Prospectus Supplement (Sales Report) No. 27 dated February 21, 2012 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 724971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
724971 |
$19,200 |
$19,200 |
15.81% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 724971. Member loan 724971 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,796 / month |
Current employer: | PowerTek | Debt-to-income ratio: | 13.38% |
Length of employment: | < 1 year | Location: | Shawnee, KS |
Home town: | |||
Current & past employers: | PowerTek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > Consolidation of several small loans to improve cash flow.<br><br> Borrower added on 02/15/12 > Consolidation of several small loans and to lower interest rates.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $12,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 830844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
830844 |
$23,000 |
$23,000 |
20.99% |
1.00% |
February 17, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 830844. Member loan 830844 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Skillsoft/Element K | Debt-to-income ratio: | 3.76% |
Length of employment: | 4 years | Location: | ROCHESTER, NY |
Home town: | |||
Current & past employers: | Skillsoft/Element K | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $413.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Mortgage is 760 (includes taxes and insurance) at 4.0, utilities are around 100-300. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 760 (includes taxes and insurance) at 4.0, utilities are around 100-300. |
Is this for a home improvement you have already made, or one that you are planning to make? | I've started a small part of it, but the bulk of the improvements will be planned for march/april |
What is the home improvement project you are planning? | A number of things: roof replacement, new vinyl siding and I'm doing some work to finish my attic which requires some new construction, door replacement and new windows. |
What is the home improvement project you are planning? | A number of things: roof replacement, new vinyl siding and I'm doing some work to finish my attic which requires some new construction, door replacement and new windows. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage is 760 (includes taxes and insurance) at 4.0, utilities are around 100-300. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is 760 (includes taxes and insurance), utilties 100-300, phone 90, food 200-350, transportation 100, misc 300 (gym membership, netflix, etc..) |
What is the home improvement project you are planning? | A number of things: roof replacement, new vinyl siding and I'm doing some work to finish my attic which requires some new construction, door replacement and new windows. |
Member Payment Dependent Notes Series 990678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990678 |
$28,000 |
$28,000 |
8.90% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990678. Member loan 990678 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.98% |
Length of employment: | 7 years | Location: | san marcos, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Hello Investors,<br><br>I am taking out this loan for home improvements. I have used Lending Club in the past for a 20k loan and was able to pay that loan off in about a 12 months, and I plan on paying off this loan in about 12-24 months. Thank you all for your time and consideration!<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1000848
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1000848 |
$15,000 |
$15,000 |
9.91% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1000848. Member loan 1000848 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | First National Bank Alaska | Debt-to-income ratio: | 9.16% |
Length of employment: | 10+ years | Location: | Anchorage, AK |
Home town: | |||
Current & past employers: | First National Bank Alaska | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Consolidating all bills into one so I can start saving more money for my future. Very dependable and hard working. This loan will help me so much.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $11,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1009827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1009827 |
$3,200 |
$3,200 |
7.62% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1009827. Member loan 1009827 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.96% |
Length of employment: | 4 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I am this loan to help build credit for an eventual mortgage, While my credit is good from strong credit card usage, I pay off my balances monthly so I have not had any real Debt. I hope to help build my credit further by showing on time payments of a loan over the 3 year period.<br><br> Borrower added on 02/09/12 > I own a small Business for the past 5 years and have had revenue growth of 500% in that time and am on track for a 300% growth in 2012 by already committed jobs. Income source is very secure.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,047.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057830 |
$35,000 |
$35,000 |
14.65% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057830. Member loan 1057830 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,625 / month |
Current employer: | Jefferson County Sheriff's Office | Debt-to-income ratio: | 10.31% |
Length of employment: | 10+ years | Location: | Parker, CO |
Home town: | |||
Current & past employers: | Jefferson County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Thanks for your consideration! I'm looking to consolidate, pay off and cancel my cards... finally!<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you for your question! Our estimated monthly expense are:<br><br>Cell phone: $100/month<br>Natural gas: Varies, from about $15/month in warm months to about $80/month in cold winter months<br>Electricity: Varies, about $70/month<br>Water: Varies, about $80/month<br>Internet: $65/month <br>Home mortgage (includes homeowners insurance and property taxes): $1446/month<br>Car insurance: $50/month<br><br>Please let me know if you need any other information. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for your question! About three years ago, we were faced with a medical situation, and our substantial medical costs drove us to rack up the credit card debt. We're out of the woods now and the issue is resolved, and we'd like to consolidate and pay off our credit cards and get rid of them once and for all!<br><br>Please let me know if you need any other information. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question! My current debt balances, interest rates and approximate monthly payments are:<br><br>Capital One (credit) $8880 at 17.90% (about $200/month)<br>BBVA (credit) $4844 at 8.24% (about $50/month)<br>Chase (credit) $3127 at 14.99% (about $50/month)<br>American Express (credit) $1484 at 19.24% (about $100/month)<br>Discover (credit) $4830 at 17.24% (about $150/month)<br>Home mortgage $202,000 principle at 5.0% (about $1446/month)<br><br>Please let me know if you need any other information. |
Which debts do you plan to pay off with this loan? | Thank you for your question!<br><br>We plan to pay off all of our credit card debt and cancel all of our credit cards (except for our bank credit card, which carries a relatively low line of credit).<br><br>Please let me know if you need any other information. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for your question! About three years ago, we were faced with a medical situation, and our substantial medical costs drove us to rack up the credit card debt. We're out of the woods now and the issue is resolved, and we'd like to consolidate and pay off our credit cards and get rid of them once and for all!<br><br>Please let me know if you need any other information. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you for your question! Our estimated monthly expense are:<br><br>Cell phone: $100/month<br>Natural gas: Varies, from about $15/month in warm months to about $80/month in cold winter months<br>Electricity: Varies, about $70/month<br>Water: Varies, about $80/month<br>Internet: $65/month <br>Home mortgage (includes homeowners insurance and property taxes): $1446/month<br>Car insurance: $50/month<br><br>Please let me know if you need any other information. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question! My current debt balances, interest rates and approximate monthly payments are:<br><br>Capital One (credit) $8880 at 17.90% (about $200/month)<br>BBVA (credit) $4844 at 8.24% (about $50/month)<br>Chase (credit) $3127 at 14.99% (about $50/month)<br>American Express (credit) $1484 at 19.24% (about $100/month)<br>Discover (credit) $4830 at 17.24% (about $150/month)<br>Home mortgage $202,000 principle at 5.0% (about $1446/month)<br><br>Please let me know if you need any other information. |
Which debts do you plan to pay off with this loan? | Thank you for your question!<br><br>We plan to pay off all of our credit card debt and cancel all of our credit cards (except for our bank credit card, which carries a relatively low line of credit).<br><br>Please let me know if you need any other information. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your question!<br><br>With this loan, we'll be able to totally rid ourselves of all of our credit card debt... after the cards are paid off, we're canceling them (except for a single bank-issued credit card with a relatively low credit limit). Any funds left over in the loan fund will be used to pay down the principle on our mortgage. We have no car loans or student loans... we'll only have this one LendingClub loan, and that will be entirely paid off at the end of its 36-month term. |
Member Payment Dependent Notes Series 1063674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1063674 |
$6,000 |
$6,000 |
10.74% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1063674. Member loan 1063674 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Bank Street college | Debt-to-income ratio: | 13.54% |
Length of employment: | 1 year | Location: | new york, NY |
Home town: | |||
Current & past employers: | Bank Street college | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > thank you very much to all of the investors for assisting me with this consolidation process and I will be repaying the funds as soon as possible.<br>
A credit bureau reported the following information about this borrower member on January 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $7,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1080652
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1080652 |
$7,000 |
$7,000 |
13.67% |
1.00% |
February 21, 2012 |
February 28, 2017 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1080652. Member loan 1080652 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | Ernst and Young | Debt-to-income ratio: | 5.93% |
Length of employment: | 2 years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | Ernst and Young | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,662.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I recently purchased two investment rental properites, however I ran out of capital after purchasing and renovations. I have a few more renovations that I would like to get done quickly as possible. Instead of waiting and saving the money, I figured I borrow the money, so I can get the properties rented out as quickly as possible. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay no rent, due to parents owninmg the house that I live in. However, my utilities expenses are about $450 per month, food is about $200, and car note is $414. Cell phone expense are reimbursed by my company. |
Member Payment Dependent Notes Series 1083859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1083859 |
$9,000 |
$9,000 |
7.90% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1083859. Member loan 1083859 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Mutual of America | Debt-to-income ratio: | 19.18% |
Length of employment: | 3 years | Location: | Rockville , MD |
Home town: | |||
Current & past employers: | Mutual of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I will be using the funds to payoff another loan with Lending Club with a higher APR. My credit score has improved significantly since I got the loan. I have never been late making a payment. Thank you.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1099970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1099970 |
$16,000 |
$16,000 |
13.99% |
1.00% |
February 15, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1099970. Member loan 1099970 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 11.86% |
Length of employment: | 5 years | Location: | ROBBINSVILLE, NJ |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > additions to my home, new counters, new floors, finishing basement<br>
A credit bureau reported the following information about this borrower member on January 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,935.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | made a poor business decision a few years back, invested my money and credit in a now failed business |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $800 a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $300 |
Member Payment Dependent Notes Series 1103824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1103824 |
$15,000 |
$15,000 |
7.90% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1103824. Member loan 1103824 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Drom International Inc | Debt-to-income ratio: | 10.46% |
Length of employment: | 3 years | Location: | ROCKAWAY, NJ |
Home town: | |||
Current & past employers: | Drom International Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Pay off credit cards. Small amount for a home improvement<br><br> Borrower added on 02/10/12 > Pay off credit cards and small amount for a home improvement.<br>
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Approx $600.00 (but I do pay more than the monthly amount. Hope this helps! |
Member Payment Dependent Notes Series 1105125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1105125 |
$24,000 |
$24,000 |
18.55% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1105125. Member loan 1105125 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Definitive Homecare Solutions | Debt-to-income ratio: | 14.77% |
Length of employment: | 4 years | Location: | POWELL, OH |
Home town: | |||
Current & past employers: | Definitive Homecare Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > Around $2000.<br><br> Borrower added on 02/16/12 > ~$2000<br>
A credit bureau reported the following information about this borrower member on January 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $27,971.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have just under 22k in debt on credit cards. This is spread out on about 5 cards and the rates range from 22-30%. I am getting crushed by minimum payments and need this loan to alleviate that. I also have a few student loans left and a mortgage but am not rolling any of them up with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have just under 22k in debt on credit cards. This is spread out on about 5 cards and the rates range from 22-30%. I am getting crushed by minimum payments and need this loan to alleviate that. I also have a few student loans left and a mortgage but am not rolling any of them up with this loan. |
Which debts do you plan to pay off with this loan? | I have five credit cards with open balances that will be paid off with this loan. All of them are at higher rates than this loan. This consolidation will help me get back to scratch quicker than paying them all individually. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have just under 22k in debt on credit cards. This is spread out on about 5 cards and the rates range from 22-30%. I am getting crushed by minimum payments and need this loan to alleviate that. I also have a few student loans left and a mortgage but am not rolling any of them up with this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ~$2000 |
Please explain the reason why you carry a large revolving credit balance. | Most of my revolving balance was racked up in my early to mid twenties. I had good credit and was given very large balances and fell into many bad spending habits. Those habits have been righted since, but I am having trouble crawling out of the hole that I dug and jumped into. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This money will be spread over my five high rate accounts that total just over 22k. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is $1380, which includes insurance and taxes. |
Member Payment Dependent Notes Series 1105334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1105334 |
$22,000 |
$22,000 |
18.55% |
1.00% |
February 17, 2012 |
February 21, 2017 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1105334. Member loan 1105334 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Mile High Hotel Venture Dba hotel VQ | Debt-to-income ratio: | 11.18% |
Length of employment: | 9 years | Location: | COMMERCE CITY, CO |
Home town: | |||
Current & past employers: | Mile High Hotel Venture Dba hotel VQ | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > thank you for considering my loan. I am looking for a second chance. I made some mistakes at the same time I took a 30% cut in pay as the economy dipped. Credit card interest so high that I cannot not get ahead and out of debt. I can pay this loan. I have been with my job 10 years. thank you<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $14,664.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The current balance of my credit cards is right under $20,000...monthly payments are right at $550 but with the interest rate nothing is going down. My average rate is at about 26%..It was a mix of bad decisions several years back and a 30% reduction in pay that I did not expect. I now can't seem to get out. I have been with my job for 10 years and will be able to pay this off..I am looking for second chance to get on with my life. thank you for considering. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The current balance of my credit cards is right under $20,000...monthly payments are right at $550 but with the interest rate nothing is going down. My average rate is at about 26%..It was a mix of bad decisions several years back and a 30% reduction in pay that I did not expect. I now can't seem to get out. I have been with my job for 10 years and will be able to pay this off..I am looking for second chance to get on with my life. thank you for considering. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The current balance of my credit cards is right under $20,000...monthly payments are right at $550 but with the interest rate nothing is going down. My average rate is at about 26%..It was a mix of bad decisions several years back and a 30% reduction in pay that I did not expect. I now can't seem to get out. I have been with my job for 10 years and will be able to pay this off..I am looking for second chance. thank you for considering. Once I get this loan it wll be the only one I owe. |
Member Payment Dependent Notes Series 1105736
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1105736 |
$6,000 |
$6,000 |
10.74% |
1.00% |
February 16, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1105736. Member loan 1105736 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | HealthSouth Rehabilitaion Hospital | Debt-to-income ratio: | 5.06% |
Length of employment: | < 1 year | Location: | BLACKWOOD, NJ |
Home town: | |||
Current & past employers: | HealthSouth Rehabilitaion Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $188.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 114k, 4.25%. $1,250/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $650 mortgage, 200 util, 150 food, phone included in job |
Member Payment Dependent Notes Series 1105806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1105806 |
$18,000 |
$18,000 |
11.71% |
1.00% |
February 15, 2012 |
February 19, 2015 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1105806. Member loan 1105806 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | United States Steel | Debt-to-income ratio: | 17.01% |
Length of employment: | 10+ years | Location: | LINCOLN, AL |
Home town: | |||
Current & past employers: | United States Steel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,610.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards around $18k with most around 18-24%, minimum payment of $465 but have been paying around $580. Student loans $16k, payment $197. Mortgage balance unknown, payment $450. No lines of credit. |
Which debts do you plan to pay off with this loan? | Credit cards, $18k. Want to be able to end this source of debt in 3 year period with much lower interest rate. Loan payment will only slightly exceed what I have been paying (more than minimum payments for each account). |
Member Payment Dependent Notes Series 1107162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1107162 |
$10,000 |
$10,000 |
7.62% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1107162. Member loan 1107162 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Holly Services | Debt-to-income ratio: | 11.90% |
Length of employment: | 4 years | Location: | GARDENA, CA |
Home town: | |||
Current & past employers: | Holly Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 19, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa<br>Balance is $9300.00<br>Interestrate is 18.24%<br>Min.Monthly Payment is about $240.00<br><br>Thank you,<br>KE |
Member Payment Dependent Notes Series 1107811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1107811 |
$10,000 |
$10,000 |
6.03% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1107811. Member loan 1107811 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Fayette County Public Schools | Debt-to-income ratio: | 7.32% |
Length of employment: | 2 years | Location: | Lexington, KY |
Home town: | |||
Current & past employers: | Fayette County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Going to use the loan to pay off a higher interest loan from taking a loss when selling a home.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,184.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | No reason inparticular. Had to take out a high interest unsecured loan when we sold our house because we took a loss. Just trying to get a lower rate on the loan. |
Which debts do you plan to pay off with this loan? | Had to take out a high interest unsecured loan when we sold our house because we took a loss. Just trying to get a lower rate on the loan and some credit card debt that also came with it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The purpose of this loan we will to pay off an unsecured loan and a couple thousand dollars of credit card debt that we accrued after we sold our home. We took a loss on the home and had to take out a loan to sell it. The interest rate on the home is about 15%. We rent our home and the payment is $1,175 monthly. The unsecured loan payment is currently $235.00 and we've been paying about $150.00 on the credit card. I have no student loans. |
Member Payment Dependent Notes Series 1109339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1109339 |
$8,000 |
$8,000 |
7.90% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1109339. Member loan 1109339 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.94% |
Length of employment: | 10+ years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | Equestrian Business, Horse training, leasing, sales and schooling. |
What is your intended use for the loan proceeds? | consolidate dept, I have a credit card with a high interest rate that i have been paying down and want to pay it off faster and with a lower interest rate |
Please describe your experience/familiarity with the business you are starting/started? | I've been involved w/ horses for my entire life, I began at 5yrs old & owned horses from the age of 10. My 2 current horses, I have had one for 5 yrs & the Prix St George horse is 1 yr with me. The Prix St George horse is an FEI level horse. |
What is your intended use for the loan proceeds? | consolidate dept, I have a credit card with a high interest rate that i have been paying down and want to pay it off faster and with a lower interest rate |
Please describe your experience/familiarity with the business you are starting/started? | I've been involved w/ horses for my entire life, I began at 5yrs old & owned horses from the age of 10. My 2 current horses, I have had one for 5 yrs & the Prix St George horse is 1 yr with me. The Prix St George horse is an FEI level horse. |
Member Payment Dependent Notes Series 1110003
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1110003 |
$10,000 |
$10,000 |
15.81% |
1.00% |
February 17, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1110003. Member loan 1110003 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Try-Health Inc. | Debt-to-income ratio: | 17.30% |
Length of employment: | 7 years | Location: | WHITESTONE, NY |
Home town: | |||
Current & past employers: | Try-Health Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > Paid off 5 credit card<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,018.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total bal is $14000<br>interest rates are 15%~30% <br>current monthly payments are $500 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1.VISA,$1473.71,29.99%,$47<br>2.VISA,$2496.71,21.24%,$69<br>3.MASTERCARD,$1300,26.99%,$60<br>4.MASTERCARD,$2397.07,21.99%,$64<br>5.VISA,$1355.55,17.90%,$25 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total bal is $14000<br>interest rates are 15%~30% <br>current monthly payments are $500 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total minimum monthly payments are $342<br>what will it be including this loan and the payoff? $436 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1.VISA,$1473.71,29.99%,$47<br>2.VISA,$2496.71,21.24%,$69<br>3.MASTERCARD,$1300,26.99%,$60<br>4.MASTERCARD,$2397.07,21.99%,$64<br>5.VISA,$1355.55,17.90%,$25 |
Member Payment Dependent Notes Series 1112002
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1112002 |
$24,000 |
$24,000 |
13.99% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1112002. Member loan 1112002 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Greenleaf Book Group, LLC | Debt-to-income ratio: | 16.51% |
Length of employment: | < 1 year | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Greenleaf Book Group, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Thanks for your consideration. I'm interested in consolidating my high-interest debt to a better opportunity. I'll apply my LC loan funds toward paying off revolving credit cards. I'm a responsible professional and homeowner with a stable work history and income. Monthly budget is about $4,300.<br><br> Borrower added on 02/13/12 > For clarity, monthly budgeted expenses are $4,300. Income is obviously higher though I'm not permitted to disclose it per Lending Club rules.<br>
A credit bureau reported the following information about this borrower member on January 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Household income is comfortable so this is more about shifting money from traditional banks into transparent, non-predatory, ethical channels. <br><br>Approximate balances and monthly payments:<br><br>1) Citibank: $10,000 (about $8,000 of which is 19.99-25.99%) $300 month<br>2) Citibank: $5400 again in the 19.99% range $150 month<br>3) Bank of America: $5500 in the 15.99% APR range $130 month<br>4) Chase: $3800 in the 14% APR range $75 month |
Which debts do you plan to pay off with this loan? | Revolving credit card debt. I'm interested in moving money from traditional banks (Citi, Chase, BofA) into a more ethical, transparent, people-funded, social-technology vehicle. Happy to pay fellow investors rather than corporate institutions. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Please see loan description. My monthly expenses are about $4300. Thanks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I'm a homeowner and my PITI is $975, tax and insurance run about $275, and my HOA covers utilities. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Household income is comfortable so this is more about shifting money from traditional banks into transparent, non-predatory, ethical channels. <br><br>Approximate balances and monthly payments:<br><br>1) Citibank: $10,000 (about $8,000 of which is 19.99-25.99%) $300 month<br>2) Citibank: $5400 again in the 19.99% range $150 month<br>3) Bank of America: $5500 in the 15.99% APR range $130 month<br>4) Chase: $3800 in the 14% APR range $75 month |
Please explain the reason why you carry a large revolving credit balance. | School, tech, music and video equipment purchases from some years ago. I've have been paying down these balances for years. Thankfully, income has never been an issue for me. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm paying off my revolving credit card accounts. That's basically it. The Lending Club interest rate and APR are lower, and I'd rather pay interest to my peers than to traditional banks with dubious ethics. |
Member Payment Dependent Notes Series 1113226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1113226 |
$28,000 |
$28,000 |
18.55% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1113226. Member loan 1113226 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | NANA Development Corporation | Debt-to-income ratio: | 12.01% |
Length of employment: | < 1 year | Location: | EL CAJON, CA |
Home town: | |||
Current & past employers: | NANA Development Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I am planning to use these funds to refinance high interest rate c.c. My credit record shows that I never missed a payment. I have a stable job and good income.<br>
A credit bureau reported the following information about this borrower member on January 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $15,969.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1113793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1113793 |
$7,000 |
$7,000 |
7.90% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1113793. Member loan 1113793 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | vintagesteakhouse | Debt-to-income ratio: | 9.90% |
Length of employment: | 10+ years | Location: | HUNTINGTON, NY |
Home town: | |||
Current & past employers: | vintagesteakhouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1114118
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1114118 |
$7,000 |
$7,000 |
7.90% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1114118. Member loan 1114118 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Oracle America, Inc | Debt-to-income ratio: | 9.77% |
Length of employment: | 6 years | Location: | Daly City , CA |
Home town: | |||
Current & past employers: | Oracle America, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $4,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1116037
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1116037 |
$19,600 |
$19,600 |
14.65% |
1.00% |
February 16, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1116037. Member loan 1116037 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,917 / month |
Current employer: | IntegriGuard | Debt-to-income ratio: | 23.19% |
Length of employment: | 2 years | Location: | IRVING, TX |
Home town: | |||
Current & past employers: | IntegriGuard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,595.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | chase $4500 <br>Orchard bank $1700<br>Barclay $4000<br>Home Depot $4000<br>Capital one $3000<br>True North FCU $5000 Interest about 5.9% (i will not be paying off this one as the interest in lower then you are offering) <br><br>I don't know the interest rates exactly but all are over 20%. I am taking the money from this and paying off the credit cards. |
Member Payment Dependent Notes Series 1116864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1116864 |
$12,000 |
$12,000 |
13.99% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1116864. Member loan 1116864 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,167 / month |
Current employer: | thomas m ernst & associates | Debt-to-income ratio: | 4.24% |
Length of employment: | 10+ years | Location: | MONROE, NJ |
Home town: | |||
Current & past employers: | thomas m ernst & associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $9,499.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2540 29.99%<br>$3896 13.24%<br>$1543 23.90%<br>$747 14.99%<br>$3300 22.90%<br>$750 25.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2540 29.99%<br>$3896 13.24%<br>$1543 23.90%<br>$747 14.99%<br>$3300 22.90%<br>$750 25.99% |
Please explain the reason why you carry a large revolving credit balance. | Home improvements mostly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1800 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2540 29.99%<br>$3896 13.24%<br>$1543 23.90%<br>$747 14.99%<br>$3300 22.90%<br>$750 25.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2540 29.99%<br>$3896 13.24%<br>$1543 23.90%<br>$747 14.99%<br>$3300 22.90%<br>$750 25.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2540 29.99%<br>$3896 13.24%<br>$1543 23.90%<br>$747 14.99%<br>$3300 22.90%<br>$750 25.99% |
Which debts do you plan to pay off with this loan? | Credit cards with a higher interest rate than the loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2540 29.99%<br>$3896 13.24%<br>$1543 23.90%<br>$747 14.99%<br>$3300 22.90%<br>$750 25.99% |
Member Payment Dependent Notes Series 1117198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1117198 |
$2,000 |
$2,000 |
7.90% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1117198. Member loan 1117198 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | Aspect Studios | Debt-to-income ratio: | 0.00% |
Length of employment: | 6 years | Location: | Morro Bay, CA |
Home town: | |||
Current & past employers: | Aspect Studios | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I currently have no other unpaid credit cards or debt and would like to do a little home improvement and several furniture purchases.<br>
A credit bureau reported the following information about this borrower member on January 20, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1117396
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1117396 |
$12,000 |
$12,000 |
13.11% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1117396. Member loan 1117396 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,800 / month |
Current employer: | Sigma Relocation Group | Debt-to-income ratio: | 9.73% |
Length of employment: | 9 years | Location: | Carrollton, TX |
Home town: | |||
Current & past employers: | Sigma Relocation Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I would like to pay off high interest credit cards. This loan will save me extra money each month. I have consistent income...good credit and no.late payments.<br>
A credit bureau reported the following information about this borrower member on January 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $11,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly bills are approx. 2/3 of my income. This will save me over 100 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately 12,000 on a high interest credit card for private school loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately 12,000 on a high interest credit card for private school loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately 12,000 on a high interest credit card for private school loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately 12,000 on a high interest credit card for private school loan. |
Which debts do you plan to pay off with this loan? | High interest credit card w. Private school balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly bills are approx. 2/3 of my income. This will save me over 100 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are approx. 6k per month. I would like to pay off a high interest credit card that has a school loan balance on it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately 12,000 on a high interest credit card for private school loan. |
Which debts do you plan to pay off with this loan? | High interest credit card w. Private school balance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off a private school tuition on a higher interest credit card. |
Please explain the reason why you carry a large revolving credit balance. | I have a school loan on a higher interest credit card. |
Member Payment Dependent Notes Series 1118387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1118387 |
$20,000 |
$20,000 |
12.42% |
1.00% |
February 15, 2012 |
February 19, 2015 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1118387. Member loan 1118387 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,500 / month |
Current employer: | California State University Chico | Debt-to-income ratio: | 23.56% |
Length of employment: | 10+ years | Location: | OROVILLE, CA |
Home town: | |||
Current & past employers: | California State University Chico | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/05/12 > Consolidation loan<br>
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses roughly $2,000 - $2,500 depending on son's incidental expenses. |
Please explain the reason why you carry a large revolving credit balance. | Renovations to an existing residence - recently separated and needed alternative living arrangements quickly. Used $15,000 I had in cash, and borrowed another $20,000 in credit to bring unit up to code and livable. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Roughly $2,000 - $2,500 per month depending on son's incidental expenses. No student loans - paid that off over ten years ago. The remaining income goes to pay off credit cards which is why I'd like to use this loan as a consolidation loan, to lower the interest rate, spread out payments over time. |
Which debts do you plan to pay off with this loan? | I plan to pay off all 3 credit cards. The only reason for the loan is to consolidate the credit cards so I can lower the interest rate and spread out the payments over time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Roughly $2,000 - $2,500 per month depending on son's incidental expenses. No student loans - paid that off over ten years ago. The remaining income goes to pay off credit cards which is why I'd like to use this loan as a consolidation loan, to lower the interest rate, spread out payments over time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Roughly $2,000 - $2,500 per month depending on son's incidental expenses. No student loans - paid that off over ten years ago. The remaining income goes to pay off credit cards which is why I'd like to use this loan as a consolidation loan, to lower the interest rate, spread out payments over time. |
Which debts do you plan to pay off with this loan? | Credit card debt, currently at 24% interest rate. This would be a consolidation loan. |
Member Payment Dependent Notes Series 1118527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1118527 |
$24,925 |
$24,925 |
24.89% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1118527. Member loan 1118527 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,583 / month |
Current employer: | Lauderhill Police Department | Debt-to-income ratio: | 19.88% |
Length of employment: | 10+ years | Location: | Hallandale Beach, FL |
Home town: | |||
Current & past employers: | Lauderhill Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Debt consolidation<br><br> Borrower added on 02/08/12 > debt consolidation<br><br> Borrower added on 02/08/12 > debt consolidation<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 29 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $81,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | answered already |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,300 Mortgage, equity line $100, utilities $125, taxes, $757, insurance paid by condo association |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
Which debts do you plan to pay off with this loan? | credit card debts |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,300 Mortgage, equity line $100, utilities $125, taxes, $757, insurance paid by condo association |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
Which debts do you plan to pay off with this loan? | credit card debts |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
What is your intended use for the loan proceeds? | pay off credit card debts |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortg $1,300, utilities $125, food $150, insurance paid via condo assoc |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,300 Mortgage, equity line $100, utilities $125, taxes, $757, insurance paid by condo association |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortg $1,300, utilities $125, food $150, insurance paid via condo assoc |
Which debts do you plan to pay off with this loan? | credit card debts |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | answered already |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortg $1,300, utilities $125, food $150, insurance paid via condo assoc |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using to pay of credit card debts |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,300 Mortgage, equity line $100, utilities $125, taxes, $757, insurance paid by condo association |
Please explain the reason why you carry a large revolving credit balance. | Had unexpected expense |
Which debts do you plan to pay off with this loan? | credit card debts |
Member Payment Dependent Notes Series 1118731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1118731 |
$4,000 |
$4,000 |
13.11% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1118731. Member loan 1118731 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | outlook international | Debt-to-income ratio: | 8.84% |
Length of employment: | 10+ years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | outlook international | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 22, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | my dauther ran it up but im woking on paying off |
What other sources of financing are you using to purchase the home? | help from my mother in law |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $1400 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1400 and up its varies |
Member Payment Dependent Notes Series 1119835
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1119835 |
$10,000 |
$10,000 |
14.65% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1119835. Member loan 1119835 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Liberty Plumbing and Solar | Debt-to-income ratio: | 11.05% |
Length of employment: | 2 years | Location: | RIVERSIDE, CA |
Home town: | |||
Current & past employers: | Liberty Plumbing and Solar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > I am an excellent borrower because I am never late on any payments, I have a reliable job working over 40 hours a week. I would like to pay off all my credit cards and consumer cards to bring my credit score up even higher and get lower interest rates.<br>
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,540.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | it is still not letting me put the information in, I have tryed doing it with no period no names of cards everything. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum 320.30<br>Total Minimum with loan 664.30 |
What is your intended use for the loan proceeds? | To pay off all credit cards and get a lower apr rate and higher increase to bring up credit score. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | it is still not letting me put the information in, I have tryed doing it with no period no names of cards everything. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 700.00<br>transportation 360.00<br>utilities 300.00<br>phone 175.00<br>insurance 123.00<br>food 400.00<br>gas 100.00 |
Please explain the reason why you carry a large revolving credit balance. | I have a large credit balance due to the holidays and unexpected expenses due to a death in the family. |
Member Payment Dependent Notes Series 1120477
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1120477 |
$30,000 |
$30,000 |
21.28% |
1.00% |
February 15, 2012 |
February 18, 2017 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1120477. Member loan 1120477 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Pearson, Inc. | Debt-to-income ratio: | 21.96% |
Length of employment: | 3 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | Pearson, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/04/12 > The purpose of this loan is to get credit card debt into one lump monthly payment and to become debt free in 5 years.<br>
A credit bureau reported the following information about this borrower member on January 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $19,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thank you for considering. My use of credit card really started in 2008. I changed from a job that required 100% travel to one that was less travel and less pay. This was due to family illness. I relied on the credit cards more than I should to balance things. While I have been able to pay the minimum each month, I am not making a dent in paying off the balances. I desired this loan so that in five years I am completely debt free. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thank you for considerating. <br>When I itemize to answer your quetion, I recieved the following message when submitting. <br>Looks like you may have included information which might reveal your identity to potential investors. Please revise your answer.<br>So this is my best answer to your question. <br> My monthly mnimum total is 886.83. Interste rate range from 14.99% to 29.99%. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thank you for considerating. <br>When I itemize to answer your quetion, I recieved the following message when submitting. <br>Looks like you may have included information which might reveal your identity to potential investors. Please revise your answer.<br>So this is my best answer to your question. <br> My monthly mnimum total is 886.83. Interste rate range from 14.99% to 29.99%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Thank you for considering. I hope I am answering your question correctly. <br>$929.83 current monthly minmum<br><br>After loan minimum would be $43.00 all but two cards (total balance $1350.00) would be paid off |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent including utilities 1003.00<br>Phone 125.00<br>transportation 282.00 car note about 50.00 per month for gas. <br>Car insurance about 900.00 yearly paid in 8 payments<br>Food 150.00<br>Electric Bill 125.00 average |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thank you for considerating. <br>When I itemize to answer your quetion, I recieved the following message when submitting. <br>Looks like you may have included information which might reveal your identity to potential investors. Please revise your answer.<br>So this is my best answer to your question. <br> My monthly mnimum total is 886.83. Interste rate range from 14.99% to 29.99%. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for considering. My use of credit card really started in 2008. I changed from a job that required 100% travel to one that was less travel and less pay. This was due to family illness. I relied on the credit cards more than I should to balance things. While I have been able to pay the minimum each month, I am not making a dent in paying off the balances. I desired this loan so that in five years I am completely debt free. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your consideration. The only purpose for this loan is to pay off my credit cards. If this loan is granted, all credit cards would be paid off and I will be on track to being completely debt-free in five years. |
Member Payment Dependent Notes Series 1120533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1120533 |
$4,800 |
$4,800 |
19.42% |
1.00% |
February 15, 2012 |
February 15, 2015 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1120533. Member loan 1120533 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | U.S. HEALTHWORKS HOLDING COMPANY, INC | Debt-to-income ratio: | 24.80% |
Length of employment: | 4 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | U.S. HEALTHWORKS HOLDING COMPANY, INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/01/12 > I have a stable job. I've been with the company for almost 5 years now and I'm in the process of moving up. I plan on using this loan to pay off 3 credit cards with a combined total of around $5,000. Why pay 3 institutions with different rates when I can focus on making one single monthly payment?<br>
A credit bureau reported the following information about this borrower member on January 23, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $9,131.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency in almost 5 years, since I finished school and have had my current job . I pay my bills on time and I'll try to pay off this loan in about 24 months, instead of 36, so I can save some money on the interest. |
Please explain the reason why you carry a large revolving credit balance. | I’ve been paying my credit cards on time, and I pay a little more than the minimum, but I’ve continued using them, so my balances have remained high. With this loan, I will pay off my credit card debt, and commit to this loan. It'll be easier for me to make a monthly payment to Lending Club, instead of 3 separate payments to several financial institutions with different rates, due dates and balances. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Although I can understand the reason why you’re asking this question, I do not feel comfortable providing you with any specific information. Let me assure you that my personal finances are on the right track and I will make sure to pay off this loan as early as possible, so I can save money on the interest. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Your question asks for specific numbers, which I'm not comfortable providing. |
Member Payment Dependent Notes Series 1121555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1121555 |
$18,000 |
$18,000 |
6.62% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1121555. Member loan 1121555 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | WalMart | Debt-to-income ratio: | 0.80% |
Length of employment: | 10+ years | Location: | wichita, KS |
Home town: | |||
Current & past employers: | WalMart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > I have great credit a very secure job no debt and would like to have a loan for medical expenses<br>
A credit bureau reported the following information about this borrower member on January 25, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current expenses $400.00 caregiver to mother 3yrs now all living expenses taking care of, very little expenses.Secure management position with major retailor 13 yrs |
Member Payment Dependent Notes Series 1122231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1122231 |
$12,000 |
$12,000 |
14.65% |
1.00% |
February 17, 2012 |
February 21, 2017 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1122231. Member loan 1122231 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,750 / month |
Current employer: | Northwest Software - Hewlett Packard | Debt-to-income ratio: | 19.25% |
Length of employment: | 1 year | Location: | BATTLE GROUND, WA |
Home town: | |||
Current & past employers: | Northwest Software - Hewlett Packard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > I will pay off the ALL my debts that accumlated in the last 3 years due to unplanned medical. I have saved some money to apply to these debts as well. I am paying high interest than will pay off the blance on other debts. I have been debt free until the last 3 yrs. I will NEVER have debt again!<br>
A credit bureau reported the following information about this borrower member on January 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $41,607.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I don't have any student loans. We have 1 mortage payment of $1500/month balance of $200K and appraised value of the property is $450K. The debt is credit cards that I would like to pay off and consolidate/ |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balances are as follows:<br>Visa $4478 %17<br>Target Visa $2100 %19.5<br>Visa $4785 %15<br>kohls: $553 %18<br>Discover $1988 %14<br>These are the debts I will pay off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $750 (half the total amount<br>$80 a month electric. .<br>$75 a month for land line and high speed internet. Car ins $100 month. I split monthly expenses including food. My salary is for paying off debts and to develop am emergency fund after debts are all paid off |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1500 a month mortgage. We do not have a home equity loan. We have a line of credit with $1500 balance right now we are paying a minimum payment of $30 month- |
Member Payment Dependent Notes Series 1123705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1123705 |
$12,000 |
$12,000 |
9.91% |
1.00% |
February 16, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1123705. Member loan 1123705 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | bergeron | Debt-to-income ratio: | 9.25% |
Length of employment: | 10+ years | Location: | PEMBROKE PINES, FL |
Home town: | |||
Current & past employers: | bergeron | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,191.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1124061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1124061 |
$12,000 |
$12,000 |
12.42% |
1.00% |
February 16, 2012 |
February 8, 2015 |
February 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1124061. Member loan 1124061 was requested on January 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | chevron weaver investment | Debt-to-income ratio: | 13.99% |
Length of employment: | 5 years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | chevron weaver investment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1124809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1124809 |
$35,000 |
$35,000 |
8.90% |
1.00% |
February 16, 2012 |
February 9, 2015 |
February 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1124809. Member loan 1124809 was requested on January 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,167 / month |
Current employer: | Whitehall Medical Transport Svcs | Debt-to-income ratio: | 1.36% |
Length of employment: | 6 years | Location: | Whitehall, PA |
Home town: | |||
Current & past employers: | Whitehall Medical Transport Svcs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 26, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to remodel my house, replace carpet with hardwood floor, put granite on the kitchen and complete the basement. Thank you |
Member Payment Dependent Notes Series 1125044
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1125044 |
$35,000 |
$35,000 |
8.90% |
1.00% |
February 21, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1125044. Member loan 1125044 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | JCG Technologies | Debt-to-income ratio: | 6.69% |
Length of employment: | 6 years | Location: | beaverton, OR |
Home town: | |||
Current & past employers: | JCG Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > this is for my family purpose.<br>
A credit bureau reported the following information about this borrower member on January 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Family Responsibilities (Finical matters to taken care off) |
Member Payment Dependent Notes Series 1125053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1125053 |
$8,400 |
$8,400 |
9.91% |
1.00% |
February 17, 2012 |
February 9, 2015 |
February 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1125053. Member loan 1125053 was requested on January 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.38% |
Length of employment: | < 1 year | Location: | Van Nuys, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 01/26/12 > Needed upgrades for my personal business.<br>
A credit bureau reported the following information about this borrower member on January 20, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am an actor in Los Angeles California. I need a loan so I can get new headshots, take acting classes, upgrade my wordrobe and get my car fixed. |
Member Payment Dependent Notes Series 1125499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1125499 |
$6,000 |
$6,000 |
6.03% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1125499. Member loan 1125499 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Rams Inc. | Debt-to-income ratio: | 6.10% |
Length of employment: | 10+ years | Location: | Lantana, FL |
Home town: | |||
Current & past employers: | Rams Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Stingray 656 Boat<br>
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $2,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1125913
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1125913 |
$10,000 |
$10,000 |
7.90% |
1.00% |
February 17, 2012 |
February 12, 2015 |
February 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1125913. Member loan 1125913 was requested on January 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Juut Salonspa | Debt-to-income ratio: | 6.15% |
Length of employment: | 8 years | Location: | SAINT PAUL, MN |
Home town: | |||
Current & past employers: | Juut Salonspa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 01/29/12 > My monthly payment will be the same as these nine high interest credit cards combined - but I will be able to pay it off in three years with a much lower interest rate.<br>
A credit bureau reported the following information about this borrower member on January 29, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1126591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1126591 |
$14,075 |
$14,075 |
16.29% |
1.00% |
February 16, 2012 |
February 10, 2015 |
February 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1126591. Member loan 1126591 was requested on January 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.90% |
Length of employment: | 10+ years | Location: | Tucson, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 01/27/12 > I always pay my bills on time and in full. No delinquencies or other bad reports regarding my creditors. Therefore, I feel that I'm not a bad risk.<br>Just need the load to consolidate some bills and cover some wore-related expenses.<br>
A credit bureau reported the following information about this borrower member on January 27, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently $2500.00 - $2600.00. The amount, of course, will decrease as credit cards are paid off. |
Please explain the reason why you carry a large revolving credit balance. | Due to some major changes in the past two years, amount of time at work was reduced, therefore have only made minimum payments, instead of large ones. |
Please provide additional details regarding the purpose of the loan. | To pay-off smaller balances and for work related expenses that will allow me to increase my annual income. |
Member Payment Dependent Notes Series 1127057
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1127057 |
$20,000 |
$20,000 |
12.69% |
1.00% |
February 16, 2012 |
February 10, 2017 |
February 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1127057. Member loan 1127057 was requested on January 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Maxillofacial Surgeons, LTD. | Debt-to-income ratio: | 17.96% |
Length of employment: | 10+ years | Location: | Warwick , RI |
Home town: | |||
Current & past employers: | Maxillofacial Surgeons, LTD. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 27, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,946.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Hi, this will be for all of my credit card accounts. I think it will be much easier to pay it off with just 1 payment per month. It will also make it easier to make additional payment on account as well. Paying each card with a seperate payment I feel as if I just don't get anywhere with them. Each month I try to pay more than the minimum pmt amount but still feel it is not getting me anywhere. Thank you. |
Member Payment Dependent Notes Series 1128399
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1128399 |
$10,000 |
$10,000 |
6.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1128399. Member loan 1128399 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Nizhoni Health Systems- Med Options | Debt-to-income ratio: | 8.62% |
Length of employment: | 5 years | Location: | ASHLAND, MA |
Home town: | |||
Current & past employers: | Nizhoni Health Systems- Med Options | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/17/12 > I am helping my Brother in Brazil to buy his first home. He has worked hard and saved enough money for most of the payment. It is a simple home, in a poor area, but he is so happy with the perspective of no longer paying rent.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,352.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Helping my brother by his first home. |
What are you buying? | Helping my brother to purchase his first home. |
What is your intended use for the loan proceeds? | Helping my brother by his first home. |
What is your intended use for the loan proceeds? | Helping my brother by his first home. |
What is your intended use for the loan proceeds? | Helping my brother by his first home. |
What are you buying? | Helping my brother to purchase his first home. |
What are you buying? | Helping my brother to purchase his first home. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Using the money to help my brother purchase his first home. |
What is your intended use for the loan proceeds? | Helping my brother by his first home. |
What is your intended use for the loan proceeds? | Helping my brother by his first home. |
What are you buying? | Helping my brother to purchase his first home. |
Please explain the reason why you carry a large revolving credit balance. | student loan, morgage, car payment. |
Member Payment Dependent Notes Series 1128529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1128529 |
$5,500 |
$5,500 |
7.90% |
1.00% |
February 16, 2012 |
February 11, 2015 |
February 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1128529. Member loan 1128529 was requested on January 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,283 / month |
Current employer: | Caltech | Debt-to-income ratio: | 14.81% |
Length of employment: | 4 years | Location: | Pasadena, CA |
Home town: | |||
Current & past employers: | Caltech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 01/28/12 > This is to consolidate my two CC into a lower interest rate (13.49% to 7.9%). This will save me greater then $1000 over my previous payment plan.<br>
A credit bureau reported the following information about this borrower member on January 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $2,347.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1129145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1129145 |
$16,425 |
$16,425 |
8.90% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1129145. Member loan 1129145 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,075 / month |
Current employer: | Cemex, Inc. | Debt-to-income ratio: | 19.45% |
Length of employment: | 5 years | Location: | CITRUS HEIGHTS, CA |
Home town: | |||
Current & past employers: | Cemex, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/18/12 > I have never missed any payments for anything.<br>I have never made a late payment on anything.<br>Simply looking to pay off a high percentage (29.99%) credit card. Thank You.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,889.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master Card, $23602.13 Balance; 29.99% Interest Rate; $830.20 Minimum Payment per month |
What is the total balance of your credit cards, interest rates and current monthly payments? | $23,600; 29.90%; $820.00/ month<br>$3,800 ; 11.24%; $77.00/ month<br>$2,400 ; 15.99%; $56.00/month |
Member Payment Dependent Notes Series 1129607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1129607 |
$17,000 |
$17,000 |
18.25% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1129607. Member loan 1129607 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Home Decorators Collection | Debt-to-income ratio: | 16.31% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Home Decorators Collection | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I will use this loan to pay off 5 credit cards. I've been in a salaried position for 5 years with a company owned by The Home Depot, and my store comped 46% over last year. Working full time through and after college has helped me become a financially responsible and dependable adult. Thank you!<br><br> Borrower added on 02/16/12 > My main goal is to improve my credit score. Nothing has prevented me from paying my bills on time for 7+ years. Yes, I've made mistakes in the past concerning my credit but I've learned from those mistakes. I believe learning from the past is the best way to move forward.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,858.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent, transportation, utilities, phone, insurance, internet, and the gym. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card debt balances total $14,384 and my Overdraft Protection line of credit from my bank is $2,500. The interest rates on these vary from 21% to 25%. I pay the credit cards and line of credit monthly, totaling $650-$700. |
Please explain the reason why you carry a large revolving credit balance. | While in college, I was determined to pay off each semester as I went. I paid off school and graduated with 2 BAs, but in the mean time didn't realize how much I'd racked up on credit cards collectively. With 20/20 hindsight I know now that it would have been better to apply for a student loan. This would have had a much lower interest rate and would have reflected better on my credit score. I accept the consequences of my backwards thinking and am working toward a better credit score. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent, transportation, utilities, phone, insurance, internet, and the gym. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card debt balances total $14,384 and my Overdraft Protection line of credit from my bank is $2,500. The interest rates on these vary from 21% to 25%. I pay the credit cards and line of credit monthly, totaling $650-$700. |
Member Payment Dependent Notes Series 1129611
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1129611 |
$5,500 |
$5,500 |
6.62% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1129611. Member loan 1129611 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.82% |
Length of employment: | 7 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/17/12 > My rent is $895.<br>All utilities (water, trash, electric, internet) are $150.<br>Health Insurance $110.<br>Auto Insurance $125.<br>No car note.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,887.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loans:<br>1. $2,559.94 (2.3%, 57.26 min payment)<br>2. $2,671.99 (2.36%, 63.45 min payment)<br><br>Credit Card Balances<br>1. $1,150 (0% until 7/12)<br>2. $3,004 (0% until 1/13)<br>3. $5,700 (23%)<br><br>The third credit card is what I want this loan for. |
Member Payment Dependent Notes Series 1130325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1130325 |
$20,000 |
$20,000 |
14.27% |
1.00% |
February 21, 2012 |
February 13, 2015 |
February 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1130325. Member loan 1130325 was requested on January 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,300 / month |
Current employer: | larry brown trucking | Debt-to-income ratio: | 7.09% |
Length of employment: | < 1 year | Location: | albany, OR |
Home town: | |||
Current & past employers: | larry brown trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/06/12 > $2700 for mo expences and over $300 mo for medical bills loan will pay off all debts including medicial<br>
A credit bureau reported the following information about this borrower member on January 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $7,987.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1130572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1130572 |
$25,000 |
$25,000 |
16.29% |
1.00% |
February 21, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1130572. Member loan 1130572 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | alfred dunner | Debt-to-income ratio: | 9.19% |
Length of employment: | 10+ years | Location: | oxford, NJ |
Home town: | |||
Current & past employers: | alfred dunner | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $35,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit cards $19,959<br>car loan 4,149.69 |
Which debts do you plan to pay off with this loan? | credit cards $19,959<br>car loan 4,149.69 |
Member Payment Dependent Notes Series 1130786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1130786 |
$10,800 |
$10,800 |
6.03% |
1.00% |
February 21, 2012 |
February 13, 2015 |
February 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1130786. Member loan 1130786 was requested on January 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Vail Resorts | Debt-to-income ratio: | 18.86% |
Length of employment: | 10+ years | Location: | Eagle, CO |
Home town: | |||
Current & past employers: | Vail Resorts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 30, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,586.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 900 |
Member Payment Dependent Notes Series 1131442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1131442 |
$4,625 |
$4,625 |
7.62% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1131442. Member loan 1131442 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,491 / month |
Current employer: | cfdc acquisition llc | Debt-to-income ratio: | 14.15% |
Length of employment: | 10+ years | Location: | HUNTSVILLE, AL |
Home town: | |||
Current & past employers: | cfdc acquisition llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1131642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1131642 |
$21,000 |
$21,000 |
9.91% |
1.00% |
February 17, 2012 |
February 14, 2015 |
February 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1131642. Member loan 1131642 was requested on January 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.39% |
Length of employment: | 10+ years | Location: | dalhart, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 01/31/12 > debt loan<br>
A credit bureau reported the following information about this borrower member on January 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,087.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1131829
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1131829 |
$25,000 |
$25,000 |
12.42% |
1.00% |
February 15, 2012 |
February 14, 2015 |
February 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1131829. Member loan 1131829 was requested on January 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | United States Army | Debt-to-income ratio: | 14.44% |
Length of employment: | 10+ years | Location: | PORTER RANCH, CA |
Home town: | |||
Current & past employers: | United States Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,269.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In the past I did not manage my funds as well as I should have; nor did I take advantage of my finance advisor available to me; I am recently taking charge of my finance after my divorce (Jan 2008) and attempting to get myself back on the right finance track. Bottom line, I have no real excuse except bad finance management and living outside of my means, I assure you that I am doing all I can now to change that and set myself and my kids on the right finance path. |
Member Payment Dependent Notes Series 1131926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1131926 |
$14,400 |
$14,400 |
7.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1131926. Member loan 1131926 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Allstate Insurance Company | Debt-to-income ratio: | 6.58% |
Length of employment: | 10+ years | Location: | MESA, AZ |
Home town: | |||
Current & past employers: | Allstate Insurance Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > A loan from Lending Club is an excellent opportunity to make one single monthly payment on a loan that offers an interest rate less than the average credit card interest rate.<br><br> Borrower added on 02/10/12 > My financial commitment extends beyond 100 percent on time payment history. I’ve participated in my employer’s 401k plan for over 10 years, and allocate funds bi-weekly to both a savings account and emergency fund.<br>
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1132145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1132145 |
$14,500 |
$14,500 |
8.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1132145. Member loan 1132145 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | hawaiian telcom | Debt-to-income ratio: | 18.71% |
Length of employment: | 5 years | Location: | honolulu, HI |
Home town: | |||
Current & past employers: | hawaiian telcom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > I have paid religiously on my credit cards and have not missed a payment the interest rate is taking a toll and would like to attempt to consolidate my debt at this lower interest rate. thank you<br><br> Borrower added on 02/09/12 > Additional information my debt comes from 3 credit cards 1. $7800 apr 13.99 2. $4000 apr 14.95 3. $2200 apr 16.99. I pay a total of $560 every month. My goal is to consolidate my debt with a lower apr. thank you<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Creditcard 1. $7800 apr 13.99 card 2, $4000 apr 14.95 card 3. 2200 apr 16.99. My current payments accumulate to 560 a month my goal is to consolidate my bills to one monthly payment at a lower interest rate. Thank you |
Member Payment Dependent Notes Series 1132209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1132209 |
$22,400 |
$22,400 |
18.25% |
1.00% |
February 15, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1132209. Member loan 1132209 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | L & E Landscape Services, d.b.a. Reichle | Debt-to-income ratio: | 16.28% |
Length of employment: | 2 years | Location: | Granvile, OH |
Home town: | |||
Current & past employers: | L & E Landscape Services, d.b.a. Reichle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1132481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1132481 |
$12,600 |
$12,600 |
16.29% |
1.00% |
February 17, 2012 |
February 15, 2015 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1132481. Member loan 1132481 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.62% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on January 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,767.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1132771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1132771 |
$25,300 |
$25,300 |
9.91% |
1.00% |
February 16, 2012 |
February 15, 2015 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1132771. Member loan 1132771 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Liberty Nursing Home | Debt-to-income ratio: | 5.63% |
Length of employment: | 7 years | Location: | Whitehall, PA |
Home town: | |||
Current & past employers: | Liberty Nursing Home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/01/12 > I wish to get money to remodel our home, including finishing the basement. I figured this is the easiest way to get a loan sort of seeking a home equity loan, which requires a turn of paperwork, appraisals and time.<br>
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1132995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1132995 |
$5,000 |
$5,000 |
13.49% |
1.00% |
February 15, 2012 |
February 15, 2015 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1132995. Member loan 1132995 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Global Capital Service Group Inc | Debt-to-income ratio: | 9.66% |
Length of employment: | < 1 year | Location: | Plantation, FL |
Home town: | |||
Current & past employers: | Global Capital Service Group Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/01/12 > Sales slow in December and January because of holidays. Need money for February bills.<br>
