0001409970-11-001484.txt : 20111228 0001409970-11-001484.hdr.sgml : 20111228 20111227195716 ACCESSION NUMBER: 0001409970-11-001484 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20111228 DATE AS OF CHANGE: 20111227 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 111282855 BUSINESS ADDRESS: STREET 1: 71 STEVENSON ST. STREET 2: 3RD FL. CITY: SAN FRANCISCO STATE: CA ZIP: 94115 BUSINESS PHONE: 415-632-5666 MAIL ADDRESS: STREET 1: 71 STEVENSON ST. STREET 2: 3RD FL. CITY: SAN FRANCISCO STATE: CA ZIP: 94115 424B3 1 salessup_20111227.htm Prospectus Supplement (Sales Report) No. 19

Prospectus Supplement (Sales Report) No. 19 dated December 27, 2011

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 984879

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

984879

$18,500

$13,250

11.71%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 984879. Member loan 984879 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Cisco System Inc. Debt-to-income ratio: 0.72%
Length of employment: 2 years Location: Mountain View, CA
       
Home town:
Current & past employers: Cisco System Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/16/11 > Making a investment in a property. Getting it for really less and hopefully worth an investment and should appreciate in near future.<br>

 

A credit bureau reported the following information about this borrower member on November 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,149.00 Public Records On File: 0
Revolving Line Utilization: 10.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hello Sir,<br>I am buying a property.<br>Thank you <br>Jai
What are you buying?Hello Sir,<br>I am buying a property.<br>Thank you <br>Jai
Please explain the reason why you carry a large revolving credit balance.Hello Sir,<br>I was saving it for buying a property.<br>Thank you <br>Jai
What is your intended use for the loan proceeds?Hello Sir,<br>I am buying a property.<br>Thank you <br>Jai

 


 

 

 

Member Payment Dependent Notes Series 988402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

988402

$18,500

$15,775

10.65%

1.00%

December 23, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 988402. Member loan 988402 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: CNMI Government Debt-to-income ratio: 26.34%
Length of employment: 10+ years Location: Saipan, MP-USA, HI
       
Home town:
Current & past employers: CNMI Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > This is the type of chance I have been dreaming off. With this loan I will be able to pay-off two loans that total $870 monthly payment versus this loan of $540 per month, realizing $330 in extra savings. I definitely can make this loan payment with ease. <br> Borrower added on 12/09/11 > Thank you Lending Club.<br> Borrower added on 12/10/11 > Additionally, this loan will help me have a piece of mind to be able to sustain the rise in cost of living, commodities and fuel prices coupled with a declining economy. The $330 savings per month will help balance my expenses and focus on my family needs. <br> Borrower added on 12/14/11 > Appreciate the investments thus far and thank you for believing in me. Your trust is sincere to me. Again, thank you Lending Club Members.<br><br> Borrower added on 12/19/11 > I am humbled by your show of support in my time of need and I thank you all. Happy Holidays.<br><br> Borrower added on 12/21/11 > I am confident that your return on investment will prosper as I am committed in making that happen by consistently making timely monthly payments on this loan. Again, thank you all Lending Club Members.<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I own 2 properties on equity and 1 on mortgage. My mortgage is $421 per month and will be paid off in 3 years. My utilities range from $150 - $200 per month, insurance $389 per month and taxes $42 per month on gross receipts.
Which debts do you plan to pay off with this loan?My personal loan of $10,000 balance at $530 per month and my car loan of $12,500 balance at $342 per month. Total monthly is $872.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1. Credit Cards $0.00 balance<br>2. Student Loan $0.00 balance this is Deferred<br>3. Mortgage $15,000 balance at 4.5% at $421 per month<br>4. Line of Credit - None -

 


 

 

 

Member Payment Dependent Notes Series 1011430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011430

$24,000

$24,000

8.90%

1.00%

December 22, 2011

December 19, 2014

December 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011430. Member loan 1011430 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Harris Computer Debt-to-income ratio: 1.77%
Length of employment: 2 years Location: Murchison, TX
       
Home town:
Current & past employers: Harris Computer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/05/11 > As you will see by my credit score, I have never forfeited nor even been late in repaying a loan. I am very thankful to have 20+ years’ experience in a field (IT) that offers many opportunities even during challenging economic times. I have recently bought a home (for much less than I was approved to spend) and plan to use the loan proceeds to build a detached garage / shop.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,132.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I travel quite a bit for business and pay for my expenses out of my own pocket. My company reimburses me for these expenses but it takes 30-45 days and sometimes longer depending on when I turn in my expense reports. I actually have enough money in my checking account to pay off the balance on the credit card. I was just hanging onto the cash while I explored financing options in case I need it for a short term stop gap while building my garage/shop.
Is the improvement to your primary residence or an investment property?The improvement is to my primary residence.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).476.30 Principal & Interest<br>197.38 Insurance<br>100.00 Taxes<br>773.68 Total
What is the estimated current market value of your home?$95,000
What is the home improvement project you are planning?I'm building a detached garage / shop.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses are approximately $1755. Itemized list below:<br>Mortgage 775<br>Phone (cell and landline) & Internet 250<br>Electric 150<br>Water 60<br>Car Insurance 70<br>Food 350<br>Gasoline 100

 


 

 

 

Member Payment Dependent Notes Series 1023566

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1023566

$26,400

$16,725

14.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1023566. Member loan 1023566 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Actelion PHarmaceuticals US Inc Debt-to-income ratio: 3.23%
Length of employment: < 1 year Location: greensboro, NC
       
Home town:
Current & past employers: Actelion PHarmaceuticals US Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/19/11 > This loan is intended to cover up front payment of closing costs and some minor update work on the home being purchased. As part of my relocation package half this amount will be reimbursed at the beginning of next year post closing.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 55
Revolving Credit Balance: $15,527.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To help cover payment of closing costs and some minor repairs on the home.

 


 

 

 

Member Payment Dependent Notes Series 1032863

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1032863

$12,000

$12,000

12.69%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1032863. Member loan 1032863 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Wells Fargo Insurance Services USA, Inc. Debt-to-income ratio: 20.67%
Length of employment: 10+ years Location: GARDENA, CA
       
Home town:
Current & past employers: Wells Fargo Insurance Services USA, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > In need of a Loan to pay off credit cards, to have a fresh start for the new year.<br>

 

A credit bureau reported the following information about this borrower member on November 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 25
Revolving Credit Balance: $23,888.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase - $1,171.74 -$25.00 - 13.25%<br>Ann Taylor - $1,995.18 - $70.00 - 24.99%<br>Macy's - 802.49 - $27.00 - 24.50%<br>Nordstrom - $3016.06 - $91.00 -7.90% -10.90%
Which debts do you plan to pay off with this loan?Credit Cards: Chase, Macy's, Nordstrom, Ann Taylor

 


 

 

 

Member Payment Dependent Notes Series 1035800

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1035800

$20,000

$16,925

14.65%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1035800. Member loan 1035800 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Macy's Debt-to-income ratio: 16.51%
Length of employment: 10+ years Location: Valencia, CA
       
Home town:
Current & past employers: Macy's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,513.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?MasterCard- $10.2k (13%), $289/mo<br>Visa- $5.1k (11%), $200/mo<br>Macy's- $6.6k (21%), $615/mo<br>Best Buy- $460 (18%), $20/mo
What is your intended use for the loan proceeds?Consolidation. With the several different accounts, I have relatively steep minimums making my overall payments relatively challenging each month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $3,000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $3,000.
Please explain the reason why you carry a large revolving credit balance.It was for one specific item. Using the revolving credit gave me a better deal at the time.
Which debts do you plan to pay off with this loan?I plan to pay off my revolving credit card along with as much as I can of the MC / Visa debt.
If you have a delinquency in the last 2 years, please explain the reason.I don't have any.
If you have a public record on file, please briefly explain the event and its resolution.I don't have any public recrd on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$2,500
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is strictly for debt consolidation, in an effort to lower what my overall minimum payment will be.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is strictly for debt consolidation, in an effort to lower what my overall minimum payment will be.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$2,500

 


 

 

 

Member Payment Dependent Notes Series 1039993

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1039993

$15,000

$15,000

11.71%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1039993. Member loan 1039993 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: BlueCross BlueShield of TN Debt-to-income ratio: 26.48%
Length of employment: 10+ years Location: BRYANT, AL
       
Home town:
Current & past employers: BlueCross BlueShield of TN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/19/11 > phone bill - 102.74 monthly, taxes - 375.00 yearly<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,982.00 Public Records On File: 0
Revolving Line Utilization: 67.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card - balance $11,147 - pay $300 monthly, small loan $4,000 - 7.85% - pay $216. monthly
Which debts do you plan to pay off with this loan?credit card and small loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation - carpool - 20 month, phone 102.74 month, food - 150 month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?phone bill is 102.74 and insurance is 374.00 yearly. These are the only housing items that I am responsible for.
Please explain the reason why you carry a large revolving credit balance.please explain what you mean by revolving credit balance. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1040053

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1040053

$10,800

$10,800

16.77%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1040053. Member loan 1040053 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: Texas A&M University Debt-to-income ratio: 11.22%
Length of employment: 2 years Location: COLLEGE STATION, TX
       
Home town:
Current & past employers: Texas A&M University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 40
Revolving Credit Balance: $9,952.00 Public Records On File: 0
Revolving Line Utilization: 64.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?~ $1000.00 (including credit card minimum payments)
Which debts do you plan to pay off with this loan?My credit cards (two citi cards, one chase and one capital one).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi cards:<br>1. Balance: $2119.36 @ 9.9% (min payment ~ $40.00)<br>2. Balance: $5300.43 @ 14.99% (min payment ~ $110.00)<br>Chase card: <br>3. Balance: $1017.70 @9.24% (min payment ~ $20.00)<br>CapitalOne card:<br>4. Balance: $1425.91 @20.09% (min payment ~ $50.00)
Please explain the reason why you carry a large revolving credit balance.Right after graduating from my undergraduate degree, I came to graduate school. I am working on my Ph.D. in biomedical engineering. My parents stopped helping me before my undergraduate degree began, so in order to make ends meet I've had to use my credit cards and I have slowly incurred in an enormous debt that I wish to consolidate for the sake of my credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi cards:<br>1. Balance: $2119.36 @ 9.9% (min payment ~ $40.00)<br>2. Balance: $5300.43 @ 14.99% (min payment ~ $110.00)<br>Chase card: <br>3. Balance: $1017.70 @9.24% (min payment ~ $20.00)<br>CapitalOne card:<br>4. Balance: $1425.91 @20.09% (min payment ~ $50.00)
Please explain the reason why you carry a large revolving credit balance.Right after graduating from my undergraduate degree, I came to graduate school. I am working on my Ph.D. in biomedical engineering. My parents stopped helping me before my undergraduate degree began, so in order to make ends meet I've had to use my credit cards and I have slowly incurred in an enormous debt that I wish to consolidate for the sake of my credit.

 


 

 

 

Member Payment Dependent Notes Series 1042427

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1042427

$8,000

$5,050

11.71%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1042427. Member loan 1042427 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: I-sys Corporation Debt-to-income ratio: 3.25%
Length of employment: 3 years Location: Roseville, CA
       
Home town:
Current & past employers: I-sys Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Boat purchase<br>

 

A credit bureau reported the following information about this borrower member on December 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 19
Revolving Credit Balance: $5,791.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1045240

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1045240

$28,625

$28,625

20.30%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1045240. Member loan 1045240 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: ARC of Rockland Debt-to-income ratio: 21.25%
Length of employment: 6 years Location: MONROE, NY
       
Home town:
Current & past employers: ARC of Rockland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/14/11 > 2- credit cards of balances of 14,000 and 9000. both carry interest rates of 19.99 and 19.88 % Payments of 378 and 277. Also of balance of 4300 with intrest rate of 12.9 payment of 160.00 of student loan.<br>

 

A credit bureau reported the following information about this borrower member on November 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,974.00 Public Records On File: 0
Revolving Line Utilization: 95.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1046204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1046204

$20,000

$20,000

13.49%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1046204. Member loan 1046204 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: The McGraw-Hill Companies Debt-to-income ratio: 17.68%
Length of employment: 1 year Location: COLUMBUS, OH
       
Home town:
Current & past employers: The McGraw-Hill Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,693.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Discover - $5,400.60, Payment - $200.00, Interest Rate - 20.99%<br>MasterCard - $3,836.77, Payment - $148.00. Interest Rate - 29.740%<br>Visa - $7,599.06, Payment - $175.00, Interest Rate - 19.99%<br>Visa - $4,508.70, Payment - $115.00, Interest Rate - 20.24%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Discover - $5,400.60, Payment - $200.00, Interest Rate - 20.99%<br>MasterCard - $3,836.77, Payment - $148.00. Interest Rate - 29.740%<br>Visa - $7,599.06, Payment - $175.00, Interest Rate - 19.99%<br>Visa - $4,508.70, Payment - $115.00, Interest Rate - 20.24%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover - $5,400.60, Payment - $200.00, Interest Rate - 20.99%<br>MasterCard - $3,836.77, Payment - $148.00. Interest Rate - 29.740%<br>Visa - $7,599.06, Payment - $175.00, Interest Rate - 19.99%<br>Visa - $4,508.70, Payment - $115.00, Interest Rate - 20.24%

 


 

 

 

Member Payment Dependent Notes Series 1047987

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1047987

$8,250

$8,250

15.96%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1047987. Member loan 1047987 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: VW of Orchard Park Debt-to-income ratio: 15.60%
Length of employment: 2 years Location: EDEN, NY
       
Home town:
Current & past employers: VW of Orchard Park
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > Using loan to finish my basement.<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 2
Revolving Credit Balance: $4,479.00 Public Records On File: 0
Revolving Line Utilization: 7.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Have not had a delinquency in the past 2 years.
If you have a delinquency in the last 2 years, please explain the reason.Have not had a delinquency in the past 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1048372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1048372

$5,375

$5,375

18.25%

1.00%

December 23, 2011

December 15, 2016

December 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1048372. Member loan 1048372 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: chromium corp. Debt-to-income ratio: 11.56%
Length of employment: 10+ years Location: cleveland, OH
       
Home town:
Current & past employers: chromium corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/01/11 > loan to payoff and down credit accounts<br> Borrower added on 12/03/11 > paydown some accounts<br>

 

A credit bureau reported the following information about this borrower member on December 1, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,368.00 Public Records On File: 0
Revolving Line Utilization: 81.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1200.00
Which debts do you plan to pay off with this loan?homedepot, tribute,verizon wireless
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?montgomery ward-800-18%-35.00-revolving,ginnys-1149-20%-50.00 revolving,tribute-230-20%-20.00 credit,homedepot-423.29-19%-20.00 credit,capitol one-730-16%-18.00 credit, fingerhut-1200-25%-60.00,direct merchants bank-4100-26%-148.00 credit,merrick bank-2100-18%-78.00 credit
Please explain the reason why you carry a large revolving credit balance.minimum payment, over stretching my budget
Please explain the reason why you carry a large revolving credit balance.minimum payment, over stretching my budget

 


 

 

 

Member Payment Dependent Notes Series 1048482

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1048482

$30,000

$18,550

20.30%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1048482. Member loan 1048482 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: waste management Debt-to-income ratio: 18.77%
Length of employment: 8 years Location: englewood, FL
       
Home town:
Current & past employers: waste management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > By consolidating i will save $150 a month instead of minimun cc payments. My job is secure for the duration of the loan our contract with the county just extended for 7 years. I also am always on time with my bills . This is a great oppurtunity for me to acheive financal freedom.<br>

 

A credit bureau reported the following information about this borrower member on November 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,788.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.had to support my family and am now stable. however by consolidation i will save money in interest and boost my credit rating

 


 

 

 

Member Payment Dependent Notes Series 1048973

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1048973

$18,000

$18,000

11.71%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1048973. Member loan 1048973 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: USAF Debt-to-income ratio: 22.03%
Length of employment: 10+ years Location: VALDOSTA, GA
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > I would like to consolidate my debt down. If i am financed for the full amount I plan on paying off my truck, my Credit Card and my personal loan. Just a little background on me. I have been working the same job for 13 years. I have a steady monthly income that does not fluctuate. I have done a budget and plan on paying extra on this loan to get out of debt. In my credit history I pay all my debts on time, there is one mark in my equifax report stating I did not pay one bill on time about 6 years ago. I just need to consolidate my bills down to one and get a lower interest rate on my credit card. <br><br> Borrower added on 12/07/11 > I would like to consolidate my debt down. If i am financed for the full amount I plan on paying off my truck, my Credit Card and my personal loan. Just a little background on me. I have been working the same job for 13 years. I have a steady income. I have done a budget and plan on paying extra on this loan to get out of debt. My credit history shows I do pay my debts on time and will continue paying them on time. I just need to consolidate my bills down to one and get a lower interest rate on my credit card. <br>

 

A credit bureau reported the following information about this borrower member on November 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,779.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1050101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1050101

$27,575

$17,350

12.69%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1050101. Member loan 1050101 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: MIT Lincoln Labs Debt-to-income ratio: 19.92%
Length of employment: < 1 year Location: Lowell, MA
       
Home town:
Current & past employers: MIT Lincoln Labs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/16/11 > Mortgage: $170407 $1221/mo 5.37%,,$29,277 $251.42/mo 8.875%<br>Auto: $4719 $124.69/mo 6%<br>Credit Cards: $4227.42 $123/mo 24.98%,,$4476.81 $141/mo 25.99%<br> $7489 $224/mo 18/%,,$9000 $170/mo 10.4%<br> $1275.75 $40/mo 11.9%,,$4866 $141/mo 11.9%<br><br> Borrower added on 12/16/11 > I am applying for this loan so that I can pay off high interest credit card debt in an effort to be debt free from credit cards within the next 5 years.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,261.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: 170,407 $1221.51/mo 5.37% and $29,277.61 $251.42/mo 8.87%<br>Auto: $4719.83 $124.69%<br>Credit Cards:4227.42 $123/mo 24.98%,, $4476.81 $141/mo 25.99%,, $7489 $224 18%,, $9000 $170/mo 10.4%, $1275 $40/mo 11.9%,, $4866.86 $141/mo 11.9%

 


 

 

 

Member Payment Dependent Notes Series 1051045

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1051045

$7,600

$7,600

16.77%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1051045. Member loan 1051045 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: United Parcel Service Debt-to-income ratio: 6.29%
Length of employment: 5 years Location: Watertown, SD
       
Home town:
Current & past employers: United Parcel Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > Dear Investors,<br>I would like to say thank you to all the investors interested in making this loan possible. I still would like to have the $7600.00 indicated in my account. The purpose of the loan is to procure added product and to help with small expansion at my greenhouse. I have a rotating account that provides enough for my normal expenses but would like to have additional funds for the year. Beginning January 1, 2012 I will start propagating our seeds and will grow the plants until April when we will open our store and start our selling season. During April, May, and June I sell 60k +. At the end of the season I pay back the loans I accumulate. I will have four employees working until the end of June or until we sell out. I appreciate the current investors and hope that I can reach my goal of the full loan amount. <br><br>Sincere Thanks<br><br><br> Borrower added on 12/14/11 > Recently an investor requested that I answer a question but when I follow the link log into the account and come to the question page there is no question posted. If an investor recently asked a question I would like to give a reply. Please submit again. If any other questions from investors please let me know. Again I would like to let investors know what purpose this loan serves. <br>1. We are adding and employee this years Approx cost $2475.<br>2. We need funding for an urban renewal project for our city. Approx. cost $2800.<br>3. We are adding extra product this year because of demand. Approx. cost $2500. This is the cost of extra seeds.<br>4. We are looking to add a hand held seeder this years which will help us increase our productivity. Approx. Cost $1000. <br>Total cost is $8775. This a scaled down version and depending on the funding we may have to scale down further but again thank you so much for investing in our business.<br>

 

A credit bureau reported the following information about this borrower member on December 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 68
Revolving Credit Balance: $8,646.00 Public Records On File: 1
Revolving Line Utilization: 40.60% Months Since Last Record: 83
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have a greenhouse business and am looking for working capital. I order seeds, plants, equipment, payroll and utilities. I have been in business since January 1994 and am expanding this year. I usually have and anual sales of approximately $60000.00 so I pay the loans off after conducting sales business which last from April to July. Projected over head is approximately $35000.00. I have funding for a portion of overhead amount but not all. Thank you for your interest.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I own my house. I have rental property, also. I owe 98k on the rental which has a house and 5 acres of land. Basically it pays for itself. I have line of credit at a local bank for 12k but due to expansion am seeking more funding. With the greenhouse and my home I pay between 3-4k per year. I have business, house, and personal insurance that is about $200.00 a month. Varied taxes come to 7-10k per year. Thank you for your interest. Please let me know if you need more information
What type of business are you starting?Have already been in business since January of 2004 but are expanding operations this year. I have a greenhouse business which sell 80k to 100k plants per year.
Please describe your experience/familiarity with the business you are starting/started?I have been in the greenhouse business 2004. I grow much of my own products on site and have had a moderately successful business. I have experience in all aspects of the business including: Payroll, taxes, ordering, managing, marketing, care, and expansions. Thank you for your interest. Please let me know if you have any more questions.
What is your intended use for the loan proceeds?I have a greenhouse business and am looking for working capital. I order seeds, plants, equipment, payroll and utilities. I have been in business since January 1994 and am expanding this year. I usually have and anual sales of approximately $60000.00 so I pay the loans off after conducting sales business which last from April to July. Projected over head is approximately $35000.00. I have funding for a portion of overhead amount but not all. Thank you for your interest.
If you have a public record on file, please briefly explain the event and its resolution.I don't have a judgement on my credit report but several years ago I did. At that time my husband had become injured and unable to work for approx a year. Our insurance did not cover as much as we had hope so it took us a couple of years to pay everything off. Nothing that we owed went unpaid.

 


 

 

 

Member Payment Dependent Notes Series 1051953

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1051953

$10,000

$8,650

12.42%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1051953. Member loan 1051953 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,528 / month
Current employer: Adams County Human Services Department Debt-to-income ratio: 10.18%
Length of employment: 2 years Location: Denver, CO
       
Home town:
Current & past employers: Adams County Human Services Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > This is for start-up money for a new non-profit in Colorado working to rescue girls from child prostitution. Thank you for your support!<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,682.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have worked in this and related fields for over a decade, and my internship for my master's degree was related to the issue of domestic child prostitution. I currently work with Child Protective Services (and have for 5 years in Colorado and Washington) and work with youth survivors on a regular basis. This is my life's work, and I am completely dedicated to the cause. I just need a little financial impetus to make my vision a reality. Thank you for the support!
Can you provide some high level financials on the monthly costs / revenue of your business?Our program costs about $3,183 per youth per month, including the costs of food, clothing, and shelter, as well as program elements like staff, mental health care, education, and athletics. During the Residential Childcare Facility licensing process through the Colorado Department of Human Services, a reimbursement contract is established, and, given comparable rates in 2010, we anticipate a rate of about $3,000 per youth per month. We will utilize state funding and supplemental grant funding.

 


 

 

 

Member Payment Dependent Notes Series 1051959

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1051959

$18,000

$18,000

7.90%

1.00%

December 22, 2011

December 19, 2014

December 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1051959. Member loan 1051959 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 21.22%
Length of employment: 10+ years Location: FAULKTON, SD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/05/11 > I would use this money to pay off higher intrest debt<br> Borrower added on 12/12/11 > My payments are always made on time. My crop spraying business is very busy and i plan to be completely out of debt within 3 years.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,390.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1052258

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1052258

$7,200

$7,200

12.69%

1.00%

December 22, 2011

December 17, 2014

December 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1052258. Member loan 1052258 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 11.39%
Length of employment: n/a Location: MISSION HILLS, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/03/11 > Pay off and close Chase CC, pay off over $4000 at Capital One CC purchase interest rate, pay over $2500 on USBank CC.<br>

 

A credit bureau reported the following information about this borrower member on December 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,331.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My purpose is to payoff credit cards: <br>- payoff and close Chase CC ($2200 @ 29.99%) <br>- pay over $4000 Capital One CC @ 17.90% (remaining balance @ 3.99%)<br>- pay over $2500 USBank CC @ 13.24%<br>- remaining CC balances are @ 0% and 10.74%

 


 

 

 

Member Payment Dependent Notes Series 1052346

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1052346

$20,000

$20,000

18.25%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1052346. Member loan 1052346 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: St.Bernard Hospital Debt-to-income ratio: 18.41%
Length of employment: 7 years Location: OAK FOREST, IL
       
Home town:
Current & past employers: St.Bernard Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,958.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Will be use as a starting capital for my business.
What is your intended use for the loan proceeds?Will be use as a starting capital for my business.
Please describe your experience/familiarity with the business you are starting/started?I used to be in trading business until I shifted my career. I plan on starting it again and concentrate on it.I'll buy items ans sell it in another place. The good thing about it is I already have existing customers.

 


 

 

 

Member Payment Dependent Notes Series 1052376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1052376

$19,000

$19,000

17.58%

1.00%

December 21, 2011

December 17, 2016

December 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1052376. Member loan 1052376 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,100 / month
Current employer: Webtrends Debt-to-income ratio: 22.34%
Length of employment: 1 year Location: Portland, OR
       
Home town:
Current & past employers: Webtrends
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/03/11 > credit card debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on December 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,884.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit Cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover Card: $11,343<br>Chase credit card: $2829<br>Citicard: $4442<br>Rivermark C.U. Signature Loan: $674<br>Rivermark C.U. Auto Loan: $2015<br>Sallie Mae Loan: $21749<br>Direct Loan: $33,768

 


 

 

 

Member Payment Dependent Notes Series 1053112

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1053112

$14,000

$9,350

12.42%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1053112. Member loan 1053112 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Sport Durst Millennium Automotive Group Debt-to-income ratio: 18.84%
Length of employment: 6 years Location: Cary, NC
       
Home town:
Current & past employers: Sport Durst Millennium Automotive Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Hello all. I am simply looking for a structured sloution for my credit card debt. Thank you all in advance!!<br><br> Borrower added on 12/18/11 > I would very much prefer to pay interest to all you individual investors than to the big banks.<br>

 

A credit bureau reported the following information about this borrower member on December 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,924.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two large balance credit cards with a effective interest rate around 17% and two other small balance store cards that are being paid under a interest free promotion. Total credit card payments are around $700.00/month. Total mortgage payment is $1690.00/month. Vehicle, student loans, etc. are all paid in full. These are all I have. Thanks again in advance!!
Please explain the reason why you carry a large revolving credit balance.Due to Lending Club policies I cannot give all the details. I can say that the majority of this debt was accumulated during a personal life change. A small portion was also accumulated due to irrational spending. The event in question is well in the past and my spending habits have been modified. With a little help from Lending Club investors, I have a solid plan to retire all this debt in three to five years. Thanks again for all your help.

 


 

 

 

Member Payment Dependent Notes Series 1053591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1053591

$20,000

$20,000

18.64%

1.00%

December 23, 2011

December 18, 2016

December 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1053591. Member loan 1053591 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,250 / month
Current employer: Morton Arb Debt-to-income ratio: 9.31%
Length of employment: 4 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Morton Arb
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/04/11 > My goal is to closeout my student loan and a few other things. 2012 is a fresh start! <br>

 

A credit bureau reported the following information about this borrower member on December 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 32 Months Since Last Delinquency: 9
Revolving Credit Balance: $20,970.00 Public Records On File: 0
Revolving Line Utilization: 88.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1053622

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1053622

$14,100

$14,100

17.58%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1053622. Member loan 1053622 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: n/a Debt-to-income ratio: 4.83%
Length of employment: 4 years Location: AUSTIN, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 26
Revolving Credit Balance: $13,609.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hi, thanks for asking! I answered this on Monday & just got the notice today that it was not sent due to me putting the name of the technology. I placed a large down payment on equipment I purchased in 12/2010 and have been leasing to own since. The company offers an early payoff plan in which they reduce the amount owed if the balance is payed off in full at one year. This loan will save me money in the short term (with lower monthly payments) and the long term.Thanks for your help and support!

 


 

 

 

Member Payment Dependent Notes Series 1053648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1053648

$14,750

$14,750

16.77%

1.00%

December 22, 2011

December 18, 2016

December 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1053648. Member loan 1053648 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: All Done Up Debt-to-income ratio: 17.32%
Length of employment: 8 years Location: FARMINGTON, NM
       
Home town:
Current & past employers: All Done Up
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/04/11 > thank you <br><br> Borrower added on 12/04/11 > thanks<br>

 

A credit bureau reported the following information about this borrower member on December 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,003.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1053763

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1053763

$35,000

$21,350

20.89%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1053763. Member loan 1053763 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,943 / month
Current employer: 16th MP BDE, U.S. Army Debt-to-income ratio: 14.79%
Length of employment: 10+ years Location: Linden, NC
       
Home town:
Current & past employers: 16th MP BDE, U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Funds will be used to pay off credit card debt. I am career military, a senior NCO, with a steady job.<br><br> Borrower added on 12/16/11 > My budget, monthly household bills along with monthly debt payments, is less than my monthly income, but the lending club loan would be significantly less than what i pay on my unsecured debts. It would be much simpler to have one payment than multiple payments.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 23
Revolving Credit Balance: $18,651.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1889.00 (includes property taxes and Homeowners insurance)<br>Utilities $250-300
Which debts do you plan to pay off with this loan?I have 4 unsecured lines of credit that i have responsibility for - two were not mine originally, but i am paying them off - one has a rather large amount of debt on it with 27% interest. I am rolling my two cards, with significantly lower amounts on them, as well as my car loan and what remains of my student loans. Doing so will give me one payment with a lower monthly amount due than what I am currently paying now.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?AMEX Gold $1902.07 - $236.04 - 15.24%<br>Amex Optima $14660.12 - $636 - 27.4%<br>Discover $2040 - $80 - 12%<br>Star Card $2400 - $60 - 11.24%<br>Auto Loan $10269 - $280 - 11%<br>Student Loans $1230 - $70 - 7%

 


 

 

 

Member Payment Dependent Notes Series 1053765

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1053765

$35,000

$27,575

12.42%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1053765. Member loan 1053765 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: United States Air Force Debt-to-income ratio: 16.53%
Length of employment: 9 years Location: San Antonio, TX
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I plan to use the funds to remodel the kitchen.<br><br>I have never defaulted on a loan in my life, with more than 25 years of credit history. If I were an investor in lending club, I would definitely invest in my loan.<br><br>My job and income are extremely stable. I have worked with the same company for more than 20 years.<br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 43
Revolving Credit Balance: $15,523.00 Public Records On File: 0
Revolving Line Utilization: 25.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?savings $1500<br>mortgage $2000<br>transportation $900<br>utilities $400<br>insurance $200<br>food $1000
What is the home improvement project you are planning?It is a full kitchen remodel.
Is the improvement to your primary residence or an investment property?It is for our primary residence.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?savings $1500<br>mortgage (PITI) $2000<br>transportation $900<br>utilities $400<br>insurance $200<br>food $1000
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies. Thanks for asking.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies. Thanks for asking.
Is this for a home improvement you have already made, or one that you are planning to make?It is for a remodel that we have planned to make.

