Prospectus Supplement (Sales Report) No. 17 dated December 13, 2011 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 863895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
863895 |
$18,000 |
$18,000 |
7.90% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 863895. Member loan 863895 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | State of California - Secretary of State | Debt-to-income ratio: | 15.05% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | State of California - Secretary of State | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Consolidation of remaining consumer credit debt into favorable rate, one payment, and to achieve goal of paying off consumer credit debt in three years (amortization).<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% fixed<br>$37,125.76 2nd Mortgage 5.5% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages (Fixed Rates, joint loans)<br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% Fixed<br>$ 37,125.76 2nd Mortgage 5.50% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages <br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
Which debts do you plan to pay off with this loan? | Thank you for your interest in my application, I plan to payoff the following creditors with the proceeds of this loan and the remaining amounts will be used for truck tires & service ($900), future truck maintenance/repairs and possible dental expenses of ~$1,000:<br>$9,368.13 - Citibank Visa<br>$2,342.30 - Simmons First National Visa<br>$1,793.50 - Chase Visa<br>$752.06 - Amazon.com<br>$748.00 - Best Buy |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you for your interest in my application. The following is my portion of joint housing expenses in my household:<br>$554.91 - 1st Mortgage, principle, interest, tax & insurance, 5.25% fixed rate<br>$232.50 - 2nd Mortgage, principle & interest, 5.50% fixed rate<br>$173.00 - gas, electric, garbage, sewer, drainage |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% fixed<br>$37,125.76 2nd Mortgage 5.5% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages - 1st payment is principle, interest, taxes & insurance<br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% Fixed<br>$ 37,125.76 2nd Mortgage 5.50% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages <br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% fixed<br>$37,125.76 2nd Mortgage 5.5% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages (Fixed Rates, joint loans)<br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Thank you for your interest in my application. The following is my portion of joint housing expenses in my household:<br>$554.91 - 1st Mortgage, principle, interest, tax & insurance, 5.25% fixed rate<br>$232.50 - 2nd Mortgage, principle & interest, 5.50% fixed rate<br>$173.00 - gas, electric, garbage, sewer, drainage |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% Fixed<br>$ 37,125.76 2nd Mortgage 5.50% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages <br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MORTGAGES:<br>$143,034.71 1st Mortgage 5.25% fixed<br>$37,125.76 2nd Mortgage 5.5% Fixed<br><br>CONSUMER CREDIT DEBT:<br>$9,368.13 - Citibank Visa, 11.99%<br>$2,342.30 - Simmons First National Visa, 7.99%<br>$5,505.44 - Lending Club (Not in consolidation)<br>$1,793.50 - Chase Visa, 29.99%<br>$752.06 - Amazon.com, 0% interest until 12/12<br>$748.00 - Best Buy, 0% interest until 12/12<br><br>Monthly Payments:<br>$787.41 - 1st & 2nd Mortgages (Fixed Rates, joint loans)<br>$ 21.00 - Water<br>$ 34.00 - garbage, sewer <br>$ 85.00 - smud<br>$ 21.00 - gas<br>$ 90.00 - cable/internet/phone<br>$ 65.00 - cell phone<br>$250.00 - gas<br>$350.00 - grocery<br>$150.00 - entertainment/dining<br>$ 50.00 - clothing<br>$ 29.00 - gym membership<br>$ 25.00 - life <br>$ 78.00 - auto insurance |
Member Payment Dependent Notes Series 872910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
872910 |
$12,000 |
$12,000 |
12.42% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 872910. Member loan 872910 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | North Bergen Board of Education | Debt-to-income ratio: | 3.76% |
Length of employment: | 5 years | Location: | North Bergen, NJ |
Home town: | |||
Current & past employers: | North Bergen Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $4,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies. I have paid all of my bills. |
What portion of your wedding expenses does this loan represent? | Most of the money will pay for the reception hall rental |
How are you paying for other wedding expenses not covered by this loan? | I have paid for most of it with savings |
Member Payment Dependent Notes Series 890389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
890389 |
$3,000 |
$3,000 |
6.03% |
1.00% |
December 13, 2011 |
December 25, 2014 |
December 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 890389. Member loan 890389 was requested on December 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Virginia Tech | Debt-to-income ratio: | 5.50% |
Length of employment: | 5 years | Location: | Blacksburg, VA |
Home town: | |||
Current & past employers: | Virginia Tech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/11/11 > Currently, I do not pay interest on my CC debt, and I am on track on paying it down before the promotional rates expire. However, I have had various expenses lately (holiday obligations, minor travel, renewal of professional subscriptions, some small ticket purchases, etc. ) that I just do not want to add them on a CC and have to pay the higher interest (vs. Lending Club) on them. Furthermore, I always wanted to try Lending Club and diversify the type accounts on my credit report. I will probably pay the loan sooner than 36 months.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,616.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 903197
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
903197 |
$10,000 |
$10,000 |
10.65% |
1.00% |
December 9, 2011 |
December 13, 2014 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 903197. Member loan 903197 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Time Frame | Debt-to-income ratio: | 12.16% |
Length of employment: | < 1 year | Location: | WEST LINN, OR |
Home town: | |||
Current & past employers: | Time Frame | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 952346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
952346 |
$28,625 |
$28,625 |
22.35% |
1.00% |
December 9, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 952346. Member loan 952346 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Penn State Hershey Med Center | Debt-to-income ratio: | 24.60% |
Length of employment: | 10+ years | Location: | HARRISBURG, PA |
Home town: | |||
Current & past employers: | Penn State Hershey Med Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Also want to use money to remodel kitchen and bathroom<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $9,843.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage 1275.00, Elect: 145.00 Cable 180.00 Cellphones: 275.00 Cable: 180.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 1275.00, Elect: 145.00 Cable 180.00 Cellphones: 275.00 Cable: 180.00 |
Which debts do you plan to pay off with this loan? | BOA CC $9000 balance/$300.00monthly payment, Juniper: $2386.92/$90.00/30.24%; Lowes: 1006.43/$100; Home Depot: $3170.98/$112; WellsFargo: $4903.95/$135; AcctCentral: 1332.51/$44; DriveFinancial: 3662.21/$227 |
Member Payment Dependent Notes Series 978527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
978527 |
$35,000 |
$35,000 |
22.74% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 978527. Member loan 978527 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Capital One Bank | Debt-to-income ratio: | 16.94% |
Length of employment: | 4 years | Location: | dallas, TX |
Home town: | |||
Current & past employers: | Capital One Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > consolidation of outstanding credit cards and auto loan<br>
A credit bureau reported the following information about this borrower member on October 31, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $18,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards total outstanding is $17500 Avg. interest is 24% avg monthly min payment of $550 auto loan payoff is $17100 with a payment of $712 |
Please explain the reason why you carry a large revolving credit balance. | i had to use my cards for unexpected international travel due to a family members health. I have a 401k which i do not want to dip in worth $55000 due to market conditions. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquency ever. |
Member Payment Dependent Notes Series 980339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980339 |
$19,500 |
$19,500 |
12.42% |
1.00% |
December 9, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980339. Member loan 980339 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,375 / month |
Current employer: | Social Security Administration | Debt-to-income ratio: | 12.70% |
Length of employment: | 10+ years | Location: | Jamaica, NY |
Home town: | |||
Current & past employers: | Social Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 986905
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986905 |
$15,000 |
$15,000 |
7.90% |
1.00% |
December 13, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986905. Member loan 986905 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,167 / month |
Current employer: | Graves Dougherty Hearon & Moody | Debt-to-income ratio: | 22.07% |
Length of employment: | 6 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Graves Dougherty Hearon & Moody | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > We need this loan to make repairs to our foundation. This will also cover replacing the windows in the older part of our home. The foundation will cost around $9,000 and the windows around $3,000 - $4000. It will also provide a cushion to be sure that we can do things like repair the skirting around the house after the foundation work is done. <br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,140.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 988714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988714 |
$15,000 |
$15,000 |
17.58% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988714. Member loan 988714 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,200 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.10% |
Length of employment: | n/a | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have 3 credit cards that carry interest rates of 18 to 23 percent. I want to pay theses off and close these cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $800.00 a month. |
Please explain the reason why you carry a large revolving credit balance. | Used to many cards to make purchases with. |
Member Payment Dependent Notes Series 997521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997521 |
$3,600 |
$3,600 |
12.69% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997521. Member loan 997521 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | State of Michigan | Debt-to-income ratio: | 19.00% |
Length of employment: | 10+ years | Location: | IONIA, MI |
Home town: | |||
Current & past employers: | State of Michigan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,104.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 13.00% | Months Since Last Record: | 83 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1010310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1010310 |
$9,000 |
$9,000 |
11.71% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1010310. Member loan 1010310 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Vitacost.com | Debt-to-income ratio: | 13.06% |
Length of employment: | 7 years | Location: | boca raton, FL |
Home town: | |||
Current & past employers: | Vitacost.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1011422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1011422 |
$5,600 |
$5,600 |
10.65% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1011422. Member loan 1011422 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.69% |
Length of employment: | 6 years | Location: | el paso, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,305.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | IS 154.00 DOLLARS THANK YOU |
Member Payment Dependent Notes Series 1013090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1013090 |
$12,000 |
$12,000 |
17.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1013090. Member loan 1013090 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,004 / month |
Current employer: | Emeritus Senior Living - Big Sky Senior Living | Debt-to-income ratio: | 20.51% |
Length of employment: | 2 years | Location: | BUTTE, MT |
Home town: | |||
Current & past employers: | Emeritus Senior Living - Big Sky Senior Living | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > I have a very stable work and credit history. Utilizing this loan should give me enough leverage to be debt free in 3 years, even though I have asked for 5 year terms. This will further decrease my monthly liabilities by 5%<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $7,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I rent at 425/month, with utilities about 250/month, and insurance at 90/month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my RUF, along with transportation cost, has averaged aproximately $1050 per month over the last 6 months. |
Member Payment Dependent Notes Series 1014538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1014538 |
$15,000 |
$15,000 |
20.30% |
1.00% |
December 8, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1014538. Member loan 1014538 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | United States Marshal Service | Debt-to-income ratio: | 15.15% |
Length of employment: | 6 years | Location: | brunswick, OH |
Home town: | |||
Current & past employers: | United States Marshal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay off all my credit card debit. . |
Please provide additional details regarding the purpose of the loan? | I plan to use the funding to payoff my credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have two seprate morgages $720 which is on a rental property I own. $1520 is my second house which I share with a roomate. I pay $500 on that. those prices include taxes and insurance. <br><br>let me know if you need any other information. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses are rent $1520 which is split with my roomate, that covers the taxes and insurance on the place. I have a work car so I don't pay for gas. Food about $350 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have a rental property which I fixed up this year. Instead of getting a 2nd morgage on the property I used a couple of credit cards. It is currently being rented and the money is paying down those credit cards but at a slow rate. I want the loan so I can pay off all the cards and only need to pay one bill a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have a rental property which I fixed up this year. Instead of getting a 2nd morgage on the property I used a couple of credit cards. It is currently being rented and the money is paying down those credit cards but at a slow rate. I want the loan so I can pay off all the cards and only need to pay one bill a month. |
Please provide additional details regarding the purpose of the loan | I plan to pay off all my credit cards so I only have to make one payment a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses are rent $1520 which is split with my roomate, that covers the taxes and insurance on the place. I have a work car so I don't pay for gas. Food about $350 a month. |
Member Payment Dependent Notes Series 1016799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1016799 |
$25,000 |
$25,000 |
17.58% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1016799. Member loan 1016799 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Northwestern Mutual | Debt-to-income ratio: | 9.91% |
Length of employment: | 1 year | Location: | Avondale, AZ |
Home town: | |||
Current & past employers: | Northwestern Mutual | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > The loan is to provide working capital for the expansion of a profitable business. I am very reliable and have NEVER missed or been late on a payment in my life. The only reason I don't have perfect credit is because I don't have a long credit history yet. Business is going so well that we need to expand.<br><br> Borrower added on 11/28/11 > This Loan is to provide working capital for the expansion of a profitable business. I have NEVER missed or been late on a payment in my life. The only reason that my credit isn't 800+ is because I don't have a long credit history yet. Business is going so well that we need to expand. <br>
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | This loan is for floating the costs of expanding the business through new sales. So the most meaningful answer I can give you is the cashflow of putting on this new business seperate from the current business.<br><br>For a single new customer paying $65 every other month 35% of revenue is used to pay for product, trucks and technician pay, which is $22.75. The remaining 65%, or $42.25 every other month is to pay for new client aquisition and then becomes profit. Sales reps commisions and sales program costs total $200 per account. By doing this an account does not break even until it's 5th service. This means that we run negative until the aquisition costs are paid off. Our customers on average stay paying customers for 3.25 years. The Loan will allow us to sell more accounts because we can float more aquisition costs. |
What is your intended use for the loan proceeds? | The company provides pest control service for a regular bimonthly fee to residential consumers. We employ a sales force to sign customers for an initial 12 month contract. The saleman are advanced a commision that must be returned if the customer cancels early. We can only allow the salesman to sell as many customers as we can afford to float their commisions for 12 months while the contract is being paid out by the customer. The Loan would allow us to hire more salesmen and sell more contracts during this upcoming year. |
Member Payment Dependent Notes Series 1017500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1017500 |
$21,000 |
$21,000 |
10.65% |
1.00% |
December 7, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1017500. Member loan 1017500 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | Hempstead ISD | Debt-to-income ratio: | 2.06% |
Length of employment: | 6 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Hempstead ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate some debt, small home improvement, and a used cash vehicle. |
Member Payment Dependent Notes Series 1018385
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018385 |
$7,000 |
$7,000 |
6.62% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018385. Member loan 1018385 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.45% |
Length of employment: | n/a | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $14,381.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Medical Bills initially came to $122,00, of which I have paid back $108,000. With Decembers payment in already, I dropped below $14,000. I have always paid every bill I ever had, this particular credit line has a rate of 4.99% and it will be paid off fully ASAP. Thank You. |
Please explain the reason why you carry a large revolving credit balance. | Medical Bills initially came to $122,00, of which I have paid back $108,000. With Decembers payment in already, I dropped below $14,000. I have always paid every bill I ever had, this particular credit line has a rate of 4.99% and it will be paid off fully ASAP. Thank You. |
Member Payment Dependent Notes Series 1018387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018387 |
$12,000 |
$12,000 |
7.90% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018387. Member loan 1018387 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | Alphavista Services Inc | Debt-to-income ratio: | 1.03% |
Length of employment: | 4 years | Location: | Woodland Hills, CA |
Home town: | |||
Current & past employers: | Alphavista Services Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > This loan is for a small business which will bring good results in near future.<br>
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,372.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expences including all mentioned is approximately $2000. |
Member Payment Dependent Notes Series 1020855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020855 |
$8,000 |
$8,000 |
12.69% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020855. Member loan 1020855 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | henkel corporation | Debt-to-income ratio: | 15.33% |
Length of employment: | 5 years | Location: | Corona, CA |
Home town: | |||
Current & past employers: | henkel corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/12/11 > I'm requesting for a loan to finance a car I would like to purchase.<br>
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $4,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1023901
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023901 |
$35,000 |
$35,000 |
21.28% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023901. Member loan 1023901 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | CBRE | Debt-to-income ratio: | 16.56% |
Length of employment: | 4 years | Location: | Rosemont, IL |
Home town: | |||
Current & past employers: | CBRE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,325.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | From my divorce settlement. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt balances are aprox. $33K. The interest rates average 23%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My montly expenses(mortgage, transportation, utilities, food, etc) are aprox. $2100. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My current monthly expenses(not including credit card payments) are aprox. $2100. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt balances are aprox. $33K. The interest rates average 23%. |
Which debts do you plan to pay off with this loan? | I am going to use it to consolidate all of my credit cards into one payment. |
Which debts do you plan to pay off with this loan? | I am going to use it to consolidate all of my credit cards into one payment. |
Member Payment Dependent Notes Series 1030533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030533 |
$12,000 |
$12,000 |
13.49% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030533. Member loan 1030533 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Myrtle Beach Pelicans Baseball Club | Debt-to-income ratio: | 10.61% |
Length of employment: | < 1 year | Location: | MYRTLE BEACH, SC |
Home town: | |||
Current & past employers: | Myrtle Beach Pelicans Baseball Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,931.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt consists of 3 credit cards. Bank of America- APR of 19.99%, balance near $7000, monthly payment is $200. Chase- APR of 15.99%, balance of $3200, monthly payment of $100. Discover-APR of 0% until may then 15.99%, balance of $2500, monthly payment of $100. My plan with the 12k loan will be to consolidate the BOA & Chase bill to open additional money in my budget.<br><br>Not sure how much information Lending Club provided you but I never miss payments and hold a very respectable credit score. Thank you |
Member Payment Dependent Notes Series 1031182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031182 |
$35,000 |
$35,000 |
19.03% |
1.00% |
December 13, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031182. Member loan 1031182 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | U.S. Probation Office | Debt-to-income ratio: | 13.06% |
Length of employment: | 4 years | Location: | HARLINGEN, TX |
Home town: | |||
Current & past employers: | U.S. Probation Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,839.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $724.00 house pmt, insurance, taxes, and appliance repair/replacement insurance included<br>No home equity loans or line of credit.<br>$55.00 water<br>$100.00 electric |
Please explain the reason why you carry a large revolving credit balance. | Circumstances beyond my control |
What is the total balance of your credit cards, interest rates and current monthly payments? | $34,000 <br>Interest rates vary from 10.99 to 28.99<br>Monthly payments total $875.00 |
What is your intended use for the loan proceeds? | to pay off ALL credit cards |
What is the total balance of your credit cards, interest rates and current monthly payments? | $34,000 <br>Interest rates vary from 10.99 to 28.99<br>Monthly payments total $875.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying credit cards off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Home $725.00<br>Utilities $200.00<br>Ins. $119.00<br>Phone $91.00<br>Food $250.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 9500.00 10.99 250.00<br>Mastercard 7000.00 24.99 235.00<br>Mastercard 12,000.00 13.99 250.00 |
Member Payment Dependent Notes Series 1031255
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031255 |
$12,500 |
$12,500 |
16.77% |
1.00% |
December 8, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031255. Member loan 1031255 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Bodywaves | Debt-to-income ratio: | 19.95% |
Length of employment: | 6 years | Location: | GARDEN GROVE, CA |
Home town: | |||
Current & past employers: | Bodywaves | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I will use the loan to consolidate my creditcard debt to pay higher interest currently I have. I have a stable job over 5 years and my budget is under control.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $17,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
Which debts do you plan to pay off with this loan? | $12500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $15500 |
Please explain the reason why you carry a large revolving credit balance. | I paid for my child hospital and my new baby expenses. |
Member Payment Dependent Notes Series 1031266
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031266 |
$7,100 |
$7,100 |
14.65% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031266. Member loan 1031266 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | 90 miles cuban cafe | Debt-to-income ratio: | 23.85% |
Length of employment: | 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | 90 miles cuban cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,148.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1031348
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031348 |
$3,000 |
$3,000 |
16.29% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031348. Member loan 1031348 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | H. Lee Moffitt Cancer Center | Debt-to-income ratio: | 15.16% |
Length of employment: | 4 years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | H. Lee Moffitt Cancer Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/09/11 > Unexpected Medical Expenses<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Medical Expenses |
Member Payment Dependent Notes Series 1031634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031634 |
$5,000 |
$5,000 |
16.77% |
1.00% |
December 7, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031634. Member loan 1031634 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.39% |
Length of employment: | n/a | Location: | CORONA, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $8,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1031816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031816 |
$1,600 |
$1,600 |
16.29% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031816. Member loan 1031816 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.84% |
Length of employment: | 8 years | Location: | NORTH POWNAL, VT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > pay off a high interest credit card<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,029.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $1000.00 a month |
Please explain the reason why you carry a large revolving credit balance. | i am in the process of having the the 3 large revolving credit cards removed from my credit report they were authorized accounts that have been closed for a long time and just never removed from my report.Those accounts are all closed in good standings, i do not have those lines of credit for my use. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have a car loan that i owe approx 12,000 interest rate 6.9% i have 5 store credit cards interest rates vary from 12.9% to 26.9% total debt for those are approx $6,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $1000.00 a month |
Member Payment Dependent Notes Series 1032261
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032261 |
$20,000 |
$20,000 |
16.77% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032261. Member loan 1032261 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Audi North Houston | Debt-to-income ratio: | 10.43% |
Length of employment: | 3 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Audi North Houston | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $31,618.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Fell victim to the economic slow down, but am Ina much better position at this time to pay these off |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase $6000 13.5% credit card<br>Chase $10000 13.75% credit card<br>Wells Fargo $480 5.5% mortgage<br>Getting a consolidation loan would cost less than the compounded revolving interest of the card, even at the high interest rate. I pay $1500 out on these cards now per month |
What is your intended use for the loan proceeds? | Debit consolidation. Taking revolving credit card debt to a fixed simple interest note will end up saving my interest and allow me to pay these off quicker |
If you have a delinquency in the last 2 years, please explain the reason. | Noen that I can recall or am aware of. |
Member Payment Dependent Notes Series 1033625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033625 |
$16,100 |
$16,100 |
20.89% |
1.00% |
December 9, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033625. Member loan 1033625 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | City of Oklahoma City | Debt-to-income ratio: | 22.32% |
Length of employment: | 6 years | Location: | OKLAHOMA CITY, OK |
Home town: | |||
Current & past employers: | City of Oklahoma City | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment is $1080, payment to escrow monthly to cover taxes and insurance is $220. Monthly water/garbage $75, electric @$90, natural gas @$75...all paid to local utility companies and not included in mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt @$19,000 total @21%, paying approx $500/month. <br>student loan @$4500, $200/month<br>mortgage @$1300/month<br>vehicle @$360/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage $1300/month including tax/insurance, vehicle loan $360/mo, credit card debt combined @$19,000 at $500/month, utlities approx $200/month. |
Which debts do you plan to pay off with this loan? | bank of america $4600, wells fargo financial $5300 & $3200, discover card $3500 |
Please explain the reason why you carry a large revolving credit balance. | with a few life issues/emergencies, balances that were previously planned to get paid down or paid off, got put on hold...which is why I'm seeking this assistance to be able to pay those balances off completely and/or down significantly in order to have a completion date and light at the end of the tunnel. |
Please explain the reason why you carry a large revolving credit balance. | with a few life issues/emergencies, balances that were previously planned to get paid down or paid off, got put on hold...which is why I'm seeking this assistance to be able to pay those balances off completely and/or down significantly in order to have a completion date and light at the end of the tunnel. |
Member Payment Dependent Notes Series 1033731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033731 |
$8,475 |
$8,475 |
12.69% |
1.00% |
December 9, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033731. Member loan 1033731 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,202 / month |
Current employer: | City of Norwalk | Debt-to-income ratio: | 22.27% |
Length of employment: | 10+ years | Location: | HUNTINGTON PARK, CA |
Home town: | |||
Current & past employers: | City of Norwalk | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > Helping pay off debts.<br><br> Borrower added on 12/01/11 > I've beenemployed with the City of Norwalk for 11 years. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $17,813.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1034286
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034286 |
$20,000 |
$20,000 |
17.58% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034286. Member loan 1034286 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Zions Bank | Debt-to-income ratio: | 11.05% |
Length of employment: | 2 years | Location: | Pleasant Grove, UT |
Home town: | |||
Current & past employers: | Zions Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > This will be used to pay off higher interest credit cards.<br>We are on a plan to get out of debt in the next 3 years, and this will be an easy way to have only one payment, instead of 6 or 7. The play will be that I will be doubling or tripling the payment most months, so it will be paid off relatively quickly. <br> I have been in the computer field for about 15 years, and have never been laid off or fired. I am a very hard worker and will continue to have no problems in the current economy.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,106.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | About $650 |
What is the total balance of your credit cards, interest rates and current monthly payments? | About $18000<br>18-24.99%<br>Min 650..I paying about 850. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $2400 |
Please explain the reason why you carry a large revolving credit balance. | A Contractor ripped me off and I had to use some credit to get the job completed.<br>I also had some taxes due from last year I used credit to pay because of some investments I used to pay for the contractor that stole my money. <br>Employer forced employees to a High Deductible Health plan and I didn't have enough in my HSA account (Employer doesn't contribute to this all) . Made sure I will have enough in the account next year. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2400 |
Member Payment Dependent Notes Series 1034335
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034335 |
$15,000 |
$15,000 |
22.74% |
1.00% |
December 12, 2011 |
December 3, 2016 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034335. Member loan 1034335 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | COMPEX LEGAL SERVICES | Debt-to-income ratio: | 22.32% |
Length of employment: | 10+ years | Location: | GRANTS PASS, OR |
Home town: | |||
Current & past employers: | COMPEX LEGAL SERVICES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I PLAN TO PAYOFF AN UNSECURED LOAN AND NUMEREOUS CREDIT CARDS. I HAVE BEEN EMPLOYED FOR 16 YRS WITH THE SAME EMPLOYER WITH A STABLE HISTORY IN REGARDS TO JOB SECURITY.,<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,977.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off 1 unsecured loan with One Main Financial. Also, I will pay off 6 credit cards with this loan. By paying off and consolidating these loans into one payment, I will reduce my monthly payments by $165.00 and have this loan paid off in 5 years. Otherwise, I will have to continue making minimum monthly payments with no payoff date in the future. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: US Bank 195,000 5.25% $1500 month.<br>2nd: One Main 14,866 15.50% 218 month <br>Unsecured loan: One Main 7,521 36.00% 271 month<br>Credit Cards: Applied 1995 29.99% 94 month<br> Bank America 495 26.24% 15 month<br> Credit One 1685 23.90% 85 month<br> First Premier 725 23.90% 55 month<br> Capital One 195 19.80% 15 month<br> Orchard 1450 18.15% 45 month<br> Chase 3632 13.25% 85 month<br> Citibank 12,337 9.90% 227 month <br>There are no other lines of credit or outstanding debts owed. |
What is your intended use for the loan proceeds? | To pay off the One Main Financial unsecured loan, with a high interest rate, and 6 credit cards. This would reduced my payments $165.00 per month and allow me to pay off this loan in 5 years. |
Please explain the reason why you carry a large revolving credit balance. | I attempted to answer this question truthfully on 11/22. I recevied an e-mail from Lending Club stating that a declination of delivery was issued on how this credit balance is where it stands today. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage/property taxes/insurance $1500.00 month<br>Utilities: 145.00 month<br>Cell Phone: 98.00 month<br>Car Insurance 85.00 month<br>Fuel 200.00 month<br>Food 250.00 month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | This question was answered on 11/22/11 at 15:42. Please refer to the question & answer section of this loan. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | I attempted to answer this question truthfully on 11/22. I recevied an e-mail from Lending Club stating that a declination of delivery was issued on how this credit balance is where it stands today. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies on any of my accounts in the last 2 years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the funds from this loan to pay off a high interest rate personal loan and 6 credit cards. |
Which debts do you plan to pay off with this loan? | This question was answered on 11/20 and 11/28. Please refer to the question answer section. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This question was answered on 11/20. Please refer to the question and answer section. Thank you. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | As I have an impound account with my mortgage lender, the total payment for mortgage, insurance and taxes is $1500 a month. PG&E is about $125 a month, water and garbage is about $65 a month. |
Please explain the reason why you carry a large revolving credit balance. | I attempted to answer this question truthfully on 11/22. I recevied an e-mail from Lending Club stating that a declination of delivery was issued on how this credit balance is where it stands today. |
Member Payment Dependent Notes Series 1034807
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034807 |
$16,800 |
$16,800 |
16.77% |
1.00% |
December 7, 2011 |
December 4, 2016 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034807. Member loan 1034807 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Shepherd Center | Debt-to-income ratio: | 20.57% |
Length of employment: | 8 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Shepherd Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $12,967.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1035283
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035283 |
$35,000 |
$35,000 |
19.42% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035283. Member loan 1035283 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,377 / month |
Current employer: | Civil Air Patrol | Debt-to-income ratio: | 20.89% |
Length of employment: | 10+ years | Location: | MONTGOMERY, AL |
Home town: | |||
Current & past employers: | Civil Air Patrol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Plan to eliminate credit card debt to improve budget. Very stable employment, on job for 11 years, previous job 26 years (company closed). Feel I am a good risk because have been a homeowner since 1988 (previous home from July, 1979 to December, 1988) responsible, settled, and adamant about getting budget in line.<br> Borrower added on 11/30/11 > By securing a loan that would have a fixed interest rate, payment amount and term; reducing debt would be much quicker. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our total mortgage payment is: $956.17<br>The payment breaks down as follows:<br>$835.23 principal and interest<br> 120.94 escrow<br>Bringing total to: 956.17.<br>Escrow includes property insurance and property tax.<br>Utilities vary according to the time of year, but on average, total, approximately $375 monthly.<br>I do not have a home equity loan/line of credit. |
Please explain the reason why you carry a large revolving credit balance. | This question was answered yesterday morning, November 24, 2011 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance: 99,657.36 Interest rate: 7.00 Payment: 956.17<br>Credit Card: Balance: 8037.55 Interest rate: 7.9 Payment: 240.00<br>Auto loan: Balance:10954.21 Interest rate: 5.00 Payment: 266.00<br>Credit Card: Balance: 1688.67 Interest rate: 26.9 Payment: 56.00<br>Per Loan: Balance:13671.26 Interest rate: 22.9 Payment: 296.00<br>Credit Card: Balance :7630.77 Interest rate: 5.9 Payment: 115.00<br>Per Loan: Balance: 8941.61 Interest rate: 21.0 Payment: 288.00<br>Credit Card: Balance: 991.55 Interest rate: 29.0 Payment: 32.00 |
Which debts do you plan to pay off with this loan? | This question was answered yesterday morning, November 24, 2011 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | This question was answered yesterday, November 24, 2011 |
Please explain the reason why you carry a large revolving credit balance. | This question was answered yesterday morning, November 24, 2011 |
What is your intended use for the loan proceeds? | Intended use is to payoff credit cards and personal loans. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Buying home not renting. Mortgage payment: 956, other monthly expenses including the above and misc: 950. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is being used to pay off credit cards and personal loans. I feel that this loan would save me interest/finance charges that is spread out over several credit cards and 2 personal loans by combining them and paying a single amount of interest for a fixed period. |
Member Payment Dependent Notes Series 1035363
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035363 |
$20,000 |
$20,000 |
21.28% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035363. Member loan 1035363 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,750 / month |
Current employer: | Cassidy Turley | Debt-to-income ratio: | 4.96% |
Length of employment: | 10+ years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Cassidy Turley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $2000<br>Transport - $0 (walk to work/no car/Manhattan resident)<br>Utilities - $100<br>Phone/Cable - $200<br>Food - minimal as partner pays for groceries for dinner/weekends |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | In total - cards total just over $1,000/month with over minimum paid each month (all to be paid off with loan). Total debt including one line of credit totals approximately $30,000. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $2000<br>Transport - $0 (walk to work/no car/Manhattan resident)<br>Utilities - $100<br>Phone/Cable - $200<br>Food - minimal as partner pays for groceries for dinner/weekends |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2000/month rent<br>Up to $150 energy plus $200 phone/cable |
Which debts do you plan to pay off with this loan? | Credit Cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit card payoff only |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balance is just over $30,000 - interest rates vary up to 20%. Credit cards and one line of credit. |
Which debts do you plan to pay off with this loan? | I plan to pay off credit card debt with this loan. |
Member Payment Dependent Notes Series 1035508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035508 |
$7,000 |
$7,000 |
7.51% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035508. Member loan 1035508 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | Foundation Source | Debt-to-income ratio: | 16.33% |
Length of employment: | 4 years | Location: | Shelton, CT |
Home town: | |||
Current & past employers: | Foundation Source | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035958 |
$5,000 |
$5,000 |
15.96% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035958. Member loan 1035958 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,167 / month |
Current employer: | DST Inc | Debt-to-income ratio: | 19.63% |
Length of employment: | 7 years | Location: | Garden grove, CA |
Home town: | |||
Current & past employers: | DST Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I have multiple high interest cards, including a Macy's card with a 24.99 % rate. I want to pay them off and close out the accounts.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $32,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master Card #1 - 800.88 - 19.99%<br>Master Card #2 - 747.41 - 16.99%<br>Store Card - $868 - 24.99%<br>Amex - $2466 - 21%<br>Visa - 490 - 22% |
Please explain the reason why you carry a large revolving credit balance. | I have 5k of credit card debt prior to getting married that is high interest. My husband and I have two joint credit cards, 1 that we use each month for rewards that is paid off in full monthly and 1 that was used for a portion of our wedding. We also have a personal line of credit that is prime + 2 (5.99%) that was used for home related expenses. Combined income between the two of us is 215k a year, so we are able to cover our open lines of credit with no issue but we want to pay it completely off. My 5 high interest credit cards prior to marriage could be combined into a lower interest and I don't want them to be tacked to my husband's credit so transferring them to a lower balance card (high credit score is much higher than mine) hasn't been an option. |
Member Payment Dependent Notes Series 1036033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036033 |
$5,800 |
$5,800 |
17.58% |
1.00% |
December 7, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036033. Member loan 1036033 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Carter Associates | Debt-to-income ratio: | 1.00% |
Length of employment: | 2 years | Location: | Centreville, MI |
Home town: | |||
Current & past employers: | Carter Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I have currently made a package deal for three houses. The sooner i am approved the better. Thanks.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am planning on buying a couple of properties. The price is very reasonable for them and could buy both. I can give the location of the properties if needed. I have not contacted the seller of these properties though as I want to make sure I am at least approved for the loan. If it works out well, I will be planning on fixing them up and using them as rentals. I am kind of new to this but I figured it is best to be honest. I figure with property I cant go too wrong.. At least there is collateral. |
Is the home you are purchasing your primary residence or an investment property? | I would have to say an investment property. |
Member Payment Dependent Notes Series 1036307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036307 |
$11,100 |
$11,100 |
15.96% |
1.00% |
December 8, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036307. Member loan 1036307 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Jefferson Security Bank | Debt-to-income ratio: | 24.12% |
Length of employment: | 10+ years | Location: | MARTINSBURG, WV |
Home town: | |||
Current & past employers: | Jefferson Security Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Pay Down Debts, Satisfactory Credit Score, working for the same employer for 10+ years.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 9800.00/9.99%/$124.00<br>Credit Card 4371.00/9.99/$91.00<br>Credit Card 3080.00/0%/$40.00<br>Credit Card 1250.00/9.99%/$50.00<br>Mortgage 190000.00/5.875%/$1337.00<br>RV Loan 25000.00/8.75%/$255.00 <br>Personal Loan 10,000.00/8%/202.00<br>Personal Loan 3381.00/6%/91.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 9800.00/9.99%/$124.00<br>Credit Card 4371.00/9.99/$91.00<br>Credit Card 3080.00/0%/$40.00<br>Credit Card 1250.00/9.99%/$50.00<br>Mortgage 190000.00/5.875%/$1337.00<br>RV Loan 25000.00/8.75%/$255.00 <br>Personal Loan 10,000.00/8%/202.00<br>Personal Loan 3381.00/6%/91.00 |
Which debts do you plan to pay off with this loan? | 3 credit cards and a personal loan |
Member Payment Dependent Notes Series 1036318
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036318 |
$6,000 |
$6,000 |
13.49% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036318. Member loan 1036318 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Christus St. Michael | Debt-to-income ratio: | 23.86% |
Length of employment: | 8 years | Location: | TEXARKANA, TX |
Home town: | |||
Current & past employers: | Christus St. Michael | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I want to pay off high interest credit cards, and become debt free. Thank you. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $9,359.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because I let credit cards get the best of me, and I want to use this money to pay them off and no longer have credit cards. |
What is your intended use for the loan proceeds? | I want to pay off these credit cards, and cut them up. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Target card is the devil. Its 29.9 percent. I have another one thats paypay and a capital one credit card. Not sure on paypal interest, but capital one is 0 percent interest at the moment. I just want all that debt gone! Target is killing me. |
Which debts do you plan to pay off with this loan? | credit card debts. My target card is 29.9 percent, and its killing me |
Member Payment Dependent Notes Series 1036336
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036336 |
$19,000 |
$19,000 |
20.30% |
1.00% |
December 9, 2011 |
December 5, 2016 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036336. Member loan 1036336 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.24% |
Length of employment: | 10+ years | Location: | WICHITA FALLS, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $15,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | no reason for this |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 84000.00 |
Which debts do you plan to pay off with this loan? | all but home loan |
Member Payment Dependent Notes Series 1036674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036674 |
$35,000 |
$35,000 |
22.35% |
1.00% |
December 9, 2011 |
December 5, 2016 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036674. Member loan 1036674 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.37% |
Length of employment: | 10+ years | Location: | DAYTON, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I plan to use the funds to consolidate and pay high interest credit cards. I have an excellent pay history and will do the same here in order to keep my good credit and to have a long standing relationship w/Lending Club.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,950.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1036728
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036728 |
$30,000 |
$30,000 |
19.91% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036728. Member loan 1036728 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | The Boeing Company | Debt-to-income ratio: | 4.31% |
Length of employment: | 10+ years | Location: | MORENO VALLEY, CA |
Home town: | |||
Current & past employers: | The Boeing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Loan 1 <br> Borrower added on 12/07/11 > This loan is to consolidate all credit cards into one payment.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $13,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036762
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036762 |
$19,750 |
$19,750 |
13.49% |
1.00% |
December 12, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036762. Member loan 1036762 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Town of Hamden | Debt-to-income ratio: | 8.80% |
Length of employment: | 10+ years | Location: | NORTH HAVEN, CT |
Home town: | |||
Current & past employers: | Town of Hamden | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > Pay off credit cards<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $19,464.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage, insurance, and taxes are $2,000.00 no home equity loan, no car payments |
What is the total balance of your credit cards, interest rates and current monthly payments? | $25,000.00 interest rates are around 20% MINIMUM payments are $750.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage taxes and insurance $2,000.00 NO car payments, Car insurance $200.00, Utilities $300.00 (TV,phone,internet,cell,electricity) Food $300.00 |
Please explain the reason why you carry a large revolving credit balance. | It was mostly to pay off bills after a divorce, along with home repairs, |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover Card $14,000.00 19% $375.00<br>Visa Card $5,000.00 21% $275.00<br><br> BOTH cards WILL be paid off and Canceled |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum payments are around $750.00, after receiving fully funded loan and paying off, it will be approx $550.00 including loan payment (that will include being able to increase payment on remaining credit card in order to pay it off in approx 12 months) |
Member Payment Dependent Notes Series 1036838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036838 |
$8,575 |
$8,575 |
17.58% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036838. Member loan 1036838 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.54% |
Length of employment: | n/a | Location: | GULF BREEZE, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037142 |
$15,000 |
$15,000 |
18.25% |
1.00% |
December 12, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037142. Member loan 1037142 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,830 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.17% |
Length of employment: | 4 years | Location: | Janesville, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Just sent a check to Lending Club to pay off my 1st loan and need this new loan for a new business adventure a small Cafe.............<br> Borrower added on 12/02/11 > This Cafe is well established and has been opened for years. My 1st loan with Lending club has been paid off as of 12-02-2011<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $12,146.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | 38 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1037389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037389 |
$16,000 |
$16,000 |
18.64% |
1.00% |
December 7, 2011 |
December 8, 2016 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037389. Member loan 1037389 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Sphere Consulting, Inc. | Debt-to-income ratio: | 19.03% |
Length of employment: | < 1 year | Location: | Evanston, IL |
Home town: | |||
Current & past employers: | Sphere Consulting, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > I would like to get rid of most of my cards and just one easy payment!<br>Thank you!<br> Borrower added on 12/05/11 > This is my New Year Resolution! Thank you for all the help!<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $15,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | its around $1100 - $1500 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is $18,654 - interest rates goes from 27% - 18% <br>monthly payments all together or on each card? Together would add up to $700 a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my rent is 440 a month, that is my portion. |
Please explain the reason why you carry a large revolving credit balance. | When I went to school I paid with cards to cover my tuition, since I was out of state it was quite large, so I haven't had a chance to catch up. |
Member Payment Dependent Notes Series 1037687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037687 |
$20,000 |
$20,000 |
19.91% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037687. Member loan 1037687 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,467 / month |
Current employer: | Mid Town Corporation | Debt-to-income ratio: | 15.35% |
Length of employment: | 1 year | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | Mid Town Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > To pay all my credit cards. Most of the cards has an interest of 9.9% to 27.99%......<br><br> Borrower added on 11/23/11 > To pay all my credit cards. My credit cards interest is from 9.9% to 27.99%. Interest is really kill me. I never ,issed any single payment but i am only paying the minimum and by paying the minimun will takes more than 5 years to pay...You can verify my credit history on all the credit bureaus...Thank you and hope that you will grant my request. You have a great day...Once again may thanks.....<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,318.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038229 |
$35,000 |
$35,000 |
19.03% |
1.00% |
December 9, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038229. Member loan 1038229 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,667 / month |
Current employer: | Beaufort LLC | Debt-to-income ratio: | 4.18% |
Length of employment: | 6 years | Location: | PORTSMOUTH, VA |
Home town: | |||
Current & past employers: | Beaufort LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Secure employment for entire career. PhD degree. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $13,645.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: Chase (8,000 @21%, 300/month), Barclay Bank (3,000@19%, 150/month), Capital One (3,000@19% 300/month), CitiFinancial (8,000@24%, 300/month), state income tax (12,000 owed,1114/month) |
Which debts do you plan to pay off with this loan? | All of the above |
Member Payment Dependent Notes Series 1038425
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038425 |
$4,250 |
$4,250 |
13.49% |
1.00% |
December 7, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038425. Member loan 1038425 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | samirs limousine service | Debt-to-income ratio: | 18.12% |
Length of employment: | 7 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | samirs limousine service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > using the funds to combine my credit cards payments in to one payment with better intrest rate .i am a good barrower verry responsable make all payments on time with a good credit history. my monthly badget is enough to live normal life and pay all my bills. seven years with the same job will established. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,442.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | the true is i dont know why. it was a mistake. but now i am not using any credit cards for the last two years intel i pay all my balance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly expenses ( rent,utilities.insurance,taxes) is $1400 and i pay $600 credit cards debts. total monthly expenses is $2000. |
Member Payment Dependent Notes Series 1038484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038484 |
$22,000 |
$22,000 |
11.71% |
1.00% |
December 8, 2011 |
December 6, 2016 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038484. Member loan 1038484 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Aspen Dental | Debt-to-income ratio: | 17.21% |
Length of employment: | 2 years | Location: | Medford, MA |
Home town: | |||
Current & past employers: | Aspen Dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent- $700.00, utilities- 100, phone- 86, insurance- 89.00, food 150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $13,000.00 interest 14.99, car loan $8900 interest 4.5% |
Member Payment Dependent Notes Series 1038518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038518 |
$25,000 |
$25,000 |
11.71% |
1.00% |
December 7, 2011 |
December 6, 2016 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038518. Member loan 1038518 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.38% |
Length of employment: | 10+ years | Location: | Lansing, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Pay off debts, home improvements<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1038627
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038627 |
$35,000 |
$35,000 |
18.64% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038627. Member loan 1038627 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,134 / month |
Current employer: | American Funds Service Company | Debt-to-income ratio: | 20.66% |
Length of employment: | 10+ years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | American Funds Service Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > Thank you for considering this investment request. <br><br>I plan to use the funds for debt consolidation and a small portion for my daughter's wedding reception. <br><br>This is a prudent financial move for me because it lowers:<br>* my monthly payment by $350<br>* my over all interest rate on debt<br><br>April 2012 is my 15th anniversary with my current employer and in the last 5 years I have received 2 significant promotions. My empployer has been in business 80 years and, while they did have some organizational restructing during 2009, they are currently hiring. They are privately owned and financial stable. <br><br>Thank you for your time. You won't be sorry you invested in me!<br> Borrower added on 11/25/11 > Additional Note: My employer is one of the 3 largest mutual fund companies in the world and employees over 7,000.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $2,505. |
Please explain the reason why you carry a large revolving credit balance. | My current balances are so high becuase I assisted a family member with living and medical expenses during a 4+ year long severe illness. They have fully recovered. Previously, on the rare occassion I would use a credit card, I paid the bill in full when received. If I receive this funding, that will again become my practice and I intend to be completely debit free after the 5 years it will take me to pay off this loan. Of course, I hope to pay it off sooner. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will pay off high interest rate credit cards and a car loan with just over $31k. The remaining will serve as a small cushion. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards totaling $12,743 @ 25.9% monthly payment totaling $478<br>personal loan balance $11,283 @ 24.2% monthly payment totaling $398<br>personal loan w/ bank balance $7,700 @ 22.78% monthly payment of $442<br>no mortgage or student loans<br><br>Total currently monthly payments = $1,318<br>This loan will be $900 |
Member Payment Dependent Notes Series 1038738
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038738 |
$12,900 |
$12,900 |
18.25% |
1.00% |
December 8, 2011 |
December 6, 2016 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038738. Member loan 1038738 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Lang McLaughry Spera | Debt-to-income ratio: | 21.79% |
Length of employment: | 1 year | Location: | Middlebury, VT |
Home town: | |||
Current & past employers: | Lang McLaughry Spera | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $13,809.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038943
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038943 |
$25,450 |
$25,450 |
21.28% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038943. Member loan 1038943 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | Snyder's-Lance | Debt-to-income ratio: | 20.90% |
Length of employment: | 5 years | Location: | Fort Mill, SC |
Home town: | |||
Current & past employers: | Snyder's-Lance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Pay off Credit Card Debt and negative equity car loan.<br> Borrower added on 11/29/11 > Debt I am Paying off if loan is funded:<br>Truck payment: $562/Mo.<br>Credit Card #1 $190/Mo.<br>Credit Card #2 $50/Mo.<br>Furniture Loan $150/Mo.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,575.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to use the loan proceeds to pay off debt.<br><br>Thanks |
Please explain the reason why you carry a large revolving credit balance. | I had some unexpected expenses. Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage and Insurance : $1207<br>Truck Payment: $562<br>Utilities: $150<br>Food: $325<br><br>I am going to pay off the Truck note with this loan and reduce the payment to zero. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage and Insurance : $1207<br>Truck Payment: $562<br>Utilities: $150<br>Food: $325<br><br>I am going to pay off the Truck note with this loan and reduce the payment to zero. |
Member Payment Dependent Notes Series 1039174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039174 |
$19,075 |
$19,075 |
20.89% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039174. Member loan 1039174 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | U.S.Army | Debt-to-income ratio: | 17.38% |
Length of employment: | 10+ years | Location: | COLORADO SPRINGS, CO |
Home town: | |||
Current & past employers: | U.S.Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I am using this to consolidate all my credit card debt and have a little extra for the holidays. I am in the Army and have 12 years in service. The amount of payment on this loan is less than what I have been paying to my credit card companies each month.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $15,430.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | After I got back from my last deployment I had all credit cards payed off. I pcs'd 4 months later. My wife is a Philippine national who needed to go to see her family. Her passport was expired and we had to go to the nearest embassy which was in Los Angeles. She was delayed in coming back and we had to change her flight. I had to get someone to watch my then 2 year old son while I reported for duty. A few months later My brother got married and I flew to his wedding with my wife and son. In short after I payed all debt off I had nothing in savings. Life happened and I used my cards. I can pay them off the way I am going, but saw this as a way to make things a little easier. |
Member Payment Dependent Notes Series 1039178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039178 |
$5,000 |
$5,000 |
11.71% |
1.00% |
December 7, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039178. Member loan 1039178 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | alliance for health, bkln, ny | Debt-to-income ratio: | 13.48% |
Length of employment: | 9 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | alliance for health, bkln, ny | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039321
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039321 |
$9,600 |
$9,600 |
12.69% |
1.00% |
December 9, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039321. Member loan 1039321 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,528 / month |
Current employer: | H. Barber & Sons, Inc. | Debt-to-income ratio: | 8.84% |
Length of employment: | 8 years | Location: | Naugatuck, CT |
Home town: | |||
Current & past employers: | H. Barber & Sons, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 1375.00 |
What is the home improvement project you are planning? | new furnace and kitchen upgrade |
What is your intended use for the loan proceeds? | new furnace and kitchen update |
Is the improvement to your primary residence or an investment property? | Improvement is my primary residence |
Member Payment Dependent Notes Series 1039392
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039392 |
$23,000 |
$23,000 |
18.64% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039392. Member loan 1039392 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Delta Air Lines | Debt-to-income ratio: | 21.17% |
Length of employment: | 6 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Delta Air Lines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I am applying for this loan to consolidate debt. The monthly payment on the loan is less than what I am paying monthly across what I am trying to consolidate and will allow me to payoff the amounts quicker. I have never been late with a payment and am hoping to improve my credit score. I have been employed with the same company for over 6 years and have foresee a long future with them.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $23,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Outside of the debt I'm trying to consolidate, I'm paying about $1600 - $1700/mo in additional expenses |
Please explain the reason why you carry a large revolving credit balance. | While getting my MBA, I relied heavily on my credit cards for day to day expenses. After graduating, I was getting the balances under control and then had an unexpected medical emergency that I used my card(s) for some of the out-of-pocket expense. I've always been on time with the payments and always pay more than the minimum. With this loan, I'm just trying to consolidate into a single payment and can work towards the goal of having this loan paid off. |
Member Payment Dependent Notes Series 1039464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039464 |
$30,000 |
$30,000 |
20.89% |
1.00% |
December 8, 2011 |
December 6, 2016 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039464. Member loan 1039464 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 16.91% |
Length of employment: | 4 years | Location: | NICEVILLE, FL |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > I am requeting this loan to consolidate my credit card bills, my truck loan, and a loan I have on a time share property. I have never had any problems with making any of the payments and by consolidating the loans I will save about $350.00 a month. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $20,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have about $14,000 in credit card debit, which was mainly accrued from a problem I had with my teeth. Thought it was a good idea at the time to pay for it all and not leave the sugeon hanging out. I also plan on paying off my truck and a loan I took out for a time share. This loan would save me about $350.00 a month. |
Please explain the reason why you carry a large revolving credit balance. | I have never had any problems with keeping up with payments and just didn't really woory about it for a long time. My daughter just started high school and it made me think that I just need to clean up my bills. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses for the home I am renting is $600.00 a month ( $500.00 in rent and $100.00 for the cable. I am sharing the home with a friend). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have about $14,000 in credit card debit, which was mainly accrued from a problem I had with my teeth. Thought it was a good idea at the time to pay for it all and not leave the sugeon hanging out. I also plan on paying off my truck and a loan I took out for a time share. This loan would save me about $350.00 a month. |
Which debts do you plan to pay off with this loan? | I plan on paying off all my credit card debit, my truck loan, and a loan I have for a time share property. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have about $14,000 in credit card debit, which was mainly accrued from a problem I had with my teeth. Thought it was a good idea at the time to pay for it all and not leave the sugeon hanging out. I also plan on paying off my truck and a loan I took out for a time share. This loan would save me about $350.00 a month. |
Which debts do you plan to pay off with this loan? | I plan on paying off all my credit card debit, my truck loan, and a loan I have for a time share property. |
Member Payment Dependent Notes Series 1039811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039811 |
$35,000 |
$35,000 |
19.42% |
1.00% |
December 12, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039811. Member loan 1039811 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $11,417 / month |
Current employer: | Naknek Electric Association, Inc. | Debt-to-income ratio: | 18.11% |
Length of employment: | 10+ years | Location: | NAKNEK, AK |
Home town: | |||
Current & past employers: | Naknek Electric Association, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $32,568.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have two children attending universities. I am attempting to consolidate and move forward. One is finished after next summer, and the other has one more full year. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 37,000, range from 15 to 20%, current min monthly payments $1200 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Our home is paid for. Utility bills are roughly $500 per month. Insurance and taxes are paid in full. Both come due next in August 2012. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 15,000; visa - 15,000; visa 5,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No mortgage payment, insurance is $1600 annually (paid through Aug 2012), electric $250; heating $500 in winter; telephone/Internet/tv $200; food $400; transportation $100 |
Please explain the reason why you carry a large revolving credit balance. | I have two children attending universities. I am attempting to consolidate and move forward. One is finished after next summer, and the other has one more full year. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 15,000; visa - 15,000; visa 5,000 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 37,000, range from 15 to 20%, current min monthly payments $1200 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have two credit cards at 15,000 each and one at 9,000. I would pay the two off totally, and pay the third at the same time as this loan. |
Please explain the reason why you carry a large revolving credit balance. | I have two children attending universities. I am attempting to consolidate and move forward. One is finished after next summer, and the other has one more full year. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No mortgage payment, insurance is $1600 annually (paid through Aug 2012), electric $250; heating $500 in winter; telephone/Internet/tv $200; food $400; transportation $100 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 15,000; visa - 15,000; visa 5,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No mortgage payment, insurance is $1600 annually (paid through Aug 2012), electric $250; heating $500 in winter; telephone/Internet/tv $200; food $400; transportation $100 |
Member Payment Dependent Notes Series 1039887
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039887 |
$19,800 |
$19,800 |
21.67% |
1.00% |
December 8, 2011 |
December 6, 2016 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039887. Member loan 1039887 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $14,167 / month |
Current employer: | Dept of Defense | Debt-to-income ratio: | 1.61% |
Length of employment: | 10+ years | Location: | Reston, VA |
Home town: | |||
Current & past employers: | Dept of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > - Plan to use the money to repair a vacant rental property that I own. <br>- I pay all bills on time<br>- I will pay the loan back with money from my wages. Any monies received from the property will go towards paying back faster.<br>- I have very stable job working in the federal sector for over 20 years.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $2,121.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | There are no mortgage/loans on this property. Insurance and taxes come to approximately $100 per month. Tenant will pay all utilities. I will pay this loan with money from my salary/wages; any rents received from this property will go directly to paying the loan back faster. |
What is the home improvement project you are planning? | Upgrading the heating, windows, doors, kitchen and flooring. |
What is the estimated current market value of your home? | $200k |
What is your intended use for the loan proceeds? | Repair / renovate vacant rental property |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Single purpose.....repair rental property and place into rental service |
What is the home improvement project you are planning? | Upgrading the heating, windows, doors, kitchen and flooring. |
Is the improvement to your primary residence or an investment property? | Investment Property |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage 2000; utilites 300; credit 350 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 2000; utilites 300; credit 350 |
Member Payment Dependent Notes Series 1039974
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039974 |
$16,000 |
$16,000 |
13.49% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039974. Member loan 1039974 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | bluffton stone co. | Debt-to-income ratio: | 17.13% |
Length of employment: | 10+ years | Location: | FINDLAY, OH |
Home town: | |||
Current & past employers: | bluffton stone co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > credit card freedom in 5 years thanks<br> Borrower added on 11/30/11 > thanks again<br> Borrower added on 12/03/11 > Please do more than a bank and help me consolidate my debt to one payment thanks again<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,489.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 14.9 8000 and 15.99 3819.00 23.99 3812.42 Im paying approx 400 and getting nowhere |
Member Payment Dependent Notes Series 1039975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039975 |
$13,000 |
$13,000 |
17.27% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039975. Member loan 1039975 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,160 / month |
Current employer: | Iron Eagle Armed Courier inc. | Debt-to-income ratio: | 15.31% |
Length of employment: | 7 years | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | Iron Eagle Armed Courier inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > THE FOLLOWING CREDIT WILL BE PAID OFF WITH THIS LOAN<br><br>CREDITOR TOTAL BALANCE INTEREST % MINIMUM PAY<br><br>MASTER 702.15 19.990 30.00<br>VISA 4821.41 19.990 135.00<br>MASTER 2134.78 23.240 65.00<br>LINE OF CREDIT 1154.59 16.990 114.75<br>MASTER 416.23 13.240 15.00<br>MASTER 1139.88 14.990 30.00<br>DEPT STORE 910.79 26.240 28.00<br>VISA 1601.42 23.240 50.00<br>VISA 1014.65 23.240 35.00<br> <br> 13895.90 502.75<br>THE NEW MONTHLY PAYMENT WILL BE 324.98<br><br>MONTHLY EXPENSES 1554.00<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,478.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | My total balance is $ 21550.00 . I have $ 9550.00 at 13.200% and $ 12000.00 At 24.000%. My total monthly minimum payments are $ 623.00 . $ 190.00 monthly belong to 13.200% and $ 433.00 belong to 24.000% . My actual monthly payments are $ 1000.00 . An extra monthly payment of $ 377.00 is being paid toward the balance. Refinancing of the balance at 24.000% will give me the opportunity to make an additional extra monthly payment of $ 108.00 .Thats a total of $ 485.00 per month. At this rate the total balance will be paid off in 26 months |
Please explain the reason why you carry a large revolving credit balance. | At the time of using the credit available to me, some family problems put me in a position where i had to use all that is available to me it has been a while now that i have achieved stability and my goal now is to be debt free in the shortest time possible. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | PLEASE REFER TO A LOAN DESCRIPTION FOR ANSWER |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | PLEASE REFER TO A LOAN DESCRIPTION FOR ANSWER |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | PLEASE REFER TO A LOAN DESCRIPTION FOR ANSWER |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | PLEASE REFER TO A LOAN DESCRIPTION FOR ANSWER |
Member Payment Dependent Notes Series 1040028
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040028 |
$20,000 |
$20,000 |
14.65% |
1.00% |
December 9, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040028. Member loan 1040028 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | avon products inc | Debt-to-income ratio: | 12.65% |
Length of employment: | 5 years | Location: | narrows , VA |
Home town: | |||
Current & past employers: | avon products inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,817.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1040115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040115 |
$35,000 |
$35,000 |
12.69% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040115. Member loan 1040115 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,500 / month |
Current employer: | State of California | Debt-to-income ratio: | 16.58% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > Hello - I am looking to consolidate my debt including student loans and credit cards into a single monthly payment. I have worked for my employer for 12 years. The payment on this loan plus other monthly bills would put my debt payments at 27% of my pre-tax income.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,563.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1040196
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040196 |
$22,000 |
$22,000 |
20.89% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040196. Member loan 1040196 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Robins Air Force Base | Debt-to-income ratio: | 6.27% |
Length of employment: | 4 years | Location: | WARNER ROBINS, GA |
Home town: | |||
Current & past employers: | Robins Air Force Base | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Veteran, Government Employee<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt Consolidation |
Which debts do you plan to pay off with this loan? | Vehicle, school, and credit cards, all my debt. |
Please explain the reason why you carry a large revolving credit balance. | I run a Business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards <br>Amex Business: Balance 6286.58; Monthy Payment 570.00; 0% Int <br>Amex Platinum: Balance 7200.64; No Payment until Business card Balance is paid; 13.24% Int <br>both cards currently withheld<br><br>School Loan: Balance 4538.33; Monthly Payment 117.62; 14.250% Int <br>Vehicle Loan: Balance 3411.37; Monthly Payment 161.35; 8.500% Int |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$630<br>Insurance(car/renter's)-$136<br>Utilities-$245<br>cell phone-$86<br>Credit Cards-$570<br>Car Loan-$162<br>School Loan-$120<br>Food-$300<br>fuel-$150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards <br>Amex Business: Balance 6286.58; Monthy Payment 570.00; 0% Int <br>Amex Platinum: Balance 7200.64; No Payment until Business card Balance is paid; 13.24% Int <br>both cards currently withheld<br><br>School Loan: Balance 4538.33; Monthly Payment 117.62; 14.250% Int <br>Vehicle Loan: Balance 3411.37; Monthly Payment 161.35; 8.500% Int |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards <br>Amex Business: Balance 6286.58; Monthy Payment 570.00; 0% Int <br>Amex Platinum: Balance 7200.64; No Payment until Business card Balance is paid; 13.24% Int <br>both cards currently withheld<br><br>School Loan: Balance 4538.33; Monthly Payment 117.62; 14.250% Int <br>Vehicle Loan: Balance 3411.37; Monthly Payment 161.35; 8.500% Int |
Member Payment Dependent Notes Series 1040199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040199 |
$30,000 |
$30,000 |
22.06% |
1.00% |
December 9, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040199. Member loan 1040199 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Amerencips | Debt-to-income ratio: | 14.70% |
Length of employment: | 5 years | Location: | Quincy, IL |
Home town: | |||
Current & past employers: | Amerencips | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > We made the mistake of paying for our sons tuition with a credit card. They then upped the rate on us.<br><br> Borrower added on 11/23/11 > I am a responsible borrower and plan to be debt free within 2 year. Once I get my sons schooling paid for I am starting on my home. I have a good amount of equity in my home and want to own it free and clear within this time frame as well. I plan on making extra payments on this loan to pay it off more quickly as well. My credit score it usually around 750 but it has come down to around 720 because of using almost my entire credit limit on my credit cards paying for my sons tuition.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,375.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 28450. MasterCard 29.99 interest 847.00 payment. 1450.00 visa 26.09 115.00 payment. I have had this credit card (mastercard) since 1998. Have had many periods with zero balance. Had no idea that they had upped my rate to this amount. I have a plan for paying your investment back, And a plan for being completely debt free. Had my son not needed his tuition paid for I would not have had most of this balance. This was an unexpected expense when my son needed help and we had to send him to boarding school. We had to come up with money fast. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1815 mortgage payment, 625 taxes, 114 insurance. My wife has made 62000 so far this year in her career as well which contributes to our total household income as well. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is just shy of 30000. Current payments are right under 850 but I usually pay about double that which is what plan to do here. Credit card rates are 29.99 and 25.99. |
Member Payment Dependent Notes Series 1040205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040205 |
$24,000 |
$24,000 |
10.65% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040205. Member loan 1040205 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | ClearStructure Financial Technology | Debt-to-income ratio: | 4.13% |
Length of employment: | 7 years | Location: | Newtown, CT |
Home town: | |||
Current & past employers: | ClearStructure Financial Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > I have never missed a payment on any debt I have incurred. I have been at the same firm for over seven years and am in control of my employment so my job is very stable. <br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,945.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will use the proceeds of this loan to payoff debt (primarily credit card).<br><br>Thanks for your question. |
Please provide additional details regarding the purpose of the loan | I will use the proceeds of this loan to payoff debt (primarily credit card) which have higher interest rates. I am focused on paying off my debt as quickly as possible and by consolidating other debt with higher rates, I hope to reach this goal more quickly. <br><br>Thanks for your question. |
Member Payment Dependent Notes Series 1040262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040262 |
$24,000 |
$24,000 |
16.29% |
1.00% |
December 8, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040262. Member loan 1040262 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | San Diego Unified School District | Debt-to-income ratio: | 6.70% |
Length of employment: | 4 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | San Diego Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $7,335.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off a personal loan from an estranged family member and a credit card that has a 30% interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am in school for my doctorate so I am not paying off my student loan at this time. I have no mortgage and no lines of credit. I have a credit card with a balance of $6000 that has a 30% interest rate that I am looking to pay off. I also owe $15,000 to an estranged family member and while the interest is low, I want to put the issue behind me. In addition, I have an auto loan for $7,500 that has a 15% interest rate. The first credit card I pay $500 a month, the family member another $500 a month and the auto loan I pay $250 monthly. |
Member Payment Dependent Notes Series 1040288
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040288 |
$8,000 |
$8,000 |