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have about $9,100.00 on a Regions line of credit that I took out personally for a business that is no longer operational and the payback responsiblility is mine. I have about $3,500.00 on a Rooms to Go line of credit that I used to put furniture in my house. I have about $500.00 on my Master Card account which is for miscellanous use and I have about $3,300.00 out on an installment loan for my car. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1) Regions Line of Credit: Balance is $9,101.03, Interest Rate is 8.75%, Monthly payment is $273.03<br>2) Rooms to Go Credit Line: Balance is $3,586.50, Interest Rate is 24.99%, Monthly payment is $113.00<br>3) Mastercard: Balance is $500.00, Interest Rate is 20.99%, Monthly payment is $25.00<br>4) Santander Car Loan: Balance is $3,313.67, Interest Rate is 13.99%, Monthly payment is $221.45 |
Which debts do you plan to pay off with this loan? | I plan to pay all of my expenses for the month of February 2012. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1) Food: $400.00<br>2) Gas: $200.00<br>3) Miscellanous: $300.00<br>4) Rent: $1,252.00<br>5) Phone: $55.00<br>6) FPL: $71.00<br>7) Child Support: $500.00<br>8) Rooms to Go: $113.00<br>9) Car Payment: $221.45<br>10) Regions Credit Line: $273.03<br>11) Cable: $164.11<br>12) Blue Cross/Blue Shield Health Insurance: $287.00<br>13) Mastercard: $25.00<br>14) Allstate Car Insurance: $121.14 |
Member Payment Dependent Notes Series 1133138
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1133138 |
$28,000 |
$28,000 |
12.42% |
1.00% |
February 16, 2012 |
February 15, 2015 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1133138. Member loan 1133138 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $27,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.98% |
Length of employment: | 5 years | Location: | Fresh Meadows , NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | . I do not have students loans<br>. Home mortgage balance is 128, 000<br>. Home equity loan balance is 78,000<br>. one credit card with a balance of 30,000 ( 29% )<br>. total monthly expenses 6,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | . I do not have students loans<br>. Home mortgage balance is 128, 000<br>. Home equity loan balance is 78,000<br>. one credit card with a balance of 30,000 ( 29% )<br>. total monthly expenses 6,000 |
What is your intended use for the loan proceeds? | to pay the credit card debt |
Member Payment Dependent Notes Series 1134436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134436 |
$35,000 |
$35,000 |
8.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134436. Member loan 1134436 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | US Airways | Debt-to-income ratio: | 3.53% |
Length of employment: | 10+ years | Location: | Belmont, NC |
Home town: | |||
Current & past employers: | US Airways | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,607.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will be using it for the renovation of a rental property. Any remaing funds will go towards further real estate acquisitions. |
What are you buying? | The funds will be used to refurbish and upgrade a renatl property, any remaining funds will be used to further purchases. |
Member Payment Dependent Notes Series 1134445
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134445 |
$15,500 |
$15,500 |
13.67% |
1.00% |
February 21, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134445. Member loan 1134445 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,581 / month |
Current employer: | Tidewell Hospice | Debt-to-income ratio: | 17.03% |
Length of employment: | 7 years | Location: | Bradenton, FL |
Home town: | |||
Current & past employers: | Tidewell Hospice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > This loan is to pay off my credit cards in full- interests keep going up every year making it impossible to pay off my debts within 5 years by getting this loan I know that at the end of 5 years I am debt free- I am working for Tidewell Hospice - 7 years - my income is steady to pay off the loan.<br><br> Borrower added on 02/12/12 > Thank You to the investors who have started this fund for me. I know I am asking for a lot of money- I got myself into this mess when I started in college and I am still paying it off today. If you have any questions for me just ask I will answer them but Please help me be debt free. Thank you.<br><br> Borrower added on 02/15/12 > Again I would like to say Thank You to all the investors for making this loan possible. The terms have been reduced and that is fine as I am greatful for all of your help in providing me with this loan... Thank You.<br>
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses are rent $400, cell phone $45, car insurance $87, medication pills $80, ADT Security $46, the credit cards $441, gas $150-$160, food $250 and others ( for example oil change or car repairs $40 +++, clothing and shoes $50-$100, personal body product (soap, shampoo, toothpaste,) $50 also doctor's visit every three months $40, etc...) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have a house, I rent so I pay ADT Security $46.00 and any repairs that are needed in and outside the house about $40-$100 more or less it depends on the repairs. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total monthly payments off my credit cards is $441.00 - What is included? Nothing, this loan is to payoff the credit cards and only that. The payoff? Knowing that in five years the loan is paid off compared to the credit card that have no end date. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit Card Balance $19,425.84 the interest rates are 9.9%-16.24%-17.24%- 17.24% 29.99% and current monthly payments is $441. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Amex Bal $1,115.09 Rate 17.24% Payment $35 Disc Bal $5,529.26 Rate 16.24% Payment $111 Visa Bal $5,640.51 Rate 9.9% Payment $109 Visa Bal $3,857.71 Rate 29.99% Payment $105 MC Bal $3,283.27 Rate 17.24% Payment $80.42. |
Please explain the reason why you carry a large revolving credit balance. | It all started in College- Credit Card were availabe/free to students so I paid my classes and books, food, clothing & shoes, etc... until one day reality came knocking at the door but by then I was $40,000 in debt. Today my debt is at $19,426 - the only difference is the interest rates were lower than they are today. That is why I am asking the Lending Club Investors for help because with your loan I know that I will have the same interest for the 5 years allowing me to be at last debt free. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total monthly payments off my credit cards is $441.00 - What is included? Nothing, this loan is to payoff the credit cards and only that. The payoff? Knowing that in five years the loan is paid off compared to the credit card that have no end date. |
Member Payment Dependent Notes Series 1134545
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134545 |
$24,000 |
$24,000 |
7.90% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134545. Member loan 1134545 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | BAE Systems | Debt-to-income ratio: | 14.27% |
Length of employment: | 3 years | Location: | West Chester, PA |
Home town: | |||
Current & past employers: | BAE Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > This loan will be used to pay off 5K remaining on my car, 12K on credit cards, and the rest will be put towards my new home purchase (ie: appliances and upgrades) or saved.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 0.00<br>Car Payment: 843.00 (6 months left)<br>Car Insurance: 125.00<br>Cell Phone: 85.00<br>Food: 150.00<br>Gas: 200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing: 1900.00 (including home insurance and property tax)<br>Rent: 0.00<br>Home Equity: 0.00<br>Electric: 175.00<br>Cable/Internet: 150.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>1. 5200 - 12% APR<br>2. 3000 - 0% APR 12 months<br>3. 3000 - 4.99 APR until paid off<br>4. 1500 - 8.99 APR<br>5. 600 - 8.99 APR<br><br>Mortgage: 321,000 - APR 3.875<br>Student Loan: 20,000 - APR 6.9 Deferred |
Please explain the reason why you carry a large revolving credit balance. | I used my cards for the following:<br><br>Tuition: ~4000<br>Supplies for new home: ~2500<br>Auto maintenance: Tires (900.00) Service (800.00)<br>The rest is an accumulation from over the years (~3800).<br><br>I put most of my money I had saved towards my new home vs. paying of the rest of my car or credit cards. |
Member Payment Dependent Notes Series 1134560
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134560 |
$1,000 |
$1,000 |
12.12% |
1.00% |
February 17, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134560. Member loan 1134560 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.88% |
Length of employment: | 7 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Marketing expenses for my massage therapy business of 7 years. I must stay competitive. |
Member Payment Dependent Notes Series 1134581
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134581 |
$20,000 |
$20,000 |
10.65% |
1.00% |
February 16, 2012 |
February 15, 2017 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134581. Member loan 1134581 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | The Breakers Palm Beach | Debt-to-income ratio: | 26.79% |
Length of employment: | 3 years | Location: | Boynton Beach, FL |
Home town: | |||
Current & past employers: | The Breakers Palm Beach | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/01/12 > Thank You so much for approving my loan application....I will be using the money to consolidate my credit cards, lower my interest rates and pay off debt quicker! :)<br>
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards <br>$14,000 / 16.99% - $350 mo<br>$ 5,000 / 12.99% - $225 mo<br>$ 3,100 / 13.24% - $ 65 mo<br>$ 2,500 / 15.99% - $ 60 mo |
Member Payment Dependent Notes Series 1134817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134817 |
$7,700 |
$7,700 |
17.58% |
1.00% |
February 17, 2012 |
February 15, 2015 |
February 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134817. Member loan 1134817 was requested on February 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | carey international inc. | Debt-to-income ratio: | 19.04% |
Length of employment: | 2 years | Location: | pacifica, CA |
Home town: | |||
Current & past employers: | carey international inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay a debit with part of the loan, And start a low investment business on a field I already know vary well passanger transportation. |
Please describe your experience/familiarity with the business you are starting/started? | I have a long experience in passenger transportation, I've been working for a solid company in the business and I have done a extensive research on the operations of the business. I also have a lot of business administration experience from previously employments. |
Please describe your experience/familiarity with the business you are starting/started? | I have a long experience in passenger transportation, I've been working for a solid company in the business and I have done a extensive research on the operations of the business. I also have a lot of business administration experience from previously employments. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I intent to use 15% of the money for debit consolidation and I will use the remaining amount to pay legal fees to open the company, some for cash follow and some for advertising. |
Member Payment Dependent Notes Series 1134968
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1134968 |
$10,000 |
$10,000 |
12.69% |
1.00% |
February 15, 2012 |
February 16, 2015 |
February 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1134968. Member loan 1134968 was requested on February 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.53% |
Length of employment: | 5 years | Location: | LANCASTER, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,397.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of about $9K in credit card debts from 3 different credit card companies and about $400+ monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of about $9K in credit card debts from 3 different credit card companies and about $400+ monthly payments. |
Member Payment Dependent Notes Series 1135548
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1135548 |
$32,000 |
$32,000 |
14.27% |
1.00% |
February 21, 2012 |
February 16, 2017 |
February 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1135548. Member loan 1135548 was requested on February 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,400 / month |
Current employer: | First Community Bank of Central Alabama | Debt-to-income ratio: | 7.42% |
Length of employment: | 6 years | Location: | Deatsville, AL |
Home town: | |||
Current & past employers: | First Community Bank of Central Alabama | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have accumalated credit card debt over the past few years due to travel expenses, auto repair/tires, furniture, etc. I wasn't disciplined in paying it off each month and the balance just kept accumalating. Will take too long to payoff with minimum payments. Would like to set up on a scheduled payment term to start reducing balance. |
What is your intended use for the loan proceeds? | pay off revolving debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only paying off revolving debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | combined roughly $1500-$1700 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt of roughly $30,000. Payment totals $700-$800mo. Hopefully most of this will be paid off with this loan. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment of $2280/mo. Insurance and taxes are escrowed into payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt of roughly $30,000. Payment totals $700-$800mo. Hopefully most of this will be paid off with this loan. |
Which debts do you plan to pay off with this loan? | I plan to pay off Chase, Citi, and FIA credit cards and any more that I can if any proceeds are left over. |
Which debts do you plan to pay off with this loan? | I plan to pay off Chase, Citi, and FIA credit cards and any more that I can if any proceeds are left over. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt of roughly $30,000. Payment totals $700-$800mo. Hopefully most of this will be paid off with this loan. |
Please explain the reason why you carry a large revolving credit balance. | I have accumalated credit card debt over the past few years due to travel expenses, auto repair/tires, furniture, etc. I wasn't disciplined in paying it off each month and the balance just kept accumalating. Will take too long to payoff with minimum payments. Would like to set up on a scheduled payment term to start reducing balance. |
If you have a public record on file, please briefly explain the event and its resolution. | no public record on fiel |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2280 per month. That is mortgage, insurance, taxes, etc. All escrowed into one payment. |
If you have a delinquency in the last 2 years, please explain the reason. | None. |
Member Payment Dependent Notes Series 1135666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1135666 |
$19,200 |
$19,200 |
17.27% |
1.00% |
February 17, 2012 |
February 16, 2017 |
February 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1135666. Member loan 1135666 was requested on February 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,800 / month |
Current employer: | Infrasource | Debt-to-income ratio: | 13.91% |
Length of employment: | 2 years | Location: | Puyallup, WA |
Home town: | |||
Current & past employers: | Infrasource | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/02/12 > pay off Chase Visa and Capital one mastercard<br>
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $12,363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my mortgage is 1400.00. and i have a car payment of 250.00. the items i would like to pay off are chase visa 8600.00 balance. $250.00 montly payment 25% interest, Capital one $12,000 balance, 215.00 monthly payment 12% interest. my goal is to consolidate my 2 credit cards and pay them off in 5 years instead of paying minimum balances. |
Please explain the reason why you carry a large revolving credit balance. | I was laid off for a bit and we needed to use our credit cards to survive. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is 1,497.00. a month. insurance and taxes is included in that amount. |
Member Payment Dependent Notes Series 1135782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1135782 |
$10,000 |
$10,000 |
13.11% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1135782. Member loan 1135782 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,935 / month |
Current employer: | Heat&Frost Insulators Local #47 | Debt-to-income ratio: | 18.24% |
Length of employment: | 10+ years | Location: | MIDLAND, MI |
Home town: | |||
Current & past employers: | Heat&Frost Insulators Local #47 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I have worked in the Skilled Trades for over 25+ years.Employped full-time.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt Consolidation |
Which debts do you plan to pay off with this loan? | Personel Bank Loan-Payoff Car Loan,Credit Cards,Life Insusurance Loan |
Member Payment Dependent Notes Series 1136180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136180 |
$35,000 |
$35,000 |
20.99% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136180. Member loan 1136180 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,833 / month |
Current employer: | NYC Department of Education | Debt-to-income ratio: | 16.73% |
Length of employment: | 8 years | Location: | JAMAICA, NY |
Home town: | |||
Current & past employers: | NYC Department of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/18/12 > My monthly expenses total $2500.<br><br> Borrower added on 02/18/12 > My monthly expenses total $2500.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,564.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The request is to address credit card debt. The total debt is $30,000 with a range of interest rates from 8% to 25%. |
Which debts do you plan to pay off with this loan? | I plan to pay off credit cards as well as assist my parents with medical bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The request is to address credit card debt. The total debt is $30,000 with a range of interest rates from 8% to 25%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The request is to address credit card debt. The total debt is $30,000 with a range of interest rates from 8% to 25%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are $2500. |
Please explain the reason why you carry a large revolving credit balance. | I had to provide financial assistance to family members. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used to pay off credit card debt and to assist family members with medical expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are $2500. |
Member Payment Dependent Notes Series 1136206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136206 |
$16,800 |
$16,800 |
7.90% |
1.00% |
February 21, 2012 |
February 16, 2017 |
February 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136206. Member loan 1136206 was requested on February 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,450 / month |
Current employer: | Springfield Public Schools | Debt-to-income ratio: | 17.95% |
Length of employment: | 10+ years | Location: | Chicopee, MA |
Home town: | |||
Current & past employers: | Springfield Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/02/12 > pay off a loan.<br>
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1136616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136616 |
$28,800 |
$28,800 |
10.65% |
1.00% |
February 16, 2012 |
February 16, 2015 |
February 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136616. Member loan 1136616 was requested on February 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Cursor | Debt-to-income ratio: | 6.71% |
Length of employment: | 10+ years | Location: | Port Jefferson Station, NY |
Home town: | |||
Current & past employers: | Cursor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/02/12 > Recently purchased home and want to fix up without burden of long term debt. Responsible financially stable borrower with long term work in professional company with verifiable income. Auto Debit with all payments. No late payments in credit history. Please consider my loan.<br>
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1136638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136638 |
$24,000 |
$24,000 |
6.62% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136638. Member loan 1136638 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,022 / month |
Current employer: | Univeristy of Houston | Debt-to-income ratio: | 2.64% |
Length of employment: | 2 years | Location: | SUGAR LAND, TX |
Home town: | |||
Current & past employers: | Univeristy of Houston | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 2, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expense is approx. $1,630.00 before August 2012. After August 2012 will be $700 (excluding loan amount from Lending Club). |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments for all credit cards will be approximately $100.00. Depending on the loan amount received from Lending Club, which could vary between $600 to $800 per month. The total including loan from this company will range between $700 to $900 per month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I currently have 3 credit cards with balance: Bank of America ($2,440), $25.00 min. payment; Wellsfargo credit card ($1,980), $15.00 min. payment; Citi Bank card ($3,850), $50.00 min. payment. The interest rate for all 3 cards will range between 10.5% to 15% (variable market rate) after initial introductory rate. |
What is your intended use for the loan proceeds? | paying off credit card bills |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of this loan is for paying off credit card bills. |
What is your intended use for the loan proceeds? | paying off credit card bills |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of this loan is for paying off credit card bills. |
Member Payment Dependent Notes Series 1136735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136735 |
$24,000 |
$24,000 |
7.90% |
1.00% |
February 15, 2012 |
February 17, 2015 |
February 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136735. Member loan 1136735 was requested on February 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | roofers union | Debt-to-income ratio: | 20.30% |
Length of employment: | 8 years | Location: | coal city, IL |
Home town: | |||
Current & past employers: | roofers union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $47,945.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have several credit cards with balances combined of approximately 40000, my rates do vary from 8%-20 % My mortgage payment is 2000 a month. My goal is to payoff high interest cards and eliminate debt.Card payments im looking to consolidate are chase 600.00 a month, bank of America 150.00 a month, wal-mart discover 200.00 a month. My fica score is 738, I know this because I was offered a loan atwells fargo but I thought their rates were way high for my credit worthiness |
Please explain the reason why you carry a large revolving credit balance. | I really didnt pay much attention to it, but then I started adding up the balancesand realized that this is too much and now I want to address this issue, thanks |
Member Payment Dependent Notes Series 1136924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136924 |
$4,000 |
$4,000 |
6.03% |
1.00% |
February 17, 2012 |
February 19, 2015 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136924. Member loan 1136924 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.25% |
Length of employment: | n/a | Location: | morris, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,719.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to buy an atv to plow out our long driveway. |
Member Payment Dependent Notes Series 1136936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136936 |
$32,850 |
$32,850 |
22.74% |
1.00% |
February 16, 2012 |
February 17, 2017 |
February 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136936. Member loan 1136936 was requested on February 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,475 / month |
Current employer: | Quest and Associates | Debt-to-income ratio: | 17.42% |
Length of employment: | 1 year | Location: | lexington, KY |
Home town: | |||
Current & past employers: | Quest and Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/03/12 > raising cash to cover starting cost for expo in July<br><br> Borrower added on 02/08/12 > the Expo is an outdoor adventure theme.<br>
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | clear cards and invest in a July Expo coming to stanton KY |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $15000 on 5 credit cards<br>960. month mort piti<br>no student loans |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities (gas water electric) $200;. insurance life auto $240; cell $100 food $300ish; auto fuel 300ish; <br>$1200 |
Which debts do you plan to pay off with this loan? | credit cards and invest in the Outdoor Adventure Expo in Stanton KY |
Please explain the reason why you carry a large revolving credit balance. | have been covering expo expences on multi-cards. want to move to one place |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay the credit card to half card limits ($7500) then invest in the Outdoor Adventure Expo in Stanton Ky this July 6-8 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay the credit card to half card limits ($7500) then invest in the Outdoor Adventure Expo in Stanton Ky this July 6-8 |
Member Payment Dependent Notes Series 1136966
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136966 |
$18,000 |
$18,000 |
11.71% |
1.00% |
February 17, 2012 |
February 17, 2017 |
February 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136966. Member loan 1136966 was requested on February 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Nintendo of America | Debt-to-income ratio: | 12.34% |
Length of employment: | < 1 year | Location: | Redmond, WA |
Home town: | |||
Current & past employers: | Nintendo of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/03/12 > Getting out from underneath the crushing weight of a bank of America loan that has taken so long to get out of because of the high minimum payment, and a few smaller accounts<br>
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $14,305.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1136984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1136984 |
$20,000 |
$20,000 |
13.49% |
1.00% |
February 17, 2012 |
February 17, 2017 |
February 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1136984. Member loan 1136984 was requested on February 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $21,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.53% |
Length of employment: | 10+ years | Location: | Alapaha, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,455.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit card |
What is your intended use for the loan proceeds? | to pay off credit cards |
Member Payment Dependent Notes Series 1137074
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1137074 |
$6,000 |
$6,000 |
6.62% |
1.00% |
February 17, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1137074. Member loan 1137074 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Bob Evans Inc | Debt-to-income ratio: | 11.04% |
Length of employment: | 4 years | Location: | FAIRMONT, WV |
Home town: | |||
Current & past employers: | Bob Evans Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Ive been employeed with the same growing company for four years. Ive already had a car loan which has already been paid off. I plan on buying new tires along with remodel the my kitchen.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $500 on rent $40 on electric (only utility) $50 on insurance and $80 on credit card with $200 student loans |
Member Payment Dependent Notes Series 1137086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1137086 |
$12,000 |
$12,000 |
6.62% |
1.00% |
February 21, 2012 |
February 17, 2015 |
February 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1137086. Member loan 1137086 was requested on February 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.08% |
Length of employment: | n/a | Location: | LOUISVILLE, KY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Each month I currently pay car and car insurance, food and my credit card bills |
Member Payment Dependent Notes Series 1137582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1137582 |
$5,000 |
$5,000 |
7.90% |
1.00% |
February 15, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1137582. Member loan 1137582 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,600 / month |
Current employer: | Pandora | Debt-to-income ratio: | 18.09% |
Length of employment: | 2 years | Location: | Emeryville, CA |
Home town: | |||
Current & past employers: | Pandora | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard 1 17.9% Total Outstanding 3,000 Roughly<br>MasterCard 2 17.9% Total Outstanding 1,000 Roughly<br>Visa 29.7% Total Outstanding 1,000 Roughly |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I've been trying to pay of the card with the highest interest rate first, however if I add up the minimum payments it totals roughly 145 a month. |
Member Payment Dependent Notes Series 1137847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1137847 |
$7,200 |
$7,200 |
15.27% |
1.00% |
February 16, 2012 |
February 18, 2017 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1137847. Member loan 1137847 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.24% |
Length of employment: | n/a | Location: | COLLEGE STATION, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $5,979.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | 86 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | On one credit card I have had a large balance for several years and can't seem to get it paid down even though I pay more than the minimum payment each month. As for the others, Christmas and several birthdays happened. One card was to pay for the hospital costs of a surgery my insurance did not cover. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am assuming that the first answer to this question did not get to you. It may be out in cyberspace somewhere. Here are the current balances: Orchard Bank (2 cards) card 1 $1,131.21; card 2 $254.19. Payments of $100 and $50/month respectively; Kohl's $1,140.19 Payment of $75/mo; Bill Me Later $1,388.31. Payment $50./Monthly; CareCredit $1,038.00; Payment $100/monthly. My home mortgage is $58,000 with monthly payments of $634/monthly. |
Which debts do you plan to pay off with this loan? | All of them, except the home mortgage. I also have a couple of gasoline credits with balances of under $100 that I will pay in full if I have enough of the loan left. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment $634; Car payment $179; gasoline $75/mo; utilities $150/mo; phone and internet $106; cell phone $37/mo; food varies but runs about $150/mo. |
What is your intended use for the loan proceeds? | I intend to use the loan to escape the high interest rates I am currently paying and will pay off all of my outstanding debt with the exception of the home mortgage. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House payment $634; utilities $150; insurance and taxes are in the house payment; I do not have a home equity loan or a line of credit with anyone. |
Member Payment Dependent Notes Series 1138173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138173 |
$20,000 |
$20,000 |
8.90% |
1.00% |
February 15, 2012 |
February 19, 2015 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138173. Member loan 1138173 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,900 / month |
Current employer: | Pacific Laser Systems | Debt-to-income ratio: | 23.57% |
Length of employment: | 4 years | Location: | Richmond , CA |
Home town: | |||
Current & past employers: | Pacific Laser Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/05/12 > I will pay all my debits thanks for your help!<br>
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,507.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1138222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138222 |
$14,000 |
$14,000 |
12.12% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138222. Member loan 1138222 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Gallop Solutions Inc | Debt-to-income ratio: | 3.53% |
Length of employment: | < 1 year | Location: | GLEN ALLEN, VA |
Home town: | |||
Current & past employers: | Gallop Solutions Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1138224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138224 |
$4,450 |
$4,450 |
12.12% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138224. Member loan 1138224 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,125 / month |
Current employer: | Heartland Hospice | Debt-to-income ratio: | 14.76% |
Length of employment: | 2 years | Location: | ALBUQUERQUE, NM |
Home town: | |||
Current & past employers: | Heartland Hospice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $5,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Bathroom repair - updating plumbing & fixtures and replacing existing shower and floor with tile. |
Is the improvement to your primary residence or an investment property? | Primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | A home improvement that we are currently working on, so "yes" to both. |
If you have a delinquency in the last 2 years, please explain the reason. | I was hospitalized in Aug 2010 with meningitus and was off work for ocer a month while recuperating. I had just started a new job and did not have short term disability coverage. A difficult time financially however we have recovered. |
Member Payment Dependent Notes Series 1138240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138240 |
$24,000 |
$24,000 |
12.12% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138240. Member loan 1138240 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,417 / month |
Current employer: | Village Manor | Debt-to-income ratio: | 10.19% |
Length of employment: | 10+ years | Location: | PORTLAND, OR |
Home town: | |||
Current & past employers: | Village Manor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,475.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2641 21.64 percent $90.00<br>Visa $2842 29.24 $106.00<br>Mastercard $4158 15percent $90.00<br>Merchant Card $1117. 29percent $35.00<br>Personal Loan $2315 29 percent $205.00<br>Visa $3708 17.9percent $ 95.00<br>State Tax $7225.00 $745.00 monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment, auto expense, utilities, insurance, food. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2641 21.64 percent $90.00<br>Visa $2842 29.24 $106.00<br>Mastercard $4158 15percent $90.00<br>Merchant Card $1117. 29percent $35.00<br>Personal Loan $2315 29 percent $205.00<br>Visa $3708 17.9percent $ 95.00<br>State Tax $7225.00 $745.00 monthly |
What is the total balance of your credit cards, interest rates and current monthly payments? | I already provided this information |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House payment with taxes and insurance $1635.<br>Utilities $400.00<br>Car Insurance $98.00<br>Auto expense $80.00 |
Please explain the reason why you carry a large revolving credit balance. | Low income to necessity spending due to unmet obligations from a non custodial party. |
What is your intended use for the loan proceeds? | To pay all debt and lower monthly pay out. All revolving accts. will be closed once paid off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay all debt.The amount of the loan will be all debt in full creating an excess of six hundred per month for savings or for necessities. |
Member Payment Dependent Notes Series 1138408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138408 |
$6,000 |
$6,000 |
6.62% |
1.00% |
February 16, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138408. Member loan 1138408 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | VA Iliana Healthcare | Debt-to-income ratio: | 13.59% |
Length of employment: | 10+ years | Location: | Georgetown, IL |
Home town: | |||
Current & past employers: | VA Iliana Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/04/12 > home remodel<br><br> Borrower added on 02/05/12 > remodel of livingroom, new drywall, carpet paint etc<br><br> Borrower added on 02/07/12 > remodel of living room, new drywall, carpeting and paint<br>
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | remodeling of the living room, drywall, paint carpeting etc. |
Please provide additional details regarding the purpose of the loan. | remodeling of living room, drywall, paint carpeting etc. |
Member Payment Dependent Notes Series 1138645
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138645 |
$26,000 |
$26,000 |
12.69% |
1.00% |
February 15, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138645. Member loan 1138645 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | US Army | Debt-to-income ratio: | 21.15% |
Length of employment: | 10+ years | Location: | ELLENTON, FL |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/04/12 > A loan in order to consolidate debt that has accrued over the past 4 years. A mush easier method to tracking payments to achieve debt free status within 3 years.<br>
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $21,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1138665
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138665 |
$21,000 |
$21,000 |
7.51% |
1.00% |
February 16, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138665. Member loan 1138665 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.22% |
Length of employment: | n/a | Location: | West Wareham, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/04/12 > consolodation of credit cards and another personal loan.<br>
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1138775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138775 |
$14,400 |
$14,400 |
6.03% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138775. Member loan 1138775 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Agios Pharmceuticals | Debt-to-income ratio: | 8.06% |
Length of employment: | 2 years | Location: | Quincy, MA |
Home town: | |||
Current & past employers: | Agios Pharmceuticals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | it is all credit card debt, 12-20% APR with a total current balance of 15,000 |
Please explain the reason why you carry a large revolving credit balance. | I have had to make a few large purchases recently that I had to put on a credit cards. Since the interest rate is high on the credit cards I thought it would be better to try to get a loan at a lower interest rate to pay off that debt. |
Member Payment Dependent Notes Series 1138811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138811 |
$35,000 |
$35,000 |
17.27% |
1.00% |
February 21, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138811. Member loan 1138811 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 17.59% |
Length of employment: | 10+ years | Location: | new york, NY |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/04/12 > I have faced unexpected expenses in the last couple of years that I have not been able to pay in full, never decreasing. I am gainfully employed and this will be a direct debit, month in and month out. my payment history is excellent.<br><br> Borrower added on 02/06/12 > Visa 7,636; Mastercard 12,333; American Express 15,000. Given the size of the balances, I am paying 2000 today, most of which gets eaten up in interest. None of my credit cards exceed 15%. I have a loan and a mortgage, 30year, monthly 2800 and 500 for the loan, so an equity loan is not an option.<br>
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I pay around 2000 today. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I pay around 2000 today. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
What is your intended use for the loan proceeds? | 2800 monthly mortgage; 500 loan taken out at time of purchase |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities: electricity 200, insurance 200/ yr, I do notown a car and budget 400 for food per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I pay around 2000 today. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I see you asked a few questions. Visa 7,363, mastercard 12,333 and American Express 15,000 give or take finance charges. Iplan to shred the cards and clear my credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | utilities: electricity 200, insurance 200/ yr, I do notown a car and budget 400 for food per month. |
Member Payment Dependent Notes Series 1138888
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138888 |
$8,000 |
$8,000 |
7.90% |
1.00% |
February 16, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138888. Member loan 1138888 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Creative Financial Staffing | Debt-to-income ratio: | 14.78% |
Length of employment: | < 1 year | Location: | Hopewell, OH |
Home town: | |||
Current & past employers: | Creative Financial Staffing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/04/12 > My credit cards right now total $5,000, so with this $8,000 I have some wiggle room. That means I will be guaranteed to pay for a while, regardless of anything else, because I will have a buffer of $3,000<br><br> Borrower added on 02/04/12 > I should add that I am able to pay my monthly credit card payment now, and the monthly payment for this loan is the same amount as the credit card. With this loan, I can pay off this debt much sooner than just paying on the credit card.<br>
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,603.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I ran my credit cards up during and right after college, and I have been paying them down steadily. I am in a position now where I don't need to depend on credit cards, for fuel and such. But with the payment I am making now, the credit card balance is not going down as quickly as I would like. This would make it much easier to get rid of that debt, for basically the same monthly payment I am making now. |
Which debts do you plan to pay off with this loan? | I have just one credit card at the moment that I would like to pay off, with a balance that is less than what this loan is for. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have rent, utilities, student loans, car payment (plus insurance), and fuel. If I take the credit card out of the equation (that I would pay off with this loan), I would have more than enough to pay for this loan on a monthly basis. I am able to make all of my payments right now, this would make it even easier. |
Member Payment Dependent Notes Series 1138924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138924 |
$35,000 |
$35,000 |
17.58% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138924. Member loan 1138924 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | CDI IT Solutions | Debt-to-income ratio: | 11.56% |
Length of employment: | 2 years | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | CDI IT Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/06/12 > This will complete a 2 yr effort of becoming debt free for our family. We thank you very much for this opportunity to complete this journey.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $12,448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The purpose of this loan is to assist in finalizing 2 yr plan to payoff 'remaining' Credit Card debt. The following are the debt averages: debt balance(s) is 6000, interest rate 17% and monthly payment 250. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Our familie's credit card remaining debt .. |
If you have a delinquency in the last 2 years, please explain the reason. | none! |
What is your intended use for the loan proceeds? | Our Family is working to pay off remaining Credit Card Debt .. we have withdrawl all we can from our own personal funding .. 401k's so on. Our Cash flow availability to pay this loan back will allow us to make a triple payment .. so we have 3700 to use to pay against this loan monthly. |
Please explain the reason why you carry a large revolving credit balance. | Loss of job in beginning of 2010 .. presented challenges financially .. employed in late of 2010 .. began steps to begin repaying CC debt accumlated during months of unemployment. Primary purpose for requesting loan is to have fixed rate so a payment made shows decrease and actually paying off the debt. |
Member Payment Dependent Notes Series 1138942
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138942 |
$20,000 |
$20,000 |
13.49% |
1.00% |
February 15, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138942. Member loan 1138942 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | Ocean Spray Cranberries, Inc | Debt-to-income ratio: | 17.60% |
Length of employment: | 10+ years | Location: | Aberdeen, WA |
Home town: | |||
Current & past employers: | Ocean Spray Cranberries, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Used credit to pay for a family vacation two years ago. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $50 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $23,000 in credit card debt. 9% to 28% interest rates, No mortgage or student loans. |
Which debts do you plan to pay off with this loan? | High interest rate credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $23,000 in credit card debt. 9% to 28% interest rates, No mortgage or student loans. |
Member Payment Dependent Notes Series 1138988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1138988 |
$21,150 |
$21,150 |
10.65% |
1.00% |
February 17, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1138988. Member loan 1138988 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Five Star Plumbing & Heating | Debt-to-income ratio: | 18.94% |
Length of employment: | 2 years | Location: | FLUSHING, NY |
Home town: | |||
Current & past employers: | Five Star Plumbing & Heating | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $10,000 interest rate 25% monthly payment $650, Car loan $11,000 interest rate 9% monthly payment $462 |
Member Payment Dependent Notes Series 1139180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139180 |
$10,000 |
$10,000 |
16.29% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139180. Member loan 1139180 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.18% |
Length of employment: | n/a | Location: | BLACKSHEAR, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off high rate credit card debt |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Monthly minimum total today 409.00. After receiving loan will be $423 including this loan and eliminating $9500 of high rate debt. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have cards 24+ percent. Visa , Discover and partial MC |
Member Payment Dependent Notes Series 1139402
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139402 |
$22,000 |
$22,000 |
9.76% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139402. Member loan 1139402 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | SunTrust Delaware Trust Company | Debt-to-income ratio: | 13.22% |
Length of employment: | < 1 year | Location: | Newark, DE |
Home town: | |||
Current & past employers: | SunTrust Delaware Trust Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Note on my employment. Although I have only been with my current employer for 3 months, I have worked in this industry (Personal Trust and Wealth Management) since 1994. Prior to this job, I was with Citi Trust in a similar position for 5.5 years.<br>
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $2047 5.25%, Capital one loan (to be paid off with this loan) 8k balance $400/mnth, 10.99%, Citi Credit Card $14k (to be paid off with this loan) 8.24%, monthly pmt varies btw $700-$750-we pay more than min pmt. Car pmt- 2010 Mazda - $425 month - 2.9% - bal approx $21k |
Please explain the reason why you carry a large revolving credit balance. | Unforseen financial circumstances that have since passed. This loan is part of a plan to eliminate the debt. |
Member Payment Dependent Notes Series 1139412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139412 |
$5,700 |
$5,700 |
19.42% |
1.00% |
February 15, 2012 |
February 18, 2017 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139412. Member loan 1139412 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Sunharbor Manor Skilled Nursing | Debt-to-income ratio: | 8.90% |
Length of employment: | 3 years | Location: | WESTBURY, NY |
Home town: | |||
Current & past employers: | Sunharbor Manor Skilled Nursing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $8,009.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1139439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139439 |
$10,000 |
$10,000 |
12.69% |
1.00% |
February 16, 2012 |
February 18, 2015 |
February 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139439. Member loan 1139439 was requested on February 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | Placement Strategies Inc | Debt-to-income ratio: | 17.62% |
Length of employment: | 2 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Placement Strategies Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,695.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Name of Credit Card Balance Minimum Payment <br><br> Wellsfargo $ 6,000.00 $ 112.00<br> Target $ 930.00 $ 25.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total credit card minimum payment is $ 137.00 and<br> <br>Total credit card Payoff is $ 6,930.00. |
Member Payment Dependent Notes Series 1139448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139448 |
$2,600 |
$2,600 |
7.90% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139448. Member loan 1139448 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,377 / month |
Current employer: | Buffets inc | Debt-to-income ratio: | 26.23% |
Length of employment: | 10+ years | Location: | Appleton, WI |
Home town: | |||
Current & past employers: | Buffets inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I will be paying down some of my higher Interest credit card debts to be able to pay them off sooner<br>
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,468.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1139593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139593 |
$35,000 |
$35,000 |
19.42% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139593. Member loan 1139593 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Strategic Healthcare & Samford Hospital | Debt-to-income ratio: | 12.95% |
Length of employment: | 1 year | Location: | visalia, CA |
Home town: | |||
Current & past employers: | Strategic Healthcare & Samford Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $7,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The plan is to remodel a home. Due to a specifiec reason the project is planned with great detail. With the planning, time, calculation, measurements, affordable payment this will be a great, safe, and pieceful project from dreams. This will be a smart and engery efficent home from top to bottom and back to front, with all the material needed as well the confidential, private, and secure place that in the furture will raise the value which give easily manageable payment to pay off money sooner. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Yes now there are multiple purposes happening, but our original plan was just to remodel a room into a nursery in our best friends house.Since that plan just changed from second to second, overnight when we find out that the baby is in critical condition and is awaiting heart transplant. Now we basically want them to have all the time they can have with the baby and we are paying all their monthly payments. Mortgage, utilities, we try to make sure that they ready for whatever life gives them for |
Please provide additional details regarding the purpose of the loan. | Plans can change from second to second but we never thought that it will happen to us, or I should say to our best friends. From happy things like remodeling room for nursery to waiting for unknown. I guess the waiting part is the worst. Now we just want to give them time with the baby without any worries about nothing. We just are trying to make sure that everything is payed on time and at the end we pray that we will be able to remodel the room into nursery. I just can't think otherwise.I wish |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | We are not paying for our own mortgage with this money but we are paying for our best friends all the bills while they are waiting for heart transplant for their 1st newborn baby boy. Kind of mirical baby. Their mortgage is 1395$, utilities about 300-550$. Our own mortgage is 1845.50$ but we have a little bigger house and a pool. I am sorry but the main idea here for us is to let them worry about one thing at the time. Since that money originally was ment for us to build a nursery but plans fell |
What is your intended use for the loan proceeds? | The plan is to remodel a home. Due to a specifiec reason the project is planned with great detail. With the planning, time, calculation, measurements, affordable payment this will be a great, safe, and pieceful project from dreams. This will be a smart and engery efficent home from top to bottom and back to front, with all the material needed as well the confidential, private, and secure place that in the furture will raise the value which give easily manageable payment to pay off money sooner. |
Please provide additional details regarding the purpose of the loan. | Plans can change from second to second but we never thought that it will happen to us, or I should say to our best friends. From happy things like remodeling room for nursery to waiting for unknown. I guess the waiting part is the worst. Now we just want to give them time with the baby without any worries about nothing. We just are trying to make sure that everything is payed on time and at the end we pray that we will be able to remodel the room into nursery. I just can't think otherwise.I wish |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | We are not paying with this money for our own mortgage but our friends that their baby is awaiting heart transplant. Our mortgage is 1845.50, their 1395, utilities our around 400-550/600$, their 300-550; so far we didn't have to pay their property taxes or car insurance, but our property taxes are around 2400$ a year, cars insuranse 2200$ a year. Originally this money was going to be for remodeling one of their rooms into a nursery but we want them to have as much time as possible with the baby |
Please provide additional details regarding the purpose of the loan. | Plans can change from second to second but we never thought that it will happen to us, or I should say to our best friends. From happy things like remodeling room for nursery to waiting for unknown. I guess the waiting part is the worst. Now we just want to give them time with the baby without any worries about nothing. We just are trying to make sure that everything is payed on time and at the end we pray that we will be able to remodel the room into nursery. I just can't think otherwise.I wish |
Please explain the reason why you carry a large revolving credit balance. | Not every day you best friends are happy and telling u that they are awaiting for a baby after so many years. Then next thing my husband and I decided to remodel one of their rooms into a nursery and the next thing was that all our happy moments and plans went away and just now is the waiting time if the newborne baby will be able to even come home. We wanted to do something really special from our heart by building the nursery. Now we want to give them as much time they can have with the baby |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | We are not paying with this money for our own mortgage but our friends that their baby is awaiting heart transplant. Our mortgage is 1845.50, their 1395, utilities our around 400-550/600$, their 300-550; so far we didn't have to pay their property taxes or car insurance, but our property taxes are around 2400$ a year, cars insuranse 2200$ a year. Originally this money was going to be for remodeling one of their rooms into a nursery but we want them to have as much time as possible with the baby |
What is your intended use for the loan proceeds? | The plan is to remodel a home. Due to a specifiec reason the project is planned with great detail. With the planning, time, calculation, measurements, affordable payment this will be a great, safe, and pieceful project from dreams. This will be a smart and engery efficent home from top to bottom and back to front, with all the material needed as well the confidential, private, and secure place that in the furture will raise the value which give easily manageable payment to pay off money sooner. |
Please explain the reason why you carry a large revolving credit balance. | Not every day you best friends are happy and telling u that they are awaiting for a baby after so many years. Then next thing my husband and I decided to remodel one of their rooms into a nursery and the next thing was that all our happy moments and plans went away and just now is the waiting time if the newborne baby will be able to even come home. We wanted to do something really special from our heart by building the nursery. Now we want to give them as much time they can have with the baby |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Yes now there are multiple purposes happening, but our original plan was just to remodel a room into a nursery in our best friends house.Since that plan just changed from second to second, overnight when we find out that the baby is in critical condition and is awaiting heart transplant. Now we basically want them to have all the time they can have with the baby and we are paying all their monthly payments. Mortgage, utilities, we try to make sure that they ready for whatever life gives them for |
What is your intended use for the loan proceeds? | The plan is to remodel a home. Due to a specifiec reason the project is planned with great detail. With the planning, time, calculation, measurements, affordable payment this will be a great, safe, and pieceful project from dreams. This will be a smart and engery efficent home from top to bottom and back to front, with all the material needed as well the confidential, private, and secure place that in the furture will raise the value which give easily manageable payment to pay off money sooner. |
What is your intended use for the loan proceeds? | The plan is to remodel a home. Due to a specifiec reason the project is planned with great detail. With the planning, time, calculation, measurements, affordable payment this will be a great, safe, and pieceful project from dreams. This will be a smart and engery efficent home from top to bottom and back to front, with all the material needed as well the confidential, private, and secure place that in the furture will raise the value which give easily manageable payment to pay off money sooner. |
Member Payment Dependent Notes Series 1139871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139871 |
$16,500 |
$16,500 |
11.71% |
1.00% |
February 17, 2012 |
February 19, 2017 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139871. Member loan 1139871 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Cherry, Bekaert & Holland, LLP | Debt-to-income ratio: | 17.86% |
Length of employment: | 6 years | Location: | Wrens, GA |
Home town: | |||
Current & past employers: | Cherry, Bekaert & Holland, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $16,660, 17.24%-22.90%, total pmt of $453 per month |
Member Payment Dependent Notes Series 1139892
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139892 |
$2,000 |
$2,000 |
17.27% |
1.00% |
February 16, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139892. Member loan 1139892 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | DNCPARKS@RESORTS@YOSEMITE | Debt-to-income ratio: | 4.77% |
Length of employment: | 10+ years | Location: | wawona, CA |
Home town: | |||
Current & past employers: | DNCPARKS@RESORTS@YOSEMITE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,144.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my current debt balance is approximatley 2700, monthly payments 149.00 on credit cards 100.00 rent I am not sure on interested rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my current debt balance is approximatley 2700, monthly payments 149.00 on credit cards 100.00 rent I am not sure on interested rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my current debt balance is approximatley 2700, monthly payments 149.00 on credit cards 100.00 rent I am not sure on interested rate. |
What is your intended use for the loan proceeds? | to pay down my credit my credit card debts |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 400.00 dollars |
Please explain the reason why you carry a large revolving credit balance. | Honestly I just overextended myself this is the reason I am seeking a loan to pay off balances. |
Which debts do you plan to pay off with this loan? | credit cards |
Member Payment Dependent Notes Series 1139991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1139991 |
$7,075 |
$7,075 |
13.11% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1139991. Member loan 1139991 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,125 / month |
Current employer: | Nationwide Mutual Fire Insurance Company | Debt-to-income ratio: | 18.72% |
Length of employment: | 1 year | Location: | Gainesville, FL |
Home town: | |||
Current & past employers: | Nationwide Mutual Fire Insurance Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Paying off three credit cards and one personal loan.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | N/A |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $520.00. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | N/A |
Which debts do you plan to pay off with this loan? | Three open revolving accounts and one personal loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | N/A |
Please explain the reason why you carry a large revolving credit balance. | N/A |
Member Payment Dependent Notes Series 1140001
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140001 |
$29,500 |
$29,500 |
19.42% |
1.00% |
February 15, 2012 |
February 19, 2017 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140001. Member loan 1140001 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,438 / month |
Current employer: | Partners Healthcare | Debt-to-income ratio: | 21.15% |
Length of employment: | 4 years | Location: | South Easton, MA |
Home town: | |||
Current & past employers: | Partners Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/06/12 > Hello - I will be using the loan to consolidate four other smaller loans and pay them off completely. These four smaller loans are all current and paid by automatic withdrawal. None have ever been late. Thank you for your consideration.<br><br> Borrower added on 02/06/12 > Hello - The current monthly obligation on the four loans is approximately $1,315.00. If funded the obligation on the new loan request that I have submitted would be just over $772.00 per month. Again, thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $9,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is single in purpose. I will be using the loan to consolidate four other smaller loans and pay them off completely. |
What is your intended use for the loan proceeds? | I will be using the loan to consolidate four other smaller loans and pay them off completely. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $2,200 to $2,500. Not including the debt being consolidated. |
Which debts do you plan to pay off with this loan? | Two term loans and two revolving debt accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | One term loan with approximately $9,700 remaining at %22.80. One term loan with approximately $7,000 at %23.00. One revolving account at approximately $$6,200 at %18.15 and one revolving account with approximately $3,300 at %18.9. |
Please explain the reason why you carry a large revolving credit balance. | I was working on starting a business that did not pan out so I am seeking to consolidate my debt into a single term loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | One term loan with approximately $9,700 remaining at %22.80. One term loan with approximately $7,000 at %23.00. One revolving account at approximately $$6,200 at %18.15 and one revolving account with approximately $3,300 at %18.9. |
If you have a delinquency in the last 2 years, please explain the reason. | Hello: I do not see that I have any in the past two years on the reports that I have on hand. Thank you for your interest. |
Member Payment Dependent Notes Series 1140103
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140103 |
$6,400 |
$6,400 |
7.90% |
1.00% |
February 15, 2012 |
February 19, 2015 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140103. Member loan 1140103 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Cornerstone Construction and Remodeling | Debt-to-income ratio: | 16.26% |
Length of employment: | < 1 year | Location: | ERIE, PA |
Home town: | |||
Current & past employers: | Cornerstone Construction and Remodeling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/05/12 > Funds will be used only to repay credit cards. I am a good borrower because I have never missed a payment and value my credit score.<br><br> Borrower added on 02/06/12 > Feel free to ask any questions. I am actively checking on my funding status so you can expect a prompt response. Thanks.<br>
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,029.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1140122
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140122 |
$20,000 |
$20,000 |
18.25% |
1.00% |
February 21, 2012 |
February 19, 2015 |
February 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140122. Member loan 1140122 was requested on February 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Boeing Company | Debt-to-income ratio: | 17.89% |
Length of employment: | 10+ years | Location: | Renton, WA |
Home town: | |||
Current & past employers: | Boeing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/05/12 > Just attempting to pay off a secured loan and I credit card debt. Thank you for this oppoturnity.<br>
A credit bureau reported the following information about this borrower member on February 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $13,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1140239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140239 |
$9,000 |
$9,000 |
6.62% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140239. Member loan 1140239 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | Williams Funeral Home | Debt-to-income ratio: | 13.85% |
Length of employment: | 10+ years | Location: | GARLAND, TX |
Home town: | |||
Current & past employers: | Williams Funeral Home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $550 |
What is your intended use for the loan proceeds? | Pay off all my credit cards. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $7,352 is total balance.<br>25% 23% 30% 18%<br>$255 total monthly payments |
Member Payment Dependent Notes Series 1140330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140330 |
$20,000 |
$20,000 |
19.91% |
1.00% |
February 16, 2012 |
February 20, 2017 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140330. Member loan 1140330 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,200 / month |
Current employer: | Oakwood Hospital | Debt-to-income ratio: | 8.38% |
Length of employment: | 2 years | Location: | dearborn, MI |
Home town: | |||
Current & past employers: | Oakwood Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > This loan is to get 3 credit card payments rolled into one and to cancel 3 credit cards. you can check my credit i am not behind or late on any loans. I just want an easy sure way to pay down my debt and this may be it. Thanks<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | without the credit cards i am using this loan for about 1800 to 2000 a month |
Please explain the reason why you carry a large revolving credit balance. | bc i have to many different bills. I have the money to pay them but i would like one payment as to what i have now which is 3 payments. i really dont need the loan it will just make everything easy. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | about 1800 to 2000 a month |
Please explain the reason why you carry a large revolving credit balance. | bc i have to many different bills. I have the money to pay them but i would like one payment as to what i have now which is 3 payments. i really dont need the loan it will just make everything easy. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | without the credit cards i am using this loan for about 1800 to 2000 a month |
Which debts do you plan to pay off with this loan? | the three credit cards all. the lowes card is usally paid off every 6 months |
Which debts do you plan to pay off with this loan? | the three credit cards all. the lowes card is usally paid off every 6 months |
Please explain the reason why you carry a large revolving credit balance. | bc i have to many different bills. I have the money to pay them but i would like one payment as to what i have now which is 3 payments. i really dont need the loan it will just make everything easy. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | about 1800 to 2000 a month |
What is your intended use for the loan proceeds? | to pay off 3 credit cards and have only one payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1800 to 2000 a month |
Member Payment Dependent Notes Series 1140376
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140376 |
$10,000 |
$10,000 |
15.81% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140376. Member loan 1140376 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | ASPLUNDH TREE EXPERT CO. | Debt-to-income ratio: | 21.72% |
Length of employment: | 1 year | Location: | ATLANTIC CITY, NJ |
Home town: | |||
Current & past employers: | ASPLUNDH TREE EXPERT CO. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $875 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $400 INCLUDED IN MY MONTHLY EXPENSES ABOVE |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 24400 25% |
Which debts do you plan to pay off with this loan? | CHASE CREDIT CARD,CITI CREDIT CARD |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | IT'S JUST TO PAY OFF MY CREDIT CARDS |
What is your intended use for the loan proceeds? | PAY OFF CREDIT CARDS |
Please explain the reason why you carry a large revolving credit balance. | I DIDN'T HAVE A GOOD JOB BEFORE AND I USE MY CREDIT CARD TO PAY MY EXPENSES, BUT NOW I GOT A GOOD JOB AND I WANT TO PAY OFF MY CREDIT CARD AS SOON AS POSSIBLEPA |
Member Payment Dependent Notes Series 1140581
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140581 |
$10,000 |
$10,000 |
12.12% |
1.00% |
February 17, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140581. Member loan 1140581 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | TWB CPA & Co. | Debt-to-income ratio: | 23.48% |
Length of employment: | 5 years | Location: | WORTHINGTON, OH |
Home town: | |||
Current & past employers: | TWB CPA & Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent & util. combined stay around $700 to $750. Phone is about $75/mo. Ins. around $75/mo. A car pymt of $355/mo which is about paid off. I have another 1 1/2 yrs on it. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance on credit cards is around $9,600. Interest rates just got bumped up to 17%. |
Member Payment Dependent Notes Series 1140685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140685 |
$14,000 |
$14,000 |
14.65% |
1.00% |
February 16, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140685. Member loan 1140685 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | MMBB | Debt-to-income ratio: | 20.91% |
Length of employment: | 9 years | Location: | Bayside, NY |
Home town: | |||
Current & past employers: | MMBB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $116,987.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1140799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140799 |
$5,000 |
$5,000 |
9.91% |
1.00% |
February 21, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140799. Member loan 1140799 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $15,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.51% |
Length of employment: | 10+ years | Location: | Henderson, NV |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1140808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140808 |
$5,625 |
$5,625 |
12.12% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140808. Member loan 1140808 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Rickard Electric Inc. | Debt-to-income ratio: | 14.06% |
Length of employment: | 4 years | Location: | Erhard, MN |
Home town: | |||
Current & past employers: | Rickard Electric Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $13,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1140864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140864 |
$8,000 |
$8,000 |
18.25% |
1.00% |
February 16, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140864. Member loan 1140864 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.15% |
Length of employment: | n/a | Location: | Middletown, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $8,489.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay off credit card debt and minimize my medical expenses. By consolidating will allow me to pay a lesser debt and allow for financial stability as I have recently invested in the renting of a home. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My plan is to pay off my credit card debt and minimize my medical expenses. By receiving this loan will reduce my monthly debt significantly so I can focus on regaining financial stability. By regaining financial stability will allow me to place my credit in better standing to become a future homeowner. In regards to allocating, I am not allowed to be specific on income as Lending Club has already encrypted this information from their website. |
Please explain the reason why you carry a large revolving credit balance. | I had incurred these balances due to means of providing for my family and myself as I have been the sole provider for my family for the past 3 years. My family as well as myself have been through an extensive amount of financial distress due to the inabilities to work and just trying to make ends meet. This loan would allow me to pay a lesser debt each month and regain financial stability. |
Please provide additional details regarding the purpose of the loan. | This loan is to pay off credit card debt and minimize my medical expenses. The loan will be more affordable than the debts that are currently outstanding. I am the sole provider of my family and one day hope to seek home ownership once I regain financial stability. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently my monthly expenses are approximately the following:<br>Rent $900; Ins. $300; Utilities $300+; Food $600; Transp. $520; credit cards $500+; medical bills vary but currently on $300+ monthly payment arrangements not to include other outstanding balances. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My plan is to pay off my credit card debt and minimize my medical expenses. By receiving this loan will reduce my monthly debt significantly so I can focus on regaining financial stability. By regaining financial stability will allow me to place my credit in better standing to become a future homeowner. In regards to allocating, I am not allowed to be specific on income as Lending Club has already encrypted this information from their website. |
Please provide additional details regarding the purpose of the loan. | This loan is to pay off credit card debt and minimize my medical expenses. The loan will be more affordable than the debts that are currently outstanding. I am the sole provider of my family and one day hope to seek home ownership once I regain financial stability. |
Member Payment Dependent Notes Series 1140911