 


 

 

 

Member Payment Dependent Notes Series 1054178

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1054178

$18,000

$12,325

11.71%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1054178. Member loan 1054178 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,102 / month
Current employer: Raytheon Debt-to-income ratio: 10.97%
Length of employment: 10+ years Location: ROCKWALL, TX
       
Home town:
Current & past employers: Raytheon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > New and better quality roof<br>

 

A credit bureau reported the following information about this borrower member on December 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,090.00 Public Records On File: 0
Revolving Line Utilization: 46.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1054397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1054397

$4,400

$4,400

19.03%

1.00%

December 22, 2011

December 21, 2014

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1054397. Member loan 1054397 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: NY Dept of Sanitation Debt-to-income ratio: 2.65%
Length of employment: 7 years Location: New York, NY
       
Home town:
Current & past employers: NY Dept of Sanitation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Personal Business Loan<br><br> Borrower added on 12/07/11 > Personal Business Loan<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 26
Revolving Credit Balance: $6,043.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off debt
What is your intended use for the loan proceeds?to pay off debt
What is your intended use for the loan proceeds?to pay off debt
What is your intended use for the loan proceeds?to pay off debt
What type of business are you starting?income tax service & insurance broker
Please explain the reason why you carry a large revolving credit balance.my credit balance is high because bill had to be paid and the beginning of 2012 my high interest will be paid off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800 Per Month, Transportation: $104 Per Month, Utilities: $200 Per Month, Phone: $200 Per Month, Food: $125 Per Week, Medical Insurance, $400 Per Month

 


 

 

 

Member Payment Dependent Notes Series 1055631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1055631

$30,000

$30,000

19.03%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1055631. Member loan 1055631 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,833 / month
Current employer: Power Nissan Chandler Debt-to-income ratio: 15.72%
Length of employment: < 1 year Location: GILBERT, AZ
       
Home town:
Current & past employers: Power Nissan Chandler
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > We plan to consolidate our credit cards with this loan I have never been late on any of my accounts in the past as is shown with my perfect credit history reflected on all three credit bureaus I have successfully paid off seven auto loans and am a very good credit risk I have had a very succesfull management career for the past 20 years <br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,623.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1600 per month
What is the total balance of your credit cards, interest rates and current monthly payments?$30,771 Balance, 14.49% to 19.24%, $885 peer month payments

 


 

 

 

Member Payment Dependent Notes Series 1055994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1055994

$15,000

$15,000

15.96%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1055994. Member loan 1055994 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Citi Cards Debt-to-income ratio: 20.14%
Length of employment: 8 years Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: Citi Cards
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > Over the past 2 years hours had been cut within the department I was in, recently I transfered to another department and continue to work 40+ hours weekly. This loan,if approved, would allow me to take back control over finances.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,626.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1056057

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1056057

$35,000

$21,275

11.71%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1056057. Member loan 1056057 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Queens College CUNY Debt-to-income ratio: 19.42%
Length of employment: 8 years Location: Flushing, NY
       
Home town:
Current & past employers: Queens College CUNY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Loan to consolidate and eliminate high APR and high risk debts.<br> Borrower added on 12/08/11 > I need at least 25k to who helped me with a loan and now needs the money back for her dying mother. Please help.<br><br> Borrower added on 12/08/11 > I've worked for my company which is a government funded institution for 8 years. I have a solid credit history with no late payments or defaults. If I can get full funding here, it fits perfectly into my budget and it will allow me to fore go having to take supplementary loans from the banks.<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,777.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1056219

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1056219

$12,000

$12,000

7.51%

1.00%

December 22, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1056219. Member loan 1056219 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: wolverton Inc. Debt-to-income ratio: 10.74%
Length of employment: 10+ years Location: SYLVANIA, OH
       
Home town:
Current & past employers: wolverton Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > paying off higher interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,913.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?American express an Capital one.

 


 

 

 

Member Payment Dependent Notes Series 1056857

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1056857

$22,500

$22,500

20.89%

1.00%

December 21, 2011

December 19, 2016

December 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1056857. Member loan 1056857 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: stamford hospitals Debt-to-income ratio: 7.65%
Length of employment: 3 years Location: STAMFORD, CT
       
Home town:
Current & past employers: stamford hospitals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/05/11 > Tanks u for making my dream come true i going to use the money as needed<br><br> Borrower added on 12/05/11 > meets expenses<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 27
Revolving Credit Balance: $8,735.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?yes the amount will be good for my needs.Thanks
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?for personel needs
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $400 utilities include $50 cell phone $110 cable $200 foods
What is your intended use for the loan proceeds?To start my own hair salon

 


 

 

 

Member Payment Dependent Notes Series 1056864

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1056864

$15,000

$15,000

19.03%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1056864. Member loan 1056864 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 2.82%
Length of employment: 9 years Location: GREENACRES, FL
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > For debt consolidation, stable job/career<br>

 

A credit bureau reported the following information about this borrower member on December 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,379.00 Public Records On File: 0
Revolving Line Utilization: 75.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Three credit cards totaling around $12,500.00... Monthly payment of $300.00... interest around 15%... that will change, thats why I want to pay them off
Which debts do you plan to pay off with this loan?My three credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Three credit cards totaling around $12,500.00... Monthly payment of $300.00... interest around 15%... that will change, thats why I want to pay them off
Which debts do you plan to pay off with this loan?My three credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800.00
Please explain the reason why you carry a large revolving credit balance.did some furniture purchases
Which debts do you plan to pay off with this loan?My three credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Three credit cards totaling around $12,500.00... Monthly payment of $300.00... interest around 15%... that will change, thats why I want to pay them off
Please explain the reason why you carry a large revolving credit balance.did some furniture purchases
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Three credit cards totaling around $12,500.00... Monthly payment of $300.00... interest around 15%... that will change, thats why I want to pay them off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Three credit cards totaling around $12,500.00... Monthly payment of $300.00... interest around 15%... that will change, thats why I want to pay them off

 


 

 

 

Member Payment Dependent Notes Series 1056865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1056865

$15,000

$15,000

12.69%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1056865. Member loan 1056865 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Pkm Panel Systems Corp. Debt-to-income ratio: 24.76%
Length of employment: 3 years Location: SOUTH RIVER, NJ
       
Home town:
Current & past employers: Pkm Panel Systems Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/14/11 > i would really like this loan to take care of my credit cards. i was a fool in the past for going crazy with them, but not anymore. i pay on time 99% of the time, and i absolutely never miss a payment. this loan will be to liquidate majority of my credit card debt and hopefully have a fresh start with a much cheaper payement and lower rate. i'd also love to see my credit score get better in doing so. no one should ever worry about lending me money at all because i'm as honest and trustworthy as they come. i've been at a good job with plenty of overtime for the past 3 years and love it. thank you for the opportunity and i hope i can get some help<br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,876.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mainly my credit cards, which consist of 4 and i'd love to get rid of them, car payment and insurance, cell phone bill and that's about it other then gas and food once in awhile
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its all mainly credit cards, interest rates vary between 15 and 30% and total of everything comes out to about $19,000 in credit card debt balances. i pay roughly $700 a month just on credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?as i said before roughly $700 for credit cards, another $300 for car payments and another $160 for car insurance...i live at my parents' home and those 3 are my major bills and take up practically 3/4 of my income, so getting this loan would greatly facilitate in getting rid of my debt

 


 

 

 

Member Payment Dependent Notes Series 1057001

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1057001

$30,000

$30,000

12.42%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1057001. Member loan 1057001 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 0.94%
Length of employment: 3 years Location: CONROE, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > I am self-employed LLC company with 3 years experience. I have new product for my business and I need starting money to make patent, manufacturing and advertising. I already have working prototype and estimated price to make my new product.<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,159.00 Public Records On File: 0
Revolving Line Utilization: 3.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What do you project your monthly revenues for the first 6 months to be?I am planning start sale in 1-1.5 month and estimated monthly income from this product will be $ 3,000 to $ 5,000.
What will be the largest expense in the first six months?Large expense will be manufacturing. I am engineer of electronics and this project I developed myself.
What do you project your monthly expenses for the first 6 months of your business?About 20%-30% of money will be spent in 1 week for Patent Attorney, Product sample, Package sample, Printing Manual sample, etc. Other 35%-40% of money will be spent in 1 month to make a real product. 10% of money will be for Google, Yahoo and Amazon advertising.<br>The remaining money will be used for unexpected expenses.

 


 

 

 

Member Payment Dependent Notes Series 1057201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1057201

$10,400

$10,400

22.35%

1.00%

December 27, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1057201. Member loan 1057201 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: control air Debt-to-income ratio: 8.82%
Length of employment: 3 years Location: LAKE ELSINORE, CA
       
Home town:
Current & past employers: control air
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > will use the funds to consolidate existing debt to one easy payment. have been a member of the (smwia) sheet metal workers local union 105, for the past 5 years. My career has complete job securtity(Insured, 401, pension).<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,334.00 Public Records On File: 0
Revolving Line Utilization: 99.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1057239

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1057239

$35,000

$35,000

19.42%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1057239. Member loan 1057239 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $16,250 / month
Current employer: Skanska USA Civil West, Inc Debt-to-income ratio: 11.72%
Length of employment: 8 years Location: SEATTLE, WA
       
Home town:
Current & past employers: Skanska USA Civil West, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,573.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intended use will be to eliminate credit card balances owed
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$6,500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3,400
Please explain the reason why you carry a large revolving credit balance.I have moved several times in the last 2 years for my profession. I have had trouble budgeting my cards and was looking for a loan to help eliminate these debts. My credit score is strong & I have never been late on my bills. I routinely pay much more than the minimum balances owed on the cards. Once I get these cleared, I will sit with a financial planner to develop an effective plan at budgeting.
Which debts do you plan to pay off with this loan?A majority of my credit cards will be eliminated with this loan so I can refocus on saving for the future
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards debts are approximately $35,000
Please explain the reason why you carry a large revolving credit balance.I have moved several times in the last 2 years for my profession. I have had trouble budgeting my cards and was looking for a loan to help eliminate these debts. My credit score is strong & I have never been late on my bills. I routinely pay much more than the minimum balances owed on the cards. Once I get these cleared, I will sit with a financial planner to develop an effective plan at budgeting.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards debts are approximately $35,000
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies on any payments in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1057272

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1057272

$27,050

$27,050

18.64%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1057272. Member loan 1057272 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Snow College Debt-to-income ratio: 19.75%
Length of employment: 5 years Location: MONROE, UT
       
Home town:
Current & past employers: Snow College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > We have two credit cards with close to $5,000 each, one with 29% interest and another with 15% interest. We will use $10,000 of the loan to pay these off. We have various other smaller debts that all add up and we want to consolidate all of them.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 68
Revolving Credit Balance: $26,469.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance is mostly due to school loans and a line of credit. They represent $19,000 and $18,000 respectively. These are at low interest rates but make up most of the overall balance. I will be using this loan to pay off credit cards and other smaller outstanding balances with higher interest rates first, then the line of credit, then the school loan. I hope that answers your question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC1 $4859, 29.40%<br>CC2 $4554, 14.99%<br>Dell CC $378, 26.4<br>Line of Credit $17.583, 4.75%<br>School loan $11,956, 3.375%<br>School loan $6,866, 3.375%<br>Mortg 1 $107,830, 4.750%<br>Mortg 2 $65,049, 8.499%<br>Would mainly use the loan to pay off CCs, HSBC, Dell and one of the school loans along with a few smaller debts. We have cut our debt over the last several years, now with a raise at work we are attacking another large chunk.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?CC1 $4859, 29.40%<br>CC2 $4554, 14.99%<br>Dell CC $378, 26.4<br>Line of Credit $17.583, 4.75%<br>School loan $11,956, 3.375%<br>School loan $6,866, 3.375%<br>Mortg 1 $107,830, 4.750%<br>Mortg 2 $65,049, 8.499%<br>Would mainly use the loan to pay off CCs, HSBC, Dell and one of the school loans along with a few smaller debts. We have cut our debt over the last several years, now with a raise at work we are attacking another large chunk.
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any delinquencies. I know of a few times I have overlooked a payment and then doubled up on the subsequent payment.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance is mostly due to school loans and a line of credit. They represent $19,000 and $18,000 respectively. These are at low interest rates but make up most of the overall balance. I will be using this loan to pay off credit cards and other smaller outstanding balances with higher interest rates first, then the line of credit, then the school loan. I hope that answers your question.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Cell phone $108.00 <br>Gas company $50 - this is the average per month<br>Internet and home phone $82<br>Satellite TV $94<br>Car Insurance $140 per month<br>Credit card #1 $160<br>Mortgage 1 $652<br>Credit Card #2 $20<br>Credit Card #3 $102<br>Line of Credit $100 (2nd on Mortgage)<br>Electricity and Water $100 - average per month<br>Food $600<br>Misc $150-200<br>I hope that answers the questions, please let me know if you need further information
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC1 $4859, 29.40%<br>CC2 $4554, 14.99%<br>Dell CC $378, 26.4<br>Line of Credit $17.583, 4.75%<br>School loan $11,956, 3.375%<br>School loan $6,866, 3.375%<br>Mortg 1 $107,830, 4.750%<br>Mortg 2 $65,049, 8.499%<br>Would mainly use the loan to pay off CCs, HSBC, Dell and one of the school loans along with a few smaller debts. We have cut our debt over the last several years, now with a raise at work we are attacking another large chunk.
Which debts do you plan to pay off with this loan?We are not interested in taking on new debt for the sake of taking on debt. The whole idea behind it is to consolidate and then force us to pay off the new debt within the 5 year time period. So, we are going to put the highest interest rates in and a few of the smaller ones. Two CCs with $5,000 each at 29% and 15% interest. Dell and a few misc. that have around $2,500. Then the family note of $10,000 at 20%. The rest will go toward a few oustanding debts related to some medical visits.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Cell phone $108.00 <br>Gas company $50 - this is the average per month<br>Internet and home phone $82<br>Satellite TV $94<br>Car Insurance $140 per month<br>Credit card #1 $160<br>Mortgage 1 $652<br>Credit Card #2 $20<br>Credit Card #3 $102<br>Line of Credit $100 (2nd on Mortgage)<br>Electricity and Water $100 - average per month<br>Food $600<br>Misc $150-200<br>I hope that answers the questions, please let me know if you need further information<br><br>Breakdown on the mortgage payment.<br>Principal and Interest $568.60<br>Tax $48.07<br>Insurance $35.33<br><br>Tax and insurance go into an escrow account each month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Cell phone $108.00 <br>Gas company $50 - this is the average per month<br>Internet and home phone $82<br>Satellite TV $94<br>Car Insurance $140 per month<br>Credit card #1 $160<br>Mortgage 1 $652<br>Credit Card #2 $20<br>Credit Card #3 $102<br>Line of Credit $100 (2nd on Mortgage)<br>Electricity and Water $100 - average per month<br>Food $600<br>Misc $150-200<br>I hope that answers the questions, please let me know if you need further information
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC1 $4859, 29.40%<br>CC2 $4554, 14.99%<br>Dell CC $378, 26.4<br>Line of Credit $17.583, 4.75%<br>School loan $11,956, 3.375%<br>School loan $6,866, 3.375%<br>Mortg 1 $107,830, 4.750%<br>Mortg 2 $65,049, 8.499%<br>Would mainly use the loan to pay off CCs, HSBC, Dell and one of the school loans along with a few smaller debts. We have cut our debt over the last several years, now with a raise at work we are attacking another large chunk.

 


 

 

 

Member Payment Dependent Notes Series 1057474

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1057474

$13,000

$13,000

16.77%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1057474. Member loan 1057474 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Hayes Intermediate School Debt-to-income ratio: 19.13%
Length of employment: 9 years Location: GROVE CITY, OH
       
Home town:
Current & past employers: Hayes Intermediate School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 22 Months Since Last Delinquency: 21
Revolving Credit Balance: $10,724.00 Public Records On File: 0
Revolving Line Utilization: 86.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Housing accounts for a majority of our monthly expenses our mortgage payment is approximately 900 a month this includes taxes, and insurance. Our utilities are approximately 250 to 300 a month.
If you have a delinquency in the last 2 years, please explain the reason.Hello - thanks so much for your question. I have not had a delinquency in the last 2 years.
What portion of your wedding expenses does this loan represent?This loan will cover the cost of our wedding expenses. Our goal is to make payments bi monthly to efficiently pay back our loan.
How are you paying for other wedding expenses not covered by this loan?Thanks so much for your question. We are finacially responsible for this wedding and both of us are currently working two jobs to help with the expenses - any finanical support provided by this loan will be greatly appreciated.

 


 

 

 

Member Payment Dependent Notes Series 1058174

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058174

$15,000

$15,000

10.65%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058174. Member loan 1058174 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: USAirways Inc. Debt-to-income ratio: 15.14%
Length of employment: 10+ years Location: BEAVER FALLS, PA
       
Home town:
Current & past employers: USAirways Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > I've been working at the same company for 11 years now. I always make my payments on time, I've paid off 2 car loans over the years. Just looking to pay off some credit cards and make one payment per month. Thank you. <br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,795.00 Public Records On File: 0
Revolving Line Utilization: 81.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1058411

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058411

$25,000

$15,700

14.65%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058411. Member loan 1058411 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: U.S. Air Force Debt-to-income ratio: 24.93%
Length of employment: 10+ years Location: Valparaiso, FL
       
Home town:
Current & past employers: U.S. Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > I am plan on using the loan to pay off 2 credit cards that I have. My credit sore shows that i am a responsible borrower and pay all debts on time.<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,546.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House mortgage $1,234 utilities $530 cells $120 credit cards $600 vehicles $800 insurance $155 school loan $10.
Please explain the reason why you carry a large revolving credit balance.The large revolving debt is I acquired through a court order.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The master card interest rate is 10%, military star card is 12%, student loan interest rate is 6.8 and the mortage interest rate is 4.75.
Which debts do you plan to pay off with this loan?Two credit cards and one school loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House mortgage $1,234 utilities $530 cells $120 credit cards $600 vehicles $800 insurance $155 school loan $10. The payment for this loan will be $10 dollars lower than my monthly credit card payments with a payoff date of five years. I will be debt free in 5 years except for the mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1058624

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058624

$12,375

$12,375

23.13%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058624. Member loan 1058624 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: University of Central Florida Debt-to-income ratio: 20.88%
Length of employment: 5 years Location: Winter Springs, FL
       
Home town:
Current & past employers: University of Central Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > I plan to use the funds to purchase a motorcycle and pay off my credit cards. I have been working for government for 5 years and plan to work here until retirement. I would be a good borrower because I am responsible and know how to manage my money. <br> Borrower added on 12/11/11 > I am also attending law school in a part-time program starting August 2012. and should finish in 4 years. <br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 78
Revolving Credit Balance: $13,768.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to use it to purchase a motorcycle.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I moved back in with parents to save money while attending law school. Therefore, I don't have monthly rent or utilities. I do help them out, although they don't ask, by buying groceries and I have them on my cell plan, since they don't really use it as much.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is as follows:<br>1. I have credit card bills totaling approximately $400 a month with similar or higher interest rates than this loan. Total credit card debt is $4,000.<br>2. I plan to purchase motorcycle for $3k cash. The law school I will attend is in a city with parking issues. It will also help me save gas money.<br>3. I still owe $1500 on my car and car insurance cost $500 for full coverage. One I pay it off, I can lower insurance cost.<br>4. Consolodating my bills will make my life easier and more efficient while attending law school. I have good credit and will be extremely busy trying to do my best at law school.<br><br>Any remaining funds will be paid back immediately, since I did not need the entire amount.
Please provide additional details regarding the purpose of the loanI will be using only $9,500 of the loan because that is all I needed. The loans offered all required 36 month terms and high monthly payments I would not have been able to pay at this time. The only loan I felt comfortable with and felt I could manage had monthly payments of $369 and 60 month term. My current total monthly credit card bills, car payment and car insurance add up to approximately $615. As I mentioned before, consolodating all of these with one loan and a lower rate will help me save money. I also plan to pay this loan off in 4 years not 5. Therefore, once I graduate law school in 4 years, the only major debt I will have will be my education loans, which I will have to start paying 6 months after graduation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses:<br>Cell Phone $60<br>Car insurance $60<br>Motorcycle Ins $38 (pending, I already have a quote)<br>Food Budget $200<br>Gas $150 <br>Loan $400 (I plan to pay more than the required minimum)
Please provide additional details regarding the purpose of the loan.Debt consolidation. I was trying to be straight forward, but I cannot give specific details on how I was planning to consolidate. Either way, as I stated, I am going to consolidate my debt and concentrate on law school.
Please explain the reason why you carry a large revolving credit balance.I used cards to help pay for books and expenses while finishing my BA.

 


 

 

 

Member Payment Dependent Notes Series 1058824

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058824

$35,000

$35,000

20.89%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058824. Member loan 1058824 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Coast Learning Systems Debt-to-income ratio: 7.93%
Length of employment: 5 years Location: PASADENA, CA
       
Home town:
Current & past employers: Coast Learning Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 52
Revolving Credit Balance: $17,017.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1058885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058885

$18,000

$18,000

20.89%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058885. Member loan 1058885 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Friedmans Home Improvement Debt-to-income ratio: 20.74%
Length of employment: 10+ years Location: SEBASTOPOL, CA
       
Home town:
Current & past employers: Friedmans Home Improvement
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,411.00 Public Records On File: 0
Revolving Line Utilization: 94.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?High intrest credit cards, medical and dental bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$7,000 credit card debt, $5,000 medical, $2,500 dental and $16,000 student loans, my monthly payments for the credit cards are about $500, the medical payment is $200, the dental is an upcoming expense due in full and the student loan payment is $175.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$0 for rent/mortgage, $400 utilities, $650 car payment, $800 health/life/car insurance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$0 rent/mortgage, $400 utilities, $650 car payment, $800 insurance, $800 food, $300 gas, $150 phone

 


 

 

 

Member Payment Dependent Notes Series 1058952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1058952

$35,000

$35,000

19.91%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1058952. Member loan 1058952 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Havertys Fyrniture Debt-to-income ratio: 9.41%
Length of employment: 4 years Location: MARIETTA, GA
       
Home town:
Current & past employers: Havertys Fyrniture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > Thank you <br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,921.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1250
What is your intended use for the loan proceeds?Debt consolidation and home improvement
Please explain the reason why you carry a large revolving credit balance.It was temporary and will not be so once I consolidate the revolving credit balance with this loan so that i have one simple monthly payment. I have not had any late or missed payments, or any bad marks on my credit. I also had to pay for my MBA program. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1059024

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059024

$15,000

$15,000

17.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059024. Member loan 1059024 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: COUNTRY VILLA HEALTH CARE NOVATO Debt-to-income ratio: 16.21%
Length of employment: 1 year Location: VALLEJO, CA
       
Home town:
Current & past employers: COUNTRY VILLA HEALTH CARE NOVATO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > Payoff high interest loan<br><br> Borrower added on 12/16/11 > Payoff credit cards<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,219.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car,phones, insurance, food, credit cards payment
Please explain the reason why you carry a large revolving credit balance.Went on vacation in other country for a month
Please provide additional details regarding the purpose of the loanPayoff high interest loan and pay credit cards
What is your intended use for the loan proceeds?Consolidation

 


 

 

 

Member Payment Dependent Notes Series 1059120

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059120

$17,475

$17,475

7.90%

1.00%

December 22, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059120. Member loan 1059120 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: NYC Deparment Of Corrections Debt-to-income ratio: 8.44%
Length of employment: 8 years Location: Bronx, NY
       
Home town:
Current & past employers: NYC Deparment Of Corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,184.00 Public Records On File: 0
Revolving Line Utilization: 52.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $2800.00 utilities $250.00 phone $190.00 insurance $1900/ year food $350.00/ month
What is the home improvement project you are planning?Renovate kitchen
Is the improvement to your primary residence or an investment property?Yes
What is the estimated current market value of your home?$535,000.00
Is this for a home improvement you have already made, or one that you are planning to make?Is for a home improvement that I'm planning to make.
Please explain the reason why you carry a large revolving credit balance.No special reason. Iif I don't have any credit, I won't have any credit a all.

 


 

 

 

Member Payment Dependent Notes Series 1059157

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059157

$22,250

$22,250

15.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059157. Member loan 1059157 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,961 / month
Current employer: City of Excelsior Springs Debt-to-income ratio: 23.76%
Length of employment: 2 years Location: Excelsior Springs, MO
       
Home town:
Current & past employers: City of Excelsior Springs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > Thank you for viewing this loan. I plan on using this money to consolidate debt that was acquired during graduate school. This consolidation will help take my interest rate down by 3% which is very useful in helping me get out of debt faster. I currently pay out $800 a month in credit card debt. This loan will help me pay nearly $300 "extra" each month. My job is stable and I have been employed with the same local government for over two years. I have great credit (I have never missed a payment to any creditor) and I am bound and determined to pay off this debt as fast as possible!<br><br> Borrower added on 12/13/11 > Thank you for viewing this loan. I plan on using this money to consolidate debt that was acquired during graduate school and in moving to my first house. This consolidation will help take my interest rate down by 3% which is very useful in helping me get out of debt faster. I currently pay out $800 a month in credit card debt (minimum is around $578). This loan will help me pay over $200 "extra" each month. My job is stable (local government for over two years) and I have a mortgage. I have great credit (I have never missed a payment to any creditor) and I am bound and determined to pay off this debt as fast as possible! Within 5 years, I plan on having zero credit card debt, have my car paid off, and have all student loans paid off. Thank you for helping an up and coming professional!<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,474.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car payment is $215 per month, gaoline is about $50, utilities are at $100, car insurance around $100, food around $140, mortgage at $860 (including tax escrow and homeowner's insurance), and student loans at $196. Current credit card bill minimums total around $578. I am looking at paying $800 per month to pay the loan off faster with a lower interest rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Transportation is $215 per month, gaoline is about $50, utilities are at $100, car insurance around $100, food around $140, mortgage at $860 (including tax escrow and homeowner's insurance), and student loans at $169. Current credit card bill minimums total around $578. I am looking at paying $800 per month to pay the loan off faster with a lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1059274

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059274

$21,000

$21,000

14.65%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059274. Member loan 1059274 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: DCP Midstream Debt-to-income ratio: 20.11%
Length of employment: 4 years Location: GUYMON, OK
       
Home town:
Current & past employers: DCP Midstream
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > We are trying to pay off all debt with the higher intrest rates, and would like to be debt free. <br><br> Borrower added on 12/16/11 > Our goal is to pay off all debt and be debt free. Thank you for your investment.<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,080.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We own our home. Our monthly budget including mortgage, utilities, transportation, insurance, groceries, etc. is $2100/month. Thank you for your time and consideration.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?We own our home. Our monthly budget including mortgage, utilities, transportation, insurance, groceries, etc. is $2100/month. Thank you for your time and consideration.
Please explain the reason why you carry a large revolving credit balance.About half of the amount we want to borrow will pay off existing credit card debt. The remaining money will go to home improvements (windows). Thank you for your consideration.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Half of the amount we want to borrow will pay off existing credit card debt. The remaining money will go toward home improvements (windows). Thank you for your time and consideration.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.About half of what we are asking to borrow will pay off all existing credit card debt. The balance of the loan will go to home improvements (windows). Thank you for your time and consideration. <br>We prefer not to post the specific details of existing debt, and we hope the information given is enough to help you decide to invest in our loan.
What is the total balance of your credit cards, interest rates and current monthly payments?About half of what we are asking to borrow will pay off all existing credit card debt. The balance of the loan will go to home improvements (windows). Thank you for your time and consideration. <br>We prefer not to post the specific details of existing debt, and we hope the information given is enough to help you decide to invest in our loan.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?With this loan we will pay off all existing credit card debt, so this loan will be our only debt outside of monthly budget expenses (e.g. mortgage, utilities, insurance, etc.). This loan will also allow us to make needed home improvements (windows), which will add value and equity to our home.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?With this loan we will pay off all existing credit card debt, so this loan will be our only debt outside of monthly budget expenses (e.g. mortgage, utilities, insurance, etc.). This loan will also allow us to make needed home improvements (windows), which will add value and equity to our home.
What is the total balance of your credit cards, interest rates and current monthly payments?About half of what we are asking to borrow will pay off all existing credit card debt. The balance of the loan will go to home improvements (windows). Thank you for your time and consideration. <br>We prefer not to post the specific details of existing debt, and we hope the information given is enough to help you decide to invest in our loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.About half of what we are asking to borrow will pay off all existing credit card debt. The balance of the loan will go to home improvements (windows). Thank you for your time and consideration. <br>We prefer not to post the specific details of existing debt, and we hope the information given is enough to help you decide to invest in our loan.
What is your intended use for the loan proceeds?We are going to pay off all credit card debt and do a much-needed home improvement project (windows) which will add to the value of our home. Thank you for your time and investment.