13.49% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040288. Member loan 1040288 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Integra Realty Resources | Debt-to-income ratio: | 9.50% |
Length of employment: | 5 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Integra Realty Resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,412.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1040347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040347 |
$8,875 |
$8,875 |
14.65% |
1.00% |
December 13, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040347. Member loan 1040347 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Cross Country Staffing | Debt-to-income ratio: | 21.16% |
Length of employment: | < 1 year | Location: | Aventura, FL |
Home town: | |||
Current & past employers: | Cross Country Staffing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $3,971.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1040391
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040391 |
$35,000 |
$35,000 |
19.03% |
1.00% |
December 8, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040391. Member loan 1040391 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.74% |
Length of employment: | 10+ years | Location: | osceola mills, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/13/11 > I've been remodeling my house and added family room and bedroom , I want to add a large garage and finish kitchen and then I can do the siding then it will be finished.. This funding will get the job done. Thank-You!<br>Borrower added on 11/23/11 > I've been remodeling my house and added family room and bedroom , I want to add a large garage and finish kitchen and then I can do the siding then it will be finished.. i've been using my credit cards to fund some of the project which i'm paying off with these funds , around $15,000 and the other $20,000 should be enough to finish the whole project. my bills are always paid on time and I have an excellent credit rating. Thank-You!<br> Borrower added on 11/23/11 > I would like to add that this loan is also for dept consolidation. $15,000 is going to pay off 3 credit lines which I used to help fund the remodeling project. the other $20,000 will be used to finish the project, also my payments are always paid on time and I have an Excellent Credit Rating. Thank-You!<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $17,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1040409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040409 |
$22,500 |
$22,500 |
14.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040409. Member loan 1040409 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Florida house of representatives | Debt-to-income ratio: | 20.56% |
Length of employment: | 10+ years | Location: | TALLAHASSEE, FL |
Home town: | |||
Current & past employers: | Florida house of representatives | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am planning on consolidating my debt to make it more manageable. I would prefer not to carry such a large revolving credit balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards:<br>Capital One MasterCard 16.79 percent interest $350 monthly payment<br>Citibank MasterCard 6.79 percent interest $105 monthly payment<br>Citibank MasterCard 19 percent interest $75 monthly payment <br><br>I have no mortgage or student loans. |
Which debts do you plan to pay off with this loan? | I plan to pay off all 3 credit card balances with this loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have one purpose for this loan, which is debt consolidation. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses come to approximately $1500 a month. |
Member Payment Dependent Notes Series 1040421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040421 |
$30,000 |
$30,000 |
20.89% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040421. Member loan 1040421 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | California Highway Patrol | Debt-to-income ratio: | 24.14% |
Length of employment: | 5 years | Location: | VICTORVILLE, CA |
Home town: | |||
Current & past employers: | California Highway Patrol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Purpose of loan is to consolidate debt to quicker eliminate it. I am always on time with my monthly payments. In an environment where bankruptcy is the norm, I am still marching on. I work in law enforcement and will do so until I retire.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $22,499.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All my credit cards so that I can be left with my mortgage, 2 car loans, and this new loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly expenses are about $4690 and do not include food, gas, incidentals, and entertainment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly expenses are about $4690 and do not include food, gas, incidentals, and entertainment. |
Please explain the reason why you carry a large revolving credit balance. | Poor decisions from a younger age lead to maxed out credit cards. I have been trying to pay off the low balance cards while making only minimum payments on the others. I don't have extra income at the end of the month to make extra payments. It's a vicious cycle I'm trying to break. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are about $4690 and do not include food, gas, incidentals, and entertainment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My monthly expenses are about $4690 and do not include food, gas, incidentals, and entertainment. |
Please explain the reason why you carry a large revolving credit balance. | Poor decisions from a younger age lead to maxed out credit cards. I have been trying to pay off the low balance cards while making only minimum payments on the others. I don't have extra income at the end of the month to make extra payments. It's a vicious cycle I'm trying to break. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are about $4690 and do not include food, gas, incidentals, and entertainment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are about $4690 and do not include food, gas, incidentals, and entertainment. |
Member Payment Dependent Notes Series 1040436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040436 |
$13,800 |
$13,800 |
11.71% |
1.00% |
December 9, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040436. Member loan 1040436 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,083 / month |
Current employer: | Wisconsin Public Service | Debt-to-income ratio: | 4.44% |
Length of employment: | 8 years | Location: | Rhinelander, WI |
Home town: | |||
Current & past employers: | Wisconsin Public Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I am looking for a loan to use for a business investment. I am a great borrower. I have excellent credit and a great payment history. I am extremely grateful to those who choose to invest in my loan. Thank you.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly costs will be approximately $1000/month. (part-time, small business) Revenue will be approximately $2600 - $3600/month to start |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Small business startup is the purpose. Originally I requested a higher loan amt to also consolidate a Home equity line of credit. However I will only be using this loan amount for the startup of a small part-time business. |
What is your intended use for the loan proceeds? | I am using the funds for the start-up of a small, part-time business. |
What type of business are you starting? | It is an party rental business. Renting out inflatable bounce houses, games, obstacle courses, etc. I am starting small and will grow as I generate cash flow |
Please explain the reason why you carry a large revolving credit balance. | That is my Home Equity Line of Credit. |
Please describe your experience/familiarity with the business you are starting/started? | I have conducted extensive research in the business I am starting and am very confident and excited about the new venture. It will be something part-time, on the side, but I am positive it will grow. |
Member Payment Dependent Notes Series 1040470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040470 |
$8,375 |
$8,375 |
7.51% |
1.00% |
December 7, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040470. Member loan 1040470 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,200 / month |
Current employer: | Lafourche Parish School Board | Debt-to-income ratio: | 21.14% |
Length of employment: | 10+ years | Location: | Thibodaux, LA |
Home town: | |||
Current & past employers: | Lafourche Parish School Board | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I plan to use the funds to pay medical expenses. I have excellent credit (740) and a history of paying bills on time. I have a steady job. I have been employed at the same location for 15 years. Thanks in advance for your consideration.<br><br><br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $10,710.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for the loan proceeds is to pay medical expenses. Thanks for your consideration. |
Member Payment Dependent Notes Series 1040555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040555 |
$18,000 |
$18,000 |
13.49% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040555. Member loan 1040555 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Manteca Unified School District | Debt-to-income ratio: | 17.77% |
Length of employment: | 6 years | Location: | MANTECA, CA |
Home town: | |||
Current & past employers: | Manteca Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > I plan to use my loan to consolidate my debt. I have a steady job as an educator and want to stop paying such high interest rates on my credit cards! My goal is to be debt free so I will have the freedom to use my money to help others more freely instead of being tied down in debt!<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt includes 3 major credit cards with interest rates above 15% |
Member Payment Dependent Notes Series 1040679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040679 |
$35,000 |
$35,000 |
19.91% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040679. Member loan 1040679 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.20% |
Length of employment: | 7 years | Location: | Carbondale, CO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/11/11 > Just finished a $350,000 remodel on our new home where we converted the existing garage to office and living room. Looking for a little extra cash to finish new 2.5 car detached garage. House will be worth over $900k with new garage and the other improvements already completed. House is 100% complete and I have plans, excavator, concrete and carpenter ready to go. With this new loan factored in, will be at 78% LTV at $900k value. Thanks for your consideration.<br> Borrower added on 11/21/11 > Let me know if I can answer any questions for you as a prospective investor.<br>
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage: $2,822<br>taxes/ins: $466<br>Auto: $708<br>credit: $600<br>utilities: $300<br>TOTAL: $4,896 |
Please explain the reason why you carry a large revolving credit balance. | My cash flow fluctuates largely on a 2-3 month basis and I use revolve to manage the ups and downs. |
Please explain the reason why you carry a large revolving credit balance. | My cash flow fluctuates largely on a 2-3 month basis and I use revolve to manage the ups and downs. |
Member Payment Dependent Notes Series 1040822
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040822 |
$21,575 |
$21,575 |
23.91% |
1.00% |
December 7, 2011 |
December 7, 2016 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040822. Member loan 1040822 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,540 / month |
Current employer: | us navy | Debt-to-income ratio: | 18.50% |
Length of employment: | 10+ years | Location: | OAK HARBOR, WA |
Home town: | |||
Current & past employers: | us navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > credit card free<br><br> Borrower added on 11/23/11 > I have a secure job with the navy for 5 more years and then I will reenlist to retire<br> Borrower added on 11/24/11 > I will make all payments back to you on time, I am a risk free investment.<br><br> Borrower added on 11/26/11 > Thank you everyone for all of your help, it means alot to me.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $16,092.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay rent which is 750, I have a small car payment of 230 and I pay car insurance of 90 dollars a month. I have a cell phone bill but its not much. |
Please explain the reason why you carry a large revolving credit balance. | I have applyed for this loan to pay off all of my credit cards, my intrest rate is high on my cards so it makes it hard for me to pay them off. I did a finacal report on my bills and income and with this loan and just paying one intrest rate it will be so much better for me. I will be able to get out of debt so much faster, I am really hoping to get this loan, to me its the light at the end of the tunnel. Thank you for your question. I am in the Navy and I have been for 11 years, I am in a contract with them till 2016 and then I will reenliste for 4 more years to finish out 20 years and retire. I will make all of my payments back to you. Thank you for your help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I applyed for this loan to pay off my 7 credit cards that have high intrest so that I would only be focused on one loan with one interest rate. My cards total 20,000 and the intrest rates are between 9.99% to 23.24%. Most of the cards are on the higher end of interest rates. Thank you for your questions I hope I answered it, if you have any more questions please feel free to ask. I do have a secure job and I will be sure to make every payment on time. This loan will help me out a ton in becoming debt free. |
Which debts do you plan to pay off with this loan? | I am going to pay off all of my credit cards with this loan, I am looking forward to only having this loan, my car, rent and my car insurance to pay each month, I will have alot more room finacially if I can pay off all of my credit cards with this loan. I did a budget and its just going to be so much easier for me finacially to just have this loan to repay |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I applyed for this loan to pay off my 7 credit cards that have high intrest so that I would only be focused on one loan with one interest rate. My cards total 20,000 and the intrest rates are between 9.99% to 23.24%. Most of the cards are on the higher end of interest rates. Thank you for your questions I hope I answered it, if you have any more questions please feel free to ask. I do have a secure job and I will be sure to make every payment on time. This loan will help me out a ton in becoming debt free. |
Please explain the reason why you carry a large revolving credit balance. | I have applyed for this loan to pay off all of my credit cards, my intrest rate is high on my cards so it makes it hard for me to pay them off. I did a finacal report on my bills and income and with this loan and just paying one intrest rate it will be so much better for me. I will be able to get out of debt so much faster, I am really hoping to get this loan, to me its the light at the end of the tunnel. Thank you for your question. I am in the Navy and I have been for 11 years, I am in a contract with them till 2016 and then I will reenliste for 4 more years to finish out 20 years and retire. I will make all of my payments back to you. Thank you for your help. |
Please explain the reason why you carry a large revolving credit balance. | I have applyed for this loan to pay off all of my credit cards, my intrest rate is high on my cards so it makes it hard for me to pay them off. I did a finacal report on my bills and income and with this loan and just paying one intrest rate it will be so much better for me. I will be able to get out of debt so much faster, I am really hoping to get this loan, to me its the light at the end of the tunnel. Thank you for your question. I am in the Navy and I have been for 11 years, I am in a contract with them till 2016 and then I will reenliste for 4 more years to finish out 20 years and retire. I will make all of my payments back to you. Thank you for your help. |
Which debts do you plan to pay off with this loan? | I am going to pay off all of my credit cards with this loan, I am looking forward to only having this loan, my car, rent and my car insurance to pay each month, I will have alot more room finacially if I can pay off all of my credit cards with this loan. I did a budget and its just going to be so much easier for me finacially to just have this loan to repay |
Member Payment Dependent Notes Series 1040864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040864 |
$18,000 |
$18,000 |
18.25% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040864. Member loan 1040864 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | USAF | Debt-to-income ratio: | 19.68% |
Length of employment: | 10+ years | Location: | hanahan, SC |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $15,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | because i had unexpecte things come up. wasn't my intent to have this much at all. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1570 |
Member Payment Dependent Notes Series 1040879
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040879 |
$9,800 |
$9,800 |
12.69% |
1.00% |
December 12, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040879. Member loan 1040879 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | KFC | Debt-to-income ratio: | 10.79% |
Length of employment: | 10+ years | Location: | chandler, AZ |
Home town: | |||
Current & past employers: | KFC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > New AC and Roof<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,862.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1041332
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041332 |
$25,000 |
$25,000 |
19.03% |
1.00% |
December 8, 2011 |
December 8, 2016 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041332. Member loan 1041332 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | OHIO CAT | Debt-to-income ratio: | 22.08% |
Length of employment: | 7 years | Location: | JEWETT, OH |
Home town: | |||
Current & past employers: | OHIO CAT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1605.00 |
Please explain the reason why you carry a large revolving credit balance. | I built a 4 car garage and energy efficient appliances, most of the purchases were for home improvements |
What is the total balance of your credit cards, interest rates and current monthly payments? | Lg discover $10800.00 16.5% small discover $3800.00 17.9% bank of America $11600 14.9%. We pay $700 a month total. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $700 is the minimum monthly payments. $648.00 will be the monthly payments with all 3 cards paid off. |
Member Payment Dependent Notes Series 1041437
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041437 |
$21,625 |
$21,625 |
12.69% |
1.00% |
December 7, 2011 |
December 8, 2016 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041437. Member loan 1041437 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | US Army | Debt-to-income ratio: | 29.09% |
Length of employment: | 10+ years | Location: | FORT BENNING, GA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $26,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1400, i dont pay utilities since I'm in the military and I leave on post housing all utilities are pay by the government, my phone is $120 a month i dont have a house phone only cellpho, my insurance is $ 600 every 6 months and both of my vehicle are payoff my food is $200 every two weeks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my rent is 1400 a month, insurance $600 every 6 months and both of my vehicles are payoff. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I dont have no student loans, my mortgage is 1400 a month, my debt balance around $25,000 I dont owe anything on my vehicles, I got on debt really bad due to family emergencies. and i dont like having to many open credit cards, I rather have one single payment than multiple payment to different credit cards. |
Member Payment Dependent Notes Series 1041447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041447 |
$12,700 |
$12,700 |
11.71% |
1.00% |
December 8, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041447. Member loan 1041447 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.04% |
Length of employment: | 5 years | Location: | Laguna Beach, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I plan to use this low interest Lending Club loan to consolidate my debt. This will allow me to pay down my debt faster and save money in interest charges. Through my credit history you will see that I make it a priority to make my payments each month on time and always pay off my debt. I would like this loan to get ahead by making the most of my monthly income and lowering my interest rate. Thank you for considering my loan. <br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,169.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | 111 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1041523
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041523 |
$17,625 |
$17,625 |
17.58% |
1.00% |
December 7, 2011 |
December 8, 2016 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041523. Member loan 1041523 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Walt Disney World | Debt-to-income ratio: | 27.27% |
Length of employment: | 10+ years | Location: | KISSIMMEE, FL |
Home town: | |||
Current & past employers: | Walt Disney World | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,181.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard<br>8,800 outstanding balance<br>19.99% interest rate<br>230.00 minimum payment<br><br>Visa<br>5,500 outstanding balance<br>19.99% interest rate<br>145.00 minimum payment<br><br>Discover Card<br>5,900 outstanding balance<br>19.99% interest rate<br>120.00 minimum payment |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit cards are basically to their limits. I pay just over $600 per month (in total) to each of the three major credit card companies. I always pay more than the minimum balance that is required. |
Member Payment Dependent Notes Series 1041546
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041546 |
$14,300 |
$14,300 |
11.71% |
1.00% |
December 7, 2011 |
December 8, 2016 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041546. Member loan 1041546 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Jefferson Regional Home Care | Debt-to-income ratio: | 26.96% |
Length of employment: | 10+ years | Location: | DESLOGE, MO |
Home town: | |||
Current & past employers: | Jefferson Regional Home Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > I will be paying off some loans. I have never been late on a payment. I have been at my job for over 10 years and was at my previous job for over 10 years.<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here are my current monthly expenses : Insurance $67.00, Phone $56.00, Food Approximatley $100.00, and Transportaion (Gas) Approximatly $60.00 ( I Carpool). As far as Rent and utilities I just pay of flat fee of $100.00 a month to who I live with. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Here is the List of credit cards and balanced that I plan to payoff with this loan. Visa $2,100.00 interest 23.2% payment $67.00 month. Visa $5,800.00 interest 21.6% payment $250.00 month. Discover $7,000.00 interest 14.6% payment $168.00month. |
Member Payment Dependent Notes Series 1041683
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041683 |
$15,000 |
$15,000 |
15.96% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041683. Member loan 1041683 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Bank Of America | Debt-to-income ratio: | 23.70% |
Length of employment: | 6 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Bank Of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > Greetings - Thank you for taking the time to consider my loan. I received a loan through lending club back in May to help with one part of my debt consolidation plan. As I have moved forward some teaser rates have expired on my cards and interest rates are really bogging me down in trying to get ahead on the revolving debt.<br><br>I, like many others have had some big expenses (unforseen), and took advantage of some teaser rates to try and get ahead. I did not accomplish what I set out to do. So I am reaching out to the lending club community again. I have tried (unsuccessfully) to negotiate with the banks, but they really won't budge at this juncture.<br><br>My plan is to consolidate 2 cards 1 with $7,000 (approx) outstanding and 1 with about $5,500 outanding into 1 payment (Lending Club) whereby the monthly amount I am paying back will be less than the monthly revolving.<br><br>I have been employed for 6 years and have a steady job at BOA. I also plan to use any tax returns, etc to help accelerate paying this and my other debts off early.<br><br>I have paid every lending club payment on-time and will continue to do so. Again, I would much rather take out the middle man and have a fixed amount to pay with a fixed term (this ensures I do not fall into this trap again). Also, I have cut up the cards and have reverted to a strict budget with a "cash" only philosophy. <br><br>Thank You again for your time and consideration!<br> Borrower added on 11/26/11 > Additional information...I have a 1900 month mortgage (waiting for HARP 2 for a possible refinance), 400 a month car payment, plus the revolving and utilities. Consolidating this will give me the peace of mind of having a fixed amount over a fixed period. <br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $61,575.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your consideration. I just got stuck at a couple junctures...then when the teaser rates expired it just caught me in a pickle. Plus with banks tightening lending some of credit lines have been cut. Again I am reaching to the Lending Club community as I have had a great experience so far. |
Please explain the reason why you carry a large revolving credit balance. | I answered your question on another question. I got caught with some unforseen expenses and used some teaser rates, etc. Then some of my credit lines got cut (a lot of people have had this happen). So when the teaser rates expired it caught me in a pickle. I have taken steps to go to a stricter budget, cash only philosophy and have cut up the cards (not cancelled). |
What is your intended use for the loan proceeds? | Thank you for taking the time to consider my loan.<br><br>I have two cards coming off teaser rates (1 at 0% and 1 at 1.99%). I had to put a couple of unforseen big expenses on them and that combined with some of the revolving already on them has me paying more in interest then I thought (I miscaluclated my payback on the teaser). <br><br>So I intend (as I alluded to in my initial statement) to combine those two and the fixed amount over a fixed year period will help me to accelerate the payback rather than be a slave to the revolving.<br><br>As an aside...I have cut up both cards (so as not to use them) keep 2 cards (1 Airline card) and 1 emergency card available and am going to a cash budget philosphy...all available disposible income after bills and paying back Lending Club investors will go toward the remaining revolving...once that gets worked down and paid off I will start to accelerate paying back lending club investors.<br><br>Thank you again for your time and consideration! |
Member Payment Dependent Notes Series 1041689
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041689 |
$30,000 |
$30,000 |
13.49% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041689. Member loan 1041689 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,833 / month |
Current employer: | GE Energy | Debt-to-income ratio: | 7.48% |
Length of employment: | 10+ years | Location: | TRUMBULL, CT |
Home town: | |||
Current & past employers: | GE Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses for housing, utilities, insurance, taxes etc are $5155 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Depot - $8,168 - 22.99% - monthly payment $230<br>AMEX - $10,030 - 15.24% - monthly payment $880<br>Macys - $1,313 - 24.50% - monthly payment $ 24<br>TJMAX - $ 454 - 22.00% - monthly payment $26<br>Bethpage Federal Credit Union (unsecured loan) - $6,914 - 13.50% - monthly payment - $175<br>CITIBANK $8,,311 - 0% interest (until 12/12 - monthly payment $124 |
Which debts do you plan to pay off with this loan? | Home Depot - $8,168 - 22.99% - monthly payment $230<br>AMEX - $10,030 - 15.24% - monthly payment $880<br>Macys - $1,313 - 24.50% - monthly payment $ 24<br>TJMAX - $ 454 - 22.00% - monthly payment $26<br>Bethpage Federal Credit Union (unsecured loan) - $6,914 - 13.50% - monthly payment - $175 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses including payments on the debt I want to payoff with the loan is $9,640. This includes mortgage, savings and all bills. |
Member Payment Dependent Notes Series 1041749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041749 |
$16,675 |
$16,675 |
11.71% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041749. Member loan 1041749 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Grande Ronde Hospital | Debt-to-income ratio: | 8.68% |
Length of employment: | 7 years | Location: | Union, OR |
Home town: | |||
Current & past employers: | Grande Ronde Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I plan on purchasing a Harley Davidson motorcycle. I have an excellent history of not being late with loan payments. I have a college degree and have worked for the same hospital for over 7 years. Thank you.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Harley-Davidson softail fatboy, 2010, 3760 miles, in mint condition. Thank you |
Member Payment Dependent Notes Series 1041757
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041757 |
$20,000 |
$20,000 |
17.58% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041757. Member loan 1041757 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Dell Services | Debt-to-income ratio: | 17.15% |
Length of employment: | 7 years | Location: | WEYMOUTH, MA |
Home town: | |||
Current & past employers: | Dell Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I have worked for the same company for over 7 years. The reason for this loan is to be able to pay off my debt in 5 years.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $17,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1700 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1025 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $575 |
Member Payment Dependent Notes Series 1041816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041816 |
$15,000 |
$15,000 |
17.27% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041816. Member loan 1041816 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Wisconsin Deparment of Agriculture | Debt-to-income ratio: | 16.13% |
Length of employment: | 10+ years | Location: | Marshfield, WI |
Home town: | |||
Current & past employers: | Wisconsin Deparment of Agriculture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,468.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | HIgh interest rates |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $ John Deere Financial |
Please explain the reason why you carry a large revolving credit balance. | HIgh interest rates |
What is the total balance of your credit cards, interest rates and current monthly payments? | 45,000 at 6,5% and 10% with $600.00 monthly payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $600.00 |
Please explain the reason why you carry a large revolving credit balance. | HIgh interest rates |
Member Payment Dependent Notes Series 1041823
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041823 |
$21,000 |
$21,000 |
16.77% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041823. Member loan 1041823 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Southwest Airlines | Debt-to-income ratio: | 14.72% |
Length of employment: | 10+ years | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | Southwest Airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa: Balance is 4670.83. Monthly payment is 161.00, interest rate is 29.99%<br>Loan: Balance is 4412.83. Monthly payment is 159.69, interest rate is 27.77%<br>Loan: Balance is 5008.04. Monthly payment is 216.11, interest rate is 16.24%<br>Visa: Balance is 7984.48. Monthly payment is 242.00, interest rate is 11.5% |
Which debts do you plan to pay off with this loan? | I will pay off both loans and the visa with the smaller balance. Then pay down as much as I can on the visa with the larger balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Right around $1100 a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | See previous question |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa: Balance is 4670.83. Monthly payment is 161.00, interest rate is 29.99%<br>Loan: Balance is 4412.83. Monthly payment is 159.69, interest rate is 27.77%<br>Loan: Balance is 5008.04. Monthly payment is 216.11, interest rate is 16.24%<br>Visa: Balance is 7984.48. Monthly payment is 242.00, interest rate is 11.5% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | see prior question |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa: Balance is 4670.83. Monthly payment is 161.00, interest rate is 29.99%<br>Loan: Balance is 4412.83. Monthly payment is 159.69, interest rate is 27.77%<br>Loan: Balance is 5008.04. Monthly payment is 216.11, interest rate is 16.24%<br>Visa: Balance is 7984.48. Monthly payment is 242.00, interest rate is 11.5% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Right around $1100 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa: Balance is 4670.83. Monthly payment is 161.00, interest rate is 29.99%<br>Loan: Balance is 4412.83. Monthly payment is 159.69, interest rate is 27.77%<br>Loan: Balance is 5008.04. Monthly payment is 216.11, interest rate is 16.24%<br>Visa: Balance is 7984.48. Monthly payment is 242.00, interest rate is 11.5% |
Member Payment Dependent Notes Series 1041844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041844 |
$15,000 |
$15,000 |
18.25% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041844. Member loan 1041844 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Plumber&Steamfitter Local 137 | Debt-to-income ratio: | 10.45% |
Length of employment: | 10+ years | Location: | AUBURN, IL |
Home town: | |||
Current & past employers: | Plumber&Steamfitter Local 137 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I have been at my job for 18 years .<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,293.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We had some unexpected medical bills for my wife also purchased windows for my home . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 830.00 house 210.00 utilities, 195.00 phone, 136.00 ins, 250.00 food, 454.00 credit cards, 120.00 a month gas, 20.00 garbage |
Please explain the reason why you carry a large revolving credit balance. | We had some unexpected medical bills for my wife also purchased windows for my home . |
Which debts do you plan to pay off with this loan? | Plan to off Sears Card some on Commerce Card put some with money i have saved to finish buying siding for my house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 830.00 house 210.00 utilities, 195.00 phone, 136.00 ins, 250.00 food, 454.00 credit cards, 120.00 a month gas, 20.00 garbage |
Which debts do you plan to pay off with this loan? | Plan to off Sears Card some on Commerce Card put some with money i have saved to finish buying siding for my house. |
What is your intended use for the loan proceeds? | 1 st pay off the sears card some on the Commerce card and whats left put with what i got save to put siding on my house. |
Member Payment Dependent Notes Series 1041857
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041857 |
$20,000 |
$20,000 |
15.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041857. Member loan 1041857 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Duke Energy (Oconee Nuclear Station) | Debt-to-income ratio: | 18.63% |
Length of employment: | 10+ years | Location: | Anderson, SC |
Home town: | |||
Current & past employers: | Duke Energy (Oconee Nuclear Station) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
null Borrower added on 11/29/11 > Pay off credit cards and revolving credit account<br><br> Borrower added on 11/30/11 > Currently rent apartment at $730 p/month; Utilities approx $100 p/month; rental insurance approx. $250 p/yr. Vehicle taxes approx. $500 p/yr.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,383.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Visa account...Balance: ~$3500.00...monthly payment: ~$180.00<br>1 Chase Visa account...Balance: ~$3500.00...monthly payment: ~$120.00<br>1 Household Visa acct...Balance: ~$3000.00...monthly payment: ~$120.00<br>1 Cap One Visa acct...Balance: ~$1500.00...monthly payment: ~$50.00<br>1 Rooms To Go acct...Balance: ~$3500.00...monthly payment: ~$160.00<br>2 Kimbrells Furn. acct...Balance: ~$4000.00...monthly payment: ~$325.00 |
Which debts do you plan to pay off with this loan? | Chase Visa account...Balance: ~$3500.00...monthly payment: ~$180.00<br>1 Chase Visa account...Balance: ~$3500.00...monthly payment: ~$120.00<br>1 Household Visa acct...Balance: ~$3000.00...monthly payment: ~$120.00<br>1 Cap One Visa acct...Balance: ~$1500.00...monthly payment: ~$50.00<br>1 Rooms To Go acct...Balance: ~$3500.00...monthly payment: ~$160.00<br>2 Kimbrells Furn. acct...Balance: ~$4000.00...monthly payment: ~$325.00 |
Please explain the reason why you carry a large revolving credit balance. | Bought new furniture for my apartment for me and also for my on who lives with me. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Borrower added on 11/30/11 > Currently rent apartment at $730 p/month; Utilities approx $100 p/month; rental insurance approx. $250 p/yr. Vehicle taxes approx. $500 p/yr. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Borrower added on 11/30/11 > Currently rent apartment at $730 p/month; Utilities approx $100 p/month; rental insurance approx. $250 p/yr. Vehicle taxes approx. $500 p/yr. |
Member Payment Dependent Notes Series 1041887
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041887 |
$23,000 |
$23,000 |
12.69% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041887. Member loan 1041887 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | VA | Debt-to-income ratio: | 29.83% |
Length of employment: | 10+ years | Location: | TWO RIVERS, AK |
Home town: | |||
Current & past employers: | VA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation |
Member Payment Dependent Notes Series 1041933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041933 |
$24,000 |
$24,000 |
18.64% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041933. Member loan 1041933 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,417 / month |
Current employer: | Baystate Financial | Debt-to-income ratio: | 22.49% |
Length of employment: | 4 years | Location: | BOSTON, MA |
Home town: | |||
Current & past employers: | Baystate Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > Consolidating various outstanding loans into one which will save in interest payments, fees, satisfy loan terms, and simplify things financially.<br> Borrower added on 11/30/11 > One of these loans is at the end of it's introductory period where the promotional rate expires. I have the cash to pay this off but would prefer not to in the short-term. At the same time I would like to avoid the interest capitalization from occurring from the date the loan originated.<br><br>The second loan is a personal loan taken out while in grad school whose terms are not ideal and the lender requires a balloon payment for a portion of it.<br><br>The third loan is of similar terms to this note and consolidating it would just make things simpler assuming I receive full funding.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $25,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | There is no mortgage on the condo I live in. It is owned by the person I live with. I pay no rent either.<br><br>This is the best way I can answer without breaking the posting guidelines of what I cannot include (which is what happened in my prior responses to this question). |
Please explain the reason why you carry a large revolving credit balance. | Each account is in existence from a different purpose. I have chosen not to pay them off in the short term for different reasons - the value of liquidity is at a premium for me at the moment. Almost all of these accounts have been closed by at this point even thought they are categorized as "revolving debt". What has not been closed, I do not draw upon. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are approximately $7,500 after tax which include personal expenses (committed and discretionary), current debt service levels, and expenses related to work. |
Which debts do you plan to pay off with this loan? | It depends upon how much of this loan is funded. Of the loans previously discussed, the one where the promotional rate expires first, followed by a portion of the personal loan where a mini-balloon payment is being requested, followed by the last of the three mentioned. Other than that, I'm not sure how to answer without providing personal information. |
Member Payment Dependent Notes Series 1042060
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042060 |
$22,250 |
$22,250 |
21.28% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042060. Member loan 1042060 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,667 / month |
Current employer: | Inova Health System | Debt-to-income ratio: | 21.90% |
Length of employment: | 2 years | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Inova Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > I am consolidating medical bills incurred while in school. I am now employed full time and want to pay off the bills quickly and fully while paying all bills on time.<br> Borrower added on 12/01/11 > When the cc companies raised the interest rates to 28% I began looking for a way to pay this more quickly with less interest. The lower rate through LC will help me succeed.<br> Borrower added on 12/02/11 > I was informed by the cc companies that the rates were raised b/c of the large balances. I do not have delinquencies or late payments. I am committed to paying this off, as I don't consider bankruptcy to be an option. I am fortunate that I have stable employment so I can make this payment plan happen.<br> Borrower added on 12/03/11 > Thank you all for your help in this project!! I really appreciate all of you!<br> Borrower added on 12/07/11 > <br>It feels good to have graduate school behind me, and great health and a great job moving forward. Thank you again for your consideration!<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $21,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage; taxes/insurance/utilities 700/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing/ins/util – 700; Trans – 550; Food 200; School Loan-400Personal 200; Medical Debt 800 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MC 9000; Visa 13000-all medical debt/expenses related |
Member Payment Dependent Notes Series 1042101
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042101 |
$29,100 |
$29,100 |
10.65% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042101. Member loan 1042101 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,958 / month |
Current employer: | Wiedenbach-Brown | Debt-to-income ratio: | 14.00% |
Length of employment: | 6 years | Location: | SUFFERN, NY |
Home town: | |||
Current & past employers: | Wiedenbach-Brown | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
The purpose for this loan is to pay off the high interest balances immediately. This way I can make one affordable payment a month to you and get rid of some of these high interest rates that are making it difficult to pay off the debts. In some cases, it would take us twice as long or longer to get the balances paid off. We have paid off some smaller high interest debts recently but want to continue in a more impactful manner which is why we requested the consolidation loan. My job is very stable, I work in the lighting industry supplying major retailers with lighting supplies. I would also like to continue to make home improvements in order to increase the value of my home
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,116.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our purpose for this loan is to pay off the high interest balances immediately. The balances below include recent holiday purchases, home improvement expenses, and medical bills, so with this loan we hope to get a fresh start. This way we can make one affordable payment a month to you and get rid of some of these high interest rates that are making it difficult to pay off the debts. In some cases, it would take us twice as long or longer to get the balances paid off. We have paid off some smaller high interest debts recently but want to continue in a more impactful manner which is why we requested the consolidation loan. <br><br>AMEX- $16,055 15.24% @$200/month<br><br>AMEX Line of Credit- $7740 21.24% @$150/month<br><br>Bank of America Line of Credit- $5541 7.49% $90/month<br><br>Bank of America Mortgage- $1900/month<br><br>Bank of America Car Loan- $11,227 $300/month<br><br>Volkswagen Credit Car Loan- $321/month<br><br>Home Depot- $910 25.99% $25/month<br><br>PC Richards- $847 26.99% $25/month<br>Sunoco $350 23% $25/month<br>Macys- $833 24.5% $25/month |
Member Payment Dependent Notes Series 1042195
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042195 |
$6,600 |
$6,600 |
19.42% |
1.00% |
December 7, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042195. Member loan 1042195 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Caci | Debt-to-income ratio: | 15.87% |
Length of employment: | 3 years | Location: | Herndon, VA |
Home town: | |||
Current & past employers: | Caci | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > Thanks<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,102.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because of the amount I owe on my car and student loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car Loan 34000<br>Student Loan 18000<br>Credit Card 1900 |
Which debts do you plan to pay off with this loan? | Credit Card debits |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1000<br>Phone 120<br>Insurance 105<br>Transportation 50<br>Gas 50<br>Electric 75<br>Student loan 133 |
Which debts do you plan to pay off with this loan? | Credit Card debits |
Member Payment Dependent Notes Series 1042228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042228 |
$10,200 |
$10,200 |
12.42% |
1.00% |
December 7, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042228. Member loan 1042228 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.86% |
Length of employment: | 4 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I am planning to pay off cc's with higher interest rates. My monthly budget to pay down the loan is $500/mo. <br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $9,817.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | It was on a cc rarely used so forgot about it. All loans...mortgage and car...have never been late. |
Member Payment Dependent Notes Series 1042294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042294 |
$15,000 |
$15,000 |
6.62% |
1.00% |
December 7, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042294. Member loan 1042294 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.16% |
Length of employment: | 8 years | Location: | everton, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am intending to purchase 53 acres of land. I have the rest of the required funds in cash. |
Please explain the reason why you carry a large revolving credit balance. | The only revolving credit balance I carry is on my business credit card. That card is used for materials, diesel, and a variety of other items. The card is paid off in full, every cycle. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have no mortgages. My home, trucks, and heavy equipment are all paid for. |
Member Payment Dependent Notes Series 1042314
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042314 |
$15,000 |
$15,000 |
15.96% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042314. Member loan 1042314 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | cerebal palsy of nys | Debt-to-income ratio: | 23.75% |
Length of employment: | 10+ years | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | cerebal palsy of nys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > i pay my creditors each month over 700 dollars a month...never late..u can check.... but they are mostly minimum payment due.....i would love to pay them off and pay webbank 300+ a month and finish in 5 years and buy a home<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,481.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 550....55 a week for transportation...122 a month air condition fees...car insurance 92 a month...life insurance 34 a month....food abt 400+ a month |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balance is alittle over 15,000....interest rates are different for each...monthly payments...off hand here are what i can remember at the moment..documents arent in front of me...$20..$25...$38..$40...$60....$68.....$70.....$120.....$240 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 2 visa $1443 balance and $40 payment...$2180 balance and $70 payment<br>4 mastercard $1894 balance and $62 payment...$1000 balance and $25 payment...$442 balance and $20 payment....$497 balance $20 payment...jcpenney $4293 balance and $214 payment.....dell $2300 balance and $72 payment...Fashion bug $2376 and $120 payment...best buy only owe them $49.00.....lawyer balance $ 2740 and $60 payment |
Member Payment Dependent Notes Series 1042541
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042541 |
$18,000 |
$18,000 |
19.42% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042541. Member loan 1042541 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.27% |
Length of employment: | 3 years | Location: | vista, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > Paying off some short term debts <br> Borrower added on 12/03/11 > Actually my job provides to me requested loan sum in les than three months,but i have some debts that has to be paid at once and small payment on long run is acceptable for me.My job is stable as long federal government is stable.Thank you.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $5,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1042579
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042579 |
$25,000 |
$25,000 |
16.77% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042579. Member loan 1042579 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | ALBERTSONS | Debt-to-income ratio: | 20.79% |
Length of employment: | 10+ years | Location: | PALMDALE, CA |
Home town: | |||
Current & past employers: | ALBERTSONS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I've been working for the same company for 29 years, my credit is excellent, & I pay my bills on time every month, and I would like to consolidate my debts.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,933.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation |
Which debts do you plan to pay off with this loan? | Credit cards and city financial |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal loan , 10,000,00 21 % monthly payment 292.00, discover cerd , 4,200.00 monthly payment 106.00. At 17 % sears master card 3,300.00 106.00 month at 17 % hsbc mc 1,900.00 , eighty dollars a month at 19% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage payment of 1019.00 , own my car , utilities run , 130.00 , food is 200.00 a month , I rent two of my rooms out in my house , both for , 400.00 dollars a month , My phone bill averages 70.00 dollars a month . |
Member Payment Dependent Notes Series 1042606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042606 |
$13,500 |
$13,500 |
19.03% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042606. Member loan 1042606 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | MGH | Debt-to-income ratio: | 12.11% |
Length of employment: | 5 years | Location: | boston, MA |
Home town: | |||
Current & past employers: | MGH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | transportation expenses are minimal (I don't have a car and travel by foot or by public transportation), rent (including utilities) is $1200. Insurance is deducted from my pay so I am not sure exactly, I think about $12 a week. Groceries run me about $100 or so a month. |
Which debts do you plan to pay off with this loan? | Everything except my student loans. I am a part-time student and full-time employee so my student loans are currently in deferment (for roughly the next 3.5 years). |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using the loan to pay off all of my credit cards. My student loans are currently in deferment (I'm a part-time nursing student and full-time employee). |
Member Payment Dependent Notes Series 1042610
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042610 |
$30,000 |
$30,000 |
15.96% |
1.00% |
December 8, 2011 |
December 9, 2016 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042610. Member loan 1042610 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,591 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 16.64% |
Length of employment: | 10+ years | Location: | McDonough, GA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $3,532.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 14.20% | Months Since Last Record: | 117 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | a bankruptcy in 2002 that will go off my record in Feb. 2012 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 840.60; my insurance is in escrow with house payment; I do not have a home equity loan or line of credit |
What is the home improvement project you are planning? | The home I purchased about 5 months ago was built in 1995 and I would like to upgrade to more energy efficient toilets;water heater; new carpet;new kitchen counter tops;tile floor in kitchen(instead of linoleum);storm doors;new garage door/opener;re-enforce existing deck; and privacy fence |
Is the improvement to your primary residence or an investment property? | My primary residence |
Member Payment Dependent Notes Series 1042657
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042657 |
$25,000 |
$25,000 |
19.91% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042657. Member loan 1042657 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,163 / month |
Current employer: | DEPARTMENT OF HOMELAND SECURITY | Debt-to-income ratio: | 12.08% |
Length of employment: | 2 years | Location: | FORT WAINWRIGHT, AK |
Home town: | |||
Current & past employers: | DEPARTMENT OF HOMELAND SECURITY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I WILL UTILIZE THE FUNDS TO PAY OFF ALL CREDIT CARDS. MY PAYMENTS WILL BE PROMPT AND ON TIME. MY HISTORY OF PAYING ON TIME IS NOT OF ANY CONCERN, I WILL MAKE ADDITIONAL PAYMENTS AT THE END OF THE YEAR. MY MONTHLY BUDGET IS BLUE PRINTED TO TO FULLEST AND DOWN TO THE VERY PENNY. <br> Borrower added on 12/03/11 > I PLAN TO PAY OFF ALL MY CREDIT CARDS WITH THE HELP OF THIS LOAN. I'M PRETTY RELIABLE WHEN IT COMES TO MAKING PAYMENTS ON TIME. HAVEN'T BEEN LATE ON ANY OF MY BILLS, SO THAT DOESN'T MAKE IT A CONCERN FOR ANYBODY. I'M FULLY EMPLOYED WITH THE FEDRAL GOVT AND HAVE BEEN AT IT FOR OVER TWO YEARS NOW. JUST NEED SOME HELP WITH GETTING RID OF SOME HIGH INTEREST CREDIT CARDS.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Over time allowed credit cards to reach thier limit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover- 3200<br>B of A- 3300<br>Military Star- 7500<br>US Bank- 4300<br>MAC loan- 3300<br>Timeshare- 3300<br>Vetrans Affiars- 1700 |
Which debts do you plan to pay off with this loan? | All credit cards. |
Member Payment Dependent Notes Series 1042702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042702 |
$22,000 |
$22,000 |
18.25% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042702. Member loan 1042702 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | The Pantry | Debt-to-income ratio: | 19.64% |
Length of employment: | 5 years | Location: | Willow Spring, NC |
Home town: | |||
Current & past employers: | The Pantry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > My interest should be lower- I put fair on the credit and it is good<br> Borrower added on 12/02/11 > Sorry, verified bank info, thought you needed to see it.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $9,191.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off the IRS, thus enabling us to get a VA loan for a new home. |
What is your intended use for the loan proceeds? | Same answer as yesterday |
If you have a delinquency in the last 2 years, please explain the reason. | Unsure, but if one exists it would be due to military activation and the complications that arise going from full time employment to full time military. |
Member Payment Dependent Notes Series 1042746
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042746 |
$15,600 |
$15,600 |
19.42% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042746. Member loan 1042746 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | 1ST FRANKLIN FINANCIAL CORP | Debt-to-income ratio: | 22.78% |
Length of employment: | 5 years | Location: | GAINESVILLE, GA |
Home town: | |||
Current & past employers: | 1ST FRANKLIN FINANCIAL CORP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $10,078.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I current reside on property the my parents own. I'm responsible for utilites and yearly taxes for the property. <br><br>Thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Merrick Bank – Balance: $950.96 Pmt: $40.00<br>Express – Balance: $2028.46 Pmt: $100.00<br>VS – Balance: $820.36 Pmt: $40.00<br>Belk – Balance: $40.00<br>BestBuy – Balance: $774.65 Pmt: $25.00<br>Lowe’s – Balance: $1881.21 Pmt: $60.00<br>Chase Bank - Balance: $ 1482.14 Pmt: $50.00<br>CapitalOne - Balance: $725.36 Pmt: $40.00<br>CapitalOne Business – Balance: $697.87 Pmt: $40.00<br>Republic Finance – Balance: $2304.00 Pmt: $128.00<br>Gainesville Finance – Balance: $1577.00 Pmt: $158.00<br>CitiBank – Balance: $5000.00 Pmt: $250.00<br> Total: $971.00 |
Which debts do you plan to pay off with this loan? | The debt I plan to pay off depends on the final amount that has been invested into my loan consolidation. Realistically, the bigger debt will be paid off first. |
Member Payment Dependent Notes Series 1042802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042802 |
$5,500 |
$5,500 |
7.51% |
1.00% |
December 9, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042802. Member loan 1042802 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | AstroMotive Auto Service | Debt-to-income ratio: | 5.56% |
Length of employment: | 4 years | Location: | lawndale, CA |
Home town: | |||
Current & past employers: | AstroMotive Auto Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > investment quality vintage harley davidson motorcycle.<br><br> Borrower added on 11/28/11 > investment grade vintage harley davidson motorcycle<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1968 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1042854
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042854 |
$28,000 |
$28,000 |
8.90% |
1.00% |
December 12, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042854. Member loan 1042854 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Champion Bus, Inc | Debt-to-income ratio: | 19.28% |
Length of employment: | 10+ years | Location: | davison, MI |
Home town: | |||
Current & past employers: | Champion Bus, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,660.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because its credit cards i want to consolidate one rate |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 48k total on 2 credit cards im paying off, average of 14% interest. I have no mortgage. I have no lines of credit. No other debt besides auto loan. |
Which debts do you plan to pay off with this loan? | credit card that is outstanding |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | im not answering any further questions either they approve it or not. This is ridic, I've never been late for payment and good credit. i manage my bills and my monthly expenses is my business, not a unsecured credit investor for a 36 month loan. |
Member Payment Dependent Notes Series 1042904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042904 |
$25,000 |
$25,000 |
12.42% |
1.00% |
December 12, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042904. Member loan 1042904 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | precision plumbing | Debt-to-income ratio: | 11.78% |
Length of employment: | 6 years | Location: | ELGIN, TX |
Home town: | |||
Current & past employers: | precision plumbing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $22,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 869.00 utilities 250.00 phone 30.00 insurance 65.00 food 450.00 cable 125.00 no trans exspenses or fuel all company provided ,all other insurances company povided. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 869.00 utilities 250.00 phone 30.00 insurance 65.00 food 450.00 cable 125.00 no trans exspenses or fuel all company provided ,all other insurances company povided. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | aproximately 1800.00 |
If you have a delinquency in the last 2 years, please explain the reason. | i have always taken great care to pay my bills on time and be responsible , i cannot recall any time in the last 2 years when i have been delinquent . |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 60 % credit cards , 25 % personal loan , 15 % other personal expense . |
Which debts do you plan to pay off with this loan? | credit cards and a personal loan |
Member Payment Dependent Notes Series 1042914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042914 |
$15,000 |
$15,000 |
15.27% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042914. Member loan 1042914 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Freedom Enterprises | Debt-to-income ratio: | 18.98% |
Length of employment: | 8 years | Location: | WATERTOWN, SD |
Home town: | |||
Current & past employers: | Freedom Enterprises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I had 2 unexpected medical expences arise that I paid with my credit cards and would like to consolidate them to one loan.<br>Thank You<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a property mortgage @ $250 per month, a pickup and camper loan @ $300 per month, rent @ $200 a month, and credit card paments (which is the reason for this loan) @$400 per month and we all know the high intrest rates of credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a property mortgage @ $250 per month, a pickup and camper loan @ $300 per month, rent @ $200 a month, and credit card paments (which is the reason for this loan) @$400 per month and we all know the high intrest rates of credit cards. |
Which debts do you plan to pay off with this loan? | The reason for this loan is to pay off the three high intrest rate credit cards |
Member Payment Dependent Notes Series 1042958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042958 |
$3,500 |
$3,500 |
12.69% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042958. Member loan 1042958 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | carolinas medical center | Debt-to-income ratio: | 5.36% |
Length of employment: | 10+ years | Location: | WAXHAW, NC |
Home town: | |||
Current & past employers: | carolinas medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > This is to buy a car for my !6 year old. I have saved some money but needed a little bit more to get the car now.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $11,616.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Any delinquecies have been related to working many many hours on night shift and accidently forgetting to sit down and write a check. |
What is your intended use for the loan proceeds? | I wish to purchase an older truck. |
If you have a delinquency in the last 2 years, please explain the reason. | Any delinquecies have been related to working many many hours on night shift and accidently forgetting to sit down and write a check. |
What is your intended use for the loan proceeds? | I wish to purchase an older truck. |
Member Payment Dependent Notes Series 1042980
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042980 |
$18,000 |
$18,000 |
18.64% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042980. Member loan 1042980 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Atlantic Plant Maintenance | Debt-to-income ratio: | 11.76% |
Length of employment: | 7 years | Location: | new london, CT |
Home town: | |||
Current & past employers: | Atlantic Plant Maintenance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > paying off high intrest credit cads and vehicle<br> Borrower added on 11/29/11 > loan will reduce monthly payments by almost half<br> Borrower added on 11/29/11 > Would also provide one monthly payment instead of several monthly payments. Would also be saving more in the long term<br> Borrower added on 11/29/11 > I have not missed or had a late payment on over 2 years. this loan would have me debt free. also would more than likely have the loan paid off early.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $9,359.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around 2500.00 a month. majority is high intrest credit cards. i defaulted on payment 2 years ago . the credit companies put me in a defauklt rate which they will not reduce. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rougnly 2500.00. which a mjority is high intrest vredit cards. havent missed a payment in 2 years. in fact i pay 2 to 3 weeks ahead of schedule. almost all my credit cards are 24.99 %. i have called several times to reducce the intrest rate. yet they wont. i owe roughly 7000 on them. would like to pay them off to reduce monthly expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | roughly 2500. this loan would hepl me tremedously to reduce my monthly expenses and reduce payong high interst on the credit cards i have which i do not want anymore. yet i wont cancel them for fear of damaging my credit score. |
Please explain the reason why you carry a large revolving credit balance. | high intrest rates. almost all my cards are 24.99%. even though i havent missed a payment in 2 years. in fact most times my payments are 2 to 3 weeks ahead of schedule. i missed payments 2 1/2 years ago. i have called the creditors on several occasions to reduce intrest rates yet they wont. this loan would reduce monthly expenses for me by 500 to 700 dollars a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | roughly 2500. this loan would hepl me tremedously to reduce my monthly expenses and reduce payong high interst on the credit cards i have which i do not want anymore. yet i wont cancel them for fear of damaging my credit score. |
Member Payment Dependent Notes Series 1043012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043012 |
$17,000 |
$17,000 |
18.64% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043012. Member loan 1043012 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Boltaron Performance Products | Debt-to-income ratio: | 13.17% |
Length of employment: | 7 years | Location: | COSHOCTON, OH |
Home town: | |||
Current & past employers: | Boltaron Performance Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | It is actually higher than this loan amount, but this loan will allow us to pay off a decent amount and the cards that we are paying off have interest rates above 20% and our payments are almost $600/month on these, so this loan will help us save money on a monthly basis |
What is your intended use for the loan proceeds? | To pay off some high interest credit cards so that we can save some money every month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard - $5,000 - 19.3 - $150<br>Kohls - $3060 - 21.9 - $90<br>Macy - $900 - 24.5 - $45<br>Peebles - $675 - 24.99 - $50<br>MasterCard - $10,100 - 20.1 - $250 -(paying down $3,000)<br>Visa - $10,300 - 19.8 - $275 (Paying down $3,000) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1000/month |
Member Payment Dependent Notes Series 1043020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043020 |
$25,975 |
$25,975 |
18.64% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043020. Member loan 1043020 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Bad Boys Auto Body | Debt-to-income ratio: | 11.80% |
Length of employment: | 2 years | Location: | vernal, UT |
Home town: | |||
Current & past employers: | Bad Boys Auto Body | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > thos loan will be used to consolidate my debts. I have an extremly stable job with enough expendable income to pay the monthly loan payment with out any issues.I pride myself on my integrity, i always pay my debts and onor my commitments. <br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,259.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to use the funds to consolidate my debts into one payment so as to pay off my debts quicker, as well as to invest in my business to help it grow. |
Member Payment Dependent Notes Series 1043030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043030 |
$25,000 |
$25,000 |
6.62% |
1.00% |
December 8, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043030. Member loan 1043030 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | Amphora, Inc. | Debt-to-income ratio: | 4.65% |
Length of employment: | 2 years | Location: | Kingwood, TX |
Home town: | |||
Current & past employers: | Amphora, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I've never missed a payment or defaulted. Closing costs on a home equity loan were way too high! I need to ship a vehicle, so it can't have a lien. Thanks!<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,548.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | To my knowledge I don't. The only debt should be mortgage, and 2 vehicle loans (one of which this loan will replace). I travel extensively for work, so at any given time my credit card balance may spike to as much as $15k, but is regularly paid off. |
Member Payment Dependent Notes Series 1043109
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043109 |
$18,000 |
$18,000 |
12.42% |
1.00% |
December 9, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043109. Member loan 1043109 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Comcast | Debt-to-income ratio: | 23.45% |
Length of employment: | 1 year | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Comcast | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Looking to pay off my outstanding balances on credit cards. I realize getting an loan to pay off the balance will get me in the right direct I need to be in.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase $2353.69, 22.24%, $87.00<br>Best Buy $3080.09, 24.24%, $83.00<br>Citi $4936.39, 9.24%, $85.60<br>Discover $5389.34, 19.99%, $114.00<br>Capital One $1499.71, 17.90%, 33.00<br><br>All Credit. |
Member Payment Dependent Notes Series 1043257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043257 |
$12,600 |
$12,600 |
19.03% |
1.00% |
December 8, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043257. Member loan 1043257 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,101 / month |
Current employer: | Crawford County Job & Family Services | Debt-to-income ratio: | 12.67% |
Length of employment: | 10+ years | Location: | Galion, OH |
Home town: | |||
Current & past employers: | Crawford County Job & Family Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I am a very reliable and steady person. I've been with the same employer for over 19 years and lived in the same home for 24 years. I am going to pay off all my credit cards and put any excess into a savings account as an emergency fund.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $10,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $834 Utilities $200 approx. Car Insurance $57 Transportation $80 Food $200 Misc. $80 Total: $1451 |
Which debts do you plan to pay off with this loan? | All of my credit card/revolving accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: Home Depot balance 1,666.85 APR 26.99 payment $89; Capital One balance 488.92 APR 17.90 payment $35; Capital One balance 471.76 APR 22.90 payment $35; Household Bank balance 983 APR 26.99 payment $35; First Merit balance 927.21 APR 17.74 payment $42; Bank of America balance 3,250.20 APR 22.99 payment $100.<br><br>Credit line: Dell Financial balance 2,699.58 APR 27.24 payment $90<br><br>Mortgages: #1 balance 31,170.74 APR 7.516 payment $454 #2 balance 32.650.45 APR 12.50 payment $380 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I really just have one purpose and that is to pay off my credit cards and be debt free in 5 years. If my loan is fully-funded, I will have some excess that I can put into a savings account for emergencies. |
Please explain the reason why you carry a large revolving credit balance. | Extensive home repairs, family emergencies, and computer purchase for the most part. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Total mortgages are $834 ($454 +$380) My insurance and taxes are included in the $454 payment. Utilities are approximately $200 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have 2 mortgages that total $834 per month. Taxes and homeowners insurance are included. My utilities are approximately $200 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: Home Depot balance 1,666.85 APR 26.99 payment $89; Capital One balance 488.92 APR 17.90 payment $35; Capital One balance 471.76 APR 22.90 payment $35; Household Bank balance 983 APR 26.99 payment $35; First Merit balance 927.21 APR 17.74 payment $42; Bank of America balance 3,250.20 APR 22.99 payment $100.<br><br>Credit line: Dell Financial balance 2,699.58 APR 27.24 payment $90<br><br>Mortgages: #1 balance 31,170.74 APR 7.516 payment $454 #2 balance 32.650.45 APR 12.50 payment $380 |
Which debts do you plan to pay off with this loan? | All of my credit card/revolving accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: Home Depot balance 1,666.85 APR 26.99 payment $89; Capital One balance 488.92 APR 17.90 payment $35; Capital One balance 471.76 APR 22.90 payment $35; Household Bank balance 983 APR 26.99 payment $35; First Merit balance 927.21 APR 17.74 payment $42; Bank of America balance 3,250.20 APR 22.99 payment $100.<br><br>Credit line: Dell Financial balance 2,699.58 APR 27.24 payment $90<br><br>Mortgages: #1 balance 31,170.74 APR 7.516 payment $454 #2 balance 32.650.45 APR 12.50 payment $380 |
Member Payment Dependent Notes Series 1043299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043299 |
$20,000 |
$20,000 |
20.89% |
1.00% |
December 9, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043299. Member loan 1043299 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Beth israel medical center | Debt-to-income ratio: | 16.23% |
Length of employment: | 10+ years | Location: | union, NJ |
Home town: | |||
Current & past employers: | Beth israel medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $21,008.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 17000.00 and 23% interest rate |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3000 |
Which debts do you plan to pay off with this loan? | all my credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 800 |
Which debts do you plan to pay off with this loan? | all my credit cards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1300,900,150 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1300,900,150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards |
Which debts do you plan to pay off with this loan? | Credit card |
Member Payment Dependent Notes Series 1043408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043408 |
$35,000 |
$35,000 |
10.65% |
1.00% |
December 8, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043408. Member loan 1043408 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $30,417 / month |
Current employer: | Jordan Physician Associates | Debt-to-income ratio: | 18.14% |
Length of employment: | 7 years | Location: | Plymouth, MA |
Home town: | |||
Current & past employers: | Jordan Physician Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,871.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2600 mortage with taxes, utilities $250 |
Please explain the reason why you carry a large revolving credit balance. | Recent repairs of vehicle |
Is the home you are purchasing your primary residence or an investment property? | Primary residence |
What other sources of financing are you using to purchase the home? | Savings, sale of current home |
Member Payment Dependent Notes Series 1043511
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043511 |
$3,000 |
$3,000 |
12.69% |
1.00% |
December 12, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043511. Member loan 1043511 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | Crossmark | Debt-to-income ratio: | 22.50% |
Length of employment: | 2 years | Location: | Wildomar, CA |
Home town: | |||
Current & past employers: | Crossmark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I use my car for work and it is in need of repair. Any money left over from the car repair will be put towards my credit card bill so I can pay them down.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $9,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1043636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043636 |
$15,000 |
$15,000 |
12.69% |
1.00% |
December 7, 2011 |
December 10, 2016 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043636. Member loan 1043636 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,200 / month |
Current employer: | Mississippi Lime Company | Debt-to-income ratio: | 12.50% |
Length of employment: | 5 years | Location: | Godfrey, IL |
Home town: | |||
Current & past employers: | Mississippi Lime Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards total balance is about $8,000.00 interest rates of 6.695% and 16.99% total payments of $230.00. 2 loans totaling $11,000.00 total payment of $401.00.<br>I would use this loan to pay as many of these off as possible. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards total balance is about $8,000.00 interest rates of 6.695% and 16.99% total payments of $230.00. 2 loans totaling $11,000.00 total payment of $401.00.<br>I would use this loan to pay as many of these off as possible. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1685.00 |
Member Payment Dependent Notes Series 1043775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043775 |
$21,000 |
$21,000 |
12.42% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043775. Member loan 1043775 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,083 / month |
Current employer: | Altria | Debt-to-income ratio: | 8.84% |
Length of employment: | 10+ years | Location: | Ashford, AL |
Home town: | |||
Current & past employers: | Altria | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > I plan to use the funds to pay off a 5 year 401K loan that the payments are 941.00 a month. I have never defaulted on a loan and always pay on time. I have been at my current job for 20 years. I can pay all of my bills within my current income I would just like to have the extra cash each month by lowering the payment from the current 942.00 to the payment on this loan so that I can invest in other opportunities.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a 401K loan that I have a balance of 20,000 due on that I pay $941.00 a month payment on. |
Which debts do you plan to pay off with this loan? | I will be paying off the 20,000 401k loan to free up cashflow. The payment is right at 942.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Totall would be $1080.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a 401K loan that I have a balance of 20,000 due on that I pay $941.00 a month payment on. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my home and it has been paid off. I have had company provided vehicle with a fleet car to pay the gas needed for the last 20 years and I am allowed to use it for personal use so I do not own a personal vehicle. Phone and internet runs $90.00 Utilities 225.00 and insurance $200.00 a month and I would say approximately 300.00 a month for food. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinguency. |
Please explain the reason why you carry a large revolving credit balance. | I carry a balance because as a sales representative I travel have have expenses related to work with hotels, meals and expenses while traveling. I am reimbursed, but payments are made after the fact. In addition, I had some remodeling done to my home and did not want to have a mortgage on my home since it was completely paid off. |
Member Payment Dependent Notes Series 1043785
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043785 |
$30,000 |
$30,000 |
13.49% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043785. Member loan 1043785 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | United States Army | Debt-to-income ratio: | 22.85% |
Length of employment: | 4 years | Location: | Harvest , AL |
Home town: | |||
Current & past employers: | United States Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Looking to purchase a HUD property that is in excellent condition and situated on 3 acres.<br><br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,666.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses: Around $3000 (rent, utilities, insurance, loan/charge, phone, cable/internet, food, and gas) |
Is the home you are purchasing your primary residence or an investment property? | Primary residence. The monthly PITI mortgage pmt will be less than current monthly rent. |
What is the estimated current market value of the home you intend to purchase? | As-Is Value: $183,900 |
What other sources of financing are you using to purchase the home? | FHA 203K |
Member Payment Dependent Notes Series 1043970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043970 |
$25,000 |
$25,000 |
14.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043970. Member loan 1043970 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,750 / month |
Current employer: | Asso. Illinois Middle Schools | Debt-to-income ratio: | 12.71% |
Length of employment: | n/a | Location: | Naperville, IL |
Home town: | |||
Current & past employers: | Asso. Illinois Middle Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay 3 charge cards & cancel two |
Which debts do you plan to pay off with this loan? | I will be paying off charge cards which will soon have higher interest rates. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage payment is $1570 with a balance of $190,000 for a home valued at $450,000 or so (last appraisal). No student loans, no lines of credit, although that would have been easier had I wanted to pay my debt jointly. I also do not want to borrow from an annuity at this time. I have chosen to settle my cards with my income and not jointly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage payment is $1570 with a balance of $190,000 for a home valued at $450,000 or so (last appraisal). No student loans, no lines of credit, although that would have been easier had I wanted to pay my debt jointly. I also do not want to borrow from an annuity at this time. I have chosen to settle my cards with my income and not jointly. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay the mortgage of $1570 but there is no second mortgage on a $450,000 home and no home equity loan. I do not pay the utilities, but I do bank $1000 a month for the home's taxes (husband's account pays utilities, insurance, etc.) which were close to $10,000 last year. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay the home mortgage of $1,570 and bank $1000 for home taxes. There is no second mortgage or equity loan and the house is worth $450,000; owe $190,000. Husband pays for utilities and insurance. I pay $124 for cell phones, jointly pay for gas for car but receive reimbursement of $120 for transportation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage payment is $1570 with a balance of $190,000 for a home valued at $450,000 or so (last appraisal). No student loans, no lines of credit, although that would have been easier had I wanted to pay my debt jointly. I also do not want to borrow from an annuity at this time. I have chosen to settle my cards with my income and not jointly. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | As indicated, I am paying down credit card debt which will have a higher interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage payment is $1570 with a balance of $190,000 for a home valued at $450,000 or so (last appraisal). No student loans, no lines of credit, although that would have been easier had I wanted to pay my debt jointly. I also do not want to borrow from an annuity at this time. I have chosen to settle my cards with my income and not jointly. |
Member Payment Dependent Notes Series 1044042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044042 |
$14,000 |
$14,000 |
17.27% |
1.00% |
December 8, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044042. Member loan 1044042 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Alpha Delta Pi Executive Office | Debt-to-income ratio: | 17.97% |
Length of employment: | 8 years | Location: | McDonough, GA |
Home town: | |||
Current & past employers: | Alpha Delta Pi Executive Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > I have been at my job for 8 years, the one before that for 5. I am PAINFULLY dependable and plan to pay off ALL credit cards and destroy them.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $7,265.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All my credit cards. I have extremely high intrest rates on several of them and this will allow me a lower rate on just one monthly bill along with a lower total monthly bill than the credit cards (once totaled). |
If you have a delinquency in the last 2 years, please explain the reason. | I had renters who moved out suddenly and I had problems paying my mortgage. |
If you have a public record on file, please briefly explain the event and its resolution. | There is a bankruptcy from eight years ago that is on public record. |
If you have a delinquency in the last 2 years, please explain the reason. | I had renters who moved out suddenly and I had problems paying my mortgage. |
Member Payment Dependent Notes Series 1044073
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044073 |
$17,000 |
$17,000 |
19.03% |
1.00% |
December 9, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044073. Member loan 1044073 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Waste Management | Debt-to-income ratio: | 17.27% |
Length of employment: | 7 years | Location: | STUART, FL |
Home town: | |||
Current & past employers: | Waste Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Would like to pay off credit cards and have just one monthly payment.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,310.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $500.00/rent, $320.00/car, $150.00/utilities, $125.00/cell phone, $130.00/auto insurance, $160.00/cable&internet, $600.00/credit card minimums, $160.00/fuel for car, $400.00/food |
Please explain the reason why you carry a large revolving credit balance. | Got behind financially a few years ago and have been trying to catch up ever since. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $500.00/rent, $320.00/car, $150.00/utilities, $125.00/cell phone, $130.00/auto insurance, $160.00/cable&internet, $600.00/credit card minimums, $160.00/fuel for car, $400.00/food |
Which debts do you plan to pay off with this loan? | Credit cards |
Member Payment Dependent Notes Series 1044130
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044130 |
$20,000 |
$20,000 |
14.27% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044130. Member loan 1044130 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,708 / month |
