 0<br>phone $80.00<br>My car is paid off
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 400.00 I have no utilities and my car is paid off. My phone bill is $80.00.
Please explain the reason why you carry a large revolving credit balance.When I moved out of my parents house I need to get all new furniture for my living, dinning and bedroom.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I will just have the loan to pay off I will be using this money to pay off all my credit cards.
What is the total balance of your credit cards, interest rates and current monthly payments?4946.00 and my interest rat is 22%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears Card, Mastercard and Visa 4945.00 22% 250 for all is my minium.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off all so they will be at zero.

 


 

 

 

Member Payment Dependent Notes Series 1156064

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156064

$3,950

$3,950

6.03%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156064. Member loan 1156064 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 5.48%
Length of employment: n/a Location: pulaski, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > auto<br><br> Borrower added on 02/18/12 > auto<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1977 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,915.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1156075

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156075

$30,000

$30,000

17.99%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156075. Member loan 1156075 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Samtec Debt-to-income ratio: 12.43%
Length of employment: 7 years Location: Barnegat, NJ
       
Home town:
Current & past employers: Samtec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1978 Delinquent Amount: $0.00
Open Credit Lines: 35 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,358.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Current credit card balance is approx $8,000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $4500. Per month with a property tax caught up due to new construction<br>Mortgage will lower to $3500. Including property tax in late 2012
Is this for a home improvement you have already made, or one that you are planning to make?Plan to make in early March, currently in contract stage
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$330,000., 3.75%, currently $4500 lowering to $3500. In late 2012<br>New construction, property tax catch up for 2011 taxes
Is the improvement to your primary residence or an investment property?Primary residence
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx $6,500

 


 

 

 

Member Payment Dependent Notes Series 1156124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156124

$4,000

$4,000

13.11%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156124. Member loan 1156124 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Sikorsky Global Helicopter Debt-to-income ratio: 16.53%
Length of employment: 4 years Location: COATESVILLE, PA
       
Home town:
Current & past employers: Sikorsky Global Helicopter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Looking to buy a used 1999-2004 Nissan Altima GXE. This car will be a commuter car and will allow me to keep the miles low on my low production Lexus IS 350, a collector, which holds good value. Edmunds and Consumer Reports rates the Nissan Altima GXE in these model years to be the most reliable.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 68
Revolving Credit Balance: $2,275.00 Public Records On File: 0
Revolving Line Utilization: 32.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Buying a used car for commuting, instead of my other car.
What are you buying?A used 1999-2004 Nissan Altima GXE. This second car will allow for commuting without using my primary Lexus, IS 350, to keep the miles low on it. The Nissan Altima GXE in those model years has the best reliability in a used car and is highly rated by consumer reviews on Edmunds and Consumer Reports.

 


 

 

 

Member Payment Dependent Notes Series 1156166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156166

$12,000

$12,000

10.74%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156166. Member loan 1156166 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,034 / month
Current employer: Dr. Reddy's Laboratories Debt-to-income ratio: 13.67%
Length of employment: 6 years Location: FRANKLIN PARK, NJ
       
Home town:
Current & past employers: Dr. Reddy's Laboratories
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I want to pay my citifinacial loan with high interest rate as well as 2 credit bills.<br><br> Borrower added on 02/26/12 > I want to pay my Citifinancial loan and 2 credit card bills with high interest rates.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,817.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage is $250,866.88 with 4.25% interest rate - monthly payment - $1920.14<br>chase - $1497.46 with interest rate of 29.99%<br>citi - $4,978.11 with interest rate of 9.24%<br>capital one - $4,776.51 with interest rate of 17.90%<br>I want to pay with this loan: shopnbc - $1,198.73 with interest rate of 26.99%, fashion bug - $1,302.08 with interest rate of 24.99% and citifinancial - $9,049.39
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?gas is $40 a month<br>utilities and phone is $150<br>car insurance is $100<br>food maybe is $60 a month

 


 

 

 

Member Payment Dependent Notes Series 1156234

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156234

$11,000

$11,000

10.74%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156234. Member loan 1156234 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: United States Army Defense TARDEC Debt-to-income ratio: 13.96%
Length of employment: 5 years Location: Grosse Pointe Farms, MI
       
Home town:
Current & past employers: United States Army Defense TARDEC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Debt incurred during college that was not funded through student loans/parents bank account. Trying to avoid those high interest rates!<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 34
Revolving Credit Balance: $10,686.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will be used to pay off credit card debt that was incurred during my undergraduate education. The amount represents expenses not covered by student loans or parent contributions. The loan will be disbursed to 3 credit cards to bring the balance to zero and avoid paying the high interest rates associated with consumer debt. The interest that would be paid on this loan over the 3 yr term period would be approximately $3000 less than paying them off at the current rate over the same term.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Our monthly expenses relating to housing which include our mortgage, insurance, taxes and utilities are $1,600 a month. Thank you for your inquiry.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Four credit cards ranging in interest rate from 12.99-16.99 all with balances not exceeding $3,700. I typically pay between $150-200 a month to each credit card. My monthy mortgage payment is $1,400 including taxes and insurance and the balance is $158,000 at 5.7%. I have a car payment at $300 a month with a balance of $5,000 and no longer have student loan debt. Thank you for your inquiry!
Which debts do you plan to pay off with this loan?With this loan I will pay off all consumer credit card debt. I have four credit cards with interest rates ranging from 12.99-16.99%. I pay roughly between $150-200 on each per month, but would much rather take advantage of paying them all off in one lump at a lower interest rate to fellow peers. Thank you for you inquiry!
Please explain the reason why you carry a large revolving credit balance.I have been carrying a large amount to cover unexpected college expenses. I plan to use this loan to pay off all consumer debt and eliminate all but one "emergency" line of credit (lowest interest rate/best perks). Thank you for your inquiry.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Our mortgage, insurance, utilities, and taxes add up to approx. 1450-1600 per month. Thank ypu for your inquiry.
If you have a delinquency in the last 2 years, please explain the reason.I do not believe I have any deliquencies in the past two years. If I do, it was due to oversight in thinking an account was switched from check payments to automatic deductions and corrected immediately. I now try to have all payments automatically deducted to avoid delayed payment due to oversight. Thank you for your inquiry.

 


 

 

 

Member Payment Dependent Notes Series 1156235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156235

$30,000

$30,000

21.97%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156235. Member loan 1156235 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,948 / month
Current employer: USAF Debt-to-income ratio: 16.72%
Length of employment: 10+ years Location: LAND O LAKES, FL
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > This loan will be used to pay off all of our current dept.<br><br> Borrower added on 02/19/12 > I am currently serving on active duty air force, as a master Sargent. I will be in this same status for the next 4.5 years. My income is steady and we are required to pay all of our dept.<br><br> Borrower added on 02/22/12 > My FICA score is low because of the revolving dept. A mistake that I would like to correct. It is not low however because of failure to pay. I always pay my bills.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 72
Revolving Credit Balance: $11,254.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?MY current dept totals 28,000$ The minimum payment is 995$ This is credit cards mostly and the interest is high. I would pay off all of my current dept with this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We have 17 years left on a 20 year home mortgage. Our payment is 1234/mo. That includes taxes and insurance. We do not have any equity loans. Our monthly utilities run around 460. This includes our hoa fees.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We have 17 years left on a 20 year home mortgage. Our payment is 1234/mo. That includes taxes and insurance. We do not have any equity loans. Our monthly utilities run around 460. This includes our hoa fees.
Please explain the reason why you carry a large revolving credit balance.I let it get away from me and I have a five year plan to pay it off on my own if we are unable to consolidate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.
Which debts do you plan to pay off with this loan?All dept accept for my car and mortgage. This loan would just consolidate all our dept into one payment that has a pay off date.
Please explain the reason why you carry a large revolving credit balance.I let it get away from me and I have a five year plan to pay it off on my own if we are unable to consolidate.
Please explain the reason why you carry a large revolving credit balance.I let it get away from me and I have a five year plan to pay it off on my own if we are unable to consolidate.
Which debts do you plan to pay off with this loan?All dept accept for my car and mortgage. This loan would just consolidate all our dept into one payment that has a pay off date.
Please explain the reason why you carry a large revolving credit balance.I let it get away from me and I have a five year plan to pay it off on my own if we are unable to consolidate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We have 17 years left on a 20 year home mortgage. Our payment is 1234/mo. That includes taxes and insurance. We do not have any equity loans. Our monthly utilities run around 460. This includes our hoa fees.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.
Which debts do you plan to pay off with this loan?All dept accept for my car and mortgage. This loan would just consolidate all our dept into one payment that has a pay off date.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.
Which debts do you plan to pay off with this loan?All dept accept for my car and mortgage. This loan would just consolidate all our dept into one payment that has a pay off date.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-1234, utilities-460, phone-90, food 340, transportation 220 a month. I am active duty so we don't have to pay insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have 27,475 in credit card card dept. The minimal payments on these cards are 995/ mo. The interest rates are higher then the loan that we are asking for.

 


 

 

 

Member Payment Dependent Notes Series 1156236

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156236

$29,400

$29,400

13.67%

1.00%

March 6, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156236. Member loan 1156236 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Morgan Stanley Debt-to-income ratio: 5.89%
Length of employment: 2 years Location: OSWEGO, IL
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > Credit Card Loan Payoff<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,238.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am consolidating a few credit card debts.
What is your intended use for the loan proceeds?I am consolidating a few credit card debts.
What is your intended use for the loan proceeds?I am consolidating a few credit card debts.
Please provide additional details regarding the purpose of the loan.It is loan consolidation of a few credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1156247

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156247

$9,000

$9,000

6.03%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156247. Member loan 1156247 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Tom Vaughn, chapter 13 trustee Debt-to-income ratio: 10.74%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: Tom Vaughn, chapter 13 trustee
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > To payoff credit card<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,009.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156271

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156271

$23,500

$23,500

8.90%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156271. Member loan 1156271 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Psyop, Inc Debt-to-income ratio: 10.93%
Length of employment: < 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Psyop, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,243.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My aggregate monthly expenses are about $1800.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have a mortgage or any lines of credit. Credit card balances will all be paid off with my LendingClub loan (i.e. with your help):<br>- $1,294 17.99% - min pymt $15<br>- $18,050 15.99% - min pymt $363<br>- $4,448 13.90% - min pymt $112<br><br>Student loans (I pay more than the min on all loans)<br>- $11k - $150<br>- $15k - $200<br><br>As you can see, I'm definitely better off with a LendingClub loan. I believe you have access to my income information, which more than covers these payments.

 


 

 

 

Member Payment Dependent Notes Series 1156295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156295

$10,000

$10,000

13.11%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156295. Member loan 1156295 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: QLogic Corporation Debt-to-income ratio: 13.86%
Length of employment: 1 year Location: ALISO VIEJO, CA
       
Home town:
Current & past employers: QLogic Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > I need this loan to pay off my credit card loan. I have a steady income and I am able to make the payment in time but it will take forever to pay off the credit card loan. Thus, I am applying for this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,189.00 Public Records On File: 0
Revolving Line Utilization: 50.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156341

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156341

$33,000

$33,000

17.99%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156341. Member loan 1156341 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Legacy Health Systems Debt-to-income ratio: 24.28%
Length of employment: 6 years Location: portland, OR
       
Home town:
Current & past employers: Legacy Health Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,220.00 Public Records On File: 0
Revolving Line Utilization: 86.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage- $725 a monthtaxes and insurence included<br>utilities- $250 a month
Please explain the reason why you carry a large revolving credit balance.Home improvments , auto repairs
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase-20,654 14%<br>Citi $14212 13%<br>Discover $2200 19%<br>Wells fargo 13000 6% student loan
Which debts do you plan to pay off with this loan?Chase $20,000<br>Discover $2,200<br>Credit loan $7,250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase-20,654 14%<br>Citi $14212 13%<br>Discover $2200 19%<br>Wells fargo 13000 6% student loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?100% debit pay off
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase-20,654 14%<br>Citi $14212 13%<br>Discover $2200 19%<br>Wells fargo 13000 6% student loan
Please explain the reason why you carry a large revolving credit balance.Home improvments , auto repairs
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage-725<br>transportation-550<br>Utilities-220
Please explain the reason why you carry a large revolving credit balance.Home improvments , auto repairs

 


 

 

 

Member Payment Dependent Notes Series 1156355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156355

$7,000

$7,000

17.27%

1.00%

February 29, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156355. Member loan 1156355 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: ANCHOR GENERAL INSURANCE Debt-to-income ratio: 16.49%
Length of employment: 5 years Location: chula vista , CA
       
Home town:
Current & past employers: ANCHOR GENERAL INSURANCE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,993.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expense is around 3,500 (rent, transpo and utilities)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expense is around 3,500 (rent, transpo and utilities)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?the main purpose of this loan is primarily for the downpayment to buy a house
Is the home you are purchasing your primary residence or an investment property?This is for our primary residence. we've been renting a condo for 4 yrs now for $15500 now and we think that this is the best time to buy a house.
If you have a public record on file, please briefly explain the event and its resolution.none, i don't have any public record.
What is the estimated current market value of the home you intend to purchase?We are looking for a $220 to 250k market value house/condo
What other sources of financing are you using to purchase the home?From our own savings

 


 

 

 

Member Payment Dependent Notes Series 1156384

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156384

$10,000

$10,000

13.11%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156384. Member loan 1156384 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Specialty Metal Fabricators Debt-to-income ratio: 18.39%
Length of employment: < 1 year Location: CALEDONIA, MI
       
Home town:
Current & past employers: Specialty Metal Fabricators
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 64
Revolving Credit Balance: $20,934.00 Public Records On File: 0
Revolving Line Utilization: 59.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - 22.99% - $3342 - $100 min pmt.<br>Am Ex - 20.99% - $1750 - $40 min pmt.<br>Visa - 24.99% - $4138 - $130 min pmt.<br><br>The minimum payments are less than what this loan would be per month, but I'll be able to get it paid off in 3 years instead of making just the minimum payments (which I'd never get anywhere).
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I've got 3 credit cards that I have a total balance of $9230 that I'm looking to pay off. The interest rates vary from 20.99% - 24.99% & the minimum payments roughly equal what this loan would be per month, but I'll be able to get it paid off in 3 years instead of making just the minimum payments (which I'd never get anywhere).
Please explain the reason why you carry a large revolving credit balance.Basically because I recently decided to do a little home improvement (finished off my basement & renovated my bathroom). Now I'm looking for a loan to consolidate everything into one payment, with a lower interest rate. The housing market is so bad that I couldn't get a second mortgage on my house in order to do these improvements, otherwise I'd have gone that route.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I've got 3 credit cards that I have a total balance of $9230 that I'm looking to pay off. The interest rates vary from 20.99% - 24.99% & the minimum payments roughly equal what this loan would be per month, but I'll be able to get it paid off in 3 years instead of making just the minimum payments (which I'd never get anywhere).
What is the total balance of your credit cards, interest rates and current monthly payments?I've got 3 credit cards that I have a total balance of $9230 that I'm looking to pay off. The interest rates vary from 20.99% - 24.99% & the minimum payments roughly equal what this loan would be per month, but I'll be able to get it paid off in 3 years instead of making just the minimum payments (which I'd never get anywhere).
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - 22.99% - $3342 - $100 min pmt.<br>Am Ex - 20.99% - $1750 - $40 min pmt.<br>Visa - 24.99% - $4138 - $130 min pmt.<br><br>The minimum payments are less than what this loan would be per month, but I'll be able to get it paid off in 3 years instead of making just the minimum payments (which I'd never get anywhere).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I've got 3 credit cards that I have a total balance of $9230 that I'm looking to pay off. The interest rates vary from 20.99% - 24.99% & the minimum payments roughly equal what this loan would be per month, but I'll be able to get it paid off in 3 years instead of making just the minimum payments (which I'd never get anywhere).

 


 

 

 

Member Payment Dependent Notes Series 1156458

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156458

$2,750

$2,750

9.76%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156458. Member loan 1156458 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,327 / month
Current employer: SEPTA Debt-to-income ratio: 23.21%
Length of employment: 3 years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: SEPTA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 76
Revolving Credit Balance: $8,795.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1156460

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156460

$18,000

$18,000

13.67%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156460. Member loan 1156460 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Global Personals Debt-to-income ratio: 11.00%
Length of employment: 4 years Location: NORTH MIAMI BEACH, FL
       
Home town:
Current & past employers: Global Personals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Loan is needed to help consolidate existing high interest credit cards, so they can be canceled, and help increase credit rating. Will also need to get a new reliable vehicle, as mine is becoming un reliable.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,685.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off HomeDepot, Lowes, various credit cards, old personal loan at a high rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Suntrust Credit card - $3800 (20%)<br>HomeDepot - $700 (20+%)<br>Lowes - $700 (20+%)<br>Capital One - $1500 (17.5%)<br>Loan - $2500 (25%)<br>Chase - $1000 (26%)<br>Citi - $3200 (11.2%)<br><br>Paying all that off, and remaining money is for a new car/home repairs
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off HomeDepot, Lowes, various credit cards, old personal loan at a high rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1000<br>Electric - $100<br>Water - $50<br>Insurance - $100<br>Gas - $150<br>Cell phone - $100

 


 

 

 

Member Payment Dependent Notes Series 1156488

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156488

$14,500

$14,500

12.12%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156488. Member loan 1156488 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Memorial Sloan-Kettering Cancer Center Debt-to-income ratio: 11.62%
Length of employment: 10+ years Location: MIDDLE VILLAGE, NY
       
Home town:
Current & past employers: Memorial Sloan-Kettering Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > This loan is for debt consolidation. Thank you<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 30
Revolving Credit Balance: $5,268.00 Public Records On File: 0
Revolving Line Utilization: 31.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1156494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156494

$4,200

$4,200

6.03%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156494. Member loan 1156494 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,000 / month
Current employer: ARKOMA TANKS Debt-to-income ratio: 2.30%
Length of employment: < 1 year Location: SAVANNAH, GA
       
Home town:
Current & past employers: ARKOMA TANKS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,756.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Investment
What is your intended use for the loan proceeds?Investment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About $1000.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 1156496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156496

$5,000

$5,000

14.65%

1.00%

February 29, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156496. Member loan 1156496 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Kirklnads Debt-to-income ratio: 24.26%
Length of employment: 1 year Location: EDINBURG, TX
       
Home town:
Current & past employers: Kirklnads
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 14
Revolving Credit Balance: $15,314.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The reason for the loan is to consolidate two credit cards with high interest rates that are at 24.99%.
Please explain the reason why you carry a large revolving credit balance.I was helping my mom with everyday bills due to her losing her job, but thank God she is working again and I'm in the process of paying off my credit cards. My goal is to be debt free in two years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current balances are best buy $3000 limit is $4600. Citi balance $1100 limit $1200. American Express balance $1000 limit is $1400, Best buy, minimum due each month $50.00 Citi $40.00 American Express $55.00.
Which debts do you plan to pay off with this loan?I plan to pay off best buy, American Express, and Citi.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $500.00 car $200.00 no utilities, phone $70.00, insurance $85.00 and grocery $200.00
If you have a delinquency in the last 2 years, please explain the reason.I shouldn't have a delinquency on my credit report although I haven't seen my full credit report only my score, but I will get a full credit report thanks to your question.

 


 

 

 

Member Payment Dependent Notes Series 1156512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156512

$5,000

$5,000

15.81%

1.00%

February 29, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156512. Member loan 1156512 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Eaton Corporation Debt-to-income ratio: 7.97%
Length of employment: 10+ years Location: Raleigh, NC
       
Home town:
Current & past employers: Eaton Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/18/12 > Purchase new furniture<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 44
Revolving Credit Balance: $15,311.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1156515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156515

$10,000

$10,000

9.76%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156515. Member loan 1156515 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Conti materials service Debt-to-income ratio: 14.59%
Length of employment: 3 years Location: STOCKTON, CA
       
Home town:
Current & past employers: Conti materials service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Loan for credit card and medical bill pay off.<br><br>Credit card balances: $8500<br>Credit card interest rates: varies between 14.99-24.99%<br><br>Medical bills balances: $500<br><br>Total monthly payments on all: $510<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,185.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To whom this may concern,<br><br>The loan is for credit card debt & medical bills:<br>Current credit card balances: $8500<br>Payments on credit cards per month: $510<br>Interest rates on credit cards: varies from 14.99-24.99%<br>Medical bills: $500<br><br>I want to pay off my credit card debt, close my credit card accounts and get back on the right track.<br><br>Mortgage payment: $1300<br><br>Thank you,<br>Shannon OBrien

 


 

 

 

Member Payment Dependent Notes Series 1156535

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156535

$6,000

$6,000

7.90%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156535. Member loan 1156535 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Colleton County School Debt-to-income ratio: 8.10%
Length of employment: 2 years Location: WALTERBORO, SC
       
Home town:
Current & past employers: Colleton County School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Using loan for an auto loan<br>Very stable profession<br>Monthly budget of $650<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 48
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To use the loan as an auto loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?after all my bills are paid, i have a budget of $650.

 


 

 

 

Member Payment Dependent Notes Series 1156543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156543

$8,000

$8,000

13.99%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156543. Member loan 1156543 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,536 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 20.83%
Length of employment: 1 year Location: OROVILLE, CA
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I am confident that I will be able to do my payments on time. I currently have a loan at 36% APR and would really like to replace that with a lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,005.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $500<br>Gas: $160<br>House Utilities: $100<br>Phone: $150<br>Car Insurance: $130<br>Life Insurance: $236 <br>Groceries: $400 (Varies)<br>Minimum payments on credit cards total: $163<br>The loan I want to replace: $223<br>Total monthly expenses: $2062.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The loan that I am currently paying for is $5000 with a 36% interest rate. <br>I am also paying for four other credit cards from Chase, Citi, American Express, and JcPenney. All together the credit card debt comes out to be roughly $5000. One of the credit cards is still in the introductory period so the interest rate is 0%. I also use that for balance transfers. I only make minimum payments on these cards.

 


 

 

 

Member Payment Dependent Notes Series 1156553

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156553

$28,000

$28,000

18.55%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156553. Member loan 1156553 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 8.99%
Length of employment: n/a Location: Lake Charles, LA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Would like a loan to pay off all lines of credit so they can be closed.<br>Will be getting some money back from the IRS that in addition to the above loan would enable me to reach this goal.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1977 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 55
Revolving Credit Balance: $14,189.00 Public Records On File: 0
Revolving Line Utilization: 95.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Would like loan to pay off and CLOSE all lines of credit and make one monthly payment<br><br>Best Buy balance 578.97 at 25.24% 100 month<br>Bill Me Later balance 683.50 at 19.99% 50 month<br>Home Depot balance 6497.55 at 25.99% 100 month<br>Discover Card balance 7177.96 at 18.99% 250 month<br>PayPal Card balance 2504.65 at 29.99% 200 month<br>Target Visa balance 7397.90 at 22.90% 200 month<br>Walmart Discover 1719..17 at 22.90% 200 month<br>Honda Financial 13116.11 at 15.99% 254 month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage Wells Fargo 1165 month<br>Credit Lines 1360 month<br>Health Insurance 690<br>Utilities 550 month<br>Mobile (5 lines) 360<br>Car (4 cars)/Home Insurance 560<br>all cars are paid in full:<br>2002 Camry, 2008 Cobalt, 2010 Malibu, 2011 Malibu<br>Property Tax 1900 yearly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Would like loan to pay off and CLOSE all lines of credit and make one monthly payment<br><br>Best Buy balance 578.97 at 25.24% 100 month<br>Bill Me Later balance 683.50 at 19.99% 50 month<br>Home Depot balance 6497.55 at 25.99% 100 month<br>Discover Card balance 7177.96 at 18.99% 250 month<br>PayPal Card balance 2504.65 at 29.99% 200 month<br>Target Visa balance 7397.90 at 22.90% 200 month<br>Walmart Discover 1719..17 at 22.90% 200 month<br>Honda Financial 13116.11 at 15.99% 254 month

 


 

 

 

Member Payment Dependent Notes Series 1156584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156584

$6,000

$6,000

18.25%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156584. Member loan 1156584 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Regional Center of the East Bay Debt-to-income ratio: 11.74%
Length of employment: 1 year Location: FREMONT, CA
       
Home town:
Current & past employers: Regional Center of the East Bay
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > credit card refinancing<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 43
Revolving Credit Balance: $6,436.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Three years ago, I got layoff and was using my credit cards to support me and pay all my expenses.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The minimun monthly payment for my credit card is $150. Including the loan payment will be $350.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is $5,600 and the interest rate is 25%. I answerd already about the monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are about $1,500.
What is your intended use for the loan proceeds?I just want to pay off my credit card with a lower APR, save up money and improve my credit score.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are about $1,500.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.It's only one credit card and is visa. The outstanding balance is almost $5,600. The APR rate is 24% and the minimum monthly paymen is $150-160.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is $5,600 and the interest rate is 25%. I answerd already about the monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1156597

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156597

$30,000

$30,000

24.33%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156597. Member loan 1156597 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,333 / month
Current employer: n/a Debt-to-income ratio: 24.93%
Length of employment: 10+ years Location: Henderson, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I seek to pay off four accounts, two credit cards and two loans, which have raised their rates. The proposed 36 month loan would get them paid off sooner, and would simplify my finances.<br>I have a good solid income, and have not been late on any payment to anyone in decades.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $56,248.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
What is your intended use for the loan proceeds?Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard $ 4,007, interest rate 29.99%, minimum $139<br>Mastercard $ 7,127, interest rate 19.99%, minimum $188<br>Loan $11,131, interest rate 19.98%, minimum $470<br>Loan $ 6,619, interest rate 23.65%, minimum $208.<br>For a very slight increase in payment, this debt would be paid off in 36 months rather than longer as at present. And one automatic payment would do it. Thanks for looking....

 


 

 

 

Member Payment Dependent Notes Series 1156625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156625

$10,000

$10,000

15.81%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156625. Member loan 1156625 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Johnstown Speciality Castings Debt-to-income ratio: 17.12%
Length of employment: 6 years Location: JOHNSTOWN, PA
       
Home town:
Current & past employers: Johnstown Speciality Castings
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 13
Revolving Credit Balance: $11,711.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage payment is $578.00 5.25%. I have 3 major credit cards, Citi, Discover and Capital One. The monthly payment is about $275. I have a truck payment of $450 per month. I have a personal loan with a payment of $237 per month. I am currently putting $750 per month in my 401 with the intent of retiring in 3 years. I want to pay off the personal loan and 2 of the credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage with taxes and insurance is $578 per month.I have 3 major credit cards, Citi, Discover and Capital One with a monthly payment of about $275 per month. I have a truck payment of $450 per month. I have a personal loan with a payment of $237 per month.I am currently putting over $800 per month in my 401 with the intent of retiring in 3 years. I want to pay off 2 of the credit cards and te personal loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage payment is $578.00 5.25%. I have 3 major credit cards, Citi, Discover and Capital One. The monthly payment is about $275. I have a truck payment of $450 per month. I have a personal loan with a payment of $237 per month. I am currently putting $750 per month in my 401 with the intent of retiring in 3 years. I want to pay off the personal loan and 2 of the credit cards.
Which debts do you plan to pay off with this loan?I have 3 major credit cards, Discover, Capital One and Citi, which I pay about $275 per month. I have a personal loan I pay $238 per month. I have a truck payment of $450 per month. I want to pay off the credit cards and the personal loan. I am putting $800 plus into my 401 with the intent of retiring in 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage payment is $578.00 5.25%. I have 3 major credit cards, Citi, Discover and Capital One. The monthly payment is about $275. I have a truck payment of $450 per month. I have a personal loan with a payment of $237 per month. I am currently putting $750 per month in my 401 with the intent of retiring in 3 years. I want to pay off the personal loan and 2 of the credit cards.
Which debts do you plan to pay off with this loan?I have 3 major credit cards, Discover, Capital One and Citi, which I pay about $275 per month. I have a personal loan I pay $238 per month. I have a truck payment of $450 per month. I want to pay off the credit cards and the personal loan. I am putting $800 plus into my 401 with the intent of retiring in 3 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay off a couple of credit card bills I have and to finish remodeling my bathroom. I don't want to touch my homes equity as I only owe 48,000 and have appraised at $126,000. I don't want to change anything I am investing in my 401's. I want to retire in 3 years and this will permit me to finish some things, pay off some things and pay this off just prior to retiring.
If you have a delinquency in the last 2 years, please explain the reason.I had a 30 day late reported on a credit card that was set up to pay through the internet. The card holder recorded the wrong bank account number and when they tried to turn their payment request in my bank denied it. I received no notice of this happening and when I went to pay other bills I pay on the web I checked that one and discovered the error. The card company refused to acknowledge the error. I paid off and cancelled the card. I have no delinquency in my credit history for over 8 years
If you have a delinquency in the last 2 years, please explain the reason.I had a 30 day late reported on a credit card that was set up to pay through the internet. The card holder recorded the wrong bank account number and when they tried to turn their payment request in my bank denied it. I received no notice of this happening and when I went to pay other bills I pay on the web I checked that one and discovered the error. The card company refused to acknowledge the error. I paid off and cancelled the card. I have no delinquency in my credit history for over 8 years

 


 

 

 

Member Payment Dependent Notes Series 1156630

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156630

$10,000

$10,000

10.74%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156630. Member loan 1156630 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: ECISD Debt-to-income ratio: 21.71%
Length of employment: 10+ years Location: EDINBURG, TX
       
Home town:
Current & past employers: ECISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Refinancing of another loan.<br><br> Borrower added on 02/19/12 > I want to refinance a loan with a higher interest rate.<br><br> Borrower added on 02/20/12 > I currently have a loan with Bank of America. I currently pay $400 a month and still have about 4 years to pay off this loan. It is 15.99% interest. If I get this loan, I can pay it off much earlier at 10.74%.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,852.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay 425 on my mortgage, 50 on water, 100 on light, 40 on insurance. My taxes are paid at the end of the year. So they are paid off for 2011.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving balance, because the interest rates on my loans are high. It seems that all of the money I pay goes to interest charges than the principle. I am never late on my notes, so by getting this loan, I will be able to lower the interest and thus lower my revolving credit balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 164 on a student loan.
Which debts do you plan to pay off with this loan?I plan to pay of a note with Bank of America. It has a high interest rate on it.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving balance, because the interest rates on my loans are high. It seems that all of the money I pay goes to interest charges than the principle. I am never late on my notes, so by getting this loan, I will be able to lower the interest and thus lower my revolving credit balance.
Which debts do you plan to pay off with this loan?I plan to pay of a note with Bank of America. It has a high interest rate on it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay 164 on a student loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 425 on my mortgage, 50 on water, 100 on light, 40 on insurance. Just trying to lower my current loan with Bank of America. Payment is 400 with a high interest of 15.99%.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving balance, because the interest rates on my loans are high. It seems that all of the money I pay goes to interest charges than the principle. I am never late on my notes, so by getting this loan, I will be able to lower the interest and thus lower my revolving credit balance.

 


 

 

 

Member Payment Dependent Notes Series 1156655

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156655

$20,000

$20,000

12.12%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156655. Member loan 1156655 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,617 / month
Current employer: Raleigh Eye Center Debt-to-income ratio: 20.06%
Length of employment: 9 years Location: RALEIGH, NC
       
Home town:
Current & past employers: Raleigh Eye Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > I want to pay off credit card debt, install a new heating system in my home. I have been at my job and this home for 9 years. I pay my bills on time. I am a sound investment.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,846.00 Public Records On File: 0
Revolving Line Utilization: 55.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 833.00. Insurance and taxes are included. Association dues include water, trash, yard and exterior maintenance at 186.00 per month. Electric/phone/cable/internet at about 300.00. Car insurance is 556.00 every other month. (17year old son new driver rates) No home equity loans, no student loans, no second mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 5 high interest rate credit cards that I have been trying to pay off for awhile. I am chipping away. The total amount owed is 17,149.00 My current heat pump and air handler are in need of replacement. The total cost is about 5000.00. I have 2500.00 set aside. I would use the balance after the credit cards are paid to install the new heating system.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt totaling 17,149.00 with interest rates ranging from 18.99% to 27.24%.<br>Mortgage balance 124,000.00 with interest rate 4.375%<br>No student loans<br>No lines of credit<br>No second mortgage<br>Car loan around 15,000.00 at about 6.0%
Which debts do you plan to pay off with this loan?I plan to pay off my 5 high interest rate credit cards and use the remaining money to put towards the installation of a new heating system in our home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Would it be best to give a sum total? $3800.00

 


 

 

 

Member Payment Dependent Notes Series 1156661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156661

$15,000

$15,000

7.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156661. Member loan 1156661 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: south county mental health center, inc Debt-to-income ratio: 15.89%
Length of employment: 2 years Location: DELRAY BEACH, FL
       
Home town:
Current & past employers: south county mental health center, inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > the funds will be used to pay off several debts. The total amount of paying each debt monthly is more then the monthly loan payment and be credit card debt free in 3 years. My employment at SCMHC is stable as my employment history. I have no doubt of my ability to repay the debt.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,319.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc1 - $4565 - 29.9%<br>cc2 - $4882 - 7.9%<br>loc1 - $4745 - 12.9%<br>loc2 - $2230 18%<br>mtg - $432 - 5.9%
Which debts do you plan to pay off with this loan?2 credit cards and 2 line of credit loans...
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own my car<br>mtg $463<br>utilities $100<br>transportation $80<br>phone $70<br>food $250<br>ins $89<br>credit cards $600

 


 

 

 

Member Payment Dependent Notes Series 1156666

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156666

$12,000

$12,000

15.31%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156666. Member loan 1156666 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Haley and Aldrich Debt-to-income ratio: 9.36%
Length of employment: 5 years Location: DOVER, NJ
       
Home town:
Current & past employers: Haley and Aldrich
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 65
Revolving Credit Balance: $9,875.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total monthly expenses including rent, utilities, etc is approximately$3,600.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I require loan funding to cover required dental expenses.
What is your intended use for the loan proceeds?I am seeking a loan to cover dental expenses.

 


 

 

 

Member Payment Dependent Notes Series 1156669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156669

$2,600

$2,600

9.76%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156669. Member loan 1156669 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,644 / month
Current employer: Sears Holdings Debt-to-income ratio: 14.55%
Length of employment: 5 years Location: Lancaster, TX
       
Home town:
Current & past employers: Sears Holdings
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > This is to pay off my exisitng loan of 2600 to free up cash flow<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: 69
Revolving Credit Balance: $6,290.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, my debt to income ratio is fine. I'm currently paying 197 for my current lending club low with no issues. I just want to save cash flow since my loan is 60% and this loan lowers my payment by $114 dollars a month.<br> Thanks for your consideration.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Hello, my PI is 740 with my TI bringing my total payment of 1037 monthly.<br>Thanks for your consideration!
Please provide additional details regarding the purpose of the loan.Hello,<br>The loan listing I'm paying is 489911. It was a 36mth $6k loan and my payments are at approx. $196. By doing this, I can save almost 60% of my monthly payment and I can always just pay more on it. The interest rate quoted is compatible with me initial loan.<br><br>Thanks for your consideration!

 


 

 

 

Member Payment Dependent Notes Series 1156678

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156678

$18,700

$18,700

15.81%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156678. Member loan 1156678 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,958 / month
Current employer: Koos Trucking Debt-to-income ratio: 22.73%
Length of employment: 9 years Location: NORTH BEND, OR
       
Home town:
Current & past employers: Koos Trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Plan on paying off credit card debt. I have a very stable job.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,060.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total credit card debt is approx. $26,563.00<br>Interest ranges from 16% to 26%<br>Total monthly credit payment is $1,050.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House Payment $987.73 Taxes $950.00 per year, Insurance $55.00 Monthly<br>Utilities: Electricity $85.00, Water $45.00, Phone-Cable-Internet $125.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Trying to answer this question every time I put the information you asked for it is telling me I have included information that could reveal my identity please revise my answer.<br>I can tell you: 3 visa 3 mastercard 1 discover Total $18,019.00 High interest is 25.99 low is15.99. Monthly payments $558.00. Sorry tried to answer your question wont let me.

 


 

 

 

Member Payment Dependent Notes Series 1156683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156683

$5,000

$5,000

9.76%

1.00%

March 2, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156683. Member loan 1156683 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: us post office Debt-to-income ratio: 2.88%
Length of employment: 2 years Location: wyoming, DE
       
Home town:
Current & past employers: us post office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > buy vehicle from private owner<br><br> Borrower added on 02/19/12 > Buying a vehicle from a private owner<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,121.00 Public Records On File: 0
Revolving Line Utilization: 22.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?I am looking at buying a 2004 or newer jeep grand Cherokee I have looked at a few in local area haven't picked the exact one yet want to have money to be ready to make deal.

 


 

 

 

Member Payment Dependent Notes Series 1156694

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156694

$1,700

$1,700

13.99%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156694. Member loan 1156694 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,200 / month
Current employer: Top`s Market`s Debt-to-income ratio: 20.67%
Length of employment: 4 years Location: East Otto, NY
       
Home town:
Current & past employers: Top`s Market`s
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2008 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,382.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156716

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156716

$19,200

$19,200

13.99%

1.00%

March 6, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156716. Member loan 1156716 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: PPG Industries Debt-to-income ratio: 19.73%
Length of employment: 10+ years Location: lake charles, LA
       
Home town:
Current & past employers: PPG Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I will be able to pay off all debt with the exception of vehicles(2) and house I have only had three jobs in my life and am currently on my 24th year at current employer. It shows my loyalty and ability to maintain employment. I was raised during a time where a persons word meant something.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,156.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards(Lowes) $3683(Capital One) $3796(Chase) $3528(Capital One) $2902. The only other bill i have(except house and two vehicles) is for a Lawnmower $2800. I have the cash to pay it off or thought of applying it to higher interest card even though it will not pay it all the way off. Interest ranges from 24% (Lowes) to %14.9%(only one at that rate). Lawnmower is only one lower than this loan interest. Once these are paid off I will be able to save over $320 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage($ 1284) includes taxes and insurance, utilities,cable, cell($500), two vehicles ($900) no other bills, lines of credit, home equity etc. Just high interest credit cards i want to pay off.
Please explain the reason why you carry a large revolving credit balance.Had these cards for years. have a sears card (zero balance) and chevron (50.00). have . I have put a stop to any additional use of cards. Until recently been helping family member with college, expenses. was at first trying to pay amount on all cards to pay off in 3 years. then heard finance guru say pay mininum on lower% and more on highest % until paid off. then go to next. want to stop high % revolving debt and have fixed note which will sdave me $300.00 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards(Lowes) $3683(Capital One) $3796(Chase) $3528(Capital One) $2902. The only other bill i have(except house and two vehicles) is for a Lawnmower $2800. I have the cash to pay it off or thought of applying it to higher interest card even though it will not pay it all the way off. Interest ranges from 24% (Lowes) to %14.9%(only one at that rate). Lawnmower is only one lower than this loan interest. Once these are paid off I will be able to save over $320 per month.
Which debts do you plan to pay off with this loan?Will pay off all debt with exception of house, two vehicles, and monthly expenses (food, utilities) etc. Will destroy one credit card per year (was told it wont hurt my credit this way) and keep only one for emergency on road.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards(Lowes) $3683(Capital One) $3796(Chase) $3528(Capital One) $2902. The only other bill i have(except house and two vehicles) is for a Lawnmower $2800. I have the cash to pay it off or thought of applying it to higher interest card even though it will not pay it all the way off. Interest ranges from 24% (Lowes) to %14.9%(only one at that rate). Lawnmower is only one lower than this loan interest. Once these are paid off I will be able to save over $320 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards(Lowes) $3683(Capital One) $3796(Chase) $3528(Capital One) $2902. The only other bill i have(except house and two vehicles) is for a Lawnmower $2800. I have the cash to pay it off or thought of applying it to higher interest card even though it will not pay it all the way off. Interest ranges from 24% (Lowes) to %14.9%(only one at that rate). Lawnmower is only one lower than this loan interest. Once these are paid off I will be able to save over $320 per month.
Which debts do you plan to pay off with this loan?all debt with the exception of house and two vehicles. This would be 4 credit cards($14,000 and the other 5k would be to purchase a new high efficiency cental a/c. i will save over 300.00 per month "plus" savings on utilities. I have no other outstanding debt other than living expenses and what i mentioned above.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards(Lowes) $3683(Capital One) $3796(Chase) $3528(Capital One) $2902. The only other bill i have(except house and two vehicles) is for a Lawnmower $2800. I have the cash to pay it off or thought of applying it to higher interest card even though it will not pay it all the way off. Interest ranges from 24% (Lowes) to %14.9%(only one at that rate). Lawnmower is only one lower than this loan interest. Once these are paid off I will be able to save over $320 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage($1284) vehicles/ins.($1000) utilities/phones/cell($450)food/gas($600)credit cards which i want to pay off(paying more than mininum ($535-$600) have paid sears and chevron off . as well as others. Have a lawnmower balance of ($2800) and have cash to pay it off or apply to higher interest credit card. Interest ranges from Lowes 24% to 14.5% on cap one) but only one card with interest that low. All are higher than this loan interest i'm applying for. I will save over $300 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards(Lowes) $3683(Capital One) $3796(Chase) $3528(Capital One) $2902. The only other bill i have(except house and two vehicles) is for a Lawnmower $2800. I have the cash to pay it off or thought of applying it to higher interest card even though it will not pay it all the way off. Interest ranges from 24% (Lowes) to %14.9%(only one at that rate). Lawnmower is only one lower than this loan interest. Once these are paid off I will be able to save over $320 per month.

 


 

 

 

Member Payment Dependent Notes Series 1156721

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156721

$6,000

$6,000

7.90%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156721. Member loan 1156721 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,583 / month
Current employer: Ozark Marketing Debt-to-income ratio: 17.71%
Length of employment: 10+ years Location: FAYETTEVILLE, AR
       
Home town:
Current & past employers: Ozark Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > creating new loan to pay off higher interest rates on existing credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1988 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,669.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$30,860, w varied interest rates from 3.25 to 23.90, payments of $712.00, mortgage: $1115.00/mo, Auto:287.00mo.
Which debts do you plan to pay off with this loan?$2693.54 and 2002.00, and 1100.00

 


 

 

 

Member Payment Dependent Notes Series 1156734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156734

$7,500

$7,500

13.11%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156734. Member loan 1156734 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: BANNER BANK Debt-to-income ratio: 16.54%
Length of employment: 8 years Location: Spokane, WA
       
Home town:
Current & past employers: BANNER BANK
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Want to clean up credit and know an installment loan vs. credit card balance will help. I like the finite timeline for paying off the balance with the fixed monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,957.00 Public Records On File: 1
Revolving Line Utilization: 60.10% Months Since Last Record: 90
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.This was a bk from 2004 as a result of paying medical bills. It was discharged in 2004 and I've maintained perfect credit/payment history since then.
If you have a public record on file, please briefly explain the event and its resolution.This was a bk from 2004 as a result of paying medical bills. It was discharged in 2004 and I've maintained perfect credit/payment history since then.
Please explain the reason why you carry a large revolving credit balance.The balance is partly from unexpected home repair (air conditioner and hot water tank) in the past year. Another portion is from a backyard patio that was expected to be paid for in cash from my second job, but I didn't end up working as much as I had in the previous 2 years.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently $175, will be $250.
What is the total balance of your credit cards, interest rates and current monthly payments?Approx $7,000 and average interest of 16%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This is difficult to answer without providing identifiable information, but my portion of the items listed would be approximately $2,500
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-$3,500-17%-$85<br>Mastercard-$1800-13%-$40<br>Discover-$2000-16%-$50

 


 

 

 

Member Payment Dependent Notes Series 1156735

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156735

$18,000

$18,000

14.65%

1.00%

March 1, 2012

March 4, 2017

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156735. Member loan 1156735 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Crimzon Rose Intl .Div of LF USA Debt-to-income ratio: 22.22%
Length of employment: 3 years Location: Cranston, RI
       
Home town:
Current & past employers: Crimzon Rose Intl .Div of LF USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,067.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156752

$20,000

$20,000

12.12%

1.00%

March 1, 2012

March 4, 2017

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156752. Member loan 1156752 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: RTR Financial SVCS Debt-to-income ratio: 16.97%
Length of employment: 6 years Location: Staten Island, NY
       
Home town:
Current & past employers: RTR Financial SVCS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > I am very excited about this offer,it will help consolidate my debts-save on APRs & build my credit..thank you<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,337.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156785

$28,000

$28,000

21.97%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156785. Member loan 1156785 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,794 / month
Current employer: City & County of Honolulu Debt-to-income ratio: 12.62%
Length of employment: 10+ years Location: WAIPAHU, HI
       
Home town:
Current & past employers: City & County of Honolulu
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1971 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,434.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Job salary cut 10% for almost 2 years and now 5% cut for next 1 year. Secure gov't job but need to deal with salary cuts. Also recent cost of living rapid rise in Hawaii (everything is tied to oil) almost 35-40%. Gas here is $4.25 and electricity at 0.35c/kw. And never ending medical insurance rate increases. Please help me refinance my credit, with longer payback period helping lower my monthly costs (60 mo vs 36 mo).<br>I have never been seriously late or missed payments. Thank you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total credit cards are approx $26,905 (interest rates around 29%, 27%, 24.5% for about 1/2, the other half <br>is 13.2%, 15.2%). Monthly payments now $780, with around $200 of that higher than minimums, to pay down quicker.
What is the total balance of your credit cards, interest rates and current monthly payments?Total credit cards are approx $26,905 (interest rates around 29%, 27%, 24.5% for about 1/2, the other half <br>is 13.2%, 15.2%). Monthly payments now $780, with around $200 of that higher than minimums, to pay down quicker.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Total credit cards are approx $26,905 (interest rates around 29%, 27%, 24.5% for about 1/2, the other half <br>is 13.2%, 15.2%). Monthly payments now $780, with around $200 of that higher than minimums, to pay down quicker. The highest interest rate cards will be paid 1st and so on. I will pay the lower interest rate cards also, so that I have a lower monthly expense (payback period of 60 months , vs 36 months of most creditors).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $720, water/electric $170, car ins $40, car gas $100, phone $50, sat tv $70, food $250, prop tax <br>$133, lines of credit $780 (higher than minimum payments & trying to pay down) equals monthly $2314.<br>I do have medical bill payments of $90 until 2/2013.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $720 (includes insurance), property tax $133.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Total credit cards are approx $26,905 (interest rates around 29%, 27%, 24.5% for about 1/2, the other half <br>is 13.2%, 15.2%). Monthly payments now $780, with around $200 of that higher than minimums, to pay down quicker. The highest interest rate cards will be paid 1st and so on. I will pay the lower interest rate cards also, so that I have a lower monthly expense (payback period of 60 months , vs 36 months of most creditors).

 


 

 

 

Member Payment Dependent Notes Series 1156794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156794

$12,100

$12,100

7.62%

1.00%

February 29, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156794. Member loan 1156794 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: MiLa Properties Inc. Debt-to-income ratio: 4.74%
Length of employment: 10+ years Location: Houston , TX
       
Home town:
Current & past employers: MiLa Properties Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I predict I will probably have this loan paid of in about 9 months no later than a year<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 77
Revolving Credit Balance: $8,805.00 Public Records On File: 0
Revolving Line Utilization: 47.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation, Upgrade of work vehicle, and Business Capital.

 


 

 

 

Member Payment Dependent Notes Series 1156795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156795

$9,600

$9,600

12.12%

1.00%

March 1, 2012

March 3, 2015

March 3, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156795. Member loan 1156795 was requested on February 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Halliburton Debt-to-income ratio: 12.05%
Length of employment: 10+ years Location: Meraux, LA
       
Home town:
Current & past employers: Halliburton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Patio Top & Glass Room at my back door.<br><br> Borrower added on 02/21/12 > This also will be used for the cement slab foundation for the glass room & covered patio. I have 19 years with the present company I work for.<br>

 

A credit bureau reported the following information about this borrower member on February 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,581.00 Public Records On File: 0
Revolving Line Utilization: 32.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156815

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156815

$12,000

$12,000

17.99%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156815. Member loan 1156815 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Lincoln Renewable Energy Debt-to-income ratio: 15.23%
Length of employment: < 1 year Location: Oak Park, IL
       
Home town:
Current & past employers: Lincoln Renewable Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I will use this loan to consolidate several credit cards into one loan in order to make one easier, lower monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 49 Months Since Last Delinquency: 8
Revolving Credit Balance: $19,878.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Approx $20,000 total balance, current monthly payments of approx $640. I'll be receiving compensation of approx $8,000 in the next few weeks, which I intend to use to lower my total balance. I intend to use this loan to consolidate the remaining balance.
If you have a delinquency in the last 2 years, please explain the reason.I have paid all my credit cards on time.

 


 

 

 

Member Payment Dependent Notes Series 1156822

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156822

$3,600

$3,600

15.31%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156822. Member loan 1156822 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: pride Inds Debt-to-income ratio: 9.22%
Length of employment: 2 years Location: Thousand Oaks, CA
       
Home town:
Current & past employers: pride Inds
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > to help me to pay off what i own to my orthodontist<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 13
Revolving Credit Balance: $4,274.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?it is to pay my for orthodontist
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent
If you have a delinquency in the last 2 years, please explain the reason.none
Please explain the reason why you carry a large revolving credit balance.to get my orthodontist Braces
Which debts do you plan to pay off with this loan?to pay my off orthodontis Dr.Matt MacLean
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is $164.50

 


 

 

 

Member Payment Dependent Notes Series 1156827

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156827

$12,000

$12,000

6.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156827. Member loan 1156827 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Fairmont State University Debt-to-income ratio: 13.27%
Length of employment: 4 years Location: Morgantown, WV, WV
       
Home town:
Current & past employers: Fairmont State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Paying off credit cards.<br><br> Borrower added on 02/26/12 > We have steady income. We are tired of the complication of shifting balance transfers and would like to simplify by making one payment per month.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,032.00 Public Records On File: 0
Revolving Line Utilization: 10.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1156842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156842

$20,000

$20,000

6.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156842. Member loan 1156842 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,833 / month
Current employer: Partnerships in Education Debt-to-income ratio: 12.61%
Length of employment: 6 years Location: BELLE MEAD, NJ
       
Home town:
Current & past employers: Partnerships in Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Paying off credit card debt with interest rates of 14% and 15%. Accounts are up to date and paid each month on time. This loan will lower my monthly payments by offering a substantially lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 42
Revolving Credit Balance: $17,433.00 Public Records On File: 0
Revolving Line Utilization: 33.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156856

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156856

$8,800

$8,800

10.74%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156856. Member loan 1156856 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,356 / month
Current employer: Newark Beth Israel Medical Center Debt-to-income ratio: 6.23%
Length of employment: 2 years Location: Bloomfield, NJ
       
Home town:
Current & past employers: Newark Beth Israel Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > This loan will consolidate my debt and lower my overall monthly payments by $120. My total monthly expenditure is 60% of my monthly income.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,569.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe about $6000 in credit card debt. My debt to income ratio is currently 13%
Which debts do you plan to pay off with this loan?Credit card debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are low compared to my salary. My main goal is to take advantage of interest rate that is lower than what I am currently paying.

 


 

 

 

Member Payment Dependent Notes Series 1156866

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156866

$10,000

$10,000

6.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156866. Member loan 1156866 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Carmax Debt-to-income ratio: 5.04%
Length of employment: < 1 year Location: WEST COVINA, CA
       
Home town:
Current & past employers: Carmax
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Loan is to refinance vehicle at a lower interest rate. I worked at a company for 5 years and left voluntarily to attend the police academy. I graduated the academy and am now processing with various agencies. My former manager recruited me to work for him meanwhile. I've never had a late payment.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,318.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156889

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156889

$8,000

$8,000

15.81%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156889. Member loan 1156889 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: State of Minnesota Debt-to-income ratio: 22.03%
Length of employment: 3 years Location: MORRISTOWN, MN
       
Home town:
Current & past employers: State of Minnesota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I am looking to pay off my high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 45
Revolving Credit Balance: $7,710.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1,800.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Cards: 7541.00 total average interest rate of 22% monthly payments 350.00

 


 

 

 

Member Payment Dependent Notes Series 1156916

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156916

$10,000

$10,000

6.62%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156916. Member loan 1156916 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: City of Port St. Lucie Debt-to-income ratio: 7.47%
Length of employment: 8 years Location: PORT SAINT LUCIE, FL
       
Home town:
Current & past employers: City of Port St. Lucie
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,605.00 Public Records On File: 0
Revolving Line Utilization: 21.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan on paying off and closing all high interest credit card debt by consolidating the debt with thislower interest loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card(s) balance(s) Lowes, Home Depot, Chase, Discover, Bank Atlantic $9,000- $9,500 total for all } 7.99 - 24.00% interest, $ 25.00 - $100.00 minimum due monthly/Mortgage $689.00 monthly/ no student loans, no line of credit
Please explain the reason why you carry a large revolving credit balance.It is not that I chose to carry it..I bought a home 2 years ago that needed a lot of TLC. I am in the process of paying the debt down and the reason for the consolidation. I feel I would be much more successful consolidationg the balances to one payment and work with that payment instead of numerous payments every month with numerous interest amounts. In other words, one payment to work with to eliminate the debt totally.

 


 

 

 

Member Payment Dependent Notes Series 1156924

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156924

$6,000

$6,000

14.65%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156924. Member loan 1156924 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Round Rock ISD Debt-to-income ratio: 22.10%
Length of employment: 2 years Location: ROUND ROCK, TX
       
Home town:
Current & past employers: Round Rock ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,020.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My wedding and two sudden pet expenses.
What is the total balance of your credit cards, interest rates and current monthly payments?Around $10,000. Rates are around range from 20%-30%.
What is your intended use for the loan proceeds?Pay off high interest cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $4000<br>Ge money $2000

 


 

 

 

Member Payment Dependent Notes Series 1156941

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156941

$10,000

$10,000

6.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156941. Member loan 1156941 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: xylem Debt-to-income ratio: 15.47%
Length of employment: 10+ years Location: WAUCONDA, IL
       
Home town:
Current & past employers: xylem
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I plan on using the money to pay off bills. I have bin at my job for almost 24yr.<br><br> Borrower added on 02/26/12 > This loan would pay off a high interest loan and a high interest credit card.All account's are up to date and paid each month on time.This loan will lower my monthly payment's with a lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,227.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1156966

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1156966

$14,000

$14,000

8.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1156966. Member loan 1156966 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,036 / month
Current employer: Greatplains moving Debt-to-income ratio: 14.39%
Length of employment: 5 years Location: Colorado Springs, CO
       
Home town:
Current & past employers: Greatplains moving
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,224.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My plan is to pay off all credit card debt and pay off this loan as early as possible.Then would be able to secure a mortgage and buy our first home.

 


 

 

 

Member Payment Dependent Notes Series 1157004

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157004

$6,000

$6,000

6.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157004. Member loan 1157004 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Kansas City Power & Light Debt-to-income ratio: 6.45%
Length of employment: 10+ years Location: Kansas City, MO
       
Home town:
Current & past employers: Kansas City Power & Light
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,127.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157012

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157012

$5,000

$5,000

7.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157012. Member loan 1157012 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,058 / month
Current employer: Target Debt-to-income ratio: 25.16%
Length of employment: 2 years Location: Butler, PA
       
Home town:
Current & past employers: Target
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,618.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157027

$14,000

$14,000

13.99%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157027. Member loan 1157027 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Jeld-Wen Klamath millworking Debt-to-income ratio: 11.75%
Length of employment: 10+ years Location: KLAMATH FALLS, OR
       
Home town:
Current & past employers: Jeld-Wen Klamath millworking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,842.00 Public Records On File: 0
Revolving Line Utilization: 88.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1157030

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157030

$10,625

$10,625

8.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157030. Member loan 1157030 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: idri Debt-to-income ratio: 22.88%
Length of employment: 5 years Location: Puyallup, WA
       
Home town:
Current & past employers: idri
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > To pay off my credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 50
Revolving Credit Balance: $26,315.00 Public Records On File: 0
Revolving Line Utilization: 44.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157049

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157049

$35,000

$35,000

22.78%

1.00%

March 1, 2012

March 4, 2017

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157049. Member loan 1157049 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: iCorps Technologies Debt-to-income ratio: 19.77%
Length of employment: 10+ years Location: Cambridge, MA
       
Home town:
Current & past employers: iCorps Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > -Funds will be used to pay off credit cards and consolidate debt in a single, lower-interest monthly payment.<br><br>-I've been at current job for 15 years and have good, stable income<br><br>-I have a long credit history that was excellent before recent events (real estate debacle)<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 27
Revolving Credit Balance: $46,772.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are two credit card accounts:<br><br>#1: Balance - $13,713, Interest Rate - 29.9%, Monthly Payment - $700<br>#2: Balance - $14,878, Interest Rate - 27.4%, Monthly Payment - $600<br><br>A line of credit account:<br>Balance - $6.900, Interest Rate - 23%, Monthly Payment - $600
Which debts do you plan to pay off with this loan?There are two credit card accounts:<br><br>#1: Balance - $13,713, Interest Rate - 29.9%, Monthly Payment - $700<br>#2: Balance - $14,878, Interest Rate - 27.4%, Monthly Payment - $600<br><br>A line of credit account:<br>Balance - $6.900, Interest Rate - 23%, Monthly Payment - $600
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?There are two credit card accounts:<br><br>#1: Balance - $13,713, Interest Rate - 29.9%, Monthly Payment - $700<br>#2: Balance - $14,878, Interest Rate - 27.4%, Monthly Payment - $600<br><br>A line of credit account:<br>Balance - $6.900, Interest Rate - 23%, Monthly Payment - $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are two credit card accounts:<br><br>#1: Balance - $13,713, Interest Rate - 29.9%, Monthly Payment - $700<br>#2: Balance - $14,878, Interest Rate - 27.4%, Monthly Payment - $600<br><br>A line of credit account:<br>Balance - $6.900, Interest Rate - 23%, Monthly Payment - $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are two credit card accounts:<br><br>#1: Balance - $13,713, Interest Rate - 29.9%, Monthly Payment - $700<br>#2: Balance - $14,878, Interest Rate - 27.4%, Monthly Payment - $600<br><br>A line of credit account:<br>Balance - $6.900, Interest Rate - 23%, Monthly Payment - $600
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1200<br>Car - $500<br>Utilities - $200<br>Grocery - $300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1200<br>Car - $500<br>Utilities - $200<br>Grocery - $300
If you have a delinquency in the last 2 years, please explain the reason.There are a couple of delinquencies, although none more than 30 days. All are the result of cash flow problems stemming from the aforementioned real estate transaction.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1200<br>Car - $500<br>Utilities - $200<br>Grocery - $300
Please explain the reason why you carry a large revolving credit balance.I bought a house a few years ago that I ended up selling at a significant loss. Because of this, there was a period where my monthly expenses exceeded my income. I was using credit accounts to support monthly expenses. Although the situation is resolved, I'm now left with the debt.
If you have a delinquency in the last 2 years, please explain the reason.There are a couple of delinquencies, although none more than 30 days. All are the result of cash flow problems stemming from the aforementioned real estate transaction.
Please explain the reason why you carry a large revolving credit balance.I bought a house a few years ago that I ended up selling at a significant loss. Because of this, there was a period where my monthly expenses exceeded my income. I was using credit accounts to support monthly expenses. Although the situation is resolved, I'm now left with the debt.
Please explain the reason why you carry a large revolving credit balance.I bought a house a few years ago that I ended up selling at a significant loss. Because of this, there was a period where my monthly expenses exceeded my income. I was using credit accounts to support monthly expenses. Although the situation is resolved, I'm now left with the debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $1200<br>Utilities - $50
If you have a delinquency in the last 2 years, please explain the reason.There are a couple of delinquencies, although none more than 30 days. All are the result of cash flow problems stemming from the aforementioned real estate transaction.

 


 

 

 

Member Payment Dependent Notes Series 1157061

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157061

$16,000

$16,000

15.81%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157061. Member loan 1157061 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Northwestern Mutual Debt-to-income ratio: 9.84%
Length of employment: 3 years Location: Waxahachie, TX
       
Home town:
Current & past employers: Northwestern Mutual
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Financial professional with a profitable business trying to consolidate debt from credit cards and medical bills due to life events taking place in the past year. Never missed a credit payment.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,382.00 Public Records On File: 0
Revolving Line Utilization: 81.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card approx. 15k with 21.99 apr and paying 500 per month on them with the minimums at 400 per month. No student loans. Medical bills of 2750 left with 125 per month payments. No mortgage.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card approx. 15k with 21.99 apr and paying 500 per month on them with the minimums at 400 per month. No student loans. Medical bills of 2750 left with 125 per month payments. No mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1157079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157079

$7,500

$7,500

7.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157079. Member loan 1157079 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Republic Services Debt-to-income ratio: 1.58%
Length of employment: 6 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Republic Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,844.00 Public Records On File: 0
Revolving Line Utilization: 21.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Going to use to buy a camping trailer.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current total monthly expenses are around $2500.
Please explain the reason why you carry a large revolving credit balance.That balance is paid off.

 


 

 

 

Member Payment Dependent Notes Series 1157082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157082

$12,000

$12,000

6.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157082. Member loan 1157082 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: Universal Recyclers Technology Debt-to-income ratio: 17.57%
Length of employment: < 1 year Location: OREGON CITY, OR
       
Home town:
Current & past employers: Universal Recyclers Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Credit card consolidation<br><br> Borrower added on 02/22/12 > I'm looking for a structured way to repay my past mistakes. The term of this load pays off these mistakes in 3 years. I thank each and everyone who is able to invest in my future. Please help me get out from under this debt.<br><br> Borrower added on 02/26/12 > Thank you all for being a part of Lending club. I am a low risk investment, with a big return. My background in Information Technology has given me a stable work environment. This loan will help me gain structure and get rid of the debt. Thank you all again for your investment in me!<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,815.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1157093

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157093

$18,000

$18,000

12.12%

1.00%

March 1, 2012

March 4, 2017

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157093. Member loan 1157093 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: First National Bank Debt-to-income ratio: 22.43%
Length of employment: < 1 year Location: SAINT GEORGE, KS
       
Home town:
Current & past employers: First National Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,943.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard, outstanding balance: $10,926.04, interest rate: 9.49%, minimum monthly payment: $200.00<br><br>Discover, outstanding balance: $4,422.66, interest rate: 18.99%, minimum monthly payment: $117.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly payments for all credit cards - $320.00. After loan and credit card payoff, minimum payment would be $400.00. Credit card balances will be reduced to $0, interest rate and term will be reduced using the new loan to payoff current balances.

 


 

 

 

Member Payment Dependent Notes Series 1157103

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157103

$25,500

$25,500

24.33%

1.00%

March 1, 2012

March 4, 2017

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157103. Member loan 1157103 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: cargill meat solutions Debt-to-income ratio: 23.81%
Length of employment: 10+ years Location: rushville, IL
       
Home town:
Current & past employers: cargill meat solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,086.00 Public Records On File: 0
Revolving Line Utilization: 98.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?total balance 21,417 with payments totaling 683
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?416 mortgage ,$90 every 2 months water,$189 electricity,$67 month insurance and yearly taxes 660
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?100 fuel 416 mortgage 100 phone 130 insurance and 250 food
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.6 mastercards 3 visa 1 discover and 2 dep store totaling 21,417 min payments 683 with interest from 15 to 31.99%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total min is 683
Please explain the reason why you carry a large revolving credit balance.had to help cover some family issues insurance would not cover
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total min is 683
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.6 mastercards 3 visa 1 discover and 2 dep store totaling 21,417 min payments 683 with interest from 15 to 31.99%
Please explain the reason why you carry a large revolving credit balance.had to help cover some family issues insurance would not cover
What is the total balance of your credit cards, interest rates and current monthly payments?total balance 21,417 with payments totaling 683
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.6 mastercards 3 visa 1 discover and 2 dep store totaling 21,417 min payments 683 with interest from 15 to 31.99%
Please explain the reason why you carry a large revolving credit balance.had to help cover some family issues insurance would not cover
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).416 mortgage 66 insurance taxes 670 annually
What is your intended use for the loan proceeds?consolidate all credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?consolidate credit cards

 


 

 

 

Member Payment Dependent Notes Series 1157105

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157105

$16,800

$16,800

13.99%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157105. Member loan 1157105 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,500 / month
Current employer: LCC International Debt-to-income ratio: 8.75%
Length of employment: 1 year Location: Hoffman estates, IL
       
Home town:
Current & past employers: LCC International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,749.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses have averaged between $4600 and $5200 for the last 6 months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses have averaged between $4600 and $5200 for the last 6 months.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing related expenses including all of the above total $1400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance is a little under $15k, only credit card. No other debt. Cumulative interest rate on cards is over 21%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance is a little under $15k, only credit card. No other debt. Cumulative interest rate on cards is over 21%

 


 

 

 

Member Payment Dependent Notes Series 1157200

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157200

$9,600

$9,600

13.67%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157200. Member loan 1157200 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: American Bank Debt-to-income ratio: 24.27%
Length of employment: < 1 year Location: AUSTIN, TX
       
Home town:
Current & past employers: American Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/19/12 > Pay off high interest credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,698.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1157233

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157233

$30,000

$30,000

8.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157233. Member loan 1157233 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,042 / month
Current employer: Wetherby Asset Management Debt-to-income ratio: 16.26%
Length of employment: 2 years Location: San Francisco, CA
       
Home town:
Current & past employers: Wetherby Asset Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > In 2011 I had medical bills that I had to pay & used my credit cards. I am healthy & need a assistance paying off the cards into one payment. I have a great job that I love & pay on time.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,439.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Bank of America, Wells Fargo CC & pay down the loan with Wells Fargo as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America, approx $11k, Wells Fargo CC, approx $2k, and paydown Wells Fargo loan which is approx $17k. I pay my AmEx monthly and do not have any other balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $1,850.00. I take public transportation, which is $62/mo, utilities are approx $225/mo, renters insurance is around $230/year & food is around $350/mo.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $1,850.00. I take public transportation, which is $62/mo, utilities are approx $225/mo, renters insurance is around $230/year & food is around $350/mo.