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1140911 |
$12,000 |
$12,000 |
7.90% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1140911. Member loan 1140911 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | G&G MARINE | Debt-to-income ratio: | 9.06% |
Length of employment: | 5 years | Location: | OAKLAND PARK, FL |
Home town: | |||
Current & past employers: | G&G MARINE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of the loan is to pay off all my high interest credit card debt. I will make one monthly payment to lending club and be debt free in three years. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $7,040.00, 17.99%, $300.00<br>MasterCard - $3,900.00, 13.99%, $200.00<br>Visa - $1000.00, 13.99%, $100.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa - $7,040.00, 17.99%, $300.00<br>MasterCard - $3,900.00, 13.99%, $200.00<br>Visa - $1000.00, 13.99%, $100.00 |
Member Payment Dependent Notes Series 1141129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141129 |
$8,000 |
$8,000 |
6.62% |
1.00% |
February 21, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141129. Member loan 1141129 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Temp Positions Healthcare | Debt-to-income ratio: | 10.84% |
Length of employment: | 4 years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | Temp Positions Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1141155
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141155 |
$35,000 |
$35,000 |
16.77% |
1.00% |
February 17, 2012 |
February 20, 2017 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141155. Member loan 1141155 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $13,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.14% |
Length of employment: | 10+ years | Location: | Apache, OK |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Looking for rehab loans on flip properties. I fund the purchase. Not interested in any small loans. Once rehabbed, homes will be sold and loan will be paid off.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Rehab projects on homes that I buy and flip. |
What is your intended use for the loan proceeds? | Rehab projects on homes that I buy and flip. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money is used to rehab foreclosed homes I buy. My money purchases your money does rehab and I pay loan<br> off when home sells. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I buy and rehab foreclosed homes. My money buys home yours does rehab. When home sells your loan is paid off. There is really no type of high level financials in this type of business unless it is some kind of REIT. We buy fix and sell. Its really that simple. I've been doing this for 15 years. |
What do you project your monthly revenues for the first 6 months to be? | Projection in the buy and rehab business is hard to estimate. I can be very large if back well financially but when its my money buying and your money rehabbing we can only do 4-6 properties in 6 months. Company profit projection for 4-6 flips is $100000.00 Net. |
Member Payment Dependent Notes Series 1141212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141212 |
$5,000 |
$5,000 |
13.67% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141212. Member loan 1141212 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,779 / month |
Current employer: | USMC | Debt-to-income ratio: | 21.72% |
Length of employment: | 8 years | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | USMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $19,758.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1141375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141375 |
$6,500 |
$6,500 |
7.90% |
1.00% |
February 21, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141375. Member loan 1141375 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,267 / month |
Current employer: | Superior Super Market | Debt-to-income ratio: | 22.94% |
Length of employment: | 5 years | Location: | ARLETA, CA |
Home town: | |||
Current & past employers: | Superior Super Market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $6,286.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Can you please be more specific. I do not understand the meaning of you question, Thanks |
Member Payment Dependent Notes Series 1141420
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141420 |
$18,000 |
$18,000 |
8.90% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141420. Member loan 1141420 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | fedex | Debt-to-income ratio: | 23.38% |
Length of employment: | 10+ years | Location: | olathe, KS |
Home town: | |||
Current & past employers: | fedex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/06/12 > loan is to consolidate 3 credit cards<br><br> Borrower added on 02/06/12 > loan is to consolidate 3 credit cards<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you for your interest in whether or not to invest in my loan request....Its my understanding that the Lending Club has pre-qualified me to certain standards..I would understand completely should you choose not to invest.. |
Please explain the reason why you carry a large revolving credit balance. | Some expected expenses...and some totally unexpected expenses |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only borrowing what I need to consolidate debt into a structured payment with a favorable interest rate that I can eliminate my incurred debt as quickly as possible |
What is your intended use for the loan proceeds? | Debt consolidation |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank for your interest as a investor....I'm going to decline answering your questions..As I understand it The Lending Club has screened and,pre-qualified me ...I can only assure you that I take my finances in a serious manner....and I am quite confident in my ability to repay any and all debt that I have...I completly understand should you choose not to invest in my loan request.... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank for your interest as a investor....I'm going to decline answering your questions..As I understand it The Lending Club has screened and,pre-qualified me ...I can only assure you that I take my finances in a serious manner....and I am quite confident in my ability to repay any and all debt that I have...I completly understand should you choose not to invest in my loan request.... |
Member Payment Dependent Notes Series 1141456
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141456 |
$30,000 |
$30,000 |
18.25% |
1.00% |
February 17, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141456. Member loan 1141456 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Vashudev Corp. | Debt-to-income ratio: | 4.97% |
Length of employment: | 6 years | Location: | Acton, MA |
Home town: | |||
Current & past employers: | Vashudev Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $10,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay my credit cards and change my car.<br>Have to pay olny one company insted of spend my checks to 3 or 4 different landers. |
If you have a delinquency in the last 2 years, please explain the reason. | I never had any delinquency in my life.. only time a had problem was with a celular bill that i forgot to pay when I changed my carrier.. but paid in full with all penalties and fees. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will pay off my 2 credit cards... little less than 10,000.00.<br>And will trade in my car, got a good quote on it $9,000.00 and use the rest of the money to get a Hybrid car. |
Member Payment Dependent Notes Series 1141519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141519 |
$20,000 |
$20,000 |
16.29% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141519. Member loan 1141519 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,875 / month |
Current employer: | United Methodist church | Debt-to-income ratio: | 24.00% |
Length of employment: | 10+ years | Location: | Jonesboro, AR |
Home town: | |||
Current & past employers: | United Methodist church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I have never defaulted on a loan or missed a payment.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $6,586.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $2499. 48 interest 24.99%<br>$2417.25 interest 26.99%<br>$6831.02 interest 13.99%<br>$2652.65 interest 24.99<br>$3880.14 interest 19.99%<br>total balance $18280.54 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payment for all credit cards is $625.00. I don't understand the second half of the question. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $2499. 48 interest 24.99%<br>$2417.25 interest 26.99%<br>$6831.02 interest 13.99%<br>$2652.65 interest 24.99<br>$3880.14 interest 19.99%<br>total balance $18280.54 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Exxon $2499.48 interest rate 24.99 minimum payment $77.04<br>Chase $6820.07 interest rate 13.99 minimum payment $160.00<br>Jcpenney $2417.25 interest rate minimum payment $120.00<br>Shell $2652.65 interest rate minimum payment $115.00<br>Bill me later $3880.14 interest rate 19.99 minimum payment $112.00 |
Member Payment Dependent Notes Series 1141530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141530 |
$4,000 |
$4,000 |
16.29% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141530. Member loan 1141530 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,375 / month |
Current employer: | JUICE Pharma Worldwide | Debt-to-income ratio: | 9.64% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | JUICE Pharma Worldwide | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Requesting a loan just to consolidate and tidy up some credit card bills.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $8,718.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1141558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141558 |
$14,000 |
$14,000 |
8.90% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141558. Member loan 1141558 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | U.S. Cellular | Debt-to-income ratio: | 20.59% |
Length of employment: | 10+ years | Location: | Mount Prospect, IL |
Home town: | |||
Current & past employers: | U.S. Cellular | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Hello Investors. I plan to use this loan to consolidate my credit cards into 1 payment, as well as save money on interest charges over the life of the loan. I always pay my bills on time. I have a stable job with over 10 years of employment at the same company.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Over the course of many years I have used credit to pay for school tuition, property taxes, emergencies/repairs, help friends/family, and other major household purchases. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1. Visa<br>2. Visa<br>3. MasterCard<br>4. MasterCard<br>5. ChargeCard |
Member Payment Dependent Notes Series 1141600
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141600 |
$19,000 |
$19,000 |
19.91% |
1.00% |
February 15, 2012 |
February 20, 2017 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141600. Member loan 1141600 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | cott beverages cliffstar llc | Debt-to-income ratio: | 12.28% |
Length of employment: | 10+ years | Location: | dunkirk, NY |
Home town: | |||
Current & past employers: | cott beverages cliffstar llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay off credit cards $11,000 kitchen remodel $9,000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Home Depot card:balance/$5100 APR/26.99% Min. Payment/$165 Walmart card: balance/$4800 APR/22.9% Min. Payment/$166 Mastercard: balance/$875 APR/20.9% Min. Payment/$25 Visa: balance/$475 APR/17.9% Min. Payment/$15 |
Member Payment Dependent Notes Series 1141605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141605 |
$25,000 |
$25,000 |
9.91% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141605. Member loan 1141605 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,833 / month |
Current employer: | Stryker Corporation | Debt-to-income ratio: | 9.17% |
Length of employment: | 7 years | Location: | KALAMAZOO, MI |
Home town: | |||
Current & past employers: | Stryker Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/06/12 > Thank you potential lenders. I am looking to eliminate more costly debt in order to be debt free at the end of the 3 year loan period (excluding mortgage). I appreciate your consideration, and interest in helping me achieve this goal. Thank you.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of the cards is $22,460.92. The interest rates are 25.9%, 22.9%, 21.24%, 18.24%, 11.99%, and 9.75%. Some have promotional balances that expire in the next few months, but I pay about $1,000 per month with the excess amount going toward the highest rate balances. Please let me know if there are any other questions and thank you very much for the potential assistance. |
Member Payment Dependent Notes Series 1141804
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141804 |
$35,000 |
$35,000 |
20.89% |
1.00% |
February 16, 2012 |
February 20, 2017 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141804. Member loan 1141804 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | panera bread | Debt-to-income ratio: | 8.12% |
Length of employment: | 4 years | Location: | manassas, VA |
Home town: | |||
Current & past employers: | panera bread | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > I just pulled out my credit report my credit is 741<br><br> Borrower added on 02/07/12 > To all investors you can check my last loan with lending club<br><br> Borrower added on 02/10/12 > mortgage+taxes+insurance are $ 1152. monthly expanses are $1200<br><br> Borrower added on 02/15/12 > I just want to thanks all the investors<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $8,233.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I never been late last 2 years or now |
Please explain the reason why you carry a large revolving credit balance. | I used to carry that much because I did not spent wisely but now I only owe $2000 on my credit card |
What is your intended use for the loan proceeds? | Wedding expanses |
What portion of your wedding expenses does this loan represent? | The whole thing because after the wedding I will get some money and I planned to paid off lending club ASAP |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage with taxes and insurance $1056 . Utilities $300 |
How are you paying for other wedding expenses not covered by this loan? | the expanses will cover all by the loan. I counted everything will be around $30,000 but I want to give a buffer $5000 so that why I try to get $35000 loan |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | martgage payment with taxes, insurance are 1152 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1152, gas $ 120 , phone $ 140, insurance ( car and health ) $ 250, food $ 1000, |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I only use this loan for wedding expanses |
If you have a public record on file, please briefly explain the event and its resolution. | which public record ? |
Member Payment Dependent Notes Series 1141822
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141822 |
$12,000 |
$12,000 |
8.90% |
1.00% |
February 15, 2012 |
February 20, 2015 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141822. Member loan 1141822 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,617 / month |
Current employer: | Topline Home Healthcare | Debt-to-income ratio: | 17.94% |
Length of employment: | 2 years | Location: | GLENDALE, CA |
Home town: | |||
Current & past employers: | Topline Home Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > I have about 7 credit cards that I owe anywhere between $300 to $3,000. Its difficult to track all the credit cards to stay on top of it to make sure its always paid on time. With this loan, I would be able to pay off all my credit cards and focus on paying for the loan rather.<br>
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My portion of rent is $600 including utilities, telephone $50 , insurance and gas $120 and food and daily expenses monthly is about $200. The rest goes for credit card bills and savings. Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My portion of rent is $600 including utilities, telephone $50 , insurance and gas $120 and food and daily expenses monthly is about $200. The rest goes for credit card bills and savings. Thanks |
Member Payment Dependent Notes Series 1141845
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141845 |
$6,000 |
$6,000 |
6.62% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141845. Member loan 1141845 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | HONOLULU COMMUNITY ACTIONS PROGRAM | Debt-to-income ratio: | 22.04% |
Length of employment: | 10+ years | Location: | KANEOHE, HI |
Home town: | |||
Current & past employers: | HONOLULU COMMUNITY ACTIONS PROGRAM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Store Card: $5900. Interest rate 22%, Minimum $228. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | One card and the monthly is $220. I'm not sure what else your asking for, but I will be paying off that card with this loan (it has a high interest rate). |
Please explain the reason why you carry a large revolving credit balance. | We use it for our everyday things like bulk groceries gas and medicine. I pay way over my montly but interest is so high it doesnt go down. |
Member Payment Dependent Notes Series 1141881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1141881 |
$3,000 |
$3,000 |
13.67% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1141881. Member loan 1141881 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | Ben Hwang | Debt-to-income ratio: | 17.10% |
Length of employment: | 1 year | Location: | aliso viejo, CA |
Home town: | |||
Current & past employers: | Ben Hwang | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1142030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142030 |
$20,000 |
$20,000 |
15.27% |
1.00% |
February 15, 2012 |
February 20, 2017 |
February 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142030. Member loan 1142030 was requested on February 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Harrahs Cherokee Casino | Debt-to-income ratio: | 12.58% |
Length of employment: | 10+ years | Location: | Bryson City, NC |
Home town: | |||
Current & past employers: | Harrahs Cherokee Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1142216
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142216 |
$23,000 |
$23,000 |
18.25% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142216. Member loan 1142216 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.95% |
Length of employment: | < 1 year | Location: | Parksley, VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > My business as an independent adjuster is an extension of serving the last ten years in the insurance industry. Insurance work is very stable. I am currently paying more than the payment requested monthly on this debt. The interest rate is much more advantageous<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,173.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards- <br>2 have interest rates rates of 29.99%- 7000 and 5000 balance<br>1 has rate of 21.99% balance is approx 8600<br>one is at 0 %, but will change to 21.99% in four months(intro offer) - 10,400 balance<br><br>I also have a truck loan w/ this club for about 8900, <br><br>That is all |
Which debts do you plan to pay off with this loan? | I will pay off all credit cards and close them, I will keep one open for business travel which I pay off monthly |
Member Payment Dependent Notes Series 1142248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142248 |
$12,000 |
$12,000 |
7.90% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142248. Member loan 1142248 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | First Choice Logistics | Debt-to-income ratio: | 11.85% |
Length of employment: | < 1 year | Location: | PITTSBURGH, PA |
Home town: | |||
Current & past employers: | First Choice Logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Pay off Truck and Motorcycle Loans through two lenders<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1142442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142442 |
$2,500 |
$2,500 |
8.90% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142442. Member loan 1142442 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $916 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.80% |
Length of employment: | n/a | Location: | Kingman, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I have a couple of credit cards that I would like to consolidate and lower my interest rate. By receiving a loan with Lending Club I will have cut my monthly payments in half. Thank you all.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,097.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1142453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142453 |
$25,000 |
$25,000 |
22.78% |
1.00% |
February 16, 2012 |
February 21, 2017 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142453. Member loan 1142453 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Numoda Corporation | Debt-to-income ratio: | 16.89% |
Length of employment: | < 1 year | Location: | YEADON, PA |
Home town: | |||
Current & past employers: | Numoda Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > IGoal is to payoff mother's car that has a high interest rate as well as 3 credit cards (2 of which will adjust to a higher interest rate, 1 already at a high rate). Streamlining my debt and reducing my mthly outlay by approx. $50/mth and applying towards faster repayment of my personal car loan<br><br> Borrower added on 02/08/12 > Faster payoff of auto loan also saves 4,000 over 2 yrs.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $19,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | late payments are primarily due to work travel schedule. I believe there was a late in 2011 on Chase Auto and Capital One.<br>Deliquency in 2010 for NCO Financial/UPenn is student loan that was in collections but remained in delinquency despite payoff. Student loan was paid off in 2010. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Int/type/pmt/bal<br>10/Auto /864/20100<br>15/Auto/302/10000<br>6/Stud loan/218/24392<br>30/CC/56/1246<br>0/CC/0/0<br>0/CC/9.25/0<br>0/CC/125/8358 <br>4/Mortgage/1436/174831 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage,Escrow,PMI 1436<br>Gas 100<br>Elec, Gas, Phone, Cable, Internet 450<br>Food 450<br>Cell 100 |
Which debts do you plan to pay off with this loan? | Captial One Card<br>Capital One Auto<br>Citicard<br>Chase Card |
Please explain the reason why you carry a large revolving credit balance. | I currently support my mother and grandmother. In the last year I have secured and furnished an apartment for them as well as paying many of her incidental costs through my credit cards (on which she is a cardholder). AMEX is used for business costs primarily and my profession requires about 30% travel so month to month there is a usually a balance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage-1436 incl 837+ 175 PMI+424 escrow property taxes and ins<br>Utilities 450 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Int/type/pmt/bal<br>10/Auto /864/20100<br>15/Auto/302/10000<br>6/Stud loan/218/24392<br>30/CC/56/1246<br>0/CC/0/0<br>0/CC/9.25/0<br>0/CC/125/8358 <br>4/Mortgage/1436/174831 |
Please explain the reason why you carry a large revolving credit balance. | I currently support my mother and grandmother. In the last year I have secured and furnished an apartment for them as well as paying many of her incidental costs through my credit cards (on which she is a cardholder). AMEX is used for business costs primarily and my profession requires about 30% travel so month to month there is a usually a balance. |
Member Payment Dependent Notes Series 1142486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142486 |
$10,000 |
$10,000 |
17.27% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142486. Member loan 1142486 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Next Jump | Debt-to-income ratio: | 13.66% |
Length of employment: | < 1 year | Location: | New YOrk, NY |
Home town: | |||
Current & past employers: | Next Jump | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > I would like to pay off my existing credit card debt so that I can be free to pursue my dream of starting my own business without this debt hanging over my head.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $10,915.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Hi - I have 5 cards of varying interest/amount owed. I've been trying to pay it off for 2 years and try to pay more than the minimum each month. Please see below. Thanks!<br>health related credit card: zero interest if paid off in 6 months:$336.00 owed:minimum $25<br>visa 1:29.99% interest:$4,461.93 owed:minimum $158<br>visa 2:zero interest for first year:$2,776.86 owed:minimum $25<br>mastercard 1:16.24% interest: $1,550.09 owed:minimum $50<br>store credit card:16.24% interest:$206.40 owed:minimum $25 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses include cell phone, rent, dog walker, credit card bills, pet insurance, renters insurance, internet, utilities, fees & charges, student loan, public transit passes, car payment, groceries, etc. |
If you have a public record on file, please briefly explain the event and its resolution. | I'm not sure I know what you mean by public record. I don't think I have anything like that. |
Member Payment Dependent Notes Series 1142496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142496 |
$6,000 |
$6,000 |
9.76% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142496. Member loan 1142496 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | new york marriott maquis | Debt-to-income ratio: | 3.10% |
Length of employment: | 10+ years | Location: | bronx, NY |
Home town: | |||
Current & past employers: | new york marriott maquis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $4,734.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1142523
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142523 |
$18,000 |
$18,000 |
17.27% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142523. Member loan 1142523 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | SNL Financial | Debt-to-income ratio: | 3.78% |
Length of employment: | 3 years | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | SNL Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > My career is extremely stable, and my income has been growing rapidly and will continue to do so. I also run a recording studio, and I am using this loan to refinance investments I have made in the studio. I am very diligent with my finances, and all of my investments retain their value very well.<br><br> Borrower added on 02/15/12 > I am refinancing investments I have made in the recording studio I own and operate. My monthly budget has a substantial surplus, with my monthly bills taking up less than half of my monthly income. I am conservatively levering that surplus into my studio venture, in addition to indexed mutual funds.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | My total balance is $14,163. $9,340 has an variable APR of 9.24%. $2,466 has a rate of 23.99%. $2,357 has a rate of 0% through 10/14/12, and then a rate of 22.99%. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My total balance is $14,163. $9,340 (Visa) has an variable APR of 9.24%. $2,466 (MasterCard) has a rate of 23.99%. $2,357 (Visa) has a rate of 0% through 10/14/12, and then a rate of 22.99%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $900<br>Transportation: $40 for the occasional cab ride; I walk to work.<br>Utilities: $150<br>Phone: $80<br>Insurance: $15<br>Food: $350<br>Cat Food/Litter: $35<br>Guitar Strings: $20 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My total balance is $14,163. $9,340 (Visa) has an variable APR of 9.24%. $2,466 (MasterCard) has a rate of 23.99%. $2,357 (Visa) has a rate of 0% through 10/14/12, and then a rate of 22.99%. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is going entirely to refinance investments in my recording studio. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: 900<br>Utilities: 150<br>Phone: 80<br>Insurance: 30<br>No vehicle or other taxed property. |
Member Payment Dependent Notes Series 1142577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142577 |
$21,600 |
$21,600 |
15.81% |
1.00% |
February 17, 2012 |
February 21, 2017 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142577. Member loan 1142577 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | town fair tire | Debt-to-income ratio: | 9.83% |
Length of employment: | 10+ years | Location: | springfield, MA |
Home town: | |||
Current & past employers: | town fair tire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > credit card payoff<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | i normaly dont carry this much credit card debt. only recently has it ben this high.i had issues around my home that needed tending to & had to be fixed. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage is 853 & utilities are about 125. home insurance is 400 per year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards about 18,000. my mortgage is 853 |
Which debts do you plan to pay off with this loan? | credit cards is the only debt that needs paying off |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is 853 utilities about 150.food roughly 200 a month.car insurance is paid for the year. phone is 60. |
Member Payment Dependent Notes Series 1142583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142583 |
$12,000 |
$12,000 |
13.11% |
1.00% |
February 21, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142583. Member loan 1142583 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | jbs | Debt-to-income ratio: | 24.94% |
Length of employment: | 10+ years | Location: | worthington, MN |
Home town: | |||
Current & past employers: | jbs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1142586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142586 |
$20,000 |
$20,000 |
7.90% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142586. Member loan 1142586 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Fundspire | Debt-to-income ratio: | 21.88% |
Length of employment: | < 1 year | Location: | Bloomfield, NJ |
Home town: | |||
Current & past employers: | Fundspire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $4,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am working on a business that is evolved around financial education so need the money for start-up cost. |
Can you provide some high level financials on the monthly costs / revenue of your business? | At the moment rough cost monthly is about $800 a monthly with expected revenue of $400 for the first 6 months then the increase exponentially thereafter. |
Member Payment Dependent Notes Series 1142620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142620 |
$10,000 |
$10,000 |
17.27% |
1.00% |
February 17, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142620. Member loan 1142620 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.51% |
Length of employment: | 10+ years | Location: | shelbyville, KY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $15,565.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 95.50% | Months Since Last Record: | 118 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Any public record I have has been resolved and Idon't owe anything in those regards.<br>If you need further explaination please be more specific so that I can address it more accurately. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not missed a payment on any of my accounts ,(mortg.,car,credit cards,utilities,etc..) in the past 10 years except for one mortgage payment 5 or 6 years ago that got lost in the mail. |
Please explain the reason why you carry a large revolving credit balance. | I used those credit cards to pay for some home improvements that neede to be done.<br>I plan on using this loan to pay those off and close the accounts. |
Member Payment Dependent Notes Series 1142743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142743 |
$16,000 |
$16,000 |
14.65% |
1.00% |
February 17, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142743. Member loan 1142743 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.60% |
Length of employment: | n/a | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > I will use the loan to pay credit cards and other minor credit debts such as lowe's and sam's stores.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $20,446.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Please explain the reason why you carry a large revolving credit balance. | because is been hard in this economy in the last few years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-350.00<br>transp.-80.00<br>utilities-200.00<br>phone-45.00<br>ins.-98.00<br>food-150.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $550.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will pay off the bigger balances to the smallest balance in that order,will keep them at zero balance. |
Which debts do you plan to pay off with this loan? | I will pay off sam's club, lowe's credit card, zales credit line, Discover credit credit card and Military Star credit card. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have a mortgage. |
Member Payment Dependent Notes Series 1142823
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142823 |
$30,000 |
$30,000 |
7.62% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142823. Member loan 1142823 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Robbinsville High School | Debt-to-income ratio: | 0.66% |
Length of employment: | 2 years | Location: | Hamilton, NJ |
Home town: | |||
Current & past employers: | Robbinsville High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Looking for a short term loan to help cover closing costs and down payment for a new home.<br><br> Borrower added on 02/07/12 > The purpose of this loan is because we are closing on both a new purchase and the sale of our house at the same time, putting a strain on our savings. Closing on both will take place in a matter of weeks (end of Feb), and all mortgage approvals, inspections and title work are in and complete.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,536.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1142874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142874 |
$30,000 |
$30,000 |
12.12% |
1.00% |
February 15, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142874. Member loan 1142874 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | VA Dept of Correctional Education | Debt-to-income ratio: | 21.46% |
Length of employment: | 10+ years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | VA Dept of Correctional Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,750.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I bought my house at the height of the market in 2006. The co-buyer lost their job at Circuit City headquarters in 2008. Trying to hang onto the house for as long as I could, I used credit cards to stay afloat. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe Discover card $12,500 at 18.99% with a minimum payment of $250.00, Citi Card $12,300 at 20.99% with a minimum payment of $350.00, Direct loan (student loans) $78,000 at 8% with $600.00 payment, and a car payment of $468.00. |
Which debts do you plan to pay off with this loan? | Discover card and Citi Card |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage, just rent. I pay $900 all included. |
What is your intended use for the loan proceeds? | I plan to pay off credit card debt. The percentage rates are much higher than the loan rate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will pay off two credit cards with 18.99% and 20.99%. This loan will afford me the opportunity to pay the debt off quicker at a lower rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $900 including utilities. My transportation expense is approximately $120/month. Phone expense is $60/month. Insurance is $62/month. Food is $250/month. Car note is $468/month. Student loans are $550/month. My credit card debt is $750/month which is the minimum monthly payments. I'm planning to pay off the credit card debt, so I will have a lower interest rate and be able to pay the debt off quicker. |
Please explain the reason why you carry a large revolving credit balance. | I bought my house at the height of the market in 2006. The co-buyer lost their job at Circuit City headquarters in 2008. Trying to hang onto the house for as long as I could, I used credit cards to stay afloat. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $900 including utilities. My transportation expense is approximately $120/month. Phone expense is $60/month. Insurance is $62/month. Food is $250/month. Car note is $468/month. Student loans are $550/month. My credit card debt is $750/month which is the minimum monthly payments. I'm planning to pay off the credit card debt, so I will have a lower interest rate and be able to pay the debt off quicker. |
Please explain the reason why you carry a large revolving credit balance. | I bought my house at the height of the market in 2006. The co-buyer lost their job at Circuit City headquarters in 2008. Trying to hang onto the house for as long as I could, I used credit cards to stay afloat. |
Please explain the reason why you carry a large revolving credit balance. | I bought my house at the height of the market in 2006. The co-buyer lost their job at Circuit City headquarters in 2008. Trying to hang onto the house for as long as I could, I used credit cards to stay afloat. |
Member Payment Dependent Notes Series 1142911
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142911 |
$7,000 |
$7,000 |
9.76% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142911. Member loan 1142911 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | la casa del sol | Debt-to-income ratio: | 21.84% |
Length of employment: | 1 year | Location: | HOUMA, LA |
Home town: | |||
Current & past employers: | la casa del sol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,736.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | multiple credit cards with high interest rates |
Member Payment Dependent Notes Series 1142924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142924 |
$11,200 |
$11,200 |
8.90% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142924. Member loan 1142924 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.75% |
Length of employment: | 1 year | Location: | Glen Rose, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > I plan to use this loan to consolidate a high-interest credit card debt and to pay for my company's conference travel expenses and the software necessary to run my business. This would be an affordable loan with an excellent rate of interest. Thank you for considering my request.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1142951
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142951 |
$15,600 |
$15,600 |
9.76% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142951. Member loan 1142951 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,358 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.80% |
Length of employment: | n/a | Location: | KEYSTONE HEIGHTS, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Pay off credit cards with a fixed rate, fixed payment loan.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,635.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum payment as of January was $339. As of March my minimum payments will be approximately $550. |
Member Payment Dependent Notes Series 1142967
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1142967 |
$12,000 |
$12,000 |
13.99% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1142967. Member loan 1142967 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | HCR Manor Care | Debt-to-income ratio: | 13.99% |
Length of employment: | 3 years | Location: | SARASOTA, FL |
Home town: | |||
Current & past employers: | HCR Manor Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I never just make minimum payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 725.00<br>Utilities approx 170.00<br>car pmt 435.68<br>car insurance 135.53 |
Member Payment Dependent Notes Series 1143020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143020 |
$15,000 |
$15,000 |
7.62% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143020. Member loan 1143020 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,312 / month |
Current employer: | Shipman & Goodwin LLP | Debt-to-income ratio: | 9.11% |
Length of employment: | 8 years | Location: | Terryville, CT |
Home town: | |||
Current & past employers: | Shipman & Goodwin LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Refinancing a home improvement credit card used to replace all of my windows, which carries a 25% interest rate!<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $39,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I can't think of any specific delinquency in that time-frame. Like many people, I might have occasionally missed or forgotten a payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $5,200 on an average month, including mortgage and taxes. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Another lender asked this question, and my answer was approximately $5,200 on an average month depending on the season (winter, summer, etc.), and that includes mortgage/escrow payment. However, I failed to mention in the previous answer that those expenses are for my wife AND I, and that my wife's separate income is the about the same as mine. |
Member Payment Dependent Notes Series 1143046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143046 |
$7,100 |
$7,100 |
6.62% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143046. Member loan 1143046 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,400 / month |
Current employer: | Commercial Trucking Inc. | Debt-to-income ratio: | 19.75% |
Length of employment: | 10+ years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Commercial Trucking Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I would like this loan to payoff my first mortgage which my interest rate is high. Sorry if I chose the wrong button<br><br>Please let me know if you have any other questions. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan is to payoff my Mortgage I selected the wrong button by mistake. The rate is very high and taking to long to pay off. |
Member Payment Dependent Notes Series 1143133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143133 |
$12,000 |
$12,000 |
13.11% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143133. Member loan 1143133 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,750 / month |
Current employer: | Medical Center of Arlington | Debt-to-income ratio: | 11.27% |
Length of employment: | 6 years | Location: | ARLINGTON, TX |
Home town: | |||
Current & past employers: | Medical Center of Arlington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $12,014.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | One credit card with balance of 5297.09 - interest rate of 24.99<br>Another credit card with balance of 6972.46 - interest rate of 19.24.<br>These are the only debts I have. |
Which debts do you plan to pay off with this loan? | I intend to pay off two credit cards. It's easier to have one payment instead of two and offers the opportunity to make a higher payment with a lower interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | One credit card with balance of 5297.09 - interest rate of 24.99<br>Another credit card with balance of 6972.46 - interest rate of 19.24.<br>These are the only debts I have. |
If you have a delinquency in the last 2 years, please explain the reason. | If I had any delinquencies it would be solely due to an oversight in the due date. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have any other monthly expenses. |
Please explain the reason why you carry a large revolving credit balance. | Had major plumbing issue which was not covered by insurance. |
Member Payment Dependent Notes Series 1143181
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143181 |
$21,000 |
$21,000 |
13.99% |
1.00% |
February 16, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143181. Member loan 1143181 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Anheuser Bucsh | Debt-to-income ratio: | 10.93% |
Length of employment: | 5 years | Location: | Spring Grove, VA |
Home town: | |||
Current & past employers: | Anheuser Bucsh | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > I just brought a Gas Station and the money is need to help with cash flow in the gas account. The way it works is you pay for the gas before you sell it. So you need extra money to cover the next load of gas.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $11,358.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | 64 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | The public record I have on file was a charge off on a credit card. I was in college and could not work. Once i graduated i got a job and paid the balance in full. |
Please explain the reason why you carry a large revolving credit balance. | The reason why im carrying a large revolving credit is because i put the inventory of the C-store on it when i brought the gas station. That will be one of the bills that will be paid off with this loan because that will also help free up cash flow. |
What do you project your monthly revenues for the first 6 months to be? | For Jan. I cleared $6,000. Had a lot of start up cost first month. Next five months we are projecting to clear $18,000 and above. Reason for such a jump is as it warms up ppl drive more and we also have a three bay garage. Data has shown that the first three months are slow in the garage. |
What will be the largest expense in the first six months? | My largest expense in the first six months will be gas. The c-store basically pays for itself once it's stocked and the parts we buy to fix cars are ordered as needed. Last month my average load of gas cost me $25000. |
What do you project your monthly expenses for the first 6 months of your business? | Roughly $11,000 a month. |
Member Payment Dependent Notes Series 1143198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143198 |
$18,500 |
$18,500 |
19.22% |
1.00% |
February 17, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143198. Member loan 1143198 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Riverhead Care Center | Debt-to-income ratio: | 23.78% |
Length of employment: | 1 year | Location: | East Quogue, NY |
Home town: | |||
Current & past employers: | Riverhead Care Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $18,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will repay all credit cards, in order to have one account. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm rent small studio whih cost me $500.00 elektryc,Tv,phone,utlites include for rent,isurance car $150.00,ges |
Please explain the reason why you carry a large revolving credit balance. | 2009 I ' ve lost my job ,because of luck of work with Roslik Builders .After tahat ,I hand use my credit cards for every day expences. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express- balance $1200 ,Costco- $2984.73 ,minimum pyment $115, J,penyy $600 , mini- $35 ,capital one bank line credit $1000 ,mi- $50, Chase $6000,min-$148 ,Chase$ 2200 ,mini-$90, citi card $900 , mini-$96,citi card $900,mini-$20.51 Pc richard $700,-mini-$25, macys $700,mini-$ 25,capital one bank$1500 mini-$ 43 sams,club$ 631.16 mini-$35 Bp.Amoco$ 428.56 mini-$25 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I' rent .small studio wich cost me $500 monthly ,electryc,tv, included for rent . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm rent small studio whih cost me $500.00 elektryc,Tv,phone,utlites include for rent,isurance car $150.00,ges |
Member Payment Dependent Notes Series 1143212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143212 |
$15,000 |
$15,000 |
13.99% |
1.00% |
February 17, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143212. Member loan 1143212 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.98% |
Length of employment: | 8 years | Location: | CONNELLSVILLE, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Credit card loan for a successful small business owner.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $19,052.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have some outstanding debt on credit cards. I am planning on paying the cards with the highest interest with this loan. The smaller ones I will be able to handle with my income. I have been paying and paying more than the minimum payment each month, but have not been able to make a significant dent due to high interest rates. I thank you for your interest and please be assured that I pay my bills. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Loan $1922 27.98% $216.00<br>VISA $2211 31.99% 85.00<br>MasterCard $6,028 30.03% $211.00<br>Discover $3004 21.99% $61.00<br>VISA $1680 20.24% $46.00<br><br>Thank you for your interest and inquiry. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $811.00, includes taxes<br>Car $426<br>Electric $125<br>Telephone $159<br>Insurance - Auto $89<br>Internet, Cable and Land Line - $165.00 combined<br>Water - $50<br>Trash $10<br>Food $80<br><br>Please note that my car, a portion of my mortgage, telephone, utilities, and insurance are business expenses - not personal. My health insurance is also deducted as a business expense. <br><br>Thank you for your inquiry. |
Member Payment Dependent Notes Series 1143233
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143233 |
$28,000 |
$28,000 |
23.13% |
1.00% |
February 21, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143233. Member loan 1143233 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | Oakwood Hospital and Medical Center | Debt-to-income ratio: | 19.03% |
Length of employment: | 3 years | Location: | CANTON, MI |
Home town: | |||
Current & past employers: | Oakwood Hospital and Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,190.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt of approx 26000 with interst rates ranging 21-26% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage 1500, utilities 275, insurance 160 |
Which debts do you plan to pay off with this loan? | credit card and tax bill |
Please explain the reason why you carry a large revolving credit balance. | recent move, unexpected tax bill, want to consolidate bills into one payment to pay off faster |
Member Payment Dependent Notes Series 1143310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143310 |
$15,850 |
$15,850 |
17.99% |
1.00% |
February 21, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143310. Member loan 1143310 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,717 / month |
Current employer: | American Red Cross | Debt-to-income ratio: | 21.80% |
Length of employment: | 10+ years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | American Red Cross | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $18,478.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 18000 dollars |
What is your intended use for the loan proceeds? | to pay off the credit cards. |
What is your intended use for the loan proceeds? | to pay off the credit cards. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 18000 dollars |
Member Payment Dependent Notes Series 1143357
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143357 |
$17,600 |
$17,600 |
13.99% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143357. Member loan 1143357 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Fry Communications Inc | Debt-to-income ratio: | 15.75% |
Length of employment: | 10+ years | Location: | MECHANICSBURG, PA |
Home town: | |||
Current & past employers: | Fry Communications Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $17,314.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Bank 5.00% $302,235.06 $2,232.54<br>Chase Car 7.79% $13,462.36 $391.97<br>Chase Card 13.24% $2,016.08 $37.00<br>Citizens Bank $3,025.48 $64.68<br>Lowes $1,211.38 $41.00<br>Capitol One 17.90% $2,193.23 $55.00<br>Citibank 14.99% $7,553.57 $182.97<br>Kohl's 21.90% $2,995.38 $118.00<br>TD Bank 14.24% $2,301.95 $52.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Bank 5.00% $302,235.06 $2,232.54<br>Chase Car 7.79% $13,462.36 $391.97<br>Chase Card 13.24% $2,016.08 $37.00<br>Citizens Bank $3,025.48 $64.68<br>Lowes $1,211.38 $41.00<br>Capitol One 17.90% $2,193.23 $55.00<br>Citibank 14.99% $7,553.57 $182.97<br>Kohl's 21.90% $2,995.38 $118.00<br>TD Bank 14.24% $2,301.95 $52.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Planet Fitness $10.00: Hampden Quarterly $155.05: Nationwide Monthly $82.83: PAWA $75.00: UGI $129.00: PPL $135.38: Home Paramount Quarterly $180.20: Verizon $284.00: Chase Bank 5.00% $302,235.06 $2,232.54: Chase Car 7.79% $13,462.36 $391.97: Chase Card 13.24% $2,016.08 $37.00: Citizens Bank $3,025.48 $64.68: Lowes $1,211.38 $41.00: Capitol One 17.90% $2,193.23 $55.00: Citibank 14.99% $7,553.57 $182.97: Kohl's 21.90% $2,995.38 $118.00:TD Bank 14.24% $2,301.95 $52.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Planet Fitness $10.00: Hampden Quarterly $155.05: Nationwide Monthly $82.83: PAWA $75.00: UGI $129.00: PPL $135.38: Home Paramount Quarterly $180.20: Verizon $284.00: Chase Bank 5.00% $302,235.06 $2,232.54: Chase Car 7.79% $13,462.36 $391.97: Chase Card 13.24% $2,016.08 $37.00: Citizens Bank $3,025.48 $64.68: Lowes $1,211.38 $41.00: Capitol One 17.90% $2,193.23 $55.00: Citibank 14.99% $7,553.57 $182.97: Kohl's 21.90% $2,995.38 $118.00:TD Bank 14.24% $2,301.95 $52.00 |
Please explain the reason why you carry a large revolving credit balance. | No real good reason. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Bank 5.00% $302,235.06 $2,232.54<br>Chase Car 7.79% $13,462.36 $391.97<br>Chase Card 13.24% $2,016.08 $37.00<br>Citizens Bank $3,025.48 $64.68<br>Lowes $1,211.38 $41.00<br>Capitol One 17.90% $2,193.23 $55.00<br>Citibank 14.99% $7,553.57 $182.97<br>Kohl's 21.90% $2,995.38 $118.00<br>TD Bank 14.24% $2,301.95 $52.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Bank 5.00% $302,235.06 $2,232.54<br>Chase Car 7.79% $13,462.36 $391.97<br>Chase Card 13.24% $2,016.08 $37.00<br>Citizens Bank $3,025.48 $64.68<br>Lowes $1,211.38 $41.00<br>Capitol One 17.90% $2,193.23 $55.00<br>Citibank 14.99% $7,553.57 $182.97<br>Kohl's 21.90% $2,995.38 $118.00<br>TD Bank 14.24% $2,301.95 $52.00 |
Which debts do you plan to pay off with this loan? | Chase Card 13.24% $2,016.08<br>Capitol One 17.90% $2,193.23<br>Citibank 14.99% $7,553.57<br>Kohl's 21.90% $2,995.38<br>TD Bank 14.24% $2,301.95 |
What is your intended use for the loan proceeds? | Pay off the following:<br>Chase Card 13.24% $2,016.08<br>Capitol One 17.90% $2,193.23<br>Citibank 14.99% $7,553.57<br>Kohl's 21.90% $2,995.38<br>TD Bank 14.24% $2,301.95 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Planet Fitness $10.00: Hampden Quarterly $155.05: Nationwide Monthly $82.83: PAWA $75.00: UGI $129.00: PPL $135.38: Home Paramount Quarterly $180.20: Verizon $284.00: Chase Bank 5.00% $302,235.06 $2,232.54: Chase Car 7.79% $13,462.36 $391.97: Chase Card 13.24% $2,016.08 $37.00: Citizens Bank $3,025.48 $64.68: Lowes $1,211.38 $41.00: Capitol One 17.90% $2,193.23 $55.00: Citibank 14.99% $7,553.57 $182.97: Kohl's 21.90% $2,995.38 $118.00:TD Bank 14.24% $2,301.95 $52.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Planet Fitness $10.00: Hampden Quarterly $155.05: Nationwide Monthly $82.83: PAWA $75.00: UGI $129.00: PPL $135.38: Home Paramount Quarterly $180.20: Verizon $284.00: Chase Bank 5.00% $302,235.06 $2,232.54: Chase Car 7.79% $13,462.36 $391.97: Chase Card 13.24% $2,016.08 $37.00: Citizens Bank $3,025.48 $64.68: Lowes $1,211.38 $41.00: Capitol One 17.90% $2,193.23 $55.00: Citibank 14.99% $7,553.57 $182.97: Kohl's 21.90% $2,995.38 $118.00:TD Bank 14.24% $2,301.95 $52.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Bank 5.00% $302,235.06 $2,232.54<br>Chase Car 7.79% $13,462.36 $391.97<br>Chase Card 13.24% $2,016.08 $37.00<br>Citizens Bank $3,025.48 $64.68<br>Lowes $1,211.38 $41.00<br>Capitol One 17.90% $2,193.23 $55.00<br>Citibank 14.99% $7,553.57 $182.97<br>Kohl's 21.90% $2,995.38 $118.00<br>TD Bank 14.24% $2,301.95 $52.00 |
Which debts do you plan to pay off with this loan? | Chase Card 13.24% $2,016.08<br>Capitol One 17.90% $2,193.23<br>Citibank 14.99% $7,553.57<br>Kohl's 21.90% $2,995.38<br>TD Bank 14.24% $2,301.95 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off the following:<br><br>Chase Card 13.24% $2,016.08<br>Capitol One 17.90% $2,193.23<br>Citibank 14.99% $7,553.57<br>Kohl's 21.90% $2,995.38<br>TD Bank 14.24% $2,301.95 |
Please explain the reason why you carry a large revolving credit balance. | No real good reason. |
Please explain the reason why you carry a large revolving credit balance. | No real good reason. |
Member Payment Dependent Notes Series 1143372
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143372 |
$25,000 |
$25,000 |
7.90% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143372. Member loan 1143372 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,917 / month |
Current employer: | M&T Bank | Debt-to-income ratio: | 4.71% |
Length of employment: | 8 years | Location: | Eden , NY |
Home town: | |||
Current & past employers: | M&T Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > Loan consolidation - High Interest Debt. Will be paid off early as was the last loan made through Lending club.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,776.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cards 5k 18percent<br>Personal loan 18k 12 percent |
Please explain the reason why you carry a large revolving credit balance. | There were two small home remodeling projects that contributed to the revolving credit balance. My first priorities were my Mortgage (paid off) and my 401k. Given my current financial position, I expect to pay off all revolving balances & Lending Club prior to Dec 2013. |
Please explain the reason why you carry a large revolving credit balance. | There were two small home remodeling projects that contributed to the revolving credit balance. My first priorities were my Mortgage (paid off) and my 401k. Given my current financial position, I expect to pay off all revolving balances & Lending Club prior to Dec 2013. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cards 5k 18percent<br>Personal loan 18k 12 percent |
Member Payment Dependent Notes Series 1143380
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143380 |
$10,000 |
$10,000 |
10.74% |
1.00% |
February 21, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143380. Member loan 1143380 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | M&M Transport INC. | Debt-to-income ratio: | 20.55% |
Length of employment: | 5 years | Location: | WINLOCK, WA |
Home town: | |||
Current & past employers: | M&M Transport INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Looking forward to paying off high interest credit cards and tearing them up!<br><br> Borrower added on 02/09/12 > Acquiring this loan will also enable us to invest in Lending Club, not only does this sound like a good idea financially but we like the idea of people helping people.<br><br> Borrower added on 02/10/12 > It would be pleasant thing to reach the shore after swimming in debt. All of my credit cards are over 5 years old and have always been paid on time.but high interest rates keep the balance about the same<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $12,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balance is $15000. Monthly payments amount to $677.00 this does not include My mortgage which is $691.98 VA loan. Most of the credit cards are at 25% interest except for $5000. owed to my bank at 12% , which is why I am asking for $10000 instead of $15000. These are all owed on credit cards and are all over 10 years old, none of them are new. They were made before I had a decent job.even then they were paid on time. I hope this answeres your question. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Credit Card debt $685 ,House Payment $691. living expenses $1000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | credit cards $685 House Pay $691 living expense $1000. |
Member Payment Dependent Notes Series 1143411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143411 |
$6,000 |
$6,000 |
9.76% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143411. Member loan 1143411 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | AIS | Debt-to-income ratio: | 21.50% |
Length of employment: | < 1 year | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | AIS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7000 and my monthly payments are $300 my interest is around 10% |
Member Payment Dependent Notes Series 1143432
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143432 |
$12,000 |
$12,000 |
7.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143432. Member loan 1143432 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | DHL Global Forwarding | Debt-to-income ratio: | 22.96% |
Length of employment: | 4 years | Location: | Laredo, TX |
Home town: | |||
Current & past employers: | DHL Global Forwarding | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have several credit cards with different rates ranging from 12.99% to 19%. Total debt for what I want to consolidate is apporximately $11,800.00. I have other credit cards with low intrest rates 0%-2.99% with an approximate balance of $20,500.00. |
Member Payment Dependent Notes Series 1143512
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143512 |
$14,000 |
$14,000 |
6.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143512. Member loan 1143512 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,553 / month |
Current employer: | Preferred Tool and Die Co Inc | Debt-to-income ratio: | 14.10% |
Length of employment: | 1 year | Location: | Grand Rapids, MI |
Home town: | |||
Current & past employers: | Preferred Tool and Die Co Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > We have never missed or been late on a payment. This loan is to help us to pay down our debts faster and at a better interest rate. Thus eliminating all debt (except mortgage) faster.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mtg: 1190<br>Transportation: 250 (or more, depends on price of gas)<br>Utilities: 140<br>Phones: 120<br>Insurance (life and auto): 130<br>Food (includes dining out): 450<br>TV/Internet: 100<br>Pet food/care: 100<br>Visa & MC: 500 (250 combined min pmt)<br>Personal Loan: 300 (226 min pmt)<br>Pocket money: 100<br>Savings: 500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal Loan $6691 10% $226 (Min) + insurance (~$20/mo)<br><br>Visa $7340 9.9% $220 (min)<br><br>Mortgage $141,095 $1191 6.89% |
Member Payment Dependent Notes Series 1143595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143595 |
$8,325 |
$8,325 |
12.12% |
1.00% |
February 17, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143595. Member loan 1143595 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Titan HVAC | Debt-to-income ratio: | 23.39% |
Length of employment: | 10+ years | Location: | PITTSBURGH, PA |
Home town: | |||
Current & past employers: | Titan HVAC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | About 10,000 dollars. Interest rates vary from 25% to 32%. Minimum monthly payments total around 400.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage & Taxes 1068.00 Utilities 250.00 or so per month Home ins. is included in mortgage |
Member Payment Dependent Notes Series 1143617
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143617 |
$19,500 |
$19,500 |
23.33% |
1.00% |
February 16, 2012 |
February 21, 2017 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143617. Member loan 1143617 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | exxon food mart | Debt-to-income ratio: | 17.62% |
Length of employment: | 1 year | Location: | LAWRENCEVILLE, GA |
Home town: | |||
Current & past employers: | exxon food mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $14,851.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No i don't. I always pay my minimum payments or more depending.. |
Member Payment Dependent Notes Series 1143686
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143686 |
$18,000 |
$18,000 |
18.25% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143686. Member loan 1143686 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Inspx | Debt-to-income ratio: | 24.93% |
Length of employment: | 3 years | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | Inspx | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $20,265.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance: $17771<br>Interest rate: 29.99%<br>Monthly payments: 572 |
Member Payment Dependent Notes Series 1143705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143705 |
$7,000 |
$7,000 |
10.74% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143705. Member loan 1143705 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Product Identification, Inc | Debt-to-income ratio: | 9.49% |
Length of employment: | 4 years | Location: | MEBANE, NC |
Home town: | |||
Current & past employers: | Product Identification, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > debt free in 3 years<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 83 |
Revolving Credit Balance: | $6,308.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $475.00<br>no car payment<br>utilities$350.00<br>phone, internet,cable $175.00<br>insurance $ 300.oo<br>Food $ 425.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $967.76/ apr 17.24%/ $36.00 monthly<br>Visa $2014.86/ apr 19.24%/ $58.00 monthly<br>Dell $ 1590.52/ apr 22.24%/ $56.00 monthly<br>Discover $ 1318.64/ apr 24.99/ $ 43.00 monthly |
What is your intended use for the loan proceeds? | To get a better rate and to get several bills in to one. To be debt free in 3 years. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance for 4 bills are about $5900.00 with about $300.00 for smaller bil. At 17%-24%.Monthly $200.00 |
Member Payment Dependent Notes Series 1143712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143712 |
$18,000 |
$18,000 |
13.11% |
1.00% |
February 21, 2012 |
February 28, 2017 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143712. Member loan 1143712 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Lockheed Martin Corporation | Debt-to-income ratio: | 4.06% |
Length of employment: | 6 years | Location: | Cherry Hill, NJ |
Home town: | |||
Current & past employers: | Lockheed Martin Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > I am an IT professional and have been with my current employer for over 6 years. 12 years of IT industry experience.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff higher interest credit cards and consolidate loans/payments. |
Which debts do you plan to pay off with this loan? | I plan to consolidate three higher interest credit cards. |
Which debts do you plan to pay off with this loan? | I plan to consolidate three higher interest credit cards. |
Member Payment Dependent Notes Series 1143731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143731 |
$10,000 |
$10,000 |
15.81% |
1.00% |
February 15, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143731. Member loan 1143731 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | COOK COUNTY | Debt-to-income ratio: | 14.77% |
Length of employment: | 5 years | Location: | CRETE, IL |
Home town: | |||
Current & past employers: | COOK COUNTY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | ZERO DOLLARS, I LIVE WITH MY BROTHER FOR PAST 8 YEARS |
Member Payment Dependent Notes Series 1143734
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143734 |
$35,000 |
$35,000 |
8.90% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143734. Member loan 1143734 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | WM | Debt-to-income ratio: | 13.11% |
Length of employment: | 3 years | Location: | MILFORD, MA |
Home town: | |||
Current & past employers: | WM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card - Balance: 4800 Rate: 13.24% Min Pmt: 96 Limit: 13000<br>Credit Card - Balance: 1790 Rate: 0% for next 10 months, then 20% Min Pmt: 25 Limit: 3000<br>Loan - Balance: 17545 Rate: 14.0% Monthly Pmt: 855<br>Mortgage - Balance: 304000 Rate: 5% Monthly Pmt: 1780<br><br>Credit Card - Balance: 0 Rate: 12.99% Limit: 5000<br>Credit Card - Balance: 0 Rate: 13.99% Limit: 6500 |
Member Payment Dependent Notes Series 1143785
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143785 |
$5,000 |
$5,000 |
15.81% |
1.00% |
February 16, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143785. Member loan 1143785 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | Best Upon Request | Debt-to-income ratio: | 15.42% |
Length of employment: | 7 years | Location: | AURORA, CO |
Home town: | |||
Current & past employers: | Best Upon Request | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > My original plan for my loan was to make simple improvements to my home so that in the next year or so, I can put it on the market. After reviewing my credit card interest rates, I changed my plan to pay off credit card debt and have one payment.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $7,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | The balance on my mortgage is $211,112.04. The interest rate is 5%. My monthly payment is $1412.87. |
Member Payment Dependent Notes Series 1143810
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143810 |
$22,000 |
$22,000 |
7.62% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143810. Member loan 1143810 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Harris Corporation | Debt-to-income ratio: | 16.49% |
Length of employment: | < 1 year | Location: | Elkridge, MD |
Home town: | |||
Current & past employers: | Harris Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > The purpose of this loan is to consolidate two student loans and four credit cards so I can make one monthly payment. The credit card rates on two of the cards are at 0% and the other two credit cards are at 15% and 17%, respectively.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses total approximately $3000 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses total approximately $3000 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc1 2800 0%<br>cc2 2500 0%<br>cc3 960 15%<br>cc4 1000 17%<br>sl1 8650 10%<br>sl2 6000 4.25% |
Which debts do you plan to pay off with this loan? | I plan to pay off four credit card debts and two student loans. I will no longer have any credit card debt after they are paid off. |
Please explain the reason why you carry a large revolving credit balance. | It is probably because I have an auto loan and a federal student loan which do not need to be consolidated because they are at very low rates (0%, 0.0025%). The student loan debts that I am consolidating are private loans which are at higher rates described in my objective for this consolidation loan. |
Member Payment Dependent Notes Series 1143881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143881 |
$10,775 |
$10,775 |
6.62% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143881. Member loan 1143881 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Celebrity Pink | Debt-to-income ratio: | 20.57% |
Length of employment: | 4 years | Location: | ARCADIA, CA |
Home town: | |||
Current & past employers: | Celebrity Pink | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > I work about 70 hours a week but yet I still have this debt I've accumulated when I was in my early 20s from C/Cs & student loans. I haven't used my credit card in years and I pay everything in cash. I'm never late on my payments and bills. Please help me fix my mistake I made so many years ago!<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,332.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | STUD LOAN 2,328.77<br>C/C14,829.72<br>MORTGAGE 500<br>CAR 508 |
Member Payment Dependent Notes Series 1143897
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143897 |
$16,000 |
$16,000 |
19.99% |
1.00% |
February 21, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143897. Member loan 1143897 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | Defense Department - Civil Service | Debt-to-income ratio: | 23.89% |
Length of employment: | 10+ years | Location: | SPANAWAY, WA |
Home town: | |||
Current & past employers: | Defense Department - Civil Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > This will pay off two vehicles and a high balance revolving credit account.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $11,187.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1600.00; Utilities: Average $225.00; Insurance: $300.00/yearly; Taxes: $2600.00 |
Member Payment Dependent Notes Series 1143950
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1143950 |
$15,000 |
$15,000 |
8.90% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1143950. Member loan 1143950 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | Children's Hospital LA | Debt-to-income ratio: | 13.14% |
Length of employment: | 3 years | Location: | LA MIRADA, CA |
Home town: | |||
Current & past employers: | Children's Hospital LA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > This home improvement is our project to have more living space. We want to enclose the patio so we could spread out more and enjoy the house. This has been our long time dream and we hope you can help us make this come true. Thank you in advance.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | We pay 1860 with the property tax impounded. We got the house almost 3 yrs ago. We havent use any equity line of credit on the house. We have an equity of 20,000. |
Is the improvement to your primary residence or an investment property? | Primary residence. We need a playroom :) the house has a total lot of 6000 sqft but the living space is only 1144 sqft. |
Member Payment Dependent Notes Series 1144029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144029 |
$12,000 |
$12,000 |
14.65% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144029. Member loan 1144029 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.72% |
Length of employment: | 7 years | Location: | Oakland Park, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/07/12 > debt consolidation to lower current interest rate on an existing account<br><br> Borrower added on 02/07/12 > debt consolidation loan sought to pay off high interest account<br><br> Borrower added on 02/09/12 > Responsible self-employed borrower seeking debt consolidation to reduce previous high interest commitments. Attempts at re-negotiating directly with lenders was unsuccessful, restructured terms temporarily but long term solution is preferable to remain focused on recent increase in business.<br>
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $1,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Any delinquencies in the past two years would be due to buying my first home - it was a great time to buy but it was a fixer-upper and all business took a nose dive shortly there after as well. I work for myself and was able to get around hiring freezes at first but business was down everywhere soon enough. Things are looking up now though - finally |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Upon buying my home I put money into some modest updates and essential repairs - among which was a new air conditioner & duct work (unwisely) purchased at 29.99% interest from Home Depot ($8000 currently at approx $6,300 balance). The rest of my debts are small balances at interest rates varying most below 20% but there is another medical debt of $2,000 that does not show on credit history that I would also like to take care of. I attempted to re-negotiate interest rates but was unsuccessful. |
Member Payment Dependent Notes Series 1144036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144036 |
$10,000 |
$10,000 |
6.03% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144036. Member loan 1144036 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | Yukio Okutsu State Veterans Home | Debt-to-income ratio: | 13.76% |
Length of employment: | 4 years | Location: | HILO, HI |
Home town: | |||
Current & past employers: | Yukio Okutsu State Veterans Home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $3752 APR 18.90% Minimum pmt $78<br>Discovercard $7620 APR 11.24% Minimum pmt $200<br>Visa $1826 APR 17.24 Minimum pmt $43<br>Outstanding balance if loan is received will be paid with 2012 tax returns leaving a 0 balance. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current montly payments approx $300 with a higher interest rate, however, I always pay more than the minimun amount due. I will have no balance on these cards if I am approved for the loan. |