Current employer: | Hospice of the Sandias | Debt-to-income ratio: | 9.17% |
Length of employment: | < 1 year | Location: | Albuquerque, NM |
Home town: | |||
Current & past employers: | Hospice of the Sandias | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > Thank you for your consideration of this loan for debt consolidation.<br> Borrower added on 12/02/11 > This loan will be used for debt consolidation as a result of the current economic crisis many are currently experiencing. I am a responsible person who takes fianancial obligations very seriously. I have stable employment in the health care industry and am experiencing the financial crunch and cut-backs of the current status of the healthcare/medical industry, from a consumer/sole provider, as well as employer perspective. I am a responsibe, dedicated, healthy and committed person in all I do. Again, I express gratitude and appreciation for your consideration of this loan.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $12,842.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: 1 with balance of $4500.00, monthly payment = $250.00 minimum, usually pay $300-350.00/month, interest rate 26.99%. Credit line was $8000. 1 card balance of $10900, $220 minimum per month at 15.99%, try to pay more than minimum, usually $300-350.00. Credit line $12,000. 1 card balance of $952, pay $50/month, minimum is $25. No interest for 16 months, same as cash. Credit line $2000. 1 card, balance $361 with minimum $15/month at 25.24% interest. Credit line had been $9500. 1 revolving card balance $589, $25.00/month minimum, usually pay $50 or more if possible. Credit line $1000.<br>Student loan balance $1871.21, $31/month at 5.25%. Credit line was $7600.<br>Mortgage balance $247,300. Monthly payment $1546.00 at 4.5% interest.<br>Car loan balance $15301, monthly payment of $299.68, at 3.49%, credit line $19500.00.<br>My intent is to pay off the credit cards and student loan, then destroy all credit cards. |
Member Payment Dependent Notes Series 1044134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044134 |
$24,000 |
$24,000 |
12.69% |
1.00% |
December 9, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044134. Member loan 1044134 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Spiro Moss LLP | Debt-to-income ratio: | 6.77% |
Length of employment: | 2 years | Location: | CHATSWORTH, CA |
Home town: | |||
Current & past employers: | Spiro Moss LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > About 2 1/2 years ago I consolidated one block of credit card debt through another lender. Those cards are still paid off to zero today, and it improved monthly cash flow. I was able to accomplish important financial goals, in part, because of the added flexibility and improved credit score. With this loan, I want to group most of the remaining consumer debt, reduce total monthly payments and accelerate the payoff rate to 5 years or less. I would add more detail, but in my first attempt to add to my loan description I inadvertently included some potentially personally identifiable or prohibited information, thus more caution this time around.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,595.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $4,000 ($3,800 + extra payment of $200)<br>Transportation (Car payments and gas): $1,500<br>Utilities (power, tv, phone, cell phone, water, gas, waste): $800-$1,000, based on time of year (peak heating or cooling)<br>Car insurance: $3,800 per year (max coverage)<br>Tuition: $1,000<br>Consumer debt payments: $1,500 (includes overpayments above minimum balance payments)<br>Student loan payment: $1,000<br>The problem with answering this question is that I am not supposed to disclose information that is personally identifiable, but it would take a second household salary to cover everything I claim to spend, so put 2 and 2 together. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: $4,000 ($3,800 + extra payment of $200) - taxes are impounded as part of payment, so no separate charge for that<br>Utilities (power, tv, phone, cell phone, water, gas, waste): $800-$1,000 |
Please explain the reason why you carry a large revolving credit balance. | Two reasons. Many years ago we were not careful with credit balances. Coupled with a few surprise expenses, and the balances added up. We have cut those balances in half, but after buying a home to take advantage of the low current rates (secured a 4.375% loan), the payoff rate slowed with the need to pay for some items in the home that we didn't have (major appliances, window blinds, and so on). We have kept our payments current and balances are going down. This consolidation would allow a much faster paydown. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total lines of credit<br>1 prior consolidation loan: about $10,000 remaining on $20,000 loan<br>Credit card balances are roughly $22,000, including 6 accounts I am intending to consolidate and some small balance items that I would pay off in full each month in any event.<br>Interest rates vary, with the lowest around 12% and the highest in low 20% range. |
Which debts do you plan to pay off with this loan? | Roughly 6 credit cards/credit lines will be paid to zero in this consolidation. A $1,200 card balance, a $3,000 card balance, a $4,000 card balance, a $7,000 one-time credit line, a $5,000 credit card balance, and a holiday loan residual balance. Monthly payments will be reduced to about 1/3 the former amount. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No purpose other than consolidating and eliminating as many credit balances as possible. Previously I have cleared a number of store accounts and credit cards. They remain at zero years later. The accounts were not closed only to avoid the potential affect on credit scores, since I read that closing a number of accounts can actually hurt your score. While in the market for a home, I did not want to do anything to rock the boat. |
Member Payment Dependent Notes Series 1044201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044201 |
$25,000 |
$25,000 |
15.27% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044201. Member loan 1044201 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Clark County School District | Debt-to-income ratio: | 9.88% |
Length of employment: | 10+ years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Clark County School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > This loan would be to pay off and CLOSE 2 high interest credit cards. I am fed up with Chase and no longer wish to do business with them.<br> Borrower added on 12/01/11 > I have been with the same school district for over 20 years. My position is very stable, and there is no risk for a lay off. I have NEVER been late on payments. The credit card company will not work with us. Lending Club loan will give me the opportunity to get out of debt sooner.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mtg- 2700 This includes insurance and taxes<br>utilities 300 |
Please explain the reason why you carry a large revolving credit balance. | A few years ago, we had done some construction to our house. Unfortunately, we had gone over budget. At the time, the interest rate on the 2 cards was below 10%. Howver, 2 other companies have bought out the original company and each time, they raised the interest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mtg- 2700 monthly(5%)<br>car- 594 monthly(7%) balance-12000<br>credit cards- 1000 monthly (800 of which goes toward the credit cards I plan on paying off)<br>No student loans or lines of credit. |
Which debts do you plan to pay off with this loan? | I plan on paying the 2 Chase credit cards. One has an interest rate of 21%, the other 26% |
Which debts do you plan to pay off with this loan? | I plan on paying off and CLOSING Chase credit cards. The current monthly payment to them is 800. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mtg- 2700 monthly (5%)<br>car- 594 (7%)<br>credit cards- 1000 monthly (20-25% interest--- 800 of which is the credit cards that this loan will pay off and CLOSE)<br>No student loans or lines of credit |
Member Payment Dependent Notes Series 1044323
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044323 |
$4,650 |
$4,650 |
6.62% |
1.00% |
December 7, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044323. Member loan 1044323 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,083 / month |
Current employer: | Team Industries | Debt-to-income ratio: | 9.54% |
Length of employment: | 1 year | Location: | GULLY, MN |
Home town: | |||
Current & past employers: | Team Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1044415
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044415 |
$15,000 |
$15,000 |
14.27% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044415. Member loan 1044415 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Dominion Natural Gas | Debt-to-income ratio: | 8.88% |
Length of employment: | 4 years | Location: | PORT REPUBLIC, MD |
Home town: | |||
Current & past employers: | Dominion Natural Gas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I am trying to consolidate credit cards into one payment so i can pay them off and close the accounts. I am a hard worker and a former USMC reservist. I had worked for a large auto manufacturer until the plant closed and incurred this debt before starting my current job which i have had for four years but I can't seem to get the balances down much and would like to have it all in one loan. Thank you for your time and consideration.<br> Borrower added on 12/08/11 > I really want to thank all the investors funding my loan. It feels so good to see some light at the end of my debt tunnel. I know lenders must feel apprehension choosing who to invest in so I want to tell you this will help us so much. Thank you again from myself and my family.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $16,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balance for credit cards is about $15,000. I try not to pay the minimum balance due, so currently I pay around $600 a month in credit card payments. All the interest rates are between 15 and 24 percent. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Current mortgage is $963.00, utilities total about $400 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balance for credit cards is about $15,000. I try not to pay the minimum balance due, so currently I pay around $600 a month in credit card payments. All the interest rates are between 15 and 24 percent. |
Which debts do you plan to pay off with this loan? | This loan will go 100% towards paying off credit card debt. |
Member Payment Dependent Notes Series 1044499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044499 |
$20,000 |
$20,000 |
19.91% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044499. Member loan 1044499 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,375 / month |
Current employer: | MLB Advanced Media LP | Debt-to-income ratio: | 24.23% |
Length of employment: | 6 years | Location: | Goodyear, AZ |
Home town: | |||
Current & past employers: | MLB Advanced Media LP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $47,260.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Below you will find the basics from my monthly budget. My housing field of $1000 includes rent, and all utilities (DirecTV, ISP, security, water & sewage, gas and electric). I direct deposit $1400/mo into an online account which is the same account which this loan will be auto deducted from. Hope this helps. Please let me know if you need any additional information.<br><br><br>HOUSING/UTILITIES $1,000.00<br>AUTO/TRANSPORTATION $1240.00<br>CREDIT CARDS $1255.00<br>SAVINGS $1,400.00<br> <br>TOTAL MONTHLY EXPENSE $4895.00 |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately the Lending Club guidelines do not allow me to answer that question in full as it will relate to marital status and location. In short I am paying many revolving balances that I was a party to at one point and have now ended up being fully responsible by default. I have reduced my monthly cost of living expenses substantially and have begun to increase my payments considerably. I have also had my interest rates reduced on all but one card. I admit my "big card" has a high balance and that is a priority for me. My other cards have lower limits yet large utilization, however since my reduction in expenses those balances will reduce to 0 within the next 3-4 months leaving me with one card to focus on. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency in the last two years. If one is being reported it is in error. None of my files from any of the three agencies have one listed that I am aware of. I check my credit monthly. |
What is your intended use for the loan proceeds? | Purchase of an 80' perimeter/400 sq ft pool, fence per city code and backyard hardscaping and landscaping. |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately the Lending Club guidelines do not allow me to answer that question in full as it will relate to marital status and location. In short I am paying many revolving balances that I was a party to at one point and have now ended up being fully responsible by default. I have reduced my monthly cost of living expenses substantially and have begun to increase my payments considerably. I have also had my interest rates reduced on all but one card. I admit my "big card" has a high balance and that is a priority for me. My other cards have lower limits yet large utilization, however since my reduction in expenses those balances will reduce to 0 within the next 3-4 months leaving me with one card to focus on. |
Member Payment Dependent Notes Series 1044500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044500 |
$32,000 |
$32,000 |
20.89% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044500. Member loan 1044500 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Nypd | Debt-to-income ratio: | 18.84% |
Length of employment: | 10+ years | Location: | Newburgh, NY |
Home town: | |||
Current & past employers: | Nypd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $11,749.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | 8,000 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Acura, Nsx , 1998, 33,000 miles |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Food $300, utilities $300, car insurance $200, transportation $600, line of credit $600 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Wife owns, my part, mortgage $1,000 , taxes $500 |
Member Payment Dependent Notes Series 1044511
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044511 |
$24,250 |
$24,250 |
19.03% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044511. Member loan 1044511 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,521 / month |
Current employer: | UNITED STATES POSTAL SERVICE | Debt-to-income ratio: | 24.00% |
Length of employment: | 10+ years | Location: | WACO, TX |
Home town: | |||
Current & past employers: | UNITED STATES POSTAL SERVICE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $19,186.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am a single mom and putting a child through college. I saved when he was small but not enough for him to attend an out of state school. Now he is back in a Texas school and tuition is much cheaper and much easier to handle. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have this exact information with me but if you will send another request I can gather it for you. |
Which debts do you plan to pay off with this loan? | All of the ones with an outstanding balance. A Mastercard, a Visa and a Shell gas card that carry interest rates as high as 29.99%. I have started paying the larger amount to have them paid off in 3 years but doing this seemed easier because of the lower interest rate and the one payment due each month not to<br>mention the payment comes straight out of my account and the loan would be paid off in 5 years. That's very promising to me because I would like to buy a house in about 3 years. |
Member Payment Dependent Notes Series 1044514
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044514 |
$20,000 |
$20,000 |
16.77% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044514. Member loan 1044514 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | worcester county sheriff's office | Debt-to-income ratio: | 17.56% |
Length of employment: | 6 years | Location: | SNOW HILL, MD |
Home town: | |||
Current & past employers: | worcester county sheriff's office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > Needed to pay off high interest credit cards and to consolidate payments to one monthly payment to help pay off debt sooner.<br> Borrower added on 11/29/11 > I plan to use these funds to pay off my entire credit card debit. I have been employed in a stable government job(s) since 2000, I am never late or missed/defaulted on any loan/credit card. I have never declared a bankruptcy and I am a very responsible person.<br><br>I currently pay approximately $620.00 per month between all credit cards and this loan will be a monthly payment of $498.00, so making this payment is no problem and will in fact save me over $100 per month. <br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage - $1300.00<br>Credit card payments - $620.00 <br>Utilities - $250-300.00<br>Vehicle insurance - $100.00 |
Please explain the reason why you carry a large revolving credit balance. | Regretably as many people have done over the past several years I have allowed myself to misuse credit cards and soon found myself with high credit balances. Which now I find myself paying the minimum monthly payment or just above and I am finding it difficult to pay down all of the different credit cards. Consolidating my credit cards payments into one loan will allow me to pay off all of the balances in a quicker amount of time and in the process actually save me approximately $150 per month which I plan to add to the monthly payment on this loan and pay it off quicker than the 60 month payment plan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - $189,000.00 - Monthly Payment $1300<br>Credit Cards:<br>JC Penny, Discover, Citi, Lowes, CB&T, Wal-Mart - Approximate debt $18,000, Monthly payment = $620 for all cards combined (Which is lower than the $498.00 monthly payment for this loan). |
Which debts do you plan to pay off with this loan? | I plan on paying off every one of my credit cards, which will enable me to save money every month and to pay off this debit years sooner. |
Please explain the reason why you carry a large revolving credit balance. | Regretably as many people have done over the past several years I have allowed myself to misuse credit cards and soon found myself with high credit balances. Which now I find myself paying the minimum monthly payment or just above and I am finding it difficult to pay down all of the different credit cards. Consolidating my credit cards payments into one loan will allow me to pay off all of the balances in a quicker amount of time and in the process actually save me approximately $150 per month which I plan to add to the monthly payment on this loan and pay it off quicker than the 60 month payment plan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - $189,000.00 - Monthly Payment $1300<br>Credit Cards:<br>JC Penny, Discover, Citi, Lowes, CB&T, Wal-Mart - Approximate debt $18,000, Monthly payment = $620 for all cards combined (Which is lower than the $498.00 monthly payment for this loan). |
Member Payment Dependent Notes Series 1044543
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044543 |
$12,250 |
$12,250 |
11.71% |
1.00% |
December 8, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044543. Member loan 1044543 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,333 / month |
Current employer: | Imperial County Office of Education | Debt-to-income ratio: | 23.76% |
Length of employment: | 10+ years | Location: | Calexico, CA |
Home town: | |||
Current & past employers: | Imperial County Office of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > My plan for this loan is to pay off one of my credit cards, the one highest interest rate. I had hoped to qualify for more so that I could pay off all three of my higher interest credit card and be free of them all. Just before the market crashed and the rates went sky high, I was already paying extra each month in hopes to pay them off faster. My rate went from 9% to 29%; I saw my balances go back up with all the extra charges. I have always paid my bills on time and have never missed any payments. I pan to budget and to start the New Year right by paying extra one card at a time until I have a zero balance. I want to be free of all debt once and for all. My job is very secure.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1044585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044585 |
$15,000 |
$15,000 |
18.25% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044585. Member loan 1044585 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Pasadena ISD | Debt-to-income ratio: | 21.41% |
Length of employment: | 10+ years | Location: | PASADENA, TX |
Home town: | |||
Current & past employers: | Pasadena ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Debt Free<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $14,020.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was trying to settle an account and there was a miscommunication as to when they were going to respond, but I did make that payment. That was the first time I was ever late on a payment and it hasn't happened again. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly related expenses related to housing includes, mortgage $845, insurance $240, utilities average around $375, and taxes $350. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One $1650 @19.99% 40/mo Line of Credit $1800<br>Citibank $3460 @19.99% 60/mo Line of Credit $3600<br>Chase $7800 @19.99% 200/mo Line of Credit $8100<br>JC Penny $800 @19.99% 40/mo Line of Credit $1200<br>Old Navy $650 @19.99% 35/mo Line of Credit $900<br>Personal Refinanced School Loan $14,000 $574/mo (I'm choosing to pay more for less time) I have about 16mos. left on this loan.<br>Mortgage $845/mo $136,500. |
Which debts do you plan to pay off with this loan? | I plan on paying off all my credit card debt. |
Member Payment Dependent Notes Series 1044661
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044661 |
$19,400 |
$19,400 |
20.30% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044661. Member loan 1044661 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Louis A. Roser Co. | Debt-to-income ratio: | 4.69% |
Length of employment: | 10+ years | Location: | Morgan, UT |
Home town: | |||
Current & past employers: | Louis A. Roser Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Importing toys and electronics for re-sale.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To invest in a bulk-shipment of children's toys from China for re-sale in the United States. |
Please explain the reason why you carry a large revolving credit balance. | I made a resolution to pay that off earlier this year, and I had made a considerable dent...until I decided to put in a vinyl-fence around the house. My goal is to have that credit-balance completely paid-in-full by the end of next-year. |
Please describe your experience/familiarity with the business you are starting/started? | I became very interested with the prospect of importing toys 2-years-ago when an engineering colleague of mine started doing so himself as a side-business. He was importing small, remote-control helicopters and doing quite-well. I was intrigued, so he showed me exactly how he was doing it. He gave me an education on what web-resources to use to sell the toys, what chinese manufacturers were reliable and produced quality goods, as well as introducing me to the reputable shipping-agents. <br><br>I've finally decided to do this myself...because the timing is right. Anybody can import goods and re-sale them. The keys to making money in importing, and making it in a reasonable amount of time, are selecting the right product when the market is ready for it and knowing the right manufacturer. I have both of these. I have access to a chinese manufacturer that will allow me to sell a children's "wiggle-car" at a cost below what one would typically find on either Amazon.com or Overstock.com. I am extremely excited about the prospect. |
Can you provide some high level financials on the monthly costs / revenue of your business? | The goal of this business venture is to import 2,000 units of "wiggle-cars" from a manufacturer in Yonkang, China. The following is a list of expected costs and anticipated revenue:<br><br>Expenses:<br>2,000 "wiggle-car" units = $16,000<br>Shipping cost of units to my warehouse = $3,000<br>Warehousing costs = $0 (The warehouse I will be using belongs to a friend.)<br>Web-based store-front cost = 15% of anticipated revenue = $9,000<br>UPS shipping costs to customers = $0 (Customers will pay for shipping.)<br>Anticipated cost of product returns = $3,000<br>Total expenses = $31,000<br><br>Revenue:<br>Anticipated revenue = $60,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses:<br><br>Rent: $500<br>Utilities: $200<br>Phone: $80<br>Food: $600<br>Transportation: $0 (Company-car and gas)<br>Credit-card: $250<br><br>Total: $1,630 |
Member Payment Dependent Notes Series 1044665
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044665 |
$12,875 |
$12,875 |
11.71% |
1.00% |
December 12, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044665. Member loan 1044665 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Nodaway Holt R-11 School District | Debt-to-income ratio: | 13.69% |
Length of employment: | 1 year | Location: | Maryville, MO |
Home town: | |||
Current & past employers: | Nodaway Holt R-11 School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I recently hit a deer totaling my car. My old car was a beater and insurance covered it but its not enough to buy something decent for a daily commute. I'm also looking at consolidating my two credit cards into the loan. Please consider funding my loan you will be payed back promptly and on time. Thank you.<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,422.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1044864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044864 |
$5,250 |
$5,250 |
17.58% |
1.00% |
December 8, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044864. Member loan 1044864 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Delta Air Lines | Debt-to-income ratio: | 23.45% |
Length of employment: | 10+ years | Location: | Park Hills, KY |
Home town: | |||
Current & past employers: | Delta Air Lines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $17,666.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1045042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045042 |
$25,000 |
$25,000 |
17.58% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045042. Member loan 1045042 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | People's United Bank | Debt-to-income ratio: | 12.96% |
Length of employment: | 6 years | Location: | seymour, CT |
Home town: | |||
Current & past employers: | People's United Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > My goal was to get $25,000 total to cover the balance on CITI, Cap One, Peoples. Terming this out would greatly help manage this situation. If your group requires me to reduce available credit on the cards after paying them off I'd be happy to do so. I'd drop them to $1000 each or keep just one with $2000 for emergency purposes only. I've had the trade lines open for 10-12 years and haven't been late with a payment with either for at least the last 6-7 years. Closing them would negatively impact my FICO. <br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $18,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thanks for the question. I have been helping my brother out as he was laid off. As well as a new transmission and clutch in my car. I am attempting to roll this all into one payment. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Citi-$9500, 21% (min $200)<br>Capital One-$4500, 19% (min $165)<br>Peoples United-$13000, 14% (min. $410) |
Member Payment Dependent Notes Series 1045045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045045 |
$35,000 |
$35,000 |
22.35% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045045. Member loan 1045045 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | SSM Integrated Health Technologies | Debt-to-income ratio: | 15.84% |
Length of employment: | < 1 year | Location: | Chesterfield, MO |
Home town: | |||
Current & past employers: | SSM Integrated Health Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Principal & Interest: $670.79<br>Escrow Payment: $224.02<br>My taxes and home owners insurance is paid out of my escrow account by the lender.<br>Total payment: $894.81 |
What is your intended use for the loan proceeds? | To pay off credit card debts. |
Please explain the reason why you carry a large revolving credit balance. | The interest rate is so high on these credit cards that it is difficult to get these credit cards paid down. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lowe's Visa Credit Card: <br>balance: $7,854.50 / APR: 29.24% / monthly payment: $151.00<br><br>Discover Credit Card:<br>balance: $8,437.48 / APR: 16.99% / monthly payment: $178.00<br><br><br>Citi Credit Card:<br>balance: $5,055.07 / APR: 19.99% / monthly payment: $200.00<br><br>HSBC Credit Card:<br>balance: $800.00 / APR: 24.24% / monthly payment: $200.00<br><br>Household Bank Mastercard:<br>balance: $765.85 / APR: 29.99% / monthly payment: $100.00<br><br>U.S. Department of Education (Student Loan):<br>balance: $39,410.99 / APR: 5.625% / monthly payment: $260.73<br><br>American Honda Finance Corporation (car payment):<br>balance: $29,772.93 / APR: do not know / monthly payment: $569.29<br><br>Chase Home Finance (morgage payment):<br>balance: $115,666.15 / APR: 5.375% / monthly payment: $894.81 |
Which debts do you plan to pay off with this loan? | All the credit card debts. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off credit card debts and possibly to put towards other bills (such as paying off the car note or student loan quicker). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | morgage: $894.81 (home owners insurance and taxes are included in monthly morgage payment)<br>gas: $61.00<br>electric: $56.00<br>phone/internet/cable: $114.72<br>car insurance: $68.33 |
Please explain the reason why you carry a large revolving credit balance. | The interest rate is so high on these credit cards that it is difficult to get these credit cards paid down. |
Member Payment Dependent Notes Series 1045100
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045100 |
$12,000 |
$12,000 |
14.27% |
1.00% |
December 7, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045100. Member loan 1045100 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Dime Savings Bank | Debt-to-income ratio: | 13.09% |
Length of employment: | 7 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Dime Savings Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > i have about 5 credit cards, in the process of looking for the best rates i got caught up in a debt of 10,000. I always pay them on time and always more than the minimum but my interest rates are so high i cant see the balances going down unless i pay them off. just want to deal with one monthly payment, and i can definitely do comfortable payments 300 to 400 dollars a month since I am already paying 700 a month for credit cards.I need to see my savings grow and for the future I am thinking of getting a house or a condo 2014 so i need to be debt free. I financed a Toyota Camry in 2005 came out to 18,000.00 i already paid it that is the only experience i had when borrowing from a bank. my job (the Dime Savings Bank) is very stable we just opened 3 more branches and recently had an increase on my salary. i just hope Lending Club help me out with this debt.<br> Borrower added on 12/02/11 > Just want to feel debt free, and accomplish my goals, thank you for the support.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,646.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used the advantage of my credit cards for family emergencies. I moved to my new apartment 4 years ago, so i needed to get things for the apartment, since most of my cards got a 28.26% rate..its very hard to get the balances down when the minimum is 100 and all i can afford to send is 130.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 7 credit cards, current debt total $11,779.16; they all go from a 5.78% to a 25.24% interest rate, i do a total monthly payment or 600.00. I dont have mortgage, line of credits or any other loan. These credit cards are the only debt i have. Thank you for your support. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly: rent $400, car insurance $100, phone $65, food about $150, cable and internet $50. Total about $765 in monthly expenses. |
Member Payment Dependent Notes Series 1045133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045133 |
$4,800 |
$4,800 |
6.03% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045133. Member loan 1045133 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Express Scripts | Debt-to-income ratio: | 5.52% |
Length of employment: | 6 years | Location: | Mesa, AZ |
Home town: | |||
Current & past employers: | Express Scripts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1045159
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045159 |
$18,000 |
$18,000 |
19.42% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045159. Member loan 1045159 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Century Golf Partners Mgmt | Debt-to-income ratio: | 13.07% |
Length of employment: | 6 years | Location: | CARROLLTON, TX |
Home town: | |||
Current & past employers: | Century Golf Partners Mgmt | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Debt Consolidation- I have an excellent history of paying my bills on time- this loan will place all of the bills in one payment at a faster pay off- I have a great income- my job is very stable!<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1101.56 is the total for Home/Taxes/Insurance I have 10 yrs left on the mortgage- |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1701.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans- interest rates are differ from .09 to 14.9- monthly payments on all of the cards and loans are 750.00 a month- these are what I want to considilate to one payment with the loan- credit lines are all around 5000.00 on each of the cards I have and none of them are even close to being maxed out. My mortgage is 1101.00 a month <br>Thanks |
Member Payment Dependent Notes Series 1045232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045232 |
$21,000 |
$21,000 |
16.77% |
1.00% |
December 9, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045232. Member loan 1045232 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Strata-G | Debt-to-income ratio: | 13.69% |
Length of employment: | 2 years | Location: | Cincinnati, OH |
Home town: | |||
Current & past employers: | Strata-G | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Consolidating credit cards to make it easier to pay off the balance.<br><br> Borrower added on 11/28/11 > credit consolidation<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off high interest rate credit cards and consolidate payment into one. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly 2500 dollars, 1800 of that being mortgage. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1800 |
Please explain the reason why you carry a large revolving credit balance. | I was out of work for two years and had little savings to get me through the recession. Over the past two since employment began i have been able to pay off little by little. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1896 including insurance and taxes |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have approx 21K in debt with an average interest rate of 23% all of which are credit cards. Monthly payments are minimums plus whatever else i have available that month. |
Which debts do you plan to pay off with this loan? | 5 credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off the highest interest cards and consolidating into one loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have approx 21K in debt with an average interest rate of 23% all of which are credit cards. Monthly payments are minimums plus whatever else i have available that month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have approx 21K in debt with an average interest rate of 23% all of which are credit cards. Monthly payments are minimums plus whatever else i have available that month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have approx 21K in debt with an average interest rate of 23% all of which are credit cards. Monthly payments are minimums plus whatever else i have available that month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have approx 21K in debt with an average interest rate of 23% all of which are credit cards. Monthly payments are minimums plus whatever else i have available that month. |
Member Payment Dependent Notes Series 1045291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045291 |
$27,000 |
$27,000 |
12.42% |
1.00% |
December 13, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045291. Member loan 1045291 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Martignetti Companies | Debt-to-income ratio: | 12.84% |
Length of employment: | 7 years | Location: | North Attleboro, MA |
Home town: | |||
Current & past employers: | Martignetti Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I currently have a Lending Club Loan and it has been great, I am looking to paying off the remaining credit card debt and a capital one loan that has a 7700 remaing balance with 8 payments left at $802 per month. I will be paying off the remaining credit card balance of 19000 and have been paying 1100 a month on those so this will really improve my financial position. My credit score has gone up to 746 since 7 months ago when I got my first Lending Club Loan so this should make it soar. Thank- you!<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | thanks for the question, $5700, after this loan it will be 4100 |
Member Payment Dependent Notes Series 1045315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045315 |
$27,700 |
$27,700 |
20.30% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045315. Member loan 1045315 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Wal Mart | Debt-to-income ratio: | 0.32% |
Length of employment: | 6 years | Location: | Klamath Falls, OR |
Home town: | |||
Current & past employers: | Wal Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,664.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 22.20% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | bankruptcy discharged |
What is your intended use for the loan proceeds? | cash flow |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 1045354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045354 |
$14,400 |
$14,400 |
11.71% |
1.00% |
December 13, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045354. Member loan 1045354 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | traer joes | Debt-to-income ratio: | 10.50% |
Length of employment: | 10+ years | Location: | Novato, CA |
Home town: | |||
Current & past employers: | traer joes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > Stable job for 11 years. Good credit I make payments on time. Buying a car I love!<br> Borrower added on 11/30/11 > That can go 4x4 in the snow Paid off my Audi car loan earlier this year. <br> Borrower added on 12/02/11 > Thank you for checking out my loan and helping me buy my dream Jeep!<br> Borrower added on 12/09/11 > I am purchasing the Jeep from a private seller not a dealer hence my need for a personal loan<br> Borrower added on 12/12/11 > It's a 1987 jeep grand wagoneer with low mileage in mint condition!<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $8,655.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have a mortgage for my house and one crest card with 5300 from upgrading my kitchen |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm purchasing a 1987 jeep grand wagoneer with 49457 original miles in mint condition! I have been wanting one of these babies for about 15 years and finally found one in amazing condition from a lady in my town. |
Member Payment Dependent Notes Series 1045358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045358 |
$24,000 |
$24,000 |
12.69% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045358. Member loan 1045358 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Legacy Health System | Debt-to-income ratio: | 25.54% |
Length of employment: | 3 years | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | Legacy Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I have a steady job, frequently work overtime, pay my bills on time, have maintained good credit. I hope to reduce the amount of money being payed towards interest by paying down my credit card debt. As soon as the card is paid in full, I will cancel the account, to avoid further debt. Thank you for believing and investing in me and my future. <br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,750.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | A combination of factors. Tuition, books, living expenses, while finishing my bachelors degree and removing myself and kids from undesirable living arrangement. Then my daughter got hit by an uninsured drunk driver and there were medical and living expenses while she recuperated. I was unable to work the overtime I was planning to use to pay down the debt due to taking care of her. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard Balance: $24,070.20, 18.990 APR, Minimum payment $613.51 |
Member Payment Dependent Notes Series 1045409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045409 |
$35,000 |
$35,000 |
17.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045409. Member loan 1045409 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $27,083 / month |
Current employer: | The Falk Group | Debt-to-income ratio: | 5.65% |
Length of employment: | 3 years | Location: | OLDWICK, NJ |
Home town: | |||
Current & past employers: | The Falk Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,695.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on using the loan for a single purpose - to consolidate higher interest credit card debt. |
Member Payment Dependent Notes Series 1045458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045458 |
$14,000 |
$14,000 |
11.71% |
1.00% |
December 13, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045458. Member loan 1045458 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,096 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.94% |
Length of employment: | n/a | Location: | DEPEW , NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > no emergency-pet bills, new hearing aids and an old high interest credit card. <br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $12,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1045472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045472 |
$17,625 |
$17,625 |
20.30% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045472. Member loan 1045472 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | Champion Realty, Inc. | Debt-to-income ratio: | 19.17% |
Length of employment: | 6 years | Location: | PASADENA, MD |
Home town: | |||
Current & past employers: | Champion Realty, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I plan to use this loan for debt consolidation, this loan will help me save over 350.00 per month. <br>I am a good borrower because I pay my bills on time plus I always pay more than the requested amount.<br>My job is very stable because we are owned by Warren Buffet, a Berkshire Hathaway Company.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | our home is paid for |
Member Payment Dependent Notes Series 1045519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045519 |
$29,000 |
$29,000 |
12.69% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045519. Member loan 1045519 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,000 / month |
Current employer: | Rising Star Outreach | Debt-to-income ratio: | 12.88% |
Length of employment: | 2 years | Location: | Mapleton, UT |
Home town: | |||
Current & past employers: | Rising Star Outreach | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Lending Club <br><br> Borrower added on 11/28/11 > Lending Club<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,216.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The amount I am requesting will consolidate my debt. Simply trying to knock some points off by using my good credit and solid job history. Never missed a payment yet. |
Member Payment Dependent Notes Series 1045554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045554 |
$14,125 |
$14,125 |
15.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045554. Member loan 1045554 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,292 / month |
Current employer: | jpmorgan chase | Debt-to-income ratio: | 23.54% |
Length of employment: | 6 years | Location: | sandy, UT |
Home town: | |||
Current & past employers: | jpmorgan chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > We are trying to payoff all of our debt into one loan so that we can manage our finances better.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $10,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 4 Credit cards total $6500.00 29.99% and $150 mo, $2100.00 11.99% $40 mo, $1900.00 26.99% $45 mo & $1050.00 0.00% until 4/2012 $25 mo. We also have my husbands student loan that is $3500 4.5% $50 mo. Rent is $875, Auto Insurance $140, Car payment $535, that is all I pay with my check and my husband pays the rest of our bills. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 4 Credit cards total $6500.00 29.99% and $150 mo, $2100.00 11.99% $40 mo, $1900.00 26.99% $45 mo & $1050.00 0.00% until 4/2012 $25 mo. We also have my husbands student loan that is $3500 4.5% $50 mo. Rent is $875, Auto Insurance $140, Car payment $535, that is all I pay with my check and my husband pays the rest of our bills. |
Please explain the reason why you carry a large revolving credit balance. | We started to get it paid down for a little while but trying to keep up with all of the other credit cards made it difficult to pay more than the minimum. That is why my husband and I decided that a loan would be a better way to go so that we just have one payment and the balance can actually go down. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 Credit cards total $6500.00 29.99% and $150 mo, $2100.00 11.99% $40 mo, $1900.00 26.99% $45 mo & $1050.00 0.00% until 4/2012 $25 mo. We also have my husbands student loan that is $3500 4.5% $50 mo. Rent is $875, Auto Insurance $140, Car payment $535, that is all I pay with my check and my husband pays the rest of our bills. |
Which debts do you plan to pay off with this loan? | We plan to pay all of our credit cards off plus most of my husbands student loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We are using the money from the loan to payoff all of our credit cards. We have 4 plus a student loan. This loan will help us to be able to actually payoff our debt in 60 months or less. |
Member Payment Dependent Notes Series 1045590
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045590 |
$13,200 |
$13,200 |
14.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045590. Member loan 1045590 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Connell Resources Inc | Debt-to-income ratio: | 12.61% |
Length of employment: | 7 years | Location: | STEAMBOAT SPRINGS, CO |
Home town: | |||
Current & past employers: | Connell Resources Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Consolidate and pay off credit cards.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total is $12,795.23, interest is 12.65% to 20.74%, current monthly minimum is $317.00. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- Balance=$5,988.44, Interest rate=20.74%, Minimum monthly payement=$159.00<br>Visa- Balance=$6,806.79, Interest rate=12.65%, Minimum monthly payement=$143.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $300 a month utilities included. I don't have a car payment. But insurance and gas is $300 a month. Phone is $53 a month. Health insurance is payed by my employer. Food is $400 a month. Credit cards are $350 a month. Gym membership is $100 a month. |
Member Payment Dependent Notes Series 1045841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045841 |
$35,000 |
$35,000 |
14.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045841. Member loan 1045841 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $45,833 / month |
Current employer: | PricewaterhouseCoopers LLP | Debt-to-income ratio: | 4.34% |
Length of employment: | 1 year | Location: | Ashburn, VA |
Home town: | |||
Current & past employers: | PricewaterhouseCoopers LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Unsecured loan to be repaid from job income.<br><br> Borrower added on 11/28/11 > Temporary loan to bridge closing for second home<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Average around $ 5100 a month |
Please explain the reason why you carry a large revolving credit balance. | All revolving credit accounts are paid monthly, with one exception (AX) which is predominately and old line of credit that is amortizing. All current charges are paid monthly. |
What other sources of financing are you using to purchase the home? | All cash and short-term investments for down payment -- 80% LTV financing approved by lender. |
What is the estimated current market value of the home you intend to purchase? | 850,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 8,500 (all-in) |
Member Payment Dependent Notes Series 1045885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045885 |
$25,000 |
$25,000 |
24.11% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045885. Member loan 1045885 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | Ashbrook Simon-Hartley | Debt-to-income ratio: | 8.30% |
Length of employment: | 4 years | Location: | Cypress, TX |
Home town: | |||
Current & past employers: | Ashbrook Simon-Hartley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $12,990.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on paying off my credit card debt. This loan gives me the ability to make the same payment monthly, but have an end date which the credit cards do not. |
Please explain the reason why you carry a large revolving credit balance. | The majority is from medical expenses from the past 3 years. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 7000, discover 6500, chase visa-14000 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Approximate minimums are as follows: 175 discover, 150 visa, 375 visa. Total = 700 and the loan would put me at 750. |
If you have a delinquency in the last 2 years, please explain the reason. | There aren't any delinquencies in the past two years in these accounts. The only delinquencies I would have in past two years are medical. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $25,600.00 with interest rates that are 8%, 14%, 23%. Minimum Monthly payments are $360.00, $175.00, $150.00. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | There is only one purpose and that is to consolidate credit cards into a monthly payment that allows me and "end date". |
Member Payment Dependent Notes Series 1045909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045909 |
$30,000 |
$30,000 |
18.64% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045909. Member loan 1045909 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,580 / month |
Current employer: | AT&T | Debt-to-income ratio: | 15.58% |
Length of employment: | 2 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,720.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: 1st Mortgage 6.37%, $1386 (escrowed) +2nd Mrt. $235 8.375% balances: $114k and $29K on the 2nd<br>Auto: $430 mtly, rate 3.9% bal. $20,910<br>Credit Cards: Care Credit $25.00 mthly, rate if not paid off in 18 mths 26% bal. $307; Lowes $21 mthly, 21%, bal. $384; GECRB Conns $25.00 mthly, 29.99% if not paid off in 18 mths, bal. $654; HSBC $58 mthly, 17.9% bal. $2,247; Home Depot $114 mthly, 21.99%, bal. $3,985; Wells Fargo $127 mthly, 11.15% bal. $5,955; Capital One $150 mthly 14.9%, bal. $5,600<br>Installment Loan: HSEHLD Finance BNFL Finc $380 mthly, 13%, bal. $6,000<br>IRS Installment: Taxes owed for 2008 and 2009, $200 mthly, bal. $5262 rate?<br>Thank you<br><br>Wells Fargo Mortgage: <br>1st Mortgage: $779.22<br>2nd Mortgage: $235.00<br>Taxes: $363.00 (annually $4,356)-escrowed<br>Insurance: $225.00 (annually $2,700)-escrowed<br>Total Mortgage Obligation: $1,621.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Wells Fargo Mortgage: <br>1st Mortgage: $779.22<br>2nd Mortgage: $235.00<br>Taxes: $363.00 (annually $4,356)-escrowed<br>Insurance: $225.00 (annually $2,700)-escrowed<br>Total Mortgage Obligation: $1,621.00 |
Member Payment Dependent Notes Series 1045966
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1045966 |
$16,000 |
$16,000 |
22.35% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1045966. Member loan 1045966 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Dynanet Corporation | Debt-to-income ratio: | 21.16% |
Length of employment: | 1 year | Location: | Lanham, MD |
Home town: | |||
Current & past employers: | Dynanet Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/03/11 > This loan will serve two purposes, debt consolidation and medical expense. Borrower added on 11/03/11 > This loan will serve two purposes, debt consolidation and medical expense.
A credit bureau reported the following information about this borrower member on November 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $43,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was unemployed in 2009 from April to November. My credit was excellent prior to this period and I am still working towards rebuilding my credit, but during that time, once my savings were depleated some bills may have gone past thirty days. |
Member Payment Dependent Notes Series 1046029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046029 |
$12,000 |
$12,000 |
19.91% |
1.00% |
December 9, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046029. Member loan 1046029 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Metropolitan Transit Authority | Debt-to-income ratio: | 14.38% |
Length of employment: | 10+ years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Metropolitan Transit Authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > This loan is solely to payoff my credit card bills, a state tax bill, and pension loan.<br>The repayment schedule will be perfect for my budget. <br>I'm totally dedicated to improving my financial statement, and this loan will certainly make things more manageable.<br>I have worked for the M.T.A in NYC for 13 years, I love what I do and I do believe I'm a valued employee.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $8,335.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: $6,301. at about 26.7% interest --------- At least $400. a month in payments<br><br>Lines of credit: $3,736. at about 19.9% interest--------- At least $200. a month in payments<br><br>State tax bill: $4,200. at 7.00% interest ----------------$260 a month <br><br>Pension loans: $ 960. at 7.00% interest ---------------- $75 a month<br><br>Car loan $14,208. at 19.9% interest ----------------$511.11 a month |
Which debts do you plan to pay off with this loan? | Credit cards: $6,301. at about 26.7% interest<br><br>Lines of credit: $3,736. at about 19.9% interest<br><br>State tax bill: $4,200. at 7.00% interest |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | RENT: $745. utilities: $150.<br>credit : $500. car insurance: $150.<br>car payment: $511. |
Member Payment Dependent Notes Series 1046117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046117 |
$33,600 |
$33,600 |
14.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046117. Member loan 1046117 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Bradley University | Debt-to-income ratio: | 20.57% |
Length of employment: | 10+ years | Location: | Peoria, IL |
Home town: | |||
Current & past employers: | Bradley University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > The funds will be used to consolidate my three sources of debt.<br>I have excellent credit scores.<br>21 years of employment with the same employer, with extreme job stability.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent: $900<br>utilities: $60-$130.00<br>insurance: $120 per year <br>cable/internet $85 |
Please explain the reason why you carry a large revolving credit balance. | mainly dental expenses--braces and several implants--that were only partially covered by my insurance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | card 1: $18,000<br>card 2: $17,000<br>line of credit: $6,000<br>no student loans<br>auto with 23,000 fully paid |
Which debts do you plan to pay off with this loan? | My two credit cards. My other source of debt is a fixed rate personal bank loan, which I will pay off in full on Jan.13. |
Member Payment Dependent Notes Series 1046153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046153 |
$28,200 |
$28,200 |
19.03% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046153. Member loan 1046153 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Military | Debt-to-income ratio: | 22.88% |
Length of employment: | 10+ years | Location: | TOWSON, MD |
Home town: | |||
Current & past employers: | Military | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I meant to select debt consolidation, but there was no apparent way to navigate backwards during the application process.<br> Borrower added on 11/29/11 > I plan to use this loan to become debt free. Once I am debt free I will be able to invest and secure my future.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My surplus is $1200 a month if all minimums are paid. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | First and foremost, I will be using money to pay off all credit cards. Any additional funds will be spent on furnishing the new house that I have purchased. |
What is your intended use for the loan proceeds? | My first order of priority is to pay off any loans/credit cards. Any additional funds will be used to furnish the new home that I have purchased. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My surplus is $1200 a month if paying the minimum on all bills. |
Member Payment Dependent Notes Series 1046227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046227 |
$14,000 |
$14,000 |
17.58% |
1.00% |
December 9, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046227. Member loan 1046227 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | pace computer solutions | Debt-to-income ratio: | 11.65% |
Length of employment: | 4 years | Location: | Mount Laurel, NJ |
Home town: | |||
Current & past employers: | pace computer solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,813.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Everything together would be around $1800 per month. |
Which debts do you plan to pay off with this loan? | Few credit cards debit and a personal loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7000 on all credit cards and 7000 of personal loan, all credit cards together i have a limit of about 35000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Its about 1800 per month. |
Please explain the reason why you carry a large revolving credit balance. | Its revolving credit i keep paying the debits whenever it is required. |
Member Payment Dependent Notes Series 1046355
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046355 |
$8,575 |
$8,575 |
15.27% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046355. Member loan 1046355 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | William Beaumont Hospital | Debt-to-income ratio: | 24.58% |
Length of employment: | 10+ years | Location: | Southfield, MI |
Home town: | |||
Current & past employers: | William Beaumont Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > I'm a recent grad that was living off my credit and now that i have 6 months before i start paying on my loan i need one manageable credit payment.<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $6,509.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | 88 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Can you further explain that question |
Member Payment Dependent Notes Series 1046382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046382 |
$21,200 |
$21,200 |
18.25% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046382. Member loan 1046382 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,771 / month |
Current employer: | Conergy | Debt-to-income ratio: | 23.25% |
Length of employment: | 4 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | Conergy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $37,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate / pay-off credit debt - lowering monthly minimum so we can pay more to the principle each month so we can be debt free faster! Help us get debt free! |
Member Payment Dependent Notes Series 1046442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046442 |
$20,000 |
$20,000 |
13.49% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046442. Member loan 1046442 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Ulster County | Debt-to-income ratio: | 23.31% |
Length of employment: | 10+ years | Location: | Hurley, NY |
Home town: | |||
Current & past employers: | Ulster County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Loan will be used for debt consolidation, thank you.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,953.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | total credit card balances are approx $15,000, w/ interest rates at 15-22%. No student loans, no mortage, no lines of credit. Thank you |
Member Payment Dependent Notes Series 1046507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046507 |
$3,050 |
$3,050 |
9.91% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046507. Member loan 1046507 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,400 / month |
Current employer: | Child's Day | Debt-to-income ratio: | 3.50% |
Length of employment: | 1 year | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Child's Day | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > This is for the purchase of a new scooter.<br><br> Borrower added on 12/07/11 > This loan is for the purchase of a SYM Fiddle II scooter. I'll be using it as my main source of transportation between home, work, and school.<br><br> Borrower added on 12/07/11 > This loan will be used to purchase a new scooter for my daily transportation needs. My lengthy history of on-time payments reflects my commitment to my financial obligations. You can be sure that this will continue with this loan.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,019.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1046516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046516 |
$15,000 |
$15,000 |
12.42% |
1.00% |
December 13, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046516. Member loan 1046516 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | The Boeing Company | Debt-to-income ratio: | 6.79% |
Length of employment: | 10+ years | Location: | Florissant, MO |
Home town: | |||
Current & past employers: | The Boeing Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > This loan will be used to complete my basement (framing, drywall, insulation, plumbing, electrical work and flooring). We just want to enjoy our home more and this loan will certainly help.<br><br> <br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have a large balance due to my excellent credit, but I have no desire to use it. My goal is to eliminate all but one credit card by next August. |
What is the estimated current market value of your home? | I would have to get an appraisal to know for certain, but I would assume around $440,000. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | My balance is around 482,000; my monthly payments are $2672 and the interest rate is 3.5% |
Member Payment Dependent Notes Series 1046530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046530 |
$16,000 |
$16,000 |
15.27% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046530. Member loan 1046530 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,250 / month |
Current employer: | Digital Evolution Inc. | Debt-to-income ratio: | 7.76% |
Length of employment: | 5 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Digital Evolution Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | American Express, Chase & Citi Card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total combined credit card debt::: $23,343.38 <br>total combined credit card payments statements: $634.21<br>iterest rates vary from 6.7% - 13.9% & 29% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total combined credit card debt::: $23,343.38 <br>total combined credit card payments statements: $634.21<br>iterest rates vary from 6.7% - 13.9% & 29% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1900.00<br>Transportation - $100.00<br>Utilities - $35.00<br>Phone - $110.00<br>Food - 100.00<br>Insurance [car] - $800.00 year |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - $1900.00<br>Utilities - $35.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1900.00<br>Transportation - $100.00<br>Utilities - $35.00<br>Phone - $110.00<br>Food - 100.00<br>Insurance [car] - $800.00 year |
Please explain the reason why you carry a large revolving credit balance. | Apart from a couple of budgetary miscalculations, and emergency high expenditures, in the recent past I've had to purchase many furniture items which when added up accumulate to a high sum. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan is to strictly to consolidate and bring down my credit card balances, starting with highest interest rate cards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying mortgage, I rent |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - $1900.00<br>Utilities - $35.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1900.00<br>Transportation - $100.00<br>Utilities - $35.00<br>Phone - $110.00<br>Food - 100.00<br>Insurance [car] - $800.00 year |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1900.00<br>Transportation - $100.00<br>Utilities - $35.00<br>Phone - $110.00<br>Food - 100.00<br>Insurance [car] - $800.00 year |
Member Payment Dependent Notes Series 1046549
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046549 |
$8,000 |
$8,000 |
15.96% |
1.00% |
December 12, 2011 |
December 13, 2014 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046549. Member loan 1046549 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | quad graphics | Debt-to-income ratio: | 12.34% |
Length of employment: | 4 years | Location: | roberta, GA |
Home town: | |||
Current & past employers: | quad graphics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I plan to use the funds for some minor debt consolidation and pay off property tax. I have a stable job with steady income.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,742.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Furlough weeks 2 years in a row forced me to use credit cards that I would not normally have used. Now that the furloughs are over, I am steadily working to pay them down. |
Member Payment Dependent Notes Series 1046616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046616 |
$23,700 |
$23,700 |
17.58% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046616. Member loan 1046616 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,820 / month |
Current employer: | Federal Reserve Bank of Boston | Debt-to-income ratio: | 13.17% |
Length of employment: | 5 years | Location: | Auburndale, MA |
Home town: | |||
Current & past employers: | Federal Reserve Bank of Boston | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total monthly payments (includes everything -- credit cards, term loans, monthy living expenses) equals $4,458. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly living expenses totals $2,461. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Current monthly living expenses total $2,461. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1) Visa - $7,460.64 outstanding balance. Current minimum monthly payment is $149. Interest rate 0% through 7/3/2012 for $3,900. Interest rate 2.99% through 12/3/2012 for $2,500. Remaining $1,060.64 interest rate is 13.24%. <br><br>2) Visa - $6,013.39 outstanding balance. Current minimum monthly payment is $71. Interest rate 0% through 7/2012 for $3,300. Interest rate 0% until 1/2012 for $2,713.39 (then goes up to 7.24%). <br><br>3) Discover - $2,901.54 oustanding balance. Current minimum monthly payment is $60. Interest rate 0% through 8/18/2012 for entire balance. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1) Visa - $7,460.64 outstanding balance. Current minimum monthly payment is $149. Interest rate 0% through 7/3/2012 for $3,900. Interest rate 2.99% through 12/3/2012 for $2,500. Remaining $1,060.64 interest rate is 13.24%. <br><br>2) Visa - $6,013.39 outstanding balance. Current minimum monthly payment is $71. Interest rate 0% through 7/2012 for $3,300. Interest rate 0% until 1/2012 for $2,713.39 (then goes up to 7.24%). <br><br>3) Discover - $2,901.54 oustanding balance. Current minimum monthly payment is $60. Interest rate 0% through 8/18/2012 for entire balance. |
Please explain the reason why you carry a large revolving credit balance. | I helped pay my father's unexpected medical bills this year. I am looking to term out my revolving credit balance with this loan. |
Member Payment Dependent Notes Series 1046641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046641 |
$17,250 |
$17,250 |
19.42% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046641. Member loan 1046641 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Thinc Systems Inc | Debt-to-income ratio: | 4.08% |
Length of employment: | 4 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Thinc Systems Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1046646
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046646 |
$35,000 |
$35,000 |
13.49% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046646. Member loan 1046646 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Chevron | Debt-to-income ratio: | 7.72% |
Length of employment: | 10+ years | Location: | Hermitage, PA |
Home town: | |||
Current & past employers: | Chevron | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Investing in real estate |
Please provide additional details regarding the purpose of the loan | to invest in real estate for rental property that is already bringing in income, the current owner bought too much to handle at one time |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | just 1 purpose, real estate |
Please provide additional details regarding the purpose of the loan | to invest in real estate for rental property that is already bringing in income, the current owner bought too much to handle at one time |
Please provide additional details regarding the purpose of the loan | to invest in real estate for rental property that is already bringing in income, the current owner bought too much to handle at one time |
Member Payment Dependent Notes Series 1046792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046792 |
$28,000 |
$28,000 |
18.64% |
1.00% |
December 12, 2011 |
December 12, 2016 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046792. Member loan 1046792 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | morgan stanley | Debt-to-income ratio: | 10.18% |
Length of employment: | 2 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | morgan stanley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > i am hoping to secure this loan so that I can consolidate all my credit and have one single payment, for less than what I am paying now, and be free of all credit cards. the intent, if i am successful, is to shred all cards when funded and finally get the clean start i need so that i can better provide for my family.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,694.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1046809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046809 |
$8,500 |
$8,500 |
10.65% |
1.00% |
December 8, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046809. Member loan 1046809 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Victor M. Morales, Architect | Debt-to-income ratio: | 16.32% |
Length of employment: | 10+ years | Location: | Howard Beach, NY |
Home town: | |||
Current & past employers: | Victor M. Morales, Architect | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > Hi, <br>I need this loan to pay off my high APR Credit Cards and minimize number of payments every month to a single payment. I always pay the payment on time. Last month i paid off my leased car with out missing a single payment in 36 months and also paying off credit cards on time without missing a payment.<br>Thanks<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1046840
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046840 |
$20,000 |
$20,000 |
18.64% |
1.00% |
December 7, 2011 |
December 12, 2014 |
December 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046840. Member loan 1046840 was requested on November 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Lighthouse Property Management Inc. | Debt-to-income ratio: | 12.28% |
Length of employment: | 2 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Lighthouse Property Management Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $10,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1046905
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046905 |
$25,000 |
$25,000 |
22.06% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046905. Member loan 1046905 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $15,000 / month |
Current employer: | Jeico Security | Debt-to-income ratio: | 7.04% |
Length of employment: | 7 years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | Jeico Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Please approve ASAP<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,260.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1046950
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046950 |
$12,000 |
$12,000 |
11.71% |
1.00% |
December 9, 2011 |
December 13, 2014 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046950. Member loan 1046950 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Akam Associates | Debt-to-income ratio: | 18.31% |
Length of employment: | 8 years | Location: | MASPETH, NY |
Home town: | |||
Current & past employers: | Akam Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my debt balances is about 10,500 to 11,000. interest rates are from 11% to 16%. monthly payments are credit cards and car loan. |
Which debts do you plan to pay off with this loan? | I'm planning to pay off all my credit cards and have just one monthly payment that way I'll be able to pay off this loan in less than two years and be out of debt, which is my goal. This loan will be an extremely big help for me and my family, I have very good credit and I always pay on time evreytime. |
Member Payment Dependent Notes Series 1046979
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1046979 |
$30,000 |
$30,000 |
14.27% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1046979. Member loan 1046979 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Freudenberg NOK | Debt-to-income ratio: | 17.98% |
Length of employment: | 1 year | Location: | Bristol, NH |
Home town: | |||
Current & past employers: | Freudenberg NOK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1047014
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047014 |
$6,000 |
$6,000 |
7.90% |
1.00% |
December 9, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047014. Member loan 1047014 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | National Grid | Debt-to-income ratio: | 4.07% |
Length of employment: | 10+ years | Location: | cumberland, RI |
Home town: | |||
Current & past employers: | National Grid | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > This loan is for a small project in my house. I am presently employed at National Grid, an electric and gas utility in the northeast US. I have been employed there for 23 years. Thanks.<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $5,224.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Thanks for your question. I have had none. |
Member Payment Dependent Notes Series 1047020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047020 |
$25,000 |
$25,000 |
18.25% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047020. Member loan 1047020 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,717 / month |
Current employer: | Sorenson Communications | Debt-to-income ratio: | 18.84% |
Length of employment: | 6 years | Location: | LE ROY, NY |
Home town: | |||
Current & past employers: | Sorenson Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > this is a credit card consolidation loan. I plan to make additional payments to pay it down as soon as possible. i currently make significant payments on my credit cards, they are just spread out over several loans. <br><br> Borrower added on 11/29/11 > pay down credit card loans that are spread out over several cards<br><br> Borrower added on 11/29/11 > credit card consolidation loan that will help pay down multiple loans that are spread out over several cards <br><br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $27,681.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1047031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047031 |
$12,000 |
$12,000 |
14.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047031. Member loan 1047031 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | pseg co | Debt-to-income ratio: | 9.35% |
Length of employment: | 10+ years | Location: | paterson, NJ |
Home town: | |||
Current & past employers: | pseg co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > i've been at my present job 30 years in january obtaining this loan will allow me to free up some capitol and enhance my on-line business i started.<br><br> Borrower added on 11/29/11 > i have been on my present job for 30 years as of january this loan will allow me to enhance my new online business.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $5,067.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover Credit Card balance $3832.00 monthly payment varies $90.00 to $150.00 Capital One Bank Credit Card balance $1011.00 monthly $50.00 to $60.00 Mortgage Bank of America monthly $1476.00 however mortgage not included for loan. I plan to pay off both credit cards in full. Would like to invest around $400.00 -$800.00 to enhance start of online affiliate marketing site. Then there more than likely will be miscellaneous expenses incurred.I also have a car loan which I pay $350.00 monthly I more than likely would make 2 payments to stay ahead of that debt |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Discover Credit Card balance $3832.00 monthly payment varies $90.00 to $150.00 Capital One Bank Credit Card balance $1011.00 monthly $50.00 to $60.00 Mortgage Bank of America monthly $1476.00 however mortgage not included for loan. I plan to pay off both credit cards in full. Would like to invest around $400.00 -$800.00 to enhance start of online affiliate marketing site. Then there more than likely will be miscellaneous expenses incurred.I also have a car loan which I pay $350.00 monthly I more than likely would make 2 payments to stay ahead of that debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover Credit Card balance $3832.00 monthly payment varies $90.00 to $150.00 Capital One Bank Credit Card balance $1011.00 monthly $50.00 to $60.00 Mortgage Bank of America monthly $1476.00 however mortgage not included for loan. I plan to pay off both credit cards in full. Would like to invest around $400.00 -$800.00 to enhance start of online affiliate marketing site. Then there more than likely will be miscellaneous expenses incurred.I also have a car loan which I pay $350.00 monthly I more than likely would make 2 payments to stay ahead of that debt |
Which debts do you plan to pay off with this loan? | Discover Credit Card balance $3832.00 monthly payment varies $90.00 to $150.00 Capital One Bank Credit Card balance $1011.00 monthly $50.00 to $60.00 Mortgage Bank of America monthly $1476.00 however mortgage not included for loan. I plan to pay off both credit cards in full. Would like to invest around $400.00 -$800.00 to enhance start of online affiliate marketing site. Then there more than likely will be miscellaneous expenses incurred.I also have a car loan which I pay $350.00 monthly I more than likely would make 2 payments to stay ahead of that debt |
Member Payment Dependent Notes Series 1047075
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047075 |
$21,600 |
$21,600 |
19.03% |
1.00% |
December 13, 2011 |
December 13, 2014 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047075. Member loan 1047075 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | TOPTEL USA | Debt-to-income ratio: | 9.71% |
Length of employment: | 7 years | Location: | LA JOLLA, CA |
Home town: | |||
Current & past employers: | TOPTEL USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I want to consolidate my debt in one easy payment since I am a very organized and responsible person, this will give me the freedom to concentrate and bring more business to the company where I have worked for more than 7 years.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,760.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to pay off all my personal loans and credit card debt as well as invest a little in my sons new venture.Making one payment per month to have the peace of mind that all of the above has been taken care of, will give me the freedom to start fresh in 2012. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A combination of all of the above adds to the 35,000 requested. I am currently paying high interest rates both in credit cards and loans, so one payment at a lower rate, would be fantastic. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | It's an average of $7.000.00 |
Member Payment Dependent Notes Series 1047082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047082 |
$15,250 |
$15,250 |
12.69% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047082. Member loan 1047082 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,600 / month |
Current employer: | Cabenas japanesse auto | Debt-to-income ratio: | 26.62% |
Length of employment: | 3 years | Location: | canton, GA |
Home town: | |||
Current & past employers: | Cabenas japanesse auto | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > i current am paying the same amount on my credit balances and not making a dent on them. this would get me free in only five years as opposed to the twenty-seven the cards have structured. <br><br> Borrower added on 12/01/11 > even with a good stable job it is tough to pay for mistakes from ones youth. sounds like a win-win for everyone.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,590.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1047098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047098 |
$13,500 |
$13,500 |
9.91% |
1.00% |
December 9, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047098. Member loan 1047098 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,808 / month |
Current employer: | TeamPraxis | Debt-to-income ratio: | 20.34% |
Length of employment: | 10+ years | Location: | KAILUA, HI |
Home town: | |||
Current & past employers: | TeamPraxis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > PAY OFF CREDIT CARDS<br>I PAY ALL OF MY BILLS ON-TIME OR EARLY<br>BEEN WITH MY CURRENT EMPLOYER FOR THE LAST 15-16 YEARS AND IS A GROWING BUSINESS IN HEALTHCARE.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $14,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know I have not had a delinquency. However if there was any it would have been because I did not receive the statement due to moving houses. |
Member Payment Dependent Notes Series 1047209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047209 |
$21,000 |
$21,000 |
15.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047209. Member loan 1047209 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Red Robin International | Debt-to-income ratio: | 13.23% |
Length of employment: | 7 years | Location: | LYNNWOOD, WA |
Home town: | |||
Current & past employers: | Red Robin International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I want to consolidate my home improvemnt cards from Lowes and Home Depot and finish my home improvements<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3100 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage $2074, Utilities $280, insurance and taxes are included in my mortgage payment, I haven't any home equity loans or lines of credit against my home. |
Please explain the reason why you carry a large revolving credit balance. | I usually paid it down with each quarterly bonus I received but this fall both of my sons started college and that went towards their tuitions. I plan to pay these off with this loan, as well as finish my home project. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | $2074/month ; Loan principal is $289,000 |
What is the estimated current market value of your home? | $295,000 |
Is this for a home improvement you have already made, or one that you are planning to make? | Is one that I started and is almost finished. I have made an outdoor garden room, and only need to finish the roof and electrical. |
Is the improvement to your primary residence or an investment property? | Primary resident |
What is the home improvement project you are planning? | I have started to build an outdoor room and garden. I am almost finished and need only to finish the roof and electrical on it. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $13000, to consolidate my revolving credit. $8000 to finish my home project, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3100 |
Member Payment Dependent Notes Series 1047216
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047216 |
$8,000 |
$8,000 |
7.90% |
1.00% |
December 13, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047216. Member loan 1047216 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.50% |
Length of employment: | 10+ years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | the total minimum monthly payments for all credit cards will be around $ 1300 included this loan |
What is your intended use for the loan proceeds? | to pay credit cards |
Member Payment Dependent Notes Series 1047248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047248 |
$35,000 |
$35,000 |
23.13% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047248. Member loan 1047248 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,333 / month |
Current employer: | Merrill Lynch | Debt-to-income ratio: | 18.36% |
Length of employment: | 3 years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | Merrill Lynch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,941.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home remodelling |
What is your intended use for the loan proceeds? | Home remodelling |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $5500 total |
What is the home improvement project you are planning? | we will be re-modelling kitchen and bathrooms.also changing the furnitures. |
What is the estimated current market value of your home? | 600k |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | $2270 |
Member Payment Dependent Notes Series 1047256
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047256 |
$8,800 |
$8,800 |
6.03% |
1.00% |
December 8, 2011 |
December 13, 2014 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047256. Member loan 1047256 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Panasonic Electric Works of America | Debt-to-income ratio: | 8.85% |
Length of employment: | 5 years | Location: | Solon, OH |
Home town: | |||
Current & past employers: | Panasonic Electric Works of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,706.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1047368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047368 |
$24,000 |