 


 

 

 

Member Payment Dependent Notes Series 1059282

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059282

$15,500

$15,500

13.49%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059282. Member loan 1059282 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: The Bowery Hotel Debt-to-income ratio: 11.19%
Length of employment: 4 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: The Bowery Hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 21, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,554.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1059284

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059284

$20,000

$20,000

20.30%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059284. Member loan 1059284 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,312 / month
Current employer: Morgan Stanley Debt-to-income ratio: 18.97%
Length of employment: 5 years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > I plan to use loan to consolidate bills. I pay my bills on time and my job is stable I have been on this job for 5 years and the last job i had was there for 7 years. <br> Borrower added on 12/08/11 > With the loan I will be able to pay off my bills and have one payment each month coming directly from my bank account. I am hard worker and pay bills on time.<br> Borrower added on 12/09/11 > my monthly budget is mortgage is $1040.00 including taxes. my electricity and gas bill monthly is between 50-65. cable bill is 145. cell phone is $45.<br><br> Borrower added on 12/09/11 > I am a hard worker and put myself through college. The loan will help me be able to get my financial future back on track and pay one bill monthly. The funds will be used to pay off credit card and medical bills. I am dedicated to getting my finances back on track and improving my credit score <br><br> Borrower added on 12/15/11 > With the loan I am trying to be credit card free and to concentrate on paying one bill monthly. <br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,557.00 Public Records On File: 0
Revolving Line Utilization: 92.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortage is $1040 which includes taxes and insurance, student loan is $225.00 and american express bill is $12,000 payment is $255 , $4000.00 payment is $55 interest rate 14%.
Which debts do you plan to pay off with this loan?I plan to pay off all credit card balances with the loan.
Please explain the reason why you carry a large revolving credit balance.I am carrying a large revolving credit balance because i used my card to pay medical bills.

 


 

 

 

Member Payment Dependent Notes Series 1059291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059291

$12,000

$8,225

17.58%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059291. Member loan 1059291 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: ideal housekeeping Debt-to-income ratio: 13.18%
Length of employment: 10+ years Location: greenbrae , CA
       
Home town:
Current & past employers: ideal housekeeping
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,038.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.lots of unexpected expences in the last 18 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?this information is on my credit report
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(rent $1650.00 transportation $325.00 utilities $450.00 phone $150.00 insurance$165.00 food $600.00 to $1000.00 etc $500.00
Which debts do you plan to pay off with this loan?all revolving debt and the HSBC installment loan. this info is on my credit report.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?hsbc m/c $100.00 balance $1900.00 @ 24.99%. wells fargo visa $100.00 balance $1600.00@25.5%. discover $100.00 balance $1500.00 @24.5%. ge capatol mininum $100.00 balance 1500.00@0% if paid by 03/14/2012.best buy $50.00 balance $700.00@24.5%.<br>hsbc lnstallment loan $4000.00@15.5%. the payment on this loan is $215.00 by paying this loan off it will realeas the title to 2 ATVs and the trailer witch i am going to sell for $10,000.00 to $12,000.00 to repay this loan.<br><br>rent is $1650.00 i pay half. gas and elec. $250.00 to 325.00. phone is $150.00.<br>car payment $325.00 9 payments left to payoff. insurance $165.00.cable and high speed inernet $165.00 i pay half.
Which debts do you plan to pay off with this loan?hsbc m/c $1900.00. wells fargo $1600.00. discover $1500.00.ge capitol $1500.00.<br><br>best buy $700.00. hsbc loan $4000.00 total $11,200.00

 


 

 

 

Member Payment Dependent Notes Series 1059311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059311

$13,200

$13,200

17.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059311. Member loan 1059311 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Jim Hughes plumbing and heating Debt-to-income ratio: 24.36%
Length of employment: 7 years Location: POINT PLEASANT BORO, NJ
       
Home town:
Current & past employers: Jim Hughes plumbing and heating
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,251.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 1050, utilities vary from 70 to 300 depending on the month (all electric) phone 150, food 100 a week, insurance 190, credit cards 600, truck 310, triple play 140 child support 150 a week gas is 60 a week
Please explain the reason why you carry a large revolving credit balance.Went throug a very bad divorce which the ex destroyed my credit. Had outstanding credit before her. Now have worker very hard to get my credit back to good standing. Kept applying for credit cards thinking it would help my credit if I paid them. I haven't missed a payment or been late on anything since the divorce.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is around 10,000 dollars including my dental at a 21apr. Monthly payments are at 600 dollars.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I plan on paying all credit cards off with the exception of my dental and a visa because I have a 0% apr for the next 12 months. Will keep the extra money in a savings account until that 12 month period is up and then pay it off. All credit cards are around a 21% apr. Minimum monthly payment is around 600 dollars
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is around 10,000 dollars including my dental at a 21apr. Monthly payments are at 600 dollars.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly payments are around 600 dollars. If I get this loan in full it will be 329 a month.

 


 

 

 

Member Payment Dependent Notes Series 1059319

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059319

$35,000

$22,875

19.03%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059319. Member loan 1059319 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $19,583 / month
Current employer: Ernst & Young LLP Debt-to-income ratio: 14.08%
Length of employment: 4 years Location: westlake village, CA
       
Home town:
Current & past employers: Ernst & Young LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

The funds will be used to consolidate outstanding credit card debt and pay-off a car loan. I believe I am a quality borrower because I have a stable job with and have been in the same industry for over eleven years. I have a high income and my income will continue to rise as I near a promotion in the next two years. I have lived in the same town for twenty-five years and I am active in the community and I coach youth athletics. I have never missed a payment or had a late payment.

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,936.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to pay off outstanding credit card debt and a car loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$7,200 including: mortgage, insurance, utilities, food, gas, car payments, etc
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4,610. Mortgage: $3,030, Second: $325, Utilities:$350, Taxes: $800, Insurance: $110
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies recorded in the last two years or the last 20 years.
Please explain the reason why you carry a large revolving credit balance.We got into financial difficulty a few years back and used credit cards to help get though it. I have been diligently trying to pay it off but it seems like a never ending cycle. Then about two years ago I had to help a close family member after they had a heart attack so that set me back again. I am hopeful that my loan will fund and I will be able to pay it all off in 5 years if not sooner.
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).First Mortgage - $3,030, Second: $325, Homeowners Insurance: $100, Taxes:$800
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the money to pay off a car loan in the amount of $7,200 and the reminder will be used to pay-off credit cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $24,000, 19% - $500, Car Loan: 7,200 - 19% $265, Mastercard: $5,500, 19%, $175
What is the total balance of your credit cards, interest rates and current monthly payments?In total: $43,000, $1,225, average rate is approximately 19%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Monthly minimum is approximately $1,225 plus $265 for the car loan for a total of $1,490. The payment on this loan will be $908, that will be the minimum after pay-off. I will be paying off the reminder of the balance on my cards (approximately $12,000, minimum payment of $325) with my year-end bonus. Without the year-end bonus my total payment including this loan and remaining credit card balances would be $1,225.
Please explain the reason why you carry a large revolving credit balance.We got into financial difficulty a few years back and used credit cards to help get though it. I have been diligently trying to pay it off but it seems like a never ending cycle. Then about two years ago I had to help a close family member after they had a heart attack so that set me back again. I am hopeful that my loan will fund and I will be able to pay it all off in 5 years if not sooner.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $24,000, 19% - $500, Car Loan: 7,200 - 19% $265, Mastercard: $5,500, 19%, $175

 


 

 

 

Member Payment Dependent Notes Series 1059395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059395

$15,000

$15,000

19.91%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059395. Member loan 1059395 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: TYLin INternational Debt-to-income ratio: 20.85%
Length of employment: 4 years Location: WEBSTER, NY
       
Home town:
Current & past employers: TYLin INternational
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,162.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 500<br>transpo 425<br>utilities 100<br>insurance 100<br>food 250
What is the total balance of your credit cards, interest rates and current monthly payments?14000 at approx 20% interest
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard approx $12000 at 24.99%<br>visa approx $2000 at 24.99%<br>min payment $500 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approximately $1400

 


 

 

 

Member Payment Dependent Notes Series 1059409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059409

$13,000

$13,000

19.42%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059409. Member loan 1059409 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Rexnord Industries Debt-to-income ratio: 19.09%
Length of employment: 7 years Location: STUARTS DRAFT, VA
       
Home town:
Current & past employers: Rexnord Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > I'm not sure what I'm supposed to put here. I'm paying off a handful of credit cards here, including JC Penney, Kohls, Pay Pal, Capital One, Walmart, Dell, two Chase accounts, and two Household Bank accounts. I realize that I'm taking a $650 loss on this to start; the hope is that in the end, I will achieve a marginal savings.<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,520.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I've actually reduced my credit balance by about $5000 in the last eight months, using the "avalanche" (highest interest first) method, rather than the "snowball" (smallest balance first) method. In the process, I've paid off a handful of accounts, and closed a couple of them. A couple others were closed by the lender after I paid them to zero. One account was brought from $3000, to zero. To answer your question, there was a period a couple of years ago when expenses were slightly more than income (2008-2009) time period.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.To be honest, I'm having second thoughts about applying for this loan. I've managed to pay down about 30% of my debt in the last eight months, and I'm probably better off sticking to the debt repayment plan that I've been following, rather than paying a 5% fee. But I'm not sure if there is a way to stop this loan application at this point.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$825 for rent, $750 for transportation (including $390 car payment, plus insurance and fuel), utilities run about $550 (including electric, water, cable/internet, cell phones), and food runs about $700.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The money will be applied, starting from the lowest credit card balance, and working upwards, until as many as possible are paid off and closed.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is in the neighborhood of $13,000. Most of the rates are in the 21% range, with a couple a little higher, and a couple a little lower. My minimum payments were in the range of $600 when I started the push to pay these off. After paying off about 30% of the total, the monthly minimums are in the range of $400. I've reduced the total from about $18000 to about $13000 in the last eight months. I would probably be better off to not get this loan, and keep going with the process that I've had in place.
Please explain the reason why you carry a large revolving credit balance.I've actually reduced my credit balance by about $5000 in the last eight months, using the "avalanche" (highest interest first) method, rather than the "snowball" (smallest balance first) method. In the process, I've paid off a handful of accounts, and closed a couple of them. A couple others were closed by the lender after I paid them to zero. One account was brought from $3000, to zero. To answer your question, there was a period a couple of years ago when expenses were slightly more than income (2008-2009) time period.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is in the neighborhood of $13,000. Most of the rates are in the 21% range, with a couple a little higher, and a couple a little lower. My minimum payments were in the range of $600 when I started the push to pay these off. After paying off about 30% of the total, the monthly minimums are in the range of $400. I've reduced the total from about $18000 to about $13000 in the last eight months. I would probably be better off to not get this loan, and keep going with the process that I've had in place.

 


 

 

 

Member Payment Dependent Notes Series 1059444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059444

$16,000

$16,000

15.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059444. Member loan 1059444 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Hilton Head Automotive LLC Debt-to-income ratio: 17.70%
Length of employment: 10+ years Location: OKATIE, SC
       
Home town:
Current & past employers: Hilton Head Automotive LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > I dont know what my financial situation looks like on paper to you but i have never been delinquent on any debt and this is an investment you can count on. I just need a little help to get things going.<br> Borrower added on 12/08/11 > I have been in my job industry for my entire working career (13 yrs) i have never been fired or injured. I plan to use this money so that the same monthly obligations that make minimum payments will actually pay down principal and get this debt payed off. <br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,464.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1059447

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059447

$16,000

$16,000

19.91%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059447. Member loan 1059447 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,917 / month
Current employer: PIMCO Debt-to-income ratio: 6.47%
Length of employment: 5 years Location: NEW YORK, NY
       
Home town:
Current & past employers: PIMCO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > I am looking to consolidate my credit card debt into one payment. I have not been late on any payments and make a solid income. <br> Borrower added on 12/07/11 > My credit score reflects the high credit card balances I carry but I have never defaulted. By simplifying my debt into one lower monthly payment, I can save a bit more on the side in case of emergency and pay off chunks of the debt periodically. <br> Borrower added on 12/08/11 > My monthly budget is as follows:<br>Rent: $1000<br>Misc Utilities: $200<br>Credit Cards/Line of Credit: $1700 (Total Bal: $30k / Average Rate 22.5%)<br>Student Loan: $120 (Bal: $9k / Rate 4.5%)<br>Total: $3020<br><br> Borrower added on 12/08/11 > I have a steady job in the investment management industry with a firm that is reputable, runs lean and does not lay-off its employees. My career is continually on the rise with the company and provides me with a stable and growing income.<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,823.00 Public Records On File: 0
Revolving Line Utilization: 68.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I recently moved to NYC from California and had made purchases to make the transition. I have not been able to pay down the debt substantially but have made consistent payments slightly above the minimum. My goal is to consolidate my revolving credit card debt into one payment with a lower interest rate and pay it off quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I recently moved to NYC from California and had made purchases to make the transition. I have not been able to pay down the debt substantially but have made consistent payments slightly above the minimum. My goal is to consolidate my revolving credit card debt into one payment with a lower interest rate and pay it off quicker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1000<br>Utilities: $200<br>Credit Card/Lines: $1700<br>Student Loan: $120<br>Food/Transportation: <br>Total: $3420
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1000<br>Utilities: $200<br>Credit Card/Lines: $1700<br>Student Loan: $120<br>Food/Transportation: <br>Total: $3420
Please explain the reason why you carry a large revolving credit balance.I recently moved to NYC from California and had made purchases to make the transition. I have not been able to pay down the debt substantially but have made consistent payments slightly above the minimum. My goal is to consolidate my revolving credit card debt into one payment with a lower interest rate and pay it off quicker.
Which debts do you plan to pay off with this loan?Credit Cards (approx $30-32k).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My sole purpose is to consolidate my credit card debt into one account and into one lower monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent: $1000<br>Misc Utilities: $200<br>Credit Cards/Line of Credit: $1700 (Total Bal: $30k / Average Rate 22.5%)<br>Student Loan: $120 (Bal: $9k / Rate 4.5%)<br>Total: $3020
Which debts do you plan to pay off with this loan?Credit Cards (approx $30-32k).

 


 

 

 

Member Payment Dependent Notes Series 1059525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059525

$12,000

$12,000

14.65%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059525. Member loan 1059525 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Hawaiian Airlines Debt-to-income ratio: 16.13%
Length of employment: < 1 year Location: WAIPAHU, HI
       
Home town:
Current & past employers: Hawaiian Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > Debt consolidation of IRS and State Taxes<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,664.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance is about $17K, with my interest rates ranging from 9% to 21%, and monthly payments totaling about $650 a month. I am only looking to payoff and refinance the higher interest large balance cards.

 


 

 

 

Member Payment Dependent Notes Series 1059627

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059627

$13,250

$13,250

17.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059627. Member loan 1059627 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: SALON EVAMICHELLE Debt-to-income ratio: 10.89%
Length of employment: < 1 year Location: SAUGUS, MA
       
Home town:
Current & past employers: SALON EVAMICHELLE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/06/11 > I plan to use my loan to consolidate good standing credit debt <br>i have a excellent credit score with no history of late payments<br>my job is also very stable i have worked with the same person for the last 3 years and they opened a new place which is my reason for short employment term on the application <br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,138.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is 300 per month <br>phone is 100 per month<br>food is around 150 per month<br>total monthly expenses are around 700 give or take
Which debts do you plan to pay off with this loan?just current credit cards<br>they are all in good standing just looking to make them into one payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the credit debt is $9,100 and a student loan of $2,500 all are paid on time and current<br>interest rates are between 11.5-15.99% <br>i am a renter, that is $300 a month <br>my total expenses are $700 give or take per month<br>just looking to have one payment with one interest rate
Please explain the reason why you carry a large revolving credit balance.its not that high of a credit balance <br>and all are paid on time and in excellent standings<br>just looking to go to one payment per month

 


 

 

 

Member Payment Dependent Notes Series 1059698

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059698

$12,000

$12,000

14.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059698. Member loan 1059698 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: UC Davis Debt-to-income ratio: 22.77%
Length of employment: 3 years Location: SALINAS, CA
       
Home town:
Current & past employers: UC Davis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > i plan on using the funds to pay for medical bills. By having this lower monthly payment i will be able to be more at ease knowing that I can make the monthly payment. <br> Borrower added on 12/13/11 > I am trying to consolidate my bills into one lower monthly payment. I have medical bills that need to be paid off and i find it difficult to make the payment the hospitals are requesting from me. Please, i am responsible i have a stable job and have lived in the same place for over seven years. I am not late on my payment and Your help will be greatly appreciated.<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,967.00 Public Records On File: 0
Revolving Line Utilization: 78.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1059734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059734

$20,000

$20,000

16.77%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059734. Member loan 1059734 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Chester Mental Health Center Debt-to-income ratio: 22.82%
Length of employment: 7 years Location: SPARTA, IL
       
Home town:
Current & past employers: Chester Mental Health Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I have a stable job. I pay my bills on time. I just want to have one payment instead of multiple ones so that I can pay off the credit cards faster and have a more realistic budget.<br> Borrower added on 12/12/11 > I have a stable job. I pay my bills on time. I would just like the opportunity to pay off my high interest credit cards and have one payment instead of many.<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,565.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?$21,000 total balance, interest rates vary from 18.99% to 24.99%, and I make about $700 in monthly payments
What is your intended use for the loan proceeds?I will pay off my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1059801

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059801

$15,600

$15,600

15.96%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059801. Member loan 1059801 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: State of Maryland Debt-to-income ratio: 7.56%
Length of employment: < 1 year Location: COCKEYSVILLE, MD
       
Home town:
Current & past employers: State of Maryland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > I am currently paying over $400 in credit card payments per month, with no end in sight. Obtaining this loan will reduce my monthly pay-out and enable me to be absolutely debt free in less than five years<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,803.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are as below:<br><br>Rent, including utilities - $600<br>Credit cards and loan - $450<br>Cell phone - $75<br>Auto Insurance - $40 <br><br>These are my recurring expenses. I am comfortably able to make these payments. My concern is that the interest rate on my debt is really high and it feels like I have been, and will be, making payments forever. I want to be debt free in a few years so I can move on, and in the future look to buy a house or even start a small business.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe over $10,000 in credit card debt and an installment loan. My monthly payments amount to $450/month - $375 for the credit cards and $75 for the loan.
Which debts do you plan to pay off with this loan?I plan on paying off two credit cards and one installment loan. If I do get the loan, it will be my only debt.

 


 

 

 

Member Payment Dependent Notes Series 1059828

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059828

$20,000

$20,000

9.91%

1.00%

December 23, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059828. Member loan 1059828 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: RALLYE BMW Debt-to-income ratio: 11.19%
Length of employment: 10+ years Location: SOUTH RICHMOND HILL, NY
       
Home town:
Current & past employers: RALLYE BMW
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > To whom it may concern. I am requesting this loan to lower my monthly expense and have one monthly payment This the first time i am actually using lending club did not realized u need specific details.I think i will be a good borrower because i pay my bill on time, and by credit score is the 800-850 range. My monthly budget is tight i have 2 car payment , and 2 credit card i am trying to pay off that why i am apply for this loan all bill currently paid on time. My job is very stable i have been working there for 12 year trust me i don't think i am going any where very good work environment. <br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,747.00 Public Records On File: 0
Revolving Line Utilization: 15.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan I am requesting is to lower my monthly expenses, and have one payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st car. $559 , 2nd car $496 , 1 st credit card $300 a month (balance est 3500). 2nd card $300 (balance est $4500). Current mortgage $1350. Credit instrest rate 13%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st car. $559 , 2nd car $496 , 1 st credit card $300 a month (balance est 3500). 2nd card $300 (balance est $4500). Current mortgage $1350. Credit instrest rate 13%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st car. $559 , 2nd car $496 , 1 st credit card $300 a month (balance est 3500). 2nd card $300 (balance est $4500). Current mortgage $1350. Credit instrest rate 13%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st car. $559 , 2nd car $496 , 1 st credit card $300 a month (balance est 3500). 2nd card $300 (balance est $4500). Current mortgage $1350. Credit instrest rate 13%.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expense 3800 with loan approved will lower expenses to 1000 less
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expense 3800 with loan approved will lower expenses to 1000 less
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses 3800 loan will lower my monthly expenses to 1000 less
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?loan are for 2 car payment only have about 1 year left on each loan. All other funding will go to credit card
Which debts do you plan to pay off with this loan?2 car loan and 2 credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?loan are for 2 car payment only have about 1 year left on each loan. All other funding will go to credit card
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage 1350 include tax , electric 150, gas 160, telephone/internet/television 160,water 340- 3month, life insurance 240 3month - leaving out car payments , gas, credit card, after school program, grocery and necessity.

 


 

 

 

Member Payment Dependent Notes Series 1059889

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059889

$16,000

$16,000

17.27%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059889. Member loan 1059889 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: La Costa Resort and Spa Debt-to-income ratio: 11.98%
Length of employment: 4 years Location: OCEANSIDE, CA
       
Home town:
Current & past employers: La Costa Resort and Spa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,626.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?total balance around $ 19,000.00 combined monthly payment $550.00 , combined interest 20 %
Please explain the reason why you carry a large revolving credit balance.My father was sick and i was sending money to him, for medical and caregiver expenses(he passed away now) and i was living on cc.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card(s) $6,300.00 -pay off and close, Visa $9,000.00 pay off and close.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1,200.00, utilities $100.00, phone $50, insurance $ 85.00, food and transportation $500.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card(s) $6,300.00 -pay off and close, Visa $9,000.00 pay off and close.
What is the total balance of your credit cards, interest rates and current monthly payments?total balance around $ 19,000.00 combined monthly payment $550.00 , combined interest 20 %

 


 

 

 

Member Payment Dependent Notes Series 1059906

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059906

$35,000

$21,800

12.42%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059906. Member loan 1059906 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: State of Ca. Debt-to-income ratio: 26.33%
Length of employment: 10+ years Location: GROVER BEACH, CA
       
Home town:
Current & past employers: State of Ca.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Would like to replace the debt i have with this loan!<br><br> Borrower added on 12/21/11 > im going to pay off my credit card debt with this loan<br><br> Borrower added on 12/21/11 > i am going to replace my debt with this loan, it will be paid back!<br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,683.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1059930

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059930

$14,000

$14,000

18.25%

1.00%

December 21, 2011

December 20, 2016

December 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059930. Member loan 1059930 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Sea World San Antonio Debt-to-income ratio: 16.28%
Length of employment: 10+ years Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: Sea World San Antonio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > I have enough monthly income to repay the loan on time and would like to thank everyone in advance for giving us this opportunity. <br>

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 67
Revolving Credit Balance: $10,617.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Including rent, insurance, gas, phone, food, utilities, etc my total monthly expenses comes out to 1200
What portion of your wedding expenses does this loan represent?The loan will cover half of the wedding expenses.
How are you paying for other wedding expenses not covered by this loan?The remaining costs of the wedding will be covered by parents, family, and money from our savings account (which we saved specially for the wedding)
Please explain the reason why you carry a large revolving credit balance.Majority of the balance was used to cover school tuition however being my last semester that balance will be reduce once I recieve my tuition reimbursement (early 2012). I also had a major car repair that was an unexpected, yet needed, expense that I had to place on credit.

 


 

 

 

Member Payment Dependent Notes Series 1060086

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060086

$16,000

$16,000

17.58%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060086. Member loan 1060086 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Rodney Lough Galleries Debt-to-income ratio: 21.14%
Length of employment: < 1 year Location: HENDERSON, NV
       
Home town:
Current & past employers: Rodney Lough Galleries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,627.00 Public Records On File: 0
Revolving Line Utilization: 70.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1060427

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060427

$25,000

$15,925

15.96%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060427. Member loan 1060427 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Cvs pharmacy Debt-to-income ratio: 5.66%
Length of employment: 10+ years Location: Montverde , FL
       
Home town:
Current & past employers: Cvs pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Excellent credit with great history of repaying loan. have been with the same company for 12 years and plan to stay with this company until retirement. loan will be used to purchase a small business with proven sales history. i have a large disposable income available monthly to repay loan. i have never missed a payment or been behind on anything. <br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,505.00 Public Records On File: 0
Revolving Line Utilization: 40.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I am not starting a business. I am investing in an Italian restarant owned by my family.
Please describe your experience/familiarity with the business you are starting/started?My family owns several successful Restaraunts.
What do you project your monthly expenses for the first 6 months of your business?Business is already profitable.
What will be the largest expense in the first six months?Payroll.
What do you project your monthly revenues for the first 6 months to be?I will receive 1-2 k monthly on my investment.
Please describe your experience/familiarity with the business you are starting/started?My family owns several successful Restaraunts.
Can you provide some high level financials on the monthly costs / revenue of your business?grosses around 22k monthly. Expenses average around 15k including payroll, rent, and food cost.
What is your intended use for the loan proceeds?To invest in a family owned Restaraunt. The restaurant is already profitable.

 


 

 

 

Member Payment Dependent Notes Series 1060452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060452

$20,000

$20,000

12.69%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060452. Member loan 1060452 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Crothall health Groups Debt-to-income ratio: 27.67%
Length of employment: 7 years Location: MARBLEHEAD, MA
       
Home town:
Current & past employers: Crothall health Groups
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,436.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?pay my credit card

 


 

 

 

Member Payment Dependent Notes Series 1060536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060536

$17,500

$17,500

12.42%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060536. Member loan 1060536 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Rupp Baase Pfalzgraf Cunningham & Coppol Debt-to-income ratio: 16.70%
Length of employment: 4 years Location: BUFFALO, NY
       
Home town:
Current & past employers: Rupp Baase Pfalzgraf Cunningham & Coppol
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > The funds to be borrowed will be used solely to pay off and close credit card accounts I have. Without identifying my position, my job is very stable as I am in charge of the work for my department which completes all commercial work for various lending institutions in my area. I have never not recevied a raise or a bonus.<br> Borrower added on 12/12/11 > Thank you to those who have invested to date. I feel it is important to point out that although I chose a 5 year loan term, my plan, my goal is to have the entire loan balance paid off betwen years 3 and 4. I chose the 5 year term for the lower monthly payment. Thank you again.<br><br> Borrower added on 12/15/11 > To those who have invested to date, I thank you. You're allowing me to get rid of my high interest debt, be completely debt free in 3 to 4 years and this payment plan affords me the opportunity to save a bit more each month for the future. I have to say this loan process with Lending Club is very interesting and unique. Again, thank you.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1987 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,176.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are as follows:<br>$1,000 - health insurance for my family<br>$284 - student loan payments (2)<br>$495 - minimum monthly payments for all cards<br>$600 - contribution towards mortgage payment and utilities<br>$420 - car payment and car insurance<br>$300 - contribution towards groceries and infant necessities<br>I appreciate your interest. Thank you.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC - 5100 15.9% 135/mth<br>MC - 5200 15.2% 130/mth<br>MC - 1995 24.9% 85/mth<br>MC - 1980 21.9% 75/mth<br>MC - 1140 17.9% 30/mth<br>MC - 1430 16.24% 50/mth<br>All of the above referenced cards will be paid in full. Thank you for taking the time to inquire.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Approx. $495/mth minimum month payment for all cards. This loan will pay off all cards and lower my monthly payment by approx. $100/mth and also afford me an end date to this financial obligation. Thank you for the inquiry.
Please explain the reason why you carry a large revolving credit balance.Much of it (80%) is due to necessary renovations (structural support, fwindows.....) at our home which I took responsibility for taking care of. the rest is from carrying balances much to long. thank you for your inquiry.

 


 

 

 

Member Payment Dependent Notes Series 1060544

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060544

$20,050

$20,050

17.58%

1.00%

December 22, 2011

December 21, 2014

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060544. Member loan 1060544 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,625 / month
Current employer: MENS WEARHOUSE Debt-to-income ratio: 24.84%
Length of employment: 7 years Location: PAWTUCKET, RI
       
Home town:
Current & past employers: MENS WEARHOUSE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,556.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1060581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060581

$15,000

$15,000

16.77%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060581. Member loan 1060581 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: miami herald media company Debt-to-income ratio: 15.69%
Length of employment: 8 years Location: MIAMI, FL
       
Home town:
Current & past employers: miami herald media company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > thank you for the loan. I will pay everything without any problem<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,259.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Because I never had financial discipline all these years. I learned from those mistakes a year ago. I had two jobs and spending without discipline. I lost a job (in the morning) and saw my budget reduced. It happened this to realize how wrong I was. Now I want to consolidate that debt and focus on paying this loan to feel free. I think I deserve this opportunity because I've always been a good payer and I've never behind on any payments in eight years of life in this country. Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: $700, transportacion $300, phone $70, car insurance $90, food $300.
Please explain the reason why you carry a large revolving credit balance.Because I never had financial discipline all these years. I learned from those mistakes a year ago. I had two jobs and spending without discipline. I lost a job (in the morning) and saw my budget reduced. It happened this to realize how wrong I was. Now I want to consolidate that debt and focus on paying this loan to feel free. I think I deserve this opportunity because I've always been a good payer and I've never behind on any payments in eight years of life in this country. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of my credit cards: around $13,000. <br>Current monthly payments: $550
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total minimum monthly payments for all credit cards is $550. I want to pay all credit cards with this loan and i want dedicate just to pay this loan.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance of my credit cards: around $13,000. <br>Current monthly payments: $550

 


 

 

 

Member Payment Dependent Notes Series 1060600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060600

$12,800

$12,800

11.71%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060600. Member loan 1060600 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,133 / month
Current employer: Hand Surgery & Rehabilitation Center Debt-to-income ratio: 21.80%
Length of employment: 1 year Location: YARDLEY, PA
       
Home town:
Current & past employers: Hand Surgery & Rehabilitation Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,979.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1060630

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060630

$30,000

$19,275

19.03%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060630. Member loan 1060630 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: shell Oil Debt-to-income ratio: 26.82%
Length of employment: 10+ years Location: houston , TX
       
Home town:
Current & past employers: shell Oil
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/21/11 > Getting this loan will save me 25,000 at the least. My monthly bills would stay the same or be less. I would make 1 payment instead of 2 or 3. 27.99% is too much on a credit card. My new year resolution is to become debt free and I want to start now.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,710.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 17.99% 21,000 Min. 532.00 master card 21% 6,000 Min. 120.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3,200.00 for all monthly expenses

 


 

 

 

Member Payment Dependent Notes Series 1060631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060631

$12,000

$12,000

11.71%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060631. Member loan 1060631 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Harvard Asia Center Debt-to-income ratio: 21.17%
Length of employment: 10+ years Location: CAMBRIDGE, MA
       
Home town:
Current & past employers: Harvard Asia Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > This loan will be used to consolidate debt, reduce debt, and pay off credit cards at a higher interest rate.<br><br> Borrower added on 12/07/11 > I have been at my current job for 12+ years. <br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,558.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have one loan at 23% interest ($7,200), one credit card at 15%($10,000), two at 6-8%($6,500 and $9,000)and one at 2% ($12,000). I pay about $1,000 a month in credit card/loan payments. I don't have a mortgage and paid off $35,000 in graduate student loans 10 years ago. I had a $10,000 car loan at 10% interest which will be paid off in March.
Which debts do you plan to pay off with this loan?I plan to pay off a high interest loan ($7,200) and pay down a 15% interest credit card. My primary reason for applying to Lending Club was to pay off the high interest loan (23%).