Member Payment Dependent Notes Series 1144079
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144079 |
$9,600 |
$9,600 |
14.65% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144079. Member loan 1144079 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | A&J escort&flag car service | Debt-to-income ratio: | 18.88% |
Length of employment: | 10+ years | Location: | leesville, SC |
Home town: | |||
Current & past employers: | A&J escort&flag car service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > i wont to pay off a loan ive paid on for the last 4 years and only paid $800.00 i will never get this loan paid like this. i need the money to pay this kind of loan off<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off a loan i have been making payment for the last 4 years and i still owe around 8600 and every year they add $50 i pay $259 a month i will never get it paid off |
What is your intended use for the loan proceeds? | To pay off a loan i have been paying on for 4 years and only have $800.00 paid and i been paying $259.00 a month for 4 years i will never get that loan pay off thats why i need the loan so i can pay that one off |
Member Payment Dependent Notes Series 1144099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144099 |
$12,000 |
$12,000 |
9.76% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144099. Member loan 1144099 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Alarm Techs Inc | Debt-to-income ratio: | 15.87% |
Length of employment: | 2 years | Location: | SAINT PETERSBURG, FL |
Home town: | |||
Current & past employers: | Alarm Techs Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > This loan will be used to improve my home and consolidate all of my unsecured debt into a lower interest rate<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,674.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | CC 1 minimum payment is $106<br>CC 2 minimum payment is $94<br>CC 3 minimum payment is $25<br>Credit line 4 has no min payment yet (0 int/pmts) approx $500 balance<br><br>Total CC debt totals $9026. All will be wiped to $0 balance by the loan, and none have monthly fees. I always pay more than minimum. With money left and money I have, replace my air conditioner and a unit that uses the ac to assist with water heating. Florida power is insane! This loan will save me money each month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortagage: $555, Car: $352 (pays off in December), Insurance: $120, Cell: $105, Food $100-300 (I travel alot for work and receive per diem for about 75% of the year), Water: $80, Cable $140, Power $250-400 depending on AC usage (Will severely drop as part of my home improvements) |
Member Payment Dependent Notes Series 1144140
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144140 |
$35,000 |
$35,000 |
17.99% |
1.00% |
February 17, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144140. Member loan 1144140 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Nestle Waters, North America | Debt-to-income ratio: | 22.12% |
Length of employment: | 10+ years | Location: | East Northport, NY |
Home town: | |||
Current & past employers: | Nestle Waters, North America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $97,310.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off high interest cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 110,000 credit cards with interest ranging from 12 to 29.25% Mortgage - 335,000 at 7.41% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3,800 including mortgage, taxes and insurance, utilities about 500.00 a month |
Which debts do you plan to pay off with this loan? | Discover, AMEX and a high Chase Card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 110,000 credit cards with interest ranging from 12 to 29.25% Mortgage - 335,000 at 7.41% |
Please explain the reason why you carry a large revolving credit balance. | My wife started a dance competition business which started doing well by 2007. We needed to up our size to do bigger venues, rented bigger schools, back drops, sound systems, trophy's, logo apparel and advertising. Recession hit and attendance fell sharply, had to cancel many shows. Had invested a lot and had past history to tell us we would get return and used cards to fund time between getting ready and show pay off coming back....it never came. Want to work our way out and cancel cards |
Please explain the reason why you carry a large revolving credit balance. | My wife started a dance competition business which started doing well by 2007. We needed to up our size to do bigger venues, rented bigger schools, back drops, sound systems, trophy's, logo apparel and advertising. Recession hit and attendance fell sharply, had to cancel many shows. Had invested a lot and had past history to tell us we would get return and used cards to fund time between getting ready and show pay off coming back....it never came. Want to work our way out and cancel cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 110,000 credit cards with interest ranging from 12 to 29.25% Mortgage - 335,000 at 7.41% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3,800 including mortgage, taxes and insurance, utilities about 500.00 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $6,000 |
Please explain the reason why you carry a large revolving credit balance. | My wife started a dance competition business which started doing well by 2007. We needed to up our size to do bigger venues, rented bigger schools, back drops, sound systems, trophy's, logo apparel and advertising. Recession hit and attendance fell sharply, had to cancel many shows. Had invested a lot and had past history to tell us we would get return and used cards to fund time between getting ready and show pay off coming back....it never came. Want to work our way out and cancel cards |
Please explain the reason why you carry a large revolving credit balance. | My wife started a dance competition business which started doing well by 2007. We needed to up our size to do bigger venues, rented bigger schools, back drops, sound systems, trophy's, logo apparel and advertising. Recession hit and attendance fell sharply, had to cancel many shows. Had invested a lot and had past history to tell us we would get return and used cards to fund time between getting ready and show pay off coming back....it never came. Want to work our way out and cancel cards |
Please explain the reason why you carry a large revolving credit balance. | My wife started a dance competition business which started doing well by 2007. We needed to up our size to do bigger venues, rented bigger schools, back drops, sound systems, trophy's, logo apparel and advertising. Recession hit and attendance fell sharply, had to cancel many shows. Had invested a lot and had past history to tell us we would get return and used cards to fund time between getting ready and show pay off coming back....it never came. Want to work our way out and cancel cards |
Please explain the reason why you carry a large revolving credit balance. | My wife started a dance competition business which started doing well by 2007. We needed to up our size to do bigger venues, rented bigger schools, back drops, sound systems, trophy's, logo apparel and advertising. Recession hit and attendance fell sharply, had to cancel many shows. Had invested a lot and had past history to tell us we would get return and used cards to fund time between getting ready and show pay off coming back....it never came. Want to work our way out and cancel cards |
Member Payment Dependent Notes Series 1144206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144206 |
$8,000 |
$8,000 |
17.27% |
1.00% |
February 16, 2012 |
February 21, 2015 |
February 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144206. Member loan 1144206 was requested on February 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,700 / month |
Current employer: | Polite in Public | Debt-to-income ratio: | 10.81% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Polite in Public | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,193.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $1861 // %27.2 // $48<br>Mastercard $2898 // %18.24 // $80<br>Mastercard // $1750 // %16.24 // $35<br>GE // $2506 // %26.99 // $79 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $700<br>Transportation - $162<br>Phone - $170<br>Utilities - $100<br>Insurance - $97 <br>Food - $120 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $1861 // %27.2 // $48<br>Mastercard $2898 // %18.24 // $80<br>Mastercard // $1750 // %16.24 // $35<br>GE // $2506 // %26.99 // $79 |
Member Payment Dependent Notes Series 1144242
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144242 |
$18,000 |
$18,000 |
7.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144242. Member loan 1144242 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Dallas Airmotive | Debt-to-income ratio: | 16.76% |
Length of employment: | 10+ years | Location: | Midlothian, TX |
Home town: | |||
Current & past employers: | Dallas Airmotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > The funds will be used to consolidate higher interest loans.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | By consolidating two higher interest debts, I will lower my total interest payed and monthly payment. |
Member Payment Dependent Notes Series 1144268
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144268 |
$20,000 |
$20,000 |
8.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144268. Member loan 1144268 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,750 / month |
Current employer: | cars.com | Debt-to-income ratio: | 11.40% |
Length of employment: | 3 years | Location: | beverly hills, MI |
Home town: | |||
Current & past employers: | cars.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1144279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144279 |
$15,000 |
$15,000 |
7.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144279. Member loan 1144279 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Byerlys | Debt-to-income ratio: | 10.39% |
Length of employment: | 10+ years | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | Byerlys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,343.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | -Rent is $300<br>-Home equity loan $500<br>Utilities,House Insurance,Taxes,Ect paid by other people also living at the house. |
Member Payment Dependent Notes Series 1144286
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144286 |
$30,000 |
$30,000 |
19.99% |
1.00% |
February 21, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144286. Member loan 1144286 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.13% |
Length of employment: | < 1 year | Location: | Emerson, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > I have a used car lot, need loan for business and buying and selling cars<br><br> Borrower added on 02/09/12 > My used car lot fills up to 60 cars are we have been selling 15-20 cars per month. With March and the Spring almost here, business will be picking up so we need to be ready with more cars in our inventory. We advertise online as well as in local newspapers with an exciting plan for business!<br><br> Borrower added on 02/09/12 > We are in the works with a "Buy Here, Pay Here" bank who will assist us with selling more cars to customers with lower credit scores. We currently have 2 main banks we do business with for our financing deals but with the addition of this next bank we will expect at least another 4-5 deals per month<br><br> Borrower added on 02/10/12 > Currently we deal with 3 different car wholesalers who buy right and stay away from any "problem" cars. We have had a relationship with these wholesalers for many years while working with them in other companies. Also, we are providing free warranties which have people coming in from out of state.<br><br> Borrower added on 02/14/12 > Our business philosophy is very modern in todays car buying market with NO scams, hard selling, or any "used car dealer" tricks. We pride in ourselves with being honest to our customers to build a good reputation with our local community and believe that referrals are key to business!<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our current monthly expenses total out to about $4350 which includes rent for our office/car lot, phone/internet, utilities, food and advertising. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Currently, we have been learning on how to make more of a profit thanks to a slow selling winter season. We have cut out some advertising and marketing techniques to have more of a profit which we learned were not much help. When we first opened we were not sure which advertising would be good, which mechanics were best for a fix and tested the waters. Now we are experiencing many Internet sales which brings in people from out of state & a steady mechanic who is reliable and low cost. |
Please describe your experience/familiarity with the business you are starting/started? | I have been in the car business for over 17 years while starting as a salesman and working my way up to a new and used car sales manager for other companies. I've always had different selling philosophies for this business and have been wanting to open my own lot for awhile. My father has over 30 years experience in the car business as well and will be advising me. Also, my brother has over 10 years in this business and will be helpful with our advertising, Internet sales and accounting. |
Please explain the reason why you carry a large revolving credit balance. | While looking for a used car lot I was working a 60 hour work week in the car business. I had a business parter who was supposed to help start up everything while I worked. After all was said and done he wasn't much help at all and I had to leave my job a lot earlier than expected to start up. It took me 4 months to get my dealer license while I was already paying rent because here you need to have a car lot to apply for a license. Needless to say this set me back financially & wasn't expected. |
Member Payment Dependent Notes Series 1144297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144297 |
$20,000 |
$20,000 |
15.81% |
1.00% |
February 15, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144297. Member loan 1144297 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,500 / month |
Current employer: | suffolk county sheriffs | Debt-to-income ratio: | 16.86% |
Length of employment: | 4 years | Location: | ronkonkoma, NY |
Home town: | |||
Current & past employers: | suffolk county sheriffs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $12,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have and it was an error with my banking auto payment. As soon as i learned of the error my payment was made in full. I was never charged a late fee. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly bills are approx $1,500.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I own my home no mortage. My monthly bills are approx $400.00 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | payinng off 4 credit cards 13000, buying new frig and diswasher about 2000.... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about 1200 |
Which debts do you plan to pay off with this loan? | 4 credit cards |
Member Payment Dependent Notes Series 1144346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144346 |
$12,000 |
$12,000 |
6.03% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144346. Member loan 1144346 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | University at Buffalo Surgeons, Inc | Debt-to-income ratio: | 21.89% |
Length of employment: | 6 years | Location: | Tonawanda, NY |
Home town: | |||
Current & past employers: | University at Buffalo Surgeons, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Looking to finally slay the dreaded credit card debt beast. Thank you so much for your assistance in doing so!<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan will allow me to close out my credit card balance which is at a 10.24% variable rate. It is not a matter of not being able to make monthly payments. It is merely a matter of being able to reduce the amount of interest that I am paying on my current credit card balance. Thank you very much for your interest and consideration in assisting me with this matter. |
Member Payment Dependent Notes Series 1144506
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144506 |
$25,000 |
$25,000 |
18.25% |
1.00% |
February 16, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144506. Member loan 1144506 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Catalyst Olifield Services | Debt-to-income ratio: | 17.70% |
Length of employment: | < 1 year | Location: | LAKE ARTHUR, NM |
Home town: | |||
Current & past employers: | Catalyst Olifield Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,506.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All my credit card debit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Not sure off the top of my head but the minimum monthly payment of everything added together is approximatly $800. |
Member Payment Dependent Notes Series 1144507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144507 |
$13,600 |
$13,600 |
18.25% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144507. Member loan 1144507 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,343 / month |
Current employer: | Wake EMS | Debt-to-income ratio: | 21.24% |
Length of employment: | 1 year | Location: | KNIGHTDALE, NC |
Home town: | |||
Current & past employers: | Wake EMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > The funds will be used to pay off higher rate credit cards. Making one payment will be more efficient for me and allow me to get out of credit card debt faster.I work in a stable public safety job. I pick up a lot of overtime which allows to me to make extra payments and pay the loan off early!<br><br> Borrower added on 02/13/12 > I am NOT using these funds to add to my bank account. They will immediately be used to consolidate my higher interest rate accounts into one monthly payment. I have been in my job for 13 years, just changed agencies last year.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $19,481.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The accounts I'm consolidating all have 20-22% interest rates which are credit cards and 1 line of credit account. The line of credit account is closed. Total monthly payment of around $441. Total balances of accounts $12185...minus this months payments. New monthly payment will be slightly higher in the short term, but will pay off in the long term. |
Member Payment Dependent Notes Series 1144650
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144650 |
$23,850 |
$23,850 |
21.48% |
1.00% |
February 16, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144650. Member loan 1144650 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Axelrod Fingerhut and Dennis | Debt-to-income ratio: | 18.75% |
Length of employment: | 4 years | Location: | Howard Beach, NY |
Home town: | |||
Current & past employers: | Axelrod Fingerhut and Dennis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > other<br><br> Borrower added on 02/08/12 > other<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $37,251.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to use it to consolidate some debts. It would help tremendously and save me a substantial amount of money every month. |
Please provide additional details regarding the purpose of the loan. | I am trying to consolidate my debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using it for multiple purposes. |
Please explain the reason why you carry a large revolving credit balance. | Some balances are froms ome time ago and I have been payingthem off on a monthly basis. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage, maintenance, and home equity total $1700.00. |
What is your intended use for the loan proceeds? | I would like to use it to consolidate some debts. It would help tremendously and save me a substantial amount of money every month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No utlities as they are included with maintenance. Other charges about $500.00 per month. |
Please explain the reason why you carry a large revolving credit balance. | Some balances are froms ome time ago and I have been payingthem off on a monthly basis. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not in delinquency. |
Member Payment Dependent Notes Series 1144658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144658 |
$21,700 |
$21,700 |
10.74% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144658. Member loan 1144658 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,619 / month |
Current employer: | Byron Center Public Schools | Debt-to-income ratio: | 7.74% |
Length of employment: | 4 years | Location: | Zeeland, MI |
Home town: | |||
Current & past employers: | Byron Center Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,386.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1144668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144668 |
$14,000 |
$14,000 |
8.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144668. Member loan 1144668 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Symantec Corporation | Debt-to-income ratio: | 6.45% |
Length of employment: | < 1 year | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Symantec Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Graduated from Berkeley Haas Full Time MBA program (2 yrs w/ no income) and want to refinance my cc debt. I can provide proof that my cc's have been canceled once they've been paid off with this loan. Thank you and let me know if you have any further questions.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1144674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144674 |
$18,000 |
$18,000 |
12.12% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144674. Member loan 1144674 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | Akal Security | Debt-to-income ratio: | 13.20% |
Length of employment: | 7 years | Location: | WAIPAHU, HI |
Home town: | |||
Current & past employers: | Akal Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Utilities<br>Auto Insurance<br>Lines of Credit |
Which debts do you plan to pay off with this loan? | Credit Cards<br>Lines Of Credit |
Please explain the reason why you carry a large revolving credit balance. | One line of credit (spouse) was initially opened to cover wedding expenses back in July 2006. The other line of credit opened (myself) was to provide family assistance to my parents. The large crediting card balances were a result of cash advance transactions done again to assist my parents in certain instances of financial hardship. Although I've been able to meet my financial obligations, this consolidation will allow me to have more manageable payments & save more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation/Gas<br>Utilities<br>Phone<br>Food |
Please explain the reason why you carry a large revolving credit balance. | One line of credit (spouse) was initially opened to cover wedding expenses back in July 2006. The other line of credit opened (myself) was to provide family assistance to my parents. The large crediting card balances were a result of cash advance transactions done again to assist my parents in certain instances of financial hardship. Although I've been able to meet my financial obligations, this consolidation will allow me to have more manageable payments & save more. |
Which debts do you plan to pay off with this loan? | Credit Cards<br>Lines Of Credit |
Member Payment Dependent Notes Series 1144679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144679 |
$35,000 |
$35,000 |
21.97% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144679. Member loan 1144679 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,333 / month |
Current employer: | Intel Corporation | Debt-to-income ratio: | 10.77% |
Length of employment: | 8 years | Location: | ALbuquerque, NM |
Home town: | |||
Current & past employers: | Intel Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $12,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | one deliquency. Was abroad on a Family eemergency. |
Please describe your experience/familiarity with the business you are starting/started? | I have been in this business since August 2001. I was a Sole Proprietor up till june 2010. |
What is your intended use for the loan proceeds? | To acquire more equipment and expand my operations |
If you have a delinquency in the last 2 years, please explain the reason. | one deliquency. Was abroad on a Family eemergency. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly Expenditure: $1725<br>Gross monthly receipts (for current month): $2153<br><br>If fully funded, we can eliminate our monthly expenditure for about 20 months (using this to make loan payments), while growing and stabilizing our operations. |
What is your intended use for the loan proceeds? | To acquire more equipment and expand my operations |
What is your intended use for the loan proceeds? | To acquire more equipment and expand my operations |
Please describe your experience/familiarity with the business you are starting/started? | I have been in this business since August 2001. I was a Sole Proprietor up till june 2010. |
What do you project your monthly revenues for the first 6 months to be? | circa $3000 |
What will be the largest expense in the first six months? | Equiptment (about 12000) |
What type of business are you starting? | Expanding my martial arts and fitness business |
Member Payment Dependent Notes Series 1144703
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144703 |
$21,000 |
$21,000 |
13.67% |
1.00% |
February 17, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144703. Member loan 1144703 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | Tulane University | Debt-to-income ratio: | 21.18% |
Length of employment: | 3 years | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Tulane University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,097.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The balance accumulated before I got the current job. My salary in that time wasn't enough. Also recent increase of APR causes the balance to increase. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I pay about $1000/moth for loan including $vehicle loan (7.5%), credit cards : (29,00%),(27.24%), (23.99%), (17.24%), (22.90%), and (11.69%); total balance is about $38000 |
Which debts do you plan to pay off with this loan? | I would like to pay off the credit cards of APR higher that 20%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | It is about $4100 a month. |
Member Payment Dependent Notes Series 1144715
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144715 |
$20,000 |
$20,000 |
8.90% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144715. Member loan 1144715 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | ups | Debt-to-income ratio: | 15.70% |
Length of employment: | 10+ years | Location: | GREEN BAY, WI |
Home town: | |||
Current & past employers: | ups | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > Looking to consolidate some credit card loans into one loan with an end date.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,774.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Mortgage, balance is 118,000 at 5% interest, payment of 1052.00.<br>CitiCard Credit Card balance of $7400.00, 0% interest, $90 monthly payment<br>Pioneer Credit Union Car Loan, balance of $9,058. 8.9% interest rate, $283 monthly payment<br>Capitol One Credit Card, 18% interest, balance of $5,200, $200 monthly payment<br>Sears Credit Card, 22% interest, balance of $2,800, $90 monthly payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1050, utilities 150, phone 134, insurance 35, food 300, truck 500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1052 mortgage payment covers p&i, insurance and taxes. I do not have a home equity loan or line of credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Mortgage, balance is 118,000 at 5% interest, payment of 1052.00.<br>CitiCard Credit Card balance of $7400.00, 0% interest, $90 monthly payment<br>Pioneer Credit Union Car Loan, balance of $9,058. 8.9% interest rate, $283 monthly payment<br>Capitol One Credit Card, 18% interest, balance of $5,200, $200 monthly payment<br>Sears Credit Card, 22% interest, balance of $2,800, $90 monthly payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Mortgage, balance is 118,000 at 5% interest, payment of 1052.00.<br>CitiCard Credit Card balance of $7400.00, 0% interest, $90 monthly payment<br>Pioneer Credit Union Car Loan, balance of $9,058. 8.9% interest rate, $283 monthly payment<br>Capitol One Credit Card, 18% interest, balance of $5,200, $200 monthly payment<br>Sears Credit Card, 22% interest, balance of $2,800, $90 monthly payment |
Which debts do you plan to pay off with this loan? | pioneer, citibank, and sears |
Member Payment Dependent Notes Series 1144745
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144745 |
$30,000 |
$30,000 |
20.99% |
1.00% |
February 15, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144745. Member loan 1144745 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | Lasership | Debt-to-income ratio: | 20.91% |
Length of employment: | 5 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Lasership | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > This loan is to refinace and payoff all existing cc debt<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | amex <br>mastercard <br>visa <br>visa |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $550<br>transportation $140<br>utilities $60<br>phone $85<br>insurance $160<br>food $140<br>misc $80 |
Please explain the reason why you carry a large revolving credit balance. | Large revolving credit balance was due to financially assisting a family member who was is financial crisis and the family member has since passed away. |
Please explain the reason why you carry a large revolving credit balance. | Large revolving credit balance was due to financially assisting a family member who was is financial crisis and the family member has since passed away. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | amex <br>mastercard <br>visa <br>visa |
Please explain the reason why you carry a large revolving credit balance. | Large revolving credit balance was due to financially assisting a family member who was is financial crisis and the family member has since passed away. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $7354 monthly $800<br>$15371 monthly $374<br>$2944 monthly $92<br>$5818 monthly $172 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $7354 monthly $800<br>$15371 monthly $374<br>$2944 monthly $92<br>$5818 monthly $172 |
Member Payment Dependent Notes Series 1144789
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144789 |
$20,000 |
$20,000 |
7.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144789. Member loan 1144789 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,550 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.04% |
Length of employment: | 9 years | Location: | Annapolis, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > This loan will be used to purchase office supply assets from distressed vendors for $0.25 to $0.50 on the dollar and then resold for a profit.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1144847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144847 |
$10,000 |
$10,000 |
7.62% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144847. Member loan 1144847 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Northwestern University | Debt-to-income ratio: | 15.15% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Northwestern University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > I am looking to consolidate my debt. I am in the process of paying off bills, and I'd like to pay off my high-interest car loan & credit cards with one lower-interest payment.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,386.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $5000 car balance 14.28% APR, $271 monthly payment<br>$3500 credit card balance 13.24% APR<br>$1450 care credit balance 17.88% APR |
Which debts do you plan to pay off with this loan? | A car loan, a credit card & a medical loan. |
Member Payment Dependent Notes Series 1144904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144904 |
$7,200 |
$7,200 |
13.67% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144904. Member loan 1144904 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | Central California Conference of Seventh | Debt-to-income ratio: | 23.37% |
Length of employment: | 10+ years | Location: | TURLOCK, CA |
Home town: | |||
Current & past employers: | Central California Conference of Seventh | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $12,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1144952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1144952 |
$20,000 |
$20,000 |
13.67% |
1.00% |
February 16, 2012 |
February 22, 2017 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1144952. Member loan 1144952 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Quad/Graphics | Debt-to-income ratio: | 16.19% |
Length of employment: | 10+ years | Location: | SOUTH MILWAUKEE, WI |
Home town: | |||
Current & past employers: | Quad/Graphics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1145006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145006 |
$20,000 |
$20,000 |
13.67% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145006. Member loan 1145006 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | MOUNTAIN VIEW HOSPITAL | Debt-to-income ratio: | 13.00% |
Length of employment: | 7 years | Location: | Las Vegas nv, NV |
Home town: | |||
Current & past employers: | MOUNTAIN VIEW HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I was never late with my monthly obligation payment with the high interest rate I wanted to consolidate my debt with one payment monthly payment I hope this loan application will be funded and approved<br><br> Borrower added on 02/10/12 > I am very much conern with my fico score I thought about of consolidating my debt thru a co. that will deal w/ the creditors but I am afraid my fico score will be affected and it will take years to recover upon know lending club gave me hope of consolidating my debt without affecting my fico score<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,345.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage of 1950 a month, I have a 20000 credit card balance I just wanna pay it off because I am paying a higher interest rate with this loan I can paybit off and close this credit cards, I paid off my car , I wanna save more |
Which debts do you plan to pay off with this loan? | All my credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Aside from my monthly income my husband also works, I have a mortgage of 1950 other household expenses 800-1000,with credit card debt I pay 1200 a month, with this debt consolidation I will paying less than What I am paying now and I wanted to close my credit cards my goal is to save and not to use these high interest credit cards in a positive way without ruining my fico score |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 1950 household expenses(gas, utilities, food) etc ) 800-1000/ mo credit cards 1200/ mo with this debt consolidation I can pay off and close these high interest credits cards and I will paying less than what I am paying now ,my goal is to save and not use any credit card |
Please explain the reason why you carry a large revolving credit balance. | large revolving credit balance due to increasing inerest rate that acumulated |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Aside from my monthly income my husband also works, I have a mortgage of 1950 other household expenses 800-1000,with credit card debt I pay 1200 a month, with this debt consolidation I will paying less than What I am paying now and I wanted to close my credit cards my goal is to save and not to use these high interest credit cards in a positive way without ruining my fico score |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 1950 household expenses(gas, utilities, food) etc ) 800-1000/ mo credit cards 1200/ mo with this debt consolidation I can pay off and close these high interest credits cards and I will paying less than what I am paying now ,my goal is to save and not use any credit card |
Please explain the reason why you carry a large revolving credit balance. | large revolving credit balance due to increasing inerest rate that acumulated |
Member Payment Dependent Notes Series 1145125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145125 |
$16,000 |
$16,000 |
12.12% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145125. Member loan 1145125 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Whiteside Machine Company | Debt-to-income ratio: | 23.93% |
Length of employment: | 10+ years | Location: | CLAREMONT, NC |
Home town: | |||
Current & past employers: | Whiteside Machine Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances were a personal loan and a credit card. It's around $16,000.00 with and interest rates of 24. |
Member Payment Dependent Notes Series 1145161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145161 |
$12,000 |
$12,000 |
6.03% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145161. Member loan 1145161 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | The University of North Carolina at Gree | Debt-to-income ratio: | 13.18% |
Length of employment: | 10+ years | Location: | High Point, NC |
Home town: | |||
Current & past employers: | The University of North Carolina at Gree | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,191.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA - $11,500 - 17.9% - I believe the minimum monthly payment is approximately $250, but I always pay above the minimum - $400-$500, in order to more quickly reduce the balance. |
Please explain the reason why you carry a large revolving credit balance. | I had two necessary surgeries in the past two years that temporarily but adversely affected my finances. |
Member Payment Dependent Notes Series 1145195
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145195 |
$14,500 |
$14,500 |
12.12% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145195. Member loan 1145195 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.86% |
Length of employment: | 10+ years | Location: | New York, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,220.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | AmEx - BAL: $4,130.12 - APR 16.24% (plus fees) -monthly payment $160<br>Discover - BAL: $5,519.11 - APR 11.24% -monthly payment $125<br>Mastercard - BAL: $1,166.92 - APR 14.24% -monthly (more than $25 min) usually $100+<br>Macy's CC - BAL: $565.04 - APR 23.99% -monthly (more than $19 min) usually $50+<br>Mastercard - BAL:$5,886.39 (I'll apply remaining $2,538.81 of my loan to this card) - <br> -APR 7.24% (with fees) - monthly $183<br>AVG APR:14.59%,AVG monthly payment:$468-$668 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi there. I'm happy to answer this question, and give you an accurate estimation of my monthly expenses.<br><br>Rent: $1167<br>Transportation: $0 because my job pays for my monthly unlimited metrocard, and reimburses taxis<br>Utilities: Approx. $67-88<br>Cell Phone: $133<br>Health Insurance: $129.94<br>Renter's Insurance: $22.33<br>Food: approx. $400<br>Cable/Phone/Internet: $134<br>TOTAL: Approx. $2,053 |
Member Payment Dependent Notes Series 1145244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145244 |
$15,000 |
$15,000 |
13.99% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145244. Member loan 1145244 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Girl scouts of northeast Texas | Debt-to-income ratio: | 13.33% |
Length of employment: | 2 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | Girl scouts of northeast Texas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > My loan request is to pay off credit cards.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $20,399.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have studet loans or a mortgage. My credit cards are three bank cards; one is $5777. with limit of $6000 and one is $3400 limit of $4000 and other one is $2500 with limit of $3000. I have a line of credit of $4400 with limit of $ 5000. My interest rates are 17% - 22%. I pay monthly about $600 - $700 per month on cards. |
Member Payment Dependent Notes Series 1145254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145254 |
$8,000 |
$8,000 |
7.62% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145254. Member loan 1145254 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Caterpillar Inc. | Debt-to-income ratio: | 22.43% |
Length of employment: | 7 years | Location: | Shelbyville, IL |
Home town: | |||
Current & past employers: | Caterpillar Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > Due to remodeling my house I had to use me credit cards to finish up what the mortage didn't get, and these interest rates and card protection plans are eating up my payments.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,734.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover $4137.00, min pay $83.00 17.24% interest +the payment proctection plan<br>Mastercard $2885.80, min pay $91.95 no statement at this time to tell interest rate (will be canceled)<br>Mastercard $716.66 min pay $25.00 27.99% interest rate (will be canceled)<br>Most all these charges came due to remodeling house, the Discover card is the only card I plan to keep. |
Member Payment Dependent Notes Series 1145258
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145258 |
$10,000 |
$10,000 |
6.03% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145258. Member loan 1145258 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | glenwood managenent corp. | Debt-to-income ratio: | 2.25% |
Length of employment: | 6 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | glenwood managenent corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > complete home renovation<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,349.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1145289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145289 |
$9,600 |
$9,600 |
7.90% |
1.00% |
February 17, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145289. Member loan 1145289 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Nick's Custom Golf Cars | Debt-to-income ratio: | 10.69% |
Length of employment: | 5 years | Location: | Vallejo, CA |
Home town: | |||
Current & past employers: | Nick's Custom Golf Cars | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,133.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | 95% of this loan will be used towards our wedding expenses, the other 5% is for any last minute things we might need. |
Member Payment Dependent Notes Series 1145306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145306 |
$10,000 |
$10,000 |
7.62% |
1.00% |
February 21, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145306. Member loan 1145306 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | VLS Systems Inc | Debt-to-income ratio: | 13.22% |
Length of employment: | 1 year | Location: | MILWAUKEE, WI |
Home town: | |||
Current & past employers: | VLS Systems Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,580.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1145334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145334 |
$12,000 |
$12,000 |
7.62% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145334. Member loan 1145334 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | jcpenney | Debt-to-income ratio: | 22.42% |
Length of employment: | 7 years | Location: | LEWISVILLE, TX |
Home town: | |||
Current & past employers: | jcpenney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,784.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | USAA card: $6376 balance, 9% interest, $120 payment<br>USAA loan: $7500 balance, 12% interest, $265 payment<br>chase card: $5000 balance, 18% interest, $75 payment<br><br>I also have a car payment and a mortgage, but I'm not needing the loan for this. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: $1200, car payment: $250, utilities: $300, phone: $180, insurance: $175, food: $500 |
Member Payment Dependent Notes Series 1145365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145365 |
$10,000 |
$10,000 |
6.62% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145365. Member loan 1145365 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Assurant Employee Benefits | Debt-to-income ratio: | 23.84% |
Length of employment: | 10+ years | Location: | Columbia Heights, MN |
Home town: | |||
Current & past employers: | Assurant Employee Benefits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa. Outstanding balance is roughly $9000.00. Do not have my statement in front of me as monthly statement has not arrived in mail yet. I believe their interest rate is 24.99% and their minimum payment is around $275.00. |
Member Payment Dependent Notes Series 1145401
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145401 |
$25,000 |
$25,000 |
13.11% |
1.00% |
February 16, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145401. Member loan 1145401 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,250 / month |
Current employer: | Turner Construction | Debt-to-income ratio: | 28.15% |
Length of employment: | 6 years | Location: | Woodside, NY |
Home town: | |||
Current & past employers: | Turner Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I will be using this loan to payoff remaing credit card debit with a lower intrest rate from Lending Club and only have one payment per month.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,598.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I will be using this loan to pay off remaining credit debit and will only have lending club loans |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- 700<br>Car-559<br>Utilities-150<br>Cell- Company Paid<br>Insurance- 120 straight from Company pay <br>Car Insurance 114<br>Misc Food ect 1000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex $12k<br>Cap1 $10 k<br>2 Misc $3K<br>All intrest rates about 16%<br>Leased Car for 559 per month |
Member Payment Dependent Notes Series 1145418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145418 |
$15,000 |
$15,000 |
7.90% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145418. Member loan 1145418 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,000 / month |
Current employer: | Cambridge Healthtech Institute | Debt-to-income ratio: | 14.35% |
Length of employment: | 10+ years | Location: | Dedham, MA |
Home town: | |||
Current & past employers: | Cambridge Healthtech Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear Member,<br><br>My current balances, monthly payment by types and interest rates include the following:<br><br>16,500 - Installment Note - $628 - 11.90%+/-<br>16,500 - Auto Loan - $410 - 6.25% <br>5,500 - Auto Loan - $158 - 13.5%<br>2,815 - Credit Card - $150 - 29.9%<br>2,775 - Credit Card - $150 - 29.9%<br>2,500 - Credit Card - $100 - 0%<br>1,633 - Credit Card - $100 - 0%<br>1,350 - Credit Card - $100 - 0%<br><br>Thank you |
Please explain the reason why you carry a large revolving credit balance. | Dear member,<br><br>Although I prefer to pay for most things in cash, other purchases I prefer to pay via credit - always trying to strike an optimal balance between the two.<br><br>One thing I can tell you is that I have never missed a payment on any of my credit or revolving balances, and I have a hefty amount in my matching 401k plan - which delivers a much higher R.O.I. than my cost of borrowed funds through credit cards, etc..<br><br>Thank you very much, |
Which debts do you plan to pay off with this loan? | Dear investor,<br><br>I will start with paying down my higher interest rate loans first - mostly credit cards and installment debt. However, my goal is to raise my credit score above 800, which will also require me to pay down some of my low interst cards. <br><br>I hope this helps answer your question.<br><br>Thank you very much |
Member Payment Dependent Notes Series 1145423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145423 |
$22,000 |
$22,000 |
8.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145423. Member loan 1145423 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Rockford Construction Company | Debt-to-income ratio: | 17.96% |
Length of employment: | 3 years | Location: | MIDDLEVILLE, MI |
Home town: | |||
Current & past employers: | Rockford Construction Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I just bought my first house and severely underestimated the cost of moving in (appliances, lawn, water filtration, etc.). I have been paying down the balances at a fast pace (more than min), but would like the convenience of making just one payment instead of 4.
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard: Balance: 11,600, 15.9% Min: $325<br>Mastercard: Balance: 2,800, 15.9% Min: $80<br>Discover: Balance: 3,500, 16.9% Min: $110<br>Visa: Balance: 4,100, 11.9% Min $70 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: 875 (w/taxes, insurance)<br>Utilities: 225<br>Insurance: 80<br>Car: 360<br>Food / Gas: 150 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: 875 (w/taxes, insurance)<br>Utilities: 225<br>Insurance: 80<br>Car: 360<br><br>Don't have a HELOC, line of credit is paid off. |
Please explain the reason why you carry a large revolving credit balance. | I recently purchased my first home and underestimated the cost of moving in and getting it ready. The large balances are the result of buying all the appliances and necessary items to make the house livable. |
Member Payment Dependent Notes Series 1145424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145424 |
$6,400 |
$6,400 |
6.62% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145424. Member loan 1145424 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | MARTEN TRANSPORT | Debt-to-income ratio: | 22.19% |
Length of employment: | < 1 year | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | MARTEN TRANSPORT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,541.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Purpose of this loan is for unexpected personal expenses which include automobile repairs and property taxes on grandparents house they left in parents name when they passed away. |
Member Payment Dependent Notes Series 1145428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145428 |
$25,000 |
$25,000 |
18.25% |
1.00% |
February 16, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145428. Member loan 1145428 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Haywood Regional Medical Center | Debt-to-income ratio: | 17.72% |
Length of employment: | 7 years | Location: | Hendersonville, NC |
Home town: | |||
Current & past employers: | Haywood Regional Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I want to consolidate my current credit card debt to pay it off cheaper<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1145481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145481 |
$19,750 |
$19,750 |
23.13% |
1.00% |
February 17, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145481. Member loan 1145481 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,816 / month |
Current employer: | St. Luke's Hospital | Debt-to-income ratio: | 22.69% |
Length of employment: | 10+ years | Location: | SAGINAW, MN |
Home town: | |||
Current & past employers: | St. Luke's Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $27,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was in a much different situation 6 months ago with much more monthly debt. I used the revolving credit to supplement my income. Not a wise decision but I thought things would turn around and I would be able to pay off the credit quickly. Things did turn around but not to the point where I could pay off the credit. My monthly expenses have decreased but now I am looking at 20-30 years of paying on this credit if I just make the minimum monthly owed. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $4868 14.69% $123<br>$5282 19.15% $114<br>$5941 15.65% $175<br>$2341 23.9 % $ 90<br>$5520 11.5 % $133 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard $2341 23.9% $ 90<br>VISA $5282 19.15% $114<br>VISA $5941 15.65% $175<br>VISA $4868 14.69% $123<br>VISA $ any remaining amount from loan 11.5% $133 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don't pay rent but I pay all utilities $250<br>Transportation $120<br>Phone $60<br>Health Insurance $52<br>Auto Insurance $75<br>Food $200<br>Misc $150 |
Please explain the reason why you carry a large revolving credit balance. | I was in a much different situation 6 months ago with much more monthly debt. I used the revolving credit to supplement my income. Not a wise decision but I thought things would turn around and I would be able to pay off the credit quickly. Things did turn around but not to the point where I could pay off the credit. My monthly expenses have decreased but now I am looking at 20-30 years of paying on this credit if I just make the minimum monthly owed. |
If you have a delinquency in the last 2 years, please explain the reason. | I did not plan ahead for emergencies and found myself with more debt than income. When this happened it was very hard to try to catch up and found myself behind on some payments, but I have always paid my debt even if I have had to work more than one job to do so. |
Member Payment Dependent Notes Series 1145493
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145493 |
$10,075 |
$10,075 |
9.76% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145493. Member loan 1145493 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Don Johnson Sales, Inc. | Debt-to-income ratio: | 21.64% |
Length of employment: | 6 years | Location: | WALLA WALLA, WA |
Home town: | |||
Current & past employers: | Don Johnson Sales, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Been at my job for 6+ years & I'm told I'm irreplaceable. Someone else pays my mortgage. I want to pay off some credit cards & close them! I have not had a late payment in over 10 years & my budget is very organized. After this loan is paid, I will do some home improvements with the $ I save.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mastercard balance 9,000 rate 12% payment 250 p/m, usually pay 400<br>Am Ex balance 2,500 rate 10.5% payment 75 p/m, usually pay 200<br>Wells Fargo balance 970 at 0% for 4yrs 25 p/m<br>Car payment is 285 a month - just bought car and have 5.5 years left to pay - rate is 3.99%<br>Student loan balance is 36,000 at 215 p/m - rate is 1.875 (lowered from 3.875 after good payment history)<br>Mortgage is FHA balance is 130K - payment is 1028 - someone else pays this bill |
Member Payment Dependent Notes Series 1145494
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145494 |
$6,000 |
$6,000 |
13.11% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145494. Member loan 1145494 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,817 / month |
Current employer: | WOODWORKING BY DEGREE | Debt-to-income ratio: | 14.20% |
Length of employment: | 3 years | Location: | GRANADA HILLS, CA |
Home town: | |||
Current & past employers: | WOODWORKING BY DEGREE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,519.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 700 |
Please provide general details of the cost of your vacation. | Tickests $ 5500<br>Miscelaneous expenses $ 3500 |
Member Payment Dependent Notes Series 1145507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145507 |
$8,400 |
$8,400 |
17.99% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145507. Member loan 1145507 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.37% |
Length of employment: | 4 years | Location: | Santa Clarita, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $9,797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1145513
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145513 |
$20,000 |
$20,000 |
20.99% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145513. Member loan 1145513 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | VENTURA INVESTMENT CO | Debt-to-income ratio: | 4.10% |
Length of employment: | 5 years | Location: | OXNARD, CA |
Home town: | |||
Current & past employers: | VENTURA INVESTMENT CO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > consolidating loan<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $8,470.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | US BANK, CITI BACK, WELLS FARGO, VISA |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Consolidating all my credit cards. |
What is your intended use for the loan proceeds? | Consolidating my credit cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | It's really high but with this loan it will be half of what I pay monthly. And with this loan I will be able to pay off my debt in 5 years. |
Member Payment Dependent Notes Series 1145514
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145514 |
$12,000 |
$12,000 |
13.99% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145514. Member loan 1145514 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,233 / month |
Current employer: | E&S Ring Management | Debt-to-income ratio: | 7.41% |
Length of employment: | 8 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | E&S Ring Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $13,222.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is 12,100.77, these are 3 different credit cards,with the interest rate in between 19% and 21%, total monthly payments of 600.00 all together. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is 12,100.77, these are 3 different credit cards,with the interest rate in between 19% and 21%, total monthly payments of 600.00 all together. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is 12,100.77, these are 3 different credit cards,with the interest rate in between 19% and 21%, total monthly payments of 600.00 all together. |
Which debts do you plan to pay off with this loan? | 3 of my credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses, all together around $1950.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses, all together around $1950.00 |
Member Payment Dependent Notes Series 1145582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145582 |
$35,000 |
$35,000 |
8.90% |
1.00% |
February 16, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145582. Member loan 1145582 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,333 / month |
Current employer: | Citigroup | Debt-to-income ratio: | 13.67% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Citigroup | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > This loan will consolidate my credit card debt into one low monthly payment and decrease my interest costs. I have an excellent payment history and my employment is stable.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I will use this loan to repay my 36k Amex bill at 18% interest with this loan. It started as a charge card account that had to be repaid in full every month. Due to my good standing account, the gave me the option to pay certain charges over time at 18% interest. The monthly payment ranges from 2-3k each month. This loan will decrease my monthly payment obligation and decrease my interest charges. |
Member Payment Dependent Notes Series 1145598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145598 |
$18,000 |
$18,000 |
13.67% |
1.00% |
February 15, 2012 |
February 22, 2015 |
February 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145598. Member loan 1145598 was requested on February 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | HNTB Corporation | Debt-to-income ratio: | 16.31% |
Length of employment: | 8 years | Location: | SHOREWOOD, WI |
Home town: | |||
Current & past employers: | HNTB Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/08/12 > I intend to use this loan to refinance credit card dept with a high interest rate, which will allow me to pay off my dept faster. I have never missed a payment of any kind.<br><br> Borrower added on 02/08/12 > I plan to use this loan to pay off high interest credit card debt. I have never missed a payment of any kind. I have been employed for 8 years at the same firm and recently obtained my PE license.<br>
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $31,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1145744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145744 |
$13,600 |
$13,600 |
6.62% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145744. Member loan 1145744 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,186 / month |
Current employer: | STATE OF CALIFORNIA | Debt-to-income ratio: | 23.87% |
Length of employment: | 10+ years | Location: | CHINO HILLS, CA |
Home town: | |||
Current & past employers: | STATE OF CALIFORNIA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I do so, because I have a niece that contracted a medical condition in July 1999. It has been difficult to obtain financial assistance for her. I have chosen to help my family as much as possible. I am single and able to limit my obligations. Yes, a large revolving credit balance however I have NEVER defaulted on a payment.<br>The current decision by the banks to raise the APR. to loyal and responsible clients is not a decision I care for. Thank you for taking the time to read my answer. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My request is for $13,600 and, after Lending Club fees if my loan is funded, I would receive <br>$13, 238. With that amount, I would send the the following card a payment of : Amex - $13,328 outstanding balance 15,271. The rate which they have now raised it to is 15.24%. Currently, I am sending them a payment of about $350 each month. An interest charge that comes out to approx $197.00. as of this month. Therefore only $153.00 going towards my actual balance. |
Member Payment Dependent Notes Series 1145806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145806 |
$15,000 |
$15,000 |
7.90% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145806. Member loan 1145806 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Phil Reilly & Co | Debt-to-income ratio: | 3.91% |
Length of employment: | 6 years | Location: | RICHMOND, CA |
Home town: | |||
Current & past employers: | Phil Reilly & Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $7,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The intended use for the funds is to pay off a credit card, as well as making some necessary car repairs. |
Member Payment Dependent Notes Series 1145847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145847 |
$1,000 |
$1,000 |
14.65% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145847. Member loan 1145847 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,400 / month |
Current employer: | Abbott | Debt-to-income ratio: | 23.44% |
Length of employment: | 7 years | Location: | North Chicago, IL |
Home town: | |||
Current & past employers: | Abbott | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,857.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1145925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145925 |
$12,000 |
$12,000 |
16.29% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145925. Member loan 1145925 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,947 / month |
Current employer: | Cater To You | Debt-to-income ratio: | 18.48% |
Length of employment: | 3 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | Cater To You | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $9,441.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Its credit card debt and is about 11600... they are charging high interest and it will be easier to pay them all in one payment and no in 10 |
Member Payment Dependent Notes Series 1145928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1145928 |
$6,000 |
$6,000 |
13.67% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1145928. Member loan 1145928 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Joe V's Smart Shop | Debt-to-income ratio: | 0.90% |
Length of employment: | 2 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Joe V's Smart Shop | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > This loan will be used to customize my car. Nothing major just some audio upgrades and body upgrades. I never made a late payment on anything from credit cards to rent. More than likely I will pay this loan off before the first year is up. I'm not a fan of overpaying.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $962.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1146024
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146024 |
$8,500 |
$8,500 |
13.67% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146024. Member loan 1146024 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Baldwin County Board of Education | Debt-to-income ratio: | 19.74% |
Length of employment: | 9 years | Location: | ELBERTA, AL |
Home town: | |||
Current & past employers: | Baldwin County Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Paying off high interest credit cards<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $11,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have the three credit cards that I want to pay off with this loan. Paying $250 a month or more and the interest is killing me. The interest rates are around 20%. No mortgage. I owe $4,000 or less on my loans from grad school, $30 a month. I have furniture also financed but interest free, $89 a month. I owe about $14,800 on my car, $375 a month. |
Which debts do you plan to pay off with this loan? | The high interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have the three high interest credit cards that I plan to pay off with this loan, $250 a month on just above min payments. My furniture is financed interest free, $89 per month. My car still has $14,800 to pay off at $375.00 monthly. Only $3,800 in student loans from grad school remaining, $30 monthly. |
Which debts do you plan to pay off with this loan? | The three high interest credit cards. |
Member Payment Dependent Notes Series 1146071
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146071 |
$16,000 |
$16,000 |
7.90% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146071. Member loan 1146071 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Valero energy corp | Debt-to-income ratio: | 15.90% |
Length of employment: | 10+ years | Location: | MCKINNEY, TX |
Home town: | |||
Current & past employers: | Valero energy corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,480.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard |
Please explain the reason why you carry a large revolving credit balance. | Company bonus program came to an ubrupt halt during hard economic times. Now that the bonus program has been reinstated, I feel this loan will allow me to recover fully in a shorter degree of time. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard- $17,200 - 15.99% - $563<br>American Express- $6800 - 0.0% for 6 months 9.9% thereafter. Will be paid off in 6 months. Minimum monthly payment is $93.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am blessed to have a compny vehicle which includes all transportation related costs. ($0.00)<br>I have a company issued phone which includes all related costs. ($0.00)<br>Mtg and utilities- $2601.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $ 2750.00 , which includes all segments of the question. |
Member Payment Dependent Notes Series 1146149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146149 |
$22,000 |
$22,000 |
17.99% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146149. Member loan 1146149 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Northrop Grumman | Debt-to-income ratio: | 17.57% |
Length of employment: | 5 years | Location: | APOPKA, FL |
Home town: | |||
Current & past employers: | Northrop Grumman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $13,391.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I have about $12,000 in credit card debit due to some medical treatments my mother need to have. She is getting better, but there are a few more treatments she will need to go thru. I do not think I need the full amount of the loan (she is 70% thru her treatments), but I am hedging my bets in case she needs to go in a few more then they projected. Currently the APR on the current card I am using is at 22%, so the loan itself would just be cheaper than the card currently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently pay $300 per month for student loans, 1050 per month for mortage and have $12000 in credit card debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently pay $300 per month for student loans, 1050 per month for mortage and have $12000 in credit card debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have about $12,000 in credit card debit due to some medical treatments my mother need to have. She is getting better, but there are a few more treatments she will need to go thru. I do not think I need the full amount of the loan (she is 70% thru her treatments), but I am hedging my bets in case she needs to go in a few more then they projected. Currently the APR on the current card I am using is at 22%, so the loan itself would just be cheaper than the card currently. |
Please explain the reason why you carry a large revolving credit balance. | See answer to first question |
What is your intended use for the loan proceeds? | I have about $12,000 in credit card debit due to some medical treatments my mother need to have. She is getting better, but there are a few more treatments she will need to go thru. I do not think I need the full amount of the loan (she is 70% thru her treatments), but I am hedging my bets in case she needs to go in a few more then they projected. Currently the APR on the current card I am using is at 22%, so the loan itself would just be cheaper than the card currently. |
Please explain the reason why you carry a large revolving credit balance. | See answer to first question |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently pay $300 per month for student loans, 1050 per month for mortage and have $12000 in credit card debt |
Which debts do you plan to pay off with this loan? | I have about $12,000 in credit card debit due to some medical treatments my mother need to have. She is getting better, but there are a few more treatments she will need to go thru. I do not think I need the full amount of the loan (she is 70% thru her treatments), but I am hedging my bets in case she needs to go in a few more then they projected. Currently the APR on the current card I am using is at 22%, so the loan itself would just be cheaper than the card currently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently pay $300 per month for student loans, 1050 per month for mortage and have $12000 in credit card debt |
Which debts do you plan to pay off with this loan? | I have about $12,000 in credit card debit due to some medical treatments my mother need to have. She is getting better, but there are a few more treatments she will need to go thru. I do not think I need the full amount of the loan (she is 70% thru her treatments), but I am hedging my bets in case she needs to go in a few more then they projected. Currently the APR on the current card I am using is at 22%, so the loan itself would just be cheaper than the card currently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently pay $300 per month for student loans, 1050 per month for mortage and have $12000 in credit card debt |
Member Payment Dependent Notes Series 1146167
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146167 |
$35,000 |
$35,000 |
10.74% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146167. Member loan 1146167 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,967 / month |
Current employer: | Santa Monica Community College | Debt-to-income ratio: | 12.77% |
Length of employment: | 3 years | Location: | Marina Del Rey, CA |
Home town: | |||
Current & past employers: | Santa Monica Community College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Funds to be used for home improvements.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $103,879.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 1658, Property taxes 165, Insurance 150.00,utilities 300 |
Please explain the reason why you carry a large revolving credit balance. | In an effort to help my sister with her mortgage problems, I have incurred extra expenses |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have not gotten exact estimates but this loan is primarily for home repairs and improvement |
What is your intended use for the loan proceeds? | Home improvement including windows, air conditioning, painting, landscaping, etc. My house is in an area that has not been as severely impacted current economic conditions. I feel that it is important to improve and maintain its condition so as to preserve its value. |
Member Payment Dependent Notes Series 1146178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146178 |
$7,700 |
$7,700 |
14.65% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146178. Member loan 1146178 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.34% |
Length of employment: | 6 years | Location: | Honolulu, HI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > Business upgrades including tooling/advertising/vehicle maint. office supplies etc<br><br> Borrower added on 02/09/12 > Commited to improving my financial situation starting with investing/ upgrading my business this year and improving my credit rating. This loan may help. I don't mind borrowing at a high interest if I am going to improve a vehicle (my business) that will allow me to generate better income.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,801.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I have been in the construction industry for over 30 years. I have started my own "handyman" ( don't care for that term, but it best describes..) business that I have been doing now for over 6 years. I do property re-habs, renovations/repairs to commercial and residential property including landscaping. Complete property maint/repairs. Work with Realtors, home owners, real estate investors & property managers. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thanks for asking. I have some specialty tools that I would like to aquire. Home Depot usually has great "package" kits. My truck ( 2006 Dodge Dakota crew V/8 ) needs a little tlc. I just put some new tires on and Sears tells me I need new tie rods. I have a shop that takes care of the truck however. Advertising, possibly new business cards/mag sign for truck/. office equipment - new printer and assorted papergoods. May join some business networking groups - ex: realtor/property mngt. etc. |
Member Payment Dependent Notes Series 1146248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146248 |
$24,000 |
$24,000 |
16.29% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146248. Member loan 1146248 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | forrest duan dmd | Debt-to-income ratio: | 6.40% |
Length of employment: | 10+ years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | forrest duan dmd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $18,102.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | im actually going to pay off my credit cards instead |
What type of business are you starting? | im actually going to pay off my credit cards instead |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i live at home so i dont pay rent. My monthly bills probably come out to be about $900. |
Member Payment Dependent Notes Series 1146269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146269 |
$12,000 |
$12,000 |
18.25% |
1.00% |
February 17, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146269. Member loan 1146269 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | manente service co. inc. | Debt-to-income ratio: | 19.24% |
Length of employment: | 2 years | Location: | DULUTH, GA |
Home town: | |||
Current & past employers: | manente service co. inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $5,020.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Bought several items for wedding including travel arrangments. |
What are you buying? | major weeding expenses like catering, and similar purchases |
What are you buying? | major weeding expenses like catering, and similar purchases |
Member Payment Dependent Notes Series 1146273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146273 |
$7,300 |
$7,300 |
7.90% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146273. Member loan 1146273 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,142 / month |