$24,000 |
14.65% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047368. Member loan 1047368 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Fulton County Schools | Debt-to-income ratio: | 17.15% |
Length of employment: | 6 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Fulton County Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > Hi. With this loan, I plan to pay off my two large credit card balances, along with one small loan. my minimum payment on the three loans comes to nearly $600/month, which means it would take nearly 20 years to pay off the balances. With your help, it will only take 5 years. Thanks all.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question. I have 3 credit cards: Citi - balance $8000 interest 17%, American Express - balance $9500 interest 18%, and Bank of America - balance $0 (pay this off monthly). I am in the second year of my phd program, so I have about $100,000 in student loans, but those are "in-school deferred" until 2015. My mortgage is $1900, but I receive $1800 in rental income to cover this. I have one small load with my credit union which totals $3000. My car payment is $690. Other than other utilities, these are my current debts. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Income ~8000<br><br>Mortgage - 1900<br>HOA - 210<br>Rent - 795<br>Car - 700<br>Citi Card - ~200/month<br>AmEx - ~200/month<br>BoA ~ 600/month (pay this off monthly... limit is 600)<br>Utilities - ~250/month<br>Student Loan (which is in deferment until 2015, when i finish my PhD) - ~ 400/month<br>Food - ~ 500<br>Gas - ~ 200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question. I have 3 credit cards: Citi - balance $8000 interest 17%, American Express - balance $9500 interest 18%, and Bank of America - balance $0 (pay this off monthly). I am in the second year of my phd program, so I have about $100,000 in student loans, but those are "in-school deferred" until 2015. My mortgage is $1900, but I receive $1800 in rental income to cover this. I have one small load with my credit union which totals $3000. My car payment is $690. Other than other utilities, these are my current debts. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off revolving debt, mainly two big credit card balances and a small personal loan through my credit union. |
Please explain the reason why you carry a large revolving credit balance. | Great question. I had a renter in 2009 who almost destroyed my rental property. I had to put about $15,000 into fixing the hardwood floors, buy a new refrigerator, replace drywall from a leak she never reported, etc. As the financial market collapsed, i had to get the place back on the market ASAP, so i had to put all $15,000 on my credit cards. Since then, the interest rates have gone up, and while I pay more than the minimum payments every month, I can't get the balances down. Large credit card debt is not something I am used to or proud of, which is why this loan, which would allow to pay off this debt in 5 years or less is an amazing opportunity. |
Member Payment Dependent Notes Series 1047379
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047379 |
$3,800 |
$3,800 |
6.03% |
1.00% |
December 12, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047379. Member loan 1047379 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.32% |
Length of employment: | 4 years | Location: | Brick, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > Loan to pay off high interest Verinik loan.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1047384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047384 |
$20,000 |
$20,000 |
11.71% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047384. Member loan 1047384 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | USPS | Debt-to-income ratio: | 9.58% |
Length of employment: | 4 years | Location: | ALEXANDRIA, SD |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > I plan on using the loan to consolidate debt and use it house house improvements. I am a good borrower and i am believe that paying bills on time is very important. I feel my past credit history is good but want to build it to be the best it can be. My job is a very good job as I work for the Government. Have been with them for 4 and half years. <br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $18,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1047518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047518 |
$10,000 |
$10,000 |
16.77% |
1.00% |
December 13, 2011 |
December 13, 2014 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047518. Member loan 1047518 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | MADATIN GRORMET | Debt-to-income ratio: | 8.43% |
Length of employment: | 6 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | MADATIN GRORMET | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | just pay min payment |
What is the total balance of your credit cards, interest rates and current monthly payments? | 8500/<br>about 350/monthly |
What is your intended use for the loan proceeds? | payoff some high interest rate loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 500<br>gas 250<br>phone 50<br>food 100 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | BOA visa.3200/ rate 19.99/payment/95<br>WELLS 3400/rate21.99/payment/110 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 8500/<br>about 350/monthly |
Member Payment Dependent Notes Series 1047534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047534 |
$20,000 |
$20,000 |
14.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047534. Member loan 1047534 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Geller & Company LLC | Debt-to-income ratio: | 10.08% |
Length of employment: | 5 years | Location: | Forest Hills, NY |
Home town: | |||
Current & past employers: | Geller & Company LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > Loan will be used to pay high credit card balances. Have excellent payment history. Steady income. With current employer over five years.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,443.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt includes:<br>Capital One auto loan, 13,000 (2.9% fixed) - 322/mo<br>Chase credit card, 7,200 (17.24% purchases/19.24% advances) - 200/mo<br>Citi credit card, 13,200 (11.74%) - 200/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt includes:<br>Capital One auto loan, 13,000 (2.9% fixed) - 322/mo<br>Chase credit card, 7,200 (17.24% purchases/19.24% advances) - 200/mo<br>Citi credit card, 13,200 (11.74%) - 200/mo |
Which debts do you plan to pay off with this loan? | Loan will solely be used to pay off credit card debt as the high balances is having a huge negative impact to my credit score. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are approximately 2,300/mo including rent, utilities, cellular phone, automobile insurance and food. |
Please explain the reason why you carry a large revolving credit balance. | The large credit cards balances are primarily from purchases of furniture and appliances when I decided to replace majority of old household items after moving in to my current apartment, approximately a year and a half ago. At the time I anticipated paying the off the balances within two years however an unforeseen event interrupted the plan. A member of the household was affected by employment downsizing, leaving myself and another the burden of providing additional financial contribution to the household. Thus, the credit balances were neglected for some time. Rest assured, the issue has been resolved and all household members currently have healthy employment statuses. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a deliquency. |
Member Payment Dependent Notes Series 1047556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047556 |
$16,000 |
$16,000 |
17.27% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047556. Member loan 1047556 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | The Salvation Army | Debt-to-income ratio: | 10.91% |
Length of employment: | 10+ years | Location: | FRESNO, CA |
Home town: | |||
Current & past employers: | The Salvation Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > The primary reason for this loan is to pay $12,000 to the IRS without having to involve my employer. Any additional money will go to pay down a higher interest credit card (29.99%). Thank you for considering me.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $17,289.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1047572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047572 |
$10,000 |
$10,000 |
6.03% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047572. Member loan 1047572 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | UnitedHealthCare Student Resources | Debt-to-income ratio: | 12.29% |
Length of employment: | 7 years | Location: | Plano, TX |
Home town: | |||
Current & past employers: | UnitedHealthCare Student Resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I have a full-time job in IT and was working from 7 years for the same company. I was planning to use the funds to pay-off some of the other debts.<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,844.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay-off other personal loan. |
What is your intended use for the loan proceeds? | Pay-off other personal loan. |
Member Payment Dependent Notes Series 1047606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047606 |
$18,000 |
$18,000 |
11.71% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047606. Member loan 1047606 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Krispy Kreme | Debt-to-income ratio: | 2.10% |
Length of employment: | 4 years | Location: | Richmond , VA |
Home town: | |||
Current & past employers: | Krispy Kreme | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I have been employed with a very stable corporation going on my 4th year now. I am looking to purchase a house, I have excellent track record of paying everything on time which includes excellent credit score, steady income, no previous defaults/bankruptcies, low debt/income ratio, clean background check. Please consider me for this loan as you will not be disappointed. Thank you!<br> Borrower added on 12/01/11 > We are in a dier need for a decent used vehicle as well and some other day to day necessities, this loan will not only give us a big push but it will also serve as a way to make life a little easier and to get on our feet again. Thanks to all the Lending Club community.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,188.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly: $690, no car payment...only gas $30-$40 a week. Utilities: $120, phone: $45, ins. $15/month. Food: $150...I spend a lot of time with family and I don't cook so food is never an issue. This equals $1060 give or take a little. Thanks! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Hello and thank you for asking. I am planning on using about 5k of the money towards purchasing a reliable vehicle. The rest of it will go towards buying a house and furnishing it. Thank you and I hope I answered your question. |
Member Payment Dependent Notes Series 1047612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047612 |
$24,250 |
$24,250 |
24.11% |
1.00% |
December 13, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047612. Member loan 1047612 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | Medical Management Options | Debt-to-income ratio: | 12.27% |
Length of employment: | 1 year | Location: | Prairieville, LA |
Home town: | |||
Current & past employers: | Medical Management Options | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > We will be using this load to consolidate our credit card debt. By doing this we will be able to pay off our credit card debt much sooner. I have a very stable job and have lived in our home for over 6 years. We are current on all of our obligations and look forward to reducing our liabilities.<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | My current balance is $20,000 and average interest rate is 28%. Our monthly payments are $600 currently |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly mortgage is $1100, utilities are $200. Our insurance and taxes are included in our monthly mortgage. We do not have a home equity loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly mortgage is $1100, utilities are $200. Phone, including cell, is at $200 and we spend roughly $400-$500 per month on food items. Our insurance is captured in our monthly mortgage. |
Please explain the reason why you carry a large revolving credit balance. | I have applied for this loan to pay off all of my credit cards, my interest rate is high on my current credit cards and it is making it impossible to lower the revolving credit balance. With this consolidation I will be on a fixed plan to pay this debt off. Thank you for your help. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover $11,000 30% $250 monthly minimum payment<br>Visa $8,000 28% $250 monthly minimum payment<br>MasterCard $4,000 27% monthly minimum payment |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | We currently pay $650 montly on our credit cards, this loan will allow us to consolidate into one loan with the same payment but be on a fixed plan to pay the debt off. We will be eliminating out credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only use for this loan is for credit card consolidation to get on a fixed plan to pay off the debt. |
Member Payment Dependent Notes Series 1047644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047644 |
$30,000 |
$30,000 |
18.64% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047644. Member loan 1047644 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Sunrise Home Health | Debt-to-income ratio: | 12.69% |
Length of employment: | 10+ years | Location: | dallas, TX |
Home town: | |||
Current & past employers: | Sunrise Home Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I have an extremely stable job, excellent credit history and merely want to pay off my revolving credit and pay it off in 5 years!!!<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $25,482.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $7000.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $7000 |
If you have a delinquency in the last 2 years, please explain the reason. | Not applicable |
Please explain the reason why you carry a large revolving credit balance. | Major medical expense |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express $18,000<br>Sam's Club $300<br>Banana Republic Visa $5000 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $26,000 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $900 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not applicable |
What is your intended use for the loan proceeds? | Pay off credit card balances |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | american express $18,765 min payment $775.00 (interest rate 27.24%)<br>Visa $1000 min payment $100,00 ( Interest deferred until Jan 2012)<br>Master Card $3224 min payment $160 (Interest rate 22.9%)<br> Visa $4460 min payment$134.00 (Interest rate 23.99%)<br>Select Comfort $1085 min payment $100 (Interest deferred til May 2012) |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file |
Member Payment Dependent Notes Series 1047705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047705 |
$28,100 |
$28,100 |
17.58% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047705. Member loan 1047705 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,767 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 23.10% |
Length of employment: | 5 years | Location: | Vauxhall, NJ |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I plan to use these funds to consolidate debt and provide a savings cushion. I have good credit and have a proven history of paying my bills on time. I am paying my auto loan off this month, 1 year earlier than my 60 month term. I have a stable work history. I originally attained my current job while finishing graduate school and i am still employed 5 years later.<br> Borrower added on 12/02/11 > I want to thank all the investors that funded my loan and all potential investors as well. This is a great platform for lending. I just wanted to reiterate that I have a flawless history of paying all my bills on time and I have never had any delinquent or derogatory accounts. As I mentioned in my earlier post I have just paid off my auto loan. I was paying $644 a month so the monthly payment for this loan is only $63.16 more. I have applied for this loan to consolidate my debt but even with my current debt I can afford this loan. I have requested the loan so that I can clear all my debt obligations at once and focus on paying this loan and saving more money for retirement. Again I appreciate everyone’s help on my road to becoming debt free.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off credit card debt, college tuition bill, and second car auto loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card balances totaling over $12,000 with interest rates ranging 13%-25% and over $50,000 in student loans. In addition I want to pay off a $5,000 tuition bill and a $10,000 second car auto loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card balances totaling over $12,000 with interest rates ranging 13%-25% and over $50,000 in student loans. In addition I want to pay off a $5,000 tuition bill and a $10,000 second car auto loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card balances totaling over $12,000 with interest rates ranging 13%-25% and over $50,000 in student loans. In addition I want to pay off a $5,000 tuition bill and a $10,000 second car auto loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly rent, transportation, insurance, food expenses etc. are about $1500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card balances totaling over $12,000 with interest rates ranging 13%-25% and over $50,000 in student loans. In addition I want to pay off a $5,000 tuition bill and a $10,000 second car auto loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card balances totaling over $12,000 with interest rates ranging 13%-25% and over $50,000 in student loans. In addition I want to pay off a $5,000 tuition bill and a $10,000 second car auto loan. |
Member Payment Dependent Notes Series 1047743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047743 |
$25,000 |
$25,000 |
17.58% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047743. Member loan 1047743 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | City of Orland | Debt-to-income ratio: | 18.85% |
Length of employment: | 10+ years | Location: | WILLOWS, CA |
Home town: | |||
Current & past employers: | City of Orland | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > I plan using the funds to consolidating my credit cards.<br><br> Borrower added on 11/29/11 > I will be using the funds to Consolidate my credit cards<br> Borrower added on 12/02/11 > If I can consolidate my Credit Cards and make one monthly payment at a lower interest it will allow me to catch up and not be stretched so thin. I won't have a problem making my monthly payments and may be able to pay the loan off quicker. <br> Borrower added on 12/09/11 > To all of you that are willing to help me with your loan I am so grateful… Your loan allows me to achieve my goal of becoming debit free... Thank You!!<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $23,624.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | personal/life issues that have popped up and can’t seem to get caught up |
What is the total balance of your credit cards, interest rates and current monthly payments? | approx $23,500/ int rate 15-29% monthly payments made approx $800.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master Card=Bal: $5120.00 Int Rate 15.24% payment $40.00<br>Visa=Bal $14,900 Int Rate 15-29% payment $420.00<br>Master Card: Bal $1500.00 25% payment $50.00<br>Master Card Bal $2000.00 0% Payment $50.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all together expenses are approx. $1800.00 |
Member Payment Dependent Notes Series 1047765
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047765 |
$35,000 |
$35,000 |
19.42% |
1.00% |
December 12, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047765. Member loan 1047765 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,333 / month |
Current employer: | Huron Consulting Group | Debt-to-income ratio: | 11.41% |
Length of employment: | 8 years | Location: | Alpharetta, GA |
Home town: | |||
Current & past employers: | Huron Consulting Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/29/11 > Loan will be used for investing in business<br><br> Borrower added on 11/29/11 > Loan to be used for investing in business<br> Borrower added on 12/02/11 > Thank you for believing in this investment opportunity. I believe in it too. With these funds I will be able to become a part of great destiny with a great company. Thank you Thank you Thank you<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $4,808.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan will be used to buy in and invest in a consulting business where I will be a Partner. I have the opportunity to invest in the new business. <br>I am a good candidate for this loan because I am steady high income with no foreclosures or Bankruptcies; No Outstanding obligations that cannot be met. With no prepayment penalty, the plan is to payoff the Loan prior to the end of the term. |
What type of business are you starting? | Consulting - Techical accounting and Finance |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $2,900-$3,100 |
Can you provide some high level financials on the monthly costs / revenue of your business? | This is an MBO<br>Proforma Ann rev 2012 - $35Mill<br>Gross margin at 38%<br>EBITDA Margin at 14% |
Member Payment Dependent Notes Series 1047771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047771 |
$15,000 |
$15,000 |
7.90% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047771. Member loan 1047771 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,417 / month |
Current employer: | Ohio State University | Debt-to-income ratio: | 10.64% |
Length of employment: | 10+ years | Location: | Marysville, OH |
Home town: | |||
Current & past employers: | Ohio State University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Putting a mudroom/laundary room on the house. |
Member Payment Dependent Notes Series 1047935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047935 |
$16,000 |
$16,000 |
11.71% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047935. Member loan 1047935 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,071 / month |
Current employer: | US Department of Education | Debt-to-income ratio: | 6.56% |
Length of employment: | < 1 year | Location: | Silver Spring, MD |
Home town: | |||
Current & past employers: | US Department of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > Having this loan funded will allow me to finish the kitchen remodel that was started by the previous owner. I moved into my house almost two years ago and have been able to do smaller projects to improve my home for me and my family. Completing the kitchen is my last and biggest project. I’ve managed to save for the smaller projects on my own. My budget is about 650.00 per month and the terms on this loan are far below my monthly budget.<br><br> After participating as a borrower, I look forward to participating in lending club as an investor, once available in my area.<br><br>Thank you in advance with assisting me with remodeling my kitchen.<br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance - $282,755; Interest Rate - 3.25%; Monthly - 1,279; HELOC - $0 |
Member Payment Dependent Notes Series 1047952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047952 |
$13,000 |
$13,000 |
9.91% |
1.00% |
December 13, 2011 |
December 13, 2016 |
December 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047952. Member loan 1047952 was requested on November 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Modified Polymer Componets | Debt-to-income ratio: | 1.80% |
Length of employment: | 2 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Modified Polymer Componets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,839.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To help pay some unexpected bills. |
Please provide additional details regarding the purpose of the loan | To help pay unexpected expenses. |
Member Payment Dependent Notes Series 1047994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1047994 |
$15,000 |
$15,000 |
13.49% |
1.00% |
December 13, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1047994. Member loan 1047994 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | United States Postal Service | Debt-to-income ratio: | 18.84% |
Length of employment: | 7 years | Location: | DOUGLAS, GA |
Home town: | |||
Current & past employers: | United States Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > This is a debt consolidation loan with enough left to do some minor home improvement projects. My job is very secure (Union job). This will actually save me about 500 dollars a month and save me time when paying bills.<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,467.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 100 light bill 500 yr taxes 400 yr insurance |
Please explain the reason why you carry a large revolving credit balance. | unepected medical bills and home repairs |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | bank of america 160.00 16.24% 100.00 chase 3000.00 0% 200.00 <br>kohl's 2200.00 21.90% 100.00 city financial 1675.00 16% 100.00 |
Which debts do you plan to pay off with this loan? | all credit cards and loans |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit cards, loans, then home improvements |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 0.00 phone 25.00 car insurance 150.00 utlities 120.00 food 150.00 internet 75.00 |
Member Payment Dependent Notes Series 1048015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048015 |
$16,000 |
$16,000 |
12.42% |
1.00% |
December 13, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048015. Member loan 1048015 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Canon | Debt-to-income ratio: | 12.39% |
Length of employment: | 10+ years | Location: | HILLSIDE, NJ |
Home town: | |||
Current & past employers: | Canon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > Thank you<br> Borrower added on 12/01/11 > I'm very stable at my job for 12 years, I'm consolidating debt and I expect to pay more on the principle to pay off sooner.<br> Borrower added on 12/12/11 > It would be nice to get family X-mas gifts this year also.:)<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1048026
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048026 |
$7,800 |
$7,800 |
13.49% |
1.00% |
December 13, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048026. Member loan 1048026 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | The Weeks Lerman Group | Debt-to-income ratio: | 5.10% |
Length of employment: | 10+ years | Location: | West Hempstead , NY |
Home town: | |||
Current & past employers: | The Weeks Lerman Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $38,002.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3800 mortgage - 550 credit card minimum gas & electric 750 - cable, food & incidentals 1000 <br>have company car and phone |
Member Payment Dependent Notes Series 1048132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048132 |
$9,250 |
$9,250 |
9.91% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048132. Member loan 1048132 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | BAE SYSTEMS | Debt-to-income ratio: | 10.09% |
Length of employment: | 7 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | BAE SYSTEMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | fix my motorcicle,pay some credit card,make some purchase |
What are you buying? | motorcicle parts.pay mechanic work |
Member Payment Dependent Notes Series 1048164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048164 |
$10,000 |
$10,000 |
13.49% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048164. Member loan 1048164 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Concord Healthcare center | Debt-to-income ratio: | 10.10% |
Length of employment: | 4 years | Location: | Leominster, MA |
Home town: | |||
Current & past employers: | Concord Healthcare center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1048337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048337 |
$15,000 |
$15,000 |
10.65% |
1.00% |
December 13, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048337. Member loan 1048337 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Stanford Hospital & Clinics | Debt-to-income ratio: | 16.34% |
Length of employment: | 8 years | Location: | UNION CITY, CA |
Home town: | |||
Current & past employers: | Stanford Hospital & Clinics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total mothly payment of all credit cards is $700.00. Interest rates is between 21-23.75 % |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum is $ 500.00 but including this is more or less $900.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is - $ 1,032., Phone & cables, PG & E & Insurance-$200.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Master Card- $6,000.00 2. Discover Card- $2,600.00 Gap- $300.00 Macy's- $1,500.00 |
Member Payment Dependent Notes Series 1048392
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048392 |
$10,000 |
$10,000 |
15.27% |
1.00% |
December 7, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048392. Member loan 1048392 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Kelly Scientific Sercives | Debt-to-income ratio: | 3.64% |
Length of employment: | < 1 year | Location: | gaithersburg, MD |
Home town: | |||
Current & past employers: | Kelly Scientific Sercives | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I have a stable job, just need to consolidate debt from coming out of some life changing events. I am looking for a new beginning and being able to get rid of the debt is part of it.<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,565.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1048395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048395 |
$21,000 |
$21,000 |
7.51% |
1.00% |
December 12, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048395. Member loan 1048395 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,100 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.02% |
Length of employment: | n/a | Location: | Billings, MT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1962 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,491.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1048681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048681 |
$14,000 |
$14,000 |
19.91% |
1.00% |
December 12, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048681. Member loan 1048681 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Brim Tractor Co | Debt-to-income ratio: | 11.31% |
Length of employment: | 10+ years | Location: | FERNDALE, WA |
Home town: | |||
Current & past employers: | Brim Tractor Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I'm going to pay off my credit cards<br>My job is very stable. I've been there for almost 11 years and am well liked.<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $12,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $683.81 but I pay $700.00<br>Gas $100.00<br>Phone $131.53<br>Power $128.00<br>Food $500.00<br>Car ins. $65.00<br>Life ins. $21.44<br>Direct TV $61.49 |
Please explain the reason why you carry a large revolving credit balance. | With this loan, I plan to fix that. Most of the credit balance I have, I have had for a long time. Once you get the balance up there, it's hard to get it back down. I have been paying the balance down as much as possible, but everytime the balance went down a little, Something would come up and I would have to use the credit card. Like, the washing machine broke, or the oven broke, or the dish washer broke and soaked the floor, so I had to replace the dishwaser and the flooring. I noticed that wasn't working very well, so I have been paying the balance down less and putting money into savings, so I wouldn't have to use the credit card for emergencies. This current plan seems to be working well, over Thanksgiving, the well broke, so I had to have that fixed. Instead of using a credit card, I used the money I had saved up. That will work, put it will take a long time to get the credit cards paid off. With this loan, I will be able to lower my monthly bills by paying off the credit cards, so I will be able to put more in savings every month and not have to use my revolving credit anymore. |
Which debts do you plan to pay off with this loan? | I plan to pay off my 2 Chase Visa cards, my Lowes Visa, my Juniper Master Card, and my Capital One Visa |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Type debt balance interest rate Monthly Payments<br>Mortgage $61,270 700.00<br>Visa $1189.88 29.99% 50.00<br>Visa $3879.67 29.99% 107.00<br>Visa $935.43 17.90% 25.00<br>MC $2868.58 15.24% 61.47<br>MC $721.50 0% 66.00<br>Visa $3668.67 29.24% 165.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Type debt balance interest rate Monthly Payments<br>Mortgage $61,270 700.00<br>Visa $1189.88 29.99% 50.00<br>Visa $3879.67 29.99% 107.00<br>Visa $935.43 17.90% 25.00<br>MC $2868.58 15.24% 61.47<br>MC $721.50 0% 66.00<br>Visa $3668.67 29.24% 165.00 |
Please explain the reason why you carry a large revolving credit balance. | With this loan, I plan to fix that. Most of the credit balance I have, I have had for a long time. Once you get the balance up there, it's hard to get it back down. I have been paying the balance down as much as possible, but everytime the balance went down a little, Something would come up and I would have to use the credit card. Like, the washing machine broke, or the oven broke, or the dish washer broke and soaked the floor, so I had to replace the dishwaser and the flooring. I noticed that wasn't working very well, so I have been paying the balance down less and putting money into savings, so I wouldn't have to use the credit card for emergencies. This current plan seems to be working well, over Thanksgiving, the well broke, so I had to have that fixed. Instead of using a credit card, I used the money I had saved up. That will work, put it will take a long time to get the credit cards paid off. With this loan, I will be able to lower my monthly bills by paying off the credit cards, so I will be able to put more in savings every month and not have to use my revolving credit anymore. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Type debt balance interest rate Monthly Payments<br>Mortgage $61,270 700.00<br>Visa $1189.88 29.99% 50.00<br>Visa $3879.67 29.99% 107.00<br>Visa $935.43 17.90% 25.00<br>MC $2868.58 15.24% 61.47<br>MC $721.50 0% 66.00<br>Visa $3668.67 29.24% 165.00 |
Please explain the reason why you carry a large revolving credit balance. | With this loan, I plan to fix that. Most of the credit balance I have, I have had for a long time. Once you get the balance up there, it's hard to get it back down. I have been paying the balance down as much as possible, but everytime the balance went down a little, Something would come up and I would have to use the credit card. Like, the washing machine broke, or the oven broke, or the dish washer broke and soaked the floor, so I had to replace the dishwaser and the flooring. I noticed that wasn't working very well, so I have been paying the balance down less and putting money into savings, so I wouldn't have to use the credit card for emergencies. This current plan seems to be working well, over Thanksgiving, the well broke, so I had to have that fixed. Instead of using a credit card, I used the money I had saved up. That will work, put it will take a long time to get the credit cards paid off. With this loan, I will be able to lower my monthly bills by paying off the credit cards, so I will be able to put more in savings every month and not have to use my revolving credit anymore. |
Member Payment Dependent Notes Series 1048710
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048710 |
$7,000 |
$7,000 |
14.27% |
1.00% |
December 7, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048710. Member loan 1048710 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | ACG Design and Landscape | Debt-to-income ratio: | 12.18% |
Length of employment: | 4 years | Location: | UNION, KY |
Home town: | |||
Current & past employers: | ACG Design and Landscape | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $27,126.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1048874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048874 |
$12,000 |
$12,000 |
12.42% |
1.00% |
December 12, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048874. Member loan 1048874 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,550 / month |
Current employer: | jacksonville auto salvage | Debt-to-income ratio: | 14.00% |
Length of employment: | 10+ years | Location: | jacksonville, AR |
Home town: | |||
Current & past employers: | jacksonville auto salvage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > would like to pay off credit cards and pay back at lower intrest and pay off at earlier date<br><br> Borrower added on 11/30/11 > i am applying for loan to pay off high interst credit cards and get out of debt sooner<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1048877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048877 |
$4,800 |
$4,800 |
12.42% |
1.00% |
December 7, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048877. Member loan 1048877 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.88% |
Length of employment: | n/a | Location: | Kenner, LA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $3,578.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not been delinquent |
Please explain the reason why you carry a large revolving credit balance. | I am trying to eliminate all revolving credit babances through my personal loan. I had no idea how their interest system worked until now. |
Member Payment Dependent Notes Series 1048917
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048917 |
$12,000 |
$12,000 |
7.90% |
1.00% |
December 7, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048917. Member loan 1048917 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Parker Palm Springs | Debt-to-income ratio: | 4.80% |
Length of employment: | < 1 year | Location: | PALM SPRINGS, CA |
Home town: | |||
Current & past employers: | Parker Palm Springs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I plan on using the funds to pay off my Citibank Credit Cards and consolidate my debt. I currently pay more than the minimum each month. I have never missed a mortgage payment or a car payment. My auto loan is paid in full. I am currently employed at a stable job in the hotel business. I have been in the hotel businees for over 25 years. I was at the Ritz Carlton Hotel for 20 years and Hotel Zoso for 5 years with no gaps in employment. I have been at the Parker Meridian for 6 months and plan on staying there.<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $12,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidate credit card debt |
If you have a delinquency in the last 2 years, please explain the reason. | Never had a delinquency |
Member Payment Dependent Notes Series 1048930
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048930 |
$10,000 |
$10,000 |
13.49% |
1.00% |
December 12, 2011 |
December 14, 2016 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048930. Member loan 1048930 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,042 / month |
Current employer: | Beyond Housing | Debt-to-income ratio: | 25.51% |
Length of employment: | 2 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Beyond Housing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > I will use my loans to pay off the debt that I ran up during my graduate studies at one low rate. <br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,224.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt balance for my credit cards is roughly $10,000- my interest rates range from 15 to 18%. I pay monthly $300 towards my cards. I pay $200 in student loan payments- I am on a income based repayment plan. I have no mortgage- a rental payment of about $600. I make a payment for my car and insurance at roughly $275 a month. Having this fixed rate loan to pay off my credit card debt (that I needed to utilize while in grad school) would enable me to have a set schedule and pay it off, while being a place to out a little more into my 401K account. |
Member Payment Dependent Notes Series 1048941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1048941 |
$12,000 |
$12,000 |
6.62% |
1.00% |
December 7, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1048941. Member loan 1048941 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 26.16% |
Length of employment: | 7 years | Location: | College Point, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > I am currently trying to consolidate all debt into one payment to get rid of it once and for all!<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049026
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049026 |
$7,400 |
$7,400 |
16.77% |
1.00% |
December 12, 2011 |
December 14, 2014 |
December 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049026. Member loan 1049026 was requested on November 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Jpmorgan Chase | Debt-to-income ratio: | 19.91% |
Length of employment: | 2 years | Location: | Temecula, CA |
Home town: | |||
Current & past employers: | Jpmorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This is to consolidate my credit card so that I would only have to worry about one payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $500<br>Transportation: 100<br>Utilities: 0<br>Phone: $100<br>Insurance: $100<br>Food: $200 |
Which debts do you plan to pay off with this loan? | I plan to pay off all of my credit card debts and use the rest of it for family vacation. |
Please explain the reason why you carry a large revolving credit balance. | Credits card rates are too high |
Please explain the reason why you carry a large revolving credit balance. | Credits card rates are too high |
Member Payment Dependent Notes Series 1049134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049134 |
$5,000 |
$5,000 |
13.49% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049134. Member loan 1049134 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,650 / month |
Current employer: | allison smith company llc | Debt-to-income ratio: | 11.94% |
Length of employment: | < 1 year | Location: | rex, GA |
Home town: | |||
Current & past employers: | allison smith company llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > need loan for down payment and furniture<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,553.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I dont have a large revolving credit balance, no mortgage ,no car note, no credit card debt. |
Member Payment Dependent Notes Series 1049201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049201 |
$12,000 |
$12,000 |
19.03% |
1.00% |
December 9, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049201. Member loan 1049201 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Medco Health Solutions | Debt-to-income ratio: | 12.14% |
Length of employment: | 2 years | Location: | BLACKLICK, OH |
Home town: | |||
Current & past employers: | Medco Health Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > Thank you<br><br> Borrower added on 12/01/11 > I plan to use the funds to pay off my credit cards. What makes me a good borrower is that I pay my bills within a timely manner. <br> Borrower added on 12/05/11 > Monthly finances are as follows (approximate):<br><br>House payment: $1,072<br>Condo Dues: $130<br>Home Owner Insurance: $33<br>MasterCard: $65<br>Visa: $120<br>Cell Phone: $50<br>Internet: $35<br>Sears Card: $50<br>Electric/Water (combined): $120 (varies)<br>Gas Heat: $60 (varies)<br>Car Insurance: $59<br>Cable TV: $59<br>Student Loan: $180<br>Gasoline for car: $120 (depends on price of gas)<br>Food: $100 (approximate)<br>
A credit bureau reported the following information about this borrower member on November 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,047.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1.) Chase Freedom Visa (outstanding balance) $4,877.43 (interest rate) 15.24% (monthly payment) $120.00.<br><br>2.) Citi Mastercard (outstanding balance) $4,200.00 (interest rate) 6.74% (monthly payment) $65.00.<br><br>3.) Sears Card (outstanding balance) $1,700.00 (interest rate) 25.24% (monthly payment) $50.00.<br><br>4.) Sallie Mae/School Loan (outstanding balance) $14,192.28 (interest rate) 7.75% (monthly payment) $180.00.<br><br>5.) Metlife Home Loans (current principal balance) $139,880.94 (interest rate) 5.00% (monthly payment) $1,072.73. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $1,800.00/month in expenses. |
Which debts do you plan to pay off with this loan? | Citi MasterCard, Chase Freedom Visa, Sears card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1.) Chase Freedom Visa (outstanding balance) $4,877.43 (interest rate) 15.24% (monthly payment) $120.00.<br><br>2.) Citi Mastercard (outstanding balance) $4,200.00 (interest rate) 6.74% (monthly payment) $65.00.<br><br>3.) Sears Card (outstanding balance) $1,700.00 (interest rate) 25.24% (monthly payment) $50.00.<br><br>4.) Sallie Mae/School Loan (outstanding balance) $14,192.28 (interest rate) 7.75% (monthly payment) $180.00.<br><br>5.) Metlife Home Loans (current principal balance) $139,880.94 (interest rate) 5.00% (monthly payment) $1,072.73. |
Member Payment Dependent Notes Series 1049276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049276 |
$12,000 |
$12,000 |
6.03% |
1.00% |
December 12, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049276. Member loan 1049276 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | IBM | Debt-to-income ratio: | 9.65% |
Length of employment: | 6 years | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > I am consolidating my credit cards. I wanted a lower monthly rate so I can pay them off in full at a cheaper rate and faster. I have worked in my current job for the past six years and my job is very stable.<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,110.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049393
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049393 |
$12,000 |
$12,000 |
9.91% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049393. Member loan 1049393 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | southeastern container | Debt-to-income ratio: | 10.57% |
Length of employment: | 10+ years | Location: | luray, VA |
Home town: | |||
Current & past employers: | southeastern container | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $12,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Spouse pays the mortage, utilities and auto ins. my expenses are 200 for phone,cable and internet. approx 400 for groceries which is shared with spouse. No auto payment.Gas and auto maintenance about 150 mo. Credit cards about 400 mo. dr bills about 300 mo. These are what i want to consolidate into this loan. Thank you |
Please explain the reason why you carry a large revolving credit balance. | I had alot of unexpected medical expenses after insurance paid their part and i used my cards to pay them. Also i loaned some money to a relative and got a cash withdrawl on a card. This is what i want to pay with this loan. Thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 3500 on a 401k loan,approx 6000 on credit cards at 20percent interest |
Member Payment Dependent Notes Series 1049595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049595 |
$12,650 |
$12,650 |
17.27% |
1.00% |
December 12, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049595. Member loan 1049595 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,125 / month |
Current employer: | Pharmerica | Debt-to-income ratio: | 12.86% |
Length of employment: | 2 years | Location: | NORTH RICHLAND HILLS, TX |
Home town: | |||
Current & past employers: | Pharmerica | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > Loans is to consolidate credit cards and loan with other vendor in to one easy to manage payment. <br> Borrower added on 12/02/11 > in this order Card / Balance / minimum payment / interest rate<br><br>Visa - $2645 / $79 (revolves) / 22.9%<br>AmEx - $1302 / $35 / 13.24%<br>MC - $3887 / $82.17 (revolves) / 13.24%<br>MC - $2623 / $83.02 (revolves) / 25.74%<br>MC - $230 / $20 / 29.99%<br>MC - $226 / $15 / 21.74%<br><br>One Main Financial (aka Citi Financial) - $9883.06 (final payoff may possible be lower) / $322 / 23.2%<br><br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Here you go... in this order Card / Balance / minimum payment / interest rate<br><br>Visa - $2645 / $79 (revolves) / 22.9%<br>AmEx - $1302 / $35 / 13.24%<br>MC - $3887 / $82.17 (revolves) / 13.24%<br>MC - $2623 / $83.02 (revolves) / 25.74%<br>MC - $230 / $20 / 29.99%<br>MC - $226 / $15 / 21.74%<br><br>One Main Financial (aka Citi Financial) - $9883.06 (final payoff may possible be lower) / $322 / 23.2%<br><br>thank you for your question |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Here you go... in this order Card / Balance / minimum payment / interest rate<br><br>Visa - $2645 / $79 (revolves) / 22.9%<br>AmEx - $1302 / $35 / 13.24%<br>MC - $3887 / $82.17 (revolves) / 13.24%<br>MC - $2623 / $83.02 (revolves) / 25.74%<br>MC - $230 / $20 / 29.99%<br>MC - $226 / $15 / 21.74%<br><br>One Main Financial (aka Citi Financial) - $9883.06 (final payoff may possible be lower) / $322 / 23.2%<br><br>thank you for your question |
Please explain the reason why you carry a large revolving credit balance. | Could you repharse the question please? <br><br>in the mean time is a brake down of how the funds would be allocated<br><br>Here you go... in this order Card / Balance / minimum payment / interest rate<br><br>Visa - $2645 / $79 (revolves) / 22.9%<br>AmEx - $1302 / $35 / 13.24%<br>MC - $3887 / $82.17 (revolves) / 13.24%<br>MC - $2623 / $83.02 (revolves) / 25.74%<br>MC - $230 / $20 / 29.99%<br>MC - $226 / $15 / 21.74%<br><br>One Main Financial (aka Citi Financial) - $9883.06 (final payoff may possible be lower) / $322 / 23.2% |
Member Payment Dependent Notes Series 1049632
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049632 |
$18,000 |
$18,000 |
10.65% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049632. Member loan 1049632 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | US Dept of Veterans Affairs | Debt-to-income ratio: | 6.55% |
Length of employment: | 10+ years | Location: | TOPEKA, KS |
Home town: | |||
Current & past employers: | US Dept of Veterans Affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > A Bill Consolidation Loan<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $11,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049647
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049647 |
$6,000 |
$6,000 |
12.69% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049647. Member loan 1049647 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Douglas County Public Library | Debt-to-income ratio: | 15.31% |
Length of employment: | 10+ years | Location: | minden, NV |
Home town: | |||
Current & past employers: | Douglas County Public Library | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $15,348.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049675
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049675 |
$5,500 |
$5,500 |
7.90% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049675. Member loan 1049675 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,458 / month |
Current employer: | dr reynaldo godines | Debt-to-income ratio: | 17.62% |
Length of employment: | 10+ years | Location: | LAREDO, TX |
Home town: | |||
Current & past employers: | dr reynaldo godines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > this will help me improve my house and by some bills<br><br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $6,689.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049803 |
$8,200 |
$8,200 |
6.62% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049803. Member loan 1049803 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | S.L. King & Associates, Inc. | Debt-to-income ratio: | 2.09% |
Length of employment: | < 1 year | Location: | Dallas, GA |
Home town: | |||
Current & past employers: | S.L. King & Associates, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > Loan to stop foreclosure on a property that has a small debt owed and a significant sale value with a buyer. Anticipated sale of the property is 3 - 4 months.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $4,683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No |
What is your intended use for the loan proceeds? | Business opportunity on a foreclosure property. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage: $1,010 includes taxes and insurance<br>utilities: $200 average |
Please explain the reason why you carry a large revolving credit balance. | Do not normally carry a large revolving credit balance, incurred unexpected expenses within the last year. Return on investment will be used to diminish current debt including all of investment cost. |
Please describe your experience/familiarity with the business you are starting/started? | This is a one time business investment to stop a foreclosure process on a property in order to sell the property for or near appraised value versus a much smaller debt owed on the property. Currently two potential buyers. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Existing monthly costs is less than $500.00 I have other funds available but do not wish to use them due to tax costs. |
Member Payment Dependent Notes Series 1049832
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049832 |
$9,400 |
$9,400 |
15.27% |
1.00% |
December 13, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049832. Member loan 1049832 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,440 / month |
Current employer: | Revolution Granite | Debt-to-income ratio: | 0.74% |
Length of employment: | < 1 year | Location: | lowell, MA |
Home town: | |||
Current & past employers: | Revolution Granite | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > I would use the money to give as a down payment on a business I'm purchasing, I'm already putting some of my own money in but I need more.<br>The business is already running and is profitable, well known and has great reputation.<br>My dad had the same kind of business while I was growing up so I helped him on everything I could and was able to learn a lot by watching him manage his business.<br>For the first years in running the business I will make sure a percentage of the profit will be spent making extra payments on this loan.<br>My business partner is also putting his own money on the business and he has a lot of experience on the field and is already managing the business.<br><br>Feel free to contact me if you have any questions.<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses is $1,949.00 (Mortgage $653, home and auto insurance $85.00, utilities $190.00, groceries $130.00, phone $81.00, gas $160.00, miscellaneous $650.00) |
Member Payment Dependent Notes Series 1049844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049844 |
$9,250 |
$9,250 |
14.65% |
1.00% |
December 8, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049844. Member loan 1049844 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Myrtle Beach Pelicans | Debt-to-income ratio: | 24.96% |
Length of employment: | < 1 year | Location: | ROUND ROCK, TX |
Home town: | |||
Current & past employers: | Myrtle Beach Pelicans | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $20,844.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1049936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049936 |
$5,000 |
$5,000 |
10.65% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049936. Member loan 1049936 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Wayne Greenwald PC | Debt-to-income ratio: | 8.16% |
Length of employment: | 3 years | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | Wayne Greenwald PC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > Have been having trouble saving up enough money to move. I rent a room now and have to pay that and over 400 in storage fees. I have no other alternative but to get a loan and have already tried a bank.<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $7,130.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049941 |
$35,000 |
$35,000 |
7.90% |
1.00% |
December 12, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049941. Member loan 1049941 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $22,000 / month |
Current employer: | AMG Medical | Debt-to-income ratio: | 2.45% |
Length of employment: | < 1 year | Location: | Boynton Beach, FL |
Home town: | |||
Current & past employers: | AMG Medical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1049945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1049945 |
$4,000 |
$4,000 |
12.42% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1049945. Member loan 1049945 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Allstate | Debt-to-income ratio: | 17.69% |
Length of employment: | 10+ years | Location: | Jefferson, LA |
Home town: | |||
Current & past employers: | Allstate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,726.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1050056
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050056 |
$6,075 |
$6,075 |
17.27% |
1.00% |
December 7, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050056. Member loan 1050056 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,870 / month |
Current employer: | Hudson Abstract Services | Debt-to-income ratio: | 5.97% |
Length of employment: | 1 year | Location: | Tappan, NY |
Home town: | |||
Current & past employers: | Hudson Abstract Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > This is a business purchase that will be paid off a lot sooner. I am an incredibly good borrower and am looking forward to working with your company. Thanks!<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $658.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1050080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050080 |
$3,600 |
$3,600 |
6.62% |
1.00% |
December 13, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050080. Member loan 1050080 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Hill and Knowlton | Debt-to-income ratio: | 21.54% |
Length of employment: | 1 year | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Hill and Knowlton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Moved to the area not too long ago and had to incur expenses on my own. Working now to lower balance by paying off the debt ahead of schedule. |
Please explain the reason why you carry a large revolving credit balance. | Moved to the area not too long ago and had to incur expenses on my own. Working now to lower balance by paying off the debt ahead of schedule. |
Member Payment Dependent Notes Series 1050139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050139 |
$3,500 |
$3,500 |
6.62% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050139. Member loan 1050139 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,300 / month |
Current employer: | Christian Social Services | Debt-to-income ratio: | 0.76% |
Length of employment: | 10+ years | Location: | Land O Lakes, FL |
Home town: | |||
Current & past employers: | Christian Social Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1050212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050212 |
$16,500 |
$16,500 |
12.69% |
1.00% |
December 7, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050212. Member loan 1050212 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | LAMPE CHRYSLER DODGE JEEP RAM | Debt-to-income ratio: | 12.28% |
Length of employment: | 1 year | Location: | VISALIA, CA |
Home town: | |||
Current & past employers: | LAMPE CHRYSLER DODGE JEEP RAM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $18,354.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1050213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050213 |
$9,000 |
$9,000 |
10.65% |
1.00% |
December 9, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050213. Member loan 1050213 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,050 / month |
Current employer: | Hawaii Escrow & Title | Debt-to-income ratio: | 19.76% |
Length of employment: | 8 years | Location: | Waianae, HI |
Home town: | |||
Current & past employers: | Hawaii Escrow & Title | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $9,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay credit cards faster with lower interest rates |
What is your intended use for the loan proceeds? | Pay credit cards faster with lower interest rates |
Member Payment Dependent Notes Series 1050226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050226 |
$31,000 |
$31,000 |
19.42% |
1.00% |
December 12, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050226. Member loan 1050226 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Medversant Technologies | Debt-to-income ratio: | 13.47% |
Length of employment: | 2 years | Location: | cerrots, CA |
Home town: | |||
Current & past employers: | Medversant Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $131,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1050244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050244 |
$20,000 |
$20,000 |
7.90% |
1.00% |
December 9, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050244. Member loan 1050244 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Visual Goodness | Debt-to-income ratio: | 10.70% |
Length of employment: | 7 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Visual Goodness | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > I am looking to consolidate several credit cards and some student loan payments that have been a thorn in my side for years. I have a stable job in a stable industry and as my credit should reflect, I have been very good about making my payments on my existing debt. I am really just looking for a way to save a bit with and lock in a good fixed rate and make my life a bit easier with one monthly payment.<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1050256
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050256 |
$14,650 |
$14,650 |
22.35% |
1.00% |
December 12, 2011 |
December 15, 2016 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050256. Member loan 1050256 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Graphic pkg | Debt-to-income ratio: | 22.58% |
Length of employment: | 10+ years | Location: | Santa Clara, CA |
Home town: | |||
Current & past employers: | Graphic pkg | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,193.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | payoff credit cards and car loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 859.00 rent and utilities included<br>200.00 phone<br>133.00 insurance<br>200.00 food<br>150.00 ect. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have sent these twice already. I'm getting a little scared about putting information on this and your are not getting it. I sent the last 12/14/11 about 3:30 in the afternoon. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have sent these twice already. I'm getting a little scared about putting information on this and your are not getting it. I sent the last 12/14/11 about 3:30 in the afternoon. |
Which debts do you plan to pay off with this loan? | Merrik<br>S<br>Discover<br>Chase<br>shopNBC<br>HSN<br>Credit One<br>Orchard<br>Lowes<br>Seventh Ave.<br>K Jordan<br>Citgo<br>Shell<br>Chevron |
Which debts do you plan to pay off with this loan? | Merrik<br>S<br>Discover<br>Chase<br>shopNBC<br>HSN<br>Credit One<br>Orchard<br>Lowes<br>Seventh Ave.<br>K Jordan<br>Citgo<br>Shell<br>Chevron |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have sent these twice already. I'm getting a little scared about putting information on this and your are not getting it. I sent the last 12/14/11 about 3:30 in the afternoon. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have sent these twice already. I'm getting a little scared about putting information on this and your are not getting it. I sent the last 12/14/11 about 3:30 in the afternoon. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have sent these twice already. I'm getting a little scared about putting information on this and your are not getting it. I sent the last 12/14/11 about 3:30 in the afternoon. |
Member Payment Dependent Notes Series 1050309
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050309 |
$12,000 |
$12,000 |
14.65% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050309. Member loan 1050309 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 8.76% |
Length of employment: | 10+ years | Location: | Corona, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Thank you to all who invested. Easy invested money for you to make $$$ off of. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $10,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I haven't had any delinquecy within the past 2 years. I have greatly improved my credit within the last 3 years and the FICO reported by LendingClub is my LOWEST score via TransUnion at 678. The other 2 reporting agencies have my credit rating at 695 and 705 respectively. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1200 Rent, $200 car payment, $91 car insurance, approx $100 for electric and gas combined. My wife pays for food and Cell phone and her own car payment. My debt to income ratio is I believe around 8-9%. Pretty good. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance as of right now is $9800. Monthly payment(s) total approx $300 a month. Interest rates on the credit cards are 23% & 24.99%. |
Member Payment Dependent Notes Series 1050377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050377 |
$14,000 |
$14,000 |
17.58% |
1.00% |
December 8, 2011 |
December 15, 2014 |
December 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050377. Member loan 1050377 was requested on December 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | IM Flash Technologies | Debt-to-income ratio: | 14.75% |
Length of employment: | 4 years | Location: | Lehi, UT |
Home town: | |||
Current & past employers: | IM Flash Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > Plan to pay off my car loan and high interest credit cards to allow myself extra breathing room and save money.<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $21,584.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe about $23,000 in at least 4 credit cards interest ranging from 15-24% APR<br>Minimum monthly payment is around $750. |
If you have a delinquency in the last 2 years, please explain the reason. | I invested on a 2nd property in 2006 but its value kept on plummeting over the years I thought it was unwise to keep it. I made the decision to bail out last year and ruin my excellent credit rather than lose more money. The 2 delinquencies are for the 1st and 2nd mortgages of the same property. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe about $23,000 in at least 4 credit cards interest ranging from 15-24% APR<br>Minimum monthly payment is around $750. |
Member Payment Dependent Notes Series 1050460
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050460 |
$7,000 |
$7,000 |
6.03% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050460. Member loan 1050460 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Charles Hamilton ECA | Debt-to-income ratio: | 8.15% |
Length of employment: | 6 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Charles Hamilton ECA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am a first time mother and I need some extra things around the house. |
What is your intended use for the loan proceeds? | I am a first time mother and I need some extra things around the house. |
Member Payment Dependent Notes Series 1050535
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050535 |
$24,000 |
$24,000 |
16.77% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050535. Member loan 1050535 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,583 / month |
Current employer: | USDA Risk Management Agency | Debt-to-income ratio: | 15.34% |
Length of employment: | 10+ years | Location: | Kansas City, MO |
Home town: | |||
Current & past employers: | USDA Risk Management Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > While I have an excellent repayment record and have paid off over 1/2 of my debts in the past few years, I was rewarded with a large spike across most of my credit cards. I seek to consolidate all my highest interest rate loans and pay them off via this vehicle. Interest savings on these loans alone will allow me to pay off the smaller cards even faster.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,426.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | As my income grew my ability to charge grew and I just didn't think about how much this really cost me in pure interest till I finally woke up and started plunking all the detail into spreadsheets. I've spent the last couple of years trying to pay everything off. I had paid off 1/2 of my total consumer credit debt when the consumer legislation law was passed. Even though I had a good payment record virtually every creditor increased my interest rates to very high rates - I understand this was pretty common as a preemptive strike on the consumer rights legislation. The biggest part of the remaining debt are small home improvements I put on several cards (roof, gutters, storage shed, plumbing). All three have APRs of 29.99 and total approximately 17K of the requested loan. The remainder of the request was 3K in dental work and medical bills not covered by insurance; the balance is general consumer debt (clothing, household purchases, etc). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 0 student loans, lines of credit, or mortgage. All of my indebtedness is consumer debt though it does include charges for home improvements (gutters, roof, plumbing) and health care not covered by insurance (care credit):<br><br>Lowes 29.99 $218.00 $5,616.01<br>HSN Providian 23.24 $303.00 $10,302.36<br>CareCredit 29.99 $163.00 $2,152.14<br>Paypal Mastercard 23.99 $80.00 $2,296.80 <br>Chevy Chase 29.99 $80.00 $2,970.49 <br>Bank1 29.99 $155.00 $4,728.24<br>Bnk of America 25.49 $23.00 $747.65<br>Target Visa 20.24 $86.00 $1,885.35<br>Sears 20.4 $134.05 $4,848.04<br>Sears MC 25.24 $57.21 $0.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 0<br>Insurance (house) $100 Mo<br>Insurance (car) $100 Mo<br>Utilities $390<br>Transportation $125 Mo<br>Phone $57.21<br>Food $400 Mo<br>TimeShare Fee/Tax $100 Mo<br> Misc (clothes, cleaning products, toiletries, etc.) $230 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 0 student loans, lines of credit, or mortgage. All of my indebtedness is consumer debt though it does include charges for home improvements (gutters, roof, plumbing) and health care not covered by insurance (care credit):<br><br>Lowes 29.99 $218.00 $5,616.01<br>HSN Providian 23.24 $303.00 $10,302.36<br>CareCredit 29.99 $163.00 $2,152.14<br>Paypal Mastercard 23.99 $80.00 $2,296.80 <br>Chevy Chase 29.99 $80.00 $2,970.49 <br>Bank1 29.99 $155.00 $4,728.24<br>Bnk of America 25.49 $23.00 $747.65<br>Target Visa 20.24 $86.00 $1,885.35<br>Sears 20.4 $134.05 $4,848.04<br>Sears MC 25.24 $57.21 $0.00 |
Which debts do you plan to pay off with this loan? | Debt related to small home improvements I put on several cards (roof, gutters, storage shed, plumbing). All three have APRs of 29.99 and total approximately 17K of the requested loan. The remainder of the request was 3K in dental work and medical bills not covered by insurance; the balance is general consumer debt (clothing, household purchases, etc). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 0 student loans, lines of credit, or mortgage. All of my indebtedness is consumer debt though it does include charges for home improvements (gutters, roof, plumbing) and health care not covered by insurance (care credit):<br><br>Lowes 29.99 $218.00 $5,616.01<br>HSN Providian 23.24 $303.00 $10,302.36<br>CareCredit 29.99 $163.00 $2,152.14<br>Paypal Mastercard 23.99 $80.00 $2,296.80 <br>Chevy Chase 29.99 $80.00 $2,970.49 <br>Bank1 29.99 $155.00 $4,728.24<br>Bnk of America 25.49 $23.00 $747.65<br>Target Visa 20.24 $86.00 $1,885.35<br>Sears 20.4 $134.05 $4,848.04<br>Sears MC 25.24 $57.21 $0.00 |
Please explain the reason why you carry a large revolving credit balance. | As my income grew my ability to charge grew and I just didn't think about how much this really cost me in pure interest till I finally woke up and started plunking all the detail into spreadsheets. I've spent the last couple of years trying to pay everything off. I had paid off 1/2 of my total consumer credit debt when the consumer legislation law was passed. Even though I had a good payment record virtually every creditor increased my interest rates to very high rates - I understand this was pretty common as a preemptive strike on the consumer rights legislation. The biggest part of the remaining debt are small home improvements I put on several cards (roof, gutters, storage shed, plumbing). All three have APRs of 29.99 and total approximately 17K of the requested loan. The remainder of the request was 3K in dental work and medical bills not covered by insurance; the balance is general consumer debt (clothing, household purchases, etc). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 0 student loans, lines of credit, or mortgage. All of my indebtedness is consumer debt though it does include charges for home improvements (gutters, roof, plumbing) and health care not covered by insurance (care credit):<br><br>Lowes 29.99 $218.00 $5,616.01<br>HSN Providian 23.24 $303.00 $10,302.36<br>CareCredit 29.99 $163.00 $2,152.14<br>Paypal Mastercard 23.99 $80.00 $2,296.80 <br>Chevy Chase 29.99 $80.00 $2,970.49 <br>Bank1 29.99 $155.00 $4,728.24<br>Bnk of America 25.49 $23.00 $747.65<br>Target Visa 20.24 $86.00 $1,885.35<br>Sears 20.4 $134.05 $4,848.04<br>Sears MC 25.24 $57.21 $0.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 0<br>Insurance (house) $100 Mo<br>Insurance (car) $100 Mo<br>Utilities $390<br>Transportation $125 Mo<br>Phone $57.21<br>Food $400 Mo<br>TimeShare Fee/Tax $100 Mo<br> Misc (clothes, cleaning products, toiletries, etc.) $230 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 0<br>Insurance (house) $100 Mo<br>Insurance (car) $100 Mo<br>Utilities $390<br>Transportation $125 Mo<br>Phone $57.21<br>Food $400 Mo<br>TimeShare Fee/Tax $100 Mo<br> Misc (clothes, cleaning products, toiletries, etc.) $230 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 0 student loans, lines of credit, or mortgage. All of my indebtedness is consumer debt though it does include charges for home improvements (gutters, roof, plumbing) and health care not covered by insurance (care credit):<br><br>Lowes 29.99 $218.00 $5,616.01<br>HSN Providian 23.24 $303.00 $10,302.36<br>CareCredit 29.99 $163.00 $2,152.14<br>Paypal Mastercard 23.99 $80.00 $2,296.80 <br>Chevy Chase 29.99 $80.00 $2,970.49 <br>Bank1 29.99 $155.00 $4,728.24<br>Bnk of America 25.49 $23.00 $747.65<br>Target Visa 20.24 $86.00 $1,885.35<br>Sears 20.4 $134.05 $4,848.04<br>Sears MC 25.24 $57.21 $0.00 |
Member Payment Dependent Notes Series 1050657
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050657 |
$9,500 |
$9,500 |
7.51% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050657. Member loan 1050657 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Center ISD | Debt-to-income ratio: | 21.83% |
Length of employment: | 5 years | Location: | NACOGDOCHES, TX |
Home town: | |||
Current & past employers: | Center ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1050681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050681 |
$12,000 |
$12,000 |
14.65% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050681. Member loan 1050681 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | st.joseph's hospital | Debt-to-income ratio: | 15.98% |
Length of employment: | 7 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | st.joseph's hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > need loan to refinance credit card bill to avoid huge monthly interest and I will refer my friends if I am successful.<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $12.000.00<br>interest rate 25+%<br>$400.00+ |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $413.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance $12,450<br>interest rate 24%-29%<br>monthly payments $4,50.00-$6,70.00 |
Member Payment Dependent Notes Series 1050684
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050684 |
$7,000 |
$7,000 |
8.90% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050684. Member loan 1050684 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,917 / month |
Current employer: | Furniture Row Companies | Debt-to-income ratio: | 6.00% |
Length of employment: | 2 years | Location: | Joplin, MO |
Home town: | |||
Current & past employers: | Furniture Row Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $3,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1050726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050726 |
$5,000 |
$5,000 |
9.91% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050726. Member loan 1050726 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Swami International | Debt-to-income ratio: | 7.49% |
Length of employment: | 3 years | Location: | Inglewood, CA |
Home town: | |||
Current & past employers: | Swami International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $2,021.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Since i have most of my payments and accounts set up online the ones that dont send me an email statements and send paper statements only and dont allow automatic payments, i have forgotten a few times. I never forget accounts in which i have email reminders and automatic payments |
Member Payment Dependent Notes Series 1050758
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050758 |
$14,000 |
$14,000 |
10.65% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050758. Member loan 1050758 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | 22squared, inc | Debt-to-income ratio: | 15.38% |
Length of employment: | 3 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | 22squared, inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $8,464.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the past 2 years. |
Member Payment Dependent Notes Series 1050827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050827 |
$9,000 |
$9,000 |
7.51% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050827. Member loan 1050827 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,248 / month |
Current employer: | Atlantic Southeast Airline | Debt-to-income ratio: | 11.34% |
Length of employment: | 4 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Atlantic Southeast Airline | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Consolidate my credit card bills, so that I can have 1 payment instead of 3<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1050886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050886 |
$10,000 |
$10,000 |
18.25% |
1.00% |
December 13, 2011 |
December 16, 2016 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050886. Member loan 1050886 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Air Force | Debt-to-income ratio: | 20.46% |
Length of employment: | 4 years | Location: | colorado springs, CO |
Home town: | |||
Current & past employers: | Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation. |
Which debts do you plan to pay off with this loan? | My three credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My credit cards (which is what I'm paying off with this loan) are over 300 a month. Everything else adds up to around 2k a month. |
Please explain the reason why you carry a large revolving credit balance. | The large balance was due to helping a friend in need. He will eventually pay me back but it won't be anytime soon. Having a solid job in the military has allowed me to make all my payments on time, I just need to cut the monthly costs of the cards. Getting this loan will solve the problem. |
Member Payment Dependent Notes Series 1050893
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050893 |
$6,000 |
$6,000 |
12.42% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050893. Member loan 1050893 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,167 / month |
Current employer: | harts hardware | Debt-to-income ratio: | 26.68% |
Length of employment: | 7 years | Location: | Riverhead, NY |
Home town: | |||
Current & past employers: | harts hardware | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,887.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current minimum payment for all credit cards is around 300 a month. Including this loan the monthly payment will be around the same because the loan will pay off one of the cards |
Member Payment Dependent Notes Series 1050905
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050905 |
$6,000 |
$6,000 |
11.71% |
1.00% |
December 7, 2011 |
December 16, 2016 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050905. Member loan 1050905 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Adams & Wilson Development | Debt-to-income ratio: | 21.99% |
Length of employment: | 3 years | Location: | Goose Creek, SC |
Home town: | |||
Current & past employers: | Adams & Wilson Development | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > This loan in to help consolidate bills and finish paying off IRS taxes owed. Was at my last job 10 years, changed jobs 3.5 years ago but stayed in the same profession. Bonus's have been non existent in the last 3 years as had planned to use them to pay off debt. I have spent the last 7 years since I purchased my home paying my bills on time trying to correct prior low credit score. <br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1050921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050921 |
$5,000 |
$5,000 |
14.27% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050921. Member loan 1050921 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | American Search Partners/ The Wellington | Debt-to-income ratio: | 19.54% |
Length of employment: | 2 years | Location: | Plano, TX |
Home town: | |||
Current & past employers: | American Search Partners/ The Wellington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > Hello Everyone,<br>My family and I are are looking to consolidate a couple of high interest credit cards and this would be a great way to do it. <br><br>Thank you for your consideration. <br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | We have a couple of high interest credit cards with Chase and the loan will help us reduce our interest rate and knock out the debt faster. Thank you for your consideration. |
Member Payment Dependent Notes Series 1050934
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050934 |
$5,500 |
$5,500 |
7.51% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050934. Member loan 1050934 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,042 / month |
Current employer: | Bates Industries | Debt-to-income ratio: | 16.73% |
Length of employment: | 2 years | Location: | Hudson Falls, NY |
Home town: | |||
Current & past employers: | Bates Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I am renting an aprtment with 2 other roommates. The rent/utilities are combined for $250 a month. Credit is Very Good, and have never been late on one payment in over 5 years! |
Member Payment Dependent Notes Series 1050962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050962 |
$6,000 |
$6,000 |
9.91% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050962. Member loan 1050962 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Woodbolt Distribution | Debt-to-income ratio: | 21.64% |
Length of employment: | < 1 year | Location: | Keller, TX |
Home town: | |||
Current & past employers: | Woodbolt Distribution | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $27,710.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency. |
Member Payment Dependent Notes Series 1050978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1050978 |
$8,000 |
$8,000 |
7.90% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1050978. Member loan 1050978 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | aamco | Debt-to-income ratio: | 15.78% |
Length of employment: | 1 year | Location: | summerville, SC |
Home town: | |||
Current & past employers: | aamco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > Consolidate credit cards into one paymnet and get rid of them<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay of credit card and buy new couch for great room |
Member Payment Dependent Notes Series 1051011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051011 |
$12,000 |
$12,000 |
6.03% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051011. Member loan 1051011 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | T.G.I. Fridays | Debt-to-income ratio: | 16.63% |
Length of employment: | 3 years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | T.G.I. Fridays | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off some of my high interest rates. I have three of those and then at the same time i have a car paymant with a high interest rate that i will be able to pay off for once i get approved. With this loan i can pay off all my bills and have only one monthly paymant and that will be lending club. This would help me to cut down my expences for about $500,00 a month. |
Member Payment Dependent Notes Series 1051018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051018 |
$10,000 |
$10,000 |
14.27% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051018. Member loan 1051018 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Army National Guard | Debt-to-income ratio: | 24.34% |
Length of employment: | 10+ years | Location: | Spotsylvania, VA |
Home town: | |||
Current & past employers: | Army National Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I plan on building a garage extension, and a deck. Thank you!<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on building an extenstion to my garage, and a deck. |
Is the improvement to your primary residence or an investment property? | Primary residence. Thank you. |
Member Payment Dependent Notes Series 1051020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051020 |
$2,125 |
$2,125 |
8.90% |
1.00% |
December 9, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051020. Member loan 1051020 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.60% |
Length of employment: | n/a | Location: | HOOKETT, NH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $2,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Intended use is to pay off credit card debt (2150) to lower monthly payment from 257. mth to 68. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses total $3166. |
What is your intended use for the loan proceeds? | Intended use is to pay off credit card debt (2150) to lower monthly payment from 257. mth to 68. |
Member Payment Dependent Notes Series 1051063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051063 |
$10,000 |
$10,000 |
8.90% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051063. Member loan 1051063 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Pitney Bowes, Inc | Debt-to-income ratio: | 16.11% |
Length of employment: | 10+ years | Location: | Blue Springs, MO |
Home town: | |||
Current & past employers: | Pitney Bowes, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > we are using the funds to consolidation our current credit cards to a fixed APR.<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are $ 2,483/mo. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is ONLY being used for one purpose, and that is to consolidate our credit cards. We have 2 BOA CC & 1 Home Depot CC & a Discover CC that we will being paying off in full. Our outstanding debt totals up to my loan request amount of 10K. This will reduce our monthly expenses, and lower our APR. Thank you! |
Member Payment Dependent Notes Series 1051079
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051079 |