 


 

 

 

Member Payment Dependent Notes Series 1157273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157273

$11,200

$11,200

7.62%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157273. Member loan 1157273 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: US Navy Debt-to-income ratio: 16.48%
Length of employment: 5 years Location: Ewa Beach, HI
       
Home town:
Current & past employers: US Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,912.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?$0 but I can within reason place up to 2,000 as a down payment if necessary. The car I am refinancing is value over 10,000 dollars with it current loan only 7,000. I have 2700 in credit card debt. I currently want to use the collateral of the car to payoff the credit card debt. I am currently making payments of 796 dollars between both. I plan on keeping that payment rate. With interests of this loan compare to previous loans, I would save 200 dollars. More if I increase payments.
What type of vehicle are you buying (make, model, year, mileage and condition)?This is refinancing a 2008 Honda Civic coupe ex-l, with only damage to the right armrest on the driver side. I am the original owner, with service only done with a Honda Dealership. The current loan is 7,000. I have additional, 2,700 in credit card debt, and the rest of the loan will go into repairing the armrest (only 60 dollars). Please see the previous question regarding down payment for more information.

 


 

 

 

Member Payment Dependent Notes Series 1157282

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157282

$30,000

$30,000

18.55%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157282. Member loan 1157282 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: st joseph hospital Debt-to-income ratio: 11.36%
Length of employment: 3 years Location: eureka, CA
       
Home town:
Current & past employers: st joseph hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I have excellent credit. My bills are paid on time. My expenses are less that 25% of my monthly, net income.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 53
Revolving Credit Balance: $6,253.00 Public Records On File: 1
Revolving Line Utilization: 23.00% Months Since Last Record: 15
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Currently I have a balance on 1 credit card. The balance is approx. $3500.00. I have savings to pay it off, but I may need the savings if I dont secure a loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?less than 25% of my net income.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is for one use. I am borrowing the money for a medical expense.
What is your intended use for the loan proceeds?Every dollar is going toward a medical expense that will eventually be reimbursed at aprox. 80%
What are the estimated expenses?expenses?
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is for one use. I am borrowing the money for a medical expense.
If you have a public record on file, please briefly explain the event and its resolution.I hired someone to do work on my house. I ttook 6 months longer than agreed.They sued for the full amount owed, but only received 10% of the contract.

 


 

 

 

Member Payment Dependent Notes Series 1157291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157291

$14,400

$14,400

8.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157291. Member loan 1157291 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,438 / month
Current employer: CEDA HILLS Debt-to-income ratio: 28.35%
Length of employment: 5 years Location: MEDFORD, OR
       
Home town:
Current & past employers: CEDA HILLS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I have demonstrated and responsibly managing my personal finances. This Loan will be use to pay off my credit card balances and will help me manage my finances even better. I Have a stable job that will assure that payment will be made in a timely manner.<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 34
Revolving Credit Balance: $12,369.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$600.00, transportation $80.00, utilities $300.00, phone $150.00, car $ health insurance $205.00, food $200.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa balance $2,390.00 current rate is 17.9% min. payment $66.00, MasterCard balance $3,643.84 rate is 17.9% payment is $111.00, Visa balance 2,807.34 rate is 19.24% payment is $74.00, Store Credit Card balance $1,778.34 rate is 22% payment is $100.00. Will be closing all credit cards except for 1 once its paid off.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly minimum credit card payment is $351.00. Wtih this loan, monthly payment will be $457.25 which is payable in 36 months. Credit card payoff amount is around $10,500. Hope i answered the questions you're looking for.

 


 

 

 

Member Payment Dependent Notes Series 1157301

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157301

$8,000

$8,000

7.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157301. Member loan 1157301 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Jesse Debt-to-income ratio: 8.95%
Length of employment: < 1 year Location: Tacoma, WA
       
Home town:
Current & past employers: Jesse
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,074.00 Public Records On File: 0
Revolving Line Utilization: 63.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?300 tithe<br>500 rent<br>200 utilities<br>200 school tuition<br>100 transportation<br>300 food<br>80 cell phones<br>250 credit card payments<br>85 car ins<br>24 renters ins<br>38 comcast<br>These are approximate amount, is there a way to post our zero based budget on here?
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Hello. My 4 minimum payments equal to $190 per month. If/when I get this loan I will pay off my high interest credit cards and instead have 1 $250 monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1157315

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157315

$12,000

$12,000

7.90%

1.00%

March 1, 2012

March 4, 2015

March 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157315. Member loan 1157315 was requested on February 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Alhambra Elementary School District Debt-to-income ratio: 10.61%
Length of employment: 7 years Location: Phoenix, AZ
       
Home town:
Current & past employers: Alhambra Elementary School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Hello - Thank you for considering funding my refinance plans for my credit cards. Refinancing through the Lending Club will allow me to consolidate my balances and more importantly provide an overall lower interest rate - allowing for a faster and lower total payoff. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on February 19, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 49
Revolving Credit Balance: $18,778.00 Public Records On File: 0
Revolving Line Utilization: 92.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1157323

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157323

$5,000

$5,000

13.67%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157323. Member loan 1157323 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Lockheed Martin Debt-to-income ratio: 10.75%
Length of employment: 10+ years Location: SUNNYVALE, CA
       
Home town:
Current & past employers: Lockheed Martin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 19 Months Since Last Delinquency: 10
Revolving Credit Balance: $2,367.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Jewelry purchase
What are you buying?Jewelry purchase
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1700

 


 

 

 

Member Payment Dependent Notes Series 1157333

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157333

$18,000

$18,000

7.90%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157333. Member loan 1157333 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Goodyear Debt-to-income ratio: 12.05%
Length of employment: 10+ years Location: WAIMANALO, HI
       
Home town:
Current & past employers: Goodyear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I pay 1000 to credit cards (2) 500.00 each. I owe a total of 10,000 to credit cards and 7000 to a personal loan I pay 200 a month to the personal loan. My monthly payment here would be 578. It's a lot less than the 1200 I pay now.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,800.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 10000 at 13%. Personal loan 7000 at 9.9%. Paying 1200 a month now. With this loan payment will be 578 per month. 1/2 of what I pay now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 10000 at 13%. Personal loan 7000 at 9.9%. Paying 1200 a month now. With this loan payment will be 578 per month. 1/2 of what I pay now.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas 200 a month. Rent 500 a month. Phone 90 a month insurance 200 a month and food 300 a month. I just want to also let you know my credit score is over 700 points.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Gas 200 a month. Rent 500 a month. Phone 90 a month insurance 200 a month and food 300 a month. I just want to also let you know my credit score is over 700 points. I pay 200 to the expedition I got and 1000 to credit cards. I would like to pay 600.00 here instead of 1200 to credit cards and expedition loan. But of course if I'm able to I would like to pay more here to finish the loan sooner
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 10000 at 13%. Personal loan 7000 at 9.9%. Paying 1200 a month now. With this loan payment will be 578 per month. 1/2 of what I pay now.
Please explain the reason why you carry a large revolving credit balance.I put a lot of my income into my retirement and I made a few big purchases. By all means I can afford it but I would prefer to use this site to cut my payments in half.

 


 

 

 

Member Payment Dependent Notes Series 1157367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157367

$10,000

$10,000

6.62%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157367. Member loan 1157367 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: First Community Bank Debt-to-income ratio: 3.85%
Length of employment: 2 years Location: Batesville, AR
       
Home town:
Current & past employers: First Community Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,865.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I don't consider my revolving balances to be "large." They are very manageable, at zero or very low interest rates, and the only debt I have other than mortgage debt. Also, I maintain checking account balances at a level to clear all my credit card debt, should that be necessary. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1157373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157373

$16,000

$16,000

9.76%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157373. Member loan 1157373 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: Ann Taylor Debt-to-income ratio: 13.52%
Length of employment: 6 years Location: New York, NY
       
Home town:
Current & past employers: Ann Taylor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > This loan will help me to finally get out of credit card debt. Having the lower interest rate will help me pay off my debt a lot faster. I've been at my current employer for over 6 years now and my job is very stable.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,657.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.balance 8765.00, rate 22.99%, minimum $260<br>balance 6157.00, rate 24.50%, minimum $210<br>balance 4637.00, rate 26.99%, minimum $169

 


 

 

 

Member Payment Dependent Notes Series 1157401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157401

$35,000

$35,000

12.12%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157401. Member loan 1157401 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Cytec Engineered Materials Debt-to-income ratio: 8.85%
Length of employment: 4 years Location: Rising Sun, MD
       
Home town:
Current & past employers: Cytec Engineered Materials
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Need funds for inventory purchases.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 75
Revolving Credit Balance: $3,721.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Quick food service with a focus on southern style pit products.
What is your intended use for the loan proceeds?A combination of equipment and inventory.
Please describe your experience/familiarity with the business you are starting/started?I have been operating on a small scale, same business for three years.
Can you provide some high level financials on the monthly costs / revenue of your business?Costs to revenue ratio is projected to be $32000/$61000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our projected monthly expenses are $32000.
What do you project your monthly revenues for the first 6 months to be?Our projected average monthly gross for the first six months is $61000 per.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses total ~ $2950.
What do you project your monthly expenses for the first 6 months of your business?I expect they will be ~ $32,000 per month.

 


 

 

 

Member Payment Dependent Notes Series 1157418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157418

$9,000

$9,000

13.67%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157418. Member loan 1157418 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Direct Hit Systems Inc. Debt-to-income ratio: 16.23%
Length of employment: 2 years Location: PALM BAY, FL
       
Home town:
Current & past employers: Direct Hit Systems Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am a Software Developer for over 11 years, currently working with a stable company under a new three year contract. I would like to remodel both bathrooms in my home. I pay my bills on time and have plenty of disposable income to take on this loan. Thanks for considering my loan.

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 68
Revolving Credit Balance: $9,103.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have about $1500 after all expenses each month.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My mortgage is $877 with homeowners insurance and tax included. My interest rate is 5.375. The balance on my loan is 111K. However, due to the housing market, I don't have any equity in my home yet.
What is the home improvement project you are planning?I would like to remodel both bathrooms on my home.
What is the home improvement project you are planning?I would like to remodel both bathrooms on my home.

 


 

 

 

Member Payment Dependent Notes Series 1157422

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157422

$18,000

$18,000

13.67%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157422. Member loan 1157422 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 14.04%
Length of employment: 10+ years Location: COLLEGE PLACE, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I want to purchase medical equipment for my business. The two large items I want to purchase will generate revenue right away and bring in more clients to grow my business.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 9
Revolving Credit Balance: $21,816.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.4 - 8 weeks late on two credit card payments. In both cases, I was away from home during my med school residency and thought I had the payments scheduled to be paid, but I didn't. I caught up right away and now I have arranged to have automatic payments made so it will not happen again. I actually have at least 10 years of making payments on time and have never defaulted.

 


 

 

 

Member Payment Dependent Notes Series 1157435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157435

$4,000

$4,000

8.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157435. Member loan 1157435 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Boley Centers Inc. Debt-to-income ratio: 23.30%
Length of employment: 8 years Location: Saint Petersburg, FL
       
Home town:
Current & past employers: Boley Centers Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,299.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1157437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157437

$14,500

$14,500

15.31%

1.00%

March 5, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157437. Member loan 1157437 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: n/a Debt-to-income ratio: 10.01%
Length of employment: 5 years Location: REDMOND, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1975 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,798.00 Public Records On File: 0
Revolving Line Utilization: 94.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current minimum $550 per month. Will be $585 per month after loan (will be paying off 2 other cards with separate funds).
What is the total balance of your credit cards, interest rates and current monthly payments?Balance $21,200, average rate approximately 23%, $550 per month. Will be paying off an aditional $5,000 from personal funds.

 


 

 

 

Member Payment Dependent Notes Series 1157449

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157449

$8,875

$8,875

13.11%

1.00%

March 2, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157449. Member loan 1157449 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Atria Assisted Living Group Debt-to-income ratio: 4.12%
Length of employment: 5 years Location: Elizabeth, NJ
       
Home town:
Current & past employers: Atria Assisted Living Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,427.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Around 600 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances in credit card total to about 7500. I plan on ending all revolving payments with this loan.
Which debts do you plan to pay off with this loan?I pay off my credit cards debts.

 


 

 

 

Member Payment Dependent Notes Series 1157456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157456

$6,000

$6,000

6.03%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157456. Member loan 1157456 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,800 / month
Current employer: Lawrence Public School Dept. Debt-to-income ratio: 16.21%
Length of employment: 10+ years Location: North Andover, MA
       
Home town:
Current & past employers: Lawrence Public School Dept.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I am basically using the money to pay off a few higher interest bills I have in order to save money in the future. The loan will also help insure my excellent and current credit rating.<br><br> Borrower added on 02/22/12 > I always pay on time and have never defaulted on a loan. I hope you will consider supporting and investing in me. i am an average person like yourself. Thanks in advance.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,888.00 Public Records On File: 0
Revolving Line Utilization: 20.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157472

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157472

$21,000

$21,000

19.99%

1.00%

March 5, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157472. Member loan 1157472 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Krilogy Financial Debt-to-income ratio: 17.22%
Length of employment: 3 years Location: St Louis, MO
       
Home town:
Current & past employers: Krilogy Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 41
Revolving Credit Balance: $6,465.00 Public Records On File: 0
Revolving Line Utilization: 88.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1157525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157525

$6,500

$6,500

9.76%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157525. Member loan 1157525 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,917 / month
Current employer: United Telemanagement Corp. Debt-to-income ratio: 21.80%
Length of employment: 3 years Location: MIDDLETOWN, OH
       
Home town:
Current & past employers: United Telemanagement Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > We plan to use these funds to payoff our car loan so we can give the car to our daughter.<br><br> Borrower added on 02/20/12 > We plan to use the funds to payoff a car loan se we can give the car to our daughter.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 36
Revolving Credit Balance: $21,758.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157534

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157534

$35,000

$35,000

21.97%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157534. Member loan 1157534 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: WPG Americas Debt-to-income ratio: 16.48%
Length of employment: 4 years Location: Smithtown, NY
       
Home town:
Current & past employers: WPG Americas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,120.00 Public Records On File: 0
Revolving Line Utilization: 93.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?53,000 total. Interest rates around 16% and current monthly payments about 2000-2500
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase MC- 15,099 18.9% 300 MIN payment<br>Bank of America- 15,000 16.9% 300 min payment<br>Amex- 8000- 14.99% 200 Min Payment<br>Citi Card- 3800- 15.8% 50 min payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?4,500<br>2k rent<br>gas-400<br>utilities-200<br>phone-200<br>Insurance -200<br>food etc-1500
Please explain the reason why you carry a large revolving credit balance.was using credit cards to start a side business up but my partner kind of screwed me over and left me with the credit card debt. Never had a late payment on my cards and still paying them but I need to get them paid off and concentrate on 1 consolidated loan to pay off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?about 4500
Please explain the reason why you carry a large revolving credit balance.was using credit cards to start a side business up but my partner kind of screwed me over and left me with the credit card debt. Never had a late payment on my cards and still paying them but I need to get them paid off and concentrate on 1 consolidated loan to pay off.

 


 

 

 

Member Payment Dependent Notes Series 1157539

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157539

$15,500

$15,500

6.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157539. Member loan 1157539 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: San Andreas Community Covenant Church Debt-to-income ratio: 14.88%
Length of employment: 6 years Location: San Andreas, CA
       
Home town:
Current & past employers: San Andreas Community Covenant Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Last year we purchased a foreclosed home needing repairs to restore the home. The proceeds from this loan will be used to consolidate outstanding accounts we used to finish these projects allowing us to pay them off more efficiently and economically.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 24
Revolving Credit Balance: $1,418.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1157554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157554

$8,000

$8,000

7.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157554. Member loan 1157554 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,954 / month
Current employer: United States Air Force Debt-to-income ratio: 21.72%
Length of employment: 2 years Location: Warner Robins, GA
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Hello! Thank you for giving me the opportunity to turn things around. I said goodbye to using credit cards and am on my way to freedom! I've never made a late payment in my life, but the interest rates are making it hard to make a dent. Thank you for helping me achieve my debt-free mission!<br><br> Borrower added on 02/24/12 > Invest in this loan for 7.62% return on your money - this is a win-win, folks! Please ask if you have any questions. Thanks so much!<br><br> Borrower added on 02/24/12 > I have a budget set up and the determination to be debt-free - all I need is your investment!<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,510.00 Public Records On File: 0
Revolving Line Utilization: 40.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi - credit cards:<br>#1: $5258.36 at 19.99%<br>#2: $4097.53 at 13%<br>I can't really answer what the typical monthly payments are because I always overpay ($300-500 per month total). I never paid the minimum.<br><br>I have a federal student loan that I consolidated at 5.025%. I am on the income-based repayment plan and currently pay nothing because of an incentive with my job (they make two years' worth of payments.) The balance is currently around $45k, and I start repaying in August at $425 a month.

 


 

 

 

Member Payment Dependent Notes Series 1157564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157564

$9,000

$9,000

17.27%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157564. Member loan 1157564 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,667 / month
Current employer: Hyde Park Bank Debt-to-income ratio: 16.07%
Length of employment: 10+ years Location: chicago, IL
       
Home town:
Current & past employers: Hyde Park Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 18
Revolving Credit Balance: $20,686.00 Public Records On File: 0
Revolving Line Utilization: 91.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in the last 2 years
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in the last 2 years

 


 

 

 

Member Payment Dependent Notes Series 1157572

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157572

$24,000

$24,000

17.99%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157572. Member loan 1157572 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Massachusetts General Hospital Debt-to-income ratio: 13.73%
Length of employment: < 1 year Location: Cambridge, MA
       
Home town:
Current & past employers: Massachusetts General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Desire additional start-up funds for a new DVD Rental Kiosk business in a major metropolitan area currently underserved by DVD rental options. Expected first year revenues of $89,000.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 56 Months Since Last Delinquency: n/a
Revolving Credit Balance: $55,889.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157579

$35,000

$35,000

18.55%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157579. Member loan 1157579 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Georgia Tech Research Institute Debt-to-income ratio: 15.95%
Length of employment: 9 years Location: Oxford, GA
       
Home town:
Current & past employers: Georgia Tech Research Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 13
Revolving Credit Balance: $24,071.00 Public Records On File: 0
Revolving Line Utilization: 40.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Per Lending Club policy, I cannot enter any financial information that confirms earlier entry. Please see my credit report for monthly credit card expenses. Note: I do not have a mortgage in my name or any significant monthly housing expenses.
If you have a delinquency in the last 2 years, please explain the reason.1) Lowe's gave me a promo rate for 12-mos which was being auto-debited monthly. However, they stopped the promo after 6-mos without my knowledge and charged me retro-finance fees in addition to an increased monthly payment. Once I realized what had happened, we got it straightened out. However, the delinquency was not removed from my record.<br><br>2) I didn't realize the 30-day payment date had passed by the time I sent in the full balance to Macy’s. Again, the delinquency remains on my record.
Please explain the reason why you carry a large revolving credit balance.Reduced my employment to 50% time for 6-months last year to be with a dying relative. The loss of income, the additional expenses of moving and living abroad and carrying living costs in two countries resulted in a large revolving credit balance which I intend to pay in full within 3-years with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Per Lending Club policy, I cannot enter any financial information that confirms my earlier entry. Therefore, my original response to this question was declined. Please see my credit report for credit card balances which will be consolidated and paid via this loan.
Which debts do you plan to pay off with this loan?$18K Discover card + $11K Capital One card + $1400 Chase card + $1750 Lending Club fee
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Per Lending Club policy, I cannot enter any financial information that confirms my earlier entry. Therefore, my original response to this question was declined. Please see my credit report for credit card balances which will be consolidated and paid via this loan.
Please explain the reason why you carry a large revolving credit balance.Reduced my employment to 50% time for 6-months last year to be with a dying relative. The loss of income, the additional expenses of moving and living abroad and carrying living costs in two countries resulted in a large revolving credit balance which I intend to pay in full within 3-years with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1157624

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157624

$25,000

$25,000

9.76%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157624. Member loan 1157624 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Deloitte Consulting Debt-to-income ratio: 0.16%
Length of employment: 5 years Location: Irving, TX
       
Home town:
Current & past employers: Deloitte Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Need a loan for major purchase for personal reasons. Appreciate if you can lend me the money. I am debt free right now, so confident to pay off this new debt.<br><br> Borrower added on 02/22/12 > 2/22 - Appreciate all the investors who've have shown the interest so far!<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 23
Revolving Credit Balance: $1,281.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Good question!<br><br>Have NO delinquency ever, find my income self sufficient most of the times until for the need now. Hope that answers!

 


 

 

 

Member Payment Dependent Notes Series 1157637

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157637

$3,000

$3,000

12.12%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157637. Member loan 1157637 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,220 / month
Current employer: n/a Debt-to-income ratio: 9.84%
Length of employment: n/a Location: Melbourne, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > auto loan for 2002 Kia Rio<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $653.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?2002 Kia Rio<br><br>Body type: Sedan<br><br>1.5L 4 Cylinder Gasoline Fuel<br><br>Exterior color: White<br><br>Transmission: Automatic<br><br>Fuel type: Gasoline<br><br>Interior color: Gray<br><br>Drivetrain: Front Wheel Drive

 


 

 

 

Member Payment Dependent Notes Series 1157648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157648

$8,000

$8,000

7.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157648. Member loan 1157648 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Holiday Inn on the Bay Debt-to-income ratio: 3.60%
Length of employment: 8 years Location: San Diego, CA
       
Home town:
Current & past employers: Holiday Inn on the Bay
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,481.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have been paying more than the minimum on the monthly payments on my three (3) cards. But with the higher interest rate, I'm basically throwing money away that I could be using to save.
Which debts do you plan to pay off with this loan?AT&T Universal: $3,400.00<br>Discover: $3,040.00<br>American Express: $1,574.75
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?AT&T Universal: $3,400.00 | 30% interest rate | Minimum payment required: $120 / payment sending in: $200.00 per month<br>Discover: $3,040.00 | 18.24% interest rate | Minimum payment required: $68 / payment sending in: $125.00 per month<br>American Express: $1,574.75 | 15.24% | Minimum payment required: $35.00 / payment sending in: $100.00 per month

 


 

 

 

Member Payment Dependent Notes Series 1157669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157669

$16,000

$16,000

13.11%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157669. Member loan 1157669 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Geralli Custom Design Debt-to-income ratio: 18.89%
Length of employment: 10+ years Location: Wheaton, IL
       
Home town:
Current & past employers: Geralli Custom Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Credit Card refinancing<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,470.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Average 5,000 - 6,000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$1,500 and $1,000 after payoff
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard and Visa

 


 

 

 

Member Payment Dependent Notes Series 1157671

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157671

$5,000

$5,000

15.31%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157671. Member loan 1157671 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,948 / month
Current employer: n/a Debt-to-income ratio: 11.72%
Length of employment: n/a Location: Santa Ana, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Home improvement<br><br> Borrower added on 02/22/12 > Home improvement and personal<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,734.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: 1450<br>transportation: 1500<br>utilities incl phone: 200<br>insurance incl renters ins: 150<br>food: 300
What is your intended use for the loan proceeds?Home improvements and personal
Please provide additional details regarding the purpose of the loan.Household Items being performed: <br>Five pictures, from our oversea travels, need frames. ~$900<br>Appliances: ie pressure cooker, ~ $200<br>Bedding ~ $500<br>Misc ` $900<br>Personal ~ jewelry completion ~ $2500

 


 

 

 

Member Payment Dependent Notes Series 1157672

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157672

$10,000

$10,000

7.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157672. Member loan 1157672 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: LOS ANGELES Jr CHAMBER OF COMMERCE Debt-to-income ratio: 3.70%
Length of employment: 5 years Location: TORRANCE, CA
       
Home town:
Current & past employers: LOS ANGELES Jr CHAMBER OF COMMERCE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 75
Revolving Credit Balance: $8,401.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?"Don't enter identifiable information (Name, SSN, email address), marital status, gender, familial status (existence of or plan to have children), race, religion, age, specific medical information or disability status, or income information of any kind in this publicly viewable entry field."
Which debts do you plan to pay off with this loan?I intend to pay off the 3 high-interest credit card balances (26%+) I currently have.

 


 

 

 

Member Payment Dependent Notes Series 1157676

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157676

$8,500

$8,500

6.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157676. Member loan 1157676 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: TEK Systems Debt-to-income ratio: 9.03%
Length of employment: 6 years Location: Owings Mills, MD
       
Home town:
Current & past employers: TEK Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I am applying for a refinance loan of 8,500 which is the amount I have left on my other Lending Club loan of 14.85%APR. I was paying $332.10/mo on that loan. I have never missed a payment and I am always on-time. Every cent of this loan will go towards the original loan. Please help me out!<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,794.00 Public Records On File: 0
Revolving Line Utilization: 14.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 1175<br>Gas for Car - ~60<br>Utilities - ~120<br>Insurance - 90<br>Food - 600<br>Cable TV - 100<br>Phone - Free

 


 

 

 

Member Payment Dependent Notes Series 1157677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157677

$11,000

$11,000

7.90%

1.00%

March 2, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157677. Member loan 1157677 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: n/a Debt-to-income ratio: 7.65%
Length of employment: n/a Location: yuba city, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > to pay off bills .<br><br> Borrower added on 02/20/12 > topay off my bills with high interest rates.<br><br> Borrower added on 02/20/12 > to get out from under bills with high interest rates.<br><br> Borrower added on 02/20/12 > to get out from under debts with high interest rates.<br><br> Borrower added on 02/20/12 > to get out from uunder bills with high interest rates.<br><br> Borrower added on 02/20/12 > I pay my bills but realize with interest rates being so high more of the payment goes toward the interest than principal, want to be debt free.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,303.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?795.00 rent, 100.00 transportation ,150.00 electricity, 300.00 for phone food ,insurance.

 


 

 

 

Member Payment Dependent Notes Series 1157679

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157679

$20,000

$20,000

14.65%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157679. Member loan 1157679 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: State of California Debt-to-income ratio: 8.03%
Length of employment: 10+ years Location: ELK GROVE, CA
       
Home town:
Current & past employers: State of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 47
Revolving Credit Balance: $17,711.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards,can't get balances down. I commute to work, which is an increase in gas costs.
Please explain the reason why you carry a large revolving credit balance.When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards,can't get balances down. I commute to work, which is an increase in gas costs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards,can't get balances down. I commute to work, which is an increase in gas costs.
Which debts do you plan to pay off with this loan?I have credit card debt totaling almost $20,000, I will be able to pay off all of the debt and reduce the interest rate. The amount I am paying per month in all my credit bills will be a little less, but the primary issue is that it is a structured amount, that is not all going toward interest (my rates are now at 24.99% on most cards) and I can see a light at the end of tunnel. It is very stressful wanting to get rid of the debt and not making a dent in it.
Please explain the reason why you carry a large revolving credit balance.When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards,can't get balances down. I commute to work, which is an increase in gas costs.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards,can't get balances down. I commute to work, which is an increase in gas costs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards,can't get balances down. I commute to work, which is an increase in gas costs.
Which debts do you plan to pay off with this loan?I have credit card debt totaling almost $20,000, I will be able to pay off all of the debt and reduce the interest rate. The amount I am paying per month in all my credit bills will be a little less, but the primary issue is that it is a structured amount, that is not all going toward interest (my rates are now at 24.99% on most cards) and I can see a light at the end of tunnel. It is very stressful wanting to get rid of the debt and not making a dent in it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?When my brother came here from KY, I was trying to help him get his self together, to show him he could do better. Not long after he arrived, I received a 15% salary cut. Monthly expenditures include a mortgage, education costs, credit card debt, groceries and living expenses. Interests rates are 24.99% or higher on most of my cards, can't get balances down. I commute to work, which is an increase in gas costs.
Which debts do you plan to pay off with this loan?Credit card debt, that have interests rates are 24.99% or higher on most of the cards. With the high interest rate, I can't get balances down to a manageable amount, as I am paying too much towards the interest versus the principal. With the structured plan, I can have success in 36 months, which gives me a light at the end of the tunnel.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses total approximately $4,500, with the largest portion being a mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1157719

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157719

$20,000

$20,000

20.50%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157719. Member loan 1157719 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Harris Corporation Debt-to-income ratio: 24.63%
Length of employment: 9 years Location: Palm Bay, FL
       
Home town:
Current & past employers: Harris Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Mortgage payment is $1071 and that is everything (insurance, taxes, princple).<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,088.00 Public Records On File: 1
Revolving Line Utilization: 92.00% Months Since Last Record: 116
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards with a balance of $4400. Mortgage payment $1075. Student loan with balance of $8000. Truck payment $450. Chase loan with balance of $6k. I plan to pay off my outstanding loans, credit cards and have just my mortgage, truck payments and my lending club loan payments. Thus allowing me start be almost debt free in three years. Most of my money will be going into 401k and investments.
What is your intended use for the loan proceeds?To retire my all my outstandings loans and credit cards ($18,500) and just have this loan, mortgage and truck payments. This will allow me to almost debt free in three years and well on my way to having solid investment in my 401k and other long term investments.
If you have a public record on file, please briefly explain the event and its resolution.I filed for bankruptcy in 2002 and it was fully discharged.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment is $1071 and that is everything (insurance, taxes and principal).
Please explain the reason why you carry a large revolving credit balance.The bulk of balance is on one line of credit I used for a family medical expense.

 


 

 

 

Member Payment Dependent Notes Series 1157738

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157738

$10,000

$10,000

17.99%

1.00%

February 29, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157738. Member loan 1157738 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,708 / month
Current employer: ONE HOPE UNITED Debt-to-income ratio: 8.25%
Length of employment: < 1 year Location: LAKELAND, FL
       
Home town:
Current & past employers: ONE HOPE UNITED
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,933.00 Public Records On File: 0
Revolving Line Utilization: 92.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My estimated living expenses as listed above average around $1,200 a month. This amount also includes money budgeted for extra curricular activities.
Which debts do you plan to pay off with this loan?Credit Cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe an estimated $9,450 in credit card debt. I have no other loans, mortgages or lines of credit. My Student loan balance is currently estimated at $680. I currently pay an estimated $700 a month towards all of my debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe an estimated $9,450 in credit card debt. I have no other loans, mortgages or lines of credit. My Student loan balance is currently estimated at $680. I currently pay an estimated $700 a month towards all of my debt.
What is your intended use for the loan proceeds?I intend to consolidate my current debt in order to be able to budget in the cost of furthering my Education. I currently have a BA Degree. This year, it is my goal to begin a Master's Degree program.
Which debts do you plan to pay off with this loan?Credit Cards

 


 

 

 

Member Payment Dependent Notes Series 1157743

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157743

$20,000

$20,000

13.67%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157743. Member loan 1157743 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Community Hospital of San Bernardino Debt-to-income ratio: 12.27%
Length of employment: 10+ years Location: Bloomington, CA
       
Home town:
Current & past employers: Community Hospital of San Bernardino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Purchased home that had numerous issues posing environmental hazards, mold exposure etc., utilized credit cards for repairs as home was primary residence.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,644.00 Public Records On File: 1
Revolving Line Utilization: 40.90% Months Since Last Record: 100
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.purchased a primary residence 2 yrs ago. After moving in found mold and numerous issues within home that required renovation to make liveable. These monies had no been allocated in my budget, thus i utilized credit cards to make repairs.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1400 (mortgage impound fees and taxes) no line of credit and utilities are $300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $980-19%-$35<br>MASTERCARD-$3200-27%-$105<br>VISA-$6990-21%-$200<br>DISCOVER-$2200-19.8%-$75<br>VISA $2800-27%-$95<br>MASTERCARD-$5000- $205 ($2000 AT 7% AND $4500 27%)
If you have a public record on file, please briefly explain the event and its resolution.No I do not
What is the total balance of your credit cards, interest rates and current monthly payments?$18910.00 total balance <br><br>$810 minimum payment monthly
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$810 monthly prior to loan<br>$486 monthly post loan (as all debt will be consolidated)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1500<br>Transportation $635<br>Utilities $350 (including phone)<br>Insurance $232<br>Food $600

 


 

 

 

Member Payment Dependent Notes Series 1157751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157751

$10,000

$10,000

6.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157751. Member loan 1157751 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: FujiFilm Debt-to-income ratio: 5.49%
Length of employment: 7 years Location: Oceanside, CA
       
Home town:
Current & past employers: FujiFilm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Had some personal hardships recently that forced me to charge my credit card. I wish I had known about LendingClub. Now we are proceeding to pay off the debt. This loan will allow me to do that faster than the credit cards will. I have been working in this medical industry for 11+ years. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,827.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?We have a single credit card with a balance that this loan is targeted for. We do not use the card for personal items. We are just using this loan as a better, faster way to pay off that debt. Also, it does make me happy that the interest earned will be going to individuals like you, as opposed to large banks. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1157797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157797

$12,000

$12,000

13.67%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157797. Member loan 1157797 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: Town of Marlborough Debt-to-income ratio: 10.35%
Length of employment: 5 years Location: Marlborough, MA
       
Home town:
Current & past employers: Town of Marlborough
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I am interested in consolidating my credit cards and having one monthly payment. Thank you.<br><br> Borrower added on 02/20/12 > I am interested in consolidating my bills/credit cards and having one monthly payment. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 59
Revolving Credit Balance: $13,125.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am consolidating credit cards and bills into one loan so that I may focus on finishing my last 3 classes toward my Masters in Education.<br><br>Thank you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2169 Thank you
Please explain the reason why you carry a large revolving credit balance.I transferred the balance on one card. I had some personal and professional expenditures but would like to be debt anf credit card free. That is why I would like to consolidate. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6000 and $6700 that equals $320 but with one high interest. Thank you
Which debts do you plan to pay off with this loan?My only 2 credit cards. Then going credit card free, Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balances are 6000 and 6500. My interest rates will be approaching 20%, thus the consolidation. My monthly payments are 160 and 150. However, promotional APR's will expire soon. In addition, this loan allows me to make one payment each month and be debt free in 36 months which is my goal. Thank you.
Which debts do you plan to pay off with this loan?I plan to pay off the two cards. They are NOT maxed out. I simply want to be proactive and want a firm plan to be debt free in 36 months without changing APR's, etc. Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi. 2100. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1157823

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157823

$4,800

$4,800

16.29%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157823. Member loan 1157823 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Allstate Insurance Agency Debt-to-income ratio: 14.26%
Length of employment: 4 years Location: Garden Grove, CA
       
Home town:
Current & past employers: Allstate Insurance Agency
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I would like to consolidate my debt payments into one, thank you!<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 53
Revolving Credit Balance: $2,707.00 Public Records On File: 0
Revolving Line Utilization: 93.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?one credit card with a balance of $700.00, int. rate of 19%, monthly min. payment is $15.00/mo., citibank personal line of credit for $1700.00, int. rate of 18%, $56.00 pmt. a month, one student loan balance of $1200.00, int. rate of 3% and pmt is $56.00/mon., one personal loan balance of $2700, int. rate 114% and $300.00/mo. ( I got this loan because I had a family member that passed away), no mortgage, been with current employer 4 years, I want to consolidate everything except my student loan

 


 

 

 

Member Payment Dependent Notes Series 1157840

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157840

$12,000

$12,000

6.03%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157840. Member loan 1157840 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,667 / month
Current employer: The Cat Practice Debt-to-income ratio: 12.35%
Length of employment: 2 years Location: westlake village, CA
       
Home town:
Current & past employers: The Cat Practice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > cc/taxes/tcp/macys<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,253.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157861

$12,000

$12,000

7.62%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157861. Member loan 1157861 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Sal's Tailoring Inc. Debt-to-income ratio: 6.08%
Length of employment: 10+ years Location: BOCA RATON, FL
       
Home town:
Current & past employers: Sal's Tailoring Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,363.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?A single family home.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off Credit Cards.And put a down payment for a house.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The total would be $800.00/month.
What are you buying?A single family home.

 


 

 

 

Member Payment Dependent Notes Series 1157890

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157890

$8,000

$8,000

7.62%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157890. Member loan 1157890 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: BARRETT ROOFING INC Debt-to-income ratio: 16.56%
Length of employment: 8 years Location: DANBURY, CT
       
Home town:
Current & past employers: BARRETT ROOFING INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,478.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1157911

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157911

$25,000

$25,000

12.12%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157911. Member loan 1157911 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,000 / month
Current employer: Sutter Health Debt-to-income ratio: 13.77%
Length of employment: 8 years Location: West Sacramento, CA
       
Home town:
Current & past employers: Sutter Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I am looking for a loan to cover my tax bill. I had emergency surgery which took the funds I had saved for taxes and now in need of help to prevent penalties and interest on my tax bill. I have never been late on my bills and have never had any delinquencies. I appreciate your help, thank you.<br><br> Borrower added on 02/20/12 > I am seeking a loan to help with my tax burden. I had emergency surgery which took the funds I had put away for taxes and now I am in need of help. I have never been late on any of bills and never had a delinquency. I would appreciate your help with this, thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,080.00 Public Records On File: 0
Revolving Line Utilization: 31.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 3700, insurance is 100 a month, utilities (electric, gas, water, sewer, phone, cable, internet) is 300 a month and taxes are 500 a month.
Please explain the reason why you carry a large revolving credit balance.I have always carried a high balance throughout most of my life and have managed it well. I have never been late or delinquent on any of my accounts.
Please provide additional details regarding the purpose of the loan.The loan is to pay my federal and state taxes that are due.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is to pay my federal and state taxes.
What is your intended use for the loan proceeds?I am going to use the loan to pay my federal and state taxes.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $3700, utilities which include phone is $300, insurance is $300, food is $300 and taxes are $500 per month.

 


 

 

 

Member Payment Dependent Notes Series 1157921

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157921

$28,000

$28,000

20.50%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157921. Member loan 1157921 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Heartland Express Debt-to-income ratio: 13.81%
Length of employment: < 1 year Location: Lake Charles, LA
       
Home town:
Current & past employers: Heartland Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,146.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?26,000.00 22.9%1250.00 all together total
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?500.00est
What is your intended use for the loan proceeds?put them all together into one monthly bill
Please explain the reason why you carry a large revolving credit balance.over a period time it added up
Which debts do you plan to pay off with this loan?all
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?26,000.00 22.9%1250.00 all together total
Please explain the reason why you carry a large revolving credit balance.over a period time it added up
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?26,000.00 22.9%1250.00 all together total
What is your intended use for the loan proceeds?put them all together into one monthly bill
Please explain the reason why you carry a large revolving credit balance.over a period time it added up
What is your intended use for the loan proceeds?put them all together into one monthly bill
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?600.00 est
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).na
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?600.00 est
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?600.00 est

 


 

 

 

Member Payment Dependent Notes Series 1157938

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157938

$12,000

$12,000

15.31%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157938. Member loan 1157938 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: woodland care center Debt-to-income ratio: 2.26%
Length of employment: 10+ years Location: NORTHRIDGE, CA
       
Home town:
Current & past employers: woodland care center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,823.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?need to pay my credit cards and consolidate it so i can have one time pay every month
Which debts do you plan to pay off with this loan?credit cards

 


 

 

 

Member Payment Dependent Notes Series 1157942

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157942

$21,000

$21,000

8.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157942. Member loan 1157942 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: DISC Corporation Debt-to-income ratio: 20.34%
Length of employment: 8 years Location: High Ridge, MO
       
Home town:
Current & past employers: DISC Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I plan on using the loan to reduce my overall interest rate on debt. I have no history of any late payments and am currently making payments on this debt without issue. I have a very stable job in a stable market. I would be very appreciative if my loan funded. Thank you for your consideration.<br><br> Borrower added on 02/22/12 > My monthly budget allows me to pay well over the minimum payment on this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1985 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $56,983.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt includes $84k in credit card debt, $40k in student loans, $380,000 in mortgage.<br><br>Minimum payment on credit cards is $2200 but I actually pay $3200 to speed up payoff. Mortgage payment is $2800, $900 monthly auto, $1400 monthly utilities, food, gas, etc.<br><br>Credit card interest rates range from 0% to 23% and average 10.7%. Mortgage is 80/20 with 5.75% and 7.95%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $2800. Transportation - $900. Utilities - $500. Phone - $20. Insurance - $300. Food - $900. Credit cards - $2200.<br><br>Thank you.
Please explain the reason why you carry a large revolving credit balance.We started an eco-friendly friendly clothing store and it didn't succeed. As opposed to filing bankruptcy, we decided to pay our debt. We've paid off 35% of it so far and will have the remainder paid off within 30 months.

 


 

 

 

Member Payment Dependent Notes Series 1157963

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157963

$13,000

$13,000

7.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157963. Member loan 1157963 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Allegheny Trucks Inc Debt-to-income ratio: 21.20%
Length of employment: 2 years Location: Altoona, PA
       
Home town:
Current & past employers: Allegheny Trucks Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Personal<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,817.00 Public Records On File: 0
Revolving Line Utilization: 29.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off some bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent- $100.00 Transportation- $60.00 Phone-$45.00 Insurance $95.00 Credit Card $50.00. I live with my parent and they take care of all utilities and food.

 


 

 

 

Member Payment Dependent Notes Series 1157968

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1157968

$5,250

$5,250

16.29%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1157968. Member loan 1157968 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,200 / month
Current employer: precision measurements Debt-to-income ratio: 8.41%
Length of employment: 1 year Location: campbell, CA
       
Home town:
Current & past employers: precision measurements
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > Buying a used car<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,931.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.I am going to purchase a reliable car to use as a daily commuter for work and school.

 


 

 

 

Member Payment Dependent Notes Series 1158015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158015

$10,000

$10,000

10.74%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158015. Member loan 1158015 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Jim's Supply Co. Inc Debt-to-income ratio: 14.84%
Length of employment: 10+ years Location: Hidden Valley Lake, CA
       
Home town:
Current & past employers: Jim's Supply Co. Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,764.00 Public Records On File: 0
Revolving Line Utilization: 52.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158021

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158021

$4,000

$4,000

7.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158021. Member loan 1158021 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,296 / month
Current employer: Medtronic Debt-to-income ratio: 15.72%
Length of employment: 2 years Location: Champlin, MN
       
Home town:
Current & past employers: Medtronic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,755.00 Public Records On File: 0
Revolving Line Utilization: 31.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158027

$6,000

$6,000

8.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158027. Member loan 1158027 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: The Access Group Debt-to-income ratio: 18.32%
Length of employment: < 1 year Location: Colorado Springs, CO
       
Home town:
Current & past employers: The Access Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/20/12 > I recently switched jobs and have to repay the balance of a 401K loan that I took out. The balance of the loan is about $4000. Also I did some freelance work in 2011 and did not withhold enough taxes. The other $2000 is going towards the taxes.<br>

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,955.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1650<br>Transportations $250<br>Utilities $400<br>Phone $400<br>Insurance $700<br>Groceries $1000<br>Household $300<br>Entertainment $300<br>Other $500<br><br>Total Monthly Expenses $5500
Please explain the reason why you carry a large revolving credit balance.I would like to have no revolving credit balance. It's difficult to pay off everything all at once, we have been working on paying the balance down over time and will continue to do this. But I have a good payment record and make sure my bills are paid on time.

 


 

 

 

Member Payment Dependent Notes Series 1158034

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158034

$1,500

$1,500

7.90%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158034. Member loan 1158034 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,950 / month
Current employer: n/a Debt-to-income ratio: 22.25%
Length of employment: n/a Location: Puyallup, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 58
Revolving Credit Balance: $819.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?vacation/looking at surrounding areas to live once move is made for law school

 


 

 

 

Member Payment Dependent Notes Series 1158050

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158050

$18,000

$18,000

20.50%

1.00%

March 1, 2012

March 5, 2017

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158050. Member loan 1158050 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: methodist medical center Debt-to-income ratio: 15.28%
Length of employment: 8 years Location: ELMWOOD, IL
       
Home town:
Current & past employers: methodist medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 20
Revolving Credit Balance: $17,581.00 Public Records On File: 0
Revolving Line Utilization: 59.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Around 4000-4500
Please explain the reason why you carry a large revolving credit balance.hardship last year due to medical reasons
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Totally min is 600, after this loan I am consolidating and it will b 481
What is the total balance of your credit cards, interest rates and current monthly payments?Around 18000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.16000,min payment 450,interest rate approx 23%,and 2nd one is 1100, min payment 75,intetest rate not sure.

 


 

 

 

Member Payment Dependent Notes Series 1158065

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158065

$22,000

$22,000

14.65%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158065. Member loan 1158065 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: Bridgeport Hospital Debt-to-income ratio: 19.47%
Length of employment: 10+ years Location: BRIDGEPORT, CT
       
Home town:
Current & past employers: Bridgeport Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,316.00 Public Records On File: 0
Revolving Line Utilization: 93.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $ 23000. remaining balances.Some interest rates are over 30% I pay over $1000 a month fees for credit cards. Student loan $117 a month. Car loan $457 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total monthly expenses for rent and utilities $500. Insurance $160. Phone $77.
Please explain the reason why you carry a large revolving credit balance.The interest rates are very high on these cards .I have not been able to get the balances down. I want to pay them off and get rid of these cards permanently.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $ 23000. remaining balances.Some interest rates are over 30% I pay over $1000 a month fees for credit cards. Student loan $117 a month. Car loan $457 a month.
Which debts do you plan to pay off with this loan?All of the credit card debt that I can with the amount that I am approved for. I will terminate these cards permanently.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $ 23000. remaining balances.Some interest rates are over 30% I pay over $1000 a month fees for credit cards. Student loan $117 a month. Car loan $457 a month.
Which debts do you plan to pay off with this loan?All of the credit card debt that I can with the amount that I am approved for. I will terminate these cards permanently.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $ 23000. remaining balances.Some interest rates are over 30% I pay over $1000 a month fees for credit cards. Student loan $117 a month. Car loan $457 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $ 23000. remaining balances.Some interest rates are over 30% I pay over $1000 a month fees for credit cards. Student loan $117 a month. Car loan $457 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $ 23000. remaining balances.Some interest rates are over 30% I pay over $1000 a month fees for credit cards. Student loan $117 a month. Car loan $457 a month.

 


 

 

 

Member Payment Dependent Notes Series 1158076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158076

$15,000

$15,000

13.11%

1.00%

March 1, 2012

March 5, 2015

March 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158076. Member loan 1158076 was requested on February 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: rks sales group Debt-to-income ratio: 22.92%
Length of employment: 2 years Location: MINNEAPOLIS, MN
       
Home town:
Current & past employers: rks sales group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1973 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,966.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my monthly payments are about 1400 a month. I make 80k a year..
Please explain the reason why you carry a large revolving credit balance.Wasn't smart growing up... I have since learned..
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent,1600 utilites 200,insurance,200 foood 300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my monthly payments are about 1400 a month. I make 80k a year..
Which debts do you plan to pay off with this loan?all of my retail store credit cards...

 


 

 

 

Member Payment Dependent Notes Series 1158108

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158108

$7,200

$7,200

15.31%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158108. Member loan 1158108 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Internet Contrasts Debt-to-income ratio: 16.80%
Length of employment: 3 years Location: San Antonio, TX
       
Home town:
Current & past employers: Internet Contrasts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 20, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 79
Revolving Credit Balance: $8,959.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$3000 - outstanding car balance - 12.5%<br>$900 - credit card 1 - 23%<br>$1900 - credit card 2 - 22%<br><br>This loan will allow me to consolidate my debts at a better interest rate, and give me some extra money to move for my new job.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using this loan for debt consolidation & for moving expenses. $2000 will go towards my moving expenses which I will be able to pay back once I have been at my new job for 30 days. $4800 is going to paying off my car and 2 credit cards before I move so that I can start fresh in a new city. With my new job, I should be able to pay this loan off early.

 


 

 

 

Member Payment Dependent Notes Series 1158161

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158161

$35,000

$35,000

19.99%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158161. Member loan 1158161 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Pennsauken School District Debt-to-income ratio: 14.35%
Length of employment: 10+ years Location: PENNSAUKEN, NJ
       
Home town:
Current & past employers: Pennsauken School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I would like to pay off the credit card debt I have and know that the money will be in my account to make one monthly payment.<br><br> Borrower added on 02/21/12 > I would like to pay off my credit card debt. I would like to be making one payment and know that the amount will be in my account each month.<br><br> Borrower added on 02/21/12 > Debt Consolidation<br><br> Borrower added on 02/22/12 > I am strictly using this loan to pay off my own personal credit cards. I am not responsible for any household bills such as mortgage, utilities or insurance. I plan to pay off my Discover card, American Express, bloomingdales any any other possible credit card and therfore will fust have this loan .<br><br> Borrower added on 02/22/12 > My loan can easily be paid because I will not have my present credit cards to pay. I will close the accounts and pay them off and no longer hae the payments.<br><br> Borrower added on 02/24/12 > The only monthly expenses i am responsible for are my credit cards. I have closed the accounts and I am looking to pay them off with this loan. I realize that having large balances on credit cards is a difficult way to live. I want to be debt free after loan is paid.<br><br> Borrower added on 02/24/12 > My monthly expenses are my personal credit cards which I want closed an just pay one monthly payment. That is why I am requesting this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 74
Revolving Credit Balance: $17,023.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be paying off my American Express, Master Card , Discover, By doing this , my payment to your company will be my only payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be paying off my American Express, Master Card , Discover, By doing this , my payment to your company will be my only payment.

 


 

 

 

Member Payment Dependent Notes Series 1158186

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158186

$19,275

$19,275

7.90%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158186. Member loan 1158186 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Coca-Cola Refreshments Debt-to-income ratio: 24.28%
Length of employment: 3 years Location: Chicago, IL
       
Home town:
Current & past employers: Coca-Cola Refreshments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 79
Revolving Credit Balance: $23,949.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I pay more than the minimum on my credit cards so including this loan it will be about $950 per month.
What is the total balance of your credit cards, interest rates and current monthly payments?$19,283 with interest rates of 9.24, 12.24, and 18.99%. The monthly payments are 160, 250, and 300 respectively.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$500
Please explain the reason why you carry a large revolving credit balance.Hospitals expenses incurred while uninsured, and irresponsible spending.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It's about $900
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express $3,100 12.24%<br>Discover $11,500 18.99%<br>Visa $4,600 9.24%

 


 

 

 

Member Payment Dependent Notes Series 1158269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158269

$8,000

$8,000

14.65%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158269. Member loan 1158269 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: TMDE Activiry Debt-to-income ratio: 12.76%
Length of employment: 10+ years Location: Huntsville, AL
       
Home town:
Current & past employers: TMDE Activiry
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,475.00 Public Records On File: 1
Revolving Line Utilization: 91.80% Months Since Last Record: 88
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.What do you mean public record? I filed bankruptcy in 2004. It has been discharged and will be removed from my record in Oct 2014. I have sinced paid all my bill on time.
Please explain the reason why you carry a large revolving credit balance.I only have three or four credit cards. The rest belong to my spouse. I am an authorized user.
Please provide additional details regarding the purpose of the loan.The purpose of the loan is the pay taxes. The amount is over $11,000

 


 

 

 

Member Payment Dependent Notes Series 1158281

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158281

$5,400

$5,400

17.27%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158281. Member loan 1158281 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Soukup & Schiff, LLP Debt-to-income ratio: 12.52%
Length of employment: < 1 year Location: PASADENA, CA
       
Home town:
Current & past employers: Soukup & Schiff, LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > This loan is to pay of a judgment that was incurred as a result of helping out a friend. It will be repaid promptly.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 33 Months Since Last Delinquency: 4
Revolving Credit Balance: $202.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I have any delinquencies in the past 2 years. My mortgage company incorrectly reported that I was 60 days late paying my mortgage last year, but they have sent me letters to confirm it was an error and copies of documents indicating they requested their error be removed from the credit bureaus. Other than this mistake by my mortgage company, I am not aware that there are any delinquencies on my credit in the past 2 years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?my monthly expenses are about $4000 per month - this is to pay bare mininum payments

 


 

 

 

Member Payment Dependent Notes Series 1158297

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158297

$10,000

$10,000

10.74%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158297. Member loan 1158297 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,232 / month
Current employer: n/a Debt-to-income ratio: 9.50%
Length of employment: n/a Location: EPHRATA, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > This iis for loan consolidation and to payoff medical bills<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 73
Revolving Credit Balance: $11,106.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I just retired in November and had to wait 3 months till my pension started.

 


 

 

 

Member Payment Dependent Notes Series 1158301

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158301

$26,500

$26,500

9.76%

1.00%

March 2, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158301. Member loan 1158301 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: kelton enterprises Debt-to-income ratio: 17.19%
Length of employment: 10+ years Location: depew, NY
       
Home town:
Current & past employers: kelton enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,966.00 Public Records On File: 0
Revolving Line Utilization: 18.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?purchase successful business
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?all expenses are under 58% of net sales
What type of business are you starting?purchasing a very profitable existing business
What is your intended use for the loan proceeds?purchase successful business
What type of business are you starting?purchasing a very profitable existing business
Please describe your experience/familiarity with the business you are starting/started?ive been working in this field my entire life

 


 

 

 

Member Payment Dependent Notes Series 1158363

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158363

$19,500

$19,500

18.55%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158363. Member loan 1158363 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Rick Case Enterprises Debt-to-income ratio: 9.28%
Length of employment: 6 years Location: FORT LAUDERDALE, FL
       
Home town:
Current & past employers: Rick Case Enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I am trying to consolidate my credit card debt in hopes of saving interest and having the convenience of only 1 monthly payment.<br><br> Borrower added on 02/21/12 > I have 2 high interest cards and 1 smaller account I would like to pay and close. I am not behind in any payments.<br><br> Borrower added on 02/21/12 > I am consolidating my revolving accounts to lower my monthly payment. I purchased a home (great deal) and am planning on being debt free within 10 years. I am responsible, dependable and employed (with certifications) in a field many consider a necessity.<br><br> Borrower added on 02/21/12 > As for employment stability, I have been with my current employer for approximately 6 years - with even more growth opportunities coming up in the near future.<br><br> Borrower added on 02/21/12 > At this time, a consolidation stands to save me quite a large amount on the interest alone. I am currently paying more than twice the payment than I would be, if funded. I would be happy to answer any questions from investors. I have had no credit issues and plan on paying this off early as well.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,291.00 Public Records On File: 0
Revolving Line Utilization: 84.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 that total 13 and one "care" accout with 29.9 - have 1 mortgage a few other lines of credit with 0 balances - 1 college plan but a pre pay - all in good standing but the interest on the cards is the highest around so I was referred to this site to lower my rate help with taxes and have I payment.
Please explain the reason why you carry a large revolving credit balance.I used them a lot in the last 2 years and recently purchased a home and now would like to rid myself of the high balances, handle taxes, and have 1 montly payment with a much lower rate than recently offered.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 that total 13 and one "care" accout with 29.9 - have 1 mortgage a few other lines of credit with 0 balances - 1 college plan but a pre pay - all in good standing but the interest on the cards is the highest around so I was referred to this site to lower my rate help with taxes and have I payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage (1) (taxes ins and all utilities) 1425, credit (paying above min) approx 1500 , usually pay out 3000 total
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I think this may be a duplicate question
Which debts do you plan to pay off with this loan?3 cards incl a "care" account. A sm portion may go toward taxes.

 


 

 

 

Member Payment Dependent Notes Series 1158370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158370

$8,400

$8,400

20.50%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158370. Member loan 1158370 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,167 / month
Current employer: MTA NYC Transit Debt-to-income ratio: 2.75%
Length of employment: 10+ years Location: BROOKLYN, NY
       
Home town:
Current & past employers: MTA NYC Transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > debt consolidation loan - with this loan I will have a lower payment than i do right now.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 19
Revolving Credit Balance: $6,281.00 Public Records On File: 0
Revolving Line Utilization: 47.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Unfortunately, both of my parents who live out of state passed away in the last two years.
What is your intended use for the loan proceeds?Complete Debt Consolidation
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?one purpose consolidation into a much lower monthly payment. A fresh start
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I've requested a loan that I need and the new one payment will be lower than the ones I'm making now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I've requested a loan that I need and the new one payment will be lower than the ones I'm making now.
Which debts do you plan to pay off with this loan?Credit and education
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Don't enter identifiable information (Name, SSN, email address), marital status, gender, familial status (existence of or plan to have children), race, religion, age, specific medical information or disability status, or income information of any kind in this publicly viewable entry field.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Don't enter identifiable information (Name, SSN, email address), marital status, gender, familial status (existence of or plan to have children), race, religion, age, specific medical information or disability status, or income information of any kind in this publicly viewable entry field.
Which debts do you plan to pay off with this loan?credit and education
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Don't enter identifiable information (Name, SSN, email address), marital status, gender, familial status (existence of or plan to have children), race, religion, age, specific medical information or disability status, or income information of any kind in this publicly viewable entry field.

 


 

 

 

Member Payment Dependent Notes Series 1158372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158372

$1,000

$1,000

8.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158372. Member loan 1158372 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,685 / month
Current employer: City of Grand Rapids Debt-to-income ratio: 24.29%
Length of employment: 10+ years Location: Grand Rapids, MI
       
Home town:
Current & past employers: City of Grand Rapids
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,854.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1158375

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158375

$8,800

$8,800

7.62%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158375. Member loan 1158375 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Union Bank of Switzerland Debt-to-income ratio: 16.89%
Length of employment: 2 years Location: Bayside, NY
       
Home town:
Current & past employers: Union Bank of Switzerland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > This loan is to convert the basement into a functioning apartment. The home is a 2 family brick home in a very affluent neighborhood. The $8,800 is basically paying to finish a full bathroom and also minor touch ups, paint, molding, outlets. Please feel free to ask any questions or concerns. Thanks<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,583.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158397

$6,000

$6,000

7.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158397. Member loan 1158397 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: CSG International Debt-to-income ratio: 4.31%
Length of employment: 10+ years Location: Decatur, GA
       
Home town:
Current & past employers: CSG International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I have an $8500 credit card, I'm going to pay $2500 of it with my tax return and refi the rest with this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,802.00 Public Records On File: 0
Revolving Line Utilization: 68.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?After my tax return, my only debt besides my mortgage will be the $6000 on the credit card. I'm currently paying $210/mo at 17% on the $8500 credit card and I have another smaller credit card that is $30/mo with $300 left on it. If I get this loan I will have enough to pay off all the credit cards. This will lower my payment and allow me to pay them off a lot sooner (3 years).

 


 

 

 

Member Payment Dependent Notes Series 1158398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158398

$11,000

$11,000

6.62%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158398. Member loan 1158398 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,208 / month
Current employer: Five Star Quality Care Debt-to-income ratio: 17.62%
Length of employment: 6 years Location: STONEHAM, MA
       
Home town:
Current & past employers: Five Star Quality Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 62
Revolving Credit Balance: $5,459.00 Public Records On File: 0
Revolving Line Utilization: 28.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1158406

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158406

$5,500

$5,500

12.12%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158406. Member loan 1158406 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Community Education Centers Debt-to-income ratio: 14.89%
Length of employment: 10+ years Location: West New York, NJ
       
Home town:
Current & past employers: Community Education Centers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I would like to make a single payment, and the interest of my others credit card are high. I woul like to pay all my debts in a period of 18 months.<br><br> Borrower added on 02/23/12 > My interest of my two credit card are to high. to low my balance I have to pay 225.00 ,150 , 375.00 minimum every month<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,956.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?5, 500. interest 24.99 monthly payment $150 & $100 min
Please explain the reason why you carry a large revolving credit balance.my school & medical expenses
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?minimum monthly payments for all credit cards 220. I will be pay off these credit cards & the new loan minimum is 183.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa 3, 200.00 24% ;Bl later 2100.00 interest 24.99% minimum 70 & 150
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?580 rent<br>60 transportation<br>no utilities<br>45 phone<br>175 food<br>120 insurance<br>Total 980

 


 

 

 

Member Payment Dependent Notes Series 1158414

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158414

$10,000

$10,000

13.67%

1.00%

March 2, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158414. Member loan 1158414 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,643 / month
Current employer: n/a Debt-to-income ratio: 21.49%
Length of employment: n/a Location: Lake Charles, LA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,986.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Live-in caregiver for friend's mother - free room and board received; Other expenses: $230.34-car note; $81.78-auto insurance; $80.00-Sprint cell phone.

 


 

 

 

Member Payment Dependent Notes Series 1158421

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158421

$4,000

$4,000

8.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158421. Member loan 1158421 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Dept. of Navy Debt-to-income ratio: 12.52%
Length of employment: 7 years Location: Saint Marys, GA
       
Home town:
Current & past employers: Dept. of Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,744.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Im taking over ownership of an existing restaurant.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1400.00

 


 

 

 

Member Payment Dependent Notes Series 1158457

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158457

$13,600

$13,600

6.03%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158457. Member loan 1158457 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,267 / month
Current employer: THE OASIS SANCTUARY Debt-to-income ratio: 8.34%
Length of employment: 6 years Location: Benson, AZ
       
Home town:
Current & past employers: THE OASIS SANCTUARY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,924.00 Public Records On File: 0
Revolving Line Utilization: 21.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$9,000 at 13.24%

 


 

 

 

Member Payment Dependent Notes Series 1158486

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158486

$10,000

$10,000

12.12%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158486. Member loan 1158486 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Cadogan Tate Fine Art Debt-to-income ratio: 10.86%
Length of employment: 7 years Location: freeport, NY
       
Home town:
Current & past employers: Cadogan Tate Fine Art
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > i bought a boat last year and i sold it. i am planing on getting a newer slightlly bigger boat. i had a loan with you guys and it was already paid off. i was never late!!<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,380.00 Public Records On File: 1
Revolving Line Utilization: 42.40% Months Since Last Record: 115
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2200 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2200 per month

 


 

 

 

Member Payment Dependent Notes Series 1158489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158489

$10,000

$10,000

6.62%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158489. Member loan 1158489 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Apple One Debt-to-income ratio: 20.33%
Length of employment: 3 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Apple One
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Q: What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?<br>A: - Rent: 900 Car: 300 Utilities: 85 Phone: 65 Internet: 55 Food: 150 All other within reason goes to debt<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,972.00 Public Records On File: 0
Revolving Line Utilization: 47.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express: 3500 at 13%<br>Visa: 4000 at 18%<br>MasterCard: 2000 at 20%

 


 

 

 

Member Payment Dependent Notes Series 1158515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158515

$27,500

$27,500

13.99%

1.00%

March 2, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158515. Member loan 1158515 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Shaffers Electric Debt-to-income ratio: 15.73%
Length of employment: 1 year Location: KLAMATH FALLS, OR
       
Home town:
Current & past employers: Shaffers Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I am using the funds to purchase a business. It is a 32 year old burger shop. The annual sales of the business exceed $125,000. The asking price on the business is $110,000. I have $84,000 in cash funds for the remainder of the purchase price.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,502.00 Public Records On File: 0
Revolving Line Utilization: 32.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?The business I am purchasing is a well established business. I have combined 25 years experience in all aspects of running this business,from the procurement and preparation of the food, customer service and maintenance of all equipment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are between $1500.00 and $1700.00.
Please explain the reason why you carry a large revolving credit balance.I have two credit cards with balances on them, they have a 0% interest rate. I have funds in the bank to pay them off when the 0% rate expires.I also have an RV payment. I have the RV because my job requires me to travel for work and I use the RV instead of paying rent on an apartment or renting a high cost motel. I use the cost of the RV on my taxes as a write off each year because I own a home in my hometown.
Can you provide some high level financials on the monthly costs / revenue of your business?2009 taxes show- $128,690. gross sales, cost of goods $53,674, gross profit $75,016. <br>2010 taxes show- $111,308. gross sales, cost of goods $49,196, gross profit $62,112.<br>2011 taxes show- $139,800. gross sales, cost of goods $58,820, gross profit $80,980.

 


 

 

 

Member Payment Dependent Notes Series 1158526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158526

$8,000

$8,000

14.65%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158526. Member loan 1158526 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,200 / month
Current employer: morongo casino resort and spa Debt-to-income ratio: 19.31%
Length of employment: 4 years Location: beaumont, CA
       
Home town:
Current & past employers: morongo casino resort and spa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > this will be my second loan from lending club. first loan had all on time payment and never late. plan on paying off this loan in 18months, as business has been getting better. If you have any questions please contact me.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,153.00 Public Records On File: 0
Revolving Line Utilization: 26.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1158541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158541

$14,000

$14,000

13.67%

1.00%

March 6, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158541. Member loan 1158541 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Manhattan beer distributors Debt-to-income ratio: 23.71%
Length of employment: 10+ years Location: EAST ISLIP, NY
       
Home town:
Current & past employers: Manhattan beer distributors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Thanks to all that are intrested in investing. The more the merrier. Geting the whole amount would be outstanding to myself and family. Need to shorten the term of my payments now, and the high interest rates. Any help would be great. Thanks again..<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 34
Revolving Credit Balance: $6,727.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Just a quick review.. most of it is from credit card and an additional loan. Trying to live with a little breathing room. Interest rates are between 16% and 26 %. The monthly payment on the loan will save me $340 a month and 2 years of payment. Just seems like the smart thing to do. Thanks for asking.
Which debts do you plan to pay off with this loan?Credit card and another loan. Shortening the term and lowering interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3100. after loan it will be knocked down to $2500, big difference.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3100, after loan it will be $2500, big difference

 


 

 

 

Member Payment Dependent Notes Series 1158554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158554

$5,000

$5,000

7.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158554. Member loan 1158554 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $840 / month
Current employer: n/a Debt-to-income ratio: 5.12%
Length of employment: n/a Location: HIGH SPRINGS, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1979 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 8
Revolving Credit Balance: $2,316.00 Public Records On File: 0
Revolving Line Utilization: 13.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?LENDING CLUB ADVISES NOT TO ANSWER THIS QUESTION
If you have a delinquency in the last 2 years, please explain the reason.I HAVE NOT HAD ANY DELINQUENCIES
What is your intended use for the loan proceeds?A NEW BUSINESS
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?LENDING CLUB ADVISES NOT TO ANSWER THIS QUESTION
If you have a delinquency in the last 2 years, please explain the reason.I HAVE NOT HAD ANY DELINQUENCIES
What type of business are you starting?LENDING CLUB ADVISES NOT TO ANSWER THIS QUESTION
What is your intended use for the loan proceeds?A NEW BUSINESS
If you have a delinquency in the last 2 years, please explain the reason.I HAVE NOT HAD ANY DELINQUENCIES
What type of business are you starting?LENDING CLUB ADVISES NOT TO ANSWER THIS QUESTION
Please describe your experience/familiarity with the business you are starting/started?I HAVE HAD 2 SIMILAR AND BOTH WERE SUCESSFUL

 


 

 

 

Member Payment Dependent Notes Series 1158556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158556

$4,000

$4,000

9.76%

1.00%

March 5, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158556. Member loan 1158556 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Grizzly Security Armoured Express Debt-to-income ratio: 4.52%
Length of employment: 7 years Location: marion, MT
       
Home town:
Current & past employers: Grizzly Security Armoured Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I would like to consolidate (and get rid of) several different cards and a couple other small obligations. I was pleased with the success of another member I know and decided to come here for a loan.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,533.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am looking to consolidate three cards, 2500, 800 and 300, and a couple of other small debts. The loan payment will be the same as the minimums on the three cards. The difference, and the savings, is that, even if I only make the regular payments, this loan will be paid off in three years. At the minimums, it would be more than twice that before they were paid off, plus I would pay much more in intrest.