Current employer: | Enformix | Debt-to-income ratio: | 10.12% |
Length of employment: | 4 years | Location: | rogers, AR |
Home town: | |||
Current & past employers: | Enformix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $5,971.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1,663 20.99 percent 50 a month<br>1,369 19.99 percent 79 a month<br>1,907 7.39 percent 216.28 a month<br>202 24.99 percent 50 a month<br>503 med bill 53 a month<br>1,673 med bill 50 a month |
Member Payment Dependent Notes Series 1146299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146299 |
$25,000 |
$25,000 |
13.99% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146299. Member loan 1146299 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,554 / month |
Current employer: | U S Postal Service-OIG | Debt-to-income ratio: | 9.93% |
Length of employment: | 10+ years | Location: | MORENO VALLEY, CA |
Home town: | |||
Current & past employers: | U S Postal Service-OIG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,255.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | There were unexptected costs which came up over time. Expensive dental bills, car repairs, home repairs, paying college student loans contributed to the debt. I want to lower my revolving debt by consilidating my credit cards, this providing a better approach to controlling debt and getting rid of the credit cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $19,534 19.99% Min Due $599<br>Visa $2,574 19.99% Min Due $53P<br>BillMeLater $2,37719.99% Min Due $50 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $1068 includes taxes/insurances<br>2nd Mortgage $808<br>Utlilities $200<br>Car Insurance $120 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $1068 includes taxes/insurances<br>2nd Mortgage $808<br>Utlilities $200<br>Car Insurance $120 |
Please explain the reason why you carry a large revolving credit balance. | There were unexptected costs which came up over time. Expensive dental bills, car repairs, home repairs, paying college student loans contributed to the debt. I want to lower my revolving debt by consilidating my credit cards, this providing a better approach to controlling debt and getting rid of the credit cards. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance for pay off of CC is $24,480 at 19.99%<br>Monthly payments are $750 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total CC balance: $24,439 at 19.99% monthly payments $750 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1st/2nd Mortgage $1800(includes taxes)<br>Transportaation $150<br>Phone $80<br>Car Insur $155<br>Food $200<br>Utlities $140 |
What is your intended use for the loan proceeds? | Pay off creidit card balances |
Member Payment Dependent Notes Series 1146321
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146321 |
$14,825 |
$14,825 |
13.99% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146321. Member loan 1146321 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | THE EXERCISE COACH | Debt-to-income ratio: | 23.66% |
Length of employment: | 7 years | Location: | Buffalo Grove, IL |
Home town: | |||
Current & past employers: | THE EXERCISE COACH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > this loan will aid in my goal to be debt free in 3 years (except mortgage). I plan to pay off some smaller accounts and close them. Though I have paid my bills on time, having this loan will help me achieve my budget goals...I have a good job with a stable company. Thank you all for investing.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,139.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate revolving accounts. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately there have been many, not just one. Mainly a reduction in income, which has stabilized. Family emergencies, unexpected expenses and periodic lack of discipline are others. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Unfortunately there have been many, not just one. Mainly a reduction in income, which has stabilized. Family emergencies, unexpected expenses and periodic lack of discipline. |
Member Payment Dependent Notes Series 1146326
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146326 |
$6,400 |
$6,400 |
15.31% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146326. Member loan 1146326 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | US Government | Debt-to-income ratio: | 12.57% |
Length of employment: | 5 years | Location: | Fort Wayne, IL |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Any help is very much appreciated. Thank you.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $6,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Engagement ring and some wedding expenses. Could fund them without a loan, but that would leave me momentarily cash poor. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total is 800ish per month |
What portion of your wedding expenses does this loan represent? | mostly for the ring and other smaller expenses |
How are you paying for other wedding expenses not covered by this loan? | not having a traditional, large wedding |
Member Payment Dependent Notes Series 1146421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146421 |
$2,500 |
$2,500 |
9.76% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146421. Member loan 1146421 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,833 / month |
Current employer: | City Bank Mortgage | Debt-to-income ratio: | 9.35% |
Length of employment: | 3 years | Location: | Lubbock, TX |
Home town: | |||
Current & past employers: | City Bank Mortgage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $6,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1146429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146429 |
$10,000 |
$10,000 |
13.11% |
1.00% |
February 16, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146429. Member loan 1146429 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Orcon Industries | Debt-to-income ratio: | 16.56% |
Length of employment: | 10+ years | Location: | LE ROY, NY |
Home town: | |||
Current & past employers: | Orcon Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Debt consolidation (credit card)<br><br> Borrower added on 02/12/12 > pay off all credit card debt and get rid of them!<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt balance is approximately 9000.00 on creidt cards, 24 - 28 percent interest, never been late on the payments just want to get rid the debt and cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt balance is approximately 9000.00 on creidt cards, 24 - 28 percent interest, never been late on the payments just want to get rid the debt and cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my house and taxes and insurance are included in my payment. Utilities are very affordable. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 715.00 mortgage (includes taxes and insurance), I have a federal loan at 1 percent interest for a new roof , windows and doors which is only 48.50 a month, 400- 500 dollars a month for phones, Dish, gas , electric , water/sewer. |
Please explain the reason why you carry a large revolving credit balance. | I did alot of traveling this past year and my daughter was also pregnant and dropped off in Nebraksa with nothing so I had to get her home. Just irresponsible spending and I want to get rid of the debt and cards and be able to pay cash and to add a laundry room, 1/2 bath on to my house. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt balance is approximately 9000.00 on creidt cards, 24 - 28 percent interest, never been late on the payments just want to get rid the debt and cards |
Which debts do you plan to pay off with this loan? | All credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just credit card debt |
What is your intended use for the loan proceeds? | Get rid if credit card debt and add a alundry roo / 1/2 bath on to my house |
Member Payment Dependent Notes Series 1146517
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146517 |
$18,000 |
$18,000 |
10.74% |
1.00% |
February 16, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146517. Member loan 1146517 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | BRIAN PRESS | Debt-to-income ratio: | 24.33% |
Length of employment: | 10+ years | Location: | shinglehouse, PA |
Home town: | |||
Current & past employers: | BRIAN PRESS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > HI I HAVE PURCHASED AND PAID 1 LOAN OF EARLY BUT HAD TO I AM NOW IN NEED OF A NEW VEHICLE SO THIS IS THE BEST AND EASIEST PLACE TO DO IT I WILL DO MOST MY IBUYING HERE I HAVE EXCELLENT CREDIT I PAY ALL MY BILLS ELECTRONICALLY AUTOMATICALLY DEDUCTED.SO PLEASE FUND MY LOAN ASAP SO I CAN GET MY VEHICLE<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $8,344.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1146685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146685 |
$9,000 |
$9,000 |
17.27% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146685. Member loan 1146685 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | METRO APPLIANCES AND MORE | Debt-to-income ratio: | 14.34% |
Length of employment: | 9 years | Location: | DERBY, KS |
Home town: | |||
Current & past employers: | METRO APPLIANCES AND MORE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,422.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 380<br>transportaion 00<br>utilities 150<br>phone 100<br>food 200 |
Please explain the reason why you carry a large revolving credit balance. | that is what i am trying to take care of i will no longer have that revolving debt when i recieve this loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1200 but the credit cards which is 300 some of that is what this loan is for |
Which debts do you plan to pay off with this loan? | All of the credit cards except the 0% intrest care credit card which will be paid off in summer. |
Which debts do you plan to pay off with this loan? | All of the credit cards except the 0% intrest care credit card which will be paid off in summer. |
Which debts do you plan to pay off with this loan? | All of the credit cards except the 0% intrest care credit card which will be paid off in summer. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 380<br>transportaion 00<br>utilities 150<br>phone 100<br>food 200 |
Which debts do you plan to pay off with this loan? | All of the credit cards except the 0% intrest care credit card which will be paid off in summer. |
Please explain the reason why you carry a large revolving credit balance. | that is what i am trying to take care of i will no longer have that revolving debt when i recieve this loan |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency's |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 380 |
What is your intended use for the loan proceeds? | Pay off all credit cards except one which has 0%intrest that will pay off in summer |
If you have a public record on file, please briefly explain the event and its resolution. | No public record's |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all credit cards but the 0% intrest card that will pay off this summer |
Member Payment Dependent Notes Series 1146735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146735 |
$9,000 |
$9,000 |
7.62% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146735. Member loan 1146735 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Vinfen Corp | Debt-to-income ratio: | 22.24% |
Length of employment: | 1 year | Location: | WEST ROXBURY, MA |
Home town: | |||
Current & past employers: | Vinfen Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,294.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intent for using the loan proceeds is to consolidate Credit Cards debt, paying off car and increasing my current operating cash flow |
Member Payment Dependent Notes Series 1146743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146743 |
$6,000 |
$6,000 |
7.90% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146743. Member loan 1146743 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | caterpillar | Debt-to-income ratio: | 18.29% |
Length of employment: | 10+ years | Location: | gardner, IL |
Home town: | |||
Current & past employers: | caterpillar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > I am applying for this loan to be completely out of debt just paid off a previous loan from here email me with any questions<br><br> Borrower added on 02/16/12 > any questions please feel free to ask<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $3,175.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | The rest of my credit cards and the money i owe my dad, than i am debt free.. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is 500, truck is 600, utilties about 125, phone is 100, insurance is 70, food varies 200 a month maybe |
Member Payment Dependent Notes Series 1146744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146744 |
$10,000 |
$10,000 |
8.90% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146744. Member loan 1146744 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Weston Solutions, Inc. | Debt-to-income ratio: | 12.91% |
Length of employment: | 6 years | Location: | Oceanside, CA |
Home town: | |||
Current & past employers: | Weston Solutions, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $67,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | It is a start up. Relatively low cost for expenses, gas, travel costs, etc... No income yet as I am just starting. This is a part time business that will generate extra income for me in the long run. The loan is being used to finance the camera, software, and marketing costs. |
Member Payment Dependent Notes Series 1146751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146751 |
$11,000 |
$11,000 |
19.22% |
1.00% |
February 17, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146751. Member loan 1146751 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Trane / Ingersoll Rand | Debt-to-income ratio: | 12.34% |
Length of employment: | < 1 year | Location: | Onalaska, WI |
Home town: | |||
Current & past employers: | Trane / Ingersoll Rand | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > This $11,000 will pay off all of my credit card debt and save me approximately $800 dollars over the life time of the payback period vs. paying the cards off individually.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $12,448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent (includes water and trash) $800/month<br>Transportation ~ $50/month<br>Utilities (Electricity/gas, internet) ~ $120/month<br>Food ~ $200/month<br>Car Insurance ~ $50/month<br>Student loans $211.57/month<br>Current credit card repayment $600/month |
Please explain the reason why you carry a large revolving credit balance. | I gathered the large amount of credit debt when I was in college instead of taking out students loans in my earlier years. I have been making minimum payments, now that I have a decent career started I contacted the banks that held the cards to try and reduce the interest rates and they did not want to budge so I am trying to consolidate and save about $800 from interest. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa1 $7271.27, 29.99%, minimum ~ $275/month<br>Best Buy $1281.29, 24.99%, minimum $35/month<br>Mastercard $916.49, 14.99%, minimum $25/month <br>Visa2 $455.50, 29.99%, minimum $16/month<br>Lowes $269.58, 22.99%, minimum $15/month |
What is the total balance of your credit cards, interest rates and current monthly payments? | Card 1, $7271.27, 29.99%, currently pay $510/month<br>Card 2, $1281.27, 24.99%, currently pay $35/month<br>Card 3, $916.47, 14.99%, currently pay $25/month<br>Card 4, $455.50, 29.99%, currently pay $16/month<br>Card 5, $269.58, 22.99%, currently pay $15/month |
Member Payment Dependent Notes Series 1146752
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146752 |
$25,450 |
$25,450 |
20.99% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146752. Member loan 1146752 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | MSP Industries | Debt-to-income ratio: | 24.68% |
Length of employment: | 10+ years | Location: | FLUSHING, MI |
Home town: | |||
Current & past employers: | MSP Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > Consolidating all credit card bills into one lower monthly payment with a lower interest charge.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,511.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intentions with this loan is to pay off credit cards to have one monthly payment instead of six. |
Which debts do you plan to pay off with this loan? | I plan to pay off all credit cards n have one monthly payment rather than 6. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment is 850 and insurance is included in that payment. Phone is 65, utilitites is 300 and food is around 400. |
Member Payment Dependent Notes Series 1146757
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146757 |
$6,000 |
$6,000 |
8.90% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146757. Member loan 1146757 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Foster Reeve and Associates | Debt-to-income ratio: | 13.07% |
Length of employment: | < 1 year | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Foster Reeve and Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > I will use this loan to refinance my credit card debt. My monthly payments will remain about the same, but with this method I will repay my debt in a maximum of three years, instead of the much longer terms used by credit card companies. In addition, I will pay only one bill instead of several.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,967.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1146786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146786 |
$21,000 |
$21,000 |
13.67% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146786. Member loan 1146786 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | University of Washington | Debt-to-income ratio: | 13.01% |
Length of employment: | 7 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | University of Washington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > refinance credit cards, to be paid back within a year<br><br> Borrower added on 02/10/12 > have very stable job working in academia;<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $11,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately 3000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1700-1800 |
Please explain the reason why you carry a large revolving credit balance. | Due to expenses for wedding held overseas. I also partly funded my graduate school studies. |
What is the total balance of your credit cards, interest rates and current monthly payments? | ~6000 at 23% and ~500 at 6%; total minimum payment is about 250 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for asking this question. The first priority is to refinance my high interest credit card. The rest of the money will be used to purchase, export, and shipping of 2 used cars from one country to be imported and sold in another country with a good car market. |
Please explain the reason why you carry a large revolving credit balance. | Due to expenses for wedding held overseas. I also partly funded my graduate school studies. |
Member Payment Dependent Notes Series 1146798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146798 |
$24,000 |
$24,000 |
16.29% |
1.00% |
February 16, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146798. Member loan 1146798 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | A-One Enterprises | Debt-to-income ratio: | 18.90% |
Length of employment: | 4 years | Location: | Woodbridge, NJ |
Home town: | |||
Current & past employers: | A-One Enterprises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1146805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146805 |
$18,000 |
$18,000 |
7.90% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146805. Member loan 1146805 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,500 / month |
Current employer: | Sonoma Valley Hospital | Debt-to-income ratio: | 2.96% |
Length of employment: | 1 year | Location: | Petaluma, CA |
Home town: | |||
Current & past employers: | Sonoma Valley Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 CCs: 1st one is closed w/balance down to $1800 at 14%, the 2nd has $9,500 at 10.9%, and the 3rd has $8000 at 0% until 4/12 when it will likely jump to about 20% (it's a variable) I would like to consolidate them to one fixed payment. Student loans from grad school are considerable ($90,000), but I am able to manage the payments (reasonable rates over 30 years & deferment available as needed). I have no mortgage. I rent. Car loan will be paid off in 2 years with low monthly payments of $290. |
Member Payment Dependent Notes Series 1146850
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146850 |
$11,000 |
$11,000 |
19.22% |
1.00% |
February 16, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146850. Member loan 1146850 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,712 / month |
Current employer: | City Of Westlake | Debt-to-income ratio: | 16.47% |
Length of employment: | 1 year | Location: | OLMSTED FALLS, OH |
Home town: | |||
Current & past employers: | City Of Westlake | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I am looking to pay off two debts, I have a stable job, have never had a delinquent account of any kind, and I am planning to have the loan paid back in three years<br><br> Borrower added on 02/12/12 > If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? <br>I am planning on paying my car, and one of my student loans off in full with this loan. This will greatly reduce the amount of stress in my life and allow me financial freedom<br><br> Borrower added on 02/12/12 > If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? <br>I am planning on paying my car and student loan off with the loan, in full<br><br> Borrower added on 02/12/12 > What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? <br>All of my loans are at a fixed rate of 8% or less<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,542.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1146856
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146856 |
$18,200 |
$18,200 |
19.22% |
1.00% |
February 15, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146856. Member loan 1146856 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | US Bank | Debt-to-income ratio: | 10.81% |
Length of employment: | 1 year | Location: | Chula Vista, CA |
Home town: | |||
Current & past employers: | US Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a student loan with a balance that is in deferment through the end of the year and after that a payment of $120 per month. I also have my credit card balances which total to about $11,000 with a total payment of about 340 dollars per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a student loan with a balance that is in deferment through the end of the year and after that a payment of $120 per month. I also have my credit card balances which total to about $11,000 with a total payment of about 340 dollars per month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will primarily be using the funds to consolidate high interest credit cards into a one fixed rate fixed term interest rate and I will be doing some repairs on my vehicle |
Member Payment Dependent Notes Series 1146879
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146879 |
$12,000 |
$12,000 |
7.62% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146879. Member loan 1146879 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | TigerFlex Corp. | Debt-to-income ratio: | 23.88% |
Length of employment: | 2 years | Location: | Skokie, IL |
Home town: | |||
Current & past employers: | TigerFlex Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Right now I have 2 credit cards and I want to consolidate them into one with lower interest rate so that I will be able to pay it , therefore when Lending Club offered me the Loan with appropriate interest rate and term and I got the offer. |
Member Payment Dependent Notes Series 1146902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146902 |
$18,000 |
$18,000 |
14.65% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146902. Member loan 1146902 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Borgata Hotel Casino & Spa | Debt-to-income ratio: | 24.34% |
Length of employment: | 10+ years | Location: | mays landing, NJ |
Home town: | |||
Current & past employers: | Borgata Hotel Casino & Spa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > I want to combine some high-interest loans and credit cards. My payment to you will be less that i am paying now on the individual basis. I have good credit score and high income.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,141.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Dell Account $ 1,400.00, JCP $ 900.00, CitiFinance $ 3,800.00. All of these have APR's over 26%. <br>Discover Card $ 4,200.00 Amex $ 5,000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent including all utilities $800. Transportation including fuel and insurance $180.00. Food $200.00. No Medical bills as I have a Flex account at work which funds co pays and medicines. Misc. items about $100. This is my new budget as I have eliminated a lot of spending to reach my goal. Cable cut back, quit smokingfor a $200 a month savings, mag subscriptions [5] cancelled, and stopped wasting so much money at the grocery store. I should be able to pay off all debt, including this loan, Dec 31 |
Which debts do you plan to pay off with this loan? | Dell Account $ 1,400.00, JCP $ 900.00, CitiFinance $ 3,800.00. All of these have APR's over 26%. <br>Discover Card $ 4,200.00 Amex $ 5,000.00 |
Please explain the reason why you carry a large revolving credit balance. | I got a job transfer that almost doubled my income in 2004. I never had a budget and just spent money. Like many people have done recently, I took a look at where my money was going and have a plan to be out of debt by the end of 2013. I now have a budget and have cut my cable bill from $140 a month to $65, stopped taking the Tollway to work for a savings of $70 a month. Quit smoking last month and save $200 a month. Made some other changes so I can be debt free my the end os next year. |
What is your intended use for the loan proceeds? | I have explained that in my comments section. My main goal is to eliminate some high interest debt and have everything paid off by Dec 2013 |
Member Payment Dependent Notes Series 1146936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146936 |
$19,200 |
$19,200 |
8.90% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146936. Member loan 1146936 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | BCBGMAXAZRIA | Debt-to-income ratio: | 0.88% |
Length of employment: | < 1 year | Location: | Redondo Beach, CA |
Home town: | |||
Current & past employers: | BCBGMAXAZRIA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,314.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cap 1-$300- 6.9%- $25mo<br>Chase-$2200-13.24%-$47mo<br>Chase-$2100-29.99%-$55mo<br>Discover-$3900-18.99%-$84mo<br>Care Credit-$1731-25%-$65mo<br>JCP-$1600-23.99%-$88mo<br>Target-$400-22.9%-$25mo<br>Rent-$1450mo |
Member Payment Dependent Notes Series 1146938
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146938 |
$18,000 |
$18,000 |
10.74% |
1.00% |
February 16, 2012 |
February 23, 2017 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146938. Member loan 1146938 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,208 / month |
Current employer: | CA Technologies | Debt-to-income ratio: | 22.12% |
Length of employment: | 5 years | Location: | Nesconset, NY |
Home town: | |||
Current & past employers: | CA Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > 100% consistant payments and reliability.<br>Stable income, just restructuring college expenses from credit cards.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,185.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Live at home<br>No current housing expenses.<br>Car Insurance of $100 a month.<br>Just looking to consolidate and make one payment |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balance of $15k at an average of 14.9%<br>200 per month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 6,000 min 125 per month<br>Mastercard 9,000 min 75 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only for college credit card refinance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only for college credit card refinance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1300 |
Member Payment Dependent Notes Series 1146965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146965 |
$16,000 |
$16,000 |
9.76% |
1.00% |
February 17, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146965. Member loan 1146965 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Hickman Mills School District | Debt-to-income ratio: | 9.03% |
Length of employment: | < 1 year | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | Hickman Mills School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,038.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $500 in min payments for my current credit cards. This loan will pay off all my cards so I won't be taking on a greater payment. I will just get out of debt faster. |
Member Payment Dependent Notes Series 1146978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146978 |
$30,000 |
$30,000 |
9.76% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146978. Member loan 1146978 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,200 / month |
Current employer: | Thrive Networks - Staples, Inc. | Debt-to-income ratio: | 9.08% |
Length of employment: | 10+ years | Location: | Tyngsboro, MA |
Home town: | |||
Current & past employers: | Thrive Networks - Staples, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > My home incurred damage from a large storm last fall insurance won't cover. Fallen trees damaged our pool. I have stock vesting over the next 3yrs that would easily pay to replace the pool but I need it taken care of this spring to avoid safety issues. This is NOT for the purchase of another home.<br><br> Borrower added on 02/12/12 > I have about $1500/mo in free cash flow after all expenses. My job is extremely stable - 10+ yrs of tenure. My credit history is very strong. I've never missed payment on any credit line / loan. I build all payments into my budget and schedule them to be paid automatically. Email me to ask questions<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What other sources of financing are you using to purchase the home? | Hi - this is not a loan for a home. The loan is for repairing storm damage done to my pool and yard (not covered by insurance) that has become a safety issue and needs to be taken care of this spring. I'm not using any other financing sources to fund this project - other than my own cash. I own my home and my credit is extremely strong. The payment terms on this loan are well within my means. |
What is the estimated current market value of the home you intend to purchase? | This is not a home purchase. I already own a home, which market value is over $400k. This loan is for home improvement that needs to be done soon. I have stock vesting over the next 3 years that will pay off this loan without a problem. |
Is the home you are purchasing your primary residence or an investment property? | This is not a loan for a new home. I have a primary residence, which I own. This loan is for repairing damage to my yard and pool area that was incurred during a large October storm. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I'm not using this loan to buy a new home. I'm using it to fix damage done to my yard and pool area during a large storm in October. I currently own my home:<br><br>Mortgage Payment monthly for my current home is $2800/mo (principle, interest and escrow)<br>Taxes: $6000/yr<br>Insurance: $900/yr |
Please explain the reason why you carry a large revolving credit balance. | I don't think I carry a large revolving credit balance. I carry about 10% of my available credit currently - and that is due to recent purchases - new windows for my home last fall. That credit card balance will be paid down significantly this July when my stock vests. I typically also use my federal tax return to pay that down / off. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2800/mo in mortgage (includes principle, interest, taxes and insurance paid through escrow)<br><br>Gas, electric are on average $265/mo<br><br>All well within my means. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses, all in, are about $6500. |
What is your intended use for the loan proceeds? | My intended use is for repairing yard and pool damage that was incurred during a large storm we had in October. Damage inflicted to the pool is sever, caused by down trees, that insurance won't cover. I have stock vesting over the next 3 yrs that will more than pay for the project - but I need the project completed this spring to avoid safety issues. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses, all in, are about $6500. |
Member Payment Dependent Notes Series 1146993
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1146993 |
$21,000 |
$21,000 |
10.74% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1146993. Member loan 1146993 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | CUDD Pressure Control | Debt-to-income ratio: | 17.79% |
Length of employment: | < 1 year | Location: | BEAVER DAMS, NY |
Home town: | |||
Current & past employers: | CUDD Pressure Control | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > Need to pay off credit card balances and rid myself of them and also would like to pay off an auto loan to M&T Bank<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,951.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit to debt ratio is 56% debt 44% credit |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly household bills accumilate to roughly around 3000.00 not including fuel expenses |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | house payment and taxes are 815.00, utilities are about 700.00. car payments are 720.00, insurance is 275.00, then the revolving debt probably is about 800.00 a month in several payments |
Member Payment Dependent Notes Series 1147005
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147005 |
$10,000 |
$10,000 |
10.74% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147005. Member loan 1147005 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | American Lawyer Media | Debt-to-income ratio: | 5.85% |
Length of employment: | 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | American Lawyer Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | About 380 including this loan and the payoff. |
Member Payment Dependent Notes Series 1147017
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147017 |
$21,200 |
$21,200 |
18.55% |
1.00% |
February 15, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147017. Member loan 1147017 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,833 / month |
Current employer: | CNA | Debt-to-income ratio: | 18.63% |
Length of employment: | 10+ years | Location: | LANCASTER, PA |
Home town: | |||
Current & past employers: | CNA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > I hope to get the loan that I requested as I can use the funds combined with my tax return and hopefully a 2011 bonus and pay off all of my credit cards. I can then start closing the credit cards accounts. This combined with paying back the loan on time or sooner will me to get our life in order.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $28,776.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $9300 20% $253/month<br>credit card $8200 19% $184/month<br>credit card $4000 20% $90/month<br>credit card $3,300 19% $75/month<br>credit card $2,900 19% $114/month<br>Mortgage $322,000 6.8% $2,182/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $9300 20% $253/month<br>credit card $8200 19% $184/month<br>credit card $4000 20% $90/month<br>credit card $3,300 19% $75/month<br>credit card $2,900 19% $114/month<br>Mortgage $322,000 6.8% $2,182/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card $9300 20% $253/month<br>credit card $8200 19% $184/month<br>credit card $4000 20% $90/month<br>credit card $3,300 19% $75/month<br>credit card $2,900 19% $114/month<br>Mortgage $322,000 6.8% $2,182/month |
Which debts do you plan to pay off with this loan? | I plan to pay off credit cards Fulton Bank, Wells Fargo and Sam's club. Wth my tax return and hopefully 2011 bojnus I'll pay off the remaining credit cards so I have 0 credit card debt. I can then start closing these accounts over the next few months. |
If you have a delinquency in the last 2 years, please explain the reason. | Not that I'm aware of. |
Which debts do you plan to pay off with this loan? | I plan to pay off credit cards Fulton Bank, Wells Fargo and Sam's club. Wth my tax return and hopefully 2011 bojnus I'll pay off the remaining credit cards so I have 0 credit card debt. I can then start closing these accounts over the next few months. |
Please explain the reason why you carry a large revolving credit balance. | Not by choice. Was going to refinance in 2008 and take care of all of them but the housing market tanked and it kept me from doing so. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $2281 utilities $350 car $517 food $300/month phone $170 |
If you have a delinquency in the last 2 years, please explain the reason. | Not that I'm aware of. |
Which debts do you plan to pay off with this loan? | I plan to pay off credit cards Fulton Bank, Wells Fargo and Sam's club. Wth my tax return and hopefully 2011 bojnus I'll pay off the remaining credit cards so I have 0 credit card debt. I can then start closing these accounts over the next few months. |
If you have a delinquency in the last 2 years, please explain the reason. | Not that I'm aware of. |
Please explain the reason why you carry a large revolving credit balance. | Not by choice. Was going to refinance in 2008 and take care of all of them but the housing market tanked and it kept me from doing so. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $2281 utilities $350 car $517 food $300/month phone $170 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $2281 utilities $300 |
Member Payment Dependent Notes Series 1147018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147018 |
$6,600 |
$6,600 |
8.90% |
1.00% |
February 21, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147018. Member loan 1147018 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,800 / month |
Current employer: | True Beans Coffee Roasters | Debt-to-income ratio: | 18.28% |
Length of employment: | < 1 year | Location: | Long Beach, CA |
Home town: | |||
Current & past employers: | True Beans Coffee Roasters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $6,600.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1147020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147020 |
$33,000 |
$33,000 |
17.99% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147020. Member loan 1147020 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,083 / month |
Current employer: | Best buy | Debt-to-income ratio: | 12.87% |
Length of employment: | 6 years | Location: | Brooklyn Park, MN |
Home town: | |||
Current & past employers: | Best buy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Credit debt payoff |
Please explain the reason why you carry a large revolving credit balance. | Fair question - as I explained in previous posting my husband lost his job about a year ago due to the housing market collapse - he has been in the trades as a self-employed professional for over 25 years. we had many unforeseen expenses with an adoption that happened right before my husband's job disintegrated...so though I am paid quite well, we were caught off guard and are still rallying to pay off these balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit $33k<br>Mortgage $400k $3300/mo<br>Car 1 leased $275/mo<br>Car 2 loan $ 550/mo |
Which debts do you plan to pay off with this loan? | Credit debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | no rent<br>Mortgage $3300/mo<br>Utilities, phone etc $350/mo<br>Insurance (2 cars and home) $350/mo<br>Food $300/mo |
Please explain the reason why you carry a large revolving credit balance. | Fair question - as I explained in previous posting my husband lost his job about a year ago due to the housing market collapse - he has been in the trades as a self-employed professional for over 25 years. we had many unforeseen expenses with an adoption that happened right before my husband's job disintegrated...so though I am paid quite well, we were caught off guard and are still rallying to pay off these balances. |
Member Payment Dependent Notes Series 1147026
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147026 |
$5,000 |
$5,000 |
7.90% |
1.00% |
February 15, 2012 |
February 23, 2015 |
February 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147026. Member loan 1147026 was requested on February 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 26.10% |
Length of employment: | n/a | Location: | BROOKSVILLE, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/09/12 > Loan needed to consolidate credit cards and other high intrest rate loans.<br>
A credit bureau reported the following information about this borrower member on February 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | chase 1200.00, Merrick Visa 1200.00, Care Credit 2100.00, sams club 1600.00 |
Which debts do you plan to pay off with this loan? | credit cards and Dental lne of credit |
Member Payment Dependent Notes Series 1147030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147030 |
$4,000 |
$4,000 |
6.03% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147030. Member loan 1147030 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | jmb limousine inc | Debt-to-income ratio: | 13.87% |
Length of employment: | 5 years | Location: | syosset, NY |
Home town: | |||
Current & past employers: | jmb limousine inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,224.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have in the past. I've signed financing for my cousin for a motorcycle through sheffield financial. That loan is now paid in full. I've had a previous motorcycle loan through hsbc which has also been paid in full. I have also signed for a quad for my cousin through honda. That loan is also paid on time and is currently paid ahead. |
What is your intended use for the loan proceeds? | Buy a secondary motor bike. |
Member Payment Dependent Notes Series 1147124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147124 |
$18,000 |
$18,000 |
20.50% |
1.00% |
February 17, 2012 |
February 26, 2017 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147124. Member loan 1147124 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,086 / month |
Current employer: | US Census Bureau | Debt-to-income ratio: | 13.01% |
Length of employment: | 3 years | Location: | North Bethesda, MD |
Home town: | |||
Current & past employers: | US Census Bureau | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Please help us move on from the past into a brighter future.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $16,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have a large revolving credit balance due to graduate school and a wedding |
Which debts do you plan to pay off with this loan? | Six high interest credit card's. Any remaining money will be used to move closer to work to further reduce expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rent b/w 1700 - 1800 because some utilities are included<br>6 Credit Cards greater than 20 % interest <br>4 Cards less than 20 % interest<br>Student Loans greater than 100000 balance , avg 7 % interest<br>Car Loan with promotional interest rate <br><br>Please note I am trying to be as specific as I can because my response is being limited due to the PII rules. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rent b/w 1700 - 1800 because some utilities are included<br>6 Credit Cards greater than 20 % interest <br>4 Cards less than 20 % interest<br>Student Loans greater than 100000 balance , avg 7 % interest<br>Car Loan with promotional interest rate <br><br>Please note I am trying to be as specific as I can because my response is being limited due to the PII rules. |
Member Payment Dependent Notes Series 1147127
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147127 |
$30,000 |
$30,000 |
21.48% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147127. Member loan 1147127 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,000 / month |
Current employer: | emcor | Debt-to-income ratio: | 23.11% |
Length of employment: | 2 years | Location: | Fairfax, VA |
Home town: | |||
Current & past employers: | emcor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,897.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation in order to buy a house next year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loans-one main fin. 400.00/month bal.10384.00,springleaf fin.300.00/month bal.6300.00,Credit cards-jcpenny 70.00/month bal.1200.00,bloomingdales 40.00/month bal.700.00,firestone 30.00/mon.bal. 700.00,kays 220/mon.bal1900,Line of credit-schewels 420.00 mon.bal. 2000,Truck loan- 730.00/mon. bal. 28000.00. Loans interests rates are about 28%,Credit cards rates are between 20% and 25%.Truck loan is 5%. None of these debts are in the rears. Most are ahead of schedule. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loans-one main fin. 400.00/month bal.10384.00,springleaf fin.300.00/month bal.6300.00,Credit cards-jcpenny 70.00/month bal.1200.00,bloomingdales 40.00/month bal.700.00,firestone 30.00/mon.bal. 700.00,kays 220/mon.bal1900,Line of credit-schewels 420.00 mon.bal. 2000,Truck loan- 730.00/mon. bal. 28000.00. Loans interests rates are about 28%,Credit cards rates are between 20% and 25%.Truck loan is 5%. None of these debts are in the rears. Most are ahead of schedule. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total 2500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loans-one main fin. 400.00/month bal.10384.00,springleaf fin.300.00/month bal.6300.00,Credit cards-jcpenny 70.00/month bal.1200.00,bloomingdales 40.00/month bal.700.00,firestone 30.00/mon.bal. 700.00,kays 220/mon.bal1900,Line of credit-schewels 420.00 mon.bal. 2000,Truck loan- 730.00/mon. bal. 28000.00. Loans interests rates are about 28%,Credit cards rates are between 20% and 25%.Truck loan is 5%. None of these debts are in the rears. Most are ahead of schedule. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loans-one main fin. 400.00/month bal.10384.00,springleaf fin.300.00/month bal.6300.00,Credit cards-jcpenny 70.00/month bal.1200.00,bloomingdales 40.00/month bal.700.00,firestone 30.00/mon.bal. 700.00,kays 220/mon.bal1900,Line of credit-schewels 420.00 mon.bal. 2000,Truck loan- 730.00/mon. bal. 28000.00. Loans interests rates are about 28%,Credit cards rates are between 20% and 25%.Truck loan is 5%. None of these debts are in the rears. Most are ahead of schedule. |
Which debts do you plan to pay off with this loan? | Two loans. And five credit cards |
Member Payment Dependent Notes Series 1147131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147131 |
$35,000 |
$35,000 |
22.45% |
1.00% |
February 21, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147131. Member loan 1147131 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | major drilling | Debt-to-income ratio: | 17.32% |
Length of employment: | 5 years | Location: | DRAPER, UT |
Home town: | |||
Current & past employers: | major drilling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Want to consolidate to free up cash and have one lower payment then all together and save on intrest.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $18,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Line of credit- $13500, interest is 24.99% and 29.99% Payments $750<br>Credit cards - $5500, interest is 23.99%, 24.99%, 29.99% Payments $250<br>Fixed loans- $11000, interest is 6% and 7% Payments $500<br>Mortgage- $202000, interest is 5% Payment is $1350 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have $2500 in expenses. That is insurance, gas, utilities, phone, food, rent. |
Which debts do you plan to pay off with this loan? | I would like to pay off all the line of credit, credit cards, and fixed accounts. I also need some for my main transportation to be repaired. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Line of credit- $13500, interest is 24.99% and 29.99% Payments $750<br>Credit cards - $5500, interest is 23.99%, 24.99%, 29.99% Payments $250<br>Fixed loans- $11000, interest is 6% and 7% Payments $500<br>Mortgage- $202000, interest is 5% Payment is $1350 |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies for over 5 years or longer. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have an escrow with the mortgage. It includes insurance, mpi, and taxes. The payment is $1350 with eacrow. |
Member Payment Dependent Notes Series 1147152
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147152 |
$20,000 |
$20,000 |
12.12% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147152. Member loan 1147152 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Maintenance Strategies Inc | Debt-to-income ratio: | 20.72% |
Length of employment: | 4 years | Location: | ETTERS, PA |
Home town: | |||
Current & past employers: | Maintenance Strategies Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $27,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1147173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147173 |
$12,000 |
$12,000 |
14.65% |
1.00% |
February 16, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147173. Member loan 1147173 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,750 / month |
Current employer: | Luma Pictures | Debt-to-income ratio: | 9.36% |
Length of employment: | 7 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Luma Pictures | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Like many, I build up a large debt during college. While my student loans are nearly paid off, my credit card debt has been decreasing much more slowly. With this loan, I can eliminate the high-rate cards and work towards finally being debt-free.<br>I am well employed, with 7 years at my current job.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I relied heavily on my cards to supplement my income during college. I was given very low interest rates and very high limits, as this was during the late 90's/early 00s. I had been making good progress in paying them off directly until a few years ago when the financial crisis hit. Then companies began lowering my limits and raising my rates (despite never missing a payment, and always paying over the minimum). I've definitely learned from my past mistakes, now I need to pay for them. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off these two cards:<br>Bank of America<br>limit - 9,400<br>minimum - 225<br>6,082 - 16.24%<br>3,085 - 19.24%<br><br>Capital One<br>limit 3,000<br>minimum - 77<br>2,868 - 19.80% |
What is the total balance of your credit cards, interest rates and current monthly payments? | Bank of America<br>limit - 9,400<br>minimum - 225<br>6,082 - 16.24%<br>3,085 - 19.24%<br><br>Capital One<br>limit 3,000<br>minimum - 77<br>2,868 - 19.80%<br><br>Chase<br>limit - 6,400<br>minimum - 172<br>6,008 - 16.24%<br> 202 - 19.24%<br><br>Citi<br>limit - 3,200<br>minimum - 63<br>2,694 - 16.69%<br> 211 - 0.0% |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total revolving balance is currently $20,500.<br><br>The total of my minimum monthly payments is $537, though I usually pay over the minimum, so I'm actually paying closer to 800.<br><br>See previous answers for a card-by-card breakdown. |
Member Payment Dependent Notes Series 1147189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147189 |
$5,000 |
$5,000 |
17.27% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147189. Member loan 1147189 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Pfsweb inc | Debt-to-income ratio: | 5.93% |
Length of employment: | 2 years | Location: | Plano, TX |
Home town: | |||
Current & past employers: | Pfsweb inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Emergency medical and pharmaceutical expenses<br><br> Borrower added on 02/10/12 > Steady income received bi-weekly and bills are always paid on time. Need to take care of unexpected medical fees ASAP for a family member.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | Roughly $10,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 38% of my monthly income goes to rent, utilities, bills and student loans. |
Member Payment Dependent Notes Series 1147226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147226 |
$6,000 |
$6,000 |
10.74% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147226. Member loan 1147226 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,200 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.23% |
Length of employment: | n/a | Location: | Walhalla, SC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Medical Expenses<br><br> Borrower added on 02/10/12 > For dental work<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $20,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1147244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147244 |
$5,000 |
$5,000 |
9.76% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147244. Member loan 1147244 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | christiana hospital | Debt-to-income ratio: | 12.85% |
Length of employment: | 6 years | Location: | Newark, DE |
Home town: | |||
Current & past employers: | christiana hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $8,057.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | payoff medical bill and pay down credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 945.00 monthly<br>transport $50.00 perweek<br>electric 100 monthly<br>phone 150 per month<br>car insurance 235 per month<br>food approx 150 every 2 weeks<br>school loans 250 every month |
Member Payment Dependent Notes Series 1147247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147247 |
$23,550 |
$23,550 |
18.55% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147247. Member loan 1147247 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | EPCOS Inc | Debt-to-income ratio: | 21.29% |
Length of employment: | 4 years | Location: | MANALAPAN, NJ |
Home town: | |||
Current & past employers: | EPCOS Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > credit card consolidation<br><br> Borrower added on 02/10/12 > credit card consolidation<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $29,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I am planning to pay off my crediyt cards, Bank of America, Chase, Capital One,Merrick and Citicard |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My total Balance is about 35K, my total monthly payments is amounting to 1.4K in which with Lending Club, I will be saving money in a much shorter period of time rather than just paying a little above the minimum payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My total Balance is about 35K, my total monthly payments is amounting to 1.4K in which with Lending Club, I will be saving money in a much shorter period of time rather than just paying a little above the minimum payments. |
Member Payment Dependent Notes Series 1147250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147250 |
$16,000 |
$16,000 |
13.99% |
1.00% |
February 17, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147250. Member loan 1147250 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | COBHAM | Debt-to-income ratio: | 24.25% |
Length of employment: | 10+ years | Location: | RAMONA, CA |
Home town: | |||
Current & past employers: | COBHAM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | 4k to consolidate credit dept to a lower interest rate.<br>5k to finish master bathroom<br>remainder to refurbish paddocks and fencing for our horse business |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | zero rent<br>transportation is $645.00 a month for business truck and $571.00 for personal SUV<br>utilities are paid by business income<br>Food is about $1000.00/ month for a family of 5<br>insurance is $130.00/ month<br>phones are about $100.00/ month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Answer already provided. Would you like to know more specifics? |
Please explain the reason why you carry a large revolving credit balance. | My revovling credit is about 4k accumulated over a 5 yr period. I would like to consolidate into one account and focus on liquidating the dept. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | No mortgage or HELOC's |
Is this for a home improvement you have already made, or one that you are planning to make? | We plan to finish master bathroom. Project on hold for three years |
Is the improvement to your primary residence or an investment property? | the improvement is a private residence master bath and refurbishment of paddocks and fencing to our own business |
What is the home improvement project you are planning? | Finish master bathrrom |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Already answered. If you would like additional info please let me know |
Member Payment Dependent Notes Series 1147252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147252 |
$8,000 |
$8,000 |
13.67% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147252. Member loan 1147252 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Harrahs Casino | Debt-to-income ratio: | 22.32% |
Length of employment: | 10+ years | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Harrahs Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Pay bills<br><br> Borrower added on 02/10/12 > Pay bills, consolidate bills<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $260.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two loans that total $6500.the interest rates are around 35%. I also have a credit card and the balance is $500. The monthly payment on those 3 bills combined are around $500. If I receive this loan, I will pay off those debts and consolidate, while paying roughly half of the monthly payment I'm paying currently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two loans that total $6500.the interest rates are around 35%. I also have a credit card and the balance is $500. The monthly payment on those 3 bills combined are around $500. If I receive this loan, I will pay off those debts and consolidate, while paying roughly half of the monthly payment I'm paying currently. |
Which debts do you plan to pay off with this loan? | A Credit card, an earlier loan that I have been paying on, but the interest rate is higher that this current loan I am applying for. |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I can remember, I haven't had any in the past 2 years. But if I did, it would have had something to do with one of my parents. She had an aneurysm in may 2010. Around that time I was helping financially. She's working and she's fine now, so that's not an issue. |
Member Payment Dependent Notes Series 1147272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147272 |
$25,000 |
$25,000 |
13.99% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147272. Member loan 1147272 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | CLASSIC SOFT TRIM | Debt-to-income ratio: | 20.93% |
Length of employment: | 10+ years | Location: | PALOS HILLS, IL |
Home town: | |||
Current & past employers: | CLASSIC SOFT TRIM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $25,280.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1147280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147280 |
$17,050 |
$17,050 |
13.99% |
1.00% |
February 17, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147280. Member loan 1147280 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Flextronics | Debt-to-income ratio: | 18.42% |
Length of employment: | 10+ years | Location: | Concord, NC |
Home town: | |||
Current & past employers: | Flextronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are between 3 credit cards and a mortgage.<br>credit cards |
Which debts do you plan to pay off with this loan? | Right now I am planning to pay off 3 credit cards that have had the interest rate raise this past year to around 25% -29%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are between 3 credit cards and a mortgage.<br>credit cards |
What is your intended use for the loan proceeds? | My intended use is to close my high interest credit cards and to help simplify my monthly bills to one single payment. |
Please explain the reason why you carry a large revolving credit balance. | The biggest factor is that recently my wife went back to school and we were having to purchase several pieces of equipment to help in her new line of work. Now that she is in her job and no longer need to purchase these items we are working hard to get everything under control and trying to get everything back to normal. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main reason is to finally get rid of my high interest credit cards. We ae starting with the highest interest cards and making our way down. This loan will help us get out of the credit card stress. |
Member Payment Dependent Notes Series 1147289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147289 |
$4,800 |
$4,800 |
7.62% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147289. Member loan 1147289 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,438 / month |
Current employer: | Liberty Northwest | Debt-to-income ratio: | 9.80% |
Length of employment: | 4 years | Location: | Brush Prairie, WA |
Home town: | |||
Current & past employers: | Liberty Northwest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Looking to invest in the process of people helping people while putting my debt behind me as I continue on my path to a thriving future.<br><br> Borrower added on 02/13/12 > Thank you to each investor who are helping me achieve my financial goals in 2012.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I've got a credit card with $2000 owed at 12.99% interest. The payments I've been making to this are $100 each month. There are hospital bills I've got for approx $1000 that I pay $80 a month with the interest rate being 19.99%. There is also a smaller credit card with $900 owed at 16.99% interest and my payment on this card is $45 a month. Each month my total payments to these are $220. I am looking to consolidate these balances into one monthly payment. |
Member Payment Dependent Notes Series 1147334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147334 |
$1,200 |
$1,200 |
18.25% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147334. Member loan 1147334 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | AMKOR TECHNOLOGY | Debt-to-income ratio: | 19.37% |
Length of employment: | 4 years | Location: | MESA, AZ |
Home town: | |||
Current & past employers: | AMKOR TECHNOLOGY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > I plan to pay off a high interest credit card. Thank you.<br><br> Borrower added on 02/10/12 > My reason for seeking this loan is to eliminate high interest. I plan to pay off a credit card with these funds. I have no delinquencies on my credit! I have been with my employer for several years.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I have a high interest credit card I plan to pay in full with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt to income ratio is 37%. The interest rate on the card I am interested in paying off with this loan is 27%. My monthly payments n my credit cards range from $20-60. I try to pay more than the minimum payment. My mortgage is $557. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is $557. I have two roommates which pay a combined total $500 monthly to me. Regarding transportation - my car payment is $310 monthly, my insurance is $80, and roughly $140 gas going to and from work daily (I work seven days a week). My utilities/phone/cable are roughly $200. |
Member Payment Dependent Notes Series 1147344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147344 |
$8,000 |
$8,000 |
7.62% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147344. Member loan 1147344 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,247 / month |
Current employer: | Cislo & Thomas | Debt-to-income ratio: | 24.03% |
Length of employment: | 4 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Cislo & Thomas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > To pay off amex bill at a lower interest rate/apr<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I plan to pay off my American Express card with this loan. There is currently a $7800 outstanding balance. I am making current payments of $200-$500 a month. The current interest rate is 13.5%. This loan will allow me to make payments with a lower interest rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $7800 is the total balance of my credit card(s). I also make a $320 monthly payment for graduate school loans. |
Member Payment Dependent Notes Series 1147355
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147355 |
$10,000 |
$10,000 |
9.76% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147355. Member loan 1147355 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.61% |
Length of employment: | 4 years | Location: | MONROE, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Debt Consolidations<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi <br><br> Balance $ 2,970.24 at 11.990%<br><br>Household Bank<br><br>Balance $ 1,703.88 at 19.99 %<br><br>Slate<br><br>Balance $ 1,333.34 at 28.24%<br><br>Capital One<br><br>Balance $ 3,039.88 at 18.90%<br><br>Sears<br><br>Balance $ 0.00 at 20.40%<br><br>The Home Depot<br><br>Balance $ 0.00 at 25.99%<br><br>Lowe’s<br><br>Balance $ 217.21 at 22.99%<br><br><br>Home Mortgage debt $ 206,632.94 <br><br>Reason for loan : Credit card consolidation / one payment at one rate |
Member Payment Dependent Notes Series 1147383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147383 |
$23,000 |
$23,000 |
7.90% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147383. Member loan 1147383 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,917 / month |
Current employer: | Fletcher & Sippel LLC | Debt-to-income ratio: | 26.53% |
Length of employment: | 4 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Fletcher & Sippel LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Last May, I took out a Lending Club loan to consolidate credit card debt. Shortly after that, I incurred a significant amount of medical expenses which I paid for with another loan and credit cards. I recently paid off the Lending Club loan. This loan will refinance my other debt to a lower rate.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,737.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses are:<br>Mortgage, including escrow payment: $1415<br>HOA fee: $166<br>Student loan: $268<br>Utilities: generally about $100<br>The debt I plan to refinance:<br>Loan: $646<br>Credit card: $183<br><br>Until last month I also had a Lending Club loan payment of $648, which is now paid off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan: $14,956 at 13%, monthly payment of $646.<br>Credit Card: $7,731 at 21%, monthly payment of ~$180 |
Which debts do you plan to pay off with this loan? | Loan: $14,956 at 13%, monthly payment of $646.<br>Credit Card: $7,731 at 21%, monthly payment of ~$180 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan: $14,956 at 13%, monthly payment of $646.<br>Credit Card: $7,731 at 21%, monthly payment of ~$180 |
Member Payment Dependent Notes Series 1147388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147388 |
$13,500 |
$13,500 |
6.62% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147388. Member loan 1147388 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Mom Made Foods LLC | Debt-to-income ratio: | 11.48% |
Length of employment: | 6 years | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Mom Made Foods LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $76,307.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | My business is now 5.5 years old and growing significantly. This loan will be used for some immediate working capital needs. |
What is your intended use for the loan proceeds? | This loan will be used for working capital, more specifically some volume purchasing of packaging for our food products. |
Member Payment Dependent Notes Series 1147414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147414 |
$14,500 |
$14,500 |
6.03% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147414. Member loan 1147414 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Providence Health Systems | Debt-to-income ratio: | 23.68% |
Length of employment: | 6 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Providence Health Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > I have been paying 600-700 a month on this card, and I find that when unexpected bills arrive I am thrust back upon it. Paying this card off has become my #1 priority.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,161.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I only have one credit card to pay off. It is a visa and the balance is 14500. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent and utilities are around 500, car 500, food 100, phone 50 |
Member Payment Dependent Notes Series 1147436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147436 |
$12,000 |
$12,000 |
8.90% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147436. Member loan 1147436 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | M. Fried, Inc. | Debt-to-income ratio: | 5.78% |
Length of employment: | 4 years | Location: | LAKEWOOD, NJ |
Home town: | |||
Current & past employers: | M. Fried, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > My total balance apr $10,900 with the total minimums apr $300 a month. The interest rates range from 17.24 to 19.99 on 4 different cards.<br><br>As you can see I would like to consolidate my debt, make one payment instead of 4. At the same time reduce my interest rate so that I can pay it off faster.<br><br> Borrower added on 02/11/12 > I'm a good borrower and a safe bet. I value my credit score rating and have never been late on a payment.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Here is my list of cards:<br>Discover - Balance: $1500 Rate:19.99 Minimum Payment: 47<br>Visa - Balance: $1900 Rate: 19.9 Minimum Payment: 53<br>Visa - Balance: $3900 Rate: 19.8 Minimum Payment: 103<br>Visa - Balance: $3600 Rate: 17.24 Minimum Payment: 88<br><br>My total balance is $10900 with the total minimums at $291<br><br>As you can see I would like to consolidate my debt, make one payment instead of 4. At the same time reduce my interest rate so that I can pay it off faster. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Here is my list of cards:<br>Discover - Balance: $1500 Rate:19.99 Minimum Payment: 47<br>Visa - Balance: $1900 Rate: 19.9 Minimum Payment: 53<br>Visa - Balance: $3900 Rate: 19.8 Minimum Payment: 103<br>Visa - Balance: $3600 Rate: 17.24 Minimum Payment: 88<br><br>My total balance is $10900 with the total minimums at $291<br><br>As you can see I would like to consolidate my debt, make one payment instead of 4. At the same time reduce my interest rate so that I can pay it off faster. |
Member Payment Dependent Notes Series 1147443
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147443 |
$30,000 |
$30,000 |
20.99% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147443. Member loan 1147443 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Senet International | Debt-to-income ratio: | 18.81% |
Length of employment: | 2 years | Location: | Bowie, MD |
Home town: | |||
Current & past employers: | Senet International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $25,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | When I applied, all my current balances and monthly payments were given on my application was provided. |
Member Payment Dependent Notes Series 1147480
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147480 |
$13,700 |
$13,700 |
10.74% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147480. Member loan 1147480 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Dicks Automotive | Debt-to-income ratio: | 13.34% |
Length of employment: | 7 years | Location: | HOLLISTER, CA |
Home town: | |||
Current & past employers: | Dicks Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > I just did a full analysis of my credit cards, I found that I am exactly 16,019.62 still in debt to creditors. This is down from the 60k I was in debt back in 2002. I am on a mission to be debt free by 2015. Thanks for helping me achieve my goal! your funding will consolidate my payment into 1 pmt.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, and Thanks for asking a question. I have 3 or 4 small credit cards ranging in the 500.00 to 2000.00 range, 2 credit cards in the 5k range, and a loan on a tailer still owing about 2500.00. I am curently paying 19-30% finance rate on all and apprx $800.00 a month towards my credit cards. I just bought a house 6 months ago, currently paying just less than 1500.00 a month on the mortgage..<br><br>Thanks again, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, and Thanks for asking a question. I have 3 or 4 small credit cards ranging in the 500.00 to 2000.00 range, 2 credit cards in the 5k range, and a loan on a tailer still owing about 2500.00. I am curently paying 19-30% finance rate on all and apprx $800.00 a month towards my credit cards. I just bought a house 6 months ago, currently paying just less than 1500.00 a month on the mortgage..<br><br>Thanks again, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am currently paying my mtg 1472.00 a month, I am paying 800.00 to my credit cards (soon that will be just less than 500.00), $80.00 cell phone, $200.00 for food, and usally less than 50.00 per month on Gas. My utilities (pge, water, garbage, sewer) are 200.00 a month.. My budget is steady and has been a well oiled maintained machine for quite some time. I can say with confidence, I took a debt of $60k, and brought it down to 16k. I plan on eliminating it the rest by 2015. Thanks again!! |
Member Payment Dependent Notes Series 1147482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147482 |
$12,000 |
$12,000 |
7.62% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147482. Member loan 1147482 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.98% |
Length of employment: | 10+ years | Location: | STILLWATER, MN |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Reduce the cost of interest on this debt and accelerate the debt reduction process.<br><br> Borrower added on 02/16/12 > Mastercard- $2,500, 29.95% 155/mo<br>American Express -$2,770, 15.245% 450/700/mo varies<br>Optima- $1500 or so/ 15.24%- $200/mo<br>Visa- $6,000- 0% promo today- goes to 17.99% in April $35/mo balance will go toward this one<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Advanta Mastercard- $3,000, 29.95% 155/mo- This one is the pisser.<br>American Express -$3,000, 12.795% 4500/700/mo varies<br>Chase Visa- $6,000- 0% promo today- goes to 17.99% in April $35/mo <br>There is also a small balance on Discover ($400) that will be paid off this month or next and closed |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Advanta Mastercard- $3,000, 29.95% 155/mo- This one is the pisser.<br>American Express -$3,000, 12.795% 4500/700/mo varies<br>Chase Visa- $6,000- 0% promo today- goes to 17.99% in April $35/mo <br>There is also a small balance on Discover ($400) that will be paid off this month or next and closed |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage/ $1599.99 /No 2nd<br>Utilities varies with season but averages $300/mo +/- $50<br>Prop taxes are not escrowed /$1600 2x's per yr<br>Auto + Homeowners /$320/mo<br>Bank LOC / $235/mo but paid off next month (not renewable)<br>Credit Card will vary but I have been paying $1,000/mo<br>NO car payments<br><br>Hope this helps |
Member Payment Dependent Notes Series 1147560
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147560 |
$4,500 |
$4,500 |
12.12% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147560. Member loan 1147560 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,796 / month |
Current employer: | US Nuclear Regulatory Commission | Debt-to-income ratio: | 16.99% |
Length of employment: | 5 years | Location: | Hyattsville, MD |
Home town: | |||
Current & past employers: | US Nuclear Regulatory Commission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Loan needed to fund medical expenses and bills. Thanks<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $3,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Loan needed to fund medical expenses. |