$2,400 |
$2,400 |
10.65% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051079. Member loan 1051079 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,590 / month |
Current employer: | direct sign wholesale | Debt-to-income ratio: | 21.67% |
Length of employment: | 8 years | Location: | aurora, CO |
Home town: | |||
Current & past employers: | direct sign wholesale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Payoff a credit card and get caught up on bills<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,699.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1051186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051186 |
$7,200 |
$7,200 |
11.71% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051186. Member loan 1051186 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | springfield restaurant group | Debt-to-income ratio: | 22.06% |
Length of employment: | < 1 year | Location: | NEW CASTLE, PA |
Home town: | |||
Current & past employers: | springfield restaurant group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $16,852.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquent accounts within the past 2 years. |
Member Payment Dependent Notes Series 1051328
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051328 |
$10,000 |
$10,000 |
6.03% |
1.00% |
December 12, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051328. Member loan 1051328 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,100 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.42% |
Length of employment: | n/a | Location: | Marshville, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Credit Card Refinancing<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1051349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051349 |
$5,000 |
$5,000 |
14.27% |
1.00% |
December 12, 2011 |
December 18, 2016 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051349. Member loan 1051349 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,417 / month |
Current employer: | Jacks pizza and wings | Debt-to-income ratio: | 12.85% |
Length of employment: | < 1 year | Location: | DECATUR, GA |
Home town: | |||
Current & past employers: | Jacks pizza and wings | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > The loan is to fund a move and to pay fo extra holiday expenses. My jo is very stable, and I have been working there for ten months<br> Borrower added on 12/06/11 > I just pit the deposit down and paid the first months rent. We will be moving in two weeks. This money is to pay for some new furniture and pay movers.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1051355
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051355 |
$6,000 |
$6,000 |
15.96% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051355. Member loan 1051355 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,264 / month |
Current employer: | San Quentin State Prison | Debt-to-income ratio: | 24.85% |
Length of employment: | 10+ years | Location: | Vallejo, CA |
Home town: | |||
Current & past employers: | San Quentin State Prison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $6,347.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | 77 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1051404
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051404 |
$3,500 |
$3,500 |
10.65% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051404. Member loan 1051404 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,808 / month |
Current employer: | Treasure Island | Debt-to-income ratio: | 12.40% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Treasure Island | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This is for a t-shirt / Charity Business |
What type of business are you starting? | This is for a t-shirt / Charity Business |
Member Payment Dependent Notes Series 1051409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051409 |
$10,000 |
$10,000 |
9.91% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051409. Member loan 1051409 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,200 / month |
Current employer: | Riverside County | Debt-to-income ratio: | 5.34% |
Length of employment: | < 1 year | Location: | Rialto, CA |
Home town: | |||
Current & past employers: | Riverside County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > I want to consolidate all my debt so I can only have one payment.<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $3,953.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1051410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051410 |
$4,000 |
$4,000 |
12.69% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051410. Member loan 1051410 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | IAC | Debt-to-income ratio: | 23.23% |
Length of employment: | 6 years | Location: | Toledo, OH |
Home town: | |||
Current & past employers: | IAC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $4,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards |
Which debts do you plan to pay off with this loan? | all of my credit cards |
Member Payment Dependent Notes Series 1051442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051442 |
$6,000 |
$6,000 |
13.49% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051442. Member loan 1051442 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.81% |
Length of employment: | 1 year | Location: | Ridgefield, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > This loan will help me pay off all my bills, I will then be free of debt and be able to pay off this loan within a year.<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $1,524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1051447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051447 |
$10,000 |
$10,000 |
17.27% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051447. Member loan 1051447 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Cheney brothers LLC | Debt-to-income ratio: | 12.62% |
Length of employment: | 5 years | Location: | Nantucket, MA |
Home town: | |||
Current & past employers: | Cheney brothers LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay of credit cards debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $500, Phone: $120, insurance: $75, All together with small bills, food, etc: $1500 |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex: $3000, BoA: $2000, other smaller credit cards: $4000 with apr 22.5-25%. Monthly payments are all together $250 plus amex full amount |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex: $3000, BoA: $2000, other smaller credit cards: $4000 with apr 22.5-25%. Monthly payments are all together $250 plus amex full amount |
Which debts do you plan to pay off with this loan? | Credit cards |
Please explain the reason why you carry a large revolving credit balance. | I had unexpected expenses for fixing my house that I had to cover with credit cards. Now I don't want to be behind with payments what can affect my credit score |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent, utilities: $500 |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $500, Phone: $120, insurance: $75, All together with small bills, food, etc: $1500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex: $3000, BoA: $2000, other smaller credit cards: $4000 with apr 22.5-25%. Monthly payments are all together $250 plus amex full amount |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | single purpose: pay of credit cards debt |
Which debts do you plan to pay off with this loan? | Credit cards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no mortgage |
If you have a public record on file, please briefly explain the event and its resolution. | no public record |
Please explain the reason why you carry a large revolving credit balance. | I had unexpected expenses for fixing my house that I had to cover with credit cards. Now I don't want to be behind with payments what can affect my credit score |
Member Payment Dependent Notes Series 1051470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051470 |
$1,000 |
$1,000 |
13.49% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051470. Member loan 1051470 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,333 / month |
Current employer: | MicroStrategy | Debt-to-income ratio: | 18.52% |
Length of employment: | 2 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | MicroStrategy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,808.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1051488
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051488 |
$6,500 |
$6,500 |
8.90% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051488. Member loan 1051488 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Rabobank, NA | Debt-to-income ratio: | 23.82% |
Length of employment: | 7 years | Location: | Buellton, CA |
Home town: | |||
Current & past employers: | Rabobank, NA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/02/11 > To Payoff a Personal Family Debt<br>
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan | To payoff personal loan to family member that was used for education purposes |
Member Payment Dependent Notes Series 1051492
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051492 |
$12,000 |
$12,000 |
10.65% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051492. Member loan 1051492 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | NBC Universal | Debt-to-income ratio: | 23.33% |
Length of employment: | 10+ years | Location: | ALHAMBRA, CA |
Home town: | |||
Current & past employers: | NBC Universal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,574.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1800 with rent utilities and credit card bills. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating my credit card payments. Right now I'm paying triple the minimum and this loan would lower my monthly payments by $150 and it would help me pay them off faster. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I tried to answer this question in detail, but the answer was too specific and I received an email stating that m answer was inappropriate. I am only allowed to say that I will be using this to consolidate my credit card debt. The monthly payment on this loan will be less than my current payments to my credit cards. |
Member Payment Dependent Notes Series 1051502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051502 |
$5,500 |
$5,500 |
10.65% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051502. Member loan 1051502 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,583 / month |
Current employer: | Martin County Library System | Debt-to-income ratio: | 22.30% |
Length of employment: | 3 years | Location: | Port St. Lucie, FL |
Home town: | |||
Current & past employers: | Martin County Library System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Renovating bathrooms/kitchen and a/c unit replacement |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $425-$500 including taxes, insurance, & utilities (no mortgage or home equity loan/LOC) |
What is the home improvement project you are planning? | Renovating bathrooms/kitchen and a/c unit replacement |
Is the improvement to your primary residence or an investment property? | Primary Residence |
What is the estimated current market value of your home? | According to Zillow: $124,000 |
Member Payment Dependent Notes Series 1051591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051591 |
$8,000 |
$8,000 |
9.91% |
1.00% |
December 8, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051591. Member loan 1051591 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.90% |
Length of employment: | n/a | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1051652
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051652 |
$12,000 |
$12,000 |
16.77% |
1.00% |
December 7, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051652. Member loan 1051652 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,708 / month |
Current employer: | Orbital Sciences Corporation | Debt-to-income ratio: | 19.50% |
Length of employment: | 2 years | Location: | FAIRFAX, VA |
Home town: | |||
Current & past employers: | Orbital Sciences Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $13,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: 1650.00 I pay 800.00 my husband pays the rest (he makes more than me so he takes on more of the rent) November 2011-August 2012 our rent will be paid for since he is currently on military orders. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a delinquency about 1 year and 3 months ago from my credit union. I was 2 months late on a car payment. I thought I had paid it, but I did not and it was reported on my credit. |
What is your intended use for the loan proceeds? | To consolidate and pay off revolving credit accounts |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Household rent is $1650, I pay $800 of that, my husband pays the remaining balance. November 2011-August 2012 our rent is paid for because he is currently on active duty in the military. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No, just for one purpose. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 23,500 Federal Student Loans (fixed at 3%), $180.00 monthly payment,<br>12,200 Car Loan (fixed 8%), $320.00 monthly,<br>5,200 Personal Loan (22%) $217.00 monthly,<br>11,800 (Various credit cards at 20%-30% interest) $600 monthly |
Which debts do you plan to pay off with this loan? | Revolving low limit/high interest credit cards |
Please explain the reason why you carry a large revolving credit balance. | When I first moved to this area 4 years ago I had a low salary (about 25,000 less than now) and a high rent (1,300 per month) that I was paying on my own. I was living right up to my means so I had to use the cards to pay for various un-budgeted expenses like car and medical. Most recently we paid for a small wedding and honemoon and I used credit cards to help pay for those expenses. |
If you have a public record on file, please briefly explain the event and its resolution. | No bankruptcies or settlements on file. |
Member Payment Dependent Notes Series 1051694
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051694 |
$12,000 |
$12,000 |
19.91% |
1.00% |
December 12, 2011 |
December 16, 2016 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051694. Member loan 1051694 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | WIPRO | Debt-to-income ratio: | 17.72% |
Length of employment: | 9 years | Location: | Henrico, VA |
Home town: | |||
Current & past employers: | WIPRO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balance $11200<br>Interest between 20.99 to 22%<br>Monthly minimum is around $450 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Please see my earler reply |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance 11,500<br>Interest Rate between 19% TO 22%<br>Current monthly minimum payments : $ 450+ |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses for Rent, Car, Insurance , Food & Utilities is around $2500 |
Please explain the reason why you carry a large revolving credit balance. | I had some medical bills mid this year, which i had used my cards to pay. |
Member Payment Dependent Notes Series 1051709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051709 |
$12,000 |
$12,000 |
12.69% |
1.00% |
December 12, 2011 |
December 16, 2014 |
December 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051709. Member loan 1051709 was requested on December 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Jenny Plath | Debt-to-income ratio: | 6.81% |
Length of employment: | 8 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Jenny Plath | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $7,056.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Yes, I do. If you look at my credit report I've paid everything on time. However, there is a credit card that I completely forgot to pay on time but as soon as I noticed it I paid right after. In another occasion I did a change of address and didn't receive the bill. However, I paid right away after I noticed the late invoice. |
What is your intended use for the loan proceeds? | There are few things that I'm planning to do with it. The first one is paying off high interest rate credit card. I did the math and it makes more sense ( in terms of interest rate) to get this loan and paying off the CC. The rest is to do some home improvements. |
Member Payment Dependent Notes Series 1051809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051809 |
$4,000 |
$4,000 |
18.64% |
1.00% |
December 9, 2011 |
December 17, 2016 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051809. Member loan 1051809 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | B&N Construction | Debt-to-income ratio: | 19.15% |
Length of employment: | 6 years | Location: | Wanamingo, MN |
Home town: | |||
Current & past employers: | B&N Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > I will be using this loan to consolidate some high interest credit cards so I have one payment instead of 3 or 4. I have never had a late payment on anything.<br> Borrower added on 12/04/11 > I need this to make eliminating the debt more manageable and less costly. <br> Borrower added on 12/05/11 > If I'm able to get this loan, the extra income that this loan will free up will go towards building up savings and back towards this loan to pay it off sooner. <br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,543.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The $14,000 would consolidate all credit card balances with interest rates ranging from 21%-26%. Right now monthly payments for the credit cards average $500. I have a student loan payment of $50/month for about another 3 years and a vehicle payment of $400 for 2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am currently living with my parents so I have no rent or utilities. No phone payment and gas is through my work. Auto insurance is $490 every 6 months. Around $200/month for food. |
Which debts do you plan to pay off with this loan? | I plan to use the loan to pay off 5 credit cards that have interest rates of over 20%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The $14,000 would consolidate all credit card balances with interest rates ranging from 21%-26%. Right now monthly payments for the credit cards average $500. I have a student loan payment of $50/month for about another 3 years and a vehicle payment of $400 for 2 years. |
Please explain the reason why you carry a large revolving credit balance. | I let my spending get out of hand. I would use a credit card to pay for everything and just didn't pay attention to how much I was racking up in debt. I fully understand how bad it is and am trying to get a new start. Luckily I have great parents who allow me to stay with them rent free so I can get started paying off the debt. No one wants to live with their parents at my age, but this is the position I put myself in, letting the spending get WAY out of hand. |
Member Payment Dependent Notes Series 1051845
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051845 |
$8,000 |
$8,000 |
11.71% |
1.00% |
December 12, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051845. Member loan 1051845 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | NES Overseas, LCC | Debt-to-income ratio: | 9.84% |
Length of employment: | 3 years | Location: | TOMBALL, TX |
Home town: | |||
Current & past employers: | NES Overseas, LCC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > This money will be used purchase cattle and feed.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1051899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051899 |
$12,000 |
$12,000 |
6.03% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051899. Member loan 1051899 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Research Triangle Institute | Debt-to-income ratio: | 8.06% |
Length of employment: | < 1 year | Location: | Morrisville, NC |
Home town: | |||
Current & past employers: | Research Triangle Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > Needed to purchase property. Excellent history of credit; <br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,852.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1051998
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1051998 |
$16,000 |
$16,000 |
12.42% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1051998. Member loan 1051998 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | CVS-Pharmacy | Debt-to-income ratio: | 10.14% |
Length of employment: | 10+ years | Location: | WASHINGTON, MI |
Home town: | |||
Current & past employers: | CVS-Pharmacy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $63,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I charged my cards up 2 years ago when I had my daughter, I have been back to work for a year and a half, and I just put the cards on the backburner due to 0% interest, which is ending soon. |
Please explain the reason why you carry a large revolving credit balance. | I charged my cards up 2 years ago when I had my daughter, I have been back to work for a year and a half, and I just put the cards on the backburner due to 0% interest, which is ending soon. |
Which debts do you plan to pay off with this loan? | My credit cards will no longer be 0% interest; I will pay off my credit cards before 20% interest hits. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage has 70,000 left on an original $140,000 15 year fixed 3.75%. Credit cards are 16,000. Student loan has $500 left. My car was 16,000 and I pay $250 a month for that. |
Please explain the reason why you carry a large revolving credit balance. | I charged my cards up 2 years ago when I had my daughter, I have been back to work for a year and a half, and I just put the cards on the backburner due to 0% interest, which is ending soon. |
Please explain the reason why you carry a large revolving credit balance. | I charged my cards up 2 years ago when I had my daughter, I have been back to work for a year and a half, and I just put the cards on the backburner due to 0% interest, which is ending soon. |
What is your intended use for the loan proceeds? | My credit cards will no longer be 0% interest; I will pay off my credit cards before 20% interest hits. |
Please explain the reason why you carry a large revolving credit balance. | I charged my cards up 2 years ago when I had my daughter, I have been back to work for a year and a half, and I just put the cards on the backburner due to 0% interest, which is ending soon. |
What is your intended use for the loan proceeds? | My credit cards will no longer be 0% interest; I will pay off my credit cards before 20% interest hits. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are mortgage $1450, car $250 + ins $85, electrical/gas $250-$400, daycare weekly $300, cell phone $70, 2 credit cards $400, life ins $35... um... gas for my car weekly $75, and the rest toward food and clothing for my 2 kids. |
Please explain the reason why you carry a large revolving credit balance. | I charged my cards up 2 years ago when I had my daughter, I have been back to work for a year and a half, and I just put the cards on the backburner due to 0% interest, which is ending soon. |
Member Payment Dependent Notes Series 1052008
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052008 |
$10,400 |
$10,400 |
16.77% |
1.00% |
December 12, 2011 |
December 17, 2016 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052008. Member loan 1052008 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Union County Public Schools | Debt-to-income ratio: | 9.86% |
Length of employment: | 5 years | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | Union County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I plan to use this loan to replace my wooden privacy fence adding to my home's curb appeal once the real estate industry improves. I have a stable job and I have never been late with my mortgage. I take my financial responsibilities seriously and am working to rectify past financial mistakes.<br><br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $6,825.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My main intention is to replace my wooden privacy fence that has become warped and dilapidated over the years with a PVC one. I want to improve the curb appeal of my home for future sale when the real estate and housing markets improve. In my original LendingClub application, I had also mentioned painting the exterior of my home, but have decided that using what's left over from the fence replacement should be used to pay off the credit card with the highest APR. I wonder if you are asking yourself, "Why does this person want to replace this fence now? Why not wait until more credit card debt is paid down?" I am doing this now because I am facing a deadline to fix this situation. |
Please explain the reason why you carry a large revolving credit balance. | Many years ago, I made some poor financial choices involving credit cards for which I am still paying.<br>For example, back then I did not realize the importance of keeping credit card balances below a certain percentage of the limit. I have learned a lot more financial responsibility in the ensuing years and have consistently chipped away at this debt. Unfortunately, this 'chipping away' is not happening fast enough, in my opinion, even with part time jobs. My goal is to keep learning from past mistakes and to continue working hard to pay off all of my debts by remaining within my budget. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: $1109<br>land line, cell phone, internet: $120<br>car insurance: $734 per year<br>homeowner's insurance: $430/year<br>utilities: $265<br>gas: $160<br>groceries: $200<br>savings: $200<br>Net pay per month: $3200.00 |
Is the improvement to your primary residence or an investment property? | It is for my primary residence. |
What is the home improvement project you are planning? | I am replacing a wooden privacy fence with one made of PVC materials. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the money to pay for replacing a wooden privacy fence with one made from PVC materials. What is left over will completely pay off a high interest rate credit card. Approximately 60% of the funds will cover the fence and 40% will pay off the credit card. |
Member Payment Dependent Notes Series 1052012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052012 |
$5,000 |
$5,000 |
6.03% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052012. Member loan 1052012 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Georgia ports authority | Debt-to-income ratio: | 4.21% |
Length of employment: | 10+ years | Location: | savannah, GA |
Home town: | |||
Current & past employers: | Georgia ports authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,289.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052061 |
$12,000 |
$12,000 |
14.27% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052061. Member loan 1052061 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Old Republic National Title | Debt-to-income ratio: | 19.94% |
Length of employment: | 1 year | Location: | INDIAN HEAD PARK, IL |
Home town: | |||
Current & past employers: | Old Republic National Title | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $21,480.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquenicies. I have kept up with everything. |
Member Payment Dependent Notes Series 1052063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052063 |
$7,200 |
$7,200 |
11.71% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052063. Member loan 1052063 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | City of Quincy | Debt-to-income ratio: | 7.57% |
Length of employment: | 8 years | Location: | Quincy, IL |
Home town: | |||
Current & past employers: | City of Quincy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | They are going towards a special assessment on a condo I own. I used my heloc on another property I purchased and unfortunately my bank has frozen all increases on lines of credit. I always pay my bills on time. Thank you. |
Member Payment Dependent Notes Series 1052102
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052102 |
$10,000 |
$10,000 |
13.49% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052102. Member loan 1052102 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | ILLINOIS SEC OF STATE | Debt-to-income ratio: | 17.18% |
Length of employment: | 5 years | Location: | MORTON GROVE, IL |
Home town: | |||
Current & past employers: | ILLINOIS SEC OF STATE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > TO PAY OFF HIGH INTEREST CREDIT CARDS.<br><br> Borrower added on 12/03/11 > CONSOLIDATION OF HIGH INTEREST CREDIT CARDS INTO ONE MONTHLY PAYMENT.<br><br><br> Borrower added on 12/03/11 > CONSOLIDATION OF HIGH INTEREST CREDIT CARDS WHICH WILL BE CLOSED, ACCORDINGLY.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $8700.00. 24.499 TO 29.99%. APPROXIMATELY $1250.00 A MONTH WITH NO LATE PAYMENTS IN HISTORY. |
Member Payment Dependent Notes Series 1052144
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052144 |
$6,000 |
$6,000 |
12.42% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052144. Member loan 1052144 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,208 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.92% |
Length of employment: | 9 years | Location: | cherokee village, AR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $3,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052155
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052155 |
$16,000 |
$16,000 |
7.90% |
1.00% |
December 12, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052155. Member loan 1052155 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,250 / month |
Current employer: | Tampa Korean United Methodist Church | Debt-to-income ratio: | 20.59% |
Length of employment: | < 1 year | Location: | TEMPLE TERRACE, FL |
Home town: | |||
Current & past employers: | Tampa Korean United Methodist Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052168 |
$4,200 |
$4,200 |
11.71% |
1.00% |
December 7, 2011 |
December 17, 2016 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052168. Member loan 1052168 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | MEBA | Debt-to-income ratio: | 10.48% |
Length of employment: | 10+ years | Location: | SELMA, AL |
Home town: | |||
Current & past employers: | MEBA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $3,395.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1052179
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052179 |
$1,500 |
$1,500 |
14.27% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052179. Member loan 1052179 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Alma de Cuba | Debt-to-income ratio: | 9.45% |
Length of employment: | 1 year | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Alma de Cuba | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $7,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Buying new computer for family. With holidays around corner just a little tight on cash and interest here is less than on credit cards. |
Member Payment Dependent Notes Series 1052184
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052184 |
$15,000 |
$15,000 |
7.51% |
1.00% |
December 9, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052184. Member loan 1052184 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,708 / month |
Current employer: | Bay Pines VA Healthcare Systems | Debt-to-income ratio: | 26.75% |
Length of employment: | 3 years | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | Bay Pines VA Healthcare Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Stop revolving credit card interest charges forever. A plan to pay off all and become totally debt free in 3 years<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,681.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current total monthly expenses are approximately $1450, which includes payments credit cards, health insurance and automobile insurance on entire household as well as my life insurance policies. |
What is your intended use for the loan proceeds? | Pay off credit cards revolving cards that cary high interest rates |
Please explain the reason why you carry a large revolving credit balance. | Used credit cards to make purchases for daughter's wedding and have been working dilligently to pay that down. |
Member Payment Dependent Notes Series 1052195
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052195 |
$14,150 |
$14,150 |
12.69% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052195. Member loan 1052195 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Benchmark Hospitality International | Debt-to-income ratio: | 13.35% |
Length of employment: | 3 years | Location: | ADDISON, TX |
Home town: | |||
Current & past employers: | Benchmark Hospitality International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > Loan being used to pay off high interest revolving credit card accounts.<br> Borrower added on 12/03/11 > I plan on making accelerated payments to be able to pay this off within 2 years. I already make higher payments on these credit cards together than I will be paying due to the high rates.<br> Borrower added on 12/05/11 > My current job that I have been at for almost three years just signed to be the contractor for another 5 years.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,990.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052218
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052218 |
$12,000 |
$12,000 |
18.25% |
1.00% |
December 12, 2011 |
December 17, 2016 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052218. Member loan 1052218 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | TE Connectivity | Debt-to-income ratio: | 15.16% |
Length of employment: | 10+ years | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | TE Connectivity | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > Hello Lender! I am a very reliable person who needs a little finanicial assistance to take care of an immediate obligation. I appreciate any assistance you can provide.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,476.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I would like to pay off 4 high interest credit cards and $3000 on a tax bill. My goal is to consolidate so that I can pay the financial obligation down faster. My goal is to have a higher credit score and lower all of my bills so that I can comfortably afford to buy a house in the next year. Tired of paying someone elses mortgage! |
What is your intended use for the loan proceeds? | High interest credit card consolidation. Would like to buy a house in the next year. Need to bring credit score up by minimizing debt. I also want to be in a position that is comfortable when I become a home owner. |
Which debts do you plan to pay off with this loan? | I would like to pay off 4 high interest credit cards and $3000 on a tax bill. My goal is to consolidate so that I can pay the financial obligation down faster. My goal is to have a higher credit score and lower all of my bills so that I can comfortably afford to buy a house in the next year. Tired of paying someone elses mortgage! |
Member Payment Dependent Notes Series 1052220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052220 |
$16,000 |
$16,000 |
14.65% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052220. Member loan 1052220 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Zone Striping | Debt-to-income ratio: | 4.99% |
Length of employment: | 7 years | Location: | Lindedwold, NJ |
Home town: | |||
Current & past employers: | Zone Striping | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Loan is to pay off debt only and with loan amount along with income tax return I will be able to eliminate approx $850 a month!!!!! In school loans and credit cards. <br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,290.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My wife has 2 high Interest Credit cards one with a 4,000.00 balance (Capital One) and all last year I threw a minimum of 100.00 a month at it and that barely lowers the balance. She also has 3 school loans (FedLoan, Wachovia,ACS) and a MasterCard balance of 2050.00 (were a team now right!) there are also store cards Target and Babies R US they will also be consolodated with this loan I have a Chase Card with a 3000.00 balance My wife does work and is finishing school. This loan will consolodate 8 monthly bills totaling $610.00a month to 1 payment of $550.00. May not seem like much but in early March when my Income check come in I will have a good savings again. (having a baby is tough) thankyou |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | For this Consolodation Loan My wife and I have<br>Credit Cards Balance interest rate monthly payment<br><br>Capital One $4149.53 17.90 $115-$150 note $712.95 paid in interest this year on this card<br>Master Card $2149.86 ? $50-100<br>Target $907.74 ? $50<br>Babies R US $618.99 ? $50<br>Slate $3081.95 0 $100-150<br><br>School Loans <br><br>ACS $2995.40 6.2 $50 <br>Wachovia $2994.28 6 $50 <br>Fed Loan $2987.83 6 $50<br><br>Joint Loan<br><br>One Financial $6822.98 12 $222<br><br>Mortage<br>Citi Mortage $185,891 5.5 $1510.10<br><br>This Consolidation Loan will eliminate 8 monthly payments of approx $610.00 or more into 1 $550.00 payment every month. |
Which debts do you plan to pay off with this loan? | My wife has 2 high Interest Credit cards one with a 4,000.00 balance (Capital One) and all last year I threw a minimum of 100.00 a month at it and that barely lowers the balance. She also has 3 school loans (FedLoan, Wachovia,ACS) and a MasterCard balance of 2050.00 (were a team now right!) there are also store cards Target and Babies R US they will also be consolodated with this loan I have a Chase Card with a 3000.00 balance My wife does work and is finishing school. This loan will consolodate 8 monthly bills totaling $610.00a month to 1 payment of $550.00. May not seem like much but in early March when my Income check come in I will have a good savings again. (having a baby is tough) thankyou |
Member Payment Dependent Notes Series 1052225
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052225 |
$16,000 |
$16,000 |
14.65% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052225. Member loan 1052225 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Wallingford Pediatfics, PLLC | Debt-to-income ratio: | 19.44% |
Length of employment: | 4 years | Location: | SHORELINE, WA |
Home town: | |||
Current & past employers: | Wallingford Pediatfics, PLLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1052234
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052234 |
$3,000 |
$3,000 |
17.58% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052234. Member loan 1052234 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,717 / month |
Current employer: | MHP Builders Inc. | Debt-to-income ratio: | 6.78% |
Length of employment: | 3 years | Location: | PHELAN, CA |
Home town: | |||
Current & past employers: | MHP Builders Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $2,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052329 |
$9,000 |
$9,000 |
7.90% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052329. Member loan 1052329 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Central Washington University | Debt-to-income ratio: | 12.48% |
Length of employment: | 7 years | Location: | CLE ELUM, WA |
Home town: | |||
Current & past employers: | Central Washington University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052358 |
$6,000 |
$6,000 |
6.62% |
1.00% |
December 13, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052358. Member loan 1052358 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.20% |
Length of employment: | 5 years | Location: | Englewood, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1052360
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052360 |
$7,000 |
$7,000 |
8.90% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052360. Member loan 1052360 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,133 / month |
Current employer: | RML Specialty Hospital Hinsdale | Debt-to-income ratio: | 7.97% |
Length of employment: | < 1 year | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | RML Specialty Hospital Hinsdale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I will be using these funds to pay down higher interest rate credit card debt.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,060.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052370 |
$7,000 |
$7,000 |
10.65% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052370. Member loan 1052370 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Miller & Wright Architects | Debt-to-income ratio: | 18.16% |
Length of employment: | 3 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Miller & Wright Architects | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/12/11 > Debt consolidation.<br><br> Borrower added on 12/12/11 > The loan is to pay off high interest credit cards.<br>I have had a stable job for 3+ years and I'm looking to maintain and improve my good credit.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $4,170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052379
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052379 |
$15,000 |
$15,000 |
6.03% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052379. Member loan 1052379 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,980 / month |
Current employer: | GGS Technical Publications | Debt-to-income ratio: | 9.12% |
Length of employment: | 2 years | Location: | Pleasant Garden, NC |
Home town: | |||
Current & past employers: | GGS Technical Publications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > I am adding a spa and extending the roof line of my home over a new concrete patio that I funded out of my own pocket. The patio is 935 sq ft, approximately 700 sq ft will be covered by the roof extension. If there are any funds left over, I will use them on landscaping around the new patio.<br><br> Borrower added on 12/03/11 > I have just completed a 935 sq ft cement patio funded out of my own pocket. I plan to add a Thermo Spa and extend the roof line of my home over it. If there are any funds left, I plan to use them on landscaping around the new structure.<br><br> Borrower added on 12/03/11 > I have worked as a contractor for the same company since March of 2008. I have a high credit score and low debt. My mortgage payment is very low, only 14% of my monthly income.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,582.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the estimated current market value of your home? | The VA appraised it at 90K in August of 2009. |
Member Payment Dependent Notes Series 1052394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052394 |
$6,000 |
$6,000 |
10.65% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052394. Member loan 1052394 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | us postal service | Debt-to-income ratio: | 9.43% |
Length of employment: | 10+ years | Location: | geneva, OH |
Home town: | |||
Current & past employers: | us postal service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Funds are needed for car repairs and possible purchase of new vehicle. Don't have extra cash in hand to take care of this. There are no late or missed payments in my credit history. Job is stable and debt to income ratio is 24%.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,851.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 86.80% | Months Since Last Record: | 88 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052446 |
$12,000 |
$12,000 |
18.25% |
1.00% |
December 13, 2011 |
December 18, 2016 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052446. Member loan 1052446 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | FOSTER PRINTING | Debt-to-income ratio: | 17.20% |
Length of employment: | 10+ years | Location: | ORANGE, CA |
Home town: | |||
Current & past employers: | FOSTER PRINTING | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Going to pay off 2 credit cards. I have been at my current job since 1989. <br> Borrower added on 12/05/11 > I have never been late on a $26,500 line of credit about 5 years ago a $480 to $500 a month payment<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,112.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $4,500 an $3,000 on 2 credit cards an a mortgage of $2,100 monthly an a line of credit of $19,000 left. If i can pay off the 2 credit cards it will free up money for me to pay off my line of credit much faster |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent, car payment $250 month, utililties approx. $150 month, phone $150 month , INS. covered at work , food and misc. approx $450 month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $4,500 an $3,000 on 2 credit cards an a mortgage of $2,100 monthly an a line of credit of $19,000 left. If i can pay off the 2 credit cards it will free up money for me to pay off my line of credit much faster |
Please explain the reason why you carry a large revolving credit balance. | Court related from 4-5 years ago. Still trying to get that paid off. That"s what the big loan was for (line of credit) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards at $3,000 n $4,500 a line of credit at $19,000 n monthly payments of approx $3,000 |
Which debts do you plan to pay off with this loan? | my 2 outstanding credit cards |
Member Payment Dependent Notes Series 1052449
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052449 |
$5,000 |
$5,000 |
11.71% |
1.00% |
December 8, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052449. Member loan 1052449 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Pacific university | Debt-to-income ratio: | 13.78% |
Length of employment: | 6 years | Location: | FOREST GROVE, OR |
Home town: | |||
Current & past employers: | Pacific university | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > This loan will be used to consolidate existing bills so that I can have a single, reduced monthly payment at a lower APR.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,529.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | citi financial - $4,012.38 - APR 30.99% - $249.00<br>capital one - $936.28 - APR 19.99% - $25.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | consolidation to lower APR. previous question provides details. |
Member Payment Dependent Notes Series 1052485
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052485 |
$5,325 |
$5,325 |
12.42% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052485. Member loan 1052485 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.55% |
Length of employment: | n/a | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > I have a alot of credit card debt and I have been paying them off and cutting them up. I would like to pay off two of the larget ones and this loan would take care of that and then I can cut those up.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $8,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052510
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052510 |
$9,000 |
$9,000 |
14.27% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052510. Member loan 1052510 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | US Army | Debt-to-income ratio: | 15.93% |
Length of employment: | 2 years | Location: | BLACKSBURG, VA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,251.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Answered that in description... 3X Credit Cards -> Capital One, Discover, and USAA... Plan on cancelling Cap One and Discover keeping USAA at a lower interest bank credit card. |
Member Payment Dependent Notes Series 1052534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052534 |
$3,600 |
$3,600 |
12.42% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052534. Member loan 1052534 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Liberty Hospital | Debt-to-income ratio: | 16.44% |
Length of employment: | 5 years | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | Liberty Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have used them to take care of things. My daughter needed a car and also started college. Last year I paid off four cards, my goal was to do the same this yaer. With this loan I can payoff 5-6 cards and be alot happier. Life will be so much smoother and less stress. |
What is your intended use for the loan proceeds? | To payoff 5-6 cards. My goal at first of year was to do this, but it hasn't worked out. Last year I paid off 4 cards and wanted to get down to just a couple cards and with this loan I can do this. With what I am paying out and what the payment would be. I can start sending more to a couple other cards to get my self debt free. All with Lending Trees help. Would tell others they should try you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balances on cards I would like to get paid off are. One will be 488, another 1122, another 451, another 296, another 228, another 178, another 551, and one last one would be179. With all these near there limits I could clear and cut them up. And work on the other two cards I would still have one is at 978 and the other is at 1184. You would feel like you were heaven sent. Take care of goals and make the house hold stress free. Thank-You Lending Tree |
Member Payment Dependent Notes Series 1052545
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052545 |
$3,600 |
$3,600 |
18.25% |
1.00% |
December 8, 2011 |
December 17, 2016 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052545. Member loan 1052545 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | CCI Careers, Inc | Debt-to-income ratio: | 17.25% |
Length of employment: | 1 year | Location: | BROOMFIELD, CO |
Home town: | |||
Current & past employers: | CCI Careers, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,944.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt Consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $300 (utilities included)<br>Transportation: $120 gas $43 insurance<br>Cell Phone: $90<br>Food: $200<br>Student Loan: $212<br>Credit Card Payments: $335 (estimate as I pay more than minimum on some)<br>Incidentals (including entertainment, clothing, etc): $200 |
Which debts do you plan to pay off with this loan? | All the credit card debt and lump payment on student loan |
Please explain the reason why you carry a large revolving credit balance. | My financial situation has recently improved significantly over the last 12-18 months. Getting this loan to consolidate my debt is the first step in reducing those high credit balances that accrued while I was struggling to make ends meet. |
Member Payment Dependent Notes Series 1052586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052586 |
$2,000 |
$2,000 |
6.03% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052586. Member loan 1052586 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Quality Chrysler | Debt-to-income ratio: | 11.42% |
Length of employment: | 1 year | Location: | Hodges, SC |
Home town: | |||
Current & past employers: | Quality Chrysler | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Any additional questions anybody needs please feel free to ask.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,607.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | System will not let me enter a dollar amount. My expenses are low and do not live beyond my means at all, thank you. |
Member Payment Dependent Notes Series 1052607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052607 |
$4,200 |
$4,200 |
6.62% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052607. Member loan 1052607 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | MEDISYS | Debt-to-income ratio: | 21.91% |
Length of employment: | 10+ years | Location: | Richmong Hill, NY |
Home town: | |||
Current & past employers: | MEDISYS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052616 |
$8,400 |
$8,400 |
14.65% |
1.00% |
December 13, 2011 |
December 17, 2016 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052616. Member loan 1052616 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,251 / month |
Current employer: | A&A Sheetmetal Contractors Corp. | Debt-to-income ratio: | 8.14% |
Length of employment: | 6 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | A&A Sheetmetal Contractors Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I'm trying to obtain reliable transportation. I really appreciate this - and won't let y'all down.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm interested in a 2011 (new) VW Jetta or Hyundai Elantra. |
Please explain the reason why you carry a large revolving credit balance. | I retired from the US Air Force (20 years) and went to fly for Delta Air Lines - but after just over two years, I was laid off. I was not prepared for that experience and after exhausting my savings, I had to live off credit cards until I came home to Miami to work in HR/Payroll (where I still work today). I am well on the way to fiscal stability and finally able to start paying down the debt(s) that accumulated during that unpleasant transition from military to civilian to unemployed to secure in a new (non-flying) career. I intend to use the funds to purchase a vehicle and to get a good start on the way to pay down the dept that I accumulated. |
Please explain the reason why you carry a large revolving credit balance. | I retired from the US Air Force (20 years) and went to fly for Delta Air Lines - but after just over two years, I was laid off. I was not prepared for that experience and after exhausting my savings, I had to live off credit cards until I came home to Miami to work in HR/Payroll (where I still work today). I am well on the way to fiscal stability and finally able to start paying down the debt(s) that accumulated during that unpleasant transition from military to civilian to unemployed to secure in a new (non-flying) career. I intend to use the funds to purchase a vehicle and to get a good start on the way to pay down the dept that I accumulated. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent - but I do pay utilities (ranges from $300.00 to $500.00/month - depending on the season) and my employer provides transportation (company vehicle and insurance until 31 Dec 2011). My cell phone plan is $64.00/month, and I spend approximately $100.00 to $150.00 on food and other miscellaneous expenses. Very frugal. |
Member Payment Dependent Notes Series 1052618
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052618 |
$8,000 |
$8,000 |
10.65% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052618. Member loan 1052618 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | RGIS | Debt-to-income ratio: | 16.83% |
Length of employment: | 5 years | Location: | ROCHESTER, MN |
Home town: | |||
Current & past employers: | RGIS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,718.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1052625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052625 |
$14,000 |
$14,000 |
9.91% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052625. Member loan 1052625 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,167 / month |
Current employer: | Community Unit School District 300 | Debt-to-income ratio: | 22.48% |
Length of employment: | 5 years | Location: | BLOOMINGDALE, IL |
Home town: | |||
Current & past employers: | Community Unit School District 300 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > Credit Card<br> Borrower added on 12/06/11 > This loan could help me to pay off all of my credit cards that serves high interest/APR. it is taking a while to pay off all of them. Without loan, I'd be paying my debts for a long time.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | This loan could help me to pay off all of my credit cards that serves high interest/APR. it is taking a while to pay off all of them. Without loan, I'd be paying my debts for a long time. |
Member Payment Dependent Notes Series 1052670
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052670 |
$15,000 |
$15,000 |
18.25% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052670. Member loan 1052670 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,107 / month |
Current employer: | Penn State University | Debt-to-income ratio: | 21.87% |
Length of employment: | 3 years | Location: | Julian, PA |
Home town: | |||
Current & past employers: | Penn State University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I will use this loan to consolidate all my credit card debt. Right now I'm paying 1000 dollars a month on my credit cards. I am in a very stable career at Penn State University. I've never defaulted on a loan and I'm about 1 year from paying off my first car loan ($375/month). If I get this loan I would use the additional monthly income available to me to pay off my car even faster and also to increase my savings account. Also I will not use my credit cards any more. I have enough cash that I will not need to use them. If I can't afford it with cash, I will not buy it. Thanks for looking at my loan, I would very much appreciate any amount of funding that you may provide.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $13,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1052681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052681 |
$6,025 |
$6,025 |
11.71% |
1.00% |
December 13, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052681. Member loan 1052681 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Walmart | Debt-to-income ratio: | 11.13% |
Length of employment: | < 1 year | Location: | CARTHAGE, TX |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $5,044.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will use the loan proceeds to pay off and consolidate credit card balances. |
Member Payment Dependent Notes Series 1052717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052717 |
$8,000 |
$8,000 |
14.27% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052717. Member loan 1052717 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | West Metro Education Partners | Debt-to-income ratio: | 18.60% |
Length of employment: | < 1 year | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | West Metro Education Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $6,372.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current minimum payment for all credit cards is $555 for 36 months. If I were able get this Lending Club loan my minimum payment would be $550 for 5 months and then decrease to $275 a month for 31 months. With the lower monthly payment I will be able to invest more in savings and make greater steps toward getting my financial life back on track. |
Please explain the reason why you carry a large revolving credit balance. | I used credit cards to payoff past due debts. |
Member Payment Dependent Notes Series 1052731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052731 |
$6,000 |
$6,000 |
14.27% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052731. Member loan 1052731 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Lincoln Parish Schools | Debt-to-income ratio: | 18.02% |
Length of employment: | < 1 year | Location: | Ruston, LA |
Home town: | |||
Current & past employers: | Lincoln Parish Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $4,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are 1000.00. Car note 440.00 Telephone 50.00 Cable 108.00 Water 30.00 Electric 150.00 Cell phone 250.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I looked through my credit report, and I don't think I have had a delinquency in the last two years. If so, could you please list it? |
Member Payment Dependent Notes Series 1052800
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052800 |
$2,400 |
$2,400 |
14.27% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052800. Member loan 1052800 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,332 / month |
Current employer: | INTERNAL RE3VENUE SERVICE | Debt-to-income ratio: | 19.68% |
Length of employment: | 3 years | Location: | WILLOWICK, OH |
Home town: | |||
Current & past employers: | INTERNAL RE3VENUE SERVICE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/03/11 > My mother passed and I need to help the family with the funeral costs.<br> Borrower added on 12/04/11 > verified e-mail<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $19,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I'm afraid I don't know what a "Public Record" is? Could you please explain. |
Member Payment Dependent Notes Series 1052809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052809 |
$10,000 |
$10,000 |
6.03% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052809. Member loan 1052809 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Northern Illinois University | Debt-to-income ratio: | 23.55% |
Length of employment: | < 1 year | Location: | Sycamore , IL |
Home town: | |||
Current & past employers: | Northern Illinois University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,422.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate higher interest debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is for a single purpose. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $800,Transportation $150, Utilities - $80, Phone $0 (receive employer phone stipend), Insurance - $90, Food - $300 |
Member Payment Dependent Notes Series 1052817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052817 |
$7,000 |
$7,000 |
7.90% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052817. Member loan 1052817 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Edward Jones | Debt-to-income ratio: | 18.06% |
Length of employment: | 2 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Edward Jones | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I intend to use these funds to consolidate 3 high interest credit cards I accumulated while still in college. I'm out of school now and have had a stable and well paying job for 2 years. I've never been late on a credit card or any bill payment. This loan will help me out by lowering my interest rate(s) and allowing me to make one monthly payment instead of three.<br>
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently it's approximately $330. After consolidation with the loan it will be $350. |
Member Payment Dependent Notes Series 1052830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052830 |
$18,000 |
$18,000 |
17.27% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052830. Member loan 1052830 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Microsoft Corp. | Debt-to-income ratio: | 9.75% |
Length of employment: | 7 years | Location: | REDMOND, WA |
Home town: | |||
Current & past employers: | Microsoft Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1052848
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052848 |
$7,000 |
$7,000 |
9.91% |
1.00% |
December 8, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052848. Member loan 1052848 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | USPS | Debt-to-income ratio: | 16.78% |
Length of employment: | 10+ years | Location: | GEORGETOWN, TX |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | rather than answering your question directly, i'd like to simply say the purpose of this loan is to pay off one of my citicards with the balance of less than $5,000, but with the rate of 18.99%.<br>With $2,000 left from the loan proceeds, I will use it for other paying down the balance purpose but at this point, has yet to be determined (which card?) |
Member Payment Dependent Notes Series 1052924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1052924 |
$4,350 |
$4,350 |
16.29% |
1.00% |
December 7, 2011 |
December 17, 2014 |
December 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1052924. Member loan 1052924 was requested on December 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Tgi Fridays | Debt-to-income ratio: | 20.70% |
Length of employment: | < 1 year | Location: | NORTH MIAMI, FL |
Home town: | |||
Current & past employers: | Tgi Fridays | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1053041
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053041 |
$3,000 |
$3,000 |
11.71% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053041. Member loan 1053041 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | Miyako Hybrid Hotel | Debt-to-income ratio: | 24.27% |
Length of employment: | 1 year | Location: | Northridge, CA |
Home town: | |||
Current & past employers: | Miyako Hybrid Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I'd like to make an initial investment in a small business however can't dish out $3,000 within deadline. I pay my debts. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $6,858.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | A small business venture with vending machines. A owner of a route has been called back to active duty & is looking for someone to take over the route. |
Member Payment Dependent Notes Series 1053061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053061 |
$18,000 |
$18,000 |
14.65% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053061. Member loan 1053061 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | dsa sports | Debt-to-income ratio: | 21.37% |
Length of employment: | 10+ years | Location: | REDDING, CA |
Home town: | |||
Current & past employers: | dsa sports | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Ive worked for the same company for over 15 years, i have lived in the same area for over 25 years.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,846.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on paying off credit card debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have about 1000.00 of other monthly expenses |
Member Payment Dependent Notes Series 1053074
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053074 |
$16,000 |
$16,000 |
7.90% |
1.00% |
December 13, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053074. Member loan 1053074 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | tri-city body&paint | Debt-to-income ratio: | 9.00% |
Length of employment: | 9 years | Location: | san jose, CA |
Home town: | |||
Current & past employers: | tri-city body&paint | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,014.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | house repair & remodeling |
Please explain the reason why you carry a large revolving credit balance. | my house got a water damage. But Ins company dosen't cover that.<br>so, i need some extra money. |
Member Payment Dependent Notes Series 1053090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053090 |
$10,000 |
$10,000 |
13.49% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053090. Member loan 1053090 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,200 / month |
Current employer: | C&S Whole Sale Grociers | Debt-to-income ratio: | 13.95% |
Length of employment: | < 1 year | Location: | Westfield , MA |
Home town: | |||
Current & past employers: | C&S Whole Sale Grociers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $8,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053092 |
$10,000 |
$10,000 |
17.58% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053092. Member loan 1053092 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Eden prairie Montessorie learning center | Debt-to-income ratio: | 16.56% |
Length of employment: | 10+ years | Location: | EDEN PRAIRIE, MN |
Home town: | |||
Current & past employers: | Eden prairie Montessorie learning center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Need this loan to pay off some credit card bills.<br>I have always paid my bills on time.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,781.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approximately $900/- |
What is the total balance of your credit cards, interest rates and current monthly payments? | Around $10,000/- the current monthly payments total to around $400/- |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $6,300/-<br>M/C -$3,450/-<br>The minimum payments total up to over $350/=per month |
Please explain the reason why you carry a large revolving credit balance. | I have been trying to pay it off but since the intrest rates have been getting higher its not easy. |
Member Payment Dependent Notes Series 1053094
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053094 |
$12,000 |
$12,000 |
13.49% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053094. Member loan 1053094 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Pramac Industries Inc. | Debt-to-income ratio: | 13.65% |
Length of employment: | 5 years | Location: | CORAL SPRINGS, FL |
Home town: | |||
Current & past employers: | Pramac Industries Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,223.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Paying off all credit card debt. All credit cards with the higher interest rates than offered here. Trying to eliminate credit card debt in 3 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total minimum payment for credit cards is $660 and we would be lowering to $407 per month. Total debt = $11,400. We haven't missed payments. We want to payoff debt quicker with the loan. |
Member Payment Dependent Notes Series 1053142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053142 |
$6,000 |
$6,000 |
7.90% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053142. Member loan 1053142 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,727 / month |
Current employer: | Richard Meier | Debt-to-income ratio: | 11.81% |
Length of employment: | 10+ years | Location: | RENO, NV |
Home town: | |||
Current & past employers: | Richard Meier | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > This is to consolidate a few high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053176
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053176 |
$3,300 |
$3,300 |
11.71% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053176. Member loan 1053176 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Baynote | Debt-to-income ratio: | 7.21% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Baynote | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,371.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053252 |
$18,200 |
$18,200 |
11.71% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053252. Member loan 1053252 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | McCain Foods | Debt-to-income ratio: | 20.37% |
Length of employment: | 10+ years | Location: | Appleton, WI |
Home town: | |||
Current & past employers: | McCain Foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I want this loan to consolidate all my debt and be debt free in 3 years.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,542.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053257 |
$9,250 |
$9,250 |
10.65% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053257. Member loan 1053257 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.18% |
Length of employment: | n/a | Location: | CLARION, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Pay off debt,mostly credit cards<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,772.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.40% | Months Since Last Record: | 112 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses for utilities etc is 632.00 |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt totals-around 11,000.00 hi interest is 24percent |
If you have a public record on file, please briefly explain the event and its resolution. | not that I know of. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Do not have a mortgage. Pay lot rent of 175.00 /month. Pay taxes les than 100.00<br>/year. |
Please explain the reason why you carry a large revolving credit balance. | About $3,795.00 is revovlving,the other is closed accounts. |
What is your intended use for the loan proceeds? | Consolidation of card debt. |
Member Payment Dependent Notes Series 1053280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053280 |
$5,000 |
$5,000 |
6.62% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053280. Member loan 1053280 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,708 / month |
Current employer: | Home Bank | Debt-to-income ratio: | 16.32% |
Length of employment: | 3 years | Location: | Church Point, LA |
Home town: | |||
Current & past employers: | Home Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > This is to cover a lawyer retainer fee.<br> Borrower added on 12/04/11 > My monthly budget is currently around $850 in bill related expenses. <br>I've been following Dave Ramsey's Total Money Makeover plan. With great success.<br>Unfortunately, I am now disputing a legal matter and want the appropriate attorney to keep my name clean. This is a loan I consider an investment in protecting my name and reputation.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $443.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1053301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053301 |
$18,650 |
$18,650 |
9.91% |
1.00% |
December 12, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053301. Member loan 1053301 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | (Collaborative) Abbott Nutrition Intl | Debt-to-income ratio: | 21.31% |
Length of employment: | < 1 year | Location: | MORTON GROVE, IL |
Home town: | |||
Current & past employers: | (Collaborative) Abbott Nutrition Intl | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1053309
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053309 |
$13,000 |
$13,000 |
12.42% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053309. Member loan 1053309 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,167 / month |
Current employer: | AIG | Debt-to-income ratio: | 9.41% |
Length of employment: | < 1 year | Location: | BAYSIDE, NY |
Home town: | |||
Current & past employers: | AIG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $10,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay taxes. |
Member Payment Dependent Notes Series 1053312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053312 |
$12,000 |
$12,000 |
16.29% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053312. Member loan 1053312 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Attorneys Title Fund Services, LLC | Debt-to-income ratio: | 22.26% |
Length of employment: | 10+ years | Location: | JACKSONVILLE, FL |
Home town: | |||
Current & past employers: | Attorneys Title Fund Services, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Will pay off credit card debts. may not pay off all but enough to ease monthly payment crunch. This will definitely help.<br><br> Borrower added on 12/04/11 > Hoping to pay off most of my credit cards. this will help a lot!<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,453.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent- 920.00<br>gas-65/month which excludes regular maintenance charges (oil change & misc)<br>utilities/phone/ins (car & renter's)/food/misc- about 700/month<br>comcast-150/month |
Which debts do you plan to pay off with this loan? | credit cards<br>2 Capital 1 cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards; |
Please explain the reason why you carry a large revolving credit balance. | several of the cards were from back when I lived in California. When market crashed, a lot of them raised their interest rates inspite of not missing payments.<br> Also I intend to pay off besids the 2 Capital one cards, I want to pay off the Chase which has an interest rate of over 30% (due to the crash) I did want to pay off the Barkley card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balances is about $19,000 (credit cards)<br>no other loans although I do have car payments and am almost done |
Which debts do you plan to pay off with this loan? | 2 Capital One cards<br>1 Juniper (Barclay Bank)<br>! Chase ( w/c transferred several times from 3 other banks. When market crashed interest went to over 30% even when payment was never late}<br>Hoping to pay off the smallest one of 2 HSBC cards (or if possible, even both) |
Member Payment Dependent Notes Series 1053325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053325 |
$22,000 |
$22,000 |
17.58% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053325. Member loan 1053325 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | SelectCare Benefits Network | Debt-to-income ratio: | 18.70% |
Length of employment: | 9 years | Location: | CEDAR PARK, TX |
Home town: | |||
Current & past employers: | SelectCare Benefits Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I would like a loan to pay off my credit card debt and start living a debt-free life. :)<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I paid large medical bills with my credit cards. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Amex - owe $6720.00 at 25.99% - min $209.00<br>Visa - owe $5334.52 at 22.24% - min $173.00<br>Discover - owe $5300.00 at 14.49% - min $111.00<br>Mastercard - owe $3300.00 at 26.24% - min $104.00 |
Member Payment Dependent Notes Series 1053382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053382 |
$2,500 |
$2,500 |
12.69% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053382. Member loan 1053382 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Wright Tree Service | Debt-to-income ratio: | 10.61% |
Length of employment: | 5 years | Location: | MADISON LAKE, MN |
Home town: | |||
Current & past employers: | Wright Tree Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > The loan is for debt consolidation.<br><br> Borrower added on 12/04/11 > Debt consolidation<br> Borrower added on 12/04/11 > Good Stable career. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $2,524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $1,800 on my Capital One Card. Which is at 23.9%. Also $700 on a fuel card. Which is at 16.9%. Not alot debt, but enough for me to consolidate. |
Which debts do you plan to pay off with this loan? | My Capital One Card and fuel card. Which is a total of $2,500. That is all the debt i have. |
Member Payment Dependent Notes Series 1053384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053384 |
$5,200 |
$5,200 |
14.65% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053384. Member loan 1053384 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,680 / month |
Current employer: | orange county head start | Debt-to-income ratio: | 23.47% |
Length of employment: | 10+ years | Location: | Tustin, CA |
Home town: | |||
Current & past employers: | orange county head start | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I am on time with payments. I will be consolidating my bills so i only have one payment a month. I have a stable job and have been working in my field for 25 years. Thank You<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,616.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car is 350 month credit cards about 280 month. no student loans 2 more classes to go before my degree i paid my self |
Which debts do you plan to pay off with this loan? | my credit cards this will help me pay them off faster with a better rate |
Member Payment Dependent Notes Series 1053390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053390 |
$10,000 |
$10,000 |
12.42% |
1.00% |
December 12, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053390. Member loan 1053390 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Thomas Sign & Awning | Debt-to-income ratio: | 23.93% |
Length of employment: | 6 years | Location: | CLEARWATER, FL |
Home town: | |||
Current & past employers: | Thomas Sign & Awning | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance - approx $5000<br>interest rate - varies - from 6% to 12%<br>current monthly payments - approx $200 |
What is your intended use for the loan proceeds? | to pay off the credits cards and to keep certain amount on saving account |
Member Payment Dependent Notes Series 1053401
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053401 |
$8,000 |
$8,000 |
12.42% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053401. Member loan 1053401 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | ATT | Debt-to-income ratio: | 6.57% |
Length of employment: | 10+ years | Location: | AURORA, CO |
Home town: | |||
Current & past employers: | ATT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,222.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I intend to spend half of the loan to pay off 8 different credit cards. The remainder will be used to pay off medical expenses related to the recent birth of a child. |
Which debts do you plan to pay off with this loan? | I intend to spend half of the loan to pay off 8 different credit cards. The remainder will be used to pay off medical expenses related to the recent birth of a child. |
Member Payment Dependent Notes Series 1053415
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053415 |
$9,000 |
$9,000 |
8.90% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053415. Member loan 1053415 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,133 / month |
Current employer: | gary gildersleeve | Debt-to-income ratio: | 17.67% |
Length of employment: | 5 years | Location: | MARYSVILLE, CA |
Home town: | |||
Current & past employers: | gary gildersleeve | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I plan on useing the loan for the debit on my credit cards. To make it easier to have a loan all in one instead of 5 different payments to different companies. I'm at good borrower because i beleave that making my payments on time will make it easier to get loans later in the future. And up my credit score. Hopeing to buy a home in the near future. My job is a stable job worked for the last five years.Have great relationship with the boss and workers. My budget for this loan will work great for me, reason for that is because I'm use to paying around 600.00 a month on my current loans.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,234.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053430 |
$14,000 |
$14,000 |
14.65% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053430. Member loan 1053430 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | S&V Education Systems/ Middle GA Center | Debt-to-income ratio: | 5.55% |
Length of employment: | 6 years | Location: | MACON, GA |
Home town: | |||
Current & past employers: | S&V Education Systems/ Middle GA Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I want to refinance 3 credit cards that all have a higher APR than the one given here. I currently pay $550 per month on all three cards. All credit cards are in good standing. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1053441
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053441 |
$12,875 |
$12,875 |
7.90% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053441. Member loan 1053441 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Stratasys, Inc. | Debt-to-income ratio: | 23.16% |
Length of employment: | 4 years | Location: | SAVAGE, MN |
Home town: | |||
Current & past employers: | Stratasys, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This money will be used to consolidate high interest credit cards. I have a stable job that I enjoy and is seeing a lot of growth.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | This will be difficult to answer without divulging personal information but here's the best I can do. Due to financial sources that were once present going away I had to turn to credit cards to make ends meet. I am now attempting to get away from these large revolving credit balances by paying less in interest and more in principle. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total is currently around $450/month and if I understand your question correctly, it will be slightly less than what I currently pay, so just under $450/month. |
Member Payment Dependent Notes Series 1053454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053454 |
$7,125 |
$7,125 |
7.51% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053454. Member loan 1053454 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Apria Healthcare | Debt-to-income ratio: | 18.12% |
Length of employment: | < 1 year | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | Apria Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Loan to pay down bills and take care of some needed home improvements. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,648.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053505
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053505 |
$15,000 |
$15,000 |
11.71% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053505. Member loan 1053505 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Venevision International Productions | Debt-to-income ratio: | 11.70% |
Length of employment: | 6 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Venevision International Productions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Directly: $ 13000<br>Monthly Payment: $ 1000 |
Which debts do you plan to pay off with this loan? | ALL |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 3000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Directly: $ 13000<br>Monthly Payment: $ 1000 |
Please explain the reason why you carry a large revolving credit balance. | Payment Monthly for credit maintenance. But I want stop this situation |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Directly: $ 13000<br>Monthly Payment: $ 1000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $ 3000 |
What is your intended use for the loan proceeds? | Payment of all detail debts |
Member Payment Dependent Notes Series 1053555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053555 |
$4,000 |
$4,000 |
13.49% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053555. Member loan 1053555 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Bechtel | Debt-to-income ratio: | 12.79% |
Length of employment: | < 1 year | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | Bechtel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Thanks<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $5,535.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1053576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053576 |
$4,800 |
$4,800 |
18.25% |
1.00% |
December 12, 2011 |
December 18, 2016 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053576. Member loan 1053576 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | craft brew alliance | Debt-to-income ratio: | 13.81% |
Length of employment: | 10+ years | Location: | PORTLAND, OR |
Home town: | |||
Current & past employers: | craft brew alliance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > ok<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053617
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053617 |
$10,000 |
$10,000 |
6.62% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053617. Member loan 1053617 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | The Northern Trust Corporation | Debt-to-income ratio: | 24.24% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | The Northern Trust Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Looking to consolidate some of my student loan and credit card debit. Please feel free to ask any questions or concerns you may have.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,623.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have approximately 20,000 in debt with monhly payments of 320, 94 and 230 on three separate loans. With this pending LendingClub loan, I will be able to pay off the remaining balance on the loan of 320 and 94. Therefore, I will have two monthly payments of 307 and 230. |
Member Payment Dependent Notes Series 1053621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053621 |
$6,625 |
$6,625 |
6.03% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053621. Member loan 1053621 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,400 / month |
Current employer: | Walmart | Debt-to-income ratio: | 20.29% |
Length of employment: | 10+ years | Location: | Chico, CA |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > personal needs<br><br> Borrower added on 12/04/11 > personal needs<br><br> Borrower added on 12/04/11 > personal debt and needs<br><br> Borrower added on 12/04/11 > bill consolidation and personal debt pay off<br><br> Borrower added on 12/04/11 > this is to be used to pay personal debt <br>i am a stable employee of walmart for over 18 yrs I have a great credit score and am very responsible.<br><br> Borrower added on 12/04/11 > this will be used to pay personal debt<br>i am a fulltime employee of walmart for 18yrs<br>I have an excellent credit rating with great credit history<br>My earnings are 2/3 more than my current monthy bills<br><br><br> Borrower added on 12/04/11 > this is needed for personal needs personal family matters<br>i have been a full time employee for over 18yrs with my employer<br>my monthy earnings are two thirds more than my current monthly housing costs and debt<br>i have a great credit rating and excellent credit history, i pay my bills in a timely manner. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $1,534.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1053652