 


 

 

 

Member Payment Dependent Notes Series 1158563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158563

$14,500

$14,500

10.74%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158563. Member loan 1158563 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: FedEx Express Debt-to-income ratio: 19.99%
Length of employment: 10+ years Location: KEY WEST, FL
       
Home town:
Current & past employers: FedEx Express
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I have zero student loans,mortgage is 1900.00 per month,15,541.00 credit card debt. 1 card at 8.75% 1 at 15.9% 2 at 29 .9%. pay somewhere around $495.00 a month and at higher interest rates balances are not going away. the 8.75% card is my credit unions.no lines of credit.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1975 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 36 Months Since Last Delinquency: 16
Revolving Credit Balance: $15,204.00 Public Records On File: 0
Revolving Line Utilization: 61.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Overcharge by health provider and waiting and working with health insurance to resolve debit paid in full.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I guess the true answer is getting caught up in the ease of having more than one card and before you realize it your bills are out of control and you are just making minimum and accruing intrest and the fire becomes worse.
What is your intended use for the loan proceeds?To payoff the high intrest accounts, consolidate into the one loan.

 


 

 

 

Member Payment Dependent Notes Series 1158571

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158571

$6,700

$6,700

13.11%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158571. Member loan 1158571 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Applied Defense Solutions Debt-to-income ratio: 13.59%
Length of employment: 7 years Location: Phoenixville, PA
       
Home town:
Current & past employers: Applied Defense Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,830.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?~$1900
Please explain the reason why you carry a large revolving credit balance.I can only think of one item off the top of my head that has a high balance. That item was used to pay for night school expenses.
What portion of your wedding expenses does this loan represent?This is for the ring. The rest of the wedding is paid for by savings. If you need a percentage, its about 5% of the total cost; the ring combined with the rest of the expenses(reception, photographer,etc.)
How are you paying for other wedding expenses not covered by this loan?Savings.

 


 

 

 

Member Payment Dependent Notes Series 1158582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158582

$7,500

$7,500

9.76%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158582. Member loan 1158582 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Oakhurst Liquors Debt-to-income ratio: 15.98%
Length of employment: 2 years Location: SAINT PETERSBURG, FL
       
Home town:
Current & past employers: Oakhurst Liquors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I have requested this loan to consolidate my credit card balances into one payment.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,056.00 Public Records On File: 0
Revolving Line Utilization: 93.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$7,500 debt balance with a 19.9% rate and $195 in monthly credit card payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,000

 


 

 

 

Member Payment Dependent Notes Series 1158590

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158590

$10,000

$10,000

16.29%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158590. Member loan 1158590 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 6.36%
Length of employment: n/a Location: MIAMI BEACH, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Debt consoldation<br><br> Borrower added on 02/22/12 > Debt Consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 7
Revolving Credit Balance: $6,700.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.researching the 2 deliquencies in question
Which debts do you plan to pay off with this loan?the larger and higher interest rate credit cards
What is your intended use for the loan proceeds?debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1158601

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158601

$19,200

$19,200

7.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158601. Member loan 1158601 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,800 / month
Current employer: City of Sherman, Texas Debt-to-income ratio: 25.47%
Length of employment: 10+ years Location: SHERMAN, TX
       
Home town:
Current & past employers: City of Sherman, Texas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1971 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,605.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158648

$6,000

$6,000

6.62%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158648. Member loan 1158648 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: US Safety & Supply Company Debt-to-income ratio: 18.53%
Length of employment: 2 years Location: San Gabriel, CA
       
Home town:
Current & past employers: US Safety & Supply Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > For an FYI: I take pride in my good credit. This loan will be payed off a lot sooner than 3 years. Just trying to get myself established here. I look to take out another one next year.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,276.00 Public Records On File: 0
Revolving Line Utilization: 56.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158653

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158653

$11,700

$11,700

6.03%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158653. Member loan 1158653 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,958 / month
Current employer: nestle inc Debt-to-income ratio: 11.82%
Length of employment: 2 years Location: middlefield, OH
       
Home town:
Current & past employers: nestle inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $794.00 Public Records On File: 0
Revolving Line Utilization: 3.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?a family owned salon with 12 years experience behind the chair.
What type of business are you starting?A family owned salon with 12 years experience behind the chair with large following.
Please describe your experience/familiarity with the business you are starting/started?A family owned salon with 12 years experience behind the chair with large following.
Can you provide some high level financials on the monthly costs / revenue of your business?it will be about 3400 month acounts payable and around 9200 min profit. !
What type of business are you starting?A family owned salon with 12 years experience behind the chair with large following.
What type of business are you starting?A family owned salon with 12 years experience behind the chair with large following.
Please describe your experience/familiarity with the business you are starting/started?A family owned salon with 12 years experience behind the chair with large following.
What type of business are you starting?A family owned salon with 12 years experience behind the chair with large following.
Please describe your experience/familiarity with the business you are starting/started?A family owned salon with 12 years experience behind the chair with large following.
What do you project your monthly expenses for the first 6 months of your business?Were projecting around $ 20,400 for the first six months !
What do you project your monthly revenues for the first 6 months to be?Min $70,000 !

 


 

 

 

Member Payment Dependent Notes Series 1158663

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158663

$6,225

$6,225

15.31%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158663. Member loan 1158663 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Allied Machine and Eng. Co Debt-to-income ratio: 12.96%
Length of employment: 3 years Location: NEW PHILADELPHIA, OH
       
Home town:
Current & past employers: Allied Machine and Eng. Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > this is to consolidate credit card debts. the loan payment will be less than my minimum payments.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,823.00 Public Records On File: 0
Revolving Line Utilization: 75.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.unresposible spending. I am trying to get control of my debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?around $6000 credit card debt from 12% to 27% intrest
Which debts do you plan to pay off with this loan?I plan on paying off all credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1000 per month in rent,utilities,food, and car payment
What is your intended use for the loan proceeds?pay off credit cards

 


 

 

 

Member Payment Dependent Notes Series 1158686

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158686

$6,000

$6,000

8.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158686. Member loan 1158686 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,850 / month
Current employer: Wachter Debt-to-income ratio: 10.56%
Length of employment: 2 years Location: Nowata, OK
       
Home town:
Current & past employers: Wachter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I have been employed for over 2 years. In the military for over 6 years.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,642.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Lowes credit card for home improvement

 


 

 

 

Member Payment Dependent Notes Series 1158697

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158697

$6,000

$6,000

7.90%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158697. Member loan 1158697 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Goodwill IndustriesOf Greater New York Debt-to-income ratio: 6.68%
Length of employment: 10+ years Location: Staten Island, New York, NY
       
Home town:
Current & past employers: Goodwill IndustriesOf Greater New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Just a note for your consideration. The new mortgage payment would be close to my current rent.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,592.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158699

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158699

$20,000

$20,000

13.67%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158699. Member loan 1158699 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Smokey bones Debt-to-income ratio: 19.91%
Length of employment: 4 years Location: Lauderhill , FL
       
Home town:
Current & past employers: Smokey bones
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,796.00 Public Records On File: 1
Revolving Line Utilization: 41.20% Months Since Last Record: 35
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?an opportunity to start a small business.

 


 

 

 

Member Payment Dependent Notes Series 1158747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158747

$35,000

$35,000

19.99%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158747. Member loan 1158747 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: Toner Palace LLC Debt-to-income ratio: 9.63%
Length of employment: 4 years Location: Tempe, AZ
       
Home town:
Current & past employers: Toner Palace LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 42 Months Since Last Delinquency: 23
Revolving Credit Balance: $507.00 Public Records On File: 0
Revolving Line Utilization: 3.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I have an ink and toner manufacturing business. We sell to resellers and consumers nationwide. Thank you.
If you have a delinquency in the last 2 years, please explain the reason.I had a business that went under and I needed to make certain I could continue to maintain the other three businesses I own. This was when the economy was really bad. Once I got back on track, I settled all my obligations as quickly as possible. Now I am in a much better position to grow. Thank you.
Please describe your experience/familiarity with the business you are starting/started?I have been in this business for 6 years. I know everything necessary and have the equipment, personal, and facility to expand. Thank you.
Can you provide some high level financials on the monthly costs / revenue of your business?I believe Lending Club has received all my financial information to share with investors. We did $720,000 in sales in 2011. I hope to break the million mark in 2012. Thank you.
What is your intended use for the loan proceeds?We plan to use the money to hire more sales reps, add more items to our product list, buy new equipment, and continue to grow. I look forward to a very productive 2012. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1158748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158748

$20,000

$20,000

13.99%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158748. Member loan 1158748 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $41,250 / month
Current employer: Naples Community Hospital Health Care Gr Debt-to-income ratio: 4.57%
Length of employment: 5 years Location: NAPLES, FL
       
Home town:
Current & past employers: Naples Community Hospital Health Care Gr
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,879.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?high interest credit cards

 


 

 

 

Member Payment Dependent Notes Series 1158769

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158769

$3,250

$3,250

17.99%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158769. Member loan 1158769 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Food Depot Debt-to-income ratio: 12.31%
Length of employment: < 1 year Location: Santa Fe, NM
       
Home town:
Current & past employers: The Food Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Hi! I am looking for a loan to purchase a small used commuter car to get back and forth to work. My current vehicle is old and not worth repairing. Thanks so much for helping me out!<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,616.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Because my partner is disabled and we live paycheck to paycheck in an expensive city. Most of my credit balance is old and I am trying my best to get it paid off. I actually made a lot of headway last year which I am proud of.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Sorry, I am not permitted to answer this question per Lending Club rules.
Please explain the reason why you carry a large revolving credit balance.Because my partner is disabled and we live paycheck to paycheck in an expensive city. Most of my credit balance is old and I am trying my best to get it paid off. I actually made a lot of headway last year which I am proud of.

 


 

 

 

Member Payment Dependent Notes Series 1158784

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158784

$10,000

$10,000

6.62%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158784. Member loan 1158784 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Outreach services Debt-to-income ratio: 24.69%
Length of employment: 2 years Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: Outreach services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,492.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 750 , credit cards 250.00, utilities 150.00.. Ins which includes life, car and rental ins 150 monthly, car 300,

 


 

 

 

Member Payment Dependent Notes Series 1158797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158797

$8,000

$8,000

14.65%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158797. Member loan 1158797 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Costco Debt-to-income ratio: 7.47%
Length of employment: 4 years Location: Aurora, CO
       
Home town:
Current & past employers: Costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Looking to refinance credit card accounts at a lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 29
Revolving Credit Balance: $5,925.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of cards is $8433. Ranging from 20-27.24% interest. Total minimum payments totaling $280 monthly. Please let me know if you have any more questions. Thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $1355 monthly inc. insurance and taxes. Utilities range from $160-220 monthly. No line(s) of credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: Mortage-$1355, Utilities-$160-220, Car (purchased)...insurance-$82...gasoline aprox $160, Phone-$80, Food-$400-600, internet/cable-$90, Credit cards-$400. Hope this helps, let me know if you have any other questions. Thanks.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of cards is $8433. Ranging from 20-27.24% interest. Total minimum payments totaling $280 monthly. Please let me know if you have any more questions. Thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: Mortage-$1355, Utilities-$160-220, Car (purchased)...insurance-$82...gasoline aprox $160, Phone-$80, Food-$400-600, internet/cable-$90, Credit cards-$400. Hope this helps, let me know if you have any other questions. Thanks.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: Mortage-$1355, Utilities-$160-220, Car (purchased)...insurance-$82...gasoline aprox $160, Phone-$80, Food-$400-600, internet/cable-$90, Credit cards-$400. Hope this helps, let me know if you have any other questions. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1158830

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158830

$14,400

$14,400

13.99%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158830. Member loan 1158830 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Countryside Pet Resort Debt-to-income ratio: 13.86%
Length of employment: 1 year Location: GEORGETOWN, TX
       
Home town:
Current & past employers: Countryside Pet Resort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 38
Revolving Credit Balance: $12,745.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158834

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158834

$12,000

$12,000

13.11%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158834. Member loan 1158834 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Patmar Janitorial Services Debt-to-income ratio: 5.18%
Length of employment: 6 years Location: LAKE IN THE HILLS, IL
       
Home town:
Current & past employers: Patmar Janitorial Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Iam trying to have all my credit cards under one roof, now i have about 6 cards and i am paying $100 each every month.<br>if i get the loan i can pay all and get one single payment monthly<br><br>but the best is pay lower interest thanx<br><br> Borrower added on 02/22/12 > the $100 i pay monthly is not the minimum, i used to pay more so that way i can pay faster<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,289.00 Public Records On File: 0
Revolving Line Utilization: 25.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Basic the loan is to pay credit cards<br>Best buy, homedepot, capital one, citi, bank of america, chase saphire, Pnc o total amount around $8000<br>and the rest for personal use
Which debts do you plan to pay off with this loan?Basic the loan is to pay credit cards<br>Best buy, homedepot, capital one, citi, bank of america, chase saphire, Pnc o total amount around $8000<br>and the rest for personal use
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?he are talking about 90% of my earnings that's why i need the loan to reduce my payments on credit cards that way i can have litle e of room by the end of month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?he are talking about 90% of my earnings that's why i need the loan to reduce my payments on credit cards that way i can have litle e of room by the end of month
Please explain the reason why you carry a large revolving credit balance.i been use with vacation expenses e some personal things
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?answered before
What is your intended use for the loan proceeds?question answer before

 


 

 

 

Member Payment Dependent Notes Series 1158851

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158851

$10,000

$10,000

18.55%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158851. Member loan 1158851 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Magnussen Home Debt-to-income ratio: 17.18%
Length of employment: 5 years Location: Ontario, CA
       
Home town:
Current & past employers: Magnussen Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 60
Revolving Credit Balance: $9,561.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1158856

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158856

$30,000

$30,000

14.65%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158856. Member loan 1158856 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $25,000 / month
Current employer: American Operations Corporation Debt-to-income ratio: 20.13%
Length of employment: 5 years Location: ALEXANDRIA, VA
       
Home town:
Current & past employers: American Operations Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1977 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 41
Revolving Credit Balance: $84,460.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$70,000 revolving debts including student loans, loc and credit cards. Interest rates at high CC level except for Student Loan which is 7%.
Which debts do you plan to pay off with this loan?Revolving Debt on high interest rate credit cards.
Please explain the reason why you carry a large revolving credit balance.I have moved twice in the last two years, college expense and a wedding.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$5230 including rent, all utilities, insurance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$6600 without revolving debt payments. Includes auto payment, insurance, gas, rent, renters insurance, phone, cable, food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$70,000 revolving debts including student loans, loc and credit cards. Interest rates at high CC level except for Student Loan which is 7%.

 


 

 

 

Member Payment Dependent Notes Series 1158863

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158863

$18,000

$18,000

13.99%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158863. Member loan 1158863 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,545 / month
Current employer: Mayo Clinic Debt-to-income ratio: 20.42%
Length of employment: 3 years Location: JACKSONVILLE BEACH, FL
       
Home town:
Current & past employers: Mayo Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > This loan is to be used to wipe out my credit card debt completely and save money in the long run.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,996.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I carry this large credit balance because of college. 90% of the debt is from 2008, I was an undergraduate completing my internship. I had no choice but to use credit cards for a majority of my finances. At the time my interest rate was about 9-10%, it has been raised and currently stands at 29.9% and it is the lowest they offer. When trying to pay off the balances with bulk payments I would put myself in financial situations and end up having to use the credit cards for emergency purposes.
What is the total balance of your credit cards, interest rates and current monthly payments?CC 1 <br><br> Balance 12,538.62<br> Payment 333.00<br> Interest 29.9%<br><br>CC 2<br><br> Balance 2,907.81<br> Payment 43.00<br> Interest rate 17.90% purchase<br> Interest rate 3.99% Balance transfers only until July 2012<br><br>CC 3<br><br> Balance 2551.99<br> Payment 25.00<br> Interest 0% only until August 2012<br> Interest 19.24% after August <br> Payment 25.00<br><br>Total debt 17,998.42<br>Current payments 401.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 825<br>transportation own car, gas about 20-25 week, live close to work<br>utilities 62 average electric and water<br>phone 50.00 average<br>insurance car 232 every six months<br>insurance health through employer 32.00 month<br>food average 300-400 a month

 


 

 

 

Member Payment Dependent Notes Series 1158883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158883

$12,000

$12,000

16.29%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158883. Member loan 1158883 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: SunAmerica Financial Debt-to-income ratio: 8.31%
Length of employment: 5 years Location: WOODLAND HILLS, CA
       
Home town:
Current & past employers: SunAmerica Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > $4000/month is all expenses<br><br> Borrower added on 02/22/12 > A diamond ring major upgrade for loved one.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,644.00 Public Records On File: 0
Revolving Line Utilization: 86.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4000
If you have a public record on file, please briefly explain the event and its resolution.I don't understand what's public record on file. I never have any default or even miss payment for credit cards.
What is your intended use for the loan proceeds?I want to buy a ring around 12 thousand dollars.
What are you buying?I want to buy a ring around 12 thousand dollars.

 


 

 

 

Member Payment Dependent Notes Series 1158887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158887

$7,200

$7,200

9.76%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158887. Member loan 1158887 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,850 / month
Current employer: n/a Debt-to-income ratio: 9.89%
Length of employment: n/a Location: quilcene, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,979.00 Public Records On File: 0
Revolving Line Utilization: 76.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa mastercard
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?The house is payed for. USDA$40.00- utilities$95.00- Ins house&car$50.00-no property taxes on disability<br>phone$15.00- food$125.00- no heating bill I burn wood it,s free and of course the visa&mastercard bills which I,am applying for this loan for to pay them off. This is what I pay monthly. The visa is$90.00 and the mastercard is$60.00.<br>Thankyou<br>James Simonen
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa mastercard
What is your intended use for the loan proceeds?Payoff visa&mastercard and get lower interest rates.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa mastercard
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?The house is payed for. USDA$40.00- utilities$95.00- Ins house&car$50.00-no property taxes on disability<br>phone$15.00- food$125.00- no heating bill I burn wood it,s free and of course the visa&mastercard bills which I,am applying for this loan for to pay them off. This is what I pay monthly. The visa is$90.00 and the mastercard is$60.00.<br>Thankyou<br>James Simonen
What is your intended use for the loan proceeds?Payoff visa&mastercard and get lower interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent,transportation$75.00,power$40.00,phone&internet45.00,ins car&house$50.00, food$125.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent,transportation$75.00,power$40.00,phone&internet45.00,ins car&house$50.00, food$125.00

 


 

 

 

Member Payment Dependent Notes Series 1158891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158891

$10,000

$10,000

12.12%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158891. Member loan 1158891 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: LandQwest Commercial Debt-to-income ratio: 7.11%
Length of employment: 2 years Location: Fort Myers, FL
       
Home town:
Current & past employers: LandQwest Commercial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,569.00 Public Records On File: 0
Revolving Line Utilization: 35.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $3,187: 23.99% $87.00 <br>Visa - $4,875: 17.9% $116.00

 


 

 

 

Member Payment Dependent Notes Series 1158905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158905

$12,000

$12,000

15.81%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158905. Member loan 1158905 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,188 / month
Current employer: n/a Debt-to-income ratio: 14.81%
Length of employment: n/a Location: DOVER, AR
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 51
Revolving Credit Balance: $12,319.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation: $270<br>Utilities: $410<br>Phone: $180<br>Insurance $240<br>Food $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No mortgage<br>No vehicle payment<br>No student loans<br>Line of Credit - $500 Balance, 26.99 interest rate, $26.00 payment<br>Revolving Credit<br>1. $2,948 Balance, 19.99 interest rate, $58.00<br>2. $1,638 Balance, 27.99 interest rate, $100.00<br>3. $2,890 Balance, 24.24 interest rate, $60.00<br>4. $4,345 Balance, 19.95 interest rate, $105.00

 


 

 

 

Member Payment Dependent Notes Series 1158917

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158917

$15,000

$15,000

15.81%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158917. Member loan 1158917 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Griffin Dewatering Corporartion Debt-to-income ratio: 11.62%
Length of employment: 8 years Location: Irwindale, CA
       
Home town:
Current & past employers: Griffin Dewatering Corporartion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,298.00 Public Records On File: 1
Revolving Line Utilization: 59.40% Months Since Last Record: 104
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All that I have. I believe I am able to get rid of everything. I will clear everything and have only 1 payment. When I am paid off with this loan {freedom} I will be debit free. Major goal for me!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Answered this question with my last submitted. My interest rate vary from 9.9% to I believe 15.9%. There are apx. 17 card most are visa/master card there are a few store cards. 1 car pymt & 1 loan
If you have a public record on file, please briefly explain the event and its resolution.I do not believe I have a public record on file, although I may.

 


 

 

 

Member Payment Dependent Notes Series 1158975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158975

$4,800

$4,800

13.11%

1.00%

February 29, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158975. Member loan 1158975 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Arena Football League Debt-to-income ratio: 22.12%
Length of employment: 1 year Location: Villa Park, IL
       
Home town:
Current & past employers: Arena Football League
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,944.00 Public Records On File: 0
Revolving Line Utilization: 91.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1158988

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1158988

$20,000

$20,000

9.76%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1158988. Member loan 1158988 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,666 / month
Current employer: County Line Auto Parts Debt-to-income ratio: 13.67%
Length of employment: 8 years Location: Lees Summit, MO
       
Home town:
Current & past employers: County Line Auto Parts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,948.00 Public Records On File: 0
Revolving Line Utilization: 33.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1159017

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159017

$10,000

$10,000

12.12%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159017. Member loan 1159017 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Virginia Tech Debt-to-income ratio: 11.53%
Length of employment: 10+ years Location: CARTERSVILLE, VA
       
Home town:
Current & past employers: Virginia Tech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I know that giving someone credit is risky. Some of my strengths are that I do pay my bills and that I have a stable job. I have worked in the same job since 2002.<br><br> Borrower added on 02/22/12 > I would like to consolidate credit cards to one payment with reasonable interest rates. If I was able to consolidate, I would be totally out of credit card debt in three years.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 76
Revolving Credit Balance: $7,947.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently, I have a balance of $2,288.69 on a Capital One credit care (closed account) at 14.9% . I have a Discover credit card with a balance of $3,064.59 at 15.99% with $35 available credit. I have a Farm Bureau credit card with $4,907.77 and $92.23 available credit, I am not sure about the interest rate for the Farm Bureau Card. Monthly: Capital One $52, Discover $62, and Farm Bureau $200. Student Loan:$10,711.90 at 4.25%, Monthly payment $103.
Which debts do you plan to pay off with this loan?With the amount the I requested,I would like to be able to pay off two of my three credit cards, Capital One and Farm Bureau and I would be able to pay down substantially the Discover card.

 


 

 

 

Member Payment Dependent Notes Series 1159019

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159019

$20,800

$20,800

17.27%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159019. Member loan 1159019 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: The Silver Moon Debt-to-income ratio: 19.54%
Length of employment: 10+ years Location: buckhead, GA
       
Home town:
Current & past employers: The Silver Moon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 77
Revolving Credit Balance: $27,904.00 Public Records On File: 0
Revolving Line Utilization: 88.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have already answered this question, Thursday
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The Credit Cards will be paid off, no payment only the note 860.00 a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are 850.00 per month.

 


 

 

 

Member Payment Dependent Notes Series 1159030

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159030

$35,000

$35,000

18.55%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159030. Member loan 1159030 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: MTA Bus Co. Debt-to-income ratio: 13.53%
Length of employment: 10+ years Location: coram, NY
       
Home town:
Current & past employers: MTA Bus Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 62
Revolving Credit Balance: $8,176.00 Public Records On File: 0
Revolving Line Utilization: 72.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2,2235.00 including ins and taxes..no lines of credit or equity loans
What is the home improvement project you are planning?multiple projects..mainly kitchen and bathroom
Is the improvement to your primary residence or an investment property?primary residence
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2,2235.00 including ins and taxes..no lines of credit or equity loans
Is the improvement to your primary residence or an investment property?primary residence
What is the home improvement project you are planning?multiple projects..mainly kitchen and bathroom
Is the improvement to your primary residence or an investment property?primary residence
Is this for a home improvement you have already made, or one that you are planning to make?One that i am planning to do by the summer
What is your intended use for the loan proceeds?Bathroom and Kitchen remodel

 


 

 

 

Member Payment Dependent Notes Series 1159050

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159050

$15,000

$15,000

18.25%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159050. Member loan 1159050 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: ibew local 102 Debt-to-income ratio: 5.67%
Length of employment: 8 years Location: RANDOLPH, NJ
       
Home town:
Current & past employers: ibew local 102
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,052.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159051

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159051

$30,000

$30,000

12.12%

1.00%

March 2, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159051. Member loan 1159051 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: CENTER POINT FIRE DISTRICT Debt-to-income ratio: 15.20%
Length of employment: 10+ years Location: HAYDEN, AL
       
Home town:
Current & past employers: CENTER POINT FIRE DISTRICT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 64
Revolving Credit Balance: $5,114.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I'm starting a landscape business and the money is intended to purchase equipment as well as some cash on hand for start up.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-$2,085; Water-$165.00; Gas-$15.00; Power-$220.00; Phone-$160.00; Transportation-$400.00; Food-$300.00; Insurance-$185.00
What type of business are you starting?Landscape business
Please describe your experience/familiarity with the business you are starting/started?My father used to do landscaping approximately 10 years ago and I helped him with it, so I've decided to start my own business. I've also helped a couple of individuals that I currently work with from time to time with their lawns. I guess off and on I've done landscaping for approximately 15 years.
What will be the largest expense in the first six months?I'l be purchasing a zero turn lawn mower which will cost approximately $11,000-$12,000. I will also need an enclosed trailer as well as some smaller purchases ex. trimmers, edgers, blowers, etc.
What do you project your monthly revenues for the first 6 months to be?This is going to be an annual contract which will pay me between $45,000 to $50,000
What is your intended use for the loan proceeds?I'm starting a landscape business and the money is intended to purchase equipment as well as some cash on hand for start up.
What do you project your monthly revenues for the first 6 months to be?This is going to be an annual contract which will pay me between $45,000 to $50,000
Please explain the reason why you carry a large revolving credit balance.We have a rental house that my wife manages and we had to replace two a/c units and we want to close the revolving credit line.
What do you project your monthly revenues for the first 6 months to be?This is going to be an annual contract which will pay me between $45,000 to $50,000

 


 

 

 

Member Payment Dependent Notes Series 1159071

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159071

$12,000

$12,000

13.11%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159071. Member loan 1159071 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,942 / month
Current employer: Forest Pharmaceuticals Debt-to-income ratio: 12.47%
Length of employment: 1 year Location: CINCINNATI, OH
       
Home town:
Current & past employers: Forest Pharmaceuticals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,647.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?750 in rent 60 in utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards no student loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All credit cards no student loans

 


 

 

 

Member Payment Dependent Notes Series 1159076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159076

$18,000

$18,000

19.22%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159076. Member loan 1159076 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: St Jude Medical Debt-to-income ratio: 13.48%
Length of employment: 3 years Location: Mooresville, NC
       
Home town:
Current & past employers: St Jude Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Trying to repair financial status. Regretfully, I have made some poor financial decisions in the past pertaining to the use of credit cards and I am trying to rectify that situation. Projected Goal is to be 100% credit/loan debt free by 2015.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 46
Revolving Credit Balance: $9,029.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?100% debt consolidation. To pay off all credit cards and remaining medical/dental bills.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only purpose is to pay off credit debt and to consolidate it all into one monthly payment with a lower interest rate. Doing this will allow us to actually save money each month and be able to put money into a savings account, something we haven't been able to do in years. This will in turn, allow us the chance to actually PAY for something when we need it, instead of always charging it. Thus, helping us to end this vicious credit card cycle.
Please explain the reason why you carry a large revolving credit balance.We always thought that having credit was better than having cash. That HUGE mistake allowed us to live way beyond our means for years. Our mistake was realized and it was too late. We were stuck in the credit card cycle. All of our money was going towards paying minimum balances on our credit cards, leaving us no money. Unfortunately, we had to continue to live off the credit. Now, we are working towards being credit debt free. This consolidation loan will actually save us money every month.

 


 

 

 

Member Payment Dependent Notes Series 1159101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159101

$21,375

$21,375

8.90%

1.00%

March 5, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159101. Member loan 1159101 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,400 / month
Current employer: Department of Defense (Acq Support CTR) Debt-to-income ratio: 17.46%
Length of employment: 10+ years Location: HARVEST, AL
       
Home town:
Current & past employers: Department of Defense (Acq Support CTR)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1982 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 74
Revolving Credit Balance: $27,472.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa balance $8,880.64, Interest Rate- 12.99%, Min payment- $397.00; Visa Balance- $10,746.49, Interest Rate- 16.24%, Min Payment- $255.00.;Discover balance- $7,693.95, Interest rate -9.99%, Min payment - $163.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum monthly payments for all credit cards is $815.00.<br>The total minimum monthly payment for this loan and payoff of all credit cards is $678.73
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The current monthly expenses that I'm responsible for in my household are as follows: $400 (my portion of mortgage payment) wireless- $90, Utilites-avg $350, Water- avg $12, Groceries-avg $350, satellite service- $153, Car-$840, gas- avg -$200.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses from my income consists of the following: Wireless - Avg $90, Utilities - Avg $350, Grocery- Avg $350, satellite-$150, car- $840, gas- $200, Mortgage- I pay $400 towards mortgage, home phone -avg $75.

 


 

 

 

Member Payment Dependent Notes Series 1159112

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159112

$15,000

$15,000

13.11%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159112. Member loan 1159112 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Synnefo Technology Solutions Debt-to-income ratio: 17.54%
Length of employment: < 1 year Location: Carol Stream, IL
       
Home town:
Current & past employers: Synnefo Technology Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > This loan will be used to consolidate my credit card debt into an easy to manage low interest monthly payment. I am a good candidate for this loan because I'm financially responsible and have excellent credit. I've never made a late payment and take great pride in my credit score.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,159.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex<br>Total balance $13,879.29<br>Rate 15.24%<br>Monthly payment $318.00<br><br>Mastercard<br>Total balance $8,517.43<br>Rate 15.99%<br>Monthly payment $186.00<br><br>I know this is more than the amount requested but I have the remaining amount saved up to pay off both.

 


 

 

 

Member Payment Dependent Notes Series 1159147

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159147

$6,400

$6,400

6.62%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159147. Member loan 1159147 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,542 / month
Current employer: CVS Pharmacy Debt-to-income ratio: 14.88%
Length of employment: 7 years Location: VILLAS, NJ
       
Home town:
Current & past employers: CVS Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I am looking to pay off my high interest creidt card with a lower interest rate,<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,813.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 6162 22%<br>mortgage 1220. 5.9<br>car 350 5.4
Which debts do you plan to pay off with this loan?pay off my credit card for a lower interest rate in less time

 


 

 

 

Member Payment Dependent Notes Series 1159152

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159152

$18,000

$18,000

20.99%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159152. Member loan 1159152 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Novadebt Debt-to-income ratio: 19.13%
Length of employment: 5 years Location: JACKSON, NJ
       
Home town:
Current & past employers: Novadebt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 70
Revolving Credit Balance: $10,915.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to payoff a loan that has a high interest rate, pay few credit cards with small balances and put some money in to savings.
What is your intended use for the loan proceeds?I would like to payoff a loan that has a high interest rate, pay few credit cards with small balances and put some money in to savings.

 


 

 

 

Member Payment Dependent Notes Series 1159171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159171

$28,000

$28,000

24.20%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159171. Member loan 1159171 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: David Scott Interiors, LTD. Debt-to-income ratio: 9.73%
Length of employment: 6 years Location: NEW YORK, NC
       
Home town:
Current & past employers: David Scott Interiors, LTD.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 14
Revolving Credit Balance: $19,142.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1159183

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159183

$30,000

$30,000

7.62%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159183. Member loan 1159183 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,958 / month
Current employer: Fidessa Debt-to-income ratio: 1.52%
Length of employment: < 1 year Location: New York, NY
       
Home town:
Current & past employers: Fidessa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > I am a long time Lending Club investor, which is why I chose LC to finance my loan.<br><br>I pay my AmEx Platinum in full every month, and I just need some help with this month's bill. I paid for my best friend's bachelor party, and I'd like to keep my perfect payment history.<br><br> Borrower added on 02/26/12 > Sorry it's taking so long to verify the bank account. I entered the wrong routing number! I entered the correct one on Thursday and am waiting for the deposits into my account.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $3,700.00 <br>Transportation $730.00 I'm going to cut this in half by taking less taxis<br>Utilities $80.00 <br>Phone $230.00 <br>Insurance $110.00 deducted from paycheck<br>Groceries/dining $1,500.00 I'm going to cut this in third by dining out less
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
If you have a public record on file, please briefly explain the event and its resolution.No public records
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage for my rental property ($1,600/month rent): $210,000 at 3%<br>Upcoming payment:<br> Principal: $496.84<br> Interest: $530.68<br> Escrow: $624.96<br> TOTAL: $1,652.48<br><br>That's it!

 


 

 

 

Member Payment Dependent Notes Series 1159204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159204

$17,800

$17,800

8.90%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159204. Member loan 1159204 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: n/a Debt-to-income ratio: 19.28%
Length of employment: 10+ years Location: Muskegon, MI
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,025.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1159217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159217

$15,000

$15,000

12.12%

1.00%

March 1, 2012

March 6, 2017

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159217. Member loan 1159217 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,498 / month
Current employer: Department of Justice Debt-to-income ratio: 9.09%
Length of employment: 9 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Department of Justice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > This loan is a personal loan. I have a great credit score and a history of repaying my loans. My monthly budget is very manageable, and due to my employment status, my budget is always met. I am a full-time employee and maintained the current employer for about nine years.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,598.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The purpose is for a personal loan.
What is your intended use for the loan proceeds?The purpose is for a personal loan.
Please provide additional details regarding the purpose of the loan.The purpose is for a personal loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is for a personal one, and the money allocated will go all directly to it.
What is your intended use for the loan proceeds?The purpose is for a personal loan.
What is your intended use for the loan proceeds?The purpose is for a personal loan.
What is your intended use for the loan proceeds?The purpose is for a personal loan.
What is your intended use for the loan proceeds?The purpose is for a personal loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expense does not exceed my income.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expense does not exceed my income.
What is your intended use for the loan proceeds?The purpose is for a personal loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expense does not exceed my income.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My monthly expense does not exceed my monthly budget.

 


 

 

 

Member Payment Dependent Notes Series 1159227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159227

$15,000

$15,000

13.99%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159227. Member loan 1159227 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,833 / month
Current employer: Lockheed Martin Debt-to-income ratio: 11.76%
Length of employment: 6 years Location: COLUMBIA, MD
       
Home town:
Current & past employers: Lockheed Martin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 69
Revolving Credit Balance: $15,603.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1159258

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159258

$10,000

$10,000

13.99%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159258. Member loan 1159258 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,200 / month
Current employer: City National Bank Debt-to-income ratio: 12.76%
Length of employment: 5 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: City National Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,629.00 Public Records On File: 0
Revolving Line Utilization: 74.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a car payment of $506 a month, the interest is 6% and will be paid off next month. No student loans, the remaining debt of approx $10,000 ranges from 17-25% interest. No mortgage payments. With a credit profile that is 20+ years old, I've never been late on any debt. The purpose of this request is to consolidate all my debt with 1 payment and schedule extra payments to ensure this is paid off quicker than 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a car payment of $506 a month, the interest is 6% and will be paid off next month. No student loans, the remaining debt of approx $10,000 ranges from 17-25% interest. No mortgage payments. With a credit profile that is 20+ years old, I've never been late on any debt. The purpose of this request is to consolidate all my debt with 1 payment and schedule extra payments to ensure this is paid off quicker than 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a car payment of $506 a month, the interest is 6% and will be paid off next month. No student loans, the remaining debt of approx $10,000 ranges from 17-25% interest. No mortgage payments. With a credit profile that is 20+ years old, I've never been late on any debt. The purpose of this request is to consolidate all my debt with 1 payment and schedule extra payments to ensure this is paid off quicker than 3 years.
Which debts do you plan to pay off with this loan?my highest interest rate credit cards, including credit one, juniper, orchard, sears, household, and Capitalone.
Which debts do you plan to pay off with this loan?my highest interest rate credit cards, including credit one, juniper, orchard, sears, household, and Capitalone.

 


 

 

 

Member Payment Dependent Notes Series 1159271

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159271

$8,650

$8,650

6.03%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159271. Member loan 1159271 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $29,167 / month
Current employer: n/a Debt-to-income ratio: 2.06%
Length of employment: 10+ years Location: Irvine, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1980 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,712.00 Public Records On File: 0
Revolving Line Utilization: 14.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.interest rate Balance minimum payment<br>macy's store account 24.50 $ 6715.14 $ 219<br><br>macy's american express account $1502 $76

 


 

 

 

Member Payment Dependent Notes Series 1159277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159277

$3,000

$3,000

7.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159277. Member loan 1159277 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Dimplex Thermal Solutions Debt-to-income ratio: 18.06%
Length of employment: 4 years Location: Portage, MI
       
Home town:
Current & past employers: Dimplex Thermal Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Trying to buy a classic motorcycle on EBAY. I need the money by Friday, Feb. 24th when the EBAY auction ends.<br><br> Borrower added on 02/22/12 > If the auction ends before I get all the money I may still be able to purchase from seller if nobody bids on the bike. I also located a few more identical motorcycles on Craigslist for sale. I work for a very stable company for 4 years and work 50-60 hours a week.<br><br> Borrower added on 02/24/12 > Ebay auction ended and nobody bid. However Iv'e located another motorcycle in better condition on Craigslist in VA. Iv'e contacted the owner and it's still available. I'm halfway funded but it's taking awhile to get there and I need to act fast before its gone. Thanks<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,516.00 Public Records On File: 1
Revolving Line Utilization: 60.90% Months Since Last Record: 111
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159285

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159285

$21,000

$21,000

16.29%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159285. Member loan 1159285 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,125 / month
Current employer: UTC Debt-to-income ratio: 15.16%
Length of employment: 4 years Location: EAST HARTFORD, CT
       
Home town:
Current & past employers: UTC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 56
Revolving Credit Balance: $23,919.00 Public Records On File: 0
Revolving Line Utilization: 90.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 905<br>Electricity 100<br>Renters Insurance 15<br>Cable 49<br>Internet 29<br>House phone 25<br>Cell Phone 60<br>Auto fuel 180<br>Office Lunch 200<br>Credit Cards 1040<br>Groceries 250<br>Tolietiries 100<br>Entertainment 100<br>Associations 100<br>Education loan 200<br>Misc 200<br>Auto Insurance 70<br>Auto Repairs 100
If you have a delinquency in the last 2 years, please explain the reason.I have never been delinquent in the last two years
What is the total balance of your credit cards, interest rates and current monthly payments?Total Balance is 25,000 and the average interest is 17.99% while my monthly payments range from 1040 to 1500 depending on other flexible car expenses like repairs and savings from the other expense items.

 


 

 

 

Member Payment Dependent Notes Series 1159302

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159302

$25,000

$25,000

7.90%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159302. Member loan 1159302 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: CUNY/City University of New York Debt-to-income ratio: 13.57%
Length of employment: 10+ years Location: NEW YORK, NY
       
Home town:
Current & past employers: CUNY/City University of New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,000.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1159306

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159306

$19,000

$19,000

13.99%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159306. Member loan 1159306 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,588 / month
Current employer: Towncar International Debt-to-income ratio: 15.70%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Towncar International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Looking forward to paying off my credit cards then repaying this loan so I can be come a HOME OWER.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 35
Revolving Credit Balance: $20,557.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I will be paying off the only debt I currently have card cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here the information you ask for Rent $950.00, Transportation $80.00, Cable, Coned, Cellphone $450.00 Term Life $ 52.50 Health is paid by my employer, Food $300.00 Credit cards minimum $500.00 in which I try to double each month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Here is the informtion you ask for Rent $950.00, Tranportation $80.00, Cable, Coned, Cellphone $450.00 , Term life $52.50 Health is paid by my employer. Food $300.00, Credit Card minimum payment $500.00 in which I try to double each month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card debt balances as of last month was $20,261 in which I was able to make payment of $2,000, I received my tax return. Interest rate are 6% to 29.99%. Between Revolving Credit Accounts and Credit Cards and Retail card it $500.00 a month in which I try to double each month. No Student loan and my rent is $950.00.
Please explain the reason why you carry a large revolving credit balance.I had my first Credit Card when I was teenager and I did pretty good, but before I notice it went from 1 to 5 and 5 to 10 credit cards. At that time I wanted to dress like I was a Rock Star and of coures I needed to drive to work no train for me. My first car was a ML320 Mercedes Benz that I was leasing at $480 a month, when the lease was up I got a LR3 Land Rover at $600.00 a month I was basically trying to keep up with the Joneses. That was many yrs ago and I love taking the train to work..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card debt balances as of last month was $20,261 in which I was able to make payment of $2,000, I received my tax return. Interest rate are 6% to 29.99%. Between Revolving Credit Accounts and Credit Cards and Retail card it $500.00 a month in which I try to double each month. No Student loan and my rent is $950.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here the information you ask for Rent $950.00, Transportation $80.00, Cable, Coned, Cellphone $450.00 Term Life $ 52.50 Health is paid by my employer, Food $300.00 Credit cards minimum $500.00 in which I try to double each month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card debt balances as of last month was $20,261 in which I was able to make payment of $2,000, I received my tax return. Interest rate are 6% to 29.99%. Between Revolving Credit Accounts and Credit Cards and Retail card it $500.00 a month in which I try to double each month. No Student loan and my rent is $950.00.
Please explain the reason why you carry a large revolving credit balance.I had my first Credit Card when I was teenager and I did pretty good, but before I notice it went from 1 to 5 and 5 to 10 credit cards. At that time I wanted to dress like I was a Rock Star and of coures I needed to drive to work no train for me. My first car was a ML320 Mercedes Benz that I was leasing at $480 a month, when the lease was up I got a LR3 Land Rover at $600.00 a month I was basically trying to keep up with the Joneses. That was many yrs ago and I love taking the train to work..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card debt balances as of last month was $20,261 in which I was able to make payment of $2,000, I received my tax return. Interest rate are 6% to 29.99%. Between Revolving Credit Accounts and Credit Cards and Retail card it $500.00 a month in which I try to double each month. No Student loan and my rent is $950.00.
Which debts do you plan to pay off with this loan?I will be paying off the only debt I currently have card cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is is to pay off my credit cards only.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Here is the informtion you ask for Rent $950.00, Tranportation $80.00, Cable, Coned, Cellphone $450.00 , Term life $52.50 Health is paid by my employer. Food $300.00, Credit Card minimum payment $500.00 in which I try to double each month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here the information you ask for Rent $950.00, Transportation $80.00, Cable, Coned, Cellphone $450.00 Term Life $ 52.50 Health is paid by my employer, Food $300.00 Credit cards minimum $500.00 in which I try to double each month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Here is the informtion you ask for Rent $950.00, Tranportation $80.00, Cable, Coned, Cellphone $450.00 , Term life $52.50 Health is paid by my employer. Food $300.00, Credit Card minimum payment $500.00 in which I try to double each month.
Please explain the reason why you carry a large revolving credit balance.I had my first Credit Card when I was teenager and I did pretty good, but before I notice it went from 1 to 5 and 5 to 10 credit cards. At that time I wanted to dress like I was a Rock Star and of coures I needed to drive to work no train for me. My first car was a ML320 Mercedes Benz that I was leasing at $480 a month, when the lease was up I got a LR3 Land Rover at $600.00 a month I was basically trying to keep up with the Joneses. That was many yrs ago and I love taking the train to work..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card debt balances as of last month was $20,261 in which I was able to make payment of $2,000, I received my tax return. Interest rate are 6% to 29.99%. Between Revolving Credit Accounts and Credit Cards and Retail card it $500.00 a month in which I try to double each month. No Student loan and my rent is $950.00.
Which debts do you plan to pay off with this loan?I will be paying off the only debt I currently have card cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is is to pay off my credit cards only.

 


 

 

 

Member Payment Dependent Notes Series 1159314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159314

$23,500

$23,500

14.65%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159314. Member loan 1159314 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: University of Southern California Debt-to-income ratio: 20.52%
Length of employment: 6 years Location: CERRITOS, CA
       
Home town:
Current & past employers: University of Southern California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,414.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Car insurance: $80<br>Rent: $200 (live with my siblings)
Please explain the reason why you carry a large revolving credit balance.Combination of my credit card debt and my car loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: 14.5 - bad economy
Which debts do you plan to pay off with this loan?Credit card and car loan together

 


 

 

 

Member Payment Dependent Notes Series 1159320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159320

$24,000

$24,000

8.90%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159320. Member loan 1159320 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Larchmont Avenue Church Debt-to-income ratio: 15.18%
Length of employment: 6 years Location: Mount Vernon, NY
       
Home town:
Current & past employers: Larchmont Avenue Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Well, that should be Credit Card Eradicator. I guess my finger slipped. Got my scissors ready to cut up some plastic.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1986 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,329.00 Public Records On File: 0
Revolving Line Utilization: 47.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage with $84,000 remaining, $585 per month. No student loans or lines of credit. Current CC debt is too high, which is why I am looking to pay much of it off through this loan. Total CC debt is $39,000 over 5 cards with total monthly payments approaching $1,200. Interest rates range from 6.49% to 14.99% and I'm looking to pay off the higher rate cards with this loan over three years and thus be able to pay off the lower rate cards more quickly.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses include mortgage, coop maintenance (which includes utilities, insurance, taxes), and total just under $1600 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage with $84,000 remaining, $585 per month. No student loans or lines of credit. Current CC debt is too high, which is why I am looking to pay much of it off through this loan. Total CC debt is $39,000 over 5 cards with total monthly payments approaching $1,200. Interest rates range from 6.49% to 14.99% and I'm looking to pay off the higher rate cards with this loan over three years and thus be able to pay off the lower rate cards more quickly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am looking to use this loan exclusively to pay off credit card debt. This will eliminate 3 credit card balances and I will then close those accounts.
Please explain the reason why you carry a large revolving credit balance.It is mostly due to expenses related to a home renovation and purchase of furniture. I am looking for a lower interest loan to eliminate the bulk of this higher interest debt.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is $585 a month. Maintenance on my coop includes insurance, taxes, and utilities, and is $1000 a month. In other words, my housing expenses are about $1600 a month.

 


 

 

 

Member Payment Dependent Notes Series 1159335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159335

$5,000

$5,000

7.90%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159335. Member loan 1159335 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: WPS Insurance Corporation Debt-to-income ratio: 23.65%
Length of employment: 4 years Location: CHICAGO, IL
       
Home town:
Current & past employers: WPS Insurance Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/21/12 > Would like to pay off a high interest credit card with the loan proceeds.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,485.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1159342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159342

$14,400

$14,400

6.62%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159342. Member loan 1159342 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Tradional Bakery Inc Debt-to-income ratio: 7.77%
Length of employment: < 1 year Location: TULSA, OK
       
Home town:
Current & past employers: Tradional Bakery Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > This is to consolidate and quickly pay off credit cards. I plan on making large payments to pay this off QUICKLY. I usually make $1,000+ payments to pay off credit cards, that will instead go to this loan.<br><br> Borrower added on 02/28/12 > I basically have no debt (not even car payments) except for the 2 credit cards that this loan will pay off. I always pay extra to pay down debts. Im just glad that more of my payment will be going towards principal instead of interest.<br><br> Borrower added on 03/05/12 > Thanks to everyone who has helped with funding so far. Everything is really to go once funding is finished. Loan has been approved and finalized. I need most of this loan to fund. Thank you to everyone who has helped so far.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,242.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 250 (share apartment with roommate) Transportation: car is paid off Utilities: Around $75/month Phone: $50/month Insurance: $140/month Food: $100 month (Can eat for free where I work) Basically I have no debt except the 2 credit cards that I will be paying off with this.

 


 

 

 

Member Payment Dependent Notes Series 1159343

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159343

$8,000

$8,000

6.03%

1.00%

March 2, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159343. Member loan 1159343 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: Pepco Holdings Inc Debt-to-income ratio: 3.02%
Length of employment: 4 years Location: Burtonsville, MD
       
Home town:
Current & past employers: Pepco Holdings Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,796.00 Public Records On File: 0
Revolving Line Utilization: 11.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Thanks for consideration. I was a one man bill payer for the last 10 months.<br>My wife was not working due to being on maternity leave. She will be back to work by March 5th.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Thanks for consideration.<br>Visa $6384 11.24% $63.00 min payment<br>American Express $1151 13.99% $17.00 min payment<br>Discover $900 14.99% $41.00 min payment

 


 

 

 

Member Payment Dependent Notes Series 1159352

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159352

$13,000

$13,000

13.11%

1.00%

March 6, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159352. Member loan 1159352 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: United Parcel Service Debt-to-income ratio: 16.20%
Length of employment: 10+ years Location: BRIDGEVIEW, IL
       
Home town:
Current & past employers: United Parcel Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 66
Revolving Credit Balance: $11,632.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My father passed away in 2007 and I had to take a lot more responsibility with my mom. I felt like I had to do everythinf I could to help. High interest rates made it a lot worst. I m
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current interest rates are for 2 credit cards, one ar 17.90 and one ar 5.90. Combined the two credit cards are at a balance of around 11,000. My monthly payments usually vary, but I almost always get a few hundred dollars out each month.
Which debts do you plan to pay off with this loan?I have 2 credit cards I will pay off with this loan.
Please explain the reason why you carry a large revolving credit balance.My father passed away in 2007 and I had to take a lot more responsibility with my mom. I felt like I had to do everythinf I could to help. High interest rates made it a lot worst. I m
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current interest rates are for 2 credit cards, one ar 17.90 and one ar 5.90. Combined the two credit cards are at a balance of around 11,000. My monthly payments usually vary, but I almost always get a few hundred dollars out each month.

 


 

 

 

Member Payment Dependent Notes Series 1159369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159369

$7,000

$7,000

6.62%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159369. Member loan 1159369 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Weatherford Fire Dept. Debt-to-income ratio: 5.58%
Length of employment: 8 years Location: weatherford, TX
       
Home town:
Current & past employers: Weatherford Fire Dept.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,671.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To by a second means of transportation. I need something with better GPM to get to work.
Please explain the reason why you carry a large revolving credit balance.I inherited the debt after my divorce.
What is your intended use for the loan proceeds?To by a second means of transportation. I need something with better GPM to get to work.
Is this loan for a refinance, lease or purchase?Purchase.
How much money are you providing out of pocket as a down payment for this purchase?zero.
Please explain the reason why you carry a large revolving credit balance.I inherited the debt after my divorce.

 


 

 

 

Member Payment Dependent Notes Series 1159373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159373

$15,075

$15,075

10.74%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159373. Member loan 1159373 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,856 / month
Current employer: PHARR SAN JUAN ALAMO ISD Debt-to-income ratio: 19.79%
Length of employment: 10+ years Location: MCALLEN, TX
       
Home town:
Current & past employers: PHARR SAN JUAN ALAMO ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > All my bills have been paid on time, always. <br>Goals: to get lower interest rates, to pay credit cards immediately, to spend less and to save more. Strong will to work harder and to enjoy more what life naturally offers to us.<br>Professional employee, steady job for the last decade and counting.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,822.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage (PITI) 1,050<br>Utilities 110<br>Phone,Internt,Cell 115<br>Car Insurance 125<br>Transportation 150<br>I am saving around $300 monthly compared to 3 months ago and before because I changed some plans, providers and cancelled cable service.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To consolidate debt and get lower rates:<br><br>(Payoff) 10,200 (Unsecured loan) rate 18%<br>(Payoff) 1,200 (3 credit cards) rates between 19 and 23%<br>(Payment) 2,400 (credit card) rate 23% present balance 7,000<br>(cash) 600 (contingency fund in bank)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To consolidate debt and get lower rates:<br><br>(Payoff) 10,200 (Unsecured loan) rate 18%<br>(Payoff) 1,200 (3 credit cards) rates between 19 and 23%<br>(Payment) 2,400 (credit card) rate 23% present balance 7,000<br>(cash) 600 (contingency fund in bank)

 


 

 

 

Member Payment Dependent Notes Series 1159379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159379

$8,000

$8,000

17.99%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159379. Member loan 1159379 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Safeboats International Debt-to-income ratio: 19.33%
Length of employment: 9 years Location: Lakebay, WA
       
Home town:
Current & past employers: Safeboats International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I am trying to pay off credit cards and close them. also trying to finish my remodel of my home. in three years i will have everything payed off and no more credit cards.<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 41
Revolving Credit Balance: $20,352.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I dont think so
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?morgage, taxes, insurance, utilites
Please explain the reason why you carry a large revolving credit balance.well i wish it had not got that way but ten years ago i was making alot more money. my job i am at now is cutting all overtime out. so i would like too pay off most all credit cards and close the high intrest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 19,000.00 24% to 29 % 500.00 per month. Morgage 885.00 5.25 % !20,000.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700.00
Please explain the reason why you carry a large revolving credit balance.well i wish it had not got that way but ten years ago i was making alot more money. my job i am at now is cutting all overtime out. so i would like too pay off most all credit cards and close the high intrest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 19,000.00 24% to 29 % 500.00 per month. Morgage 885.00 5.25 % !20,000.00
Which debts do you plan to pay off with this loan?About Half of my credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards 19,000.00 24% to 29 % 500.00 per month. Morgage 885.00 5.25 % !20,000.00

 


 

 

 

Member Payment Dependent Notes Series 1159444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159444

$6,000

$6,000

15.31%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159444. Member loan 1159444 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Departmeficernt of Defense Debt-to-income ratio: 15.38%
Length of employment: 10+ years Location: WAIANAE, HI
       
Home town:
Current & past employers: Departmeficernt of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 66
Revolving Credit Balance: $7,601.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase mortgage, balance $260000, Macy's credit card $500. Home depot credit card, $1100. ASB loan, $3200. Chase credit card, $4900
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase mortgage, balance $260000, Macy's credit card $500. Home depot credit card, $1100. ASB loan, $3200. Chase credit card, $4900

 


 

 

 

Member Payment Dependent Notes Series 1159466

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159466

$5,200

$5,200

14.65%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159466. Member loan 1159466 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Fidelity Investments Debt-to-income ratio: 15.29%
Length of employment: 1 year Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: Fidelity Investments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 69
Revolving Credit Balance: $13,000.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard and Discover: both are slightly under $1700. MasterCard promotional apr just expired now at 29%, Discover at 17.99%. Minimum payments are approx $45 on both. Lastly a Visa at $1400 22% at $50 per month.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum payments are at $200. Most of which had been accounted for in the previous question; approx $150 will be replaced with this loan. Thank you for your consideration and please feel free to ask any additional questions

 


 

 

 

Member Payment Dependent Notes Series 1159467

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159467

$12,000

$12,000

15.81%

1.00%

March 5, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159467. Member loan 1159467 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Certified Network M Inc. Debt-to-income ratio: 15.19%
Length of employment: 5 years Location: SHERMAN OAKS, CA
       
Home town:
Current & past employers: Certified Network M Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,679.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is currently 652.50 split two way between my roomate and I. Gas I spend about 225. to 250. Utilities are about 30 bucks a month. Cell phone about 65 bucks a month food is about 200 to 300 per month. So total expenses are about 1300 per month. This is why the loan would be very helpful. I would love to be able to consolidate my debts into one payment which according to this site would be lower then my other payments and pay larger amounts to pay the debt off sooner.
Which debts do you plan to pay off with this loan?I have two credit cards that total just over 10,000 these cards have a really high interest rate currently. This Loan would allow me to pay these cards off consolidate to one payment and have a little more money left to get caught up on all my other monthly bills and expenses, which have fallen behind recently.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1 bank credit card total is about 4,932 with 19.74% APR. Another Bank credit card total is 5,300 19.74 APR. Minimum payment for both cards usually totals over 400 per month. These are mainly the two demon cards that are getting me further and further behind. This loan would allow me to consolidate these two monster cards into one easy payment which would help ease some of the pain.

 


 

 

 

Member Payment Dependent Notes Series 1159472

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159472

$4,000

$4,000

19.99%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159472. Member loan 1159472 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Southern Califorona Family Dentistry Debt-to-income ratio: 6.70%
Length of employment: < 1 year Location: Dana Point, CA
       
Home town:
Current & past employers: Southern Califorona Family Dentistry
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,755.00 Public Records On File: 0
Revolving Line Utilization: 98.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159494

$7,000

$7,000

8.90%

1.00%

March 6, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159494. Member loan 1159494 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: n/a Debt-to-income ratio: 12.12%
Length of employment: n/a Location: BRONX, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,825.00 Public Records On File: 0
Revolving Line Utilization: 52.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1159540

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159540

$9,000

$9,000

7.90%

1.00%

March 5, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159540. Member loan 1159540 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Federal Bureau of Prisons Debt-to-income ratio: 4.18%
Length of employment: 10+ years Location: bastrop, TX
       
Home town:
Current & past employers: Federal Bureau of Prisons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,097.00 Public Records On File: 0
Revolving Line Utilization: 33.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?my total balance is 8500.00 and my interest rates vairy from 9.99 %to 15.99%. 500.00 dollars a month goes towards credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1159542

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159542

$2,000

$2,000

7.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159542. Member loan 1159542 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: rite aid pharmacy Debt-to-income ratio: 0.68%
Length of employment: 1 year Location: lexington , KY
       
Home town:
Current & past employers: rite aid pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Need a loan for Medical expenses. Thanks<br>

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $548.00 Public Records On File: 0
Revolving Line Utilization: 15.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?1900 dollars.

 


 

 

 

Member Payment Dependent Notes Series 1159546

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159546

$3,600

$3,600

13.11%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159546. Member loan 1159546 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: AFG International Debt-to-income ratio: 16.30%
Length of employment: 2 years Location: Arcadia, CA
       
Home town:
Current & past employers: AFG International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,957.00 Public Records On File: 0
Revolving Line Utilization: 73.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I've never been delinquent in any of my payments, always on time. I'm a sucker for promotional offers. So it never seemed like my debt was decreasing and I didn't have a clear sense at the time of what all that deferred interest meant.

 


 

 

 

Member Payment Dependent Notes Series 1159569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159569

$15,000

$15,000

14.65%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159569. Member loan 1159569 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,708 / month
Current employer: The Bristal at East Meadow Debt-to-income ratio: 11.45%
Length of employment: 10+ years Location: SYOSSET, NY
       
Home town:
Current & past employers: The Bristal at East Meadow
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 65
Revolving Credit Balance: $8,951.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was helping out my parents. Mom is unemployed amd dad isn't making enough money for household.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live with my parents and I contribute money every paycheck towards the household on top of paying my own personal bills.
What is your intended use for the loan proceeds?I want to pay off all my credit cards and just make one monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1159570

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159570

$1,000

$1,000

10.74%

1.00%

March 1, 2012

March 6, 2015

March 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159570. Member loan 1159570 was requested on February 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Enterprise rent car Debt-to-income ratio: 1.61%
Length of employment: 8 years Location: Hubtersville , NC
       
Home town:
Current & past employers: Enterprise rent car
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 21, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $963.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159574

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159574

$14,000

$14,000

13.11%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159574. Member loan 1159574 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: USPS Debt-to-income ratio: 17.50%
Length of employment: 10+ years Location: STOCKBRIDGE, GA
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am need of two A/C-heating units. Both units are 18 years old, 10 Seer. By upgrading to a higher 16+++ seer units should cut my electric bill by 1/3 and gas bill in half. Last years electric bill was $400. a month in the summer. The down stairs unit went out at the end of last year.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 37
Revolving Credit Balance: $24,891.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No, most of my bills are direct depost.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?865.00 mortgage. 225.00 the ave for utilities, 115.00 for phone, 158.00 car insurance, 400.00 food, 80.<br>00 car note, and 450.00 in gas for the car.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?116,000 on the house.4.125 is the rate, $875.00 per, month.
What is the home improvement project you are planning?I am need of two A/C-heating units. Both units are 18 years old, 10 Seer. By upgrading to a higher 16+++ seer units should cut my electric bill by 1/3 and gas bill in half. Last years electric bill was $400. a month in the summer. The down stairs unit went out at the end of last year.
Please explain the reason why you carry a large revolving credit balance.I replaced my roof 4 years ago. I did this with did this credit cards and learned that I don’t won’t to do that again…
Please explain the reason why you carry a large revolving credit balance.I replaced my roof 4 years ago. I did this with did this credit cards and learned that I don’t won’t to do that again…
Is the improvement to your primary residence or an investment property?Primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?In the works to be done.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?860.00 mortgage, this does include taxes too, There are no home equity load or credit. 225.00 is the normal ave for the utilities.

 


 

 

 

Member Payment Dependent Notes Series 1159578

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159578

$35,000

$35,000

7.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159578. Member loan 1159578 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,160 / month
Current employer: Department of Defense Debt-to-income ratio: 3.05%
Length of employment: 3 years Location: Alexandria, VA
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I will be using the funds as a portion of a down payment on a home. My credit and payment history are perfect. Please let me know if you have any questions.<br><br> Borrower added on 02/22/12 > I have been at my job for over 3 years and my salary is very generous, more than enough to afford the loan payments comfortably.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $879.00 Public Records On File: 0
Revolving Line Utilization: 4.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What other sources of financing are you using to purchase the home?Sorry for the delayed response. The other sources would be the cash that I already have saved up, and a bank loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $1100<br>Utils: $150<br>Currently no mortgage, HELOC, taxes, or insurance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1100<br>Utils: $150<br>Insurance: $200 (including car, health, and renters insurance)<br>Phone: $50<br>Food: $300<br>Gas: $150<br>Student Loan: $185<br>Total: $2135

 


 

 

 

Member Payment Dependent Notes Series 1159632

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159632

$20,500

$20,500

12.12%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159632. Member loan 1159632 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,971 / month
Current employer: Amarillo ISD Debt-to-income ratio: 4.53%
Length of employment: 10+ years Location: AMARILLO, TX
       
Home town:
Current & past employers: Amarillo ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 30
Revolving Credit Balance: $13,342.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are around 2800. Which includes the mortgage.
Please explain the reason why you carry a large revolving credit balance.To tell you the truth I was just careless with my credit cards, and they started adding up pretty fast. I would just like to pay one payment a month and start knocking the balance out.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi- 4455 owed 320/month at 0% now and 15.99% 4/1/13<br>Chase- 1291 owed 292/month at 3.99% now and 21.99% 12/1/12<br>Sears- 8237 owed 255/month at 24.99%<br>HSBC- 3640 owed 90/month at 15.99%<br>HSBC- 1588 owed 40/month at 15.99%<br>Cabelas- 1409 owed 40/month at 15.99%<br>Mortgage- 88,000 owed 1005/month at 4.5% on a 15 year note with 12 years left
Which debts do you plan to pay off with this loan?I plan on paying off all of my credit cards with it.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We are using the money just to pay off our credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi- 4455 owed 320/month at 0% now and 15.99% 4/1/13<br>Chase- 1291 owed 292/month at 3.99% now and 21.99% 12/1/12<br>Sears- 8237 owed 255/month at 24.99%<br>HSBC- 3640 owed 90/month at 15.99%<br>HSBC- 1588 owed 40/month at 15.99%<br>Cabelas- 1409 owed 40/month at 15.99%<br>Mortgage- 88,000 owed 1005/month at 4.5% on a 15 year note with 12 years left
Which debts do you plan to pay off with this loan?All credit card debit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi- 4455 owed 320/month at 0% now and 15.99% 4/1/13<br>Chase- 1291 owed 292/month at 3.99% now and 21.99% 12/1/12<br>Sears- 8237 owed 255/month at 24.99%<br>HSBC- 3640 owed 90/month at 15.99%<br>HSBC- 1588 owed 40/month at 15.99%<br>Cabelas- 1409 owed 40/month at 15.99%<br>Mortgage- 88,000 owed 1005/month at 4.5% on a 15 year note with 12 years left
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We are using the money just to pay off our credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi- 4455 owed 320/month at 0% now and 15.99% 4/1/13<br>Chase- 1291 owed 292/month at 3.99% now and 21.99% 12/1/12<br>Sears- 8237 owed 255/month at 24.99%<br>HSBC- 3640 owed 90/month at 15.99%<br>HSBC- 1588 owed 40/month at 15.99%<br>Cabelas- 1409 owed 40/month at 15.99%<br>Mortgage- 88,000 owed 1005/month at 4.5% on a 15 year note with 12 years left
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi- 4455 owed 320/month at 0% now and 15.99% 4/1/13<br>Chase- 1291 owed 292/month at 3.99% now and 21.99% 12/1/12<br>Sears- 8237 owed 255/month at 24.99%<br>HSBC- 3640 owed 90/month at 15.99%<br>HSBC- 1588 owed 40/month at 15.99%<br>Cabelas- 1409 owed 40/month at 15.99%<br>Mortgage- 88,000 owed 1005/month at 4.5% on a 15 year note with 12 years left

 


 

 

 

Member Payment Dependent Notes Series 1159635

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159635

$30,000

$30,000

17.99%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159635. Member loan 1159635 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Madison Consulting Group Debt-to-income ratio: 21.35%
Length of employment: 9 years Location: OCALA, FL
       
Home town:
Current & past employers: Madison Consulting Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,167.00 Public Records On File: 0
Revolving Line Utilization: 46.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?This is covering everything including our Honeymoon. I have budgeted out all items venue, caterers, music, lighting etc. I have also allotted a 10% buffer.
How are you paying for other wedding expenses not covered by this loan?My family is paying for Entertainment and wedding cake.
Please explain the reason why you carry a large revolving credit balance.I had an additional person in my household
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage includes insurance, taxes at $1682 a month. Utilities are about $256 a month (avg.)
Please explain the reason why you carry a large revolving credit balance.I had an additional person in my household

 


 

 

 

Member Payment Dependent Notes Series 1159639

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159639

$5,000

$5,000

12.12%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159639. Member loan 1159639 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,417 / month
Current employer: Consumer Financial Protection Bureau Debt-to-income ratio: 24.74%
Length of employment: < 1 year Location: Arlington, TX
       
Home town:
Current & past employers: Consumer Financial Protection Bureau
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I am requesting this loan in order to pay my property taxes and consolidate other higher interest rate debt.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1982 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,836.00 Public Records On File: 0
Revolving Line Utilization: 79.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Here are my housing expenses:<br>1st mortgage: $845<br>2nd mortgage: $188<br>Insurance: $155<br>Utilities: $250<br>Property taxes: $225
Please explain the reason why you carry a large revolving credit balance.I have had many unexpected expenses including college expenses and my credit cards were my only source of funding.
Please explain the reason why you carry a large revolving credit balance.I have had many unexpected expenses including college expenses and my credit cards were my only source of funding.