What are the estimated expenses? | 5k will pay everything off |
What are the estimated expenses? | 5k will pay everything off |
Member Payment Dependent Notes Series 1147568
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147568 |
$10,000 |
$10,000 |
15.81% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147568. Member loan 1147568 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | CenterPoint Energy | Debt-to-income ratio: | 23.28% |
Length of employment: | 10+ years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | CenterPoint Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,915.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1200.00 |
Please explain the reason why you carry a large revolving credit balance. | Unanticipated circumstances, which I am in the process of trying to eliminate |
What is your intended use for the loan proceeds? | pay off some of the debt, so mid 2013 when funds are availiable can complete the rest. On a 5-year plan to have less debt |
Please explain the reason why you carry a large revolving credit balance. | Unanticipated circumstances, which I am in the process of trying to eliminate |
Member Payment Dependent Notes Series 1147575
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147575 |
$10,000 |
$10,000 |
13.11% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147575. Member loan 1147575 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Giant Eagle Pharmacy | Debt-to-income ratio: | 17.42% |
Length of employment: | 6 years | Location: | Blawnox, PA |
Home town: | |||
Current & past employers: | Giant Eagle Pharmacy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $12,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard, CapitalOne, Discover card, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 800 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $ 625 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | minimum payments 300 dollars. |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance of those credit cards 9500 dollars,minimum monthly payments 300 dollars |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard, CapitalOne, Discover card, |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I want to close multiple cards, this loan would be very helpful in this situation. |
Please explain the reason why you carry a large revolving credit balance. | I got divorce, moved to new place with my son,and started new life from the beggining...we needed everything , starting dishes finishing furniture... Im doing my career in pharmacy fields ,I was needed money for tests and books.I just need closed those cards, because that hight interest killing me.I cant move forward in my life. |
Member Payment Dependent Notes Series 1147601
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147601 |
$6,000 |
$6,000 |
7.90% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147601. Member loan 1147601 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | ALM | Debt-to-income ratio: | 4.37% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | ALM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off credit card debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2000 a month |
Member Payment Dependent Notes Series 1147616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147616 |
$15,000 |
$15,000 |
14.65% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147616. Member loan 1147616 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,250 / month |
Current employer: | Ensco PLC | Debt-to-income ratio: | 11.46% |
Length of employment: | 9 years | Location: | Lake Charles, LA |
Home town: | |||
Current & past employers: | Ensco PLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Motorcycle loan<br><br> Borrower added on 02/13/12 > Using the money to buy a vehicle. I have excellent credit. Last time I checked it was a 760 score. I have stable bills, stable job that I will be at for 10 years on the 28th. I usually pay back a loan in half the time that is intented.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the balances, interest rates, and monthly payments on any other auto obligations? | 2009 Silverado, 3.6%, $691 monthly<br>2012 CVO Streetglide, 7.1%, $640 monthly |
Is this loan for a refinance, lease or purchase? | purchase |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2008 Harley Davidson, Brass Balls Custom, 1900 miles, New Condition. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | Out of pocket. I like to borrow to keep my credit increasing. |
How much money are you providing out of pocket as a down payment for this purchase? | 10% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent what so ever. Phone is + or - $100.00. Not sure about insurance at the moment because it is paid by auto. debit. Food is about 200 a month. I am working on a rig for half the month, so only need food for when I am home. Electricity is about $80 a month. Water is $12 a month. Gas is usually around $200 to $300 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $1120, Credit Card $230 |
Member Payment Dependent Notes Series 1147643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147643 |
$11,500 |
$11,500 |
9.76% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147643. Member loan 1147643 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | City of West Sacramento | Debt-to-income ratio: | 15.43% |
Length of employment: | 8 years | Location: | West Sacramento, CA |
Home town: | |||
Current & past employers: | City of West Sacramento | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Thank you for believing in me. I would like to pay off two high interest credit cards which would be nearly impossible at 20% plus.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards:<br>$5,800.00 $168/mo at 21% interest (never missed a payment)<br>$5,700.00 $170/mo at 21.5% interest (never missed a payment)<br>Federal Student Loans <br>$11,500 $175/mo at 4% interest (never missed a payment)<br>Mortgage Balance<br>$203,000 $1474/mo at 6% interest (30 year fixed acquired in 2006 never missed a payment)<br>Auto Loan<br>$3,500 remaining $375/mo at 7% interest (never missed a payment)<br>First Lending Club loan<br>$5,089 remaining $180/mo at 5.5% interest (never missed a payment) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses leave about $350 to spare each month. I am very close to paying off my Auto Loan which will give me an extra $375/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards:<br>$5,800.00 $168/mo at 21% interest (never missed a payment)<br>$5,700.00 $170/mo at 21.5% interest (never missed a payment)<br>Federal Student Loans <br>$11,500 $175/mo at 4% interest (never missed a payment)<br>Mortgage Balance<br>$203,000 $1474/mo at 6% interest (30 year fixed acquired in 2006 never missed a payment)<br>Auto Loan<br>$3,500 remaining $375/mo at 7% interest (never missed a payment)<br>First Lending Club loan<br>$5,089 remaining $180/mo at 5.5% interest (never missed a payment) |
Member Payment Dependent Notes Series 1147648
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147648 |
$16,600 |
$16,600 |
18.55% |
1.00% |
February 16, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147648. Member loan 1147648 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,100 / month |
Current employer: | CARQUEST OF YUMA | Debt-to-income ratio: | 18.59% |
Length of employment: | 10+ years | Location: | YUMA, CO |
Home town: | |||
Current & past employers: | CARQUEST OF YUMA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $16,621.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation |
Please explain the reason why you carry a large revolving credit balance. | Seems like everytime i get them paid down another expense comes up. I have also been helping out a family member however they have a fuultime job now and my help is no longer needed. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debts 16791.31 minimum payments total 535.00 Line of credit 2923.32 minimum payment of 300.00 |
Which debts do you plan to pay off with this loan? | All credit card debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debts 16791.31 minimum payments total 535.00 Line of credit 2923.32 minimum payment of 300.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approx. 675.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I have had NO delinquencies in the last 2 years. |
Member Payment Dependent Notes Series 1147649
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147649 |
$18,000 |
$18,000 |
20.99% |
1.00% |
February 17, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147649. Member loan 1147649 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,917 / month |
Current employer: | goldman sachs | Debt-to-income ratio: | 8.30% |
Length of employment: | 1 year | Location: | EASTON, PA |
Home town: | |||
Current & past employers: | goldman sachs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,669.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt balances is 17,300 and all credit cards,interest rates ,16.0,15.1 14.0 .<br>I would like to have one monthly payments with and one interest rates |
Please explain the reason why you carry a large revolving credit balance. | That time some family emergency came up and after that my first baby born and use some credit for it. |
Member Payment Dependent Notes Series 1147666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147666 |
$35,000 |
$35,000 |
21.97% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147666. Member loan 1147666 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,583 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 17.33% |
Length of employment: | < 1 year | Location: | HUNTINGTON BEACH, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $25,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly income is 4900.00 my rent is 1495.00 with an additional 1000.00 for phone food ect.... The loan would help me to consolidate cc and pay off debt faster. |
Member Payment Dependent Notes Series 1147685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147685 |
$9,000 |
$9,000 |
8.90% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147685. Member loan 1147685 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Intervest | Debt-to-income ratio: | 5.93% |
Length of employment: | 6 years | Location: | KIRKLAND, WA |
Home town: | |||
Current & past employers: | Intervest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > This loan will enable me to pay off all of my revolving debt. I am currently paying approximately $500/month in paying down my balances however it is taking longer than expected. With this loan the interest rate is much lower and there is a set term. So I know I will be debt free in 3 yrs or less<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses related to housing totals approximately $1,350/month. This includes my mortgage (I do not have a 2nd or any Lines of Credit tied to my home), home owners dues, insurance, and utilities. (Taxes are included within my mortgage payment). |
Member Payment Dependent Notes Series 1147734
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147734 |
$18,000 |
$18,000 |
8.90% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147734. Member loan 1147734 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | KCGS | Debt-to-income ratio: | 17.77% |
Length of employment: | 3 years | Location: | Smyrna, GA |
Home town: | |||
Current & past employers: | KCGS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Seeking this loan to provide lower interest rate on my Mastercard. My strong income and fact that I never missed a payment in my life should give you the assurance needed to invest in me. Thank you!<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard - 14,300, 20.9%, ~410<br>Visa - 5,600, 15.9%, ~140 |
Member Payment Dependent Notes Series 1147760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147760 |
$35,000 |
$35,000 |
19.99% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147760. Member loan 1147760 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Private Valuations Inc. | Debt-to-income ratio: | 20.48% |
Length of employment: | 10+ years | Location: | Issaquah, WA |
Home town: | |||
Current & past employers: | Private Valuations Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $43,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We have started a major remodel on our house and the costs have over run slightly. To keep the project moving forward I have charged many things onto my cards. I am looking to pay most of these off as well as utilize the funds for windows and roofing. |
What other sources of financing are you using to purchase the home? | I am not purchasing a home. I am remodeling it. We have used some of the equity in the house to complete this. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not aware of any delinquencies that I may have in the past two years. Most of my payments are set up to pay online. One account, (a department store) I was having a diffecult time with the payment proceedure due to the account not letting me pay on line and as a result I have just went and paid it off in person at the department store. I do not have a balance there anymore. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be paying down my credit debt that was due to the remodeling of the house. Most of the funds will go to this. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $2,200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $2,200. |
What is your intended use for the loan proceeds? | Pay down current debt and remodeling of house. |
What is the estimated current market value of the home you intend to purchase? | $850,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Approximately $2,200. |
What is the estimated current market value of the home you intend to purchase? | $850,000 |
Member Payment Dependent Notes Series 1147774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147774 |
$15,000 |
$15,000 |
13.67% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147774. Member loan 1147774 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Austin I.S.D. | Debt-to-income ratio: | 18.40% |
Length of employment: | 9 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Austin I.S.D. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I am looking to pay off my credit card debt with a lower-interest loan.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I got in the habit of using my credit cards for purchases. This loan is to help me recover from consumer debt so that this is no longer the case. I am tired of spending so much money on interest instead of savings. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have an interest rate of 20.99% on my CitiCard with a balance of $15700. I have less than $2000 with a student loan that has a marginal interest rate. That student loan will be paid off within the next year. I do not have a mortgage, and my car is financed at 2.9% through Toyota. I am most concerned about paying down/off the Citibank card as quickly as possible. |
Which debts do you plan to pay off with this loan? | I will use it to pay off my CitiBank Credit Card which has my highest balance and a high interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have an interest rate of 20.99% on my CitiCard with a balance of $15700. I have less than $2000 with a student loan that has a marginal interest rate. That student loan will be paid off within the next year. I do not have a mortgage, and my car is financed at 2.9% through Toyota. I am most concerned about paying down/off the Citibank card as quickly as possible. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am not permitted to answer that. I do not struggle to pay any of my bills, but am looking for a lower-interest solution to becoming debt free within a reasonable timeline. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently pay $600, all bills paid, for rent/utilities/cable. I have a Toyota Prius with a car note of $442, insurance through Farmer's at $130, and gas at about $70/mo. I pay $83/mo for my phone. I allocate $300 for groceries/pharmacy/restaurants. I currently pay approx. $600 in bills related to the debt (student loans, credit cards) I would use this loan to get out of. A lower interest loan would make it possible to be debt free sooner than later. |
Please explain the reason why you carry a large revolving credit balance. | I got in the habit of using my credit cards for purchases. This loan is to help me recover from consumer debt so that this is no longer the case. I am tired of spending so much money on interest instead of savings. |
Which debts do you plan to pay off with this loan? | I will use it to pay off my CitiBank Credit Card which has my highest balance and a high interest rate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am just using it to pay off my CitiBank credit card. I am in good standing with CitiBank but would like to close that account. I would like a 3-yr loan that will allow me to pay off the balance at a lower interest rate and move comfortably out of debt. Within 6 years I hope to own a home, so I'm looking for solutions to put me in better standing for an eventual mortgage. |
What is your intended use for the loan proceeds? | I am just using it to pay off my CitiBank credit card. I am in good standing with CitiBank but would like to close that account. I would like a 3-yr loan that will allow me to pay off the balance at a lower interest rate and move comfortably out of debt. Within 6 years I hope to own a home, so I'm looking for solutions to put me in better standing for an eventual mortgage. |
Member Payment Dependent Notes Series 1147775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147775 |
$3,500 |
$3,500 |
6.62% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147775. Member loan 1147775 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,667 / month |
Current employer: | Adecco | Debt-to-income ratio: | 8.29% |
Length of employment: | 1 year | Location: | Commack, NY |
Home town: | |||
Current & past employers: | Adecco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Made a mistake when I switched jobs and need to pay the government $3000 in taxes.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,187.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1147819
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147819 |
$3,000 |
$3,000 |
15.81% |
1.00% |
February 15, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147819. Member loan 1147819 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Working Families Party | Debt-to-income ratio: | 20.87% |
Length of employment: | < 1 year | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Working Families Party | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > The purpose of this loan is to consolidate my debts (credit cards and a personal loan). I work for a political party and will likely have to travel for the upcoming elections. I want my finances to be as simple and automated as possible.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $2,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1147822
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147822 |
$30,000 |
$30,000 |
23.13% |
1.00% |
February 21, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147822. Member loan 1147822 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | M-Tek | Debt-to-income ratio: | 19.48% |
Length of employment: | 10+ years | Location: | prattville, AL |
Home town: | |||
Current & past employers: | M-Tek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > This loan will pay off high percent creditcards and safe a few hundred monthly payments<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,941.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | creditcards around 10,000 payments around 400.00 a month 26% percent<br><br>lines of credit 7,000 payments 325.00 a month 22%<br><br>mortgage 135,000 945.00 a month 4.75%<br><br>auto 17,000 545.00 a month 19% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off credit cards signuture loans save monthly payments by consaldation |
Which debts do you plan to pay off with this loan? | credit cards and signture loans |
If you have a public record on file, please briefly explain the event and its resolution. | divorce in 2003 filed bk discharged 2004 just being honest paying everthing everymonth on time |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | creditcards around 10,000 payments around 400.00 a month 26% percent<br><br>lines of credit 7,000 payments 325.00 a month 22%<br><br>mortgage 135,000 945.00 a month 4.75%<br><br>auto 17,000 545.00 a month 19% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment spouse pays half 950.00 a month 300 month utilities 80 a month insurance 300 a month food spouse pays half auto payment 540 a month |
Which debts do you plan to pay off with this loan? | credit cards and signture loans |
If you have a public record on file, please briefly explain the event and its resolution. | divorce in 2003 filed bk discharged 2004 just being honest paying everthing everymonth on time |
Member Payment Dependent Notes Series 1147849
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147849 |
$13,000 |
$13,000 |
13.99% |
1.00% |
February 17, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147849. Member loan 1147849 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | IM Consultants Inc | Debt-to-income ratio: | 21.35% |
Length of employment: | 6 years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | IM Consultants Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc 13K / mort 5.25% 1250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc 13K / mort 5.25% 1250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc 13K / mort 5.25% 1250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc 13K / mort 5.25% 1250 |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc 13K / mort 5.25% 1250 |
Which debts do you plan to pay off with this loan? | Credit cards |
Member Payment Dependent Notes Series 1147853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147853 |
$20,000 |
$20,000 |
9.76% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147853. Member loan 1147853 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | Sovereign Bank | Debt-to-income ratio: | 15.60% |
Length of employment: | 10+ years | Location: | Princeton, NJ |
Home town: | |||
Current & past employers: | Sovereign Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > I am looking to payoff my credit cards and close them. I want to have one fixed monthly payment<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 21,000, 700.00 a month 15.99%<br>No student loans, no mortgage |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 21,000, 700.00 a month 15.99%<br>No student loans, no mortgage |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I rent, 850 a month, I don't pay escrow taxes. Total expenses is 1900 a month for all bills, food, and gas. Leaves me 1900 a month to save |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1900 a month for everything, leaves me 1900 a month to save. |
Please explain the reason why you carry a large revolving credit balance. | I had some medical issues that I need to pay. Now I need a fix loan and close the revolving credit. |
Member Payment Dependent Notes Series 1147856
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147856 |
$13,500 |
$13,500 |
16.29% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147856. Member loan 1147856 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Weed Building Supply/Do-it-Best | Debt-to-income ratio: | 11.37% |
Length of employment: | 10+ years | Location: | Weed, CA |
Home town: | |||
Current & past employers: | Weed Building Supply/Do-it-Best | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > I will be using this loan to consolidate all if my current debt, to exclude my mortgage payment. If I receive this loan I will be able to pay off all my current debt and have only utilities, mortgage and a lump payment to you. By doing this I will be able to pay off my debt faster.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $9,849.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Care credit card- balance $1,781.26 w/ interest rate of 26.99%, monthly payment $70<br>Discover- balance $4779.84 w/ interest rate of 16.99%, monthly payment $150<br>Chase card- balance $2000 w/ interest rate 0% until January 2013, monthly payment $100<br>Fingerhut- balance $1362.01 w/ interest rate of 24.90%, monthly payment $100<br>State Farm loan for motorcycle- balance $1995 w/ interest rate of 9.39%monthly payment $126.50<br>Mortgage-Wells Fargo, interest rate 5.3%, monthly payment $955 |
If you have a delinquency in the last 2 years, please explain the reason. | I am not aware of a delinquency in the last 2 years. I am current on all debts and always make sure they are paid. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $955<br>Utilities: $300<br>Insurance: $100<br>Food: varies from month to month, approximately $200<br>My personal vehicle is paid for and I drive a company car to work, fuel is paid for by the company. |
Member Payment Dependent Notes Series 1147864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147864 |
$12,000 |
$12,000 |
13.11% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147864. Member loan 1147864 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.73% |
Length of employment: | 5 years | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > Small business owner going into a successful 5th year. Startup costs largely paid w/ credit cards. Monthly payments spread over 3 different cards making it harder to pay down and my debt / credit ration less than ideal. I'm responsible w/ reliable income. Trying to be logical & resolve debt quicker.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $10,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1147865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147865 |
$8,000 |
$8,000 |
6.62% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147865. Member loan 1147865 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | International Capital Group | Debt-to-income ratio: | 8.55% |
Length of employment: | 2 years | Location: | SANTA ROSA, CA |
Home town: | |||
Current & past employers: | International Capital Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $13,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | n/a |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | n/a |
What is your intended use for the loan proceeds? | pay off a debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | n/a |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 5,460.00 |
Member Payment Dependent Notes Series 1147871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147871 |
$18,000 |
$18,000 |
13.99% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147871. Member loan 1147871 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Boeing | Debt-to-income ratio: | 5.62% |
Length of employment: | 1 year | Location: | GARDENA, CA |
Home town: | |||
Current & past employers: | Boeing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $6,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate some bills, pay off high interest rates first . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $500/mo for rent including utilities. $100 for phone, &$600 for auto/insurance. |
Which debts do you plan to pay off with this loan? | Student loan, credit cards, and other bills. Starting with the high interest rates first. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just one reason, to consolidate. Want to pay off the high interest rates first, then the others to close account. |
Member Payment Dependent Notes Series 1147890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147890 |
$10,000 |
$10,000 |
6.03% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147890. Member loan 1147890 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | raytheon | Debt-to-income ratio: | 6.13% |
Length of employment: | 3 years | Location: | tucson, AZ |
Home town: | |||
Current & past employers: | raytheon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > The loan is for registration costs for my investment property in India. The investment property is a 1700 sq ft flat which is ready for possession. I need about $10,000 in registration fees and closing costs to take possession; the loan is for this purpose.<br><br> Borrower added on 02/14/12 > The loan is for closing and registration costs for my investment property in India.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a second property in Kolkata, India. This apartment has been completed and ready for possession. I I will be using this loan for closing costs and registration fees which are substantial in Kolkata (approx 5 lakhs INR) |
Please provide additional details regarding the purpose of the loan. | I have an investment property in India, and this loan is to close on the investment property. It is being handed over to me, and the registration fees + closing costs amount $10,000 (5 lakhs INR). I will be using this loan to pay registration fees and take possession of the property. |
What is your intended use for the loan proceeds? | I have a second property in Kolkata, India. This apartment has been completed and ready for possession. I I will be using this loan for closing costs and registration fees which are substantial in Kolkata (approx 5 lakhs INR) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are about ~$6000 (including mortgage, utilities, bills, groceries etc) |
Member Payment Dependent Notes Series 1147946
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147946 |
$12,500 |
$12,500 |
19.99% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147946. Member loan 1147946 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.69% |
Length of employment: | 8 years | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > I am a business owner trying to pay off some debt and to buy product. I've owned the store approximately 4 years but have worked at the same store/location for almost 10 years. I need to keep product on the shelves to continue to run the store. I have a great location and sales are about 25-35K a mo<br><br> Borrower added on 02/13/12 > My stores do well, monthly income is consistent month to month - I opened a satellite store last year which might not have been the smartest move with the economy but its holding its own in fixed expenses, this loan will be used to clear the past due items and allow the stores to have product.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $1,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | I've worked in the business off and on for 15 years and this store has been in existence about 20 years, I've owned it for 5 years - I am wanting to pay off some state and federal taxes that got behind because of the economy - I've been working to keep the stores running and operational - I need to pay off past taxes plus buy product to keep the level of inventory for customers. I know the supply and demand and have learned much over the last 5 years. |
What do you project your monthly expenses for the first 6 months of your business? | The next six months expenses should be basic fixed expenses - Payroll, rent, product, utilities - Historically my monthly expenses are between 12,000 and 14,000 - I don't expect expenses to be any higher than this, I am actually planning on lower and I am adjusting amount of employees and working to get expenses much lower. |
What type of business are you starting? | I have two computer sales and service stores. We service all systems and laptops. We also sell computer desktops, laptops, video games, dvd's, and all accessories. |
Please describe your experience/familiarity with the business you are starting/started? | I've worked in the business off and on for 15 years and this store has been in existence about 20 years, I've owned it for 5 years - I am wanting to pay off some state and federal taxes that got behind because of the economy - I've been working to keep the stores running and operational - I need to pay off past taxes plus buy product to keep the level of inventory for customers. I know the supply and demand and have learned much over the last 5 years. |
What is your intended use for the loan proceeds? | The loan proceeds will go to catching up on sales tax payments and to buy product to keep the sales floor stocked to continue being able to make money. |
Member Payment Dependent Notes Series 1147958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147958 |
$12,000 |
$12,000 |
12.12% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147958. Member loan 1147958 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,516 / month |
Current employer: | AT&T | Debt-to-income ratio: | 19.93% |
Length of employment: | 2 years | Location: | Lewisville, TX |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,178.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card: $17600 balance, 8.25%, $262 a month<br>credit card: $2600 balance, 18.24%, $65 a month minimum<br><br>I also have student loans, mortgage and car payment, but I am not using the loan for that. Would you still like that information? |
Member Payment Dependent Notes Series 1147961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147961 |
$20,000 |
$20,000 |
9.76% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147961. Member loan 1147961 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | sony | Debt-to-income ratio: | 5.38% |
Length of employment: | 3 years | Location: | san diego, CA |
Home town: | |||
Current & past employers: | sony | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,254.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1147998
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1147998 |
$31,000 |
$31,000 |
14.65% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1147998. Member loan 1147998 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | SFMTA | Debt-to-income ratio: | 28.38% |
Length of employment: | 1 year | Location: | DALY CITY, CA |
Home town: | |||
Current & past employers: | SFMTA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/10/12 > debt consolidation<br><br> Borrower added on 02/14/12 > debt consolidation<br><br> Borrower added on 02/16/12 > debt consolidation<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | a total of 30.000 on credit card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $800.00 |
Member Payment Dependent Notes Series 1148022
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148022 |
$10,000 |
$10,000 |
9.76% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148022. Member loan 1148022 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | WESTMORLAND UNION ELEMENTARY SCHOOL DIST | Debt-to-income ratio: | 5.04% |
Length of employment: | 2 years | Location: | BRAWLEY, CA |
Home town: | |||
Current & past employers: | WESTMORLAND UNION ELEMENTARY SCHOOL DIST | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I WANTED TO PAY USBANK PLATINUM VISA CARD, A ALSO WANTED TO PAY CHASE CARD VISA MY INTEREST RATE IS HIGH, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-$881.00 monthly -transportation, phone,food total of 1,300 with house morgage |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I WANTED TO PAY USBANK PLATINUM VISA CARD, A ALSO WANTED TO PAY CHASE CARD VISA MY INTEREST RATE IS HIGH, |
What is the total balance of your credit cards, interest rates and current monthly payments? | 10,000 to pay off all my credit cards,on my credit card are 23.24% chase card.$ 150 on chase$150 on usbank platinum visa cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-$881.00 monthly -transportation, phone,food total of 1,300 with house morgage |
Member Payment Dependent Notes Series 1148053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148053 |
$3,600 |
$3,600 |
7.90% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148053. Member loan 1148053 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,912 / month |
Current employer: | Bub Enterprises | Debt-to-income ratio: | 9.27% |
Length of employment: | 5 years | Location: | GRASS VALLEY, CA |
Home town: | |||
Current & past employers: | Bub Enterprises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,606.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1148071
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148071 |
$18,700 |
$18,700 |
21.48% |
1.00% |
February 17, 2012 |
February 24, 2017 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148071. Member loan 1148071 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | fairfax county sheriffs dept | Debt-to-income ratio: | 16.21% |
Length of employment: | 10+ years | Location: | WOODBRIDGE, VA |
Home town: | |||
Current & past employers: | fairfax county sheriffs dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $9,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | all credit cards,lines of credit,and auto |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using it for paying all credit cards,lines of credit and auto. |
Member Payment Dependent Notes Series 1148083
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148083 |
$13,000 |
$13,000 |
12.12% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148083. Member loan 1148083 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | san jose water co | Debt-to-income ratio: | 11.38% |
Length of employment: | 10+ years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | san jose water co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Need the loan to be funded by friday.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,443.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $8640 w/10.99% and $9000 w/9.99% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3000 |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2460 mortgage, 8600 11% cc, 9000 15% cc |
Which debts do you plan to pay off with this loan? | Credit cards |
Member Payment Dependent Notes Series 1148152
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148152 |
$12,000 |
$12,000 |
15.81% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148152. Member loan 1148152 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Patriot National Bank | Debt-to-income ratio: | 15.02% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Patriot National Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > After graduating high school I was not well aware of how to deal with credit cards and student loans. After graduating I became unemployed for 2 years. I am now working and making minimum payments to more then own credit card is not decreasing the balances. This loan would help me make a difference.<br>
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $14,041.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit cards balances range from $700-$6000 the minimum payments range from $27-$120 and the interest rates range from 15.24%- 24.99% |
Member Payment Dependent Notes Series 1148158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148158 |
$10,000 |
$10,000 |
15.31% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148158. Member loan 1148158 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | pasta pasta restaurant | Debt-to-income ratio: | 12.31% |
Length of employment: | 10+ years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | pasta pasta restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $12,897.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | approx. 9,000. balance on my cards. most of the aprs are over 22% with minimum payment adding up to approx. 550 a month i have 1 card , discover, which i just transferred approx 4,000 in balances at zere percent for 18 months |
What is the total balance of your credit cards, interest rates and current monthly payments? | approx. 9,000. balance on my cards. most of the aprs are over 22% with minimum payment adding up to approx. 550 a month i have 1 card , discover, which i just transferred approx 4,000 in balances at zere percent for 18 months |
Member Payment Dependent Notes Series 1148202
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148202 |
$35,000 |
$35,000 |
18.55% |
1.00% |
February 21, 2012 |
February 24, 2015 |
February 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148202. Member loan 1148202 was requested on February 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Transport Refrigeration of SD | Debt-to-income ratio: | 21.71% |
Length of employment: | 10+ years | Location: | Sioux Falls, SD |
Home town: | |||
Current & past employers: | Transport Refrigeration of SD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $73,048.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off credit cards I had to use last year and get all of my debt paid off within a 2 year window. |
Please explain the reason why you carry a large revolving credit balance. | I had a major medical issue last year and put that on credit cards....want to pay all of them off this year |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards $69,000- 12% interest on those with a monthly payment of $1500.00.<br>Mortgage of $154,000 with a monthly mortgage payment of $1329.00<br>Line of credit loan of $8500.00 and a monthly payment of $220.00 |
Which debts do you plan to pay off with this loan? | My debt on credit cards from a major medical expense. Want to pay all my credit cards off this year. |
What is your intended use for the loan proceeds? | To pay off credit cards I had to use last year and get all of my debt paid off within a 2 year window. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards $69,000- 12% interest on those with a monthly payment of $1500.00.<br>Mortgage of $154,000 with a monthly mortgage payment of $1329.00<br>Line of credit loan of $8500.00 and a monthly payment of $220.00 |
Which debts do you plan to pay off with this loan? | My debt on credit cards from a major medical expense. Want to pay all my credit cards off this year. |
Please explain the reason why you carry a large revolving credit balance. | I had a major medical issue last year and put that on credit cards....want to pay all of them off this year |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards $69,000- 12% interest on those with a monthly payment of $1500.00.<br>Mortgage of $154,000 with a monthly mortgage payment of $1329.00<br>Line of credit loan of $8500.00 and a monthly payment of $220.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $1300.00<br>Line of Credit $200.00<br>Utilities $160.00<br>Insurance $125.00<br>taxes $191.67<br>car payment $329.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage $1300.00<br>Insurance $120.00<br>Taxes $191.67<br>Line of Credit $200.00 |
Member Payment Dependent Notes Series 1148226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148226 |
$17,400 |
$17,400 |
13.67% |
1.00% |
February 21, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148226. Member loan 1148226 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | University of Maryland | Debt-to-income ratio: | 9.59% |
Length of employment: | 4 years | Location: | MIDDLE RIVER, MD |
Home town: | |||
Current & past employers: | University of Maryland | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > The primary purpose of this loan is to expand my small business by hiring one employee and renting a small office space. My clientele has grown thus making the use of my home no longer convenient<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $7,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses range from $3900 to $4200 |
What is your intended use for the loan proceeds? | To hire I employee for my business and get an office space not to exceed $1000 per month |
Please provide additional details regarding the purpose of the loan. | To hire an employee and rent an office space |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will not be using the loan for multiple purposes. Just to expand my business |
Member Payment Dependent Notes Series 1148240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148240 |
$12,800 |
$12,800 |
14.65% |
1.00% |
February 17, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148240. Member loan 1148240 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,375 / month |
Current employer: | Hometown News | Debt-to-income ratio: | 20.84% |
Length of employment: | 9 years | Location: | FORT PIERCE, FL |
Home town: | |||
Current & past employers: | Hometown News | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > i will use most of the money to consolidate debt. I have been at the same job ad same residence for nine years and have not missed payments on debts.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit $6,900 payment $180<br>loan $7,400 payment $229<br>credit $1,724 paymnt $63<br>credit $245 payment $25. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $500 a month electric about $70 to $80 a month on average as I use heating and air conditioning no more than 3 or 4 hours a day. Insurance $80 a month, phone $85... no landline food $25 a week. Gas 25 a week |
Please explain the reason why you carry a large revolving credit balance. | I've had some major expenses in the last four or five years including major dental, essentially helping out someone by buying a used car for them and these expenses and others have made it hard to reduce the amount of credit, although it is lower than it used to be. I am applying for this loan to help reduce the interest rate on debt with the idea to reduce it faster. |
Member Payment Dependent Notes Series 1148272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148272 |
$10,000 |
$10,000 |
13.11% |
1.00% |
February 17, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148272. Member loan 1148272 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,531 / month |
Current employer: | Iron Mountain Records Management | Debt-to-income ratio: | 21.72% |
Length of employment: | 10+ years | Location: | Duncanville, TX |
Home town: | |||
Current & past employers: | Iron Mountain Records Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > About a year ago, I had a leak in my upstair bathroom. The leak caused damage in my coat closet down stairs, my laundry room and the carpet in my living area. I had to remove al the carpet downstairs because of the odor. I would like to replace the carpet downstairs and insulation in the walls.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $2,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not sure exactly how much the replacement of carpet and insulation is. I just want to borrow enough to cover the total expense. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage-$826 car-$528 electric-$200 phone-$40 insurance-$116 |
Member Payment Dependent Notes Series 1148279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148279 |
$20,000 |
$20,000 |
17.99% |
1.00% |
February 15, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148279. Member loan 1148279 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | MERRILL LYNCH | Debt-to-income ratio: | 11.52% |
Length of employment: | 3 years | Location: | NORTH BABYLON, NY |
Home town: | |||
Current & past employers: | MERRILL LYNCH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I am closing and paying off my credit card debt and the remaining will be to pay off other debt and that is all the debt I have.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,288.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan will cover all the current debt I owe which includes credit card debt and other small debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan will cover all the current debt I owe which includes credit card debt and other small debt. |
Member Payment Dependent Notes Series 1148325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148325 |
$8,000 |
$8,000 |
15.31% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148325. Member loan 1148325 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,324 / month |
Current employer: | Dr. Donald G. Echols | Debt-to-income ratio: | 22.84% |
Length of employment: | 5 years | Location: | Tumwater, WA |
Home town: | |||
Current & past employers: | Dr. Donald G. Echols | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1971 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $17,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have only been paying the min. payment on my bills and went through a period of financial hardship but know I'm in a better position. I would like to get the high intrest bills paied off and make one big monthly payment and pay it off sooner then I would if I kept paying the original bill. |
Please explain the reason why you carry a large revolving credit balance. | I have only been paying the min. payment on my bills and went through a period of financial hardship but know I'm in a better position. I would like to get the high intrest bills paied off and make one big monthly payment and pay it off sooner then I would if I kept paying the original bill. |
Member Payment Dependent Notes Series 1148334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148334 |
$30,000 |
$30,000 |
22.45% |
1.00% |
February 21, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148334. Member loan 1148334 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | GUESS, Inc | Debt-to-income ratio: | 7.53% |
Length of employment: | 10+ years | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | GUESS, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $17,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It's roughly 30k in credit card debt. I stopped overly using crdit cards about two years ago. Since then, I've been working hard on paying it all off. The opportunity is the high interest rates on various cards. i have about six cards all with high interest. I always pay more than the minimum due - but it will take longer to pay down VS having one payment. |
Please explain the reason why you carry a large revolving credit balance. | Simply beacuse of the interest rates. I don't use the cards very often. However, I tried later last year to add a couple of store cards, which haven;t been used, to gauge where my cridt was standing. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing is currently about $1400 all in. <br>Credit cards are about $1300 all in each month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It's roughly 30k in credit card debt. I stopped overly using crdit cards about two years ago. Since then, I've been working hard on paying it all off. The opportunity is the high interest rates on various cards. i have about six cards all with high interest. I always pay more than the minimum due - but it will take longer to pay down VS having one payment. |
Which debts do you plan to pay off with this loan? | All of the credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It's roughly 30k in credit card debt. I stopped overly using crdit cards about two years ago. Since then, I've been working hard on paying it all off. The opportunity is the high interest rates on various cards. i have about six cards all with high interest. I always pay more than the minimum due - but it will take longer to pay down VS having one payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It's roughly 30k in credit card debt. I stopped overly using crdit cards about two years ago. Since then, I've been working hard on paying it all off. The opportunity is the high interest rates on various cards. i have about six cards all with high interest. I always pay more than the minimum due - but it will take longer to pay down VS having one payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1400 for all housing expenses<br>1300 for all credt card expenses. |
Which debts do you plan to pay off with this loan? | All of the credit cards. |
Member Payment Dependent Notes Series 1148353
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148353 |
$18,950 |
$18,950 |
12.12% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148353. Member loan 1148353 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Centerline Digital | Debt-to-income ratio: | 15.86% |
Length of employment: | < 1 year | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Centerline Digital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > This loan will allow me to pay this debt off in three years with a very manageable monthly payment of $600 that I can easily afford. Right now, I have very high APRs on a number of cards and it's hard to get ahead.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $19,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan covers ALL my outstanding credit card debt. The monthly payoff, if my loan is approved, is $600/month for three years. I wouldn't have any other debt, other than a small student loan ($100) and a monthly car payment ($300) that I can easily afford to pay each month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Lending Club will not allow me to itemize all my credit cards for you. I will be paying off all of my 9 credit cards, APR ranging from 16-24%, with this loan. This loan will cover ALL my outstanding credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses (rent, car payment, utilities, cell phone, food, etc.) can all be paid in one of my biweekly paychecks. Those monthly expenses do not include the loan payment I will be receiving from Lending Club; I have another full paycheck that will easily cover this |
Member Payment Dependent Notes Series 1148364
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148364 |
$3,000 |
$3,000 |
6.03% |
1.00% |
February 16, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148364. Member loan 1148364 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,760 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.25% |
Length of employment: | n/a | Location: | Imperial, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I have credit card debt like most people and want to pay down that debt. I have excellent credit; however, my credit card APR is in the low double digits which ultimately is costing me money. As a LendingClub member I will be able to pay off my debt at a much lower APR which will save me money.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,030.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my townhome outright so I do not pay a mortgage; I am responsible for homeowner's insurance, property and school taxes but have money set up in a separate account to pay those bills. I also own my vehicle outright so I don't have a car payment; car insurance is paid every 6 months and I have a fabulous rate as I have maintained an excellent driving record. I do pay utilities monthly; however, the bills are very manageable. I cook at home so my food expenses are controlled. $450.00/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have any outstanding student loans, mortgages or lines of credit...not even a car payment at this point. My current debt balances are due to credit cards. I currently have a balance of $3159.00 on American Express which has an interest rate of 13.24%. My goal is to obtain a $3000.0 loan through Lending Club at a lower APR which will ultimately save me money in the long run. Thank you. |
Member Payment Dependent Notes Series 1148407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148407 |
$9,000 |
$9,000 |
9.76% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148407. Member loan 1148407 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.88% |
Length of employment: | 6 years | Location: | Elmwood Park, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > My mortgage to US Bank home mortgage 979.44$<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,706.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Chase credit card balance $5990 . Sears credit card balance $1824 and chase credit card balance $1770<br><br>Thank You. |
Which debts do you plan to pay off with this loan? | Chase credit card balance $5990 . Sears credit card balance $1824 and chase credit card balance $1770<br><br>Thank You. |
Member Payment Dependent Notes Series 1148481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148481 |
$14,000 |
$14,000 |
10.74% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148481. Member loan 1148481 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Kelly Hart & Hallman | Debt-to-income ratio: | 14.55% |
Length of employment: | 3 years | Location: | FORT WORTH, TX |
Home town: | |||
Current & past employers: | Kelly Hart & Hallman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $14,000.00 on credit cards we are trying to refinance. $500 monthly payment for such cards. Interest Rate is 19.99%. |
What is your intended use for the loan proceeds? | Pay of credit card debt |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | n/a |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $10,000; 19.99%; $364<br>Visa $3,500; 19.99$ $100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $5,000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $10,000; 19.99%; $364<br>Visa $3,500; 19.99$ $100 |
Member Payment Dependent Notes Series 1148494
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148494 |
$4,800 |
$4,800 |
13.99% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148494. Member loan 1148494 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | LCCC | Debt-to-income ratio: | 7.39% |
Length of employment: | 1 year | Location: | elyria, OH |
Home town: | |||
Current & past employers: | LCCC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | na |
What are the estimated expenses? | 4800 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200 |
Please explain the reason why you carry a large revolving credit balance. | I hav a car loan which i recently bought. |
What is your intended use for the loan proceeds? | medical. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1200 |
Member Payment Dependent Notes Series 1148516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148516 |
$23,500 |
$23,500 |
20.50% |
1.00% |
February 21, 2012 |
February 26, 2017 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148516. Member loan 1148516 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,442 / month |
Current employer: | Plainview-Old Bethpage CSD | Debt-to-income ratio: | 19.30% |
Length of employment: | 8 years | Location: | North Baldwin, NY |
Home town: | |||
Current & past employers: | Plainview-Old Bethpage CSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > This loan would pay off all of my major credit cards, allow me to have one payment per month that is lower than my current payments combined, and allow me to get out of debt for good much more quickly. Even better, the extra money in my monthly budget will keep me from incurring more debt!<br><br> Borrower added on 02/12/12 > I would be getting rid of $823 of minimum payments and instead be paying $691 for this loan. I have a few store credit cards that have minimum payments totaling less than $100 which I could pay off in a few installments after getting rid of the major debt.<br><br> Borrower added on 02/13/12 > Also, all of these current payments are on automatic withdrawal and I would do the same for this loan. My mortgage is on automatic debit as well.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $14,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | My Mastercard and Visa total debt (4 cards) is $23, 100.65, interest rates from 26.99 to 29.99%, current monthly payments total $821. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $9710.58, 26.99%, $325 minimum<br>Mastercard $3287, $29.99%, $58 minimum<br>Mastercard $1632.89, 29.99%, $110 minimum<br> Visa $7682.61, 29.99%, $275 minimum<br> Visa $786.63, 29.99%, $29 minimum |
Please explain the reason why you carry a large revolving credit balance. | To make a long story short, I have only used one credit card for emergency/unexpected expenses for the last 2 and half years. Most other accounts are closed. Before that, I basically got myself into a situation where I charged several large purchases including college tuition, a vacation, vet expenses for my dog that had cancer, and much needed new furniture. Basically, I have been paying for these things for years because my budget only allowed me to make minimum payments. Hope that helps! |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I am not sure if my answer posted. Here it is again: monthly minimums on my major credit cards now total $823, this loan would be $691. I have a few store cards whose monthly minimum is about $100, but I could pay those off in a few installments with my new lower consolidated monthly payment at the lower interest rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $23,100.55, 26.99% to 29.99%, minimums total $823 monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I find this difficult to answer without revealing personal information that Lending Club prohibits me from including. I hope it will suffice to say that this loan would bring down my net monthly payments by $200 and that I am not past due with any of my expenses even at their current cost. My intention with this loan is to pay off my debt faster and a lower interest rate while easing the burden on my monthly budget at the same time. I hope you find this helpful. |
If you have a delinquency in the last 2 years, please explain the reason. | All of my credit cards are on autopsy and have been for about 2 years. I have no delinquencies as a result. |
Member Payment Dependent Notes Series 1148518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148518 |
$12,000 |
$12,000 |
7.62% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148518. Member loan 1148518 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,385 / month |
Current employer: | American Medical Technologist | Debt-to-income ratio: | 25.29% |
Length of employment: | 10+ years | Location: | ELMWOOD PARK, IL |
Home town: | |||
Current & past employers: | American Medical Technologist | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Thank you!<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,695.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1148528
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148528 |
$8,000 |
$8,000 |
14.65% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148528. Member loan 1148528 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Paper Source | Debt-to-income ratio: | 11.57% |
Length of employment: | 7 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Paper Source | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I have been working at my job for 7 years now and the company continues to grow. We are opening more new stores this year then ever which is great. I will be using this loan to pay off bills at a much lower rate then I was able to get through regular credit. Thanks for the help!<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expeneses total about $1800 which includes rent, utilities, car payment, insurance, and credit card payments. |
Please explain the reason why you carry a large revolving credit balance. | I had paid down my debts by the end of '10, however at the beginning of '11 I became ill. To make ends meet I used my credit cards during that time to bridge any gaps. Now that is not an issue I am trying to get back to a minimal debt but my credit cards are not offering to drop my high rates and it has been difficult to get ahead. This seemed like a good way to get a better rate and save on monthly expenses as the repayment of this loan is less the the combined credit card montly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I paid off my studen loans 3 years ago, I currently have monthly rent of 850. I have 2 store credit cards with rates of 25% and 2 general credit cards with rates of 30%. I have asked all to lower rates and all have said to wait 3 months and ask again. I also have a care credit card which is only usable at my dentists office with a 30% rate and balance of $3000. I have a car payment of 260/mth and car/renters insurance of 75/mth. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I paid off my studen loans 3 years ago, I currently have monthly rent of 850. I have 2 store credit cards with rates of 25% and 2 general credit cards with rates of 30%. I have asked all to lower rates and all have said to wait 3 months and ask again. I also have a care credit card which is only usable at my dentists office with a 30% rate and balance of $3000. I have a car payment of 260/mth and car/renters insurance of 75/mth. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current total expenses including rent, car, insurance and montly credit card payments total about 1800/mth. I paid off my student loans 3 years ago. I have 2 store credit cards with a combined balance of 1500 with a rate of 25% and 2 general cards with a balance of 2000 with a rate of 30%. I also have a care credit card that is only usable at my dentist with a balance of 3000 and a rate of 30%. I have contacted all creditors to lower my rate and all told me to wait 3 months and ask again. |
Which debts do you plan to pay off with this loan? | I plan on paying off in full all credit cards with this loan. This rate is much lower then I am able to get at this time. Thanks for your interest. |
Member Payment Dependent Notes Series 1148562
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148562 |
$6,000 |
$6,000 |
13.11% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148562. Member loan 1148562 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | OpenPeak Inc. | Debt-to-income ratio: | 23.25% |
Length of employment: | 1 year | Location: | BOCA RATON, FL |
Home town: | |||
Current & past employers: | OpenPeak Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Debt Consolidation<br><br> Borrower added on 02/16/12 > Debt consolidation.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | $6,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balance $50K, <br>$2,200 monthly payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balance $50K, <br>$2,200 monthly payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balance $50K, <br>$2,200 monthly payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2,775 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balance $50K, <br>$2,200 monthly payments |
Member Payment Dependent Notes Series 1148638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148638 |
$10,000 |
$10,000 |
6.62% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148638. Member loan 1148638 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,915 / month |
Current employer: | STAR CPR | Debt-to-income ratio: | 17.47% |
Length of employment: | 2 years | Location: | El Cajon, CA |
Home town: | |||
Current & past employers: | STAR CPR | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Current lender will not reduce interest rate on loan amount even though original interest rate was given based on an error on credit report so giving someone else my business....<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $94.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $30000 vehicle loan 4.59% $450 something I think, I always just pay $500. A secured visa I pay off monthly (used for auto pay bills) a car care card with a $500 limit zero balance for emergencys. And an $11000 loan at 14.99% (the loan I'm refinancing for the lower interest rate) from a credit union that says regardless of the initial error on my credit report being fixed they don't refinance their own loans. |
Member Payment Dependent Notes Series 1148679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148679 |
$19,200 |
$19,200 |
19.22% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148679. Member loan 1148679 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Bj's Restaurant and Brewhouse | Debt-to-income ratio: | 21.62% |
Length of employment: | 5 years | Location: | Oxnard, CA |
Home town: | |||
Current & past employers: | Bj's Restaurant and Brewhouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $21,617.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was wrongly advised that I should pay off minimum balances on higher balanced cards and pay off lower balanced cards to show recurring payments. |
Which debts do you plan to pay off with this loan? | All. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1300.00 |
Member Payment Dependent Notes Series 1148717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148717 |
$7,000 |
$7,000 |
15.31% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148717. Member loan 1148717 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Allied Central Ambulette | Debt-to-income ratio: | 12.50% |
Length of employment: | 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Allied Central Ambulette | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $8,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The current debt balances total just below the amout requested for the loan which was $16000. The interest rates (APR) range from 19% - 22.5%, and the monthly payments range start as low as $25 to my school loan which is the highest being $458.34. The line of credit on my cards range from $500 - $5200. These bill are scattered and the loan will help to bring all the monthly payment under a single umbrella, making it easier for me to manage my accounts and finance. |
Member Payment Dependent Notes Series 1148739
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148739 |
$6,000 |
$6,000 |
13.99% |
1.00% |
February 17, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148739. Member loan 1148739 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Great Clips | Debt-to-income ratio: | 16.03% |
Length of employment: | 3 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Great Clips | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > I am consolidating other accounts and making some authorized changes within my residence for added comfort.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $13,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The credit balance is less than half of the requested loan amount. I moves from Los Angeles to Las Vegas a few years ago and business expenses were higher than income for the first two and a half years. Income has stabilized so I would like to make some improvements while continuing to eliminate outstanding balances. |
Please explain the reason why you carry a large revolving credit balance. | The credit balance is less than half of the requested loan amount. I moves from Los Angeles to Las Vegas a few years ago and business expenses were higher than income for the first two and a half years. Income has stabilized so I would like to make some improvements while continuing to eliminate outstanding balances. |
Member Payment Dependent Notes Series 1148772
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148772 |
$5,000 |
$5,000 |
14.65% |
1.00% |
February 16, 2012 |
February 25, 2017 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148772. Member loan 1148772 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Waterton | Debt-to-income ratio: | 16.53% |
Length of employment: | < 1 year | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Waterton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > I will make all my payments im very reliable<br><br> Borrower added on 02/11/12 > my job is very stable and this money will be put to good use<br><br> Borrower added on 02/12/12 > Thank you everyone for your help. It is very important I reach the 5000. The money is for a really great cause. Thanks again<br><br> Borrower added on 02/14/12 > This 5,000 will help so much, we are almost there, I am a good investment. Thank you Lending Club!<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,737.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | actually my credit has significantly improved, I had 3 credit cards last year paid off 2 have one left |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200 |
Please provide additional details regarding the purpose of the loan. | Dream wedding for a couple that deserve only the best |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1200 dont have to many expenses |
Member Payment Dependent Notes Series 1148794
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148794 |
$30,000 |
$30,000 |
8.90% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148794. Member loan 1148794 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,583 / month |
Current employer: | Tecolote Research | Debt-to-income ratio: | 18.76% |
Length of employment: | 3 years | Location: | HUNTINGTON BEACH, CA |
Home town: | |||
Current & past employers: | Tecolote Research | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Loan to consolidate credit card debt to lower interest rate. I have a long steady employment history and have never been late or missed a payment.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This is for credit card debt that ranges from 15-30% APR. The payment for this loan is less than the current monthly payment on the credit cards. |
Please explain the reason why you carry a large revolving credit balance. | Long story short, I sold a business that I had used credit cards to help fund and then the buyer of the business defaulted on what he owed to me. Thus, leaving me with a credit card balance that didn't get paid off. I've been making these payments steadily for several years, and am using this loan to consolidate them to a lower APR, and pay them off quicker. |
Member Payment Dependent Notes Series 1148822
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148822 |
$7,000 |
$7,000 |
7.90% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148822. Member loan 1148822 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Chicago Search Group | Debt-to-income ratio: | 15.14% |
Length of employment: | 6 years | Location: | Bloomingdale, IL |
Home town: | |||
Current & past employers: | Chicago Search Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,378.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | 112 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I left a six figure salary job to start my own business, this loan will allow me to get balance transfer offers to lower my interest rates, with the goal of paying all of it off by the end of the year |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about 42 K ranging from 10.5% to 15.4%. Thanks |
Member Payment Dependent Notes Series 1148882
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148882 |
$4,000 |
$4,000 |
6.62% |
1.00% |
February 17, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148882. Member loan 1148882 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Gas Field Services, Inc. | Debt-to-income ratio: | 12.29% |
Length of employment: | < 1 year | Location: | saint ailbans, WV |
Home town: | |||
Current & past employers: | Gas Field Services, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1148890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148890 |
$10,000 |
$10,000 |
13.67% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148890. Member loan 1148890 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | browns chantilly mazda | Debt-to-income ratio: | 17.81% |
Length of employment: | 3 years | Location: | STERLING, VA |
Home town: | |||
Current & past employers: | browns chantilly mazda | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,772.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1148933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148933 |
$13,000 |
$13,000 |
12.12% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148933. Member loan 1148933 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | Fujifilm Manufacturing USA | Debt-to-income ratio: | 13.13% |
Length of employment: | 10+ years | Location: | Greenwood, SC |
Home town: | |||
Current & past employers: | Fujifilm Manufacturing USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > Installing inground pool. We have $16K to fund over half, but need $13k to complete the project. Short term of 36 months is desired.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $21,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Zero or very low interest on most. Will have these paid by end of year with current plan. Have wanted to add a pool for years and see this as the perfect opportunity. Need to do so now to beat March 1st significant price increase and to be able to enjoy this summer. |
Member Payment Dependent Notes Series 1148944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148944 |
$6,200 |
$6,200 |
7.62% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148944. Member loan 1148944 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Mesquite ISD | Debt-to-income ratio: | 4.04% |
Length of employment: | < 1 year | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Mesquite ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $7,400.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1148962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148962 |
$35,000 |
$35,000 |
10.74% |
1.00% |