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053652 |
$15,000 |
$15,000 |
12.69% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053652. Member loan 1053652 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Cal Fire | Debt-to-income ratio: | 7.97% |
Length of employment: | 5 years | Location: | IGO, CA |
Home town: | |||
Current & past employers: | Cal Fire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I want to consolidate everything in to one payment so that everything is organized and easy ... Thank you for you help :)<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $6,870.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one line of credit that is ~6500 that has a 35% interest rate, which at the time was all that I could get. Then I have a couple credit cards for about ~9000 (from a wedding and the house remodel from the house I purchased) that all have over 17% rate. That is why I am trying to get everything in to one load and a lower interest rate. Thank you for you considerations. |
Which debts do you plan to pay off with this loan? | All my debt into one lower payment with a lower interest rate. |
Which debts do you plan to pay off with this loan? | All my debt into one lower payment with a lower interest rate. |
What is your intended use for the loan proceeds? | To consolidate all my bills into one loan, thank you for any help. |
Member Payment Dependent Notes Series 1053656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053656 |
$11,200 |
$11,200 |
6.62% |
1.00% |
December 12, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053656. Member loan 1053656 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | University Of Cincinnati | Debt-to-income ratio: | 18.64% |
Length of employment: | 10+ years | Location: | Cincinnati , OH |
Home town: | |||
Current & past employers: | University Of Cincinnati | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I like to take the time to say thank you for those investors that has invest in my loan. With the use of these funds I can pay of my credit card off throw them in the trash. With the high interest rate that I have is kicking me in the behind. No problem paying them or any other bill such dose high interest rates on dose card. <br>Thank you so much and god bless<br><br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053702 |
$15,000 |
$15,000 |
12.42% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053702. Member loan 1053702 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | florida carriers | Debt-to-income ratio: | 11.20% |
Length of employment: | 1 year | Location: | BAY HARBOR ISLANDS, FL |
Home town: | |||
Current & past employers: | florida carriers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > First and foremost I would like to thank you for giving me this opportunity. To begin with, I plan to use the funds to pay my credit card debts. I consider myself very reliable when it comes to payment because I always try to pay right away, which is why I think I am a good borrower. I will pay 500 dollars monthly, and my job is very stable.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,667.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053711
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053711 |
$10,000 |
$10,000 |
6.03% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053711. Member loan 1053711 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Baylor University Medical Center | Debt-to-income ratio: | 10.66% |
Length of employment: | 10+ years | Location: | mansfield, TX |
Home town: | |||
Current & past employers: | Baylor University Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Not my intent. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage on application. Credit card debt is requested loan amount. I always pay more then required amount so it varies. Lines of credit are high & no card is at maximum. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage on application. Credit card debt is requested loan amount. I always pay more then required amount so it varies. Lines of credit are high & no card is at maximum. |
Member Payment Dependent Notes Series 1053718
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053718 |
$8,400 |
$8,400 |
7.51% |
1.00% |
December 13, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053718. Member loan 1053718 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | US Army | Debt-to-income ratio: | 20.75% |
Length of employment: | 10+ years | Location: | JBER, AK |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $3,984.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1053728
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053728 |
$24,000 |
$24,000 |
13.49% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053728. Member loan 1053728 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | State of Colorado | Debt-to-income ratio: | 24.78% |
Length of employment: | 10+ years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | State of Colorado | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Payoff Capital One and Chase cards. Reduce monthly payments so I can build savings.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $22,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $675. I live 7 blocks from work. I walk or ride my bike. I have a cell phone. I pay for high-speed Interent access. No cable TV. I have a car payment. But drive only on weekends. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: $675. Car pament: $461. Other loan: $576.<br>Utilities: $20. Internet access: $60. Insuranc: $70. My 2 current credit cards that I am trying to consolidate with this load that payment varies. Food: $160.00. Entertainment: $160.00. Cell phone $80. Gas. $40. |
Please explain the reason why you carry a large revolving credit balance. | We charged around $15,000 for legal bills. Then things always came up. Garage door busted. Washer and dryer busted. Birthdays, Christmas, etc. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I pay about $1300-$1400 per month to try to pay off the credit cards. The minimum payment is around $600-700 per month. |
What is the total balance of your credit cards, interest rates and current monthly payments? | APR on the Capital One card is 17.9%. Min payment is about $550. Right now the balance is around $19,500. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Pay off Capital One card and Chase Card. That will free up some money for regular monthly expenses and enable me to save more. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just want to pay off the credit cards and consolidate payments and reduce payments. I want to build my savings and get rid of the debt. I want to be in the same position I was back in 2007, 2006. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: $675. Car pament: $461. Other loan: $576.<br>Utilities: $20. Internet access: $60. Insuranc: $70. My 2 current credit cards that I am trying to consolidate with this load that payment varies. Food: $160.00. Entertainment: $160.00. Cell phone $80. Gas. $40. |
What is your intended use for the loan proceeds? | Payoff 2 credit cards. |
Member Payment Dependent Notes Series 1053767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053767 |
$8,875 |
$8,875 |
8.90% |
1.00% |
December 8, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053767. Member loan 1053767 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Entelligence | Debt-to-income ratio: | 28.84% |
Length of employment: | 10+ years | Location: | houston, TX |
Home town: | |||
Current & past employers: | Entelligence | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053868
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053868 |
$10,400 |
$10,400 |
14.27% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053868. Member loan 1053868 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | A-tec Ambulance | Debt-to-income ratio: | 21.87% |
Length of employment: | 4 years | Location: | LAKE IN THE HILLS, IL |
Home town: | |||
Current & past employers: | A-tec Ambulance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,934.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053910 |
$34,000 |
$34,000 |
17.58% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053910. Member loan 1053910 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | US Army Corps of Engineers | Debt-to-income ratio: | 16.87% |
Length of employment: | 4 years | Location: | LA CROSSE, WI |
Home town: | |||
Current & past employers: | US Army Corps of Engineers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I will use this loan to consolidate all outstanding balances and have the convenience of one monthly payment. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $16,758.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i currently rent for $625 a month. utilities are normally around $125-150 monthly |
What is your intended use for the loan proceeds? | to consolidate my current outstanding balances into one monthly payment |
Which debts do you plan to pay off with this loan? | im going to consolidate all my debt into this one monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | roughly $900 for everything |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquency. |
Please explain the reason why you carry a large revolving credit balance. | I have had two hair transplants which have set me back, but love me new hair! I also have a couple credit cards like everyone else. I'm working hard to pay this debt off asap. |
Member Payment Dependent Notes Series 1053935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053935 |
$8,000 |
$8,000 |
6.62% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053935. Member loan 1053935 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,520 / month |
Current employer: | Madison Hosppital | Debt-to-income ratio: | 12.33% |
Length of employment: | 10+ years | Location: | Monticello, FL |
Home town: | |||
Current & past employers: | Madison Hosppital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I have good credit and pay my bills on time.<br>I own my property and home outright - no mortage.<br>I have stable employment in a hospital where I have worked for 16 years. I will be using this money to pay off some high interest credit cards that I used to help in order to fix up my living space. Thank you!<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,950.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my home and 6.5 acres of land in North Florida. There is no lein on my property or home. I do not pay any rent or mortage - title is free and clear in my name.<br>utilities: approx: $150 month, phone land line and internet $90, cell phone $50 - health insurance $150 a month, food varies about $175 month. Please let me know if you need more information - Thank you. Catherine |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I thought I answered this one twice - oh well - if you get this twice, sorry.<br>Okay, there is no rent or mortgage nor is there a home equity loan - utilities range from 80 to 290 or so in winter - my taxes for my dwelling and 6.5 acres of land in North Florida are $600 a year. There is no insurance on my place because it is a modular home I have redone and the cost of insurance is not worth it to me - the value of my place is in the land - and improvements, fencing, etc. Thank you! Catherine |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $140, 37, 25, 35, 25, 111, 25, 50, 25, 25 - about $500<br>with this loan, three of the credit cards will be paid off so it actually leaves me paying more out per month, however, three of these cards have a high balance ($5000, $1400, $1000) with interest 25% and over - so I am looking at the long range plan..so with this loan: about $545 - BUT I will not be paying the 25% - that is the way I am looking at it....since there are several credit cards under $500 - I plan to pay off those balances as I have been working on for the past few months anyway. Let me know if you need more information...I have a plan. My credit union was willing for me to allow the equity in my car for a loan - however I did not want to tie my car up - I plan to sell it and pay off more debt. I also own (paid for) two trucks so I have transportation. Thanks so much, Catherine |
What is the total balance of your credit cards, interest rates and current monthly payments? | I will be paying off three credit cards with high interest - they are 1. $5000, 2. $1400 and 3. about $1000 - the rest of my credit cards have small balances with the exception of one that I will not be paying off - so monthly payments with this loan will be just over $500 and that will decrease since several are under 500...let me know if you need more information..<br>thanks! Catherine |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Oh yes! I plan to pay off Cita Credit Card at 25% interest with balance of 5000<br>an Amazon Visa that is over 16%(1400) and a paypal balance credit at 26% with 1000 balance. There are several smaller balances, under 500 that I could pay off but I want to get rid of the big ones with the high interest. I have been working on this about a year.<br>Thank you! Catherine |
Member Payment Dependent Notes Series 1053961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053961 |
$4,750 |
$4,750 |
8.90% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053961. Member loan 1053961 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | frc-southwest | Debt-to-income ratio: | 10.07% |
Length of employment: | 2 years | Location: | san diego, CA |
Home town: | |||
Current & past employers: | frc-southwest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > thank you very much.<br> Borrower added on 12/05/11 > thanks<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason is, My wife and I d' like to uprate our home. Just because our third child. |
Member Payment Dependent Notes Series 1053966
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053966 |
$5,000 |
$5,000 |
7.90% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053966. Member loan 1053966 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.64% |
Length of employment: | n/a | Location: | framingham, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,277.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1053982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053982 |
$10,000 |
$10,000 |
6.62% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053982. Member loan 1053982 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | verity Resins LLC | Debt-to-income ratio: | 7.16% |
Length of employment: | 2 years | Location: | asheboro, NC |
Home town: | |||
Current & past employers: | verity Resins LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,667.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Over the past few years I needed to fund a few emergencies that came up and did not have savings to cover the unexpected expenses. This along with overspending caused my revolving credit balance to get too high. I intend on paying down all my credit balances in the next 3 years and need to pay-off the high interest ones now. |
Member Payment Dependent Notes Series 1053997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1053997 |
$1,200 |
$1,200 |
7.90% |
1.00% |
December 12, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1053997. Member loan 1053997 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | City of Tulsa, Okla | Debt-to-income ratio: | 29.26% |
Length of employment: | 10+ years | Location: | Tulsa, OK |
Home town: | |||
Current & past employers: | City of Tulsa, Okla | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I plan to use the funds for a garage door replacement. I have a good credit track record and have been employed with the City of Tulsa for nearly 14 yrs.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1054000
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054000 |
$12,000 |
$12,000 |
11.71% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054000. Member loan 1054000 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Jamar | Debt-to-income ratio: | 10.15% |
Length of employment: | 6 years | Location: | HIBBING, MN |
Home town: | |||
Current & past employers: | Jamar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,873.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 12192.51 in 5 cards. Interest rates vary from 18.6 to 22% and current monthly payments equal to $346. So I'm trying to make only one bill so I'm not paying interest to 5 different places. |
Member Payment Dependent Notes Series 1054074
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054074 |
$7,000 |
$7,000 |
8.90% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054074. Member loan 1054074 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | JPMORGAN CHASE BANK & CO. | Debt-to-income ratio: | 7.07% |
Length of employment: | 4 years | Location: | FLUSHING, NY |
Home town: | |||
Current & past employers: | JPMORGAN CHASE BANK & CO. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have few credit card debts. I am paying around $500 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have few credit card debts. I am paying around $500 a month. |
Member Payment Dependent Notes Series 1054100
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054100 |
$6,000 |
$6,000 |
12.42% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054100. Member loan 1054100 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | blinds to go | Debt-to-income ratio: | 16.66% |
Length of employment: | 5 years | Location: | LODI, NJ |
Home town: | |||
Current & past employers: | blinds to go | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I AM A GOOD BORROWER COS I HAVE NEVER MISSED A PAYMENT ON MY CREDIT.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1054129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054129 |
$12,500 |
$12,500 |
11.71% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054129. Member loan 1054129 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Merrill lynch | Debt-to-income ratio: | 5.86% |
Length of employment: | 5 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Merrill lynch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > This loan will basically help me consolidate my card payments and substantially reduce my interest payments. This will help me save to purchase a car!!<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,458.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card balance is 11900, monthly interest rates are from 22 to 27% and I pay monthly about 600 towards the balances. Never late, never the minimum!<br>I just want to consolidate and clear the debt in order to save and buy a car.. |
Member Payment Dependent Notes Series 1054137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054137 |
$15,000 |
$15,000 |
6.03% |
1.00% |
December 12, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054137. Member loan 1054137 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.94% |
Length of employment: | 3 years | Location: | Sonoma, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1054185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054185 |
$12,000 |
$12,000 |
6.03% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054185. Member loan 1054185 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,300 / month |
Current employer: | L-3 Communications | Debt-to-income ratio: | 6.45% |
Length of employment: | 6 years | Location: | Oviedo, FL |
Home town: | |||
Current & past employers: | L-3 Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > Medical procedure<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $3100/month |
Please explain the reason why you carry a large revolving credit balance. | I assume you are referring to a home equity loan line-of-credit. Large is a relative term. Based on the the equity I have in my home and low outstanding balance on my mortgage the line of credit balance is actually pretty low. This equity line of credit has been used for home repair/upgrades (19 years in same home) for roof, heating and air conditioning, flooring, etc. In any event, my mortgage and home equity loan balance will be paid in full in less than 5 years. |
Member Payment Dependent Notes Series 1054189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054189 |
$10,000 |
$10,000 |
15.96% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054189. Member loan 1054189 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,958 / month |
Current employer: | Fisher Investments | Debt-to-income ratio: | 24.71% |
Length of employment: | 2 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Fisher Investments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > This loan will be used to help pay off all revolving credit accounts and consolidate my debt. <br> Borrower added on 12/05/11 > Further details regarding my specific plan for the funds include entirely paying off $7,450 in revolving debt at an average of 20% apr currently costing $315 per month. The remainder would be used to pay down a private student loan with about $6,000 remaining that has an interest rate of 12.20% over 10 years (with 8 remaining). Though the interest rate is slightly lower, there would be money saved in interest by shortening the length of the loan.<br><br>There would not be any tax benefits lost by paying off part of my student loan quickly. I do have additional federal loans, and currently the interest I pay each year is several hundred dollars more than can be deducted on my tax return. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The bulk of this would go towards paying off (in their entirety) $7,450 of revolving credit at an average interest rate of 20% for a total of $315/month in payments. The remainder would pay down a 10 year (8 years remaining) private student loan with an interest rate of 12.20% that costs $79.58/month. It currently has about $6,000 remaining.<br><br>Although the interest rate is slightly lower on the student loan, shortening the length of time the money is out on loan should significantly decrease my overall interest paid. In relation to potential tax deductions lost, I currently pay several hundred dollars more per year in student loan interest than can actually be written off on my taxes. I should not lose any tax advantages at all. <br><br>My remaining debts (which are not going to be affected by these funds) are as follows:<br>$20,000 in student loans for $260/month<br>$12,000 auto loan @ 0% interest for $289/month<br>$6,000 in medical bills @0% interest for $275/month that will be pain in full in 11 ten months.<br><br>My rent is $855/month, but I do have a confirmed roommate beginning in March who will be cutting that amount in half. |
Member Payment Dependent Notes Series 1054203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054203 |
$10,000 |
$10,000 |
12.42% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054203. Member loan 1054203 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Dairy Best Inc | Debt-to-income ratio: | 23.07% |
Length of employment: | 2 years | Location: | NOOKSACK, WA |
Home town: | |||
Current & past employers: | Dairy Best Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > consolidating debt from school<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1350 |
Member Payment Dependent Notes Series 1054235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054235 |
$8,000 |
$8,000 |
7.51% |
1.00% |
December 7, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054235. Member loan 1054235 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,550 / month |
Current employer: | McDonalds | Debt-to-income ratio: | 15.12% |
Length of employment: | 9 years | Location: | St. Paul park, MN |
Home town: | |||
Current & past employers: | McDonalds | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > I have a steady job that I have held for almost 10 years. I plan on paying off a wells fargo credit card as well as my discover credit card. I have a large mothly budget and can pay as much as 400 monthly payments if needed. <br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1054237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054237 |
$4,000 |
$4,000 |
7.90% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054237. Member loan 1054237 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Cupertino Health Care | Debt-to-income ratio: | 17.33% |
Length of employment: | 5 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Cupertino Health Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $13,641.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1054244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054244 |
$16,750 |
$16,750 |
17.58% |
1.00% |
December 9, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054244. Member loan 1054244 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | First Republic Bank | Debt-to-income ratio: | 15.68% |
Length of employment: | < 1 year | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | First Republic Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,181.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off all my debt with the exception of my student loan. |
Please explain the reason why you carry a large revolving credit balance. | because at one point in my youth i had to do several cash advances to help my mother pay her rent as a result the rates increased all at once... not allowing me time to organize higher payments to pay it off. However, I have never been late nor delinquent on any of my accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 550<br>transportation 104<br>utilities 175<br>phone 45<br>food 200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 10500->18%->100 pmt->cc<br>4300-> 11%-> 115pmt ->cc<br>3500-> 13%-> 95pmt ->cc |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | HOUSE EXPENSES<br>RENT 550<br>ULTITIES 150<br>CREDIT CARD PAYMENTS $800 |
Member Payment Dependent Notes Series 1054269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054269 |
$15,000 |
$15,000 |
13.49% |
1.00% |
December 12, 2011 |
December 18, 2014 |
December 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054269. Member loan 1054269 was requested on December 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | NY Marriott | Debt-to-income ratio: | 7.80% |
Length of employment: | 10+ years | Location: | QUEENS VILLAGE, NY |
Home town: | |||
Current & past employers: | NY Marriott | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/04/11 > The purpose of this loan is to pay my credit cards debts.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $11,332.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1054294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054294 |
$20,000 |
$20,000 |
15.27% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054294. Member loan 1054294 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | Hhealth services integration | Debt-to-income ratio: | 9.67% |
Length of employment: | < 1 year | Location: | Santa rosa, CA |
Home town: | |||
Current & past employers: | Hhealth services integration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used to be an independent consultant. When the economy tanked and no more contracts were coming in, my credit cards were used to cover living expenses. Now that I am employed in a position that pays reasonably, I am looking forward to rapidly paying off this debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan will cover the entirety of my credit card debt, each of which has a rate in the neighborhood of 20% ( I would not have applied for this loan if the rate was going to be higher...). Student loans are ~50k at 4.25%, home is 148k at 4.5%, car is 20k at less than 1%. |
Member Payment Dependent Notes Series 1054301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054301 |
$12,000 |
$12,000 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054301. Member loan 1054301 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,987 / month |
Current employer: | Legacy Health | Debt-to-income ratio: | 9.73% |
Length of employment: | 10+ years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Legacy Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Hi. I would like to thank all the investors who have already responded to my posted loan request. <br><br>I would like to provide more information in the hopes my full posted loan request is funded.<br><br>For five years, a snowball effect of financial mishaps and hardships has occurred. Some I could have avoided; some I could not. Bottom line, I have been unsuccessful gaining control of my debt because many of these debts are carried with high interest rates. I have been unsuccessful negotiating lower interest rates with my creditors. I recently developed a spreadsheet listing all my debt. I had a rude awakening when I was able to see of my $721 monthly credit payments, $251 is toward interest (35%). <br><br>The purpose of requesting a $12,000 loan is to finance my high interest debt into a low interest loan. Through this loan, and paying off high interest debt, I project my monthly credit payments to be $675 with $130 towards interest (19%), allowing me the opportunity to comfortably pay off my debt in about three years. <br><br>I have been placing money into a savings account (difficult to access) for unplanned financial mishaps and hardships with the goal of avoiding the use of credit cards (I have cut them up!). <br><br>I have a secure job within a financially sound healthcare organization which I have been employed for ten years. Spring 2012, I enrolled in College with the goal of acquiring a degree in Accounting. I am currently carrying a 3.88 GPA. I plan to graduate June 2013. Through College business classes I have learned how I CAN improve my financial situation.<br><br>I am loyal with my credit payments. However, I would prefer the opportunity to have most my monthly credit payments applied towards the principal so I can pay my debt off sooner. Thank you so much for your time.<br>
A credit bureau reported the following information about this borrower member on December 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | 1. To avoid default on a joint debt, of which I was primary signor, I rolled itinto a $200 a month (now $100) loan. I used credit cards to offset the extra payment from my income. 2. Supporting two household expenses simultaneously. 3. Paying unexpected medical debt. 4. Paying unexpected car repairs.<br><br>For five years, a snowball effect of financial mishaps and hardships has occurred. Some I could have avoided; some I could not. Bottom line, I have been unsuccessful gaining control of my debt because many of these debts are carried with high interest rates. I have been unsuccessful negotiating lower interest rates with my creditors. I recently developed a spreadsheet listing all my debt. I had a rude awakening when I saw how 35% of my monthly credit payments are toward interest.<br> <br>The purpose of requesting this $12,000 loan is to finance my high interest debt into a low interest loan. This loan will allow paying off all high interest debt, creating affordable monthly credit payments - of which only 19% is interest - and the opportunity to work towards being debt free within three years. <br><br>I have been placing money into a savings account (difficult to access) for unexpected financial mishaps and hardships with the goal of avoiding any use of credit cards (I have cut them up!). <br><br>I am loyal with my credit payments. However, I would prefer the opportunity to have most my credit payments applied towards the principal so I can pay my debt off sooner. Thank you for your question. |
Member Payment Dependent Notes Series 1054308
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054308 |
$5,000 |
$5,000 |
20.89% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054308. Member loan 1054308 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | Avis Rent A Car | Debt-to-income ratio: | 7.14% |
Length of employment: | 5 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Avis Rent A Car | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I want to fly to Ukraine next year, I haven't been there for 10 years, which is why i need extra cash.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm planning to visit Ukraine for 2 weeks. Round trip airfare and some extra spending money. |
What is your intended use for the loan proceeds? | I'm planning to visit Ukraine for 2 weeks. Round trip airfare and some extra spending money. |
Member Payment Dependent Notes Series 1054373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054373 |
$7,000 |
$7,000 |
11.71% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054373. Member loan 1054373 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,833 / month |
Current employer: | Abunmdant Life Christian Center | Debt-to-income ratio: | 17.45% |
Length of employment: | 10+ years | Location: | cowen, WV |
Home town: | |||
Current & past employers: | Abunmdant Life Christian Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I plan to pay off bills and consolidate credit cards. My credit is good. I make my payments on time. I have been at my present job for 14 years.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $7,467.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No I have not have a delinquency. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards- around $8000. My interest rate averages about 19.9 % . |
Member Payment Dependent Notes Series 1054461
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054461 |
$15,000 |
$15,000 |
12.69% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054461. Member loan 1054461 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Evins Communications, LTD | Debt-to-income ratio: | 6.55% |
Length of employment: | 5 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Evins Communications, LTD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Borrower added on 12/06/11 > -The purpose of this loan is to pay off all my credit cards and making them in one payment which is less and easy.<br>-I am a good borrower because judging from payment history, I always make my payments on time.<br><br>-I am currently holding a good and stable job for many years<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | the balance of my credi cards is $15,000 and the interest rate is about 22.24%. The montly payments are $800.00 |
Member Payment Dependent Notes Series 1054476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054476 |
$8,000 |
$8,000 |
10.65% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054476. Member loan 1054476 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,750 / month |
Current employer: | Tangible Solutions | Debt-to-income ratio: | 20.53% |
Length of employment: | 8 years | Location: | ASHEVILLE, NC |
Home town: | |||
Current & past employers: | Tangible Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Interested in paying off higher rate credit cards in a shorter time frame.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,862.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1054482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054482 |
$20,000 |
$20,000 |
14.65% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054482. Member loan 1054482 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | LINN Energy, LLC | Debt-to-income ratio: | 18.17% |
Length of employment: | 4 years | Location: | Richmond, TX |
Home town: | |||
Current & past employers: | LINN Energy, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > The amount borrowed will be used to pay off credit card debt accumulated a few years ago. The current APR is too high to be paid off quickly. My employment is stable and I have been working with the same company for over 4 years.<br><br><br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $21,132.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | System won't let me accurately answer that question. It had to do with a personal matter. I am doing this loan to payoff and eliminate most of the revolving credit. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 6,834 - 29.99% - minimum payment $231 - current payment $275<br>Discover - 8,051 - 29.99% - minimum payment $214 - current payment $275<br>Visa - 3,778 - 14.24% - minimum payment $83 - current payment $125 |
If you have a delinquency in the last 2 years, please explain the reason. | None. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | electricity $150, heat $30, phone $34, gas $200, insurance $ 139, food $450, internet&cable $130,cell 90. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1631 mortgage, taxes, insurance<br>150 electricity<br>34 phone<br>130 cable and internet<br>35 gas<br>76 water and trash |
Member Payment Dependent Notes Series 1054484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054484 |
$12,000 |
$12,000 |
9.91% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054484. Member loan 1054484 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | United Fire Group | Debt-to-income ratio: | 16.48% |
Length of employment: | 8 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | United Fire Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Credit Card Refinancing<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1054489
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054489 |
$4,200 |
$4,200 |
13.49% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054489. Member loan 1054489 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,587 / month |
Current employer: | U.S. Army | Debt-to-income ratio: | 8.74% |
Length of employment: | 6 years | Location: | Rockford, IL |
Home town: | |||
Current & past employers: | U.S. Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1054558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054558 |
$10,000 |
$10,000 |
11.71% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054558. Member loan 1054558 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Fedder's Jewelers | Debt-to-income ratio: | 14.13% |
Length of employment: | 5 years | Location: | MILTON, PA |
Home town: | |||
Current & past employers: | Fedder's Jewelers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > to payoff credit cards<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $14,067.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1054607
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054607 |
$7,175 |
$7,175 |
7.90% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054607. Member loan 1054607 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Antimony Green Inc. | Debt-to-income ratio: | 7.90% |
Length of employment: | 4 years | Location: | Scottsdale, AZ |
Home town: | |||
Current & past employers: | Antimony Green Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
An environmental and energy advisory firm has a unique opportunity to co-underwrite an energy and sustainability conference. Funds will be used for initial deposit and marketing costs to rollout the conference.
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,975.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1054628
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054628 |
$10,000 |
$10,000 |
12.42% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054628. Member loan 1054628 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,375 / month |
Current employer: | Cornell University | Debt-to-income ratio: | 12.31% |
Length of employment: | 10+ years | Location: | Seneca Falls, NY |
Home town: | |||
Current & past employers: | Cornell University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $2,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase a "Little Guy" 6-wide Sport teardrop camper. |
What is your intended use for the loan proceeds? | To purchase a "Little Guy" 6-wide Sport teardrop camper. |
What is your intended use for the loan proceeds? | To purchase a "Little Guy" 6-wide Sport teardrop camper. |
Member Payment Dependent Notes Series 1054683
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054683 |
$6,000 |
$6,000 |
9.91% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054683. Member loan 1054683 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,583 / month |
Current employer: | Babcock & Wilcox | Debt-to-income ratio: | 18.77% |
Length of employment: | 10+ years | Location: | Lynchburg, VA |
Home town: | |||
Current & past employers: | Babcock & Wilcox | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $69,093.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Bridge funding, college student finally got a job. Plan to reduce significantly debt over the next year. |
Please explain the reason why you carry a large revolving credit balance. | Put two students through college. now grduated and employed. Plan to reorganize and reduce debt over the next years. |
What is your intended use for the loan proceeds? | Bridge funding, college student finally got a job. Plan to reduce significantly debt over the next year. |
Please provide additional details regarding the purpose of the loan | This loan will initially provide a cash reserve to support moving and helping to establishing a residence for my daughter who recently graduated from college and found employment. Later the funding will be used to consolidate some high interest debt. |
Member Payment Dependent Notes Series 1054692
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054692 |
$15,000 |
$15,000 |
15.27% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054692. Member loan 1054692 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | UCLA | Debt-to-income ratio: | 8.25% |
Length of employment: | 3 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | UCLA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1054700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054700 |
$6,000 |
$6,000 |
8.90% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054700. Member loan 1054700 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,390 / month |
Current employer: | Dattco | Debt-to-income ratio: | 21.47% |
Length of employment: | 1 year | Location: | BETHEL, CT |
Home town: | |||
Current & past employers: | Dattco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I am trying to refinance my credit cards at lower rates. <br> Borrower added on 12/06/11 > I have a very stable job with consistent income. I am looking to be able to save money each month in my budget to put more towards a home purchase in 4-5 years. Consolidating my credit cards with a lower interest rate will help with this.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1054743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054743 |
$10,200 |
$10,200 |
6.03% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054743. Member loan 1054743 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | INTERTEK | Debt-to-income ratio: | 10.10% |
Length of employment: | 10+ years | Location: | Stuttgart , AR |
Home town: | |||
Current & past employers: | INTERTEK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Purpose of the loan is to pay off a high interest credit card.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a credit card with a balance of around 8700 and a 2nd one with a 1000.00 balance. I also have a house payment that is 465 a month. I did have other debts that have been paid off just in the last few months. I have a truck and 4Wheeler that are paid for. My interest rate on the card 8700 card is 18.99(around 130.00 a month in interest) and 14.99 on the 1000 card so I want to pay the card off and pay back at a lower rate so I can start a savings account and save up an emergency fund as well. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a credit card with a balance of around 8700 and a 2nd one with a 1000.00 balance. I also have a house payment that is 465 a month. I did have other debts that have been paid off just in the last few months. I have a truck and 4Wheeler that are paid for. My interest rate on the card 8700 card is 18.99(around 130.00 a month in interest) and 14.99 on the 1000 card so I want to pay the card off and pay back at a lower rate so I can start a savings account and save up an emergency fund as well. |
Member Payment Dependent Notes Series 1054796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1054796 |
$4,000 |
$4,000 |
8.90% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1054796. Member loan 1054796 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Town & Country Hospital | Debt-to-income ratio: | 22.63% |
Length of employment: | 10+ years | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | Town & Country Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Home loan<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,062.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1055195
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055195 |
$9,600 |
$9,600 |
15.96% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055195. Member loan 1055195 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Mont Bleu | Debt-to-income ratio: | 18.69% |
Length of employment: | 9 years | Location: | STATELINE, NV |
Home town: | |||
Current & past employers: | Mont Bleu | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $13,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1055212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055212 |
$12,000 |
$12,000 |
11.71% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055212. Member loan 1055212 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | TJX Companies | Debt-to-income ratio: | 19.73% |
Length of employment: | 6 years | Location: | BOYNTON BEACH, FL |
Home town: | |||
Current & past employers: | TJX Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Not allowed to go into that much detail as per LC requirements, but essentially paying off high interest credit cards and getting ready to purchase a home in the next 4-6 months |
Which debts do you plan to pay off with this loan? | paying off 4 of our credit cards entirely. Currently saving up money now for down payment on house in next 4-6 months |
Which debts do you plan to pay off with this loan? | paying off 4 of our credit cards entirely. Currently saving up money now for down payment on house in next 4-6 months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Not allowed to go into that much detail as per LC requirements, but essentially paying off high interest credit cards and getting ready to purchase a home in the next 4-6 months |
Member Payment Dependent Notes Series 1055222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055222 |
$5,000 |
$5,000 |
14.65% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055222. Member loan 1055222 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.57% |
Length of employment: | n/a | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1055229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055229 |
$5,000 |
$5,000 |
12.69% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055229. Member loan 1055229 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Premier Toyota | Debt-to-income ratio: | 20.02% |
Length of employment: | 1 year | Location: | Mentor, OH |
Home town: | |||
Current & past employers: | Premier Toyota | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > pay miscellaneous winter bills<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $23,729.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1055231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055231 |
$12,000 |
$12,000 |
7.51% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055231. Member loan 1055231 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | SMCI / S3545.com | Debt-to-income ratio: | 24.16% |
Length of employment: | 7 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | SMCI / S3545.com | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This is simply to lower my credit card APR. Stable employment for over thirteen years, zero late payments. Thank you.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,731.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1055239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055239 |
$17,000 |
$17,000 |
12.42% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055239. Member loan 1055239 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,042 / month |
Current employer: | ECPI University | Debt-to-income ratio: | 17.91% |
Length of employment: | 6 years | Location: | WHEELING, WV |
Home town: | |||
Current & past employers: | ECPI University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I plan on using the funds for debt consolidation. I have been at my current position for almost 7 years now. I pay on all my debts and I am never late with a payment. thanks,<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,083.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a few credit cards. one is $5,000, 3,500 and 500. my mortgage is 1000/monthly. Student loans are 382/monthly. i also have a bank loan. that is 236/monthly. I gross 5120.00 monthly. Not counting my mortgage I pay out 898.00 monthly towards student loans, credit cards and my bank loan. with the debt consolidation I would only be paying 568.00/monthly and getting everything paid off in 3years versus the 7 years at 898.00. Let me know if there is anything else I can answer for you. Thanks, |
Please explain the reason why you carry a large revolving credit balance. | I was in the process of home improvements and used the credit to get repairs done. now that all the repairs and improvements are completed I want to consolidate the debt to one payment a month. thanks, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a few credit cards. one is $5,000, 3,500 and 500. my mortgage is 1000/monthly. Student loans are 382/monthly. i also have a bank loan. that is 236/monthly. I gross 5120.00 monthly. Not counting my mortgage I pay out 898.00 monthly towards student loans, credit cards and my bank loan. with the debt consolidation I would only be paying 568.00/monthly and getting everything paid off in 3years versus the 7 years at 898.00. Let me know if there is anything else I can answer for you. Thanks, |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are $1000/mortgage, $560/credit cards, student loans/$380, utilities/$300. Bringing the total to $2240/monthly. I gross $5121/monthly. I am wanting to consolidate my debt to only have 1 payment and have it paid off in 3 years versus the 7 year path I am on. I am a good borrower. I am always on time with payments. I was in the process of remodeling my house and the expenses got carried away. that is why the credit card payment is so high. The remodeling is now complete and I can focus on getting this paid off. thanks for you consideration. |
Member Payment Dependent Notes Series 1055240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055240 |
$11,000 |
$11,000 |
6.62% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055240. Member loan 1055240 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Del Norte Association for Developmental | Debt-to-income ratio: | 18.78% |
Length of employment: | 10+ years | Location: | CRESCENT CITY, CA |
Home town: | |||
Current & past employers: | Del Norte Association for Developmental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055260 |
$3,500 |
$3,500 |
10.65% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055260. Member loan 1055260 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,583 / month |
Current employer: | IBM | Debt-to-income ratio: | 16.49% |
Length of employment: | 10+ years | Location: | South Lyon, MI |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This loan is for large medical bills and appliance repairs.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $54,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1055265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055265 |
$6,600 |
$6,600 |
10.65% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055265. Member loan 1055265 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Bright House Networks | Debt-to-income ratio: | 10.11% |
Length of employment: | 2 years | Location: | CLEARWATER, FL |
Home town: | |||
Current & past employers: | Bright House Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,338.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | High interest rates are making it diffcult to make any progress. This loan will allow me to pay off the cards with higher rates and apply more to my principal balance to bring those large balances down. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance is 10,480<br>Interest rates range between 7.9%-29.99%<br><br>This loan is designed to pay off the higher interest rate cards and use the money I'll save to help pay down the overall balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $730<br>Utilities: $120<br>Transportation: Gas $40, insurance $58<br>Phone: $45<br>Food: $120 |
Member Payment Dependent Notes Series 1055275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055275 |
$12,000 |
$12,000 |
9.91% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055275. Member loan 1055275 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,342 / month |
Current employer: | Laborers Union Local #121 | Debt-to-income ratio: | 24.27% |
Length of employment: | 10+ years | Location: | ALBANY, OR |
Home town: | |||
Current & past employers: | Laborers Union Local #121 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I am wanting to consolidate credit cards and ourstanding medical bills. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,015.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1055300
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055300 |
$4,000 |
$4,000 |
15.27% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055300. Member loan 1055300 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.62% |
Length of employment: | n/a | Location: | Montgomery, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Going to pay off bills and Thank you <br> Borrower added on 12/05/11 > I am going to pay my bills and Thank you.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am trying to pay everything off because I have 2 kids to take care of. They are very special to me. One day they will want to go to college. I want to be there for them. I appreciate everything. Thank you to everyone that has help me. |
Member Payment Dependent Notes Series 1055322
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055322 |
$16,500 |
$16,500 |
17.27% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055322. Member loan 1055322 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,333 / month |
Current employer: | Gwinnett County Public Utilities | Debt-to-income ratio: | 7.97% |
Length of employment: | 10+ years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Gwinnett County Public Utilities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $16,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance is $17658. The total minimum payments are $470.<br>It breaks down as follows:<br> Balance Payment Interest rate<br> 1) 5620 150 18.85%<br> 2) 6122 160 18.99%<br> 3) 1100 30 19.99%<br> 4) 3000 70 18.99%<br> 5) 730 35 12.90%<br> 6) 1086 25 15.74% <br>These cards are not, nor ever will be in default. I always pay more than the minimum. I just want them consolodated. The two lowest cards will likely be paid off by the time this loan is funded. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: $800.00<br>tranportation: $150.00-$250.00 (gas, insurance and repairs: car is paid off)<br>utilities: $175.00<br>food: $300.00 |
Member Payment Dependent Notes Series 1055350
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055350 |
$25,000 |
$25,000 |
11.71% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055350. Member loan 1055350 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | time warner cable | Debt-to-income ratio: | 17.14% |
Length of employment: | 10+ years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | time warner cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > real want to consolidate some accounts.<br> Borrower added on 12/08/11 > i want to consolidate my debts<br>my credits lines<br><br>job is very stable. communication company<br> Borrower added on 12/08/11 > it depents. after my loand and utilieties i try to pay at much as i can to the rest of my debts.<br>it could be around 2000.00 or more depending how much more i pay to my credicts cards<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent... 600.00<br>trans... 60.00<br>utilities... 120.00<br>phones....70.00<br>food.... 150.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 28.000.00<br>14%<br>credits cards..800.00<br>loans... 480.00 |
Member Payment Dependent Notes Series 1055374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055374 |
$8,000 |
$8,000 |
12.42% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055374. Member loan 1055374 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Glen Head Country Club | Debt-to-income ratio: | 13.28% |
Length of employment: | 2 years | Location: | PORT WASHINGTON, NY |
Home town: | |||
Current & past employers: | Glen Head Country Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I will consolidate 5 credit cards with higher APR in order to save around 1000 in three years.<br>I haven/t missed or been late with a payment ever.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,173.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1055394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055394 |
$12,000 |
$12,000 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055394. Member loan 1055394 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | United Insurance | Debt-to-income ratio: | 14.97% |
Length of employment: | 2 years | Location: | SAINT PETERSBURG, FL |
Home town: | |||
Current & past employers: | United Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I have never been late on a credit card, car loan or mortgage payment. I have several credit cards I would like to pay off. Some of large APRs and other's are lower. The amount of the payment would be less than what I'm paying now on all cards. I have never been unemployed. Current job is extremely stable.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1055405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055405 |
$15,000 |
$15,000 |
15.96% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055405. Member loan 1055405 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | WALMART | Debt-to-income ratio: | 19.52% |
Length of employment: | 10+ years | Location: | LAREDO, TX |
Home town: | |||
Current & past employers: | WALMART | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > have been working for same company 14 years<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $9,881.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off some credit cards, and have less payments per month |
Please explain the reason why you carry a large revolving credit balance. | charged childbirth medical expenses<br>home improvement repairs<br>school supplies |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | payoff the cards with the apr higher than 21% first, planning to close some accounts with the loan and others with a bonus on march. |
Member Payment Dependent Notes Series 1055426
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055426 |
$16,400 |
$16,400 |
15.96% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055426. Member loan 1055426 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $11,667 / month |
Current employer: | NOLTE ASSOCIATES, INC. | Debt-to-income ratio: | 12.71% |
Length of employment: | 6 years | Location: | Calexico, CA |
Home town: | |||
Current & past employers: | NOLTE ASSOCIATES, INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > THE PURPOSE FOR THE LOAN WILL BE TO PAYOFF HIGHER INTEREST CREDIT CARDS, AND BE ABLE TO INVEST IN BUSINESS THAT WILL YIELD TO HIGHER EARNINGS FOR MYSELF.<br> Borrower added on 12/06/11 > I have been working for the company for over 6 years now, the company is stable and has commited to stay in the valley for the long term.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $15,891.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1055468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055468 |
$3,000 |
$3,000 |
11.71% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055468. Member loan 1055468 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.75% |
Length of employment: | 3 years | Location: | RIVER FOREST, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > The credit was used to purchase Silver bullion ASE , rounds and bars at the $37 to $40.00 range per ounce , liquidated some long term purchases at $46.00 to $48.00 and would like to hold this group for another six months.<br> Borrower added on 12/05/11 > Also have used credit for alternative healthcare, ie. acupuncture and <br>chiropractic which has very low allowable limits on my health insurance. Used treatment for healing, due to dental procedure injury. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had added a comment on my current situation regarding the use of credit to pay for ongoing treatment from an injury to my neck and arm after a routine dental appointment in April of this year. My health insurance coverage has a 1000.00 limit per annum for acupuncture and chiropractic treatment. Also had to pay for ER treatment out of pocket due to the injuries below deductible level. I had about 66% less on credit before I needed to use it for treatment. My doctor stated it would take 18 months to two years before the nerves heal. I wish I had known of the Lending Club back then as I would have applied for a loan as this is a great concept and i could have saved.Very grateful to all of those who have offered funds so far. |
Member Payment Dependent Notes Series 1055476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055476 |
$8,400 |
$8,400 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055476. Member loan 1055476 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Nomad Editorial | Debt-to-income ratio: | 3.81% |
Length of employment: | 1 year | Location: | Jersey city, NJ |
Home town: | |||
Current & past employers: | Nomad Editorial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $7,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055502 |
$8,000 |
$8,000 |
11.71% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055502. Member loan 1055502 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,583 / month |
Current employer: | Stifel Nicolaus | Debt-to-income ratio: | 2.07% |
Length of employment: | 2 years | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | Stifel Nicolaus | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I would like to consolidate my credit cards for a lower interest rate.<br><br>Please feel free to ask me questions.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,577.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit Card #1 <br>-Balance: $1,600<br>-Interest Rate: 18%<br><br>Credit Card #2<br>-Balance: $3,000<br>-Interest Rate: 23%<br><br>Credit Card #3<br>-Balance: $4,100<br>-Interest Rate: 19%<br><br>My minimum payments are really low (obviously), I never do minimum payments so I don't know what they generally are. <br><br>Each month I put $700 - $1,000 as payment to pay down because of high interest rates. |
Member Payment Dependent Notes Series 1055527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055527 |
$15,000 |
$15,000 |
12.69% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055527. Member loan 1055527 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Defonseca architect | Debt-to-income ratio: | 18.77% |
Length of employment: | 4 years | Location: | BAYSIDE, NY |
Home town: | |||
Current & past employers: | Defonseca architect | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,777.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055566
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055566 |
$5,000 |
$5,000 |
7.51% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055566. Member loan 1055566 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,071 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.14% |
Length of employment: | n/a | Location: | Germantown, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $7,295.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To supplement costs associated with processing immigrant U.S.visa for my son overseas, which includes airline ticket to nearest consular post, medical examination expenses, requisite vaccinations and fees including accommodation and meals during his wait to finalize all necessary procedures. |
What is your intended use for the loan proceeds? | To supplement costs associated with processing immigrant U.S.visa for my son overseas, which includes airline ticket to nearest consular post, medical examination expenses, requisite vaccinations and fees including accommodation and meals during his wait to finalize all necessary procedures. |
What is your intended use for the loan proceeds? | To supplement costs associated with processing immigrant U.S.visa for my son overseas, which includes airline ticket to nearest consular post, medical examination expenses, requisite vaccinations and fees including accommodation and meals during his wait to finalize all necessary procedures. |
Member Payment Dependent Notes Series 1055593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055593 |
$7,500 |
$7,500 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055593. Member loan 1055593 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | OBRIEN MOTORS INC | Debt-to-income ratio: | 13.82% |
Length of employment: | 2 years | Location: | MILTON FREEWATER, OR |
Home town: | |||
Current & past employers: | OBRIEN MOTORS INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > PAYOFF HIGH INTEREST CREDIT CARDS/MEDICAL BILLS<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,962.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055639 |
$5,000 |
$5,000 |
7.90% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055639. Member loan 1055639 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | State of Georgia | Debt-to-income ratio: | 28.07% |
Length of employment: | 5 years | Location: | Acworth, GA |
Home town: | |||
Current & past employers: | State of Georgia | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Consolidating credit card balance for a lower interest rate. I have had a larger loan with Lending Club for over 8 months and account is currently up to date. Never had late payments. Secured government job.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1055641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055641 |
$20,000 |
$20,000 |
13.49% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055641. Member loan 1055641 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | ralph's | Debt-to-income ratio: | 19.86% |
Length of employment: | 6 years | Location: | PERRIS, CA |
Home town: | |||
Current & past employers: | ralph's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,709.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | secur and safe . i keep look in for more property |
Is the improvement to your primary residence or an investment property? | investment propert |
Please explain the reason why you carry a large revolving credit balance. | i cam in usa i don't have any on halpe my thes reason and i start work in ralph's pay my $6.5 ber houer and this time i work only bar time 20 to 30 hour.. i am now foll time . i have hous i don't pay rant befor i pay 3 yare ago $1100 |
What is the home improvement project you are planning? | my plan for new home same like i leve now idon't pay to muth mouny and i rented gave my mouny holp my in my life |
Member Payment Dependent Notes Series 1055646
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055646 |
$13,000 |
$13,000 |
17.27% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055646. Member loan 1055646 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | emcor government services | Debt-to-income ratio: | 20.61% |
Length of employment: | 6 years | Location: | ACCOKEEK, MD |
Home town: | |||
Current & past employers: | emcor government services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,467.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | all major credit cards |
Which debts do you plan to pay off with this loan? | all major credit cards |
What is your intended use for the loan proceeds? | pay off credit cards |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | rent 718.00 a month |
Which debts do you plan to pay off with this loan? | all major credit cards |
Which debts do you plan to pay off with this loan? | major credit cards |
Member Payment Dependent Notes Series 1055678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055678 |
$9,600 |
$9,600 |
14.65% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055678. Member loan 1055678 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Easy Eddies | Debt-to-income ratio: | 5.20% |
Length of employment: | 2 years | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | Easy Eddies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $5,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1055682
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055682 |
$1,800 |
$1,800 |
14.27% |
1.00% |
December 12, 2011 |
December 19, 2016 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055682. Member loan 1055682 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,708 / month |
Current employer: | TSA | Debt-to-income ratio: | 20.90% |
Length of employment: | 4 years | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | TSA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > My washer and dryer need replacing and I plan to accelerate the payoff of this loan. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,608.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was in the hospital and had to pay some medical bills. |
What is your intended use for the loan proceeds? | Home repair |
What is your intended use for the loan proceeds? | Home repair |
Please explain the reason why you carry a large revolving credit balance. | I was in the hospital and had to pay some medical bills. |
Member Payment Dependent Notes Series 1055693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055693 |
$11,700 |
$11,700 |
11.71% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055693. Member loan 1055693 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | WCDO BROADCASTING | Debt-to-income ratio: | 22.48% |
Length of employment: | 6 years | Location: | AFTON, NY |
Home town: | |||
Current & past employers: | WCDO BROADCASTING | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Receiving full funding on this loan will allow me to pay off my cards that I had pre-emptively closed to protect the APR. I no longer use credit cards...... I want to be free of those companies, and DEBT-FREE by the enf of the term of this loan. I have an excellent payment history with all of my creditors, with early payments month after month averaging 20+ days before due date.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,013.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | This loan will cover the outstanding balances, with my current rates ranging between 11 and 18%. |
Member Payment Dependent Notes Series 1055696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055696 |
$13,000 |
$13,000 |
9.91% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055696. Member loan 1055696 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | California Steel Industries | Debt-to-income ratio: | 14.96% |
Length of employment: | 10+ years | Location: | Victorville, CA |
Home town: | |||
Current & past employers: | California Steel Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055701 |
$12,000 |
$12,000 |
8.90% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055701. Member loan 1055701 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Metro Bankstae | Debt-to-income ratio: | 10.35% |
Length of employment: | 5 years | Location: | HUMMELSTOWN, PA |
Home town: | |||
Current & past employers: | Metro Bankstae | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Credit Card Consolidation<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,557.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1. Citibank - $7,883 - $200/mo - 16.99%<br>2. Capital 1 - $2,700 - $60/mo - 22.9%<br>3. Orchard Bank - $1,984 - $30/mo - 17% |
Member Payment Dependent Notes Series 1055716
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055716 |
$8,500 |
$8,500 |
15.96% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055716. Member loan 1055716 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,254 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.25% |
Length of employment: | n/a | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This is a loan to pay off credit cards.<br> Borrower added on 12/06/11 > This is a loan to pay credit cards.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,956.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1055794
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055794 |
$7,000 |
$7,000 |
10.65% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055794. Member loan 1055794 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Commerzbank AG New York | Debt-to-income ratio: | 5.22% |
Length of employment: | 10+ years | Location: | MIDDLE VILLAGE, NY |
Home town: | |||
Current & past employers: | Commerzbank AG New York | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > thanks !<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055810
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055810 |
$5,000 |
$5,000 |
11.71% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055810. Member loan 1055810 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | The Golden Pair | Debt-to-income ratio: | 11.40% |
Length of employment: | < 1 year | Location: | SOUTHAMPTON, NY |
Home town: | |||
Current & past employers: | The Golden Pair | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055834 |
$9,500 |
$9,500 |
12.69% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055834. Member loan 1055834 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Steel Pan Naetworks | Debt-to-income ratio: | 18.95% |
Length of employment: | 5 years | Location: | SAVANNAH, GA |
Home town: | |||
Current & past employers: | Steel Pan Naetworks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,817.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage/Taxes is $525 per month. Utilities combined are $215 per month. |
Member Payment Dependent Notes Series 1055835
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055835 |
$6,000 |
$6,000 |
8.90% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055835. Member loan 1055835 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.55% |
Length of employment: | 5 years | Location: | kenneth city, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > looking to pay off high credit card apr rates.<br>Borrower added on 11/30/11 > looking to pay off high credit card apr rates.<br>
A credit bureau reported the following information about this borrower member on November 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,186.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1055838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055838 |
$18,500 |
$18,500 |
7.51% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055838. Member loan 1055838 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,333 / month |
Current employer: | PCI Strategic Management, Inc. | Debt-to-income ratio: | 9.02% |
Length of employment: | 1 year | Location: | Hanover, MD |
Home town: | |||
Current & past employers: | PCI Strategic Management, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I am using the funds for debt consolidation and I always pay my bills on time. These expenses are from dental work, etc. I am presently working on a 7 year contract due to end in FY17.<br> Borrower added on 12/06/11 > I am using the funds for debt consolidation and I always pay my bills on time. These expenses are from dental work, etc. I am presently working on a 7 year contract due to end in FY17.<br><br><br> Borrower added on 12/06/11 > I am using the funds for debt consolidation and I always pay my bills on time. These expenses are from dental work, etc. I am presently working on a 7 year contract due to end in FY17.<br><br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,482.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1,575.00 <br>Utilities - $100.000<br>Phone - $106.00<br>Food - $200.00<br>Transportation - $100.00<br>Insurance (Car) - $81.01<br>Insurance (Life) - $78.60<br>Comcast - $101.60<br>Chase Health - $255.85<br>Credit Cards - $400.00<br>Andrew Federal Credit Union - $523.00<br><br>Please contact me if you need additional information.<br><br>Regards,<br><br>Dee Hunley |
Member Payment Dependent Notes Series 1055843
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055843 |
$15,000 |
$15,000 |
14.27% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055843. Member loan 1055843 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | costco | Debt-to-income ratio: | 15.05% |
Length of employment: | 2 years | Location: | BLOOMFIELD, NJ |
Home town: | |||
Current & past employers: | costco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > tis loan will help me consoldiate bills and make more money availabvle to me for saving through the year so i can repay the loan back in a quicker fashion.Thank you veyr much. <br> Borrower added on 12/06/11 > I really want to thank the lenders so far and to the future lenders contributing to my loan. I I know these days lenders are very apprehensive about lending money to people these days on how the economy is and not that many people working. Thank you again Lending club..... <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,255.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current balances. Bank of america: 2497 rate 19% monhly min $30, juniper bank: 2398, rate 19% min $70. capital 1: 4277 rate 11% min $100, household bank 1063 rate 14% min $25, capital 1 1739, rate 15% min $50, citi financial $3000, rate 21% min $203.. this loan will keep everyting under 1 payment. thank you. mn |
Please explain the reason why you carry a large revolving credit balance. | i have no problem making the payments for any of my balance. As u can see my credit score is very good.no late payments o anytihng in the negative. right now I am looking to put everything under 1 payment so things are more in prespective... when certain situtations had come up in which they are personal. ie (FAMILY). i made sure that things were taking care of.. Just would like to say that I am a good risk and that the payments will always be there for the repayment of the loan. thank you mn... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current balances. Bank of america: 2497 rate 19% monhly min $30, juniper bank: 2398, rate 19% min $70. capital 1: 4277 rate 11% min $100, household bank 1063 rate 14% min $25, capital 1 1739, rate 15% min $50, citi financial $3000, rate 21% min $203.. this loan will keep everyting under 1 payment. thank you. mn |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current balances. Bank of america: 2497 rate 19% monhly min $30, juniper bank: 2398, rate 19% min $70. capital 1: 4277 rate 11% min $100, household bank 1063 rate 14% min $25, capital 1 1739, rate 15% min $50, citi financial $3000, rate 21% min $203.. this loan will keep everyting under 1 payment. thank you. mn |
Member Payment Dependent Notes Series 1055912
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055912 |
$10,000 |
$10,000 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055912. Member loan 1055912 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | conrail | Debt-to-income ratio: | 14.56% |
Length of employment: | 4 years | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | conrail | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,681.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | bank of america credit card $3500.00 with APR of 23.24% monthly payment of 300.00/mo. citicard - 3000.00 with APR of 16.99% monthly payment of 200.00/mo. |
Member Payment Dependent Notes Series 1055960
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1055960 |
$2,500 |
$2,500 |
15.27% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1055960. Member loan 1055960 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Costco Wholesale | Debt-to-income ratio: | 15.27% |
Length of employment: | 6 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Costco Wholesale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This loan is to pay off an existing 401k loan of $2,300.00. Once the loan is paid off I am planning to request another loan from my 401K. This loan will be paid back almost immediately.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056011 |
$2,250 |
$2,250 |
15.27% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056011. Member loan 1056011 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,446 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.50% |
Length of employment: | n/a | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Credit cards etc<br><br> Borrower added on 12/06/11 > Credit cards etc<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Credit card etc |
Member Payment Dependent Notes Series 1056055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056055 |
$14,400 |
$14,400 |
15.27% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056055. Member loan 1056055 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,915 / month |
Current employer: | UC Santa Barbara - Admissions | Debt-to-income ratio: | 12.88% |
Length of employment: | 10+ years | Location: | SANTA BARBARA, CA |
Home town: | |||
Current & past employers: | UC Santa Barbara - Admissions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I will be using the funds to pay off my credit card debt which is currently at a higher rate than this loan. I did much research to make sure this site is legit. This will allow me to pay less than I have been paying each month, and be debt free in three years, which excites me greatly. I love the idea of making one payment per month instead of having to make many smaller payments.<br><br>I have worked for the UC Santa Barbara for over 20 years and my job is very stable. My paycheck goes into my account on the first of every month and the funds will be available for lendingclub.com to withdraw on the payment date.<br><br>Thanks for your consideration.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056093
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056093 |
$10,000 |
$10,000 |
15.27% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056093. Member loan 1056093 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,417 / month |
Current employer: | Western Southern Insurance | Debt-to-income ratio: | 13.77% |
Length of employment: | 1 year | Location: | Exeter, PA |
Home town: | |||
Current & past employers: | Western Southern Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,851.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | 92 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1056107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056107 |
$9,175 |
$9,175 |
12.69% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056107. Member loan 1056107 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,375 / month |
Current employer: | USAF | Debt-to-income ratio: | 19.03% |
Length of employment: | < 1 year | Location: | Ellsworth AFB, SD |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,577.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1056147
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056147 |
$5,275 |
$5,275 |
7.51% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056147. Member loan 1056147 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Merrill Lynch | Debt-to-income ratio: | 6.79% |
Length of employment: | 5 years | Location: | lincoln, RI |
Home town: | |||
Current & past employers: | Merrill Lynch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > The loan is due to 2005 yamaha R6 motorcycle<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $2,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056157
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056157 |
$9,600 |
$9,600 |
16.77% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056157. Member loan 1056157 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | hellmann worldwide logistics | Debt-to-income ratio: | 19.62% |
Length of employment: | 5 years | Location: | HIALEAH, FL |
Home town: | |||
Current & past employers: | hellmann worldwide logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,636.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | for credit card refinancing |
What is the total balance of your credit cards, interest rates and current monthly payments? | $10,000 , 22 % , $500.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent : $ 800.00<br>utilit : $ 50.00<br>Phone : $ 50.00<br>food $ 200.000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa , $ 2100.00 , 21.99 % , $ 70.00<br>mastercard $ 3500.00 , 22.99 % , $ 100.00<br>visa $ 1500.00 , 19.99 % , $ 65.00<br>mastercard $ 2500.00 , 19.99 % , $ 85.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $10,000 , 22 % , $500.00 |
Member Payment Dependent Notes Series 1056163
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056163 |
$6,000 |
$6,000 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056163. Member loan 1056163 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,833 / month |
Current employer: | Airlines Reporting Corporation | Debt-to-income ratio: | 11.50% |
Length of employment: | 8 years | Location: | FALLS CHURCH, VA |
Home town: | |||
Current & past employers: | Airlines Reporting Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1056186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056186 |
$6,400 |
$6,400 |
12.69% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056186. Member loan 1056186 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Benco Dental | Debt-to-income ratio: | 14.33% |
Length of employment: | 3 years | Location: | HAZLETON, PA |
Home town: | |||
Current & past employers: | Benco Dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,886.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056204
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056204 |
$4,400 |
$4,400 |
11.71% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056204. Member loan 1056204 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | manor-care | Debt-to-income ratio: | 7.86% |
Length of employment: | 5 years | Location: | GERMANTOWN, MD |
Home town: | |||
Current & past employers: | manor-care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/01/11 > Credit card refinancing.<br>Borrower added on 12/01/11 > Credit card refinancing.<br>
A credit bureau reported the following information about this borrower member on December 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1056299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056299 |
$22,500 |
$22,500 |
14.27% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056299. Member loan 1056299 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | CSX Transportation | Debt-to-income ratio: | 12.07% |
Length of employment: | 7 years | Location: | LODI, NJ |
Home town: | |||
Current & past employers: | CSX Transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is $1050 with everything included. cell phone and cable is about $200. car insurance is $685 for 6 months. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards is $11000. loans are about $11500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards is $11000. loans are about $11500. |
Member Payment Dependent Notes Series 1056345
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056345 |
$4,800 |
$4,800 |
6.03% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056345. Member loan 1056345 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | we transportation | Debt-to-income ratio: | 5.89% |
Length of employment: | 2 years | Location: | WEST HEMPSTEAD, NY |
Home town: | |||
Current & past employers: | we transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,800.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1056351
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056351 |
$5,850 |
$5,850 |