 


 

 

 

Member Payment Dependent Notes Series 1159647

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159647

$21,000

$21,000

12.12%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159647. Member loan 1159647 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: sunrise view ass. Debt-to-income ratio: 14.83%
Length of employment: 1 year Location: MONSEY, NY
       
Home town:
Current & past employers: sunrise view ass.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 3
Revolving Credit Balance: $13,803.00 Public Records On File: 0
Revolving Line Utilization: 75.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159654

$10,000

$10,000

13.11%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159654. Member loan 1159654 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Rienco Chemical Debt-to-income ratio: 21.83%
Length of employment: 3 years Location: LITTLE ROCK, AR
       
Home town:
Current & past employers: Rienco Chemical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,611.00 Public Records On File: 0
Revolving Line Utilization: 96.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?A janitorial / carpet cleaning business.
What is your intended use for the loan proceeds?To buy essential equipment to better serve all my client and prevent me from paying rental fees.
Please describe your experience/familiarity with the business you are starting/started?I worked for a janitorial service for three years and specialized in carpet cleaning.
Please explain the reason why you carry a large revolving credit balance.Because I use one major credit card to pay for the majority of my bills n pay it off at the end of the month. Prevents me from forgetting any one particular bill.
What do you project your monthly expenses for the first 6 months of your business?Anywhere from $7000 to $8000.
What do you project your monthly revenues for the first 6 months to be?I predict to bring in $3000 to $6000 within 6 months

 


 

 

 

Member Payment Dependent Notes Series 1159656

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159656

$6,000

$6,000

12.12%

1.00%

March 2, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159656. Member loan 1159656 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,879 / month
Current employer: Tetra Tech Inc Debt-to-income ratio: 11.76%
Length of employment: 4 years Location: BENICIA, CA
       
Home town:
Current & past employers: Tetra Tech Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > personal loan<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 17 Months Since Last Delinquency: 17
Revolving Credit Balance: $2,809.00 Public Records On File: 1
Revolving Line Utilization: 16.00% Months Since Last Record: 115
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?It is for personal reasons
Please provide additional details regarding the purpose of the loan.It is for personal reasons

 


 

 

 

Member Payment Dependent Notes Series 1159657

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159657

$8,400

$8,400

13.11%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159657. Member loan 1159657 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Turbo Care Debt-to-income ratio: 13.96%
Length of employment: 4 years Location: Stafford Springs, CT
       
Home town:
Current & past employers: Turbo Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 7
Revolving Credit Balance: $6,283.00 Public Records On File: 0
Revolving Line Utilization: 41.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The purpose for the loan will be to purchase a classic auto from the family of a friend whom passed away.
If you have a delinquency in the last 2 years, please explain the reason.There has not been a delinquency in the last ten years. However I cosigned for a member of my family and they waited to come to me for help. I took care of the problem. The person is trustworthy.
What is your intended use for the loan proceeds?The purpose for the loan will be to purchase a classic auto from the family of a friend whom passed away.
If you have a delinquency in the last 2 years, please explain the reason.There has not been a delinquency in the last ten years. However I cosigned for a member of my family and they waited to come to me for help. I took care of the problem. The person is trustworthy.

 


 

 

 

Member Payment Dependent Notes Series 1159681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159681

$28,600

$28,600

8.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159681. Member loan 1159681 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,774 / month
Current employer: Citigroup Debt-to-income ratio: 27.73%
Length of employment: 10+ years Location: Tinton Falls, NJ
       
Home town:
Current & past employers: Citigroup
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1979 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $52,450.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan will be used to bring core vendors current which in turn would help in re-negotiating pricing with said vendors. As of last month, the business is cashflow positive and all large growth expenses are done. Re-negotiating will enable us even higher positive cashflow to aid in growth.
Please describe your experience/familiarity with the business you are starting/started?The business is an internet services provider. I have been in the financial industry managing unix servers for more than 12 years. My son who runs business operations has been managing internet-facing linux servers, maintaining networks, and building physical servers for 9+ years. Because of the downturn, we had lost 2 primary customers and had incurred some vendor debt, which this loan will be taking care of. But as of last month, we are cash flow positive and sales have picked up considerably.
What will be the largest expense in the first six months?All large capital expenses are done since we have established business credit for any equipment leasing.

 


 

 

 

Member Payment Dependent Notes Series 1159684

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159684

$10,600

$10,600

13.11%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159684. Member loan 1159684 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Tj Maxx Debt-to-income ratio: 19.14%
Length of employment: < 1 year Location: CAMILLUS, NY
       
Home town:
Current & past employers: Tj Maxx
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Credit card consolidation to put me back on the path to financial freedom<br><br> Borrower added on 02/22/12 > Credit card consolidation<br><br> Borrower added on 02/24/12 > Consolidation of these cards will save me almost $200 a month and thousands in interest. Plus the peace of mind knowing my debt will be home on a given date.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,487.00 Public Records On File: 1
Revolving Line Utilization: 71.80% Months Since Last Record: 90
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is $450 a month. Utilities run about $70. I don't have a cable bill or internet bill.
Please explain the reason why you carry a large revolving credit balance.half of it is auto repairs. Had a fairly major accident and my insurance company found a reason not to pay for the repairs. I had a car payment and had to get it repaired. Most of the rest was medical expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5650 21.9% credit card. $200 monthly<br>$2135 16.9% credit card. $175 monthly<br>$1920. 22.9% credit card. $100 monthly<br>$895. 14.9% credit card. $60 monthly<br><br>This is what I commit to the balances each month, which is more than the required minimum payments, but the balances don't move on the higher interest cards.
Which debts do you plan to pay off with this loan?I plan to pay off four credit card bills.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is being used for one purpose. Credit card consolidation. Nothing else.

 


 

 

 

Member Payment Dependent Notes Series 1159693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159693

$11,200

$11,200

13.99%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159693. Member loan 1159693 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: R. Helfrich & Son Corp Debt-to-income ratio: 8.56%
Length of employment: 2 years Location: manalapan, NJ
       
Home town:
Current & past employers: R. Helfrich & Son Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 5
Revolving Credit Balance: $7,909.00 Public Records On File: 0
Revolving Line Utilization: 84.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159701

$17,000

$17,000

22.45%

1.00%

March 5, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159701. Member loan 1159701 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,167 / month
Current employer: NCG Debt-to-income ratio: 3.60%
Length of employment: 10+ years Location: Deptford, NJ
       
Home town:
Current & past employers: NCG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 10
Revolving Credit Balance: $4,235.00 Public Records On File: 0
Revolving Line Utilization: 94.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$6714
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1 CC w/ $3900
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$6714
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1 CC w/ $3900
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$6714
If you have a delinquency in the last 2 years, please explain the reason.Do not believe I do
What is your intended use for the loan proceeds?consolidate debt
Which debts do you plan to pay off with this loan?Lawyer fees, Credit card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4200
Which debts do you plan to pay off with this loan?lawyer. cc

 


 

 

 

Member Payment Dependent Notes Series 1159707

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159707

$4,700

$4,700

7.62%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159707. Member loan 1159707 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Charter Oak Financial/MassMutual Debt-to-income ratio: 17.56%
Length of employment: 10+ years Location: UNIONVILLE, CT
       
Home town:
Current & past employers: Charter Oak Financial/MassMutual
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,355.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I live in a condo complex and have been allotted two parking spaces one of which is my interior garage. Right now, my son's old car is in the garage and does not run. He has since purchased a new car but this old one still has a loan on it in my name and I must get rid of it. I am planning on selling it or donating it but am unable to do so until I pay off the loan and obtain the title. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1159708

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159708

$5,000

$5,000

14.65%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159708. Member loan 1159708 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Aluma Tower Co. inc. Debt-to-income ratio: 11.30%
Length of employment: 8 years Location: Vero Beach, FL
       
Home town:
Current & past employers: Aluma Tower Co. inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 52
Revolving Credit Balance: $9,879.00 Public Records On File: 0
Revolving Line Utilization: 71.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I bought a home in 2009 and have used the bulk of this for home improvements which have increased the value of my home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage & escrow - $1300<br>untilities (electric, phone, internet, cable, water, sewer, garbage) - $600<br>gas - $150 (I have a work gas card and am allowed 2 fill ups per month)<br>auto insurance - $100<br>food - $600<br>household - $100<br>entertainment - $100
Please provide general details of the cost of your vacation.$600-SUV tires (necessary prior to trip,discount thru work)<br>$1,750-7 days lodging in Islamorada FL Keys (7 x $250/night)<br>$500-gas (boat/SUV)<br>$1400-food & drinks (4 people x $50/day x 7 days)<br>$800-attractions & entertainment (boat tours, shows, parks, etc.)<br> other/misc-ice, bait, souvenirs, children's needs, etc.<br><br>Vacation was pre-planned with tax return but just learned will not receive.

 


 

 

 

Member Payment Dependent Notes Series 1159720

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159720

$6,000

$6,000

9.76%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159720. Member loan 1159720 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,522 / month
Current employer: City of Bridgeport Debt-to-income ratio: 11.84%
Length of employment: < 1 year Location: Trumbull, CT
       
Home town:
Current & past employers: City of Bridgeport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I would like to pay some small debt and minimize the payments I have monthly.<br><br> Borrower added on 02/27/12 > I am basically using most of the money to finish up whats left of my car loan and some small credit debt. This wil help me reduce my monthly bills.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 64
Revolving Credit Balance: $1,802.00 Public Records On File: 0
Revolving Line Utilization: 27.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Well most of this loan with be helping me finish paying of my car loan. I will us the additional money to pay of some small credit debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I rather not discuss and give exact amount, but I have no problem paying my expenses. I just have my car loan and a few things that are holding me back.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?A good amount of it will help finish the rest of my car loan and a small amount will go towards paying small credit card debt. This will help me get rid of extra bills so I can save more money from my job. I am stable as far as paying my rent etc... I just need a little boost.

 


 

 

 

Member Payment Dependent Notes Series 1159788

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159788

$7,000

$7,000

7.62%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159788. Member loan 1159788 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: MARTHAS SALON Debt-to-income ratio: 15.86%
Length of employment: 2 years Location: GREENWICH, CT
       
Home town:
Current & past employers: MARTHAS SALON
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I just want to pay my total balance on my credit cards. My job is very stable even in this economy. My credit score tells you I am a good<br>borrower.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,241.00 Public Records On File: 0
Revolving Line Utilization: 40.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1159797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159797

$22,000

$22,000

19.22%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159797. Member loan 1159797 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: NYC POLICE DEPARTMENT Debt-to-income ratio: 20.53%
Length of employment: 10+ years Location: NEW YORK, NY
       
Home town:
Current & past employers: NYC POLICE DEPARTMENT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 60
Revolving Credit Balance: $22,630.00 Public Records On File: 0
Revolving Line Utilization: 99.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?RENT- 1000 PER MONTH (UTILITIES INCLUDED)<br>CAR INSURANCE 300 PER MONTH
Please explain the reason why you carry a large revolving credit balance.UNEXPECTED CAR REPAIR, MEDICAL EXPENSES, AND MISC. EXPENSES
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1. 11,800- 300 PER MONTH<br>2. 4400- 100 PER MONTH<br>3. 1400- 100 PER MONTH<br>4. 3400 100 PER MONTH<br>20% OR MORE IN FINANCE CHARGE AND INTEREST FEES.
Which debts do you plan to pay off with this loan?ALL CREDIT CARD DEBT
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1. 11,800- 300 PER MONTH<br>2. 4400- 100 PER MONTH<br>3. 1400- 100 PER MONTH<br>4. 3400- 100 PER MONTH
Which debts do you plan to pay off with this loan?CREDIT CARDS
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1. RENT- 900 (UTILITIES INCLUDED)<br>2. CELL PHONE- 165<br>3. CABLE- 200<br>4. CAR INSURANCE- 300

 


 

 

 

Member Payment Dependent Notes Series 1159800

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159800

$22,500

$22,500

20.99%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159800. Member loan 1159800 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: n/a Debt-to-income ratio: 6.34%
Length of employment: 5 years Location: Bonaire, GA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $67,425.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Planning to use this to pay them off.
Please explain the reason why you carry a large revolving credit balance.Planning to use this to pay them off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,100 mortgage (includes ins and taxes) $250 util.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off credit cards
Which debts do you plan to pay off with this loan?Car and credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1159832

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159832

$10,000

$10,000

13.67%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159832. Member loan 1159832 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Crunch Debt-to-income ratio: 4.99%
Length of employment: 3 years Location: ASTORIA, NY
       
Home town:
Current & past employers: Crunch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,224.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1159837

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159837

$25,000

$25,000

19.22%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159837. Member loan 1159837 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,708 / month
Current employer: EXPEDIA/HOTELS.COM Debt-to-income ratio: 18.66%
Length of employment: 1 year Location: FORT WORTH, TX
       
Home town:
Current & past employers: EXPEDIA/HOTELS.COM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Consolidating/elminating most all debt (except car). Potential to shave around $200/month from monthly expenses giving improved cash flow.<br><br> Borrower added on 02/23/12 > Further review indicates potential of 300-400 total savings/month and improved cash flow.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 72
Revolving Credit Balance: $16,382.00 Public Records On File: 0
Revolving Line Utilization: 85.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I should not have any. The last time I pulled my credit was approximately16 months ago and there was none.
Which debts do you plan to pay off with this loan?6 revolving accounts, 2 installment loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I've attempted to answer this question twice and it's not taking-there do appear to be some content restrictions on what I can respond with.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Debt consolidation is the purpose.

 


 

 

 

Member Payment Dependent Notes Series 1159846

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159846

$16,000

$16,000

19.99%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159846. Member loan 1159846 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,750 / month
Current employer: St. Mary's County Publc Schools Debt-to-income ratio: 24.22%
Length of employment: 10+ years Location: Abell, MD
       
Home town:
Current & past employers: St. Mary's County Publc Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Looking to start a small size family business<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 20
Revolving Credit Balance: $19,465.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All of this loan will be going towards the business. Approximately $4000 towards supplies, $10,000 towards equipment and $2000 towards set-up. Thank you for your inquiry.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $1050. Thank you for your inquiry.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a deliquency in the last two years.
Please explain the reason why you carry a large revolving credit balance.My monthly expenses are approximately $1050.
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?All of the money is going towards the business. Approximately $2000 for set up, $10000 for equipment and $4000 for supplies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $1050.

 


 

 

 

Member Payment Dependent Notes Series 1159882

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159882

$2,500

$2,500

7.90%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159882. Member loan 1159882 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Commonwealth of Kentucky Debt-to-income ratio: 7.48%
Length of employment: 3 years Location: Shepherdsville, KY
       
Home town:
Current & past employers: Commonwealth of Kentucky
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I am taking graduate level classes while working full-time. Since I can only register as part-time student, I can't get FAFSA loans. I've paid the tuition with a credit card, so I'd like to pay it off with a lower rate loan and save money on interest. Thank you for taking time to read this.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,341.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I took graduate courses while working full time. Since I could register only for part-time, I didn't qualify for FAFSA loans, so I ended up paying tuition with my credit card. I would like to pay off the credit card.
What is your intended use for the loan proceeds?I took graduate courses while working full time. Since I could register only for part-time, I didn't qualify for FAFSA loans, so I ended up paying tuition with my credit card. I would like to pay off the credit card.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total: $550 max<br>Breakdown<br>Home: Own, no payment<br>Utilities: Water $40, Phone $80, Electricity/Gas: $50-120 (seasonally change) <br>Auto insurance: $60/mo<br>Food: $150-$180<br>Transportation: $30 (free shuttle bus to work)<br>I noticed that my credit report shows $8000+ revolving balance, which is inaccurate. As of today, I paid it down to $4200 with my savings.

 


 

 

 

Member Payment Dependent Notes Series 1159887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159887

$10,000

$10,000

17.27%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159887. Member loan 1159887 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Flowserve Corporation Debt-to-income ratio: 21.87%
Length of employment: 8 years Location: Forney, TX
       
Home town:
Current & past employers: Flowserve Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Personal Loan 2012<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 40
Revolving Credit Balance: $22,201.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Around $9,700 US monthly payments $355 US interest rates around 17.9 %
Please explain the reason why you carry a large revolving credit balance.I am trying to Paid of my Credit Cards for the last two years, reason of revolving credit is because I had invested in my house (additions) so I used my Cash in the past two years to remodeled my house <br>Year 2010 I invested $12,000, Year 2011 I invested $17,000 and right now I run out of my savings
What is your intended use for the loan proceeds?Intention is to pay 5 Credit cards, so I can feel some relieve, paying off my debt, and I can balance my finances again.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1500, car payments 1400, insurance 600<br>utilities 1000, food 1500 credit card debt monthly<br>Payments 1600
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage 1500<br>prop taxes 430<br>Ins 192<br>Electricity 400<br>water 150

 


 

 

 

Member Payment Dependent Notes Series 1159917

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159917

$4,500

$4,500

7.62%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159917. Member loan 1159917 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: The PEAK Scholl Debt-to-income ratio: 26.09%
Length of employment: 8 years Location: FLAGSTAFF, AZ
       
Home town:
Current & past employers: The PEAK Scholl
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,698.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1159955

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159955

$19,375

$19,375

13.99%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159955. Member loan 1159955 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: sanbernardino county Debt-to-income ratio: 17.86%
Length of employment: 6 years Location: FONTANA, CA
       
Home town:
Current & past employers: sanbernardino county
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,000.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?utilities around 300.00
Please explain the reason why you carry a large revolving credit balance.just made some wrong discisions on credit balances and payments now i want to pay them off with just one loan payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?monthly expenses mortgage , utilities credit card payments food etc. around $2400 mo.
Which debts do you plan to pay off with this loan?i plan to pay off my high balance interest credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?monthly expenses mortgage , utilities credit card payments food etc. around $2400 mo.
Which debts do you plan to pay off with this loan?i plan to pay off my high balance interest credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses range around $2400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?monthly expenses mortgage , utilities credit card payments food etc. around $2400 mo.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?im only going to use loan for payoff of debt consolidation of high interest and balance credit cards to get myself out of debt after so much of paying interest on these high end credit cards i need a loan where i see myself outof debt in a time period and closure of these high interest cards.

 


 

 

 

Member Payment Dependent Notes Series 1159957

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1159957

$12,000

$12,000

14.65%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1159957. Member loan 1159957 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Healthy Child Enterprises Debt-to-income ratio: 9.04%
Length of employment: 10+ years Location: Santa Rosa, CA
       
Home town:
Current & past employers: Healthy Child Enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I will use this loan to consolidate my credit card bills. I have a very stable position with a company that is expanding and growing. I am honest and responsible with high integrity and always pay my bills on time.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,523.00 Public Records On File: 1
Revolving Line Utilization: 93.70% Months Since Last Record: 118
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1160010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160010

$5,000

$5,000

6.62%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160010. Member loan 1160010 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Lake Placid Central School Debt-to-income ratio: 4.64%
Length of employment: 9 years Location: Lake Placid, NY
       
Home town:
Current & past employers: Lake Placid Central School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: 36
Revolving Credit Balance: $5,360.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1160048

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160048

$1,800

$1,800

13.11%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160048. Member loan 1160048 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,646 / month
Current employer: n/a Debt-to-income ratio: 3.90%
Length of employment: 5 years Location: glen head, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 10 Months Since Last Delinquency: 14
Revolving Credit Balance: $387.00 Public Records On File: 0
Revolving Line Utilization: 11.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency's.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards- $0<br>Personal Loan- $99 $2600 Balance<br>Student Loan- $55 $3500 balance
Which debts do you plan to pay off with this loan?The personal loan that has a $2600 balance and 24% interest
What is your intended use for the loan proceeds?Pay off a personal loan that has a higher interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1160174

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160174

$22,500

$22,500

20.99%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160174. Member loan 1160174 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Northwestern Memorial Hospital Debt-to-income ratio: 13.25%
Length of employment: 10+ years Location: Aurora, IL
       
Home town:
Current & past employers: Northwestern Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > This loan will be used to pay off existing debt and jump start my business providing care for seniors. I am a good candidate for this loan because I pay my bills on time and take it seriously not to have late payments. This loan will allow me to start up my business and have two sources of income.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 42
Revolving Credit Balance: $7,411.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to pay off my car, 2 credit cards, and the balance is going towards starting costs for my business.

 


 

 

 

Member Payment Dependent Notes Series 1160178

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160178

$3,200

$3,200

15.81%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160178. Member loan 1160178 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Peoples Health Network Debt-to-income ratio: 17.55%
Length of employment: < 1 year Location: KENNER, LA
       
Home town:
Current & past employers: Peoples Health Network
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I have a stable job and secure job and will be able to payoff early.<br><br> Borrower added on 02/23/12 > I am very reliable and I budget everything. Thank you,<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 35 Months Since Last Delinquency: 20
Revolving Credit Balance: $1,027.00 Public Records On File: 0
Revolving Line Utilization: 7.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1160203

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160203

$25,000

$25,000

22.78%

1.00%

March 2, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160203. Member loan 1160203 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,083 / month
Current employer: Battlespace Flight Services Debt-to-income ratio: 20.14%
Length of employment: 3 years Location: North Las Vegas, NV
       
Home town:
Current & past employers: Battlespace Flight Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > We would like to landscape our backyard and add a Viking Pool.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 62
Revolving Credit Balance: $23,449.00 Public Records On File: 0
Revolving Line Utilization: 63.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Plan to pay it off with out tax return
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$200,000 and we own a rental property. Our mortgage is 1358.00 at 3.85%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4000 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4000 per month
What is the home improvement project you are planning?Landscape backyard and add a pool
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $1385 includes taxes and insurance
Is the improvement to your primary residence or an investment property?Our primary residence.

 


 

 

 

Member Payment Dependent Notes Series 1160254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160254

$28,000

$28,000

15.31%

1.00%

March 2, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160254. Member loan 1160254 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Jackson Memorial Debt-to-income ratio: 20.86%
Length of employment: 10+ years Location: Aventura, FL
       
Home town:
Current & past employers: Jackson Memorial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I plan to use the loan for some much need repair and other expenses . I am a good borrower because i make my payment on time and is not late. I have a very stable job i have worked in the same place for 12 years.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 68
Revolving Credit Balance: $39,513.00 Public Records On File: 0
Revolving Line Utilization: 64.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are around 2000 which inlude my morgage and taxes. I have always been a reliable and credit worthy person. I always make my payments on time and is never late.
Please explain the reason why you carry a large revolving credit balance.carry a large revolving credit recently had a death in the family. Family needed my help. But i have never been late on my payments.
Please provide additional details regarding the purpose of the loan.purpose of loan id for much need home improvement and few other expenses that i would like to take of at this time. I have always make my payments on time.
What is your intended use for the loan proceeds?Intented use is for some much needed home repair and a few other things that will greatly help at this time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are around $2000. I have always been a reliable and credit worthy person. I also make my payments on time.

 


 

 

 

Member Payment Dependent Notes Series 1160257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160257

$14,800

$14,800

12.12%

1.00%

March 5, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160257. Member loan 1160257 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Little Sandy Correctional Complex Debt-to-income ratio: 16.49%
Length of employment: 4 years Location: DENTON, KY
       
Home town:
Current & past employers: Little Sandy Correctional Complex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Payoff all credit cards and close accounts. Pay off a personal loan that I have. Then, all debt will be combined into one monthly payments and credit cards will finally get paid off.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,028.00 Public Records On File: 0
Revolving Line Utilization: 78.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Credit Card Credit Card Store credit card Personal loan<br>Bal 5,700 10,400 700 2,800 2,400<br>Limit 12,600 15,000 1,100 3,000 <br>Int Rate 25% 22% 14% 26%<br>Pmt $150 $225 $70 $68 $100
Which debts do you plan to pay off with this loan?All Credit Cards and loans.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All balances will be paid in full and accounts closed.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I own my home free and clear. I do not wish to obtain an equity loan because it will take up too much of my valuable time.<br>Monthly bills: wireless, internet and TV - $210; Electric - $150; Water - $40; Insurance - $100.<br>Taxes - $600 year.

 


 

 

 

Member Payment Dependent Notes Series 1160271

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160271

$5,000

$5,000

7.62%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160271. Member loan 1160271 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: n/a Debt-to-income ratio: 1.69%
Length of employment: n/a Location: Port St Lucie, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,430.00 Public Records On File: 0
Revolving Line Utilization: 7.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage is $590 per month elec $180 insurance is $1300 PER YEAR, taxes are $995 per year, i took an $80,000 laon to buy a trailer park in lake city florida, there is nothin owed on that, i owe $76,000 on this house because of that, the park is worth about $220,000
How much money are you providing out of pocket as a down payment for this purchase?i have laid out money already, about $1,000 and will be putting in about another $1,000
What type of vehicle are you buying (make, model, year, mileage and condition)?2005 chevy astro van, 128,000 miles, in very good condition and it has the service records, no leaks runs strong, a/c is ice cold, needs tires

 


 

 

 

Member Payment Dependent Notes Series 1160294

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160294

$12,000

$12,000

14.65%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160294. Member loan 1160294 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: next student Debt-to-income ratio: 16.40%
Length of employment: 4 years Location: Phoenix, AZ
       
Home town:
Current & past employers: next student
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I have a really good secure job for 4 years however I'm up to my knees in CC debt, the interest rates are killing me!!! some are 30% I need help in consolidating my CC debt.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $7,565.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquency, no defaults, Never late.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balance is $12,000 all in credit cards, interest are between 23%-33%. I have a mortgage loan for $50,000 balance however my ex-husband pays this mortgage loan which is $500 monthly and has paid onetime and current for past 7 years.

 


 

 

 

Member Payment Dependent Notes Series 1160325

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160325

$20,000

$20,000

7.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160325. Member loan 1160325 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Fresno Unified School District Debt-to-income ratio: 19.06%
Length of employment: 10+ years Location: Fresno, CA
       
Home town:
Current & past employers: Fresno Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Purchase a 2002 Damon Intruder Motor Home RV model M-369 from Copart<br><br> Borrower added on 02/24/12 > The reason for this loan request is that the motor home being purchased has a salvage title and my bank won't finance it. NADA low book value is $27,430. Retail value is $33,050.<br><br> Borrower added on 03/01/12 > Several lenders have asked about monthly living expenses:<br>House mtg pmt $465.00 month. Home mtg is $45k against $200k value.<br>Own 2005 Ford 500 car with no pmt. Normal housing expenses under $400 mo. We are very conservative financially. Pay off credit card monthly. .<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $273.00 Public Records On File: 0
Revolving Line Utilization: 1.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We are purchasing a 2002 Damon Intruder Motor Home from Copart. It is a salvage title so we cannot do our normal conventional loan. the motor home runs and drives.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Home loan: 594, utilities average $300 mo taxes are 1,200 a year insurance for car and home under $1,000 a year. no home equity loan.
How much money are you providing out of pocket as a down payment for this purchase?$4,000
How are you covering other costs related to this car transaction (taxes, registration, insurance)?Our own funds, This RV was in an auction and we had to pay for it immediately. We have done so and want to term the funds out over 36 months instead of using our cash reserves.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?please see under loan description, this question has been asked by several lenders and I thought posting it for every one to see would be best.

 


 

 

 

Member Payment Dependent Notes Series 1160327

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160327

$10,800

$10,800

12.12%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160327. Member loan 1160327 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: Infolab Inc Debt-to-income ratio: 6.74%
Length of employment: 3 years Location: ocala, FL
       
Home town:
Current & past employers: Infolab Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > To consolidate bills into one payment<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,167.00 Public Records On File: 1
Revolving Line Utilization: 60.80% Months Since Last Record: 118
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Was one. disputed and removed by 2 of the 3 reporting credit agencies
What is your intended use for the loan proceeds?Consolidation and pay credit cards
Which debts do you plan to pay off with this loan?credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?800
Which debts do you plan to pay off with this loan?credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?just for credit cards

 


 

 

 

Member Payment Dependent Notes Series 1160336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160336

$10,525

$10,525

20.50%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160336. Member loan 1160336 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: medical vision tech Debt-to-income ratio: 15.12%
Length of employment: 10+ years Location: SACRAMENTO, CA
       
Home town:
Current & past employers: medical vision tech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 34
Revolving Credit Balance: $7,965.00 Public Records On File: 1
Revolving Line Utilization: 78.90% Months Since Last Record: 102
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I shouldnt have any in the past two years. I purchased a house in Aug of 2011 and proved that the 2 delinquencies were filed in error.
If you have a public record on file, please briefly explain the event and its resolution.In 2006 my ex wife and I split up. She took the house but before the divorce was finalized she had stopped paying on the home. I had already rented another place so the house went into foreclosure as B of A was not willing to do a short sale or work with me until my lease expired. I have since purchased a new home
If you have a public record on file, please briefly explain the event and its resolution.In 2006 my ex wife and I split up. She took the house but before the divorce was finalized she had stopped paying on the home. I had already rented another place so the house went into foreclosure as B of A was not willing to do a short sale or work with me until my lease expired. I have since purchased a new home
Which debts do you plan to pay off with this loan?capital one 2285 usaa 4050 hsbc 794 target 491 paypal 395 and my attorney i used during my custody hearing for my kids 1975 left on balance. Im getting married and want to pay off my debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance is just under 10000 of all debt (that includes 2000 in attorney fees) capital one 2285 usaa 4050 paypal 394 target 491 hsbc 791 all have around 19 % interest rates except attorney (8 percent)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?balance is just under 10000 of all debt (that includes 2000 in attorney fees) capital one 2285 usaa 4050 paypal 394 target 491 hsbc 791 all have around 19 % interest rates except attorney (8 percent)

 


 

 

 

Member Payment Dependent Notes Series 1160338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160338

$12,000

$12,000

17.99%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160338. Member loan 1160338 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Verizon Debt-to-income ratio: 17.08%
Length of employment: 10+ years Location: PLATTSBURGH, NY
       
Home town:
Current & past employers: Verizon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Need some cash to pay taxes and do some minor home repairs. I pay my bills and am in the process of downsizing family vehicles. Had some credit issues in the past but things are much better. I have been at the same job for 13+ years. My job is stable and pays great with free benefits and great 401k.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 28 Months Since Last Delinquency: 18
Revolving Credit Balance: $12,511.00 Public Records On File: 0
Revolving Line Utilization: 86.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?We need to have our stairs rebuilt, new windows and insulation. We are losing a ton of heat in the winter.

 


 

 

 

Member Payment Dependent Notes Series 1160352

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160352

$20,500

$20,500

9.76%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160352. Member loan 1160352 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 20.09%
Length of employment: n/a Location: APOLLO BEACH, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > This loan is to pay some credit cards loans.<br><br> Borrower added on 02/22/12 > I am using all the funds from this loan to pay my credit cards loans. The interest rate you are offering is extremely good and it makes perfect sense for me to go forward with this application.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,380.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Our mortgage is $844.08 (taxes and insurance are included in payment), we don't have a home equity loan. We have a line of credit of $2500.00 with Key bank (balance available $2500.00). Utilities: water $61.07, light $45.67, gas $32.17. We also have a 2003 Toyota Corolla, which is payed for.
What is your intended use for the loan proceeds?The proceeds will be used to pay off credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1160453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160453

$2,500

$2,500

8.90%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160453. Member loan 1160453 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,800 / month
Current employer: Tampa General Hospital Debt-to-income ratio: 23.53%
Length of employment: 2 years Location: Brandon, FL
       
Home town:
Current & past employers: Tampa General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,152.00 Public Records On File: 0
Revolving Line Utilization: 48.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Was financially wiped out by an unscrupulous family member and then wound up with limited income for 4 years. Basically had to use unsecured debt (CC) to pay for food and neccessities of family expenses. Recently (last 2 years) back on my feet with great job and we haven't had to use CC at all for 2 years. Been paying them down nicely (actually paid off and closed 3 accounts). Should have it all paid off in next 3 years. Will be a great day!

 


 

 

 

Member Payment Dependent Notes Series 1160456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160456

$14,000

$14,000

14.65%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160456. Member loan 1160456 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: us army Debt-to-income ratio: 17.24%
Length of employment: 4 years Location: FAYETTEVILLE, NC
       
Home town:
Current & past employers: us army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 40
Revolving Credit Balance: $7,555.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Card 1 $3,700 with 23.99, card 2 $720.55 with 14.24, card 3 $3,720.07 with 10.24, and lastly furniture loan $4,706.29 with 0 for 1 year
Which debts do you plan to pay off with this loan?I have three credit cards and a furniture loan. I plan on paying all them off at once with this loan so that I will only have one set payment instead of trying to pay the others off here and there.

 


 

 

 

Member Payment Dependent Notes Series 1160461

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160461

$35,000

$35,000

13.11%

1.00%

March 5, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160461. Member loan 1160461 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $20,833 / month
Current employer: david lance new york Debt-to-income ratio: 9.74%
Length of employment: 10+ years Location: NEW YORK, NY
       
Home town:
Current & past employers: david lance new york
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Debt consolidation.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,412.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?have about 28k in credit line with bank of america and citi card with higher interest rates about 1000.00 per month...thought this would be great.
Which debts do you plan to pay off with this loan?bank of america
Please explain the reason why you carry a large revolving credit balance.have 2 older loans with high- interest...otherwise always clean at years end.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?4250.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?4250.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off accts that have higher interest rates.....

 


 

 

 

Member Payment Dependent Notes Series 1160477

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160477

$12,000

$12,000

9.76%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160477. Member loan 1160477 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,750 / month
Current employer: ohr eliyahu Debt-to-income ratio: 17.04%
Length of employment: 6 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: ohr eliyahu
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 31
Revolving Credit Balance: $18,416.00 Public Records On File: 0
Revolving Line Utilization: 34.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.dont have one

 


 

 

 

Member Payment Dependent Notes Series 1160481

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160481

$12,000

$12,000

12.12%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160481. Member loan 1160481 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: America's Auto Auction Debt-to-income ratio: 9.72%
Length of employment: < 1 year Location: Dallas, TX
       
Home town:
Current & past employers: America's Auto Auction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,915.00 Public Records On File: 0
Revolving Line Utilization: 65.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1320<br>Auto: $550<br>Utilities: $125<br>Phone: $76<br>Insurance: $105<br>Gas: $120<br>Food: $300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $1320<br>Renter's Insurance: $20
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1: $2,303; 25.99%<br>Credit Card 2: $3,205; 21.99%<br>Credit Card 3: $1,698; 29.99%<br>Credit Card 4: $4,384; 16.99%<br>Credit Card 5: $3,077; 22.90%<br>Credit Card 6: $6,798; 13.24%<br>Credit Card 7: $3,680; 19.99%<br><br>Auto Loan: $16,345; 3.99%<br>Signature Loan: $4,636; 10.00%<br><br>Student Loan: $22,575; 4.375%
Which debts do you plan to pay off with this loan?Credit Card 1: $2,302.78; 25.99%<br>Credit Card 2: $1,698.11; 29.99%<br>Credit Card 3: $3,077.48; 22.90%<br>Credit Card 4: $3,860.14; 19.99%
Please explain the reason why you carry a large revolving credit balance.Sorry about the delay, I responded yesterday, but my answer wasn't allowed due to me including my current salary. Here is the answer minus the disallowed information:<br><br>I prefer not to, however, I took a substantial pay cut beginning in April 2011 and had to use my credit to make ends meet. I started a new job on January 2, 2012 and am back to a "market" salary and am now working on getting my finances back in order. In spite of preceding, I stayed current on all my obligations.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to pay off four credit cards that have high interest rates as follows:<br>Credit Card 1: $2,302.78; 25.99%<br>Credit Card 2: $1,698.11; 29.99%<br>Credit Card 3: $3,077.48; 22.90%<br>Credit Card 4: $3,860.14; 19.99%

 


 

 

 

Member Payment Dependent Notes Series 1160487

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160487

$15,000

$15,000

15.81%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160487. Member loan 1160487 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Moran & Reed, PLLC Debt-to-income ratio: 15.91%
Length of employment: 9 years Location: Oklahoma City, OK
       
Home town:
Current & past employers: Moran & Reed, PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,082.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I keep trying to answer the question, but it keeps telling me that I have included personal information.

 


 

 

 

Member Payment Dependent Notes Series 1160570

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160570

$24,000

$24,000

14.65%

1.00%

March 5, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160570. Member loan 1160570 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: JT3 Debt-to-income ratio: 22.10%
Length of employment: 4 years Location: PALMDALE, CA
       
Home town:
Current & past employers: JT3
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > We would like to use this loan to consolidate our credit cards which all have higher interest than the 14.65 offered and use the what's left to do some home improvement projects we've been meaning to do.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 46
Revolving Credit Balance: $11,586.00 Public Records On File: 0
Revolving Line Utilization: 65.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard #1 - $1418 29.99% min payment $60<br>Discover - $2421 18.99% min payment $62<br>Mastercard #2 - $1341 15.99% min payment $31<br>Visa - $6159 20.99% min payment $170<br>AMEX - $1500 15.24% min payment $35
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage is $1357 that is with taxes and insurance included.<br>utilities come out to about between $300 and $400/month(Elec, Gas, Phone, Trash, Water, TV)
What is the total balance of your credit cards, interest rates and current monthly payments?Mastercard #1 - $1418 29.99% min payment $60<br>Discover - $2421 18.99% min payment $62<br>Mastercard #2 - $1341 15.99% min payment $31<br>Visa - $6159 20.99% min payment $170<br>AMEX - $1500 15.24% min payment $35
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses including all that you listed total around $1650
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current total minimum monthly payments on all credit cards is around $400 with and average interest rate about 21%.

 


 

 

 

Member Payment Dependent Notes Series 1160598

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160598

$12,000

$12,000

6.62%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160598. Member loan 1160598 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Janus Capital Group Debt-to-income ratio: 14.02%
Length of employment: < 1 year Location: Denver, CO
       
Home town:
Current & past employers: Janus Capital Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > I have a few final credit card bills that I would like to consolidate and payoff. I would rather pay investors in the lending club than the credit card companies. I have a stable job and will easily be able to make the monthly payment. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,303.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1160604

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160604

$17,325

$17,325

20.50%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160604. Member loan 1160604 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Depaul hospital Debt-to-income ratio: 16.79%
Length of employment: 9 years Location: VIRGINIA BEACH, VA
       
Home town:
Current & past employers: Depaul hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 8
Revolving Credit Balance: $5,003.00 Public Records On File: 0
Revolving Line Utilization: 79.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.loan modification on my house in which the mortgage company held my papers. They would not process the papers until I got a lawyer. Thie modification took 1 1/2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?motgage 5%, credit cards 12%, student loan 8%, bank loan 12%
If you have a delinquency in the last 2 years, please explain the reason.loan modification on my house in which the mortgage company held my papers. They would not process the papers until I got a lawyer. Thie modification took 1 1/2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?motgage 5%, credit cards 12%, student loan 8%, bank loan 12%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?motgage 5%, credit cards 12%, student loan 8%, bank loan 12%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?motgage 5%, credit cards 12%, student loan 8%, bank loan 12%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?motgage 5%, credit cards 12%, student loan 8%, bank loan 12%
If you have a delinquency in the last 2 years, please explain the reason.loan modification on my house in which the mortgage company held my papers. They would not process the papers until I got a lawyer. Thie modification took 1 1/2 years.
Please explain the reason why you carry a large revolving credit balance.unaware of the neg impact until now will be correcting that problem with this loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?50% to revolving credit balance, rest to bank loans,

 


 

 

 

Member Payment Dependent Notes Series 1160626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160626

$12,000

$12,000

6.62%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160626. Member loan 1160626 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Hickorytech Debt-to-income ratio: 20.02%
Length of employment: 10+ years Location: GOOD THUNDER, MN
       
Home town:
Current & past employers: Hickorytech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Intent is to pay off credit cards. Payoff loan for credit cards in 24-30 months.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,476.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Lowes Balance: $1522.00 minimum payment: $30.00 <br>Menards Balance: $2643.97 mp: $75.00 <br>Best Buy Balance: $2152.29 mp: $75.00<br>Sears Balance: $3098.09 MP: $100.00<br>Discover Card Balance: $2231.37 MP: $100.00<br>Interest rates vary, most are between 17-24 %<br><br>I want to get my credit cards pay off as they are at a much higher rate. I hope to have this loan paid off in 24-30 months.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly payments currently are about $1400.00 counting house payment.<br>After I get this loan I will have all credit cards paid off so no monthly on those.<br>I will just have this loan and my house payment, expected total monthly payment for the two loans around 1500.00. I intend to pay this loan back in 24-30 months.

 


 

 

 

Member Payment Dependent Notes Series 1160631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160631

$10,300

$10,300

8.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160631. Member loan 1160631 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,647 / month
Current employer: Mount Vernon Bank Debt-to-income ratio: 24.47%
Length of employment: 1 year Location: VIDALIA, GA
       
Home town:
Current & past employers: Mount Vernon Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > to consolidate high interest credit cards<br><br> Borrower added on 02/28/12 > already have listed description<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,068.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards<br>$1104.11, 19.99%-$30.33 <br>$4850.00, 19.99%-$157.00 <br>$700.09, 0% until July-$74.00 <br>$1055.23, 24.49%-$44.00 <br>$1240.71, 24.99%-$60.00 <br>$1033.43, 24.99%-$39.00

 


 

 

 

Member Payment Dependent Notes Series 1160683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160683

$15,500

$15,500

13.67%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160683. Member loan 1160683 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: adult factory outlet Debt-to-income ratio: 19.81%
Length of employment: 1 year Location: Clearwater, FL
       
Home town:
Current & past employers: adult factory outlet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,313.00 Public Records On File: 0
Revolving Line Utilization: 96.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.$4000 to a visa card. $4000 to another visa card. $5000 to an american express card
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?i pay about $700-$800 a month in minimum monthly payments for these cards. i could really use some help and this loan can get me out of a rut
What is the total balance of your credit cards, interest rates and current monthly payments?total balance of these credit crads is around $15,000

 


 

 

 

Member Payment Dependent Notes Series 1160717

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160717

$4,550

$4,550

10.74%

1.00%

March 1, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160717. Member loan 1160717 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,354 / month
Current employer: Oreilly auto Debt-to-income ratio: 15.51%
Length of employment: 5 years Location: Springfield, MO
       
Home town:
Current & past employers: Oreilly auto
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Needing to payoff car sales tax, credit cards and all outstanding debt consolidating them into one payment.<br><br> Borrower added on 02/22/12 > I have a very stable job in computer field with a growing company even in these hard economical times. I pay all my bills as soon as i get them so that i never have to worry about it getting there on time. Needing to consolidate all current bills (Car taxes, credit cards) so i only have one payment<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 13
Revolving Credit Balance: $376.00 Public Records On File: 0
Revolving Line Utilization: 15.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I had 1 time I missed a payment by a few days on my bank of America rewards card. They deactivated my card after that and I paid the balance off.

 


 

 

 

Member Payment Dependent Notes Series 1160730

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160730

$6,700

$6,700

8.90%

1.00%

March 6, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160730. Member loan 1160730 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: OKL Debt-to-income ratio: 13.77%
Length of employment: < 1 year Location: San Francisco, CA
       
Home town:
Current & past employers: OKL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,051.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $3300 balance - 14.99% - min $73<br>Mater Card - $3400 balance - 16.99% min $84
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan will pay off two cards with minimum payments of $73 and $84. I always pay more than the minimum. The credit card bank interest rates are too high. The lending club rate is much more reasonable. Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1160745

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160745

$35,000

$35,000

21.97%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160745. Member loan 1160745 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,250 / month
Current employer: Logicatech inc Debt-to-income ratio: 12.62%
Length of employment: 3 years Location: GLEN ALLEN, VA
       
Home town:
Current & past employers: Logicatech inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 47
Revolving Credit Balance: $6,621.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Summer is approaching so my existing bar service and bar area doesnt look good..we have estimated to renovate this and costing more than 25k with all new features..ex: new bar counter, tvs, pos, chairs and band staging area along with new kitchen equipment (another 10k)..<br>Let me know if you guys want more information about it!!
Please describe your experience/familiarity with the business you are starting/started?I have been in this business past 5 yrs and we do make good money..I run asian grocery and party hall along with restaurant..<br>Restaurant goes well..for right now summer is coming and i am in a prime location where every year weekends around 500 to 1000 people gathered together bcz there will be a concert surrounded my place..<br>This year i came up with a plan where i wanted to renovate my bar and restaurant with more customer attracted facilities..
Can you provide some high level financials on the monthly costs / revenue of your business?Monthly turn over will be around 55k to 90k..<br>Summer the max is 90k and winter the minimum is 55k..

 


 

 

 

Member Payment Dependent Notes Series 1160756

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160756

$24,500

$24,500

18.25%

1.00%

March 5, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160756. Member loan 1160756 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: ISO Tech Pest Management Debt-to-income ratio: 14.06%
Length of employment: 3 years Location: Glendora, CA
       
Home town:
Current & past employers: ISO Tech Pest Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,922.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Small business start up.
What is your intended use for the loan proceeds?Small business start up.
Please describe your experience/familiarity with the business you are starting/started?Very experienced, 5 years in the pest control industry. Second generation pest control (father and uncle).
What do you project your monthly expenses for the first 6 months of your business?1800 to 2100
What do you project your monthly revenues for the first 6 months to be?3500 to 7000 by month six
What type of business are you starting?Pest Management
Please describe your experience/familiarity with the business you are starting/started?Very experienced, 5 years in the pest control industry. Second generation pest control (father and uncle).
What is your intended use for the loan proceeds?Small business start up.
Please explain the reason why you carry a large revolving credit balance.College was not cheap
Please describe your experience/familiarity with the business you are starting/started?Very experienced, 5 years in the pest control industry. Second generation pest control (father and uncle).
What is your intended use for the loan proceeds?Small business start up.

 


 

 

 

Member Payment Dependent Notes Series 1160760

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160760

$20,000

$20,000

7.90%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160760. Member loan 1160760 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Advanced Micro Devices Debt-to-income ratio: 8.34%
Length of employment: 2 years Location: Austin, UT
       
Home town:
Current & past employers: Advanced Micro Devices
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > My first house and I'm looking to upgrade certain areas of it. I have an awesome job and love my house. Just need some extra tweaks. Help me upgrade my house.<br><br> Borrower added on 02/22/12 > Looking to upgrade certain features around my house. I have a great job and am looking to stay in this house for awhile. Help me out so I can upgrade my domain.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 33
Revolving Credit Balance: $14.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I guess there are a few. I live in Texas so I need a sprinkler system bc my poor lawn is getting hammered. I want to put in hardwood floors in all rooms. It's already in about half. I want to redo my kitchen but I know that'll be more expensive if I include granite countertops and new cabinets. Outside of that I like everything else. Does that help?
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1200<br>Transportation - $700<br>Utilities - $150<br>Phone - $0 Company pays for it<br>Insurance - $150<br>Food - $200
If you have a public record on file, please briefly explain the event and its resolution.Public record? I don't know of any?
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the past two years in any payment.

 


 

 

 

Member Payment Dependent Notes Series 1160789

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160789

$16,800

$16,800

15.31%

1.00%

March 2, 2012

March 7, 2015

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160789. Member loan 1160789 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: High Performance Technologies Group Debt-to-income ratio: 13.12%
Length of employment: 2 years Location: Bethlehem, PA
       
Home town:
Current & past employers: High Performance Technologies Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/22/12 > Support parents & siblings for awhile, during which I was staying in a less-then-stellar job to help out fraternity brother. finally left for decent paying job and no longer am needed to support family. trying to consolidate debt created during that time before my new job.<br>

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,279.00 Public Records On File: 0
Revolving Line Utilization: 71.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I can get more details later if needed. Total CC debt is about 26k. This will pay off the higher interest rates (ranging from around 20-26%). The rest has most at 9.99%, though some will be about the same as this loan. Total CC payments total about $700-800 a month. With this loan, my monthly payments will increase slightly, but not by much. I have a 16.5k student loan ($125 a month, about 4% int) and a 1.6k line of credit ($65 a month... 0% interest). No mortgages. About $750 a month in rent.

 


 

 

 

Member Payment Dependent Notes Series 1160807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1160807

$21,000

$21,000

19.99%

1.00%

March 1, 2012

March 7, 2017

March 7, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1160807. Member loan 1160807 was requested on February 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: XP Systems Debt-to-income ratio: 11.16%
Length of employment: 10+ years Location: simi valley, CA
       
Home town:
Current & past employers: XP Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,848.00 Public Records On File: 0
Revolving Line Utilization: 86.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards <br>Bal 21500.00 <br>Pymt 625.00 <br>Loan<br>Bal 10300.00<br>Pymt 380.00<br><br>I will be paying off the loan plus 3 credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $750.00<br>Utilities $200.00<br>Insurance $85.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards <br>Bal 21500.00 <br>Pymt 625.00<br> <br>Loan<br>Bal 10300.00<br>Pymt 380.00
Which debts do you plan to pay off with this loan?I will be paying off the loan 10300.00 plus 3 credit cards
Please explain the reason why you carry a large revolving credit balance.Paid an unexpected medical expense for a relative.

 


 

 

 

Member Payment Dependent Notes Series 1161198

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161198

$8,000

$8,000

7.62%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161198. Member loan 1161198 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: LUMBER LIQUIDATORS Debt-to-income ratio: 9.46%
Length of employment: 2 years Location: EUCLID, OH
       
Home town:
Current & past employers: LUMBER LIQUIDATORS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > debt consolidation will be the majority of this loan. i have approx 4000 in credit debt....i intend to use the remainder for dental work. my insurance covers apprx. 1000 per year and i have about 5000 worth of work that needs done.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,433.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1161202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161202

$10,000

$10,000

10.74%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161202. Member loan 1161202 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Benfield Electric Debt-to-income ratio: 9.70%
Length of employment: 7 years Location: YONKERS, NY
       
Home town:
Current & past employers: Benfield Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 72
Revolving Credit Balance: $11,103.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquency
Please explain the reason why you carry a large revolving credit balance.I don't know what you mean

 


 

 

 

Member Payment Dependent Notes Series 1161226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161226

$20,125

$20,125

18.55%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161226. Member loan 1161226 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: US. Army Debt-to-income ratio: 24.09%
Length of employment: 10+ years Location: Hope Mills, NC
       
Home town:
Current & past employers: US. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 13
Revolving Credit Balance: $8,248.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't think I have had a delinquency in the last 2 years. During a home refinance I might have been late, but the bank was supoused to pay of the lender and told me not to pay. That is the only thing that sticks out in my mind.
What is your intended use for the loan proceeds?The indented use of the loan is to consolidate two credit cards with less than $8,000 owed. My wife has been served court papers for a child custody case and it is not cheap. I will be using the money for lawyer and PI fees, so I am not taking money away from my other children. I am also in the middle of a PCS move and need to do some repairs around the house before shipping off.
What is your intended use for the loan proceeds?The indented use of the loan is to consolidate two credit cards with less than $8,000 owed. My wife has been served court papers for a child custody case and it is not cheap. I will be using the money for lawyer and PI fees, so I am not taking money away from my other children. I am also in the middle of a PCS move and need to do some repairs around the house before shipping off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay around $1500 dollars a month in total for housing expenses, and have a small amount of equity currently. I am going to rent out my house for the next three years because the army is moving my family and I overseas
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Consolidation of two credit cards, court fees, and unforeseen moving expenses.
What is your intended use for the loan proceeds?The indented use of the loan is to consolidate two credit cards with less than $8,000 owed. My wife has been served court papers for a child custody case and it is not cheap. I will be using the money for lawyer and PI fees, so I am not taking money away from my other children. I am also in the middle of a PCS move and need to do some repairs around the house before shipping off.

 


 

 

 

Member Payment Dependent Notes Series 1161236

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161236

$9,800

$9,800

14.65%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161236. Member loan 1161236 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,558 / month
Current employer: Fifth Avenue Financial Debt-to-income ratio: 2.10%
Length of employment: 7 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Fifth Avenue Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > The loan which I have requested is to pay my educational debt. I did not qualify for financial aid for a semester or two and fell behind on payments. My credit card also has a balance due to charges made for school.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,076.00 Public Records On File: 0
Revolving Line Utilization: 57.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?At the moment, I pay $2000 a month which includes rent, transportation to/from work, utiities, food and phone. I am also a full time student obtaining my Masters Degree and a large portion of the money, I will require to pay off my educational debt with the school. I didn't qualify for financial aid for a semester or two and therefore, the loan which I have requested is to pay off my educational debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balance is exactly $9800. I am required to pay approximately $300 per month and card but it makes it a little difficult when I have 2-3 credit cards to pay at once. With this loan, I was hoping to pay off the credit cards and then have one central location where I can pay a reasonable monthly amount.
Which debts do you plan to pay off with this loan?The loan I have requested is to pay my educational debt. I did not qualify for financial aid for a semester or two and fell behind on payments. This upcoming semester I hope to take two courses and financial aid will only cover one course (not including books). I was hoping to pay and cover my educational expenss with one loan and have a central point to pay everything. You see, if I don't pay the debt, I can't register for my classes.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?At the moment, I pay $2000 a month which includes rent, transportation to/from work, utiities, food and phone. I am also a full time student obtaining my Masters Degree and a large portion of the money, I will require to pay off my educational debt with the school. I didn't qualify for financial aid for a semester or two and therefore, the loan which I have requested is to pay off my educational debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently pay, more or less, $2000 a month. That includes rent, phone, electricity and groceries.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balance is exactly $9800. I am required to pay approximately $300 per month and card but it makes it a little difficult when I have 2-3 credit cards to pay at once. With this loan, I was hoping to pay off the credit cards and then have one central location where I can pay a reasonable monthly amount.
Which debts do you plan to pay off with this loan?The loan I have requested is to pay my educational debt. I did not qualify for financial aid for a semester or two and fell behind on payments. This upcoming semester I hope to take two courses and financial aid will only cover one course (not including books). I was hoping to pay and cover my educational expenss with one loan and have a central point to pay everything. You see, if I don't pay the debt, I can't register for my classes.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The amount of money which I have requested is to pay off my educational debt. When I started school I wasn't eligible for a substantial amount of financial aid. That caused me to use credit cards to pay for my classes and books. I've been able to pay little by little but with this loan, I was hoping to pay all the cards at once and have one central location to reimburse with reasonable sized payments.
Please explain the reason why you carry a large revolving credit balance.The reason why I have requested this loan is to pay for my educational debt. When I started school, I was not offered a substantial amount of financial aid. That caused me to pay the remaining balance of my classes and books with credit cards. By requesting this loan, I was hoping to pay off the cards and have one central point as to where I can pay a reasonable monthly fee, instead of scattering my payments.

 


 

 

 

Member Payment Dependent Notes Series 1161241

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161241

$8,000

$8,000

16.29%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161241. Member loan 1161241 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: fashion shoppe Debt-to-income ratio: 2.47%
Length of employment: 2 years Location: los angeles, CA
       
Home town:
Current & past employers: fashion shoppe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,548.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I purchased a foreclosed property and preparing it for a new tenant. Condo is one bedroom and needs improvement. New flooring, tile in bathroom and kitchen, new closet doors, toilet, vanity cabinet, appliances, screen door and paint throughout. Estimate is $7600 (including labor).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2100-2200

 


 

 

 

Member Payment Dependent Notes Series 1161250

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161250

$6,000

$6,000

7.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161250. Member loan 1161250 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Sara Lee Food Corporation Debt-to-income ratio: 12.09%
Length of employment: 5 years Location: Buckeye, AZ
       
Home town:
Current & past employers: Sara Lee Food Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 30
Revolving Credit Balance: $7,191.00 Public Records On File: 0
Revolving Line Utilization: 17.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1161304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161304

$24,000

$24,000

15.31%

1.00%

March 6, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161304. Member loan 1161304 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,800 / month
Current employer: n/a Debt-to-income ratio: 14.12%
Length of employment: 10+ years Location: North Las Vegas, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > The loan is designed to continue in the business of providing entertainment such as concerts, shows, and tours in the Las Vegas Valley. I have been doing this for over 15 years and have been very successful thus far. The loan will provide the additional leverage needed to gain addtional clients.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 38
Revolving Credit Balance: $52,297.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you provide some high level financials on the monthly costs / revenue of your business?I will be more than happy to provide this information. I have it in a spread sheet. How/who would I be sending it to?

 


 

 

 

Member Payment Dependent Notes Series 1161305

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161305

$24,000

$24,000

8.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161305. Member loan 1161305 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,750 / month
Current employer: State of Alaska Debt-to-income ratio: 9.71%
Length of employment: 10+ years Location: JUNEAU, AK
       
Home town:
Current & past employers: State of Alaska
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > To pay off 3 credit card debts that are at higher interest rates.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 62
Revolving Credit Balance: $21,488.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VS bal of: $4840 - min. payment of $105.00<br>VS bal of $7100 - min. payment of $160.00<br>MC bal of $11300 - min payment of $170.00<br><br>All of these cards are at about 10.25%-10.5%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?We will be paying off a couple of credit cards with our IRS refund and there will be only one card remaining to payoff with a minimum monthly payment of $190.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Not using this loan for multiple purposes.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $2100, Utilities are $200, insurance (mortgage ins./property taxes are in escrow) and other insurance is $288.
Please explain the reason why you carry a large revolving credit balance.Small business owner. Will be paying off a few cc's with our federal tax return. We want to consolidate 3 cards we have that are at high interest rates.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of our credit cards is $26,500. The interest rates are 10.25-10.5% with the exception of one card that has 0% and a balance of $3500. The current monthly payments are $100 a month for the 3 cards I wish to pay off with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1161316

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161316

$10,500

$10,500

13.11%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161316. Member loan 1161316 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Pearl Oyster Bar Debt-to-income ratio: 18.86%
Length of employment: 1 year Location: WOODSIDE, NY
       
Home town:
Current & past employers: Pearl Oyster Bar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 39
Revolving Credit Balance: $13,698.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The purpose of this loan is for Debt Consolidation
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2,600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Combined Credit Card Debt $13,150 - APR 18.99% - 29.99% - Combined monthly payments $600
Which debts do you plan to pay off with this loan?Credit Card Depts
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is solely for credit card debt consolidation
Please explain the reason why you carry a large revolving credit balance.Used the credit cards while in college for various expenses

 


 

 

 

Member Payment Dependent Notes Series 1161330

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161330

$7,000

$7,000

6.62%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161330. Member loan 1161330 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,125 / month
Current employer: TCD Inc. Debt-to-income ratio: 18.78%
Length of employment: 2 years Location: Grain Valley, MO
       
Home town:
Current & past employers: TCD Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Pay credit cards off.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,196.00 Public Records On File: 0
Revolving Line Utilization: 40.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1161359

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161359

$12,500

$12,500

16.29%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161359. Member loan 1161359 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: bimbo bakeries Debt-to-income ratio: 6.44%
Length of employment: 10+ years Location: LEVITTOWN, NY
       
Home town:
Current & past employers: bimbo bakeries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 13 Months Since Last Delinquency: 4
Revolving Credit Balance: $199.00 Public Records On File: 0
Revolving Line Utilization: 1.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1161370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161370

$16,000

$16,000

19.99%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161370. Member loan 1161370 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,717 / month
Current employer: n/a Debt-to-income ratio: 16.02%
Length of employment: n/a Location: PANAMA CITY, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

The loan will be used to pay off higher interest credit cards and my car loan. I always pay my bills on time and have a very stable source of income. If you have additional questions, please let me know.

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 50
Revolving Credit Balance: $16,916.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, transportation, utilities, phone, insurance, food, recreation, credit cards, car loan, and a 1 signature loan. The credit cards, car loan, and signature loan will be paid off with the money from Lending Club.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, transportation, utilities, phone, insurance, food, recreation, credit cards, car loan, and a 1 signature loan. The credit cards, car loan, and signature loan will be paid off with the money from Lending Club.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The Lending Club does not allow personal information such as: (their note) \<br><br> Don't enter identifiable information (Name, SSN, email address), marital status, gender, familial status (existence of or plan to have children), race, religion, age, specific medical information or disability status, or income information of any kind in this publicly viewable entry field.<br><br>I did try and it was not sent by The Lending Club..
Please explain the reason why you carry a large revolving credit balance.I carry no more revolving credit than the average consumer. Some of the loan is to pay off my car loan. Thanks for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The Lending Club does not allow personal information such as: (their note) \<br><br> Don't enter identifiable information (Name, SSN, email address), marital status, gender, familial status (existence of or plan to have children), race, religion, age, specific medical information or disability status, or income information of any kind in this publicly viewable entry field.<br><br>I did try and it was not sent by The Lending Club..

 


 

 

 

Member Payment Dependent Notes Series 1161475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161475

$25,000

$25,000

16.29%

1.00%

March 6, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161475. Member loan 1161475 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: tishman Debt-to-income ratio: 15.08%
Length of employment: 10+ years Location: brooklyn, NY
       
Home town:
Current & past employers: tishman
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,869.00 Public Records On File: 0
Revolving Line Utilization: 51.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1161495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161495

$1,000

$1,000

6.03%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161495. Member loan 1161495 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: ReTel Technologies Debt-to-income ratio: 11.43%
Length of employment: 4 years Location: Chicago, IL
       
Home town:
Current & past employers: ReTel Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I'm using this loan to consolidate some credit cards. I have never missed a payment in my life and a good candidate for this loan.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,777.00 Public Records On File: 0
Revolving Line Utilization: 5.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1161498

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161498

$1,500

$1,500

18.55%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161498. Member loan 1161498 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,058 / month
Current employer: Costco Debt-to-income ratio: 20.97%
Length of employment: 8 years Location: GIBSONTON, FL
       
Home town:
Current & past employers: Costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,365.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1161550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161550

$7,275

$7,275

8.90%

1.00%

March 5, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161550. Member loan 1161550 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,875 / month
Current employer: SE Kansas Regional Juvenile Detention Debt-to-income ratio: 23.05%
Length of employment: 10+ years Location: GIRARD, KS
       
Home town:
Current & past employers: SE Kansas Regional Juvenile Detention
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: 41
Revolving Credit Balance: $19,545.00 Public Records On File: 0
Revolving Line Utilization: 34.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.already answered, twice.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently paying $505/ monthly for all consumer debt, but that is more than the minimum, I always pay more than the minimum. My new amount will be $511 including this loan, but will pay the cards that I'm eliminating sooner. Obviously lower interest rate than my old accounts that I am cleaning up.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.already answered, twice.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly housing expenses average $1,050 including utilities, insuance, etc.

 


 

 

 

Member Payment Dependent Notes Series 1161553

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161553

$2,400

$2,400

17.99%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161553. Member loan 1161553 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,800 / month
Current employer: Home Depot Debt-to-income ratio: 8.78%
Length of employment: 1 year Location: Arlington, TX
       
Home town:
Current & past employers: Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Payday loans are killing me. I made a bad mistake for fast money. Otherwise my other debts are small. My home is owned and so is my vehicle. I just need to get out from under the payday loans.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I believe all combined they are 5000.00. The interest rates vary but they are in the range of 15-27%...<br>Monthly payments are: 87.00, 71.00, 198.00...They are all unsecured loans.
Please explain the reason why you carry a large revolving credit balance.I had expensive dental work that was unexpected and urgent. I couldn't find a dentist who would treat me now and allow me to pay out the expense over time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I believe all combined they are 5000.00. The interest rates vary but they are in the range of 15-27%...<br>Monthly payments are: 87.00, 71.00, 198.00...They are all unsecured loans.
Which debts do you plan to pay off with this loan?First and foremost Cash Call. Formerly Western Sky who sold the note to Cash Call. The rates and terms are outrageous.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home and vehicle are paid for. So monthly expenses are little:<br>Utilities (cell ph, electric, water and internet) 155.00<br>Insurance - 58.00<br>Food - 135.00<br>Gas - 125.00 and climbing!!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I believe all combined they are 5000.00. The interest rates vary but they are in the range of 15-27%...<br>Monthly payments are: 87.00, 71.00, 198.00...They are all unsecured loans.
What is your intended use for the loan proceeds?Payoff a high interest loan i obtained when I needed urgent dental work

 


 

 

 

Member Payment Dependent Notes Series 1161576

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161576

$18,500

$18,500

18.25%

1.00%

March 5, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161576. Member loan 1161576 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,375 / month
Current employer: WRH Realty Debt-to-income ratio: 8.69%
Length of employment: < 1 year Location: Lewisville, TX
       
Home town:
Current & past employers: WRH Realty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 26 Months Since Last Delinquency: 21
Revolving Credit Balance: $16,520.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.One 30 delinquency due to payment oversight.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,275 mortgage, both cars paid, $275 utilities, $285 phone, $400 groceries, $324 day care, $400 gas expense. $1,000 in misc expenses such as dry cleaning, vehicle maintenance, etc...
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,275 total principal, interest, taxes, and insurance.
Please explain the reason why you carry a large revolving credit balance.Was completely debt free until medical issue forced us to use much of savings and pay expenses on cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1,275 mortgage. $18,500 total debt all on credit cards (both vehicles paid off). Avg APR 22.9% total payments $820.