February 21, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148962. Member loan 1148962 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Learn iT! | Debt-to-income ratio: | 13.91% |
Length of employment: | < 1 year | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Learn iT! | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I have excellent credit - have never been late on a credit card or bill payment. Ever. Had a few life changes last year, including an employment relocation, and ended up using my credit card more than I should have. Back on track now - just need to pay down some higher interest rate credit cards.<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,399.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | AMEX - $5,450 (14.5%), DISC - $1,830 (17.99%), MC#1 - $9,830 (10.99%), MC#2 - $4,540 (14.24%), MC#3 - $4,100 (16.24%), MC#4 $3,450 (9.9%), VISA $1,890 (13.24%). Line of Credit - $5,230 (10.99%). Total - $36,300. Minimum payments - roughly $100 each (give or take) - $800 total. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Roughly $800 (see other answer for breakdown). This loan will consolidate 7 credit cards and a line of credit and while the payment will be slightly higher than my minimums, it will allow me be debt free in 3 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $2175, Transportation - $40 (Car is paid for and I walk to work, $40 is insurance payment), Utilities - $80 (includes gas, electric, internet), Cell Phone - $100, Food - roughly $600/mo. Total $2,995 |
Member Payment Dependent Notes Series 1148989
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1148989 |
$6,000 |
$6,000 |
14.65% |
1.00% |
February 16, 2012 |
February 25, 2015 |
February 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1148989. Member loan 1148989 was requested on February 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Magical Elves, Inc. | Debt-to-income ratio: | 7.16% |
Length of employment: | 3 years | Location: | Pasadena, CA |
Home town: | |||
Current & past employers: | Magical Elves, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/11/12 > PURPOSE: Pay off all credit cards to create one manageable monthly payment. <br><br>RELIABILITY: I've faithfully paid off all cards and bills for years without any missed payments.<br><br>STABILITY: I've been at the same company for 3 years and before that it was 6 years.<br><br> Borrower added on 02/13/12 > Thank you for investing in me. I appreciate all your help!<br>
A credit bureau reported the following information about this borrower member on February 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $6,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Hi, in terms of deliquencies, I've never missed a single payment for any bills (credit cards, utilities or otherwise) for the past 10 years; however, if you're referring to any late payments, I was 1 day late on one of my credit card payments because I confused the due date with another card. This is also one of the reasons I'm doing this; I've never taken out a personal loan like this before, but I'd like to make my payments easier to manage and pay off. Hope that answers your question! |
Please explain the reason why you carry a large revolving credit balance. | Hi, I work in an industry that goes from project to project, so in between projects in the past, I've occasionally relied on credit cards to pay off bills (including unexpected last-minute expenses) rather than go through my savings. I've also charged the occasional meal and/or leisure expense, but that would make up the minority of total charges. I'm overall very cautious of charging in general and try to stick to using them only when necessary. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment for all cards equals about $200; however, that's the absolute minimum required by each creditor. I always pay more than the minimum even if I can only go $5-10 over it just to stay ahead of the game as much as possible. It all depends on how much I can allocate to each account that month. The loan will replace the multiple cc payments; the fixed monthly amount will then be $206.97, so I'll end up paying equal to - if not less than - what I'm used to paying. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My total credit card balance as of today (2.14.12) is $6525. I've only asked for $6000 to cover the cards with the highest interest rates so I wouldn't be asking for money that I didn't strictly need for these payments. The remaining balance not covered by the loan is low enough and has an interest rate lower than my Lending Club rate, so I knew I could pay this off without going through the loan. The average total interest rate for all cards is 20.74% and average monthly payments are $225-350. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don't own a car, so I don't have to worry about car payments or insurance, and I don't have cable, so those are big monthly payments that I just don't have to deal with. I eat breakfast & dinner at home as much as possible, but occasionally eat lunches out, so food is also a minimal expense. Altogether, my monthly expenses including rent, utilities, cellphone, internet, Netflix (which I have in lieu of cable), and miscellaneous entertainment equals anywhere from $1000 - $1300. |
Member Payment Dependent Notes Series 1149030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149030 |
$9,000 |
$9,000 |
6.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149030. Member loan 1149030 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | sheldon medical supply | Debt-to-income ratio: | 9.85% |
Length of employment: | 10+ years | Location: | croswell , MI |
Home town: | |||
Current & past employers: | sheldon medical supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1149079
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149079 |
$12,000 |
$12,000 |
8.90% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149079. Member loan 1149079 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Pro Unlimited at Genentech | Debt-to-income ratio: | 17.04% |
Length of employment: | 2 years | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | Pro Unlimited at Genentech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > This loan will be used to pay off credit card debt in full. Excellent repayment history, stable employment.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards in full. |
Member Payment Dependent Notes Series 1149084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149084 |
$19,650 |
$19,650 |
24.33% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149084. Member loan 1149084 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 10.10% |
Length of employment: | 2 years | Location: | Sunrise, FL |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Debt consolidation to convert revolving credit to an installment loan.<br><br> Borrower added on 02/13/12 > Military member, dependable, just need to consolidate and pay off debts<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $11,004.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To convert Higher interest credit cards, so that I can pay off all of my debts and get back to square. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are $2945 for bills. Budget is $4674 including CC payments. This loan will decrease my monthly outlay by $300. |
Which debts do you plan to pay off with this loan? | Chase credit cards, capital one card, USAA card, Target card, citi card and car. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All not worth holding as revolving credit... <br>–$4,110.36Target Credit<br>–$3,397.72Capital One Credit<br> –$3,157.56Chase Bank<br> –$2,849.77Advantage Marketing<br>–$1,262.06USAA<br>Total monthly budget is $4674.<br>-<br>–$1,124.42Southeast Toyota Fin… |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly outlay currently is $4674 for all living expenses. This loan will reduce that outlay by $300, allowing me to have a little bit of breathing room to start saving for the future. Additionally this will provide a set deadline to be debt free, rather than carry a line of revolving credit for 5 years |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All not worth holding as revolving credit... <br>–$4,110.36Target Credit<br>–$3,397.72Capital One Credit<br> –$3,157.56Chase Bank<br> –$2,849.77Advantage Marketing<br>–$1,262.06USAA<br>Total monthly budget is $4674.<br>-<br>–$1,124.42Southeast Toyota Fin… |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The only purpose of the loan is debt consolidation. The loan will be used to convert high-interest revolving credit to a scheduled payment loan. Thereby improving my credit rating and allowing me to pay off my debts in three years, instead of the five it would currently take me. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly outlay currently is $4674 for all living expenses. This loan will reduce that outlay by $300, allowing me to have a little bit of breathing room to start saving for the future. Additionally this will provide a set deadline to be debt free, rather than carry a line of revolving credit for 5 years |
Please explain the reason why you carry a large revolving credit balance. | In February of 2010 I had a PCS (military move) from Texas to Florida. The move cost me $3350 and I was supposed to be reimbursed within two weeks. I was finally reimbursed in November. In the middle of that I was off orders for 3 months (at a cost of $3500 per month) waiting for a tech school slot to open. Add to that I still haven't been reimbursed for the $1400 my college courses cost that I was promised Tuition Assistance for. So that's how I got here, now I just want to work it out. |
If you have a delinquency in the last 2 years, please explain the reason. | No known delinquencies in the last two years. |
Member Payment Dependent Notes Series 1149085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149085 |
$12,000 |
$12,000 |
9.76% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149085. Member loan 1149085 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,907 / month |
Current employer: | Allied Barton | Debt-to-income ratio: | 10.21% |
Length of employment: | 4 years | Location: | NEW CARROLLTON, MD |
Home town: | |||
Current & past employers: | Allied Barton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Credit card pay off<br><br> Borrower added on 02/12/12 > I applied for this loan from lending club so that i will able to pay off all my credit depts so that i will have less statement and just one little payment to make each month to lending club,secondly i believe that by paying all my credit depts will also help to build up my credit score.Thanks......<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1149098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149098 |
$18,000 |
$18,000 |
18.25% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149098. Member loan 1149098 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,667 / month |
Current employer: | TPG Planning & Design LLC | Debt-to-income ratio: | 6.00% |
Length of employment: | 4 years | Location: | JAMAICA, NY |
Home town: | |||
Current & past employers: | TPG Planning & Design LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $21,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I already answered this question.<br><br>Thank you |
Please explain the reason why you carry a large revolving credit balance. | I think it is my CitiBank Checking Plus which is showing up as large revolving credit balance. I do not have any other balance outstanding or payable. Please let me know if you find any information out there other than those listed above. This will be cause for serious concern as I am not aware of any other revolving credit balance.<br><br>I simply want to pay off all these in the consolidation process and have only one loan payment monthly.<br><br>Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I already answered this question.<br><br>Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I already answered this question.<br><br>Thank you |
Member Payment Dependent Notes Series 1149122
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149122 |
$35,000 |
$35,000 |
22.45% |
1.00% |
February 21, 2012 |
February 28, 2017 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149122. Member loan 1149122 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Community Hospital of San Bernardino | Debt-to-income ratio: | 15.08% |
Length of employment: | 10+ years | Location: | redlands, CA |
Home town: | |||
Current & past employers: | Community Hospital of San Bernardino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I would like to pay off my credit cards which have variable interest rates up to 18.99% and a balance of 17,000, a personal loan for 8,000 at 30%, and my 1 car payment with a balance of 8,600. Paying all this off will make us debt free and I can focus on paying off this loan as fast as possible.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $25,402.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have been paying off my cards and then using them and paying them off again; I had a job where I can work as much overtime as possible. I recently changed what I do and now my overtime isn't guaranteed. So I want to get all my debt payed off and consolidated so I can work as hard as possible to get loan payed off as fast as possible. My debt payments monthly equal 1700 and the loan payment is 965 so I will be putting the 1700 toward the loan plus whatever I make with overtime. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is 2346, utilities 100, food 300, phone/cable/internet 200, transportation 700 (car payment and gas) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit cards with variable rates up to 18.99% totaling 17,000; a personal loan with an interest rate of 30% and a balance of 8,000; and 1 car payment with a balance of 8,600. I would like to pay all this off with this loan so that all my debt is consolidated and I am debt free except for this loan. I am already paying almost double what this loan payment will be in monthly payments for all this debt so that amount will go towards this loan every month. |
Which debts do you plan to pay off with this loan? | All of my credit cards, a personal loan with a higher interest rate and my 1 car payment I have. Using this loan to pay all these things off will make us debt free except for this loan which I plan to pay off as soon as possible. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit cards with variable rates up to 18.99% totaling 17,000; a personal loan with an interest rate of 30% and a balance of 8,000; and 1 car payment with a balance of 8,600. I would like to pay all this off with this loan so that all my debt is consolidated and I am debt free except for this loan. I am already paying almost double what this loan payment will be in monthly payments for all this debt so that amount will go towards this loan every month. |
Which debts do you plan to pay off with this loan? | All of my credit cards, a personal loan with a higher interest rate and my 1 car payment I have. Using this loan to pay all these things off will make us debt free except for this loan which I plan to pay off as soon as possible. |
Member Payment Dependent Notes Series 1149133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149133 |
$5,000 |
$5,000 |
7.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149133. Member loan 1149133 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | scott roofing company | Debt-to-income ratio: | 25.63% |
Length of employment: | 6 years | Location: | phoenix, AZ |
Home town: | |||
Current & past employers: | scott roofing company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > i am trying to take out this loan because it has a smaller interest. i have excellent credit and pay back all debts<br><br> Borrower added on 02/16/12 > I have been working at my current job for 6 1/2 years, and the one previous to that for 7 years.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt balance is 4500. I have one credit card with the balance of $2000 which has an interest rate 18%, another credit card with the balance of $600 which has an interest rate of 12%. The rest I owe on furniture for my house. One of the bills is $60 a month for a yr, the other is $107 a month for two years. If i am able to take out this loan I would be able to pay off everything and my monthly payments are more than cut in half. |
Member Payment Dependent Notes Series 1149139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149139 |
$15,000 |
$15,000 |
7.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149139. Member loan 1149139 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Mid-Atlantic Associates, Inc. | Debt-to-income ratio: | 26.48% |
Length of employment: | 10+ years | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Mid-Atlantic Associates, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Net Worth Report<br>Account Balance Monthly Payments<br>ASSETS <br>TOTAL Cash and<br>Bank Accounts 7,225.43 <br>TOTAL Other Assets 658,049.84<br>TOTAL Investments 216,543.37 <br>TOTAL ASSETS 874,593.21 <br>LIABILITIES<br>TOTAL Credit Cards 39,864.50 1,950.00<br>Other Liabilities 291,000.86 3,732.00<br>TOTAL LIABILITIES 330,865.36 5,682.00<br>OVERALL TOTAL 543,727.85 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Net Worth Report<br>Account Balance Monthly Payments<br>ASSETS <br>TOTAL Cash and<br>Bank Accounts 7,225.43 <br>TOTAL Other Assets 658,049.84<br>TOTAL Investments 216,543.37 <br>TOTAL ASSETS 874,593.21 <br>LIABILITIES<br>TOTAL Credit Cards 39,864.50 1,950.00<br>Other Liabilities 291,000.86 3,732.00<br>TOTAL LIABILITIES 330,865.36 5,682.00<br>OVERALL TOTAL 543,727.85 |
Member Payment Dependent Notes Series 1149199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149199 |
$10,000 |
$10,000 |
8.90% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149199. Member loan 1149199 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,248 / month |
Current employer: | Homeland Security | Debt-to-income ratio: | 16.78% |
Length of employment: | 10+ years | Location: | FORT WORTH, TX |
Home town: | |||
Current & past employers: | Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I've always paid off my debts in full & on time. I'm 10yrs strong in my career, & things are going great, but its time for a more dependable form of transportation.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | I'm providing $4000.00 of my money for the purchase of my new vehicle. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | The vehicle is a 2011 Ford Focus. The mileage is 26K, and it's in excellence condition. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My expenses are $1350.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are $1350.00 |
Member Payment Dependent Notes Series 1149206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149206 |
$10,000 |
$10,000 |
14.65% |
1.00% |
February 17, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149206. Member loan 1149206 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | Compusearch Software Systems | Debt-to-income ratio: | 12.92% |
Length of employment: | 2 years | Location: | HERNDON, VA |
Home town: | |||
Current & past employers: | Compusearch Software Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Total expense for me is about 16k. I can spend 6k out of my pocket. The flight tickets for round trip for 2 persons and expenses for the trip are main reasons for this loan<br><br> Borrower added on 02/14/12 > Also, I did not want to run out of money.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | Flight tickets for 2 people, shopping, expenses at home country, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200 |
Member Payment Dependent Notes Series 1149220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149220 |
$18,000 |
$18,000 |
19.99% |
1.00% |
February 21, 2012 |
February 26, 2017 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149220. Member loan 1149220 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Ohio Valley Goodwill Industries | Debt-to-income ratio: | 15.60% |
Length of employment: | 4 years | Location: | DAYTON, KY |
Home town: | |||
Current & past employers: | Ohio Valley Goodwill Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I currently pay $620.00+ for monthly credit card payments.After payoffs and adding this loan my monthly payment would be $601.00 Monthly. Some of the funds loaned also would be used to decrease the amount of credit cards not paid off, which in turn will decrease the monthly payments. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have attempted to provide this info, but cannot get the info accepted here. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have attempted to provide this info, but program does not allow it. |
Member Payment Dependent Notes Series 1149224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149224 |
$7,000 |
$7,000 |
13.67% |
1.00% |
February 17, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149224. Member loan 1149224 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Chaco Canyon Organic Cafe | Debt-to-income ratio: | 10.30% |
Length of employment: | 4 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | Chaco Canyon Organic Cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Credit card refinancing, small business investment.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I'm investing in my own small business. |
Member Payment Dependent Notes Series 1149267
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149267 |
$27,500 |
$27,500 |
23.33% |
1.00% |
February 21, 2012 |
February 26, 2017 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149267. Member loan 1149267 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Honeywell | Debt-to-income ratio: | 13.67% |
Length of employment: | 10+ years | Location: | AUBURN, NY |
Home town: | |||
Current & past employers: | Honeywell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $17,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Using the money to debt consolidation only |
Please explain the reason why you carry a large revolving credit balance. | Honestly, there is no one reason. We don't typically. In fact, this is the first year in many that we've carried a large revolving credit card debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
What is your intended use for the loan proceeds? | Consolidation of debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-Monthly Payment-1688<br>D&L (Auto Gas)-Monthly Payment(average)–350<br>K of C-Monthly Payment–51.60<br>Five Star–Monthly Payment-753.37 (Car Payment)<br>Verizon-Monthly Payment–185<br>AT&T-Monthly Payment–275<br>Adirondack Ins-Monthly Payment-270.23<br>NYSEG-Monthly Payment-220.79<br>Water-Monthly Payment-115<br>Groceries-Monthly Payment (Average)-870 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
If you have a delinquency in the last 2 years, please explain the reason. | We have not been delinquent in the past 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-Monthly Payment-1688<br>D&L (Auto Gas)-Monthly Payment(average)–350<br>K of C-Monthly Payment–51.60<br>Five Star–Monthly Payment-753.37 (Car Payment)<br>Verizon-Monthly Payment–185<br>AT&T-Monthly Payment–275<br>Adirondack Ins-Monthly Payment-270.23<br>NYSEG-Monthly Payment-220.79<br>Water-Monthly Payment-115<br>Groceries-Monthly Payment (Average)-870 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Non-CC<br>Mortgage-Monthly Payment-1688<br>D&L (Auto Gas)-Monthly Payment(average)–350<br>K of C-Monthly Payment–51.60<br>Five Star–Monthly Payment-753.37 (Car Payment)<br>Verizon-Monthly Payment–185<br>AT&T-Monthly Payment–275<br>Adirondack Ins-Monthly Payment-270.23<br>NYSEG-Monthly Payment-220.79<br>Water-Monthly Payment-115<br>Groceries-Monthly Payment (Average)-870 |
If you have a delinquency in the last 2 years, please explain the reason. | We have not been delinquent in the past 2 years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-Monthly Payment-1688<br>D&L (Auto Gas)-Monthly Payment(average)–350<br>K of C-Monthly Payment–51.60<br>Five Star–Monthly Payment-753.37 (Car Payment)<br>Verizon-Monthly Payment–185<br>AT&T-Monthly Payment–275<br>Adirondack Ins-Monthly Payment-270.23<br>NYSEG-Monthly Payment-220.79<br>Water-Monthly Payment-115<br>Groceries-Monthly Payment (Average)-870 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial-Monthly Payment-176-Balance-7763.59-APR-22.98%<br>Amex–Monthly Payment-125-Balance-4873.26-APR-27.4%<br>Wells–Monthly Payment-135-Balance-4601.70-APR-22.4%<br>Five Star–Monthly Payment-75-Balance-1935.48-APR-17.99%<br>Home Depot–Monthly Payament-100-Balance-1743.77-APR-0%<br>JCPenny–Monthly Payment-80-Balance-1613.76-APR-26.99%<br>Cap One–Monthly Payment-120-Balance-3408.43-APR-22.90%<br>Best Buy–Monthly-30-Balance-579.99-APR-27.99% |
Which debts do you plan to pay off with this loan? | All of my debt except my auto loan. |
Member Payment Dependent Notes Series 1149278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149278 |
$20,000 |
$20,000 |
8.90% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149278. Member loan 1149278 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Unified Strategies Group | Debt-to-income ratio: | 22.43% |
Length of employment: | 9 years | Location: | LOUISVILLE, KY |
Home town: | |||
Current & past employers: | Unified Strategies Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,849.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The minimum payment is about $650. I am paying $1,000 per month, but with the high interest rates, the balance due is only slowly decreasing. This loan will pay all credit card debt off and the loan will be paid in three years at $630 per month. Thank you for your consideration. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $3,083, 10.99% $30.00<br>Visa, 16,425, 24.99 $520.00 |
Please explain the reason why you carry a large revolving credit balance. | I incurred the credit balance several years back when my income was substantially less than it is today. I am able to now pay the line down slowly, but the high interest rates make it difficult. With this refi, I can pay the line off in three years and no longer use the cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1700, Transportation $500, Utilities - $400, Phone $200, Insurance $400, Food $600. I am now paying $1,000 per month towards the credit cards, but with the high interest rate, the balance is decreasing very slowly. |
Member Payment Dependent Notes Series 1149294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149294 |
$12,000 |
$12,000 |
10.74% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149294. Member loan 1149294 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Volt Workforce Solutions | Debt-to-income ratio: | 11.92% |
Length of employment: | 4 years | Location: | PARKER, CO |
Home town: | |||
Current & past employers: | Volt Workforce Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,001.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Already answered |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses - mortgage, utilities, phone, insurance: $1600<br>Food: $800<br>Gas (auto) $120<br>Credit cards: $400<br>Car pmt: $262 |
Member Payment Dependent Notes Series 1149349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149349 |
$2,800 |
$2,800 |
13.99% |
1.00% |
February 15, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149349. Member loan 1149349 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Complete Care Animal Hospital LLC | Debt-to-income ratio: | 16.68% |
Length of employment: | < 1 year | Location: | Hoawrd, OH |
Home town: | |||
Current & past employers: | Complete Care Animal Hospital LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Being in financial management for the last 5 years, I understand the importance of prompt and responsible payments. After some medical issues popped up, I need to consolidate my debt and narrow down the number of payments I make each month. Thanks!<br><br> Borrower added on 02/14/12 > The number of payments I am making a month to revolving debt now is three. The interest on those debts has rissen greatly recently, and this loan will be a way for me to consolidate both payments and have ONE lower interest rate. Thanks for all the questions everyone.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $699.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1149358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149358 |
$25,000 |
$25,000 |
20.50% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149358. Member loan 1149358 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,302 / month |
Current employer: | JGWPT | Debt-to-income ratio: | 14.72% |
Length of employment: | 4 years | Location: | BOYNTON BEACH, FL |
Home town: | |||
Current & past employers: | JGWPT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $21,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for the loan proceeds is to pay off the revolving credit cards which have high interest rates. I will be able to pay off these cards and keep my monthly outlay lower with the loan payment included. |
Please explain the reason why you carry a large revolving credit balance. | I will have to follow the guidelines listed at the side" ...or income information of any kind in this publicly viewable entry field." My answer to your question would not adhere to those guidelines. |
Member Payment Dependent Notes Series 1149378
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149378 |
$7,000 |
$7,000 |
12.12% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149378. Member loan 1149378 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Picnic Time, Inc. | Debt-to-income ratio: | 12.17% |
Length of employment: | 10+ years | Location: | MOORPARK, CA |
Home town: | |||
Current & past employers: | Picnic Time, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Paying off high interest credit cards from medical expenses.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1149394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149394 |
$3,700 |
$3,700 |
7.62% |
1.00% |
February 17, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149394. Member loan 1149394 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,083 / month |
Current employer: | Wynn Las Vegas | Debt-to-income ratio: | 4.09% |
Length of employment: | 1 year | Location: | Henderson, NV |
Home town: | |||
Current & past employers: | Wynn Las Vegas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > To pay off Wells Fargo and Victoria Secret credit cards. That way I can start saving money for emergencies and to furnish my new home.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,767.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards:<br>Wells Fargo Credit Card: Balance $1,821.00, 14.99%, $75 monthly payment<br>Victoria Secret Credit Card: Balance $1,600.00, 24.99%, $75 monthly payment<br>Debt is only in credit cards. I have a mortgage, but I will not be using this loan for that at all. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses include: Mortage (665), Car/Home Insurance (125), HOA Dues (130), Utilities (300), Gas (100), Groceries (100), Gym Membership (22), Internet/TV Service (97), Prescriptions (80), Monthly Pest Control (35). Total Required Monthly Expenses: 2,574 |
Member Payment Dependent Notes Series 1149536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149536 |
$4,000 |
$4,000 |
15.81% |
1.00% |
February 16, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149536. Member loan 1149536 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Ironclad Logistics LLC | Debt-to-income ratio: | 12.11% |
Length of employment: | 3 years | Location: | BUSHKILL, PA |
Home town: | |||
Current & past employers: | Ironclad Logistics LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Loan to have new windows installed in my house to (hopefully) save on energy costs.<br><br> Borrower added on 02/13/12 > $1307- mortgage, $250- car payment, $300+/- electric bill, $120-Cell phone, $200 insurance<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $2,846.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I'm not very "credit savvy" and not sure I understand the question. Could you please explain or re-word it? Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1307- mortgage, $250- car payment, $300+/- electric bill, $120-Cell phone, $200 insurance |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Approx. 100,000 mtg balance. 5.875% $1307/month on a 15 year fixed. No HELOC. |
Member Payment Dependent Notes Series 1149546
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149546 |
$28,000 |
$28,000 |
9.76% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149546. Member loan 1149546 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,917 / month |
Current employer: | Pitney Bowes | Debt-to-income ratio: | 17.11% |
Length of employment: | 10+ years | Location: | PACOIMA, CA |
Home town: | |||
Current & past employers: | Pitney Bowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > Debt consilidation<br><br> Borrower added on 02/12/12 > Loan needed for debt consolidation. Thanks.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Good morning,<br>Approx monthly expenses range within the $1,500 per month zone. Thanks. |
Which debts do you plan to pay off with this loan? | Good morning, I plan on paying off all credit debts. It's more convenient to pay them off all together and pay investor, than to have to deal with multiple credit companies monthly. A great part of my debt has been paid with savings, but I would like to clear all credit debts to better improve my credit score/records. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I just paid off some credit debt with funds from personal savings, but still have about $28,000 left in my debt pool. I would like to pay it off all together to be clear from "CREDIT" debt and give myself some mental comfort. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I just paid off some credit debt with funds from personal savings, but still have about $28,000 left in my debt pool. I would like to pay it off all together to be clear from "CREDIT" debt and give myself some mental comfort. |
Please explain the reason why you carry a large revolving credit balance. | Greetings, my wife stopped working for some time to furthermore attend to her health/medical issues, therefore I took on all financial responsibilities on my own. I applied for a few credit cards to get situated. Now, things are finally back to a healthy state and im looking to clear my credit debts. Thanks |
Member Payment Dependent Notes Series 1149580
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149580 |
$9,600 |
$9,600 |
7.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149580. Member loan 1149580 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Advanced Improvements Inc. | Debt-to-income ratio: | 24.13% |
Length of employment: | 5 years | Location: | CHINO HILLS, CA |
Home town: | |||
Current & past employers: | Advanced Improvements Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I have a very stable job and am able to honor my commitments. I am looking to stop paying the credit card companies high interest rates. I plan to pay two cards off and use those funds to pay the lending club. I have never defaulted or missed a credit card payment in my life.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your interest. I have two credit cards totaling the amount of the loan I am applying for. The cards have an APR of 15%. This loan is going to be used to pay the two cards off. I typically pay more towards the two cards monthly than the new loan will require for payment. I rent a home at a good rate. My bills are always the first to be paid before anything else. |
Member Payment Dependent Notes Series 1149582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149582 |
$4,000 |
$4,000 |
12.12% |
1.00% |
February 16, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149582. Member loan 1149582 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | City of Dunedin | Debt-to-income ratio: | 15.00% |
Length of employment: | 5 years | Location: | SAFETY HARBOR, FL |
Home town: | |||
Current & past employers: | City of Dunedin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I have been with my current employer for over 5 years & enjoy my work immensley. The only problem is that I'm not going to make my first million at this particular establishment. I would just like the chance to pay some of my bills off to allow me to get ahead & start saving for retirement!<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $20,584.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately a family member ran into some legal trouble & I helped them out. |
Which debts do you plan to pay off with this loan? | 3 low balance cards w/high interest rates. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $400 rent, $90 auto ins, $50 phone, $40 internet & the rest credit bills. |
Member Payment Dependent Notes Series 1149597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149597 |
$6,000 |
$6,000 |
13.11% |
1.00% |
February 17, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149597. Member loan 1149597 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,583 / month |
Current employer: | US Army | Debt-to-income ratio: | 9.17% |
Length of employment: | 6 years | Location: | Kensington, MD |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I could not figure out how to update my previous answer, but we pay roughly 2100/month for revolving credit not 2600 - still 600 over minimums.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $29,026.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I can provide an itemized breakdown later if needed (it is on my home computer and I am at work). We pay 3325/month for mortgage, home owners insur and taxes. I pay approximately 2600/month on revolving credit (600/month over minimums). And another 1000/month on utlities (phone, cable, water, gas, internet). |
Please explain the reason why you carry a large revolving credit balance. | My original answer was rejected due to providing protected /against the rules information. <br><br>We carry a large revolving credit balance because we have used our credit to pay for prior medical expenses. |
What is your intended use for the loan proceeds? | My original answer was rejected due to using protected / against the ruls information.<br><br>If you read the title of the loan it is pretty much self explanatory. |
What is your intended use for the loan proceeds? | My original answer was rejected due to using protected / against the ruls information.<br><br>If you read the title of the loan it is pretty much self explanatory. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is being used for a single purpose only. To obtain medical treatment.....due to the rules I cannot elaborate more on what the treatment is.....but I am this amount ($6,000) short to pay for the entire procedure |
Member Payment Dependent Notes Series 1149636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149636 |
$9,600 |
$9,600 |
10.74% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149636. Member loan 1149636 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Apple, Inc. | Debt-to-income ratio: | 7.13% |
Length of employment: | 1 year | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | Apple, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > With the loan, I can completely pay off my credit cards (one at $6300 and one at $2300) with one monthly payment that easily fits into my budget. I work 50 hours on average at a very well established company. The loan would help me attain my goal of living within my means and saving for my future.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1149641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149641 |
$8,000 |
$8,000 |
6.62% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149641. Member loan 1149641 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Cartus | Debt-to-income ratio: | 6.81% |
Length of employment: | 5 years | Location: | NAPERVILLE, IL |
Home town: | |||
Current & past employers: | Cartus | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,430.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1149658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149658 |
$7,000 |
$7,000 |
8.90% |
1.00% |
February 21, 2012 |
February 26, 2017 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149658. Member loan 1149658 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Ranken Technical College | Debt-to-income ratio: | 3.93% |
Length of employment: | 10+ years | Location: | Saint Louis, MO |
Home town: | |||
Current & past employers: | Ranken Technical College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,458.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | 10,000 dollars |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2011 Buick lacrosse 15000 miles Damaged from Copart |
Is this loan for a refinance, lease or purchase? | Purchase |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3200 dollars |
What is your intended use for the loan proceeds? | Buy a vehicle from Copart |
Member Payment Dependent Notes Series 1149668
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149668 |
$5,000 |
$5,000 |
15.81% |
1.00% |
February 15, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149668. Member loan 1149668 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,583 / month |
Current employer: | Lincoln police dept | Debt-to-income ratio: | 6.23% |
Length of employment: | 4 years | Location: | Lincoln, CA |
Home town: | |||
Current & past employers: | Lincoln police dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > To replace an atv we use on our farm to transfer feed an supplies to animals. We recently took in some rescue animals and our atv was stolen. We did recover it but it was totaled.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,977.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To replace an atv we use on our farm to transfer feed an supplies to animals. We recently took in some rescue animals and our atv was stolen. We did recover it but it was totaled. |
What are you buying? | To replace an atv we use on our farm to transfer feed an supplies to animals. We recently took in some rescue animals and our atv was stolen. We did recover it but it was totaled. |
Member Payment Dependent Notes Series 1149684
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149684 |
$10,000 |
$10,000 |
10.74% |
1.00% |
February 21, 2012 |
February 26, 2015 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149684. Member loan 1149684 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Nike, Inc | Debt-to-income ratio: | 10.42% |
Length of employment: | 3 years | Location: | BAY SHORE, NY |
Home town: | |||
Current & past employers: | Nike, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I'm not sure how much of my description gets posted but your investment in me will pay off. I have a very stable career with Nike, inc. for over three years plus I will also use my own funds to fully consolidate my debt. I didn't ask for more so that I wasn't going to be fully leveraged.<br><br> Borrower added on 02/15/12 > I will be using this loan to pay down some higher intrest ones i.e. credit cards at 15% or higher. This will decrease my monthly expenditures allowing me to pay down faster. I'm not default on any loans & I will be a return on your investment, Thank you.<br><br> Borrower added on 02/15/12 > I thank the 89 investors that have invested in me and encourage more to do so as I stated I will be a return on your investment and as for me this will improve my credit score. Since I'm currently paying out more $/mo this loan will be easy to repay. Any questions please ask.<br><br> Borrower added on 02/17/12 > Thank you again to those investers who have invested in me thus far I encourage and ask more to do the same you will have an ROI with me I promise so please invest. Thanks.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $5,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | To the invester who asked this question every I try to answer this site tells me I adding personal information and wont let me submit my answer. But my monthly payments for all credit is about $650.00/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | To the invester who asked this question every I try to answer this site tells me I adding personal information and wont let me submit my answer. But my monthly payments for all credit is about $650.00/mo |
Member Payment Dependent Notes Series 1149696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149696 |
$13,000 |
$13,000 |
13.99% |
1.00% |
February 21, 2012 |
February 26, 2017 |
February 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149696. Member loan 1149696 was requested on February 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Saks Fifth Avenue | Debt-to-income ratio: | 11.45% |
Length of employment: | < 1 year | Location: | Santa Ana, CA |
Home town: | |||
Current & past employers: | Saks Fifth Avenue | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/12/12 > I’ll be honest, I’m probably no different from the rest of the applicants on this site. I spent more money than what I should have and incurred a large debt. I am looking to recruit investors who can assist me in getting back on the road to regaining control of my financial future. Thank you.<br>
A credit bureau reported the following information about this borrower member on February 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,025.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1149726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149726 |
$10,000 |
$10,000 |
15.31% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149726. Member loan 1149726 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,206 / month |
Current employer: | US Department of Treasury | Debt-to-income ratio: | 13.87% |
Length of employment: | 2 years | Location: | HYATTSVILLE, MD |
Home town: | |||
Current & past employers: | US Department of Treasury | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > This loan will be used to pay off higher interest rate credit cards. I will be making a payment of roughly $475 a month to pay the loan off.<br><br> Borrower added on 02/14/12 > I am very motivated to get this debt paid off and have fixed my budget to do so within the alotted time frame. Currently pay out around $700- 800 per month in debt so to cut that number in half will help in repaying the loan with no hesitation.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,549.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $5245, 21.99%, $149.00<br>Citi - $1715, 11.99%, $78.00<br>Discover - $1515, 0%, $81.00<br>Zales- $389, 0%, $39.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is $8864<br>Interest rates range from 0% - 21.99%<br>And current monthly payments are $149, $79, $81, and $39 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $1260/month and Utilities average about $120 (electric) |
Please explain the reason why you carry a large revolving credit balance. | I planned to have the debt paid off but after graduating 2.5 years ago I could not find a job. My debts began to add up and at a very quick rate. I now have a job where I am making enough money to cover my debts and I have not taken on any new debt since. I currently pay about $700 per month (between the different cards). I figured that taking a loan at a lower rate and paying it off over the next 2-3 years would save money from the principal and interest. |
Member Payment Dependent Notes Series 1149743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149743 |
$8,000 |
$8,000 |
14.65% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149743. Member loan 1149743 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Big Horn County School District #4 | Debt-to-income ratio: | 24.10% |
Length of employment: | 2 years | Location: | Basin, WY |
Home town: | |||
Current & past employers: | Big Horn County School District #4 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card payments are about 275 a month. My student loans are about 500 a month. That is all of the current debt payments I have right. now |
What is your intended use for the loan proceeds? | To alleviate some credit card debt that are at a much higher interest rate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm relieving some credit card debt that's at a much higher interest rate. The loan will take care of all of that debt. |
Member Payment Dependent Notes Series 1149779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149779 |
$20,000 |
$20,000 |
13.11% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149779. Member loan 1149779 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | L3 communications | Debt-to-income ratio: | 20.37% |
Length of employment: | 10+ years | Location: | CORPUS CHRISTI, TX |
Home town: | |||
Current & past employers: | L3 communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Remodel Master Bath,Patio and Garage |
Member Payment Dependent Notes Series 1149807
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149807 |
$13,750 |
$13,750 |
7.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149807. Member loan 1149807 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Christian Silvaggio, DMD | Debt-to-income ratio: | 25.92% |
Length of employment: | 10+ years | Location: | MILLERSVILLE, PA |
Home town: | |||
Current & past employers: | Christian Silvaggio, DMD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | all credit card debt - always pay more than is due<br>1529.26 14% $100.00, 2295.67 11% $67.00, 3771.93 13% $100.00, 3197.93 18% $100.00, 735.78 11% $40.00, 1000.00 11% $100.00 |
Member Payment Dependent Notes Series 1149832
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149832 |
$27,575 |
$27,575 |
20.99% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149832. Member loan 1149832 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | USPS | Debt-to-income ratio: | 16.87% |
Length of employment: | 7 years | Location: | Durham, NC |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > The reason for this loan is I have six credit cards I want to pay off. My interest rates range from 8.99% to 18.99%. I want one bill, so I want pay this loan as go as I can or soon. My monthly expenses after the loan is as follow: Mortgage $1500, Cable $130, Utilities $250 and a loan $800.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,698.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I have 6 credit cards that totaling $26,250.00. |
Please explain the reason why you carry a large revolving credit balance. | The main reason I am carrying is because I was stupid. It's time to paid off the cards. No more credit cards for me. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | To the Investor<br>The reason for this loan is I have six credit cards I want to pay off. My interest rates on the credit cards range from 8.99% to 18.99%. I want one bill once a month, so I want pay this loan as go as I can or soon. My monthly expenses after the loan is as follow: Mortgage $1500, Cable $130, Utilities $250 and a loan $800. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | To the Investors<br>The reason for this loan is I have six credit cards I want to pay off. My interest rates on the credit cards range from 8.99% to 18.99%. I want one bill once a month, so I want pay this loan as go as I can or soon. My monthly expenses after the loan is as follow: Mortgage $1500, Cable $130, Utilities $250 and a loan $800. |
Which debts do you plan to pay off with this loan? | I have 6 credit cards that totaling $26,250.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | To the Investor<br>The reason for this loan is I have six credit cards I want to pay off. My interest rates on the credit cards range from 8.99% to 18.99%. I want one bill once a month, so I want pay this loan as go as I can or soon. My monthly expenses after the loan is as follow: Mortgage $1500, Cable $130, Utilities $250 and a loan $800. |
Please explain the reason why you carry a large revolving credit balance. | The main reason I am carrying is because I was stupid. It's time to paid off the cards. No more credit cards for me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | To the Investors<br>The reason for this loan is I have six credit cards I want to pay off. My interest rates on the credit cards range from 8.99% to 18.99%. I want one bill once a month, so I want pay this loan as go as I can or soon. My monthly expenses after the loan is as follow: Mortgage $1500, Cable $130, Utilities $250 and a loan $800. |
Which debts do you plan to pay off with this loan? | I have 6 credit cards that totaling $26,250.00. |
Member Payment Dependent Notes Series 1149833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149833 |
$3,000 |
$3,000 |
6.03% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149833. Member loan 1149833 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.09% |
Length of employment: | 5 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $301.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I need new professional digital camera for my business |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000 |
What are you buying? | I need new professional digital camera for my business |
Member Payment Dependent Notes Series 1149843
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149843 |
$15,000 |
$15,000 |
9.76% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149843. Member loan 1149843 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Cape Fear Valley | Debt-to-income ratio: | 10.67% |
Length of employment: | 1 year | Location: | Spring Lake, NC |
Home town: | |||
Current & past employers: | Cape Fear Valley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > home furnishings<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1149870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149870 |
$20,000 |
$20,000 |
18.55% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149870. Member loan 1149870 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,879 / month |
Current employer: | Primerica Life | Debt-to-income ratio: | 17.97% |
Length of employment: | 10+ years | Location: | duluth, GA |
Home town: | |||
Current & past employers: | Primerica Life | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Consolidate and pay off revolving debt in a timely fashion at a better rate with fixed payments to improve financial situation & make investing feasible.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $24,960.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Large unexpected expenses including medical, home and work related coupled with the expected expenses inflated this amount. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, 7500, 29.99, 1% + fees/interest<br>Discover, 2100, 28.99 2.5%<br>Visa, 8000, 18.25, 1% + fees/interest<br>Visa, 3700, 11.99, 2.5% (2400 of balance) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, 7500, 29.99, 1% + fees/interest<br>Discover, 2100, 28.99 2.5%<br>Visa, 8000, 18.25, 1% + fees/interest<br>Visa, 3700, 11.99, 2.5% (2400 of balance) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent/utilities & phone: 765 / month<br>Transportation 200 est<br>Insurance for car/house: 48.77<br>Food: 200 est |
Member Payment Dependent Notes Series 1149877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149877 |
$2,500 |
$2,500 |
6.62% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149877. Member loan 1149877 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.67% |
Length of employment: | n/a | Location: | Auburn, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To buy medical equipment. Portable oxygen concentrator and a wheel chair. |
Member Payment Dependent Notes Series 1149878
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149878 |
$13,000 |
$13,000 |
8.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149878. Member loan 1149878 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Sandbox Studio | Debt-to-income ratio: | 9.18% |
Length of employment: | 3 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Sandbox Studio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I incurred the balance over the last couple of years as I was investing in my career as a photographer. Although I have a stable full-time position at a company that is doing well, I lean forward and have worked toward growing my business by acquiring materials of the trade and building relationships. Applying for this loan is my attempt to consolidate the resulting debt - to make it more sensible to pay off in a reasonable time frame. I greatly appreciate your consideration. |
Member Payment Dependent Notes Series 1149898
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149898 |
$2,400 |
$2,400 |
10.74% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149898. Member loan 1149898 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | wal-mart | Debt-to-income ratio: | 11.20% |
Length of employment: | 10+ years | Location: | hempstead, NY |
Home town: | |||
Current & past employers: | wal-mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,055.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 16.20% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | discover card ,visa |
Member Payment Dependent Notes Series 1149935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149935 |
$18,825 |
$18,825 |
9.76% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149935. Member loan 1149935 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Galusha Higgins & Galusha | Debt-to-income ratio: | 13.41% |
Length of employment: | 4 years | Location: | Helena, MT |
Home town: | |||
Current & past employers: | Galusha Higgins & Galusha | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Looking to re-do my kitchen and bathroom. I will pay this off early by July 1, if not sooner.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,776.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1149953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149953 |
$2,800 |
$2,800 |
10.74% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149953. Member loan 1149953 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | City of Tallassee | Debt-to-income ratio: | 7.64% |
Length of employment: | 10+ years | Location: | Tallassee, AL |
Home town: | |||
Current & past employers: | City of Tallassee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,507.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of est. $6,600 in debt that I currently owe. I do not pay on any other debt but this estimated amount. I am trying to receive this full amount of my requested loan to pay off three accounts and to close them and just have this loan payment and one other payment. My listed debt is the only debt that I pay. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not pay any of these expenses. I only pay my four accounts. |
Which debts do you plan to pay off with this loan? | Three debts out of four. I want to pay off and close these three accounts and work my way to becoming debt free! This will leave one account that I have remaining and will work eagerly to pay off also. |
Member Payment Dependent Notes Series 1149976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149976 |
$10,000 |
$10,000 |
6.62% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149976. Member loan 1149976 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,394 / month |
Current employer: | Washington Metropolitan Area Transit Aut | Debt-to-income ratio: | 8.35% |
Length of employment: | < 1 year | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Washington Metropolitan Area Transit Aut | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Hi, I have some credit card debt I am trying to pay off, this 8% loan will be MUCH better than the 16%+ I am paying AMEX right now...would really appreciate your help! My job is very stable and my credit is good, you will be repaid on-time, and in full!!!<br><br> Borrower added on 02/17/12 > This is an American Express credit card: $9,636.52 balance, 16.24% interest rate, $193.00 minimum monthly payment.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,636.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | It is all for American Express: $9,636.52 balance, 16.24% interest rate, $193.00 minimum monthly payment. Thanks. |
Member Payment Dependent Notes Series 1149987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1149987 |
$28,000 |
$28,000 |
9.76% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1149987. Member loan 1149987 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | Herchand Family Entertainment | Debt-to-income ratio: | 21.26% |
Length of employment: | 8 years | Location: | Hollister, MO |
Home town: | |||
Current & past employers: | Herchand Family Entertainment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 3737 0% $200; 3215 11% $180; $10551 12% $270; $5300 23% $270; $4000 0% $300 these are what I'm consolotating to make more manageable and see an end . <br>Auto $19000 6%; boat $3000 6%; camper $25000 8%.<br>Thank you |
Member Payment Dependent Notes Series 1150028
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150028 |
$15,000 |
$15,000 |
7.62% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150028. Member loan 1150028 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Romano Law Group | Debt-to-income ratio: | 20.97% |
Length of employment: | 1 year | Location: | West Palm Beach, FL |
Home town: | |||
Current & past employers: | Romano Law Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Help me get out of debt! I make good money and am trying to finish of my credit card debt so I can start saving for the future. I'm tired of living on borrowed money and am finally taking action to change that!<br><br> Borrower added on 02/15/12 > I'm on my way with nearly 20% of this loan funded! Can you help me reach 100%?? Help me climb out of debt forever! Up next... I pay off student loans!<br><br> Borrower added on 02/16/12 > It's such a blessing to see this loan funded before my eyes! Please keep it coming... A world without credit card debt is nearly unknown to me and I so look forward to to finally being part of it!<br><br> Borrower added on 02/21/12 > Please ask me questions. I am excited to be 70% there but I hope to get the rest of the loan funded!<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,603.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $15k in credit card debt with APRs ranging from 11.99%-15.99%. This is split between 3 different credit cards. I pay over $500/month on these (more than the minimum which is about $300) but the APR has me paying so much in interest that I don't feel like I'm making much progress. I also have $20k left in my student loans, but I did not think I would be able to raise the funds for a $35k loan so I will tackle that mountain next. I do not have a mortgage or any lines of credit. |
Member Payment Dependent Notes Series 1150047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150047 |
$17,000 |
$17,000 |
13.67% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150047. Member loan 1150047 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,928 / month |
Current employer: | Nexus Management | Debt-to-income ratio: | 7.22% |
Length of employment: | 10+ years | Location: | FALLS CHURCH, VA |
Home town: | |||
Current & past employers: | Nexus Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Total balance $17,096; rates of 9.9 - 22%; min pmt total $350, but I pay more.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $17,730.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is $17,097. Rates from 9.9 - 22% Current minimum payments total $356 (I pay more than the minimums) |
Member Payment Dependent Notes Series 1150052
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150052 |
$24,000 |
$24,000 |
13.67% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150052. Member loan 1150052 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Warwick Management Inc | Debt-to-income ratio: | 13.29% |
Length of employment: | 1 year | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Warwick Management Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We have 3 credit cards totaling just under $20,000.00 I don't know what the minimum payments are, as I always pay more than minimum - I usually pay around $300 - $500 per month on each. Interest rates vary, all over 20%. We also owe around $2,500 on our tax return that is due this April. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage (P&I, including taxes and ins) $1005 per month, no car payments, auto fuel $400 month, utiltities, including electric, gas, water, phone, cable $400 month, food $500 month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage (including P&I, taxes, ins) $1005 a month, utilities around $400 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage (P&I, including taxes and ins) $1005 per month, no car payments, auto fuel $400 month, utiltities, including electric, gas, water, phone, cable $400 month, food $500 month |
Member Payment Dependent Notes Series 1150083
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150083 |
$10,000 |
$10,000 |
18.55% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150083. Member loan 1150083 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | AT&T | Debt-to-income ratio: | 6.24% |
Length of employment: | 3 years | Location: | GAINESVILLE, FL |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $9,783.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1150091
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150091 |
$5,000 |
$5,000 |
12.12% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150091. Member loan 1150091 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.28% |
Length of employment: | 4 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,791.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards. A Visa card with a balance of $2900, A Mastercard with a balance of $4400 and an American Express card with a balance of $7000. I have a car loan ( 5 years) and the balance is approx $17,000 ( monthly repayments are $300). |
Please explain the reason why you carry a large revolving credit balance. | I lost 2 clients late year very unexpectedly and this impacted my income and as a result, my credit balance. I have recently acquired clients and plan to pay the debts down over time. I made over $200,000 in 2010 ( so losing the 2 clients significantly impacted my income last year - making around $153,000). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards. A Visa card with a balance of $2900, A Mastercard with a balance of $4400 and an American Express card with a balance of $7000. I have a car loan ( 5 years) and the balance is approx $17,000 ( monthly repayments are $300). |
Which debts do you plan to pay off with this loan? | I need to pay down the American Express balance and cover some monthly expenses in short term. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $3000 ( $2400 for rent, Utilities $30, Food $200, Phone $50, Insurance $40, Transportation $100). |
What is your intended use for the loan proceeds? | I need to pay down the American Express balance and cover some monthly expenses in short term. |
Member Payment Dependent Notes Series 1150093
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150093 |
$12,000 |
$12,000 |
6.62% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150093. Member loan 1150093 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | bpa | Debt-to-income ratio: | 26.38% |
Length of employment: | 4 years | Location: | CARNEGIE, PA |
Home town: | |||
Current & past employers: | bpa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1150101
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150101 |
$9,000 |
$9,000 |
10.74% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150101. Member loan 1150101 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Mercedes-Benz of Cincinnat | Debt-to-income ratio: | 7.20% |
Length of employment: | < 1 year | Location: | Cincinnati , OH |
Home town: | |||
Current & past employers: | Mercedes-Benz of Cincinnat | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Pay off Cards:<br>Victoria Secret<br>Lowe's<br>Capital One<br>Care Credit<br>Sharefax L2 Loan<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,494.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1150104
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150104 |
$6,000 |
$6,000 |
10.74% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150104. Member loan 1150104 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Interide Logistics | Debt-to-income ratio: | 18.82% |
Length of employment: | < 1 year | Location: | MIDVALE, UT |
Home town: | |||
Current & past employers: | Interide Logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Purpose would be to pay off a credit card with higher rate interest and also to fund a small business venture of water features for office buildings. ETA of paying off would be 6 mo.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,760.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1400/mo |
Please describe your experience/familiarity with the business you are starting/started? | I do all the LTL shipping for manufacturing of the product I am selling and my business partner is the brother in law to the owner of said manufacturing company. Just today alone we sold 2k in net profit at a trade show. |
What do you project your monthly revenues for the first 6 months to be? | We project 45,000/gross revenue in next 6months. Out of that we project net revenue to be 16-18,000. |
Please explain the reason why you carry a large revolving credit balance. | From recent renovations to our home and then moving with expenses and a new baby in our lives made us rely on some credit cards (0% APR). House is for sale with 75k in equity would pay off ALL of our revolving credit balance. Real Estate Agent has ETA 1-3 months till sold. Never once been late on a payment on any of my tradelines. |
Member Payment Dependent Notes Series 1150246
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150246 |
$19,000 |
$19,000 |
18.25% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150246. Member loan 1150246 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | UNTHSC | Debt-to-income ratio: | 22.83% |
Length of employment: | 2 years | Location: | Watauga, TX |
Home town: | |||
Current & past employers: | UNTHSC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > This is a loan to consolidate debt for a reduced rate to pay off faster. I have not made a late payment on a credit card in well over 2 years. Never had a late or missed payment on my home mortgage or car loan.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $16,787.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | It was for time share dues and was due to a miss communication on payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $19,000 27%, 700 per month. Mortgage $880, Car $640 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House 880, car 638, utilities 600, ins 125, gas 400, food 500. |
Which debts do you plan to pay off with this loan? | 11000 chase, 6000 chase, 2000 Capitol one |
Member Payment Dependent Notes Series 1150279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150279 |
$6,500 |
$6,500 |
10.74% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150279. Member loan 1150279 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | home depot | Debt-to-income ratio: | 13.86% |
Length of employment: | 10+ years | Location: | bridgeview, IL |
Home town: | |||
Current & past employers: | home depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,847.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances equal out between 1,250 to 1,350 per month. this money I am asking for will be used to pay off my high interest credit cards and small balance credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances equal out between 1,250 to 1,350 per month. this money I am asking for will be used to pay off my high interest credit cards and small balance credit cards |
Please explain the reason why you carry a large revolving credit balance. | Two of my credit cards equal out over 4,500. that was due to car problems I had to fix my car on one card and the other one was from over time had to buy things for the. home I'm renting in that needed to be fixed. want to pay off those two credit cards with a few smaller amount cards to be done with them |
Member Payment Dependent Notes Series 1150295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150295 |
$8,000 |
$8,000 |
13.11% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150295. Member loan 1150295 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Prolab | Debt-to-income ratio: | 11.72% |
Length of employment: | 1 year | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Prolab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > need capital to finish the development for a product<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $7,625.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1150313
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150313 |
$18,400 |
$18,400 |
7.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150313. Member loan 1150313 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | time warner cable | Debt-to-income ratio: | 22.49% |
Length of employment: | 10+ years | Location: | WEST MONROE, NY |
Home town: | |||
Current & past employers: | time warner cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,292.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | All credit cards will be paid off. Loan amount will be only payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, 3989.00, 17.99, 104.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Mastercard, 4722.00,12.99, 94.00<br>Visa, 3989.00,17.99,104.00<br>Mastercard, 3731, 14.99, 55.00<br>loan, 4668.00, 12.99, 150.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard, 4722.00,12.99, 94.00<br>Visa, 3989.00,17.99,104.00<br>Mastercard, 3731, 14.99, 55.00<br>loan, 4668.00, 12.99, 150.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 475, utilities 150, car paid, no phone(Co cell phone), insurance 30, gas 400, food 300. |
Please explain the reason why you carry a large revolving credit balance. | Website didnt like answer, maybe my ex can answer this. |
Member Payment Dependent Notes Series 1150368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150368 |
$21,500 |
$21,500 |
13.67% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150368. Member loan 1150368 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Conner Auto Group | Debt-to-income ratio: | 7.44% |
Length of employment: | 1 year | Location: | VERNON, TX |
Home town: | |||
Current & past employers: | Conner Auto Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What other sources of financing are you using to purchase the home? | cash |
Member Payment Dependent Notes Series 1150388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150388 |
$3,000 |
$3,000 |
14.65% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150388. Member loan 1150388 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,333 / month |
Current employer: | Fastenal Company | Debt-to-income ratio: | 16.96% |
Length of employment: | 3 years | Location: | Winona, MN |
Home town: | |||
Current & past employers: | Fastenal Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I plan to payoff all of my debt with loan. My budget is 120.00 a month. I have never missed a payment and I have payed off 2 of my loans already. Also I have been with my employer for 3.5 years now<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,575.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have multiple cards I am looking to make into one monthly payment so they can get pay off quicker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three cards , Bank Issued ( 18% ) Walmart Discover Card ( 20-22 %) and a standard Discover Card ( 30%) |
Which debts do you plan to pay off with this loan? | I plan to pay off all of my credit cards. The only other debts I would have is my student loan and a few monthly bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 0.00 ( Live at home )<br>Car - 60.00 Insurance <br>Internet - 40.00<br>Cell - 60.00<br>I make between 900 and 1100 a month. |
Member Payment Dependent Notes Series 1150404
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150404 |
$13,000 |
$13,000 |
7.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150404. Member loan 1150404 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Integrated Food Service | Debt-to-income ratio: | 2.14% |
Length of employment: | 4 years | Location: | Tustin, CA |
Home town: | |||
Current & past employers: | Integrated Food Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I am starting my own business under a larger company's banner. I already have two sales ready to close under my account.