14.65% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056351. Member loan 1056351 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | BootStrap Software | Debt-to-income ratio: | 23.59% |
Length of employment: | 1 year | Location: | EPPING, NH |
Home town: | |||
Current & past employers: | BootStrap Software | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > While obtaining my B.S., I used my credit cards to stay afloat. While I now have a job in the field I had studied for, my credit cards are right where they were a year ago. Making minimum payments most of the time, most of credit cards are well above the interest rate I got for this loan. In the end, I intend to save money on interest and make some money for investors. I intend to become an investor myself once I get into a financial position to do so.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $9,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | As I explained, I attended college. While in college, I worked part time during the school year, because I wanted to get my Bachelor of Science Degree in 4 years, instead of 5 or 6. I used my credit cards to pay for things like gas and food (I commuted an hour one way to school) and used my part time income to pay my rent and make small minimum payments on my credit cards, essentially maxing them out every year. <br><br>In the summer, I would work 80+ hours a week labor jobs and pay my credit cards off. Then use them again during the school year. As I am a Computer Science major, I used 1,000 dollars every year on new computer to keep up with the new technologies. <br><br>Currently, I am full time employed in a software company. I have been trying to pay my credit cards since last year, but emergencies happen and I don't have anyone to fall on financially, again, using my credit cards for car repairs and other miscellaneous bills. My credit card interest rates are variable and 3 of them are above 20% interest. Using this loan, over a course of 36 months I will save well over 900$ in interest alone. |
Member Payment Dependent Notes Series 1056374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056374 |
$10,000 |
$10,000 |
7.51% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056374. Member loan 1056374 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,756 / month |
Current employer: | Columbia Basin Hospital | Debt-to-income ratio: | 17.37% |
Length of employment: | 2 years | Location: | ROYAL CITY, WA |
Home town: | |||
Current & past employers: | Columbia Basin Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,667.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056772
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056772 |
$12,000 |
$12,000 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056772. Member loan 1056772 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,667 / month |
Current employer: | Credit Suisse | Debt-to-income ratio: | 6.61% |
Length of employment: | 10+ years | Location: | RYE, NY |
Home town: | |||
Current & past employers: | Credit Suisse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $16,375.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home Depot: $3200 25.99% monthly payment average $75 but I always pay more.<br>Visa: $2840 16.99% monthly payment average $100 but I always pay more.<br>Mastercard: $4400 19.9% monthly payments average $100 but I always pay more.<br>Visa: $2100 14.9% monthly payments average $50 but I usually pay more. |
Which debts do you plan to pay off with this loan? | Home Depot $3200<br>Visa $2840<br>Mastercard $4400<br>Visa $2100 |
Member Payment Dependent Notes Series 1056786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056786 |
$12,000 |
$12,000 |
13.49% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056786. Member loan 1056786 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Fairfax County Government | Debt-to-income ratio: | 12.66% |
Length of employment: | 4 years | Location: | ANNANDALE, VA |
Home town: | |||
Current & past employers: | Fairfax County Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I am currently paying high interest rate with two big credit card companies. I would to consolidate my debt and find a comfortable monthly payment that could soon be paid off. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1056817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056817 |
$7,200 |
$7,200 |
9.91% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056817. Member loan 1056817 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,417 / month |
Current employer: | Foxborough Public Schools | Debt-to-income ratio: | 16.14% |
Length of employment: | 4 years | Location: | FOXBORO, MA |
Home town: | |||
Current & past employers: | Foxborough Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056831
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056831 |
$19,200 |
$19,200 |
16.77% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056831. Member loan 1056831 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,292 / month |
Current employer: | Chesapeake Energy | Debt-to-income ratio: | 13.56% |
Length of employment: | < 1 year | Location: | NORMAN, OK |
Home town: | |||
Current & past employers: | Chesapeake Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1056835
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056835 |
$19,000 |
$19,000 |
7.51% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056835. Member loan 1056835 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | West goshen township | Debt-to-income ratio: | 5.28% |
Length of employment: | 10+ years | Location: | Coatesville, PA |
Home town: | |||
Current & past employers: | West goshen township | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to refinance a loan on a travel trailer, then turn around and sell the trailer once title is in hand to pay off this loan |
What is your intended use for the loan proceeds? | to refinance a loan on a travel trailer, then turn around and sell the trailer once title is in hand to pay off this loan |
Which debts do you plan to pay off with this loan? | a loan on a travel trailer because i have a potential buyer and want to get title in hand |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have my mortgage at 179,00 at 5.75 and this loan i want to pay off 19,000 at 7.0 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | one time payment to get a loan paid off on a trailer so i can get itle in hand. I have a potential buyer. |
Member Payment Dependent Notes Series 1056845
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056845 |
$9,000 |
$9,000 |
7.90% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056845. Member loan 1056845 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,400 / month |
Current employer: | CARMAX | Debt-to-income ratio: | 7.93% |
Length of employment: | 2 years | Location: | HYATTSVILLE, MD |
Home town: | |||
Current & past employers: | CARMAX | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1056866
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056866 |
$6,000 |
$6,000 |
10.65% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056866. Member loan 1056866 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Zen Solutions Inc. | Debt-to-income ratio: | 7.99% |
Length of employment: | < 1 year | Location: | NAPERVILLE, IL |
Home town: | |||
Current & past employers: | Zen Solutions Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I am borrowing to consolidate my credit card debt at a lower APR.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1056889
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056889 |
$6,200 |
$6,200 |
18.64% |
1.00% |
December 12, 2011 |
December 19, 2016 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056889. Member loan 1056889 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Whidbey telecom | Debt-to-income ratio: | 10.61% |
Length of employment: | 9 years | Location: | EVERETT, WA |
Home town: | |||
Current & past employers: | Whidbey telecom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $5,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Lending Club will not allow me to give out the details. I tired to explain and it rejected my response as personal information. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The balance between the 4 is $6250 The average interest rate of each card is 25-29%. The combined minimum payment is $250 per month, which I have never been late making in the life of the cards. The first half of the loan will go to pay them off completely. The second half of the loan will be used to replace most of the single pane windows in my new (old) house, and help with electrical upgrades. I have been in my job for 9 years and work for a very stable company. Thank You for your consideration. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The balance between the 4 is $6250 The average interest rate of each card is 25-29%. The combined minimum payment is $250 per month, which I have never been late making in the life of the cards. The first half of the loan will go to pay them off completely. The second half of the loan will be used to replace most of the single pane windows in my new (old) house, and help with electrical upgrades. I have been in my job for 9 years and work for a very stable company. Thank You for your consideration. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The balance between the 4 is $6250 The average interest rate of each card is 25-29%. The combined minimum payment is $250 per month, which I have never been late making in the life of the cards. The first half of the loan will go to pay them off completely. The second half of the loan will be used to replace most of the single pane windows in my new (old) house, and help with electrical upgrades. I have been in my job for 9 years and work for a very stable company. Thank You for your consideration. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The balance between the 4 is $6250 The average interest rate of each card is 25-29%. The combined minimum payment is $250 per month, which I have never been late making in the life of the cards. The first half of the loan will go to pay them off completely. The second half of the loan will be used to replace most of the single pane windows in my new (old) house, and help with electrical upgrades. I have been in my job for 9 years and work for a very stable company. Thank You for your consideration. |
Please explain the reason why you carry a large revolving credit balance. | Lending Club will not allow me to give out the details. I tired to explain and it rejected my response as personal information. |
Member Payment Dependent Notes Series 1056914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056914 |
$10,000 |
$10,000 |
17.27% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056914. Member loan 1056914 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Northwestern Mutual | Debt-to-income ratio: | 5.73% |
Length of employment: | 3 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Northwestern Mutual | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,464.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The primary use for the loan proceeds is to hire part-time staff which will allow me to direct time currently spent on administrative tasks to revenue generating activities. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are $4,000. |
Please explain the reason why you carry a large revolving credit balance. | I spent nearly year looking for work and was forced to tap into savings/credit. It is a priority to continue to pay down the balance each month as I have been doing and I plan to have the majority paid off by year end 2012. |
What do you project your monthly expenses for the first 6 months of your business? | I expect monthly business expenses of $2,000 for the next six months. |
What will be the largest expense in the first six months? | Payroll. Hiring help is a critical piece of freeing up time for me to focus on revenue generation. |
What do you project your monthly revenues for the first 6 months to be? | I expect revenues of $7,500 to $9,000 per month over the first six months. Moving forward, expect growth to $9,000-$10,000 in the third and fourth quarter of 2012. |
Please describe your experience/familiarity with the business you are starting/started? | I have 8 years experience in the industry and extensive education along with industry designations. |
What is your intended use for the loan proceeds? | The primary use for the loan proceeds is to hire part-time staff which will allow me to direct time currently spent on administrative tasks to revenue generating activities. |
What type of business are you starting? | I have already been operating a successful insurance brokerage business for nearly 3 years now and because of continued growth am looking for funding primarily to bring on staff. |
Member Payment Dependent Notes Series 1056923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056923 |
$6,000 |
$6,000 |
10.65% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056923. Member loan 1056923 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | H.O.P.E. Farm | Debt-to-income ratio: | 20.73% |
Length of employment: | 2 years | Location: | FORT WORTH, TX |
Home town: | |||
Current & past employers: | H.O.P.E. Farm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Thanks<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,840.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1056925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056925 |
$12,000 |
$12,000 |
7.90% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056925. Member loan 1056925 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Korea Express USA, Inc | Debt-to-income ratio: | 4.85% |
Length of employment: | 5 years | Location: | HAMILTON SQ, NJ |
Home town: | |||
Current & past employers: | Korea Express USA, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 1050<br>gas 300<br>Utilities 200<br>Phone 200<br>Insurance 300<br>food and etc 1000<br><br>Total around $3,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3000 |
Which debts do you plan to pay off with this loan? | credit card for tuition payment last year but don't worry. she graduated and get a job. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $17,000 / APR 12~17% |
Member Payment Dependent Notes Series 1056969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1056969 |
$7,100 |
$7,100 |
19.42% |
1.00% |
December 12, 2011 |
December 19, 2016 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1056969. Member loan 1056969 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Lion Distributing, Inc. | Debt-to-income ratio: | 23.13% |
Length of employment: | 3 years | Location: | BALTIMORE, MD |
Home town: | |||
Current & past employers: | Lion Distributing, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,891.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My average monthly expenses (including credit card bills) are $2150.00. |
Please explain the reason why you carry a large revolving credit balance. | I had a lot of unexpected expenses a few years back & have had trouble catching up. |
What is the total balance of your credit cards, interest rates and current monthly payments? | total credit card balance around $15000 with APRs ranging from 12.74% - 26.99% and minimum monthly payment totaling about $450. |
Member Payment Dependent Notes Series 1057013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057013 |
$9,000 |
$9,000 |
10.65% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057013. Member loan 1057013 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Tween Brands | Debt-to-income ratio: | 23.39% |
Length of employment: | 10+ years | Location: | CHAMPAIGN, IL |
Home town: | |||
Current & past employers: | Tween Brands | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Mainly credit cards as that is all of the debt I have. This will pay off these balances and let me have a very reasonable monthly payment to lending club. This will greatly assist us in being able to purchase a house in the coming year since I already have good credit. The oustanding balances are the only thing holding me back. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Target Card balance approx. 3,500<br>Discover Card bal. approx. 7,000<br>Sam's Club card bal. approx. 1,500<br>Citi Card bal. approx. 2,400<br>Gap Card bal. approx. 2,100<br><br>We could pay off all but the Discover card with our loan money and then have an easy lower monthly payment through lending club. The monthly payments vary because we usually pay bulk payments for one or all of them each month. I also have never been late on a credit card payment. Thank you for your time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our current expenses are about $2000. Of course we do have my husbands income as well (68,500/year) even though I know you dont count that in to this. My credit is good, his is not so good due to student loans. |
Member Payment Dependent Notes Series 1057024
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057024 |
$8,000 |
$8,000 |
10.65% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057024. Member loan 1057024 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,861 / month |
Current employer: | Tacoma Public Schools | Debt-to-income ratio: | 6.53% |
Length of employment: | < 1 year | Location: | TACOMA, WA |
Home town: | |||
Current & past employers: | Tacoma Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Consolidating Credit Card bills into a lower interest loan in order to better manage both monthly and total debt payments.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,838.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057054 |
$6,000 |
$6,000 |
13.49% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057054. Member loan 1057054 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Adidas | Debt-to-income ratio: | 9.82% |
Length of employment: | 2 years | Location: | Baltimore, MD |
Home town: | |||
Current & past employers: | Adidas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,540.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057064
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057064 |
$5,000 |
$5,000 |
12.42% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057064. Member loan 1057064 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,542 / month |
Current employer: | Four Seasons Association | Debt-to-income ratio: | 16.69% |
Length of employment: | 2 years | Location: | NORMAL, IL |
Home town: | |||
Current & past employers: | Four Seasons Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1057080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057080 |
$8,875 |
$8,875 |
10.65% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057080. Member loan 1057080 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,603 / month |
Current employer: | Convergys Corp | Debt-to-income ratio: | 18.21% |
Length of employment: | < 1 year | Location: | OGDEN, UT |
Home town: | |||
Current & past employers: | Convergys Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > For consolidation of all debt<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I currently have 55 credit cards I plan to pay off |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed for 6 months and during that time I dug myself into a pretty deep hole |
Member Payment Dependent Notes Series 1057099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057099 |
$13,650 |
$13,650 |
10.65% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057099. Member loan 1057099 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Sarasota County School District | Debt-to-income ratio: | 24.57% |
Length of employment: | 5 years | Location: | SARASOTA, FL |
Home town: | |||
Current & past employers: | Sarasota County School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Want to pay down credit card debt without enriching big banks - love the idea of people working together, helping one another succeed - excited I was able to find the lending club<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057110 |
$2,300 |
$2,300 |
7.51% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057110. Member loan 1057110 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Red coat tavern | Debt-to-income ratio: | 10.23% |
Length of employment: | < 1 year | Location: | Attica, MI |
Home town: | |||
Current & past employers: | Red coat tavern | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,190.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057140
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057140 |
$5,600 |
$5,600 |
7.90% |
1.00% |
December 7, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057140. Member loan 1057140 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Mineola Animal Hospital | Debt-to-income ratio: | 10.90% |
Length of employment: | 1 year | Location: | NEW HYDE PARK, NY |
Home town: | |||
Current & past employers: | Mineola Animal Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057211
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057211 |
$9,450 |
$9,450 |
14.27% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057211. Member loan 1057211 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | st vincent painting co | Debt-to-income ratio: | 18.96% |
Length of employment: | 7 years | Location: | Rahway, NJ |
Home town: | |||
Current & past employers: | st vincent painting co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Thank You<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,635.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057238 |
$21,650 |
$21,650 |
12.69% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057238. Member loan 1057238 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,197 / month |
Current employer: | Commonwealth of Pennsylvania | Debt-to-income ratio: | 21.28% |
Length of employment: | 6 years | Location: | YORK HAVEN, PA |
Home town: | |||
Current & past employers: | Commonwealth of Pennsylvania | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > All funds received from this loan will be utilized to payoff existing higher interest rate credit cards. This debt was incurred years ago and the monthly payment for this loan will be less than I am currently paying simply to remit minimum to slightly above minimum payments. If you review my credit history you will see that there are ZERO missed payments or delinquencies. This loan will enable my family to repay my debt in 3 years as opposed to 15 or 20. I truly appreciate your consideration.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057243 |
$15,000 |
$15,000 |
15.27% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057243. Member loan 1057243 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Salisbury Behavioral Health INC. | Debt-to-income ratio: | 13.83% |
Length of employment: | 6 years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | Salisbury Behavioral Health INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057316
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057316 |
$10,000 |
$10,000 |
10.65% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057316. Member loan 1057316 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Five Towns College | Debt-to-income ratio: | 11.20% |
Length of employment: | 3 years | Location: | Levittown, NY |
Home town: | |||
Current & past employers: | Five Towns College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I plan to use these funds to pay off credit card debt. <br> Borrower added on 12/06/11 > One monthly payment will make it easier to pay off debt faster.<br> Borrower added on 12/07/11 > I am a good borrower because I have a stable, salary paying job and the monthly payment is well within my budget.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057319
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057319 |
$18,000 |
$18,000 |
9.91% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057319. Member loan 1057319 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Sound Community Bank | Debt-to-income ratio: | 11.85% |
Length of employment: | 5 years | Location: | TACOMA, WA |
Home town: | |||
Current & past employers: | Sound Community Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I am asking for your help.simply because I am trying to consolidate all of my debt. I have destroyed ALL of my credit cards and am trying to simplify my life with just one payment. I have never been late on a payment and have worked for the same company for 5 years. Please consider investing in me, you won't be disappointed! Thank-you!!!!<br> Borrower added on 12/07/11 > Please Help me simplify my life and become debt free in 3 years or less!!!!!! Your Consideration is GREATLY APPRECIATED!!!!!!<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1057330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057330 |
$14,000 |
$14,000 |
14.27% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057330. Member loan 1057330 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | CTA Digital | Debt-to-income ratio: | 8.40% |
Length of employment: | < 1 year | Location: | SUNNYSIDE, NY |
Home town: | |||
Current & past employers: | CTA Digital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I plan to use these funds to better manage my debt consolidation and clear it within 3 years. I am stably employed with an established and successful company invested in growth. I have a clear budget planned, recently paid off my car and I am committed to organizing my finances for a more secure future. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,018.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057343 |
$4,800 |
$4,800 |
14.65% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057343. Member loan 1057343 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,717 / month |
Current employer: | Sabic Polymershapes | Debt-to-income ratio: | 15.28% |
Length of employment: | < 1 year | Location: | EL CAJON, CA |
Home town: | |||
Current & past employers: | Sabic Polymershapes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $7,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | i was unemployed for almost a year and had to rely on cards. i have a great career job now where i can retire at one day and i want to pay off all my high interest cards as soon as possible. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 2 department store cards, 2 visas, and a mastercard.interest rates vary between 27 to 29.99%. minimum payments combined is more than the payment I'll be making to pay off this loan. |
Member Payment Dependent Notes Series 1057350
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057350 |
$12,000 |
$12,000 |
7.51% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057350. Member loan 1057350 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,042 / month |
Current employer: | Asian American LEAD | Debt-to-income ratio: | 24.10% |
Length of employment: | 3 years | Location: | SILVER SPRING, MD |
Home town: | |||
Current & past employers: | Asian American LEAD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > I graduated and moved to DC after studying abroad and I'm not ready to organize my life and expand my career. I want to take all of my various school, moving and credit card debt and put it in one place so I can pay off all my debt in the next 3 years.<br> Borrower added on 12/08/11 > *now* ready to organize my life and expand my career. (correction)<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thanks for your question. <br><br>I have about $10,000 in student load debt with ~$100/month payments and 2.3% interest. As I work in after-school programming and youth development, those payments are eligible for reduction/deferment from my lender if I apply.<br><br>I hold about $11,000 in credit card debt and a line of credit from paying a large percentage of my books, a portion of my tuition and my moving expenses when I returned to the states and moved for my job. The interest on these accounts is just ridiculous and is why I am applying for this loan. I have never missed a payment, yet my interest rates started going up as soon as the economy started falling off. On the 3 accounts, they range from 11% to 29% and my total payments are about $400-$450/month. <br><br>I currently have no mortgage to pay or other outstanding borrowing, etc. I would like to put as much of this in one place and pay it off with one or two monthly payments as opposed to a very disorganized group of bills where I'm just paying interest on top of interest for a big credit card company. |
Member Payment Dependent Notes Series 1057358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057358 |
$5,350 |
$5,350 |
15.27% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057358. Member loan 1057358 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | billy howell ford | Debt-to-income ratio: | 9.46% |
Length of employment: | 6 years | Location: | CUMMING, GA |
Home town: | |||
Current & past employers: | billy howell ford | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > replace heat and air system for my home.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,815.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057403
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057403 |
$1,200 |
$1,200 |
12.69% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057403. Member loan 1057403 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | san gabriel transit inc | Debt-to-income ratio: | 13.41% |
Length of employment: | 8 years | Location: | GLENDALE, CA |
Home town: | |||
Current & past employers: | san gabriel transit inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,040.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1057428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057428 |
$10,000 |
$10,000 |
9.91% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057428. Member loan 1057428 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Shapiro & Burson, LLP | Debt-to-income ratio: | 13.38% |
Length of employment: | 2 years | Location: | MANASSAS, VA |
Home town: | |||
Current & past employers: | Shapiro & Burson, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > Plan to use funds to pay off all debt so that I have 1 monthly payment, making it easier to save for my first home. I pay all bills on time, every month, no questions asked and am a great employee for the company I work for and my position is very secure. <br><br> Borrower added on 12/05/11 > I plan to use the funds to consolidate all bills to make saving for my first home more manageable. I pay 100% of my bills on time every month and am very stable in my employment.<br> Borrower added on 12/06/11 > by consolidating my bills with a loan from the Lending Company, my monthly payment will be $400.00 less than I am currently paying on other loans and credit cards. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,002.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057458 |
$10,000 |
$10,000 |
14.27% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057458. Member loan 1057458 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Auto-car Sale | Debt-to-income ratio: | 6.85% |
Length of employment: | 3 years | Location: | NORTH HOLLYWOOD, CA |
Home town: | |||
Current & past employers: | Auto-car Sale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > planing to pay off higher interest credit cards, improve my credit and grow my own business<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,258.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1057501
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057501 |
$11,200 |
$11,200 |
11.71% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057501. Member loan 1057501 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | cdc managment | Debt-to-income ratio: | 8.68% |
Length of employment: | 5 years | Location: | bronx, NY |
Home town: | |||
Current & past employers: | cdc managment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $10,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I need to have a lumbar back surgery but my insurance won't pay for it all |
Please provide additional details regarding the purpose of the loan | I need a lumbar surgery my job insurance does not cover the full surgery so I have to put a portion |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is 1200.00 my line of credit ranges from 3000 to 10,000 utilities are 300 monthly |
Member Payment Dependent Notes Series 1057519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057519 |
$5,000 |
$5,000 |
7.90% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057519. Member loan 1057519 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,678 / month |
Current employer: | State of Ca-EDD | Debt-to-income ratio: | 3.37% |
Length of employment: | 2 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | State of Ca-EDD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Credit card payments timely, no late or slow pay. Interest rates above 10% are main concern. Transfer of revolving credit to installment account also beneficial. Loan will be used to payoff credit cards as follows:<br><br>WalMart $2,000<br>Chase $900<br>Wells Fargo $2000<br><br>Thank you :)<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,327.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057562
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057562 |
$9,000 |
$9,000 |
12.69% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057562. Member loan 1057562 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Macy's Inc | Debt-to-income ratio: | 12.88% |
Length of employment: | < 1 year | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | Macy's Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057615
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057615 |
$8,300 |
$8,300 |
8.90% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057615. Member loan 1057615 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | All Nevada Insurance | Debt-to-income ratio: | 6.24% |
Length of employment: | 10+ years | Location: | HENDERSON, NV |
Home town: | |||
Current & past employers: | All Nevada Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057621 |
$6,950 |
$6,950 |
9.91% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057621. Member loan 1057621 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Real Mex Foods | Debt-to-income ratio: | 20.51% |
Length of employment: | 2 years | Location: | NORTH HOLLYWOOD, CA |
Home town: | |||
Current & past employers: | Real Mex Foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I owe about $5,700 on one card and $300 on two others that have interest rates over 23%. My payment history is perfect and it will stay that way, but a lower rate will save me thousands.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057629 |
$2,425 |
$2,425 |
15.27% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057629. Member loan 1057629 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Lime Energy | Debt-to-income ratio: | 23.92% |
Length of employment: | 3 years | Location: | EDISON, NJ |
Home town: | |||
Current & past employers: | Lime Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $24,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1057710
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057710 |
$10,000 |
$10,000 |
11.71% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057710. Member loan 1057710 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | heartland hospital | Debt-to-income ratio: | 10.65% |
Length of employment: | 5 years | Location: | NEVADA, MO |
Home town: | |||
Current & past employers: | heartland hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,869.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation and rental houses(I own 28) property taxes |
Member Payment Dependent Notes Series 1057749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057749 |
$7,650 |
$7,650 |
11.71% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057749. Member loan 1057749 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | may trucking | Debt-to-income ratio: | 23.96% |
Length of employment: | 5 years | Location: | SAN BERNARDINO, CA |
Home town: | |||
Current & past employers: | may trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,086.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off high interest credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about 1000$ |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 credit cards and about 22000$ balance 3 of them have 21% interest rate |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 credit cards and about 22000$ balance 3 of them have 21% interest rate |
Member Payment Dependent Notes Series 1057750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057750 |
$8,000 |
$8,000 |
12.42% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057750. Member loan 1057750 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Audible Inc. | Debt-to-income ratio: | 23.79% |
Length of employment: | 4 years | Location: | NEWARK, NJ |
Home town: | |||
Current & past employers: | Audible Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $7,223.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off all credit cards |
Member Payment Dependent Notes Series 1057773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057773 |
$5,500 |
$5,500 |
14.27% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057773. Member loan 1057773 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | kansas state university | Debt-to-income ratio: | 22.80% |
Length of employment: | 5 years | Location: | MANHATTAN, KS |
Home town: | |||
Current & past employers: | kansas state university | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This is to payoff some of the cards which I have for the last 5 years, the APR is 22 %. I am graduating this May 2012, so will be paying off sooner, I hope in an year.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,519.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance ~$10000.00<br>interest rates : 11.9-28 %<br>Monthly payments : ~ $250<br>Will be paying of high interest cards. I am a student for the last 5 years, so need some buffer money to manage things around. Once I have a job I will be paying off the credit cards completely. |
Please explain the reason why you carry a large revolving credit balance. | I am a Ph.D. student for the last five years. That will explain why credit cards.. |
Member Payment Dependent Notes Series 1057776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057776 |
$16,000 |
$16,000 |
12.69% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057776. Member loan 1057776 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,583 / month |
Current employer: | Michael C Fina | Debt-to-income ratio: | 12.48% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Michael C Fina | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I have been paying my credit cards regularly but making little headway. With this loan, I will be debt free by 2014. Please help me by funding my loan. Your investment will be returned in full.<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff my credit cards and to be debt free by the end of paying this loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The coop apartment is payed off. The monthly maintenance that includes heat is around $400. Electricity is bought in bulk by the coop of which we pay an average of $50 a month. |
Member Payment Dependent Notes Series 1057787
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057787 |
$12,375 |
$12,375 |
9.91% |
1.00% |
December 12, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057787. Member loan 1057787 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,667 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 24.30% |
Length of employment: | 10+ years | Location: | JACKSONVILLE, FL |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > This loan will tremendously help me refinance my credit cards<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1) I have no rent expense as I currently live with my parents<br>2) I do not pay for utilites<br>3) Cell Phone $80<br>4) Food $160<br>5) Cable $80 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1) VISA- Balance $6000- Rate 20%- Monthly Payment $150<br>2) PLATINUM PLUS VISA- Balance $10000- Rate 17%- Monthly Payment $200 |
Member Payment Dependent Notes Series 1057806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057806 |
$5,375 |
$5,375 |
10.65% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057806. Member loan 1057806 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | FRCS | Debt-to-income ratio: | 17.69% |
Length of employment: | 5 years | Location: | PROVIDENCE, RI |
Home town: | |||
Current & past employers: | FRCS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057816 |
$20,000 |
$20,000 |
11.71% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057816. Member loan 1057816 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | Mossy Nissan Oceanside | Debt-to-income ratio: | 16.55% |
Length of employment: | 7 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | Mossy Nissan Oceanside | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,382.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent and utilities $550<br>Phone $80<br>Car & insurance $400<br>Food, etc $450 |
Please explain the reason why you carry a large revolving credit balance. | Most from dental work not covered by insurance, and the rest was accumulated from school, moving expenses. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American express $2684, $60 mmp, at 15.24%<br>CareCredit $4200, $159 mmp, at 0% 12 month and then 26.99%<br>Visa $2700, $97 mmp,29.99%<br>Visa $5433, $126 mmp, 16.99%<br>Discover $4900, $153 mmp, 18.99% |
Member Payment Dependent Notes Series 1057818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057818 |
$7,000 |
$7,000 |
8.90% |
1.00% |
December 8, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057818. Member loan 1057818 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Harvard University | Debt-to-income ratio: | 16.68% |
Length of employment: | 5 years | Location: | Burlington, MA |
Home town: | |||
Current & past employers: | Harvard University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $8,867.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | One purpose: pay down entirely and close high interest credit accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately $8,000 in revolving debt and the same in an auto loan. I have no other debt. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage and no monthly housing expenses. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses for rent, credit, utilities, insurance, taxes and other miscellaneous items are approximately $800. |
Member Payment Dependent Notes Series 1057900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057900 |
$10,000 |
$10,000 |
8.90% |
1.00% |
December 9, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057900. Member loan 1057900 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Shop Rite Supermarkets | Debt-to-income ratio: | 20.79% |
Length of employment: | 10+ years | Location: | Middletown, NY |
Home town: | |||
Current & past employers: | Shop Rite Supermarkets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off high-interest credit card bills. |
Member Payment Dependent Notes Series 1057923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057923 |
$12,000 |
$12,000 |
9.91% |
1.00% |
December 13, 2011 |
December 19, 2014 |
December 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057923. Member loan 1057923 was requested on December 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Nan INC | Debt-to-income ratio: | 10.46% |
Length of employment: | 6 years | Location: | EWA BEACH, HI |
Home town: | |||
Current & past employers: | Nan INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > I plan to refurnish my house. <br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,426.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1057996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1057996 |
$7,200 |
$7,200 |
9.91% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1057996. Member loan 1057996 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Wells Fargo | Debt-to-income ratio: | 8.59% |
Length of employment: | 1 year | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Wells Fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I have always maintained excellent credit and have never missed any payments on credit card or student debt. I had to incur moving expenses on a credit card to relocate for my new job and it now makes financial sense for me to refinance with a significantly lower interest loan from LendingClub. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,754.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058015 |
$10,000 |
$10,000 |
11.71% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058015. Member loan 1058015 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | State of CT Dept of Corrections/Parole | Debt-to-income ratio: | 17.30% |
Length of employment: | 5 years | Location: | MIDDLETOWN, CT |
Home town: | |||
Current & past employers: | State of CT Dept of Corrections/Parole | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/09/11 > US AIR CC: $6000<br>CAP ONE CC $1950<br>CITGO $1000<br>ORCHARD BANK $1500<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation |
Which debts do you plan to pay off with this loan? | highest balance |
Member Payment Dependent Notes Series 1058031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058031 |
$9,600 |
$9,600 |
11.71% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058031. Member loan 1058031 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Charles Scwab | Debt-to-income ratio: | 10.19% |
Length of employment: | 2 years | Location: | Chuluota, FL |
Home town: | |||
Current & past employers: | Charles Scwab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > These funds will be used to pay off a loan that has a higher interest rate. I have been with the same company for 13 years and in my current position close to 3 years. <br><br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $18,114.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058042 |
$8,075 |
$8,075 |
22.35% |
1.00% |
December 13, 2011 |
December 20, 2016 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058042. Member loan 1058042 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Mifflin County | Debt-to-income ratio: | 10.73% |
Length of employment: | 10+ years | Location: | lewistown, PA |
Home town: | |||
Current & past employers: | Mifflin County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > to consolidate loans to lower rate<br> Borrower added on 12/08/11 > I am looking to pay off a loan . I have been at my current position for 10 years and I have lived my entire life in the same town. I have been at my current address for 26 years. I only have one loan and no credit cards and a mortage.<br><br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have a mortgage, no credit cards, and one loan which I am trying to refinance with this loan due to interest rates. I do not have any home equity loans or line of credits or car payments. My utilities are land-line phone, electric and television. I do not own a cell phone so no cell phone bill. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I dont have any credit cards or line of credits, no student loans due at this time, daughter is in college so I have parent plus loans, but not due until she graduates in 3 1/2 years. unsecured loan with intrest rate of 26%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have an electric bill that is always under $75, I live within 10 miles of my job so my transportation is low. I do not have a cell phone bill only a land line with only the bare minimum services. I process alot of my own food during the summer months to help off set the food bill so I can keep it low also. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I dont have any credit cards or line of credits, no student loans due at this time, daughter is in college so I have parent plus loans, but not due until she graduates in 3 1/2 years. unsecured loan with intrest rate of 26%. |
Member Payment Dependent Notes Series 1058060
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058060 |
$5,000 |
$5,000 |
16.29% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058060. Member loan 1058060 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.57% |
Length of employment: | 10+ years | Location: | HUNTINGTOWN, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $7,470.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'am only using the money to buy a farm truck. |
What is your intended use for the loan proceeds? | the intended use of the proceeds is to buy a farm truck |
Member Payment Dependent Notes Series 1058072
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058072 |
$9,350 |
$9,350 |
7.51% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058072. Member loan 1058072 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | El Paso Corporation | Debt-to-income ratio: | 10.00% |
Length of employment: | 5 years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | El Paso Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,358.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Before: $277<br>After: $440 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $8071, 16.99%, $128 |
Member Payment Dependent Notes Series 1058084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058084 |
$14,000 |
$14,000 |
12.42% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058084. Member loan 1058084 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | Carolina East Medical Center | Debt-to-income ratio: | 9.63% |
Length of employment: | 4 years | Location: | NEW BERN, NC |
Home town: | |||
Current & past employers: | Carolina East Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Loan is for consolidation of credit card debt and 2000 of this total will be use to assist in purchasing a vehicle for my daughter, which I have already saved 4000 for. Thank you very much for your consideration. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058085 |
$7,200 |
$7,200 |
12.69% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058085. Member loan 1058085 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | Aarons Sales and Lease | Debt-to-income ratio: | 20.19% |
Length of employment: | 1 year | Location: | STEUBENVILLE, OH |
Home town: | |||
Current & past employers: | Aarons Sales and Lease | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $5,258.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058110 |
$2,200 |
$2,200 |
9.91% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058110. Member loan 1058110 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Walmart | Debt-to-income ratio: | 14.95% |
Length of employment: | 8 years | Location: | MONACA, PA |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Thank you for lending me this money It will help very much.<br><br> Borrower added on 12/06/11 > To consolidate and pay down some bills. <br><br> Borrower added on 12/06/11 > To pay off a credit card.<br><br> Borrower added on 12/06/11 > To pay off chase bank.<br><br> Borrower added on 12/06/11 > Thank you!<br><br> Borrower added on 12/06/11 > To pay off my high interest credit card.<br><br> Borrower added on 12/06/11 > to pay off my credit card <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058111 |
$13,000 |
$13,000 |
9.91% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058111. Member loan 1058111 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Holy Rosary Church | Debt-to-income ratio: | 17.30% |
Length of employment: | 10+ years | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | Holy Rosary Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > My goal is to consolidate my debt and pay one bill with a lower APR.<br> Borrower added on 12/07/11 > My plan is to pay a higher portion of the bill in the summer months when I make more money. I can actually then pay it off in less than 3 years. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,246.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058123
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058123 |
$11,775 |
$11,775 |
13.49% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058123. Member loan 1058123 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,700 / month |
Current employer: | Body Details, Inc. | Debt-to-income ratio: | 13.11% |
Length of employment: | 1 year | Location: | HYPOLUXO, FL |
Home town: | |||
Current & past employers: | Body Details, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058162 |
$5,000 |
$5,000 |
14.27% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058162. Member loan 1058162 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | AC Linen Supply Inc. | Debt-to-income ratio: | 20.93% |
Length of employment: | 10+ years | Location: | BRIGANTINE, NJ |
Home town: | |||
Current & past employers: | AC Linen Supply Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,606.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058173 |
$6,000 |
$6,000 |
16.77% |
1.00% |
December 12, 2011 |
December 20, 2016 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058173. Member loan 1058173 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Independence Blue Cross | Debt-to-income ratio: | 9.09% |
Length of employment: | 10+ years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | Independence Blue Cross | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $10,161.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | GE Money Bank Visa Line of Credit (2030.37) 20.24% APR approx 65.00 per month payment<br>Walmart Line of Credit (534.93) 22.90% APR approx 25.00 per month payment<br>Kay Jewelers Line of Credit (1468.96) 24.99% APR 140.00 per month payment<br>HSBC Bank Line of Credit Mastercard (298.15) 12.90% approx 15.00 per month payment<br>Target Line of Credit (196.42) 22.90% 25.00 per month payment<br>Capital One Line of Credit Mastercard (1023.33) 18.90% approx 30.00 per month payment<br>Macys Line of Credit (445.11) 23.99% APR approx 22.00 per month payment<br>Bloomingdales Line of Credit (316.38) 23.99% APR approx 15.00 per month payment<br>HSBC Best Buy Line of Credit (798.66) 29.99% APR approx 35.00 per month payment<br>Jcew Line of Credit (1057.53) 24.99 APR approx 60.00 per month payment<br>American Education Services Student Loan Unsub. (1682.58) 3.750 APR 12.51 per month payment<br>American Education Student Loan Subsidized (8563.15) 3.750 APR 53.73 per month payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses are as follows:<br>885 Rent<br>30.00 Gas<br>400.00 Groceries<br>150.00 Transportation to work |
Which debts do you plan to pay off with this loan? | All of my charge cards will be paid as well as a large portion of my student loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | GE Money Bank Visa Line of Credit (2030.37) 20.24% APR approx 65.00 per month payment<br>Walmart Line of Credit (534.93) 22.90% APR approx 25.00 per month payment<br>Kay Jewelers Line of Credit (1468.96) 24.99% APR 140.00 per month payment<br>HSBC Bank Line of Credit Mastercard (298.15) 12.90% approx 15.00 per month payment<br>Target Line of Credit (196.42) 22.90% 25.00 per month payment<br>Capital One Line of Credit Mastercard (1023.33) 18.90% approx 30.00 per month payment<br>Macys Line of Credit (445.11) 23.99% APR approx 22.00 per month payment<br>Bloomingdales Line of Credit (316.38) 23.99% APR approx 15.00 per month payment<br>HSBC Best Buy Line of Credit (798.66) 29.99% APR approx 35.00 per month payment<br>Jcew Line of Credit (1057.53) 24.99 APR approx 60.00 per month payment<br>American Education Services Student Loan Unsub. (1682.58) 3.750 APR 12.51 per month payment<br>American Education Student Loan Subsidized (8563.15) 3.750 APR 53.73 per month payment. |
Please explain the reason why you carry a large revolving credit balance. | I had to take on some debt for a number of personal reasons during a time tough financial time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | GE Money Bank Visa Line of Credit (2030.37) 20.24% APR approx 65.00 per month payment<br>Walmart Line of Credit (534.93) 22.90% APR approx 25.00 per month payment<br>Kay Jewelers Line of Credit (1468.96) 24.99% APR 140.00 per month payment<br>HSBC Bank Line of Credit Mastercard (298.15) 12.90% approx 15.00 per month payment<br>Target Line of Credit (196.42) 22.90% 25.00 per month payment<br>Capital One Line of Credit Mastercard (1023.33) 18.90% approx 30.00 per month payment<br>Macys Line of Credit (445.11) 23.99% APR approx 22.00 per month payment<br>Bloomingdales Line of Credit (316.38) 23.99% APR approx 15.00 per month payment<br>HSBC Best Buy Line of Credit (798.66) 29.99% APR approx 35.00 per month payment<br>Jcew Line of Credit (1057.53) 24.99 APR approx 60.00 per month payment<br>American Education Services Student Loan Unsub. (1682.58) 3.750 APR 12.51 per month payment<br>American Education Student Loan Subsidized (8563.15) 3.750 APR 53.73 per month payment. |
Which debts do you plan to pay off with this loan? | Good evening, I plan on paying the total balances off of my credit cards. |
Member Payment Dependent Notes Series 1058177
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058177 |
$5,000 |
$5,000 |
14.27% |
1.00% |
December 7, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058177. Member loan 1058177 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,117 / month |
Current employer: | Blue sky therapy | Debt-to-income ratio: | 21.71% |
Length of employment: | 5 years | Location: | HERMITAGE, PA |
Home town: | |||
Current & past employers: | Blue sky therapy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Email verified.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,624.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058200 |
$5,000 |
$5,000 |
14.27% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058200. Member loan 1058200 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,312 / month |
Current employer: | Internal Revenue Service | Debt-to-income ratio: | 20.62% |
Length of employment: | 4 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Internal Revenue Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1058203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058203 |
$18,000 |
$18,000 |
9.91% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058203. Member loan 1058203 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Cumulus Media | Debt-to-income ratio: | 22.51% |
Length of employment: | 6 years | Location: | RICHMOND, TX |
Home town: | |||
Current & past employers: | Cumulus Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I purchased my home in late 2009. While I was in the process of getting my mortgage, Congress changed the rules credit card companies follow, and as a result, they raised interest rates on virtually everyone, myself included. At the time, all of my credit cards except one went from having interest rates under 10% to having interest rates of over 20%. <br><br>I had the option to not accept the new, higher interest rates, close the credit cards and pay them off at the lower rates, and would have, but I was advised not to do so at the time, as it would have radically changed my credit picture and jeopardized the mortgage I was in the process of getting.<br><br>I will use this loan to pay off all of my credit card debt.<br><br>I am an excellent borrower as I have a spotless payment history with all of my lenders. I have never missed or even been late with a payment - ever - on anything. <br><br>I have an incredibly stable job, and I will have been with my current company for 7 years in January.<br><br>My car loan will be paid off in the next few months, which will lower my monthly expenses by almost the same amount as my monthly loan payment through Lending Club. I am currently paying far more than the monthly minimums toward this credit card debt - about $1,000 per month. My monthly payments for these two budget items alone will drop from just under $1,600 per month to under $600 per month.<br><br>Thank you for your consideration!<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $7,571 - 22.24% - $215<br>Visa - $4,105 - 16.24% - $96<br>Visa - $540 - 19.24% - $25<br>MasterCard - $1,824 - 16.45% - $45<br>MasterCard - $2,819 - 15.90% - $56<br>MasterCard - $1,024 - 16.24% - $35 |
Member Payment Dependent Notes Series 1058213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058213 |
$3,600 |
$3,600 |
6.62% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058213. Member loan 1058213 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,402 / month |
Current employer: | US Bank | Debt-to-income ratio: | 11.75% |
Length of employment: | 8 years | Location: | BURLINGTON, KY |
Home town: | |||
Current & past employers: | US Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > For Christmas <br><br> Borrower added on 12/07/11 > And to pay medical bills <br> Borrower added on 12/07/11 > Thank you for helping me in this hard time. I can't express my gratitude enough. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058221
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058221 |
$18,225 |
$18,225 |
12.42% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058221. Member loan 1058221 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | hill's pet nutrion | Debt-to-income ratio: | 19.65% |
Length of employment: | 4 years | Location: | Somers, CT |
Home town: | |||
Current & past employers: | hill's pet nutrion | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > With these funds I can rid myself and my family of credit card debt.You can be rest assurued I've never fail to pay back a loan.My employment situation is quite secure.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058228 |
$10,000 |
$10,000 |
14.65% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058228. Member loan 1058228 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | peak security inc | Debt-to-income ratio: | 9.60% |
Length of employment: | 5 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | peak security inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > i apply for the loan so i can pay off all my credit card.i can stop payin 5 times in month.this will make it easier for me.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,071.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | the of my credit cards is $9,961.00,the intrest rates is $140.00 excluding two of my credit cards still under promotion which it goin to expire early next year and the apr comes with25.25% thats means if the promotion ends.my interest rate for the month will add up.my current monthly payment its $294.00 |
Member Payment Dependent Notes Series 1058242
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058242 |
$10,075 |
$10,075 |
12.42% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058242. Member loan 1058242 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Zila, Inc. | Debt-to-income ratio: | 18.63% |
Length of employment: | 2 years | Location: | CAVE CITY, AR |
Home town: | |||
Current & past employers: | Zila, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Playing off credit cards - JC Penny, Barclay and Bank of America.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1058276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058276 |
$13,225 |
$13,225 |
12.69% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058276. Member loan 1058276 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Aramark Sports and Entertainment | Debt-to-income ratio: | 23.48% |
Length of employment: | 5 years | Location: | RICHMOND, TX |
Home town: | |||
Current & past employers: | Aramark Sports and Entertainment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have done away with all of my credit cards and want to consolidate the balances to one payment at a lower rate. The rate offered through Lending Club saves me an average of 7% and gets me caught up in 3 years instead of the 5 year plan I was on. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have a little less than 14K in credit card debt and the rates are between 15% and 22.99%. I am paying an amount which would get me clear in 5 years and it totals $516 per month. Minimums are $308 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2797+1200 for food and transportation |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2797 |
Please explain the reason why you carry a large revolving credit balance. | I used them to cover the expense of having my second child and then later getting tubes put in her ears. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $302 Minimums, I currently pay $526 |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have a little less than 14K in credit card debt and the rates are between 15% and 22.99%. I am paying an amount which would get me clear in 5 years and it totals $516 per month. Minimums are $308 per month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $6000 for Discover, $3200 for Bank of America Visa, $2800 Chase Visa, $2000 Amex |
Member Payment Dependent Notes Series 1058282
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058282 |
$16,000 |
$16,000 |
15.96% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058282. Member loan 1058282 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Global Teachers Research and Resources | Debt-to-income ratio: | 7.70% |
Length of employment: | 10+ years | Location: | LAWRENCEVILLE, GA |
Home town: | |||
Current & past employers: | Global Teachers Research and Resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I intend to make improvements on my kitchen and repair both bathrooms in my home which obviously improves the value of the house in this current housing market<br> Borrower added on 12/06/11 > I have recently refianced my mortagage for a lower rate and hence the amount of $$$ that I save every month can help me pay this loan at a faster pace and this is the right moment for me to think about it.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the estimated current market value of your home? | I did not have the apprisal done during the refinancing process. But it is estimated at the value of $155k. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | The total balance is $140k and the monthly mortage payment is $1028 |
Member Payment Dependent Notes Series 1058318
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058318 |
$8,400 |
$8,400 |
14.65% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058318. Member loan 1058318 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | wyoming valley hospital | Debt-to-income ratio: | 15.84% |
Length of employment: | < 1 year | Location: | WILKES BARRE, PA |
Home town: | |||
Current & past employers: | wyoming valley hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,568.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | During the time I was an undergradute student and the job I had did not cover expenses and I had car trouble on more then one time. I recently graduated and have since changed my career and make more then my previous employment and are able to live without using my credit. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I believe my balance is around 8000 and my instrest rate on two credit cards are extremly high. The monthly payments on my credit cards combined are higher then the loan repayment that I am asking for. |
Member Payment Dependent Notes Series 1058396
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058396 |
$10,000 |
$10,000 |
10.65% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058396. Member loan 1058396 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,625 / month |
Current employer: | Investor's Business Daily | Debt-to-income ratio: | 9.30% |
Length of employment: | 3 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Investor's Business Daily | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058440 |
$18,000 |
$18,000 |
17.27% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058440. Member loan 1058440 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Eli's Bread | Debt-to-income ratio: | 21.43% |
Length of employment: | 10+ years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | Eli's Bread | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 20,000 in credit card debt |
Which debts do you plan to pay off with this loan? | credit card debts |
Please explain the reason why you carry a large revolving credit balance. | too many credit cards |
Member Payment Dependent Notes Series 1058468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058468 |
$12,000 |
$12,000 |
16.29% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058468. Member loan 1058468 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Coldwell Banker Pacific Properties | Debt-to-income ratio: | 14.00% |
Length of employment: | 9 years | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | Coldwell Banker Pacific Properties | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Pay off credit cards<br><br> Borrower added on 12/06/11 > Pay off credit cards<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058477
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058477 |
$7,000 |
$7,000 |
12.69% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058477. Member loan 1058477 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,125 / month |
Current employer: | Adams and Associates | Debt-to-income ratio: | 21.38% |
Length of employment: | 5 years | Location: | FITCHBURG, MA |
Home town: | |||
Current & past employers: | Adams and Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $9,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058483 |
$10,625 |
$10,625 |
14.27% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058483. Member loan 1058483 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,208 / month |
Current employer: | valcom/necc | Debt-to-income ratio: | 15.49% |
Length of employment: | 10+ years | Location: | BURLINGTON, VT |
Home town: | |||
Current & past employers: | valcom/necc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I am very determined and will pay.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,872.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058484 |
$7,200 |
$7,200 |
20.89% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058484. Member loan 1058484 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,400 / month |
Current employer: | Ohio State University | Debt-to-income ratio: | 20.46% |
Length of employment: | < 1 year | Location: | Clarksville, OH |
Home town: | |||
Current & past employers: | Ohio State University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 34 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 61 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $17,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a balance of $6200 on credit cards interest rate is 24% maying $500. per month.. My half of my morgage is $1500 per month. My student loan is 94.00 per month with a balance of $1100. |
Member Payment Dependent Notes Series 1058486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058486 |
$7,200 |
$7,200 |
13.49% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058486. Member loan 1058486 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Central School District 301 | Debt-to-income ratio: | 22.22% |
Length of employment: | 9 years | Location: | sycamore, IL |
Home town: | |||
Current & past employers: | Central School District 301 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $13,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are about $3700. |
Which debts do you plan to pay off with this loan? | I am going to pay off 3 high interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a $187625 dollar mortgage. The interest rate of the credit cards I am paying off are 27%. These cards I do not use anymore. I have one credit card that I do use with a 12.24% interest rate. I have a student loan that has a balance of $4000. My car loan has a remaining balance of $2000. |
Which debts do you plan to pay off with this loan? | I am going to pay off 3 high interest credit cards. |
Member Payment Dependent Notes Series 1058515
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058515 |
$10,000 |
$10,000 |
11.71% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058515. Member loan 1058515 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,450 / month |
Current employer: | oceanaire seafood room | Debt-to-income ratio: | 10.41% |
Length of employment: | 5 years | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | oceanaire seafood room | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,692.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058596
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058596 |
$10,000 |
$10,000 |
9.91% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058596. Member loan 1058596 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | RathGibson | Debt-to-income ratio: | 11.23% |
Length of employment: | 10+ years | Location: | SOUTH BOUND BROOK, NJ |
Home town: | |||
Current & past employers: | RathGibson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $9,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058603
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058603 |
$5,000 |
$5,000 |
12.42% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058603. Member loan 1058603 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | icon parking | Debt-to-income ratio: | 4.21% |
Length of employment: | 3 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | icon parking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Thank you for affording me this loan I consider is a very good loan rate <br><br> Borrower added on 12/06/11 > with this loan at this good rate I will pay off the credit card having a better monthly rate, my job is really stable I have been working for 3 years in this company, and with lendin club I will for sure keep a good business contact in order to continue making a good credit with you <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,592.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | because of high interest in credit cards |
Member Payment Dependent Notes Series 1058634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058634 |
$10,000 |
$10,000 |
9.91% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058634. Member loan 1058634 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | rite aid | Debt-to-income ratio: | 17.51% |
Length of employment: | 10+ years | Location: | MANCHESTER, NH |
Home town: | |||
Current & past employers: | rite aid | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058696 |
$4,800 |
$4,800 |
6.03% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058696. Member loan 1058696 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Amalgamated General Agency | Debt-to-income ratio: | 14.61% |
Length of employment: | 3 years | Location: | Pompton Plains, NJ |
Home town: | |||
Current & past employers: | Amalgamated General Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Legal assistance Borrower added on 12/06/11 > For legal assistance<br><br> Borrower added on 12/06/11 > legal assistance<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058699
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058699 |
$2,400 |
$2,400 |
10.65% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058699. Member loan 1058699 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Easter Seals North GA | Debt-to-income ratio: | 15.70% |
Length of employment: | 3 years | Location: | SNELLVILLE, GA |
Home town: | |||
Current & past employers: | Easter Seals North GA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,480.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off higher interest credit cards |
Member Payment Dependent Notes Series 1058792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058792 |
$6,750 |
$6,750 |
17.27% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058792. Member loan 1058792 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.00% |
Length of employment: | 2 years | Location: | lawrenceville, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/30/11 > this funding will be used to purchase tools and a van for a hardwood flooring business. <br>I've been working on a busy schedule with 2 partners for the last 2 years, and now im planning to do it on my own.<br><br>I am a very good borrower, since I keep all my bills on a budget and my bills are less than I make per month <br>Borrower added on 11/30/11 > this funding will be used to purchase tools and a van for a hardwood flooring business. <br>I've been working on a busy schedule with 2 partners for the last 2 years, and now im planning to do it on my own.<br><br>I am a very good borrower, since I keep all my bills on a budget and my bills are less than I make per month <br>
A credit bureau reported the following information about this borrower member on November 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Im not sure if my deliquency was on last 2 years, It might be longer than that, But I had some late credit card payments when my baby son was born. It was back in 2009, when the economy was crashed. I didnt have many jobs that time, and my then girlfriend was laid off.<br>So I didnt have much of a choice,but to buy my sons provisions, and let the credit cards a month or 2 behind |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $850<br>utilities $250<br>phone$195<br>car insurance $120<br>medical bills $100<br>entertainment $ 400<br>eat out $150 |
Member Payment Dependent Notes Series 1058828
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058828 |
$2,400 |
$2,400 |
14.27% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058828. Member loan 1058828 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | wells fargo | Debt-to-income ratio: | 17.71% |
Length of employment: | 1 year | Location: | fairfax, VA |
Home town: | |||
Current & past employers: | wells fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I have paid off most of my debt, but I have about 2400 left. I wanted to get this loan to pay it off while building my credit, this way I can start saving money to open up my own business two years from now.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $3,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had to pay for the remaining balance of my school. It's my last semester and it was the only way to pay it off in time to apply for graduation. |
Member Payment Dependent Notes Series 1058830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058830 |
$4,000 |
$4,000 |
8.90% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058830. Member loan 1058830 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | self | Debt-to-income ratio: | 13.16% |
Length of employment: | 3 years | Location: | chino hills, CA |
Home town: | |||
Current & past employers: | self | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I want to advertise my Therapeutic Massage business to more cities than I currently serve. I plan to use this for a one year advertising budget. <br><br>My one and only late payment was on an account 5 1/2 years ago and was not my fault but the credit cards, and I was unable to have it removed. <br><br><br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1058846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058846 |
$15,000 |
$15,000 |
12.42% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058846. Member loan 1058846 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | Edgewater Inn | Debt-to-income ratio: | 17.35% |
Length of employment: | 7 years | Location: | seattle, WA |
Home town: | |||
Current & past employers: | Edgewater Inn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Time to take control of my debt. Pay off high interest and start fresh.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058877 |
$7,200 |
$7,200 |
8.90% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058877. Member loan 1058877 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Allen Clark Financial Services LLC | Debt-to-income ratio: | 15.02% |
Length of employment: | 10+ years | Location: | OXNARD, CA |
Home town: | |||
Current & past employers: | Allen Clark Financial Services LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,323.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058924 |
$4,800 |
$4,800 |
8.90% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058924. Member loan 1058924 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | America's Second Harvest Big Bend | Debt-to-income ratio: | 14.95% |
Length of employment: | < 1 year | Location: | Tallahassee, FL |
Home town: | |||
Current & past employers: | America's Second Harvest Big Bend | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Looking to pay off a high interest credit card.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,237.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058926 |
$12,000 |
$12,000 |
8.90% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058926. Member loan 1058926 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Discovery Shutters & Shadings | Debt-to-income ratio: | 6.02% |
Length of employment: | 10+ years | Location: | ACAMPO, CA |
Home town: | |||
Current & past employers: | Discovery Shutters & Shadings | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I have a very stable job and I am looking forward in consolidating my debt to move forward in life. This will be such a help financially and cannot wait for the 3 year mark of being debt free. Thank you for your help.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $12,411.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1058942
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058942 |
$3,600 |
$3,600 |
17.27% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058942. Member loan 1058942 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Autism Speaks | Debt-to-income ratio: | 5.59% |
Length of employment: | 7 years | Location: | PENNINGTON, NJ |
Home town: | |||
Current & past employers: | Autism Speaks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Used car<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $8,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1058959
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1058959 |
$16,500 |
$16,500 |
16.77% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1058959. Member loan 1058959 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Edge Auto Rental | Debt-to-income ratio: | 10.22% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Edge Auto Rental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > This is to consolidate my bills and pay a much lower APR than I am currently getting from my credit cards.<br><br> Borrower added on 12/06/11 > This is a debt consolidation loan with a better APR than my credit cards are giving me. This monthly payment is an easy one for me - in fact, I'll probably pay it off a little early.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $22,329.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I self-financed a film I directed a few years ago and did not make any money on it. Additionally, I moved to New York City two years ago and put some of the costs of the move on credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | There are two credit card balances that total 16K at approximately 29% APR and some other minor lines of credit like furniture financing from when I moved to New York City two years ago. There are no student loans or mortgages. |
Member Payment Dependent Notes Series 1059016
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059016 |
$6,000 |
$6,000 |
7.90% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059016. Member loan 1059016 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,950 / month |
Current employer: | University Health Services | Debt-to-income ratio: | 19.17% |
Length of employment: | 10+ years | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | University Health Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,515.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059046 |
$24,000 |
$24,000 |
11.71% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059046. Member loan 1059046 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Mister Sparky | Debt-to-income ratio: | 13.26% |
Length of employment: | 3 years | Location: | Mays Landing, NJ |
Home town: | |||
Current & past employers: | Mister Sparky | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > using this for debt relief. have never been late for any of my payments. have an excellent solid job. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $2600.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about $22,000. Interest on average 20%. Paying about $1200 each month, trying to double my minimums. This consolidation would save me bet. $400-$500 each month. |
Member Payment Dependent Notes Series 1059174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059174 |
$4,500 |
$4,500 |
10.65% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059174. Member loan 1059174 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,625 / month |
Current employer: | Department of Homeland Security | Debt-to-income ratio: | 11.67% |
Length of employment: | 2 years | Location: | RESTON, VA |
Home town: | |||
Current & past employers: | Department of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,837.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059186 |
$7,000 |
$7,000 |
14.27% |
1.00% |
December 8, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059186. Member loan 1059186 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.09% |
Length of employment: | 2 years | Location: | Wheeling, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,086.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059199 |
$3,600 |
$3,600 |
16.29% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059199. Member loan 1059199 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | LEDIC Management Group | Debt-to-income ratio: | 22.05% |
Length of employment: | 6 years | Location: | Marietta, GA |
Home town: | |||
Current & past employers: | LEDIC Management Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1059210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059210 |
$16,000 |
$16,000 |
16.29% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059210. Member loan 1059210 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | John Deere | Debt-to-income ratio: | 15.84% |
Length of employment: | 10+ years | Location: | OLATHE, KS |
Home town: | |||
Current & past employers: | John Deere | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $20,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059251 |
$12,000 |
$12,000 |
6.62% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059251. Member loan 1059251 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,900 / month |
Current employer: | SOCIAL SECURITY ADMINSTRATION | Debt-to-income ratio: | 7.76% |
Length of employment: | 10+ years | Location: | KANSAS CITY , MO |
Home town: | |||
Current & past employers: | SOCIAL SECURITY ADMINSTRATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > DEBT CONSOLIDATION AND HOME IMPROVEMENT<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had some large expensive this year like dental, vet bills, and work on my house. |
Member Payment Dependent Notes Series 1059252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059252 |
$10,500 |
$10,500 |
14.65% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059252. Member loan 1059252 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.77% |
Length of employment: | 1 year | Location: | CUMMING, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $16,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1059259
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059259 |
$3,000 |
$3,000 |
7.90% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059259. Member loan 1059259 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | 6th Avenue Outfitters | Debt-to-income ratio: | 19.39% |
Length of employment: | 4 years | Location: | ANCHORAGE, AK |
Home town: | |||
Current & past employers: | 6th Avenue Outfitters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation. |
Member Payment Dependent Notes Series 1059262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059262 |
$7,150 |
$7,150 |
12.69% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059262. Member loan 1059262 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | U.S. House of Representatives | Debt-to-income ratio: | 24.60% |
Length of employment: | 1 year | Location: | ARLINGTON, VA |
Home town: | |||