 


 

 

 

Member Payment Dependent Notes Series 1161607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161607

$18,000

$18,000

13.67%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161607. Member loan 1161607 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,256 / month
Current employer: EDD - State Of California Debt-to-income ratio: 14.38%
Length of employment: 10+ years Location: San Pedro, CA
       
Home town:
Current & past employers: EDD - State Of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > I have a steady governmeny job with the state of California that I have been working at for 10 years. I have never been late on any payments. I need this to pay off credit cards and my car. Thanks for your consideration.<br><br> Borrower added on 02/27/12 > I am currently making all payments on time but the APR here is much better. I appreciate your assistance. (by the way thaty should read "government" and not "governmeny")<br><br> Borrower added on 02/27/12 > Without over dramatizing the situation, this assistance would significantly improve my life. I would love to have lower payments and be debt free within three years. Thanks again.<br><br> Borrower added on 03/01/12 > Thanks to those that have invested thus far!!!<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,292.00 Public Records On File: 1
Revolving Line Utilization: 91.00% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is under $1000/mo.
Please explain the reason why you carry a large revolving credit balance.Had some financial emergencies and was resorted to using credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?various credit card balances/interests and car payment. Interest rate through lending club is significantly lower and manageable on my budget.
Which debts do you plan to pay off with this loan?Credit cards and car payment
Please explain the reason why you carry a large revolving credit balance.Had some financial emergencies and was resorted to using credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?various credit card balances/interests and car payment. Interest rate through lending club is significantly lower and manageable on my budget.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx $1400 for everything

 


 

 

 

Member Payment Dependent Notes Series 1161608

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161608

$27,500

$27,500

13.67%

1.00%

March 2, 2012

March 8, 2017

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161608. Member loan 1161608 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: San Domenico School Debt-to-income ratio: 18.88%
Length of employment: 2 years Location: Fairfax, CA
       
Home town:
Current & past employers: San Domenico School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,492.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I graduated from Stanford with an advanced degree.
What is your intended use for the loan proceeds?This question has already been answered in the loan application.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lending Club has already done the due diligence on and approved me for this loan; I do not intend to requalify with each investor. If you are insecure with their process, you should not invest.
Which debts do you plan to pay off with this loan?See the answer to your last question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The loan is already completely funded, but thank you for your interest.<br><br>Kind regards

 


 

 

 

Member Payment Dependent Notes Series 1161612

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161612

$25,000

$25,000

13.99%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161612. Member loan 1161612 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,679 / month
Current employer: Health Net - MHN Debt-to-income ratio: 22.89%
Length of employment: 5 years Location: San Rafael, CA
       
Home town:
Current & past employers: Health Net - MHN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Debt consolidation of credit cards & Ready Credit Acct.<br><br> Borrower added on 02/24/12 > no more debt!!!<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,453.00 Public Records On File: 0
Revolving Line Utilization: 79.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1000.00 includes utilities, cell phone $70 (includes internet); food $300-400 monthly; insurance $600 annually; health club $99 annually; entertainment $50 (home body) Miscel. $75.00.
Please explain the reason why you carry a large revolving credit balance.Lots of life challenges: loss of job, went back to school; down time in finding a job since the economy slowed, medicare expense not covered with my insurance and relocating three times (don't want to move for a long time! I'm so over having my creditors visiting me monthly thus want them out!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citibank 2 accounts $16,200.; paypal $1,300; chase1900.00; Macy's 2300.00;usbank 3700.;QVC/HSN 1500.;
Which debts do you plan to pay off with this loan?ALL OF MY DEBTS
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1000.00 includes utilities, cell phone $70 (includes internet); food $300-400 monthly; insurance $600 annually; health club $99 annually; entertainment $50 (home body) Miscel. $75.00.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1000 Rent (includes all utilities); insurance 600. annually; gas $80 monthly.

 


 

 

 

Member Payment Dependent Notes Series 1161619

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161619

$12,000

$12,000

6.03%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161619. Member loan 1161619 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,100 / month
Current employer: n/a Debt-to-income ratio: 9.61%
Length of employment: n/a Location: Las Vegas, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1970 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,076.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I am selling my other home and need to bring the house & property into saleable condition. I need to repair the roof, upgrade the yard, and paint the exterior and interior of the house. There will be some minor plumbing and electrical problems which require repair.

 


 

 

 

Member Payment Dependent Notes Series 1161642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161642

$15,000

$15,000

16.29%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161642. Member loan 1161642 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: estiatorio milos Debt-to-income ratio: 11.77%
Length of employment: 4 years Location: astoria, NY
       
Home town:
Current & past employers: estiatorio milos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > credit card refinancing<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,149.00 Public Records On File: 0
Revolving Line Utilization: 56.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex $10,000 13.2% interest $120/month<br>Visa $3,000 10% $89/month

 


 

 

 

Member Payment Dependent Notes Series 1161711

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161711

$12,000

$12,000

15.31%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161711. Member loan 1161711 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Great Salt Lake Minerals Corp. Debt-to-income ratio: 23.15%
Length of employment: 6 years Location: PLAIN CITY, UT
       
Home town:
Current & past employers: Great Salt Lake Minerals Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 1
Revolving Credit Balance: $10,091.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have been remodeling my home working rotating shifts and going to school so I did loose track of what bills i had payed a couple times but have now made a monthly spreadsheet that keeps me on track. The reason for the loan is to make it so i have less places to pay per month and help to prevent myself from overlooking any bills since there will be less accounts to pay tawards. The remodeling is now done I will be done with my schooling by May this year so i will have less distractions.
Which debts do you plan to pay off with this loan?I plan to qay off all of my credit accounts that have higher intrest rate's than the rate I get with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1161719

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161719

$12,000

$12,000

13.11%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161719. Member loan 1161719 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: Costco Debt-to-income ratio: 2.84%
Length of employment: 10+ years Location: Vista, CA
       
Home town:
Current & past employers: Costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I plan of paying off other loans to pay out much less every month<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 36
Revolving Credit Balance: $7,307.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1161739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161739

$2,200

$2,200

7.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161739. Member loan 1161739 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,125 / month
Current employer: St. Paul Abrasives Company Debt-to-income ratio: 7.86%
Length of employment: < 1 year Location: Lauderdale, MN
       
Home town:
Current & past employers: St. Paul Abrasives Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I just want to express my gratitude towards those of you who have willingly help someone of whom you do not know. Finding out this week that my car was stolen & totaled has been very rough on me. You all have given me hope that there is still good in this world & for this I cannot thank you enough!<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,197.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?I have just began my research tonight and will have a better idea by tomorrow. I, however, am looking for a vehicle that provides me with sustainable gas mileage and minimal previous interior damage. Potentially a 2000-2004 Honda or Nissan would be suitable. I will certainly post my finding immediately and genuinely appreciate your time and inquiry.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include: rent(apartment), electricity, cellphone, food, car insurance, and a monthly contribution to my Roth IRA. I am seeking another roommate to help minimize my cost for rent which will be put towards savings. I am genuinely grateful that you have taken the time to Inquire on my funding my loan. I hope I have answered your questions, and please feel free to respond with any more that you may have.

 


 

 

 

Member Payment Dependent Notes Series 1161745

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161745

$16,000

$16,000

10.74%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161745. Member loan 1161745 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Barrick Gold Cortez Mine Debt-to-income ratio: 24.71%
Length of employment: < 1 year Location: Elko, NV
       
Home town:
Current & past employers: Barrick Gold Cortez Mine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,569.00 Public Records On File: 0
Revolving Line Utilization: 73.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?9800 visa 200 per month min 19% <br>8000 visa 200 per month min 15%<br>1043 mortgage per month 4.25%<br>1600 cc 130 per month 18%<br>some other smaller balance cc at lower rates
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1043 per month Mortgage 4.25%<br>472 per month auto<br>utilities 300 for all<br>400 per month food

 


 

 

 

Member Payment Dependent Notes Series 1161784

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161784

$12,000

$12,000

17.27%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161784. Member loan 1161784 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: shop rite Debt-to-income ratio: 12.78%
Length of employment: 10+ years Location: west long branch, NJ
       
Home town:
Current & past employers: shop rite
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > I wish to use this loan to purchase a property in Las Vegas which is fully turn-key liveable. It has been my dream to have a second property and I love the area<br><br> Borrower added on 02/23/12 > I am a full time student but with my savings and tax return I could buy this i would just rather make payments and keep the cash for school. My monthly budget is 700 beyond my expenses so I can afford to make payments to this loan. Thanks for contributing to helping making my dream a reality<br><br> Borrower added on 02/23/12 > I hope I do not come off as misleading, while I am a student I do have a stable full time job.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 57
Revolving Credit Balance: $18,121.00 Public Records On File: 0
Revolving Line Utilization: 58.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the estimated current market value of the home you intend to purchase?Its hard to give you an accurate answer as I have not yet had it appraised, however Clark county has it is assessed at 12,260. Zillow has it assessed for $21,600 and the last time it sold was 9/2006 for $48,500
What is the estimated current market value of the home you intend to purchase?Its hard to give you an accurate answer as I have not yet had it appraised, however Clark county has it is assessed at 12,260. Zillow has it assessed for $21,600 and the last time it sold was 9/2006 for $48,500
Please explain the reason why you carry a large revolving credit balance.I had used my cards them to finance school, books, and a computer because I was waiting on student loans. I am now approved for the loans and have paid off half my debt. I also put the down payment for my truck on a card too. I don't think the lower balances will my credit report until the end of march because they report every 30 days. I don't know the details lenders see on here but would be happy to go into detail if the Lending Club will allow it
Is the home you are purchasing your primary residence or an investment property?Investment and vacation

 


 

 

 

Member Payment Dependent Notes Series 1161893

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161893

$24,000

$24,000

18.55%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161893. Member loan 1161893 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,833 / month
Current employer: Kohlberg Debt-to-income ratio: 8.61%
Length of employment: 4 years Location: WHITE PLAINS, NY
       
Home town:
Current & past employers: Kohlberg
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 22 Months Since Last Delinquency: 16
Revolving Credit Balance: $19,691.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Any misses in payments were unintentional. Working full time and juggling 7 separate payments, I may have missed (been late) on a payment. That is partially why I want to consolidate into one payment per month.
If you have a delinquency in the last 2 years, please explain the reason.Any misses in payments were unintentional. Working full time and juggling 7 separate payments, I may have missed (been late) on a payment. That is partially why I want to consolidate into one payment per month.
If you have a delinquency in the last 2 years, please explain the reason.Any misses in payments were unintentional. Working full time and juggling 7 separate payments, I may have missed (been late) on a payment. That is partially why I want to consolidate into one payment per month.
Which debts do you plan to pay off with this loan?I will pay off all of my revolving debt (credit cards).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My portion of the rent is $1,250.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The remaining balance on my revolving (credit card) accounts is $18,000. First, I plan to pay that in full. The remainder will be used to pay off my installment accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?(1) Credit Cards ($18,000) (2) Installment Accounts ($11,000). I have paid off my student loans and automobile in full.
Please explain the reason why you carry a large revolving credit balance.The revolving balances are left over from when I paid for my own wedding and from supporting family members when they had lost their jobs. They are all employed now and paying me back.

 


 

 

 

Member Payment Dependent Notes Series 1161900

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161900

$18,550

$18,550

18.25%

1.00%

March 2, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161900. Member loan 1161900 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,675 / month
Current employer: GP Strategies Debt-to-income ratio: 20.43%
Length of employment: 5 years Location: MENTOR, OH
       
Home town:
Current & past employers: GP Strategies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Hello,<br><br>I can afford to make all my minimum payments on my creidt cards but I need to get out of debt. By taking this loan, and paying off ALL my credit cards, I will actually save about $300 a month compared to what is happening now. I see no problem paying off this loan early!<br><br> Borrower added on 02/25/12 > I need this loan to pay off my credit card debt. I make enough money to pay the minimum payments. I just want a fresh start. Thanks for investing in me!<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 79
Revolving Credit Balance: $14,537.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Well, to answer your questions, I have no student loans, my car is paid for and this loan would take care of all my credit card debt, so then I would have zero. The interest rates on my cards are larger than this loan, I'm not happy about an 18% interest rate but it is better than my cards. My mortgage is $135,000 and the monthly payment is $1200. Right now I can afford all my payments, but this loan would save me a few hundred bucks which I plan on using to pay it off quicker.
What is your intended use for the loan proceeds?To pay off all of my credit card debt
Please explain the reason why you carry a large revolving credit balance.Unfortunately I cannot give you all the specifics. Just know that this loan will give me a fresh start and I will only be keeping one card open to be used for business expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Well, to answer your questions, I have no student loans, my car is paid for and this loan would take care of all my credit card debt, so then I would have zero. The interest rates on my cards are larger than this loan, I'm not happy about an 18% interest rate but it is better than my cards. My mortgage is $135,000 and the monthly payment is $1200. Right now I can afford all my payments, but this loan would save me a few hundred bucks which I plan on using to pay it off quicker.
Which debts do you plan to pay off with this loan?All of my debt. After this loan the only other loan I will have is my mortage. I have no car payment, no student loans.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just used to pay off my credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $1200 per month. Other than that I will have no other debts after I get this loan. My car is paid for, my utilities are under $300 per month. I have no line of credit. By using this loan to pay off my credit cards I will actually be saving about $300 per month verses paying the minimum payments on those cards now. I should have no problem paying this loan off ahead of schedule
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Well, to answer your questions, I have no student loans, my car is paid for and this loan would take care of all my credit card debt, so then I would have zero. The interest rates on my cards are larger than this loan, I'm not happy about an 18% interest rate but it is better than my cards. My mortgage is $135,000 and the monthly payment is $1200. Right now I can afford all my payments, but this loan would save me a few hundred bucks which I plan on using to pay it off quicker.

 


 

 

 

Member Payment Dependent Notes Series 1161903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161903

$9,850

$9,850

13.11%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161903. Member loan 1161903 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,490 / month
Current employer: liberty mutual Debt-to-income ratio: 23.97%
Length of employment: 6 years Location: ruskin , FL
       
Home town:
Current & past employers: liberty mutual
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,967.00 Public Records On File: 0
Revolving Line Utilization: 95.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover, $9,945.87, $199, 16.99%<br>Mastercard, $6,153.41, $131.08, 12.99%

 


 

 

 

Member Payment Dependent Notes Series 1161922

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161922

$7,200

$7,200

15.31%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161922. Member loan 1161922 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: NYU Medical Center Debt-to-income ratio: 16.56%
Length of employment: 1 year Location: New York, NY
       
Home town:
Current & past employers: NYU Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Payoff Overdraft protection at Citibank and Visa Platinum<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 49 Months Since Last Delinquency: 9
Revolving Credit Balance: $9,031.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.There may be just one. I am not positive. But the delinquency may have been due misinformation regarding a pay off amount. I was paying off an entire outstanding credit card in full, interest charges accrued after I made the payment. I thought it was closed . No one contacted me about it until I saw it on my credit report. The delinquency was not negligent on my part. I have had a long standing credit history with excellent payment times. It cannot be removed from my credit report at this time

 


 

 

 

Member Payment Dependent Notes Series 1161930

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161930

$27,000

$27,000

13.67%

1.00%

March 5, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161930. Member loan 1161930 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Town of Lakeville Debt-to-income ratio: 8.28%
Length of employment: 10+ years Location: Lakeville, MA
       
Home town:
Current & past employers: Town of Lakeville
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I am paying off bills/credit cards. By doing this I will save money and the time it takes to pay off. My job is stable and have been employeed there for 16 years. I will direct deposit my loan payment straight into my checking account to gaurantee payment. This account is not used for anything else.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 47
Revolving Credit Balance: $25,637.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Chase visa, Citibank mastercard, sears credit, wells fargo.. besides a mortgage this is the only debt I have.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My interest rate on credit cards is high. This is why I am seeking this loan. My citibank card was a 0% balance transfer for one year due to expire next month. The minimum payment on credit cards is around $700. I have been paying between $800-1000 per month on cards. My student loan is paid off and I have no addional lines of credit.
Please explain the reason why you carry a large revolving credit balance.I would like to think I am smart when it comes to planning for retirement (pension & deferred comp.) but looking at my credit cards I have to claim ignorance and stupidity. Once funded and paid off, my credit cards are shredded and the companies will be asked to close my accounts.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $2,300, taxes and insurance included. I have No home equity loans, student loans, or car loans. My cell phone is paid by my work. I do pay cable & internet, electric, and oil etc. ranging around $400.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Strictly paying off credit card only. I have no other debt besides a mortgage. I do have a gas card which is paid in full every month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $2,300, taxes and insurance included. I have No home equity loans, student loans, or car loans. My cell phone is paid by my work. I do pay cable & internet, electric, and oil etc. ranging around $400.
Please explain the reason why you carry a large revolving credit balance.I would like to think I am smart when it comes to planning for retirement (pension & deferred comp.) but looking at my credit cards I have to claim ignorance and stupidity. Once funded and paid off, my credit cards are shredded and the companies will be asked to close my accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My interest rate on credit cards is high. This is why I am seeking this loan. My citibank card was a 0% balance transfer for one year due to expire next month. The minimum payment on credit cards is around $700. I have been paying between $800-1000 per month on cards. My student loan is paid off and I have no addional lines of credit.
Which debts do you plan to pay off with this loan?Chase visa, Citibank mastercard, sears credit, wells fargo.. besides a mortgage this is the only debt I have.

 


 

 

 

Member Payment Dependent Notes Series 1161963

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161963

$7,000

$7,000

6.62%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161963. Member loan 1161963 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,547 / month
Current employer: SEQUOYAH ELECTRIC,LLC Debt-to-income ratio: 27.42%
Length of employment: < 1 year Location: KIRKLAND, WA
       
Home town:
Current & past employers: SEQUOYAH ELECTRIC,LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > To describe my loan would simply be to purchase my dream motorcycle, a Ducati Monster S4RS. I have found one on Ebay that has incredibly low miles and is just beautiful! As a former Ducati mechanic and performance parts specialist, I just love these bikes. This is a especially clean example!<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,212.00 Public Records On File: 0
Revolving Line Utilization: 53.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1161976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161976

$3,600

$3,600

13.67%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161976. Member loan 1161976 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: frischs big boy Debt-to-income ratio: 15.00%
Length of employment: 7 years Location: springfield, OH
       
Home town:
Current & past employers: frischs big boy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > pay credit cards off<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,710.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1161983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161983

$10,000

$10,000

13.67%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161983. Member loan 1161983 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,611 / month
Current employer: TD Bank Debt-to-income ratio: 13.66%
Length of employment: 4 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: TD Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Focused on becoming debt free in 3 years or less.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 79
Revolving Credit Balance: $7,972.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquency in the last 2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently I have 7 credit cards with a total balance of $13,584 on a 18% APR and I make a monthly payment of $435. I have no current debt on student loans, mortgages, or lines of credit.

 


 

 

 

Member Payment Dependent Notes Series 1161988

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1161988

$1,400

$1,400

8.90%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1161988. Member loan 1161988 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,250 / month
Current employer: New Process Fibre Debt-to-income ratio: 23.02%
Length of employment: 3 years Location: Georgetown, DE
       
Home town:
Current & past employers: New Process Fibre
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,895.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances are $15,273.74<br>Morgage payment is $788.00 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses would be roughly $400.00.
What is your intended use for the loan proceeds?I would like to pay off two credit cards and close the accounts.

 


 

 

 

Member Payment Dependent Notes Series 1162015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162015

$17,000

$17,000

9.76%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162015. Member loan 1162015 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,000 / month
Current employer: SSC PAC Debt-to-income ratio: 21.57%
Length of employment: 10+ years Location: PEARL CITY, HI
       
Home town:
Current & past employers: SSC PAC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Funds will be provided to consolidate credit card debt. I have always paid my bills on time and never missed a payment. I have a very stable position and work for the Federal Gov't Dept of the Navy. I have been with SSCPAC for 20+ years. Please consider me for this request. Thank you very much<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,747.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: <br>Bankcard Center - Balance: $13,700 at 16.50% - Monthly payment: $412.00<br>Walmart - Balance - $2,500 at 22.90% - Monthly payment $75.00<br>PHFCU Loan: <br>Balance $17,000 at 7.00% (approx) - Bi-weekly payment $363.00<br><br>As a note: I live in my parents home where the mortgage is paid off. I do not pay any rent.

 


 

 

 

Member Payment Dependent Notes Series 1162019

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162019

$12,000

$12,000

12.12%

1.00%

March 2, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162019. Member loan 1162019 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: US Treasury Debt-to-income ratio: 11.46%
Length of employment: 2 years Location: CONCORD, NC
       
Home town:
Current & past employers: US Treasury
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/23/12 > Stable, Dependable, Monthly Income INSURE Sure Profits<br><br> Borrower added on 02/23/12 > Stable dependable income equals sure profits.<br><br> Borrower added on 02/23/12 > Source of income is stable, dependable and will insure profits.<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,380.00 Public Records On File: 0
Revolving Line Utilization: 71.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC 5500 balance Min/Mo 450<br>Visa 3500 balance <br>MC 1750 <br>Store Cards 750
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?present 450 min/mo<br><br>this loan 399/mo w/3 year payoff
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3750 approx. fixed monthly expenses
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Fixed monthly expenses 3750
What is the total balance of your credit cards, interest rates and current monthly payments?approx 12K<br>pmt 450 min
Please explain the reason why you carry a large revolving credit balance.unexpected past personal expenses

 


 

 

 

Member Payment Dependent Notes Series 1162051

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162051

$10,000

$10,000

9.76%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162051. Member loan 1162051 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Saint-Gobain Debt-to-income ratio: 7.46%
Length of employment: 10+ years Location: LOUIS BURG, NC
       
Home town:
Current & past employers: Saint-Gobain
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,355.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1162191

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162191

$5,000

$5,000

17.27%

1.00%

March 1, 2012

March 8, 2015

March 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162191. Member loan 1162191 was requested on February 23, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Forever Resorts Debt-to-income ratio: 12.96%
Length of employment: 2 years Location: SCOTTSDALE, AZ
       
Home town:
Current & past employers: Forever Resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Dental Work and to pay down or off credit card<br>

 

A credit bureau reported the following information about this borrower member on February 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1976 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 32
Revolving Credit Balance: $2,642.00 Public Records On File: 0
Revolving Line Utilization: 88.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Dental Work and to pay down my one credit card
If you have a delinquency in the last 2 years, please explain the reason.None
What is your intended use for the loan proceeds?Dental Work and to pay down my one credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-767.00<br>Car - 540.00<br>Utilities-$300(includes phone)<br>Insurance -$50
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - 767.00<br>Utilities-300.00(includes phone)<br>Insurance - 50.00

 


 

 

 

Member Payment Dependent Notes Series 1162253

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162253

$30,000

$30,000

15.31%

1.00%

March 5, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162253. Member loan 1162253 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,904 / month
Current employer: Halliburton, BPM LLC Debt-to-income ratio: 20.33%
Length of employment: 10+ years Location: Powell, WY
       
Home town:
Current & past employers: Halliburton, BPM LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > The funds will start up a distributorship that vends healthy snacks and drinks in place of sugary foods that contribute to the nation’s obesity problems. Healthy foods will be available everywhere for everyone. My company is established as an entity and needs to purchase and set up machines.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1974 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,692.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Accounting,$25. Credit card swipe charges,$133. Inventory,$3327. Maintenance,$42. Partner "salary",$200. Insurance,$52. Location rent,$333. Excise taxes,$610. Phone, internet,$65. Vehicle costs,$50. <br>TOTAL is $4837.

 


 

 

 

Member Payment Dependent Notes Series 1162419

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162419

$13,575

$13,575

18.25%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162419. Member loan 1162419 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Penske Logistics Debt-to-income ratio: 13.35%
Length of employment: 6 years Location: CHULA VISTA, CA
       
Home town:
Current & past employers: Penske Logistics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Hello investors, I am here today in attemp to consolidate some of my debt which is three citibank credit cards to knock out the higher rates and go down to a single payment which the rate is lower. Thank You for time.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,528.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.to be honest times got tough here at home, my father is now living with us and some medical expenses had to be done for him. Used some of the other accounts to manage but now it seems the high rates are holding back from paying off my debt faster.
Please explain the reason why you carry a large revolving credit balance.to be honest times got tough here at home, my father is now living with us and some medical expenses had to be done for him. Used some of the other accounts to manage but now it seems the high rates are holding back from paying off my debt faster.
Which debts do you plan to pay off with this loan?going for the highest rates which are the citibank credit cards<br>1. citi diamond<br>2. citi american express<br>3. citi advantage
What is your intended use for the loan proceeds?going for the highest rates which are the citibank credit cards<br>1. citi diamond<br>2. citi american express<br>3. citi advantage
Please explain the reason why you carry a large revolving credit balance.to be honest times got tough here at home, my father is now living with us and some medical expenses had to be done for him. Used some of the other accounts to manage but now it seems the high rates are holding back from paying off my debt faster.
Which debts do you plan to pay off with this loan?going for the highest rates which are the citibank credit cards<br>1. citi diamond<br>2. citi american express<br>3. citi advantage
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?my goal is to pay off the ones with the highest rates which are the three from citibank<br>1. citi diamond<br>2. citi american express<br>3. citi advantage
Please explain the reason why you carry a large revolving credit balance.to be honest times got tough here at home, my father is now living with us and some medical expenses had to be done for him. Used some of the other accounts to manage but now it seems the high rates are holding back from paying off my debt faster.
Which debts do you plan to pay off with this loan?going for the highest rates which are the citibank credit cards<br>1. citi diamond<br>2. citi american express<br>3. citi advantage
Please explain the reason why you carry a large revolving credit balance.to be honest times got tough here at home, my father is now living with us and some medical expenses had to be done for him. Used some of the other accounts to manage but now it seems the high rates are holding back from paying off my debt faster.
Which debts do you plan to pay off with this loan?going for the highest rates which are the citibank credit cards<br>1. citi diamond<br>2. citi american express<br>3. citi advantage

 


 

 

 

Member Payment Dependent Notes Series 1162420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162420

$35,000

$35,000

23.33%

1.00%

March 6, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162420. Member loan 1162420 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,703 / month
Current employer: PPD Development LP Debt-to-income ratio: 12.40%
Length of employment: 8 years Location: SALT LAKE CITY, UT
       
Home town:
Current & past employers: PPD Development LP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I have a stable career (8 years) with the same company and an excellent path for growth. With the income that I make, I see absolutely no issues with repayment. I am also educated from a top University. These funds will be used for debt consolidation. Thank you for your assistance. Thank you.<br><br> Borrower added on 02/27/12 > Thank you for the investors that have contributed so far. I truly appreciate it.<br><br> Borrower added on 03/01/12 > Thank you to all the investors that have invested so far. We are making progress. Thanks again.<br><br> Borrower added on 03/02/12 > Again, thank you to each and everyone of you for your investment. It truly is appreciated.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 29
Revolving Credit Balance: $22,933.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I thought I answered this earlier. Debt on a few balances is 21k. Interest rates are over 20% as they are electronics, student loans are minimal, and there really are no other lines of credit. Feel confident in your return.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $1,200.00. Utilities run in the neighborhood of $200.00 in Winter and are pretty low in Summer.
Please explain the reason why you carry a large revolving credit balance.I don't personally consider it large, just would like to consolidate it to one payment. I appreciate the questions. Thank you very much for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I thought I answered this earlier. Debt on a few balances is 21k. Interest rates are over 20% as they are electronics, student loans are minimal, and there really are no other lines of credit. Feel confident in your return.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I believe I answered this with another investor. Please let me know if you aren't able to view it.
Which debts do you plan to pay off with this loan?Credit Cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Cards and possible investment.
What is your intended use for the loan proceeds?Credit Card Consolidation. Would like to have just one payment. I'm done with credit cards.
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any delinquencies in the last two years. Thank you for the questions.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage. Thanks for the question.

 


 

 

 

Member Payment Dependent Notes Series 1162476

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162476

$9,300

$9,300

7.90%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162476. Member loan 1162476 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Telekenex Debt-to-income ratio: 6.35%
Length of employment: 4 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: Telekenex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1976 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,375.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.What do you mean by large? <br>I have never missed a payment, in the last 5yrs on anyone of my debts.<br>Having some debt has increased my credit score.

 


 

 

 

Member Payment Dependent Notes Series 1162494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162494

$6,000

$6,000

7.90%

1.00%

March 6, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162494. Member loan 1162494 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Olson's Rooter Service Inc Debt-to-income ratio: 17.93%
Length of employment: 1 year Location: NORTH HOLLYWOOD, CA
       
Home town:
Current & past employers: Olson's Rooter Service Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > This will help me reduce my debts and reduce stress to move on with my future plans.<br><br>Thank you!<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,151.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello,<br><br>My current monthly expenses are <br><br>Rent: $500<br>Transportation: $100<br>Utilities: $200<br>Phone: $70<br>Food: $200<br>Credit Card: $800<br><br>Total: $1,870<br><br>I have prepared a budget that will allow me to pay more to into my credit card debt. <br><br>Thank you for the loan.

 


 

 

 

Member Payment Dependent Notes Series 1162532

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162532

$7,000

$7,000

14.65%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162532. Member loan 1162532 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Chickfila Debt-to-income ratio: 0.74%
Length of employment: 2 years Location: CAROL STREAM, IL
       
Home town:
Current & past employers: Chickfila
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,158.00 Public Records On File: 0
Revolving Line Utilization: 28.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards and 1 line of credit<br>Credit card 1: b- $2750, I- 19%, p- $75<br>Credit card 2: b- $1250, I- 20%, p- $26<br>Line if credit: b- $950, I- 27%, p- $135
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards and 1 line of credit<br>Credit card 1: b- $2750, I- 19%, p- $75<br>Credit card 2: b- $1250, I- 20%, p- $26<br>Line if credit: b- $950, I- 27%, p- $135
What is your intended use for the loan proceeds?Debt consolidation
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $2300. Rent being $970
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent- $970<br>Utilities- $100<br>Renters ins- $10
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 2 credit cards and 1 line of credit<br>Credit card 1: b- $2750, I- 19%, p- $75<br>Credit card 2: b- $1250, I- 20%, p- $26<br>Line if credit: b- $950, I- 27%, p- $135
Which debts do you plan to pay off with this loan?2 credit cards and line of credit-$5000 total
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Will be paying of current debt of $5000 and using the other $2000 for savings (emergency fund)
Please explain the reason why you carry a large revolving credit balance.Took a loan out to purchase furniture. 27% interest has added up over the last few months
What is your intended use for the loan proceeds?Debt consolidation
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $2300. Rent being $970

 


 

 

 

Member Payment Dependent Notes Series 1162534

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162534

$5,000

$5,000

13.99%

1.00%

February 29, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162534. Member loan 1162534 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,826 / month
Current employer: Bureau of Reclamation Debt-to-income ratio: 14.40%
Length of employment: < 1 year Location: Yuma, AZ
       
Home town:
Current & past employers: Bureau of Reclamation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Will be using funds to go home and to help with funeral costs.<br>I'm always on time with payments and try to add more than the minimum amount to lower the pay-off amount.<br>I work for the federal government.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $857.00 Public Records On File: 0
Revolving Line Utilization: 95.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a car payment that is $137 a month with a balance of $4100, a credit card that has a $700 limit with payments of $30, phone bill that is $98, insurance is at $101, and rent is at $450.
Please explain the reason why you carry a large revolving credit balance.I don't have much credit and I'm trying to build it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a car payment that is $137 a month with a balance of $4100, a credit card that has a $700 limit with payments of $30, phone bill that is $98, insurance is at $101, and rent is at $450.
Which debts do you plan to pay off with this loan?Part of it will be used for vehicle loan and the rest will be used to pay for travel and miscellaneous expenses for coming home for a funeral.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilites are a total of $425 per month, phone is $98.33, insurance is $101.33, gas is $40 bi-weekly, and food is usually around $225 bi-weekly.

 


 

 

 

Member Payment Dependent Notes Series 1162536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162536

$10,000

$10,000

17.27%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162536. Member loan 1162536 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,917 / month
Current employer: International Automotive Components Debt-to-income ratio: 3.63%
Length of employment: 10+ years Location: Huntersville, NC
       
Home town:
Current & past employers: International Automotive Components
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 40
Revolving Credit Balance: $13,491.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage-$2853 per mth<br>mortgage- $1380 per mth<br>Credit Cards - $172 per mth<br> MC- 22%;$1965 Bal<br> MC - 19.99%; 2250 Bal<br> Visa - 13.99%; $6923
Which debts do you plan to pay off with this loan?Paying off credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage-$2853 per mth<br>mortgage- $1380 per mth<br>Credit Cards - $172 per mth<br> MC- 22%;$1965 Bal<br> MC - 19.99%; 2250 Bal<br> Visa - 13.99%; $6923
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage-$2853 per mth<br>mortgage- $1380 per mth<br>Credit Cards - $172 per mth<br> MC- 22%;$1965 Bal<br> MC - 19.99%; 2250 Bal<br> Visa - 13.99%; $6923
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Credit Card - $172<br>Utilities - $390<br>Gas - $360<br>Mortgage - $2853<br>Mortgage -$1380
Please explain the reason why you carry a large revolving credit balance.Home upgrades, holiday expenses

 


 

 

 

Member Payment Dependent Notes Series 1162558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162558

$6,000

$6,000

12.12%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162558. Member loan 1162558 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,700 / month
Current employer: n/a Debt-to-income ratio: 7.00%
Length of employment: 5 years Location: Nicholville, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 6 Months Since Last Delinquency: 23
Revolving Credit Balance: $308.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?It is for an investment (rental) property that I own free and clear. I am planning on putting a new roof on it, doing some tree work and updating some of the appliances.
Is the improvement to your primary residence or an investment property?It is for an investment (rental) property that I own free and clear. I am planning on putting a new roof on it, doing some tree work and updating some of the appliances.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We own our home. The insurance payment is $89 per month. The taxes are $2,420 per year. <br>Thank you, -Dustan

 


 

 

 

Member Payment Dependent Notes Series 1162569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162569

$12,000

$12,000

6.62%

1.00%

March 6, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162569. Member loan 1162569 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Saks 5th ave Debt-to-income ratio: 9.06%
Length of employment: 6 years Location: Boynton beach, FL
       
Home town:
Current & past employers: Saks 5th ave
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > To payoff a vehicle. Actually will pay more then the loan requires each month. Goal to have it paid off in 2 to 2 1/2 years i have been with my employer for over 6 years.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,180.00 Public Records On File: 0
Revolving Line Utilization: 14.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1600.00 includes all expenses related to the house
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2500
Please explain the reason why you carry a large revolving credit balance.It is for a vehicle. It is a high interest and I want it paid off. I don't want to put it on any credit cards. I want 1 set payment and a date that won't change.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1 card $6000.00 with 0% apr til June 2013<br>1 car owe $5000.00 w 2 years left at 8% interest <br>1 motorcycle $12000.00 with 4 years left 25% interest ( what loan is for)<br>Open line of credit $40000.00. Paying off all debt in 3 years. If we can't pay cash we don't get it
Which debts do you plan to pay off with this loan?The motorcyle, the rest are set payments at low interest. The bike loan is %25

 


 

 

 

Member Payment Dependent Notes Series 1162609

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162609

$7,500

$7,500

13.11%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162609. Member loan 1162609 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: CSL Plasma Debt-to-income ratio: 6.77%
Length of employment: 3 years Location: Chicago, IL
       
Home town:
Current & past employers: CSL Plasma
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Quite simple. I am refinancing my credit cards to a way better rate than I currently have. I will also be able to pay more than just the monthly payment for my loan since the interest rate is way lower.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 35
Revolving Credit Balance: $7,007.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are 1700
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Current monthly expenses are 1700 total
Please explain the reason why you carry a large revolving credit balance.The balance is large because the interest rates on the cards are 29.99% even making more than the just the monthly min payment does not even make a dent. Getting this loan will solve that bcause the interest is 13% and I will be paying back more that just the monthly rate
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I have 3. And I pay more than the minimum on all of them. But with an interest rate at 29.99% its hard to pay down. This loan will give me an interest rate of 13%. This loan will pay off all the cards leaving me with just the loan balance to pay back at 250 a month. I currently pay over 300 but that ineret rate I have does not help
What is the total balance of your credit cards, interest rates and current monthly payments?7,500 is the balance. And I pay more than the minimum on all of them. But with an interest rate at 29.99% its hard to pay down. This loan will give me an interest rate of 13%. This loan will pay off all the cards leaving me with just the loan balance to pay back at 250 a month. I currently pay over 300 but that ineret rate I have does not help
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.7,500 is the total balance on all 3. And I pay more than the minimum on all of them. But with an interest rate at 29.99% its hard to pay down. This loan will give me an interest rate of 13%. This loan will pay off all the cards leaving me with just the loan balance to pay back at 250 a month. I currently pay over 300 but that inerest rate I have does not help. I plan to pay back this loan quickly since I am already paying the credit card companies more than what my monthly loan payment will be
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have 3 credit cards. And I pay more than the minimum on all of them. But with an interest rate at 29.99% its hard to pay down. This loan will give me an interest rate of 13%. This loan will pay off all the cards leaving me with just the loan balance to pay back at 250 a month. I currently pay over 300 to these cards but that interest rate I have does not help. Now at 13% and me paying 300 or more a month back I will be able to pay off this loan quickly

 


 

 

 

Member Payment Dependent Notes Series 1162625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162625

$4,800

$4,800

13.11%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162625. Member loan 1162625 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: Capital One Financial Debt-to-income ratio: 1.50%
Length of employment: < 1 year Location: WASHINGTON, DC
       
Home town:
Current & past employers: Capital One Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 43
Revolving Credit Balance: $3,379.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Engagement Ring. I have $4000 in cash already; but I do not want to clean much more of my savings toward the ring.
If you have a delinquency in the last 2 years, please explain the reason.N/A

 


 

 

 

Member Payment Dependent Notes Series 1162629

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162629

$5,400

$5,400

16.29%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162629. Member loan 1162629 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Jefferson County Debt-to-income ratio: 20.43%
Length of employment: 10+ years Location: BIRMINGHAM, AL
       
Home town:
Current & past employers: Jefferson County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,684.00 Public Records On File: 1
Revolving Line Utilization: 80.90% Months Since Last Record: 103
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I am not sure what is meant by a public record. Can you please clarify the question?
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $550, Power bill is $80, Gas bill is $50 (I am on budget billing on both power and gas), Cable bill is $90 (no extras, but that does include internet), Water bill is $50 (that includes garbage pickup), Sewer bill is $30, Cell phone is $80 (no home phone), Car insurance and renters insurance is $65.
Please explain the reason why you carry a large revolving credit balance.I thought I had answered this question, but I do not see it listed. I had paid down most of my debts and then went through a enforced 4 day work week twice in the last 4 years. Last year it lasted around 4 months. I had to use credit to survive since I have no one else providing income. Then I had a major vehicle repair, which depleted all of my savings. Once again, I had to use my credit for every emergency that came up, which quite a few did.
Which debts do you plan to pay off with this loan?I plan to pay off all of my credit cards.
Which debts do you plan to pay off with this loan?I plan to pay off all of my credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am just going to use the money to pay off all of my credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have already answered this question, but I'm not sure you would be able to see the answer. Rent is $550, Power is $80, Gas is $50 (Am on budget billing on both power and gas), Water is $50 (includes garbage pickup), Sewer is $30, Cable is $80 (I do not have any extras, except for internet access), Phone is $80 (Just a cell phone). Food is as little as possible considering I just buy for myself. Transportation is little since I work less than 10 miles to work. Car & rental insurance is $65.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $550, Power bill is $80, Gas bill is $50 (I am on budget billing on both power and gas), Cable bill is $90 (no extras, but that does include internet), Water bill is $50 (that includes garbage pickup), Sewer bill is $30, Cell phone is $80 (no home phone), Car insurance and renters insurance is $65.
Please explain the reason why you carry a large revolving credit balance.I thought I had answered this question, but I do not see it listed. I had paid down most of my debts and then went through a enforced 4 day work week twice in the last 4 years. Last year it lasted around 4 months. I had to use credit to survive since I have no one else providing income. Then I had a major vehicle repair, which depleted all of my savings. Once again, I had to use my credit for every emergency that came up, which quite a few did.

 


 

 

 

Member Payment Dependent Notes Series 1162634

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162634

$12,000

$12,000

6.62%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162634. Member loan 1162634 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Admirals Bank Debt-to-income ratio: 8.77%
Length of employment: 1 year Location: Quincy, MA
       
Home town:
Current & past employers: Admirals Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,880.00 Public Records On File: 0
Revolving Line Utilization: 27.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1162635

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162635

$8,000

$8,000

6.62%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162635. Member loan 1162635 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: DJBJ INC Debt-to-income ratio: 11.60%
Length of employment: 7 years Location: Graham, NC
       
Home town:
Current & past employers: DJBJ INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,117.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1162647

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162647

$20,000

$20,000

12.12%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162647. Member loan 1162647 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: USAF Debt-to-income ratio: 11.86%
Length of employment: 5 years Location: AVONDALE, AZ
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > This loan is consolidate my credit card debt to pay it off faster. This loan will help me make one monthly payment instead on two.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,428.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Military Star Card is at 22% and balance is 5700. USAA card is 12% 6800. I pay 550-600 a month for the two cards.
Please explain the reason why you carry a large revolving credit balance.I had bought furniture for my house and I am trying to consolidate the debt to pay it off faster.
Which debts do you plan to pay off with this loan?The credit cards are my first priority with this loan!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolidate my credit card debt and any remaining funds are going to be used for emergency purposes only.
What is your intended use for the loan proceeds?To consolidate my credit card debt!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly exspensee agreeable around 2200 dollars a month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolidate my credit card debt and any remaining funds are going to be used for emergency purposes only.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolidate my credit card debt and any remaining funds are going to be used for emergency purposes only.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My monthly mortgage is $820.17 with taxes included.

 


 

 

 

Member Payment Dependent Notes Series 1162650

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162650

$9,450

$9,450

12.12%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162650. Member loan 1162650 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Ball Aerospace Debt-to-income ratio: 10.27%
Length of employment: 1 year Location: Broomfield, CO
       
Home town:
Current & past employers: Ball Aerospace
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Using loan to payoff 3 credit cards and consolidate down to one payment.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,946.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum I pay for the 3 credit cards is about $400 a month but I will be using the loan to completely pay off all 3 credit cards so I will only have to pay the loan amount every month.
What is the total balance of your credit cards, interest rates and current monthly payments?Visa $2360 balance, 29.99%, $99 min<br>Visa $3925 balance, 18.74%, $99 min<br>MC $2940 balance, 9.9%, $89 min
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa $2360 balance, 29.99%, $99 min<br>Visa $3925 balance, 18.74%, $99 min<br>MC $2940 balance, 9.9%, $89 min
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1250/mo<br>Transportation: $120/mo for Gas (own my car)<br>Utilities: $130/mo<br>Phone: $80/mo<br>Insurance: $50/mo<br>Food: $200/mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $1250/mo<br>Transportation: $120/mo for Gas (own my car)<br>Utilities: $130/mo<br>Phone: $80/mo<br>Insurance: $50/mo<br>Food: $200/mo<br><br>Credit Cards:<br>Visa $2360 balance, 29.99%, $99 min<br>Visa $3925 balance, 18.74%, $99 min<br>MC $2940 balance, 9.9%, $89 min
What is your intended use for the loan proceeds?I plan to use the loan to completely payoff 3 credit cards and consoliate into one payment a month.

 


 

 

 

Member Payment Dependent Notes Series 1162681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162681

$21,000

$21,000

13.67%

1.00%

March 6, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162681. Member loan 1162681 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Duke Medicine PDC Debt-to-income ratio: 11.84%
Length of employment: < 1 year Location: Garner, NC
       
Home town:
Current & past employers: Duke Medicine PDC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Paying off Credit cards, Building a fence for my puppies<br><br> Borrower added on 02/27/12 > Please help me loose my 25% interest credit cards. Thank you.<br><br> Borrower added on 02/28/12 > Paying off Student loans.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,472.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?This is the amount for all credit cards, what I owe in income taxes, and to build a fence for my 2 doggies. My interest on the cards was 25% so I was really only paying the interest.
Please explain the reason why you carry a large revolving credit balance.I was young. Now I am trying to pay it off.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This is the amount for all credit cards, what I owe in income taxes, and to build a fence for my 2 doggies. My interest on the cards was 25% so I was really only paying the interest.
What is the total balance of your credit cards, interest rates and current monthly payments?This is the amount for all credit cards, what I owe in income taxes, and to build a fence for my 2 doggies. My interest on the cards was 25% so I was really only paying the interest.

 


 

 

 

Member Payment Dependent Notes Series 1162693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162693

$7,000

$7,000

13.11%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162693. Member loan 1162693 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Total Terminals Int'l Debt-to-income ratio: 12.68%
Length of employment: 6 years Location: WHITTIER, CA
       
Home town:
Current & past employers: Total Terminals Int'l
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I plan on using this to pay off a higher interest Discover Card balance.<br><br> Borrower added on 02/27/12 > Yes. I plan to pay off a Discover and a Visa, both with higher interest rates.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 62 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,644.00 Public Records On File: 0
Revolving Line Utilization: 60.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?450.00
What is the total balance of your credit cards, interest rates and current monthly payments?$2257.00 // 40.00 // 9.99%<br>$2736.00 // 58.00 // 13.24%<br>$3400.00 // 69.00 // 15.99%<br>$598.00 // 25.00 // 24.50%<br>$4980.00 // 115.00 // 14.99%<br>$1300.00 // 49.00 // 17.24%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4700.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2475.00

 


 

 

 

Member Payment Dependent Notes Series 1162715

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162715

$16,000

$16,000

20.50%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162715. Member loan 1162715 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: optimedica Debt-to-income ratio: 6.76%
Length of employment: 1 year Location: san jose, CA
       
Home town:
Current & past employers: optimedica
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > i DO NEED THE MONEY TO HELP PAY CREDIT CARDS INTO 1 PAYMENT<br><br> Borrower added on 02/24/12 > I nee to consolidate all credit cards to 1 payment<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 38
Revolving Credit Balance: $13,340.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 900.00 but my mom pays half she lives with me. My utilties are no more then $150.00 fpr all encluding my phone bill. Insurance 60.00 Dollars per month. transportaion 30.00 every week I
Please explain the reason why you carry a large revolving credit balance.because I wanted to build my credit
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 900.00 but my mom pays half she lives with me. My utilties are no more then $150.00 fpr all encluding my phone bill. Insurance 60.00 Dollars per month. transportaion 30.00 every week I
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have citi bank 100.00 per month bal$3000 discover 120.00 per month bal$4000 and usaa visa 100.00 per monthbal$ 3500 and a target credit card. 60.00 per month bal 200. i can make the payments easy with just one payment through yoor loan at a lower rate.one rate is 2.9 percent and the pthers are at 9 percent no lines of credit no student loans I have good credit the intrest ratses the highest is 9 percent. <br>Thank you

 


 

 

 

Member Payment Dependent Notes Series 1162764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162764

$10,000

$10,000

14.65%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162764. Member loan 1162764 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,167 / month
Current employer: Washington University School of Medicine Debt-to-income ratio: 9.49%
Length of employment: 3 years Location: SAINT LOUIS, MO
       
Home town:
Current & past employers: Washington University School of Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 66
Revolving Credit Balance: $23,031.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Due to sickness, I have been unable to moonlight this year so my income was less than I expected it to be, and not I have high interest debt that I need to pay off. I also have student loans (at low interest) that contribute to this credit balance.
Which debts do you plan to pay off with this loan?High interest credit card debt.
What is your intended use for the loan proceeds?Pay off high-interest debt on credit card.
Which debts do you plan to pay off with this loan?High interest credit card debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Going to pay off one high interest credit card bill
Please explain the reason why you carry a large revolving credit balance.Due to sickness, I have been unable to moonlight this year so my income was less than I expected it to be, and not I have high interest debt that I need to pay off. I also have student loans (at low interest) that contribute to this credit balance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current total monthly expenses are approximately $2000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses (rent) are $900 a month.
What is your intended use for the loan proceeds?Pay off high-interest debt on credit card.
Please explain the reason why you carry a large revolving credit balance.Due to sickness, I have been unable to moonlight this year so my income was less than I expected it to be, and not I have high interest debt that I need to pay off. I also have student loans (at low interest) that contribute to this credit balance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current total monthly expenses are approximately $2000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My housing expenses (rent) are $900 a month.
Please explain the reason why you carry a large revolving credit balance.Due to sickness, I have been unable to moonlight this year so my income was less than I expected it to be, and not I have high interest debt that I need to pay off. I also have student loans (at low interest) that contribute to this credit balance.

 


 

 

 

Member Payment Dependent Notes Series 1162795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162795

$10,000

$10,000

6.03%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162795. Member loan 1162795 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: North Shore Schools Debt-to-income ratio: 3.72%
Length of employment: 3 years Location: Huntington Station, NY
       
Home town:
Current & past employers: North Shore Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,627.00 Public Records On File: 0
Revolving Line Utilization: 18.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I do not carry a revolving balance. I pay my credit cards off every month in full. I want to pay off my car($3000) and for school this semester.

 


 

 

 

Member Payment Dependent Notes Series 1162803

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162803

$21,600

$21,600

15.31%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162803. Member loan 1162803 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: United States Navy Debt-to-income ratio: 20.09%
Length of employment: 5 years Location: chattaroy, WA
       
Home town:
Current & past employers: United States Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I intend to use this debt to knock out all my credit cards and one consolidation loan I have into one payment. I will be saving almost 200 a month and get it paid faster. I have a great credit history and I have budgeted 1500 a month for this loan. I have been in the US Navy for 5 years and 3 left.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,882.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Honestly its between living outside my means, buying all the new electronics and such, buying airline tickets, moving around due to military relocation in several places. I spent almost 8k on buying furniture and things my wife and I needed for when we moved to Italy. Some other charging came from just emergencies purchases.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Amount Owed. Min Payment.<br>Navy Fed- $3820 80<br>Navy Fed- $2206 45<br>Bank of America- $842 20<br>Bank of America- $187 20<br>Personal Loan- $3595 200<br>Chevron- $1496 75<br>Military Star Card- $3250 75<br>Best Buy Card- $668 45<br>Kohls Card- $574 20<br>Kays- $2495 205
Which debts do you plan to pay off with this loan?All the credit card debt and one personal loan and then plan on paying it off in less than 15 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Amount Owed. Min Payment.<br>Navy Fed- $3820 80<br>Navy Fed- $2206 45<br>Bank of America- $842 20<br>Bank of America- $187 20<br>Personal Loan- $3595 200<br>Chevron- $1496 75<br>Military Star Card- $3250 75<br>Best Buy Card- $668 45<br>Kohls Card- $574 20<br>Kays- $2495 205
Which debts do you plan to pay off with this loan?All the credit card debt and one personal loan and then plan on paying it off in less than 15 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Amount Owed. Min Payment.<br>Navy Fed- $3820 80<br>Navy Fed- $2206 45<br>Bank of America- $842 20<br>Bank of America- $187 20<br>Personal Loan- $3595 200<br>Chevron- $1496 75<br>Military Star Card- $3250 75<br>Best Buy Card- $668 45<br>Kohls Card- $574 20<br>Kays- $2495 205
Which debts do you plan to pay off with this loan?All the credit card debt and one personal loan and then plan on paying it off in less than 15 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Amount Owed. Min Payment.<br>Navy Fed- $3820 80<br>Navy Fed- $2206 45<br>Bank of America- $842 20<br>Bank of America- $187 20<br>Personal Loan- $3595 200<br>Chevron- $1496 75<br>Military Star Card- $3250 75<br>Best Buy Card- $668 45<br>Kohls Card- $574 20<br>Kays- $2495 205
Which debts do you plan to pay off with this loan?All the credit card debt and one personal loan and then plan on paying it off in less than 15 months.

 


 

 

 

Member Payment Dependent Notes Series 1162807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162807

$4,000

$4,000

13.11%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162807. Member loan 1162807 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Home Depot Debt-to-income ratio: 22.15%
Length of employment: < 1 year Location: Westminster, CO
       
Home town:
Current & past employers: Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,625.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Not sure that if I understand the question entirely. I have some student loans that are differed for about six months because I just graduated. I have a credit card with a limit of 2000 that I usually charge all my bills and grocery expenses and then do a balance transfer at the end of the month to bring the balance back to zero. It just builds rewards points and makes automated payments much easier than writing checks. I have no other loans or debt obligations other than the student loans.
What are the balances, interest rates, and monthly payments on any other auto obligations?I have no other auto obligations. I drive a paid off 2011 Jeep liberty that has no payments to be made. I just moved to Colorado from the east coast. I live on the front range and it requires a lot of driving. I've done the math and figured I spend about 70$/week or 280$/month on gas with the Jeep. If I purchased a used low output motorcycle I could be spending 15$/week or 60$/month in gas saving me about 220$/month. That said from the money that I have saved in gas would make my payments.
How are you covering other costs related to this car transaction (taxes, registration, insurance)?I have no other auto obligations. I drive a paid off 2011 Jeep liberty that has no payments to be made. I just moved to Colorado from the east coast. I live on the front range and it requires a lot of driving. I've done the math and figured I spend about 70$/week or 280$/month on gas with the Jeep. If I purchased a used low output motorcycle I could be spending 15$/week or 60$/month in gas saving me about 220$/month. That said from the money that I have saved in gas would make my payments.
How much money are you providing out of pocket as a down payment for this purchase?I have no other auto obligations. I drive a paid off 2011 Jeep liberty that has no payments to be made. I just moved to Colorado from the east coast. I live on the front range and it requires a lot of driving. I've done the math and figured I spend about 70$/week or 280$/month on gas with the Jeep. If I purchased a used low output motorcycle I could be spending 15$/week or 60$/month in gas saving me about 220$/month. That said from the money that I have saved in gas would make my payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-450, phone-50, insurance-paid for, food-60/week. I drive a paid off 2011 Jeep liberty that has no payments to be made. I just moved to Colorado on the front range and it requires a lot of driving. I've done the math and figured I spend about 70$/week or 280$/month on gas with the Jeep. If I purchased a used low output motorcycle I could be spending 15$/week or 60$/month in gas saving me about 220$/month. That said from the money that I have saved in gas it would cover monthly payments.

 


 

 

 

Member Payment Dependent Notes Series 1162823

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162823

$10,000

$10,000

10.74%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162823. Member loan 1162823 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,667 / month
Current employer: AMERICNA LITHO, INC. Debt-to-income ratio: 12.94%
Length of employment: 4 years Location: ORLAND PARK, IL
       
Home town:
Current & past employers: AMERICNA LITHO, INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,876.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My sole intended use is to consolidate my credit card debt into one monthly payment with this loan. I think LendingClub is an amazing service that can seriously help people get out of debt faster in times where no one wants to lend money to people already in debt and have little hope of getting out of extremely high interest credit card debt and will be absolutely referring lending club to friends and family that can benefit from it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are appoximately $2200 for all you mentioned, which is about 55% of my monthly income.
Which debts do you plan to pay off with this loan?All of my credit card debt will be payed with this loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are appoximately $2200 for all you mentioned, which is about 55% of my monthly income.

 


 

 

 

Member Payment Dependent Notes Series 1162842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162842

$4,200

$4,200

15.31%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162842. Member loan 1162842 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: CONVERMAT CORPORATION Debt-to-income ratio: 22.82%
Length of employment: 3 years Location: COPIAGUE, NY
       
Home town:
Current & past employers: CONVERMAT CORPORATION
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 34
Revolving Credit Balance: $17,498.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Blance is $3,864.00 / Monthly min payment is at $114.00 ( I pay much more than min) and interest is at about 18%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears Card issued by Citibank<br>Outstanding Balance is $3,864.00 / Monthly min payment is at $114.00 ( I pay much more than min) and current interest is at about 18%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT - No Rent / Zero rent ezpense / Zero Mortage expense<br>Transportation: $200 monthly<br>Utilities: $560.00<br>Phone: $125.00<br>Insurance $260,00<br>Food: $320.00<br>Auto Payment: $426.00
Please explain the reason why you carry a large revolving credit balance.Home improvement and repairs.

 


 

 

 

Member Payment Dependent Notes Series 1162866

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162866

$8,000

$8,000

12.12%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162866. Member loan 1162866 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Nevada Community Foundation Debt-to-income ratio: 17.88%
Length of employment: 3 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Nevada Community Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 25
Revolving Credit Balance: $5,031.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency we've ever had was in 2009 due to a loan modification. We are currently up to date on the terms of our loan modification and have not had any delinquency since. Thank you for your consideration.
What is your intended use for the loan proceeds?We are currently undergoing licensure to set up a residentail home care for the aged and disabled. We are towards the end of the process. The first loan that I accepted with Lending Club was not fully funded so I waited for 6 months to apply for a second loan to complete the balance. The remaining funds that I need will go towards a certificate and liability insurance policy, the last requirement that I need to complete licensure. Thank you for your time and consideration.
Please describe your experience/familiarity with the business you are starting/started?I grew up in a home care because my parents owned 3 home cares. I also work in the field of non profits so I am exposed to the needs of the community on a normal basis. Altruism comes natural for me.
Can you provide some high level financials on the monthly costs / revenue of your business?After I obtain a certificate of liability - which is why I need these funds - I will then know the scope of residents that I would be approved to care for. That can range between 2 - 5 residents. I do not have an accurate spreadsheet that details the P&L for the intended business but based on comparables around the area, it is a definitely profitable business and in demand for a retirement state like ours. Thank you.
What is your intended use for the loan proceeds?We are currently undergoing licensure to set up a residentail home care for the aged and disabled. We are towards the end of the process. The first loan that I accepted with Lending Club was not fully funded so I waited for 6 months to apply for a second loan to complete the balance. The remaining funds that I need will go towards a certificate and liability insurance policy, the last requirement that I need to complete licensure. Thank you for your time and consideration.

 


 

 

 

Member Payment Dependent Notes Series 1162874

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162874

$4,000

$4,000

7.62%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162874. Member loan 1162874 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Bernatellos Pizza Debt-to-income ratio: 14.58%
Length of employment: 3 years Location: Appleton, WI
       
Home town:
Current & past employers: Bernatellos Pizza
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,969.00 Public Records On File: 0
Revolving Line Utilization: 26.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1162924

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162924

$3,250

$3,250

8.90%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162924. Member loan 1162924 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,600 / month
Current employer: brunswick co. Debt-to-income ratio: 6.69%
Length of employment: 2 years Location: pompano beach, FL
       
Home town:
Current & past employers: brunswick co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,076.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1162932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162932

$6,200

$6,200

13.11%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162932. Member loan 1162932 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: NYC Boad of Ed P.S. 115M Debt-to-income ratio: 8.85%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: NYC Boad of Ed P.S. 115M
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,201.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay my credit cards bills. When paid I will only have my household bills and just this one payment per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are my rent, utilities, and credit cards. I also have money going to my 401K.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balances are closed to $10,000. not including my student loan, which I have been paying without any problems. The average interest rates in my credit cards is 19 to 20%
Which debts do you plan to pay off with this loan?I plan to pay my credit cards bills. When paid I will only have my household bills and just this one payment per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balances are closed to $10,000. not including my student loan, which I have been paying without any problems. The average interest rates in my credit cards is 19 to 20%
Which debts do you plan to pay off with this loan?I plan to pay my credit cards bills. When paid I will only have my household bills and just this one payment per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are rent $1000, no transportation (I walk back and forth to work), utilities $350, phone $65, Food $200, Student Loan $185 and around $600 in credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are my rent, utilities, and credit cards. I also have money going to my 401K.
Please explain the reason why you carry a large revolving credit balance.The reason I carry large revolving credit balance is that I had been remodeling my apartment and bought some new furniture. Also, for some past vacations I have taken. This has all changed now and my goal is o pay off my debts and start concentrating on my retirement.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balances are closed to $10,000. not including my student loan, which I have been paying without any problems. The average interest rates in my credit cards is 19 to 20%
Which debts do you plan to pay off with this loan?I plan to pay my credit cards bills. When paid I will only have my household bills and just this one payment per month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off the credit cards and furniture stores.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balances are closed to $10,000. not including my student loan, which I have been paying without any problems. The average interest rates in my credit cards is 19 to 20%
Which debts do you plan to pay off with this loan?I plan to pay my credit cards bills. When paid I will only have my household bills and just this one payment per month.

 


 

 

 

Member Payment Dependent Notes Series 1162965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162965

$10,000

$10,000

17.27%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162965. Member loan 1162965 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,425 / month
Current employer: U.S.P.S. Debt-to-income ratio: 15.37%
Length of employment: 10+ years Location: KEARNY, NJ
       
Home town:
Current & past employers: U.S.P.S.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 51
Revolving Credit Balance: $14,599.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is 9,876.00 Total average APR is 28.99%. My monthly payments is a little over $700.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$4857.00 <br>$1775.00 <br>$3298.00
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is 9,876.00 Total average APR is 28.99%. My monthly payments is a little over $700.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Paid for funeral and buriaal plot and burial costs for my Mother She had no life insurance and I am her only living child
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Paid for funeral and buriaal plot and burial costs for my Mother She had no life insurance and I am her only living child
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is 9,876.00 Total average APR is 28.99%. My monthly payments is a little over $700.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is 9,876.00 Total average APR is 28.99%. My monthly payments is a little over $700.

 


 

 

 

Member Payment Dependent Notes Series 1162986

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162986

$22,750

$22,750

8.90%

1.00%

March 6, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162986. Member loan 1162986 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: U.S. Data Systems, Inc. Debt-to-income ratio: 15.47%
Length of employment: 10+ years Location: Solon, OH
       
Home town:
Current & past employers: U.S. Data Systems, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Hi Everyone. I only have 2 credit cards - from Chase and from Citibank and the average APR is higher than what I can get on here by a few %. Therefore, I am simply consolidating the balances and using my 720+ (closer to 780 actually) credit score to instill confidence of reliable repayment.<br><br> Borrower added on 02/27/12 > Also, I'm sure this is common here, but I'd rather put the interest money in the pockets of other individuals than the banks, who have enough of our money already.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,392.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Good Morning - I have a Visa, balance $18,027, minimum monthly payment (as of last statement) $289.13, interest rate 12.5%. The other card is a MasterCard, balance $14,944, minimum monthly payment (as of last statement) $243.39, interest rate 16%.
Please explain the reason why you carry a large revolving credit balance.I do not think this question relates to my ability to re-pay, so I decline to answer it. I will say, however, that "large" is a relative term.

 


 

 

 

Member Payment Dependent Notes Series 1162990

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1162990

$9,300

$9,300

18.25%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1162990. Member loan 1162990 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: IHSS Debt-to-income ratio: 13.65%
Length of employment: 1 year Location: perris, CA
       
Home town:
Current & past employers: IHSS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Thank You to each and every investors who picked my loan ,I have a full time steady job, very responsible and i pay all bills on time. Have not ever been late on a single payment .And i promise that i will continue to pay my payment on time like always<br><br> Borrower added on 02/26/12 > Thank You to each and every investors who picked my loan ,I have a full time County steady job, very responsible and i pay all bills on time. Have not ever been late on a single payment .And i promise that i will continue to pay my payment on time like always<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,229.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?300 for rent ,75 for light , 20 water ,car insurance 157 , 145 for food ,100 for transportation

 


 

 

 

Member Payment Dependent Notes Series 1163003

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163003

$24,000

$24,000

13.11%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163003. Member loan 1163003 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: galway bay corp Debt-to-income ratio: 16.34%
Length of employment: 10+ years Location: reynoldsville, PA
       
Home town:
Current & past employers: galway bay corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > this money will pay off credit card debt. i have been with the same company for the 15 years. have not lost a day of work in 15 years. i thank all investors.<br> thanks<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,523.00 Public Records On File: 0
Revolving Line Utilization: 54.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?chase,discover,lowes ,etc
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase 14,000.00 20%<br>discover 3000.00 18%<br>lowes 2000.00 21%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?house $1000.00<br>company truck, cell phone and health insurance<br>utilities- 300.00<br>house phone and 3 cell phone $200.00<br>food $400.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?house and taxes $1100.00<br>no home equity<br>line of credit $1000.00<br>utilities $300.00<br>cell phones $200.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase 14,000.00 20%<br>discover 3000.00 18%<br>lowes 2000.00 21%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?chase $14,000.00<br>discover $3000.00<br>lowes $ 2000.00<br>what i don't use will be sent back.
Please explain the reason why you carry a large revolving credit balance.I guess the reason is. I don’t know, over spending. It seems like everything slowed down. And I realize what was happing. Would like to take care of the problem now, then down the road. The payment is not a problem.