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $3,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to buy into a sales/marketing business and be under a larger company's banner. I also intend to use a portion of the money for advertising and leads. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I am not sure exactly what my expenses/revenue will be in the first several months. My expenses will remain very low and for revenue I expect to make $10,000 gross income in the first several months although those figures are dependent on sales produced. |
What do you project your monthly revenues for the first 6 months to be? | It is dependent on how many sales I bring in but I expect to make $10K or more gross income in each of the first six months |
Please describe your experience/familiarity with the business you are starting/started? | I have not worked in this particular niche however I do have past experience in sales and I am currently taking business and marketing classes as well. |
What type of business are you starting? | It is a direct sales/marketing business |
Member Payment Dependent Notes Series 1150406
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150406 |
$15,000 |
$15,000 |
17.27% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150406. Member loan 1150406 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,417 / month |
Current employer: | ollies bargin outlet | Debt-to-income ratio: | 16.54% |
Length of employment: | 2 years | Location: | spencerport, NY |
Home town: | |||
Current & past employers: | ollies bargin outlet | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $4,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly debts include credit card from chase 4800/6% ,hsbc 2700/15%, hsbc 1900/14%,capitol one 2900/0% for now then 16%walmart card 1600/19% college loan 2550/8% and car laon 226.25per month. |
Which debts do you plan to pay off with this loan? | I would like to pay off my credit cards and college loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is just to pay off my bills to get them into one monthly payment instead of several payments each month. |
If you have a delinquency in the last 2 years, please explain the reason. | I was late roughly 2 or 3 years ago on 3 bills because I lost one of my full time jobs. About 2 months later I started a part-time job and have been current on all bills since. |
Member Payment Dependent Notes Series 1150457
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150457 |
$7,200 |
$7,200 |
12.12% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150457. Member loan 1150457 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Eagle Marine Services | Debt-to-income ratio: | 14.10% |
Length of employment: | 8 years | Location: | Mountain House, CA |
Home town: | |||
Current & past employers: | Eagle Marine Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,294.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have been paying down my automobile loan, to pay it off 2 years early. Most of the credit cards were paid down, and spent to much at Christmas, to bring up the balances. I plan on paying off at least 2 credit cards and disposing of them. I don't need so many credit cards. The small loan will actually save me money downline. |
Which debts do you plan to pay off with this loan? | Credit cards first (2 credit cards to be eliminated). I also plan to pay a large balance to an autombile loan, to bring it down to with 2-3 payments to finish the loan (present balance $3900). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have varied interest rates on different credit cards, the highest being 24 percent. I have a mortgage and auto loan, no student loans. I have an excellent rating on payment history in my credit reports (no late payments or missed payments for several years). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have varied interest rates on different credit cards, the highest being 24 percent. I have a mortgage and auto loan, no student loans. I have an excellent rating on payment history in my credit reports (no late payments or missed payments for several years). |
Member Payment Dependent Notes Series 1150484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150484 |
$10,800 |
$10,800 |
22.78% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150484. Member loan 1150484 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,800 / month |
Current employer: | target | Debt-to-income ratio: | 6.89% |
Length of employment: | 4 years | Location: | springdale, MD |
Home town: | |||
Current & past employers: | target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I am trying to purchase my first car to help with school and work.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | I'm providing $1500 as a down payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses are $144 for phone, and $100 for insurance. Rent is free, and I currently have my own car for transportation. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | The vehicle is 2009 Mitsubishi Eclipse GS with 49,600 as the mileage. The price is $13,200 |
Please explain the reason why you carry a large revolving credit balance. | I have Large credit card balance becaue I use my credit card to pay for school and auto repair on my current vehicle. |
What is your intended use for the loan proceeds? | I intend to purchase a new car |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I'm using my work check to cover insurance, and my part of my tax money as a down payment and for the registration, taxes. |
Member Payment Dependent Notes Series 1150490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150490 |
$4,000 |
$4,000 |
8.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150490. Member loan 1150490 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Cirque Du Soleil | Debt-to-income ratio: | 14.19% |
Length of employment: | 6 years | Location: | West Hollywood, CA |
Home town: | |||
Current & past employers: | Cirque Du Soleil | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I have some unexpected medical expenses that are not covered by my insurance.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1150498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150498 |
$7,500 |
$7,500 |
12.12% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150498. Member loan 1150498 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | CellTrust Corporation | Debt-to-income ratio: | 19.38% |
Length of employment: | < 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | CellTrust Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I need to pay off an HOA arrearage that occurred while I was working for almost non-livable wages. This will take care of the balance due and save me from legal proceedings. I am able to meet my financial obligations now that I am working for a higher salary in a secure job.<br><br> Borrower added on 02/16/12 > I have had a couple of questions regarding the delinquencies on my HOA payments. For the last couple of years I was making barely enough to cover my utilities, car payment/Ins. and mortgage payments and had to let the HOA slide. I am making more money and able to meet obligations.<br><br> Borrower added on 02/16/12 > Now that I am making more money I am able to pay my current HOA dues and other obligations, but the HOA has started legal proceedings to collect the past due balance. They want me to make payments over a year, but they would put me in a very precarious financial situation.<br><br> Borrower added on 02/16/12 > This loan will make it easier for me financially by allowing me to pay over time while getting the HOA off my back.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $3,262.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | In 2007 I stupidly made a career change because I was told that I would make more money. Well, I made less than half of what I was making because I was on a commission only basis. I was unable to make morrtgage payments on time. I found another job that paid slightly higher but was still unable to make mortgage payments on time and neared foreclosure. I got my mortgage modified in 2011 and since then have made my mortgage payments on time for almost a year. I have a new job that pays well. |
Member Payment Dependent Notes Series 1150553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150553 |
$10,000 |
$10,000 |
9.76% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150553. Member loan 1150553 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | SFUSD | Debt-to-income ratio: | 22.79% |
Length of employment: | 10+ years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | SFUSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > The projector that will be a part of this loan will enhance learning of my students. The debt consolidation with the lower interest will greatly help me so I can also invest more in this club.<br><br> Borrower added on 02/18/12 > Kindness Assistance Loan will consolidate high interest bank credit cards. I continue to pay way above the minimum and don't miss the due date since I do it automatically, but banks does not lower the interest. I have a pretty good seniority in my job which is stable.<br><br> Borrower added on 02/20/12 > 95% of the loan will go to debt consolidation paying off high interest credit cards. 5% will be for a reasonably priced projector useful for my work.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,221.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay-off high interest credits and a fraction goes to a reasonably priced projector for my students. |
What is your intended use for the loan proceeds? | 95% goes to loan consolidation - pay-off high interest loan and 5% goes to a reasonably priced projector for my work. |
Please explain the reason why you carry a large revolving credit balance. | I petitioned my wife and daughter two years ago and paid an attorney, their plane ticket their visa all with credit cards and I got a place with a little higher rent and borrowed some cash to start them off. The banks hit me with high interests but my wife started to have a stable job yet the bank still gets high interest even if I pay way above minimum and very regular since I do automatic payment. I never want to opt bankruptcy since I want to purchase a house in a year or two. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $940 and for all other expenses: utilities, phone, food, insurance and transportation, around $1000. I use public transport and cook most of the time for savings and for health. |
Member Payment Dependent Notes Series 1150594
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150594 |
$15,000 |
$15,000 |
15.31% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150594. Member loan 1150594 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Norfolk Southern | Debt-to-income ratio: | 15.69% |
Length of employment: | < 1 year | Location: | MARIETTA, GA |
Home town: | |||
Current & past employers: | Norfolk Southern | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,210.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans-15k paying $200/month<br>Credit cards(11.99%-15.99% apr)- 15k $650/month<br>I don't have a mortgage or any other lines of credit |
Which debts do you plan to pay off with this loan? | I plan to pay of my chase freedom card approximately 10k, citi card approximately 2k, and discover card approximately 2k. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent and utilities-$700 cell phone-$52 transportation-$120 food-$300 aprroximateley $1,200/month |
Please explain the reason why you carry a large revolving credit balance. | My large credit balance stems from college related needs and emergence situations. I applied for credit while in school with a zero percent apr, once I was graduate it took approximately 9 months for me to find employment. All the while I was making payments on my credit cards and my interest rate continued to grow. My interest rates continue to prevent me from making any effort at alleviating this total. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans-15k paying $200/month<br>Credit cards(11.99%-15.99% apr)- 15k $650/month<br>I don't have a mortgage or any other lines of credit |
Member Payment Dependent Notes Series 1150605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150605 |
$14,700 |
$14,700 |
6.62% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150605. Member loan 1150605 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | The Nielsen Company | Debt-to-income ratio: | 13.89% |
Length of employment: | 10+ years | Location: | Sunrise, FL |
Home town: | |||
Current & past employers: | The Nielsen Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I will be paying off a L/C loan( balance $5850) and another personal loan( $6800). The remainder funds will be used to assist in supplies for my kitchen remodeling.<br>Thank you for your interest in helping fund this loan.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $3,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage balance $116,000.... 4.13%..... $891/monthly (interest, taxes and insurance included in escrow)<br>LendingClub Loan $5850...13.65%.... $393/monthPers. Loan $6800.... 13% ..... $327/month<br>Home improve.card: $3285.... 0%..... $33/month... Food:$300/month...Utilities :$200/month<br>No vehicle, cellphone or internet expenses( all provided through company)<br>Miscellaneous: $200/month<br>If loan is completed funded I will be saving over $260 per/m.<br>Thank you for your interest. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage balance $116,000.... 4.13%..... $891/monthly (interest, taxes and insurance included in escrow)<br>LendingClub Loan $5850...13.65%.... $393/monthPers. Loan $6800.... 13% ..... $327/month<br>Home improve.card: $3285.... 0%..... $33/month... Food:$300/month...Utilities :$200/month<br>No vehicle, cellphone or internet expenses( all provided through company)<br>Miscellaneous: $200/month<br>If loan is completed funded I will be saving over $260 per/m,thanks. |
Please explain the reason why you carry a large revolving credit balance. | I do not have a large revolving credit balance; my total revolving balance equates to about 8% of my total credit balance when I applied for this loan. As of today it is about 5%, thanks for your interest. |
Member Payment Dependent Notes Series 1150606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150606 |
$1,500 |
$1,500 |
16.29% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150606. Member loan 1150606 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | Cargill | Debt-to-income ratio: | 12.13% |
Length of employment: | 4 years | Location: | LANSING, NY |
Home town: | |||
Current & past employers: | Cargill | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off what I owe on one bill. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No Rent I owe my home about 300 for utilities a month 200 a month for food and cell |
Member Payment Dependent Notes Series 1150624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150624 |
$21,600 |
$21,600 |
24.89% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150624. Member loan 1150624 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,533 / month |
Current employer: | Yamaha Corp | Debt-to-income ratio: | 16.84% |
Length of employment: | 10+ years | Location: | Placentia, CA |
Home town: | |||
Current & past employers: | Yamaha Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Looking to update and remodel my kitchen as well as pay off lingering debt for a fresh start. I've been happily employed with the same corporation for over 11 years.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $11,740.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on using about 30% of the loan for consolidation of past credit debt. The remainder of the funds will go towards the update/remodel of my still original 1979 kitchen. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on using about 30% of the loan for consolidation of past credit debt. The remainder of the funds will go towards the update/remodel of my still original 1979 kitchen. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on using about 30% of the loan for consolidation of past credit debt. The remainder of the funds will go towards the update/remodel of my still original 1979 kitchen. |
Please explain the reason why you carry a large revolving credit balance. | Within the last 18 months or so I had to take on unexpected debt for a loved one. Now that those obligations have been settled, I want to focus on myself and stabilize my personal finances. |
Is this for a home improvement you have already made, or one that you are planning to make? | I've already completed several home improvements over the last year...this will help me fund and finish the final home project, my kitchen. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am paying a mortgage. That payment is 1,095 each month. That amount includes an escrow account payment, which pays my homeowners insurance, MIP as well as all property taxes. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | My mortgage payment is 1,095. My current loan balance is 149,058 at a rate of 5.25. I have no HELOCs. |
Is the improvement to your primary residence or an investment property? | This is my primary residence. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am paying a mortgage. That payment is 1,095 each month. That amount includes an escrow account payment, which pays my homeowners insurance, MIP as well as all property taxes. |
Member Payment Dependent Notes Series 1150670
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150670 |
$10,000 |
$10,000 |
16.29% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150670. Member loan 1150670 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | compassionate care hospice | Debt-to-income ratio: | 24.05% |
Length of employment: | < 1 year | Location: | ATHENS, GA |
Home town: | |||
Current & past employers: | compassionate care hospice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,351.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2000 |
Please explain the reason why you carry a large revolving credit balance. | Living necessities during time of unemployment last year |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Private student loan - $30,714 & monthly payments $374.30<br><br>Citicard - balance $4959.12 and APR is 19.990%<br><br>Amex - balance $4406.05 and APR is 15.24%<br><br>Nelnet student loan - balance $7528.29 and payment $88.83<br><br>Federal student loan - balance $39314.99 and payment $128.28 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Private student loan - $30,714 & monthly payments $374.30<br><br>Citicard - balance $4959.12 and APR is 19.990%<br><br>Amex - balance $4406.05 and APR is 15.24%<br><br>Nelnet student loan - balance $7528.29 and payment $88.83<br><br>Federal student loan - balance $39314.99 and payment $128.28 |
Member Payment Dependent Notes Series 1150685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150685 |
$10,000 |
$10,000 |
10.74% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150685. Member loan 1150685 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | Lutheran Braille Workers | Debt-to-income ratio: | 18.50% |
Length of employment: | 4 years | Location: | YUCAIPA, CA |
Home town: | |||
Current & past employers: | Lutheran Braille Workers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > Need this loan to pay off my credit cards so I can make one easy payment so I dont have to make so many payment a month this will help this will help a lot this will help a lot this will help a lot this will help a lot this will help a lot this will help a lot this will help a lot this will help a l<br><br> Borrower added on 02/13/12 > I plan to use the loan to pay off my high interest credit cards this way I will be able to pay them off sooner. I have had no problem paying my debts every month without missing a payment ever for the past 5 years<br><br> Borrower added on 02/13/12 > I plan to use the loan to pay off my high interest credits cards. I have made every payment on my credits cards or my monthly bills for the past ten years without missing a single payment. My budget consists of my electric bill, gas bill, phone/internet, is 150.00, rent 899.00 and credit cards. Very<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $13,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1150690
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150690 |
$17,875 |
$17,875 |
8.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150690. Member loan 1150690 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | YESCO/CasinoLighting&Sign | Debt-to-income ratio: | 3.36% |
Length of employment: | 5 years | Location: | HENDERSON, NV |
Home town: | |||
Current & past employers: | YESCO/CasinoLighting&Sign | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,121.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1150700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150700 |
$20,000 |
$20,000 |
12.12% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150700. Member loan 1150700 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | fremont collision care center | Debt-to-income ratio: | 10.73% |
Length of employment: | 5 years | Location: | NEWARK, CA |
Home town: | |||
Current & past employers: | fremont collision care center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,331.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses are twenty four hundred a month, that's including everything, by getting this loan i would be around 1600,1700, area, would make my life easier. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I rent, four hundred a month. |
Please provide additional details regarding the purpose of the loan. | the main purpose is to consolidate all my bills and have one payment, to make my life easier. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | the purpose of this loan is to pay off total amount, like my truck,motorcycle,tools for work,and one credit card, so i can have one payment. |
Member Payment Dependent Notes Series 1150708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150708 |
$5,600 |
$5,600 |
12.12% |
1.00% |
February 17, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150708. Member loan 1150708 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | walmart | Debt-to-income ratio: | 13.15% |
Length of employment: | 10+ years | Location: | red oak, TX |
Home town: | |||
Current & past employers: | walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > this loan use is 100% for paying off my credit cards and get a lower rate.i have paid off most of my debt , this finish paying off what i owe,and move everything to one payment at lower rate. my credit cards are charging up to 24%.whit the lower rate i should have this payed off in 2 years<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | 100 % for paying off credit cards.and get a lower rate... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | cureent monthly bills $700.i have payed off most of debt , with this loan i can pay off the rest. a lower rate will mean i can pay this loan off faster |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | current lights,water,gas.rent are $700. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current credit card rates are 24% .. i am trying to get a lower rate..the amount i am asking for is my current balances.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total is $5600 at 24%.. this is why i am trying to get a lower rate... |
Which debts do you plan to pay off with this loan? | all of them.. i have 11 debt this will pay all.. |
Member Payment Dependent Notes Series 1150743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150743 |
$9,500 |
$9,500 |
6.03% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150743. Member loan 1150743 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,596 / month |
Current employer: | Natomas Unified School District | Debt-to-income ratio: | 13.71% |
Length of employment: | 6 years | Location: | Elk Grove, CA |
Home town: | |||
Current & past employers: | Natomas Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > I'm working hard to pay down my debt and would use this loan to zero out my balances on 3 moderately high interest rate credit cards. Having 1 fixed payment will allow me to pay down my debt and free up some space in my budget to offer me more flexibility.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1150805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150805 |
$10,000 |
$10,000 |
13.67% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150805. Member loan 1150805 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.02% |
Length of employment: | n/a | Location: | Santa Barbara, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,111.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan is to consolidate three high interest credit cards (Capitol One, Discover and Paypal, approx APR 20%) with an aggregate balance of $9,500. I will close these accounts upon receipt of loan. These cards were used for emergency purposes when I came down with a serious illness. I am now healthy again and trying to secure my finances. For example, I recently paid off my AmEx card that had a $5,000 balance. I have no student loans, no car payments, no mortgages, and no lines of credit. |
Member Payment Dependent Notes Series 1150834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150834 |
$7,300 |
$7,300 |
7.62% |
1.00% |
February 17, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150834. Member loan 1150834 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Chatsworth High School | Debt-to-income ratio: | 8.72% |
Length of employment: | 8 years | Location: | Reseda, CA |
Home town: | |||
Current & past employers: | Chatsworth High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1150836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150836 |
$15,000 |
$15,000 |
7.90% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150836. Member loan 1150836 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | DAYTOP VILLAGE INC | Debt-to-income ratio: | 20.73% |
Length of employment: | 1 year | Location: | OZONE PARK, NY |
Home town: | |||
Current & past employers: | DAYTOP VILLAGE INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > purchase of a house<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this loan for a refinance, lease or purchase? | purchase of a house |
Member Payment Dependent Notes Series 1150837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150837 |
$12,000 |
$12,000 |
13.99% |
1.00% |
February 21, 2012 |
February 27, 2015 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150837. Member loan 1150837 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | orange regional medical center | Debt-to-income ratio: | 23.83% |
Length of employment: | 10+ years | Location: | WESTBROOKVILLE, NY |
Home town: | |||
Current & past employers: | orange regional medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/13/12 > consoladation<br><br> Borrower added on 02/13/12 > consolidation loan<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,930.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears $939, Macys $927, Bill me later 1436,paypal 1450, kohls 1358,jc penny 2007, HFC 2703, Best buy 664. Most are around 22-25% that is why I want to consolidate and get rid of the cards. This way I know that dept will be gone in 3 years. I have one card that is intersest free right now that I will pay off with my tax return. I also have a capital one but the intersest is lower on that card then what your offering. Your loan would help me greatly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears $939, Macys $927, Bill me later 1436,paypal 1450, kohls 1358,jc penny 2007, HFC 2703, Best buy 664. Most are around 22-25% that is why I want to consolidate and get rid of the cards. This way I know that dept will be gone in 3 years. I have one card that is intersest free right now that I will pay off with my tax return. I also have a capital one but the intersest is lower on that card then what your offering. Your loan would help me greatly. |
Which debts do you plan to pay off with this loan? | All my credit cards that have higher interest rates then the rate lendingclub has given me. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage and home equity come to about $2000 a month, which includes my taxes and house insurance. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying it down over the last couple of years and have come along way. I am trying to get rid of my debt and this loan at a lower percentage then my store credit cards will help me do it quicker. I plan on closing out these cards when I pay them off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sears $939, Macys $927, Bill me later 1436,paypal 1450, kohls 1358,jc penny 2007, HFC 2703, Best buy 664. Most are around 22-25% that is why I want to consolidate and get rid of the cards. This way I know that dept will be gone in 3 years. I have one card that is intersest free right now that I will pay off with my tax return. I also have a capital one but the intersest is lower on that card then what your offering. Your loan would help me greatly. |
What is your intended use for the loan proceeds? | I want to pay off high percentage credit cards and close the accounts. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying it down over the last couple of years and have come along way. I am trying to get rid of my debt and this loan at a lower percentage then my store credit cards will help me do it quicker. I plan on closing out these cards when I pay them off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off the high percentage cards first. |
Member Payment Dependent Notes Series 1150846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150846 |
$18,000 |
$18,000 |
13.99% |
1.00% |
February 21, 2012 |
February 27, 2017 |
February 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150846. Member loan 1150846 was requested on February 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Volusia County School Board | Debt-to-income ratio: | 19.34% |
Length of employment: | 10+ years | Location: | PORT ORANGE, FL |
Home town: | |||
Current & past employers: | Volusia County School Board | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I have never ever been late on any payment. I plan on using the funds to payoff high interest rate credit cards. I have been working in the same line of business for over 40 years. The stability of my job on a scale of 1-10 is 10.<br>
A credit bureau reported the following information about this borrower member on February 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,790.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage-$1248.57; Tax-$101.62; Insurance-$158.48; Home Equity Loan-$253; Water-$100; Lights-$220. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of credit cards is $28,000. Average interest rate is 24%. Credit cards total monthly payment is $1,000. |
Please explain the reason why you carry a large revolving credit balance. | Home Improvement, Vehicle Maintenance, Vacation, Family Emergencies. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage-$1248.57; Tax-$101.62; Insurance-$158.48; Home Equity Loan-$253; Water-$100; Lights-$220. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Pay in full all four Capital One Cards (three VISA and one MasterCard); Kennedy Space Center-VISA; CITICARD-VISA; NEA-VISA; Reward Zone-MASTERCARD; Bill-Me-Later-Revolving; Lowe's-Revolving; Sam's Club-Revolving |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of credit cards is $28,000. Average interest rate is 24%. Credit cards total monthly payment is $1,000. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage to include escrow account (tax + insurance) is $1,508.67. Light bill is $220. Water bill is approx $100. Phone, cable TV and Internet is a combined package for $175. Car insurance is $134. Life insurance is $100. Transportation cost is approx $75. Grocery and household supplies are approx $500. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Funds will be used to payoff $18,000 of a $28,000 combined credit card balance. |
Member Payment Dependent Notes Series 1150956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150956 |
$12,625 |
$12,625 |
6.03% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150956. Member loan 1150956 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Texas Department of Criminal Justice | Debt-to-income ratio: | 24.51% |
Length of employment: | 10+ years | Location: | Willis, TX |
Home town: | |||
Current & past employers: | Texas Department of Criminal Justice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > To pay off credit cards<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1150976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1150976 |
$18,000 |
$18,000 |
13.67% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1150976. Member loan 1150976 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,266 / month |
Current employer: | Dell, inc | Debt-to-income ratio: | 8.17% |
Length of employment: | 10+ years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | Dell, inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $17,728.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off Credit card bills. I have 3 cards to pay off to zero balance. The total balance of all three cards is 17K |
If you have a delinquency in the last 2 years, please explain the reason. | I have never been over 30 days delinquent for any payment. I been late to pay my credit card bill by 1 or 2 days and only twice in the last 2 years this is timing from electronic payment not deliberate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance on 3 cards is 17K. I am paying off 2 cards monthly no interest if paid off by certain date (rooms to go, credit care) balance is $2500.00 monthly payments $259.00. Citibank card balance is $15K interest rate is 29.9% monthly payment is anywhere between $600 and $700 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expense are $3626 this includes mortgage, insurance, HOA, utilities, food and credit card bills |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses related to my housing is $2013. Mortgage, insurance, taxes, HOA and utilities |
Member Payment Dependent Notes Series 1151001
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151001 |
$5,925 |
$5,925 |
7.62% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151001. Member loan 1151001 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,818 / month |
Current employer: | Southern New Hampshire Services | Debt-to-income ratio: | 12.28% |
Length of employment: | 3 years | Location: | Salem, NH |
Home town: | |||
Current & past employers: | Southern New Hampshire Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Plan to use funds to consolidate 2 high interest credit cards. <br>I have been at my job for 3 years in June 2012.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,015.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | 2 Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1: Balance: $1,500. Interest rate: 14.24%, Mo Payment: $75<br>Credit Card 2: Balance: $4,425 Interest rate: 14.1%, Mo Payment: $125 |
Member Payment Dependent Notes Series 1151020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151020 |
$35,000 |
$35,000 |
19.99% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151020. Member loan 1151020 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | better living | Debt-to-income ratio: | 17.52% |
Length of employment: | 10+ years | Location: | MONROE TOWNSHIP, NJ |
Home town: | |||
Current & past employers: | better living | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > to pay off credit cards, and to consolidate into one payment<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $32,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about 37,000.00, with total payments around 1500.00 I try to pay more when I can |
Which debts do you plan to pay off with this loan? | bank of america credit card, discover card, AAA visa card and chase mc card and nordstrom visa |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about 37,000.00, with total payments around 1500.00 I try to pay more when I can |
Please explain the reason why you carry a large revolving credit balance. | I got caught up in spending and trying to pay bills. It just got ahead of me and I just want to get back on my feet and have no debt and I think this woud help me with one low monthly payme |
Member Payment Dependent Notes Series 1151073
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151073 |
$4,200 |
$4,200 |
13.67% |
1.00% |
February 17, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151073. Member loan 1151073 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Frito-Lay | Debt-to-income ratio: | 20.90% |
Length of employment: | 6 years | Location: | SEMINOLE, FL |
Home town: | |||
Current & past employers: | Frito-Lay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Roughly $12,000 all together. Between 14-19% all credit cards |
Which debts do you plan to pay off with this loan? | The $2,200 one and split the rest between the other two. |
Please explain the reason why you carry a large revolving credit balance. | Had to open multiple accounts due to a divorce. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is now $600. I am moving to an apartment this month. Rent will be $850. Food is maybe $4-500 a month. Utilities will be less than $150. I will also have a roommate to pay half of the rent and utilities. my phone is just over $100. |
Member Payment Dependent Notes Series 1151129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151129 |
$3,500 |
$3,500 |
13.11% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151129. Member loan 1151129 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | HIGH KITCHEN | Debt-to-income ratio: | 23.36% |
Length of employment: | 3 years | Location: | GLENDALE, CA |
Home town: | |||
Current & past employers: | HIGH KITCHEN | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan proceeds will be used to pay for infertility and reproductive treatments for my wife and I. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My portion of expenses are the following:<br>Rent is $500. <br>Car payments $550<br>Insurance: $55<br>Utilities and Phone $200<br>Food and etc: $300<br>Health Insurance: $300 |
What is your intended use for the loan proceeds? | The loan proceeds will be used to pay for infertility and reproductive treatments for my wife and I. |
Member Payment Dependent Notes Series 1151139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151139 |
$10,000 |
$10,000 |
18.25% |
1.00% |
February 21, 2012 |
February 28, 2017 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151139. Member loan 1151139 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | Department of Justice | Debt-to-income ratio: | 14.62% |
Length of employment: | 7 years | Location: | RIDGEWOOD, NY |
Home town: | |||
Current & past employers: | Department of Justice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,388.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance because I was in school and had to pay for school expenses. This year I will use the extra money no longer needed for school to pay off all the credit balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - 600 a month<br>Rent - 1200 a month |
Which debts do you plan to pay off with this loan? | I plan to pay off my citibank credit card, it has the highest interest rate on it. This card was used to buy various materials for school and to help pay school tuition. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - 600 a month<br>Rent - 1200 a month |
Which debts do you plan to pay off with this loan? | I plan to pay off my citibank credit card, it has the highest interest rate on it. This card was used to buy various materials for school and to help pay school tuition. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance because I was in school and had to pay for school expenses. This year I will use the extra money no longer needed for school to pay off all the credit balances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 1200<br>Phone - 60<br>Food - 400<br>Health Insurace - 60 |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance because I was in school and had to pay for school expenses. This year I will use the extra money no longer needed for school to pay off all the credit balances. |
Which debts do you plan to pay off with this loan? | I plan to pay off my citibank credit card, it has the highest interest rate on it. This card was used to buy various materials for school and to help pay school tuition. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - 600 a month<br>Rent - 1200 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - 600 a month<br>Rent - 1200 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - 600 a month<br>Rent - 1200 a month |
Member Payment Dependent Notes Series 1151228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151228 |
$4,000 |
$4,000 |
12.12% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151228. Member loan 1151228 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Elite Community Services | Debt-to-income ratio: | 8.30% |
Length of employment: | < 1 year | Location: | ELOY, AZ |
Home town: | |||
Current & past employers: | Elite Community Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I would like to obtain the loan to consolidate debt. Consolidation of the debt will reduce my monthly expenses considerably. This monthly savings will help me repay my loan to Lending Club<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $13,823.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have two main credit balances. The main credit card balance I have paid in full every month and will do so again this month. The other credit card is a line of credit taken for an investment. This line of credit must be paid in full by June 2012 to have no interest. A small retirement package has matured and will be used to pay this credit line in full by then. The other credit balances are my daughter's. We are helping her after she lost her job. This is why we need Lending Club. |
Which debts do you plan to pay off with this loan? | The debts to be repaid from this loan are my daughter's. We are helping her after her job was suddenly terminated. She is working part time, but does not make enough to pay her rent, food and necessary daily expenses, plus the debts she incurred when working and believing her job was secure. To consolidate these debts will reduce her expenses and reduce the mount she needs from me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses for my household are around $2500.00 per month. |
What is your intended use for the loan proceeds? | To reduce monthly payments of credit balances by consolidating debts into one smaller payment. |
Which debts do you plan to pay off with this loan? | The debts to be repaid from this loan are my daughter's. We are helping her after her job was suddenly terminated. She is working part time, but does not make enough to pay her rent, food and necessary daily expenses, plus the debts she incurred when working and believing her job was secure. To consolidate these debts will reduce her expenses and reduce the mount she needs from me. |
Member Payment Dependent Notes Series 1151244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151244 |
$7,650 |
$7,650 |
6.62% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151244. Member loan 1151244 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,333 / month |
Current employer: | E and E market | Debt-to-income ratio: | 3.90% |
Length of employment: | 4 years | Location: | columbus, OH |
Home town: | |||
Current & past employers: | E and E market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,714.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | home improvement |
Member Payment Dependent Notes Series 1151290
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151290 |
$3,600 |
$3,600 |
13.67% |
1.00% |
February 15, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151290. Member loan 1151290 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | J. Paul Getty Trust | Debt-to-income ratio: | 14.51% |
Length of employment: | 9 years | Location: | Palmdale, CA |
Home town: | |||
Current & past employers: | J. Paul Getty Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > To get a lower interest rate of credit card used to repair Heating/Cooling unit.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,729.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Home Depot credit card at 25.99% used to replace Heating and Cooling unit. |
Which debts do you plan to pay off with this loan? | Home Depot credit card at 25.99% used to replace Heating and Cooling unit. |
Which debts do you plan to pay off with this loan? | Home Depot credit card at 25.99% used to replace Heating and Cooling unit. |
Which debts do you plan to pay off with this loan? | Home Depot credit card at 25.99% used to replace Heating and Cooling unit. |
Member Payment Dependent Notes Series 1151354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151354 |
$12,000 |
$12,000 |
18.55% |
1.00% |
February 17, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151354. Member loan 1151354 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Kenny Construction | Debt-to-income ratio: | 8.93% |
Length of employment: | 6 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Kenny Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > I have been paying for high interest credit cards for too long. I'm very eager to stop paying the banks 29% interest rate and getting rid of the credit cards.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is currently at $15,226 with a monthly payments at $636.00. This will consolidate most of that debt into a single payment each month. Like I said this debt is mostly on high interest credit cards. This loan will save me around $163 montly and will allow me to pay off the debt much faster. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don't have a car payment my other living expenses are around $1200-1400 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a chase Card 8,500 at 29.99% which 300-320 a month and the rest are balances that are much much lower and rates are around 23% with high fees totaling another 300 a month. I don't have any other debts such as student loans or car payments. I got a substanital raise last month so it was much more difficult to reduce the debt before. |
Which debts do you plan to pay off with this loan? | I will pay off my chase card which is the majority of the debt I'm trying to restructure. I have 3 other cards that I will also payoff. |
Please explain the reason why you carry a large revolving credit balance. | I had some major medical costs that needed to paid for that were unexpected expenditures. The credit cards immediately raised the interest rates making paying them down very difficult. I will use this loan to pay off the highest balance cards. |
Member Payment Dependent Notes Series 1151578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151578 |
$10,000 |
$10,000 |
13.67% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151578. Member loan 1151578 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,417 / month |
Current employer: | Heritage Properties | Debt-to-income ratio: | 23.71% |
Length of employment: | 8 years | Location: | Smyrna, GA |
Home town: | |||
Current & past employers: | Heritage Properties | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > Like to consolidate all my credit cards into just one payment, I pay always on time and more than minimum<br><br> Borrower added on 02/14/12 > I would like to pay all my credit cards as so I just have one bill. I always pay on time and more than the minimum<br><br> Borrower added on 02/19/12 > Please give me the opportunity I know that you won't regret it I'm good paying customer I have a steady job and above anything I always alway pay on time<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | It started when I got audited from IRS because a lot of errors from the person that used to do my taxes, so I borrow here and there not thinking that even I can pay is just inconvenience to keep track of all the bill so what I am doing as soon I pay one credit card I shre<br>D that card and move on to pay the next one,but if I can consolidate all of them and pay just one bill it will be faster |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 18 percent I owe about 7000 all together |
Member Payment Dependent Notes Series 1151583
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151583 |
$10,000 |
$10,000 |
13.11% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151583. Member loan 1151583 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | National Recovery Bureau, Inc | Debt-to-income ratio: | 8.74% |
Length of employment: | 10+ years | Location: | PRINEVILLE, OR |
Home town: | |||
Current & past employers: | National Recovery Bureau, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > debt consolidation to raise my credit score. Will be purchasing another home within a couple years<br><br> Borrower added on 02/15/12 > 2012 debt consolidation<br><br> Borrower added on 02/15/12 > I need 179 more investors lol....Not sure how this works but I'm well worth more then $50 bucks an investor :~)<br><br> Borrower added on 02/15/12 > A couple credit cards left: Home Depot balance $4,500 29% interest. In 2006, paid $244,000 owe $159,000 another 100k in cash improvements: barn, 30x60 shop, sprinklers, greenhouse, raised garden, etc. Paid & closed the line of credit. Co-x on student loan which is almost paid too.<br><br> Borrower added on 02/16/12 > Very interested in transfering my retirement account to Lending Club. It will be nice to earn up to 6% instead of steadily declining.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $12,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | home improvement credit card $4,500 29% I pay $300 per month, Discover $3,500 18% I pay $120, Chase $1900 21% I pay $250. I always pay more then min payment. Line of credit paid and closed in 08 |
Which debts do you plan to pay off with this loan? | Home Depot $4500, Chase $2300 & Discover $2,800. The Chase acc will be closed. My large home improvements are complete so there will be no revolving balance. I will be moving to Salem, Or in less then 3 yrs and would like 4% interest on the new home. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | home improvement credit card $4,500 29% I pay $300 per month, Discover $3,500 18% I pay $120, Chase $1900 21% I pay $250. I always pay more then min payment. Line of credit paid and closed in 08 |
Which debts do you plan to pay off with this loan? | high interest credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1060, utilities $150 (rural), insurance, vehicle & phone paid by employer, credit cards min about $300 but I pay $600. Grow most of our food so maybe $200. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Line of credit was paid off and closed 4 yrs ago. Taxes are $1,200 per yr (rural). Own (no mortgage) additional properties |
Member Payment Dependent Notes Series 1151778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151778 |
$5,000 |
$5,000 |
15.81% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151778. Member loan 1151778 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Under Armour | Debt-to-income ratio: | 8.11% |
Length of employment: | < 1 year | Location: | Pasadena, MD |
Home town: | |||
Current & past employers: | Under Armour | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > Thank you all for your investments so far, this will be so very helpful to me and my family as we transition into our first home.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1151906
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1151906 |
$7,000 |
$7,000 |
18.25% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1151906. Member loan 1151906 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Residence inn Marriott | Debt-to-income ratio: | 10.83% |
Length of employment: | 5 years | Location: | HYATTSVILLE, MD |
Home town: | |||
Current & past employers: | Residence inn Marriott | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/14/12 > This loan is just to consolidate my credit card debt and others. This wiil<br>allow me to focus on one payment at a little lower rate and get rid of my debt faster.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1152078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152078 |
$8,000 |
$8,000 |
15.81% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152078. Member loan 1152078 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Crothall | Debt-to-income ratio: | 19.57% |
Length of employment: | 10+ years | Location: | Pismo Beach, CA |
Home town: | |||
Current & past employers: | Crothall | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > My loan is called freedom because it will allow me a peace of mind.<br>I have worked in EVS field for the last 10 years. Just need to consolidate this debt into one monthly payment this would bring me so much FREEDOM and probably a well deserved night of sleep.<br>
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $6,877.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | 109 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1152173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152173 |
$6,000 |
$6,000 |
10.74% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152173. Member loan 1152173 was requested on February 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | 13th Ave Auto Repair | Debt-to-income ratio: | 4.27% |
Length of employment: | 9 years | Location: | Moorhead, MN |
Home town: | |||
Current & past employers: | 13th Ave Auto Repair | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $4,544.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | 65 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | When I was younger i had a roomate that shared a house that we were renting. He paid the bills to the property owner, and i would give him my portion of the rent. Near the end of our lease he stopped paying the property owner, but still took my portion of the rent. At the end of our lease my roomate moved out of the state & changed his phone number. The land owner held me responsible for the past due rent. It took a little time but i was able to get this debt paid back to the landowner. |
Member Payment Dependent Notes Series 1152229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152229 |
$10,000 |
$10,000 |
6.62% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152229. Member loan 1152229 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Lockheed Martin Aeronautics | Debt-to-income ratio: | 15.76% |
Length of employment: | 3 years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Lockheed Martin Aeronautics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > Loan to pay-off current auto loan and reduce interest rate.<br>
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay-off existing car loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses, including mortgage, car insurance, utilities, etc. amount to approx. $1000, as I just paid off a small loan, another car loan, home insurance and taxes is paid annually. |
Member Payment Dependent Notes Series 1152380
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152380 |
$14,400 |
$14,400 |
10.74% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152380. Member loan 1152380 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Amica Mutual Insurance Compay | Debt-to-income ratio: | 14.12% |
Length of employment: | 10+ years | Location: | BRISTOL, CT |
Home town: | |||
Current & past employers: | Amica Mutual Insurance Compay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > Just looking to pay off my credit cards and shred them when paid.<br><br> Borrower added on 02/17/12 > Just looking to pay off my credit cards and shred them when paid.<br>
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have 2 cards in total. Both are visa. The outstanding amount on the first card is $10,969, the min due is $286, and interest rate 19.24%. The second card has a balance of $5138, a min amt due of $110, and an interest rate of 13.24%. My plan is to pay the higher interest card in full and to pay off as much of the lower interest card as much as possible. |
Please explain the reason why you carry a large revolving credit balance. | Had to finance my mom's funeral and it snowballed a little from there... |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $1000 each month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | About $1000 each month. |
Member Payment Dependent Notes Series 1152407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152407 |
$4,200 |
$4,200 |
8.90% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152407. Member loan 1152407 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,005 / month |
Current employer: | Miami County | Debt-to-income ratio: | 17.58% |
Length of employment: | 9 years | Location: | OSAWATOMIE, KS |
Home town: | |||
Current & past employers: | Miami County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,669.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 open credit balances, balance of $2200 on the first with rate of 26% and the second has a balance of $6300 with a rate of 18%. Other monthly payments include $369 for auto loan and monthly expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $600, phone is $100, insurance is $93, food and utilities and included with rent |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 open credit balances, balance of $2200 on the first with rate of 26% and the second has a balance of $6300 with a rate of 18%. Other monthly payments include $369 for auto loan and monthly expenses. |
Member Payment Dependent Notes Series 1152521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152521 |
$4,000 |
$4,000 |
12.12% |
1.00% |
February 21, 2012 |
February 28, 2017 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152521. Member loan 1152521 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Tulley | Debt-to-income ratio: | 12.18% |
Length of employment: | 7 years | Location: | Deering, NH |
Home town: | |||
Current & past employers: | Tulley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $59,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1152700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152700 |
$3,200 |
$3,200 |
7.90% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152700. Member loan 1152700 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | Charleston Area Medical Center | Debt-to-income ratio: | 13.92% |
Length of employment: | 2 years | Location: | Charleston, WV |
Home town: | |||
Current & past employers: | Charleston Area Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/21/12 > To pay off credit cards! (Capital One, Chase, US Bank)<br>
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,732.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1152717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152717 |
$5,000 |
$5,000 |
6.03% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152717. Member loan 1152717 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | American Medical Systems | Debt-to-income ratio: | 9.22% |
Length of employment: | 3 years | Location: | Shakopee, MN |
Home town: | |||
Current & past employers: | American Medical Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > This is my second loan through LendingClub. Thank you all for your support.<br>
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3600-3800. Thank you for your support. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Our mortgage (principal + intrest) and taxes are in one month paymet (around $1900) and we pay State Farm around $100 a month for property insurance. Our property insurance is paid twice a year from our mortgage company. Thank you for your support. |
Member Payment Dependent Notes Series 1152764
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152764 |
$2,650 |
$2,650 |
7.90% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152764. Member loan 1152764 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,650 / month |
Current employer: | Manatt, Phelps & Phillips, LLP | Debt-to-income ratio: | 13.22% |
Length of employment: | 7 years | Location: | Santa Monica, CA |
Home town: | |||
Current & past employers: | Manatt, Phelps & Phillips, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,639.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | 94 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rent $1,550; student loans $582; credit cards $80 (highest APR 3.9%) |
Member Payment Dependent Notes Series 1152770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1152770 |
$5,000 |
$5,000 |
12.12% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1152770. Member loan 1152770 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,100 / month |
Current employer: | McNeilus Steel, Inc | Debt-to-income ratio: | 21.78% |
Length of employment: | 10+ years | Location: | Mantorville, MN |
Home town: | |||
Current & past employers: | McNeilus Steel, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $5,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car loan - $8697.83 pmt of $380, signature loan - $5082.42 pmt of $190, capital one card - $680 pmt of $50, discover card - $1550.66 pmt of $46, first premiere card - $363.44 pmt of $50, first premiere card - $309.12 pmt of $50, orchard bank card - $325.38 pmt of $40. My name is on the title for a mortgage but have signed a quit deed claim and have no responsibility for the pmts on the house. |
If you have a delinquency in the last 2 years, please explain the reason. | Don't believe I have had a delinquency |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Answered this earlier, was it received? |
Which debts do you plan to pay off with this loan? | All credit card debts and a portion of the signature loan. |
Please explain the reason why you carry a large revolving credit balance. | Went through a recent divorce, trying to get back on my feet. Recently put braces on my daughter as well. |
Which debts do you plan to pay off with this loan? | All credit card debts and a portion of the signature loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $750.00<br>Insurance - $360.00 every 6 months<br>Utilities - $250.00 per month<br>Food - $150.00 month<br>Transportation - $120.00 month |
Member Payment Dependent Notes Series 1153010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153010 |
$3,250 |
$3,250 |
6.62% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153010. Member loan 1153010 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | Wolverine Tube | Debt-to-income ratio: | 8.15% |
Length of employment: | 5 years | Location: | Shawnee, OK |
Home town: | |||
Current & past employers: | Wolverine Tube | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > Replacing the privacy fence (approx 160ft) surrounding my property.<br>
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am replacing the privacy fence surrounding my property |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $850<br>Utilities range from $100 to $350 depending on time of year <br>Phone/Internet runs about $170<br>Transportation I Own my own car, drive 10 miles total a day for work. <br>Food is Approx $100 a week. <br>Total household income, approx $90000 |
Member Payment Dependent Notes Series 1153035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153035 |
$4,000 |
$4,000 |
6.03% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153035. Member loan 1153035 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Prudential California Realty | Debt-to-income ratio: | 5.77% |
Length of employment: | 3 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Prudential California Realty | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > I am an employed profesional, with a credit score of 805. I always pay my bills on time, and I approach my finances very responsibly. I am relocating for work in Spring 2012. I am moving from San Diego to New York City. I would like to use this loan as extra security during my move.<br>
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am requesting a Lending Club Loan for use as emergency cash during my relocation from San Diego to New York City, in Spring 2012. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am requesting a Lending Club Loan for use as emergency cash during my relocation from San Diego to New York City, in Spring 2012. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am requesting a Lending Club Loan for use as emergency cash during my relocation from San Diego to New York City, in Spring 2012. |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | My current monthly expenses (excluding personal savings deposits and ROTH IRA contributions) are $2700 Dollars. My current net income is $3200 dollars. |
Member Payment Dependent Notes Series 1153163
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153163 |
$3,000 |
$3,000 |
6.03% |
1.00% |
February 21, 2012 |
February 28, 2015 |
February 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153163. Member loan 1153163 was requested on February 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Accede Mold & Tool | Debt-to-income ratio: | 23.21% |
Length of employment: | 10+ years | Location: | Newark, NY |
Home town: | |||
Current & past employers: | Accede Mold & Tool | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/15/12 > atv<br>
A credit bureau reported the following information about this borrower member on February 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1153513
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153513 |
$7,000 |
$7,000 |
7.62% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153513. Member loan 1153513 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,021 / month |
Current employer: | Samaritan Medical Center | Debt-to-income ratio: | 12.85% |
Length of employment: | 10+ years | Location: | Fishers Landing, NY |
Home town: | |||
Current & past employers: | Samaritan Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > I am looking to consolidate some credit card debt as I have incurred some extra debt in a recent move. I have good credit and have been gainfully employed at the same place for 28 years<br>
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 1600.00 |
Member Payment Dependent Notes Series 1153747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153747 |
$6,400 |
$6,400 |
15.81% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153747. Member loan 1153747 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,250 / month |
Current employer: | Surescripts | Debt-to-income ratio: | 9.57% |
Length of employment: | 3 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Surescripts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | n/a | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I am updating and repairing two bathrooms. The work has already started but I would like to be able to pay the money back over time versus using my savings.<br>Thanks, |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The house does not have a mortgage. I can afford to pay $2k per month for the renovations that are being completed. |
If you have a delinquency in the last 2 years, please explain the reason. | I was late on a student loan payment in September of 2010. I was out of the country and thought that I had taken care of it before I left. I did not miss any other payments that month and have never missed any payments since. |
If you have a delinquency in the last 2 years, please explain the reason. | I was late on a student loan payment in September of 2010. I was out of the country and thought that I had taken care of it before I left. I did not miss any other payments that month and have never missed any payments since. |
Is the improvement to your primary residence or an investment property? | Primary residence,<br><br>Thanks, <br>Rob |
Member Payment Dependent Notes Series 1153863
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153863 |
$6,000 |
$6,000 |
16.29% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153863. Member loan 1153863 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Peformance Freight Systems | Debt-to-income ratio: | 12.10% |
Length of employment: | 3 years | Location: | Milwaukee, WI |
Home town: | |||
Current & past employers: | Peformance Freight Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/17/12 > Just trying to consolidate credit cards. I have faithfully made 18 months worth of payments on my previous lending club loan, and will do the same on this one.<br>
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $4,662.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | This list includes mine and my wife's<br><br>Card Balance APR Minimum<br>Mastercard 2500 25 80<br>Mastercard 750 25 30<br>Paypal 350 27 25<br>Paypal 200 22 20<br>Speedway 600 21 120<br>Speedway 400 21 75<br>Walmart 700 23 30<br>Discover 700 23 25 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Before this loan, all credit cards and my other Lending Club loan (which I've faithfully made timely payments for 18 months on) about $620. With this loan, the monthly payments will go down to about $500. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency in the last 2 years. There is a mistaken medical bill on my credit report that is in dispute that I know will come off my credit report because they improperly billed the insurance company. My credit report is hurt by late payments in 2008 when my wife and I were both jobless. I now have a very steady and secure job of 3 years. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | This list includes mine and my wife's<br><br>Card Balance APR Minimum<br>Mastercard 2500 25 80<br>Mastercard 750 25 30<br>Paypal 350 27 25<br>Paypal 200 22 20<br>Speedway 600 21 120<br>Speedway 400 21 75<br>Walmart 700 23 30<br>Discover 700 23 25 |
Member Payment Dependent Notes Series 1153869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1153869 |
$15,000 |
$15,000 |
7.90% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1153869. Member loan 1153869 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | WR Grace | Debt-to-income ratio: | 4.50% |
Length of employment: | 10+ years | Location: | Lake Charles, LA |
Home town: | |||
Current & past employers: | WR Grace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > To pay off my BOA credit card<br>
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 70000 dollars on my house. My mortgage is $911 per month and my credit card runs about $250. The interest rate on my mortgage is 5.75 and I owe about $15000 on my credit card |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $911 and that includes taxes and insurance. My utilities no ally run about $150 |
Member Payment Dependent Notes Series 1154078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1154078 |
$6,000 |
$6,000 |
18.55% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1154078. Member loan 1154078 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | rogosin institute | Debt-to-income ratio: | 24.53% |
Length of employment: | 9 years | Location: | WOODSIDE, NY |
Home town: | |||
Current & past employers: | rogosin institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,442.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1154250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1154250 |
$2,200 |
$2,200 |
7.90% |
1.00% |
February 21, 2012 |
March 1, 2015 |
March 1, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1154250. Member loan 1154250 was requested on February 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Publix Supermarket, Inc. | Debt-to-income ratio: | 11.73% |
Length of employment: | 5 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Publix Supermarket, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 02/16/12 > Getting this loan to pay off any outstanding credit balances incurred by moving out of state. This loan is really more of a retroactive moving expense loan. I work a steady, full-time job with benefits and bonuses as well as stock allowances. Payment in full will not be a problem. Thank you.<br><br> Borrower added on 02/17/12 > Not to mention this would be my 5th or 6th loan from LendingClub that I would have taken out and paid back fully, never with a missed payment. LendingClub and its investors are great!<br>
A credit bureau reported the following information about this borrower member on February 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I make $1600 gross plus $400 from a real estate operation I am involved in. My costs in total for those listed in the questions are definitely under $150/week. I basically live for free because I rent out the other two rooms in my apartment to cover the lease totally. All I eat is cooked at home so I never pay for overpriced food outside. I spend less than $25/week on gas. Just looking to get this loan to cover my recent moving expenses that were a little above what I expected/saved up for. |
Prospectus Supplement (Sales Report) No. 27 dated February 21, 2012