Current & past employers: | U.S. House of Representatives | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > consolidating my debt into one easy payment per month<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I am not sure what your referring to, but I have no record. |
Member Payment Dependent Notes Series 1059280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059280 |
$6,000 |
$6,000 |
10.65% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059280. Member loan 1059280 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Camden Clark Medical Center | Debt-to-income ratio: | 11.75% |
Length of employment: | 10+ years | Location: | PARKERSBURG, WV |
Home town: | |||
Current & past employers: | Camden Clark Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059289 |
$7,200 |
$7,200 |
7.90% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059289. Member loan 1059289 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Action Link | Debt-to-income ratio: | 14.34% |
Length of employment: | < 1 year | Location: | SAN RAMON, CA |
Home town: | |||
Current & past employers: | Action Link | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,635.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The entire loan to Juniper credit card, which is part of the Barclays Bank of Delaware. |
Member Payment Dependent Notes Series 1059312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059312 |
$5,000 |
$5,000 |
21.28% |
1.00% |
December 13, 2011 |
December 20, 2016 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059312. Member loan 1059312 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Motion Point | Debt-to-income ratio: | 6.10% |
Length of employment: | 3 years | Location: | Coconut Creek, FL |
Home town: | |||
Current & past employers: | Motion Point | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I also have a spouse who will be paying this loan with me who is a full time employee. This loan is to pay off my credit cards which i currently pay between 500-700 per month this loan would bring them all down to 0 saving me 100-200 per month.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | in total about 13,000 interest rates vary avg 18% no mortgage no loans no lines of credit. Monthly payments right now is about 500 I pay between 500-700 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | in total about 13,000 interest rates vary avg 18% no mortgage no loans no lines of credit. Monthly payments right now is about 500 I pay between 500-700 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | in total about 13,000 interest rates vary avg 18% no mortgage no loans no lines of credit. Monthly payments right now is about 500 I pay between 500-700 per month |
Member Payment Dependent Notes Series 1059333
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059333 |
$10,000 |
$10,000 |
16.77% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059333. Member loan 1059333 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,183 / month |
Current employer: | Commerce Lexington | Debt-to-income ratio: | 17.09% |
Length of employment: | 1 year | Location: | LEXINGTON, KY |
Home town: | |||
Current & past employers: | Commerce Lexington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent (includes all utilities): $800.00<br>Transporation: $200-250<br>Phone (cell only-family plan): $170<br>Insurance (car): $100<br>Car Payment: $260<br>Food: $400-$600<br>These are the only monthly bills/expenses we have. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance: $8893.30<br>Average Interest Rates: 20.54%<br>Current Min Monthly Payments: $264.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: Balance: $1867.08 Interest: 20.24% Monthly Payment: $59.00<br>Visa: Balance: $2270.96 Interest: 19.99% Monthly Payment: $71.00<br>Visa: Balance: $1469.03 Interest: 20.24% Monthly Payment: $40.00<br>Visa: Balance: $2276.20 Interest: 22.24% Monthly Payment: $67.00<br>Mastercard: Balance: $1010.03 Interest: 19.99% Monthly Payment: $27.00 |
Member Payment Dependent Notes Series 1059433
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059433 |
$6,400 |
$6,400 |
8.90% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059433. Member loan 1059433 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,917 / month |
Current employer: | big five sporting goods | Debt-to-income ratio: | 10.75% |
Length of employment: | 6 years | Location: | FLAGSTAFF, AZ |
Home town: | |||
Current & past employers: | big five sporting goods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > A great way to get caught up!!<br> Borrower added on 12/09/11 > I have a good secure job and the monthly payback amount will not be a problem. I'm very serious about becoming debt free in 3 years and will tell everyone I know about the lending club!!!<br> Borrower added on 12/09/11 > P.S. And I know alot of people!!!<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation |
Member Payment Dependent Notes Series 1059469
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059469 |
$13,000 |
$13,000 |
16.29% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059469. Member loan 1059469 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | sembower mikesell inc | Debt-to-income ratio: | 8.33% |
Length of employment: | 7 years | Location: | N HUNTINGDON, PA |
Home town: | |||
Current & past employers: | sembower mikesell inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > going to pay off all my credit cards once and for all,practice what you preach!<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,819.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | every time i get two steps ahead,something happens in my life and i fall four steps behind.I have never been own my own,always been in a relationship,i always had someone to fall back on.Well on my own now,time to grow up and get things cleaned up. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $800 dollars without credit card payments |
Please explain the reason why you carry a large revolving credit balance. | every time i get two steps ahead,something happens in my life and i fall four steps behind.I have never been own my own,always been in a relationship,i always had someone to fall back on.Well on my own now,time to grow up and get things cleaned up. |
Which debts do you plan to pay off with this loan? | all my credit cards! |
Please explain the reason why you carry a large revolving credit balance. | every time i get two steps ahead,something happens in my life and i fall four steps behind.I have never been own my own,always been in a relationship,i always had someone to fall back on.Well on my own now,time to grow up and get things cleaned up. |
Member Payment Dependent Notes Series 1059486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059486 |
$12,000 |
$12,000 |
14.65% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059486. Member loan 1059486 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,533 / month |
Current employer: | Carefusion | Debt-to-income ratio: | 13.81% |
Length of employment: | 6 years | Location: | SPANAWAY, WA |
Home town: | |||
Current & past employers: | Carefusion | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I plan on using this money to pay off some of my higher interest rate credit cards. This is a part of my plan to have all my debt paid off in 3 years so I can purchase my first home. This amount I requested will give me the room to pay off my debt and also have a bit extra for saving. I am a responsible person and have a secure job. I appreciate your consideratation in funding my loan. Thank you.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,239.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059497 |
$5,000 |
$5,000 |
10.65% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059497. Member loan 1059497 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Sandestin Beach Hilton | Debt-to-income ratio: | 13.92% |
Length of employment: | 10+ years | Location: | Fort Walton Beach, FL |
Home town: | |||
Current & past employers: | Sandestin Beach Hilton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Plan on using funds for purchase of Saab 9-3<br>I have been a homeowner for 20 years making on time payments<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $3,418.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live in a tow person household, do not have a second mortgage. My mortgage of $680.00 a month allows me to live well within my living expenses. I typically have over a $1,000.00 per month on average left over from my paycheck after all expenses paid including food, rent, and other miscellaneous expenses of my pay of $2,800.00 a month. In the Summertime in high tourist season that amount is greater. |
If you have a delinquency in the last 2 years, please explain the reason. | If I had delinquencies, it was a mistake on their part. I cannot remember any delinquencies I had in the past 2 years. I am very careful with my expenses and pay the majority of my bills on time. |
Member Payment Dependent Notes Series 1059522
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059522 |
$6,000 |
$6,000 |
11.71% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059522. Member loan 1059522 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Coldwell Banker Residential Brokerage | Debt-to-income ratio: | 6.68% |
Length of employment: | 1 year | Location: | WASHINGTON, DC |
Home town: | |||
Current & past employers: | Coldwell Banker Residential Brokerage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > This loan is for additional unexpected business start up costs.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,846.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059529 |
$3,000 |
$3,000 |
13.49% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059529. Member loan 1059529 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Sony Electronics | Debt-to-income ratio: | 7.25% |
Length of employment: | 3 years | Location: | Santa Monica, CA |
Home town: | |||
Current & past employers: | Sony Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Personal Loan for Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $15,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Revolving balance was due to past unplanned expenses related to medical and other urgent expenses. |
Member Payment Dependent Notes Series 1059571
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059571 |
$10,000 |
$10,000 |
16.77% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059571. Member loan 1059571 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | B Drafting, Inc. | Debt-to-income ratio: | 18.55% |
Length of employment: | 4 years | Location: | SANTA ANA, CA |
Home town: | |||
Current & past employers: | B Drafting, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I will use this loan to pay off multiple credit cards, a personal loan and the remainder of my auto lien. I have had the same full time job for 4+ years and have made myself a valued asset to my company. With this loan, my minimum obligation will be about 40% less than my current expenses and I have never had issues paying any bills in the past.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$515; Insurance-$156; Utilities-Approx. $125; Transportation expenses- Approx. $200; Food-Approx. $300<br>To be replaced; Credit card payments; Approx. $450; Car payment-$233 |
Which debts do you plan to pay off with this loan? | Credit Cards, personal line of credit & auto lien |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Multiple credit cards: $6500; Variable APRs(19.99%-29.99%); $400+/mo<br>Personal line of credit: $1500; No interest<br>Auto Lien: $1600; APR 27.99%; $233/mo |
Member Payment Dependent Notes Series 1059582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059582 |
$12,375 |
$12,375 |
14.27% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059582. Member loan 1059582 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | St. Vincent Hospital | Debt-to-income ratio: | 23.03% |
Length of employment: | 10+ years | Location: | Worcester, MA |
Home town: | |||
Current & past employers: | St. Vincent Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1059603
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059603 |
$5,000 |
$5,000 |
7.51% |
1.00% |
December 9, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059603. Member loan 1059603 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | Bank of Oklahoma | Debt-to-income ratio: | 18.72% |
Length of employment: | 8 years | Location: | Tulsa, OK |
Home town: | |||
Current & past employers: | Bank of Oklahoma | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > I plan to use the funds to pay off two high-interest credit cards and to pay off a loan that I have through my employer. I'm a good borrower because I typically pay off my debts quickly. My job is very stable. I have been trained in three different departments and have demonstrated that I am a highly-valued employee at the bank. <br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,472.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1059605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059605 |
$10,000 |
$10,000 |
10.65% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059605. Member loan 1059605 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Action Trucking | Debt-to-income ratio: | 11.41% |
Length of employment: | 4 years | Location: | PEARLAND, TX |
Home town: | |||
Current & past employers: | Action Trucking | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,606.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have been making the poor decision of only paying the minimum due. I always make my monthly payments on time. Witch is the reason for this loan to eliminate all my bills,to one. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My purpose for this loan is to,pay off all my credit cards, and have one bill a month with a lower interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's $1,650 interest rate of 20.2<br>Medical bill-$700 <br>Best Buy-1,500 interest rate 17.2<br>Master Card-2,330 <br>Capital One- $600 <br>Rent-$1,000<br>Utilities-$250<br>Car is paid off |
Member Payment Dependent Notes Series 1059629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059629 |
$11,000 |
$11,000 |
9.91% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059629. Member loan 1059629 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | texas health-Presbyterian hospital | Debt-to-income ratio: | 18.24% |
Length of employment: | 5 years | Location: | TERRELL, TX |
Home town: | |||
Current & past employers: | texas health-Presbyterian hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1059639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059639 |
$9,600 |
$9,600 |
8.90% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059639. Member loan 1059639 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Aerotek Scientific | Debt-to-income ratio: | 17.02% |
Length of employment: | 3 years | Location: | White Bear Lake, MN |
Home town: | |||
Current & past employers: | Aerotek Scientific | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > A Loan to pay Citibank 30 % interest rate card.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,709.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1059657
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059657 |
$11,000 |
$11,000 |
9.91% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059657. Member loan 1059657 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | City of Tomah | Debt-to-income ratio: | 23.66% |
Length of employment: | 4 years | Location: | SPARTA, WI |
Home town: | |||
Current & past employers: | City of Tomah | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > This loan is to pay off my 2 loans at a bank and 2 credit cards.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,437.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1059843
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059843 |
$1,000 |
$1,000 |
13.49% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059843. Member loan 1059843 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,925 / month |
Current employer: | Inviting Company | Debt-to-income ratio: | 6.19% |
Length of employment: | 8 years | Location: | SHERWOOD, AR |
Home town: | |||
Current & past employers: | Inviting Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchase advertising for an Internet Marketing Venture. |
What type of business are you starting? | Internet Marketing Venture |
Please describe your experience/familiarity with the business you are starting/started? | Many years of Sales and Management experience. |
Member Payment Dependent Notes Series 1059870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059870 |
$9,000 |
$9,000 |
13.49% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059870. Member loan 1059870 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Arizona Beverage Llc | Debt-to-income ratio: | 1.99% |
Length of employment: | 7 years | Location: | SUNRISE, FL |
Home town: | |||
Current & past employers: | Arizona Beverage Llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > I plan to get this loan to payoff my credit cards and star a better financial life.<br><br>Thanks you all<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $2,462.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1059874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059874 |
$9,600 |
$9,600 |
7.51% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059874. Member loan 1059874 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Riverside County | Debt-to-income ratio: | 27.34% |
Length of employment: | 10+ years | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | Riverside County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Please help me lessen my debt. I want to reduce my debt and this loan will help me do so. I want to pay my bills and I work very hard to do so. I have learned how important credit is and I want to consolidate to lessen my debt. Thank you<br> Borrower added on 12/07/11 > This loan will help family and.be a good investment for you.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,204.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1059936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059936 |
$10,000 |
$10,000 |
14.27% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059936. Member loan 1059936 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | OEC Freight | Debt-to-income ratio: | 18.69% |
Length of employment: | 4 years | Location: | ELNHURST, NY |
Home town: | |||
Current & past employers: | OEC Freight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,689.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I wan to buy a used car in cash |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly 800 rent, 400 car payment, 100 gas, 150 ultilities, 100 phone bill and 400 food |
Please explain the reason why you carry a large revolving credit balance. | I just have my wedding in october. I am working on pay back now. Should be cleared in next four months |
Member Payment Dependent Notes Series 1059974
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059974 |
$16,000 |
$16,000 |
9.91% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059974. Member loan 1059974 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Cox Communications | Debt-to-income ratio: | 10.36% |
Length of employment: | 7 years | Location: | ALisoViejo, CA |
Home town: | |||
Current & past employers: | Cox Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Loan is to pay off high interest credit cards at a faster rate. I have a very stable career and make current payments on time.<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | High interest credit cards with Bank of America, Citibank & Barclay. |
Please explain the reason why you carry a large revolving credit balance. | Most debt from putting myself through college, as I was considered an international student since I was military brat overseas, resulting in out-of-state tuition fees. The rest from moving myself across the country for my employer to a high cost of living area. I'm paying the balances but the high interest rate or keeping my from getting on top of and paying off as fast as I would like. |
Please explain the reason why you carry a large revolving credit balance. | Most debt from putting myself through college, as I was considered an international student since I was military brat overseas, resulting in out-of-state tuition fees. The rest from moving myself across the country for my employer to a high cost of living area. I'm paying the balances but the high interest rate or keeping my from getting on top of and paying off as fast as I would like. |
Member Payment Dependent Notes Series 1059978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059978 |
$11,500 |
$11,500 |
11.71% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059978. Member loan 1059978 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | USPS | Debt-to-income ratio: | 7.96% |
Length of employment: | 10+ years | Location: | SAN MATEO, CA |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,144.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 16,000 (700 per mo.), vehicle 1,000 (250 mo. Only 4 mos left) |
Which debts do you plan to pay off with this loan? | All credit cards will be paid. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 525 (split), tr. 300, ut. 120, ph. 70, ins. 100, food 300 |
Please explain the reason why you carry a large revolving credit balance. | Was short cash at time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards 16,000 (700 per mo.), vehicle 1,000 (250 mo. Only 4 mos left) |
Member Payment Dependent Notes Series 1059996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1059996 |
$7,500 |
$7,500 |
6.03% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1059996. Member loan 1059996 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Town of Douglas | Debt-to-income ratio: | 5.08% |
Length of employment: | 5 years | Location: | Fitchburg, MA |
Home town: | |||
Current & past employers: | Town of Douglas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All of my current debt which includes credit card and student loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $650; Transportation $350; Utilities (including cell phone): $150; Insurance: $75; Food: $400 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent: $650/month, Utilities: ~$150/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately $7,000 worth of credit card debt currently on four cards. Two cards are in a promotional 0% rate, and the other two are around 16%. The plan is to consolidate into one low interest loan for less interest as well as to make payments much easier. |
Which debts do you plan to pay off with this loan? | All of my current debt which includes credit card and student loan. |
Please explain the reason why you carry a large revolving credit balance. | A lack of stability in my living arrangements which has fortunately since been resolved. With the stability has come fewer expenses. It made sense to consolidate the debt for a low interest rate while finally being able to make headway paying off the debt |
Which debts do you plan to pay off with this loan? | All of my current debt which includes credit card and student loan. |
Member Payment Dependent Notes Series 1060004
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060004 |
$8,000 |
$8,000 |
14.65% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060004. Member loan 1060004 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,008 / month |
Current employer: | RCHN | Debt-to-income ratio: | 6.71% |
Length of employment: | 1 year | Location: | VALLEJO, CA |
Home town: | |||
Current & past employers: | RCHN | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1060015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060015 |
$12,500 |
$12,500 |
11.71% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060015. Member loan 1060015 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | fch enterpise | Debt-to-income ratio: | 17.32% |
Length of employment: | 3 years | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | fch enterpise | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1060019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060019 |
$13,000 |
$13,000 |
20.30% |
1.00% |
December 12, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060019. Member loan 1060019 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | gap inc | Debt-to-income ratio: | 7.69% |
Length of employment: | 5 years | Location: | columbus, OH |
Home town: | |||
Current & past employers: | gap inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/06/11 > i have and stable job im very responsible with my payment i have never pay late in my cards i just want to only make one payment and get a better credit score i will pay ontime evry month , im a good borrower, im just need the money to pay my card<br>
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,612.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | i was helping my mother and sister suporting them when they was going to a bad time, but i never has pay late or not pay at all, always on time . now they are in a better economical situation |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have a total of my credit card and loan 12,900 , interest rate in some are 22% in other 12%, 9%,20% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total expenses including all of the above its aproximaly about 650 monthly |
If you have a delinquency in the last 2 years, please explain the reason. | no that im aware of it |
Please explain the reason why you carry a large revolving credit balance. | i was helping my mother and sister suporting them when they was going to a bad time, but i never has pay late or not pay at all, always on time . now they are in a better economical situation |
Which debts do you plan to pay off with this loan? | all my credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have a total of my credit card and loan 12,900 , interest rate in some are 22% in other 12%, 9%,20% |
Member Payment Dependent Notes Series 1060036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060036 |
$17,000 |
$17,000 |
6.03% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060036. Member loan 1060036 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | ValleyCare Health System | Debt-to-income ratio: | 8.94% |
Length of employment: | 2 years | Location: | Livermore, CA |
Home town: | |||
Current & past employers: | ValleyCare Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,049.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | I have my BS in exercise physiology and currently pursuing my MBA. have been in the fitness industry for 15 years and have managed facilities for the last 7 years. |
Can you provide some high level financials on the monthly costs / revenue of your business? | It's a small side business and revenue is about 40-60K. Since I don't pay myself, expenses are pretty minimal, 2500/mth. |
What is your intended use for the loan proceeds? | Exercise equipment |
Can you provide some high level financials on the monthly costs / revenue of your business? | It's a small side business and revenue is about 40-60K. Since I don't pay myself, expenses are pretty minimal, 2500/mth. |
What do you project your monthly revenues for the first 6 months to be? | It's a side business, around 4-5K |
What do you project your monthly expenses for the first 6 months of your business? | It's a side business and I'm not paying myself so around 2500/mth for expenses |
What will be the largest expense in the first six months? | Exercise equipment |
Please describe your experience/familiarity with the business you are starting/started? | I have my BS in exercise physiology and currently pursuing my MBA. have been in the fitness industry for 15 years and have managed facilities for the last 7 years. |
What type of business are you starting? | It's a side business I've had for almost 10 years and I'm looking to expand just a little. |
What is your intended use for the loan proceeds? | Exercise equipment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $3000 |
Please describe your experience/familiarity with the business you are starting/started? | I have my BS in exercise physiology and currently pursuing my MBA. have been in the fitness industry for 15 years and have managed facilities for the last 7 years. |
What type of business are you starting? | It's a side business I've had for almost 10 years and I'm looking to expand just a little. |
What type of business are you starting? | It's a side business I've had for almost 10 years and I'm looking to expand just a little. |
What is your intended use for the loan proceeds? | Exercise equipment |
Member Payment Dependent Notes Series 1060046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060046 |
$5,375 |
$5,375 |
9.91% |
1.00% |
December 13, 2011 |
December 20, 2014 |
December 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060046. Member loan 1060046 was requested on December 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,280 / month |
Current employer: | Washington State University | Debt-to-income ratio: | 16.25% |
Length of employment: | 2 years | Location: | Pullman, WA |
Home town: | |||
Current & past employers: | Washington State University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Most of my credit balance was accrued during my undergraduate college experience. I paid my way through college with three jobs at a private university. My single parent had no money to help me and my last year of college was especially rough (lost scholarships due to cutbacks) and I made the novice mistake of using credit cards to cover my expenses as I got them instead of getting a proper loan. I am graduated with a job now and looking to consolidate the debt into one loan and pay that off properly. |
Member Payment Dependent Notes Series 1060365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060365 |
$12,000 |
$12,000 |
9.91% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060365. Member loan 1060365 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Pizza Hut | Debt-to-income ratio: | 15.87% |
Length of employment: | 8 years | Location: | Mobile, AL |
Home town: | |||
Current & past employers: | Pizza Hut | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > To consolidate credit card debts subjected with high interest. Wants to be debts free in soon future.<br><br> Borrower added on 12/07/11 > Wants to be debt free by paying off credit card debts subjected with high interest sooner. I do not have any overdue accounts or derogatory information in my credit report. My 3 credit scores is 778, 764, 778 (from Credit Secure, American Express 12/07/2011). The monthly credit payment is high and does not cut off the debt.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,035.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1060371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060371 |
$13,000 |
$13,000 |
17.27% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060371. Member loan 1060371 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | walmart | Debt-to-income ratio: | 10.90% |
Length of employment: | 10+ years | Location: | BEEBE, AR |
Home town: | |||
Current & past employers: | walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > trying to pay off debt<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $5,260.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1842.00 |
Which debts do you plan to pay off with this loan? | car,credit cards, bank note. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car payment-394.39, 4,734.47, 10.2%<br><br>credit card 27.00, 1,162.42, 19.99%<br><br>credit card 23.00, 926.64, 14.99%<br><br>credit card 63.00, 2,865.39, 18.99%<br><br>bank loan, 184.90,1,194.00,18.126% |
If you have a delinquency in the last 2 years, please explain the reason. | no, I have not been delinqued on any thing |
Please explain the reason why you carry a large revolving credit balance. | I'am tring to get back on my feet. I just got my own place. I had to use credit cards to. get everything I need for my own place. I was tring to build my credit back up at the time. and this is why I have a large revolving credit balnce. |
Member Payment Dependent Notes Series 1060372
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060372 |
$7,200 |
$7,200 |
7.90% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060372. Member loan 1060372 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Wheeler Clinic | Debt-to-income ratio: | 17.51% |
Length of employment: | 5 years | Location: | Bristol, CT |
Home town: | |||
Current & past employers: | Wheeler Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Personal & credit card debit<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $5,176.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | 38 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1060411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060411 |
$6,000 |
$6,000 |
10.65% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060411. Member loan 1060411 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Medical Associates of Brevard | Debt-to-income ratio: | 19.36% |
Length of employment: | 1 year | Location: | ROCKLEDGE, FL |
Home town: | |||
Current & past employers: | Medical Associates of Brevard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Credit Card refinancing |
Member Payment Dependent Notes Series 1060418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060418 |
$4,000 |
$4,000 |
12.69% |
1.00% |
December 9, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060418. Member loan 1060418 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | May Advertising | Debt-to-income ratio: | 21.66% |
Length of employment: | 3 years | Location: | VISTA, CA |
Home town: | |||
Current & past employers: | May Advertising | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,596.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1060508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060508 |
$10,000 |
$10,000 |
14.27% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060508. Member loan 1060508 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Bottomley Distributing | Debt-to-income ratio: | 22.10% |
Length of employment: | 10+ years | Location: | HOLLISTER, CA |
Home town: | |||
Current & past employers: | Bottomley Distributing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards balances are $6700.00<br>Monthly payments are about $600.00 |
Which debts do you plan to pay off with this loan? | All of them |
Member Payment Dependent Notes Series 1060558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060558 |
$6,000 |
$6,000 |
6.03% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060558. Member loan 1060558 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Bergen Family Center | Debt-to-income ratio: | 15.25% |
Length of employment: | 1 year | Location: | East Orange, NJ |
Home town: | |||
Current & past employers: | Bergen Family Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,495.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The fund is to be used for house down payment. |
Member Payment Dependent Notes Series 1060559
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060559 |
$5,000 |
$5,000 |
9.91% |
1.00% |
December 9, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060559. Member loan 1060559 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 18.50% |
Length of employment: | 10+ years | Location: | Garfield Heights, OH |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > only consolidating the debts with rates higher than the loan quote of 12.74%<br> Borrower added on 12/08/11 > consolidate store cards<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,620.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1060605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060605 |
$7,000 |
$7,000 |
7.51% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060605. Member loan 1060605 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Gilchrist County Property Appraiser | Debt-to-income ratio: | 26.86% |
Length of employment: | 10+ years | Location: | TRENTON, FL |
Home town: | |||
Current & past employers: | Gilchrist County Property Appraiser | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > THis loan will be used to consolidate credit in to one payment and lower the interest rate that I currently have. Its very important to me to maintain a good credit score so I'm make sure that my payments are always on time.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,033.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1060714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060714 |
$12,000 |
$12,000 |
9.91% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060714. Member loan 1060714 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Gannett Healthcare Group | Debt-to-income ratio: | 10.38% |
Length of employment: | 2 years | Location: | NEW ORLEANS, LA |
Home town: | |||
Current & past employers: | Gannett Healthcare Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,358.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1060735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060735 |
$12,000 |
$12,000 |
12.42% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060735. Member loan 1060735 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Calvary Assembly Of God | Debt-to-income ratio: | 21.49% |
Length of employment: | 10+ years | Location: | WILSON, WI |
Home town: | |||
Current & past employers: | Calvary Assembly Of God | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,482.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payments at this time are $530.00. My payoff is $13,100. With the loan some extra money coming in between now and January 15th I will be able to pay off the credit cards. This gives me a goal of being free from revolving debt in three years. |
Member Payment Dependent Notes Series 1060760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060760 |
$8,400 |
$8,400 |
17.27% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060760. Member loan 1060760 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,458 / month |
Current employer: | Hartford Hospital | Debt-to-income ratio: | 15.07% |
Length of employment: | 10+ years | Location: | WEST HARTFORD, CT |
Home town: | |||
Current & past employers: | Hartford Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > I would like to consolidate my credit card debt and pay it down at a reasonable interest rate, once a month. I appreciate the opportunity.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit card balance loan would be used toward: 9674.70<br>Total balance is 11407.46 (extra amount not included because it is interest free over the next year).<br><br>Some balance left on several cards (below 10% of their limit) is preferable for credit score purposes.<br><br>One card at 14.9% with a low balance ($640), but all others are at 21.74% through 24.5% for the remaining amount. Monthly payments vary, but currently exceed what the loan repayment amount quoted would be. All payments made are always above minimum.<br><br>These are totals as of November's statements. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | While I understand that funding has already reached 100%, I still calculated everything and wanted to provide an answer. This breakdown is provided based upon the fact that I would receive approximately $7900 after the LC % is removed:<br><br>Charge card: 1552.76<br>MC 1: 2382.00<br>MC 2: 100.00 (low limit card I used to rebuild credit)<br>MC 3: 200.00 (low limit card I used to rebuild credit)<br>Visa: 3078.00<br>Store card 1: 300.00<br>Store card 2: 300.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1200<br>Transportation 300<br>Student Loan 419<br>Incidentals as necessary<br>I am not responsible for any other monthly expenses |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit card balance loan would be used toward: 9674.70<br>Total balance is 11407.46 (extra amount not included because it is interest free over the next year).<br><br>Some balance left on several cards (below 10% of their limit) is preferable for credit score purposes.<br><br>One card at 14.9% with a low balance ($640), but all others are at 21.74% through 24.5% for the remaining amount. Monthly payments vary, but currently exceed what the loan repayment amount quoted would be. All payments made are always above minimum.<br><br>These are totals as of November's statements. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | While I understand that funding has already reached 100%, I still calculated everything and wanted to provide an answer. This breakdown is provided based upon the fact that I would receive approximately $7900 after the LC % is removed:<br><br>Charge card: 1552.76<br>MC 1: 2382.00<br>MC 2: 100.00 (low limit card I used to rebuild credit)<br>MC 3: 200.00 (low limit card I used to rebuild credit)<br>Visa: 3078.00<br>Store card 1: 300.00<br>Store card 2: 300.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit card balance loan would be used toward: 9674.70<br>Total balance is 11407.46 (extra amount not included because it is interest free over the next year).<br><br>Some balance left on several cards (below 10% of their limit) is preferable for credit score purposes.<br><br>One card at 14.9% with a low balance ($640), but all others are at 21.74% through 24.5% for the remaining amount. Monthly payments vary, but currently exceed what the loan repayment amount quoted would be. All payments made are always above minimum.<br><br>These are totals as of November's statements. |
Member Payment Dependent Notes Series 1060779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060779 |
$5,000 |
$5,000 |
6.03% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060779. Member loan 1060779 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,369 / month |
Current employer: | New York City Department of Correction | Debt-to-income ratio: | 0.93% |
Length of employment: | 3 years | Location: | Forest Hills, NY |
Home town: | |||
Current & past employers: | New York City Department of Correction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $206.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to take care some personnal thing |
What is your intended use for the loan proceeds? | to take care some personnal thing |
Member Payment Dependent Notes Series 1060855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060855 |
$8,400 |
$8,400 |
16.77% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060855. Member loan 1060855 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | TARGET CORPORATION | Debt-to-income ratio: | 16.95% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | TARGET CORPORATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1060880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060880 |
$9,000 |
$9,000 |
14.65% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060880. Member loan 1060880 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | University of Chicago | Debt-to-income ratio: | 19.55% |
Length of employment: | 1 year | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | University of Chicago | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Why I'm a good bet: My credit history shows no red marks, no late payments, and no debts that have gone to collections. My credit score is currently 690 and this is entirely due to my total amount of credit card debt vs available credit which I am actively trying to make progress on. I am currently in a position where grant funding guarantees me at least 5 more years of employment! This is incredible stability for an academic research position.<br><br>What is this loan for: I accrued debt a few years back when I went through a period of unemployment. At this point I still have 2 credit cards with outstanding balances which have interest rates that are inhibitory, making it difficult to make headway paying them off. The total amount of $9000 would completely pay off the balances on these high interest cards.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,381.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1060979
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060979 |
$7,000 |
$7,000 |
16.77% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060979. Member loan 1060979 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | The M&A Advisor | Debt-to-income ratio: | 20.31% |
Length of employment: | < 1 year | Location: | Ozone Park, NY |
Home town: | |||
Current & past employers: | The M&A Advisor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses total I would say about 1,100 My rent is not that much. |
Please explain the reason why you carry a large revolving credit balance. | Yeah part of the loan is for my credit expense. But the other reason is that I was unemployed last year and had to pay a lot of expenses with it. However I have never had a late payment in my 8 or 10 year credit card history. Thank god. |
What portion of your wedding expenses does this loan represent? | About 50% |
How are you paying for other wedding expenses not covered by this loan? | I work so I have a source of income. I also freelance when I have the time. |
Member Payment Dependent Notes Series 1060993
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1060993 |
$5,000 |
$5,000 |
8.90% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1060993. Member loan 1060993 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | burger bros/burger king franchise | Debt-to-income ratio: | 15.47% |
Length of employment: | 10+ years | Location: | coram, NY |
Home town: | |||
Current & past employers: | burger bros/burger king franchise | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > good bye credit cards<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1061008
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061008 |
$5,000 |
$5,000 |
6.62% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061008. Member loan 1061008 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | Debt-to-income ratio: | 4.12% |
Length of employment: | 5 years | Location: | BROCKTON, MA |
Home town: | |||
Current & past employers: | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,750.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>1. $1600 26% $60/mo<br>2. $1200 19% $50/mo<br>3. $500 14% $25/mo<br>4. $1400 16% $35/mo |
Member Payment Dependent Notes Series 1061122
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061122 |
$6,500 |
$6,500 |
10.65% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061122. Member loan 1061122 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,550 / month |
Current employer: | Nueces County Dept. Human Services | Debt-to-income ratio: | 13.45% |
Length of employment: | < 1 year | Location: | CORPUS CHRISTI, TX |
Home town: | |||
Current & past employers: | Nueces County Dept. Human Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $6,477.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1061126
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061126 |
$8,500 |
$8,500 |
16.29% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061126. Member loan 1061126 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Crowe Horwath, LLP | Debt-to-income ratio: | 11.76% |
Length of employment: | < 1 year | Location: | Palos Park, IL |
Home town: | |||
Current & past employers: | Crowe Horwath, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Between 2006 and 2010 I unfortunately ran up debt on my credit cards largely for school related expenses. I have 2 credit cards which I am looking to consolidate and pay off. One which has a 20.24% APR, another which has a 13.24% APR.. It is my goal to consolidate the debt of these two cards and once and for all pay them off.<br><br>I am been employed in the IT field with a secure position. While my loan is for 36 months with a payment of $300 I plan to pay this off quicker. As I estimate I can make a payment of double that, if not more, and still put away money for savings and have a conservative amount of money left for necessities (groceries, gas, etc.). It is my goal to get rid of the debt burden of these two credit cards responsibly. <br><br>It is my hope that through lending club I can achieve this goal, and be on the road to a secure financial future.<br><br> Borrower added on 12/08/11 > Just want to extend a Thank You to all the investors who have funded this loan so far.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,723.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follows:<br>1,166 Rent<br> 40 Phone<br> ~300 Groceries & Gas (fill up gas about once a month since I walk to work)<br> 30 Electricity<br> 100 Auto Insurance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt Balance:<br>CC #1 4,514 @ 20.24%<br>CC #2 3,896 @ 13.24%<br>Auto 18,996 @ 7.65%<br><br>Student Loans ~12,000 (I am currently working on my Masters part time which defers the payment of my loan, although when I do have extra savings I make payments to pay down the principle)<br><br>Please let me know if you have any additional questions. I'd be more than happy to answer. And Thanks in advance for your help. |
Member Payment Dependent Notes Series 1061128
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061128 |
$10,000 |
$10,000 |
9.91% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061128. Member loan 1061128 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | AppSense Inc. | Debt-to-income ratio: | 18.37% |
Length of employment: | < 1 year | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | AppSense Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,321.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | roughly 2500 |
Please explain the reason why you carry a large revolving credit balance. | Combination of former auto repairs, home improvement, and daily expenses while I was underpaid at my former job |
Member Payment Dependent Notes Series 1061130
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061130 |
$10,000 |
$10,000 |
14.27% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061130. Member loan 1061130 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,450 / month |
Current employer: | Gannett Publishing Services | Debt-to-income ratio: | 20.05% |
Length of employment: | 10+ years | Location: | SIOUX FALLS, SD |
Home town: | |||
Current & past employers: | Gannett Publishing Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,862.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance is about 11,000 with monthly payments of apx $400.<br><br>Interest rates vary from 19-25% |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance is about 11,000 with monthly payments of apx $400.<br><br>Interest rates vary from 19-25% |
Member Payment Dependent Notes Series 1061135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061135 |
$7,200 |
$7,200 |
11.71% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061135. Member loan 1061135 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Eq Cargo and trading corp | Debt-to-income ratio: | 12.69% |
Length of employment: | 2 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Eq Cargo and trading corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,071.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off credit cards with high interest |
Member Payment Dependent Notes Series 1061175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061175 |
$5,000 |
$5,000 |
9.91% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061175. Member loan 1061175 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | CUI INC | Debt-to-income ratio: | 6.38% |
Length of employment: | 6 years | Location: | Tualatin, OR |
Home town: | |||
Current & past employers: | CUI INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > Would prefer to pay my debts to average people because we are average. This would allow me to get out bed with big banks. Just trying to pay my debts and be treated with a little dignity along the way. <br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $4,429.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1061193
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061193 |
$10,000 |
$10,000 |
16.29% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061193. Member loan 1061193 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Banfield Pet Hospital | Debt-to-income ratio: | 19.98% |
Length of employment: | 4 years | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | Banfield Pet Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > I am using this loan to pay off a credit card and hospital/surgeon. I have been at my current job for 4 years and I am very secure in my position. <br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses range around $1000 with everything listed above. |
Which debts do you plan to pay off with this loan? | Im going to pay off a credit card with a high interest rate 22% and a hospital/surgeon bill |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 4,000 on a credit card and 5,000 on a medical bill to a hospital/surgeon |
Member Payment Dependent Notes Series 1061194
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061194 |
$5,600 |
$5,600 |
6.03% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061194. Member loan 1061194 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,425 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.97% |
Length of employment: | n/a | Location: | Levittown, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > For the purchase of a mint collectable 1941 Chevrolet Pick-up.The price includes shipping and the price is under-valued for this vehicle.I am personally funding this investment with my own money.Regards<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,777.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1061202
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061202 |
$6,000 |
$6,000 |
8.90% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061202. Member loan 1061202 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,996 / month |
Current employer: | NEW YORK STATE INSURANCE FUND | Debt-to-income ratio: | 17.48% |
Length of employment: | 10+ years | Location: | LODI, NJ |
Home town: | |||
Current & past employers: | NEW YORK STATE INSURANCE FUND | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $6,252.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I've got five credit cards totalling $5,500 in balances (combined $6,000 limit). Interest rates average around 18% or so. <br><br>I've no problem making payments, I'm never late. I just think that it's time to be sensbile about this. I'd rather give my money to you guys than to the banks. |
Member Payment Dependent Notes Series 1061204
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061204 |
$10,375 |
$10,375 |
14.27% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061204. Member loan 1061204 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | YH America Inc. | Debt-to-income ratio: | 22.39% |
Length of employment: | 5 years | Location: | VERSAILLES, KY |
Home town: | |||
Current & past employers: | YH America Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,084.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1061247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061247 |
$12,000 |
$12,000 |
11.71% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061247. Member loan 1061247 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | pace collision | Debt-to-income ratio: | 6.74% |
Length of employment: | 10+ years | Location: | FLANDERS, NJ |
Home town: | |||
Current & past employers: | pace collision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/09/11 > on 12/8/11 an invester asked for credit card info citibal3426.10 pmt51.00 int13.99hsbc557.70 pmt25.00int19.99%<br><br> Borrower added on 12/09/11 > on 12/8/11 an invester asked for credit card info citibal3426.10 pmt51.00 int13.99hsbc557.70 pmt25.00int19.99%<br><br> Borrower added on 12/09/11 > on 12/8/11 an invester asked for credit card info citibal3426.10 pmt51.00 int13.99hsbc557.70 pmt25.00int19.99%<br><br> Borrower added on 12/09/11 > on12/8/11 an invester asked for credit card info hsbc.557.70pmt25.00int19.99% citi3426.10pmt51.00int13.99capitalone664.52pmt21.00int19.80 %chase2702.17pmt54.00int12.24% capitalone3997.33 pmt107.00 int19.80%hsbc2081.84pmt55.00int19.99% juniper2031.80 pmt36.00int8.99%<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolate debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | capitalone 4000.00 19.98% 110.00 citibank 2700.00 18.00% 52.00 capital one675.00 19.98%13.00 hsbc 2200.00 16.98 52.00 hsbc 700.00 ?%13.00 snapon tools gregg kobesky 953.78 0% |
Which debts do you plan to pay off with this loan? | all credit cards @snapon tools r/a with snapon dealer |
Member Payment Dependent Notes Series 1061383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061383 |
$10,000 |
$10,000 |
11.71% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061383. Member loan 1061383 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Forsyth County Sheriff's Office | Debt-to-income ratio: | 12.48% |
Length of employment: | 4 years | Location: | ALPHARETTA, GA |
Home town: | |||
Current & past employers: | Forsyth County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate three credit cards that have a higher interest rate and have the debt paid off faster this way. |
Member Payment Dependent Notes Series 1061496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061496 |
$10,000 |
$10,000 |
13.49% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061496. Member loan 1061496 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Oswego County Opportunities | Debt-to-income ratio: | 20.96% |
Length of employment: | 10+ years | Location: | Oswego, NY |
Home town: | |||
Current & past employers: | Oswego County Opportunities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 Chase cards , American Express card, Bank of America card, HSBC card, Discover Card, Walmart card, Gander Mt card, I owe about $10000.00 total and the interest is above 20% on most of them so I want to pay them all off and lock them up and never use them again. With this loan they will all be payed off in 3 years without it they will never be payed off at the rate they are charging me. Thanks, Allen Lester |
Member Payment Dependent Notes Series 1061530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061530 |
$5,000 |
$5,000 |
6.62% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061530. Member loan 1061530 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,283 / month |
Current employer: | superhero graphics | Debt-to-income ratio: | 8.16% |
Length of employment: | 1 year | Location: | GROVETOWN, GA |
Home town: | |||
Current & past employers: | superhero graphics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > Home Improvement<br> Borrower added on 12/10/11 > I would like to replace all the toilets, sinks, fixtures, and add hardwood floors downstairs in my home. I also would like to Paint all walls downstairs, replace all appliances and counter top. I have a good job and my credit should speak for itself. Thank you!<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,305.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1061547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061547 |
$13,000 |
$13,000 |
13.49% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061547. Member loan 1061547 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Bell and Howell | Debt-to-income ratio: | 17.11% |
Length of employment: | 6 years | Location: | MONTEREY, CA |
Home town: | |||
Current & past employers: | Bell and Howell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/07/11 > to consolidate credit cards to pay off my debt faster.<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $11,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approx. $11,000 in debt, out of 8 credit cards, combining it is averaging approx. 20% APR...wanting to consolidate all cards and decrease APR and pay off in 3 yrs. |
Which debts do you plan to pay off with this loan? | All credit cards, 1 student loan... |
Member Payment Dependent Notes Series 1061593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061593 |
$10,000 |
$10,000 |
15.96% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061593. Member loan 1061593 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,125 / month |
Current employer: | Rescare | Debt-to-income ratio: | 19.46% |
Length of employment: | 1 year | Location: | CHICOPEE, MA |
Home town: | |||
Current & past employers: | Rescare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > the monies will help to pay off credit cards that have higher rates<br>i pay all bills ontime no late fees<br>my monthly budgrt and this loan amount i will be able to save more<br>i have a very secure position and hope to remain in my current position for sometime<br>
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,513.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | curernt balances are equal to amount requested, payments vary most interest rates are at 21% . no student loans or mortgages. with this loan to consolidate debt at a better rate i can be debt free in 3 years. my credit limits are 1500, 3000 and 3@500 and 4000 |
Member Payment Dependent Notes Series 1061656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061656 |
$12,800 |
$12,800 |
12.42% |
1.00% |
December 13, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061656. Member loan 1061656 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,300 / month |
Current employer: | SDGIN | Debt-to-income ratio: | 19.95% |
Length of employment: | 1 year | Location: | La Mesa, CA |
Home town: | |||
Current & past employers: | SDGIN | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1061705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061705 |
$14,000 |
$14,000 |
17.58% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061705. Member loan 1061705 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | goodyear | Debt-to-income ratio: | 7.73% |
Length of employment: | 10+ years | Location: | beaumont, TX |
Home town: | |||
Current & past employers: | goodyear | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $7,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | In the last two years my house and truck were broken into, I had to replace credit cards and change account numbers, I use electronic banking and was remiss in updating the numbers to have payments arrive on time. I was never more than a few days late. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 13,000 on credit cards, 13,000 on my vehicle, 85,000 on my home. Interest amounts on credit cards are high, 20 to 25%. Home loan is 8.75% and vehicle is 11.25%. |
Which debts do you plan to pay off with this loan? | I plan to pay off all my credit and unsecured debts, I will be closing all the accounts except one with my credit union for emergencies. Trying to get my life on track and increase my savings |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using the funds to pay off credit card accounts, |
If you have a delinquency in the last 2 years, please explain the reason. | In the last two years my house and truck were broken into, I had to replace credit cards and change account numbers, I use electronic banking and was remiss in updating the numbers to have payments arrive on time. I was never more than a few days late. |
If you have a delinquency in the last 2 years, please explain the reason. | In the last two years my house and truck were broken into, I had to replace credit cards and change account numbers, I use electronic banking and was remiss in updating the numbers to have payments arrive on time. I was never more than a few days late. |
If you have a delinquency in the last 2 years, please explain the reason. | In the last two years my house and truck were broken into, I had to replace credit cards and change account numbers, I use electronic banking and was remiss in updating the numbers to have payments arrive on time. I was never more than a few days late. |
Member Payment Dependent Notes Series 1061750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061750 |
$5,825 |
$5,825 |
10.65% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061750. Member loan 1061750 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Moss & Company | Debt-to-income ratio: | 13.25% |
Length of employment: | 8 years | Location: | SHERMAN OAKS, CA |
Home town: | |||
Current & past employers: | Moss & Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,641.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1061767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061767 |
$7,000 |
$7,000 |
12.69% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061767. Member loan 1061767 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | STUDIO INSTRUMENT RENTALS | Debt-to-income ratio: | 14.42% |
Length of employment: | 8 years | Location: | JACKSON HEIGHTS, NY |
Home town: | |||
Current & past employers: | STUDIO INSTRUMENT RENTALS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1061975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1061975 |
$12,000 |
$12,000 |
16.77% |
1.00% |
December 12, 2011 |
December 21, 2014 |
December 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1061975. Member loan 1061975 was requested on December 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | Mercy San Juan Medical Center | Debt-to-income ratio: | 13.46% |
Length of employment: | 10+ years | Location: | ROSEVILLE, CA |
Home town: | |||
Current & past employers: | Mercy San Juan Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will pay off credit card balances with higher interest rates with the loan proceeds. The improved cash flow will enable me to reduce other debt more quickly. I have over the last seven years put two children through college and am now focused on reducing my debt as quickly as possible. |
Please explain the reason why you carry a large revolving credit balance. | I have for the last seven years helped put 2 children through college, one year with both in college at the same time. This amounted to between $800-$1000 (sometimes more) per month extra expense. To manage this I increased my debt since I had little prior savings and home equity was longer an option. I payed my last school payment in September and am wanting to reduce my debt and increase my cash flow as quickly as possible. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The cards I plan to pay the loan proceeds toward are the following (type, balance, interest, min):<br><br>Visa $3400 31.99% $150 min<br>Visa $3000 32.45% $120 min<br>MC $4400 29.99% $165 min<br>MC $2200 29.99% $90 min<br><br>As you can see, the minimums are more than the monthly amount on this loan, and paying just the minimums will not get me far in paying off the cards. In addition, I do not have any late or missed payments. The high interest rates are because I have high balances. I am attempting to restructure my cash flow so I can more quickly pay off the debt I have. |
Member Payment Dependent Notes Series 1062012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062012 |
$5,000 |
$5,000 |
12.69% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062012. Member loan 1062012 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | European Service at Home | Debt-to-income ratio: | 20.54% |
Length of employment: | 2 years | Location: | DES PLAINES, IL |
Home town: | |||
Current & past employers: | European Service at Home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > i need a loan for holiday spendings<br><br> Borrower added on 12/08/11 > ...<br><br> Borrower added on 12/08/11 > my job is stable<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062045 |
$10,000 |
$10,000 |
10.65% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062045. Member loan 1062045 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Cablevision | Debt-to-income ratio: | 14.00% |
Length of employment: | 7 years | Location: | FOREST HILLS, NY |
Home town: | |||
Current & past employers: | Cablevision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > I would like to get this loan because this offer is very good and the annual rate is lower than I have now on my Credit Cards, I've never missed any of my payments, I have a stable job more than 7 years<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,208.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062150 |
$1,800 |
$1,800 |
12.42% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062150. Member loan 1062150 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,750 / month |
Current employer: | Juniper Networks | Debt-to-income ratio: | 15.86% |
Length of employment: | 7 years | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | Juniper Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > The loan will be used to cover unforeseen end-of-year expenses. <br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $11,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062161 |
$2,400 |
$2,400 |
13.49% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062161. Member loan 1062161 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,083 / month |
Current employer: | Target | Debt-to-income ratio: | 4.71% |
Length of employment: | < 1 year | Location: | ARLINGTON, TX |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I actually live with my parents. I'm a full time student and a part-time worker. So I do not have any housing expenses. |
Member Payment Dependent Notes Series 1062179
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062179 |
$10,000 |
$10,000 |
16.29% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062179. Member loan 1062179 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,280 / month |
Current employer: | Manhattan Center Studios, Inc. | Debt-to-income ratio: | 16.61% |
Length of employment: | 4 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Manhattan Center Studios, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,495.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Have not go a "real raise" in the last 3 years and expences keep rising |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, MC, Credit Union, Store Card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1800 - $1850 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa -$2300, 18% $75; MC - $1350 23.25% $50; Store card - $1600 24.5% $50; - MC - $2850 14.25% $75;this is what I normally pay as I try to pay above the min payment at all times<br><br>Credit Union - 3800 - $524 (set payment) (new car/signature loan) |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, MC, Credit Union, Store Card |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Visa -$2300, MC - $1350 ; Store card - $1600; - <br>Credit Union - 3800 - |
Member Payment Dependent Notes Series 1062192
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062192 |
$10,800 |
$10,800 |
14.27% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062192. Member loan 1062192 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | usps | Debt-to-income ratio: | 2.67% |
Length of employment: | 6 years | Location: | las vegas, NV |
Home town: | |||
Current & past employers: | usps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/09/11 > I plan to pay off high interest credit cards. I always pay my bills on time. I have had the same job for 6 years.<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $7,045.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of all cards is about 7000 and orthodontic bill of 2500, current interest is 20%- 26%, and I'm paying $500 a month for all. |
Member Payment Dependent Notes Series 1062253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062253 |
$12,000 |
$12,000 |
17.27% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062253. Member loan 1062253 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Ultimo Software Solutions Inc | Debt-to-income ratio: | 11.10% |
Length of employment: | 2 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | Ultimo Software Solutions Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > Putting all the credit card debt @ one place to have proper plan for payment of all debt with one payment avoiding the minimum payment trap. This will also help us to meet our financial goals.<br><br> Borrower added on 12/08/11 > I have a pretty stable job with my company and have been high performer till now. I have plan to pay our most of credit card loans thru it. I have never defalted on any payment and have paid off whatever is required to all the banks. As Credit card payments will not be there we will just redirect that to pay this loan. This will help us to think in terms of one loan only. This will also help us to get better credit score due to lower revolving credit loans. Thanks a lot for help...<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1062268
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062268 |
$7,700 |
$7,700 |
16.77% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062268. Member loan 1062268 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,481 / month |
Current employer: | State of Texas | Debt-to-income ratio: | 18.58% |
Length of employment: | 3 years | Location: | Copperas Cove, TX |
Home town: | |||
Current & past employers: | State of Texas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > Line of credit. Credit building.<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,206.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to payoff my higher interest rate credit cards, my bank loan, and apply those payments to this 1 item - I was entering a vicious cycle of credit card debt (pay a large amount, and then charge a portion). I am attempting to break that cycle. This loan will allow me to do that and would greatly decrease my monthly expenses, as well as continue to build my credit. Please feel free to ask, cod you have any other questions. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 250. Charge cards and bank loan: 542. Transportation: 250. Phone: 425 (I have family members on my plan, until they gain better employment/income). Insurance: 280 (6m policy). Tuition: 200. Remainder: split between food, hygiene, and $25 into a mutual funds account. If you have questions, please feel free to ask. |
Please provide additional details regarding the purpose of the loan | I intend to clear my charge debt, and make one monthly payment. This will help my repair my credit and lessen my monthly recurring expense by over 1/2, and continue to build my credit. I have already made plans to give the cards to a reliable party (my mom) so that they can be out of my hands and available only as truly intended- emergency. I really thought I was doing good to charge them and then pay the monthly amount. I thought I would increase my score because here I am, with a balance, and making my payments timely. I can only do my beat, at this point, to correct my mistake. Please feel free to ask any other questions you may have. |
Member Payment Dependent Notes Series 1062384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062384 |
$2,400 |
$2,400 |
12.69% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062384. Member loan 1062384 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,949 / month |
Current employer: | Portland Public Schools | Debt-to-income ratio: | 13.70% |
Length of employment: | 4 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Portland Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > Never been late on mortgage, auto loan or open credit cards. Stable career in education.<br> Borrower added on 12/08/11 > Need emergency funds for father's medical care.<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $3,265.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 44.10% | Months Since Last Record: | 45 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | The only public record was an old medical bill from 2001 that was supposed to be covered by my mother's health insurance when I was in college out-of-state and was never paid without my knowledge. It was paid in full 2008. |
Member Payment Dependent Notes Series 1062414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062414 |
$5,000 |
$5,000 |
16.29% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062414. Member loan 1062414 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Clarks co. North America | Debt-to-income ratio: | 22.81% |
Length of employment: | 6 years | Location: | marysville, WA |
Home town: | |||
Current & past employers: | Clarks co. North America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our Monthly income now that she is back to work is close to 8,000.00, our current monthly expences are 7,100.00. |
Please explain the reason why you carry a large revolving credit balance. | My wife was out of work for eight months due to her illness. We used credit cards to get by. Now she is back to work and we are in the process of getting our finances back in line. |
Member Payment Dependent Notes Series 1062510
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062510 |
$2,000 |
$2,000 |
9.91% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062510. Member loan 1062510 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $19,271 / month |
Current employer: | Comcast | Debt-to-income ratio: | 11.43% |
Length of employment: | 1 year | Location: | SMYRNA, GA |
Home town: | |||
Current & past employers: | Comcast | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > Need to replace torn carpet; loan will be repaid in full on or before 3/15/2012<br><br> Borrower added on 12/08/11 > Loan to fix carpet<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062536 |
$3,000 |
$3,000 |
7.90% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062536. Member loan 1062536 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Port of Everett | Debt-to-income ratio: | 4.89% |
Length of employment: | 10+ years | Location: | Marysville, WA |
Home town: | |||
Current & past employers: | Port of Everett | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,413.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062643 |
$5,000 |
$5,000 |
12.42% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062643. Member loan 1062643 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Sunday Night Life | Debt-to-income ratio: | 22.59% |
Length of employment: | < 1 year | Location: | OVIEDO, FL |
Home town: | |||
Current & past employers: | Sunday Night Life | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $13,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062654 |
$5,000 |
$5,000 |
11.71% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062654. Member loan 1062654 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | AEG LIVE | Debt-to-income ratio: | 4.01% |
Length of employment: | 4 years | Location: | Beverly Hills, CA |
Home town: | |||
Current & past employers: | AEG LIVE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > To finance a car that will be paid faster than 36 months probably within a year.<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1062873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062873 |
$18,000 |
$18,000 |
13.49% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062873. Member loan 1062873 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Pulte Homes | Debt-to-income ratio: | 16.40% |
Length of employment: | 8 years | Location: | NEW MILFORD, CT |
Home town: | |||
Current & past employers: | Pulte Homes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > Consolidate high interest loan and higher interest credit cards.<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $14,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal Loan, $8350, 19.8%, Monthly PMT $210 CreditCards $11,000 22.9%, Monthly PMTS $435. Mortgage, $1500, 5.5% Auto Loan, $500, Balance $18,000 6.9% |
Which debts do you plan to pay off with this loan? | Personal Loan and Credit Cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage, Insurance, utilities, auto, groceries run about $3,900.00 per month. |
Please explain the reason why you carry a large revolving credit balance. | The majority of the revolving credit I have is from years of purchasing materials for side jobs and upgrades to my house. I've installed a new bathroom, new kitchen and built a new garage. With the state of the economy over the past several years there hasn't been many side jobs in the market. My buy now pay later mentality has has changed over the years. Now when I get a side job or if I need an upgrade to my house I pay for the materials instead of using credit. Over the years the credit balances have just built up to their current levels. I hope that answers your question. Thanks. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't beleive I've had any late payments in the last 2 to 3 years. If I did it was more than likely due to neglect and just not making the payment deadline, probably due to being away on business. |
Please explain the reason why you carry a large revolving credit balance. | The majority of the revolving credit I have is from years of purchasing materials for side jobs and upgrades to my house. I've installed a new bathroom, new kitchen and built a new garage. With the state of the economy over the past several years there hasn't been many side jobs in the market. My buy now pay later mentality has has changed over the years. Now when I get a side job or if I need an upgrade to my house I pay for the materials instead of using credit. Over the years the credit balances have just built up to their current levels. I hope that answers your question. Thanks. |
What is your intended use for the loan proceeds? | I intend to pay off 4 specific accounts, a personal loan that has a high ihterest rate. And there are three credit cards that have an even higher interest rate. I make more than the minnimum payment but at the high interest rates not much of the principle comes off. With the interest rate of the new loan it would enable me to pay off the existing in the next 3 years. |
Member Payment Dependent Notes Series 1062887
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062887 |
$7,000 |
$7,000 |
11.71% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062887. Member loan 1062887 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,067 / month |
Current employer: | IBM | Debt-to-income ratio: | 24.64% |
Length of employment: | 7 years | Location: | Upper Marlboro, MD |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > credit card/debt consolidation<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062897
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062897 |
$1,700 |
$1,700 |
7.90% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062897. Member loan 1062897 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,150 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.00% |
Length of employment: | n/a | Location: | Ft. Collins, CO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1062918
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062918 |
$4,000 |
$4,000 |
12.69% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062918. Member loan 1062918 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | publix | Debt-to-income ratio: | 17.60% |
Length of employment: | 6 years | Location: | tallahassee, FL |
Home town: | |||
Current & past employers: | publix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/08/11 > remodeling our kitchen<br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $1,296.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1062997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1062997 |
$15,000 |
$15,000 |
15.27% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1062997. Member loan 1062997 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Hudson Hotel | Debt-to-income ratio: | 10.72% |
Length of employment: | 10+ years | Location: | Ridgewood, NY |
Home town: | |||
Current & past employers: | Hudson Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1063003
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1063003 |
$3,600 |
$3,600 |
15.96% |
1.00% |
December 13, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1063003. Member loan 1063003 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Lawrence Hospital | Debt-to-income ratio: | 12.78% |
Length of employment: | 3 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Lawrence Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/09/11 > Thanks for reviewing my loan request. I appreciated your support. <br><br> Borrower added on 12/09/11 > Thanks for reviewing my loan request. <br>
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1063228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1063228 |
$4,150 |
$4,150 |
10.65% |
1.00% |
December 12, 2011 |
December 22, 2014 |
December 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1063228. Member loan 1063228 was requested on December 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Cloudmark | Debt-to-income ratio: | 1.99% |
Length of employment: | 4 years | Location: | Mountain View, CA |
Home town: | |||
Current & past employers: | Cloudmark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $4,255.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1063521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1063521 |
$3,600 |
$3,600 |
8.90% |
1.00% |
December 13, 2011 |
December 23, 2014 |
December 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1063521. Member loan 1063521 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.48% |
Length of employment: | 10+ years | Location: | LINDENHURST, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/05/11 > i am going to pay off and then cancel several credit cards with a higher interest rate<br>Borrower added on 12/05/11 > i am going to pay off and then cancel several credit cards with a higher interest rate<br>Borrower added on 12/05/11 > i am going to pay off and then cancel several credit cards with a higher interest rate<br>Borrower added on 12/05/11 > i am going to pay off and then cancel several credit cards with a higher interest rate<br>
A credit bureau reported the following information about this borrower member on December 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1063804
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1063804 |
$8,000 |
$8,000 |
6.03% |
1.00% |
December 13, 2011 |
December 23, 2014 |
December 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1063804. Member loan 1063804 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,767 / month |
Current employer: | BMW Manufacturing | Debt-to-income ratio: | 4.72% |
Length of employment: | 10+ years | Location: | Boiling Springs, SC |
Home town: | |||
Current & past employers: | BMW Manufacturing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/09/11 > pay off credit cards<br> Borrower added on 12/10/11 > pay off credit cards<br>
A credit bureau reported the following information about this borrower member on December 9, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1063972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1063972 |
$4,100 |
$4,100 |
7.51% |
1.00% |
December 13, 2011 |
December 23, 2014 |
December 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1063972. Member loan 1063972 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,850 / month |
Current employer: | U.S. Department of Veteran Affairs | Debt-to-income ratio: | 6.58% |
Length of employment: | 9 years | Location: | new orleans, LA |
Home town: | |||
Current & past employers: | U.S. Department of Veteran Affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 12/12/11 > Credit Cards<br>
A credit bureau reported the following information about this borrower member on December 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1064061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1064061 |
$7,200 |
$7,200 |
6.03% |
1.00% |
December 13, 2011 |
December 23, 2014 |
December 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1064061. Member loan 1064061 was requested on December 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | tampa bay rays baseball | Debt-to-income ratio: | 2.54% |
Length of employment: | 5 years | Location: | phoenix, AZ |
Home town: | |||
Current & past employers: | tampa bay rays baseball | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on December 9, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $3,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Boat repairs and upgrades. |
What is your intended use for the loan proceeds? | Boat repairs and upgrades. |
Please provide additional details regarding the purpose of the loan | my steering cable on my boat and my engine both went out. need to fix them asap and didnt want to pay 23 percent on my credit card. |
Prospectus Supplement (Sales Report) No. 17 dated December 13, 2011