 


 

 

 

Member Payment Dependent Notes Series 1060644

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060644

$24,250

$18,100

23.91%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060644. Member loan 1060644 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: MAll SPE, LLC Debt-to-income ratio: 12.96%
Length of employment: 7 years Location: Phoenix, AZ
       
Home town:
Current & past employers: MAll SPE, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I would like this loan to refinance credit card debt that has high interest rates. This loan will allow me to lower my monthly payment obligation amount with an interest rate that is lower than my current rates. I incurred this credit card debt because of a unique personal situation. It will also provide me a few thousand dollars to do some overdue repairs to my house. <br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,992.00 Public Records On File: 0
Revolving Line Utilization: 99.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $40,000 - $1015 monthly - rates between 12.99% and 29.99%<br>Student Loans - $20,000 - $390 monthly - rate is below 6%<br>Home Mortgage - $390,000 - $2,500 monthly (including taxes and Mort Ins) - rate is 5%<br>No LOC
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $40,000 - $1015 monthly - rates between 12.99% and 29.99%<br>Student Loans - $20,000 - $390 monthly - rate is below 6%<br>Home Mortgage - $390,000 - $2,500 monthly (including taxes and Mort Ins) - rate is 5%<br>No LOC
Which debts do you plan to pay off with this loan?I plan to pay off my higher interest credit cards. I have about $20,000 in CC balances wiht interest rates between 21.99% and 29.99%. I have analyzed it and I can lower my monthly payment by about $300 per month doing it this way.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - $2500, car and insurance paid by work, cell phone $100, utilities - $450, food, etc - $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $40,000 - $1015 monthly - rates between 12.99% and 29.99%<br>Student Loans - $20,000 - $390 monthly - rate is below 6%<br>Home Mortgage - $390,000 - $2,500 monthly (including taxes and Mort Ins) - rate is 5%<br>No LOC
Which debts do you plan to pay off with this loan?I plan to pay off my higher interest credit cards. I have about $20,000 in CC balances wiht interest rates between 21.99% and 29.99%. I have analyzed it and I can lower my monthly payment by about $300 per month doing it this way.
Please explain the reason why you carry a large revolving credit balance.Extraordinary personal issues over the last 16 months haas forced me to incur substantial expense. As a result i had to rely on revolving credit. Now that all these things are stabilized I would like to refinance the higher interest portion to a smaller monthly payment.
What is your intended use for the loan proceeds?Consolidate high interest revolving debt into a lower monthly payment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage - $2595 (includes $395.55 for taxes and insurance), utilities - $400
If you have a delinquency in the last 2 years, please explain the reason.none
Please explain the reason why you carry a large revolving credit balance.Extraordinary personal issues over the last 16 months haas forced me to incur substantial expense. As a result i had to rely on revolving credit. Now that all these things are stabilized I would like to refinance the higher interest portion to a smaller monthly payment.
If you have a public record on file, please briefly explain the event and its resolution.none
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Principle - $450<br>Interest - $1750<br>Taxes and Insurance - $395
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Mostly for debt consolidation. Refinance high interest revolving debt into one lower payment.

 


 

 

 

Member Payment Dependent Notes Series 1060670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060670

$13,600

$13,600

12.69%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060670. Member loan 1060670 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Altria Debt-to-income ratio: 11.98%
Length of employment: 1 year Location: PLANO, TX
       
Home town:
Current & past employers: Altria
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > I got into a higher interest rate and this loan will help me not only lower my rate but I will be putting more toward paying it off sooner. I wanted the flexibility to have a lower monthly payment. I have the cashflow and ability to put 2-3 times more down each month with paying this back<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,902.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?7500 21% $239/mo 6700 22% $104/mo student loan 111/mo Rent 794/mo 4500 line of credit

 


 

 

 

Member Payment Dependent Notes Series 1060696

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060696

$12,000

$12,000

14.27%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060696. Member loan 1060696 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Diocese of Florida Debt-to-income ratio: 6.51%
Length of employment: 2 years Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: Diocese of Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,846.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Sept 2011 $2,580,95<br>Oct 2011 $2,473,13<br>Nov 2011 $2,571.61
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card Name Balance Current interest minimum monthly payment<br>Visa Gold $968.90 29.99% $26<br>BestBuy $1,022.90 24.24% $25<br>American Furniture $1,408.35 24.99% $51<br>Citifinantial $4,552.97 23.17% $235,18<br>Billmelater $963.46 19.99% $35<br>Dell $1,135.76 29.99% $35

 


 

 

 

Member Payment Dependent Notes Series 1060697

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060697

$35,000

$21,825

20.30%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060697. Member loan 1060697 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Credit Suisse Debt-to-income ratio: 24.71%
Length of employment: 2 years Location: Union, NJ
       
Home town:
Current & past employers: Credit Suisse
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Intended Use of Funds is for Wedding plan expenses, with plan to use wedding gifts to pay off loan in July 2012.<br><br> Borrower added on 12/08/11 > Intended use of funds is Wedding planning expenses.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 61 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,345.00 Public Records On File: 0
Revolving Line Utilization: 68.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intended use of loan proceeds to assist in wedding plan expenses to be repaid upon receipt of wedding gifts in July 2012.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$537 mthly mortgage, $300 mthly taxes, $150 yr insurance, $100 utilities
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Previous divorce debt that is under credit management

 


 

 

 

Member Payment Dependent Notes Series 1060753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060753

$24,925

$24,925

23.91%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060753. Member loan 1060753 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: exclusive autoline inc Debt-to-income ratio: 17.74%
Length of employment: 4 years Location: HIALEAH, FL
       
Home town:
Current & past employers: exclusive autoline inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > The loan will be used to pay off all my credit cards so i can make one consolidated payment to lending club <br> Borrower added on 12/08/11 > The loans will be used to pay off all my credit cards so i can make one consolidated paymant to lending club , I have a good credit history of good payments and i have never had late payments, and i plan to make at least $1000 a month to pay more than the mimimum payment. i have had my job for more than 3 yrs and it is very stable.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,265.00 Public Records On File: 0
Revolving Line Utilization: 98.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payments of all my current credit cards is $900 per month, now, once i am issued the loan, i would use the loan to pay off all those cards which brings me to a zero balance and those bills are gone. The minimum payment on this loan i am about to receive is $715, which saves me $185 a month and also saves me the high interest rates the credit cards would have been charging me. So basically to answer your question the only payment i would be focused on is my minimum payment of $715 to pay off the current loan, however i also plan to pay more than the minimum payment to make sure i pay it off as soon as possible.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are: rent: $1100, transportation: $0(paid off), utilities:$100, phone:$50, insurance:$100, food:$200 total :$1550<br>If i include the loan i am about to receive which is $715/month, it becomes $715 plus $1550 which becomes $2265<br>My total bills becomes $2265/month and i can still have some left over from my paycheck for my savings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are: rent: $1100, transportation: $0(paid off), utilities:$100, phone:$50, insurance:$100, food:$200 total :$1550<br>If i include the loan i am about to receive which is $715/month, it becomes $715 plus $1550 which becomes $2265<br>My total bills becomes $2265/month and i can still have some left over from my paycheck for my savings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are: rent: $1100, transportation: $0(paid off), utilities:$100, phone:$50, insurance:$100, food:$200 total :$1550<br>If i include the loan i am about to receive which is $715/month, it becomes $715 plus $1550 which becomes $2265<br>My total bills becomes $2265/month and i can still have some left over from my paycheck for my savings.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payments of all my current credit cards is $900 per month, now, once i am issued the loan, i would use the loan to pay off all those cards which brings me to a zero balance and those bills are gone. The minimum payment on this loan i am about to receive is $715, which saves me $185 a month and also saves me the high interest rates the credit cards would have been charging me. So basically to answer your question the only payment i would be focused on is my minimum payment of $715 to pay off the current loan, however i also plan to pay more than the minimum payment to make sure i pay it off as soon as possible.

 


 

 

 

Member Payment Dependent Notes Series 1060851

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060851

$8,000

$8,000

11.71%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060851. Member loan 1060851 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,583 / month
Current employer: Multisensory Learning Academy Debt-to-income ratio: 16.22%
Length of employment: 3 years Location: Portland, OR
       
Home town:
Current & past employers: Multisensory Learning Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/15/11 > Mortgage and expenses are no higher than $1500 month.<br>Very Stable Income & High Credit Score.<br>Never missed a payment on anything.<br>Need in being able to pay for an upcoming surgery.<br>Thank you<br><br><br><br><br> Borrower added on 12/19/11 > I need to have the money by this next week to pay in full. I still have a ways to go to get to 8k. Your help is VERY appreciated, and will be paid back in a good timely manner.<br><br> Borrower added on 12/19/11 > I need to have the money by this next week to pay in full. I still have a ways to go to get to 8k. Your help is VERY appreciated, and will be paid back in a good timely manner.<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,751.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?cosmetic surgery
What is your intended use for the loan proceeds?cosmetic surgery
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1100
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I do not have many monthly expenses. Total housing monthly expenses total $1500 that includes mortgage, gas, food, insurance, and internet, etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses including food and transportation are less than $1,500 to $1,800
If you have a delinquency in the last 2 years, please explain the reason.NA I have 0 delinquency
Please explain the reason why you carry a large revolving credit balance.I have use credit to purchase items. Then I would pay them off in full. I would then be offered another credit card with a better offer or interest rate so I would accept, then use it to pay for things and pay that card off in full. This is how my revolving credit would increase. I do not charge multiple things if I knew I couldn't pay them off.
If you have a public record on file, please briefly explain the event and its resolution.NA
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is 750, and taxes and insurance total everything to 1100 per month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using it for one purpose, for an upcoming surgery payment
Please provide additional details regarding the purpose of the loan.I am using it for an upcoming surgery.

 


 

 

 

Member Payment Dependent Notes Series 1060853

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060853

$25,000

$15,325

19.03%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060853. Member loan 1060853 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: City of Anaheim Debt-to-income ratio: 15.56%
Length of employment: 7 years Location: Pomona, CA
       
Home town:
Current & past employers: City of Anaheim
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Loan is to lump all of my medical and credit debt. Recently in a car accident which the responsible party is contesting, even though there were broken bones. I am paying money out which may be reimbuseable later, but am not counting on it. Therefore, I am consolidatiing so that I don't get behind in bill payments. Just looking to the future to pay off loans, increase credit score, and looking to by a house in the near future. Do not want smaller bills to hinder my credit rating and continue paying cash for doctors bills. Do not want to get behind on any payments. Income is good, but out going cash wasn't expected and car repairs of $4,000 outgoing which I believe is better than new car payments. I paid my last Lending Club loan almost a year early due to my financial standing at the time and am committed to paying this loan in full. Thank you!!<br> Borrower added on 12/08/11 > Sorry for the miss spelled words. I updated without proofing my information. I read more information will help me be funded faster therefore I would like to point out a few things. I recently brought my credit score to 736 and see that my rate dropped to 680 but is showing at 706 on my credit watcher with Experian. I am not a high risk I just want to consolidate my payments to streamline and better manage my bill payments. Thank you for those who have already committed your hard earned money and for those wishing to make a solid investment, please consider me. Thank you for your time.<br><br> Borrower added on 12/14/11 > I am a great investment oppurtunity. Monthly uncommitted funds, after the consolidation will be $2,500 after rent and the lending club payment of $640.00 payment. <br><br> Borrower added on 12/14/11 > Thank you and Merry Christmas!! <br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1987 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 26 Months Since Last Delinquency: 12
Revolving Credit Balance: $23,426.00 Public Records On File: 0
Revolving Line Utilization: 48.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I believe I had two late payments due to traveling when my mom passed away. Notified the lender and paid the day of the call.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1,200.

 


 

 

 

Member Payment Dependent Notes Series 1060865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060865

$35,000

$22,050

19.03%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060865. Member loan 1060865 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Daimler Trucks North America Debt-to-income ratio: 4.29%
Length of employment: 10+ years Location: clackamas, OR
       
Home town:
Current & past employers: Daimler Trucks North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > We are confident we will be successful in this venture. This is a booth rental salon and we already have the majority of the booths spoken for. The location of the salon is in the middle of the busiest strip mall in town. <br><br> Borrower added on 12/12/11 > I would like to add that I have held a job with the same company for over 17 years. I make a very good stable income that alone, even if our business were to fail, I could make the monthly payments. It is a shame that they cannot go on just credit and income because we are very good on paper in those departments.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 39 Months Since Last Delinquency: 16
Revolving Credit Balance: $13,948.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?High end Hair Salon and Hair loss clinic

 


 

 

 

Member Payment Dependent Notes Series 1060875

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060875

$22,475

$22,475

15.27%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060875. Member loan 1060875 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: EDIT Debt-to-income ratio: 15.23%
Length of employment: 7 years Location: SOUTH HAMPTON, NH
       
Home town:
Current & past employers: EDIT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > Pay off all credit cards. Downpayment on used vehicle.<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,554.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off credit card debt. Down payment on vehicle.
Please explain the reason why you carry a large revolving credit balance.This is an issue I would like to resolve! Rather than paying $200 - $300 a month per credit card....I would like to pay all four of them off and have ONE payment automatically deducted from my checking acct. monthly. I would also like to close out my Bank of America acct.
Which debts do you plan to pay off with this loan?St Jeans Visa, Bank of America Visa, Kohls, Sam's Club.
If you have a delinquency in the last 2 years, please explain the reason.I have had some late payments on my Kohl's card unfortunately, however, its a credit card that is paid up in full usually within a couple of months.......work, kids, homework, and a monthly calender full of events - I tend to forget sometimes to put the payment into the mail.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $800 a month toward the mortgage, $800 for food and $300 for gas. My husband pays the rest of the mortgage, utilities, insurance and taxes.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not rent - my husband pays all utilities, phone, and insurance at the household. I pay $800 for groceries, $300 for gas, and $800 toward mortgage.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $2400 per month. I contribute $800 toward this, $800 for groceries and $300 for gas. He pays insurance, taxes, utilities, etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not rent - my husband pays all utilities, phone, and insurance at the household. I pay $800 for groceries, $300 for gas, and $800 toward mortgage.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $800 a month toward the mortgage, $800 for food and $300 for gas. My husband pays the rest of the mortgage, utilities, insurance and taxes.
If you have a delinquency in the last 2 years, please explain the reason.I have had some late payments on my Kohl's card unfortunately, however, its a credit card that is paid up in full usually within a couple of months.......work, kids, homework, and a monthly calender full of events - I tend to forget sometimes to put the payment into the mail.
Please explain the reason why you carry a large revolving credit balance.This is an issue I would like to resolve! Rather than paying $200 - $300 a month per credit card....I would like to pay all four of them off and have ONE payment automatically deducted from my checking acct. monthly. I would also like to close out my Bank of America acct.
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $2400 per month. I contribute $800 toward this, $800 for groceries and $300 for gas. He pays insurance, taxes, utilities, etc.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would like to pay off all credit cards and close my account on Bank of America. One monthly payment automatically deduced from my checking account rather than 4 payments to different accounts will be more convenient.
Which debts do you plan to pay off with this loan?St Jeans Visa, Bank of America Visa, Kohls, Sam's Club.
Which debts do you plan to pay off with this loan?St Jeans Visa, Bank of America Visa, Kohls, Sam's Club.

 


 

 

 

Member Payment Dependent Notes Series 1060885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060885

$16,950

$16,950

16.77%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060885. Member loan 1060885 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Gaston County Schools Debt-to-income ratio: 14.47%
Length of employment: 10+ years Location: CHERRYVILLE, NC
       
Home town:
Current & past employers: Gaston County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Debt Consolidation Loan to pay of Credit Cards<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 56
Revolving Credit Balance: $32,164.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1475 includes insurance and taxes<br>Home Equity 175<br>Utilities and etc. 750
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Credit Card min. payments 700<br>Mortgage 1475<br>Line of Credit included with credit cards
Which debts do you plan to pay off with this loan?Consolidate High intrest Credit Cards.<br>Line of Credit 1500<br>Visa 1 2500<br>Visa 2 5000<br>Medical Expenses 1500

 


 

 

 

Member Payment Dependent Notes Series 1060895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060895

$7,200

$7,200

13.49%

1.00%

December 27, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060895. Member loan 1060895 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Johns Hopkins / Applied Physics Lab Debt-to-income ratio: 11.84%
Length of employment: 10+ years Location: ELLICOTT CITY, MD
       
Home town:
Current & past employers: Johns Hopkins / Applied Physics Lab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,511.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1060934

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060934

$10,000

$10,000

11.71%

1.00%

December 22, 2011

December 21, 2014

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060934. Member loan 1060934 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: Chrysalis Inc. Debt-to-income ratio: 11.79%
Length of employment: 5 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Chrysalis Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,596.00 Public Records On File: 0
Revolving Line Utilization: 78.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1060970

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1060970

$3,000

$3,000

12.69%

1.00%

December 22, 2011

December 21, 2014

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1060970. Member loan 1060970 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: las nenas fashion Debt-to-income ratio: 15.40%
Length of employment: 10+ years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: las nenas fashion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,527.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1061106

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061106

$21,000

$21,000

14.27%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061106. Member loan 1061106 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: cargill Debt-to-income ratio: 8.76%
Length of employment: < 1 year Location: DORAL, FL
       
Home town:
Current & past employers: cargill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > This loan will help pay off credit card debt that has a higher interest rate. Thank you<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 32 Months Since Last Delinquency: 15
Revolving Credit Balance: $7,979.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1061227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061227

$25,000

$16,050

19.03%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061227. Member loan 1061227 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,200 / month
Current employer: U.S. Army Debt-to-income ratio: 20.67%
Length of employment: 10+ years Location: ludowici, GA
       
Home town:
Current & past employers: U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I have been in the army for 10 years and plan on retiring with them... i am always on time, never late, with my payments and always try to pay more than just the minimum. I am wanting this loan to consolidate my debt so that i can pay it off quicker verses all the different interest rates and different "bills". I can garauntee that it will NOT take me the length of the loan to pay it off.<br><br> Borrower added on 12/15/11 > I just wanted to say thank you to the investors who have shown faith in me and believe in me thus far. I really appreciate it and would really like to combine my debt under one payment and one interest rate vs multiple payments and various interest rates....Thank you<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,112.00 Public Records On File: 0
Revolving Line Utilization: 61.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Well we rent a home for 675.00 monthly, 200.00 monthly for gas, 200.00 for utilities, 100.00 for home and cell phone, and we only spend about 100.00 on food, because we shop at SAMS every 6 months. total expenses are about 1300.00 a month. Our credit cards and student loans come out to almost 1000.00 a month and the 500.00 a month on our car.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Well we rent a home for 675.00 monthly, 200.00 monthly for gas, 200.00 for utilities, 100.00 for home and cell phone, and we only spend about 100.00 on food, because we shop at SAMS every 6 months. total expenses are about 1300.00 a month. Our credit cards and student loans come out to almost 1000.00 a month and the 500.00 a month on our car.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Military star card/chase balance is $7351.04 monthly payment of $250 interest rate 14.9% ; Usaa platinum mastercard balance is 999.22 no minimum monthly payment 11.9% interest rate; Usaa global mastercard balance $6051.92 monthly payment $120 with 13.9% interest rate; student loan (1) balance $2,164.83 monthly payment $28.85 (in 3 years only paid a total of $386.97 off principle) interest rate 6.8% ;
Which debts do you plan to pay off with this loan?I plan to pay off my three credit cards equally a total of 14000.00, my student loans 7900.00, and everything else will to our loan that is 2500.00.

 


 

 

 

Member Payment Dependent Notes Series 1061250

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061250

$12,000

$12,000

19.03%

1.00%

December 23, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061250. Member loan 1061250 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,208 / month
Current employer: Hartz Mountain Corportaion Debt-to-income ratio: 10.91%
Length of employment: 1 year Location: CINCINNATI, OH
       
Home town:
Current & past employers: Hartz Mountain Corportaion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > I plan to use these funds to pay off all my credit cards. I have quite a good job but it required a lot of school! I find myself in a situation that while in school i racked up credit card debt and now I would like to consolidate it to make things easier for me financially. I haven't missed any credit card or car payments in probably 3 to 4 years now. I at least make the minimum payment for all of those bills.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 33 Months Since Last Delinquency: 16
Revolving Credit Balance: $9,520.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have delinquencies in the past two years. I have always paid all credit card and car payments on time.

 


 

 

 

Member Payment Dependent Notes Series 1061306

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061306

$18,000

$18,000

20.30%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061306. Member loan 1061306 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Clark County Fire Dept. Debt-to-income ratio: 17.98%
Length of employment: 2 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: Clark County Fire Dept.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,720.00 Public Records On File: 0
Revolving Line Utilization: 52.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have 2 credit cards with high balances which helped me get through school when I couldn't work as much. The interest rates have gone up drastically since I acquired this credit.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $4825<br>Visa - $6100<br>Bank loan - $4025
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses excluding credit cards is $2400.

 


 

 

 

Member Payment Dependent Notes Series 1061317

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061317

$12,000

$12,000

12.69%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061317. Member loan 1061317 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: East Side Clinical Lab Debt-to-income ratio: 10.44%
Length of employment: 7 years Location: WOONSOCKET, RI
       
Home town:
Current & past employers: East Side Clinical Lab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > I plan on paying off my credit cards and looking forward to having one payment..and need to pay off a few other bills as well...I work full time and have been with the same company for 7 years..<br> Borrower added on 12/09/11 > rent is 650.00 a month. I am responsible for 325.00 of that. my signifigant other is resposible for the other half and we split the utilities. I own my car paid the loan off about 5 yrs ago..I hoping to consolidate all of my credit cards to one payment. I am applying for a 60 month loan but want to try to have it paid off by 48 months<br><br> Borrower added on 12/16/11 > all of my apr's are 20.99% or more.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,207.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan on paying off everything so I will have 1 monthly payment instead of a bunch of random ones.. they include 4 credit cards which total about 6,400 I also have some medical bills that I want to pay off they are from deductibles. I plan on paying off the taxes on both vehicles.. looking to get ahead want to look into buying a house in about 5 or 6 yrs
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card about 2900 / (3000) with 20.99 apr / credit card about 2400 / (2500) apr 20.99 / credit card 500 / (1700) apr 24.99.
Which debts do you plan to pay off with this loan?I plan on paying off everything so I will have 1 monthly payment instead of a bunch of random ones.. they include 4 credit cards which total about 6,400 I also have some medical bills that I want to pay off they are from deductibles. I plan on paying off the taxes on both vehicles.. looking to get ahead want to look into buying a house in about 5 or 6 yrs

 


 

 

 

Member Payment Dependent Notes Series 1061403

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061403

$20,000

$20,000

14.27%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061403. Member loan 1061403 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 10.30%
Length of employment: 5 years Location: LOMITA, CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > What I am trying to do is get rid of these 20%+ interest rate credit cards. I pay more than the minimum monthly on 4 cards at about $540 per month. The lower interest rate with this loan will allow me to pay down the dept at a much faster rate. I DO plan on canceling these high interest accounts after they are paid off. <br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,819.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate my debt
What is your intended use for the loan proceeds?Consolidate my debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The same as my loan amount
Which debts do you plan to pay off with this loan?all
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The same as my loan amount
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx. $2,450 per month. I am consolidating my CC's because I would like to have a lower interest rate. These CC companies tend to raise their rates when they are not making as much money as they want to.
Please explain the reason why you carry a large revolving credit balance.About a year ago, I had a family member that was in financial trouble. I helped her out and got stuck with the debt. I don't believe in defaulting on credit. Its mine, so I have to pay it. I am just trying pay more of the actual debt and not the extra interest that comes with it.
Please explain the reason why you carry a large revolving credit balance.About a year ago, I had a family member that was in financial trouble. I helped her out and got stuck with the debt. I don't believe in defaulting on credit. Its mine, so I have to pay it. I am just trying pay more of the actual debt and not the extra interest that comes with it.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using my loan to consolidate my credit cards to get a singe payment and a better interest rate. I plan on canceling my credit cards once they are paid off.
If you have a delinquency in the last 2 years, please explain the reason.I do not have a delinquency
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are roughly $2200. This loan will allow me to pay off my credit cards with a better interest rate and a fixed payment. I plan to cancel these credit cards once they are paid off.

 


 

 

 

Member Payment Dependent Notes Series 1061420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061420

$21,400

$21,400

19.42%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061420. Member loan 1061420 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Bethesda Memorial Hospital Debt-to-income ratio: 19.66%
Length of employment: 3 years Location: FORT LAUDERDALE, FL
       
Home town:
Current & past employers: Bethesda Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > I am using this loan to consolidate my credit cards into one low, affordable monthly payment that fits my budget perfectly. I am very happy I learned about Lending Club! I work in the healthcare field and my job is very stable and always needed.<br> Borrower added on 12/12/11 > I never miss a payment and I have never been in default. <br><br> Borrower added on 12/17/11 > My monthly payment for this loan is well within my monthly budget<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,721.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is approximately $21,328.54. Interest rates vary. I have 4 cards with 24.99%, one with 17.9%, one with 12.24%, one with 13.99%, and one with 24.99%. Currently I am making just over the minimum payment on all of them, totally over 800 a month. My minimum payments range from 50 to 200 for each one. Then on top of the credit card bills, I have a car payment (242/month), car insurance payment, utilities, and student loans (435/month). That is why I really need to consolidate into one lower monthly payment.
Please explain the reason why you carry a large revolving credit balance.I used and relied on credit a lot more in college and graduate school, before I graduated and became employed in my profession. Right out of graduate school I moved across the country. I had to wait for my professional license in my new state before I could start working. Other contributing factors are personal.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover 6300, 22.99% min payment 180<br>Visa 3957.08, 17.9% min payment 100<br>Visa 5385.18, 12.24% min payment 110<br>Visa 804.78, 22.99% min payment 20<br>Clothing Store card, 1724.05 24.99% min payment 85<br>Furniture store card, 1452.95 24.99% min payment 52<br>clothing store card, 295.70 24.99% min payment 25<br>Store card 1408.80, 13.99% min payment 69

 


 

 

 

Member Payment Dependent Notes Series 1061430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061430

$22,000

$22,000

21.67%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061430. Member loan 1061430 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Oxyheal health group Debt-to-income ratio: 15.62%
Length of employment: < 1 year Location: OLYMPIA, WA
       
Home town:
Current & past employers: Oxyheal health group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,154.00 Public Records On File: 0
Revolving Line Utilization: 79.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I tried to answer your question but do to the confidentiality of the loan it would not allow me to send the info.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I tried to answer your question but do to the confidentiality of the loan it would not allow me to send the info.
What is your intended use for the loan proceeds?I have 4 credit cards and one line of credit that I've had for a while and only used just recently for an emergency, do to a vehicle accident on a rental moving truck that both personal and rental truck insurance didn't cover.
Please explain the reason why you carry a large revolving credit balance.It is a reserve line that was never used until I had an emergency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I tried to answer your question but do to the confidentiality of the loan it would not allow me to send the info.

 


 

 

 

Member Payment Dependent Notes Series 1061515

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061515

$30,000

$30,000

14.27%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061515. Member loan 1061515 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Indsoft Debt-to-income ratio: 19.12%
Length of employment: 10+ years Location: IRVING, TX
       
Home town:
Current & past employers: Indsoft
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,682.00 Public Records On File: 0
Revolving Line Utilization: 49.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan is used to increase my inventory levels to increase my sales..

 


 

 

 

Member Payment Dependent Notes Series 1061581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061581

$25,000

$25,000

14.27%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061581. Member loan 1061581 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: Sarasota Memorial Hospital Debt-to-income ratio: 10.77%
Length of employment: 5 years Location: Sarasota, FL
       
Home town:
Current & past employers: Sarasota Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,624.00 Public Records On File: 0
Revolving Line Utilization: 63.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1061643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061643

$29,000

$29,000

12.42%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061643. Member loan 1061643 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: U.S.Postal Service Debt-to-income ratio: 7.22%
Length of employment: 10+ years Location: BETHLEHEM, PA
       
Home town:
Current & past employers: U.S.Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Thanks for the loan. Writing one check will simplify and create a clean slate.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,918.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card:$3,066 bal,17.24%interest rate,$150 monthly payment.c.c:$5,578,16.99%,$100. c.c: $ 4,882,15.24%, $150. c.c: $2,092, 15.24%,$100. c.c:3,500,17.90%,$150.I have a recurring charge(@$2,000 for 2moreyears) that I would like to take care of.Also a personal loan,$5,000,5.00%, $300 payment. Thank You again.
Which debts do you plan to pay off with this loan?All of them inprevious guestion.
Please explain the reason why you carry a large revolving credit balance.part of the reason is I helped a friend out,but mostly I got a bit reckless with charging and buying for a while.My plan is to cancel all but one card when i can pay them off. Thank you
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The onlt purpose of the loan isto pay offmy debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent is $850.00. Utilities about $200.00/month. Insurance is $125.00/year. auto ins is $750/year. no car payment.