 


 

 

 

Member Payment Dependent Notes Series 1163038

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163038

$35,000

$35,000

21.48%

1.00%

March 6, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163038. Member loan 1163038 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Anna's LInens Debt-to-income ratio: 13.41%
Length of employment: 5 years Location: Yorba Linda, CA
       
Home town:
Current & past employers: Anna's LInens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Pay off High Interest Credit Cards<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 24
Revolving Credit Balance: $32,629.00 Public Records On File: 0
Revolving Line Utilization: 65.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency I had in was upon request from Wells Fargo (my mortgage) to skip four payments (I have their request in writing) so they can modify my home loan and lower my interest rate. At that time, my mortgage was current and up to date, and when I applied for Loan's Modification, they told they can't approve it unless my account becomes delinquent. After that they modified my interest from 6.5% to 2.5% and my mortgage is current. I have no other delinquency before or after that.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Credit Cards Debt Balances: $38K and the avergae interest rate is 19.99%<br>My Average Monthly Paymentrs is $4,500 (Excludes Credit Cards Payments)
Please explain the reason why you carry a large revolving credit balance.I had a high interest loan and I did my best to keep my home paying the interest current which cuase me to incurre credit cards debts and after modifying my loan, I left with high balance and the interest rates keep going up and with my monthly payments and CC minimum payment I am not able to reduce the debts. Everymonth I pay the minimum payment plus a litlle bit amount, itcomes back next month with the interest charge.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My Credit Cards Debt Balances: $38K and the Average Interest Rate is 19.99%<br>My Average Monthly Expenses is around $4,500 (Excludes Credit Cards Payments)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Credit Cards Debt Balances: $38K and the avergae interest rate is 19.99%<br>My Average Monthly Paymentrs is $4,500 (Excludes Credit Cards Payments)
Please explain the reason why you carry a large revolving credit balance.I had a high interest loan and I did my best to keep my home paying the interest current which cuase me to incurre credit cards debts and after modifying my loan, I left with high balance and the interest rates keep going up and with my monthly payments and CC minimum payment I am not able to reduce the debts. Everymonth I pay the minimum payment plus a litlle bit amount, itcomes back next month with the interest charge.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My Credit Cards Debt Balances: $38K and the Average Interest Rate is 19.99%<br>My Average Monthly Expenses is around $4,500 (Excludes Credit Cards Payments)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My Credit Cards Debt Balances: $38K and the Average Interest Rate is 19.99%<br>My Average Monthly Expenses is around $4,500 (Excludes Credit Cards Payments)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Credit Cards Debt Balances: $38K and the avergae interest rate is 19.99%<br>My Average Monthly Paymentrs is $4,500 (Excludes Credit Cards Payments)

 


 

 

 

Member Payment Dependent Notes Series 1163046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163046

$6,000

$6,000

13.11%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163046. Member loan 1163046 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: hodads inc. Debt-to-income ratio: 12.87%
Length of employment: 4 years Location: san diego, CA
       
Home town:
Current & past employers: hodads inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,494.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I ran into a tough time this past year and have been trying to catch up ever since. i would prefer to pay off chase and capital one cards and just close them all together with this loan.
Which debts do you plan to pay off with this loan?i wouls like to get chase and capital one paid off so that i can close those cards. i have decided to keep open texans credit union for emergencies.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $500, phone $70, no car payment, $170 for health insurance,
What is your intended use for the loan proceeds?to get out of this credit card debt and close them out.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$500 rent, $70 phone, $170 health insurance,
Please explain the reason why you carry a large revolving credit balance.I ran into a tough time this past year and have been trying to catch up ever since. i would prefer to pay off chase and capital one cards and just close them all together with this loan.

 


 

 

 

Member Payment Dependent Notes Series 1163079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163079

$3,050

$3,050

7.62%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163079. Member loan 1163079 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: ONR, INC/Elmwood Rehab and Nursing Debt-to-income ratio: 8.28%
Length of employment: 1 year Location: Oakland, CA
       
Home town:
Current & past employers: ONR, INC/Elmwood Rehab and Nursing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,939.00 Public Records On File: 0
Revolving Line Utilization: 19.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This is for a for a used car.

 


 

 

 

Member Payment Dependent Notes Series 1163111

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163111

$35,000

$35,000

14.65%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163111. Member loan 1163111 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: ARB INC Debt-to-income ratio: 4.44%
Length of employment: 6 years Location: GARDEN GROVE, CA
       
Home town:
Current & past employers: ARB INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,925.00 Public Records On File: 0
Revolving Line Utilization: 79.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1,500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $950<br>Utilities $50<br>Internet $40<br>Food $100<br>International Phone Card $50<br>Gas $100<br>Other Exenses $150
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
Please explain the reason why you carry a large revolving credit balance.I do trading business as part time job. I buy the construction equipment here and sell in Thailand. It takes about two to three months from buying to selling and I need help on cash flow to pay ocean freight, dismantling fees. and trucking
Please explain the reason why you carry a large revolving credit balance.I do trading business as part time job. I buy the construction equipment here and sell in Thailand. It takes about two to three months from buying to selling and I need help on cash flow to pay ocean freight, dismantling fees. and trucking
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I do trading business as part time job. I buy the construction equipment here and sell in Thailand. It takes about two to three months from buying to selling and I need help on cash flow to pay ocean freight, dismantling fees. and trucking
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I don't have a mortgage.
What are you buying?CAT Dozers and Freightliner Trucks
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
Please explain the reason why you carry a large revolving credit balance.I do trading business as part time job. I buy the construction equipment here and sell in Thailand. It takes about two to three months from buying to selling and I need help on cash flow to pay ocean freight, dismantling fees. and trucking
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
Please explain the reason why you carry a large revolving credit balance.I do trading business as part time job. I buy the construction equipment here and sell in Thailand. It takes about two to three months from buying to selling and I need help on cash flow to pay ocean freight, dismantling fees. and trucking
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What are you buying?CAT Dozers and Freightliner Trucks
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.
What are you buying?CAT Dozers and Freightliner Trucks
What are you buying?CAT Dozers and Freightliner Trucks
What is your intended use for the loan proceeds?I do trading business for construction heavy equipment and I can use for inland transportation (trucking), air ticket, food, hotel, car rental, ocean freight, dismantling fees, and several expenses, etc.

 


 

 

 

Member Payment Dependent Notes Series 1163122

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163122

$10,000

$10,000

13.67%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163122. Member loan 1163122 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: city of los angeles, rec&parks Debt-to-income ratio: 19.89%
Length of employment: 9 years Location: Los Angeles, CA
       
Home town:
Current & past employers: city of los angeles, rec&parks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > new start<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,617.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1163133

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163133

$10,000

$10,000

7.62%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163133. Member loan 1163133 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: Eastern Numismatics Inc Debt-to-income ratio: 11.23%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: Eastern Numismatics Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > The purpose of this loan is to consolidate my Discover card. Landing Club offers much better percentage rate than Discover's 17%. In addition, I feel better borrowing money from people like me rather than from the large greedy bank. Way to go LC!<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 70
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My loan is to consolidate my Discover card which charges me 16.79%. I specifically prefer the funds to be written directly to Discover

 


 

 

 

Member Payment Dependent Notes Series 1163142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163142

$5,000

$5,000

13.11%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163142. Member loan 1163142 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: mcdonalds Debt-to-income ratio: 8.91%
Length of employment: 1 year Location: houston, TX
       
Home town:
Current & past employers: mcdonalds
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > i want to utilize the loan for property purchase. All my other payments are on time. My monthly budget is quiet enough to repay the loan amount on time.I can assure that my job is safe and stable due to my excellent work experience and honesty. Thanks n regards<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,901.00 Public Records On File: 0
Revolving Line Utilization: 69.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had lot of expenses in past few months for which i got revolving credit balance, now i am trying to pay off my balance as soon possible.

 


 

 

 

Member Payment Dependent Notes Series 1163149

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163149

$14,000

$14,000

6.03%

1.00%

March 5, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163149. Member loan 1163149 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Philips Debt-to-income ratio: 9.16%
Length of employment: 4 years Location: San Francisco, CA
       
Home town:
Current & past employers: Philips
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Hi,<br>I have stable job and income as well as own my home. I'm simply looking to consolidate 2 credit cards at 15% as well as a personal loan at 8.99% interest into a single payment and lower rate.<br>Thank you for funding!<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 34
Revolving Credit Balance: $12,340.00 Public Records On File: 0
Revolving Line Utilization: 34.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Sure mortgage is $1400<br>Car is $548 fuel $200<br>Home Insurance $3k per year<br>Groceries $200<br>Utilities $150<br>Phone $120
If you have a delinquency in the last 2 years, please explain the reason.It was a bestbuy card that I had setup an automatic payment on which apparently the autopayment defaults to stop after 12 monthly payments. I was notified 30 days after the 13 th payment so it was already late. In response I paid the card in full and closed the account.

 


 

 

 

Member Payment Dependent Notes Series 1163152

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163152

$18,550

$18,550

12.12%

1.00%

March 2, 2012

March 9, 2017

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163152. Member loan 1163152 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Fastenal Co Debt-to-income ratio: 15.70%
Length of employment: 10+ years Location: WINONA, MN
       
Home town:
Current & past employers: Fastenal Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > This loan will be used to pay off or pay down current mounting debt, this is being to prevent future hardships.<br><br> Borrower added on 02/27/12 > I've never defaulted on any past loans, nor have I ever missed payments on current debt. This debt has built up of the course of the last 5-7 years, brought on by uncontrollable circumstances. I have been employeed full time for 10 years with current employer and ~4 years partt-<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,233.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approimately $2000/mo.
Please explain the reason why you carry a large revolving credit balance.Because of unforseen or uncontrollable actions such as economy and personal family matters, at times I was required to make basic daily needs purchases (gas, closthing, food) or pay bills via credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Accumlated credit card debt is approximately $24,200 at approximately 18% interest and approximately $12,000 of this debt is balance transfers from higher internest cards to lower interest cards (the higher interest cards have been closed). I make approximately $800/mo in payments to credit cards. I also have approximately $2000 in back medical bills that I have been paying down over the last 2 years, this is costing me about $200/mo.
Which debts do you plan to pay off with this loan?The plan is to pay off the medical and higer dollar/interest rate credit cards first and take what remains and put aside as an emergency cushion to use in place of credit cards or to pay down on remaining credit debt.

 


 

 

 

Member Payment Dependent Notes Series 1163179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163179

$7,200

$7,200

13.67%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163179. Member loan 1163179 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: GDS Debt-to-income ratio: 15.25%
Length of employment: 6 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: GDS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > wanting pay off credit cards with high rates and pay one loan bill with a better rate.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 38
Revolving Credit Balance: $14,096.00 Public Records On File: 0
Revolving Line Utilization: 48.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?i have 4 cards with total balance of 9000. I want to pay off three of them and keep one which has a low interest rate.
What is your intended use for the loan proceeds?to pay off 3 credit cards that have interest rates and close them. Which will leave me with one that has a low rate.

 


 

 

 

Member Payment Dependent Notes Series 1163204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163204

$22,900

$22,900

7.90%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163204. Member loan 1163204 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,275 / month
Current employer: US Army Debt-to-income ratio: 21.59%
Length of employment: 10+ years Location: San Diego, CA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Consolidation and acceleration of payment on medical bills.<br><br> Borrower added on 02/29/12 > Correction: 20% debt to income ratio.<br><br>Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,935.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1163216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163216

$10,000

$10,000

15.31%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163216. Member loan 1163216 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: UNM Debt-to-income ratio: 9.30%
Length of employment: 7 years Location: Albuquerque, NM
       
Home town:
Current & past employers: UNM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > Consolidation Loan<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 20
Revolving Credit Balance: $15,713.00 Public Records On File: 1
Revolving Line Utilization: 72.90% Months Since Last Record: 90
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Acquired debt putting my two kids thru private school. School was worth it son is now attending college with a nat'l merit scholarship daughter has a scholarship that covers only tuition. Credit card reform bill caused my cards to up interest rates to 27% on one card, and around 23-24% on two others. I had no delinquencies, just a high debt ratio. This happened right as last kid graduated and I was able to finally start REALLY paying off, due to high high rates it's hard to put a dent in it.

 


 

 

 

Member Payment Dependent Notes Series 1163370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163370

$7,500

$7,500

8.90%

1.00%

March 6, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163370. Member loan 1163370 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,019 / month
Current employer: Network Enterprise Center Debt-to-income ratio: 22.05%
Length of employment: 3 years Location: Manhattan, KS
       
Home town:
Current & past employers: Network Enterprise Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,776.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to use the loan proceeds to pay a tax payment and pay off some credit balances.
Please explain the reason why you carry a large revolving credit balance.Prior to retiring from the military I used credit to purchase specific items. I also have student loans. However, over the past few years I have managed to totally pay off three accounts.

 


 

 

 

Member Payment Dependent Notes Series 1163372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163372

$12,000

$12,000

12.12%

1.00%

March 2, 2012

March 9, 2015

March 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163372. Member loan 1163372 was requested on February 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: SimplyEngage Debt-to-income ratio: 7.24%
Length of employment: 2 years Location: SELDEN, NY
       
Home town:
Current & past employers: SimplyEngage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/24/12 > I want to get rid of my higher interest credit cards. I have a stable job and I have never been late with any payment.<br>

 

A credit bureau reported the following information about this borrower member on February 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,489.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent, we pay mortgage of $3200 till June, it will lower to $2300 afterwards (the difference is local taxes for last year). Beside that, about $1400 a month.
Please explain the reason why you carry a large revolving credit balance.Were upgrading house.<br><br>(I tried to explain better, but my original answer was rejected by LendingClub)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $5500, 22.24%, $60<br>MC $3300, 16.24%, $80<br>AmEx $8000, 19.9%, $220<br>AmEx $6200, 24.5%, $210<br>Discover $7200, 0%, $180
What is the total balance of your credit cards, interest rates and current monthly payments?VISA $5500, 22.24%, $60<br>MC $3300, 16.24%, $80<br>AmEx $8000, 19.9%, $220<br>AmEx $6200, 24.5%, $210<br>Discover $7200, 0%, $180
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent, we pay mortgage of $3200 till June, it will lower to $2300 afterwards (the difference is local taxes for last year). Beside that, about $1400 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $5500, 22.24%, $60<br>MC $3300, 16.24%, $80<br>AmEx $8000, 19.9%, $220<br>AmEx $6200, 24.5%, $210<br>Discover $7200, 0%, $180

 


 

 

 

Member Payment Dependent Notes Series 1163563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163563

$16,000

$16,000

13.67%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163563. Member loan 1163563 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: data monitor systems Debt-to-income ratio: 10.33%
Length of employment: 7 years Location: ELLENWOOD, GA
       
Home town:
Current & past employers: data monitor systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,361.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$910 - mortgage
Please explain the reason why you carry a large revolving credit balance.There have been a lot of emergencies with repair of cars and problems pertaining to the house. The cards needed to be used at the time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit report shows the cards. Nothing else applies except the mortgage payment.
Which debts do you plan to pay off with this loan?bank loan and a credit card or some of the credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off loan with a credit card or paying off some of the cards. However it's done you are promised to receive your money back for your loan.
Which debts do you plan to pay off with this loan?bank loan and a credit card or some of the credit cards.
Which debts do you plan to pay off with this loan?bank loan and a credit card or some of the credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit report shows the cards. Nothing else applies except the mortgage payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit report shows the cards. Nothing else applies except the mortgage payment.
Which debts do you plan to pay off with this loan?bank loan and a credit card or some of the credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1163572

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163572

$28,000

$28,000

13.11%

1.00%

March 6, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163572. Member loan 1163572 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Sunjoy Industries Debt-to-income ratio: 8.72%
Length of employment: 3 years Location: Columbus, OH
       
Home town:
Current & past employers: Sunjoy Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,999.00 Public Records On File: 0
Revolving Line Utilization: 40.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$1660.00. Payment, Balance is 313,000. 4% interest
What is your intended use for the loan proceeds?I am putting a pool in prior to my house being finished.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?After all my expenses are paid I still have a 3500.00 left over per month.

 


 

 

 

Member Payment Dependent Notes Series 1163577

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163577

$9,600

$9,600

7.62%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163577. Member loan 1163577 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,583 / month
Current employer: Lake Cumberland Youth Development Center Debt-to-income ratio: 21.91%
Length of employment: 10+ years Location: monticello, KY
       
Home town:
Current & past employers: Lake Cumberland Youth Development Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > My credit is excellent, I just want a confidential loan to consolidate an average 11% rate in exchange for a 7.62% rate as well as helping investors here at Lendingclub. I would love to get started here and build an ongoing relationship for future ventures . This loan is very low risk investment.<br><br> Borrower added on 02/27/12 > This loan will be used to consolidate and exchange an average 11% on various credit cards and revolving interest rate to a 7.62% rate. It will allow me to get started with Lendingclub and use investors here for any future loans. My credit is excellent so this is a very low risk solid investment.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,354.00 Public Records On File: 0
Revolving Line Utilization: 18.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1163579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163579

$18,000

$18,000

21.97%

1.00%

March 2, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163579. Member loan 1163579 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Pratt and Whitney Debt-to-income ratio: 14.81%
Length of employment: 5 years Location: ENFIELD, CT
       
Home town:
Current & past employers: Pratt and Whitney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 21
Revolving Credit Balance: $8,323.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently live with my brother and his family. I help with a monthly payment of $500-$650 towards the mortgage+utilities.
Which debts do you plan to pay off with this loan?I plan to pay off my two credit cards, 1 department credit card, an online account, and a separate loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My currently static monthly expenses are as follows:<br><br>Rent: $500 (live with my brother)<br>Utilities: $100<br>Cell: $300 (Family plan)<br>Car Insurance: $180<br>Food: $200<br>Student Loans: $180<br>Car Loan: $450
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency in the past 2 years is from my Best Buy card back in May 2010. It was 30 days late only because there was an error when I setup my automatic payment from my bank. I have been on time with all my payments since.
Please explain the reason why you carry a large revolving credit balance.The large credit balance is from a combination of some mistakes made in the past and unseen emergencies here and there. I'm 26 now, I've learned a lot from the past and I now make decent money, but it seems I can't quite get out of this hole fast enough because of what's happened. I just need this push to allow me better to prepare for future emergencies with my earned funding instead of credit.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?There is only 1 purpose for this loan and that is to pay off some debt. Therefore the total amount is allocated towards the bills.
Please explain the reason why you carry a large revolving credit balance.The large credit balance is from a combination of some mistakes made in the past and unseen emergencies here and there. I'm 26 now, I've learned a lot from the past and I now make decent money, but it seems I can't quite get out of this hole fast enough because of what's happened. I just need this push to allow me better to prepare for future emergencies with my earned funding instead of credit.

 


 

 

 

Member Payment Dependent Notes Series 1163590

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163590

$14,000

$14,000

6.62%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163590. Member loan 1163590 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Irwin Business Machines Debt-to-income ratio: 13.40%
Length of employment: 10+ years Location: Edmond, OK
       
Home town:
Current & past employers: Irwin Business Machines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,987.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Credit card debt consolidation. The debt has accrued over the past few years as earnings have leveled off, but expenses have not. Earnings are increasing, and expenses are not, just wanting to structure a payoff plan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?this is my third go at this so please understand my abbreviated answer. I'm having trouble tracking down my auto loan rate, I think I'm at about 6% 24K outstanding. Credit card debt is 35K, roughly half is at 0 to 6%, the other half is what I'm needing to pay off at a lower rate. roughly 17K at 13 to 17% apr. two closed end loans 6K less than 7% will pay off in the next 3 years. that's pretty much it. revenue is increasing, opportunities abound. thx for considering this. -calebgumco

 


 

 

 

Member Payment Dependent Notes Series 1163615

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163615

$14,400

$14,400

19.22%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163615. Member loan 1163615 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Ventas Debt-to-income ratio: 5.62%
Length of employment: < 1 year Location: chicago, IL
       
Home town:
Current & past employers: Ventas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Medical (from surgery) and credit card bills that incurred while unemployed with no insurance.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,257.00 Public Records On File: 0
Revolving Line Utilization: 97.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 995, transportation is 185, utilities are about 300 (heat, gas, electric, cable), cell phones are 196, insurance is through work, monthly food is approximately 350 a month, credit cards are about 50-200 a month depending on available funds, and student loan payments are 700 a month. All of this does not include extra misc expenses or money to live off of.
Which debts do you plan to pay off with this loan?This loan is to pay off medical bills and also to get a head start on paying off two different credit cards.<br>Medical: 12,500<br>Credit Card 1: 1,100<br>Credit Card 2: 800
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is to pay off medical bills and also to get a head start on paying off two different credit cards.<br>Medical: 12,500<br>Credit Card 1: 1,100<br>Credit Card 2: 800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Medical bills,credit card debt, and 40k in student loan debt with an interest rate of 5.2% and a monthly payment of 700. Credit card 1 has a balance of 2156 and Credit card 2 has a balance of 1249 both have an average APR of 15.22%. No mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1163616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163616

$12,075

$12,075

8.90%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163616. Member loan 1163616 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: pearland isd Debt-to-income ratio: 8.98%
Length of employment: 9 years Location: Pearland, TX
       
Home town:
Current & past employers: pearland isd
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,766.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current credit cards balances total 12,000 and interest rates range from 14 to 25%.
What is your intended use for the loan proceeds?I intend to pay off the credit cards and consolidate so that I have only one payment and save money with a lower interst rate.

 


 

 

 

Member Payment Dependent Notes Series 1163617

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163617

$2,400

$2,400

13.67%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163617. Member loan 1163617 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,042 / month
Current employer: n/a Debt-to-income ratio: 18.02%
Length of employment: n/a Location: ROCHESTER, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > this will pay off 4 credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,456.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?292 for rent 78 for utiltiles and 66 for insuerance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8oo for credit one 450 1st premier 400 for 1st premier
Which debts do you plan to pay off with this loan?800 for credit one bank 450 for 1st premier bank 400 for first premier bank

 


 

 

 

Member Payment Dependent Notes Series 1163628

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163628

$2,000

$2,000

6.03%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163628. Member loan 1163628 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,268 / month
Current employer: Western Valve Debt-to-income ratio: 11.57%
Length of employment: 6 years Location: Porterville, CA
       
Home town:
Current & past employers: Western Valve
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > suzuki Intruder 1400<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,207.00 Public Records On File: 0
Revolving Line Utilization: 17.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1163629

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163629

$9,000

$9,000

7.62%

1.00%

March 6, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163629. Member loan 1163629 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Lynn Housing Authority Debt-to-income ratio: 16.05%
Length of employment: 9 years Location: Lynn, MA
       
Home town:
Current & past employers: Lynn Housing Authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,481.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1163665

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163665

$16,000

$16,000

17.99%

1.00%

March 6, 2012

March 10, 2017

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163665. Member loan 1163665 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: BGF Industries, Inc. Debt-to-income ratio: 10.86%
Length of employment: 10+ years Location: Altavista, VA
       
Home town:
Current & past employers: BGF Industries, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Pay off a credit card that was used primarily for home improvements on a rental house and purchase a used RV<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,449.00 Public Records On File: 1
Revolving Line Utilization: 45.40% Months Since Last Record: 101
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended purpose is to pay off a higher interest credit card that was primarily used to fund improvements to a rental house as well as to purchase a used RV.
If you have a public record on file, please briefly explain the event and its resolution.Public record was due to an unfortunate major life event that was unusual in nature approximately 9 years ago which would be capable of overwhelming any ordinary person's finances. The event of public record was necessary as a last option to work through the situation in question and there were not before that event or since that event any issues that would adversely affect my ordinary good credit status.
What are you buying?Paying a higher interest credit card that was used primarily to fund improvements to a rental house in addition to the collective purchase of a used RV.

 


 

 

 

Member Payment Dependent Notes Series 1163703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163703

$9,900

$9,900

13.67%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163703. Member loan 1163703 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Doc Hunters Debt-to-income ratio: 21.62%
Length of employment: 5 years Location: LARGO, FL
       
Home town:
Current & past employers: Doc Hunters
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 56
Revolving Credit Balance: $19,975.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Many; for instance I have 12 credit cards. 3-under $500 owed, 2-$700 owed, 2-$1200 owed, 1-$1,000, 2-3,500, a couple other smaller ones. I am looking to pay off most of these, but with amount requesting I plan to pay off at least 8 of them. 5-have annual fees, they get paid off first. Balances are estimates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx $800

 


 

 

 

Member Payment Dependent Notes Series 1163740

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163740

$7,000

$7,000

6.62%

1.00%

March 6, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163740. Member loan 1163740 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,667 / month
Current employer: Department of Defense Debt-to-income ratio: 3.36%
Length of employment: 10+ years Location: Altadena, CA
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > The loan is to purchase a car from a private party.<br><br> Borrower added on 02/26/12 > My car (Civic 98) was totaled by a drunk driver, while parked, one week ago. The insurance is offering very little and it was my only car. I am currently borrowing cars from friends and family to get to work but I cannot sustain this for very long. Thank you for the help<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,208.00 Public Records On File: 1
Revolving Line Utilization: 10.80% Months Since Last Record: 117
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I filed for bk back in February of 2002, the case closed in May 2002. I finished college in 2000 and had mounted a large amount of debt. I was hired and had the job I currently have but I could not keep up with payments rent and everything else. I have since turn around all of my things and things are looking up. I need the money to buy a car mine (98 civic) was totaled by a drunk driver 1 week ago while parked. The insurance is not offering me much, hence I'm here. Thank you for the help
If you have a public record on file, please briefly explain the event and its resolution.I filed for bk back in February of 2002, the case closed in May 2002. I finished college in 2000 and had mounted a large amount of debt. I was hired and had the job I currently have but I could not keep up with payments rent and everything else. I have since turn around all of my things and things are looking up. I need the money to buy a car mine (98 civic) was totaled by a drunk driver 1 week ago while parked. The insurance is not offering me much, hence I'm here. Thank you for the help
How much money are you providing out of pocket as a down payment for this purchase?About $3000 out of pocket an hoping to finance the rest through here
What type of vehicle are you buying (make, model, year, mileage and condition)?The car belongs to a retiree who has not driven it much: Chevrolet Malibu 2007 with mileage of 34,000 and in very good condition. The only issue is cleanliness, it will have to be detailed after purchase

 


 

 

 

Member Payment Dependent Notes Series 1163756

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163756

$4,575

$4,575

14.65%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163756. Member loan 1163756 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Mcalester ammunition plant Debt-to-income ratio: 21.41%
Length of employment: 4 years Location: McAlester, OK
       
Home town:
Current & past employers: Mcalester ammunition plant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 37
Revolving Credit Balance: $1,695.00 Public Records On File: 0
Revolving Line Utilization: 38.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Putting in a pool
Is the improvement to your primary residence or an investment property?Primary
What is the home improvement project you are planning?Putting in a pool
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1163799

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163799

$12,000

$12,000

17.27%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163799. Member loan 1163799 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: bellavance beverage Debt-to-income ratio: 18.80%
Length of employment: 10+ years Location: hudson, NH
       
Home town:
Current & past employers: bellavance beverage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: 57
Revolving Credit Balance: $19,996.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i pay about $3300 for everything, my wife buys the food and i have a company car.
Please explain the reason why you carry a large revolving credit balance.i now have a very good budget ot go by, paying these cards off.
Which debts do you plan to pay off with this loan?all my credit cards, along with my tax return, shoudl take care of it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cards and all about $4000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cards and all about $4000.
Please explain the reason why you carry a large revolving credit balance.i now have a very good budget ot go by, paying these cards off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3400 for everything.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cards and all about $4000.
Which debts do you plan to pay off with this loan?all my credit cards, along with my tax return, shoudl take care of it.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3400 for everything.
Please explain the reason why you carry a large revolving credit balance.i now have a very good budget ot go by, paying these cards off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cards and all about $4000.
Which debts do you plan to pay off with this loan?all my credit cards, along with my tax return, shoudl take care of it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cards and all about $4000.
Please explain the reason why you carry a large revolving credit balance.i now have a very good budget ot go by, paying these cards off.
Which debts do you plan to pay off with this loan?all my credit cards, along with my tax return, shoudl take care of it.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).inusrance is in escrow with the taxes, so $2310 pays all that, my other monthly add up to about $1000. my wife works too.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3400 for everything.
Which debts do you plan to pay off with this loan?all my credit cards, along with my tax return, shoudl take care of it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$3400 for all.
Which debts do you plan to pay off with this loan?all my credit cards, along with my tax return, shoudl take care of it.

 


 

 

 

Member Payment Dependent Notes Series 1163803

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163803

$10,000

$10,000

14.65%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163803. Member loan 1163803 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: California Charter Schools Association Debt-to-income ratio: 13.03%
Length of employment: < 1 year Location: Sacramento, CA
       
Home town:
Current & past employers: California Charter Schools Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: 70
Revolving Credit Balance: $7,978.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1163839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163839

$3,600

$3,600

10.74%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163839. Member loan 1163839 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: B&O Railroad Museum Debt-to-income ratio: 24.82%
Length of employment: 10+ years Location: PARKVILLE, MD
       
Home town:
Current & past employers: B&O Railroad Museum
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,346.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had some unexpected things happen where I had to use my charge cards. I also co signed for a car for my daughter. This has caused my credit score to lower and now I can't get a decent interest rate. Trying to pay off debt at a lower rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My gas and electric is $200.00 per month. Car insurance is $140.00 per month. No home equity loan. Property taxes are figured into my mortgage which is $1,300.00 per month.
Please explain the reason why you carry a large revolving credit balance.I had some unexpected things happen where I had to use my charge cards. I also co signed for a car for my daughter. This has caused my credit score to lower and now I can't get a decent interest rate. Trying to pay off debt at a lower rate.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover Credit Card - $3,900.00. The interest rate is 19.99. My minimum payment is $89.00<br><br>Plan to pay off my First Natinal Credit Card (visa) balance with my income tax return. The balance on that card is 4,600.00 with a 17.99 interest rate
What is your intended use for the loan proceeds?Going to pay off my Discover Credit Card. The interest rate is 19.99 and I want a lower rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,300.00 mortgage, Cell phone $70.00, Gas & Electric $200.00, Car insurance $130.00, food $300.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover Credit Card - $3,900.00. The interest rate is 19.99. My minimum payment is $89.00<br><br>Plan to pay off my First Natinal Credit Card (visa) balance with my income tax return. The balance on that card is 4,600.00 with a 17.99 interest rate

 


 

 

 

Member Payment Dependent Notes Series 1163897

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163897

$3,800

$3,800

13.67%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163897. Member loan 1163897 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Nordam Debt-to-income ratio: 20.31%
Length of employment: 6 years Location: Tulsa, OK
       
Home town:
Current & past employers: Nordam
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,865.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses equals 1300. My husband pays all out of his income

 


 

 

 

Member Payment Dependent Notes Series 1163903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163903

$8,000

$8,000

12.12%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163903. Member loan 1163903 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: JPMorgan Chase Bank Debt-to-income ratio: 10.70%
Length of employment: 4 years Location: HIALEAH, FL
       
Home town:
Current & past employers: JPMorgan Chase Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > I know the true cost of high credit card APR specially those with over 20%. I'm getting this loan to consolidate all my payment into one single easy and convenient payment.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,929.00 Public Records On File: 0
Revolving Line Utilization: 18.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit cards outstanding balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards debt around 7000 varying apr from 14 to 22 in different types of credit cards, no mortgage , no rent fortunately i live with a family member that has the mortgage paid off and i just help him with the bills, i have a really low debt to income ratio.

 


 

 

 

Member Payment Dependent Notes Series 1163919

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163919

$6,875

$6,875

8.90%

1.00%

March 6, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163919. Member loan 1163919 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Sunshine Cycle Shop Debt-to-income ratio: 10.53%
Length of employment: 6 years Location: Travelers Rest, SC
       
Home town:
Current & past employers: Sunshine Cycle Shop
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 44 Months Since Last Delinquency: 16
Revolving Credit Balance: $6,359.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.If I had a delinquency in the last two years it would have been due to nothing more than a lapse in time. Some of my accounts do not send statements and even require logging into a web portal to view and pay the bill. That is an option I find very difficult to work with regimentaly. In short, I prefere to have my payments in an auto-pay status.

 


 

 

 

Member Payment Dependent Notes Series 1163929

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163929

$15,000

$15,000

6.03%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163929. Member loan 1163929 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: CompassPoint Nonprofit Services Debt-to-income ratio: 13.20%
Length of employment: 7 years Location: Oakland, CA
       
Home town:
Current & past employers: CompassPoint Nonprofit Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,542.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit card debt
Please explain the reason why you carry a large revolving credit balance.I don't usually carry such a large balance; I had some unforeseen expenses in the latter part of the year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citibank Credit Card - $6,245; 15.26%; min payment: $78<br>Chase Bank Credit Card - $5,397; 14.24%; min payment: $96<br>Capital One Credit Card - $1,987; 11.90%; min payment: $43

 


 

 

 

Member Payment Dependent Notes Series 1163931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1163931

$7,000

$7,000

6.03%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1163931. Member loan 1163931 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,125 / month
Current employer: Abercrombie & Fitch Debt-to-income ratio: 3.85%
Length of employment: 5 years Location: Canal Winchester, OH
       
Home town:
Current & past employers: Abercrombie & Fitch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Credit card consolidation due to veterinary bills.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,184.00 Public Records On File: 0
Revolving Line Utilization: 16.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Animals in my household have become very ill in the last two months due to aging. These costs quickly added up.
Which debts do you plan to pay off with this loan?I plan to pay off a credit card that currently has a variable APR. The current APR is 10.99%. I would like to finance my loan at lower, fixed interest rate to pay my debt in a more responsible, cost saving fashion.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The credit card I'm seeking this loan for is my only debt. It's current interest rate is 10.99% and is variable. <br>My monthly rent and utilities cost $500 a month.<br>I have no other loans and my car is paid for.

 


 

 

 

Member Payment Dependent Notes Series 1164007

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164007

$20,675

$20,675

14.65%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164007. Member loan 1164007 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,783 / month
Current employer: HP Debt-to-income ratio: 10.08%
Length of employment: 2 years Location: Rio Rancho, NM
       
Home town:
Current & past employers: HP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I am starting a real estate investment company. I want to help people get out of bad real estate situations, while giving buyers more options. Now is the time to buy. Also, many large businesses are opening up in my area and those employees need close places to live. This is a win-win situation.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 30 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,535.00 Public Records On File: 0
Revolving Line Utilization: 8.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have no Delinquencies in the past two years.
What type of business are you starting?I am starting a real estate investment company. We are in a down market and signs are showing the we are starting to recover, now is the best time to buy. We have a number of large business opening up in my area and those employees need a close place to live. It is a win-win situation.
If you have a delinquency in the last 2 years, please explain the reason.I have no Delinquencies in the past two years.
What type of business are you starting?I am starting a real estate investment company. We are in a down market and signs are showing the we are starting to recover, now is the best time to buy. We have a number of large business opening up in my area and those employees need a close place to live. It is a win-win situation.
What do you project your monthly expenses for the first 6 months of your business?We are estimating the projected expenses will be $2500, primarily for marketing. We are bringing cash into this business as well. We are forecasting 30k-60k over the first six month span. This will then be reinvested into the company to accelerate growth.
What do you project your monthly revenues for the first 6 months to be?We are forecasting 30k-60k over the first six month span. This will then be reinvested into the company to accelerate growth.
What is your intended use for the loan proceeds?This will assist us with startup costs as well as marketing.

 


 

 

 

Member Payment Dependent Notes Series 1164025

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164025

$13,000

$13,000

9.76%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164025. Member loan 1164025 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Great Southwestern Construction Debt-to-income ratio: 15.68%
Length of employment: 1 year Location: antonito, CO
       
Home town:
Current & past employers: Great Southwestern Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Im trying to consolidate my high interest credit card, and another card I have. And pay off my car.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,366.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I thought I answered this. rent 400, 200 for gas, 100 utilities because Its split 3 ways, 100 for phone, insurance 1000 a year for 2 vehicles, food 300. other lending club loan 200. and car payment 400

 


 

 

 

Member Payment Dependent Notes Series 1164027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164027

$14,000

$14,000

7.62%

1.00%

March 6, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164027. Member loan 1164027 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: LBUSD Debt-to-income ratio: 1.65%
Length of employment: 10+ years Location: lakewood, CA
       
Home town:
Current & past employers: LBUSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/25/12 > Thank you for considering my loan. The money will go into funding lucrative real estate deals, in which I have a lot of experience.<br><br> Borrower added on 02/28/12 > I am very cash flow positive. This money will help pay the down payment on my 8th home.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,393.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?It has already been started and we are moving strongly. It's basically buying and selling and working tax liens. Some we will collect on; some we will sell, and some we will foreclose on. We own seven properties already and have thousands of dollars yet to collect and repeat. The profits are amazing. I just wish I had even more money to keep putting back into the business.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Please see additional info that I posted as I answered it down there by mistake.
Please describe your experience/familiarity with the business you are starting/started?Please see additional info as I posted it down there by mistake.

 


 

 

 

Member Payment Dependent Notes Series 1164045

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164045

$6,000

$6,000

7.62%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164045. Member loan 1164045 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: wal-mart Debt-to-income ratio: 13.05%
Length of employment: 8 years Location: COURTLAND, VA
       
Home town:
Current & past employers: wal-mart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,625.00 Public Records On File: 0
Revolving Line Utilization: 35.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lot Rent $145 ,Electric $130 , Phone $40 , Auto Insurance $70 , Food $150 , Credit Cards $170 ,Gas $80
Please explain the reason why you carry a large revolving credit balance.During the past year I had some unforeseeable one time expenses that caused me to incur more credit card debt than I would normaly need to carry. This loan would be a major part in getting back to my customary spending and saving habits.
Which debts do you plan to pay off with this loan?Personal loan used for home improvement (painting & deck replacement ) $1700 Credit card - 13% APR , $4300

 


 

 

 

Member Payment Dependent Notes Series 1164069

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164069

$24,000

$24,000

8.90%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164069. Member loan 1164069 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: Premier Bank Debt-to-income ratio: 21.23%
Length of employment: 10+ years Location: Tallahassee, FL
       
Home town:
Current & past employers: Premier Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > My intention is to payoff the Chase Visa balance of $17M and close the account. The remaining funds will go towards the AM EX balance.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,117.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had a previous real estate investment which left me holding the large debt, as I was supposed to be reimbursed for the costs associated with the investment by my partner and was not. I am trying to get the loan to payoff the credit cards as much as possible and have a lower interest term note. I would obviously like to payoff the balance faster than the 36 months to avoid the added interest expense, however my cash flow at this time works best with the proposed terms.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $2000, Utilities $300, Auto Pymt and Insurance $600, Cell $100, Food $300
Please explain the reason why you carry a large revolving credit balance.I had a previous real estate investment which left me holding the large debt, as I was supposed to be reimbursed for the costs associated with the investment by my partner and was not. I am trying to get the loan to payoff the credit cards as much as possible and have a lower interest term note. I would obviously like to payoff the balance faster than the 36 months to avoid the added interest expense, however my cash flow at this time works best with the proposed terms.
Please explain the reason why you carry a large revolving credit balance.I had a previous real estate investment which left me holding the large debt, as I was supposed to be reimbursed for the costs associated with the investment by my partner and was not. I am trying to get the loan to payoff the credit cards as much as possible and have a lower interest term note. I would obviously like to payoff the balance faster than the 36 months to avoid the added interest expense, however my cash flow at this time works best with the proposed terms.

 


 

 

 

Member Payment Dependent Notes Series 1164091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164091

$6,000

$6,000

8.90%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164091. Member loan 1164091 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Wells Fargo Bank Debt-to-income ratio: 13.57%
Length of employment: 5 years Location: La Jolla, CA
       
Home town:
Current & past employers: Wells Fargo Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Payoff<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,636.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164104

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164104

$10,000

$10,000

15.31%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164104. Member loan 1164104 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 12.96%
Length of employment: 10+ years Location: Hackensack, NJ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,917.00 Public Records On File: 0
Revolving Line Utilization: 85.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?app. $3000

 


 

 

 

Member Payment Dependent Notes Series 1164130

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164130

$22,000

$22,000

23.26%

1.00%

March 2, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164130. Member loan 1164130 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,292 / month
Current employer: WithumSmith+Brown, PC Debt-to-income ratio: 16.24%
Length of employment: 3 years Location: TRENTON, NJ
       
Home town:
Current & past employers: WithumSmith+Brown, PC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Great payment history looking to pay off credit card bills with one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 27
Revolving Credit Balance: $18,107.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I make regular monthly payments and have not had a delinquency in the past 2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current credit card balances total approx. $22,000 with interest rates varying from 12 - 27%. I submit approx $1,000 towards payment monthly. I do not own a home, but rent for $1,015 a month. I do have student loans, but currenly, those payments are deferred.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The basic monthly expenses include rent ($1,015), utilities and cable/internet (approx. $200), car and renters insurance (approx. $120), gas (approx. $150), and food.
Please explain the reason why you carry a large revolving credit balance.Most of the balances come from a time when I was living on my own and attending college. Due to large balances and higher interest rates, regular monthly payments are bringing down the balances but very, very, very slowly. I'm seeking a consolidation loan to have one monthly payment which will hopefully allow me to pay off this large balance sooner.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used for one purpose only - which is to consolidate mulitple credit card payments into one monthly payment. If the full loan is funded, it would cover all current debt. If, however, the full loan request is not funded, the money will be used to consolidate those cards with the highest interest rates first.
Which debts do you plan to pay off with this loan?Solely credit card debt will be paid off with the loan.

 


 

 

 

Member Payment Dependent Notes Series 1164151

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164151

$7,000

$7,000

9.76%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164151. Member loan 1164151 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Philips & Lite-On Digital Solutions Debt-to-income ratio: 17.22%
Length of employment: 2 years Location: Fremont, CA
       
Home town:
Current & past employers: Philips & Lite-On Digital Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I will make good use of this Loan to Pay off my Credit Card Debt!<br><br> Borrower added on 02/26/12 > Percent of On-Time Payments information is based on your TransUnion credit report updated on Feb 26, 2012.<br>Overview<br>Percent of On-Time Payments100.00%<br><br> Borrower added on 02/26/12 > Just want to be able to make Fixed Payments each month. Lending Club allows me to keep it simple and reduce the existing interest I am paying to the Big Banks. Thanks all for your Help! Feel free to ask any questions.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,330.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $7,000 in Credit Card Debt. They vary in interest rates from 15%-20%.<br>I have a total monthly payment of $250 among the 5 credit cards.<br><br>BK OF AMER $2,468<br>BK OF AMER $1,499<br>DISCOVER FIN $1,479<br>WELLS FARGO $922<br>CAP ONE NA $619

 


 

 

 

Member Payment Dependent Notes Series 1164166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164166

$14,000

$14,000

9.76%

1.00%

March 5, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164166. Member loan 1164166 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,000 / month
Current employer: missouri southern healthcare Debt-to-income ratio: 23.00%
Length of employment: 3 years Location: Kirkwood, MO
       
Home town:
Current & past employers: missouri southern healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,296.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i want to use this loan to pay off high interest rate credit cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1200 per month

 


 

 

 

Member Payment Dependent Notes Series 1164182

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164182

$12,000

$12,000

13.99%

1.00%

March 2, 2012

March 10, 2015

March 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164182. Member loan 1164182 was requested on February 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Swedish Match Debt-to-income ratio: 11.15%
Length of employment: 2 years Location: OWENSBORO, KY
       
Home town:
Current & past employers: Swedish Match
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I am looking to consolidate credit card balances. I want to pay off the balances on each card in order to save money due very to high rates on my cards. With this loan I will be able to achieve this goal within 3 years. This one monthly payment will be equal to my card's combined monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on February 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,323.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Here I will try again:<br><br>Kohls-899.43/23.99%/35.<br>Walmart-757.91/22.90%/35.<br>Macys-909.07/23.99%/35<br>Maurices-459.23/24.99%/25(but 50/month towards it)<br>Amazon Card-845.12/25.99%/35<br>Visa card-1232.40/15.9%/51<br>Visa Card-2985.91/19.99%/78<br>MasterCard-3469.93/18.99%/78
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total monthly payments for the cards are 397. I am a little confused on the second part of the question but I plan to pay off all balances on my card with this loan. I will then be left with the monthly payment only for this loan.

 


 

 

 

Member Payment Dependent Notes Series 1164225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164225

$9,975

$9,975

7.62%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164225. Member loan 1164225 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,174 / month
Current employer: Baker Electric Debt-to-income ratio: 8.89%
Length of employment: 5 years Location: DOWNEY, CA
       
Home town:
Current & past employers: Baker Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I am consolidating a few credit cards with higher interest rates into one lower payment.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,405.00 Public Records On File: 0
Revolving Line Utilization: 39.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I bought a home 4 years ago and spent the last few years renovating it and upgrading the house. Most of the materials I bought for the home were purchased by credit card. The house is now complete, but I need to pay off the debt.

 


 

 

 

Member Payment Dependent Notes Series 1164251

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164251

$7,500

$7,500

13.11%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164251. Member loan 1164251 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: ReachLocal Debt-to-income ratio: 7.66%
Length of employment: 1 year Location: Oak Creek, WI
       
Home town:
Current & past employers: ReachLocal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > This loan will be used to consolidate a small credit card balance, a small medical bill balance and a personal loan from my retired parents. My job situation is very stable and I assure you that you can invest in this loan with no risk. Please feel free to ask any questions needed. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 9
Revolving Credit Balance: $1,467.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $600/month<br>Transportation - car Is paid in full, insurance $84/month, gas $150/month<br>Groceries/food - $250/month<br>Utilities/phone - $250/month<br>Entertainment/Miscellaneous - $400/month<br><br>Please let me know if you have any further questions.

 


 

 

 

Member Payment Dependent Notes Series 1164262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164262

$8,000

$8,000

18.25%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164262. Member loan 1164262 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,250 / month
Current employer: COVIDIEN Debt-to-income ratio: 6.72%
Length of employment: 10+ years Location: West Haven, CT
       
Home town:
Current & past employers: COVIDIEN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Consolidate credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,483.00 Public Records On File: 0
Revolving Line Utilization: 44.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?The main purpose of the loan is to cancel a Mater Card that was issued to me in my home country. The current debt is $6,052.53 and that bank charges approximately APR of 100%. Then, with the remaining money, I plan to pay a BAC credit card that charges approximately APR of 30%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent, Apartment, $900.00/month. School Loan, AMA class (APR 7.75%), remaining balance (RB) $655.27, monthly payment (mp) $68.00. Car Loan, (APR 8.7%), RB $5,455.21, MP $281.00. BPD - Master Card (APR 100%), RB $6,052.63, MP $560.00. BAC - Visa (APR 30%), RB 3,360.48, MP $100.00. Capital One (APR 39%), RB $264.00, MP $25.00. GE Money (APR 30%), RB $1035.00, MP $50.00. Bill Me Later, RB $362.20, MP $50.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent, Apartment, $900.00/month. School Loan, AMA class (APR 7.75%), remaining balance (RB) $655.27, monthly payment (mp) $68.00. Car Loan, (APR 8.7%), RB $5,455.21, MP $281.00. BPD - Master Card (APR 100%), RB $6,052.63, MP $560.00. BAC - Visa (APR 30%), RB 3,360.48, MP $100.00. Capital One (APR 39%), RB $264.00, MP $25.00. GE Money (APR 30%), RB $1035.00, MP $50.00. Bill Me Later, RB $362.20, MP $50.00.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to cancel a Mater Card that was issued to me in my home country. The current debt is $6,052.53 and that bank charges approximately APR of 100%. Then, with the remaining money, I plan to pay a BAC credit card that charges approximately APR of 30%.
What is your intended use for the loan proceeds?Cancel Master Card (from my home country), APR approx 100%. Current balance is $6,052.63. Current monthly payment is $560.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to cancel a Mater Card that was issued to me in my home country. The current debt is $6,052.53 and that bank charges approximately APR of 100%. Then, with the remaining money, I plan to pay a BAC credit card that charges approximately APR of 30%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent, Apartment, $900.00/month. School Loan, AMA class (APR 7.75%), remaining balance (RB) $655.27, monthly payment (mp) $68.00. Car Loan, (APR 8.7%), RB $5,455.21, MP $281.00. BPD - Master Card (APR 100%), RB $6,052.63, MP $560.00. BAC - Visa (APR 30%), RB 3,360.48, MP $100.00. Capital One (APR 39%), RB $264.00, MP $25.00. GE Money (APR 30%), RB $1035.00, MP $50.00. Bill Me Later, RB $362.20, MP $50.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent, Apartment, $900.00/month. School Loan, AMA class (APR 7.75%), remaining balance (RB) $655.27, monthly payment (mp) $68.00. Car Loan, (APR 8.7%), RB $5,455.21, MP $281.00. BPD - Master Card (APR 100%), RB $6,052.63, MP $560.00. BAC - Visa (APR 30%), RB 3,360.48, MP $100.00. Capital One (APR 39%), RB $264.00, MP $25.00. GE Money (APR 30%), RB $1035.00, MP $50.00. Bill Me Later, RB $362.20, MP $50.00.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to cancel a Mater Card that was issued to me in my home country. The current debt is $6,052.53 and that bank charges approximately APR of 100%. Then, with the remaining money, I plan to pay a BAC credit card that charges approximately APR of 30%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent, Apartment, $900.00/month. School Loan, AMA class (APR 7.75%), remaining balance (RB) $655.27, monthly payment (mp) $68.00. Car Loan, (APR 8.7%), RB $5,455.21, MP $281.00. BPD - Master Card (APR 100%), RB $6,052.63, MP $560.00. BAC - Visa (APR 30%), RB 3,360.48, MP $100.00. Capital One (APR 39%), RB $264.00, MP $25.00. GE Money (APR 30%), RB $1035.00, MP $50.00. Bill Me Later, RB $362.20, MP $50.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent, Apartment, $900.00/month. School Loan, AMA class (APR 7.75%), remaining balance (RB) $655.27, monthly payment (mp) $68.00. Car Loan, (APR 8.7%), RB $5,455.21, MP $281.00. BPD - Master Card (APR 100%), RB $6,052.63, MP $560.00. BAC - Visa (APR 30%), RB 3,360.48, MP $100.00. Capital One (APR 39%), RB $264.00, MP $25.00. GE Money (APR 30%), RB $1035.00, MP $50.00. Bill Me Later, RB $362.20, MP $50.00.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to cancel a Mater Card that was issued to me in my home country. The current debt is $6,052.53 and that bank charges approximately APR of 100%. Then, with the remaining money, I plan to pay a BAC credit card that charges approximately APR of 30%.

 


 

 

 

Member Payment Dependent Notes Series 1164266

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164266

$9,600

$9,600

9.76%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164266. Member loan 1164266 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Federal Contractor Debt-to-income ratio: 8.35%
Length of employment: 5 years Location: Cedartown, GA
       
Home town:
Current & past employers: Federal Contractor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I have two credit cards that were formerly lower interest cards back before the economy started going down. The rates were hiked and I've been fighting with them ever since. It'll be a lot easier to consolidate them via a loan and eventually get them out of my life.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1973 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,728.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164280

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164280

$35,000

$35,000

13.11%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164280. Member loan 1164280 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: Walgreen Co. Debt-to-income ratio: 13.66%
Length of employment: 4 years Location: Palatine, IL
       
Home town:
Current & past employers: Walgreen Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,820.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Looking to consolidate and payoff higher interest rate credit card balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?card 1: $18432 at 17.40% $475 mo. payment<br>card 2: $8,196 at 16.24% $177 mo. payment<br>card 3: $9,176 at 14.24% $177 mo. payment<br>card 4: $4,198 at 13.24% $100 mo. payment<br>mortgage amount $275,159 monthly payment including taxes $2,227.25<br>auto loan $4,220.89, $364.43 mo. payment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage payment is $2,227.25 which includes taxes<br>Utilities approx. $270.00 per month
Please explain the reason why you carry a large revolving credit balance.For some time I relied on credit to make ends meet. I no longer need to rely on credit and have been working on paying off the credit cards. Consolidating at a lower interest rate would help me achieve my goal of paying off my debt. Thanks.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?card 1: $18432 at 17.40% $475 mo. payment<br>card 2: $8,196 at 16.24% $177 mo. payment<br>card 3: $9,176 at 14.24% $177 mo. payment<br>card 4: $4,198 at 13.24% $100 mo. payment<br>mortgage amount $275,159 monthly payment including taxes $2,227.25<br>auto loan $4,220.89, $364.43 mo. payment
Which debts do you plan to pay off with this loan?All of the proceeds will go to paying off credit cards.
Please explain the reason why you carry a large revolving credit balance.For some time I relied on credit to make ends meet. I no longer need to rely on credit and have been working on paying off the credit cards. Consolidating at a lower interest rate would help me achieve my goal of paying off my debt. Thanks.
Please explain the reason why you carry a large revolving credit balance.For some time I relied on credit to make ends meet. I no longer need to rely on credit and have been working on paying off the credit cards. Consolidating at a lower interest rate would help me achieve my goal of paying off my debt. Thanks.
Please explain the reason why you carry a large revolving credit balance.For some time I relied on credit to make ends meet. I no longer need to rely on credit and have been working on paying off the credit cards. Consolidating at a lower interest rate would help me achieve my goal of paying off my debt. Thanks.
Please explain the reason why you carry a large revolving credit balance.For some time I relied on credit to make ends meet. I no longer need to rely on credit and have been working on paying off the credit cards. Consolidating at a lower interest rate would help me achieve my goal of paying off my debt. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1164294

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164294

$25,000

$25,000

13.67%

1.00%

March 6, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164294. Member loan 1164294 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Intuitive Medical Software Debt-to-income ratio: 17.74%
Length of employment: 3 years Location: Republic, MO
       
Home town:
Current & past employers: Intuitive Medical Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > This will be used to eradicate all unsecured debt and medical expenses. I have been working in my current field for over 10 years. The area of expertise is in high demand, and I have never been unemployed.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,782.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - Balance $125,000 (Appraised $155,000) - $822.00/mo - 5.0%<br>Auto - Balance $17,000 - $382.00/mo - 8%<br>Medical - $850.00 - $50.00/mo<br>Unsecured - $22,210 - $1200.00/mo - 6% - 13% (Varies by card)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - $822.00<br>Auto/Home Insurance - $275.00<br>No HELOC<br>Utilities - $500.00<br>Taxes are escrowed into monthly mortgage payment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All funds will be used to eradicate all unsecured debt and medical bills in their entirety. There are 4 credit cards, 2 department store cards, 1 online retailer card, and 4 medical bills. This fundins will not be used for secured debt, such as my auto or home. I am interested in gettind completely out of "bad" debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - $822.00<br>Auto/Home Insurance - $275.00<br>No HELOC<br>Utilities - $500.00<br>Taxes are escrowed into monthly mortgage payment
Please explain the reason why you carry a large revolving credit balance.Mostly due to 2 reloations based on job offers, 1 relocation due to a family health emergency, unexpected medical expenses, and quite frankly a couple of bad decisions. My goal is to eliminate all unsecured debt, and refrain from entering into any debt of this nature.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - Balance $125,000 (Appraised $155,000) - $822.00/mo - 5.0%<br>Auto - Balance $17,000 - $382.00/mo - 8%<br>Medical - $850.00 - $50.00/mo<br>Unsecured - $22,210 - $1200.00/mo - 6% - 13% (Varies by card)
Which debts do you plan to pay off with this loan?All unsecured debt and medical expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $820<br>Auto $380<br>Utilities $450<br>Insurance $275<br>Living Expenses $500-600<br>Thanks for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1164350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164350

$12,000

$12,000

7.90%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164350. Member loan 1164350 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Lansdowne Resort Debt-to-income ratio: 11.80%
Length of employment: 1 year Location: Frederick, MD
       
Home town:
Current & past employers: Lansdowne Resort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I am planning on funding a wonderful wedding for my fiancee while not getting much help from family help. My credit is excellent with a good financial plan set for the big day, but I am looking for that little extra help to pay for wedding expenses as much up front to prep for our special day.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,416.00 Public Records On File: 0
Revolving Line Utilization: 13.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently my monthly expenses have put under personal strict budgets because of the wedding, keeping my goals in reach. Rent:$725, Transportation: average of $200, Utilities:$50, Phone:$30, Auto Insurance: $181, Food:$150, Cable/Internet:$65, Wedding savings:$400 (plus extra as it comes), Health/Dental:$111.<br>Then there is 401k and personal savings as well which depends on the time of year. All in all a well budgeted set of monthly expenses all laid out to save for the wedding.
How are you paying for other wedding expenses not covered by this loan?The remainder of the wedding expenses are currently covered in cash at this moment that has been put to the side with every payday I recieve. This loan provides us the necessary means to pay the remainder balances of those vendors that need to be paid in full by cash/check within the closing months leading to the wedding date. The loan provided a superior APR compared to credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1164364

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164364

$19,500

$19,500

18.55%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164364. Member loan 1164364 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Andronico's Community Markets Debt-to-income ratio: 17.94%
Length of employment: 10+ years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: Andronico's Community Markets
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 42
Revolving Credit Balance: $15,264.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164369

$16,000

$16,000

13.11%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164369. Member loan 1164369 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: State of CT Debt-to-income ratio: 18.46%
Length of employment: 8 years Location: ASHFORD, CT
       
Home town:
Current & past employers: State of CT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,990.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: <br>-Balances: 4871.00, 4000.00, 3000.00, 1978.00, 821.00, 700.00, 700.00.<br>-Interest Rates: 21.99%, 19.99%, 25.99% & 16.99%<br>-Payments range from: $100.00 to 250.00 per each card
Which debts do you plan to pay off with this loan?All if possible; seems easier to make one monthly payment verses seven monthly payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: <br>-Balances: 4871.00, 4000.00, 3000.00, 1978.00, 821.00, 700.00, 700.00.<br>-Interest Rates: 21.99%, 19.99%, 25.99% & 16.99%<br>-Payments range from: $100.00 to 250.00 per each card
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1560; car taxes $500, property taxes $3800, utilities average approx $100.
Please explain the reason why you carry a large revolving credit balance.Cost of living, neccessities, gas prices, oil prices (home heating). Higher expenses verses incoming income.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: <br>-Balances: 4871.00, 4000.00, 3000.00, 1978.00, 821.00, 700.00, 700.00.<br>-Interest Rates: 21.99%, 19.99%, 25.99% & 16.99%<br>-Payments range from: $100.00 to 250.00 per each card
Which debts do you plan to pay off with this loan?All if possible; seems easier to make one monthly payment verses seven monthly payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: $4800.00, $700.00, $820.00, $4000.00, $3000.00, $2000.00, & $700.00.<br>Interest rates are: 19.99%, 21.99%, 22.99&, & 25.99%.<br>Payments vary from: $100 to $250 per each card. So I feel it would be easier for me to consolidate everything into one payment than 7-9 payments going out monthly. My credit cards are many high from the cost of living, gas prices & fuel oil prices (home heating).<br>Mortgages are: $1200 & $360.
Which debts do you plan to pay off with this loan?I would like to pay all/most of my higher balanced credit cards. I feel it would be easier for me to consolidate everything into one payment than 7-9 payments going out monthly. Plus it would be easier to manage on a monthly basis.

 


 

 

 

Member Payment Dependent Notes Series 1164401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164401

$21,600

$21,600

17.99%

1.00%

March 5, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164401. Member loan 1164401 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,543 / month
Current employer: United States Air Force Debt-to-income ratio: 14.36%
Length of employment: 10+ years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Hoo RAY!<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 25
Revolving Credit Balance: $11,392.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - - all of them. #1 - $6,000, #2 - 1520, #3 - 1501, #4 - 8005, #5 - 720, and #6 - 3685. These total around $21,450... however, a mere four years ago I had $57,000 in unsecured credit card debt. I've been making HUGE progress, and I've never missed a payment to anyone - ever. My interest rates are all over the map ranging from 9% to 19% and my current min mo pmts total $850 - this loan would really help me avoid new charging because of lack of savings due to such high min pmts.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live in base housing.
Which debts do you plan to pay off with this loan?All If them! I've worked very hard to increase my financial IQ and have reduced a huge pile of debt down to the point this loan will cover the rest! Paying this minimum payment will only cost about half the amount I'm investing each month. In other words, I can either build up other savings and assets or continue paying the double rate I have been for years.
Please explain the reason why you carry a large revolving credit balance.Paying off $57K of credit card debt takes a long time! I refused to file bankruptcy, and had no financial education whatsoever when I started paying these down. This loan will cover all my current debts, and I will finally be able to have an affordable min payment. Until just recently, every situation that came up (vehicle Maint, broken washer, etc) required the use of a cc due to lack of any savings. When I first started to learn and pay down my min pmts were 32% of my net income...ouch!
If you have a delinquency in the last 2 years, please explain the reason.Never missed nor been late on a payment, ever.

 


 

 

 

Member Payment Dependent Notes Series 1164419

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164419

$5,750

$5,750

7.90%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164419. Member loan 1164419 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,240 / month
Current employer: Technectics Group Debt-to-income ratio: 20.13%
Length of employment: 10+ years Location: HOUSTON, TX
       
Home town:
Current & past employers: Technectics Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 12
Revolving Credit Balance: $21,405.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum monthly payment of the credit cards are $150.00 . These credit cards will be paid off by this loan & the $150.00 will be replaced by the loan payment. Therefore it will not make a diffrence to me.

 


 

 

 

Member Payment Dependent Notes Series 1164444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164444

$12,000

$12,000

10.74%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164444. Member loan 1164444 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: alexandria iron & supply Debt-to-income ratio: 20.11%
Length of employment: 10+ years Location: ALEXANDRIA, LA
       
Home town:
Current & past employers: alexandria iron & supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,463.00 Public Records On File: 0
Revolving Line Utilization: 64.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1164447

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164447

$1,500

$1,500

7.62%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164447. Member loan 1164447 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,975 / month
Current employer: University of Phoenix Debt-to-income ratio: 10.36%
Length of employment: 5 years Location: Glendale, AZ
       
Home town:
Current & past employers: University of Phoenix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > 1965 Ford Ranchero<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,585.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.As a U.S. citizen, I attempt to do my duty to stimulate the economy.

 


 

 

 

Member Payment Dependent Notes Series 1164456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164456

$14,000

$14,000

21.48%

1.00%

March 2, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164456. Member loan 1164456 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,898 / month
Current employer: US Army Debt-to-income ratio: 15.80%
Length of employment: 4 years Location: Fayetteville, NC
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I plan on using the funds to finish paying my college loans off and a few credit cards I obtained when before I had an understanding of what can happen. Being in the Army my income is as stable as it comes.<br><br> Borrower added on 02/28/12 > rent-800,utilities 710, insurance 145, Grociers 350, Vehicle gas 400. I plan to pay off my college loans, and the credit cards that are in collection.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 31
Revolving Credit Balance: $2,061.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total student loan left is $10,000. Total credit card debt left is $3,352.79. After paying rent, utilities, groceries and fuel for vehicles, I pay what I am able to on each total while also leaving me $50 for an emergency that I carry over into the next the month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent-800,utilities 710, insurance 145, Grociers 350, Vehicle gas 400. I plan to pay off my college loans, and the credit cards that are in collection.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total student loan left is $10,000. Total credit card debt left is $3,352.79. After paying rent, utilities, groceries and fuel for vehicles, I pay what I am able to on each total while also leaving me $50 for an emergency that I carry over into the next the month.
Which debts do you plan to pay off with this loan?I plan on paying of the student loans and credit cards.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in the last 2 years. The delinquencies came from before I joined the ARMY 4 years ago. Since I have joined the ARMY, I have made a consistent and conscious decision to pay whatever I could every month. No matter how big or how small, something is better than nothing. Now after chipping away for so long I'm at a point where I would like to pay them all off and make one easy manageable payment monthly. Hence the loan.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in the last 2 years. The delinquencies came from before I joined the ARMY 4 years ago. Since I have joined the ARMY, I have made a consistent and conscious decision to pay whatever I could every month. No matter how big or how small, something is better than nothing. Now after chipping away for so long I'm at a point where I would like to pay them all off and make one easy manageable payment monthly. Hence the loan.

 


 

 

 

Member Payment Dependent Notes Series 1164460

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164460

$14,000

$14,000

6.03%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164460. Member loan 1164460 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Niagara Falls City School District Debt-to-income ratio: 13.95%
Length of employment: 10+ years Location: Buffalo, NY
       
Home town:
Current & past employers: Niagara Falls City School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Consolidation<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,664.00 Public Records On File: 0
Revolving Line Utilization: 26.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164461

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164461

$9,600

$9,600

12.12%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164461. Member loan 1164461 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Jp Morgan Chase and city of LA Debt-to-income ratio: 17.20%
Length of employment: 3 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Jp Morgan Chase and city of LA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > I am currently trying to be completely debt free. I would like to be able to have one monthly payment with only one interest rate as opposed to having multiple debts. I have been employed with the same company for 3 years. I feel I am a good investment prospect. So please give me the opportunity.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,198.00 Public Records On File: 0
Revolving Line Utilization: 65.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164463

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164463

$4,000

$4,000

12.12%

1.00%

March 5, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164463. Member loan 1164463 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,800 / month
Current employer: Versace USA Debt-to-income ratio: 19.42%
Length of employment: < 1 year Location: new york, NY
       
Home town:
Current & past employers: Versace USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 51
Revolving Credit Balance: $46,040.00 Public Records On File: 0
Revolving Line Utilization: 95.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I recently got divorced and I had to pay the expenses for it and the illness of my mother. <br>I also couldnt leave my old job because I was afraid with the economy. My old job declined in my income . Now I got this job where I am getting paid a lot more.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balance total is around $49000. I consolidated one of the credit cards in a plan to pay it off in 5 years without affecting my credit. All the other bills are paid on time. My montly is around $1050
Which debts do you plan to pay off with this loan?One of the credit cards. I much rather pay it in 3 years. Less of the montly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent I have a roommate so I pay $ 1500, montly metrocard $120, food around $200 a month, phone $150, and utilities around $100 a month.
Please explain the reason why you carry a large revolving credit balance.I recently got divorced and I had to pay the expenses for it and the illness of my mother. <br>I also couldnt leave my old job because I was afraid with the economy. My old job declined in my income . Now I got this job where I am getting paid a lot more.