 


 

 

 

Member Payment Dependent Notes Series 1061661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061661

$20,500

$20,500

12.69%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061661. Member loan 1061661 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,983 / month
Current employer: UltraTech Inc Debt-to-income ratio: 28.32%
Length of employment: < 1 year Location: SAN JOSE, CA
       
Home town:
Current & past employers: UltraTech Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,823.00 Public Records On File: 0
Revolving Line Utilization: 52.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Luckily that I dont have to pay rent because I live with my parents. So my monthly expenses around $500.
Please explain the reason why you carry a large revolving credit balance.I've a headache to make payments for 4 or 5 accounts each month. So I rather get a loan and payoff everything and concentrate on paying 1 account that will make my life more easier.

 


 

 

 

Member Payment Dependent Notes Series 1061675

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061675

$22,500

$22,500

17.27%

1.00%

December 21, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061675. Member loan 1061675 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,645 / month
Current employer: McKesson Corporation Debt-to-income ratio: 18.80%
Length of employment: 3 years Location: Conway, SC
       
Home town:
Current & past employers: McKesson Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > Consolidating credit card debt. Your investment in securing my financial future is greatly appreciated!!<br><br> Borrower added on 12/13/11 > I will be a good borrower because I have a secure job, I am never late on payments, and I am working completely from a budget I have devised that takes into account this loan plus mortgage, bills, and living. I am smart with money but was just hit up with a lot of expenses due to relocation to another state. Your investment is secure with me.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,364.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We attained this debt by our relocation to another state, buying house and all that goes with a new home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My expenses are a mortgage, a car payment, and consumer debt (credit cards). We are looking to consolidate that debt so that we can get out of the credit card trap. Let me also answer this question in this way, the monthly payment that I will receive by this loan with lendingclub will be roughly the same as all my debt payments, but now I have a fixed interest rate which is compounded monthly instead of daily like on credit cards. It will save me money and ease of mind going forward.

 


 

 

 

Member Payment Dependent Notes Series 1061681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061681

$35,000

$23,250

20.30%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061681. Member loan 1061681 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Prospect Transportation Inc. Debt-to-income ratio: 20.16%
Length of employment: 5 years Location: Lodi, NJ
       
Home town:
Current & past employers: Prospect Transportation Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > Loan is for credit card consolidation.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,306.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Other expenses not including credit card payments are approx $1500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balance is approx $34,000
Which debts do you plan to pay off with this loan?Credit cards

 


 

 

 

Member Payment Dependent Notes Series 1061741

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061741

$22,250

$22,250

12.69%

1.00%

December 23, 2011

December 21, 2014

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061741. Member loan 1061741 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: garden of eden Debt-to-income ratio: 15.63%
Length of employment: 2 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: garden of eden
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > i will pay my credit cards and keep working to pay you and buy an apartment<br><br> Borrower added on 12/07/11 > my job is stable i like to work and be resposable <br><br> Borrower added on 12/07/11 > thank you <br> Borrower added on 12/08/11 > god bless everyone for trust me <br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,791.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?pay my credit cards

 


 

 

 

Member Payment Dependent Notes Series 1061747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061747

$18,000

$18,000

16.77%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061747. Member loan 1061747 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Smashbox Cosmetics Debt-to-income ratio: 21.22%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Smashbox Cosmetics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > I am desperate to pay off my credit cards! I got myself in the worst position charging on high interest cards, then went too deep! <br><br>I have an awesome job that would seem much more successful if I wasn't paying SO much in interest every month. I also try and overpay to get it done faster but then put myself in a bind and need to use the cards again. This loan will be LIFE CHANGING for me. I will be making progress on my debt, get rid of the high interest cards so they cannot even tempt me, and get my life back on track instead of drowning in interest. <br><br>I have an excel spreadsheet that tells me how much debt I owe every month and what payments have been made, that I've been keeping for years. It will be nice to actually see decline and I fully plan to pay off earlier than 5 years. <br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,489.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I really need to pay off and close some of my credit cards. I have 2 high interest cards that feel impossible to pay off due to high monthly payments - I pay so much on my cards that I end up using them again to live. This loan will help me lower my monthly payments, pay off these cards so I can cancel them and try and get myself out of debt!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1,000 in rent, about $350 in utilities/tv and car insurance, my cell phone is covered by my company so I don't have that expense. <br><br>The bulk of my monthly expenses are on my credit cards which total a month minimum payments: $640 due to high interest.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay $1,000 in rent, about $350 in utilities/tv and car insurance, my cell phone is covered by my company so I don't have that expense. <br><br>The bulk of my monthly expenses are on my credit cards which total a month minimum payments: $640 due to high interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am mainly focusing on paying off my high interest cards and there are 3 cards. <br><br>Credit Card #1 (which I plan on cancelling) - Balance: $9,700 / Interest: 24.99%<br>Credit Card #2 - Balance: $4,500 / Interest: 22.99%<br>Credit Card #3 - Balance: $3,800 / Interest: 19.99%<br><br>These are the interest rates that I am struggling with. I have no problem paying my other debt: one other credit card, a small student loan, and my car payment. They all have low interest below 10%.

 


 

 

 

Member Payment Dependent Notes Series 1061772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061772

$12,000

$8,900

20.30%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061772. Member loan 1061772 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Mayo Primary Care Center Debt-to-income ratio: 18.76%
Length of employment: 1 year Location: St Augustine, FL
       
Home town:
Current & past employers: Mayo Primary Care Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/07/11 > Debt consolidation and medical expenses<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 12
Revolving Credit Balance: $8,382.00 Public Records On File: 0
Revolving Line Utilization: 98.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1500: some expenses include: monthly: rent 650; electricity around 30 water around 30 transportation n/a work last than 4 miles away (fill up 2 twice in a month at most)
If you have a delinquency in the last 2 years, please explain the reason.I have not been delinquent in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1061788

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061788

$20,000

$20,000

20.30%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061788. Member loan 1061788 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,917 / month
Current employer: federal Debt-to-income ratio: 20.91%
Length of employment: 10+ years Location: FAIRBANKS, AK
       
Home town:
Current & past employers: federal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > I will pay of bills.<br><br> Borrower added on 12/13/11 > I am in a very good job, i am not n any danger in losing it. I have always try my best to pay in a timely matter. I have paid off several debts of early in my years. I am a very honest and trustfully person. You can as me any questions I will try my best to answer it in my best to my knowledge. <br><br> Borrower added on 12/13/11 > thanks to the people who has put faith into me. you wont be sorry.<br><br> Borrower added on 12/14/11 > Thank you again in believeing in me. I promise not ro let you down. thanks again for your support.<br><br> Borrower added on 12/14/11 > thank you all for your support<br><br><br> Borrower added on 12/15/11 > thank you to all the investors. You won't be sorry. however I need atleast 2/3 of my request amount. Im not being unappectaned, i promise you I won't let you down<br><br> Borrower added on 12/15/11 > I got a emial stateing I had a question from a investor, But I don't see it<br><br> Borrower added on 12/15/11 > oh thank you so much, to those who just put their trust in me. Merry Christmas.<br><br> Borrower added on 12/16/11 > i dont know if the message went tho I want to express my feeling to all the investors Merry Christmas and bless you all!!<br><br> Borrower added on 12/19/11 > I recieved a email telling me I had a question form a lender. I went online and i don"t see one.<br><br> Borrower added on 12/19/11 > I want to give my blessing to all the new investors, that have faith in me. I promise you won't be sorry.<br><br> Borrower added on 12/19/11 > nevermind, i found the questions.<br><br> Borrower added on 12/20/11 > The amount I will receive is turely a blessing. you are all good people. thank you for making this time of yr and easier to relax and maybe not worry about the coming year. GOD BLESS YOU ALL.<br><br> Borrower added on 12/21/11 > it almost the end, I would like to thank all of you for the support. I would like more, however, the amount i get for this loan, will come in handing, please consider to support me a little more. Thank you<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,137.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would payoff bills.
Please explain the reason why you carry a large revolving credit balance.I had several things happen this year, that cause me to use them.
Please explain the reason why you carry a large revolving credit balance.I had several things happen this year, that cause me to use them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had several majors things happen this yr, to cause me to use them
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I had several majors things happen this yr, to cause me to use them
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3150.00

 


 

 

 

Member Payment Dependent Notes Series 1061842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061842

$20,000

$12,500

19.03%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061842. Member loan 1061842 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: Medicis Debt-to-income ratio: 9.06%
Length of employment: 6 years Location: Scottsdale, AZ
       
Home town:
Current & past employers: Medicis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 26
Revolving Credit Balance: $24,185.00 Public Records On File: 1
Revolving Line Utilization: 90.60% Months Since Last Record: 91
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1800, electricity $268, Water $100, Phone $75, Insurance $123, Food $800, Gas $200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase - $6600 - 28.84%, Discover Miles -$4,300 - 12.99%, Discover - $7,000 - $19.99, GEMoney - $750 - 0%, ToysRUs - $400 - 23.24%, CareCredit $1900 - 0%, Capital One $700 - 22.90%, CompassInspire $3,900 - 19.99%, Old Navy - $800 - 24.99%, Kohls - $700 - 21.99%, Citicard - $1,000 - 14.99%, JC Penny - $800 - 26.99%, Best Buy - $200 - 0%, PenFed - $5,200 - 4.99%
Which debts do you plan to pay off with this loan?I plan to pay off the $19,000 in credit card debt that carry an interest rate which is higher than this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $1800, electricity $268, Water $100, Phone $75, Insurance $123, Food $800, Gas $200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase - $6600 - 28.84%, Discover Miles -$4,300 - 12.99%, Discover - $7,000 - $19.99, GEMoney - $750 - 0%, ToysRUs - $400 - 23.24%, CareCredit $1900 - 0%, Capital One $700 - 22.90%, CompassInspire $3,900 - 19.99%, Old Navy - $800 - 24.99%, Kohls - $700 - 21.99%, Citicard - $1,000 - 14.99%, JC Penny - $800 - 26.99%, Best Buy - $200 - 0%, PenFed - $5,200 - 4.99%

 


 

 

 

Member Payment Dependent Notes Series 1061869

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061869

$20,675

$20,675

15.27%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061869. Member loan 1061869 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,178 / month
Current employer: Hammer Creative Debt-to-income ratio: 23.31%
Length of employment: 7 years Location: NORTHRIDGE, CA
       
Home town:
Current & past employers: Hammer Creative
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Personal Music Production Project<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,487.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Music Production
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is about 40% of my income.

 


 

 

 

Member Payment Dependent Notes Series 1061914

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1061914

$22,400

$22,400

22.74%

1.00%

December 22, 2011

December 21, 2016

December 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1061914. Member loan 1061914 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: JPMORGAN CHASE Debt-to-income ratio: 7.02%
Length of employment: 6 years Location: BRONX, NY
       
Home town:
Current & past employers: JPMORGAN CHASE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/18/11 > I plan to use the funds for debt consolidation. I am a responsible financially inclined individual that's looking for a way to stabilize my current finances. The terms of this loan would save me hundreds of dollars a month.<br>

 

A credit bureau reported the following information about this borrower member on December 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1972 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 16 Months Since Last Delinquency: 14
Revolving Credit Balance: $13,773.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To be completely honest, to pay off the credit debt that I have amassed over the last 2-3 years and use the rest to assist my mother with her bills since she has retired. This wasn't an issue for me back in 2009, but after my company was acquired by Chase bank, my compensation model was drastically impacted. This loan represents a way for me to consolidate many of my credit obligations and student loans.

 


 

 

 

Member Payment Dependent Notes Series 1062015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062015

$19,600

$19,600

12.42%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062015. Member loan 1062015 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Ajel Technologies Inc Debt-to-income ratio: 11.62%
Length of employment: 2 years Location: BUFFALO, NY
       
Home town:
Current & past employers: Ajel Technologies Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,355.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1062043

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062043

$11,700

$11,700

14.65%

1.00%

December 21, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062043. Member loan 1062043 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,708 / month
Current employer: ourisma fairfax toyota Debt-to-income ratio: 18.17%
Length of employment: 3 years Location: CENTREVILLE, VA
       
Home town:
Current & past employers: ourisma fairfax toyota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,203.00 Public Records On File: 0
Revolving Line Utilization: 39.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of this loan is to pay off all my credit cards that have a very high interest rate, and after they are paid off I plan to close those accounts, and stay just with this loan and never make the same mistake of getting many credit cards again.
What is your intended use for the loan proceeds?I will use this loan to pay a few credit cards that have very high interest rate. By cancelling all my cards and never applying for them again I think is a good way for me to get out of debt and save some money for my future.
What is the total balance of your credit cards, interest rates and current monthly payments?Everything in total is 11,000 and the interest rates are between 16% and 26%
What is your intended use for the loan proceeds?I will use this loan to pay a few credit cards that have very high interest rate. By cancelling all my cards and never applying for them again I think is a good way for me to get out of debt and save some money for my future.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With out those cards I only have rent, two cars, car insurance, utilities, cable, and food.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, two cars, utilities, food, car insurance, and cable.
Please explain the reason why you carry a large revolving credit balance.I made a lot of wrong decisions before I didn't know what I was getting myself into just spend money and swipe cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citifinancial 6000 at 26.4% Minimum Monthly $224<br>Visa 2500 at 24% minimum $75<br>Visa 1800 at 24.24% minimum $50<br>Discovery 500 at 21.29% minimum $25<br>This are the cards I want to pay off and cancel, I currently don't pay the minimum payment I always try to pay more.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of this loan is to pay off all my credit cards that have a very high interest rate, and after they are paid off I plan to close those accounts, and stay just with this loan and never make the same mistake of getting many credit cards again.
What is the total balance of your credit cards, interest rates and current monthly payments?Everything in total is 11,000 and the interest rates are between 16% and 26%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now I pay around 424 all credit cards together. After I pay those cards I am planning to close them and only stay with this loan, I don't know what the minimum payment will be but I am planning to pay at least 350 a month of more if necessary.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citifinancial 6000 at 26.4% Minimum Monthly $224<br>Visa 2500 at 24% minimum $75<br>Visa 1800 at 24.24% minimum $50<br>Discovery 500 at 21.29% minimum $25<br>This are the cards I want to pay off and cancel, I currently don't pay the minimum payment I always try to pay more.
Please explain the reason why you carry a large revolving credit balance.I made a lot of wrong decisions before I didn't know what I was getting myself into just spend money and swipe cards.
What is the total balance of your credit cards, interest rates and current monthly payments?Everything in total is 11,000 and the interest rates are between 16% and 26%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citifinancial 6000 at 26.4% Minimum Monthly $224<br>Visa 2500 at 24% minimum $75<br>Visa 1800 at 24.24% minimum $50<br>Discovery 500 at 21.29% minimum $25<br>This are the cards I want to pay off and cancel, I currently don't pay the minimum payment I always try to pay more.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With out those cards I only have rent, two cars, car insurance, utilities, cable, and food.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent, two cars, utilities, food, car insurance, and cable.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Citifinancial 6000 at 26.4% Minimum Monthly $224<br>Visa 2500 at 24% minimum $75<br>Visa 1800 at 24.24% minimum $50<br>Discovery 500 at 21.29% minimum $25<br>This are the cards I want to pay off and cancel, I currently don't pay the minimum payment I always try to pay more.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?With out those cards I only have rent, two cars, car insurance, utilities, cable, and food.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now I pay around 424 all credit cards together. After I pay those cards I am planning to close them and only stay with this loan, I don't know what the minimum payment will be but I am planning to pay at least 350 a month of more if necessary.

 


 

 

 

Member Payment Dependent Notes Series 1062094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062094

$5,000

$5,000

12.42%

1.00%

December 23, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062094. Member loan 1062094 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: BBVA Compass Debt-to-income ratio: 20.06%
Length of employment: 2 years Location: MCALLEN, TX
       
Home town:
Current & past employers: BBVA Compass
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,543.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.around 2 years ago i had a medical emergency. My tonsils inflamed and it got to the point where i acutally had to be hospitalized. Needless to say, my insurance with my employer at the time didnt cover much of the cost which stuck me with the bill. Ever since then, ive been doing my best to consolidate those costs by balance transfers and tryong to chip away at the overall debt.

 


 

 

 

Member Payment Dependent Notes Series 1062102

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062102

$25,000

$17,275

19.03%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062102. Member loan 1062102 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Village of Hawthorn Woods Debt-to-income ratio: 16.19%
Length of employment: 10+ years Location: Wauconda, IL
       
Home town:
Current & past employers: Village of Hawthorn Woods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,572.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off all Credit cards and have one payment. It would be great to have it all payed off in the next few years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $3000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Approx $3000
If you have a delinquency in the last 2 years, please explain the reason.I have not been late on any payments in the past three years
Please explain the reason why you carry a large revolving credit balance.becaue of unfortunate cercumstances it was necessary to pay living expences with credit. those problems have been fixed.
If you have a public record on file, please briefly explain the event and its resolution.I do not.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying mortgage with this money
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose is to pay off all credit cards and have one payment that can be paid off in full is a much shorter time
Which debts do you plan to pay off with this loan?All outstanding CC dept
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balances are around $19000 my goal is to pay off everything and have one payment.
Please explain the reason why you carry a large revolving credit balance.becaue of unfortunate cercumstances it was necessary to pay living expences with credit. those problems have been fixed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balances are around $19000 my goal is to pay off everything and have one payment.

 


 

 

 

Member Payment Dependent Notes Series 1062146

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062146

$24,500

$24,500

20.89%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062146. Member loan 1062146 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Investigroup Debt-to-income ratio: 9.09%
Length of employment: 4 years Location: HILLSIDE, NJ
       
Home town:
Current & past employers: Investigroup
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,668.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thanks for the question. My current total household expenses including credit cards payment is $2,450
What is your intended use for the loan proceeds?My intended use for the loan proceeds is to pay off all my credit cards ( some very high interest ) into one nice monthly payment
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This loan will payoff my credit cards. The total minimum monthly payments for all my credit obligations is about $550. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1062369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062369

$18,500

$11,925

19.03%

1.00%

December 23, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062369. Member loan 1062369 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: American Distilling Inc. Debt-to-income ratio: 20.89%
Length of employment: 10+ years Location: Marlborough, CT
       
Home town:
Current & past employers: American Distilling Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Hi I have worked for the same company 22 years, could really use this loan to consolidate my debt. Thank you For Your Help!<br> Borrower added on 12/10/11 > Hi, I really appreciate everyone's efforts, thank you.<br><br><br><br><br> Borrower added on 12/15/11 > Thanks so much, I appreciate everyone's efforts, they will change my life. <br><br> Borrower added on 12/18/11 > I will be consolidating 7 credit cards with this much needed loan, 3 of which are over 22% that will now be paid in 60 mos instead of ? Years.<br><br> Borrower added on 12/20/11 > Hi Just a little time left, I'm writing this at 28.92% funded. Please continue to help me to make my goal, thank you and Happy Holidays!<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 39
Revolving Credit Balance: $31,962.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I will very gratefully pay off 7 Credit Cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $1540.00, vehicles owned outright, no student loans, the 7 credit cards being paid off range from 12.5% to 26%, BOA $1893.47, BOA $5631.28, MC $1249.27, MC $455.59, Sears $2028.00, Kohls $2122.00, Paypal MC $4450.78. Part of the reason for the debt was helping take care of family members who had needed assistance and it snowballed. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1062399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062399

$18,000

$18,000

17.27%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062399. Member loan 1062399 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: NEXCOM Debt-to-income ratio: 7.82%
Length of employment: 1 year Location: VIRGINIA BEACH, VA
       
Home town:
Current & past employers: NEXCOM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 61
Revolving Credit Balance: $11,273.00 Public Records On File: 0
Revolving Line Utilization: 86.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances are approx $13k. Interest rates vary between 18-29%. Mortgage is $2090/mth which includes taxes & insurance. I work full time and also attend college part time online-$600/per class that I pay out of pocket. My goal is to consolidate my debt and have one low monthly payment. <br>If you have any other questions, please let me know.<br>Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances are approx $13k. Interest rates vary between 18-29%. Mortgage is $2090/mth which includes taxes & insurance. I work full time and also attend college part time online-$600/per class that I pay out of pocket. My goal is to consolidate my debt and have one low monthly payment. <br>If you have any other questions, please let me know.<br>Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1062413

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062413

$12,000

$12,000

12.69%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062413. Member loan 1062413 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: Austin Powder Company Debt-to-income ratio: 19.71%
Length of employment: 9 years Location: COVENTRY, CT
       
Home town:
Current & past employers: Austin Powder Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Loan to consolidate debt and repair roof on house<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,311.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Pay off car which will eliminate a $407 a month payment and pay off some high interest credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1062454

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062454

$16,000

$16,000

18.25%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062454. Member loan 1062454 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Allied Waste Debt-to-income ratio: 18.39%
Length of employment: 10+ years Location: SALEM, OH
       
Home town:
Current & past employers: Allied Waste
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Pay off high interest credit card debt<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,500.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.high interest rates and each payment more than half is for interest
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600.00
What is your intended use for the loan proceeds?To pay off and get rid of high interest rate credit cards

 


 

 

 

Member Payment Dependent Notes Series 1062471

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062471

$20,000

$20,000

20.89%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062471. Member loan 1062471 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Independent Imaging Debt-to-income ratio: 16.63%
Length of employment: 6 years Location: LOXAHATCHEE, FL
       
Home town:
Current & past employers: Independent Imaging
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > I need help to pay off my credit cards fast and just have one monthly bill.<br><br> Borrower added on 12/14/11 > As I mentioned before, I need the loan to consolidate my debt. I was going through a difficult situation and had to rely on credit cards. Now that situation has passed and I would like to pay them all off and stay with one monthly payment. I have a stable job in the medical field.<br>

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,470.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have many credit cards with high interest and want to consolidate all of them into one monthly bill to save money and pay them off faster.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is to consolidate credit card debt. Once I have the loan I plan to pay off all my credit cards and stay with just one monthly payment.
Please explain the reason why you carry a large revolving credit balance.I was going through a difficult situation and had to rely on credit cards. Now that this situation has passed, I am left with multiple high interest credit cards. I will used the loan to pay these credit cards and be left with one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1) Credit union: debt $3,000, interest rate 29.5 %, monthly payment $150. 2) Credit cards various: debt $14,000, interest rates vary from 11% to 29.9%, monthly payments totaling $410 3) Lawyer retainer loan $3,000, monthly payment $100
Please explain the reason why you carry a large revolving credit balance.I was going through a difficult situation and had to rely on credit cards. Now that this situation has passed, I am left with multiple high interest credit cards. I will used the loan to pay these credit cards and be left with one monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is to consolidate credit card debt. Once I have the loan I plan to pay off all my credit cards and stay with just one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1) Credit union: debt $3,000, interest rate 29.5 %, monthly payment $150. 2) Credit cards various: debt $14,000, interest rates vary from 11% to 29.9%, monthly payments totaling $410 3) Lawyer retainer loan $3,000, monthly payment $100
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $1,200, utilities $300, car insurance $150, car payments totaling $700, credit payments totaling $750, food and gas $250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1) Credit union: debt $3,000, interest rate 29.5 %, monthly payment $150. 2) Credit cards various: debt $14,000, interest rates vary from 11% to 29.9%, monthly payments totaling $410 3) Lawyer retainer loan $3,000, monthly payment $100
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1062478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062478

$28,000

$18,625

12.42%

1.00%

December 23, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062478. Member loan 1062478 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: marist school Debt-to-income ratio: 23.41%
Length of employment: 8 years Location: CUMMING, GA
       
Home town:
Current & past employers: marist school
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/10/11 > I will be using this loan to pay off 4 high intrest credit card balances. One is as high as 21%. It will be nice to have a set amount each month at a comfortable rate.<br><br>Thanks.<br> Borrower added on 12/12/11 > I have excellent credit history and have never been late or missed a payment when a payment is due. Credit score is close to 800. If this loan is funded I am going straight to four sites to pay off some high interest balances.<br><br>Thanks for your help... <br><br> Borrower added on 12/17/11 > I have a very stable job in IT. I have aprox. $2500 left over each month after bills are paid. So paying down on this loan will be no problem at all. Purpose of this loan is to lump all credit debts into one monthly payment.<br><br>Thanks for helping.<br><br> Borrower added on 12/20/11 > If this loan is funded, it will give me piece of mind each month knowing that there actually is a light at the end of the tunnel and this loan will be paid in full along with all the creditor debts. One last push in these final hours.<br><br>Thanks again everyone!<br>Happy Holidays to you and yours!<br><br> Borrower added on 12/20/11 > only 234000 to go<br><br>lets go!!! You can do it!<br><br> Borrower added on 12/20/11 > Credit cards to pay off and pay 1 monthy payment. Will save me $400/month<br><br>AMEX:11948 <br>Chase:2745 <br>Citi AMEX:5645 <br>Citi MasterCard: 5545 <br>DiscoverCard: 5560<br><br> Borrower added on 12/22/11 > thank you everyone for picking my loan. this will be a huge help!!!<br><br>Happy Holidays again to you and yours!!!<br><br> Borrower added on 12/22/11 > One last surge before closing time. Soooo close!!! Thank you everyone!!! What a huge help and relief...<br><br> Borrower added on 12/22/11 > Any last takers? Need only 10K more to completely eliminate my credit card debt and start living stress free again.<br><br>Thanks!<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,111.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1062508

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062508

$12,000

$9,600

14.65%

1.00%

December 23, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062508. Member loan 1062508 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Dune Management Debt-to-income ratio: 14.44%
Length of employment: 3 years Location: Montauk, NY
       
Home town:
Current & past employers: Dune Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > My credit is good.<br>70 to 80% is to pay off credit cards and house credits with high interest rates (consolidate debt and have only one low monthly payment) and some back up cash to avoid the use of credit cards for upcoming holidays.<br>I have a stable job with a leading management company.<br>Thank you <br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,506.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1062577

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062577

$28,000

$28,000

14.27%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062577. Member loan 1062577 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: mckinstry co. Debt-to-income ratio: 9.46%
Length of employment: 7 years Location: SEATTLE, WA
       
Home town:
Current & past employers: mckinstry co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > This loan consolidates all my consumer debt, including car payments. It will reduce my total monthly payment drastically and I will be debt free in 5 years or less. <br> Borrower added on 12/10/11 > Right now we pay $1,000 per month on consumer debt (including car payment). This loan will lower that payment by $350 per month. I have a stable job, I've worked for the same employer for 7 years. This loan seems like a "no brainer" to me, and I'm excited to be debt free. I pride myself on paying my bills on time and I enjoy having good credit.<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,936.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt is 16k. with interest rates between 13% - 18%. Minimum payments on credit cards total $500. I have a car that I took a "re-finance loan " out on to pay for schooling. This loan was taken out through our bank and the car is used as collateral. I owe 10k on this loan, interest rate is 18%, monthly payment is $260. I owe $290 on our house we've owned it for 3 years, it is worth about $310k. our mortgage payment is $2100 including taxes and insurance, interest rate is 5% on a 30yr. loan. I am now paying extra on credit cards to pay down the balance and my goal is to be out of debt. (not including house) in 5 years. This loan reduces my monthly minimum payment which allows me to continue paying what I am currently paying and be out of debt that much quicker and then I can put that money into paying off the house

 


 

 

 

Member Payment Dependent Notes Series 1062584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062584

$22,500

$22,500

16.77%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062584. Member loan 1062584 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,042 / month
Current employer: Exact Software North America Debt-to-income ratio: 10.91%
Length of employment: 4 years Location: SAN MATEO, CA
       
Home town:
Current & past employers: Exact Software North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Loan will be used to pay off current credit cards. It will be easier to pay one monthly bill as opposed to multiple bills. Employed with my current employer for almost 5 years. <br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,080.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current expenses are $2,000 per month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa<br>Balance - $15,322.20<br>Interest Rate - 6.24%<br>Monthly payment - $228<br><br>Mastercard<br>Balance - $2,995.22<br>Interest Rate - 17.9%<br>Monthly payment - $76<br><br>Mastercard<br>Balance - $2,274.82<br>Interest Rate - 8.24%<br>Monthly payment - $40<br><br>Misc Credit Card<br>Balance - $1,804.44<br>Interest Rate - 16.24%<br>Monthly payment - $55
What is the total balance of your credit cards, interest rates and current monthly payments?Visa<br>Balance - $15,322.20<br>Interest Rate - 6.24%<br>Monthly payment - $228<br><br>Mastercard<br>Balance - $2,995.22<br>Interest Rate - 17.9%<br>Monthly payment - $76<br><br>Mastercard<br>Balance - $2,274.82<br>Interest Rate - 8.24%<br>Monthly payment - $40<br><br>Misc Credit Card<br>Balance - $1,804.44<br>Interest Rate - 16.24%<br>Monthly payment - $55

 


 

 

 

Member Payment Dependent Notes Series 1062738

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062738

$22,250

$22,250

15.27%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062738. Member loan 1062738 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Southwest Pumps and Filters, Inc. Debt-to-income ratio: 23.07%
Length of employment: 8 years Location: SPRINGFIELD, MO
       
Home town:
Current & past employers: Southwest Pumps and Filters, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > By allowing us to consolidate our current debt, we will be able to pursue the dream of home ownership. Thank you in advance for your consideration. You will not be dissapointed if you invest in us.<br><br> Borrower added on 12/10/11 > First off - I appreciate everyone who takes time to review my listing. Please let me say I believe I am a safe investment. I make all my bill payments on time and have been trying to focus on chipping away at me debt and came across Lending Club. I have tried to receive unsecure loans in the past to consolidate I have not been successful only because in my opinion, the banks are to concerned with housing loans and cannot take risks on unsecured loans. Which is understandable. but impersonnal.. I am responsible and make all my payments as I mentioned above. I have had a lot of unforseen expensed come my way and had to use credit cards. I strongly believe if I can consolidate that I can eliminate my current debt and move closer to my dream of home ownership. This cannot be possible until I payoff my current debt. Thank you for you time and hopefully your investment.<br><br> Borrower added on 12/20/11 > As the last day approaches for funding I really hope you will trust and invest in me. I still have a large percentage remaining to be funded and appreciate your consideration. Happy Holidays to everyone!<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,695.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do carry 100%out of pocket health care. Of course I have the normall rent, utilities, food, cell phone, etc. but hope you are not asking me to list amounts.
Please explain the reason why you carry a large revolving credit balance.I have used the credit for a lot of miscallenous things, mostly though is medical costs. I am slowly making a dent, however by consolidating I feel I can more successfully and efficiently eliminate this dedt. I have excellent pyament history and I am never late on my bills. I put my bills before everthing else. I am a safe investment and appreciate the interest. Happy holidays.

 


 

 

 

Member Payment Dependent Notes Series 1062753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062753

$20,000

$20,000

21.28%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062753. Member loan 1062753 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: Oppenheimer & Co Inc Debt-to-income ratio: 16.72%
Length of employment: 2 years Location: Saint Paul, MN
       
Home town:
Current & past employers: Oppenheimer & Co Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > Consolidating 20,000 worth of CC debt. I've been at my job for 4 years, 2 with my current company. Never missed a payment on a loan and am looking to buy a house in the next year and want to get my finances in complete order. <br> Borrower added on 12/09/11 > My monthly payments include $357 to USbank for my student loans, $550 to Lexus Financial for my vehicle, about $1000/mo for my revolving debt, and approx $500 for random bills around the house. The $20,000 in CC debt includes 4 cards. $11,000 to USbank $4000 to Chase, $4000 to Juniper Bank, and $1000 to Capital One. Capital One, Chase, and Juniper are each getting closed after they are paid off.<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,789.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a Car loan thru Lexus that is at 7% that I pay $550/mo. I have about 20K in CC debt with most of it up around 29-30% and I pay about $1000/mo on that. Student loan balance is about 22K, and I pay $357/mo on that. Maybe another $400 in monthly bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a Car loan thru Lexus that is at 7% that I pay $550/mo. I have about 20K in CC debt with most of it up around 29-30% and I pay about $1000/mo on that. Student loan balance is about 22K, and I pay $357/mo on that. Maybe another $400 in monthly bills.
Please explain the reason why you carry a large revolving credit balance.I used them to help finance grad school.
What is your intended use for the loan proceeds?Loan proceeds are going towards paying off $20,000 worth of credit card and nothing else.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $100/mo to Tmobile, my office covers my parking so I probably spend $200/mo in transportation expenses. My car payment is about $550 to lexus financial, Utilities are split at my house and Including my tmobile bill, can average between $400-$500/mo depending on energy/heating use. I'm going to guess that I probably spend about $1000/mo on food.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay my insurance annually, which is about $1700. Taxes are approximately $4200, which I pay semi-annually. House is owned free and clear, but I co-own it with a non-relative which is why I don't take out a home equity line of credit.
Please explain the reason why you carry a large revolving credit balance.I used them to help finance grad school.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only purpose of the loan is to pay off my credit cards.
Which debts do you plan to pay off with this loan?US Bank CC 11,000 Juniper CC 4000 Chase CC 4000 and Capital one CC 1000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay my insurance annually, which is about $1700. Taxes are approximately $4200, which I pay semi-annually. House is owned free and clear, but I co-own it with a non-relative which is why I don't take out a home equity line of credit.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).House I have right now is owned free and clear, but I co-own it with a non relative which is why I don't take out a home equity line. Insurance is about $1700 a year which I pay annually, and taxes are around $4200 which I pay semi-annually.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $100/mo to Tmobile, my office covers my parking so I probably spend $200/mo in transportation expenses. My car payment is about $550 to lexus financial, Utilities are split at my house and Including my tmobile bill, can average between $400-$500/mo depending on energy/heating use. I'm going to guess that I probably spend about $1000/mo on food.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).House I have right now is owned free and clear, but I co-own it with a non relative which is why I don't take out a home equity line. Insurance is about $1700 a year which I pay annually, and taxes are around $4200 which I pay semi-annually.

 


 

 

 

Member Payment Dependent Notes Series 1062756

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062756

$13,000

$13,000

23.52%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062756. Member loan 1062756 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: Garren New York Debt-to-income ratio: 11.65%
Length of employment: 10+ years Location: NEW YORK, NY
       
Home town:
Current & past employers: Garren New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > Hi Everyone, <br><br>Thank you for taking the time to review my loan. I am planning on putting this loan toward Student Loans and Credit Cards. I have a job that I have been employed at for 10 years and feel this loan will help alleviate pressure on my financial situation and assist me paying down this debt.<br><br>Many thanks for your consideration! <br><br><br>

 

A credit bureau reported the following information about this borrower member on November 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,427.00 Public Records On File: 0
Revolving Line Utilization: 92.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The debt balances are at about 13,000 and are at a high rate. They consist of credit cards, student loans etc.<br><br>Thanks.
Which debts do you plan to pay off with this loan?Hi, <br><br>Mainly credit cards and student loans.<br><br>Thanks!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The debt balances are at about 13,000 and are at a high rate. They consist of credit cards, student loans etc.<br><br>Thanks.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am allocating the money for my loans for credit card debt consolidation and student loans. I am planning on paying off all balances and creating one monthly payment. <br><br>Thanks!
Please explain the reason why you carry a large revolving credit balance.I have been starting my own business and slowly building my brand. Things are beginning to show signs of gain and success and this is why I am seeking to reorganize my monthly payments. It has been my capitol to get things off the ground.<br><br>Thanks.
Please explain the reason why you carry a large revolving credit balance.I have been starting my own business and slowly building my brand. Things are beginning to show signs of gain and success and this is why I am seeking to reorganize my monthly payments. It has been my capitol to get things off the ground.<br><br>Thanks.
Please explain the reason why you carry a large revolving credit balance.I have been starting my own business and slowly building my brand. Things are beginning to show signs of gain and success and this is why I am seeking to reorganize my monthly payments. It has been my capitol to get things off the ground.<br><br>Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1062864

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062864

$24,000

$24,000

17.58%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062864. Member loan 1062864 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,734 / month
Current employer: Department of Defense Debt-to-income ratio: 21.29%
Length of employment: 5 years Location: MIRAMAR BEACH, FL
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/10/11 > Just need this loan to consolidate some debt. Am currently employed, and have been for 5 years, with the government. Will pay this loan off with no problem! <br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,343.00 Public Records On File: 0
Revolving Line Utilization: 25.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses are $1,700.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Right now I have a personal loan that's approximately $11,000 with a 14.99% interest rate and a monthly paymebt of $349 and a credit card that's $8,500 with a 29.99% interest rate and a monthly payment of $283.
Which debts do you plan to pay off with this loan?A high interest credit card and a personal loan.

 


 

 

 

Member Payment Dependent Notes Series 1062929

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062929

$15,000

$15,000

17.58%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062929. Member loan 1062929 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: BMW of Murray Debt-to-income ratio: 12.36%
Length of employment: 3 years Location: Salt Lake city, UT
       
Home town:
Current & past employers: BMW of Murray
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/08/11 > We moved into our home and had our basement flood three weeks later. Insurance was helpful but I would rather consolidate the extra money we spent on this than running up credit cards. Thanks.<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,717.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intended use would be to finish paying off the construction that was done to my basement.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am looking at about $1800 when I add up my expenses without the mortgage which is $1788.00.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose for this loan is to pay for the remodel of our basement. The main sewer line collapsed and backed up sewer in our basement. Then the list goes on. Mold, old electrical fires etc.
Is the improvement to your primary residence or an investment property?This is our primary residence.

 


 

 

 

Member Payment Dependent Notes Series 1062976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1062976

$4,000

$4,000

19.91%

1.00%

December 27, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1062976. Member loan 1062976 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Newell Rubbermaid Inc Debt-to-income ratio: 15.20%
Length of employment: 10+ years Location: Orwigsburg, PA
       
Home town:
Current & past employers: Newell Rubbermaid Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,722.00 Public Records On File: 1
Revolving Line Utilization: 22.40% Months Since Last Record: 92
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No I do not
If you have a public record on file, please briefly explain the event and its resolution.I do not have any record on file
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage and taxes will be in one payment of 483.00 monthly and yearly taxes will be 2886.00 and home owner's insurance will be roughly 60.00 monthly. I also have additional income other than my employment weekly paychecks
Is the home you are purchasing your primary residence or an investment property?Yes peimary
What is the estimated current market value of the home you intend to purchase?The current market value is 42,000 but this family is selling it for 25,000 because their parents passed away and nobody in the family wants it, they all have their own homes
What other sources of financing are you using to purchase the home?Only you
Please explain the reason why you carry a large revolving credit balance.I incurred a few unexpected emergencies and I'm also trying to build my credit back up so I can show I have a good credit history! I hadn't had any credit personally for a long time!

 


 

 

 

Member Payment Dependent Notes Series 1063020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063020

$20,000

$20,000

13.49%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063020. Member loan 1063020 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: seminole hard rock Debt-to-income ratio: 9.09%
Length of employment: 3 years Location: SAINT PETERSBURG, FL
       
Home town:
Current & past employers: seminole hard rock
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,736.00 Public Records On File: 0
Revolving Line Utilization: 79.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$800 rent $80 gas $60 electric $60 phone $80 car ins. $300 food
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.master card $4700 at 16.99% master card $400 at 16.99% master card $4500 at 28% amex $3500 at 13.99% visa $1070 at 15.24% visa $1320 at 13.24% amex $2730 at 13.24% discover $1780 at 12.99%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?min payments $520 after loan they'll all be paid
What is the total balance of your credit cards, interest rates and current monthly payments?total balance $20,000.00 interest vary between 13.00% to 28% total monthly min $520

 


 

 

 

Member Payment Dependent Notes Series 1063090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063090

$10,000

$10,000

12.42%

1.00%

December 22, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063090. Member loan 1063090 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: VirginiaMasonMedicalCenter Debt-to-income ratio: 10.45%
Length of employment: 4 years Location: Seattle, WA
       
Home town:
Current & past employers: VirginiaMasonMedicalCenter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > my credit cards jumped its interest rates and i hope my loan will approve so i can pay off all my debts<br> Borrower added on 12/14/11 > and hope my loan be issued before xmas happy holiday<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,177.00 Public Records On File: 0
Revolving Line Utilization: 51.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1063199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063199

$25,000

$25,000

18.25%

1.00%

December 22, 2011

December 22, 2016

December 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063199. Member loan 1063199 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: US Bank Debt-to-income ratio: 10.58%
Length of employment: < 1 year Location: FAIR OAKS, CA
       
Home town:
Current & past employers: US Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I plan to use the funds to pay off all credit card debt. I bought a Condo in foreclosure. The purchase took most of my savings and there were many repairs and fixtures necessary to make the place livable, which I used credit cards to finance. Many of my creditors began to cut my limits and raise my interest rates, even though I never made a single payment late.<br>Consolidating my debt will simplify my life and my finances, and take away a lot of stress the situation has caused.<br>My job is very stable. I work in a specialized field which is very much in demand these days. I have worked in this capacity for over 6 years<br>

 

A credit bureau reported the following information about this borrower member on December 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,608.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balances Total approx $24,000 spread out across six accounts, interest rates ranging between 19-29%. Monthly payments total $775.<br>Mortage payment of $1081 per month, including impound.<br>One student loan with a balance of $18,000, monthly payment of $172.00<br>No auto loans, car is paid for.<br>This loan will improve my monthly cash flow by about $140 per month.

 


 

 

 

Member Payment Dependent Notes Series 1063246

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063246

$25,000

$17,950

16.77%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063246. Member loan 1063246 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: Chase Bank Debt-to-income ratio: 13.66%
Length of employment: 1 year Location: ROSEVILLE, CA
       
Home town:
Current & past employers: Chase Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/10/11 > I have 5 active credit cards which I will be paying off and closing 3 of them. I also have an auto loan that I will be paying off. With this consolidation I will be saving over $350 a month.<br> Borrower added on 12/12/11 > I have a stable job and have been employed time for the last 11 years. <br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,388.00 Public Records On File: 0
Revolving Line Utilization: 82.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My current mortgage payment is $1425 but a receive rental income of $1500 a month for that property. I pay $45 a month for water a sewer on that property. My tenants pay the other expenses. My wife pays the expenses on her home that we live in. I have a monthly phone bill of $60 a month and auto insurance of about $80 a month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the funds soley to consolidate my debt and reduce my monthly payments by over $300 a month.
Which debts do you plan to pay off with this loan?I plan to pay off all my revolving credit card debt except my GE card which is 0% and the balance is about $600. I will also be paying off my auto loan with Schools Credit Union of approximately $1600 which will reduce my monthly payments by over $300. To be specific. I will be paying off the Wells Fargo, Chase, Merrick, HSBC and Capital One credit cards. I will be closing the Wells Fargo, Merrick and HSBC credit cards once the balance is paid off.
Which debts do you plan to pay off with this loan?I plan to pay off all my revolving credit card debt except my GE card which is 0% and the balance is about $600. I will also be paying off my auto loan with Schools Credit Union of approximately $1600 which will reduce my monthly payments by over $300. To be specific. I will be paying off the Wells Fargo, Chase, Merrick, HSBC and Capital One credit cards. I will be closing the Wells Fargo, Merrick and HSBC credit cards once the balance is paid off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the funds soley to consolidate my debt and reduce my monthly payments by over $300 a month.
What is your intended use for the loan proceeds?Consolidation of all my revolving debt as well as the remainder of my auto loan.

 


 

 

 

Member Payment Dependent Notes Series 1063393

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063393

$35,000

$23,250

20.30%

1.00%

December 23, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063393. Member loan 1063393 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,083 / month
Current employer: The Crexent Business Centers Debt-to-income ratio: 16.39%
Length of employment: 3 years Location: Jacksonville, FL
       
Home town:
Current & past employers: The Crexent Business Centers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > Looking to consolidate debt so I can take care of my family and move forward with my business venture. PLEASE CONSIDER!<br> Borrower added on 12/13/11 > Thank you for helping me with this request. I urge you to fund the full amount as this will assist me going forward . Thank you for your consideration!<br><br> Borrower added on 12/18/11 > I need to consolidate my accounts as I am working on opening my our business.<br><br> Borrower added on 12/19/11 > Dear Investors<br><br>With only 4 days left to fund my request, I hope you will be able to assist me. I need your help in condolidating my bills. I now take care of my father after my mothers death. The the additional financial responsibility I need to consolidate to make sure I can take care of him<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 82
Revolving Credit Balance: $18,515.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will consolidate my existing bills to one payment. My intent is to pay off in 24 months. Thank you for your interest and your assistance!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are approx 1500 mth
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approx 32,000 - interest reates are from 18-29% -

 


 

 

 

Member Payment Dependent Notes Series 1063421

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063421

$8,000

$8,000

8.90%

1.00%

December 22, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063421. Member loan 1063421 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,267 / month
Current employer: St. Johnland Debt-to-income ratio: 25.12%
Length of employment: 1 year Location: COPIAGUE, NY
       
Home town:
Current & past employers: St. Johnland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1987 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 68
Revolving Credit Balance: $20,888.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two school loans which I am still paying off. I pay more than the amount requested so that I can knock down the priniciple balance. I have a few credit card debts, which is why I am trying to consolidate them all into one payment. That way I have one payment to make and I can start the new year with no debts other than my student loans. My line of credit is excellent, I believe I have a credit score of 775.
Which debts do you plan to pay off with this loan?My credit card debts so I can consolidate my payments into one payment.

 


 

 

 

Member Payment Dependent Notes Series 1063509

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063509

$16,800

$16,800

18.25%

1.00%

December 23, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063509. Member loan 1063509 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Colorado Department of Public Safety Debt-to-income ratio: 21.50%
Length of employment: 10+ years Location: Pagosa Springs, CO
       
Home town:
Current & past employers: Colorado Department of Public Safety
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > Thanks for looking at my loan. I plan to use the loan to payoff higher interest rate credit cards that my family and I have used to pay for one-time medical costs. I'd rather have the extra money for my family than to pay a bank a high interest rate.<br><br>I recently tried speaking with my credit card companies about lowering my interest rates with them, but to no avail. Therefore I knew that Lending Club would be the best next step.<br><br>I believe that the best indicator of if someone is going to be responsible and payoff their loan is if they do not have any delinquencies. If a person has 0 delinquencies, to me this means that that person thinks that it is very important to pay their debts on time. You will see that I have 0 delinquencies because I hold my credit in such high regard.<br><br>I am ALWAYS ON TIME with my payments, as I have complete respect for my credit score, because I know how important it is for family (being able to provide housing, transportation, etc etc).<br><br>Again, thanks for looking at my loan. If you invest in my loan, I will ALWAYS be one of your "Current" notes!<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,296.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of the credit cards is ~ $17,100. One credit card has an interest rate of 24.99% and I pay $475 per month towards it, another has an interest rate of 23.90% and I pay $95 per month towards it, and the last has an interest rate of 19.99% and I pay $70 per month towards it. Thanks for your question.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thanks for your question. Our mortgage is $835 per month. We do not have a home equity loan or line of credit. Gas, Electric, Water, Trash, and Phone bills add up to approximately $220 per month. Our homeowners insurance and taxes are included in the $835 mortgage payment.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of the credit cards is ~ $17,100. One credit card has an interest rate of 24.99% and I pay $475 per month towards it, another has an interest rate of 23.90% and I pay $95 per month towards it, and the last has an interest rate of 19.99% and I pay $70 per month towards it. Thanks for your question.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Thanks for your question. Visa #1: $3600 balance. 24.99% interest rate. Minimum payment is approximately $115. Visa #2: $1200 balance. 24.90% interest rate. Minimum payment is approximately $65. Discover: $3200. 23.90% interest rate. Minimum payment is approximately $90. Fixed loan: 29.99% interest rate. Balance is ~ $8000. Minimum payment is approximately $350. I always pay more than the minimum, and I always pay on time.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Thanks for your question. Our mortgage is $835 per month. We do not have a home equity loan or line of credit. Gas, Electric, Water, Trash, and Phone bills add up to approximately $220 per month. Our homeowners insurance and taxes are included in the $835 mortgage payment.

 


 

 

 

Member Payment Dependent Notes Series 1063519

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063519

$18,225

$13,450

13.49%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063519. Member loan 1063519 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,110 / month
Current employer: applied IndustrialTechnoliges Debt-to-income ratio: 20.80%
Length of employment: 10+ years Location: Dallas, GA
       
Home town:
Current & past employers: applied IndustrialTechnoliges
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > I am applying for this loan because I want to consolidate my debts. I feel like I am a good candidate for this loan. My credit score is above 720. I have been employed by the same company for eleven years, and it is a stable job that provides a stable income. I take pride in the fact that I have never skipped a payment or been late for a payment before. <br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,404.00 Public Records On File: 0
Revolving Line Utilization: 74.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not have a car payment. My vehicle is paid for. I spend about $180 a month on gas. Insurance for my vehicle is $120/month. Utilities (phone, cable, water, and electricity) are approximately $290 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses related to housing are less than $800 per month.
Please explain the reason why you carry a large revolving credit balance.Unexpected expenses contributed to the large credit balance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am only using the loan to pay off credit cards.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My interest rate on my home is 5.25%. Interest rates currently range from 18% to 22% on credit cards. This loan will be used to pay off the high interest credit cards.
What is your intended use for the loan proceeds?The loan will be used to pay off credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1063526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063526

$13,500

$13,500

9.91%

1.00%

December 22, 2011

December 27, 2014

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063526. Member loan 1063526 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Bank of the West Debt-to-income ratio: 12.38%
Length of employment: 7 years Location: ROSEMEAD, CA
       
Home town:
Current & past employers: Bank of the West
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,023.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?700
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?400

 


 

 

 

Member Payment Dependent Notes Series 1063626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063626

$25,000

$19,950

14.27%

1.00%

December 23, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063626. Member loan 1063626 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,025 / month
Current employer: The Community College of Baltimore Count Debt-to-income ratio: 13.41%
Length of employment: 10+ years Location: Owings Mills, MD
       
Home town:
Current & past employers: The Community College of Baltimore Count
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > Thank you for your consideration of my loan request. This loan will enable me to pay off my expensive credit card debt and see an actual end to those monthly payments. <br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,856.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my expenses minus credit card debt are approximatly $3000.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1864.00 is my monthly mortgage that covers homeinsurance in escrow.
Please explain the reason why you carry a large revolving credit balance.The balance was created while paying for my daughter's education and going through a divorce. my daughter graduated from Temple University in January. I really want to pay the debt off sooner than later, therefore the request for this loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To concolidate my credit card debt into one payment that will end in 5 years.
Which debts do you plan to pay off with this loan?Visa, Discover and Mastercard cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa $9691.47 w/ 16.24% APR<br>Discover $13325.52 w/ 18.24% APR<br>Mastercard $2229.69 w/ 17.90% APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa $9691.47 w/ 16.24% APR<br>Discover $13325.52 w/ 18.24% APR<br>Mastercard $2229.69 w/ 17.90% APR
Which debts do you plan to pay off with this loan?Visa, Discover and Mastercard cards
Please explain the reason why you carry a large revolving credit balance.The balance was created while paying for my daughter's education and going through a divorce. my daughter graduated from Temple University in January. I really want to pay the debt off sooner than later, therefore the request for this loan.

 


 

 

 

Member Payment Dependent Notes Series 1063653

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063653

$25,000

$25,000

19.42%

1.00%

December 22, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063653. Member loan 1063653 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: hudson national golf club Debt-to-income ratio: 21.13%
Length of employment: 10+ years Location: PEEKSKILL, NY
       
Home town:
Current & past employers: hudson national golf club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > thank you , i approciate your help<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,380.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay the credit card
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance is 25000 the average interest rate is 19 and the monthly payment is around $900

 


 

 

 

Member Payment Dependent Notes Series 1063700

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063700

$15,000

$15,000

18.25%

1.00%

December 21, 2011

December 23, 2014

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063700. Member loan 1063700 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Catholic Healthcare West Debt-to-income ratio: 8.49%
Length of employment: 10+ years Location: PITTSBURG, CA
       
Home town:
Current & past employers: Catholic Healthcare West
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/09/11 > I want pay off Grand View timeshare in Las Vegas, and paydown high interest credit card, home improvement (lawn).<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 28 Months Since Last Delinquency: 9
Revolving Credit Balance: $17,258.00 Public Records On File: 0
Revolving Line Utilization: 89.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Amex $1000 @ 1524%<br>Direct Merchants $6800 @ 12.5%<br>Capital One 2 accounts Total: $1500 @ 17.9% | <br>Chase Visa $2900 @ 20.24%<br>Home Depot $3000 @ 27% | Grand View Property Timeshare in Las Vegas $5,000 29%
Which debts do you plan to pay off with this loan?I just realized that the interest rate I qualified for is higher than my current interest rate on some of my credit cards. I would appreciate if you could lower my interest rate so I can pay off most if not all of my credit balances. I will pay off the the highest interest that I owe on. Thank you for your consideration.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?-house- $1176/mo<br>-PGE $67/mo<br>-garbage/water $40/mo<br>-phone - $100/mo<br>-cable-$140/mo<br>-alarm-$46/mo

 


 

 

 

Member Payment Dependent Notes Series 1063729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063729

$18,000

$18,000

13.49%

1.00%

December 23, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063729. Member loan 1063729 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,408 / month
Current employer: WalMart Debt-to-income ratio: 13.70%
Length of employment: 10+ years Location: NEW BLAINE, AR
       
Home town:
Current & past employers: WalMart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,963.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$138 satillite ,cell $100 ,internet,home phone$57,truck insurance$78 ,electric$120 ,truck gas monthy $120 food and houseold $300 mortgage $269
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Penneys 26.99 % $300 $25 mo Homedepot 25.99% $1592 $53mo Discover 22.9% $2114 $56mo CapitalOne 17.9% $2871 $72mo. Citi 16.99% $1707 $60mo Sears 25.24% $481 $25mo BillmemLater 19.99% $2713 $70mo Lowes 22.99% $3025 $100mo Arvest 16.9% $1571 $60mo Chase $1464 $30mo
What is your intended use for the loan proceeds?Pay off High interest cards
What is your intended use for the loan proceeds?Pay off High interest cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?High debt cards and high interest cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Penneys 26.99 % $300 $25 mo Homedepot 25.99% $1592 $53mo Discover 22.9% $2114 $56mo CapitalOne 17.9% $2871 $72mo. Citi 16.99% $1707 $60mo Sears 25.24% $481 $25mo BillmemLater 19.99% $2713 $70mo Lowes 22.99% $3025 $100mo Arvest 16.9% $1571 $60mo Chase $1464 $30mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Penneys 26.99 % $300 $25 mo Homedepot 25.99% $1592 $53mo Discover 22.9% $2114 $56mo CapitalOne 17.9% $2871 $72mo. Citi 16.99% $1707 $60mo Sears 25.24% $481 $25mo BillmemLater 19.99% $2713 $70mo Lowes 22.99% $3025 $100mo Arvest 16.9% $1571 $60mo Chase $1464 $30mo

 


 

 

 

Member Payment Dependent Notes Series 1063949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1063949

$18,000

$18,000

11.71%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1063949. Member loan 1063949 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Di-Matrix Debt-to-income ratio: 18.18%
Length of employment: < 1 year Location: PHOENIX, AZ
       
Home town:
Current & past employers: Di-Matrix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,806.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off debt, and purchase a home.

 


 

 

 

Member Payment Dependent Notes Series 1064063

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064063

$18,825

$18,825

17.58%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064063. Member loan 1064063 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: executive plaza Debt-to-income ratio: 24.98%
Length of employment: 4 years Location: JACKSON HEIGHTS, NY
       
Home town:
Current & past employers: executive plaza
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/17/11 > I will use funds to pay-off current credit cards.and close all pending balances I have. I am very responsible with the credit obligations that I acquire. I am confident with my job. It is very stable and secure as it is supported also by one of the best union in the contry.<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 65
Revolving Credit Balance: $14,092.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Home Depot $4,400.00 APR,26% Mo.146.00 Discover $2,800.00 APR,18.24% Mo.60.00 HSBC $2,500.00 APR,19.99%
Which debts do you plan to pay off with this loan?Home depot, Discover, HSBC, Best Buy, Chase, Fingerhut, Macy's Capitol one, IRS.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortage $360 . transportation $100.00, utilities$60.00, phone $110.00, insurance $147.00, food $200.00, car payment $468.00

 


 

 

 

Member Payment Dependent Notes Series 1064102

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064102

$20,000

$20,000

15.27%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064102. Member loan 1064102 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,518 / month
Current employer: Level 3 Communications Debt-to-income ratio: 10.79%
Length of employment: 10+ years Location: CITRUS HEIGHTS, CA
       
Home town:
Current & past employers: Level 3 Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,161.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate my debt. I purchased a car bu getting a personal line of credit for $5K with Wells Fargo as well as the additional money on Wellsfargo credit card. The remaining balance on my Wellsfargo credit card is for house repairs, car repairs and some overdraft for when money was tight.
Which debts do you plan to pay off with this loan?I plan to pay off personal line of credit for $5K, and $8K on credit card while keeping the remainder for emergency purposes.
What is your intended use for the loan proceeds?To consolidate my debt. I purchased a car bu getting a personal line of credit for $5K with Wells Fargo as well as the additional money on Wellsfargo credit card. The remaining balance on my Wellsfargo credit card is for house repairs, car repairs and some overdraft for when money was tight.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car insurance $200, Grocery $600, child care $1200, Phone $200, credit card payments $600.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $1800, Utilities $200, Insurance $160, taxes $1200.
Please explain the reason why you carry a large revolving credit balance.I am recently divorced and took over the house payment that has not allowed me to refinance due to being under water. I am still pursuing this option, but my goal with this is to get my loans and credit cards consolidated so I can get a true picture of my expenses each month and set a proper budget.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Majority debt sonsolidarion $12k and housing repairs $2500. Extra for unexpected emergencies
Which debts do you plan to pay off with this loan?I plan to pay off personal line of credit for $5K, and $8K on credit card while keeping the remainder for emergency purposes.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Credit 21.35% $400 Monthly payment $14,800 balance, Wells fargo Peronal Line of Credit 6.5% $130 Monthly payment $5200 Balance, Macy's $21.3% $100 Monthly payment, $1200 balance, Kohls $22.5% $50 Monthly payment $800 balance and Discover 15.5% $123 monthly payment, $2500 balance
What is your intended use for the loan proceeds?To consolidate my debt. I purchased a car bu getting a personal line of credit for $5K with Wells Fargo as well as the additional money on Wellsfargo credit card. The remaining balance on my Wellsfargo credit card is for house repairs, car repairs and some overdraft for when money was tight.
Please explain the reason why you carry a large revolving credit balance.I am recently divorced and took over the house payment that has not allowed me to refinance due to being under water. I am still pursuing this option, but my goal with this is to get my loans and credit cards consolidated so I can get a true picture of my expenses each month and set a proper budget.
Which debts do you plan to pay off with this loan?I plan to pay off personal line of credit for $5K, and $8K on credit card while keeping the remainder for emergency purposes.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Credit 21.35% $400 Monthly payment $14,800 balance, Wells fargo Peronal Line of Credit 6.5% $130 Monthly payment $5200 Balance, Macy's $21.3% $100 Monthly payment, $1200 balance, Kohls $22.5% $50 Monthly payment $800 balance and Discover 15.5% $123 monthly payment, $2500 balance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car insurance $200, Grocery $600, child care $1200, Phone $200, credit card payments $600.