 


 

 

 

Member Payment Dependent Notes Series 1164477

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164477

$3,850

$3,850

9.76%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164477. Member loan 1164477 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,400 / month
Current employer: Schult Homes Debt-to-income ratio: 16.29%
Length of employment: 5 years Location: wabasso, MN
       
Home town:
Current & past employers: Schult Homes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 28
Revolving Credit Balance: $4,234.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164491

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164491

$14,000

$14,000

17.27%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164491. Member loan 1164491 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Creditwatch Services Debt-to-income ratio: 24.28%
Length of employment: 7 years Location: Irving, TX
       
Home town:
Current & past employers: Creditwatch Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Debt Consolidation; Gain Finiancial Independence Quicker, Current Employer 7 Years<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 7
Revolving Credit Balance: $48,995.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Over 60% of my revolving credit balance is due to Medical & Dental bills I had a few years ago
Which debts do you plan to pay off with this loan?Higher Interest Revolving Credit Cards so that I can close those accounts

 


 

 

 

Member Payment Dependent Notes Series 1164492

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164492

$17,000

$17,000

13.11%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164492. Member loan 1164492 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: TEK Systems Debt-to-income ratio: 14.04%
Length of employment: 3 years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: TEK Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,672.00 Public Records On File: 0
Revolving Line Utilization: 90.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Slightly higher interest rate credit card (Discover Card - 13.99%), Bank of America Visa, some medical debt, Perkins loan. Just want to have it all consolidated in one payment and not have interest going to a bank or credit card company if possible.
What is your intended use for the loan proceeds?To consolidate my outstanding debt as follows:<br>Pay off slightly higher interest rate credit cards (Discover Card 13.99% APR, Bank of America Visa 14.12%)<br>Pay off some medical debt<br>Pay off Perkins loan<br><br>This way I will only be paying a Stafford student loan payment and the Lending Club loan payment instead of multiple payments, and I wish to stop paying interest to banks and credit card companies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, utilities & internet service - $400 (3 awesome roommates :))<br>Transportation - ~$60-80 (own a reliable car, just paying for gas + routine maintenance)<br>Phone - $80 (wireless + data plan)<br>Insurance w $120 (medical,dental,vision through my job)<br>Food - ~$340 ($10/day + dine out every other week)<br>Stafford student loans - $189<br>Discover Card - ~$200<br>Bank of America Visa- ~150 <br>No other regular monthly expenses.
Which debts do you plan to pay off with this loan?Slightly higher interest rate credit card (Discover Card - 13.99%), Bank of America Visa, some medical debt, Perkins loan. Just want to have it all consolidated in one payment and not have interest going to a bank or credit card company if possible.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, utilities & internet service - $400 (3 awesome roommates :))<br>Transportation - ~$60-80 (own a reliable car, just paying for gas + routine maintenance)<br>Phone - $80 (wireless + data plan)<br>Insurance w $120 (medical,dental,vision through my job)<br>Food - ~$340 ($10/day + dine out every other week)<br>Stafford student loans - $189<br>Discover Card - ~$200<br>Bank of America Visa- ~150 <br>No other regular monthly expenses.

 


 

 

 

Member Payment Dependent Notes Series 1164503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164503

$18,000

$18,000

16.29%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164503. Member loan 1164503 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,250 / month
Current employer: Town of Davie Police Department Debt-to-income ratio: 14.35%
Length of employment: 9 years Location: DAVIE, FL
       
Home town:
Current & past employers: Town of Davie Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > Upon approval of this loan I plan on paying my credit cards off. All of my payments are currently up to date, paid in full, on time. After paying the balances off I plan to buy a house for myself and my family. I have been with my employer for 9 years now which has given outstanding job security.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 25
Revolving Credit Balance: $20,777.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?My total credit card balance is 19,492.96.<br>My interest rates vary from 15% to 29.9%.<br>My total monthly payments total to $950. If I make minimum payments but I try to make larger then just the minimum due.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance on the credit cards is 19,561.00<br>The interest rates vary from 15% to 29.9<br>My monthly payment total, just the minimum, is 875.00. I like to pay more than just the minimum every month however.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent-$750<br>Auto-$750<br>Utilities-$250<br>Phone-$150
Please explain the reason why you carry a large revolving credit balance.Due to an unfortunate circumstance, I was left with the debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$750<br>Auto-$750<br>Utilities-$200<br>Phone-$150<br>Food-$500
If you have a delinquency in the last 2 years, please explain the reason.I do not have one.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$750<br>Auto-$750<br>Utilities-$200<br>Phone-$150<br>Food-$500

 


 

 

 

Member Payment Dependent Notes Series 1164538

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164538

$10,000

$10,000

13.11%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164538. Member loan 1164538 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: Lowes Debt-to-income ratio: 21.31%
Length of employment: 1 year Location: HONOLULU, HI
       
Home town:
Current & past employers: Lowes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,042.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164555

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164555

$5,000

$5,000

8.90%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164555. Member loan 1164555 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: Fedex Ground Debt-to-income ratio: 22.34%
Length of employment: 10+ years Location: Imperial, PA
       
Home town:
Current & past employers: Fedex Ground
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 37
Revolving Credit Balance: $16,053.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?paying off a loan, a few home projects,
What is your intended use for the loan proceeds?paying off a loan, a few home projects,
Why are you doing this green project?paying off a loan, a few home projects,
What is your intended use for the loan proceeds?paying off a loan, a few home projects,
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?60% of monthly salary is paid to bills.
If you have a delinquency in the last 2 years, please explain the reason.Have none
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?60% of monthly salary is paid to bills.

 


 

 

 

Member Payment Dependent Notes Series 1164642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164642

$2,000

$2,000

18.55%

1.00%

March 2, 2012

March 11, 2017

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164642. Member loan 1164642 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,900 / month
Current employer: n/a Debt-to-income ratio: 4.68%
Length of employment: n/a Location: toledo, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/26/12 > This loan is for a new vehicle that will help save money on gas and provide enjoyment.<br><br> Borrower added on 02/26/12 > This loan is for a new vehicle to save gas and provide entertainment.<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2008 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,544.00 Public Records On File: 0
Revolving Line Utilization: 35.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Well rent is fully paid for the year, so no actual rent until next summer but it is 275 a month. Utilities are 60 to 70 dollars a month. Food costs me around 100-200 dollars a month. My phone is paid by my parents as well as insurance because they get better deals when they have more people on their plan. My credit card usually takes about 400 a month so I am left with 800 to 1000 dollars at the end of the month for entertainment and savings.

 


 

 

 

Member Payment Dependent Notes Series 1164656

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164656

$20,000

$20,000

13.99%

1.00%

March 2, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164656. Member loan 1164656 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Silicon Image Inc. Debt-to-income ratio: 15.37%
Length of employment: 5 years Location: FREMONT, CA
       
Home town:
Current & past employers: Silicon Image Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Here is my debt picture:<br>1. Credit Cards: 5 credit cards with total balance of $24,000 with an avg rate of 16.99% APR and a monthly payment of 1000<br>2. Mortgage: ~380000 at 2.75% APR with a monthly payment of 2400<br>I am hoping to pay off my credit cards so I can have one manageable monthly payment<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,584.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Here is the list of my credit cards/mortgage:<br>1. Credit Cards: I have 5 credit cards with total balance of $24,000 with an average rate of 16.99% APR and a monthly payment of 1000<br>2. Mortgage: ~380000 at 2.75% APR with a monthly payment of 2400<br><br>I hope I have answered these questions.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello,<br><br>Here is the list of my credit cards/mortgage:<br>1. Credit Cards: I have 5 credit cards with total balance of $24,000 with an average rate of 16.99% APR and a monthly payment of 1000<br>2. Mortgage: ~380000 at 2.75% APR with a monthly payment of 2400<br><br>I hope I have answered these questions.
Which debts do you plan to pay off with this loan?I am planning to pay off the high interest credit cards that I have accumulated over the last year and consilidate all the debt into one manageable monthly payment.<br><br>I hope I have answered your Question<br><br>Thank You
Please explain the reason why you carry a large revolving credit balance.A part of it was to pay a cousin's study and living expenses and he isn't able to pay back because of tough times in finding a job and another part was to pay for an emergency family visit.
Which debts do you plan to pay off with this loan?I am planning to pay off the high interest credit cards that I have accumulated over the last year and consilidate all the debt into one manageable monthly payment.<br><br>I hope I have answered your Question<br><br>Thank You
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Hi,<br><br>I am planning to pay off my credit card balances and have one single monthly payment.<br><br>I hope I have answered your question.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi,<br><br>My monthy expenses are about 5000 including my living expenses and mortgage of 2400

 


 

 

 

Member Payment Dependent Notes Series 1164675

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164675

$6,000

$6,000

9.76%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164675. Member loan 1164675 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Terminix Debt-to-income ratio: 1.57%
Length of employment: 6 years Location: Decatur, GA
       
Home town:
Current & past employers: Terminix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Hello Lending Club,<br>The requested monies will be used to purchase a reliable vehicle.<br>I'm an excellent borrower because I handle my finances well. I have a stable career, where I've been employed for 6 years. My monthly budget is less than 40% of my montly income. Thanks for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $784.00 Public Records On File: 0
Revolving Line Utilization: 14.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Purchase of reliable vehicle
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are as follows:<br><br>Rent: $375<br>Transportation: $50<br> Utilities: $0<br>Phone: $50<br>Insurance: $80<br>Food: $320-400<br>Car Insurance: $50<br>Internet/Cable: $23
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $375, and renter insurance is already paid for the year. <br>Utilities: $0<br>Taxes: $0

 


 

 

 

Member Payment Dependent Notes Series 1164680

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164680

$11,000

$11,000

7.62%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164680. Member loan 1164680 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: n/a Debt-to-income ratio: 21.79%
Length of employment: n/a Location: PAHRUMP, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,051.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1164719

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164719

$8,000

$8,000

6.03%

1.00%

March 6, 2012

March 11, 2015

March 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164719. Member loan 1164719 was requested on February 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: InterCon Debt-to-income ratio: 5.93%
Length of employment: 6 years Location: Oak Hill, VA
       
Home town:
Current & past employers: InterCon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 26, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,442.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164776

$2,200

$2,200

7.90%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164776. Member loan 1164776 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Randstad Professionals, US Debt-to-income ratio: 28.34%
Length of employment: < 1 year Location: Lowell , MA
       
Home town:
Current & past employers: Randstad Professionals, US
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,560.00 Public Records On File: 0
Revolving Line Utilization: 29.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1164783

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164783

$14,000

$14,000

7.62%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164783. Member loan 1164783 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Clark County School District Debt-to-income ratio: 11.20%
Length of employment: 10+ years Location: Las Vegas, NV
       
Home town:
Current & past employers: Clark County School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > The home I purchased is a beautiful one, but it was a short sale and is in need of some repairs and upgrades. I used my entire savings to purchase the home with a conventional loan that required a 20% down payment ($35,000) plus closing costs. This loan will be used to make needed improvements.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 27
Revolving Credit Balance: $700.00 Public Records On File: 0
Revolving Line Utilization: 30.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 1164805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164805

$12,000

$12,000

13.99%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164805. Member loan 1164805 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Ameriprise Financial Debt-to-income ratio: 13.30%
Length of employment: 9 years Location: PORTLAND, OR
       
Home town:
Current & past employers: Ameriprise Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,873.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1164843

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164843

$26,400

$26,400

10.74%

1.00%

March 6, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164843. Member loan 1164843 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: IRS Debt-to-income ratio: 26.93%
Length of employment: 10+ years Location: Florence, KY
       
Home town:
Current & past employers: IRS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,519.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Maybe $1,000
Please explain the reason why you carry a large revolving credit balance.It got away from me.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt of more than $22,000 with interest rate around 12%: credit cards.
Which debts do you plan to pay off with this loan?The large ones.

 


 

 

 

Member Payment Dependent Notes Series 1164859

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164859

$25,000

$25,000

19.99%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164859. Member loan 1164859 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: San Diego County Debt-to-income ratio: 20.61%
Length of employment: 7 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: San Diego County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I have been paying on loans and credit cards responsibly and on time, but banks raised rates, making it impossible to see the end of my debt. I want the debt to actually feel like it's being paid when I make payments.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,130.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just refinanced my mortgage on November 2011 to a lower rate of 3.75%, but noted that as of February, it is still not showing up on my credit report. The monthly payment for the mortgage is $2,270- this is an impounded account, so that payment includes paying into the escrow account. My student loan was consolidated at 3 % and currently is at $42,000 with regular payments at $277.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just refinanced my mortgage on November 2011 to a lower rate of 3.75%, but noted that as of February, it is still not showing up on my credit report. The monthly payment for the mortgage is $2,270- this is an impounded account, so that payment includes paying into the escrow account. My student loan was consolidated at 3 % and currently is at $42,000 with regular payments at $277.
Which debts do you plan to pay off with this loan?Personal unsecured loan and three credit cards. I had to take temporary low wage jobs after graduate school while applying to full time jobs in my career field. The loan and credit cards were used to offset my wage deficiency to pay for my bills and living expenses. I have been making consistent and on time payments for the past five years and the balances are not dropping. The banks raised my rates & my average rate is 24.99%. Rates jumped 2 years ago without me defaulting or missing a payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just refinanced my mortgage on November 2011 to a lower rate of 3.75%, but noted that as of February, it is still not showing up on my credit report. The monthly payment for the mortgage is $2,270- this is an impounded account, so that payment includes paying into the escrow account. My student loan was consolidated at 3 % and currently is at $42,000 with regular payments at $277.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I just refinanced my mortgage on November 2011 to a lower rate of 3.75%, but noted that as of February, it is still not showing up on my credit report. The monthly payment for the mortgage is $2,270- this is an impounded account, so that payment includes paying into the escrow account. My student loan was consolidated at 3 % and currently is at $42,000 with regular payments at $277.
Which debts do you plan to pay off with this loan?Personal unsecured loan and three credit cards. I had to take temporary low wage jobs after graduate school while applying to full time jobs in my career field. The loan and credit cards were used to offset my wage deficiency to pay for my bills and living expenses. I have been making consistent and on time payments for the past five years and the balances are not dropping. The banks raised my rates & my average rate is 24.99%. Rates jumped 2 years ago without me defaulting or missing a payment.

 


 

 

 

Member Payment Dependent Notes Series 1164874

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164874

$18,000

$18,000

12.12%

1.00%

March 5, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164874. Member loan 1164874 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: United States Army Debt-to-income ratio: 12.93%
Length of employment: 10+ years Location: SPRING GROVE, PA
       
Home town:
Current & past employers: United States Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I will be paying off two high interest credit cards. I religiously make my monthly payments in full and on time. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,790.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?One is $15,000 with a 23.99% interest rate. The monthy payment is $500. The balance on the second card is $5,000 with a 23.99% interest rate. That payment is $160 per month. If this loan is fully funded, I will be able to pay off both cards with some extra cash that I have saved up. The payment for this loan will be $400 so I will easily be able to make all payments.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card $15,000 23.99% $500<br>Master Card $5,000 23.99% $160
What is the total balance of your credit cards, interest rates and current monthly payments?One is $15,000 with a 23.99% interest rate. The monthy payment is $500. The balance on the second card is $5,000 with a 23.99% interest rate. That payment is $160 per month. If this loan is fully funded, I will be able to pay off both cards with some extra cash that I have saved up. The payment for this loan will be $400 so I will easily be able to make all payments.

 


 

 

 

Member Payment Dependent Notes Series 1164877

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164877

$8,250

$8,250

7.90%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164877. Member loan 1164877 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,375 / month
Current employer: United Parcel Service Debt-to-income ratio: 18.84%
Length of employment: 6 years Location: Hazlet, NJ
       
Home town:
Current & past employers: United Parcel Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > How I plan use the funds: Personel use<br>What Makes me a good Borrower: Very trustful and honest<br>How Stable is my Job: Very stable<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,958.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1164890

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164890

$12,000

$12,000

13.11%

1.00%

March 2, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164890. Member loan 1164890 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: usps Debt-to-income ratio: 12.38%
Length of employment: 6 years Location: SAN JOSE, CA
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I have stable job right now.I just need this money so that I have only one payment every month instead of six.<br><br> Borrower added on 02/29/12 > All my credit cards rates are 30%,29% and 24%.<br><br> Borrower added on 02/29/12 > This loan can help me save money and pay off my debt faster.<br><br> Borrower added on 02/29/12 > I can pay all my bills every month. I just don't want to pay a very high interest. My credit cards can't lower the interest.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,261.00 Public Records On File: 1
Revolving Line Utilization: 38.60% Months Since Last Record: 88
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent,car payment
If you have a public record on file, please briefly explain the event and its resolution.bankcrupcy on year 2005. That time I don't have a job for 7 months.

 


 

 

 

Member Payment Dependent Notes Series 1164921

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164921

$10,000

$10,000

9.76%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164921. Member loan 1164921 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: bagels galore Debt-to-income ratio: 18.31%
Length of employment: 10+ years Location: north arlington, NJ
       
Home town:
Current & past employers: bagels galore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,670.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card: balance $220.89, interest rate, 28% monthly payment, $25.00 credit card: balance $5,300.00, interest rate, 13% monthly payment, $152.00
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debts

 


 

 

 

Member Payment Dependent Notes Series 1164947

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164947

$1,700

$1,700

13.99%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164947. Member loan 1164947 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Charter Global Inc. Debt-to-income ratio: 2.04%
Length of employment: < 1 year Location: Denver, CO
       
Home town:
Current & past employers: Charter Global Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > This loan amount is to cover my medical expenses. I repay all my bills on time and never had any late payment history.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,460.00 Public Records On File: 0
Revolving Line Utilization: 30.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have only two credit cards carrying a total credit of $1700. Might be wrong what i was doing - I never needed a credit card and pay all my bills with my savings account. After understanding how the credit works, i started applying for credit card and started using the same. I was using this for 30-40% and thought this would be good to my credit report. I was not aware that this is large balance considering the credit limit i carry.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent, transportation, utilities, insurance or food expenses as all family maintenance is taken care by my husband. However, below are the details<br>Rent - $810<br>Transportation - $50 a month max as both i and my husband work from home all time<br>utilities - $100<br>phone - $100<br>insurance - $60 a month<br>food - $500 a month
What are the estimated expenses?The estimated expense is $16500

 


 

 

 

Member Payment Dependent Notes Series 1164956

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164956

$27,200

$27,200

20.99%

1.00%

March 2, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164956. Member loan 1164956 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Bank of America Home Loans Debt-to-income ratio: 15.74%
Length of employment: 4 years Location: Sunrise, FL
       
Home town:
Current & past employers: Bank of America Home Loans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > This is loan is to consolidate all my monthly payments while taking out cash to fund my internet business. This is will change my monthly obligations by around $97 more than what I am paying out. It will pay off one student loan, one personal loan, and a car.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 38
Revolving Credit Balance: $2,285.00 Public Records On File: 0
Revolving Line Utilization: 20.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan is to payoff all my unsecured debts and to fund my Internet business. The loan will payoff all my debts and increase my monthly debts by 90 dollars. It will leave about 7000 to fund my business.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 1265<br>Ins 297<br>Unsec 212<br>Car 306<br>Phone 180<br>Food 400
What is your intended use for the loan proceeds?The loan is to payoff all my unsecured debts and to fund my Internet business. The loan will payoff all my debts and increase my monthly debts by 90 dollars. It will leave about 7000 to fund my business.
Please provide additional details regarding the purpose of the loan.The purpose of the loan is to payoff all my unsecured debt and consolidate everything to one payment, while at the same time taking about $7k to fund my internet business. This will increase my monthly debt obligations by about $97 per month from my current position.
If you have a delinquency in the last 2 years, please explain the reason.It there are any delinquencies in the last 2 years they are merely do to address changes. We moved and I know we missed a payment or two somewhere. I was able to remove one.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of this loan is to payoff a car and two loans, while taking cash to finance my Internet business. This will only affect my monthly output by $97.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 1265<br>Car: 301<br>Sallie: 240<br>Student: 160<br>Unsec Loan: 202<br>Utilities 120<br>Phone 100<br>Gas 100<br>Food 350<br>Ins 293
If you have a delinquency in the last 2 years, please explain the reason.It there are any delinquencies in the last 2 years they are merely do to address changes. We moved and I know we missed a payment or two somewhere. I was able to remove one.

 


 

 

 

Member Payment Dependent Notes Series 1164980

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164980

$3,500

$3,500

18.25%

1.00%

March 2, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164980. Member loan 1164980 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: usps Debt-to-income ratio: 18.34%
Length of employment: 10+ years Location: CHESTER, VA
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > my loan is to help with some home improvements. I will need it asap<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,411.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1164991

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1164991

$11,000

$11,000

7.62%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1164991. Member loan 1164991 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Commonwealth of Massachusetts, Dept of M Debt-to-income ratio: 18.81%
Length of employment: 9 years Location: Hudson, NH
       
Home town:
Current & past employers: Commonwealth of Massachusetts, Dept of M
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > I have already cut up all my credit cards except for 2. When paid off I am going to close these accounts. I will keep my lowest APR card for emergencies, and the automotive and service card for car maintenance.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,160.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?3 credit cards ( Chase, Capital One, Citizens Bank), 2 of which are balance transfers. Firestone credit card for car repair and maintenance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card-Balance $2,295,18%, $66p/m; credit card-Balance $2,492, 12%, $60 p/m; Balance transfer-Balance $4,247,8.8%, $42 p/m; Automotive and service credit card-Balance $1,412, 22.8%, $56 p/m.<br>Car finance- Balance$13,318, 8.5%, $295 p/m<br>Rent-$1275 p/m

 


 

 

 

Member Payment Dependent Notes Series 1165008

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165008

$35,000

$35,000

20.99%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165008. Member loan 1165008 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Sears Holdings Corporation Debt-to-income ratio: 9.94%
Length of employment: 1 year Location: Arlington Heights, IL
       
Home town:
Current & past employers: Sears Holdings Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,257.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello,<br><br>Please see the debt balance details below:<br><br>1) Installment Debt: $13,350<br><br>2) Revolving Debt: $21,591 (Total Credit Limit: $34,000) <br> a) 3 Major Credit Cards with balances upto $15,000 with APR% varying from 15% - 23%. <br> b) Other Credit cards and retail balances: $6,000 with APR% varying from 14% - 20%<br><br>3) Other Loans: $4000<br><br>Hope this helps. Thanks!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello,<br><br>Please see the debt balance details below:<br><br>1) Installment Debt: $13,350<br><br>2) Revolving Debt: $21,591 (Total Credit Limit: $34,000) <br> a) 3 Major Credit Cards with balances upto $15,000 with APR% varying from 15% - 23%. <br> b) Other Credit cards and retail balances: $6,000 with APR% varying from 14% - 20%<br><br>3) Other Loans: $4000<br><br>Hope this helps. Thanks!
Which debts do you plan to pay off with this loan?All high APR revolving credit balances. This way I have one account to pay off debt and manage it well.
What is your intended use for the loan proceeds?Pay off the revolving credit balances and keep minimal cash in hand.
Please explain the reason why you carry a large revolving credit balance.Wedding, Moving, unexpected emergency trip out of country.
What is your intended use for the loan proceeds?Pay off the revolving credit balances and keep minimal cash in hand.
Please explain the reason why you carry a large revolving credit balance.Wedding, Moving, unexpected emergency trip out of country.

 


 

 

 

Member Payment Dependent Notes Series 1165011

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165011

$35,000

$35,000

21.48%

1.00%

March 5, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165011. Member loan 1165011 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Hasbro, Inc. Debt-to-income ratio: 7.08%
Length of employment: 3 years Location: Millis, MA
       
Home town:
Current & past employers: Hasbro, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > The funds will be used to renovate a home. My good credit, stable credit history and stable job will make it easy to pay this loan. I have created a budget for this expenses. My excess monthly income will easily pay for the loan payments.<br><br> Borrower added on 02/28/12 > The intent is to pay the loan much sooner than the 5 years. Will be used to resell a bank owned property.<br><br> Borrower added on 02/29/12 > I am experienced in this type of business as I have been doing this for several years. Looking to expand further.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 30
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have been doing it for the last several years. I have a team with each member having its own expertise. I have been very successful at doing this and looking to expand.
Please describe your experience/familiarity with the business you are starting/started?I have been doing it for the last several years. I have a team with each member having its own expertise. I have been very successful at doing this and looking to expand.
If you have a delinquency in the last 2 years, please explain the reason.I don't recall any recent delinquencies. There may have been one a while ago with a small insurance payment where the insurance company paid an outstanding balance late due to having the wrong primary care physician listed resulting in not covering a portion of a bill. This was quickly rectified.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Again, due to security and privacy concerns, I have been advised by Lending club not to provide this information as this information will be available to the public. What I can tell you is that the loan payments have been budgeted for and will be easily paid.
What will be the largest expense in the first six months?Again, due to security reasons and the public being able to view this info, I have been advised by Lending club not provide this detailed information. I can tell you that the biggest expenses will be the rehab costs to these properties. This is what the funds will be used for.
What do you project your monthly revenues for the first 6 months to be?My apologies. My answers to your questions keep getting autmatically rejected by Lending club due to the information I am trying to provide to you. The reason they are rejecting it is because income or expenses and other financial info should not be posted due to this being available to the public. these answeres may pose a security risk. I have trying to answer your questions but Lending Club will not submit them. I will try again.
What type of business are you starting?It is a Real Estate Investment Company. I have been doing this for a few years now and looking to expand. I am looking for funds to rehab two bank owned houses that I have closed on without debt.
What type of business are you starting?It is a Real Estate Investment Company. I have been doing this for a few years now and looking to expand. I am looking for funds to rehab two bank owned houses that I have closed on without debt.
What will be the largest expense in the first six months?Again, due to security reasons and the public being able to view this info, I have been advised by Lending club not provide this detailed information. I can tell you that the biggest expenses will be the rehab costs to these properties. This is what the funds will be used for.

 


 

 

 

Member Payment Dependent Notes Series 1165018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165018

$7,000

$7,000

13.99%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165018. Member loan 1165018 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 2.06%
Length of employment: 6 years Location: Midwest City, OK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I have a succesful carport company that has been in business for 5 years. I am now ready to expand to 2 work vehicles.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 52
Revolving Credit Balance: $734.00 Public Records On File: 0
Revolving Line Utilization: 3.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1165021

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165021

$18,000

$18,000

19.99%

1.00%

March 5, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165021. Member loan 1165021 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,779 / month
Current employer: Massage Envy Debt-to-income ratio: 15.00%
Length of employment: 1 year Location: SAINT PAUL, MN
       
Home town:
Current & past employers: Massage Envy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,939.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for this loan is to pay off my credit cards

 


 

 

 

Member Payment Dependent Notes Series 1165039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165039

$10,300

$10,300

10.74%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165039. Member loan 1165039 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Innovatech Solutions, INc Debt-to-income ratio: 4.78%
Length of employment: 2 years Location: Plainsboro, NJ
       
Home town:
Current & past employers: Innovatech Solutions, INc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > To close all other credit cards and streamline with one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,610.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165130

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165130

$6,000

$6,000

6.03%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165130. Member loan 1165130 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Datatel+SGHE Debt-to-income ratio: 14.46%
Length of employment: 5 years Location: West Chester, PA
       
Home town:
Current & past employers: Datatel+SGHE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I plan to use the funds to help finance an engagement ring. I am an excellent borrower as I have an advanced degree in my field and have had a very stable job with the same company for about 5 years. My credit rating is excellent and I always keep a tidy budget without exceeding my means.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1978 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,713.00 Public Records On File: 0
Revolving Line Utilization: 15.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?My parents and the brides parents will be covering the rest.
What portion of your wedding expenses does this loan represent?This loan represents the portion of the wedding expenses that I will need to cover. My parents and the brides parents will be covering the remaining expenditures.
Please explain the reason why you carry a large revolving credit balance.An immediate family member was critically ill from 2008 until passing in 2010. Costs associated with the illness are being paid on 0% low interest revolving credit.

 


 

 

 

Member Payment Dependent Notes Series 1165188

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165188

$1,500

$1,500

14.65%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165188. Member loan 1165188 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,853 / month
Current employer: NCS Pearson Debt-to-income ratio: 5.22%
Length of employment: 9 years Location: Schaumburg, IL
       
Home town:
Current & past employers: NCS Pearson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 24
Revolving Credit Balance: $1,032.00 Public Records On File: 0
Revolving Line Utilization: 93.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1165254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165254

$17,500

$17,500

21.48%

1.00%

March 2, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165254. Member loan 1165254 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: PTS Consulting Debt-to-income ratio: 22.11%
Length of employment: 1 year Location: Ashburnham, MA
       
Home town:
Current & past employers: PTS Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 53
Revolving Credit Balance: $19,066.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1165300

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165300

$12,000

$12,000

17.27%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165300. Member loan 1165300 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,800 / month
Current employer: n/a Debt-to-income ratio: 18.92%
Length of employment: n/a Location: Clovis, NM
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I guess I should explain I named my loan request "freedom" to represent the freedom from using a bank. I'm truly impressed with the peer to peer lending idea and look forward to being an investor myself in the future. Thank you to those investing in me.<br><br> Borrower added on 02/27/12 > The loan is to pay off 3 credit cards and for my current car loan. I currently pay $170, $200, and $300 on the cards and car payment is about $449. Cards range from 16%-22% so if I can consolidate to one payment/one interest rate then it would help tremendously. Thank you.<br><br> Borrower added on 02/27/12 > I tried to put my intentions earlier but it must have been too detailed. I'm using the loan for debt consolidation on 3 credit cards with extremely high rates.<br><br> Borrower added on 02/28/12 > The remaining loan funds after I pay the 3 credit cards is to put on my car loan which will help reduce that payment and the interest rate on that loan is reasonable but as I stated before the credit cards have the ridiculously high rates. I pay on time and want to keep my credit score rising.<br><br> Borrower added on 03/01/12 > I've seen this question many times so I thought I'd go ahead and get a jump on it....total monthly expenses..food; entertainment;home phone;renters and car insurance;cell;cable/internet;car;gas;and credit cards is a total $1,936.86<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 27
Revolving Credit Balance: $6,730.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?For debt consolidation of 3 credit cards with extremely high interest rates.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's for 3 credit cards to consolidate my payments and to lessen my interest rate.
Please provide additional details regarding the purpose of the loan.For debt consolidation on 3 credit cards to reduce my payments and to have one interest rate versus the 3 high ones.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no rent/mortgage I live in base housing with utilities included. I have renters insurance combined with car insurance that is $139 a month.
Please explain the reason why you carry a large revolving credit balance.They are the 3 credit cards I want to pay off and close the reason for my loan request. 1 is a retail store card with a 20.23% rate; 1 is a major credit card with a 21.9% rate and the last is a medical credit card for expenses my insurance would not cover with a 26.99% rate although I make double my payments it doesn't seem to bring the balance down with such high interest rates which is why I'd like to consolidate and have one payment with one interest rate to get the debt paid off much faster.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses..food; entertainment;home phone;renters and car insurance;cell;cable/internet;car;gas;and credit cards is a total $1,936.86
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies. Make all payments on time and in most cases ahead of time and always double payments.
Please explain the reason why you carry a large revolving credit balance.They are the 3 credit cards I want to pay off and close the reason for my loan request. 1 is a retail store card with a 20.23% rate; 1 is a major credit card with a 21.9% rate and the last is a medical credit card for expenses my insurance would not cover with a 26.99% rate although I make double my payments it doesn't seem to bring the balance down with such high interest rates which is why I'd like to consolidate and have one payment with one interest rate to get the debt paid off much faster.

 


 

 

 

Member Payment Dependent Notes Series 1165324

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165324

$8,400

$8,400

13.99%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165324. Member loan 1165324 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,917 / month
Current employer: North Carolina State University Debt-to-income ratio: 24.83%
Length of employment: 10+ years Location: Apex, NC
       
Home town:
Current & past employers: North Carolina State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1973 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 31 Months Since Last Delinquency: 23
Revolving Credit Balance: $12,896.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage per month $1,300<br>untilities average per month $300<br>taxes about $2.400 per year<br>homeowner insurance $700 per year<br>cable/internet/phone bundle $180 per month<br>cell phone $175 per month<br>auto loan $300 month
Please explain the reason why you carry a large revolving credit balance.Significant medical expenses have been incurred forcing us to minimize monthly credit card balance reduction.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only reason for the loan is to help with significant medical expenses.
If you have a delinquency in the last 2 years, please explain the reason.None that I'm aware of.

 


 

 

 

Member Payment Dependent Notes Series 1165348

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165348

$5,000

$5,000

20.50%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165348. Member loan 1165348 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: The Law Office of Rober T. Bruegge Debt-to-income ratio: 21.77%
Length of employment: 2 years Location: SAINT LOUIS, MO
       
Home town:
Current & past employers: The Law Office of Rober T. Bruegge
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Consolidation of credit and medical bills to get debt paid off while only having one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 35
Revolving Credit Balance: $4,945.00 Public Records On File: 0
Revolving Line Utilization: 98.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay about $50.00 a week for transportation<br>I pay about $200.00 a month for utilities<br>I pay about $150.00 a month for phone<br>I pay about $115.00 a month for insurance<br>I pay about $300.00 a month for groceries
Which debts do you plan to pay off with this loan?I am planning to pay off my existing credit card debt, which consists of four credit cards, and also a few medical bills that I have an outstanding balance on.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have four credit cards with the highest balance being $2,500.00 and I have a couple of doctor bills with the highest balance of $500.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have four credit cards with the highest balance being $2,500.00 and I have a couple of doctor bills with the highest balance of $500.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay about $50.00 a week for transportation<br>I pay about $200.00 a month for utilities<br>I pay about $150.00 a month for phone<br>I pay about $115.00 a month for insurance<br>I pay about $300.00 a month for groceries

 


 

 

 

Member Payment Dependent Notes Series 1165397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165397

$26,000

$26,000

16.29%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165397. Member loan 1165397 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,600 / month
Current employer: Toshiba America Medical Inc Debt-to-income ratio: 23.97%
Length of employment: 6 years Location: Chino, CA
       
Home town:
Current & past employers: Toshiba America Medical Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Paying off high Interest credit cards<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1987 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,589.00 Public Records On File: 1
Revolving Line Utilization: 77.30% Months Since Last Record: 102
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This website wont allow me to send specific info, Basically just paying off four high interest credit cards, the funds will be spread out for this purpose.
Which debts do you plan to pay off with this loan?Four high interest credit cards
If you have a public record on file, please briefly explain the event and its resolution.This website wont allow me to submit specific info, i have a incident 10 yrs ago and it was resolved 10 yrs ago, Nothing since then
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This website wont allow me to send specific info, Basically just paying off four high interest credit cards, the funds will be spread out for this purpose.
If you have a public record on file, please briefly explain the event and its resolution.This website wont allow me to submit specific info, i have a incident 10 yrs ago and it was resolved 10 yrs ago, Nothing since then
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This website wont allow me to send specific info, Basically just paying off four high interest credit cards, the funds will be spread out for this purpose.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Basically just paying off high intrest credit cards i have 4 and the funds will be spread out to pay off all four.

 


 

 

 

Member Payment Dependent Notes Series 1165426

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165426

$35,000

$35,000

8.90%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165426. Member loan 1165426 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,917 / month
Current employer: Lane Community College Debt-to-income ratio: 23.73%
Length of employment: 7 years Location: Eugene, OR
       
Home town:
Current & past employers: Lane Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1982 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,944.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total monthly cost is $850 give or take $30 on seasonal utility fluctuation.
Please explain the reason why you carry a large revolving credit balance.Put three children through college. This is to reduce interest and enable faster payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?This will pay off nearly all credit card debt at higher interest rates, enabling faster out-of debt situation. I will still have an auto loan at a much lower rate that will be paid later.
Which debts do you plan to pay off with this loan?Credit cards from putting children through college, enabling faster pay off with lower rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Fixed monthly expenses (rent, utilities, insurance) run about 1700 per month.<br>I have been contributing to my retirement and paying down debt at a rate of at least 1000 per month.<br>This loan will let me get debt free about six months sooner than if I do not get it.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off unsecured short term debt, in order of interest rate. This loan will clear all but a small part of one loan that will be paid off within the next month or two.

 


 

 

 

Member Payment Dependent Notes Series 1165445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165445

$24,000

$24,000

18.55%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165445. Member loan 1165445 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,750 / month
Current employer: Synthes Debt-to-income ratio: 5.10%
Length of employment: 4 years Location: Mount Vernon, WA
       
Home town:
Current & past employers: Synthes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Home Improvement and Pay Off Credit Cards<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 52
Revolving Credit Balance: $28,132.00 Public Records On File: 0
Revolving Line Utilization: 97.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have increased my revollving credit balance due to my home improvement project. I currently have a 203K rehab loan / project that is almost complete. I have purchased 80% of my materials up front. With the LendingClub loan proceeds I will finish the project and pay off some of that revolving credit balance.
What is the home improvement project you are planning?I am 80% done with a complete remodel of a home we purchased one block off of the waterfront. We are building a 600 square foot addition that will better take advantage of the waterfront view we already have. We have the addition framed and are finishing it as we speak. We will be finished in 6 weeks. This will complete our 203K loan project which will give us a great deal of equity.
Is this for a home improvement you have already made, or one that you are planning to make?I am 80% done with a complete remodel of a home we purchased one block off of the waterfront. We are building a 600 square foot addition that will better take advantage of the waterfront view we already have. We have the addition framed and are finishing it as we speak. We will be finished in 6 weeks. This will complete our 203K loan project which will give us a great deal of equity.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Total monthly expenses are approximatelt $3400
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$246,000 , 4.75%, $1780.

 


 

 

 

Member Payment Dependent Notes Series 1165472

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165472

$10,000

$10,000

13.11%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165472. Member loan 1165472 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Mountain Side Trans Debt-to-income ratio: 5.17%
Length of employment: 10+ years Location: ozone park, NY
       
Home town:
Current & past employers: Mountain Side Trans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,220.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165478

$7,350

$7,350

12.12%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165478. Member loan 1165478 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,645 / month
Current employer: Department of Navy Debt-to-income ratio: 7.59%
Length of employment: 2 years Location: San Diego, CA
       
Home town:
Current & past employers: Department of Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I'm going to pay off 3 credit cards and 1 unsecured loan; totaling $7,150 or $408 per month.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 23
Revolving Credit Balance: $15,361.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Thank you for your question. I have not had a delinquency in the past 2 years. Any delinquencies or negative information in my credit history all occured during 2007 when I was laid off. I have remained under constant employment since then and have no delinquencies.
If you have a delinquency in the last 2 years, please explain the reason.Thank you for your question. I have not had a delinquency in the past 2 years. Any delinquencies or negative information in my credit history all occured during 2007 when I was laid off. I have remained under constant employment since then and have no delinquencies.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your question. My current debt balances are as follows:<br><br>Credit Card 1: Balance $3,650, Monthly $50, Interest 15.99%<br>Credit Card 2: Balance $750, Monthly $30, Interest 17.99%<br>Credit Card 3: Balance $300, Monthly $20, Interest 20.99%<br>Loan: Balance $2,400, MOnthly $308, Interest 16.75%<br><br>These balances total $7,100 or $408 monthly. They will be paid in full when the loan is disbursed, lowering my monthly recurring costs from $408 to $244, a decrease of $164/month.

 


 

 

 

Member Payment Dependent Notes Series 1165481

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165481

$9,350

$9,350

6.62%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165481. Member loan 1165481 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,366 / month
Current employer: City of Killeen Debt-to-income ratio: 21.68%
Length of employment: 5 years Location: Killeen, TX
       
Home town:
Current & past employers: City of Killeen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,235.00 Public Records On File: 0
Revolving Line Utilization: 39.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I had complications from a surgery and was forced to stay home for an extended period of time. Due to time constraints, I ended up having to accept two credit cards with undesirable rates. This loan will be used to consolidate those debts, with a much more favorable rate.

 


 

 

 

Member Payment Dependent Notes Series 1165530

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165530

$35,000

$35,000

18.25%

1.00%

March 5, 2012

March 12, 2017

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165530. Member loan 1165530 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: union pacific railroad Debt-to-income ratio: 19.67%
Length of employment: 10+ years Location: menifee, CA
       
Home town:
Current & past employers: union pacific railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,271.00 Public Records On File: 0
Revolving Line Utilization: 45.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?With rent and utilities and credit it is around 2800 a month. This loan will save me 150 a month on credit debt and will decrease my debt to credit ratio so I can purchuse the house I currently rent from the inlaws.
Which debts do you plan to pay off with this loan?All credit debt
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?credit debt....pay all accounts in full.................this is part of my 5yr plan to be debt free
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?credit debt....pay all accounts in full.................this is part of my 5yr plan to be debt free
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?credit debt....pay all accounts in full.................this is part of my 5yr plan to be debt free

 


 

 

 

Member Payment Dependent Notes Series 1165557

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165557

$11,000

$11,000

12.12%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165557. Member loan 1165557 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: St Margaret's Daughters Home Debt-to-income ratio: 21.30%
Length of employment: 3 years Location: New Orleans, LA
       
Home town:
Current & past employers: St Margaret's Daughters Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > I am using this loan to consolidate my credit card payments into one lump sum and to reduce the overall interest rates.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 4
Revolving Credit Balance: $11,737.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165567

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165567

$4,000

$4,000

13.11%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165567. Member loan 1165567 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: US Parking Debt-to-income ratio: 7.33%
Length of employment: 3 years Location: MIAMI, FL
       
Home town:
Current & past employers: US Parking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,729.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.I am planing to spend USS 2000.00 during vacation time and the rest it's for the tickets.
Please explain the reason why you carry a large revolving credit balance.That's because i had to go back to my country, my mom was sick so i stayed there for a few months and i just paid the minimum amount due of each account. Now my mom is here she is much better and i am paying my bills so fast as i can and not only the minimum amount, i am paying them in total.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All my monthly expenses are $1120 including (rent, utilities, phone, car insurance and food)
What is your intended use for the loan proceeds?I am trying to expend this loan on vacation with my family
Please provide general details of the cost of your vacation.I am planing to spend USS 2000.00 during vacation time and the rest it's for the tickets.

 


 

 

 

Member Payment Dependent Notes Series 1165617

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165617

$15,000

$15,000

13.11%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165617. Member loan 1165617 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: manning building supply Debt-to-income ratio: 14.26%
Length of employment: < 1 year Location: port saint lucie, FL
       
Home town:
Current & past employers: manning building supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,451.00 Public Records On File: 0
Revolving Line Utilization: 79.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165632

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165632

$5,000

$5,000

6.03%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165632. Member loan 1165632 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: SAMARITAN MEDICAL CENTER Debt-to-income ratio: 6.28%
Length of employment: 10+ years Location: ADAMS, NY
       
Home town:
Current & past employers: SAMARITAN MEDICAL CENTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I have worked at the same job and lived in the same residence for 14years. I always make any month payments (mortgage,auto etc.) on time. I am a very low risk borrower.I am using this to consolidate a little debt. thank you<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,073.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i had several unplanned expenditures come up auto repair home improvement etc. in the last few months
Which debts do you plan to pay off with this loan?most of credit card which is my only reason for loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Motgage interest 5.9%,bal 48,000.. auto int 0.9% bal 12k, one cc 10% interest

 


 

 

 

Member Payment Dependent Notes Series 1165705

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165705

$25,000

$25,000

12.12%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165705. Member loan 1165705 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Miami Unviersity Debt-to-income ratio: 14.72%
Length of employment: 10+ years Location: west chester , OH
       
Home town:
Current & past employers: Miami Unviersity
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1987 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 42
Revolving Credit Balance: $27,834.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I am responsible for all utilities (about 500 a month), Groceries (about 800.00 a month); tuition (1630 a month), Gas 260-300 a month and the rest goes to paying credit card and student loan bills (1200), health care costs, school activities etc.and savings (800)
Please explain the reason why you carry a large revolving credit balance.Hard to explain when I am not allowed to divulge certain information. I have had some unexpected and life changing things happen in the last few years. So I found myself relying more and more on my credit. I am in a much better position these days and would really like to eliminate the debt as quickly and efficiently as possible.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Credit Card 13000 (about 17%)<br>Chase Credit Card 10000 (about 17%)<br>Student loan-:I only have about 1800 left on a 35000 loan. I consolidated several years ago at 4%
Which debts do you plan to pay off with this loan?I will pay off the two chase cards to save on interest and to close at least one of them.
Please explain the reason why you carry a large revolving credit balance.Hard to explain when I am not allowed to divulge certain information. I have had some unexpected and life changing things happen in the last few years. So I found myself relying more and more on my credit. I am in a much better position these days and would really like to eliminate the debt as quickly and efficiently as possible.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not pay the mortgage.
Please explain the reason why you carry a large revolving credit balance.Hard to explain when I am not allowed to divulge certain information. I have had some unexpected and life changing things happen in the last few years. So I found myself relying more and more on my credit. I am in a much better position these days and would really like to eliminate the debt as quickly and efficiently as possible.

 


 

 

 

Member Payment Dependent Notes Series 1165716

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165716

$2,800

$2,800

16.29%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165716. Member loan 1165716 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: American Bank Debt-to-income ratio: 13.66%
Length of employment: 4 years Location: Glen burnie, MD
       
Home town:
Current & past employers: American Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > The primary goal for this loan is to consolidate my credit cards debts. I will also be doing some home improvements as well.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 56
Revolving Credit Balance: $6,050.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1165735

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165735

$15,000

$15,000

18.25%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165735. Member loan 1165735 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: MediaNews Group Debt-to-income ratio: 12.36%
Length of employment: 7 years Location: DENVER, CO
       
Home town:
Current & past employers: MediaNews Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/27/12 > Debt consolidation to remove credit debt and stop using credit cards.<br><br> Borrower added on 02/27/12 > Debt consolidation to remove credit debt and stop using credit cards.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,008.00 Public Records On File: 0
Revolving Line Utilization: 80.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All of my balances are on credit cards - between $1,000 and $3,000 with average APR of around 28.99%. Monthly payments run about $700 - $800.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$475 - rent<br>$75 - cell<br>no transportation costs<br>$150 - food<br>$130 - health insurance<br>$100 - misc/entertainment

 


 

 

 

Member Payment Dependent Notes Series 1165757

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165757

$3,500

$3,500

13.99%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165757. Member loan 1165757 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: ASA APPLE Debt-to-income ratio: 7.89%
Length of employment: 6 years Location: PERTH AMBOY, NJ
       
Home town:
Current & past employers: ASA APPLE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > THIS MONEY WILL BE USED TO BUY A CAR,I HAVE A STEADY JOB, AND GOOD CREDIT,RENT IS ONLY $900<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,488.00 Public Records On File: 1
Revolving Line Utilization: 62.40% Months Since Last Record: 71
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.SPEND A LOT OF MONEY ON CAR REPAIR
What type of vehicle are you buying (make, model, year, mileage and condition)?DONT KNOW EXACTLY WHAT I,M BUYING YET,MAYBE A 2005 DODGE NEON

 


 

 

 

Member Payment Dependent Notes Series 1165774

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165774

$5,000

$5,000

12.12%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165774. Member loan 1165774 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Auto Shack Debt-to-income ratio: 3.04%
Length of employment: < 1 year Location: kinston, NC
       
Home town:
Current & past employers: Auto Shack
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 65
Revolving Credit Balance: $2,160.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My business is out of me and my fiancee's home. Mortgage is $480. Electric on average is $300. I have no car payments. All of our equipment is paid for and we have no employees other than ourselves. My fiancee is ASE certified and I also work a part time job.

 


 

 

 

Member Payment Dependent Notes Series 1165783

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165783

$4,000

$4,000

13.67%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165783. Member loan 1165783 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Wells Fargo Debt-to-income ratio: 18.04%
Length of employment: < 1 year Location: Clanton, AL
       
Home town:
Current & past employers: Wells Fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,402.00 Public Records On File: 0
Revolving Line Utilization: 13.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We currently do not have any major expenses/payments. She lives with family as of now and I have a home that is paid for. The total each month for utilities and other house related bills is approximately $400 to $450. Insurance and taxes is approximately $140 total each month.
How are you paying for other wedding expenses not covered by this loan?We have the funds available in our checking/savings accounts to cover the majority of our expenses for the wedding.
What portion of your wedding expenses does this loan represent?This loan covers approximately one-third of our total wedding expenses.

 


 

 

 

Member Payment Dependent Notes Series 1165785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165785

$12,800

$12,800

9.76%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165785. Member loan 1165785 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Denver Post Debt-to-income ratio: 14.49%
Length of employment: < 1 year Location: Denver, CO
       
Home town:
Current & past employers: Denver Post
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,787.00 Public Records On File: 0
Revolving Line Utilization: 84.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165795

$6,000

$6,000

12.12%

1.00%

March 2, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165795. Member loan 1165795 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,750 / month
Current employer: CCEC Debt-to-income ratio: 14.15%
Length of employment: 8 years Location: lansing, IL
       
Home town:
Current & past employers: CCEC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Have 3 credit cards with high interest rates that I want to payoff, this loan will help me do so a lot faster. By allowing me to use the loan I will have a much lower interest rate and finally be debt free.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $6,812.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?515 car payment, 140 insurance, 400 credit card bills, 600 food, 400 transportation, 120 phone
What is the total balance of your credit cards, interest rates and current monthly payments?6700, 29.99%. Pay 150 on 2 credit cards and 100 on the other, paying a little more than the minimum balance
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?287 minimum due on credit cards, 237 loan payment and credit card payments, 6800 payoff amount
What is the total balance of your credit cards, interest rates and current monthly payments?6700, 29.99%. Pay 150 on 2 credit cards and 100 on the other, paying a little more than the minimum balance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?515 car payment, 140 insurance, 400 credit card bills, 600 food, 400 transportation, 120 phone
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I currently have no monthly housing expenses moved back with parents to save up and buy a house
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.mastercard 1,053 balance 29.99% and 38 minimum due, mastercard 2,699 balance 29.99% and 132 minimum due, mastercard 3,064 balance 25.24% and 117 minimum due

 


 

 

 

Member Payment Dependent Notes Series 1165874

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165874

$6,000

$6,000

12.12%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165874. Member loan 1165874 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: New Alternatives Inc Debt-to-income ratio: 15.43%
Length of employment: 3 years Location: El Cajon, CA
       
Home town:
Current & past employers: New Alternatives Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > This loan is to consolidate monthly credit card payments into one monthly payment and reduce interest rates from 19.99% and 13.99% to 12.12%.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,617.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase CC with a balance of 1900 at 19.99% min payment 100<br>Chase CC with a balance of 1600 at 13.99% min payment of 25<br>Citibank Cc with a balance of 2000 at 15.99% min payment of 35<br><br>Student loan min payment of 226 a month in the process of getting reconsolidated by the government to lower payments..<br><br>This loan will allow me to make one payment per month at a lower interest rate to pay off debts quicker
Please explain the reason why you carry a large revolving credit balance.I had unexpected car repairs and moving expenses within the last year. I also used purchased test preparation materials for my law school testing and admissions.
Which debts do you plan to pay off with this loan?I plan to pay off three credit cards with interest rates from 19 to 13% and consolidate them into one monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Per month<br><br>Rent $825<br>Gas $100<br>Car Insurance $65<br>Utilities (including cell phone) $150<br>Food and other misc expenses $300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is $825<br>Water is $40<br>Gas/Electric is $20-25

 


 

 

 

Member Payment Dependent Notes Series 1165890

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165890

$18,000

$18,000

17.27%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165890. Member loan 1165890 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: SAIC Debt-to-income ratio: 24.53%
Length of employment: 2 years Location: ASHBURN, VA
       
Home town:
Current & past employers: SAIC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,576.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?It's roughly 1400 dollars a month for rent, and utilities. Insurance is a 100 dollar per year.
Please explain the reason why you carry a large revolving credit balance.Over the course of roughly 5 years, I had a car accident, bought a new car, got a new job, move to a new place. I was spending more than I was making, and end up with a large revolving debt. This loan will clear that up, and I'll be able to start over again, and no more spending more than I can pay up front.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards are about 800$ a month, and student loans is $500. The other line of credit will be my car which is $450.
Which debts do you plan to pay off with this loan?I plan to use this loan to pay all my credit cards and start all over again.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards are about 800$ a month, and student loans is $500. The other line of credit will be my car which is $450.

 


 

 

 

Member Payment Dependent Notes Series 1165895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165895

$5,000

$5,000

9.76%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165895. Member loan 1165895 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: DLA Debt-to-income ratio: 19.54%
Length of employment: 10+ years Location: Utica, OH
       
Home town:
Current & past employers: DLA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Those of you that have funded my loan so far, thank you so very much!!! I appreciate this so much and am excited to show you that I am going to be the best borrower you have had thus far. Thanks so much for your consideration!<br><br> Borrower added on 02/29/12 > This loan will allow me to pay off a high interested credit card that I used to pay for medical expenses. I really appreciate your help in funding this loan.<br><br> Borrower added on 03/01/12 > Almost half way there! I am so excited to get a loan with such a wonderful interest rate! Half of what I am paying now. Thank you all so much!<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,879.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently pay 1000 on my mortgage, 210 on my car payment and have a consolidated debt payment of 380 a month. My utilities run approximately 300 a month including phone and cable. My car insurance runs at 120 a month. Food is approximately 400 a month for my family of 4. Additionally I am paying an extra car payment every other month to get out of a high interest loan. If you have any more questions please let me know. Thanks for your consideration.
What are the estimated expenses?The estimated medical expenses incurred at 4800. I have paid for them on a credit card with a high interest (18%) rate and would prefer to save money paying them with this loan. Thanks so much for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1165939

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165939

$3,500

$3,500

6.03%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165939. Member loan 1165939 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Seattle Lighting Debt-to-income ratio: 2.68%
Length of employment: 8 years Location: Seattle , WA
       
Home town:
Current & past employers: Seattle Lighting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Using this fund to get a new motorcycle. I been riding for about 4 years now.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,569.00 Public Records On File: 0
Revolving Line Utilization: 18.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165962

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165962

$9,600

$9,600

7.62%

1.00%

March 6, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165962. Member loan 1165962 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Harra's Casino Debt-to-income ratio: 7.23%
Length of employment: 2 years Location: MAYS LANDING, NJ
       
Home town:
Current & past employers: Harra's Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Help Credit Cards<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,125.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1165974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165974

$6,000

$6,000

10.74%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165974. Member loan 1165974 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,833 / month
Current employer: Team Detroit Debt-to-income ratio: 20.08%
Length of employment: 3 years Location: Royal Oak, MI
       
Home town:
Current & past employers: Team Detroit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,623.00 Public Records On File: 0
Revolving Line Utilization: 7.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan proceeds will be used for paying off credit card debt. Remaining funds will be used for general household expenses/emergency expenses as they arise.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approximately $2,000 in credit card debt amongst 3 cards with interest rates ranging from 16% to 22%. Also a loan for which I pay $364 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approximately $2,000 in credit card debt amongst 3 cards with interest rates ranging from 16% to 22%. Also a loan for which I pay $364 a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?In addition to housing and loan expenses, approximately $300 in gas, $200 in food/groceries, $80 in automobile insurance, and $130 in cable/internet.
Which debts do you plan to pay off with this loan?Approximately $2,000 in credit card debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No mortgage. Pay approximately $100 a month in property taxes. $267 in HOA fees. $30 in utitilies not covered in HOA fees. $25 in insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approximately $2,000 in credit card debt amongst 3 cards with interest rates ranging from 16% to 22%. Also a loan for which I pay $364 a month.
Which debts do you plan to pay off with this loan?Approximately $2,000 in credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1165992

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1165992

$9,000

$9,000

10.74%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1165992. Member loan 1165992 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,792 / month
Current employer: panalpina inc Debt-to-income ratio: 19.45%
Length of employment: < 1 year Location: HOUSTON, TX
       
Home town:
Current & past employers: panalpina inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I want to combine my credit cards into one lump payment.<br>

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,273.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My estimated monthly expenses total including rent, insurance, utilities, vehicle gas, phone & food would be 1050.00 total

 


 

 

 

Member Payment Dependent Notes Series 1166004

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166004

$12,000

$12,000

15.81%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166004. Member loan 1166004 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Military Debt-to-income ratio: 23.36%
Length of employment: 10+ years Location: Warner Robins, GA
       
Home town:
Current & past employers: Military
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 26
Revolving Credit Balance: $12,352.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies for several years. One issue with Verizon when I pcs'd (moved) where I was still accumulating charges although box had been returned. After clearing the issue the amount due was adjusted and since then been paid.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$959<br>Trans-$80 monthly<br>Utilities-$120-$178<br>Phone-$98<br>Insurance-$90<br>Food-$300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card payments do not exceed $55 a month. Looking at my credit limit overall I am in the 33% ratio. The lowest interest rate I have with any account is 15%. I do not have any mortages or line of credit or student loans. Basically I made few mistakes along the road with credit cards not realizing how important it was to pay your debt on time as well as keeping the balance less than 50%.
Which debts do you plan to pay off with this loan?If the entire amount is received, I will be able to pay off all my credit cards and a loan that I am currently paying 22.82%, balance $6,066. I would rather pay someone else with a better interest rate because at the rate I am paying them I will be paying a lifetime.

 


 

 

 

Member Payment Dependent Notes Series 1166036

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166036

$12,000

$12,000

18.25%

1.00%

March 5, 2012

March 12, 2015

March 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166036. Member loan 1166036 was requested on February 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Threadpoint Debt-to-income ratio: 5.85%
Length of employment: < 1 year Location: Fullerton, CA
       
Home town:
Current & past employers: Threadpoint
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,976.00 Public Records On File: 0
Revolving Line Utilization: 84.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I am going to consolidate my credit card debt and pay it all off with this loan. Then I'm cutting up those cards.

 


 

 

 

Member Payment Dependent Notes Series 1166064

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166064

$15,000

$15,000

16.29%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166064. Member loan 1166064 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Pearson Debt-to-income ratio: 14.63%
Length of employment: 7 years Location: PHOENIX, AZ
       
Home town:
Current & past employers: Pearson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Credit card payoff<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 66
Revolving Credit Balance: $11,697.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current total credit card debt from 12 different creditors is $14,678 (interest rates vary and are high); only other debt is mortgage ($833.03/month) and auto loan ($439.33/month).
Which debts do you plan to pay off with this loan?All credit card debt, amounting to $14,678.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt amounts to $14,678. Interest rates vary, but are high at around 24.99%. Other debt is mortgage ($833.03/month), automobile loan ($439.33/month). I will pay off all credit card debt with this loan.
Which debts do you plan to pay off with this loan?I will pay off all credit card debt with this loan (totaling $14,678).
Please explain the reason why you carry a large revolving credit balance.In the past, I relied too heavily on credit and allowed it to spiral out of control. I've been carrying the credit debt for far too long, only paying slightly more than the minimum amounts due. With this load I will eliminate my credit card debt and, and will know not to get into this situation again.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The sole purpose of this loan is to pay off credit card debt of $14,678.
What is your intended use for the loan proceeds?I will use this loan to pay off my credit card debt of $14,678.

 


 

 

 

Member Payment Dependent Notes Series 1166072

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166072

$12,500

$12,500

13.99%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166072. Member loan 1166072 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: MORTGAGE INFORMATION SERVICES Debt-to-income ratio: 16.87%
Length of employment: 5 years Location: TAMARAC, FL
       
Home town:
Current & past employers: MORTGAGE INFORMATION SERVICES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > This is a loan to payoff my credit card debt. I would love a fixed payment and structured payment plan. I have never been late or missed a payment but would like to just make one single payment each month. I would like to thank all of the investors in advance.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 40
Revolving Credit Balance: $8,576.00 Public Records On File: 0
Revolving Line Utilization: 57.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have paid off all of my student loan debt and I rent<br>card 1: bal $4439 int. rate %16 monthly min. pymt $111 (major cc)<br>card 2: bal $2281 int. rate %13 monthly min pymt $45 (major cc)<br>card 3: bal $3850 int. inrate %13 monthly min pymt $81 (major cc)<br>card 4: bal $1280 int.rate %23 monthly min payment is $54 (auto repair card)<br>card 5: bal $259 int.rate %23 monthly min payment is $25 (store card)<br>card 6: bal $300 int.rate %13 monthly min payment is $35 (major cc)
Which debts do you plan to pay off with this loan?I have paid off all of my student loan debt<br>card 1: bal $4439 int. rate %16 monthly min. pay $111 (major cc)<br>card 2: bal $2281 int. rate %13 monthly min pay $45 (major cc)<br>card 3: bal $3850 int. inrate %13 monthly min pay $81 (major cc)<br>card 4: bal $1280 int.rate %23 monthly min pay is $54 (auto repair card)<br>card 5: bal $259 int.rate %23 monthly min pay is $25 (store card)<br>card 6: bal $300 int.rate %13 monthly min pay is $35 (major cc) <br>want a fixed pymt and structure timeline

 


 

 

 

Member Payment Dependent Notes Series 1166217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166217

$3,250

$3,250

6.62%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166217. Member loan 1166217 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Miami beach community health center Debt-to-income ratio: 10.69%
Length of employment: 9 years Location: MIAMI, FL
       
Home town:
Current & past employers: Miami beach community health center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,068.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1166306

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166306

$12,000

$12,000

6.03%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166306. Member loan 1166306 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,833 / month
Current employer: n/a Debt-to-income ratio: 9.79%
Length of employment: n/a Location: Potomac, MD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > The three bedroom single family house, built in 1982, is being upgraded with all new energy efficient windows and a new energy efficient heating system. All other renovations (new appliances, replacement deck, new floor covering, hardwood floor refinishing, painting, etc.) is being self-funded.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,242.00 Public Records On File: 0
Revolving Line Utilization: 1.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Utilities, insurance, taxes, etc. are approximately $700/mo. The home does not have a mortgage or outstanding home equity loan.

 


 

 

 

Member Payment Dependent Notes Series 1166334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166334

$23,500

$23,500

21.97%

1.00%

March 6, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166334. Member loan 1166334 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,583 / month
Current employer: Union Bank Debt-to-income ratio: 17.91%
Length of employment: 10+ years Location: Fountain Valley, CA
       
Home town:
Current & past employers: Union Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > To pay off high interest credit card debt<br><br> Borrower added on 02/28/12 > I plan on using the funds to pay off credit card debt. I have never been late or missed any payment but having just one payment for just five years instead of up to 20 years will be more manaegable. I have been with Union Bank for 14 years after leaving the FDIC in a downsizing.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1978 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,152.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1166335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166335

$5,100

$5,100

10.74%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166335. Member loan 1166335 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,051 / month
Current employer: Pacifica Graduate Institute Debt-to-income ratio: 23.96%
Length of employment: 2 years Location: Santa Barbara, CA
       
Home town:
Current & past employers: Pacifica Graduate Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Dear Investors, <br><br>I am requesting a loan to help reduce the balance on my high-interest credit cards. I have a stable career and have never made a late payment on anything; with this loan, I wish to help pay off my credit card debt faster so I may be able to work towards other life goals.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,109.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1166429

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166429

$5,600

$5,600

6.62%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166429. Member loan 1166429 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: US Army Debt-to-income ratio: 13.33%
Length of employment: 4 years Location: Colorado Springs, CO
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > This loan is mostly to consolidate all my little debt to one manageable. Instead of 4 different payments on credit cards to one.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $197.00 Public Records On File: 0
Revolving Line Utilization: 0.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card debet all together is around 2,000 and have car debt of 25,000 a student loan of 16,000 no mortgage and not sure of my credit line. The student loan has some grants that are able to pay that but not all.
Which debts do you plan to pay off with this loan?I'll pay off all my low credit cards completely off/
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent- 1218, tran gas-220, util-250 varies, phone-214, car ins-152, life ins-160, food-350, car pay- 422, cc-250, cloth- 125 every 6 months.

 


 

 

 

Member Payment Dependent Notes Series 1166458

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166458

$3,800

$3,800

13.11%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166458. Member loan 1166458 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Robert Half technology Debt-to-income ratio: 4.36%
Length of employment: 3 years Location: Keller, TX
       
Home town:
Current & past employers: Robert Half technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Want to re-finance my Chase Visa and close the account<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,927.00 Public Records On File: 0
Revolving Line Utilization: 49.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. $2600-2800, altogether.
What is the total balance of your credit cards, interest rates and current monthly payments?Most of the interest rates are 12-13%. Chase Visa is 20%, thats why I want to re-finance and close the account. My current monthly payments are about $500, and I am aggressively paying off my cards with smaller balances so I can eliminate those payments. I got a good tax refund this year and it will be applied to debt reduction. I expect my monthly payments to drop to about $375 in the next 3 months.

 


 

 

 

Member Payment Dependent Notes Series 1166459

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166459

$15,000

$15,000

14.65%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166459. Member loan 1166459 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Kraton Polymers Debt-to-income ratio: 18.05%
Length of employment: 10+ years Location: Little Hocking, OH
       
Home town:
Current & past employers: Kraton Polymers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > This loan will be used to help consolidate debt, and give some financial freedom. With the extra freedom, I will be easily able to repay this loan. Have been and will remain a good person to loan to. You will get your money back.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $53,855.00 Public Records On File: 0
Revolving Line Utilization: 95.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Part of the reason is that I have a small business venture. I have financed it personally. Part of the reason for this loan, is to help me reallocate where some of my money is tied up. In simplest terms I suppose this is credit consolidation, but it's really breathing room for me to be able to switch some of my assests into money. I can promise you, that I am more than good for this loan. Your money would be returned to you, by me, with no lapses in payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?100000 home mortgage debt at 6.25% 30 yr. Have had mortgage for ten years. Around 25000 credit card debt at 14.9%. 30000 auto loan at around 4.0%. Have had loan for over 15 mo. I pay around 2200 a month on all credits.
Please explain the reason why you carry a large revolving credit balance.Part of the reason is that I have a small business venture. I have financed it personally. Part of the reason for this loan, is to help me reallocate where some of my money is tied up. In simplest terms I suppose this is credit consolidation, but it's really breathing room for me to be able to switch some of my assests into money. I can promise you, that I am more than good for this loan. Your money would be returned to you, by me, with no lapses in payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?100000 home mortgage debt at 6.25% 30 yr. Have had mortgage for ten years. Around 25000 credit card debt at 14.9%. 30000 auto loan at around 4.0%. Have had loan for over 15 mo. I pay around 2200 a month on all credits.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?In short, this money will be used to help me have a bit of financial freedom. I'll use the money to consolidate some of the small credits that I have into one payment, and then it will allow me some time to either reallocate some of my finances or liquidate some of my assests. I have quite a few assests, and a bunch of home equity. I've considered an equity loan, however I believe that finding a personal loan to fund this is a better fit for me.