 


 

 

 

Member Payment Dependent Notes Series 1064126

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064126

$21,250

$21,250

16.77%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064126. Member loan 1064126 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,542 / month
Current employer: paradise locker meats Debt-to-income ratio: 19.93%
Length of employment: 5 years Location: GLADSTONE, MO
       
Home town:
Current & past employers: paradise locker meats
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,352.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa 3,582.19 24.9% 112.00amonth <br>Master 3,563.15 17.9% 90.00amonth<br>Sams 1,333.00 22.9% 52.00amonth<br>Citi 5,900.00 0%til Feb. 83.00amonth<br>BankAmerica 4,557.19 12% 87.00amonth<br>WachoviaDealer 6,357.34 7% 288.38amonth
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$770 Princ, Int, tax ins house payment<br>$185 combined gas,elec,water, trash. Should be less now w/all new windows & decrease in nat gas prices.<br>$288 '04 Honda Pilot XL fully loaded co-owned with significant other of 10+yrs. My '98 Ford F-150 FX was paid off 6 yrs ago (still A1 condition)<br>Insurance is single policy comprehensive Geico, paid by significant other.<br>Phone past 5yrs is prepaid Trac-fone only $7 month.<br>My share of food bill is about $200 month.<br>Thats pretty much it.
Which debts do you plan to pay off with this loan?All my high interest credit cards aprox $14,000 total with $4,200 bill for all new windows installed Jan '2010.<br>Finish up small home improvements like have a new 20ft concrete off-shoot to garage (bids aprox $2-$3,000) added to my new 100ft concrete circle drive professionally installed in March 2010 and already paid in full. <br>Replaced fridge, stove & built-in micro w/all new so now would like to replace dishwasher to match.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$770 Princ, Int, tax ins house payment<br>$185 combined gas,elec,water, trash. Should be less now w/all new windows & decrease in nat gas prices.<br>$288 '04 Honda Pilot XL fully loaded co-owned with significant other of 10+yrs. My '98 Ford F-150 FX was paid off 6 yrs ago (still A1 condition)<br>Insurance is single policy comprehensive Geico, paid by significant other.<br>Phone past 5yrs is prepaid Trac-fone only $7 month.<br>My share of food bill is about $200 month.<br>Thats pretty much it.
What is your intended use for the loan proceeds?Pay off my high interest credit cards aprox $14,000 and $4,200 bill for all new windows installed Jan '2010.<br>Finish up small home improvements like add a new 20ft concrete off-shoot to garage (bids aprox $2-$3,000) to my 100ft concrete circle drive professionally installed in March 2010 and already paid in full. <br>Already replaced fridge, stove & built-in micro w/all new so now would like to replace dishwasher to match.

 


 

 

 

Member Payment Dependent Notes Series 1064133

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064133

$20,000

$20,000

16.77%

1.00%

December 27, 2011

December 23, 2016

December 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064133. Member loan 1064133 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: US Postal Service Debt-to-income ratio: 9.46%
Length of employment: 10+ years Location: SAN LORENZO, CA
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/10/11 > I plan to use the funds to consolidate my debt. I will make my monthly payment on time. I work at the United States Postal Service for 15 years and until I retire.<br><br> Borrower added on 12/19/11 > working for the United States Postal Service for 15 years, i can say that my job is stable...i will never be out of work...getting this loan will help me pay off my credit card bill faster and help me get back on my feet<br>

 

A credit bureau reported the following information about this borrower member on December 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 28
Revolving Credit Balance: $16,326.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.being a single parent with 2 son in college, i rely on my credit card for those unexpected expenses and my kids expenses. but now that 1 is done, i can budget my income much better. and also by consolidating all my debt, i only have to make one payment and maybe make extra payment so i can pay it off right away.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?us bank $3223.00<br>first national bank $2317.00<br>bank of america $4700.00<br>chase $6340.00<br>sallie mae $2293.00
Which debts do you plan to pay off with this loan?all my credit card debt

 


 

 

 

Member Payment Dependent Notes Series 1064452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064452

$23,000

$23,000

21.28%

1.00%

December 23, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064452. Member loan 1064452 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Department of Defense Debt-to-income ratio: 8.94%
Length of employment: 8 years Location: Clinton Township, MI
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,826.00 Public Records On File: 0
Revolving Line Utilization: 99.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?all credit card and small loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1-1500/25%(70), Credit Card #2-1600/14% (100), Credit Card #3-1000/16% (50), Credit Card#4 6000/21% (100), Loan #1 5700/13% (175), Loan #2 7000/6% (300)
Which debts do you plan to pay off with this loan?all credit card and small loans.
Which debts do you plan to pay off with this loan?all credit card and small loans.
Please explain the reason why you carry a large revolving credit balance.The large revolving credit balance is due to unforseen rental property repairs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1-1500/25%(70), Credit Card #2-1600/14% (100), Credit Card #3-1000/16% (50), Credit Card#4 6000/21% (100), Loan #1 5700/13% (175), Loan #2 7000/6% (300)
What is your intended use for the loan proceeds?I intend to pay off all credit card and loan debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1-1500/25%(70), Credit Card #2-1600/14% (100), Credit Card #3-1000/16% (50), Credit Card#4 6000/21% (100), Loan #1 5700/13% (175), Loan #2 7000/6% (300)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1200, Phone $75, Insurance $72, Food $200, Transportation $120, Utilities $300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1200, Phone $75, Insurance $72, Food $200, Transportation $120, Utilities $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1-1500/25%(70), Credit Card #2-1600/14% (100), Credit Card #3-1000/16% (50), Credit Card#4 6000/21% (100), Loan #1 5700/13% (175), Loan #2 7000/6% (300)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1-1500/25%(70), Credit Card #2-1600/14% (100), Credit Card #3-1000/16% (50), Credit Card#4 6000/21% (100), Loan #1 5700/13% (175), Loan #2 7000/6% (300)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1200, Phone $75, Insurance $72, Food $200, Transportation $120, Utilities $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1-1500/25%(70), Credit Card #2-1600/14% (100), Credit Card #3-1000/16% (50), Credit Card#4 6000/21% (100), Loan #1 5700/13% (175), Loan #2 7000/6% (300)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage payment is $1200 (includes insurance and taxes); telephone $70, utilities $200 (approx.), and cable $70
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The loan request will be used to pay off credit card and small loan debt. My mortgage payment is $1200 (includes insurance and taxes); telphone $70, Utilities $200 (approx.)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to pay off all my credit cards and small loans. Loans $12,000; Credit Cards $11,000

 


 

 

 

Member Payment Dependent Notes Series 1064527

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064527

$8,850

$8,850

13.49%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064527. Member loan 1064527 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,427 / month
Current employer: Clark County SChool District Debt-to-income ratio: 7.67%
Length of employment: 10+ years Location: Las Vegas, NV
       
Home town:
Current & past employers: Clark County SChool District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 33
Revolving Credit Balance: $5,633.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To purchase an RV

 


 

 

 

Member Payment Dependent Notes Series 1064585

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064585

$15,700

$15,700

18.25%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064585. Member loan 1064585 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: CDC Builders, Inc. Debt-to-income ratio: 17.43%
Length of employment: 10+ years Location: MIAMI, FL
       
Home town:
Current & past employers: CDC Builders, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,196.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to pay off all of the open accounts that i have accumulated.

 


 

 

 

Member Payment Dependent Notes Series 1064754

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064754

$25,000

$25,000

19.42%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064754. Member loan 1064754 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: San Francisco Public Library Debt-to-income ratio: 20.04%
Length of employment: 10+ years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: San Francisco Public Library
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > I always pay my bills on time but would like to have a better interest rate and have a consolidated payment,<br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,035.00 Public Records On File: 0
Revolving Line Utilization: 94.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.See answer to previous question.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?See answer to previous question.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1000

 


 

 

 

Member Payment Dependent Notes Series 1064862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064862

$17,000

$17,000

15.27%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064862. Member loan 1064862 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: emeroson animal hospital Debt-to-income ratio: 16.84%
Length of employment: 8 years Location: EMERSON, NJ
       
Home town:
Current & past employers: emeroson animal hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/19/11 > Please help<br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 33
Revolving Credit Balance: $12,923.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1064985

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1064985

$18,000

$15,050

15.96%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1064985. Member loan 1064985 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,583 / month
Current employer: State of NC ITS Debt-to-income ratio: 23.41%
Length of employment: 6 years Location: Dugspur, VA
       
Home town:
Current & past employers: State of NC ITS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I will be using this loan to pay off two credit cards. A Visa card that has a balance of $15.5K and an interest rate at 20.3%. The other is a retail credit card with a balance of $2.5K and at 24.4% interest. When these cards are paid off they will be cancelled. The loan will also lower my monthly payments for these debts. I am an excellent borrower and have had a loan with Lending Club for one year and been on time for all 12 payments. I have never been late on a payment of any kind in my life. I have a stable job in state government and have been in the position for over 6 years. I should be considered a very low risk borrower. <br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,957.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have had to provide support of various kinds to two sons who graduated from college and were unable to find jobs. I also had a number of expenses due to home repair issues over the past year. Both of these issues have been resolved.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $698<br>Utilities $125 (approx)<br>Satellite TV $86<br>Internet $61<br>Cell $127<br>Auto Loan $435<br>Health Insurance $337<br>Auto Insurance $78<br>College Loan-Parent $348<br>Lending Club-Home Improvement $344<br>Credit Cards Total- $1300
What is the total balance of your credit cards, interest rates and current monthly payments?MC balance of 14800 interest 7.1 payment of 300<br><br> MC balance of 4870 interest 11.9 payment of 96 <br><br>Discover balance of 19800 interest 17.0 payment of 390 <br><br> Visa balance of 14500 interest 20.3 payment of 330 <br><br>Retail balance of 2580 interest 24.4 payment of 55 <br> <br>Retail balance of 1200 interest 25.0 payment of 30
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $698<br>Utilities $125 (approx)<br>Internet $60<br>Cell $125<br>Satellite TV $85<br>Auto Loan $435<br>Auto Insurance $75<br>Health Insurance $340<br>Parent College Loan $350<br>Lending Club $345 (Home improvement)<br>Food $350 (approx)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $698<br>Utilities $125 (approx)<br>Satellite TV $86<br>Internet $61<br>Cell $127<br>Auto Loan $435<br>Health Insurance $337<br>Auto Insurance $78<br>College Loan-Parent $348<br>Lending Club-Home Improvement $344<br>Credit Cards Total- $1300
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum monthly payments for credit cards is $1280/month and after the loan/payoff the payments will be $1155/month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.The first card is a VISA with a balance of 15,500 at 20.3% with a minimum payment of $330/month. The second is a retail electronics store with a balance of 2,500 at 24.5% with a minimum payment of $55/month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $698<br>Utilities $125 (approx)<br>Satellite TV $86<br>Internet $61<br>Cell $127<br>Auto Loan $435<br>Health Insurance $337<br>Auto Insurance $78<br>College Loan-Parent $348<br>Lending Club-Home Improvement $344<br>Credit Cards Total- $1300
What is your intended use for the loan proceeds?I will be using this loan to pay off two credit cards. A Visa card that has a balance of $15.5K and an interest rate at 20.3%. The other is a retail credit card with a balance of $2.5K and at 24.4% interest.
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the last 2 years or ever
If you have a public record on file, please briefly explain the event and its resolution.There is no public record on file
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The mortgage payment is $698. That includes an escrow account that pays my insurance and taxes. The insurance is $700 per year and taxes approximately $500 per year. If utilities is an expense you want to consider I pay on average $125 per month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to pay off two high interest credit cards, one with a $15.5K balance and the other a $2.5Kbalance

 


 

 

 

Member Payment Dependent Notes Series 1065016

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065016

$21,500

$16,975

17.58%

1.00%

December 27, 2011

December 24, 2016

December 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065016. Member loan 1065016 was requested on December 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,917 / month
Current employer: US Army Corps of Engineers Debt-to-income ratio: 22.86%
Length of employment: 2 years Location: Saint Louis, MO
       
Home town:
Current & past employers: US Army Corps of Engineers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/23/11 > The loan is for credit card consolidation into one payment with a lower rate.<br>

 

A credit bureau reported the following information about this borrower member on December 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 75
Revolving Credit Balance: $18,723.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Once I graduated college I was burdened with student loans and took a job where I had to move from overseas. This move carried with it large expenses that I couldn’t pay out of pocket.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly housing expenses are between 150-200 dollars a month depending on utilities.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Car Loan: $10,540.45 <br>Interest rate: 2.9%<br><br>Student Loan Great Lakes Bank: $23,353.32<br>Interest rate: 4.7%<br><br>Wells Fargo Student Loan: $4,857<br>rate: 6.5%<br><br>AMEX: $3,537<br>rate: 21.24%<br><br>AMEX 2: $4,981<br>rate: 14.5%<br><br>Citi Credit Card: $4,658<br>rate: 16.9%<br><br>Discover: $1,900<br>rate: 0%<br><br>Pay Pal MC: $1,991<br>rate: 19.9%<br><br>US Bank Visa: $1,555<br>rate: 18.9%<br><br>Bill Me Later: $2,304<br>rate: 19.9%<br><br>Im pretty sure this is complete. Let me know if you have other questions.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and Utilities: $0<br><br>Car: $310 (Car loan)<br><br>Cable: $150<br><br>Phone: $100<br><br>Food: $200 - 250<br><br>Student Loans: $300
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is only for debt consolidation. Specifically for my credit cards. I intend to pay them all off with the loan.
Which debts do you plan to pay off with this loan?I plan to pay off my credit cards in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Car Loan: $10,540.45 <br>Interest rate: 2.9%<br><br>Student Loan Great Lakes Bank: $23,353.32<br>Interest rate: 4.7%<br><br>Wells Fargo Student Loan: $4,857<br>rate: 6.5%<br><br>AMEX: $3,537<br>rate: 21.24%<br><br>AMEX 2: $4,981<br>rate: 14.5%<br><br>Citi Credit Card: $4,658<br>rate: 16.9%<br><br>Discover: $1,900<br>rate: 0%<br><br>Pay Pal MC: $1,991<br>rate: 19.9%<br><br>US Bank Visa: $1,555<br>rate: 18.9%<br><br>Bill Me Later: $2,304<br>rate: 19.9%<br><br>Im pretty sure this is complete. Let me know if you have other questions.
What is your intended use for the loan proceeds?Credit card debt consolidation.

 


 

 

 

Member Payment Dependent Notes Series 1065104

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065104

$20,000

$20,000

12.69%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065104. Member loan 1065104 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,083 / month
Current employer: Industrial Design And Contruccion Debt-to-income ratio: 10.21%
Length of employment: 7 years Location: PRAIRIEVILLE, LA
       
Home town:
Current & past employers: Industrial Design And Contruccion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > Will use Funds to finish our new Home .This will be the only note @ completion . 90/00 completed at this point Thanks <br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,537.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Used to buy materials trying to finish the house just trying to use all my time working on the hose actually some of the money will go to pay some of that debt

 


 

 

 

Member Payment Dependent Notes Series 1065142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065142

$25,000

$25,000

19.03%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065142. Member loan 1065142 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Aspens Water and Sewer District Debt-to-income ratio: 19.63%
Length of employment: 10+ years Location: JACKSON, WY
       
Home town:
Current & past employers: Aspens Water and Sewer District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,150.00 Public Records On File: 0
Revolving Line Utilization: 91.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I dont have a certain reason except bad spending habits. That is why I want to turn those habits around with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All debts are credit cards.#1 balance 2069,interest rate,29.24%,monthly payment 76.00. #2 671.00,24.90,22.00.#3 5275.00, 24.24, 161.00.#4 4170.00, 25.24%, 125.00.#5 3600.00, 17.24%, 88.00. #6 3780.00, 19.99%, 103.00. #7 4485.00, 19.99%, 118.00.All payments are minimum monthly payments.
Which debts do you plan to pay off with this loan?I want to pay off all my credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Almost 2,000 dollars a month.
If you have a public record on file, please briefly explain the event and its resolution.I have no public record on file.
If you have a delinquency in the last 2 years, please explain the reason.If I have one it would be that the check was late.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About 2000 dollars a month.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off credit cards. The amount of loan I am asking for would pay off all of them.

 


 

 

 

Member Payment Dependent Notes Series 1065145

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065145

$18,000

$18,000

15.27%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065145. Member loan 1065145 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Latique handbag Debt-to-income ratio: 11.41%
Length of employment: 1 year Location: STAMFORD, CT
       
Home town:
Current & past employers: Latique handbag
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,542.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I will like to pay off my discover and amex cards to become a debt free instead of paying all separate interests.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?This will pay off all my credit card. All my credit card minimum pay will be around 500.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is 22000.00 with some Amex 11% to citi 29.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I trying to save my expanses, because I just brought a house. Well, it hard to estimate my expanses, but I think it's about 3500 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I trying to paying off my credit card to cut down my expanses, because I just bought a house. I thunk it's about 3500.00.
What is your intended use for the loan proceeds?Pay off my credit card debt and to avoid high interest.

 


 

 

 

Member Payment Dependent Notes Series 1065320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065320

$18,000

$18,000

19.03%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065320. Member loan 1065320 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: institute for family health Debt-to-income ratio: 11.32%
Length of employment: 3 years Location: FOREST HILLS, NY
       
Home town:
Current & past employers: institute for family health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,371.00 Public Records On File: 0
Revolving Line Utilization: 85.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used my credit cards through out nursing school to get me by as the program was very demanding and I had to attend full time.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa- $4,000 APR 22% Min. Payment $85<br>Visa- $4,000 APR 22% Min. Payment $125<br>Master- $1,750 APR 22% Min. Payment $50<br>AMX- $5,000 APR 21% Min. Payment $150<br>TD- $1,000 APR 21% Min Payment $35

 


 

 

 

Member Payment Dependent Notes Series 1065342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065342

$20,000

$20,000

14.65%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065342. Member loan 1065342 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: Micro/Sys Debt-to-income ratio: 12.15%
Length of employment: 2 years Location: WINNETKA, CA
       
Home town:
Current & past employers: Micro/Sys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > Credit cards debt consolidations<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,348.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,600 monthly expenses.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1. Mastercard $2,762.89 14.99% minimum 63.42<br>2. visa 3,178.73 17.99% 78.00<br>3. mastercard 3,564.35 17.90% 93.00<br>4. mastercard 424.40 19.00% 15.00<br>5. mastercard 3,679.21 17.90% 99.00<br>6. mastercard 813.61 27.99% 30.00<br>7. mastercard 2,314.52 17.90% 59.00<br>8. mastercard 1,903.18 17.90 47.00<br>9. mastercard 1,211.45 12.24 23.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2,000 monthly expenses
Please explain the reason why you carry a large revolving credit balance.Carrying the balance year over year it add up.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Only to paid off credit card
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1. Mastercard $2,762.89 14.99% minimum 63.42<br>2. visa 3,178.73 17.99% 78.00<br>3. mastercard 3,564.35 17.90% 93.00<br>4. mastercard 424.40 19.00% 15.00<br>5. mastercard 3,679.21 17.90% 99.00<br>6. mastercard 813.61 27.99% 30.00<br>7. mastercard 2,314.52 17.90% 59.00<br>8. mastercard 1,903.18 17.90 47.00<br>9. mastercard 1,211.45 12.24 23.00
What is the total balance of your credit cards, interest rates and current monthly payments?All of the credit cards balance own is about 20,000. The highest interest rates is 27% the lowest is 14.99%<br>Average for all credit cards monthly payments is about 700.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Average of all credit cards payments is about 700.00 monthly, with this loan I'll be paying off all the credit cards and only have this loan to paid.
What is the total balance of your credit cards, interest rates and current monthly payments?All of the credit cards balance own is about 20,000. The highest interest rates is 27% the lowest is 14.99%<br>Average for all credit cards monthly payments is about 700.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.1. Mastercard $2,762.89 14.99% minimum 63.42<br>2. visa 3,178.73 17.99% 78.00<br>3. mastercard 3,564.35 17.90% 93.00<br>4. mastercard 424.40 19.00% 15.00<br>5. mastercard 3,679.21 17.90% 99.00<br>6. mastercard 813.61 27.99% 30.00<br>7. mastercard 2,314.52 17.90% 59.00<br>8. mastercard 1,903.18 17.90 47.00<br>9. mastercard 1,211.45 12.24 23.00

 


 

 

 

Member Payment Dependent Notes Series 1065430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065430

$10,000

$10,000

11.71%

1.00%

December 27, 2011

December 25, 2014

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065430. Member loan 1065430 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Americare Debt-to-income ratio: 8.69%
Length of employment: 3 years Location: WOODSIDE, NY
       
Home town:
Current & past employers: Americare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > Help my mother to finish her house<br><br> Borrower added on 12/11/11 > Renovation of my apartment<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,621.00 Public Records On File: 0
Revolving Line Utilization: 88.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1065467

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065467

$9,000

$9,000

19.91%

1.00%

December 21, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065467. Member loan 1065467 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Responsive Learning Technologies Debt-to-income ratio: 22.56%
Length of employment: 3 years Location: SARATOGA, CA
       
Home town:
Current & past employers: Responsive Learning Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,321.00 Public Records On File: 0
Revolving Line Utilization: 91.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1065513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065513

$18,000

$18,000

16.77%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065513. Member loan 1065513 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Old Republic Home Protection Debt-to-income ratio: 18.42%
Length of employment: 6 years Location: CONCORD, CA
       
Home town:
Current & past employers: Old Republic Home Protection
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/11/11 > Personal Loan<br> Borrower added on 12/13/11 > Personal Loan<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,147.00 Public Records On File: 0
Revolving Line Utilization: 73.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?It will be used for home repair/improvement. I just purchased a condo to be rented out and needed some work done to be a living condition.

 


 

 

 

Member Payment Dependent Notes Series 1065649

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065649

$25,000

$25,000

18.64%

1.00%

December 27, 2011

December 25, 2016

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065649. Member loan 1065649 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,125 / month
Current employer: KINGS COUNTY DISTRICT ATTORNEY'S OFFICE Debt-to-income ratio: 12.60%
Length of employment: 10+ years Location: BROOKLYN, NY
       
Home town:
Current & past employers: KINGS COUNTY DISTRICT ATTORNEY'S OFFICE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > I plan to pay off my credit cards. I have 13 years on the job with a secure career. <br><br> Borrower added on 12/19/11 > Sending the minimum payments will take me, ranging from the lowest balance to the highest balance, approx. 10 to 26 years. With Lending Club, 5 years is motivational and a BIG difference.<br>

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 22
Revolving Credit Balance: $24,278.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i used the cards for necessities, but then the interest rates increased too quickly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Only credit cards <br>bal : 8295,min 273.85, interest rate 26.99% <br>bal: 6202, min 115, interest rate 22.99%<br>bal: 4120, min 80, interest rate 11.24%<br>bal: 2889, min 80.86, interest rate ? <br>bal: 1736, min 47, interest rate 19.99% <br>bal: 1082, min 25, interest rate 25.24%<br>bal: 220, min 25, interest rate 24.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: 1300<br>phone: 60<br>utilities: 93<br>food: approx 140 a month<br>insurance approx 1100 for year (auto)<br>transportation approx 120 a month (fuel)

 


 

 

 

Member Payment Dependent Notes Series 1065673

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065673

$21,000

$21,000

20.30%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065673. Member loan 1065673 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: King Soopers (Kroger Co) Debt-to-income ratio: 23.21%
Length of employment: 10+ years Location: PARKER, CO
       
Home town:
Current & past employers: King Soopers (Kroger Co)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/15/11 > I plan to use the funds from this loan to consolidate all my higher interest credit card debt into one payment, making it easier for me to budget, and to hopefully be debt free in 3-5 years. I work for a very stable company, and will have been employed by them for 25 years in May. While I have had some issues in the more distant past, my payment record over the past 2-3 years will show that I have been very dilligent in making all payments on time, making me a good candidate for this loan. <br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,508.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use is to consolidate all my credit cards with very high interest rates into one simple monthly payment, with a lower total payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?No multiple purposes....all for consolidating credit cards
Please explain the reason why you carry a large revolving credit balance.As I mentioned in a previous response, I am still struggling to eliminate debt from a divorce that occurred over 10 years ago. At that time I became responsible for close to 40K in debt and have worked hard to reduce it. This loan will enable me to continue that process, and hopefully allow me to be out of debt when it is repaid.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard (1) 5100, 14%, 140.00<br>Master Card (2) 2100, 19.9%, 60.00<br>Master Card (3) 800, 17.25%, 25.00<br>Master Card (4) 950, 19.8%, 25.00<br>Visa (1) 1900, 22.9%, 60.00<br>Visa (2) 900, 22.2%, 50.00<br>Visa (3) 1900, 14.9%, 50.00<br>Store Credit Card (1) 900, 21.9%, 25.00<br>Store Credit Card (2) 600, 22.9%, 30.00<br>Store Credit Card (3) 600, 21.9%, 25.00<br>Personal Signature Loan, 6500, 20.9 %, 215.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1200<br>transportation 500<br>utilities/fuel/phone 300<br>insurance 200<br>food 300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard (1) 5100, 14%, 140.00<br>Master Card (2) 2100, 19.9%, 60.00<br>Master Card (3) 800, 17.25%, 25.00<br>Master Card (4) 950, 19.8%, 25.00<br>Visa (1) 1900, 22.9%, 60.00<br>Visa (2) 900, 22.2%, 50.00<br>Visa (3) 1900, 14.9%, 50.00<br>Store Credit Card (1) 900, 21.9%, 25.00<br>Store Credit Card (2) 600, 22.9%, 30.00<br>Store Credit Card (3) 600, 21.9%, 25.00<br>Personal Signature Loan, 6500, 20.9 %, 215.00

 


 

 

 

Member Payment Dependent Notes Series 1065674

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065674

$8,200

$8,200

19.42%

1.00%

December 27, 2011

December 28, 2016

December 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065674. Member loan 1065674 was requested on December 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Claret Wine Bar Debt-to-income ratio: 2.80%
Length of employment: 3 years Location: BRONX, NY
       
Home town:
Current & past employers: Claret Wine Bar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,392.00 Public Records On File: 0
Revolving Line Utilization: 88.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The reason is I want to pay all my open credits and consolidate my payment in only one payment every month, thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credits cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I using the loan for pay my credit cards balance and save money to reopen my own Bussines , thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I spend 800 to pay the rent and around 300 hundred the minimum in my credit cards, With this loan consolidate in only one payment and can save more money for reactivate my own Bussines again, thanks
If you have a public record on file, please briefly explain the event and its resolution.I haven't public record I'm clean... Thanks

 


 

 

 

Member Payment Dependent Notes Series 1065738

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065738

$12,000

$12,000

7.51%

1.00%

December 23, 2011

December 25, 2014

December 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065738. Member loan 1065738 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Pilot Fregith Services Debt-to-income ratio: 7.08%
Length of employment: 10+ years Location: MENLO PARK, CA
       
Home town:
Current & past employers: Pilot Fregith Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,433.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1065854

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065854

$23,200

$23,200

7.90%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065854. Member loan 1065854 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: FOFG Debt-to-income ratio: 27.99%
Length of employment: 3 years Location: Commerce Twp, MI
       
Home town:
Current & past employers: FOFG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I'm currently looking to consolidate 6 different credit cards that I have, into 1 closed-end payment. My goal is to be debt-free over the next 3 years. My credit card rates are between 13.24%-19.99%, so by consolidating them in a 36 month closed-end loan I will cut my interest rate by more than half and also lower my monthly payment. I'm planning on closing 5 of the cards after paying them off and keeping only 1 card for car rentals.<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,381.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Here are the current debt balances and the details of the bills that I'm looking to consolidate with a Lending Club loan:<br><br>Sears MasterCard Balance $6,800 Interest Rate 19.4% Monthly Payment $200<br>Citi Credit Card Balance $4,958 Interest Rate 19.9% Monthly Payment $160<br>Chase Credit Card Balance $4,833 Interest Rate 13.24% Monthly Payment $155<br>PNC Credit Card Balance $3,939 Interest Rate 13.99% Monthly Payment $150<br>Wells Fargo LOC Balance $1,179 Interest Rate 15.9% Monthly Payment $100<br>Home Depot Card Balance $600 Interest Rate 19.4% Monthly Payment $100<br><br>The rest of the bills listed below are outside debts that I'm not looking to pay off with the proceeds of the Lending Club loan:<br><br>Auto Loan - Michigan CC Union Balance $7,583 Rate 5.75% Pmt $257<br>Mortgage - Bank of America Balance $176,320 Rate 5.35% Pmt $1,361 (Includes Taxes & Insurance)<br>Line of Credit US Bank Balance $14,603 Rate 7.15% Pmt $300 <br><br>I don't have any student loans, but I paid as I went for both my undergraduate and my masters degree (hence most of the balances I owe to the credit cards over time are tuition bills and school related expenses).