 


 

 

 

Member Payment Dependent Notes Series 1166496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166496

$35,000

$35,000

23.26%

1.00%

March 5, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166496. Member loan 1166496 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: chase investments Debt-to-income ratio: 20.61%
Length of employment: 10+ years Location: carrollton, OH
       
Home town:
Current & past employers: chase investments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > consolidating credit card debt<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,176.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?24k in cc debt (530 mo), 11k on 401k loan debt( 355 mo)<br>this will consolidate most of my debt,increase my mthly pmts slightly, but have no more revolving debt, can get debt pd off faster
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total expenses, including all debt, 3,800mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?total exp 3,800 mo
Which debts do you plan to pay off with this loan?24k in cc debt (530 mo), 11k on 401k loan debt( 355 mo)<br>this will consolidate most of my debt,increase my mthly pmts slightly, but have no more revolving debt, can get debt pd off faster
Which debts do you plan to pay off with this loan?24k in cc debt (530 mo), 11k on 401k loan debt( 355 mo)<br>this will consolidate most of my debt,increase my mthly pmts slightly, but have no more revolving debt, can get debt pd off faster
What is your intended use for the loan proceeds?consolidate revolving debt
Which debts do you plan to pay off with this loan?24k in cc debt (530 mo), 11k on 401k loan debt( 355 mo)<br>this will consolidate most of my debt,increase my mthly pmts slightly, but have no more revolving debt, can get debt pd off faster

 


 

 

 

Member Payment Dependent Notes Series 1166529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166529

$3,600

$3,600

13.67%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166529. Member loan 1166529 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,456 / month
Current employer: Catawba Valley medical center Debt-to-income ratio: 24.12%
Length of employment: 10+ years Location: Granite Falls , NC
       
Home town:
Current & past employers: Catawba Valley medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > New above ground and deck<br><br> Borrower added on 02/28/12 > Above ground pool<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 38
Revolving Credit Balance: $43.00 Public Records On File: 1
Revolving Line Utilization: 4.30% Months Since Last Record: 94
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.was a home builder in 2004 customer did not pay on change orders had to file chapter 7
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2800

 


 

 

 

Member Payment Dependent Notes Series 1166546

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166546

$4,000

$4,000

6.03%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166546. Member loan 1166546 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: CAI Benefits/Harbridge Consulting Group Debt-to-income ratio: 11.34%
Length of employment: 7 years Location: Brooklyn, NY
       
Home town:
Current & past employers: CAI Benefits/Harbridge Consulting Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,386.00 Public Records On File: 0
Revolving Line Utilization: 9.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Owe Chase Credit Card 510.00 and the rest of the amount paying for pay some of my student loan from sallie mae.

 


 

 

 

Member Payment Dependent Notes Series 1166597

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166597

$7,200

$7,200

12.12%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166597. Member loan 1166597 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,880 / month
Current employer: Cox Communications Debt-to-income ratio: 20.08%
Length of employment: 10+ years Location: Glendale , AZ
       
Home town:
Current & past employers: Cox Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > This loan will be paid off in approximately 6 months or less. Thanks for considering. I would rather help peers make some money than to give it all to a big bank.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,946.00 Public Records On File: 1
Revolving Line Utilization: 32.40% Months Since Last Record: 114
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have none. Thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $107k payment with Principal/Interest, hazard insurance & property taxes 780 5% 30 year fixed 27 years remain.<br>Car loan $7.2k. Payment $540.00 (Final Payment: April 2012) 4.49%<br>No student loans; no HELOCS or other lines of credit.<br>Credit Cards:<br>Capital One $6,800 17.90% pmt 300<br>Target Visa $2,100 17.24% pmt 75-100<br>Orchard Bank $1,280 19.99% pmt 100<br>Carnival MC $1,430 15.24% pmt 60<br><br> I always pay 2x minimum pmt or more.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $789 (includes property taxes/insurance, etc etc). Car loan .. $540. My electric bill is $110, cell phone $80. no land-line; cable/internet $35 - groceries $150; car insurance $81, gas for the car $160+
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $789 includes principal/interest all taxes & insurance. I have no home equity loans, lines of credit. My electric bill is $110 a month; and water/sewer runs $55-$60mo

 


 

 

 

Member Payment Dependent Notes Series 1166647

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166647

$6,250

$6,250

9.76%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166647. Member loan 1166647 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,600 / month
Current employer: SYCIO FOODS Debt-to-income ratio: 24.20%
Length of employment: 10+ years Location: MALONE, NY
       
Home town:
Current & past employers: SYCIO FOODS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,617.00 Public Records On File: 1
Revolving Line Utilization: 81.80% Months Since Last Record: 89
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have never been arrrested
What is your intended use for the loan proceeds?Used wrong heading...it is for a major purchase (5th wheel)

 


 

 

 

Member Payment Dependent Notes Series 1166689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166689

$5,000

$5,000

13.67%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166689. Member loan 1166689 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 17.49%
Length of employment: 5 years Location: miami, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,932.00 Public Records On File: 0
Revolving Line Utilization: 17.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,250.00
What type of vehicle are you buying (make, model, year, mileage and condition)?2006 Chevrolet Equinox in great condition with 70 K miles.
How much money are you providing out of pocket as a down payment for this purchase?$2,500
Please explain the reason why you carry a large revolving credit balance.The largest revolving balance is my current vehicle payment. All others have minimal balances, that of which a majority will be paid out this month.

 


 

 

 

Member Payment Dependent Notes Series 1166690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166690

$13,000

$13,000

17.27%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166690. Member loan 1166690 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Stewart Title Debt-to-income ratio: 7.84%
Length of employment: < 1 year Location: Houston, TX
       
Home town:
Current & past employers: Stewart Title
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,063.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To reimburse my father for funds borrowed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car Note-$404.00<br>Car Insurance-$130.00<br>I have no other bills. <br>Job covers many of my expenses<br>Food expense is minimal.

 


 

 

 

Member Payment Dependent Notes Series 1166734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166734

$7,000

$7,000

7.90%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166734. Member loan 1166734 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Loomis Armored Debt-to-income ratio: 12.00%
Length of employment: 3 years Location: seattle, WA
       
Home town:
Current & past employers: Loomis Armored
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Just looking to get a loan to pay off my credit cards and save some money on the higher APR's some of my cards have. Then get rid of all of my cards except one for emergencies.<br><br> Borrower added on 03/04/12 > I feel I am a good candidate for this loan because I'm never late on any of my payments, and I almost always pay above minimum.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,616.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have five credit cards totaling 6600. My interest rates vary from 13 percent up to 26. Ive been paying around 3-450 per month spread between the cards (depending how much extra I can afford). Just feels like it's a waste of money with those apr's. So I figured a debt consolidation loan could save me quite a bit.
Which debts do you plan to pay off with this loan?All of my credit cards, totaling 6600. Would save me a lot of money since I'm paying between 13 and 26 percent apr, depending on the card.
What is your intended use for the loan proceeds?All of it is going straight to paying off all of my credit cards. Should save me a good bit of money. Even paying extra per month I feel like I'm wasting my money with the high APR's. For example I have one card that is a minimum payment of 74 per month I pay 130-150 and get hit with 65 dollars in interest.

 


 

 

 

Member Payment Dependent Notes Series 1166754

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166754

$10,000

$10,000

14.65%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166754. Member loan 1166754 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: CEO Deliveries Debt-to-income ratio: 21.65%
Length of employment: 9 years Location: CHICAGO, IL
       
Home town:
Current & past employers: CEO Deliveries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Hello. I will be using this money to pay off two credit card balances that carry higher rates than Lending Club. Thank you.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 26
Revolving Credit Balance: $11,508.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Hi. I have no delinquencies.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi. Thank you for your question. Credit card balances and interest rates are below. <br>Student loan payment is $190. I have no mortgage payment. Rent payment is $400/month. <br>Visa: $7700 balance, 19.99% rate, $200 payment<br>Visa: $1800 balance, 23.99% rate, $80 payment<br>Visa: $1400 balance, 15.99% rate, $50 payment<br>Mastercard: $700 balance, 13.99% rate, $25 payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi. Thank you for your question. Credit card balances and interest rates are below. <br>Student loan payment is $190. I have no mortgage payment. Rent payment is $400/month. <br>Visa: $7700 balance, 19.99% rate, $200 payment<br>Visa: $1800 balance, 23.99% rate, $80 payment<br>Visa: $1400 balance, 15.99% rate, $50 payment<br>Mastercard: $700 balance, 13.99% rate, $25 payment
Which debts do you plan to pay off with this loan?Hi. I have two Visa balances, one of $7700 and one of $1800 that I will be paying off with this loan. Interest rates are 19.99% and 23.99%, respectively.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi. Thank you for your question. Credit card balances and interest rates are below. <br>Student loan payment is $190. I have no mortgage payment. Rent payment is $400/month. <br>Visa: $7700 balance, 19.99% rate, $200 payment<br>Visa: $1800 balance, 23.99% rate, $80 payment<br>Visa: $1400 balance, 15.99% rate, $50 payment<br>Mastercard: $700 balance, 13.99% rate, $25 payment

 


 

 

 

Member Payment Dependent Notes Series 1166820

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166820

$24,000

$24,000

13.67%

1.00%

March 6, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166820. Member loan 1166820 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,300 / month
Current employer: MannKind Corporation Debt-to-income ratio: 12.97%
Length of employment: 5 years Location: Oakville, CT
       
Home town:
Current & past employers: MannKind Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,592.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To fund my new e-business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Appeoximaetly $1600 / mo.
What will be the largest expense in the first six months?Since this is an e-commerce business the biggest expense will be marketing of the venture to direct traffic to the website.
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
Please explain the reason why you carry a large revolving credit balance.I used the revolving credit lines to fund the initial start-up and educational training costs.
What is your intended use for the loan proceeds?To fund my new e-business.
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
What is your intended use for the loan proceeds?To fund my new e-business.
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
What is your intended use for the loan proceeds?To fund my new e-business.
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
What will be the largest expense in the first six months?Since this is an e-commerce business the biggest expense will be marketing of the venture to direct traffic to the website.
What is your intended use for the loan proceeds?To fund my new e-business.
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
Please explain the reason why you carry a large revolving credit balance.I used the revolving credit lines to fund the initial start-up and educational training costs.
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
What is your intended use for the loan proceeds?To fund my new e-business.
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
What will be the largest expense in the first six months?Since this is an e-commerce business the biggest expense will be marketing of the venture to direct traffic to the website.
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
What type of business are you starting?I am starting an e-commerce business, specializing in pet products (dogs, cats and small animals).
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.
Please describe your experience/familiarity with the business you are starting/started?I am a new e-commerce entity focusing on Pet Supplies. I have owned dogs, cats, birds and gerbils all my life so I am very familiar with their needs and the supplies required to keep them healthy and active.

 


 

 

 

Member Payment Dependent Notes Series 1166904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166904

$1,000

$1,000

7.90%

1.00%

March 2, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166904. Member loan 1166904 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Alaska railroad corporation Debt-to-income ratio: 7.93%
Length of employment: 7 years Location: Anchorage, AK
       
Home town:
Current & past employers: Alaska railroad corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > Using this loan to purchase a canon T3i.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,468.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2000 Morgage ( includes all escrow payments )

 


 

 

 

Member Payment Dependent Notes Series 1166955

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166955

$6,000

$6,000

10.74%

1.00%

March 5, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166955. Member loan 1166955 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: metrohealth medical center Debt-to-income ratio: 21.89%
Length of employment: 10+ years Location: cleveland, OH
       
Home town:
Current & past employers: metrohealth medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I am asking for a loan to consolidate high interest credit cards and have one monthly payment so I can better manage my finances. I have worked at my current job for 10 years.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 42
Revolving Credit Balance: $4,231.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $650, Car $288, Phone $80, Cable $67, Electric avg $40, Gas spring/summer/fall highest was $40, this winter Dec $67 & Feb $125 (Feb is always my highest month). My car/renter insurance automatically comes out of my paycheck. Food $100 a month at most (not much of a cook). In the past 9 months or so I have grounded myself and do not go out often. I have cut out shopping and have just wanted to get my finances in check.
If you have a delinquency in the last 2 years, please explain the reason.To my knowledge I do not have any delinquencies in the past 2 years. And, to not give you any false information I reviewed my credit report from Jan 2012 and I did not see any on it.

 


 

 

 

Member Payment Dependent Notes Series 1166969

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1166969

$7,500

$7,500

6.03%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1166969. Member loan 1166969 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: Comcast Cable Debt-to-income ratio: 12.47%
Length of employment: 10+ years Location: Snellville, GA
       
Home town:
Current & past employers: Comcast Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,956.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?1996 Harley-Davidson Softail Custom <br>16,000 original miles<br>Custom hard bags<br>Chrome cables<br>Custom seat
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000
What is your intended use for the loan proceeds?I am buying a better motorcycle.

 


 

 

 

Member Payment Dependent Notes Series 1167063

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167063

$4,900

$4,900

8.90%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167063. Member loan 1167063 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Wilhelmina Models Debt-to-income ratio: 10.25%
Length of employment: < 1 year Location: Beverly Hills, CA
       
Home town:
Current & past employers: Wilhelmina Models
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Finally got my dream job. Help me get back on my feet! :)<br><br> Borrower added on 03/01/12 > Currently, my CC's are at a very high rate and I would love to be able to just pay them off. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,622.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1167079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167079

$3,500

$3,500

6.62%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167079. Member loan 1167079 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,600 / month
Current employer: carolina health care Debt-to-income ratio: 2.96%
Length of employment: 2 years Location: mt holly, NC
       
Home town:
Current & past employers: carolina health care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Had some renters in my house. Took me 3 months to get them kicked out along with the damage that they have done to the inside and out. I of course have to repair all of this before I can rent it out again. Thank you<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 31
Revolving Credit Balance: $7,426.00 Public Records On File: 0
Revolving Line Utilization: 27.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I never have had one. If i did I would have lost my security clearance in the military. I have paid every bill on time or ahead of time.

 


 

 

 

Member Payment Dependent Notes Series 1167091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167091

$3,600

$3,600

6.03%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167091. Member loan 1167091 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: ASML Debt-to-income ratio: 4.90%
Length of employment: 10+ years Location: Milford, CT
       
Home town:
Current & past employers: ASML
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > 50% loan on a used 2004 Jetta. I am funding the other half with cash.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,679.00 Public Records On File: 0
Revolving Line Utilization: 28.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1167126

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167126

$4,000

$4,000

13.11%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167126. Member loan 1167126 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Becton Dickinson Debt-to-income ratio: 20.85%
Length of employment: 10+ years Location: Hampstead, MD
       
Home town:
Current & past employers: Becton Dickinson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 51
Revolving Credit Balance: $15,058.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have 3 daughters and 2 were married within the past 5 years so I had to use credit cards to help pay for some of those expenses. Also , My wife was attending nursing school and during that time we didn't have a lot of extra income.
What portion of your wedding expenses does this loan represent?66%. I have already paid 2000 cash.
How are you paying for other wedding expenses not covered by this loan?Cash
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2700.00
Please explain the reason why you carry a large revolving credit balance.I have 3 daughters and 2 were married within the past 5 years so I had to use credit cards to help pay for some of those expenses. Also , My wife was attending nursing school and during that time we didn't have a lot of extra income.
What is your intended use for the loan proceeds?To pay for my daughters wedding.

 


 

 

 

Member Payment Dependent Notes Series 1167160

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167160

$11,000

$11,000

12.12%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167160. Member loan 1167160 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,200 / month
Current employer: Crowley Marine Services Debt-to-income ratio: 12.06%
Length of employment: 3 years Location: Seattle, WA
       
Home town:
Current & past employers: Crowley Marine Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Stable and steady job with recent success and growth. Looking to consolidate higher interest cards into one, saving on interest and paying off faster.<br><br> Borrower added on 03/01/12 > My deepest thanks to the community of lenders that have put their trust in me. My integrity is my most valuable asset, I will not let you down.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,988.00 Public Records On File: 0
Revolving Line Utilization: 53.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving debt balance around $11K, no lines, interest rate of 18.99% on CCs - 2. Currently paying $350 per month. Desire to reduce interest and pay off faster.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $600/mo in rent, $250/mo for my car payment and about $300 in other general expenses.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thank you for asking. My response to a similar question was just logged. Please let me know if you would like additional information.

 


 

 

 

Member Payment Dependent Notes Series 1167191

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167191

$21,000

$21,000

10.74%

1.00%

March 6, 2012

March 13, 2017

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167191. Member loan 1167191 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: Sapient Corporation Debt-to-income ratio: 9.66%
Length of employment: 4 years Location: Boynton Beach, FL
       
Home town:
Current & past employers: Sapient Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I'd like to invest in real estate in South America. I've already purchased couple of lots and I've been able to profit successfully. I currently need between 15-20k to close a new deal. I plan on getting the money back as quick as possible by selling one of my existing properties in South America.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,264.00 Public Records On File: 0
Revolving Line Utilization: 47.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1600.00
What is your intended use for the loan proceeds?It's a real estate investment in South America. I need at least $15k to close the deal. I've already bought some lots in the past 3 years and I've been able to profit successfully. My plan is to close this new deal, and then sell one of my existing properties in South America, this way I can repay the loan in a short time as possible.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1200
What are you buying?A house
Please explain the reason why you carry a large revolving credit balance.I use my Amex credit card for everyday purchases. I do this to take advantage of the rewards programs plus the insurance provided for expenses, specially when I am traveling overseas.
What are you buying?A house

 


 

 

 

Member Payment Dependent Notes Series 1167216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167216

$10,000

$10,000

9.76%

1.00%

March 6, 2012

March 13, 2015

March 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167216. Member loan 1167216 was requested on February 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,667 / month
Current employer: JPMorgan Chase Bank Debt-to-income ratio: 16.32%
Length of employment: 5 years Location: ELK GROVE, CA
       
Home town:
Current & past employers: JPMorgan Chase Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/28/12 > I'm Consolidating all 4 of my credit cards into one to save on interest and make it easier to pay off faster.<br>

 

A credit bureau reported the following information about this borrower member on February 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,346.00 Public Records On File: 0
Revolving Line Utilization: 47.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1167248

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167248

$35,000

$35,000

14.65%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167248. Member loan 1167248 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,625 / month
Current employer: UIC Hospital Debt-to-income ratio: 13.24%
Length of employment: 3 years Location: Gurnee, IL
       
Home town:
Current & past employers: UIC Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,604.00 Public Records On File: 0
Revolving Line Utilization: 49.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses i.e. basement flooding, house repairs/up keep, etc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage: $1999, second mortgage: $587, insurance: $190, utilities: $200, DTV: $90
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses i.e. basement flooding, house repairs/up keep, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: BOA: $12,900/$266/13%, Chase: $13,000/$276/13%, Discover: $10,000/$200/15%, mortgage: $220,000/$1999/5.25%, second $77,000/$587/7.25%
Which debts do you plan to pay off with this loan?BOA, Chase, and Discover credit cards.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Total mortgage is $1999. P&I is $1292, leaving $707 for escrow. Yearly taxes are $7,500 and insurance is $900 annually.

 


 

 

 

Member Payment Dependent Notes Series 1167379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167379

$1,000

$1,000

13.99%

1.00%

March 2, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167379. Member loan 1167379 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,085 / month
Current employer: n/a Debt-to-income ratio: 17.05%
Length of employment: n/a Location: New York, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 44
Revolving Credit Balance: $1,063.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To purchase a major appliance.

 


 

 

 

Member Payment Dependent Notes Series 1167389

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167389

$2,600

$2,600

13.67%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167389. Member loan 1167389 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,833 / month
Current employer: Wal-Mart Supercenter Debt-to-income ratio: 8.02%
Length of employment: 1 year Location: Albuquerque, NM
       
Home town:
Current & past employers: Wal-Mart Supercenter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 56
Revolving Credit Balance: $5,765.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to purchase a Invacare XP02 Portable Oxygen Concentrator.
What is your intended use for the loan proceeds?I would like to purchase a Invacare XP02 Portable Oxygen Concentrator.
What is your intended use for the loan proceeds?I would like to purchase a Invacare XP02 Portable Oxygen Concentrator.

 


 

 

 

Member Payment Dependent Notes Series 1167398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167398

$1,400

$1,400

7.90%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167398. Member loan 1167398 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: Acree Oil Company Debt-to-income ratio: 26.45%
Length of employment: 10+ years Location: toccoa, GA
       
Home town:
Current & past employers: Acree Oil Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I'm a very hard worker & always pay my debts, but with high interest rates, it makes it harder to pay debt off quickly. I want to be out of debt as soon as possible. Thanks for your help!<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,357.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have a Visa card with a $4000.00 balance at 19.99%. My current payment is $112.00 per month. I plan to pay the whole $1400.00 toward this card.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Around $553.00. I don't know what the total would be after this loan, since it won't pay off the card. But, that card's payment would be less.

 


 

 

 

Member Payment Dependent Notes Series 1167503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167503

$4,000

$4,000

14.65%

1.00%

March 2, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167503. Member loan 1167503 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Hyspan Precision Products Debt-to-income ratio: 13.25%
Length of employment: 1 year Location: El Cajon, CA
       
Home town:
Current & past employers: Hyspan Precision Products
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I am looking for funding to consolidate my debt into a lower APR. I have not missed a payment in at least 7 years but still pay horrible interest rates due to a bad decision to start up a company using credit over 10 years ago. Needless to stay I will never make that decision again.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,920.00 Public Records On File: 1
Revolving Line Utilization: 60.80% Months Since Last Record: 18
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1167558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167558

$35,000

$35,000

23.33%

1.00%

March 6, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167558. Member loan 1167558 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,600 / month
Current employer: US ARMY Debt-to-income ratio: 18.48%
Length of employment: 10+ years Location: PEMBROKE, KY
       
Home town:
Current & past employers: US ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 42
Revolving Credit Balance: $17,074.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total unsecure debt is 31,000 between 6 credit cards...interest rates from 4 to 12% on these monthly payments for c. cards is about 900 a month.<br>mortgage is 1460 a month on a 250,000 house at 4.7%<br>truck payment 468/month 5.6 % bal 15,000<br>truck payment 289/month 4.2% bal 18,000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1460 mortgage<br>578 utilities<br>insurance and taxes are paid from my escrow account once a year and included in my mortgage payment each month
Please explain the reason why you carry a large revolving credit balance.PCS 3 times in 2yrs, had to rent out one house in AL and built a house in KY. builders went over budget and over 7 months....all overages were paid out of our pocket...which lead to credit card use and savings spent
Which debts do you plan to pay off with this loan?ALL CREDIT CARDS WILL BE PAYED OFF WITH THIS LOAN TO CONSOLIDATE INTO ONE PAYMENT<br>WE ARE NOT BEHIND, LATE OR OVER JUST WOULD BE EASIER WITH ONE PAYMENT

 


 

 

 

Member Payment Dependent Notes Series 1167782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167782

$6,400

$6,400

10.74%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167782. Member loan 1167782 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Bay West Property Management Debt-to-income ratio: 8.69%
Length of employment: 5 years Location: Oakland, CA
       
Home town:
Current & past employers: Bay West Property Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I'm a full time employee with the same company for 5 years looking to pay off a high interest credit card. I have never been late with payments and take my credit worthiness seriously. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,850.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo 26% APR - balance of $3800, limit of $4500, paying $350.00 monthly<br>Costco AMEX 14% APR - balance of $800, limit of $1200, paying $800 monthly (use this everywhere)<br>BofA 6% APR - balance of $2300, limit of $3500, paying $100 monthly<br>AKUSA 12% APR - balance of $4700, limit of $5000, paying $200 monthly<br>AKUSA loan 14% APR - $2700 payoff<br>Macy's 25% APR - balance of $260, paying $75.00 monthly<br>Barclay Apple card 0% APR - balance of $1290, paying $100 monthly<br><br>No late payments ever
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $575 Transportation $400 Utilities $35 Phone $35 Insurance $45 Food $400

 


 

 

 

Member Payment Dependent Notes Series 1167810

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167810

$6,150

$6,150

17.99%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167810. Member loan 1167810 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: G AND C TOOLS Debt-to-income ratio: 6.18%
Length of employment: < 1 year Location: MANTUA, NJ
       
Home town:
Current & past employers: G AND C TOOLS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 64
Revolving Credit Balance: $12,451.00 Public Records On File: 0
Revolving Line Utilization: 45.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?CONSOLIDATE BILLS IE CREDIT CARDS AND PUT SOME OF THE FUNDS INTO SAVINGS
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?NOT SURE ABOUT THE INTEREST RATES BUT THE TOTAL BALANCE WITH THE CREDIT CARDS IS 300 MASTERCARD 1900 VISA 3200 BUSINESS VISA

 


 

 

 

Member Payment Dependent Notes Series 1167868

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167868

$3,500

$3,500

6.62%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167868. Member loan 1167868 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Wcbs Debt-to-income ratio: 7.63%
Length of employment: 8 years Location: Centereach, NY
       
Home town:
Current & past employers: Wcbs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > First time getting a loan this way. With this money I plan on buying a 1972 Volkswagen Bus/Vanagon. I hope to restore it as best i can over the summer. I have always dreamed of doing this. So i started my dream any help would be great with funding this loan(my dream).<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,765.00 Public Records On File: 0
Revolving Line Utilization: 18.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I'm buying a VW camper bus to restore as my summer hobby final refinished my home over the past 5 summers. Now i have the time for a fun project.
What type of vehicle are you buying (make, model, year, mileage and condition)?It's a 1972 Volkswagen Bus/Vanagon I plan restoring it over the summer. I normally do a project on my home but I can't find one this year. Over the last 5 years i have done all the work i need. So i always dreamed of getting a bus so this year i did.
Please explain the reason why you carry a large revolving credit balance.i did not think it was that large i will get it lower this year.

 


 

 

 

Member Payment Dependent Notes Series 1167891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167891

$6,300

$6,300

13.67%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167891. Member loan 1167891 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: graffeo&ingra Debt-to-income ratio: 18.36%
Length of employment: 3 years Location: staten island , NY
       
Home town:
Current & past employers: graffeo&ingra
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 41
Revolving Credit Balance: $1,970.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Never
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My hieghest its my tools loan at 24.99apr $550.00 monthly

 


 

 

 

Member Payment Dependent Notes Series 1167894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167894

$9,750

$9,750

13.11%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167894. Member loan 1167894 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,458 / month
Current employer: House of Floors, Inc. Debt-to-income ratio: 24.43%
Length of employment: 5 years Location: oviedo, FL
       
Home town:
Current & past employers: House of Floors, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 67
Revolving Credit Balance: $12,847.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I just purchased a brand new home in July of 2011 and plan on using the funds to finance the remaining balance on a new pool. My intensions are to pay this loan off in the next 24 months
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2400.00 a month
Please provide additional details regarding the purpose of the loan.Remaining balance on my new pool. My intensions are to pay this loan off in the next 24 months...
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2400.00 a month
Please provide additional details regarding the purpose of the loan.Remaining balance on my new pool. My intensions are to pay this loan off in the next 24 months...
What is your intended use for the loan proceeds?I just purchased a brand new home in July of 2011 and plan on using the funds to finance the remaining balance on a new pool. My intensions are to pay this loan off in the next 24 months
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2400.00 a month
What is your intended use for the loan proceeds?I just purchased a brand new home in July of 2011 and plan on using the funds to finance the remaining balance on a new pool. My intensions are to pay this loan off in the next 24 months

 


 

 

 

Member Payment Dependent Notes Series 1167957

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167957

$7,200

$7,200

13.67%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167957. Member loan 1167957 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $32,000 / month
Current employer: Allscripts Debt-to-income ratio: 1.78%
Length of employment: < 1 year Location: Wrightsville Beach, NC
       
Home town:
Current & past employers: Allscripts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I have debts from school, and medical bills that keep adding up because the interest rates are so high, this will make it manageable.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,134.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?600 a month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?lowering the overall interest rate by over 12%

 


 

 

 

Member Payment Dependent Notes Series 1167966

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167966

$18,000

$18,000

23.13%

1.00%

March 5, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167966. Member loan 1167966 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: LINQ Financial Group Debt-to-income ratio: 19.22%
Length of employment: 3 years Location: Pembroke Pines, FL
       
Home town:
Current & past employers: LINQ Financial Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 29
Revolving Credit Balance: $13,372.00 Public Records On File: 0
Revolving Line Utilization: 64.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Wedding reception
How are you paying for other wedding expenses not covered by this loan?My Bank account.
If you have a delinquency in the last 2 years, please explain the reason.No deliquencies.

 


 

 

 

Member Payment Dependent Notes Series 1167974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167974

$2,800

$2,800

8.90%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167974. Member loan 1167974 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,072 / month
Current employer: n/a Debt-to-income ratio: 4.76%
Length of employment: n/a Location: arlington, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan for bill purposes.

 


 

 

 

Member Payment Dependent Notes Series 1167985

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1167985

$15,000

$15,000

18.25%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1167985. Member loan 1167985 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: IDA of Halifax County Debt-to-income ratio: 20.10%
Length of employment: 3 years Location: Roanoke, VA
       
Home town:
Current & past employers: IDA of Halifax County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > I would like to borrow funds to do bill consolidation & payoff other accounts currently at higher interest rates. I am starting my fourth year at my current job with a government employer. Based on my current budget, the savings in interest and the lower monthly payment will be a nice cushion.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1986 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 51 Months Since Last Delinquency: 16
Revolving Credit Balance: $26,946.00 Public Records On File: 0
Revolving Line Utilization: 93.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1168053

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168053

$21,500

$21,500

13.67%

1.00%

March 6, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168053. Member loan 1168053 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: The Woods Law Firm, P.A. Debt-to-income ratio: 13.23%
Length of employment: 7 years Location: orlando, FL
       
Home town:
Current & past employers: The Woods Law Firm, P.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,315.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1168067

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168067

$7,000

$7,000

17.27%

1.00%

March 6, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168067. Member loan 1168067 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,464 / month
Current employer: Federation Employment Guidance Services Debt-to-income ratio: 18.38%
Length of employment: 3 years Location: Bronx, NY
       
Home town:
Current & past employers: Federation Employment Guidance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/04/12 > Phone and food.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 10
Revolving Credit Balance: $7,089.00 Public Records On File: 0
Revolving Line Utilization: 78.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The purpose for this loan is to give me a little flexibiltiy with managing my finances. After paying off a bill and investing a portion for my daughter that is pursing a promising career I will still be making payments easier then the payment I am presently making.
If you have a delinquency in the last 2 years, please explain the reason.I don't think that I have had a delinquincy in the last 2 years. But if I ever did it would have just been because I over looked a payment. That is why I just have my college loan taken out directly from my checking account. And this only 79.00 dollars. Also, I set up my paymenst automatic from my bank accout to avoid this.
Please provide additional details regarding the purpose of the loan.My plan is to have better flexibiltiy and managabilty with my finances. I plan to tackle a bill of 3,700 then invest some in my daughter which is presently pursing a career and she needs my support. This was the only way I would be able to help her at the moment.
Please explain the reason why you carry a large revolving credit balance.I was only able to pay the minimum on this bill due to another bill that I was paying each month for about 361.00. This payment was to cover damage I made on a vehicle. Presently however, I am no longer responsible for this payment sinced I finished paying my portion.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone and food.

 


 

 

 

Member Payment Dependent Notes Series 1168074

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168074

$18,000

$18,000

19.22%

1.00%

March 5, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168074. Member loan 1168074 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Johnson Controls Debt-to-income ratio: 9.21%
Length of employment: 2 years Location: Devens, MA
       
Home town:
Current & past employers: Johnson Controls
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > $14,000 of the proceeds from this loan will be used to pay off my current loan with Lending Club. The remaining $4,000 will be used to pay off and close out my Visa credit card. No new debt will be incurred.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,731.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have $14,000 owed to Lending Club, $4,000 to Visa and $2,900 owed to Metro Credit Union. I also owe $2,200 to Discover. Please note that the Metro Credit Union balance will have been full paid off after next week. I have utilized my tax refund to pay off this debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have $14,000 owed to Lending Club, $4,000 to Visa and $2,900 owed to Metro Credit Union. I also owe $2,200 to Discover. Please note that the Metro Credit Union balance will have been full paid off after next week. I have utilized my tax refund to pay off this debt.

 


 

 

 

Member Payment Dependent Notes Series 1168150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168150

$16,000

$16,000

18.55%

1.00%

March 6, 2012

March 14, 2017

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168150. Member loan 1168150 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: ABCO Fire Protection Debt-to-income ratio: 19.30%
Length of employment: 6 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: ABCO Fire Protection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I intend to use the loan to pay credit card debt that has been a financial burden. In doing so, I will be able to save money and plan a better future.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,876.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan to pay off credit card debt that has been a financial burden. In doing so, I will be able to save money and plan a better future.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt equals $15,000 and the total monthly payments are over $600.
Please explain the reason why you carry a large revolving credit balance.Renting my first apartment and starting from scratch like buying furniture, kitchen appliances, and other living necessities has proven to be costly. Also, having to use credit for vehicle maintenance and upkeep has contributed to the large credit balance.

 


 

 

 

Member Payment Dependent Notes Series 1168155

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168155

$19,950

$19,950

18.55%

1.00%

March 6, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168155. Member loan 1168155 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Azusa pacafic Uuiversity Debt-to-income ratio: 21.43%
Length of employment: 10+ years Location: Yorba Linda, CA
       
Home town:
Current & past employers: Azusa pacafic Uuiversity
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Pay High Interest Credit Cards<br><br> Borrower added on 03/01/12 > Pay High Interest Credit Cards<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,482.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Total Crdit Cards Balances: $24,000<br>Average Interest Rate: 17.99%<br>Average Monthly Payment: $2,500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My Total Crdit Cards Balances: $24,000<br>Average Interest Rate: 17.99%<br>Average Monthly Payment: $2,500
Please explain the reason why you carry a large revolving credit balance.I incurred these balances while I was trying to maimtain my home during the tough time. I was able to modify my home loan last year and lower the interest rate but I am still suffering to reduce the credit cards debts because of the very high interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Total Crdit Cards Balances: $24,000<br>Average Interest Rate: 17.99%<br>Average Monthly Payment: $2,500
Which debts do you plan to pay off with this loan?Credit Cards debts with very high interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1168166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168166

$7,200

$7,200

13.99%

1.00%

March 5, 2012

March 14, 2015

March 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168166. Member loan 1168166 was requested on February 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,489 / month
Current employer: Fidelity Information Services Debt-to-income ratio: 2.50%
Length of employment: 10+ years Location: Chicago, IL
       
Home town:
Current & past employers: Fidelity Information Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 02/29/12 > Purchase of Camera equipment for freelance wedding photography business startup.<br>

 

A credit bureau reported the following information about this borrower member on February 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 47
Revolving Credit Balance: $39.00 Public Records On File: 0
Revolving Line Utilization: 1.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have an opportunity to be mentored by a well-known experienced wedding photographer in my area. I have done a few wedding on my own, but I am I am looking enhance my skill as well as learn new marketing strategies to expand my business opportunities. I need to purchase additional professional grade camera equipment to prepare for this training. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1168982

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1168982

$25,000

$25,000

13.67%

1.00%

March 6, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1168982. Member loan 1168982 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: RW Baird and Co Debt-to-income ratio: 9.73%
Length of employment: 6 years Location: Chicago, IL
       
Home town:
Current & past employers: RW Baird and Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I'm looking for a loan to consolidate some high rate cards that a family member accumulated. I have had one of these loans though another company in the past that was successfully paid off.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,694.00 Public Records On File: 1
Revolving Line Utilization: 34.20% Months Since Last Record: 117
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Uninsured, grad student..unfortunately had some significant medical expenses, ended up filing chapter 7 BK almost 10 years ago. I have not had a late payment (even a day) since that time. I do feel it's important to be honest and as open as permitted about it. There is zero probability that this loan isn't paid in full, very different life/ financial circumstances now.
If you have a public record on file, please briefly explain the event and its resolution.Uninsured, grad student..unfortunately had some significant medical expenses, ended up filing chapter 7 BK almost 10 years ago. I have not had a late payment (even a day) since that time. I do feel it's important to be honest and as open as permitted about it. There is zero probability that this loan isn't paid in full, very different life/ financial circumstances now.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage- $861 (no pmi) <br>Ins- $30<br>Taxes-$425<br>Hoa- $120<br>Utilities-$200<br><br>Monthly housing- $1636
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan would cover the multiple debts a family member had accumulated
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto- balance $18500, rate- 2.9% monthly payment-$390<br><br>Mortgage- balance $215k rate 3.25%. (30 yr fixed) monthly-$861
Which debts do you plan to pay off with this loan?A family member's high rate credit cards...
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto- balance $18500, rate- 2.9% monthly payment-$390<br><br>Mortgage- balance $215k rate 3.25%. (30 yr fixed) monthly-$861

 


 

 

 

Member Payment Dependent Notes Series 1169600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169600

$12,000

$12,000

20.50%

1.00%

March 5, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169600. Member loan 1169600 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,100 / month
Current employer: pulmonary and medical associates Debt-to-income ratio: 21.67%
Length of employment: 2 years Location: MAHWAH, NJ
       
Home town:
Current & past employers: pulmonary and medical associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 31 Months Since Last Delinquency: 9
Revolving Credit Balance: $20,527.00 Public Records On File: 0
Revolving Line Utilization: 46.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.It was always computer errors. I pay all my bills automatically online and errors from web sites caused these.
Please explain the reason why you carry a large revolving credit balance.Over extended myself but I am ready to clean credit clear and pay off all cards. I want total freedom from credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1169763

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1169763

$17,600

$17,600

13.99%

1.00%

March 6, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1169763. Member loan 1169763 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Concentra/Humana Debt-to-income ratio: 18.38%
Length of employment: < 1 year Location: Irving, TX
       
Home town:
Current & past employers: Concentra/Humana
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I've been able to stay on my budget over the last year. Yay! However, I need to pay off these credit cards at a lower payment! Please help.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: 81
Revolving Credit Balance: $18,169.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $198k balance, 5% interest rate, and $1602 payment; Student Loan: $45k balance, 4% interest rate and $285 payment; Credit cards: $22k total, 22% average interest rate and $705 in monthly payments. I lease my car for $800 per month - one year left.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $1602 payment, $285 payment, Credit cards: $705 in monthly payments, Car lease: $800 per month - one year left, Phone: $113 per month, Utilities: $250, Insurance: $89 and about $400 per month on food.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage w/ taxes: $1602 payment, Phone: $113 per month, Utilities: $250 and Condo Insurance: $55 per month
Please explain the reason why you carry a large revolving credit balance.I bought a house a few years ago and got caught up in the 0% offers to furnish it and to get home inprovements done. Also, my home purchase downpayment depleted my emergency savings, so I tended to use my cards for emergencies. I'm hoping to rebuild my emergency cash and 401k with the monthly savings from paying less on the cards each month.

 


 

 

 

Member Payment Dependent Notes Series 1170217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170217

$1,200

$1,200

8.90%

1.00%

March 6, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170217. Member loan 1170217 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 17.00%
Length of employment: 5 years Location: New York, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,123.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1170415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170415

$10,400

$10,400

12.12%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170415. Member loan 1170415 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: Non-Profit Educational Debt-to-income ratio: 8.74%
Length of employment: 5 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Non-Profit Educational
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/02/12 > I have a steady job & am committed to paying down my debt, w/c I accumulated due to some financial emergencies. I've been able to build a small emergency cushion. But w/ high interest rates, getting debt-free has been a sisyphean exercise. <br><br>Thank you to those who have invested in my future!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 55
Revolving Credit Balance: $18,698.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Per month, $1,500 goes to rent, transportation, utilities, phone, insurance, and food), and $600 to a student loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American Airlines Card $4,600, interest is 22% (I pay $250/month)<br>Citibank $2,400, interest is 28% (I pay $150/month)<br>Capital One $2,800, interest is 18% (I pay $200/month)<br>Miscellaneous credit cards for $9,000 with 16% interest (I am on track to pay these off in the next 14 months)<br>Student loan $80,000, interest is 3% (I pay $500 - $600/month)<br><br>I apologize for the slight delay in responding. Thank you for your interest and consideration!
Which debts do you plan to pay off with this loan?The American Airlines, Citi, and Capital One cards. These are the cards with the highest interest rates, and my goal is to reduce those rates and pay these back faster.<br><br>I apologize for the slight delay in responding. Thank you for your interest and consideration!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American Airlines Card $4,600, interest is 22% (I pay $250/month)<br>Citibank $2,400, interest is 28% (I pay $150/month)<br>Capital One $2,800, interest is 18% (I pay $200/month)<br>Miscellaneous credit cards for $9,000 with 16% interest (I am on track to pay these off in the next 14 months)<br>Student loan $80,000, interest is 3% (I pay $500 - $600/month)<br><br>I apologize for the slight delay in responding. Thank you for your interest and consideration!
Which debts do you plan to pay off with this loan?The American Airlines, Citi, and Capital One cards. These are the cards with the highest interest rates, and my goal is to reduce those rates and pay these back faster.<br><br>I apologize for the slight delay in responding. Thank you for your interest and consideration!
Please explain the reason why you carry a large revolving credit balance.I don't usually carry such a large balance. I had some unforeseen expenses last year.<br><br>I apologize for the slight delay in responding. Thank you for your interest and consideration!

 


 

 

 

Member Payment Dependent Notes Series 1170426

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170426

$7,600

$7,600

13.99%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170426. Member loan 1170426 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Publix Debt-to-income ratio: 11.40%
Length of employment: 7 years Location: Wellington, FL
       
Home town:
Current & past employers: Publix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Using loan to pay off credit card balances in full, thank you<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 50
Revolving Credit Balance: $8,043.00 Public Records On File: 1
Revolving Line Utilization: 55.10% Months Since Last Record: 86
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 6300 total avg int rate 16% 300 monthly<br><br>Mortgage 913 per months<br><br>No lines of credit or any loans or car payments
Which debts do you plan to pay off with this loan?4 credit card balances
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1900 monthly
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$ 913 mortgage<br>0 on any loans<br>insurance and taxes $190 <br>Utilities $250
If you have a public record on file, please briefly explain the event and its resolution.2004 Discharged Bankruptcy

 


 

 

 

Member Payment Dependent Notes Series 1170765

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170765

$2,000

$2,000

13.11%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170765. Member loan 1170765 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,935 / month
Current employer: n/a Debt-to-income ratio: 12.74%
Length of employment: n/a Location: spring hill, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > transmission repair on car 1999 camaro z28<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 45
Revolving Credit Balance: $6,599.00 Public Records On File: 0
Revolving Line Utilization: 94.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.due to illness last year, my wife had to take a leave of absent fm her work and I used credit cards to pay bills.I am fully recovered and making strides to pay down current balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Household Bank..$1890.88....Capital One Bank-$2218.06...Credit One Bank-$1289,79...Chase Bank.$1202.03. monthly payments..credit cards $211.00..note: a mortage may show up on my credit report. this belongs to my ex wife and I am not required to pay it.
Which debts do you plan to pay off with this loan?mone..using to pay for transmission repair on my auto.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1113.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$850.00
Please explain the reason why you carry a large revolving credit balance.due to illness last year, my wife had to take a leave of absent fm her work and I used credit cards to pay bills.I am fully recovered and making strides to pay down current balances.

 


 

 

 

Member Payment Dependent Notes Series 1170770

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1170770

$5,500

$5,500

15.81%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1170770. Member loan 1170770 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Milwaukee Repertory Theater Debt-to-income ratio: 8.30%
Length of employment: 4 years Location: Wauwatosa, WI
       
Home town:
Current & past employers: Milwaukee Repertory Theater
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 35
Revolving Credit Balance: $2,742.00 Public Records On File: 0
Revolving Line Utilization: 48.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I've had any deliquencies in the last 2 years as I've been working hard to improve my credit score. I did have some payments from my student loans that I was having a problem with but after switching these to automatic deductions I haven't had problems since.
What is the home improvement project you are planning?I am moving from current home to a new location. The relocation requires new furnishings, painting, and general upgrades.

 


 

 

 

Member Payment Dependent Notes Series 1171072

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171072

$9,000

$9,000

10.74%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171072. Member loan 1171072 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: RD Massage Therapy Debt-to-income ratio: 2.91%
Length of employment: 10+ years Location: Hampton Bays, NY
       
Home town:
Current & past employers: RD Massage Therapy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > My goal is to have one monthly automatic payment to keep my finances<br>organized. My credit is very strong and I want to keep it that way.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 49
Revolving Credit Balance: $6,366.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The money is to pay off all outstanding cedit card debt and a student loan and have just the one monthly payment . Simplicity to keep finances organized and credit strong. sallie mae student loan is 3,000 and credit card debt is 6,000.

 


 

 

 

Member Payment Dependent Notes Series 1171114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171114

$7,000

$7,000

9.76%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171114. Member loan 1171114 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Bank of North Georgia Debt-to-income ratio: 6.93%
Length of employment: 10+ years Location: Roswell, GA
       
Home town:
Current & past employers: Bank of North Georgia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,228.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Unfortunately I cannot answer this questions because of the restrictions of marital status placed upon answers by Lending Club. I can tell you that it is for a ring.
Please provide additional details regarding the purpose of the loan.The purchase of an engagement ring
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?There is only one intended use for these funds.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are $1,700 (all debt, rent, utilities, phone, insurance food and transportation costs)
Please provide additional details regarding the purpose of the loan.The purchase of an engagement ring
What is your intended use for the loan proceeds?Unfortunately I cannot answer this questions because of the restrictions of marital status placed upon answers by Lending Club. I can tell you that it is for a ring.
What is your intended use for the loan proceeds?Unfortunately I cannot answer this questions because of the restrictions of marital status placed upon answers by Lending Club. I can tell you that it is for a ring.

 


 

 

 

Member Payment Dependent Notes Series 1171203

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171203

$6,000

$6,000

14.65%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171203. Member loan 1171203 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,708 / month
Current employer: Trane - Ingersoll Rand Debt-to-income ratio: 19.79%
Length of employment: 6 years Location: Sugar Hill, GA
       
Home town:
Current & past employers: Trane - Ingersoll Rand
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Internal job transfer, same company, same position in a different state. Need assistance with the moving expenses.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 32
Revolving Credit Balance: $9,352.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1171218

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171218

$25,000

$25,000

17.27%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171218. Member loan 1171218 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,833 / month
Current employer: Big 4 Accounting Firm Debt-to-income ratio: 15.16%
Length of employment: 2 years Location: Austin, TX
       
Home town:
Current & past employers: Big 4 Accounting Firm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Howdy! This loan is for debt consolidation. I finally have grown-up goals and simply must get my financial life in order. I have a great, stable job and I've never missed a payment or been late. I just need to consolidate the debt I have to make it easier to pay off - and save! Thank you!<br><br> Borrower added on 03/01/12 > I wanted to add that I have tried unsuccessfully to get the credit card companies to lower their interest rates so I could pay down the principal faster but they are not interested in helping consumers in this economy - even people like me who are motivated to get out of debt.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 49
Revolving Credit Balance: $50,805.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. My debt is spread across 7 cards and the balances are: 9000, 3200, 2800, 6000, 2100, 750, and 1150. The interest rates range from 22.8 to 32.7%. This is what's making it hard for me to really pay down the principal. I rent & do have student loans for $25000 but that interest rate is low. I paid off my car & plan to drive it for many more years. I want to pay off debt so I can save for a house and an emergency fund. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. My debt is spread across 7 cards and the balances are: 9000, 3200, 2800, 6000, 2100, 750, and 1150. The interest rates range from 22.8 to 32.7%. This is what's making it hard for me to really pay down the principal. I rent & do have student loans for $25000 but that interest rate is low. I paid off my car & plan to drive it for many more years. I want to pay off debt so I can save for a house and an emergency fund. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello. My current monthly expenses include rent (1375), transportation (300 - I don't have a car payment anymore so just gas and maintenance), utilities (300), phone (90), insurance (110), and food varies but about 300 so the total would be 2475. Thank you.
Please explain the reason why you carry a large revolving credit balance.I've carried a large revolving credit balance because truthfully, in the past, I have not been a good steward of my finances. I didn't use a budget but I have changed my outlook and have been working with someone who helped me set a budget, cancel unnecessary expenses, and understand how to live within my means. Now I need a way to help consolidate so I can really make serious progress on my financial goals - getting out of debt, saving for a house, and setting up an emergency fund. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. My debt is spread across 7 cards and the balances are: 9000, 3200, 2800, 6000, 2100, 750, and 1150. The interest rates range from 22.8 to 32.7%. This is what's making it hard for me to really pay down the principal. I rent & do have student loans for $25000 but that interest rate is low. I paid off my car & plan to drive it for many more years. I want to pay off debt so I can save for a house and an emergency fund. Thank you for your consideration.
Please explain the reason why you carry a large revolving credit balance.I've carried a large revolving credit balance because truthfully, in the past, I have not been a good steward of my finances. I didn't use a budget but I have changed my outlook and have been working with someone who helped me set a budget, cancel unnecessary expenses, and understand how to live within my means. Now I need a way to help consolidate so I can really make serious progress on my financial goals - getting out of debt, saving for a house, and setting up an emergency fund. Thank you.
Which debts do you plan to pay off with this loan?Hello. I plan to pay off my revolving credit card debt. I have been working with someone who has helped me set up a budget, cancel unnecessary expenses and learn what it means to live within my means. I would like to consolidate the credit card debt I have so that I can pay off the debt quickly because I have financial goals now - saving to buy a house, saving for an emergency fund, etc. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. My debt is spread across 7 cards and the balances are: 9000, 3200, 2800, 6000, 2100, 750, and 1150. The interest rates range from 22.8 to 32.7%. This is what's making it hard for me to really pay down the principal. I rent & do have student loans for $25000 but that interest rate is low. I paid off my car & plan to drive it for many more years. I want to pay off debt so I can save for a house and an emergency fund. Thank you for your consideration.
Which debts do you plan to pay off with this loan?Hello. I plan to pay off my revolving credit card debt. I have been working with someone who has helped me set up a budget, cancel unnecessary expenses and learn what it means to live within my means. I would like to consolidate the credit card debt I have so that I can pay off the debt quickly because I have financial goals now - saving to buy a house, saving for an emergency fund, etc. Thank you for your consideration.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Hello. I plan to pay off my revolving credit card debt so it's for one purpose but spread across multiple cards. I have been working with someone who has helped me set up a budget, cancel unnecessary expenses and learn what it means to live within my means. I would like to consolidate the credit card debt I have so that I can pay off the debt quickly because I have financial goals now - saving to buy a house, saving for an emergency fund, etc. Thank you for your consideration.
Please explain the reason why you carry a large revolving credit balance.I've carried a large revolving credit balance because truthfully, in the past, I have not been a good steward of my finances. I didn't use a budget but I have changed my outlook and have been working with someone who helped me set a budget, cancel unnecessary expenses, and understand how to live within my means. Now I need a way to help consolidate so I can really make serious progress on my financial goals - getting out of debt, saving for a house, and setting up an emergency fund. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. My debt is spread across 7 cards and the balances are: 9000, 3200, 2800, 6000, 2100, 750, and 1150. The interest rates range from 22.8 to 32.7%. This is what's making it hard for me to really pay down the principal. I rent & do have student loans for $25000 but that interest rate is low. I paid off my car & plan to drive it for many more years. I want to pay off debt so I can save for a house and an emergency fund. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1171244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171244

$4,375

$4,375

14.65%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171244. Member loan 1171244 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,083 / month
Current employer: Dennis Bell Roofing, Inc. Debt-to-income ratio: 10.18%
Length of employment: 1 year Location: springfield, NJ
       
Home town:
Current & past employers: Dennis Bell Roofing, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > A credit card company will not lower my 29.99% APR. I've decided to take immediate action to decrease my interest payments and finally reduce this debt!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1970 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 31 Months Since Last Delinquency: 7
Revolving Credit Balance: $33,439.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171434

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171434

$2,400

$2,400

6.03%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171434. Member loan 1171434 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,333 / month
Current employer: Granite construction co. Debt-to-income ratio: 3.27%
Length of employment: 10+ years Location: Pearblossom, CA
       
Home town:
Current & past employers: Granite construction co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > The loan is for a small home improvement project on our home that we own. <br>I like the fact that lending club investors loan money at a great interest rate compared to the big box home improvement stores!<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,338.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171470

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171470

$7,000

$7,000

13.11%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171470. Member loan 1171470 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: The standard hotel Debt-to-income ratio: 15.28%
Length of employment: 1 year Location: BrooklynAB, NY
       
Home town:
Current & past employers: The standard hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,105.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1171591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171591

$12,000

$12,000

18.55%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171591. Member loan 1171591 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Department of Defense Debt-to-income ratio: 16.54%
Length of employment: 9 years Location: Syracuse, UT
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I am a good borrower, on time Never Late, Payoff credit cards faster than the minimums , out of debt faster, Great Government job 9 years running, Reliable and Responsible, Thanks<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,754.00 Public Records On File: 1
Revolving Line Utilization: 93.80% Months Since Last Record: 115
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Filed in 02, Discharged in 03, even then on time, Never late
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1250 Mortgage, 12,000 in credit card debt, various interest rates, 200.00 utilities, 600.00 auto loans, No late's on time everytime.
Which debts do you plan to pay off with this loan?All existing Credit Cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1250 Mortgage, Utilities 200.00 mo No Second mtgs, just to much credit card debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1250 Mortgage, 12,000 in credit card debt, various interest rates, 200.00 utilities, 600.00 auto loans, No late's on time everytime.
If you have a public record on file, please briefly explain the event and its resolution.Filed in 02, Discharged in 03, even then on time, Never late
If you have a public record on file, please briefly explain the event and its resolution.Filed in 02, Discharged in 03, even then on time, Never late
If you have a public record on file, please briefly explain the event and its resolution.Filed in 02, Discharged in 03, even then on time, Never late
Please explain the reason why you carry a large revolving credit balance.Status change, aquired all debt, still on time, no lates

 


 

 

 

Member Payment Dependent Notes Series 1171658

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171658

$3,200

$3,200

10.74%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171658. Member loan 1171658 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,200 / month
Current employer: Nationstar mortgage Debt-to-income ratio: 22.18%
Length of employment: 1 year Location: Lewisville , TX
       
Home town:
Current & past employers: Nationstar mortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,611.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1171663

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171663

$6,000

$6,000

19.22%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171663. Member loan 1171663 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: OT Debt-to-income ratio: 19.18%
Length of employment: 3 years Location: Dallas, TX
       
Home town:
Current & past employers: OT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,844.00 Public Records On File: 1
Revolving Line Utilization: 89.30% Months Since Last Record: 75
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1171818

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171818

$16,000

$16,000

23.26%

1.00%

March 6, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171818. Member loan 1171818 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,113 / month
Current employer: Internal Revenue Service Debt-to-income ratio: 2.48%
Length of employment: 10+ years Location: Houston, TX
       
Home town:
Current & past employers: Internal Revenue Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 32
Revolving Credit Balance: $614.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1000/month
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.
Why are you doing this green project?I did not want to apply for a debt consolidation, I just chose green.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To full pay loans $8300; owe daughter $2000; repossessed vehicle, need get back-$3700; the remaining amount of $1200 will be used to catch up on past due bills.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).0
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1000/month
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.
Why are you doing this green project?I did not want to apply for a debt consolidation, I just chose green.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To full pay loans $8300; owe daughter $2000; repossessed vehicle, need get back-$3700; the remaining amount of $1200 will be used to catch up on past due bills.
Why are you doing this green project?I did not want to apply for a debt consolidation, I just chose green.
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.
What is your intended use for the loan proceeds?To full pay loans of $8300; payback my daughter-$2000; get back the repossessed vehicle-$3700; and remaining amount used for past due bills.

 


 

 

 

Member Payment Dependent Notes Series 1171927

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171927

$12,000

$12,000

13.11%

1.00%

March 6, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171927. Member loan 1171927 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Veterans affairs Debt-to-income ratio: 10.32%
Length of employment: 10+ years Location: Wellington, FL
       
Home town:
Current & past employers: Veterans affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/03/12 > The debt to consolidate is from college expenses for my son who graduates in July, home remodel,medical bill and misc credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,708.00 Public Records On File: 0
Revolving Line Utilization: 41.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have a mortgage of 2700.00 per month. Other monthly expenses are about 1000.00 a month. Credit card debt is about 12000.00 would like to use this loan to pay off all<br>outstanding debt and be left w 1 monthly payment. Also the % of interest in some of the credit cards is higher than what you offer.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have about 12000.00 in credita card debt. Rates vary from 15 to 24 %. I try to Do double the minimum payment but this add more than payment you are offering. We have a mortgage of 2700.00 per month which is not a problem to pay. We have A son graduating from college in the summer and some of these credit card expenses have been incurred assisting him w that.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We have a mortgage of 2700.00 per month(.that includes taxes and insurance) Other monthly recurrent expenses are utilities, car, phones is about 1000.00.
Please explain the reason why you carry a large revolving credit balance.We purchased a bank owned property last year that needed some updating, appliances, repairs, ect.Also have a son in college that we finance. He will be graduating in July so that expense is almost resolved.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have about 12000.00 in credita card debt. Rates vary from 15 to 24 %. I try to Do double the minimum payment but this add more than payment you are offering. We have a mortgage of 2700.00 per month which is not a problem to pay. We have A son graduating from college in the summer and some of these credit card expenses have been incurred assisting him w that.
Which debts do you plan to pay off with this loan?We can pay off all our balances w this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is 2700.00 w escrow. I have 12000 in other debts, credit cards, appliances and student expenses. The rates are from 15-24% which is why I would like to consolidate, make one payment and save on interest.
Which debts do you plan to pay off with this loan?This could pay all of my outstanding revolving debt.

 


 

 

 

Member Payment Dependent Notes Series 1171984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171984

$6,725

$6,725

12.12%

1.00%

March 6, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171984. Member loan 1171984 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: Davidson Clock Company Debt-to-income ratio: 16.03%
Length of employment: 3 years Location: Long Beach, CA
       
Home town:
Current & past employers: Davidson Clock Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > I currently have a loan thru Lending Club and it has been perfect. All payments made on time and the automatic withdraw straight from my bank account makes it simple. It is my desire to now pay off and close two higher interest credit cards. Thank you for your consideration in my endeavor.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,616.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am going to pay off and close two high interest (19+%) credit cards. I seldom use them, I just make the payments. Thank you for your consideration
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I will try to answer the questions with the restrictions that are posted on the side of the page. The mortgage is $1,388.00 a month, my vehicle payment is $400.00 a month, insurance is $532.00 a year. I think that I am allowed to say that I only pay half of the mortgage and occasional household expenses. I am sorry that I cannot be more descriptive, I am only trying to follow the guidelines given. Thank you for your consideration
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I will try to answer the questions with the restrictions that are posted on the side of the page. The mortgage is $1,388.00 a month, my vehicle payment is $400.00 a month, insurance is $532.00 a year. I think that I am allowed to say that I only pay half of the mortgage and occasional household expenses. I am sorry that I cannot be more descriptive, I am only trying to follow the guidelines given. Thank you for your consideration
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $1,388.00 a month ( current with no late payments over 10 years), taxes $2,200.00 a year.
Which debts do you plan to pay off with this loan?The two credit cards that I would like to pay off and close are Chase and Citi.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?That would be $3200.00 for the Chase credit card and $3,000.00 for the Citi credit card. Thank you for your consideration on this loan.
Please explain the reason why you carry a large revolving credit balance.I consider my revolving credit balances not to be high, but the percentage to limit on them is. That is because I like to have lower limits and do not increase them. If I were allow them to raise my limits, the percentage of balance would go way down. This would only raise my credit score and leave a higher opportunity to raise my debt. Through my entire credit history I have no late payments or failures to pay. This has always been the way I handled my credit cards. I hope this helps, thank you

 


 

 

 

Member Payment Dependent Notes Series 1171994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1171994

$23,250

$23,250

22.45%

1.00%

March 6, 2012

March 15, 2017

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1171994. Member loan 1171994 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,583 / month
Current employer: Citadel, LLC Debt-to-income ratio: 17.93%
Length of employment: 6 years Location: Elmhurst, IL
       
Home town:
Current & past employers: Citadel, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Clearing credit card balances in preparation for a new mortgage application. Holding on to current cash for down payment, closing, etc.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $82,283.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC, 12.24%, 572.00, 27934.00<br>CC, 11.24%, 151.00, 8015.00<br>CC, 3.25%, 209.00, 16001.00<br>CC, 0.00%, 15.00, 654.00<br>CC, 18.24%, 356.00, 17479.00<br>CC, 10.00%, 130.00, 6634.00<br>Loan, 0.00%, 625.00, 31110.00<br>Loan, 9.99%, 115.00, 4378.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC, 12.24%, 572.00, 27934.00<br>CC, 11.24%, 151.00, 8015.00<br>CC, 3.25%, 209.00, 16001.00<br>CC, 0.00%, 15.00, 654.00<br>CC, 18.24%, 356.00, 17479.00<br>CC, 10.00%, 130.00, 6634.00<br>Loan, 0.00%, 625.00, 31110.00<br>Loan, 9.99%, 115.00, 4378.00
Which debts do you plan to pay off with this loan?This is exclusively for credit card balances
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC, 12.24%, 572.00, 27934.00<br>CC, 11.24%, 151.00, 8015.00<br>CC, 3.25%, 209.00, 16001.00<br>CC, 0.00%, 15.00, 654.00<br>CC, 18.24%, 356.00, 17479.00<br>CC, 10.00%, 130.00, 6634.00<br>Loan, 0.00%, 625.00, 31110.00<br>Loan, 9.99%, 115.00, 4378.00
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing will be $1200 - $1500 (pending final mortgage terms), the rest is roughly $700 - $800 combined.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The sole purpose is to consolidate some credit card balances.
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.
What is your intended use for the loan proceeds?To consolidate some credit card balances.
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.
Please explain the reason why you carry a large revolving credit balance.That is fairly difficult to answer given the restrictions on responses. However, they are unusually high due to rare circumstances in 2011. But in general my pay structure includes an annual lump sum and I tend to carry some balances until then. Also one of the accounts has an interest rate of 3.25% so I'm in no hurry to pay more than the minimum on it as long as it is roughly equal to the rate of inflation.

 


 

 

 

Member Payment Dependent Notes Series 1172027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172027

$15,000

$15,000

9.76%

1.00%

March 5, 2012

March 15, 2015

March 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172027. Member loan 1172027 was requested on March 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: American Airlines Debt-to-income ratio: 18.18%
Length of employment: 10+ years Location: Corinth, TX
       
Home town:
Current & past employers: American Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/01/12 > Want to consolidate credit cards. Have higher interest rates than the 9.76 I can get with Lending Club. Will have debt payed off sooner.<br>

 

A credit bureau reported the following information about this borrower member on March 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1972 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,713.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses including everything is 6000/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have around 14,000 worth of credit card debt with the lowest intrest rate around 17.9%. My mortgage is around 2200 and no lines of credit. I have 14 years left on my mortgage with a 213,000 balance. I lease my vehicles which cost me around 800/month. This loan will allow me to pay everything off and be credit debt free in 36 months.
Please explain the reason why you carry a large revolving credit balance.I don't want to. That's why I want this loan. I had some medical bills in the past that have put me back and I want to try and get back to debt freedom. This intrest rate and payoff amount will definetly help with that. I should be debt free after the three years minus my house note.
Which debts do you plan to pay off with this loan?This will cover all of my credit card debt and I plan on paying them all off.
What is your intended use for the loan proceeds?All funds will be used to pay of my higher interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1172650

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1172650

$6,000

$6,000

13.67%

1.00%

March 6, 2012

March 16, 2015

March 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1172650. Member loan 1172650 was requested on March 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,157 / month
Current employer: USAF Debt-to-income ratio: 18.41%
Length of employment: 4 years Location: clovis, NM
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 03/05/12 > I will be getting a 1997 Buick lesebre, according to Kelly's blue book & carfax it is in perfect condition with 21000 miles.<br>

 

A credit bureau reported the following information about this borrower member on March 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,533.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The total of my expenses is 1,250.00
How much money are you providing out of pocket as a down payment for this purchase?A full payment of 2,145 dollars.
What type of vehicle are you buying (make, model, year, mileage and condition)?I am buying a 1997 Buick Lasebre it has approximately 21,000 miles. The condition is excellent according to kellys blue book.

 


 

 

 

Member Payment Dependent Notes Series 1173556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1173556

$4,000

$4,000

18.55%

1.00%

March 6, 2012

March 17, 2017

March 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1173556. Member loan 1173556 was requested on March 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: State Farm Insurance Debt-to-income ratio: 4.47%
Length of employment: 10+ years Location: EAGLE LAKE, FL
       
Home town:
Current & past employers: State Farm Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on March 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 26
Revolving Credit Balance: $1,531.00 Public Records On File: 0
Revolving Line Utilization: 22.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Therapy equipment only
If you have a delinquency in the last 2 years, please explain the reason.Car payments late due to divorce
If you have a delinquency in the last 2 years, please explain the reason.Car payments late due to divorce

 

Prospectus Supplement (Sales Report) No. 29 dated March 6, 2012