 


 

 

 

Member Payment Dependent Notes Series 1065896

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065896

$35,000

$35,000

8.90%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065896. Member loan 1065896 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Twitch LLC Debt-to-income ratio: 17.73%
Length of employment: 5 years Location: Chicago, IL
       
Home town:
Current & past employers: Twitch LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > I have a stable job and have never been late on a payment. I plan to be debt free before the 3 year term. <br><br> Borrower added on 12/15/11 > Please place your trust in me.<br>You will get your money back. <br>It's a matter of how soon this is paid off.<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,720.00 Public Records On File: 0
Revolving Line Utilization: 61.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate my credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current montly expenses less than 2500 per month
What is your intended use for the loan proceeds?Consolidate my credit cards

 


 

 

 

Member Payment Dependent Notes Series 1065936

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1065936

$8,000

$8,000

7.90%

1.00%

December 22, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1065936. Member loan 1065936 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Medical Delivery Services Debt-to-income ratio: 13.35%
Length of employment: 1 year Location: San Diego, CA
       
Home town:
Current & past employers: Medical Delivery Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,440.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-500 utilities-75.00 +/- car pymnt -294 phone -100 insur -146 food-350 +/- credit cards(2 only)- 150 . <br>fuel-300+/- all these are per month
What is your intended use for the loan proceeds?intended use is to pay for ambulance ride,doctor/hospital visits ,and surgery associated with torn bicep tendon on my left arm
What is your intended use for the loan proceeds?intended use is to pay for ambulance ride,doctor/hospital visits ,and surgery associated with torn bicep tendon on my left arm

 


 

 

 

Member Payment Dependent Notes Series 1066112

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066112

$11,875

$11,875

12.69%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066112. Member loan 1066112 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,160 / month
Current employer: Guardsmark Debt-to-income ratio: 23.75%
Length of employment: < 1 year Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: Guardsmark
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > I need this loan to start a better life for myself and get back on track. <br> Borrower added on 12/14/11 > -I am a great borrower, because I am hard working. I also have the cash to make payments every month with ease.<br>-my monthly budget $2,256<br>-I have a steady job in securty<br><br> Borrower added on 12/19/11 > I really need this loan to make a better future for myself. To pay off debt and have cost of living stability.<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,932.00 Public Records On File: 0
Revolving Line Utilization: 94.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1066155

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066155

$35,000

$26,825

18.64%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066155. Member loan 1066155 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Navistar, Inc. Debt-to-income ratio: 12.00%
Length of employment: 8 years Location: Burbank, IL
       
Home town:
Current & past employers: Navistar, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/30/11 > Payoff credit cards and close<br>Borrower added on 11/30/11 > Payoff credit cards and close<br> Borrower added on 12/13/11 > Hi, I would like to clarify my loan request: I am seeking this loan to payoff 5 credit cards and consolidate into 1 payment. The cards were used for the benefits but now the promotional rates have expired and I I no longer wish to carry the revolving credit lines and will be closing them once paid. My credit history is A+ and my debt to income ratio is sound. For those that are still uncomfortable, I have a 401K that has more than enough funds to cover this loan and my mortgage in the event of any unforeseen circumstances should ever arise.<br><br>Thanks<br>

 

A credit bureau reported the following information about this borrower member on November 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,071.00 Public Records On File: 0
Revolving Line Utilization: 53.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to cosolidate the below credit cards into one payment and 1 APR. Once paid I will be closing all of them.<br>$15,000 13.24%<br>$3,400 16.99%<br>$6,700 15.24%<br>$3,700 0%<br>$795 0%<br>$2,200 23.99%
Please explain the reason why you carry a large revolving credit balance.The large revolving line is because the credit card companies have generously provided me with high balances in the thoughts I would use it all. The bad with having good credit. Once these are paid my revolving balance will be minimal.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balance<br>Balance Monthly Payment APR<br>$15,000 $316.00 13.24%<br>$3,400 $69.00 16.99%<br>$6,700 $134.00 15.24%<br>$3,700 $55.00 0%<br>$795 $16.00 0%<br>$2,200 $43.00 23.99%<br>Mortgage<br>$42,000 $1,100 5.75%<br>RV Loan<br>$6100.00 $151 7.8%
Please explain the reason why you carry a large revolving credit balance.The large revolving line is because the credit card companies have generously provided me with high balances in the thoughts I would use it all. The bad with having good credit. Once these are paid my revolving balance will be minimal.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,100<br>Utilities / Insurance $600<br>RV Loan $150<br>No equity loans or lines
What is your intended use for the loan proceeds?Payoff credit cards to consolidate into 1 payment / percentage rate.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$500 principle<br>$200 int<br>$300 tax<br>$100 ins
If you have a public record on file, please briefly explain the event and its resolution.None
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1066173

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066173

$12,300

$12,300

13.49%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066173. Member loan 1066173 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: gem city motors Debt-to-income ratio: 12.76%
Length of employment: 2 years Location: SIDNEY, MT
       
Home town:
Current & past employers: gem city motors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,981.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i dont rent my house paymant is $425<br>transportation is maybe $100? month<br>utilities avrage $200<br>phone $75<br>insurace $200<br>food $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?around $11,000 in creditcars and an average ov 20% intrest $460/month<br>home loan $40,000 10% $425/month<br>van loan $1,500 7% $150/month

 


 

 

 

Member Payment Dependent Notes Series 1066199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066199

$5,000

$5,000

11.71%

1.00%

December 21, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066199. Member loan 1066199 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Sparrow Health Debt-to-income ratio: 23.78%
Length of employment: 5 years Location: ASHLEY, MI
       
Home town:
Current & past employers: Sparrow Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > We are looking for a loan to help pay for a furance. This past weekend we found out we needed to replace our furance the fact that its winter here in Michigan we need to get this done fast. You will see I have good credit. I do not miss payments and have 0% loans. I called our local bank today and they said the loan could take up to two weeks to fund! I dread staying with my parents that long!!!<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,023.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We have put a lot of money into our home. When we bought this home we got a great deal but the people that lost it let some things go. Looking back at it now we should have got a home loan. But in Mid-Michigan banks are not lending. <br><br>I worked my way through school at H & R block, and work there now as a second job. I will use all of that money to pay down/off my credit cards. <br><br>I can assure you I have never missed a payment on any of my accounts. I think you will find I am as safe as a "bet" you will ever find on here for the amount I will have to pay in interest.

 


 

 

 

Member Payment Dependent Notes Series 1066278

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066278

$14,125

$14,125

9.91%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066278. Member loan 1066278 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Citizens Utility Board of Oregon Debt-to-income ratio: 23.13%
Length of employment: 1 year Location: Portland, OR
       
Home town:
Current & past employers: Citizens Utility Board of Oregon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/12/11 > I've racked up a bit of credit card debt but I have a decent credit score. I've already cut up my cards, I just really need help to get them down and manageable at a lower APR. I've always been able to pay my bills on time, and this loan is definitely within my capabilities of paying off each month.<br><br>Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,472.00 Public Records On File: 0
Revolving Line Utilization: 66.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1066344

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066344

$15,600

$15,600

12.69%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066344. Member loan 1066344 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: corbett industries Debt-to-income ratio: 5.78%
Length of employment: 10+ years Location: SUFFERN, NY
       
Home town:
Current & past employers: corbett industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,079.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1066348

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066348

$16,500

$16,500

8.90%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066348. Member loan 1066348 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: CH Robinson Debt-to-income ratio: 9.06%
Length of employment: < 1 year Location: LEMONT, IL
       
Home town:
Current & past employers: CH Robinson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/14/11 > I plan on consolidating all of my bills, I have an excellent credit score and would like to have loan paid off in less than 18 months!<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,917.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1066453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066453

$12,000

$12,000

9.91%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066453. Member loan 1066453 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Southern Methodist University Debt-to-income ratio: 14.83%
Length of employment: 5 years Location: DALLAS, TX
       
Home town:
Current & past employers: Southern Methodist University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > This loan offers a much better interest rate than any of my credit cards, and therefore I will be able to consolidate them and avoid excessive interest charges. <br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,536.00 Public Records On File: 0
Revolving Line Utilization: 67.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1066582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066582

$12,000

$12,000

6.62%

1.00%

December 22, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066582. Member loan 1066582 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: maroone chevrolet of west dade Debt-to-income ratio: 13.65%
Length of employment: 10+ years Location: HIALEAH, FL
       
Home town:
Current & past employers: maroone chevrolet of west dade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,873.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1066613

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066613

$26,000

$26,000

16.77%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066613. Member loan 1066613 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: PepsiCo Debt-to-income ratio: 11.77%
Length of employment: 10+ years Location: WINSTON SALEM, NC
       
Home town:
Current & past employers: PepsiCo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/16/11 > This is a home improvement that I'm planning to make. I'm also planning to consolidate some credit card debt of $12,000. The rest will go towards home improvements and repairs. Thank you for the consideration.<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,560.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am planning to pay off credit cards and complete home improvements. Thank you for the consideration.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My portion of the mortgage is 400.00<br>The balance on the mortgage is 138,000 my sposue pays the majority I am not on the loan<br>Interast rate is 6%
Is this for a home improvement you have already made, or one that you are planning to make?I am planning to make the home. Improvements after the loan is approved.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be paying off $10,000 dollars of it to credit card balances. The remaining will go towards the home updates.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses<br>House 400.00<br>Car 350 (my spouse pays the remainder)<br>Credit cards 400.00<br>Utilities 150.00<br>Car & life ins 150.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My portion of the mortgage is 400.00<br>Transportation my portion is 400.00<br>Credit cards 300.00<br>Utilities including phone 150.00<br>Car and life insurance 150.00<br>Food 250.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses<br>House 400.00<br>Car 350 (my spouse pays the remainder)<br>Credit cards 400.00<br>Utilities 150.00<br>Car & life ins 150.00
If you have a delinquency in the last 2 years, please explain the reason.No deliquencies that I'm aware of.
Please explain the reason why you carry a large revolving credit balance.my spouse was laid off earlier this year so we used credit card to pay outstanding expenses. My spouse now has a full time position to cover the majority of the monthly expenses.
If you have a public record on file, please briefly explain the event and its resolution.No public records on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).my spouse has the home mortgage in their name. I assist with paying 400.00 of the 1138.00 mortgage payment<br>Car payment 450.00 my portion<br>Car and life insurance 150.00<br>Utilities 150.00<br>Food and gas 350.00
What is the home improvement project you are planning?Replace flooring<br>Update sun deck<br>And painting
Is the improvement to your primary residence or an investment property?For my primary residence.

 


 

 

 

Member Payment Dependent Notes Series 1066635

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066635

$28,000

$28,000

17.58%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066635. Member loan 1066635 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Cisco Systems Inc. Debt-to-income ratio: 12.07%
Length of employment: 5 years Location: HOLLY SPRINGS, NC
       
Home town:
Current & past employers: Cisco Systems Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > I will using the money to pay part of my home improvement project specially for the addition of attached room and the patio, the other will be to consolidate Credit Cards and one load with highest interest. with that I will paying less than today. Please do not hesitate to ask me any question or evidence that may you need.<br>

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,686.00 Public Records On File: 0
Revolving Line Utilization: 13.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?The current value US$248,000 the acquisition value was US$273,000 the Current mortgage balance is US$210,000.<br>other loans are not related to the house:<br>Onemain financial: (US$6900)<br>Credit Cards: (US$7000)
What is the estimated current market value of your home?The current value US$248,000 the acquisition value was US$273,000 the Current mortgage balance is US$210,000 (30 Year fixed)
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?The Monthly payment is US$1628, and the value of the hose is US$248k, the original price was US$276k and the balance of the mortgage is US$210k. the interest is 5.84%, and is a 30 year loan.
What is your intended use for the loan proceeds?Home Improvement and loand consolidations.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?transportation 1000, phone 200, insurance 110, food 900, others 600, Morgage 1600.

 


 

 

 

Member Payment Dependent Notes Series 1066659

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066659

$16,000

$16,000

17.27%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066659. Member loan 1066659 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: JP Morgan Chase Bank Debt-to-income ratio: 11.04%
Length of employment: 2 years Location: FORT WORTH, TX
       
Home town:
Current & past employers: JP Morgan Chase Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 64
Revolving Credit Balance: $15,788.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards $11,200.00, interest rate is around 22% and $5,400.00 on a pesonal line of Credit, interest rate is around 11%
Please explain the reason why you carry a large revolving credit balance.I change job recently and I took a pay cut so I had to used my credit cards, I am trying to consolidate everything under one monthly payment. I have never been late with my payments.

 


 

 

 

Member Payment Dependent Notes Series 1066706

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066706

$29,500

$29,500

20.30%

1.00%

December 27, 2011

December 26, 2016

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066706. Member loan 1066706 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: United States DHS Debt-to-income ratio: 20.93%
Length of employment: 6 years Location: LAS CRUCES, NM
       
Home town:
Current & past employers: United States DHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,087.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1066763

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1066763

$12,000

$12,000

12.42%

1.00%

December 21, 2011

December 26, 2014

December 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1066763. Member loan 1066763 was requested on December 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: PricewaterhouseCoopers Debt-to-income ratio: 11.81%
Length of employment: 2 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: PricewaterhouseCoopers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 61 Months Since Last Delinquency: 52
Revolving Credit Balance: $16,550.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To payoff higher rate credit card debt.
Please explain the reason why you carry a large revolving credit balance.I just graduated from school and begun work.

 


 

 

 

Member Payment Dependent Notes Series 1067126

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1067126

$21,000

$21,000

11.71%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1067126. Member loan 1067126 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Calix Debt-to-income ratio: 6.62%
Length of employment: 3 years Location: GOLETA, CA
       
Home town:
Current & past employers: Calix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,543.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 600<br>utilities 200<br>food 400<br>credit cards and personal loan which will all be consolidated buy this loan are 600
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?600 rent<br>200 utilities<br>600 bills to be consolidated with this loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly payments<br>600 rent<br>200 utilities<br>600 bills to be consolidated with this loan<br><br><br>Credit cards and personal loan included in the 600 bills<br>5900 CC at 19 percent<br>1500 CC at 20 percent<br>3000 CC at 16 percent<br>10000 personal loan at 8 percent

 


 

 

 

Member Payment Dependent Notes Series 1067364

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1067364

$10,000

$10,000

13.49%

1.00%

December 22, 2011

December 27, 2014

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1067364. Member loan 1067364 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Edgestone Real Estate Debt-to-income ratio: 6.92%
Length of employment: 5 years Location: SANTA ANA, CA
       
Home town:
Current & past employers: Edgestone Real Estate
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 19
Revolving Credit Balance: $14,292.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I AM A REAL ESTATE BROKER, AND I HAVE BEEN WORKING IN THIS FIELD FOR 5 YEARS. IN THIS MARKET, I WORK MAINLY WITH BANKS LISTING AND MARKETING REO PROPERTIES AND SHORT SALES. THE REASON FOR THIS LOAN IS TO MAINTAIN ENOUGH FUNDS BETWEEN COMMISSION CHECKS TO PAY OUT CONTRACTORS FOR REPAIRS, WHICH WILL BE REIMBURSED TO BE BY THE BANK. THANK YOU!
What is your intended use for the loan proceeds?I AM A REAL ESTATE BROKER, AND I HAVE BEEN WORKING IN THIS FIELD FOR 5 YEARS. IN THIS MARKET, I WORK MAINLY WITH BANKS LISTING AND MARKETING REO PROPERTIES AND SHORT SALES. THE REASON FOR THIS LOAN IS TO MAINTAIN ENOUGH FUNDS BETWEEN COMMISSION CHECKS TO PAY OUT CONTRACTORS FOR REPAIRS, WHICH WILL BE REIMBURSED TO BE BY THE BANK. THANK YOU!
What type of business are you starting?I AM A REAL ESTATE BROKER, AND I HAVE BEEN WORKING IN THIS FIELD FOR 5 YEARS. IN THIS MARKET, I WORK MAINLY WITH BANKS LISTING AND MARKETING REO PROPERTIES AND SHORT SALES. THE REASON FOR THIS LOAN IS TO MAINTAIN ENOUGH FUNDS BETWEEN COMMISSION CHECKS TO PAY OUT CONTRACTORS FOR REPAIRS, WHICH WILL BE REIMBURSED TO BE BY THE BANK. THANK YOU!
Please describe your experience/familiarity with the business you are starting/started?I AM A REAL ESTATE BROKER, AND I HAVE BEEN WORKING IN THIS FIELD FOR 5 YEARS. IN THIS MARKET, I WORK MAINLY WITH BANKS LISTING AND MARKETING REO PROPERTIES AND SHORT SALES. THE REASON FOR THIS LOAN IS TO MAINTAIN ENOUGH FUNDS BETWEEN COMMISSION CHECKS TO PAY OUT CONTRACTORS FOR REPAIRS, WHICH WILL BE REIMBURSED TO BE BY THE BANK. THANK YOU!

 


 

 

 

Member Payment Dependent Notes Series 1067473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1067473

$16,000

$16,000

15.27%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1067473. Member loan 1067473 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,555 / month
Current employer: US Army Debt-to-income ratio: 17.44%
Length of employment: 10+ years Location: DAHLONEGA, GA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/15/11 > I plan to use this loan as a debt consolidation loan. I will be able two pay off two other bills and still have a little left over to help my familey move into another house. I'v been serving in the Army for over 10 years now and plan on serving a least 20, I would make a good borrower due to the fact that im consistant on paying my bills on time until they are paid off. This loan would help greatly in giving us a little more breathing room financially. I will not have any problem whatsoever paying on this loan monthley. Your help would be greatly appreciated.<br>

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,830.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent is 900.00 a month which i get 1400 a month from the Army.<br>I pay 160.00 a month for insurance on two vehicals.<br>no utilities at this time.<br>i have a two loans that i plan on consolidating with this. and the rest will be used for moving expenses and vechial repairs. <br>car payment of 370.00 a month<br>I gross about 5000.00 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?right now we currently live in military housing. we plan on renting off post in the next couple of weeks. the military will give me approx 1400 a month to rent off post which we will only pay between 700-800 a month on a rental. Currently I have a vechical loan at 370.00 a month, vehicale insurance at 160.00 a month for two vehicals and a personal loan that i pay 340.00 a month on at about 19% interest. the personal loan is what I would like to pay off.
Which debts do you plan to pay off with this loan?The personal loan is the one that I would like to payoff.

 


 

 

 

Member Payment Dependent Notes Series 1067655

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1067655

$10,000

$10,000

12.69%

1.00%

December 23, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1067655. Member loan 1067655 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: Barnes and Noble Debt-to-income ratio: 10.82%
Length of employment: 2 years Location: HESPERIA, CA
       
Home town:
Current & past employers: Barnes and Noble
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > The purpose of this loan is to conolidate debt. Lending club offers a lower interest rate than my current credit card companies. I also like the idea of only making one payment for my debt<br>

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,081.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses for all items listed is on average $2600 a month

 


 

 

 

Member Payment Dependent Notes Series 1068018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068018

$13,475

$13,475

13.49%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068018. Member loan 1068018 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: vons Debt-to-income ratio: 21.89%
Length of employment: 10+ years Location: ALTA LOMA, CA
       
Home town:
Current & past employers: vons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/15/11 > Bills<br>

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,943.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum payment for my bills I will be paying off are around 650 to 700 all together for the month!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm planing on paying off 6 different bills so I can pay them off and make an affordable monthly payment to help pay it off quicker! It will help me very much.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?along with my credit cards i'm planning to pay off with this loan! i have rent 500,transportation 150, utilities 100, insurance 100, and food 150.
What is your intended use for the loan proceeds?To pay off the credit cards i have so that my monthly payment is affordable.

 


 

 

 

Member Payment Dependent Notes Series 1068082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068082

$21,600

$21,600

19.42%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068082. Member loan 1068082 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: State of Georgia/United States Air Force Debt-to-income ratio: 16.74%
Length of employment: 8 years Location: MACON, GA
       
Home town:
Current & past employers: State of Georgia/United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Total debt consolidation resulting in financial freedom within 5 years.<br> Borrower added on 12/13/11 > Being a 23 year Air Force veteran and 17 year state government employee, this is the beginning of a 5 year journey to total financial freedom.<br>

 

A credit bureau reported the following information about this borrower member on November 23, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 23
Revolving Credit Balance: $13,354.00 Public Records On File: 0
Revolving Line Utilization: 78.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Payoff outstanding credit balances.
If you have a delinquency in the last 2 years, please explain the reason.Any delinquency was a direct result of miscalculating military leave absences. Execution of Power of Attorney has minimized future occurences during absence.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Funds will be used to eliminate all outstanding credit balances.
Please explain the reason why you carry a large revolving credit balance.I have an elderly mother who resides alone in childhood home and credit was used for internal and external renovations.
Which debts do you plan to pay off with this loan?All outstanding revolving credit balances as well as vehicle loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Revolving credit balance is around $14k from Home Improvement initiative of elderly parents' home<br><br>Mortgage is $700/monthly ($96k)<br><br>Vehicle loans total $3k
Please explain the reason why you carry a large revolving credit balance.I have an elderly mother who resides alone in childhood home and credit was used for internal and external renovations.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $750 (taxes/insurance included)<br><br>Utilities $90<br><br>Cable $50

 


 

 

 

Member Payment Dependent Notes Series 1068090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068090

$16,000

$16,000

19.91%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068090. Member loan 1068090 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Energy Northwest Debt-to-income ratio: 15.80%
Length of employment: 4 years Location: Burbank, WA
       
Home town:
Current & past employers: Energy Northwest
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/15/11 > I plan to use this loan to consolidate all my debt into one monthly payment and at a lower apr. This will allow me to pay off the loan faster allowing me to get out of debt faster. My job is extremely stable for it is in green energy production, which is only growing. I have also been at my job for almost five years now. I am a good borrower because i have not been late or missed a payment in well over five years, also the minim monthly payment on this loan is less then what I pay currently on my credit cards, this means I can make this payment easily each an every month. <br>

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 54
Revolving Credit Balance: $7,743.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate my loans into one monthly payment and at a lower apr. this in turn will help me get out of debt faster and allow me to concentrate on one loan instead of multiple monthly payments. 
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main portion will be used to pay off my credit cards so it will be a lower apr and one monthly payment instead of multiply payment and it will be at lower apr then what the credit cards are at. The rest is for other loans that i have which one is from fixing my truck so i can get to work which was a couple grand. 
Please explain the reason why you carry a large revolving credit balance.Between high interest rates, multiple credit cards, and minim payments I have not been able to pay down the large revolving credit balance. Although I do not use my credit cards anymore, I have had a tough time paying them down. This loan will help me do that by consolidating them into one monthly payment and at a lower APR which in turn will allow me to pay more per month to pay it faster and get me out of debt.
Please explain the reason why you carry a large revolving credit balance.Between high interest rates, multiple credit cards, and minim payments I have not been able to pay down the large revolving credit balance. Although I do not use my credit cards anymore, I have had a tough time paying them down. This loan will help me do that by consolidating them into one monthly payment and at a lower APR which in turn will allow me to pay more per month to pay it faster and get me out of debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card debt is a couple grand and the lowest interest is 27% apr.  I also have a private personal loan out that o had get to fix my truck which is another couple of thousand. 
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $325, transportation is about $700, phone about $100, besides credit cards and some other in house loans thats about all my expenses maybe $200 a month for food.  
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card debt is a couple grand and the lowest interest is 27% apr.  I also have a private personal loan out that o had get to fix my truck which is another couple of thousand. 
Which debts do you plan to pay off with this loan?Its not really paying off any debt its consolidating them and putting them under a lower apr. the debts will be all my credit cards and a couple smaller in house loans that I had to take out to fix my truck. 
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main portion will be used to pay off my credit cards so it will be a lower apr and one monthly payment instead of multiply payment and it will be at lower apr then what the credit cards are at. The rest is for other loans that i have which one is from fixing my truck so i can get to work which was a couple grand. 

 


 

 

 

Member Payment Dependent Notes Series 1068202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068202

$25,000

$25,000

13.49%

1.00%

December 27, 2011

December 27, 2016

December 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068202. Member loan 1068202 was requested on December 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: Midnight Debt-to-income ratio: 14.15%
Length of employment: 10+ years Location: SOLDOTNA, AK
       
Home town:
Current & past employers: Midnight
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/13/11 > Pay off my credit card, finish my house to refinance,appraised two years ago at $200.000 from an appraiser, <br>

 

A credit bureau reported the following information about this borrower member on December 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 28
Revolving Credit Balance: $15,319.00 Public Records On File: 0
Revolving Line Utilization: 91.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.As far as I know, I have not had any delinquencies in the last 2 years. I can do some research if needed
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are about $2000.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.My American Express, My balance is $15240.00 at 15.8 interest rate, monthly minimum is $330.00

 


 

 

 

Member Payment Dependent Notes Series 1068274

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068274

$11,000

$11,000

6.62%

1.00%

December 21, 2011

December 28, 2014

December 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068274. Member loan 1068274 was requested on December 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,801 / month
Current employer: East Baton Rouge Parish School System Debt-to-income ratio: 20.50%
Length of employment: 8 years Location: GONZALES, LA
       
Home town:
Current & past employers: East Baton Rouge Parish School System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/14/11 > payoff debts and consolidate<br>

 

A credit bureau reported the following information about this borrower member on December 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,677.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have gone through a divorce and have had some unplanned expenses. I am a teacher and this is the only way I could pay at the time. This is why I want to use the money and pay off debt.

 


 

 

 

Member Payment Dependent Notes Series 1068575

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068575

$15,300

$15,300

22.06%

1.00%

December 27, 2011

December 28, 2016

December 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068575. Member loan 1068575 was requested on December 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: OSSI Debt-to-income ratio: 20.58%
Length of employment: 6 years Location: WINCHESTER, VA
       
Home town:
Current & past employers: OSSI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 56
Revolving Credit Balance: $26,524.00 Public Records On File: 0
Revolving Line Utilization: 89.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Balance is $22,900.. I pay $875 for all minimum payment amounts plus additional.. my rates highest is 27.99%for a citicard and I would like to pay this off and renegotiate the rate.. I have had this card since 1990 and want to keep the account open and lower the rate. Other rates between17.9 and 24.9. My Discover Card is 17.9% and I have had this account for 25 years.

 


 

 

 

Member Payment Dependent Notes Series 1068906

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1068906

$8,200

$8,200

21.28%

1.00%

December 27, 2011

December 28, 2016

December 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1068906. Member loan 1068906 was requested on December 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,940 / month
Current employer: autozone Debt-to-income ratio: 12.48%
Length of employment: 4 years Location: glendale, CA
       
Home town:
Current & past employers: autozone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/15/11 > Business/credit card<br>

 

A credit bureau reported the following information about this borrower member on December 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,012.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off debt, add capital to business start up to expand stock
Please describe your experience/familiarity with the business you are starting/started?I'm in corporate managment in the field for a Fortune 500 company
What type of business are you starting?Online automotive parts and accessories
Please describe your experience/familiarity with the business you are starting/started?I'm in corporate managment in the field for a Fortune 500 company
Can you provide some high level financials on the monthly costs / revenue of your business?It's an online business at this point the website will be completed shortly so there is no real overhead. Monthly start is forecast around 4k sales/ 2k operations
What type of business are you starting?Online automotive parts and accessories
What do you project your monthly expenses for the first 6 months of your business?6k-8k
What will be the largest expense in the first six months?Web page

 


 

 

 

Member Payment Dependent Notes Series 1069238

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1069238

$12,000

$12,000

9.91%

1.00%

December 21, 2011

December 28, 2014

December 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1069238. Member loan 1069238 was requested on December 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Scott & White Debt-to-income ratio: 8.11%
Length of employment: 1 year Location: TEMPLE, TX
       
Home town:
Current & past employers: Scott & White
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/19/11 > I got crazy with my credit cards in college and now its time to finally pay it all down. I just want a one stop shop to consolidate all my debt so I can feel like I actually am paying my cards down, and also so I can start saving.<br><br> Borrower added on 12/19/11 > Please help me to get rid of my credit card debt in 3 years or less. I've made the mistake of spending too much in college and now it's time to finally pay it all down! One monthly payment and a lower interest rate will definitely help me to reach my goal, and to really start saving for my future.<br>

 

A credit bureau reported the following information about this borrower member on December 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,143.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly is $344. I need a consolidated set plan to finish paying off all my credit card debt. When I pay them all separately I feel like they balances never come down. This way I can keep track of all my debt in one place.

 


 

 

 

Member Payment Dependent Notes Series 1069469

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1069469

$6,000

$6,000

6.03%

1.00%

December 27, 2011

December 29, 2014

December 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1069469. Member loan 1069469 was requested on December 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,800 / month
Current employer: Stewart Enterprises, Inc. Debt-to-income ratio: 5.34%
Length of employment: 10+ years Location: Kenner, LA
       
Home town:
Current & past employers: Stewart Enterprises, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/16/11 > Debt Consolidation Loan - Student Loan/Credit Card<br>

 

A credit bureau reported the following information about this borrower member on December 15, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,378.00 Public Records On File: 0
Revolving Line Utilization: 32.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off student loan and credit card quicker
Please explain the reason why you carry a large revolving credit balance.This is not a revolving credit balance. I have a credit card - interest rate of 9% and remainder of student loan balance at 7.25%

 


 

 

 

Member Payment Dependent Notes Series 1069759

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1069759

$1,000

$1,000

16.29%

1.00%

December 22, 2011

December 29, 2014

December 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1069759. Member loan 1069759 was requested on December 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Internal revenue Service Debt-to-income ratio: 20.31%
Length of employment: < 1 year Location: KANSAS CITY, MO
       
Home town:
Current & past employers: Internal revenue Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,524.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1076863

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1076863

$10,000

$10,000

13.49%

1.00%

December 27, 2011

January 4, 2015

January 4, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1076863. Member loan 1076863 was requested on December 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,100 / month
Current employer: AIR RESOURCES BOARD Debt-to-income ratio: 20.00%
Length of employment: 10+ years Location: W COVINA, CA
       
Home town:
Current & past employers: AIR RESOURCES BOARD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 12/21/11 > to pay for property tax (borrow from friend, need to pay back) & central A/C need to be replace. I'm very sorry to let my loan expired last time.<br>

 

A credit bureau reported the following information about this borrower member on November 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 35
Revolving Credit Balance: $5,598.00 Public Records On File: 0
Revolving Line Utilization: 21.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.Need to pay for Property Tax that I able to borrow from friend and need pay him back in short time, also would like to replace an old central A/C unit if I could.<br>Thx
What is your intended use for the loan proceeds?two reason, to pay for property tax that I able to borrow from friends and need to return in short time, also would like to to have central replace.<br>Thx

 

Prospectus Supplement (Sales Report) No. 19 dated December 27, 2011